The Dave Ramsey Show

By Ramsey Solutions

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Description

The Dave Ramsey Show is about real life and how it revolves around money. Dave Ramsey teaches you to manage and budget your money, get out of debt, build wealth, and live in financial peace. Managing your money properly will reduce stress, improve your marriage, and provide security for you and your family.

Episode Date
Stop the Money Stress With Easy Budgeting (Hour 3)
40:00

"We weren't managing the money we had . . . We needed to worry about the money going out, not just what's coming in." 

Dave chats with a couple under serious financial stress until they made a budget and turned it all around in just 2 years.

 

 

Budgeting Just Got Easy:

 

 

Also Mentioned in This Episode:

Jun 15, 2018
Teaching Older Teens How to Handle Money (Hour 2)
39:56

"Money's not in a different category here. You're teaching them behavior skills . . . to have self-control and to be a high-quality adult." —Dave 

 

 

Teach Teens to Avoid Money Mistakes: 

 

 

Also Mentioned in This Episode: 

Jun 15, 2018
Providing the Best for Your Family With a Lasting Legacy (Hour 1)
40:06

"Your best inheritance to your children is first and foremost the character that you transfer to them." — Dave

 

 

Learn How to Build a Family Legacy:

 

 

Also Mentioned in This Episode: 

Jun 15, 2018
Get on the Right Track to Smarter, Debt-Free Living (Hour 3)
39:54

"If broke people are making fun of your financial plan, you're right on track." — Dave

 

 

Decide to Live Smarter:

 

 

Also Mentioned in This Episode: 

Jun 14, 2018
How to Be Ready for the Next $1,000 Emergency (Hour2)
39:51

"The point of Baby Step 1 is . . . GET STARTED." — Dave

 

 

Discover How to Save $1,000 Fast: 

 

 

Also Mentioned in This Episode: 

Jun 14, 2018
When Addiction Has You Scared to Death, Go All In (Hour 1)
40:01

"It's all in. All in for the healing or all in for the hell. Which one are you going to sign up for?" — Dave

 

 

Go All in for a Financial Makeover:

 

  

Also Mentioned in This Episode: 

Jun 14, 2018
Is It Smart to Sell the House to Become Debt-Free? (Hour 3)
39:56

Author Andy Andrews visits Ken Coleman in the studio to chat about hope and creating value for other people. 

Ken Coleman and Anthony ONeal sit in for Dave and give advice on investing, paying off debt, and saving for the future by following Dave's proven plan for winning with money.

 

 

Find Top Real Estate Agents Who Can Help You Save Money:

 

  

More from Ken Coleman:

 

 

More From Anthony ONeal:

 

 

Also Mentioned in This Episode: 

Jun 13, 2018
Advice on When and How to Pay Off Your Mortgage (Hour 2)
39:57

"The point of personal finance is it's personal, meaning that your life and your family decisions are as valid as the math decisions." --Dave

In this episode Dave talks about mortgages and tax deductions, investing in real estate, and why paying off the mortgage is a smart way to build wealth.

 

 

Save Money When Buying or Selling a Home:

 

 

Also Mentioned in This Episode:

Jun 13, 2018
7 Steps to Win With Money and Transform Your Life (Hour 1)
40:12

"Everything that we talk about is what Proverbs says, that the diligent prosper. Meaning that when you work your butt off, you have money." — Dave

A family from California visits the studio to share their debt-free journey. Listen to hear what makes Dave say, "Beware of the preschool teacher!" 

Dave explains why his teachings don't match up with the "prosperity gospel" and why it's absurd to say the program only works for the privileged. 

 

 

Transform Your Life in 7 Simple Steps:

Jun 13, 2018
Why It's Risky to Go Into Debt for Grad School (Hour 3)
39:58

Borrowing money to get ahead in life will usually come back to bite you. Dave knows. He's been there. In this episode, Dave gives practical advice on debt, investing and building wealth.

