Your Real Estate Life

By Michael A. Harris

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Episodes: 500

Description

Many individuals choose to rent properties, whether it be for their personal residences or business premises. While this may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying a mortgage. It is time to break free from this cycle and invest in your own residential or commercial property. This show is designed to guide and empower you in strategizing and actualizing Your Real Estate Life. Discover a wealth of knowledge on real estate – whether you're just beginning, advancing, or expanding your portfolio. This radio program dives deep into the toughest questions, covering lending programs, interest rates, financial literacy, economic trends, and more. Equip yourself with the insights to become an informed decision-maker when it comes to your most valuable assets. Join us on the forefront of property ownership and unlock your potential. Maximize your financial decisions by adopting the right approach when entering a 30-year loan and purchasing property. Learn how to convert debt into wealth efficiently, without compromising your lifestyle, resorting to refinancing, or jeopardizing your well-being. Uncover smart strategies to reduce unnecessary payments to lenders and responsibly eliminate debt. You deserve the best in life; don't compromise your safety for real estate victories. This radio program serves as your guide to identifying red flags that plague the market. Carelessness could lead to unmanageable loans or crippling interest rates. Equip yourself with the knowledge, tools, and resources to navigate the unpredictable waters of property acquisition. By being well-educated about the industry, you can protect yourself from exploitation. This show ensures that you have everything you need to thrive. Meet Michael A. Harris, your radio host with more than 38 years of lending experience. He is the President and CEO at the United Mortgage Corporation of America, a direct lending mortgage banking company operating and originating loans in California, Colorado, Montana, Texas, and Washington. Michael is passionate about helping others achieve financial comfort within their own homes. He tirelessly serves clients by eliminating years of mortgage interest. As a Senior Director and Certified Field Trainer at United Financial Freedom, Michael has found a calling guiding families towards a debt-free life. In this radio program, Michael imparts invaluable advice, financial insights, and practical resources for effectively managing your loans and transforming debt into wealth. While he may not have authored the lending programs you're currently enrolled in, his objective is to enlighten you on proper repayment strategies. And though he is not a certified public accountant, attorney, estate planner, or realtor, he can connect you with top-notch professionals through his extensive business network, ensuring you receive the best possible assistance. The economy is a dynamic and ever-evolving landscape. Oftentimes, you'll encounter numerous external factors beyond your control or be faced with challenging questions that put your knowledge to the test. However, amidst these challenges, there are still opportunities to secure your real estate future. Start saving time and money today on your purchase or refinance with the perfect interest rate and plan for you and your family. Discover how to navigate the confusing loan selection and acquisition process to meet your unique needs. Break free from the grip of your landlord and start building equity through home ownership of your own. When it comes to finding your dream neighborhood and elevating your financial status, it is crucial to have all the support you can get. Find it all in this enlightening radio program right now. Investment loans in the following additional states except: ND, NV, SD, and VT.

Episode Date
09-05-26 - Your Financial GPS: Making Your Money Work Smarter
Sep 06, 2026
08-29-26 -Your Next Move Building Wealth Through Smart Mortgage Decisions
Aug 29, 2026
08-22-26 - Your Next Move Financing the Life You Want
Aug 23, 2026
08-15-26 - Your Next Move Turning Opportunity Into Action
Aug 15, 2026
08-08-26 - Smart Mortgage Strategies for Buying, Refinancing & Building Wealth
Aug 08, 2026
08-01-26 - The Wealth Blueprint: Making Smarter Real Estate and Mortgage Decisions in Today's Market
Aug 01, 2026
07-25-26 - The Strategy Advantage: Why the Best Financial Decisions Begin with Homeownership
Jul 25, 2026
07-18-26 - Equity, Strategy & Opportunity in a Shifting Market
Jul 18, 2026
07-11-26 - The Great Mortgage Reset: Winning with Strategy, Not Just Interest Rates
Jul 11, 2026
07-04-26 - 250 Years of Freedom & the American Dream
Jul 04, 2026
06-27-26 - Rates, Real Estate & Real Answers
Jun 27, 2026
06-20-26 - Building a Legacy for Father's Day
Jun 20, 2026
06-13-26 - Your Day on Real Estate Radio: Live Calls, Real Questions, Real Solutions
Jun 14, 2026
06-06-26 - Home Buying Made Easy with Mortgage Loans & Everything You Need to Know
Jun 06, 2026
05-23-26 - How Financial Pressure Is Changing Buyer Decisions and Trade Offs
May 31, 2026
05-16-26 - Beyond Traditional Lending: Reverse, HELOC Strategies, DSCR Loans & Market Opportunity
May 31, 2026
05-30-26 - Home Buying Made Easy: Mortgage Loans & Everything You Need to Know About Mortgage Loans
May 31, 2026
05-09-26 - Home for What Matters Smart Moves This Mother’s Day Weekend
May 09, 2026
05-02-26 - Rates, Reality, and Readiness Navigating the May Housing Market
May 03, 2026
04-25-26 - Strategy Over Speculation: Approval, Equity, and Opportunity in the 2026 Housing Market
Apr 25, 2026
04-18-26 - Insurance, Access, and Strategy: Navigating Lending Changes in 2026
Apr 19, 2026
04-11-26 - Tax Time Tension: What Your Return Means for Your Mortgage
Apr 11, 2026
04-04-26 - Denied, Delayed, or Confused? Loan Approval in 2026 Explained
Apr 05, 2026
03-28-26 - Unlocking Equity in Uncertain Times
Mar 22, 2026
03-21-26 - Money, Markets, and Mortgages Navigating the Spring Economy
Mar 22, 2026
03-14-26 - The Ides of March: Opportunity or Uncertainty?
