Brown Ambition

By Mandi Woodruff & Tiffany Aliche | Cumulus Podcast Network

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Description

Every Wednesday Brown Ambition helps you unapologetically build wealth by saving, investing and making smart career choices — on your own terms! Your hosts are personal finance expert and journalist Mandi Woodruff and Tiffany "The Budgetnista" Aliche, an award-winning financial educator and author of the New York Time's bestseller "Get Good With Money". Got a question? Call or text us at 844-858-8080.

Episode Date
BA Q&A: How to Kick Your Amazon Addiction
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Happy Friday BA Fam! We're back with another BA Q&A. This week Mandi and guest host Delyanne Barros take listener questions. How can you kick your online shopping addiction? Is there such thing as over-saving for retirement? Until next Friday hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 24, 2021
EP 284: Slay The Stock Market with Guest Co-host Delyanne Barros
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Happy Wednesday BA Fam! September is Hispanic Heritage Month and this week Mandi is joined by special guest host Delyanne Barros, a Brazilian-born attorney-turned-investing coach who is empowering people of color to learn how to invest and build wealth. Delyanne has overcome so many challenges to achieve her dream of retiring early (and taking her mom with her!) in Portugal and we can’t wait for you to hear her extraordinary story. Delyanne talks about: making a huge pívot from her career as an attorney (4:21) Why she’s moving to Portugal (13:28) how money can impact family dynamics (29:28) Follow Delyanne: https://www.instagram.com/delyannethemoneycoach/?hl=en https://delyannethemoneycoach.com https://www.tiktok.com/@delyannethemoneycoach? Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 22, 2021
BA Q&A: Am I Onto Something?
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Happy Friday BA Fam! We're back with another BA Q and A! This week we'll cover: Do kids start with no credit or bad credit? How can you build your Childs credit? What to do with a loan refund check. Until next Friday hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 17, 2021
Ep 283: Are You Overwhelmed or Just Lazy?
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Happy Wednesday BA Fam! This week we're talking about THAT controversial Instagram post from social justice leader Tamika D Mallory where she takes on “lazy” people and gives some… questionable tough love. It’s caused all kinds of debate and we are here to have our own! Here are the black owned businesses we shouted out this week! Hummingbird Candle Co. Butter Bar Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 15, 2021
BA Q&A: Girl, Take That Maternity Leave
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Happy Friday BA Fam! We're back with another BA Q and A! This week we'll cover: Should you have to choose your career over maternity leave? How to save for both a wedding and a mortgage. Until next Friday hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 10, 2021
Ep 282: The Lost Episode of Brown Ambition
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Happy Wednesday BA Fam! In honor of Brown Ambition's 6 year anniversary next week, we're throwing it all the way back to the beginning. Enjoy our very first episode that has been lost from the podcast space, then stick around to hear one of our favorite guest interviews with Dr. Imani Walker. We'll be back Friday for our BA Q&A show! In the meantime, as always, hit us up with your questions @brownambitionpodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 08, 2021
BA Q&A: Should I Take Company Perks Right Before I Quit?
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Hey BA Fam! It's Friday and we're back with another BA Q and A! This week we'll cover: Is it worth it to dip into your 401k? Taking advantage of professional development funds at work Until next Friday hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 03, 2021
Ep 281: Why Kids Need to Struggle
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Hey fam it's BA Wednesday! This week we're discussing how to teach kids and teenages how to bounce back from financial struggles even when you're financially stable enough to provide them with the things they want and need. Here are a few highlights from today's episode: Mandi survived a road trip with a toddler (2:20) How Tiffany's teenage stepdaughter is making her think differently about teaching kids the value of financial strife (15:48) Why Mandi's taking a Brown Break from college degrees (31:40) We'll see you Friday for BA Q&A show! In the meantime, as always, hit us up with your questions @brownambitionpodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 01, 2021
BA Q&A: A Cry for Help
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Hey BA Fam! It's Friday and we're back with another BA Q and A! This week we'll cover: Refinancing your mortgage How to calculate your net worth Until next Friday hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 27, 2021
Ep 280: This Goes Out to All The Broke Bobbys
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Hey BA Fam! It's Wednesday again and this week we're emphasizing that your success is not measured by income or the size of your home. Here are a few highlights from today's episode: Only Fans is no longer allowing sex workers to post content (2:05) a Tiktoker releases a list of his friends' income and labels the lowest "Broke Bobby" (11:09) Mandi is a Yahoo Finance Contributor and gives a preview of her next article (32:17) We'll see you Friday for BA Q&A show! In the meantime, as always, hit us up with your questions @brownambitionpodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 25, 2021
BA Q&A: This is for My Homies
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We're back with another BA Q and A! This week we'll cover: How to pay for renovating your home Buying a personal home vs. an investment home Until next Friday hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 20, 2021
Episode 279: Tiffany Owns That B...
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Hey BA Fam! This week we're talking about the importance protecting your intellectual property as a business owner or creator in general. No matter how good a deal or contract looks, protect your IP at all costs! Here are a few highlights from today's episode: Follow Mandi & Tiffany on TikTok! (3:50) Don't have a defeatist attitude about growing wealth (7:41) Protecting your intellectual property as a business owner (31:42) Elevate Black Wall Street: As we heard from Mandra on today's show, friend-of-the-show Sandy Smith of Yes I am Cheap is hosting a FREE virtual conference called "Elevate Black Wall Street: From the Ashes" on August 26th where speakers will talk about the 100 year anniversary of the Tulsa Massacre and how we can build a new Black Wall Street. Tickets are FREE. Visit elevateblackwallstreet.com for details! -- We'll see you Friday for BA Q&A show! In the meantime, as always, hit us up with your questions @brownambitionpodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 18, 2021
BA Q&A: Eff Them Student Loans?
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We're back with another BA Q and A! This week we'll cover: Setting up an IRA for your Teen Refinancing student loans Until next Friday hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 13, 2021
EP 278: Being The Face of Your Own Business
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Hey BA Fam! This week we're talking about business. Mandi launched her "Just Quit!" Toolkit and Tiffany met some BA listeners at a book signing. Tiffany's book signing (2:49) Mandi's "Just Quit" Toolkit (10:32) Allyson Felix becomes the most decorated track and field olympian of all time, winning gold and bronze in sneakers she developed herself after breaking ties with Nike (29:36) We'll see you Friday for BA QA! In the meantime, as always, hit us up with your questions @brownambitionpodcast on IG and through email at BrownAmbitionPodcast@gmail.com Check out the links below for more: Mandi Money's "Just Quit!" Toolkit Get Good With Money Toolkit Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 11, 2021
BA Q&A: How Do You Ask for a Larger Credit Limit?
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We're back with another BA Q and A! This week we'll cover: Does your baby need life insurance? Will asking for a larger credit limit harm your credit score? Until next Friday hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 06, 2021
EP 277: Black Women Can be Introverts, too!
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Happy BA Wednesday fam! This week Tiffany needs advice about a networking opportunity she's been invited to (8:12). We also talk about The Importance of Vaccines (2:45) Simone Biles is more than just a gymnast (27:58) Alfonso Ribeiro, the actor who played Carlton Banks on The Fresh Prince, feels "rejected" by the black community (32:23) We'll see you Friday for BA QA! In the meantime, as always, hit us up with your questions @brownambitionpodcast on IG and through email at BrownAmbitionPodcast@gmail.com Check out the links below for more: Latest CDC data on Vaccine Efficacy World Health Organization How to Get a Vaccine Near you Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 04, 2021
BA Q and A: What's Zombie Debt?
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We're back with another BA Q and A! This week we'll cover: What is zombie debt, and what does a statute of limitations mean for credit card debt? (1:30) Some ways to think about prioritizing debt by thinking through the true cost of the debt (5:00) How to help your parents make decisions about buying and selling a house (10:25) Until next Friday hit us up with your questions @BrownAmbitionPodcast on IG and through email at BrownAmbitionPodcast@gmail.com Check out the links below for more: What is Zombie Debt The 4% Rule Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 30, 2021
Ep 276 - How Mandi 10x'd Her Net Worth
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This week you can read about Mandi in an article on Grow about how she increased her net worth from 70k to 700k in 5 years (3:00). Its about more than just the numbers though. Listen in this week to hear more about it. Other things we talk about this week include: Friendship Breakups (8:50) The power of expanding your ability instead of your capacity (15:04) And we'll talk a little a about the child tax credit checks people started to get this week (26:25) We'll see you Friday for BA QA! In the meantime, as always, hit us up with your questions @brownambitionpodcast on IG and through email at BrownAmbitionPodcast@gmail.com Check out the links below for more: I grew my net worth from $70,000 to $700,000 in 5 years: Here is my best wealth-building advice The Child Tax Credit Tiffany's Mahogany Books Signing Event Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 28, 2021
BA Q and A: Is Full-Time Work Really Better Than Contract Gig?
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We got your Q and A for you today, and we've got two great listener questions. If you get offered a contract job that's almost double your current salary, do you take it? (1:23) If I'm looking out of state for jobs, how do I know what salary is fair? (6:22) Keep sending all your great questions to brownambitionpodcast@gmail.com or hit us up on IG @brownambitionpodcast. See you next week! Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 23, 2021
Ep 275 - The Magical Mythical White Man
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Happy BA Wednesday! This week Tiffany tells us all about why she's taking a social media break (22:03). And it might not be the reason you think. We'll also talk about The value of normalizing things like IVF (2:05) Why "negotiate like a white man" is AWFUL advice (29:50) What's the next step with a coach or therapist after you've met your goals? (9:20) Stay tuned Friday for the Q and A episode. And check out the link below if you want to apply for some free career coaching with Mandi: https://docs.google.com/forms/d/e/1FAIpQLSc3bAlTEEnDAVGZf-UR4_EE4LS09S4ihIszrWrI9H4EDNDwmg/viewform Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 21, 2021
BA Q and A: Am I Responsible For My Mom's Final Expenses?
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Surprise! We've decided to break our Q and A segment out into a weekly bonus episode. We LOVE answering your questions and never want to stop. We've got some good ones this week: (2:20) How do I get my 17 year old step daughter to embrace personal finance? (11:07) My parents didn't raise me, how responsible am I for taking care of them as they age? As always feel free to hit us up with your questions @brownambitionpodcast on IG, or brownambitionpodcast@gmail.com Check out the links below for more: Set Boundaries, Find Peace: A Guide to Reclaim Yourself Modern Black Girl: Wealth Building for Women of Color Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 16, 2021
Ep 274 - From 70k to 700k
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TIFFANY IS BACK Y’ALL We had a great time with our guest co-hosts and we’re so very grateful. But we missed our Tiff and she’s BACK. We’ll get to hear all about how she spent her time off, and we’ll hear about how Mandi took some time for herself too. As much as we love talking about work, career, and money, you all know we’re big fans of taking time for rest too.  But that doesn’t mean we don’t get to business at all.  Mandi recently decided to strike out on her own entrepreneurial journey, and we’ll talk about why she did that (19:58), and the value of figuring out the work you’re truly meant to do (18:40).  We’ve got some big things on the horizon, and we can’t wait to bring you all along. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 14, 2021
Ep 273 - Summer Guest Series Greatest Hits
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We made it y’all. And I can’t thank my guest cohosts enough for joining me and holding my hand through this period of separation. Chris Browning of Popcorn Finance, Berna Anat from Hey Berna, Jamila Souffrant from Journey to launch and lastly Jannesse Torres-Rodriguez from yo Quiero Dinero. I had a blast getting to know y’all better and feel like I've got four new financial besties already..  This reference is strictly for the millennials so Boomers and Gen Z, sorry not sorry. Remember those old episodes of Saved By The Bell where they meet up at The Max and they reminisce about the school year and look longingly at nothing in particular in the distance and then the screen goes all squiggly and you realize it’s one of THOSE episodes….a recap of some of the best moments from the past?  Well here we go Bayside Tigers -- oh I mean BA Fam -- I am about to walk down memory lane and replay some of the most memorable moments from our summer cohost series... Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 07, 2021
Ep 272 - Buy Back Your Time w/Jannese Torres-Rodriguez of Yo Quiero Dinero
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This week's guest host is creator and host of the Yo Quiero Dinero podcast, Jannese Torres-Rodriguez! Jannese got tired of her corporate job and decided to side hustle her way to financial independence. And now, with TEN streams of income, she's been able to quit her job and do the things she loves. She's here to share some of her journey with us this week. We'll learn... Why Jannese left her six figure corporate job (9:43) How her time in corporate life prepared her for the very white, very male world of personal finance (14:21) Why getting into therapy was important for her journey (17:41) And as much as we LOVE answering your questions, we decided to take a deep dive into Jannese's TEN income streams instead. Her journey is so inspiring and it's an honor to be able to share it with y'all. Check out the links below for more: https://yoquierodineropodcast.com/ https://www.delishdlites.com/ https://www.instagram.com/yoquierodineropodcast/?hl=en Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 30, 2021
Ep 271 - Bet On Yourself w/Jamila Souffrant
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Happy BA Wednesday, this week's special guest co-host is the fabulous Jamila Souffrant from Journey To Launch. It started as a blog initially, chronicling her expedition to reach financial independence. After one year of logging her transformational growth to Financial Independence, the blog piqued the interest of a larger audience which inspired the launch of the podcast of the same name. Jamila talks about: How a breakdown during a 3 hour commute started her journey (5:04) How she was able to leave a 6 figure 9-5 to become an entrepreneur (8:33) Navigating life as an entrepreneur and parent during a pandemic (36:28) And we answer a great listener question about the smartest way to use inheritance money. Check the links below for more: Journey To Launch Jamila Souffrant on IG Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 23, 2021
Ep 270 - Financial Hype Woman Berna Anat
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This week's guest host is the fantastic financial hype woman Berna Anat. Berna is a producer, speaker and Fin-fluencer (is that a thing?) dedicated to making financial literacy more funny, more accessible, and more Brown for young people everywhere. She's got all kinds of wisdom to share this week like: How she got out from under 50k in debt (23:34) Going from a 9-5 to full time influencer (27:10) She also helps answer some great listener questions about the balance between paying off debt and enjoying your income (36:07), and whether or not you should make your 401k deductions pre-tax (45:27). Berna is on the internet everywhere @HeyBerna, and you can check out her website at heyberna.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 16, 2021
Ep 269 - Just quit already! And other new rules for wealth-building
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This week we're joined by special guest host Chris Browning. Chris is the host of Popcorn Finance, a podcast where he discusses finance in about the time it takes to make a bag of popcorn. He's also the co-host of This is Awkward, where he and his co-host Allison Baggerly help people with their awkward money problems. We dig into some good stuff this week like: After we get past financial survival/protection mode, what are the new rules to follow? What kind of life insurance is best? What happens when you've budgeted my whole income and you still can't find the cash to save or invest? Chris has some big shoes to fill and he did a fantastic job. Enjoy! Check out the links below for more: Popcorn Finance This is Awkward Get Good With Money The 2 Documents Everyone Should Have Before They Die Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 09, 2021
Ep 268 - The Joy In Getting ‘Rich’
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Hey BA Fam - Mandra here! We’ve got some incredible guests lined up for you this June while Tiffany is on a much-needed vacation. We’re kicking off the summer cohost series with Chris Browning from the Popcorn Finance podcast next Wednesday June 9th! Chris basically invented the perfect snackable money podcast with his show, which was recently featured on a list of great podcasts from none other than the New York Times. Not too shabby! This week, we’ve got a little something special for you.  We’ve recorded dozens of episodes of this podcast but if we had to choose our favorite episode ever, it could very well be this conversation we had with Christina and Amon of Our Rich Journey. Christina and Amon are former government employees and parents of two who used savvy investing strategies and a whole lot of hustle to retire before age 40...in PORTUGAL. Now they help other people pursue FIRE (Financial Independence, Early Retirement) on their YouTube channel, Our Rich Journey.    They get super candid with us on the show, revealing just how much they squirreled away before they determined they had enough in the bank to retire forever.  But beyond the dollars and cents, what left the biggest impression on us had to be the insanely palpable waves of joy they exuded. It was seriously contagious. It sent Tiffany on her own journey to find joy in her business and success and helped me get back in touch with that 22 year old girl I used to be -- the one who turned down a job to travel internationally. She’s someone I didn’t know I was still “allowed” to be in my 30s until I spoke with Christina and Amon. Suddenly, I remembered what all my hard work and passion for saving and investing has been for -- my own ticket not just to wealth but my own version of a truly rich and fulfilled life.  Alright, that’s enough preamble! Here’s our conversation with Christina and Amon.    Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 02, 2021
Ep 267 - What's The Money For?
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Tiff is, after this episode, taking a much needed and well deserved break. We thought it was important to have a talk about why this is okay and necessary to do. And we have a talk about shifting your mindset away from simply survival, once your financial safety net is set up. You'll also hear: (27:29) - This is the 100th anniversary of The Tulsa Massacre. We have a quick guest appearance to explain what happened, and why it still matters today (40:56) - An important listener question: "how do we deal with inflation?" (50:55) - Is it reckless for a 50 year old single mom to be thinking about a year off from Corporate America? Check out the links below for more: Kevin's Book: https://www.amazon.com/Burning-Blueprint-Rebuilding-Century-Silence/dp/1736666703 Kevin's Instagram: https://www.instagram.com/buildingbread/?hl=en Canadian company Knix Wear raises $53 million while disqualifying investors who questioned CEO's pregnancy: https://www.ctvnews.ca/canada/canadian-company-knix-wear-raises-53-million-while-disqualifying-investors-who-questioned-ceo-s-pregnancy-1.5436656 Buckhead restaurant manager responds after claims of racism by Hawks legend Dominique Wilkins: https://www.11alive.com/article/news/local/dominique-wilkins-racism-claims-le-bilboquet-buckhead/85-2d51510a-0279-4d13-80f7-4371f8c52747 UNC's rejection of Nikole Hannah-Jones and the opacity of academic tenure in America: https://www.nbcnews.com/think/opinion/unc-s-rejection-nikole-hannah-jones-opacity-academic-tenure-america-ncna1268421 Buy Nikole Hannah-Jones' book: https://www.amazon.com/1619-Project-New-Origin-Story/dp/0593230574/ref=sr_1_1?dchild=1&keywords=Nikole+Hannah-Jones&qid=1621984286&sr=8-1 Learn more about your ad choices. Visit megaphone.fm/adchoices
May 26, 2021
Ep 266 - How Do You Make a Unicorn Culture?