 

 

Never Worry About Money Again:

 

 

Also Mentioned in This Episode:

Jun 12, 2018
How to Talk About Budget Money the Right Way (Hour 2)
39:59

To win with money, couples need to be on the same page. In this episode, Dave gives tips to help improve communication in marriage when making a budget and attacking debt.

A couple from Texas calls the show to scream, "We're DEBT-FREE!" 

 

 

Budgeting Together Just Got Easier:

 

 

Also Mentioned in This Episode: 

Jun 12, 2018
Using Life Insurance Pay-Outs to Invest in Mutual Funds (Hour 1)
40:05

In this episode, Dave talks about the three things you should do with your money and the best way to invest in mutual funds to pull a livable income during retirement.

A couple in Florida calls the show to share how they declared bankruptcy and felt hopeless when they still had to pay off $50,000. But they followed Dave's plan and got out of debt: "We're out! We're free! . . . When you have your moment of change, never look back!" 

 

 

Find a Qualified Investing Professional Near You: 

 

 

Also Mentioned In This Episode:

Jun 12, 2018
How Can I Make My Small Business More Profitable? (Hour 3)
39:59

Debt doesn't have to be a lifetime sentence. A millennial couple from North Carolina visits the studio to share how they paid off $127,000 in two years and started a small business with cash!

Christy Wright joins Dave in studio to discuss how women can discover their profit potential and how to take their small business to the next level. 

 

 

Learn What You Need to Start or Grow Your Business:

 

 

More From Christy Wright:

 

 

Also Mentioned in This Episode: 

Jun 11, 2018
How Big Should My Nest Egg Be to Retire Early? (Hour 2)
39:57

Retiring wealthy is the Great American Dream, but figuring out if you will have enough to live on and enjoy can be a little scary. In this episode Dave explains how to determine if your investments will fund your retirement dreams.

Dave discusses Credit Bureaus and the dependent relationship Americans have with the almighty FICO score.

A determined couple from Ohio visits the studio to scream, "We're DEBT-FREE!"

 

 

Live the Dream! Find a Qualified Investing Professional:

 

 

Also Mentioned in This Episode:

Jun 11, 2018
What To Do If You're Not Eligible for Life Insurance (Hour 1)
40:07

Dave recommends buying ten times your income in term life insurance. But what if a tragic diagnosis prevents you from being eligible? In this episode, Dave gives practical advice to a cancer survivor who wants to protect his family with life insurance. 

A family from Los Angeles, California visits the studio to share their debt-free journey: "Big hairy debt payments are the only way to knock out big hairy debts!"

Dave gives personal insight to a young couple in walking through Chapter 13 bankruptcy: "Sharon and I went through the same kind of stuff you guys are going through, but with zeros on the end of our stupidity.... So I know how it feels to be scared and wish I hadn't done that."

 

 

Protect Your Family With Term Life:

 

 

Also Mentioned in This Episode:

Jun 11, 2018
Debt-Free in Less Than 2 Years? It's Possible! (Hour 3)
39:54

Feeling stuck in debt? There's a way out! Like millions of other families, you can take simple steps to change the way you handle money and get ahead. In this episode, Dave gives practical advice on the quickest way to beat debt and talks to a couple from Kentucky who paid off $125,000 in less than 2 years!

Dave talks about Proverbs 13:11: Wealth gained hastily will dwindle, but whoever gathers money little by little makes it grow.

 

 

Proven Tools to Help You Win With Money:

 

 

Also Mentioned in This Episode: 

Jun 08, 2018
Small-Business Bookkeeping and Rental Property Basics (Hour 2)
40:02

Small-business and property owners are the backbone of America. But if you don't know the basics of handling your money the right way, it can be disastrous to your bottom line. In this episode, Dave explains how to set up a business account with a separate prioritized spending plan to know exactly how profitable your business is.