Mar 14, 2026
03-07-26 - Spring Forward Into Smarter Financing
Mar 07, 2026
02-28-26 - February Finish: What the Numbers Mean for Your Home and Wallet
Feb 22, 2026
02-21-26 - One More Candle, One More Plan: Smarter Mortgage Decisions for the Year Ahead
Feb 22, 2026
02-14-26 - Love, Money, and Smart Mortgage Decision - A Valentine's Special
Feb 14, 2026
02-07-26 - The Economy at Work: Jobs, Inflation, and Smarter Personal Finance
Feb 07, 2026
01-31-26 - Navigating Rates, Inventory, and Opportunities
Jan 25, 2026
01-24-26 - Buying, Owning, and Planning with Confidence
Jan 25, 2026
01-17-25 - Finance in Focus: Rates, Loans & You
Jan 17, 2026
01-10-26 - Using Equity, Cash Flow & Strategy In a 2026 Market
Jan 11, 2026
01-03-26 - Your Real Estate Life: Rates, Readiness, and Opportunity in 2026
Jan 03, 2026
12-27-25 - What 2025 Taught Us About Buying, Selling, and Financing
Dec 29, 2025
12-20-25 - The Final Stretch: Money & Wealth Moves Before
Dec 20, 2025
12-13-25 - Finish Strong: Rates, Wealth, Equity, and Next Year’s Strategy
Dec 13, 2025
12-06-25 - Year-End Moves to Strengthen Your Real Estate Life.Life.
Dec 12, 2025
11-29-25 - Smart Financing - Avoid The Loan Trap
Dec 01, 2025
11-22-25 Thanksgiving Week Edition: Debt, Discipline & Your Financial Game Plan
Nov 20, 2025
11-15-25 The 50-Year Mortgage Debate: Loan Terms, Smart Strategies, and Your Financial GPS
Nov 16, 2025
11-08-25 - Your Real Estate Life: What’s Moving Money This Week - From Shutdowns to Smart Strategies
Nov 08, 2025
11-01-25 - Turning Time Back, Moving Money Forward — Your Real Estate Life This Week
Nov 02, 2025
10-25-25 No Tricks, Just Truth in Today's Mortgage Market
Oct 25, 2025
10-18-25 The Fourth Quarter Reset: Position, Plan, and Prosper
Oct 20, 2025
10-11-25 Crushing Interest Building Freedom
Oct 11, 2025
09 27 25 Quarter End Checkup and 2026 Preview
Sep 26, 2025
09-20-25 The Fed's Balancing Act - Job's Rates and Your Wallet
Sep 24, 2025
09-13-25 Up, Down, and Fed Around - The Fed Factor
Sep 14, 2025
09-06-25 - Inflation, Interest Rates, and Jobs
Sep 09, 2025
08-30-25 Navigating Economic Changes This Fall
Aug 30, 2025
08-23-25 Back to School, Back to Lending
Aug 24, 2025
08-16-25 Make Smart Moves While You Still Can
Aug 15, 2025
08-09-25 Now Is the Time—Don’t Miss Your Window
Aug 12, 2025
Real Estate, Lending & Strategy...Bad Jobs Numbers
Aug 02, 2025
07-26-25 Calm Ends and the Wave Begins
Jul 27, 2025
07-19-25 The Future Starts Today
Jul 19, 2025
07-12-25 Rates, Risk, and Real Estate: The 2025 Mortgage Story
Jul 13, 2025
07-05-25 Happy Birthday America...Time for Your Gift to Interest Cancelation
Jul 05, 2025
06-28-25 The Mid-Year Market Pulse - Pricing, Planning & Positioning
Jun 29, 2025
06-21-25 Half Empty or Half Full? What Does The Future Hold?
Jun 20, 2025
06-14-25 Real Estate, and Financial Freedom for Fathers
Jun 15, 2025
06-07-25 Should I Stay or Should I Go...Eliminate Your Interest Footprint
Jun 09, 2025
05-31-25 Is Your Time Running Out or About to Start?