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In her business, Tiffany calls her team the “Unicorn Squad.” We need to have a talk about how we create a “Unicorn Culture.” The old ways of doing work are dying and we say let them die. You want to talk a meeting while you’re out on a walk, why not? We had a great talk this week about how to value your employees as people instead of money generating machines. Then we’re on to your questions, this week we’ll talk about: (28:15) Is there really a housing bubble happening right now?  36:22) Paying off my debt has lowered my credit score, how can I start to recover it? And this week we’re also giving a big Brown Boost to Mandi’s new website https://www.mandimoney.com/ Check out the links below for more: https://www.magnifymoney.com/ https://www.creditcards.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
May 19, 2021
Ep 265 - Surviving (And Thriving) Through a Pandemic w/Double Dutch Aerobics
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Happy BA Wednesday! This week we're bringing you another interview from an amazing and inspirational couple, Sean and Michelle Clark from Double Dutch Aerobics. We'll hear from them about: How their business was impacted by the pandemic (9:40) How their community came through for them in their time of need (36:04) How they’re coming back stronger after surviving the pandemic (39:45) The value of multiple income streams in helping survive the pandemic (44:47) Learn more about the amazing work Sean and Michelle are doing at https://www.doubledutchaerobics.com/. Also check out our small business boosts: Kier Gaines: https://www.instagram.com/kiergaines/?hl=en Starwalker Industries: https://starwalkerindustries.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
May 11, 2021
Ep 264 - Planning Your Kids' Financial Futures w/Helen Ngo
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BA Fam, this week we're super excited to bring you another great interview. One of our financial favs Helen Ngo is back to talk to us about how we plan finances for our kids. We'll talk about: The difference between tactics and strategy when planning for your kids financial future (21:50) Why is college the first (and sometimes only) thing we think about when planning for our kids' financial future? (24:40) A few alternatives to the ever popular (and overhyped?) 529 plan (32:40) When is the right time to start? (41:41) Check out the links below for more: Investopedia's Complete Guide to 529 Plans What Is a Roth IRA? How Do UTMA Accounts Work? Capital Benchmark Partners The National Association of Personal Financial Advisors Fee Only Network XY Planning Network Learn more about your ad choices. Visit megaphone.fm/adchoices
May 05, 2021
Ep 263 - Dreams Are Free
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Happy BA Wednesday! Let's talk about mindset. It's not the solution for everything, but it can make SUCH a difference in your life. This week we cover: Why dreaming big and working big aren't the same thing (11:32) An activity you can use to dream big and shift your mindset (19:50) What Sesame Street can teach us about mindset (28:37) What's the mindset difference between a millionaire and a billionaire (35:05) Then we'll get to your questions about debt versus savings (42:55) and how to find a competent and trustworthy financial advisor 49:50). Come hang out with us April 28th with The 19th* at 1pm Eastern. They've invited us to go live with them to answer questions about managing finances in a pandemic. You can send in questions here, and register to join us here. We'll see you there! Don't forget you can call/text us your questions for Brown Ambition at 844-858-8080. And as always you can DM us on Insta @brownambitionpodcast or email us at brownambitionpodcast@gmail.com. Check out the links below for more: The Get Good With Money Toolkit The National Association of Personal Financial Advisors Fee Only Network XY Planning Network Matt McGorry Post on Patrisse Cullors Numberblocks Alphablocks This 12-year-old prodigy is heading off to college. She aspires to be a NASA scientist Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 28, 2021
Ep 262 - Your Magic Wand is Working
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There are so many emotions this week, especially with the guilty verdict(s!) in the George Floyd murder trial. We want you to know that we recorded this episode Monday, a day before the verdict was reached. Our hearts go out to Floyd's family and to all the supporters of the Black Lives Matter movement who fought for justice in Floyd's name. He will not be forgotten. There is still much work to be done. Here's how you can help: Call 202-499-6085 and ask your representatives in Congress to support The George Floyd Justice in Policing Act Register to vote https://vote.gov Donate to causes that support social justice and racial equality We are sending virtual hugs to everyone and hoping you are taking care of yourselves. Here's a little preview of what we cover on today's show: Tiff's newest wisdom from Dr. Greene (5:27) Should you take advantage of your employer's Employee Stock Purchase Plan? (19:50) And where's best to park your home downpayment savings (26:35) Don't forget you can call/text your questions to: 844-858-8080 And if your question is longer or more complicated, you can still hit us up on IG @brownambition podcast or email brownambitionpodcast@gmail.com Save your spot! On Thursday 4/29 at 12 p.m. CT/1 p.m. ET Tiffany and I will be live in conversation with The 19th, a nonprofit newsroom amplifying the voices of women, people of color and LGBTQ+ citizens. Sign up here, Check out the links below for more: Employee Stock Purchase Plans You can and should still buy Tiffany's book if you haven't! Economist who says racism costs the U.S. $16 trillion explains the math Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 21, 2021
Ep 261 - Do Less, Be More
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We got a New York Times best seller, fam! Get Good With Money is on a whole bunch of best seller lists and we couldn't be more proud. This week we spend some time talking about what it means for Tiff (1:22), what it takes to actually get on a best seller list (9:20), and maybe most importantly, what Tiff plans to do for REST (16:45). And after our amazing interview last week, we're back to answering your questions, like: I over contributed to my 401k, can I pull some of that money out to pay down some debt? (25:22) My career and family life are getting really hard to juggle, should I take a different job? (34:40) Don't forget you can text/call with your questions at 844-858-8080 (try to keep your messages under 1 minute please!) But you can always hit us up the old fashioned way too, on Insta @brownambitionpodcast or via email at brownambitionpodcast@gmail.com Check out the links below for more: Hardship Withdrawal vs 401(k) Loan: What's The Difference? The Butter Bar Skin Care How Credit Card Balance Transfers Work Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 14, 2021
Ep 260 - Earn Your Leisure ft. Troy Millings and Rashad Billal
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Hey BA fam! We’re excited to bring you a very special interview this week. We had the joy and privilege of talking to Troy and Rashad from the podcast Earn Your Leisure! Also making a special appearance is Ian Dunlap from the Market Mondays podcast. We got so much wisdom and inspiration from them. Things like: How to use an economic downturn to your advantage (37:00) Why it’s important to build a foundation before you can seize on a “moment” (42:15) Turning a podcast into a network, then into a platform (53:25) What does “leisure” actually mean? (1:09:25) It was so great having these gents on the show. We’re sure you already know who they are. But if you don’t, now’s the time to get familiar! Check out Earn Your Leisure and Market Mondays and subscribe wherever you listen to podcasts. Check out the links below for more: Get Good With Money Virtual Summit Buy Get Good With Money Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 07, 2021
Ep 259 - How to (Finally!) Get Good With Money
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Happy BA Wednesday, fam! It’s book release week for Tiff, and we’re talking all about the concept of financial wholeness (12:55). Mandi even took the quiz, and we’ll discuss her results.  We’d love to see you take it too. Head to ggwmoneyquiz.com and take the Financial Wholeness Quiz, then share your results on IG and tag us with the hashtag #ggwmoney. Other topics this week include: Should you worry about identity theft with a custodial brokerage account? (49:17) Should you drain your savings to pay off debt? (even if its a birthday present you totally deserve!) (53:05) A hard break for Georgia’s new voting restrictions (1:00:13) A boot for an IG account we love (1:02:30) It was so fun hearing from you all this week! Call and text us your questions for next week at 844-858-8080. Check out the links below for more: Buy Tiffany's book - Get Good with Money VisionPoet Shopping for a New Car? Use the 20/4/10 Rule Policy Genius Select Quote Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 31, 2021
Ep 258 - The Mortgage Question We've Never Heard Before
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Before we do anything else, we want to let you know we're standing in solidarity our AAPI community in Atlanta and all of the US after the tragedy that happened there last week. This epidemic of violence against our AAPI siblings has to stop. Check this link to see how you can help. Other things happening this week: Chris Hogan, of DR fame resigns after failing to live up to their "righteous living" policy (17:35) Kylie Jenner asks people to crowdfund for her makeup artist's brain surgery (20:23) And then, of course, your questions! The woman whose mortgage question had us STUMPED (30:52) A listener wrote in to share a major debt win (37:24) I gave a lower salary range than I should have for a prospective job, should I go back with a higher number? (41:25) Don't forget we have a new way for you to send your questions, call or text: 844-858-8080 Check out the links below for more: Order Tiffany's Book Phroogal Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 24, 2021
Ep 257 - The Debate About Marrying "Up"
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Have you ever heard of hypergamy? Wikipedia defines it as "the act or practice of a person marrying a spouse of higher caste or social status than themselves." Plenty of women today are actually following hypergamy in their relationships. Tiff fell down a YouTube rabbit hole and she's got questions...(3:18) Other highlights: Stimmys are coming! What should we be doing with them? (31:58) How do students and dependents get their checks? (33:53) Whether you should open a UGMA account for your child (35:49) What the child tax credit in the stimulus bill is all about (42:32) Check out the links below for more: Order Tiffany's Book Get Good With Money Summit Vote for Tiff in the NAACP Image Awards School of Affluence Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 17, 2021
Ep 256 - The Princess Diaries Was a Lie
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It's BA Wednesday and we got the royal tea for you this week. We talk about: Oprah's exit interview with Megan Markle and Prince Harry (1:41) Tiffany's (virtual) White House visit (22:39) Some news on more stimulus checks (26:24) Shouts out to the ladies for International Women's Day (31:16) A listener question about being asked to do more and more work without being paid more (40:54) Speaking of questions, we have a new way for you to connect with us so you can ask us your questions. You can now call and leave us a voicemail at 844-858-8080. We can't WAIT to hear from you! We've got a brown break for some racist security guard and some Brown Boosts for Ava DuVernay and for Tiff being nominated for an NAACP IMAGE AWARD (WHAT?) Check out these links for more: Pre-order Tiffany's book Video of Tiffany's (virtual) White House Visit What’s in the Stimulus Bill? A Guide to Where the $1.9 Trillion Is Going Amanda Gorman, inaugural poet, 'tailed' by security guard on her walk home Array Crew: A resource to find Black and Brown filmmaking talent Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 10, 2021
Ep 255 - We Need to Talk About Digital Blackface
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Happy BA Wednesday, fam. This one gets deep quick. This week we got... What is digital blackface and is it really a problem? (3:42) Tiff's going to the WHITE HOUSE (virtually)! (26:00) A great listener question about IRAs, and how many of them you can have. (33:27) A little more discussion on the question of "picking someone's brain" and how we should set those boundaries (38:20) Some Brown Boosts for Chadwick Boseman, Peloton, a listener's financial win, and a Facebook group we love (48:45) Don't forget to rate and subscribe to the show wherever you listen, and share us with your friends. Love you! Check out the links below for more: Brown Ambition Merch Store Kids Know Chadwick Boseman Get Good With Money Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 03, 2021
Ep 254 - Girlfriends, Not Gurus
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We almost called this episode "D*ve R*msey is Trash — The Sequel". We were overwhelmed by the response to last week's show. Thank you so much for the support! For more on the shady history of DR's corporation, check out this article from Religion News Service. It's worth the read, along with the full response from the DR team. But the real reason we want to talk about DR again is that last week his podcast was DETHRONED from the number one spot for financial shows on Apple Podcasts for personal finance. He was taken out by our friends Rashad Bilal and Troy Millings of Earn Your Leisure. Shine on! And after a word on the difference between finance gurus and finance girlfriends, we got to a really good listener question... (40:30) $40,000 in debt...where do I start?! Check out the links below to read more! Is Dave Ramsey’s empire the ‘best place to work in America’? Say no and you’re out Full Ramsey Solutions Response Earn Your Leisure Podcast Discover Credit Scorecard Greenwood Bank Pre-order Tiffany's Book Brown Ambition Merch Store Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 24, 2021
Ep 253 - The D*ve R*msey Read
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D*ve R*msey put his whole entire foot in his mouth on F*x N*ws last week — LET THE DRAGGING COMMENCE (3:11). Tiffany has some thoughts about that (7:20). We also take a question from a listener named Jane (29:25). Jane wants to leave her job to start her own business, and she's got a few questions about how to get financially ready for that. After we take a second to give her a round of applause for doing an amazing job with her finances thus far, we get to talking about how hard the life of an entrepreneur can be. Do you need to quit your job to start your business (31:10)? Is it okay to contribute a little less to your 401k (34:20). There's a lot to think about here, and Tiff gets real real about it (45:20). When you're done listening, this is the list of financial educators we want you to know about: Patrice C Washington Jully-Alma Taveras - Investing Latina Popcorn Finance Podcast Anna N'Jie-Konte Farnoosh Torabi Journey To Launch Check out the links below for more: Anna N'Jie-Konte's IG post about her former coworker Pre-Order Tiffany's book 9 startling facts that show just how hard the student-debt crisis is hurting Black Americans Home appraisal for Black couple skyrockets after white friend pretends to be homeowner The Noodle Budget Navipsych Who is Whitney Wolfe Herd? Bumble app founder becomes newest self-made billionaire And as always, don't forget to stop by the BA merch store to get some swag! Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 17, 2021
Ep 252 - The Sun Was Meant to Shine - and So Were You
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The hits just keep on coming! We had a lot of good news for you last week and we've got even more good news to share this week. You'll have to listen to find out! (3:45) We've also got a few words for you on what arrogance and humility actually are (probably not what you think) (13:20) And then as usual we're on to your questions... 31:58 - could you all give advice for the best online brokerage for beginners? 43:55 - I’m 21, about to graduate college into our pandemic economy. I have a lot of things I want to do to get my finances in order, do you have any advice on what to do, where to start, and where to get good knowledge from? Check out the links below for more: Pre-order Tiff's book Ally Invest AOC's Instagram Live Stash Stock Trading App TD Ameritrade's Virtual Stick Market Double Dutch Aerobics Chinese Jump Rope And don't forget to hit up the BA merch store for some swag Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 10, 2021
Ep 251 - I Got Promoted Without a Raise! Help!
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We've got NEWS! BA has officially joined the Westwood One podcast network (5:43). We're so excited and grateful for the opportunity they're giving us to continue growing and reaching more people. A LOT happened while we were gone, so let's get into it... What in the world happened with Gamestop? What does it mean to "short" a stock? Did a reddit meme just make a whole bunch of people rich? We've got the tea. (11:44) We're sure you know about Tiffany's book by now. Its called Get Good With Money: 10 Simple Steps to Becoming Financially Whole. And now you can pre-order it! Go get it now right here: https://getgoodwithmoney.com/ (50:13) And we're back to answering your questions this week. We've got some great ones: 32:29 - How does Tiffany take apple cider vinegar and why? 34:09 - My job just promoted me without giving me a pay raise. They said this was the position I was meant to have all along, but I never signed anything saying that. I’m not in a position to quit right now. Help! 40:08 - I have two 401ks from previous companies. Should I roll them over during the current economy, or should I leave them where they are? Also my company doesn’t have a match. Any suggestions for making the best of this? Check out the links below for more: Hedge funds and short-selling: How and why Gamestop shook the stock market A 10-Year-Old GameStop Investor Cashed In. His Return? Over 5,000%. Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 03, 2021
Ep 250 - Taking Black Women to Higher Heights w/Special Guest Glynda Carr
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We missed y'all last week! And this week is a bit of a different show. We've talked before on the show about the amazing organization Higher Heights. They're a 501(c)(3) that is building a national civic engagement infrastructure and network to strengthen Black women’s leadership capacity. This week we're talking to one of the founders of Higher Heights, Glynda C Carr. In this interview we'll learn: (6:10) How Black women have been the architects of our democracy (8:45) Just how big a deal is it that we have Kamala Harris as our Vice President now? (19:12) What's at stake for us if we don't get more involved at the local levels? (21:15) If you want to get more involved but don't necessarily want to run for office, how do you do that? (33:28) Now that we're past the general election, how do we keep this current energy going? And more! This was an amazing conversation and we're so excited to share it with you! See you all next week! https://www.higherheightsleadershipfund.org/ https://www.higherheightsforamericapac.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 27, 2021
Ep 249 - Really, 2021?!
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Welcome to 2021, BA Fam. To say the least, we are still reeling from the attack on our nation's capitol last (and DEMOCRACY ... and REALITY?) last week —OK, let's be real here the entire last four years. It was tough to find the words for this, y'all, but we are here to vent (a lot) with you and try to unpack what this means for the year to come. We're doing the best we can to take care of ourselves and each other, and sometimes that's all we can do. But most importantly, Brown Ambition is back in business for 2021, talking about self-care, career, personal finance, and empowerment. We got some great questions this week: 28:53 - Can you really take online surveys as a side hustle? 32:52 - What's the key to finding good virtual assistants for your business? Don't forget to check out the Brown Ambition merch store to get yourself some swag, and we'll see you all next week! Check the links below for more: Our song of the show: The Earth is Ghetto What's on Tiffany's bookshelf this year: Small Giants: Companies That Choose to Be Great Instead of Big Contagious: Why Things Catch on The Catalyst: How to Change Anyone's Mind The Effective Executive: The Definitive Guide to Getting the Right Things Done Lead from the Outside: How to Build Your Future and Make Real Change Vagabonding: An Uncommon Guide to the Art of Long-Term World Travel Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 13, 2021
2020 Rewind: Minority Mindset
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This week we're bringing you a re-broadcast of our interview with Jaspreet Singh of The Minority Mindset YouTube channel. Like Tiffany, Jaspreet’s story started with him falling victim to a scam (19:27). But he didn’t let that stop him and he’s now built The Minority Mindset into a YouTube channel with over 650,000 subscribers, a popular newsletter, and more. This conversation was another highlight of our year, and we're excited to share it with you again. Keep an eye out soon for new episodes. Be well, and happy new year! Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 06, 2021
2020 Rewind: Our Rich Journey
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We almost made it to the end of 2020. We're done making episodes for the year, but we wanted to replay this super fun, informative and important interview with Christina and Amon from Our Rich Journey. They achieved financial independence in 8 years, and they're shared some of their secrets with us. This was one of the highlights of our year, and its definitely worth a look back. Stay happy and healthy, we'll see you in 2021! Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 30, 2020
Ep 248 - Goodbye 2020!
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Last chance y'all! Head over to the Brown Ambition merch store and use coupon code HOHOHO to get 25% off! ---------------------- Happy BA Wednesday y'all. It's our last episode of 2020! We're taking a look back at 2020 and talking about the good things that happened for us this year. We're also taking a look forward at 2021 and talking about what we're trying to do next year. Last but certainly not least, we're getting a new stimulus bill (2:45) soon, and we'll be telling you what is (and isn't in there). And because it's our favorite thing, we're still answering your questions this week! (35:43) I’m very unhappy in my current job. I have some money in savings and some in a 401k. Should I put my health first and quit my job now? Or should I wait until I secure something else? (41:48) I recently got a new job and lost all the sick time I had saved up. I want to start a family with my partner. I want to spend as much time with my new baby as possible. Should I spend the 6 months expenses I have saved to do that, or should I tough it out and go back to work after maternity leave? Check out these links to read more: NY Times: Congress Strikes Long-Sought Stimulus Deal to Provide $900 Billion in Aid CNBC: Everything you need to know about the second round of coronavirus stimulus checks CDC Eviction Relief Form How to volunteer to help the Georgia Senate runoffs: 12 things you can do for voter outreach right now Elle Magazine: The Journalist and the Pharma Bro Ovia Health Apps Follow the links below to support our sponsors: Speaking of sponsors though, you can support our sponsors here: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 23, 2020
Ep 247 - How Can I Pay Off Debt on a Fixed Income?
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Our self care journeys continue. Sometimes self care is more than a massage or your favorite cocktail. Sometimes it's therapy. Sometimes it's sitting in your car by yourself with your favorite drink. Whatever it means for you, we hope you're taking good care of yourself. The end of the pandemic is in sight, but we still have to get through the holidays and the first part of next year. It's still going to be hard, and you still deserve to be okay. In the meantime, we're going to keep bringing you money and career advice. There are some great questions this week like: (26:56) How can I pay off 20k in debt on a fixed income? (34:13) I’m 25 and I’m graduating with 2 masters degree. I received a job offer, but I’m afraid I might’ve asked for too little money. I had a great interview for a promotion with my current employer, and that might offer more money. I’m stressed out over what to do! As you finish up your holiday shopping, don't forget: You can save 25% at our merch store by using the coupon code HOHOHO. Good through the end of December! In this year especially, its great to support local and small businesses. One of our favorites right now is The Butter Bar skincare (not a sponsor, we just love them). Either way, do your best to shop local and support small businesses. We want to see them survive this pandemic! Speaking of sponsors though, you can support our sponsors here: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Check out the links below for more: Neal Katyal on IG Cardi B's 88k purse NaviPsych The Debt Snowball Sandy Smith - Yes, I am Cheap Magnify Money - When You Should Consider Bankruptcy and How to File Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 16, 2020
Ep 246 - A New Season of Self Care
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It's the holiday season, but its the season for other things too. It's always a good time to look at the things in our lives that seem little (that achey-but-not-too-bad arm?) but might turn into something big. Why not take care of it before it gets out of control? Whether its your money or some other thing in life, you're worth it. It's time to start acting like it! We got some great questions from you this week: (23:44) - How do I get better odds of getting a balance transfer credit card that will cover the full amount of my debt? (28:23) - I have 40,000 dollars in savings and I’m not sure what to do with it. Is there a better place than my savings account? Don't forget the whole month of December you can get a 25% discount at our merch store with coupon code HOHOHO! Check out the links below for more reading: The Catalyst: How to Change Anyone's Mind by Jonah Berger Contagious: Why Things Catch On by Jonah Berger FSA Store The Noodle Budget Magnify Money's List of the Best High Yield Savings Accounts What is Clubhouse? Black Millennials fueled a surprising 2020 home-buying surge for African Americans @VisionPoet on IG Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 09, 2020
Ep 245 - Is It Time to Invest My Extra Savings?
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HOHOHO the gift giving season is upon us! And for the Brown Ambition fan in your life (including you!) we're offering a 25% across our merch store at brownambitionstore.com. Use promo code HOHOHO to get your discount! _______________________________ We made it past Thanksgiving! We got our Zoom on and did what we could to spend time with our families and stay safe. We're trying to finish this holiday season safe and get ready for this vaccine that will hopefully be coming soon. In the meantime we're so excited to hear that a lot of you are taking charge of your mental health by reaching out to our friend Stephanie over at NaviPsych (not a sponsor, we just love her) or otherwise getting into therapy, and we want to send our love to all of you. Wishing you the happiest of holiday seasons! We've got some great questions this week like: (21:20) - I have 10k saved for my wedding, but I don’t think we’ll get married for awhile, where should I store this money? (28:50) - Neither of my parents have life insurance or health insurance, and they don’t have any money set aside for retirement. I’m probably going to end up responsible for their care when they can’t work anymore. How can I convince them to start saving? Check out the links below for further reading: NaviPsych The Catalyst: How To Change Anyone's Mind PolicyGenius Quote Wizard Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 02, 2020
Ep 244 - How Can I Avoid Being The Victim of a Racist Appraiser?