 

Learn How to Handle Your Money:

Jun 08, 2018
People Who Are Living Life Debt-Free (Hour 1)
40:08

If you think you'll be in debt until the day you die, think again! In this episode, Dave talks to several callers who are living that debt-free life, including a newlywed couple from Washington who paid off $109,000 in less than 2 years! Listen to be inspired by their story!

 

 

Proven Tools to Help You Get Out Debt:

 

 

Also Mentioned in This Episode:

Jun 08, 2018
Is It Time to Move Out of My Parents' House? (Hour 3)
40:05

Don't tell Dave that all millennials live in their parents' basement playing video games. Some are on fire! In this episode, Dave chats with a 19 year old who has a solid plan to finish school debt-free, but wants to know when she should start investing, move out of her parents' home, and buy a house on her own! Listen to Dave's practical guidance on what college students should do with their money and when to start living independently.

 

 

Raise Money-Smart Kids: 

 

 

Also Mentioned in This Episode:

Jun 07, 2018
Is It Smart to Move While Paying Down Debt? (Hour 2)
40:02

Home—it's not just a place to lay your head. It's the sound of "Happy Birthday" echoing around the table. It's the smell of popcorn hanging in the air while binge-watching TV late at night. Your home is full of memories, so deciding to pack up and move is full of emotions—even if you're moving for a good reason. Dave's been there! In this episode, Dave gives practical advice on whether to sell your home if you're trying to pay down debt. 

 

 

A Mortgage Company You Can Trust: 

 

 

Also Mentioned in This Episode:

Jun 07, 2018
How to Make Your Retirement Dream a Reality (Hour 1)
40:05

Retirement expert Chris Hogan says retirement is not an age—it's a financial number. And the good news is, you get to set that number. Do you dream of retiring with millions? In this episode, Dave and Chris interview people just like you with a net worth of at least $1,000,000 to find out what they did to reach their number. Do what they did, and you, too, can become an everyday millionaire. 

 

 

More From Chris Hogan:

 

 

Also Mentioned in This Episode:

Jun 07, 2018
Advice on Respect, Boundaries and Family Guilt Trips (Hour 3)
39:59

Achieving personal goals is challenging, especially when family members make you feel guilty for it. In this episode, Dave gives insight on how to set clear, healthy boundaries with family. 

 

Learn More About Setting Boundaries:

 

Also Mentioned in This Episode:

Jun 06, 2018
Facing Retirement With No Money and a Lot of Debt (Hour 2)
39:52

If a lifetime of stupid money mistakes is stealing your hope and inspiration, it's time to draw a line in the sand. In this episode, Dave gives insight on how to find motivation to take control of your money and future. "Grace means I can put stupid in the rear-view mirror. . . . There are storm clouds in the rearview mirror. But that's in the past. Drive away from the storm toward the sun. That's what we're all trying to do—learning from our mistakes."

 

 

Retire With Dignity: 

 

 

Also Mentioned in This Episode:  

Jun 06, 2018
Real Hope for Single Parents Who Are Starting Over (Hour 1)
40:03

Transitioning to a single-income household after a divorce can be scary and overwhelming. In this episode, Dave talks to a rockstar single mom who explain the steps she took to become a millionaire! 

Dave talks to Susan Spencer, author of When Action Follows Heart: 365 Ways to Share Kindness.

A couple from Texas calls the show to scream, "We're DEBT-FREE!" 

 

Dave's Proven Plan to Financial Peace:

 

 

Also Mentioned in This Episode:

Jun 06, 2018
Make a Game Plan Now to Pay Cash for College (Hour 3)
39:54

Too many students are drowning under the weight of school loans. It doesn't have to be that way. In this episode, Dave gives practical advice on how to pay for your degree in cash!

A couple from Kentucky visits the studio to share how they paid off $72,000 of student loans in 19 months: "Sallie Mae was around long enough, I think I was going to have to take her for a driving test soon!"

 

 

Avoid Money Mistakes in College:

 

   

Also Mentioned in This Episode:

Jun 05, 2018
Helping Family With Money Should Be 100% Conditional (Hour 2)
39:52

When family members are struggling to make ends meet, it's normal to want to help them out. In this episode, Dave explains how to help family with money the right way so you're not supporting their bad behavior.