Jun 02, 2025
05-24-25 A to Z in Lending
May 24, 2025
05-17-25 Getting You Equity Edge
May 20, 2025
05-10-25 To Buy or not to Buy...Happy Mother's Day
May 09, 2025
05-03-25 Down The Stretch They Come...
May 05, 2025
04-26-25 Looking Beyond Borders - How Your Budget Can Improve
Apr 25, 2025
04-19-25 Finding Calm Amid The Storm
Apr 20, 2025
04-12-25 Trade and Tariffs...What is ahead for Interest Rates
Apr 11, 2025
04-05-25 Interest Rates Lower - Tariffs and Treasuries
Apr 04, 2025
03-29-25 Time to Take Charge of Your Interest Volume
Mar 27, 2025
03-22-25 Do Not Let The Defense In...How Strong is Your Offensive Line?
Mar 20, 2025
03-15-25 On Your Marks...Get Set...Let's Go
Mar 13, 2025
03-08-25 Which Way To Go? Lending to Debt
Mar 07, 2025
03-01-25 Bonds are Up...Rate are Down...
Feb 28, 2025
02-22-25 Helping You to Sleep Better at Night | Watching The Fed
Feb 18, 2025
02-15-25 Your Lender is not Your Valentine...Make it STOP!
Feb 13, 2025
02-08-25 Increase Monthly Money in Your Pocket and Thrive
Feb 12, 2025
02-01-25 Are You Set to Finish on Top?
Jan 29, 2025
01-25-25 New President, New Fiscal Policy
Jan 24, 2025
01-18-25 Interest Rates...Up, Down, and All-Around
Jan 14, 2025
01-11-25 California Wildfires - Beware and be Prepared
Jan 09, 2025
01-04-25 Eye of 2025
Jan 07, 2025
12-28-24 Fed Lower by 1% and Rates Higher by 1%
Dec 31, 2024
12-21-24 It's All About The Fed
Dec 24, 2024
12-14-24 Down The Stretch We Come
Dec 13, 2024
12-07-24 Start Your Journey to 2025
Dec 07, 2024
11-30-24 It is Time to Tighten the Belt
Nov 29, 2024
11-23-24 Happy Thanksgiving Week
Nov 22, 2024
11-16-24 Plan For 2025...Now
Nov 16, 2024
11-09-24 Where Does Your Money Go?
Nov 10, 2024
11-02-24 Where Do We Go From Here?
Nov 03, 2024
10-26-24 Inflation Fears...Interest Rate Trick or Treat?
Oct 21, 2024
10-19-24 The Balance between Rate vs. Home
Oct 20, 2024
10-12-24 What Goes Up...Must Come Down...When is What We Ask
Oct 12, 2024
10-05-24 What's in the News today?
Oct 06, 2024
09-28-24 Which Way is the Right Way?
Sep 28, 2024
09-21-24 One Fed Cut a Giant Step Made...more on the way
Sep 24, 2024
09-14-24 Inflation Lower and Interest Rates Follow...5's anyone?
Sep 14, 2024
09-07-24 Labor Market and Revisions
Sep 08, 2024
08-31-24 Happy Labor Day
Aug 31, 2024
08-24-24 Less Jobs Equal Lower Rates
Aug 26, 2024
08-17-24 Inflation Continues To Cool
Aug 17, 2024
08-10-24 Rates Hit Best Level Of 2024
Aug 11, 2024
08-03-24 Fed Meeting Paves Way For September Rate Cut
Aug 05, 2024
07-27-24 The Quiet Period Was Not So Quiet
Jul 28, 2024
07-20-24 Is September a Go or Not?
Jul 25, 2024
07-13-24 Consumer Price Index & Inflation
Jul 19, 2024
07-06-24 Let's Celebrate Home Ownership - Pay Off Debt Now!
Jul 05, 2024
06-29-24 Inflation, Housing, and Japan in the News - What say you?
Jul 01, 2024
06-22-24 The Fed Rate Cut Debate
Jun 21, 2024
06-15-24 More Time and Money to Save
Jun 16, 2024
06-08-24 Wind Shift for Interest Rates
Jun 08, 2024
06-01-24 It is Time to get your Ducks in a row.
Jun 03, 2024
05-25-24 A Delicate Balancing Act
May 25, 2024
05-18-25 Juggling Interest Rates
May 22, 2024
05-11-24 A Balance of Home and Interest Rate
May 17, 2024
05-04-24 Lower Your Interest Footprint
May 17, 2024
04-27-24 The Quiet Before the Storm
Apr 26, 2024
04-20-24 Interest Rates Highest of 2024 - How to Save on Interest
Apr 22, 2024
04-13-24 Bonds Rocked on Inflation Fears
Apr 17, 2024
04-06-24 Land of Confusion - Which Path to Take...