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And just like that it's time for all the holidays! We've got Thanksgiving, Christmas, Hannukah, Kwanzaa, and even birthday celebrations to plan. Like everything else this year, Covid is making it way too complicated (seems like there are vaccines on the way though! (9:35). We're making it work thought like we ALWAYS do. So whatever you're doing this season, please stay happy, safe, and spend some time with people you love. Safely! We've got some great questions from you all this week like: (19:50) How can I make sure I’m not the victim of a racist appraiser? (28:11) What’s your perspective on taking some money out of a savings account and putting it towards stocks or an ETF? (30:47) I have $1,000 left on my car note, I have a o% interest credit card balance transfer at $10,000, and $6,000 on a high interest credit card. I’ve been focusing more on paying down debt during the pandemic. My car loan will be paid off in December and I’m wondering how best to allocate those funds. Should I pay down more debt or save? Check out these links for more: Covid-19 Vaccine Updates NYT: Black Homeowners Face Discrimination in Appraisals The Noodle Budget And check out these links to support our sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 25, 2020
Ep 243 - Can I Save When It Doesn't Seem Like There's Enough?
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We're still out of breath from the election, but we are breathing a little easier. But Covid-19 is on the rise again and the holidays are coming up. It's going to be a hard year for family gatherings (or lack thereof). We hope you stay safe and give yourself some time off if you can. But we still need to find time to celebrate the good things. And one super good thing we can celebrate is Tiff released the cover for her book, Get Good With Money (2:15)! The book is coming in March 2021. But in the meantime you take the financial wholeness quiz to see how close you are to being financially whole. We've got some great questions for you this week like: (25:00) I’m just having a lot of trouble saving money. Is it actually possible for me to save money when there just doesn’t seem to be enough? (31:20) I own a home that’s in need of a LOT of work. I took a home equity loan for the repairs. I haven’t spent the money yet because of the pandemic. Should I hold onto that money or go ahead with the repairs? Check out these links for more info: BA Episode with Christina and Amon from Our Rich Journey Our Rich Journey Our Rich Journey Jr What's a Home Equity Loan? Pixel LabCorp Covid-19 Test Neal Katyal on IG Stay Tuned with Preet Podcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 18, 2020
Ep 242 - Black Magic Everywhere
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It's over! And we're breathing, at least a little. We made it y'all. It's been along four years, but Black folks (Black women specifically) pulled through and helped take this thing over the top for us. We hope wherever you are, you're able to relax and release some tension. But work is NOT over! There are two really important runoff elections happening in Georgia (16:20). These elections will help determine control of the Senate, and that could make a HUGE difference for what the next two years (at least) look like. Here's a great article describing how you can help even if you don't live in Georgia. Let's WORK. And we've got some great questions from you guys this week too: (38:54) I’ve got 40k in the stock market, should I pull some of that money out for a down payment on a house? (46:28) Yesterday I was fired from my new job. I experienced so much hate from the white women in the office, I think because of the election. Do you know anywhere I can go work and feel safe as a black woman? For further reading, check out: https://www.navipsych.com/ https://www.higherheightsleadershipfund.org/ https://sheshouldlead.com/ https://therapyforblackgirls.com/ ----------------------------------------------------------------- Don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ And please support our sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 11, 2020
Ep 241 - Trouble Don't Last Always
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Election day is over. All that's left is for us to send some love to our future selves and hope things haven't gotten too wild. We're trying to focus on what's good. Like the fact that 115 BIPOC women are running for election this year! (8:47). And at least we know where people stand. It's no longer impolite to talk politics, and honestly we're here for that. Regardless of what happens in the election, let's take a minute to breathe, then get ready to get back to work. Because there's much more to do. In the meantime, we're here to answer your money questions! This week we'll talk about: (20:57) I have about $4,300 of credit card debt between two cards with high interest. Is it a good idea to get a personal loan with a lower interest rate to consolidate that debt? (26:20) - I own 4 timeshares, but now I realize they’re a waste of money. Do you have any good advice for how I can get out of them? To learn more, check out these links: Options To Get Out of Your Timeshare The Master Investor Farnoosh Greenwood Bank Magnify Money's list of Black Owned Banks Tela Holcomb Higher Heights Leadership Fund --------------------------------------------- Don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ And please support our sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 04, 2020
Ep 240 - Put Your Money Mask On
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The Election is coming up y'all (and no we're not going to stop talking about it). Do you have a plan to vote? Do you have a plan B? Check out iwillvote.com to make sure you're registered, find ballot drop off locations, and get all the voting information you need. Let's DO this. And not to flex, but Tiff was on Good Morning America last week (1:00:38). Its a great segment where she gets to share her story, some basic budgeting tips, and celebrate the HUGE positive impact she's had for Black and Brown women all over the country. Check it out here. The questions we cover this week are pretty great too. We'll cover: (32:36) - what’s the best retirement account for someone who’s only a few years away from retirement? (41:20) - Because of covid, I’ve gotten generous refunds on stipends from my school, what should I do with this extra money sitting in my savings? To read and learn more, check out the links below: The Noodle Budget Roth IRAs Higher Heights Leadership Fund Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 28, 2020
Ep 239 - Ownership = Wealth
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Before we begin this week, we need to have word about knowing what you're worth. Its Covid and times are tough, but some people (big companies) are acting wild trying to take advantage of people. Also you'll remember awhile back, a listener wrote in asking about draining her 401k to pay off her debt. The BA fam cam through and someone offered to buy a grocery card for her (25:40). Y'all are amazing. Then it's on to your questions. This week we've got: (28:22) I’m shopping for a home, I’m trying to decide if I should take on a renovation project. How do you find a good Reno team that will do a good job and not take advantage of you? (38:12) Is a 529 plan a good way to save for college for my 2 year old granddaughter? (read more about 529's here) Don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ And please support our sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 21, 2020
Ep 238 - Is it Time to Get a Financial Advisor?
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Election time is approaching (and we're not going to shut up about it)! Are you registered? Do you have a plan? Do you have a plan B? Let's DO THIS. If there was a time to be extra, that time is now. Talk to your family and friends and do everything you can so we might be able to breathe some sigh of relief in a month or so. Aaaaaaanyway... We're back to answer your questions this week, and we got some juicy ones like: (19:00) My husband are looking to be first time homebuyers and we have some different ideas about how to get educated, is there a such thing as a home buying adviser? (27:40) My husband wants to invest our emergency fund, but I want to keep it liquid, what's the best thing to do? Also check out this essay that mentions Brown Ambition! And don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ And please support our sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition And for more info on the SARS Police in Nigeria, you can read up on them here Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 14, 2020
Ep 237 - The Devil Has No New Tricks
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The rona invades The White House, Mandi's getting relatives to vote, and Miss Mali More's getting animated! We're doing what we can to smile right now because LORDT. And we're back to answering your money questions and we got some big ones this week... (26:50) I've never bought stock before and my employer is offering an employee discount on their stock. Should I buy some and how much? (34:22) I've got a lot of debt, some money in savings, and some money in a 401k. Does it make sense to just wipe out my debt now? And don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ Shout out to our wonderful sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Check out the links below for more resources: Mali More Employee Stock Purchase Plans The Noodle Budget Magnify Money's List of Banks Offering Covid Relief Covid Relief for Retirement Plans Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 07, 2020
Ep 236 - We Asked The Money Coach
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This week we're back with another interview. We got to talk with Lynnette Khalfani-Cox, The Money Coach. She is a personal finance expert, speaker, and author of 15 money-management books, including the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom. We talked to her about how she's slowly building her real estate empire. You'll hear: Buying a property with a recourse mortgage (37:25) What it's like to manage the paperwork and logistics when you have multiple tenants in the same property? (40:16) Staying diversified, how to think about investments like stocks versus real estate (49:07) The link between age and risk tolerance (59:17) We love Lynnette so much and we were honored to have her back on the show! And don't forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ Shout out to our wonderful sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 30, 2020
Ep 235 - Day One, or One Day?
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Hey, Hey, Hey — WE HAVE A MERCH STORE. Get your BA swag at last here: https://brownambitionstore.com/ To score 15% off your order, use the promo code BROWNAMBITION15 -- On today's show, the 2020 hits keep on coming. We're all grieving the death of the Notorious RBG — Ruth Bader Ginsburg. No one knows for sure what this this means for the future, but we do know that we need y'all to VOTE. Make sure you're registered, make a plan, and ask your friends to do the same. Presidential elections matter, but your local elections do too. Get informed and do the thing! Here's how. We've done some amazing interviews these last few weeks. But this week we're back to answering your questions. Just remember, we're your financial girlfriends, not your gurus. (20:30) Interest is super low on savings right now, should I take some of my savings out of the bank and put it into investments? (27:10) Should I have a Pre Tax 401k, or a Roth 401k? Is it a good idea to have both? (31:30) I'm 41 years old and I've never invested, where should I start? (36:45) I have lots of credit card debt, and a big lump sum of money coming in from a freelance job. How I should I use that money to pay my debt down? We need your help. The company Printful is who we've decided to get our merch from. We like their stuff very much, but they have a diversity problem in their choices of models. Mandi's made a feature request on the platform to have more women of color represented, and we need your help! You can go upvote Mandi's feature request. You do need to make a Printful account to do it, but it's a fast and simple process, shouldn't take more than a minute or so. Once you're signed in, you can find Mandi's feature request here. Shout out to our wonderful sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition - Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com - Receive 10% off your first order by using our code BrownAmbition Further reading: 19 families buy nearly 97 acres of land in Georgia to create a city safe for Black people Noodle Budget 101 Index Funds vs. Mutual Funds: The Differences That Matter How Does a Simplified Employee Pension (SEP) IRA Work? Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 23, 2020
Ep 234 - 5 Years of Brown Ambition! (Plus Coronavirus Coping Strategies w/ Mental Health Expert Dr. Imani Walker)
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Happy 5th anniversary to us...and all of you! We couldn't do this show without you, and we are so proud of this body of work. Whether you've been here say day 1 or you just subscribed this week, we are so grateful for your support. Today, we are walking down memory lane and chatting about some of our iconic episodes (Mouse in the House, anyone?!). Then, we're joined by a VERY special guest — Dr. Imani Walker from Bravo's Married to Medicine. She's here to give us some SOLID tips for staying sane during this quarantine, since it doesn't look like we'll be getting out any time soon. We're going to talk about: What is doomscrolling, and why should you stop? (39:20) What's the connection between the toilet paper shortage and anti-maskers? (41:40) What are the things we can do to bring back a sense of normalcy and control in our lives? (45:38) How do we learn to give ourselves a break? (51:15) The value of Black folks talking so openly about therapy (1:01:39) Why do we love our destructive habits so much? (1:06:45) It was an honor to have Dr. Imani on the show, and we hope you got something out of it like we did. To learn more about her, check out: https://doctor-imani.com/ https://imanistateofmind.com/podcast/ https://www.bravotv.com/married-to-medicine https://www.instagram.com/doctor.imani/?hl=en As always, reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 16, 2020
Ep 233 - Do You Have a Minority Mindset?
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We're thrilled to bring you another interview this week! We're joined by Jaspreet Singh of The Minority Mindset. Like Tiffany, Jaspreet's story started with him falling victim to a scam (19:27). But he didn't let that stop him and he's now built The Minority Mindset into a YouTube channel with over 650,000 subscribers, a popular newsletter, and more. Jaspreet has SO much wisdom to share, and we're all so lucky to learn from him this week. We'll talk about: What does it mean to have a "minority mindset" (its not what you might think) (11:52) What actually is passive income, and where can we start? (31:20) What's a stock dividend? (35:24) What's the right mindset for getting into the stock market? (37:29) And where does Jaspreet go to get educated? (40:22) We have more exciting interviews coming up over the next weeks and months, we can't wait to share them with you! In the meantime, send your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Further reading/resources: Seeking Alpha Yahoo Finance Trump Tells Agencies To End Trainings On 'White Privilege' And 'Critical Race Theory' Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 09, 2020
Ep 232 - They Don't Want Us To Know This
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Mandi's building a she shed (2:38), we honor the life of our King T'Challa (6:34), and Tiffany has an update on her home appraisal fiasco (28:43). At it's core, our goal with this show is to give y'all knowledge to empower yourselves. This is stuff lots of powerful people have a vested interest in us not knowing. The revolution is to play their game and play it for YOURSELF (26:45). And the questions we're answering this week focus on podcasting! We feel like we've done pretty okay at the whole podcasting thing, so we thought we'd answer some questions from folks about how our podcast is made and how other people might go about making one of their own. (42:55) - How do you get your podcast on Apple Podcasts? Libsyn - for podcast hosting iTunes Connect - for getting your show on Apple Podcasts (45:35) - how much of your conversation gets edited out of your podcast? (49:30) - how much of a time commitment is your show? (50:18) - how long does it take to edit your show? (52:42) - how much did you pay to start your podcast? Canva - for logo and graphics making Audacity - for editing and mixing Blue Yeti - a very common podcasting mic that lots of people (including us!) use (55:13) - how do you get ads? Further reading: New York Times report on racism in home appraisals Debra Kamin tweets about Tiffany's appraisal Apple and Tesla Stock Splits Robinhood Snacks Newsletter Minority Mindset Newsletter What's a Stock Dividend? As always, reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 02, 2020
Ep 231 - Sandy Smith Earned $60k in a Month from Her Side Hustle — Now She's On a Mission To Educate Side Hustlepreneurs Like Herself
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Sandy Smith is the undisputed queen of side hustles. This week she gives us everything we need to know and then some about how to get started on a side hustle to get out of debt and save for your future. She runs the website https://yesiamcheap.com/, a personal finance blog dedicated to helping you live your best financial life. She's also the founder of Elevate, a conference aimed at helping Black and Brown folks live better financial lives. There are so many amazing insights in this episode, everything from Amazon, to drop shipping, to figuring out which products to sell. After you're done listening, go to yesiamcheap.com and start reading from top to bottom. Start with this article about side hustles to boost your income during quarantine and beyond. Further reading: A comparison of ETFs and Mutual Funds The Hustle Crew As always, reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 26, 2020
Ep 230 - OK, Why is Everyone Obsessed with Forex Trading?
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First and foremost we're paying respects to our girl Cici aka The Six Figure Chick. She passed away last week, and we needed to say a word about someone who's spent so much of their life giving and giving and giving. We love you and we'll miss you. And y'all had some great questions for us this week: My job position is unstable, but I have some money saved. I’ve started my own business, and I have credit card debt. Which is a better use for my savings? I want to get into stocks, is there an app you can recommend for beginners? Learn about this and more, and check out the resources below for everything we talked about this week: my2020census.gov magnifymoney.com Robin Hood (for trading stocks) Vanguard Investing What's a Target Date Fund? E-Trade What is Forex Trading? Living Apart Together Find out if/when you can vote early Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 19, 2020
Ep 229 - When It Comes to Wealth-Building, Don't Settle
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We got a HUGE response to our episode from last week! And since we got into Christina and Amon's channel, we've been diving down the YouTube rabbit hole and we wanted to share some of our favorite channels with you: Our Rich Journey (of course!) Our Rich Journey Junior Minority Mindset Investing with Rose His and Her Money We're interested in hearing your favs too, reach out and let us know who we should be watching! And y'all had great questions this week. We'll be talking about: What are your thoughts on pet insurance? I really don't like my current job, but I'm moving soon. Should I quit and get a new job knowing I'll only be around for a year? And finally, Tiffany is looking for an animator for a new Mali More project! If you are one or know someone who is, please go to https://thebudgetnista.com/contact/, send me a note, and make sure to put "animator" in the subject line. See the links below for more: Get to know Kamala Harris policygenius.com - You can shop for pet insurance here https://www.valuepenguin.com/insurance - You can also shop for pet insurance here Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 12, 2020
Ep 228 - Want to Retire by 40? Meet Christina & Amon of "Our Rich Journey"
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Amon and Christina were both government employees and parents of two kids. Through smart investing and a whole lot of hustle they were able to retire BEFORE AGE 40. Now they help other people pursue FIRE (Financial Independence, Early Retirement) on their YouTube channel, Our Rich Journey. In this episode you'll learn... how IKEA can be a gold mine for smart flippers ways to increase your savings without giving up everything you love why sometimes the smart thing in the stock market is the OPPOSITE of what lots of other people are doing (hint: we've told you this before!) We really loved having Amon and Christina on the show, and we're interested in who you might want us to invite on the show. Send your suggestions (along with your money questions) to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Links: Our Rich Journey Our Rich Journey Junior NY Times article about the lack of diversity in the FIRE movement Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 05, 2020
Ep 227 - Should I Buy My Leased Car?
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As the end of the extended unemployment benefits looms, we're learning more about what the new stimulus bill may look like. All we know is you need to put your mask on and vote like your life depends on it. Get your VOTE mask here: https://www.resistancebydesign.com/fair-fight?fbclid=IwAR0OvKnh_kLru-NTZNpFqeaa9COHS6Myuz263jBWzlZrdE1zSlyeLI0M2_o We're also answering your questions, including one from Tiffany's mom! The lease is up on my car and I'm way below my miles, is it a good idea to buy it? How do you make your recruiting process more diverse and inclusive? Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 29, 2020
Ep 226 - Don't Solve The Same Problem Twice
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The whole country is trying to figure out what to do about school for next year. Lots of parents are trying to make some really difficult decisions right now. What are you doing about school as some school districts return to in person classes? Hit us up and let us know what’s happening where you’re at. And of course we're answering your questions like: The interest rate on my high yield savings account dropped to 1% because of the pandemic. Is there a point where I should pull my money out? My boss wants to pay for a certification that would help me move up in my current field. But I hate my current field. How do I balance wanting to do the best for me and the guilt of feeling like I’m taking advantage of/misleading my current company? And if you're like Tiffany and you're trying to find insurance, check out policygenius.com. You can find insurance there for basically anything. Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 23, 2020
Ep 225 - Find Your "Zone of Genius" At Work
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How do you get into your zone of genius? Tiffany's business coach has her whole team figuring out the intersection of what they're good at and what they love doing. She's already seeing returns. The point? Asking for help is baeeeeeee And you all had some great questions for us this week like: The pandemic has made our income uncertain, would it be weird for us to move back in with my in laws? I got a job offer right out of school in the middle of this pandemic. But the company has said nothing about the current moment in BLM movement. Should I take this job? My company has said/done nothing in support of BLM, then sent a company wide letter asking people to be mindful of “certain conversations”. Should I say something? Check out the links below for more info: Zones of Functioning: https://www.forbes.com/sites/briannawiest/2018/09/26/how-to-get-into-the-zone-of-genius-and-unlock-your-highest-potential/#590933b95672 US Credit Card Debt is DOWN: https://www.cnbc.com/select/revolving-credit-debt-lowest-since-the-great-recession/ Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 15, 2020
Ep 224 - Get Out of the Drama Triangle
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This week we're doing something a little different. Instead of answering questions, we're following up! Awhile back, a listener asked a question about negotiating salary during the pandemic. We gave her some advice, and this week she followed up to let us know how things went. Also a few weeks back, Tiffany shared her story about learning what the drama triangle is. She talked about learning how to set boundaries and say no. A listener heard that story and wrote in to talk about her situation and how it helped. Check out the link below for more info on what the drama triangle is... What is the drama triangle?: https://www.youtube.com/watch?v=E_XSeUYa0-8 Facebook post about home appraisal and racism: https://www.facebook.com/abbbbbbSH/posts/10157315957283671 Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 08, 2020
Ep 223 - Should I Give Two Weeks Notice Before I Quit?
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Mandi is playing NO games in getting her house refinanced. Learn how to shop around and make the loan officers work for YOU. On the flip side, if you're having trouble keeping up with a mortgage payment, check out this guide to Covid-19 related mortgage help. And finally we're answering your questions, including: Are you familiar with a sou sou? Is it a ponzi scheme or pyramid scheme? I may not be able to give my job 2 weeks notice before I quit, what are your thoughts? Read these resources below for more: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/ https://www.essence.com/news/money-career/what-is-a-sou-sou-savings-club-facts/ https://www.bet.com/shows/bet-awards/performers.html Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 01, 2020
7 Things Every Employee Should Ask Their Company For Now
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Mandi is taking concrete steps to handle racial disparities at work, Tiff is saying no to people who don't deserve her time, and hello to all the new people listening from Spotify! As mentioned on the show, here's a list of 7 things employees can ask their companies to do in support of inclusivity now. Questions: How do I get my money back after I've been scammed? Check out these links for info on what you might be able to do about it: ftc.gov/giftcards ftc.gov/complaint And this week's insta to follow is @karensgoingwild Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 24, 2020
Ep 221 - Are you REALLY an Ally?