A couple from Colorado visits the studio to share how they paid off over $263,000 and scream, "We're DEBT-FREE!" 

Dave gives historical market data on investing in mutual funds vs. the S & P. 

 

 

Know Exactly Where Every Dollar Is Going:

 

 

Also Mentioned in This Episode:

Jun 05, 2018
4 Things Everyone Needs to Learn About Money (Hour 1)
40:08

Most parents know teaching kids how to handle money is important, but knowing how to do it the right way doesn't come naturally. In this episode, Dave gives insight on how he taught the Ramsey kids about money and shares practical ways parents can create teachable moments for kids from toddlers to college students.

Newlyweds from Minnesota visit the studio to share how they paid off over $60K: "When you get on the exact same page, whether it's a paper budget or you're using the EveryDollar app...you see what each other is doing and you talk about it. That's what the key was!" 

Dave shares his personal thoughts on firearms training and insurance.  

 

Raise Money-Smart Kids:

 

 

Also Mentioned in This Episode:

Jun 05, 2018
Why Single Stocks Aren't Your Best Play (Hour 3)
40:06

Investing for retirement doesn't have to be complicated. In this episode, Dave gives insight on investing in mutual funds vs. single stocks.

A family from Boston visits the studio to scream, "We're DEBT-FREE!" 

Chris Hogan joins the show to chat with Dave about the proven processes that connect people to financial success. Chris says if you borrow from your 401(k), you're stealing from your dreams.

 

 

Become a Hero to Your Employees:

 

 

More From Chris Hogan: 

  

 

Also Mentioned in This Episode:

Jun 04, 2018
How to Plan a Secure Future for Your Kids (Hour 2)
40:02

Providing for your family's future is a huge responsibility, but it doesn't have to be scary. In this episode, Dave talks with a young, expectant father about how to make sure his child won't live in poverty by following steps in the "success sequence." 

A family from Utah visit the studio to share their debt-free story: "Some days I would go to my first job in the morning at 7 a.m. . . . then go to my second job to deliver Papa John's pizzas until 1 a.m."

 

 

Budget Your Way to a Secure Future:  

   

 

Also Mentioned in This Episode:

Jun 04, 2018
Raising Balanced Kids When Money Is Tight (Hour 1)
40:09

Rachel Cruze joins Dave on the show to discuss balanced parenting, and how to set a good example for kids financially even if you've made mistakes in the past.

An incredible survivor from Ohio makes Dave tear up when she shares her journey to debt freedom: "It feels amazing just to own my entire paycheck!" 

 

 

Teach Kids to Win With Money:

 

 

More From Rachel Cruze:

 

  

Also Mentioned in This Episode:

Jun 04, 2018
Is Financing a Car at 0% Interest a Good Deal? (Hour 3)
39:57

Small Business Guide for Teens:

 

 

Bring Life-Changing Financial Wellness to Your Team:

Jun 01, 2018
Hope and Help for Your Financial Future (Hour 2)
39:58

Help People Win With Money:

Jun 01, 2018
How to Manage Big Homeowners Insurance Claims (Hour 1)
40:02

Budgeting Just Got Easy:

Jun 01, 2018
Expert Advice for Handling Money the Right Way (Hour 3)
40:02

One Day Can Change Everything: 

 

 

A Date Night Worth Investing In: 

May 31, 2018
Practical Help for Your Personal Finances (Hour 2)
39:59

Budgeting Just Got Easy:

May 31, 2018
Simple Steps to Save Money and Build Wealth (Hour 1)
40:06

Tools to Help You Build Wealth:  

May 31, 2018
Practical Advice From America's Trusted Voice on Money (Hour 3)
40:02

A Date Night Worth Investing In: 

 

 

Business Idea Bootcamp:

 

 