Apr 07, 2024
03-30-24 Shopping for a Home
Apr 01, 2024
03-23-24 Fed Cuts is in the Forecast
Mar 25, 2024
03-16-24 Interest Rates are Coming Down
Mar 25, 2024
03-09-24 The Key to Your Success
Mar 13, 2024
03-02-24 Lessons Learned as March Begins
Mar 02, 2024
02-24-24 Fed Minutes Released
Feb 25, 2024
02-17-24 Inflation News Gives Bonds the Blues
Feb 17, 2024
02-10-24 Up Down and All Around
Feb 12, 2024
02-03-24 Lower Interest Rate NOT Always The Best
Feb 12, 2024
01-27-24 Slow and Steady Wins the Race
Feb 12, 2024
01-20-24 Student Loan Payments and Qualification
Feb 12, 2024
01-13-24 Plant Your Money Tree and Save
Feb 12, 2024
01-06-24 A Direction is Coming Soon
Jan 14, 2024
12-30-23 Let's Bring in the New Year
Jan 14, 2024
12-23-23 Ho...Ho...Ho...Historic Bond Market Rally Continues
Dec 23, 2023
12-16-23 Let's Dance...Fed Pivots, Bonds Celebrate
Dec 17, 2023
12-09-23 Insurance Premiums Going Higher (Increase % of Deductible?)
Dec 17, 2023
12-02-23 How Much is Your Cost of Housing?
Dec 17, 2023
11-18-23 Let's Go! Time to make a decision for your future.
Nov 19, 2023
11-11-23 Rates Improve As Fed Tone Softens
Nov 12, 2023
11-04-23 Fed Pauses, Rates Decline
Nov 06, 2023
10-28-23 The Fed Was Quiet, The Markets Were Not
Oct 30, 2023
10-21-23 Headwinds And Unsustainable Trends
Oct 23, 2023
10-14-23 Safe Haven Trade, Inflation, And Another Fed Pause
Oct 14, 2023
10-07-23 A Perfect Wave - Private Job Creations, Oil And Rates Fall
Oct 08, 2023
09-30-23 A Slow and Prolonged Healing Process
Sep 30, 2023
09-23-23 Fed Pauses But Reaffirms Higher For Longer
Sep 26, 2023
09-16-23 Oil Prices Higher, Inflation Worries, and Tresury Demand
Sep 22, 2023
09-09-23 Time to Erase Debt - Cancel Interest Volume
Sep 12, 2023
09-02-23 Labor Day Weekend | It is Time to Eliminate Interest
Sep 02, 2023
08-25-23 A Pause In The Action
Aug 27, 2023
08-18-23 Significant Upside Inflation Risks Continue
Aug 18, 2023
08-12-23 Inflation Rises Lower Than Expected In July
Aug 14, 2023
08-05-23 More Money, More Problems
Aug 06, 2023
07-29-23 Fed Hikes Rates, Home Loan Rates Remain Steady
Aug 05, 2023
07-22-23 The Calm Before the Storm
Jul 22, 2023
07-15-23 Markets Pleased As Inflation Eased
Jul 16, 2023
07-08-23 Good Economic News is Bad for Rates
Jul 08, 2023
07-01-23 Independence Day
Jul 02, 2023
06-24-23 Fed Chair Powell on the Hill, Housing Starts Soar
Jun 24, 2023
06-17-23 Fed Pauses But Surprises
Jun 19, 2023
06-10-23 Canada Surprises Market - Do not be surprised with your finances
Jun 10, 2023
06-03-23 May Ends with Rate Relief
Jun 04, 2023
05-27-23 Memorial Day
May 29, 2023
05-20-23 Debt Ceiling Impacting Rates
May 21, 2023
05-13-23 Inflation Continues To Ease
May 13, 2023
05-07-23 Fed Hikes Rates For Tenth Time
May 07, 2023
04-29-23 New Home Sales Grow As Economy Slows
Apr 29, 2023
04-22-23 Bad News Stems Rate Rise
Apr 22, 2023
04-15-23 Bonds Mojo Rising - Let's Divorce the Debt
Apr 14, 2023
04-08-23 Dark Clouds Help Rates
Apr 09, 2023
04-01-23 Banking Fears Ease, Bonds Not Pleased
Apr 01, 2023
03-26-23 Fed Raises Rates, Home Loan Rates Decline
Mar 26, 2023
03-18-23 SVB Bank Fallout and Rates
Mar 17, 2023
03-11-23 Powell Visits Capital Hill
Mar 12, 2023
03-04-23 Inflation And The Fed Dominate Markets
Mar 04, 2023
02-25-23 Fed, Inflation, FHA, and Debt Elimination
Feb 26, 2023
02-18-23 Inflation Lingering, Fed Officials Singing
Feb 17, 2023
02-11-23 Fed Chair is Back After Strong Jobs Report
Feb 11, 2023
02-04-23 Fed Hikes, Market Likes
Feb 04, 2023
01-28-23 Good Economic News is Good News
Jan 29, 2023
01-21-23 Bad Economic News Is Bad News
Jan 20, 2023
01-14-23 Inflation Declines Again
Jan 16, 2023
01-07-23 A New Year, A New Outlook with New Ideas
Jan 08, 2023
12-31-22 Happy New Year!