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What does allyship look like, and why is it important in this current moment? Do companies actually mean what they say when they're posting about Black Lives Matter? And what do palm trees have to do with all this? For more check out: https://www.tonybakercomedy.com/ change.org/renamegrady The NAACP Legal Defense and Educational Fund, Inc. – naacpldf.org Support a Black business: Blacklivesmatter.com/shop Color of Change – https://colorofchange.org/ 16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/ RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/ Links to anti-racist resources to send your white friends: 1. https://docs.google.com/document/d/1BRlF2_zhNe86SGgHa6-VlBO-QgirITwCTugSfKie5Fs/preview?pru=AAABcnXnOhM*YNlgMgo4D07mNyOtlVctmg 2. https://docs.google.com/document/d/1hpub-jkm9cLzJWqZSsETqbE6tZ13Q0UbQz–vQ2avEc/edit?usp=sharing Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 17, 2020
Ep 220 - Find You a Friend Like Mandi
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We've got hopes and dreams for this moment, and we've spent a lot of time thinking about how we're going to move forward from today. But also, DID YOU SEE TIFF ON QUEER EYE? What Tiff gave Tyreek is her 36 day Live Richer Challenge. You can do this too! Check it out. You can find the Instagrammer Tiff talks about on this episode @wordy.talk Check out these links for more: The NAACP Legal Defense and Educational Fund, Inc. – naacpldf.org Support a Black business: Blacklivesmatter.com/shop Color of Change – https://colorofchange.org/ 16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/ RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/ Links to anti-racist resources to send your white friends: 1. https://docs.google.com/document/d/1BRlF2_zhNe86SGgHa6-VlBO-QgirITwCTugSfKie5Fs/preview?pru=AAABcnXnOhM*YNlgMgo4D07mNyOtlVctmg 2. https://docs.google.com/document/d/1hpub-jkm9cLzJWqZSsETqbE6tZ13Q0UbQz–vQ2avEc/edit?usp=sharing Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 10, 2020
Ep 219 - Black Lives Matter. Periodt.
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The world is a lot right now. Let's talk about it. Resources: The NAACP Legal Defense and Educational Fund, Inc. - naacpldf.org Support a Black business: Blacklivesmatter.com/shop Color of Change - https://colorofchange.org/ 16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/ RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/ Links to anti-racist resources to send your white friends: 1. https://docs.google.com/document/d/1BRlF2_zhNe86SGgHa6-VlBO-QgirITwCTugSfKie5Fs/preview?pru=AAABcnXnOhM*YNlgMgo4D07mNyOtlVctmg 2. https://docs.google.com/document/d/1hpub-jkm9cLzJWqZSsETqbE6tZ13Q0UbQz--vQ2avEc/edit?usp=sharing Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 03, 2020
Ep 218 - Financial Double Dutch
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Let's talk about the housing market. Will there be another housing crash like there was after 2008? Is now a good time to buy a house? What about refinancing? We talk about this and more, then we answer your questions like: If we get a second stimulus check, would it makes sense to spend a few hundred dollars on some stock while the the price is low? My grandfather gave me a car. Should I sell my old car or rent it out for extra income? And check out the following links for more: Lending Tree Refinance Calculator: https://www.lendingtree.com/home/mortgage/calculators/mortgage-refinance-calculator/ The Hertz bankruptcy and buying rental cars: https://twocents.lifehacker.com/get-ready-to-buy-a-rental-car-for-dirt-cheap-1843677823 More on Central Park Karen: https://www.cnn.com/2020/05/26/us/central-park-video-dog-video-african-american-trnd/index.html Products that qualify for FSA funds: https://fsastore.com/ Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
May 27, 2020
Ep 217 - I'm Getting a Lump Sum of Cash, How Should I Use It?
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We got so many supportive messages from you all after last week's show. Thank you! This week we're trying to figure out what summer might look like, when we might be back in our offices, and who will be the first people in our quarantine bubble. Then we're answering your questions like: How do I handle closed credit cards to improve my credit score? I'm expecting a large lump sum of money, I need some advice on how to use it. Check out the links below for more information: Secured Credit Cards: https://www.magnifymoney.com/compare/secured-credit-cards/ Credit Builder Loans: https://www.self.inc/ Calculate your noodle Budget: https://thebudgetnistablog.com/noodle-budget-101-how-to-adjust-during-financial-crisis/ Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
May 20, 2020
Ep 216 - My Mom is Terrible With Her Finances, How Can I Help Her?
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This week, Tiff got her house appraised, and the result came in mysteriously low. Wonder why that is? We also talk about the right (and wrong) ways to go about giving and receiving mentorship. Then, as always, we're answering your questions like: My mom is 60 and is horrible with money. What can I do to help her? What was your most ridiculous or unnecessary online purchase since quarantine began? how often do you take naps during quarantine? Or is that even possible? Since the quarantine, do you eat at home or order out? have you had to delete people from social media due to their excessive posting about the virus? what’s the first thing you wanna do once quarantine has been lifted? what music are you listening to right now? Check out these links for more: The NY Time article Tiff mentioned: https://www.nytimes.com/interactive/2019/04/27/upshot/diversity-housing-maps-raleigh-gentrification.html Erykah Badu vs Jill Scott: https://hypebeast.com/2020/5/jill-scott-erykah-badu-verzuz-battle-recap-stream More battles on Insta @verzuztv Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
May 13, 2020
Ep 215 - If Now is a Good Time To Invest, Where Do I Start?
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Last week, Mandi talked about having hard conversations, and this week, Tiffany had one! Listen in to find out more. As always, we're answering your questions, like: -Since federal student loan payments have been waived until September, what should I do with the money that would normally go to my loan balance each month? -What are some of the pros and cons of putting your money into a money market account? -If now is a good time to invest, how do I start? Check out these links for more: Year of Yes: How to Dance It Out, Stand In the Sun and Be Your Own Person Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
May 06, 2020
Ep 214 - The Check In
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This week we're taking some time to check in on each other. We're making hard phone calls and having hard conversations, and giving ourselves A BREAK. We're also answering questions like: -what's going on with this rent strike movement in New York? -I'm trying to save for a house, but I have medical debt that I can't afford to pay, what should I do? Check out these links for more resources: For pro bono financial planning work for underserved communities: https://www.onefpa.org/Pages/ProBonoPlanning.aspx IRS info about the economic impact payments: https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-payments File for unemployment insurance: https://www.careeronestop.org/ Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/ Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/ Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 29, 2020
Ep 213 - The Turmoil is Real!
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Happy Wednesday, BA fam! Why is Suze Orman is telling people to spend money on their credit cards right now? Get the scoop on this and other money questions this week like: Should we dip into our savings to pay for my husband's nursing school? Online savings account interest rates are dropping, is now a bad time to open one? If you receive social security and didn't get money for a qualifying dependent, go here to find out what you need to do. The deadline is 4-22! Magnify Money Online Savings Account comparisons: https://www.magnifymoney.com/compare/savings-account/ Find a local food bank to get help from or donate to: https://www.feedingamerica.org/find-your-local-foodbank IRS info about the economic impact payments: https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-payments File for unemployment insurance: https://www.careeronestop.org/ Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/ Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/ As always, please reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 22, 2020
Ep 212 - Covid-19 Scams Are On the Rise...Here's How to Protect Yourself
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Hey BA Fam - On this week's show, we're taking on scammers and price gougers, giving you the tools and information to keep your finances safe. For more information check out: Find Out When Your Stimulus Check is Coming via IRS FTC Coronavirus Scams Help Site 7 Common Covid-19 Scams Explained Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 15, 2020
Ep. 211 — More Covid-19 Money Questions Answered
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As we move into the 3rd or 4th week of staying home, COVID-19 is still affecting almost every area of our lives. We’re talking about how to cope. We’re going to tell you about how we’re taking care of our mental health, our families, and our businesses.  Last week we talked a lot about the stimulus checks many of us will be getting. This week we’re also talking about how this bill affects small businesses, freelancers, and other 1099 workers. Then as always, we’re answering YOUR questions, including: I haven’t filed my taxes in two years. What do I need to do to qualify for a stimulus check? I thought the president suspended student loan payments. My servicer is telling me my full payment is due. What do I do? I was planning on opening a credit card this month, should I wait? Student Loan Forbearance Info: https://studentaid.gov/announcements-events/coronavirus Application for SBA Disaster Relief Loans: https://covid19relief.sba.gov/#/ File for unemployment insurance: https://www.careeronestop.org/ Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/ Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/ As always, please reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 08, 2020
Ep. 210 — Coronavirus Stimulus Checks Are Coming! Here's What To Do With Yours
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This week, we start with a much needed mental health check in. The COVID-19 outbreak is affecting our work, our money, and relationships and we’re all figuring out what that’s going to look like for us in the coming months. Spoiler alert: IT’S OKAY TO GIVE YOURSELF A BREAK. On the show today, we talk about the $2 trillion relief package passed by Congress and what it means for you: How much my will my stimulus check be? When will I get my stimulus check? What should I do with my stimulus check? I’m a small business owner, what’s in this for me? And we get some Mali More updates too! Application for SBA Disaster Relief Loans: https://covid19relief.sba.gov/#/ File for unemployment insurance: https://www.careeronestop.org/ Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/ Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/ As always, please reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 01, 2020
Ep. 209 — What Do We Do Now? (w/Special Guest Sharon Epperson)
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As the situation with Covid-19 develops, people are asking LOTS of questions about what this means for their finances. On today's show we call up one of our besties, CNBC Senior Personal Finance Correspondent Sharon Epperson. Sharon helps us out with some of your questions, including: My 401k is down 30%, what should I do with my nest egg right now? Do I keep putting money into my retirement or divert it to cash savings? If I have emergency savings, is now a good time to put MORE money in the market? Should I refinance my student loan debt? What do I do if I lose my job? What's going on with these checks the government is supposed to send us? We also share some VERY necessary tips for self care when it feels like the world is falling apart. For more help and information check out these resources: Sharon's reporting on the financial crisis: https://www.cnbc.com/2020/03/23/coronavirus-fears-your-money-questions-answered.html Free financial planning: https://www.onefpa.org/Pages/ProBonoPlanning.aspx Resources for homeowners: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/ Resources for credit card users: https://www.comparecards.com/blog/credit-card-issuers-offer-help-customers-coronavirus/ Resources for small business owners: https://www.lendingtree.com/business/emergency-business-loan-resources/ Resources for student loan borrowers: https://studentloanhero.com/featured/student-loan-coronavirus-information/ Keep sending us your questions (Coronavirus related or not) to brownambitionpodcast@gmail.com, or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 25, 2020
Ep. 208 — The World Turned Upside Down
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Whew. Who else feels like the last week has felt like the longest year ever? We hope you are all coping well with the Coronavirus situation and taking all necessary precautions for your health, safety and your financial stability. Here's a link to the CDC website for updates. On today's show, we share how we're coping personally and financially with the economic uncertainty unfolding. The markets are in turmoil, businesses are shuttering, and the federal government is talking about a bailout for small business and Americans who can't afford to go without work during this time. Are you being impacted by the Coronavirus situation? We would like to hear from you: email us at brownambitionpodcast@gmail.com or hit us up on Instagram at Brownambitionpodcast. As mentioned on the show, check out Tiffany's live videos with advice at her Facebook page. Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 18, 2020
Ep. 207 — In the Age of Coronavirus, Treat Your 401(k) Like Your Face — Don't Touch It!
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Market turmoil continues in light of the coronavirus outbreak and you guys are asking the same questions as the rest of us — should I start selling or trading investments in my portfolio? Do I need to rush to refinance my mortgage? Will my 401(k) bounce back? We'll talk you through our thought process during times of market uncertainty, but remember — it's always best to consult a financial planner for personalized advice. — Want to show your support for Brown Ambition? Check out our sponsors! ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 11, 2020
Ep 206 - Coronavirus pt II; The magic of RSUs; Target Commercial Backlash
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On today's show: We continue to follow the impact of COVID19 on the market An exciting Mali More update! Mandi breaks down Restricted Stock Units and how best to treat this incentive We take your career and finance questions! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 04, 2020
Ep 205 — When The Coronavirus Comes For Your 401(k)
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Yes, there actually is a link between the growing Coronavirus epidemic and your investments! We'll explain on today's show. Also, we'll cover: The best way to gift stocks to kids The one thing Tiffany would do differently with her Kickstarter campaign for her forthcoming children's book "Happy Birthday Mali More" The DevaCurl scandal that has rocked the natural hair community ——— Want to show your support for Brown Ambition? Check out our sponsors! ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 26, 2020
Ep. 204 — Here's What They Don't Tell You About Launching a Winning Kickstarter Campaign
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Hint: It's not as easy as it looks. On today's show, Tiffany opens up about the long road and sometimes painfully challenging road to planning her successful (!) Kickstarter campaign for the launch of her forthcoming children's book "Happy Birthday Mali More." Want to show your support for Brown Ambition? Check out our sponsors! ——— Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 19, 2020
Ep. 203 — What's the Deal with Peer to Peer Lenders?
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Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/BROWNAMBITION to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION. Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 12, 2020
Ep. 202 — Get Ready for Another Major FICO Score Change
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On today's show! Before we dive into FICO's new credit score calculation... Tiffany gives an emotional update on her IVF journey Mandi preps for her return to work We take a reader's question on using disability insurance to cover her maternity leave as an entrepreneur Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition. Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 05, 2020
Ep. 201 — Brown Ambition After Baby
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Hi BA Fam! As you might have noticed, we took a bit of an unplanned break last week, giving Mandi some time to adjust to life as a new mama and take a step back for a bit. Although we are back with a new show this week, we're still going to leave the door open for another break if Mandi feels like she needs it. Thanks for all your support and kind words —as many of you know all too well, parenthood is NO JOKE. On today's show: The best place to save for a wedding Tips to start investing for your kids now Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/BROWNAMBITION to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 29, 2020
Ep. 200 — The Absolute Best Time of Month to Make a Credit Card Payment
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Hey hey hey! On today's show: Pay off debt or buy a home? Which comes first... The best time to make a credit card payment And check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Bombas: Get the most amazing socks ever and save 20% on your first purchase when you shop at Bombas.com/BROWNAMBITION. The Wealthfront Cash Account: Right now, you can sign up for the Wealthfront Cash Account in less than 5 minutes by visiting wealthfront.com/brownambition Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 15, 2020
Ep. 199 — Hey Hey Hey 2020!
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Happy New Year to everyone. We are so thrilled to be back! On today's show, we'll cover: The HUGE Brown Ambition milestone we hit in 2019, thanks to you all Mandi's life post-baby Tiffany's big business goals for the new year And we take your questions: How to find a fee-only financial planner Whether it's wise to invest with new money earned or money you've already saved Check out the fabulous partners who support our show: Bombas: Get the most amazing socks ever and save 20% on your first purchase when you shop at Bombas.com/BROWNAMBITION. The Wealthfront Cash Account: Right now, you can sign up for the Wealthfront Cash Account in less than 5 minutes by visiting wealthfront.com/brownambition Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 08, 2020
How “The Money Coach” Balances Business, Marriage, and Motherhood
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We have a very special show for you today! We are joined by the incomparable Lynnette Khalfani-Cox, who has made it her mission to financially educate and empower the masses ever since launching her personal finance coaching business in 2003. On today’s show, Lynnette gets candid about building a business about her husband, raising three kids student debt-free, and making her dreams a reality — to create multi-generational wealth that offers her children and their children a boost she didn’t have. “I’m trying to literally invest in my kids themselves. I’m trying to give them a leg up and do so in a way where not only am I telling them I have a great deal of faith and confidence in them, I’m laying out expectations as well,” she told us in our conversation this week. Check out Lynnette at her website www.askthemoneycoach.com and on social media @themoneycoach This episode originally aired April 3, 2019. Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 25, 2019
The 2 Documents Everyone Should Have Before They Die
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Today on the show we have attorney extraordinaire Art Steele! Art Steele is a business and estate planning attorney who helps entrepreneurs and families protect what matters most. She started her career at Skadden Arps in Washington, D.C., then went to work at General Tax Counsel for Discovery Communications. Art launched her own law firm in 2014 and started the Legal-EASE for Entrepreneurs Podcast in 2016 which empowers minority business owners to tackle the legal needs of their business. To get Art’s estate planning checklist mentioned on the show text “Willpower” to 44222 (you’ll be prompted to enter your e-mail to download and may receive future emails from Art about estate planning) or you can download the checklist directly from this link.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 18, 2019
How Short-Term Stock Trading Helped This Woman Ditch Her 9-to-5 Job
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Tela Holcomb, is a self-described "mom, wife, six-figure stocks and options trader, 9 to 5 survivor, risk taker and freedom catcher." But she wasn't always a stock trading wiz. It wasn't until Tela lost her job in 2012 that she decided to dive into learning all she could about the stock market. Today, Tela supports herself on income she earns from a combination of short-term stock trading and long-term investing and saving, as well as income earned from teaching online courses on how to trade. She joins Brown Ambition today to offer tips* for beginner investors looking to get into the market — and gets real about what it really means to trade, day trade and invest (yep! they are all different). We talk about the good, the bad and the ugly side of the market and how you can avoid common pitfalls. If you're looking to start learning more about stock trading, check out Tela's free online course: telaholcomb.com/theexchange. This episode originally aired Oct. 18, 2018. *Disclaimer: Any conversations on our show about investing and investing strategies shouldn’t be taken as investment advice. This is strictly for education purposes and if we mention companies or specific strategies, it’s not a recommendation but rather an example. Want to support our show? Show our sponsors some love! HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 11, 2019
Ep. 198 — How Tiffany Made Her First $1 Million as The Budgetnista
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On today's show, Tiffany opens up about the revenue streams that make up The Budgetnista's seven-figure business. How does an influencer really make money anyway? At this point, The Budgetnista's origin story is pretty legendary. When Tiffany lost her job after the 2008 recession, she started The Budgetnista, a financial coaching business, while living on her sister's couch and piecing her own financial life back together. Through word-of-mouth she got new clients looking for help getting their budgets on track but there was just one problem — she often felt too guilty to charge them money for her services, knowing they were already struggling financially. "I wanted to help as many people as possible without being a financial burden on them," she says on today's episode. Starting a business without wanting to charge fees wasn't exactly the most obvious business choice, but she was determined to find a way to make it work.  A decade later, The Budgetnista is now a multi-seven-figure business, despite Tiffany's mission to continue giving value away to her community for free and to never to charge the people who need help the most more than they can afford. "I took the long meandering route to entrepreneurship and I took the route of building trust, building community and the truth is now 10 years in ... It still blows me away [that I've been successful.]"  Support Brown Ambition by supporting our sponsors! HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 04, 2019
Miko Branch, co-founder of Miss Jessie's Hair Care
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On today's show, we're joined by Miko Branch, who in 2004 co-founded Miss Jessie's curly hair products with her sister Titi, inspired by their grandmother's homemade recipes They have been serving the curly, kinky and wavy hair community ever since. What to support our show? Show our sponsors some love! HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners $100 cash bonus when you refinance a student loan at Earnest.com/brownambition This episode originally aired on March 25, 2017.     Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 27, 2019
Ep. 197 — The Choice Between Paying Down Debt and Building Your Business
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Happy Brown Ambition Wednesday! On today's show: How can I save while building my business? Should I quit school to help my mother? When you support our sponsors, you support us and help Brown Ambition keep going. Check out these offers from our partners below: HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 20, 2019
Ep. 196 — The Magical Power of Slowing Down
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Happy BA Wednesday! On today's show: How slowing down in your career or business may help you attract even more success We take questions from a listener feeling lost in her 20s and another struggling to save more when she can barely make ends meet When you support our sponsors, you support us and help Brown Ambition keep going. Check out these offers from our partners below: HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 13, 2019
Ep. 195 — Holiday Bonuses & The Risk of Financing That Online Purchase
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Happy Brown Ambition Wednesday! When you support our sponsors, you support us and help Brown Ambition keep going. Check out these offers from our partners below: HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 06, 2019
Ep. 194 — Balancing Boss Life With Wifey Expectations
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Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 30, 2019
How a Brain Aneurysm Became a Blessing
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In September 2016, Sharon Epperson was at the gym when she felt a relentless, migraine-like pain shoot through her head and neck. One S.O.S. call to her husband and several hours in the hospital later, she learned she was one of 30,000 people in the U.S. who suffer a brain aneurysm rupture each year. Two in five die instantly and African Americans are twice as likely as whites to suffer from one. Sharon, who is the senior personal finance correspondent at CNBC, was one of the lucky ones. On today’s show, she calls the experience one of the great blessings of her life and shares her story with Mandi, including: Her early days in rehabilitation when she had to relearn everyday tasks. “That road had so much pain on it. There were people in those rooms who I know probably wouldn’t make it…I remember thinking I just have to look at the door straight ahead. If I look in these rooms I’m going to fall down.” What it was like to return the air at CNBC after 13 months of rehabilitation. “I am recovered in that I can do that job but I’m doing it differently and better than I’ve ever done it before.” The financial choices she made that protected her family’s finances during her recovery and time off from work. “There couldn’t have been a rainier day for my rainy day fund. The fact that I had an emergency fund was key. It meant I didn’t have to do what many people may have to do which is dip into a 401(k) or their retirement savings to pay for a medical bill.”  The key steps Sharon says everyone should take to protect their families if they become disabled —Build an emergency fund —Sign up for disability insurance —Secure a power of attorney Learn more about brain aneurysm research here: bafound.org (This episode originally aired April 18, 2018) Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 23, 2019
Ep. 193 — The One Field on a Job Application You Should Never Fill Out
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On today's episode of Brown Ambition: Dual milestones, different days as TIff rings in her fabulous 40th and Mandi preps for an epic baby shower Wildest dreams: After asking you to share your wildest dreams with us on last week's show, we got a flood of responses! We'll share some of our faves on the air. The magic number to save in your emergency fund is $2,467, according to a new study. Job tips: Why you should never put your expected salary on a job application and we tackle a question from a listener who's torn between her dream job in a city she hates and the life she left behind in her hometown. Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 16, 2019
Ep. 192 — $40,000 of Debt and Not Sure Where to Start
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On today's show: —We take a question from a listener wondering how she and her husband can begin to tackle their combined $40,000 debt load — including credit cards, personal loans and student loans. —Another listener is trying to build credit but keeps getting denied for cards...what's a girl to do? We've got some ideas! —A Reddit group is under fire for requiring members to prove they are "black enough" by sharing photos of their ... forearms? We tackle this problematic topic and talk about how to protect minorities in online safe spaces like Reddit and Facebook groups Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 09, 2019
Ep. 191 — When Bae Doesn't Like That You Earn More
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Happy Brown Ambition Wednesday (and International Podcasts Day!) On today's show: —Tiffany recaps the epic wedding of pal and social commentator Luvvie Ajayi (haven't listened to our interview with Luvvie yet? Go back and check out Ep. 50!). Congrats Luvvie! —When it's better to spend the money and hire a professional vs. take the time to DIY —We take a question from a listener who's torn between being car debt-free or purchasing a newer ride and a young woman who's new boyfriend has some *feelings* about the fact that she earns more.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 02, 2019
Ep. 190 — How to Get Fired In 24 Hours Or Less
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Happy Brown Ambition Wednesday! On today's show: —Yep. It is possible to get fired in less than 24 hours. Tiffany explains. —How to get around monthly maintenance fees at your bank —What to do when friends want to plan a lavish vacay and you're on a budget Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 25, 2019
Ep. 189 — Tiffany's Goal for The Big 4-0
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Happy Brown Ambition Wednesday y’all! On today’s show:  -Tiffany’s got a 40th bday resolution to start sticking up more for herself when she’s shortchanged — the same way she goes to bat for her Dream Catchers, family and friends. -Choosing the right credit card for household purchases -Whether or not you should use a windfall to pay off credit debt or put it in the bank for savings -When to tell if it’s time to sell a house vs hold onto it -Engaging in the rumor mill at work and how it can be toxic  As mentioned on the show:  The best home improvements to make if you want to make a return on your investments later: https://www.remodeling.hw.net/cost-vs-value/2019/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 18, 2019
Ep. 188 — Credit Limit Increases, Equifax Settlement Cash, Shopping for Health Insurance
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Happy Brown Ambition Wednesday! Here are a few links to resources mentioned on today's show: Equifax Data Breach Settlement sources FTC Equifaxbreachsettlement.com The "Momference" Tiffany's new fave vintage shop in NJ Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 11, 2019
Ep. 187 — Promote Wealth & Combat Stress by...Walking?