May 30, 2018
Learn How to Manage Your Money the Smart Way (Hour 2)
39:51

One Day Can Change Everything: 

 

 

May 30, 2018
Proven Solutions to Everyday Struggles With Money (Hour 1)
40:04

Proven Money Solutions: 

May 30, 2018
Real Help When You're Stressed About Money (Hour 3)
39:51

For Leaders Who Aren't Ready to Settle for the Norm:

May 29, 2018
Common Sense Solutions to Your Money Problems (Hour 2)
40:01

Make Money Doing What You Love:

May 29, 2018
The Best Way to Handle Money (Hour 1)
40:09

Tools to Help You Handle Money:

May 29, 2018
What Being Debt-Free Does For You (Hour 3)
40:03

Start Your Debt-Free Journey:

May 28, 2018
Is It Really Better to Own a Home Instead of Rent? (Hour 2)
39:58

Budgeting for a Home Just Got Easy:

 

 

Find Top Real Estate Agents:

May 28, 2018
What Makes Poor People Poor? (Hour 1)
40:00

For Leaders Who Aren't Ready to Settle for the Norm:

May 28, 2018
How to Impact Your Family's Financial Future (Hour 3)
39:58

In this episode, Dave gives practical advice about paying off student loan debt and how to build wealth for your family's future.

A young couple in South Dakota visits Dave in the studio to share their debt-free story. 

 

 

Take Control of Your Money, Plan for Your Future, and Transform Your Life:

 

 

Also Mentioned in This Episode: 

May 25, 2018
Solving Money Stress Between You and Your In-Laws (Hour 2)
40:01

Bunking with family for a while may sound like a smart idea if you're trying to save money. In this episode, Dave gives wise advice to couples who are dealing with the stress of living with in-laws to reach financial goals.

Also, sometimes it's the in-laws who need help with money. Dave gives insight on the best way to talk about money with family members who are struggling.

 

 

Stop Arguing About Money and Find Peace for Your Family:

 

 

Also Mentioned in This Episode: 

May 25, 2018
When the Bride Asks You to Pay Way Too Much (Hour 1)
40:06

Emotions can get high when there's a wedding on the calendar! In this episode, Dave gives insight on how to respectfully set boundaries when family members are expecting more than you're willing or able to give.

Also, what should you do if you're engaged to someone who's irresponsible with money? Dave gives some personal advice to a young girl who wants to get her finances together, but her boyfriend thinks Financial Peace University is a scam.

  

Build Healthy Family Relationships:

  

Get on the Same Page Financially:

  

Also Mentioned in This Episode: 

May 25, 2018
How to Choose the Right College (Hour 3)
39:58

Dave discusses the myth that you have to go to an expensive school to be successful in life. 

A couple from St. Louis visits the studio to share their debt-free story: "For us the real key was creating a budget and sticking to it. It was both the hardest adjustment and the most important one."

 

 

Avoid Money Mistakes in College:

 

 

Also Mentioned in This Episode: 

May 24, 2018
How to Handle Money Decisions After Losing a Spouse (Hour 2)
39:51

Losing a spouse is overwhelming enough, but trying to make money decisions while you're grieving is nearly impossible. In this episode, Dave talks about the wisdom of slowing down a bit before making drastic decisions when the grief is so fresh you can't even breathe.

A couple from Ohio visits the studio to scream, "We're DEBT-FREE!"

 

Protect Your Family With Term Life Insurance:

 

 

Also Mentioned in This Episode:

May 24, 2018
The Life Hack That Could Save You Hundreds (Hour 1)
40:02

Rachel Cruze joins Dave in studio to talk about life hacks that will save you money. 

A couple from Texas visits the studio to share how they paid off $132,000: "Daily choices and controlling impulse buying was the key."

 

 

Get the Best Deal on Insurance:

 

 

More From Rachel Cruze:

 

 

Also Mentioned in This Episode:

May 24, 2018
What to Do With Your Money if You're Debt-Free (Hour 3)
39:56

Getting out of debt is a huge goal, but it's not the finish line! In this episode, Dave explains the steps to buy a home, save for retirement, and enjoy your money.