Jan 01, 2023
12-24-22 Holiday Debt Begone!
Dec 23, 2022
12-18-22 Fed Raises Rates And Home Loan Rates Improve
Dec 19, 2022
12-10-22 Waiting On The Fed
Dec 09, 2022
Fed Chair Powell Moves the Markets
Dec 04, 2022
Thanksgiving
Nov 28, 2022
Thankful For Rate Reief
Nov 20, 2022
Election Day Adds To Uncertainty
Nov 12, 2022
Powell Press Conference Shakes Markets
Nov 06, 2022
Central Bank Step Down
Oct 28, 2022
Cancel Interest, Not Opportunity - Special Segment
Oct 27, 2022
Higher Prices And Higher Rates Is A Global Issue
Oct 23, 2022
Inflation Remains High, Markets Looking Forward
Oct 14, 2022
Help Wanted, But Only In The Financial Markets
Oct 09, 2022
Bank of England Blinks, Interest Rates Sink
Sep 30, 2022
Take Control of YOUR Finances
Sep 25, 2022
Prices Still Rising, Fed Still Hiking
Sep 16, 2022
Financial Markets Attempt to Stabilize
Sep 11, 2022
A PAINful Week For The Markets
Sep 03, 2022
Rising Rates and New Home Sales
Aug 29, 2022
We're off to Jackson
Aug 20, 2022
Inflation Cools, Market Drools
Aug 14, 2022
Fed Rate Hikes Push Home Loan Rates Lower - Another 0.75% from Fed at 65%
Aug 05, 2022
A Big Fed Rate Hike...What's Next
Jul 31, 2022
Calm Before The Storm
Jul 23, 2022
Every Penny Counts
Jul 16, 2022
Recession...Retreat...Restrictive
Jul 11, 2022
Celebrating Independence Day
Jul 02, 2022
Powell Delivers Halftime Report to Congress
Jun 25, 2022
Three New Concerns for The Fed
Jun 23, 2022
The Big Rate Hike
Jun 19, 2022
The Fed's Job on Jobs
Jun 05, 2022
Memorial Day 2022
May 27, 2022
Recession Fears Emerge
May 21, 2022
CPI High, Rates Sigh
May 13, 2022
The Fed Takes Action
May 08, 2022
Fed and Bond Market Are Quiet for a Change - A-Z
Apr 29, 2022
Smoke Signals Emerge
Apr 25, 2022
A Tale of Two Inflations
Apr 18, 2022
Tailwinds From Abroad
Apr 01, 2022
Rates Spike on Tough Fed Talk
Mar 26, 2022
We Have Liftoff from Fed
Mar 19, 2022
Time for a New Plan
Mar 12, 2022
Big News Sparks Big Moves
Mar 06, 2022
The Elephant in the Room
Feb 26, 2022
Three Reasons Why Rates Might Have Peaked
Feb 18, 2022
Time to Knockout Inflation
Feb 12, 2022
Three Thing Moving the Markets
Feb 05, 2022
Fed Meeting Breakdown
Jan 30, 2022
Rates are Fed Up
Jan 22, 2022
Inflation...The archenemy of bonds and rates
Jan 15, 2022
It is Time to Land
Jan 08, 2022
Happy New Year!
Jan 01, 2022
Fed Meeting Highlights and Market Reaction
Dec 18, 2021
Markets Bracing for the Fed Meeting
Dec 11, 2021
Fed Surprise Flip Flop
Dec 04, 2021
We Have Lift Off! Happy Thanksgiving...
Nov 27, 2021
Inflation Concerns
Nov 20, 2021
Fundamentals and Technicals Collide
Nov 12, 2021
Fed Tapers, No Tantrum
Nov 07, 2021
No Tricks Here
Oct 29, 2021
The Fed's Tapper and Supply Chain Disruption
Oct 24, 2021
It is all about the NUMBERS
Oct 15, 2021
Get Pre-Approved...It'sTime to Pack
Oct 09, 2021
Debt Ceiling / Fed / Interest Rates
Oct 02, 2021
Money Available to You
Sep 27, 2021
To Tax or Not to Tax
Sep 18, 2021
A Day to Remember
Sep 11, 2021
Labor Day Weekend - We are open for you!
Sep 03, 2021
Time to Save - Make Your Decision
Aug 28, 2021
The Tug of War at Play
Aug 22, 2021
To Taper or Not To Taper
Aug 14, 2021
Your Time is Now!
Aug 07, 2021
Won't You Be My Neighbor - Time For Some Education
Jul 26, 2021
Markets Do the Safety Dance - Bounce of Lows
Jul 23, 2021
Elimination of Adverse Market Fee
Jul 17, 2021
Less Equals More for Rates
Jul 09, 2021
American dreamin'
Jul 03, 2021
Is Your Money Running Out?