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Happy Brown Ambition Wednesday! On today's show: -Tiffany's weekend at the GirlTrek Stress Protest -Questions on paying down debt with stocks, and buying a house while a recession looms Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 04, 2019
Ep. 186 — When It's OK to Make the "Wrong" Financial Choices
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Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 28, 2019
Ep. 185 — Is It Time To Prepare for the Next Recession?
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We're BACK after a brief hiatus with a brand new show. You've seen the headlines about a pending recession, but is it really time to start preparing? And how could you prepare yourself for the next downturn if you wanted to? We've got some tips.  Also on the show, we tackle some brand new questions from our listeners: —Should I use a car accident settlement to pay off my loan debt or invest it instead?  —I'm becoming a stay-at-home mom. Should I cash out my 401(k) when I leave my job? Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 21, 2019
Battle of the Sexes w/ Paychecks & Balances' Marcus and Rich
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This is a show years in the making — we finally have our podcast pals Rich and Marcus from Paychecks and Balances on the show! The guys join us to tackle some awkward and controversial questions about money and relationships. Follow Rich and Marcus @paybalances.  This episode originally aired Oct. 24, 2018. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 14, 2019
Making Your Money Work For You with Ash Cash
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Ash Cash* worked his way up from bank teller to bank branch manager to the CEO of a credit union over the course of a decade. He also nearly lost his Bronx, NY home during the 2008 housing crisis. In this special episode of Brown Ambition, we invited Ash to relive those trying days and share the steps he took to help his family get back on track. "I ate my humble pie and learned from it," Cash said in today's interview. "That’s what opened my eyes to residual income and having your money work for you." About Ash: Ash Cash is the author of seven (!) personal finance books and the founder and Chief Financial Educator at MindRight Money Management, a Financial Education and Media company that aims to help people manage their money better in order to live the life that they want. *This episode originally aired Feb. 6, 2019. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 07, 2019
Ep. 184 — Letting Fear Get in the Way of Building Wealth
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On today's show:  We tackle a question from a listener who is afraid that her own fears about losing money are costing her crucial wealth building opportunities. Later in the show, we take on a tough question about an underwater car loan (ugh!) and weigh the pros and cons of getting to know your neighbors.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 31, 2019
Ep. 183 — Tips to Talk Your Way Into a Pay Increase
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On today's show: We answer a question from a listener who says she was embarrassed to learn she accepted a salary $7,000 less than the market rate for her position. We offer some tips on how she can negotiate a raise...after she's already accepted the offer. Have a question for the show? We'd love to hear from you! (Yes, you can remain anonymous -- just tell us!) Email us here or hit is up on Instagram @brownambitionpodcast.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 24, 2019
Ep. 182 — Woah, Baby!
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One of us has a very exciting announcement on today's show! ;) You don't want to miss it.  Also on today's show we cover:  -Did Mandi's Twitter campaign against LG/Best Buy save her $900 and a new dishwasher?  -Can you negotiate with your auto lender to pay off your loan for less?  -Is it too late to start investing after 40?  -Who's *really* behind the #NotMyAriel protest? -The new James Bond is blowing our minds Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 17, 2019
Ep. 181 — The Crushing Cost of Childcare
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We asked our listeners to share their childcare cost stories, and you did not hold back! On today's show, we dive into the reader mailbag to hear from listeners spending tens of thousands of dollars per year on childcare. We also take questions from listener Scott, who wants to know if using a credit repair firm "piggybacking" technique can rescue his credit and Ashley who wants to know if investing in one type of mutual fund is enough. As mentioned on today's show: Help Mandi get some Twitter customer service justice for the $900 dishwasher Best Buy won't replace! RT this thread https://twitter.com/mandiwoodruff/status/1149002452982779904 How to Repair Your Credit Yourself Tiffany's course on investing ft Ellevest Remember, we are happy to take questions and share what we know, but we are not investing experts nor are we certified financial planners. Always consult a professional if you're looking to make a big financial decision.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 10, 2019
Ep. 180 — When You Earn Six Figures and Feel Broke AF
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On today's show, we recap a recent study that looked at places in the U.S. where families can earn six figures incomes and STILL feel broke. The struggle is real, y'all.  Increasingly, childcare is becoming one of the largest expenses for families. We want to hear your childcare stories ... how are you making it work? Do you pay for a full-time nanny? Rely on relatives to help? Spring for the fancy day care? We want to know what it takes for working parents to make childcare work in the U.S. today. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 03, 2019
Ep. 179 — Big Moves, Student Debt Mistakes and Car Lease Traps
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Happy Brown Ambition Wednesday! On today's show: -Tiffany makes a big move -We tackle how to get out of a car lease -We share a story that's baffling — college grads spending thousands on a game that could pay off their student debt (if they're lucky) As mentioned on the show: How to Get Out of a Car Lease (LendingTree) Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 26, 2019
Ep. 178 —Big Things Poppin'
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Jun 19, 2019
Ep. 177 — How We Really Feel About Dave Ramsey's Anti-Credit Card Policy
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On today's show, we tackle a ton of hot topics, including taking your questions on: -The best side hustles for folks who are time-challenged -How we really feel about using credit cards (and Dave Ramsey's long-standing rule against plastic) -How the bro-iness of the FIRE (Financial Independence Retire Early) movement misses the mark with women of color (NY Times) -- Today's show is sponsored by  Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 12, 2019
Ep. 176 — Classic Brown Ambition
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Today’s episode is brought to you by the eco-conscious clothing company, Pact Apparel, gives its customers the chance to invest in the future of your family and women worldwide. For 25% off your first order, visit WearPact.com and enter code BrownAmbition at check out! Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 05, 2019
Ep. 175 — The College Graduation Gift Heard 'Round the World
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Today's show is brought to you by KiwiCo! With a KiwiCo subscription, you get a monthly science, technology, engineering, math or art project for kids ages 0-16+ that is guaranteed to be fun, engaging and inspire new creativity and confidence. Visit KiwiCo.com/brownambition and get your first crate free. Learn more about your ad choices. Visit megaphone.fm/adchoices
May 29, 2019
How to Start Investing Beyond Your 401(k)
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If you’re wondering how you can start investing for wealth beyond your 401(k) this is the show for you. We’re joined by Mandi’s personal financial planner Helen Ngo of Capital Benchmark Partners to go step by step through the process — from choosing your investments to deciding which types of accounts to open. You can schedule a FREE consultation with Helen via her website. *Today’s episode was brought to you by the eco-conscious clothing company, Pact Apparel.* For 25% off your first order, visit WearPact.com and enter code BrownAmbition at check out. This episode originally aired Sept. 13, 2018. Learn more about your ad choices. Visit megaphone.fm/adchoices
May 22, 2019
Ep. 174 — When That Clever Tweet Could Cost You Your Job
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On today's show: -#EatingBreakfastWhileBlack is now a thing, thanks to one woman who took it upon herself to Twitter shame a D.C. transit worker for eating her breakfast en route to her next shift. -Fresh Off the Boat actress Constance Wu got dragged for some poorly timed/thought out tweets about her show's success -What the Trump/China trade war means for your wallet And we take YOUR questions from Instagram on investing in real estate property. Have a question you'd like us to answer? Shoot us a DM on the 'gram @brownambitionpodcast or e-mail us at brownambitionpodcast@gmail.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
May 15, 2019
Ep. 173 — When Money Issues Threaten Your Mental Health
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May is Mental Health Awareness Month and we have a message for those of you struggling with financial stress....IT GETS BETTER. On today's show, we'll talk about ways we've coped with financial hardships in our past and present. As mentioned on the show: Mushroom suits — the affordable burial alternative (BBC) Roth IRA vs 529 plan for kid college savings (TaxSlayer) The best place to stash your emergency fund (MagnifyMoney) Learn more about your ad choices. Visit megaphone.fm/adchoices
May 08, 2019
Ep. 172 — Getting Married With Six Figure Debt
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On today's show, we have a truly inspiring story to share. Leo and Faith were about to get married when they attended pre-marital counseling at their church. It was then that they were encouraged to sit down and get honest about the finances and their goals as they started a family together. In total, they carried over $211,000 worth of debt — a combination of both student loans and credit card debt. Rather than give up, they rallied and made a plan to aggressively tackle their debt in the summer of 2017. Faith, a nurse practitioner, took on a part-time job working overnight 5 or 6 days a week. Leo, an occupational therapist, also worked a part-time job in addition to his 9 to 5. In a little over a year, they successfully paid down $100,000. They share their story on today's show. Tune in and hit us up on Twitter or Instagram let us know what you think about their story! **This episode originally aired June 13, 2018** Learn more about your ad choices. Visit megaphone.fm/adchoices
May 01, 2019
Ep. 171 — "So Money" Podcast Host Farnoosh Torabi on How She Juggles Family and Her Financial Empire
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We're thrilled to FINALLY welcome Farnoosh Torabi to the show. She's the brilliant mind and cohost behind the So Money Podcast, author of several books on financial empowerment books and a forever entrepreneur who's launching a new venture this spring (and, oh yeah — a mom of two!). That new venture is called Stacks House, a "pop-up with a purpose" that seeks to empower women to take their finances by the horns and start building wealth. Farnoosh gets real about how motherhood helped her double her income as an entrepreneur and how she manages the daily grind of work and raising two kids under the age of five. As mentioned on the show, check out Farnoosh's recent column on Refinery29: "This Is The Secret To Being A Successful Working Mom". Note to listeners: We had a slight issue with our audio this week, so apologies in advance for one or two small areas where you'll hear an echo.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 24, 2019
Ep. 170 — When Paying Off Your Mortgage Doesn't Make Sense
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Happy Brown Ambition Wednesday...and welcome back Tiffany! Today's show is brought to you by Hello Fresh. For $80 off your first month of delicious HelloFresh meal kits, go to HelloFresh.com/brownambition80 and enter promo code BROWNAMBITION80. On today's show, we cover: -The repercussions of cosigning for a friend's student loan (or any loan for that matter) -Why using extra cash to pay down your mortgage might not be the best idea, contrary to belief.  -The worst things you can do during a job interview Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 17, 2019
Ep. 169 — Finding Your Perfect Retirement Number with Paychecks & Balance's Marcus Garrett
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Paychecks & Balance's Marcus Garrett cohosts this week's show, and he shares how he found his perfect retirement number (Hint: It's actually not as high as you might think!). Check out Garrett's writing on GoBankingRates.com and show Paychecks & Balances some love on their website. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 10, 2019
Ep. 168 — How "The Money Coach" Balances Business, Marriage, and Motherhood
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We have a very special show for you today! We are joined by the incomparable Lynnette Khalfani-Cox, who has made it her mission to financially educate and empower the masses ever since launching her personal finance coaching business in 2003. On today's show, Lynnette gets candid about building a business about her husband, raising three kids student debt-free, and making her dreams a reality — to create multi-generational wealth that offers her children and their children a boost she didn't have. "I'm trying to literally invest in my kids themselves. I’m trying to give them a leg up and do so in a way where not only am I telling them I have a great deal of faith and confidence in them, I'm laying out expectations as well," she told us in our conversation this week. Check out Lynnette at her website www.askthemoneycoach.com and on social media @themoneycoach Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 03, 2019
Ep. 167 — Forget Mentors. Here's Why You Need a 'Sponsor'.
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Happy Brown Ambition Wednesday!  On today's show, we tackle: -Finding a sponsor to take your career next level. -The motherhood tax and how it impacts women in the workplace -Apple's new credit card (worth it or not?) -Updating your tax withholdings for 2019  -- Today’s episode is brought to you by the eco-conscious clothing company, Pact Apparel, gives its customers the chance to invest in the future of your family and women worldwide. For 25% off your first order, visit WearPact.com and enter code BrownAmbition at check out! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 27, 2019
Ep. 166 — How Car Debt is Killing Us
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Is your car note eating up such a big chunk of your budget that you feel like you're not able to meet other goals, like saving?  You're not riding alone. Today on the show, we cover some truly troubling statistics about auto loan debt in America....and can we just say...YIKES, y'all. If you want to see how much your auto debt is costing you, try out this handy calculator. ***Today's episode was brought to you by the eco-conscious clothing company, Pact Apparel.*** For 25% off your first order, visit WearPact.com and enter code BrownAmbition at check out. That's W-E-A-R-P-A-C-T dot com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 20, 2019
Ep. 165 — The Power in P---- People Off
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This week's episode is sponsored by Simple Health, which uses technology to provide simple, convenient & affordable care at home — starting with online birth control prescriptions & delivery. Finally, a better way to get birth control is here! Get a $20 discount on a Simple Health prescription at simplehealth.com/brownambition or enter the code BROWNAMBITION at checkout. Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 13, 2019
Ep. 164 — Your Burning 2019 Tax Questions: Answered
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This episode is sponsored by EveryPlate, America's Best Value Meal Kit. For 6 free meals across your first 3 weeks and free shipping on your first delivery, go to EveryPlate.com and enter promo code Brownambition6. -- Today we're joined by tax specialist Terrie Chantel, one of Tiffany's most popular contributors to the Live Richer Academy, to answer your burning questions about filing taxes this year. Check out Terrie at terriechantel.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 06, 2019
Ep. 163 — Budgeting With Bae
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Feb 27, 2019
Ep. 162 — Stressed Out About Taxes in 2019? Join the Club
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We are finally seeing the impact of President Trump's massive tax overhaul this tax season and we want to hear from you — what are your questions? Did you end up owing way more or way less than last year? We'd love to hear from you. Send us your stories and questions at brownambitionpodcast@gmail.com or hit us up at brownambitionpodcast.com "Ask Us Anything".  Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 20, 2019
Ep. 161 — How Employers Leave Black Workers Behind
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On today's show, we're talking to Dr. Adia Harvey Wingfield, a Professor of Sociology at Washington University in St. Louis, who is tackling the ways some organizations are failing black workers and how we can move the needle towards more inclusiveness in the workplace.  As mentioned on the show:  How Organizations Are Failing Black Workers — and How to Do Better by Dr. Adia Harvey Wingfield/Harvard Business Review You can preorder her forthcoming book "Flatlining Race, Work, and Health Care in the New Economy" here. And for giggles, check out SNL's Black Jeopardy Skit here.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 13, 2019
Ep. 160  — How Ash Cash Dodged Foreclosure, Ditched His Day Job and Became an Entrepreneur
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Ash Cash worked his way up from bank teller to bank branch manager to the CEO of a credit union over the course of a decade. He also nearly lost his Bronx, NY home during the 2008 housing crisis. In this special episode of Brown Ambition, we invited Ash to relive those trying days and share the steps he took to help his family get back on track. "I ate my humble pie and learned from it," Cash said in today's interview. "That’s what opened my eyes to residual income and having your money work for you." About Ash: Ash Cash is the author of seven (!) personal finance books and the founder and Chief Financial Educator at MindRight Money Management, a Financial Education and Media company that aims to help people manage their money better in order to live the life that they want. Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 06, 2019
Ep. 159 — So, About That Guy Who Scammed Tiffany Out of $25,000...
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Happy Brown Ambition Wednesday! On today's show, Tiffany gets revenge (kind of!) on the man who scammed her out of $25,000 in her early 20s. Let's just say Karma is a... you know what. We also talk about the study covered in the Washington Post that found most women who are successful have at least one thing in come — small, powerful networks of strong female friends! In other news, the shutdown is over but how can federal workers be better prepared for the next time Congress decides to play chicken with their livelihoods? We offer some tips. If you have a question for the show, send us a note at brownambitionpodcast@gmail.com! As mentioned on the show: Are scholarships taxable? — StudentLoanHero Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 30, 2019
Ep. 158 — Fertility Chronicles & Credit Repair
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Happy Brown Ambition Wednesday! We'd love to answer your financial and career questions on the show. Hit us up at brownambitionpodcast@gmail.com or visit Brownambitionpodcast.com. A few things mentioned on the show today: NFCC.org How to Recognize a Credit Repair Scam Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 23, 2019
Ep. 157 — Shutdown Woes & Debt Consolidation Qs
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Happy Brown Ambition Wednesday! We are looking for listeners to feature their debt payoff success stories on the show! Know anyone who's interested in being a guest? Email us at brownambitionpodcast@gmail.com! As mentioned on the show, you can shop and compare secured card offers at MagnifyMoney's marketplace > Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 16, 2019
Ep. 156 — New Year, New You!