 

 

Make Extra Money Doing What You Love:  

 

 

Also Mentioned in This Episode:

May 23, 2018
How to Fight Your Way Out of Declaring Bankruptcy (Hour 2)
39:57

You don't have to keep living paycheck to paycheck. If you're drowning in debt, Dave's been there and can show you the way out. His proven plan can give you a clear path to attack debt and start building a better future! 

A young couple from Idaho visits the studio to share their debt-free story: "We were on a plan, and there was no option to stray from it."

 

 

Build a Better Future:

 

 

Also Mentioned in This Episode:

May 23, 2018
Do Bad Things Happen to People Who Aren't Generous? (Hour 1)
40:05

Generosity isn't always easy for both partners in a marriage. In this episode, Dave gives insight on tithes, offerings and how to be unified in giving. "If you don't have giving built into your system, you're limiting your personal growth, you're limiting the results you'll get with money, you're limiting everything."

 

 

Learn the Secret to Contentment and Generosity:

 

 

Mentioned in This Episode:

May 23, 2018
The Best Program to Get Out of Debt (Hour 3)
39:54

In this episode, Dave explains a step-by-step plan that will show you how to get out of debt and build wealth.

A couple in Utah calls the show to scream, "We're DEBT-FREE!"  

 

 

Get on Dave's Proven Program to Become Debt-Free: 

 

 

Also Mentioned in This Episode:

May 22, 2018
How to Invest Money for Retirement the Smart Way (Hour 2)
39:57

In this episode, Dave gives insight on investing in mutual funds, how to plan for retirement, and when to buy real estate.

Also, Dave talks to a millionaire to find out what he did to become wealthy. 

A young couple in Michigan calls the show to share how they paid off their mortgage!

 

 

Find Someone to Teach You About Smart Investing:

 

 

Reach Your Goal to Be Debt-Free With Dave’s 7 Baby Steps:

  

Also Mentioned in This Episode:

May 22, 2018
Don't Beat Yourself Up Over Stupid Money Mistakes (Hour 1)
40:05

You want to provide for your family, but you don't want to choose the wrong life insurance policy or pay too much for it! In this episode, Dave gives practical advice on how to choose the right insurance, how much it should cost, and how to plan for it in your budget.

Also, if you're tired of bad money habits sabotaging your life, Dave gives insight on how to get your spouse to listen to your concerns so you can work together to build a better future. A couple from Pittsburgh visits the studio to share their personal story of how Financial Peace University helped them turn things around.

 

 

Protect Your Family With the Right Insurance:

 

 

Decide to Change Your Financial Future:

 

 

Also Mentioned in This Episode:

May 22, 2018
How to Help Your Parents Financially Without Enabling Them (Hour 3)
39:55

It hurts to watch your parents struggle with money, but bailing them out repeatedly never solves the problem. In this episode, Dave gives insight on how to talk to parents who don't want to deal with money problems. Also, a couple from Michigan shares how they became debt-free!

  

Never Worry About Money Again:

  

Also Mentioned in This Episode:

May 21, 2018
Are Your Retirement Dreams Blocked by Debt? (Hour 2)
40:04

You're working too hard for your money to retire stressed over money. In this episode, Dave gives practical advice on how to make a realistic plan that will help you reach your retirement dreams! 

 

Clarify What Your Retirement Dream Is and Make It Happen:

 

 

Also Mentioned in This Episode:

May 21, 2018
How to Give Students Better Guidance for College (Hour 1)
40:00

College graduates shouldn't have to start their adult life trapped in debt for years. In this episode, Dave addresses the student loan crisis in America and gives practical advice on how to beat debt. Also, a New Yorker visits the studio to share how he paid off his student loans.

 

Get on the Path to Debt Freedom: 

 

Also Mentioned in This Episode:

May 21, 2018