Jun 26, 2021
The Fed Prepares the Markets for Liftoff
Jun 20, 2021
Inflation, Fed, and The Wall
Jun 12, 2021
What is Your Interest Rate?
Jun 05, 2021
Memorial Day Weekend
May 29, 2021
What Goes Up Must Come Down
May 22, 2021
The Price Is Wrong
May 15, 2021
Turning on the lights in the economy is harder than turning them off
May 08, 2021
Policy Response Meets Market Response
Apr 30, 2021
No News Is Good News - Lower Interest Rates
Apr 24, 2021
Interest Rates, Stocks, and the Economy in General
Apr 17, 2021
Markets Cheer the Fed Minutes
Apr 10, 2021
Markets react to the American Jobs Pain - Play Ball!
Apr 03, 2021
Rates Might Have Just Peaked...This Is Why
Mar 28, 2021
Beware...Understand Your Next Move
Mar 20, 2021
More Stimulus...Inflation Coming?
Mar 13, 2021
The Fed, Inflation, and a Twist
Mar 06, 2021
Interest Rates go Higher or Lower? Sexy 2's or Nice 3's...
Feb 28, 2021
Shopping for a Loan...Looking for a Sale?
Feb 20, 2021
Jobs, The Fed, and Mortgage-Backed Securities
Feb 14, 2021
Low rates to be replaced with good times
Feb 06, 2021
Three Things the Fed Said
Jan 31, 2021
Yellen For More Stimulus
Jan 23, 2021
Rates and Inflation on the Rise
Jan 16, 2021
No Time to Waste
Jan 09, 2021
Your Lending Cure Awaits
Jan 03, 2021
December 26, 2020 - A Lending Year to Remember
Dec 26, 2020
Make Your Payment Affordable
Dec 19, 2020
To Stimulate or Not to Stimulate
Dec 13, 2020
December 5, 2020 - Higher Loan Limts - More ways to SAVE
Dec 05, 2020
November 28, 2020 - Time for YOUR Best Rate
Nov 28, 2020
Novenmber 21, 2020 -Serving Thanksgiving Mortgage Savings
Nov 22, 2020
November 14, 2020 - Forbearance? Take the next step
Nov 14, 2020
November 7, 2020 - Tax Planning - Opportunity - Making the right decision...
Nov 08, 2020
October 31, 2020 - All Treats...No Tricks Here
Oct 31, 2020
October 24, 2020 - Service, Price, or Speed...Your Decision is YOUR to Make
Oct 25, 2020
October 17, 2020 - Europe Pain is Bonds Gain
Oct 17, 2020
October 10, 2020 - Do Not Fight The Fed - Do not let YOUR SAVINGS Sail Away
Oct 10, 2020
Time to get YOUR Rate right and get YOUR Money
Oct 03, 2020
September 26, 2020 - Handover Documents to Gain Loan Approval
Sep 26, 2020
September 19, 2019 - Is Your Home Secure? News from the FED
Sep 21, 2020
September 12, 2020 - Refinance Tax is Back
Sep 12, 2020
September 5, 2020 - Turns time up...Percentages going up...
Sep 05, 2020
August 29, 2020 - News Release...Refinance Tax Postponed
Aug 29, 2020
August 22, 2020 - New Home Prices to Climb This Fall
Aug 23, 2020
August 15, 2020 - The Return of Inflation and Opportunity - Beware of the Refinance Tax
Aug 16, 2020
August 8, 2020 - Fight to Save - Fed Pushing Everything Higher, Except Rates
Aug 08, 2020
August 1, 2020 - The Good, the Bad, and the Ugly
Aug 02, 2020
July 25, 2020 - Stocks and Bonds Are Getting Along, for Now...It is time to calculate your savings!
Jul 26, 2020
July 18, 2020 - Home Builders and Homebuyers Feeling Really Good
Jul 20, 2020
July 11, 2020 - Low Rates Plus Buying Demand Equals Good News
Jul 11, 2020
July 4, 2020 - Happy 4th of July - Interest Rates are Good!
Jul 05, 2020
June 27, 2020 - How Low Can Interest Go...Jobs Report Thursday
Jun 28, 2020
June 20, 2020 - Save on Home Loan, Energy Bill, and Estate Plan
Jun 21, 2020
June 13, 2020 - Fed Says Zero - Rates Improve
Jun 12, 2020
June 6, 2020 - Four Reasons Why Rates Are on the Rise This Week
Jun 07, 2020
May 30, 2020 - All-Time Low Home Loan Rates and More
May 30, 2020
May 24, 2020 - Three Trends to Follow as Summer Begins
May 24, 2020
May 16, 2020 - Loan Activity Grows...More Save! Fed Speak Shakes Markets
May 16, 2020
May 9, 2020 - Oversupply of Bonds and Unemployment
May 10, 2020
May 2, 2020 - 3 Reasons Why Rates Should Have Improved
May 01, 2020
April 25, 2020 - The Fed Giveth, The Fed Taketh Away
Apr 26, 2020
April 18, 2020 - Lowest Rates - to $510,400 - Conforming/FHA
Apr 19, 2020
April 11, 2020 - Refinance...Deferment...Forbearance
Apr 11, 2020
April 4, 2020 - Making Decisions and Moving Forward
Apr 04, 2020
March 28, 2020 - The Fed to the Rescue
Mar 29, 2020
March 21, 2020 - Keys to Homeownership
Mar 21, 2020
March 14, 2020 - Home Loan Rates Ticked Up ... Huh?