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Happy New Year, Brown Ambition fam! We're back from our holiday break and ready to kick off 2019.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 08, 2019
Best of 2018 — Meet the Couple Who Paid Off $100,000 of Debt in One Year
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We're looking back on 2018's biggest episodes. How could we forget Faith and Leo, the Atlanta newlyweds who realized they carried over $211,000 worth of debt into their marriage? Rather than give up, they rallied and made a plan to aggressively tackle their debt. Faith, a nurse practitioner, took on a part-time job working overnight 5 or 6 days a week. Leo, an occupational therapist, also worked a part-time job in addition to his 9 to 5. As of May 2018, they successfully paid down $100,000. They shared their story with us in June. Tune in and hit us up on Twitter or Instagram let us know what you think about their story! Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 26, 2018
EP. 155 — The Credit Question That Had Us Both Stumped
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Happy Brown Ambition Wednesday! Have you finished your holiday shopping yet? Check out a few of our sponsors: StoryWorth: StoryWorth makes it easy and fun for your loved ones to share their stories, with weekly emailed story prompts - questions you’ve never thought to ask. At the end of the year, they’ll get their stories bound in a beautiful hardcover book. For $20 off, visit storyworth.com/brownambition. EveryPlate: The meal-kit delivery service that won't break the bank. For 50% off your first box of EveryPlate, go to everyplate.com and enter BROWNAMBITION at checkout. Pact: Invest in the future of your family, women worldwide and the planet at wearpact.com. Enter code BrownAmbition at checkout for 25% off your first order. Lola: A female-founded company offering a line of organic cotton tampons, pads, liners and all-natural cleansing wipes. LOLA products come in a simple, customizable subscription so you get exactly what you need, exactly when you need it. For 40% off all subscriptions, visit mylola.com and enter promo code BROWNAMBITION when you subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 12, 2018
Ep. 154 — Student Loan Forgiveness + Entrepreneur Woes
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Dec 05, 2018
Ep. 153 — 'Deleting' Bad Credit History Isn't a Thing
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As mentioned on today's show: The Best Prepaid Debit Cards via CreditKarma “Thanksgiving Myths, Legends and Lies: Why Settlers Really Started the Annual Feast”via Fortune (Thanks for sharing this BA listener @Umwiza on Twitter) Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 28, 2018
Ep. 152 — Debt-Free For the First Time In 20 Years
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Looking for the perfect holiday gift for a loved one? Check out StoryWorth.com. StoryWorth makes it easy and fun for your loved ones to share their stories, with weekly emailed story prompts - questions you’ve never thought to ask. At the end of the year, they’ll get their stories bound in a beautiful hardcover book. Strengthen your family bonds, and get to know your loved one in a whole new way. Go to http://www.storyworth.com/brownambition to get $20 off your first StoryWorth gift! Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 21, 2018
Ep. 151 — When That Dream Job Might Not Be So Dreamy
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Happy Brown Ambition Wednesday! On today's show, we take a question from a listener who's torn over a job offer. It's her dream job but she'd be working for a less than amazing company. What should she do? For an upcoming episode on pet expenses, we want to hear YOUR pet spending stories. What's the most you've ever spent on your fur baby? Did you regret it, or would you do it all over again? Send us your stories at brownambitionpodcast@gmail.com.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 14, 2018
Ep. 150 — Multi-Level Marketing Rants and Credit Card Tips
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Happy Brown Ambition Wednesday! Today's show is sponsored by Hint water. To receive 36 bottles for $36, visit drinkhint.com/BROWNAMBITION and use promo code BROWNAMBITION. Here are a few links to resources mentioned on the show: The Ultimate Guide to Student Loan Forgiveness — MagnifyMoney.com The Best Travel Cards of 2018 — CompareCards.com What is Multilevel Marketing? — AARP  Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 07, 2018
Ep. 149 — Coping With Financial FOMO
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Today's show is sponsored by EveryPlate, With America’s Best Value Meal Kit, you get amazing, chef-designed meals for just $4.99 per serving. EveryPlate does the meal planning, shopping, and prepping for you, taking the time-consuming guesswork out of cooking. Recipes come together in about 30 minutes – definitely faster than a trip to the grocery store! For 50% off your first box of EveryPlate, go to everyplate.com and enter BROWNAMBITION at checkout.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 31, 2018
Ep. 148 — Battle of the Sexes with Paychecks & Balances
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This is a show years in the making — we finally have our podcast pals Rich and Marcus from Paychecks and Balances on the show! The guys join us to tackle some awkward and controversial questions about money and relationships. Follow Rich and Marcus @paybalances. Today's show is sponsored by Lola, a female-founded company offering a line of organic cotton tampons, pads, liners and all-natural cleansing wipes. LOLA products come in a simple, customizable subscription so you get exactly what you need, exactly when you need it. For 40% off all subscriptions, visit mylola.com and enter promo code BROWNAMBITION when you subscribe!  Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 24, 2018
Ep. 147 — How Tiffany Saved $100,000 On Her Taxes By Making One Crucial Change
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Happy Brown Ambition Wednesday! Today's show is sponsored by Lola, a female-founded company offering a line of organic cotton tampons, pads, liners and all-natural cleansing wipes. LOLA products come in a simple, customizable subscription so you get exactly what you need, exactly when you need it. For 40% off all subscriptions, visit mylola.com and enter promo code BROWNAMBITION when you subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 17, 2018
Ep. 146 — How Tela Holcomb Doubled Her 401(k) In 6 Months and "Traded" Her Way to Financial Independence
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Tela Holcomb, is a self-described "mom, wife, six-figure stocks and options trader, 9 to 5 survivor, risk taker and freedom catcher." But she wasn't always a stock trading wiz. It wasn't until Tela lost her job in 2012 that she decided to dive into learning all she could about the stock market. Today, Tela supports herself on income she earns from a combination of short-term stock trading and long-term investing and saving, as well as income earned from teaching online courses on how to trade. She joins Brown Ambition today to offer tips* for beginner investors looking to get into the market — and gets real about what it really means to trade, day trade and invest (yep! they are all different). From purchasing her first stock (Coach!) to making $12,000 in three days to losing $7,000 in the blink of an eye, Tela opens up about the good, the bad and the ugly side of the market and how you can avoid common pitfalls. "Start with the products and services you know because it's going to motivate to you to keep going. If you're looking to start learning more about stock trading, check out Tela's free online course: telaholcomb.com/theexchange. And check her out elsewhere: Blog: telaholcomb.com Facebook: facebook.com/telaholcomb Instagram: instagram.com/telaholcomb YouTube: telaholcomb.com/youtube *Disclaimer: Any conversations on our show about investing and investing strategies shouldn’t be taken as investment advice. This is strictly for education purposes and if we mention companies or specific strategies, it’s not a recommendation but rather an example. Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 10, 2018
Ep. 145 — Real Talk for the Debt Divas Out There
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Happy Brown Ambition Wednesday! We're bi-coastal this week y'all, as Mandi gets into vacay mode on the West coast (kind of...) and Tiffany returns from her Universal Studios Budgetnista retreat. This week we dive into our reader mail bag to answer your burning debt questions. Have a question for us? Hit us up at Brownambitionpodcast.com or shoot us a note at brownambitionpodcast@gmail.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 03, 2018
Ep. 144 — How The Recession Made Us Stronger...and How We're Preparing for the Next One
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We reflect back on the financial crisis on the 10 year anniversary and talk about how it impacted our finances and career. We want to hear your recession comeback stories. Send us an email at brownambitionpodcast@gmail.com or tweet us @theBApodcast to let us know how the recession touched your life in good ways or bad and how you've changed since. *** Want help putting together a meal in a pinch? EveryPlate is the cheaper, healthier alternative to takeout or delivery. You get to enjoy amazing, chef-designed meals for just $4.99 per serving  EveryPlate is already super affordable but they put together an even sweeter deal for Brown Ambition listeners: Brown Ambition listeners can get 50% their first box of EveryPlate. Go to EveryPlate.com and enter promo code BROWNAMBITION. Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 26, 2018
Ep. 143 — Fertility Fixer Upper
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Happy Brown Ambition Wednesday! On today's show: A long-awaited health/family update from TiffanyWhat happens when taxes go unpaid?When's the right time to ask for a credit limit increase? Resources mentioned:  MagnifyMoney's guide to handling tax debt XY Planning Network, a great resource if you're looking for a fee-only financial planner.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 19, 2018
Ep. 142 — Think Outside the 401(k) — Tips to Invest for Wealth from Mandi's Financial Planner
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We are kicking off Season 4 of Brown Ambition with a long-awaited investing episode. If you're wondering how you can start investing for wealth beyond your 401(k) this is the show for you. We're joined by Mandi's personal financial planner Helen Ngo of Capital Benchmark Partners to go step by step through the process — from choosing your investments to deciding which types of accounts to open. You can schedule a FREE consultation with Helen via her website.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 12, 2018
How A Hand-Me-Down House Helped This Couple Pay off $110,000 of Debt
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Eight years ago, Aja McClanahan and her husband were $110,000 in the hole and in a constant tug-of-war with debt collectors. So they decided to make a drastic move in order to tackle their debt head-on. Mandi sat down with Aja this week to chat about how they finally became debt-free and what advice she has for others out there feeling overwhelmed by their own debt. "You don't need a lot of money to do this," she says. "Being disciplined helped."  Brown ambition is back with new episodes on Sept. 12! Have a question you'd like featured on the show? Send us a note at brownambitionpodcast@gmail.com  Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 05, 2018
Awesomely Luvvie Ajayi
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Happy Brown Ambition Wednesday! We are looking back at our favorite episodes over the last (3!) years as we prepare for season 4 of the podcast.  New episodes begin airing Sept. 12.  Enjoy this look back at our EPIC interview with author, speaker and Luvvie Ajayi. And, if you haven't yet, get her book "I'm Judging You: The Do Better Manual" and check out her podcast "Rants and Randomness". Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 29, 2018
Ep. 141 — Confessions of an Entrepreneur
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Happy #BrownAmbition Wednesday! On today's show, Tiffany opens up about the pressures of scaling what was once a one-woman business into a juggernaut with full-time employees, benefits, and all the complications that come with it. "It's so much more than just the people who are involved. When I talk to [my employee] on the pone and I hear her baby crying I think oh my gosh it’s not just her. This has to work for all of us... There’s so many people are depending on this working. It's a lot of pressure but it’s also a lot of fulfillment to be able to do this work." Also, on the show Tiff announces a special deal on the Live Richer Academy. Sign up at https://joinLRA.com!   Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 22, 2018
Ep. 140 —How Much You Should Have Saved by Age 30 (and 40...and 50...)
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Welcome back to a new episode of Brown Ambition!    On today's show, we dedicate some time to questions from our listeners.  One listener wants to know how much she should save by age 30. We take her question on the show and actually reveal how much WE saved by age 30 ourselves. Here's a link to the resource mentioned on the podcast, the JP Morgan Chase Guide to Retirement. The chart that suggests how much to save by different ages is on page 18! There's also a screenshot on the our website brownambitionpodcast.com Another listener asks what's worse — a voluntary car repossession or delinquent payments? Lastly, we take a question from a listener feeling pressured to have a massive wedding. Have a question for the show? Email us at brownambitionpodcast@gmail.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 15, 2018
Ep. 139 – The Personality Test That Can Totally Change the Way You Work
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Happy Brown Ambition Wednesday! On today's show:  Tiffany's low-budget Greece vacation Mandi shares the workplace personality test that totally changed the way she communicates with others at work Is a 29.99% APR too high for a personal loan? Should you track your credit with all these data breaches going on? We've got the answers today when we open up our listener inbox to tackle your questions. Here are a few links to resources mentioned on today's show! Free credit scores:Discover ScorecardMyLendingTree  Compare personal loans so you know you're getting the best deal possible:LendingTree's personal loan marketplaceMagnifyMoney's personal loan marketplaceDISC AssessmentLearn more at discprofile.comTony Robbins offers a stripped-down, free version of the DISC assessment. Just be aware that you'll be asked for your email and they will add you to his email list.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 08, 2018
Ep. 138 — Miko Branch, co-founder of Miss Jessie's Hair Care
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On today's show, we're joined by Miko Branch, who in 2004 co-founded Miss Jessie's curly hair products with her sister Titi, inspired by their grandmother's homemade recipes They have been serving the curly, kinky and wavy hair community ever since. This episode originally aired on March 25, 2017.     Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 01, 2018
Ep. 137 – Closing credit cards to cancel debt? Not so fast.
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Happy Brown Ambition Wednesday! On today's show:  Tiffany's biggest tax lessons as an entrepreneurA shoutout to Yelp Cash Back — check it out if you haven't yet! Today's Q&A features some great listener questions —1) Does interest stop accruing if you cancel a credit card? and 2) What should a husband do if his wife is hesitant to dip into their savings to pay off his student debt? Have a question for us? Hit is up at brownambitionpodcast@gmail.com.As mentioned on today's show, here are some helpful link:   Compare Balance Transfer Credit Card OffersBest Debt Consolidation Loans  Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 25, 2018
Ep. 136 – In Our Feelings
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On today's show:  We shoutout listeners who Tweet or Instagram us on each show. Want a shoutout? Hit us up at @brownambitionpodcast on the gram or @theBApodcast on Twitter. We take a question from listener Sheena who wants to know if she should defer her student loans in order to pay off her car.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 18, 2018
Ep.135 — Essencefest Recap; Bitcoin Woes; Homebuying Tips
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Each week we feature comments/questions from our listeners on Twitter and Instagram! Want to get a shoutout? Hit is up @theBApodcast on Twitter or @brownambitionpodcast on the gram.  As mentioned on the show, here are some great resources if you're looking for a low down payment mortgage program:  LendingTree: Your Guide to First-Time Homebuyer Programs MagnifyMoney: The Best Mortgages That Require No or Low Down Payment HUD: Search down payment assistance programs in your area Disclaimer: The Q&A segment on our show is when we give off the cuff advice and tips we hope can help you start moving in the right direction — these answers are not intended to serve in place of advice from a certified financial adviser or planner or other financial professional.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 11, 2018
Ep. 134: Better a $400 lesson than $4,000 lesson
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Happy Fourth of July! We're back with a fresh episode this week.  We cover:  Tiffany's $400 home improvement whoopsie (ok, it was Super Man's fault technically)Risks of taking out a 401(k) loan for a home down paymentA listener asks us how we met our SOs and asks for tips on how to date in your 40s. Have a tip to share? Hit us up @theBApodcast on Twitter!  Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 04, 2018
Ep. 133 — The Pregnancy Tax
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We tackle some juicy topics on today's show: Tiffany's decision on a $60,000 home upgrade (Yikes.)NYT's sobering report on discrimination against pregnant women in the workplaceAnd we take YOUR questions on personal loans, credit cards and how young is too young to build credit.Want to get a shoutout on next week's show? Leave us a message on Twitter @TheBApodcast or Instagram @brownambitionpodcast.   Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 27, 2018
EP. 132 — This is America?
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Happy Brown Ambition Wednesday!   On today's show:  This is America? Unpacking the heartbreaking news from the border. Personal loans vs credit builder loans Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 20, 2018
Ep. 131 — These Atlanta newlyweds Paid off $100,000+ of Debt in 12 Months
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On today's show, we have a truly inspiring story to share. Leo and Faith were about to get married when they attended pre-marital counseling at their church. It was then that they were encouraged to sit down and get honest about the finances and their goals as they started a family together. In total, they carried over $211,000 worth of debt — a combination of both student loans and credit card debt.  Rather than give up, they rallied and made a plan to aggressively tackle their debt in the summer of 2017. Faith, a nurse practitioner, took on a part-time job working overnight 5 or 6 days a week. Leo, an occupational therapist, also worked a part-time job in addition to his 9 to 5. As of May 2018, they had successfully paid down $100,000.  They share their story on today's show. Tune in and hit us up on Twitter or Instagram let us know what you think about their story! Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 13, 2018
Ep. 130 — RIP Kate Spade; Socially Responsible Investing; Our Least Favorite Credit Card
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Happy Brown Ambition Wednesday! Today on the show, we share some messages from our listeners on Twitter and the 'gram. Hit us up @theBApodcast or @brownambitionpodcast to share your thoughts on this week's episode, give us a shoutout or ask a question. One of our listeners has a question about the credit card she realizes might not have been the best choice for her....and yikes. It definitely makes our list of our least favorite credit cards. As mentioned on the show, check out this guide to the Best Credit Cards and the Best Credit Cards for Students, each curated by the team at MagnifyMoney.  Also on the show today: Options for financing a home improvement projectSocially responsible investing tips The awful news that Kate Spade committed suicide rocked us both and reminded us of the importance of leaning on others when we are facing hard times and prioritizing our mental health. The National Suicide Hotline is 1-800-273-8255. As mentioned, here's the spreadsheet Tiffany's Dream Catchers Facebook group has crowdsourced with therapists across the country.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 06, 2018
Ep. 129 — 'Roseanne' Shenanigans and Gayle Jennings O'Bryne, Founder of iNTENT Manifesto
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Happy Brown Ambition Wednesday! We are BACK with an amazing guest on today's show — Gayle Jennings-O'Byrne, founder and CEO of iNTENT Manifesto, a new movement aimed at helping women of color-led startups find investors for their businesses.  "I had to set my own rules. I remember when I told people I want to unlock $1 billion for black women and women of color. People looked at me like I was crazy but they said OK what do I need to do to help you? "  We talk to Gayle about why she left her 17-year career at JP Morgan Chase after a health scare to launch iNTENT and what resources are out there for women looking to start businesses today: "I just remember thinking, Lord, if I get through this I'm gonna do things differently. And one of those things I said I was gonna do differently was become a champion for women who look like me." Sign the manifesto here: https://www.intentmanifesto.com Learn more about your ad choices. Visit megaphone.fm/adchoices
May 30, 2018
Rock Your Net Worth in 2018
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On today's show:  The most important number to know: Your net worth! We take a question from listener Ashely about how to manage side hustles to boost her net worth and we chat about what net worth really means and why you should focus on building your net worth in 2018. You can still sign up for Tiffany's Live Richer Challenge: Net Worth edition.Have a money or career question? Go to Brownambitionpodcast.com or send us a note at brownambitionpodcast@gmail.com  *This episode originally aired on Jan 10, 2018.* Learn more about your ad choices. Visit megaphone.fm/adchoices
May 23, 2018
Ep. 128 — Beauty Confessions and Stock Moves
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Today on the show: We share some real talk beauty confessions...and when it’s worth it to splurge vs save  We used a free stock trading app to buy stocks recently...we’ll tell you how it’s going! We take a question from a listener who wants to know if she should buy a house with her partner before they get married. Yikes.  Some links to news stories and sites mentioned on the show!   Learn more about your ad choices. Visit megaphone.fm/adchoices
May 16, 2018
Ep. 127 — So, About That Time Tiffany Got Someone Fired...
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Learn more about your ad choices. Visit megaphone.fm/adchoices
May 09, 2018
Ep. 126 — Saving Our Parents From Themselves
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Want to get a shoutout on our show? Follow us @brownambitionpodcast on Instagram. Post a photo of yourself, tag us in it and use the hashtag #BrownAmbition. In the post, tell us why you're the ultimate representation of Brown Ambition. On today's show:  We discuss ways we all try to save our parents from themselves (and their awful money choices sometimes)  Tiffany shares a health update Mandi explains the controversy around Zelle  We answer a listener question on 401(k)s  Learn more about your ad choices. Visit megaphone.fm/adchoices
May 02, 2018
Ep. 125 — The Debt Consolidation Cycle
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Ep. 125 — The Debt Consolidation Cycle Happy Brown Ambition Wednesday! We're featuring a "win of the week" from our BA listeners on Instagram (@brownambitionpodcast) or Twitter (@theBApodcast). Tell us your win of the week and we might feature it on the show!  Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 25, 2018
Ep. 124 — Enduring the Unimaginable: CNBC's Sharon Epperson On Surviving a Life-Threatening Brain Aneurysm
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In September 2016, Sharon Epperson was at the gym when she felt pain shoot through her head and neck. One S.O.S. call to her husband and several hours later,, she learned she was one of 30,000 people in the U.S. who suffer a brain aneurysm rupture each year. Sharon, who is the senior personal finance correspondent at CNBC, was one of the lucky ones. On today’s show, she calls the experience one of the great blessings of her life and shares her story. *In loving memory of DeShaun Maria Harris.* Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 18, 2018
Ep. 123 —  The Best Advice When You're Feeling Under-appreciated at Work
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Have 15 seconds to spare? Please take our NEW reader survey! (Yes another one — but this one's more important! Please fill it out :)  We need at least 250 to sign up and we're halfway there in less than a day. Y'all are the best. Please fill it out if you haven't yet.  xxMandi & Tiffany Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 11, 2018
Ep. 122 — The 2 Documents You Need to Have Before You Die
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Today on the show we have attorney extraordinaire Art Steele. Art Steele is a business and estate planning attorney who helps entrepreneurs and families protect what matters most. She started her own law firm in 2014 and started the Legal-EASE for Entrepreneurs Podcast in 2016 which empowers minority business owners to tackle the legal needs of their business.    Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 04, 2018
Ep. 121 — Parental pressures
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Happy Brown Ambition Wednesday! Today on the show:  The parental pressure around baby birthday parties — let's discuss. The Federal Reserve Bank raised rates again last week....what the heck does that mean for us? Mandi explains.Today on the show we mentioned the Credit Karma credit score simulator:  And also You Need a Budget is a solid app/budget management tool.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 28, 2018
Ep. 120 — How She Paid off $80,000 Worth of Debt By Age 30
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This week, we welcome a very special young entrepreneur who recently reached out to the show to tell us her story of clawing her way out of $80,000 worth of debt.  Have a question or know someone brilliant who should be featured on the show? Hit us up at Brownambitionpodcast.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 21, 2018
Ep. 119 — What Does Student Loan Forgiveness Really Mean? (And other questions you've been asking!)