Mar 15, 2020
March 7, 2020 - Coronavirus Uncertainty Fueling Low Rates
Mar 07, 2020
February 29, 2020 - Opportunity
Mar 01, 2020
February 22, 2019 - Another Day, Another Opportunity to SAVE!
Feb 22, 2020
February 15, 2020 - Have Interest Rates Bottomed?
Feb 15, 2020
February 8, 2020 - “Back to the Future” for the Financial Markets
Feb 08, 2020
February 1, 2020 - Fed, Earnings, and Coronavirus
Feb 02, 2020
January 25, 2020 - Uncertainty Helps Rates
Jan 26, 2020
January 18, 2020 - It is time to "SAVE" Refinance or Purchase
Jan 19, 2020
January 11, 2020 - Three Events That Shaped the Week
Jan 11, 2020
January 4, 2020 - New Year, New Decade, Same Story
Jan 09, 2020
December 28, 2019 - End of the Decade
Dec 28, 2019
December 21, 2019 - Finishing the Year With a Bang
Dec 22, 2019
December 14, 2019 - Four Tailwinds for Housing Entering 2020
Dec 14, 2019
December 7, 2019 - Fed Up With Inflation
Dec 08, 2019
November 30, 2019 - Lower Interest Rates / Higher Loan Limits
Nov 30, 2019
November 23, 2019 - Three Reasons Why Housing Will Continue to Shine
Nov 24, 2019
November 2, 2019 - Third Time's a Charm
Nov 17, 2019
November 16, 2019 - Fed Chair Talks, Markets Listen
Nov 17, 2019
November 9, 2019 - Veteran's Day Weekend
Nov 10, 2019
October 26, 2019 - Here Comes the Fed
Oct 26, 2019
October 19, 2019 - Three Reasons Why Rates Ticked Higher
Oct 25, 2019
October 12, 2019 - Awaiting U.S./China Outcomes
Oct 12, 2019
October 5, 2019 - Recession Fears Renewed
Oct 06, 2019
September 28, 2019 - A Fed Rate Cut Refresher
Sep 28, 2019
September 21, 2019 - Divided Fed Cuts Rates
Sep 24, 2019
September 14, 2019 - Three Things Affecting Home Loan Rates Today
Sep 14, 2019
September 7, 2019 - Positive Headlines Lift Uncertainty
Sep 10, 2019
August 31, 2019 - Happy Labor Day!
Sep 05, 2019
August 24, 2019 - Financial Tug of War in Motion
Sep 05, 2019
August 17, 2019 - Global Pain, Bonds Gain
Sep 05, 2019
August 10, 2019 - How low can we go on interest rates? LOWER!
Aug 11, 2019
August 3, 2019 - Largest one-week drop in 10-yr since 2012
Aug 04, 2019
July 29, 2019 - Katie Clunen - Making Divorce a little bit easier
Jul 27, 2019
July 20, 2019 - Time to lower your rate before we have lift off
Jul 21, 2019
July 13, 2019 - Accessory Dwelling Units / Choosing the right Contractor
Jul 14, 2019
July 6, 2019 - .50% below all-time low for interest rates
Jul 07, 2019
July 6, 2019 - .50% from all-time lows for interest rates
Jul 07, 2019
June 29, 2019 - Pull the purchase or refinance trigger and save today
Jul 01, 2019
June 22, 2019 - Ther is Water is getting warmer...Interest rate lower!
Jun 23, 2019
June 15, 2019 - Happy Father's Day...Money for all...Come get yours...
Jun 15, 2019
June 8, 2019 - Another week, another decline for interest rates
Jun 09, 2019
June 1, 2019 - Lower Interest Rates and even lower to come...Recession?
Jun 01, 2019
May 25, 2019 - Interest Rates at 16-month lows...It is time for you to win the race!
May 25, 2019
May 18, 2019 - Lower Interest Rates - Refinance or Purchase
May 18, 2019
May 11, 2019 - Busy, Busy, Busy...Never to Busy to work with you!
May 12, 2019
May 4, 2019 - Interest Rates...check Savings...check Your turn to call...?