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Today's show is all about YOU, our lovely listeners. We're shaking up our mail bag and answering your burning money and career questions.  Have a question? Hit us up at brownambitionpodcast.com.  We're having a special guest soon to talk about ALL the documents you should have in order before you die...a will? Power of Attorney? What does that even mean anyway? We've got you covered. Send us your estate planning Qs and we'll select a few to discuss on the show!  Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 14, 2018
Ep. 118 — The One Thing You Should Never Do on a Job Application
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On today's show:  Life insurance, the thing everyone should talk about but never does! We are determined to make it sexy. -Wanna know the one thing you should NEVER do on a job application? Tune in to hear Mandi's hiring nightmare. -Tiffany's got a productivity coach update! -#OscarsSoWOKE -Happy Independence day Ghana! Here's another excuse to read Mandi's favorite book of the year — Homegoing by Ghanian-American novelist Yaa Gyasi.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 07, 2018
Ep. 117 — Housing updates; How to Save for Retirement in Your 50s
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Have a question for the show? Head to brownambitionpodcast.com  Also, we're on Instagram! @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 28, 2018
Ep. 116 — Wakanda Forever
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Happy Brown Ambition Wednesday! On today's show: Black Panther won the weekend and we are still processing y'all.  We take a listener's question about dealing with a collection bill after a hospital visit Shoutout to the kids of Parkland, FL who are rallying together to call for more gun control  Mandi reveals the project management tool she can't live without (Spoiler alert: it's called Trello!) Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 21, 2018
Ep. 115 — Is This the Worst Time Ever to Buy a House?
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Thanks to everyone who's completed our listener survey! There's still time for you to take it here: https://goo.gl/forms/0nM2A9rv7JMDLKA63 On today's show:  We debate the merits of homeownership in today's housing market. Are we making the biggest mistake ever?   Mandi breaks down "mortgage amortization" and how you can beat the bank by making extra mortgage payments.  Tiffany takes a break from the folks hating on Michelle Obama's official portrait by Amy Sherald (seriously guys?)  Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 14, 2018
Ep. 114 — What to Do When the Stock Market Drops and Everyone is Freaking Out
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Happy Brown Ambition Wednesday!  Show us the love by taking this SHORT 2-min survey so we can get to know our listeners better: https://goo.gl/forms/Oxo6wEtuCnRxtdHR2 On today's show: -Mandi's got some BIG news...and does the one thing she said she never thought she'd do in New York.  -Tiffany's back and recovering well from surgery.  -Mandi offers some perspective on the EPIC stock market drop felt 'round the country last week and explains WHY it really happened. Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 07, 2018
Ep. 113 — Sooo... Should I File Bankruptcy or Nah?
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This episode originally aired in September 2017. Thanks for your support as Tiffany is recovering from surgery (all is well! Just needs a little R&R!). Feel free to shoot her a get well message @theBApodcast or on Facebook on the Brown Ambition page.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 01, 2018
Ep. 112 — Tiffany preps for surgery; Mandi uncovers her Nigerian roots; We talk low down payment mortgages
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On today's show, we take a question from listener Kim, who wants to know: Do you really need to put down 20% on a house? Send us your money and career questions at brownambitionpodcast.com!   Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 24, 2018
Ep. 111 — Saving For Retirement vs. Paying Off Debt
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Have a question for us on finances or your career? Hit us up at brownambitionpodcast.com! You can remain anonymous, just let us know when you leave our question.  On today's show:  Yes, we address the S**thole comment, with a focus on some of the beautiful responses from people around the world.  Tiffany has a health update! Shoutout to the cofounders of the Black Lives Matter movement who have a new joint memoir out this week: When They Call You a Terrorist Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 17, 2018
Ep. 110 — Rock Your Net Worth In 2018
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2018 is well underway and Brown Ambition is back! On today's show:  Golden Globes: Queen O rocks the world with her speech on female empowerment; celebs walk the red carpet in black alongside activists like #MeToo movement founder Tarana Burke Holiday debt: Mandi reveals how much holiday debt Americans took on in 2017, from the latest MagnifyMoney survey. The most important number you can know: Your net worth!  Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 10, 2018
Ep. 109 — Ask The Money Coach! How to Rock Your Salary Negotiation in 2018
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Happy New Year to all! Brown Ambition returns with fresh episodes (and a special NET WORTH edition!) on January 9. In the meantime, we are re-airing our most popular episode of 2017 — our interview with our favorite money and career expert, Lynette Khalfani-Cox aka "The Money Coach". On the show, Lynette shares her best advice on how to negotiate on the job Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 03, 2018
Ep. 108 — Buying Bitcoin; Big Retirement Talks; Interview Gripes
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Happy holidays, BA Fam! This is our last show for 2017 but we will be BACK with fresh new episodes starting Jan. 10! On the Brown Ambition menu for this week... Holiday anxiety Work gripes when tools don't work Tiffany's having The Big Talk with her mom about retirement Also...guess who bought some Bitcoin! Question: Listener Brittany asks: Should I leave my financial job and move to NYC to become a writer? Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 20, 2017
Ep. 107 — New Year's Goals
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Hey BA Fam! We hope you're not going too crazy with all the holiday hoopla. We're all on our grind at work so we can take a few days off to spend with family but remember to take some deep breaths, take it one day at a time, and be kind to yourself.  Hit us up with your financial resolution questions at brownambitionpodcast@gmail.com or visit brownambitionpodcast.com.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 13, 2017
Ep. 106 — Tax reform! #@$* is getting real.
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On today show:  Tax reform! #@$* is getting real. Here's what you need to know.  Listener "Mrs. Newlywed" has a question about managing her budget and bills with her new husbae.  We have a few suggestions.  Have a question for us? Please send us a note at brownambitionpodcast@gmail.com or head over to BrownAmbitionPodcast.com!   Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 06, 2017
Ep. 105 — Bitcoin Mania and Business Bank Accounts
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Thanks for listening! Please share the love by leaving us a review on iTunes.  brownambitionpodcast.com  Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 29, 2017
Ep. 104 — Tis the Season for Debt
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On today's show: Tiffany's epic travels continue We talk Black Friday don'ts Anonymous listener "Shonda" wants to know whether or not she should move forward with a voluntary repossession of her car.  Check out more episodes at Brownambitionpodcast.com! And please get in the holiday spirit a little early and write us a quick review on iTunes! xx Mandi & Tiffany Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 22, 2017
Ep. 103 – Redefining Wealth with Patrice Washington
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One of our all-star guests is back on the show! Patrice Washington, America's money maven, author, speaker and new podcast host joins us to talk about the last two years. She gets real about the moment in her kitchen that changed the trajectory of her business two years ago and opens up about her new philosophy about managing career, marriage, and motherhood all at once.  Check out Patrice at Patricewashington.com and her new podcast, Redefining Wealth on iTunes. Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 15, 2017
Ep. 102: Back By Popular Demand
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We're back after a brief absence (!) as Tiffany took an epic adventure to Aussieland.  On today's show:  Tiffany's Australia trip wrap-up, including spending time with the founders of the Black Lives Matter movement. Mandi's half marathon win  Tax reform! The GOP's new tax reform plan is out. We'll touch on how it might impact your wallet. It's Open Enrollment season and time for millions to choose a new health plan!  Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 08, 2017
Ep. 101 — The Truth About All Those Free Credit Scores
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Happy Brown Ambition Wednesday! On today's show... We take some of your burning credit card questions and reveal the little known truth about those free credit scores that so many sites and credit cards offer these days. As promised, here's the MagnifyMoney guide to getting your free credit score >  Please leave us a review while you're here! It is such a huge help because it helps others find our show on iTunes. xx Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 25, 2017
Ep. 100 — How to Invest Beyond Your 401(k)
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Happy 100th episode BA fam! Help us celebrate by leaving us a review on iTunes! xx On today's show, we talk about the sneaky little secret Mandi has been keeping. She's a cash hoarder! And it's finally time to start thinking beyond the basic savings account and 401(k) and exploring other ways to invest, which we'll cover on today's show.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 18, 2017
Ep. 99 — The Courage to Speak Up
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Watching the latest sexual harassment bombshell unfold, this time in the face of media mogul Harvey Weinstein, has been another opportunity to reflect on the enormous courage it takes to speak up and speak out against harassment.  We also cover Jemele Hill's recent suspension* by ESPN and the Dove Ad that is stirring up controversy.  One more episode till 100!!!! *Correction: Hill was suspended not fired. Sorry for the mistake.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 11, 2017
Ep. 98 — Pumpkin Spice and Nothing Nice
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Our hearts are with the victims of the senseless attack in Las Vegas, as well as our fellow Americans in Puerto Rico still struggling in the wake of hurricane Maria. GoFundMe has a page for Las Vegas shooting-related fundraisers: https://www.gofundme.com/raise-funds/las-vegas-shooting You can also show solidarity by signing up to donate blood wherever you live: http://www.redcross.org/give-blood Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 04, 2017
Ep. 97 — When Past Debts Come Back to Haunt You
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It's a packed show, per usual!  We address the NFL/Trump drama, cover an unexpected bump in the road for Tiffany and Superman's home purchase, and talk about the pros and cons of cooking in bulk (Hey - it's not for everyone). Today's question is from listener Tiyana. She asks: Can I rebuild my credit with a secured card?  Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 27, 2017
Ep. 96 — Son of a Breach
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On today's show: -What can you do to protect your identity after the MASSIVE Equifax data breach? We've got you covered! As mentioned on the show, check out the MagnifyMoney Guide to Credit Monitoring and Identity Theft Protection and our tips on what to do after the hack.  -Tiffany's got a house update! Is it good news? -#EmmysSoBrown Today's question from listener Tracy: "What do I do when my landlord's home goes into foreclosure and they want to evict me?" Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 20, 2017
Ep. 95 — When Credit Debt Spirals Out of Control; How to Tell When You're Growing vs. Struggling at Work; #BlackGirlMagic Wins
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Happy Brown Ambition Wednesday! That's right — Brown Ambition is now airing Wednesday mornings.  On today's show...  -Mandi shares the truth about struggling at work — sometimes the struggle is really proof that you're growing.  -Tiffany has a housing update! Find out what happened with the foreclosure property she and Super Man placed a bid on this month. Today's Question: Did my credit card company really just cancel my account because I fell behind on payments?   Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 13, 2017
Ep. 94 — Hump Day Goals
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Sorry, Tuesday, Brown Ambition found a new bae called Wednesdays. Beginning Wednesday Sept. 13 catch new episodes of Brown Ambition every Wednesday! Sorry in advance for all the bad hump day jokes... On today's show: -How to get out of a bad auto loan? -How do I know it's a good idea to move cities? -Tiffany's house hunt continues Brownambitionpodcast.com   Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 05, 2017
Ep. 93 — So...I Hate My Job! What Do I Do Now?
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ATTENTION BA FAM: Beginning Sept. 13, Brown Ambition will be airing on Wednesday mornings! We are giving you a heads up so we don't catch anyone by surprise.  Enjoy the show! As ever, please send us a note at brownambitionpodcast.com. And while you're at it, please leave us a review! :) Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 29, 2017
Ep. 92 — The Student Debt Show of Your Dreams ft. Financial Aid Expert Angela Howze
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It's finally here, BA Fam! A show entirely dedicated to YOUR questions about student loan debt.  To find a list of resources mentioned on the show, check out this link > http://bit.ly/2vavfwP We are joined by Angela Howze, a financial aid expert and owner of the Financial Aid Strategist, a nonprofit company that aims to help students and their families plan and pay for college without drowning in debt. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 22, 2017
Ep. 91: When You Have To Be Your Own Best Advocate
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On today's show, we discuss the importance of being your own self advocate in your life and especially in your career — even if it feels like the most uncomfortable thing in the world. Thank you for your continued support! Please leave us a review on iTunes to let us know how you feel about the show. xx Yours in Brown Ambition, Mandi & Tiffany Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 15, 2017
Ep. 90 — Find Your Travel Tribe
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Evita Robinson, Founder of the Nomadness Travel Tribe, joins the show to talk about how she created the company from scratch at the forefront of the black millennial travel movement, her plans to grow and how she deals with her competitors. This episode originally aired June 27. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 08, 2017
Ep. 89 — Reclaiming Our Time! Black Women’s Equal Pay Day; and Why Paying Your Credit Card Off Early Can Actually Hurt Your Score
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We wish you all a happy Black Women's Equal Pay Day. Check out this report by the Economic Policy Institute on the gender/racial pay gap that is effecting women of color in the U.S. — and some myths about why Black women are still so far behind in the fight for equal pay. As always, stop by brownambitionpodcast.com to reach out with questions. And please don't forget to leave us a review on iTunes! Your support helps us keep growing more and more with each episode.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 01, 2017
Ep. 88 — Medical Billing Nightmares and How to Solve Them
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On today's show, we swap medical billing nightmares and take a question from listener Latoya who says she was pursued for a medical debt she didn't owe. We offer tips on how to fight back when debts appear on your credit report that you know you don't owe, and share how Latoya was able to resolve her own medical billing nightmare. As mentioned on the show, here's a link to https://clearhealthcosts.com/, where you can compare prices for many medical procedures in different ZIP codes.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 25, 2017
Ep. 87 — Fibroids and Finances
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On today's show... Tiffany does a quick debrief on Jay Z's 4:44 album and the financial lessons hidden in the lyrics... Mandi recaps her visit to the National Museum of African American History and Culture in Washington, D.C. Tiffany gives us a big health update after an awkward (?) yet educational visit to the doctor   We take a question from a listener who wants to know how she can prepare when she knows she'll be laid off and has nearly $40,000 worth of debt at the same time.  A recent survey found the average U.S. employee has only taken about half (54%) of their PTO days in the past 12 month. And we have just one question: BUT WHY THO??? Link mentioned in the show:  MagnifyMoney's Balance Transfer comparison tool Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 18, 2017
Ep. 86 — How Tiffany Erased $18,000 Worth of Student Debt; Essencefest Observations; Marriage and Finances
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We are BACK with a packed show. On the agenda for today: Tiffany reveals how she got $18k of her student loan debt *POOF* forgiven! And we are spinning off this segment into an entire show dedicated to student loan debt. That means we need YOU to send us your student debt questions by visiting brownambitionpodcast.com or sending us an email at brownambitionpodcast[at]gmail[dot]com.  We discuss Essencefest and Tiffany's observation that some of the most powerful women in business are secretly...MISERABLE? Apparently money can only buy so much happiness.  Then we take your questions:  -How do I remove myself as a cosigner on my relative's auto loan?  -Should I get a credit card outside of my credit union? (As promised, here's a link to MagnifyMoney's credit card search tool) -How do my husband and I split the mortgage now that we're married? Other updates: Check out the latest issue of Fast Company! Brown Ambition was listed among the top 10 business podcasts to listen to. Thank you for your support!   Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 11, 2017
Ep. 85: Evita Robinson, Founder of the Nomadness Travel Tribe and Mother of the Black Travel Movement
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In September 2011, Evita "Evie" Robinson created the Nomadness Travel Tribe, "an online social community for travelers all around the planet, who have the similarity of an urban background and were looking for likeminded travelers to connect with around the world." What she did was kick off a new travel revolution, spurring thousands of travelers, the majority of whom are millennial black women, to pack a bag and see the world.    These days, Evie is laser focused on how to take Nomadness to the next level, from hosting events around the world to purchasing vacation properties and, of course, staking her claim as the mother of the black travel movement. This Fall, her first TED talk, in which she discusses the history of travel in African American communities from the days of Jim Crow and segregation to Nomadness today, will hit the web.  On facing adversity: "Sometimes the universe edges you into things. Life is really rough with me because I think it knows I can handle it. Sometimes it'll just kick you off the cliff and you've gotta free fall a little bit before you realize how to fly on your own." On her four-year journey to a profitable business: "I'm not gonna make money one way. I'm gonna make money 10 ways...it's all about diversifying your income."  On facing competition from other black travel upstarts: "It's about innovating and thinking outside of the box and staying true as hell to who you are regardless of what other people are doing in your space." Learn more about Nomadness at http://www.nomadnesstv.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 27, 2017
Ep. 84: Ready to Quit Your Job to Launch a Business?
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Throughout her entire career in the banking industry, Marsha Barnes was always a diligent saver. But she never understood what she was saving for until two years ago. It was then that she decided to launch The Finance Bar, a startup mobile — yes, as in wheels — personal finance hub meant to empower people to take control of their finances. The journey wasn't always easy — Marsha sunk over $35,000 of her own savings into the business and didn't make money right away. When she finally quit her job in December 2016 to focus on the business, she took a huge gamble — on herself. "What if you just wake up one day and there's something different that you want to do in life? How do you pivot?  For me, one day I woke up and I said 'I want to leave my job to do something that I really love to wake up and do.' And that is why I was saving money all along. I just didn’t realize it."   Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 20, 2017
Ep. 83: Ask The Money Coach! How to Rock Your Salary Negotiation ... And What Really Happens When Your Kid Loses a $50K College Scholarship?
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This episode has it all! We are joined by our favorite money and career expert, Lynette Khalfani-Cox aka "The Money Coach".  Lynette went from a career as a journalist to an entrepreneur commanding $12,500 speaking fees, authoring over a dozen books, and crafting financial courses for consumers and businesses alike. Her website is Askthemoneycoach.com.  On the show, Lynette shares her best advice on how to negotiate on the job. Her biggest tip? Know what your minimum salary requirement is before you even walk into an interview! And she has tips on how to find YOUR perfect number on today's show.  Then, Lynette not only answers YOUR questions about managing the cost of college, she tells you personal lessons she learned after sending off her eldest daughter to college last year.  Like many kids in college, her daughter struggled to adjust and when her GPA dropped below the 3.5 minimum for her tuition scholarship, Lynette and her family were suddenly faced with a $50,000 out of state tuition bill. She tells Brown Ambition the unique and BRILLIANT way she and her hubby decided to tackle that hurdle and shares other tough lessons she's learned about preparing her kids for college life. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 13, 2017
Ep. 81 — Good News & Bad News
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Our hearts are with the families and victims of last night's attack at an Ariana Grande concert in Manchester.  Spread a little love in the world today, BA fam — we could all use some! -- Want to ask a question or share a story with us? Hit us up on our Facebook page: Facebook.com/brownambition Learn more about your ad choices. Visit megaphone.fm/adchoices
May 23, 2017
Ep. 80 — Saving on medical expenses, refinancing student debt + busting the myth about balance
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As mentioned on the show, check out these helpful resources to find about more about student loan refi options:   MagnifyMoney Loan consolidation vs. refinancing    Curious about opening an FSA? Check out these explainers.  What's an FSA? - Healthcare.gov Learn more about your ad choices. Visit megaphone.fm/adchoices
May 16, 2017
Ep. 79 — Sh-- Pie
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We're back!  If you're new to the show and want to show your support, we would so appreciate it if you could leave us a review on iTunes. It gives us a huge boost and helps others find the show! Yours in brown ambition, Mandi & Tiffany Learn more about your ad choices. Visit megaphone.fm/adchoices
May 09, 2017
Ep. 78 — The Honeymoon's Over, We are Debunking Co-Signing Myths, Plus Blavity.com's Morgan DeBaun is Back on the Show!
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Thanks for letting us take a mini hiatus, BA Fam! We are back with a packed show. So. Much. Has. Happened!    Serena's preggo? Bill O'Reilly is out of a job? Shea Moisture lost their damn minds? We cover it all. And today's reader question comes from D: Was I right to tell my sister I wouldn't co-sign her mortgage? Then, don't miss our interview with Blavity.com co-founder Morgan DeBaun, who's talking all about her new lifestyle brand 21ninety.com and how she's working to help other women -- including herself -- take better care of themselves both at work and at home.      Learn more about your ad choices. Visit megaphone.fm/adchoices
May 02, 2017
Ep. 77 — How TIffany Went From $300k In Debt and a Foreclosure to Running a Six-Figure Business
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This is our last episode before we take a brief hiatus so that Mandi can enjoy her honeymoon! We will be back the week of May 8 with a brand new episode! In the meantime, we are going out with a bang.  On this episode, we're cleaning out our inbox and answering some of your burning questions:  1. How did Tiffany really build her six-figure business? She is opening up and telling us the REAL truth -- the ugly truth -- about entrepreneurship.  2. What do I do if I'm not happy with my employer's 401(k) options? 3. How am I supposed to balance work, life, relationships and health?    Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 18, 2017
Ep. 76 — A Very Brown Ambition Wedding
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You know how family sit coms used to always do one "wedding episode" and the entire thing revolved around all the drama surrounding the Big Day? After a year of planning, our girl Mandi is FINALLY tied the knot April 7 in Savannah. Tiffany was there and she's spilling all the details.  Check out some pics of the Big Day below:    Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 11, 2017
Ep. 75 — Sister Act: How Miko & Titi Branch Built Miss Jessie's into One of the Biggest Brands in Natural Hair Care 
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*Today's show is dedicated to Titi Branch — a phenomenal woman, entrepreneur, and sister. We love and thank you for every contribution you made toward helping women embrace their natural beauty.* Miko Branch, the phenomenal cofounder of Miss Jessie's sits down with Mandi and Tiffany to talk about creating the Miss Jessie's hair care line with her big sister Titi in their Brooklyn brownstone over a decade ago.  The sisters mixed their products in the kitchen of their Brooklyn brownstone and bootstrapped the company themselves without any of the usual trappings of entrepreneurship (they didn't have MBAs, or a team of wealthy investors to back them). Word spread about their signature product, their "curly pudding", and soon enough they went from begging NYC-area stores like Ricky's to carry their products to lining up deals with major retailers like Target. But, of course, there were some bumps along the road to success.      After Titi's sudden passing in 2014, Miko has made it her mission to not only continue to grow the company they created as a team but also to focus even more on her own personal happiness, health and balance in life.   "I make happiness and health a priority right up there with business," she says. "I think money is a tool that you can use to do many things but I don't think money has much to do with your character or your decision making."  Check out Miko's book, "Miss Jessie's: Creating a Successful Business from Scratch---Naturally". Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 28, 2017
Ep. 74 —Sometimes You Gotta Know When to Stop Saving
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Is it possible to save TOO much? And should you quit your job if you've got a shot at getting your student loans forgiven if you stick it out? We're answering your questions today on BA. If you have a question on life, money or career, hit us up at brownambitionpodcast.com.  But first... we recap the movie "Get Out" that has EVERYONE talking *Major spoiler alert -- skip ahead if you haven't seen it yet!). We talk about the mind tricks money can play on us... and when it's sometimes not such a good thing to be cheap all the time.    Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 14, 2017
Ep. 73 — Is This Real Life?
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Check out www.brownambitionpodcast.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 07, 2017
Ep. 72 — #OscarsSoWhoops
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Feb 28, 2017
Ep. 70 —  Adventures in House Hunting
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On today's show, an EXCITING update on Tiffany's real estate adventure. -How she found her dream home (and what she's doing to make sure the deal goes through!)  -The strategy she's using to become a homeowner once again after facing a foreclosure during the recession  If you're a first time homebuyer, check out this guide Mandi mentioned on today's show:  Have a question for us? Drop us a line at brownambitionpodcast.com.  Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 14, 2017
Ep. 69 — So about that student loan refund check...
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Have questions about money or your career? Hit us up at brownambitionpodcast.com!     Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 07, 2017
Ep. 68 — #AlternativeFacts "When Debts Are Sold...Do I Still Have to Pay?"
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It's a Mad World, y'all.  We couldn't start our show today without acknowledging the troubling events of the last few days. We eventually get down to business and take reader Angelique's question on sold off debt. "When a lender sells my debt and closes the account, do I still owe that debt?" We've got an answer for her and a huge Brown Ambition hug to everyone out there impacted by Lord Voldemort's refugee and muslim immigrant ban.  If you'd like to share your story, send us a note at Brownambitionpodcast.com or at brownambitionpodcast@gmail.com.  Much love, Mandi & Tiffany Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 31, 2017
Ep. 67 — The Unbanking of America
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Have you dumped your big bank yet? On today's show, we've got a super special guest: Lisa Servon, author of the new book "The Unbanking of America: How the New Middle Class Survives" joins us for a conversation about how payday lenders and check cashing facilities are taking the place of big banks in our neighborhoods. Lisa didn't just write about these businesses. She actually worked for months at a check cashing business in the South Bronx in New York City and a payday lender in Oakland, California, where she talked to real people using these services to find out why — and how banks have let them down. On Servon's website, she has tips on how to ditch your big bank and find banks with lower fees: https://www.lisaservon.com/ Also on today's show: Suffering from an Inaugural hangover? Here's one way to feel better: Speak Up! Contact your local representatives and tell them how you feel about the direction our country is heading. We have voices. Let's use them!  Here's where to find your local reps: https://www.usa.gov/elected-officials Today's listener question: "Should I stop paying an account that's been charged off?" Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 24, 2017
Ep. 66 — Real Estate Blues
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So much to cover, so little time!   First of all, thank you for making January our biggest month for downloads yet! If you haven't, please take 2 minutes to leave us a review on iTunes. This is a HUGE factor in how many people are able to find our show on iTunes, and every review counts! Here are the hot topics and links we covered on today's show:  Mandi's Brown Boost this week featured two of her favorite money- and time-saving tools (these are NOT paid endorsements!) LevelMoney: Find out exactly what you can afford to spend each day. and Hello Fresh: How she makes great dinners without ever going to the store.  Today's question: How do I even begin to find a financial planner?  Resources:  LearnVest Financial Planning Review via MagnifyMoney Hidden Investment Fees to Watch Out For Mandi's $246 Flights to Italy For the full scoop on how Mandi used credit card points to book her honeymoon to Italy for $246, check out this post on Yahoo Finance >   Tiffany's win this week featured Lucinda Cross, founder of the "Activate Movement."     Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 17, 2017
Ep. 65 — Live Richer (and Debt Free!) in 2017
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We've missed you and we're BACK BA Fam! On today's show: -Find out how Mandi booked a European honeymoon for FREE and Tiffany got her wedding dress for FREE. We are kind of killing this wedding planning thing, y'all.  -All you need to know about joining Tiffany's Live Richer Challenge: Credit Edition, a free online program that will help you finally pay down your credit card debt.  To sign up visit http://LRCCredit.com. -Balance Transfer: What it is, how to use one and mistakes to avoid. -Mandi shares a Ted Talk that blew her mind and Tiffany opens up about learning to be a taker as well as a giver. See the Ted Talk here >         Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 10, 2017
Ep. 64 — Holla, We Want Prenup!
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Oh, prenups. On today's show, we are tackling this sticky taboo topic and telling y'all how to convince your partner to get on board with a prenup.  Tiffany updates us on her real estate investment journey and spills ALL the details on how she and Superman saved up for their first property, how they got preapproved for a mortgage lickity split and everything that went into their decision process so far.  Have a question you want featured on the show? Drop us a note at Brownambitionpodcast.com! Check out these snaps from Mandi's trip to Mumbai! Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 13, 2016
Ep. 63 — Tiffany Gets "Real", Mandi is in India (What?!) and Brown Santa Is a Lie
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We're back! And you do not want to miss this show, y'all. We just went international. On today's jam-packed show:  -How to deal with the mania of Christmas and holiday shopping when you have kids -Mandi reveals the BEST travel rewards credit card on the market right now. Can you say "100,000 bonus miles"?  -The pros and cons of leasing a car -Tiffany's big cameo on The Real has aired! See her in action on the show right here >    Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 06, 2016
Ep. 62 — Wedding Dresses, New Cars, and a BIG Move
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We cover a LOT of ground today, BA Fam. You do not want to miss this ep! Here's just a sample:  -Mandi spills the beans on how she and fiance boo saved a bundle on their new car AND got an amazingly low auto loan rate....AND found a sweet new apartment all in one week.  -Tiffany shares her rules for working with friends -Mandi FINALLY gets her wedding dress...and manages to save $400! -Tiffany and Mandi share tips on how to split gifts for the holidays   Happy Thanksgiving everyone! We are so grateful for your love and support. Don't forget to send us love by leaving us a review or sending us a note at brownambitionpodcast.com.    Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 22, 2016
Ep. 61 — That Time We Decided to Eat Our Feelings (aka Election 2016)
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Group hug everyone.  Love, Mandi & Tiffany  Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 15, 2016
Ep. 60 — Soulja Boy Tell 'Em...How to Start Investing!
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Everyone knows investing is a key component of a healthy financial life....but how the heck are you supposed to get started when you A) have no idea what you're doing and B) can hardly make ends meet as it is?  On today's show, we're joined by Eric Patrick, founder of the Black Market Exchange, a financial education website empowering millennials to get in the investing game.    Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 08, 2016
Ep. 59 — Next Stop...Bankruptcy?
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Have a question for us? Head to brownambitionpodcast.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 01, 2016
Ep. 58 — Baby Talk
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BA Fam -- You have asked for it and we are delivering! We want to answer your toughest questions on debt for an upcoming series on the podcast. Here are the topics we're covering: Relationships & Debt Paying off credit debt Debt vs. Savings Student Loan Debt payoff strategies Debt recovery -- how to bounce back Submit a question at brownambitionpodcast.com (just let us know if you want to remain anonymous)     Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 25, 2016
Ep. 57 — Guess Who Put a Ring on It
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We've missed you BA Fam! We are back this week with a fresh episode and trust us...we are making up for lost time in BIG way. First *drumroll please* one of us has a personal update we've all been waiting for....find out in the first 5 minutes of this week's show. We've got a feeling no one saw it happening like this. Then we catch up on all the latest headlines, from Solange's new album to FLOTUS' legendary NYT cover story to the latest Election drama (can we just fast forward to Nov. 9th already? Please and thank you?) Finally, we are taking YOUR questions on today's show. Have a question for us? Go to brownambitionpodcast.com to ask us anything. One listener is worried she signed up for a student loan payment scam. Mandi does a little digging to find out what she's really paying for. And lastly, another listener is worried she isn't cut out for her job and is considering quitting and going back to grad school. Is it worth the risk or should she stick it out? You don't want to miss Tiffany's answer on this one.   Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 18, 2016
Ep. 56 — So, About That Debt I Owe...
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  This week on the podcast, we're cleaning out our inbox and answering YOUR biggest questions about money, careers and relationships.  Tiffany shares the secret behind her relationship success...Hint: it starts with her closet! Can you really write a letter to credit bureaus to get negative marks removed from your report? We've got your answer.  And finally, what do you do if you haven't built up enough credit history to get approved for new types of credit?  To send us your questions, head to BrownAmbitionPodcast.com and submit a question through our handy "Ask Us Anything" form. We'd love to hear from you! Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 04, 2016
Ep. 54 — Hot for Teacher
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Have you seen our new look? Check out the new BrownAmbitionPodcast.com! ---- On this week's show:  BA Anniversary dinner recap!  Tiffany and Mandi weigh in on the teacher from Georgia whose envelope-pushing ensembles have everyone talking.  Tiffany shares tips on how to qualify for student loan debt forgiveness. For more details, check out this in-depth article with more tips >  Have a question? Ask us anything!   -----     Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 20, 2016
Ep. 53 — So, You Wanna Be CEO?
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Happy Anniversary, BA Fam! By now we hope you have checked out our newly redesigned website and are loving the fresh new look. We are so thrilled to be celebrating our 1-year anniversary. We couldn't have gotten here without YOU! Thanks for listening, thanks for your support.  Please help us ring in our near year on a high note by leaving us a review today on iTunes>  On Today's show:  What does it really take to become CEO? We've got the results of a new LinkedIn study that reveals exactly what you need to do to have the best shot at a spot at the top of the office food chain.  We also take a question from single mom "Kim" who earns $92,000 and still feels like she's broke.        Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 13, 2016
Ep. 52 — Burning Questions Answered: Wedding gift etiquette and do you really need travel health insurance?
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Happy Brown Ambition Tuesday! We've got a packed show for today:  Buzzworthy:  Lena Dunham. Why? Just why?  The Black-Owned Bank Movement everyone's talking about    Questions:    What's the right amount to give at weddings?  Do you really need travel health insurance?    Tifffany's book selection for this week: "The Gatekeepers are Gone" by Lamar Tyler Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 06, 2016
Ep. 51 — Drugstore Drama
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We can hardly believe it, BA Fam...the Brown Ambition podcast is turning 1! To celebrate our pending anniversary, we're hosting an epic contest and treating a whole group of lucky listeners to a special evening with us — your hosts! Win a Night of Dinner + Drinks with Mandi and Tiffany! To enter, send an email tobrownambitionpodcast@gmail.com and answer this question: What does Brown Ambition mean to you personally, whether in your personal life or your career? This is a shot to tell us why you are proud to be part of the #BrownAmbition family. Submissions are Due by Sept. 1 and winners will be notified by September 4th.   The dinner will be hosted in Manhattan on the evening of Friday S Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 30, 2016
Ep. 50 — Awesomely Luvvie
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Today's guest needs no introduction but we gon' give her one anyway! Luvvie Ajayi has turned her hilarious pop culture blog AwesomelyLuvvie.com into a media sensation. For the last 13 years she bas been cracking up the Interwebs with her bitingly funny and whip smart takes on celebrity, TV, film, technology, politics and more. This year, the self-proclaimed "professional troublemaker" caught the eye of none other than Oprah Winfrey herself, who included Luvvie on her first annual Super Soul 100 list. This September, Luvvie is releasing her first book, "I'M JUDGING YOU: The Do-Better Manual". Pre-order it on Amazon or wherever books are sold.   Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 22, 2016
Ep. 49 — Mouse in the House
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We can hardly believe it, BA Fam...the Brown Ambition podcast is turning 1! To celebrate our pending anniversary, we're hosting an epic contest and treating a whole group of lucky listeners to a special evening with us — your hosts! Win a Night of Dinner + Drinks with Mandi and Tiffany! To enter, send an email to brownambitionpodcast@gmail.com and answer this question: What does Brown Ambition mean to you personally, whether in your personal life or your career? This is a shot to tell us why you are proud to be part of the #BrownAmbition family. Submissions are Due by Sept. 1 and winners will be notified by September 4th. The dinner will be hosted in the NYC area, so keep that in mind before entering.     Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 15, 2016
Ep. 48 — The Power of Single Moms
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  Welcome Dream Catchers! If you're just finding the show, be sure to check out our Facebook page and take the time to leave us a review on iTunes. On today's show, we chat with Keona Harris, a Houston, Texas-based mother and entrepreneur. After going through a divorce, buying a new home, and starting her own business — all within the last year! — Keona decided there was no better time to plan a cross country road trip with her 9-year-old daughter. "I was one of those people who when I had PTO days I couldn’t or wouldn’t use them because work would get backed up," Keona told us. "I just had to look at my situation and ask myself what is more important to me? My child was going to daycare and school all day. I didn’t get home until it was time to put her to bed. I didn’t want that life for her. I didn’t want that life for us… I don’t need to give the best of my years and my times to an institution when my daughter needs me most." We talked to Keona about why she decided to plan this journey for her daughter and, of course, how she saved up the money to fund it.   Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 08, 2016
Ep. 47 — The FLOTUS with the Mostus
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  On this week's episode.... We recap Michelle Obama's EPIC Democratic Convention speech. Watch it here or read the transcript here. Resources mentioned on this week's show: We tell a listener whether or not she should refinance her mortgage. Check out the tools we mention: Smart Asset mortgage refinance calculator and Bankrate And Mandi tells you about finding a financial planner through the XY Planning Network, a network of financial planners who specialize in Gen X and Y professionals. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 01, 2016
Ep. 46 — The Right Way to Use Credit
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  Questions? E-mail us at brownambitionpodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 26, 2016
Ep. 45 — "Real Money Answers for Everyday Women"
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  Just 7 years ago, Patrice C. Washington was scraping up all the change in her purse to buy baby formula for her newborn daughter. Now, Patrice is a best-selling author and founder and CEO of Seek Wisdom Find Wealth, a boutique personal finance consulting firm based in Atlanta, GA, and is a featured financial coach on the Steve Harvey Show. On Jan. 19, Patrice is publishing her new book "Real Money Answers for Everyday Women" in bookstores nationwide. Patrice joined us last fall to talk about hitting rock bottom and how she clawed her way back to the top. She also has some tough advice for everyday women looking to get ahead. "When people are unfulfilled in their careers that leads them to mismanage their finances," she says. "I meet so many women who are quick to go the mall because they're frustrated with everything they've been through all week." As always, send us your money questions at brownambitionpodcast@gmail.com or hit us up on Facebook.com/BrownAmbition or Twitter @theBApodcast.   **This episode originally aired Nov. 17, 2015**   Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 19, 2016
Ep. 44 — Sometimes you just need a sad nap
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  Group hug everyone. We could all use one. Today's reader question: Should I refinance my car loan? Resources: How to get out of a bad car loan MagnifyMoney auto loan comparison tool Have a question for us? Send us an email at brownambitionpodcast@gmail.com   Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 12, 2016
Ep. 43 — The Power of Grit and a Good Book
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  We LOVE getting your lovely e-mails and all the great feedback you have on the show. Please take the time to share the love in an iTunes review. It helps others find the show and we will love you forever for it! Now, down to bidness: Today on the show: -The BET awards recap (ALL HAIL JESSE WILLIAMS) -Mandi and Tiff's latest book suggestions "Grit: The power of passion and perseverance" by Angela Duckworth "What I Know For Sure" By Oprah Winfrey -A question from reader who wants to know what comes first: business expenses or credit card debt? We will not have a show next week due to the Fourth of July! We'll be back on the air Tuesday July 12. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 27, 2016
Ep. 42 — When family splits the bills
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  Brown Ambition is a weekly podcast about juggling life, career, family and building wealth on your own terms. Send us your financial and career questions at brownambitionpodcast@gmail.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 21, 2016
Ep. 41 — Love is love is love is love is love is love
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  #LoveOrlando. To find out how you can help the victims of this senseless tragedy, check out this link. ************* We have a great question today from a single mom who's not happy with her paycheck. If you have a question, hit us up at brownambitionpodcast@gmail.com or send us a message on le Facebook.   Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 14, 2016
Ep. 40 — Girls Interrupted
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  Have a question for the show? Hit us up at brownambitionpodcast@gmail.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 07, 2016
Ep. 39 — Mandi's big job news!
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  Keep in touch, BA Fam! E-mail us your money and career questions at brownambitionpodcast@gmail.com (you can remain anonymous!) Or hit us up on Twitter @TheBApodcast and Facebook. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 01, 2016
Ep. 38  — Tiffany's vacay nightmare; Blake Lively's booty; Mandi's 401(k) advice
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  Stay in touch! Send us any and all finance/career questions: Brownambitionpodcast@gmail.com   Twitter: @TheBApodcast Facebook: Brown Ambition Learn more about your ad choices. Visit megaphone.fm/adchoices
May 24, 2016
Ep. 37 — Tiffany's big trip; Mandi's curvy girl struggle
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May 17, 2016
Ep. 36 — Tiffany makes a baby decision. Mandi makes a big move.
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May 10, 2016
Ep. 35 — Me-ternity: Should childless women get maternity leave too?
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May 03, 2016
Ep. 34: Lemonade
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Apr 26, 2016
Ep. 33 — Blavity.com founder Morgan DeBaun and EmpowerHER
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Apr 19, 2016
Ep. 32 — All the Savvy Ladies, aaaallllll the Savvy Ladies
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Apr 12, 2016
Ep. 31 — Groundbreaking athlete Adrienne Smith and the secret Queendom of women's football
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Apr 05, 2016
Ep. 30 — What to do when you feel like an imposter in your own career
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Mar 29, 2016
Ep. 29 — Wipe that smile off your face (if you want to)
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Mar 22, 2016
Ep. 28 — The Live Richer Academy
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Mar 15, 2016
Ep. 27 — Wanda has zero F---s to give
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Mar 08, 2016
Ep. 26 — No more raggedy underwear
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Mar 01, 2016