May 04, 2019
April 27, 2019 - Lower Rates, Pre-Approval, Save Money
Apr 27, 2019
April 20, 2019 - Grabbing What is YOURS!
Apr 22, 2019
April 13, 2019 - Property Taxes, Income Taxes...need money?
Apr 13, 2019
April 6, 2019 - Make YOUR Decision...Catch YOUR Low Interest Rate
Apr 08, 2019
March 30, 2019 - Do not be FOOLED...Interest Rates are LOW!
Mar 31, 2019
March 23, 2019 - Home loan rates hit one-year lows
Mar 23, 2019
March 16, 2019 - Get your Green for St. Patricks Day
Mar 18, 2019
March 9, 2019 - Where are the jobs?
Mar 09, 2019
March 2, 2019 - It is all about the Jobs this week
Mar 03, 2019
February 23, 2019 - A Pre-Approval is the Golden Ticket
Feb 24, 2019
February 16, 2019 - Lower interest rates this Presidents Weekend
Feb 17, 2019
February 9, 2019 - Market SHAKE up...Hike or even cut rates later this year?
Feb 09, 2019
February 2, 2019 - Punxsutawney Phil predicts an early Spring
Feb 04, 2019
January 26, 2019 - Solutions and Opportunity
Jan 26, 2019
January 19, 2019 - From Government Shutdown to LAUSD Strike
Jan 19, 2019
January 12, 2019 - "We are good where we stand right now"... Fed President James Bullard - 1/10/19
Jan 12, 2019
January 5, 2019 - Interest Rates are at ONE YEAR lows!
Jan 06, 2019
December 29, 2018 - Partying Like it's 2019
Jan 05, 2019
December 22, 2018 - Reverse Mortgages to ITIN financing discussed
Dec 23, 2018
December 15, 2018 - Time for a Fed Meeting...
Dec 16, 2018
December 8, 2018 - What goes up does go down...Interest Rates!
Dec 08, 2018
December 1, 2018 - New Increased Loan Limits / Lower Interest Rates / Increases Opportunity
Dec 02, 2018
November 24, 2018 - Thanksgiving Weekend $5,000.00 Savings
Nov 25, 2018
November 17, 2018 - Interest Rates IMPROVE! Save Money Now.
Nov 18, 2018
November 10, 2018 - Fed will be watching to see if the split Congress can deliver
Nov 11, 2018
November 3, 2018 - Daylight Savings for your Home Loan
Nov 03, 2018
October 27, 2018 - Home Loan Rates Improve Slightly.
Oct 27, 2018
October 20, 2018 - Navigating Your Real Estate Life
Oct 24, 2018
October 13, 2018 - Volatility is back and something to consider in the weeks ahead
Oct 13, 2018
October 6, 2018 - Summer of '69' - Unemployment to 3.7%
Oct 08, 2018
September 29, 2018 - What's goes up...Must come down?
Sep 29, 2018
September 22, 2018 - To pay points or not to pay point...that is the question.
Sep 22, 2018
September 15, 2018 - Rates were up...Opportunities are available
Sep 16, 2018
September 8, 2018 - What is up with your credit score?
Sep 09, 2018
September 1, 2018 - Labor Day Weekend...Jobs Numbers this week
Sep 02, 2018
August 25, 2018 - Interest Rates Down for 3rd week...Time to move forward
Aug 26, 2018
August 18, 2018 - Rates are down for the second week in a row
Aug 18, 2018
August 11, 2018 - Interest Rates went DOWN!
Aug 11, 2018
August 4, 2018 - Purchase or Refinance...start your plan today!
Aug 04, 2018
July 28, 2018 - Economic reports plus a Fed meeting could be a recipe for volatility
Jul 29, 2018
July 21, 2018 - Lock and Shop 60-90 days with a float down
Jul 21, 2018
July 14, 2018 - Housing, Manufacturing, and Retail Sales highlight the week
Jul 16, 2018
July 7, 2018 - How HOT is your Mortgage?
Jul 07, 2018
June 30, 2018 - The Sun is Shining in the Sky
Jul 01, 2018
June 24, 2018 - Summer is here...Is your home loan on vacation?
Jun 24, 2018
June 16, 2018 - Happy Father's Day - Lender Credit $1,590 for our KVTA 1590 Listener's
Jun 16, 2018
June 9, 2018 - It is time for a Fed move on Wednesday
Jun 09, 2018
June 2, 2018 - Lower interest rates this week
Jun 03, 2018
May 26, 2018 - Take the first step...get Pre-Approved!
May 26, 2018
May 19, 2018 - Open House - Are you ready?
May 19, 2018
May 12, 2018 - A Loan for Mom...Happy Mother's Day
May 12, 2018
May 5, 2018 - Cinco de Mayo & Run for the Roses
May 05, 2018
April 28, 2018 - Purchase Property $40K - $50K with up to $675.00 a month
Apr 28, 2018
April 21, 2018 - You Got Mail...Your Adjustable is going over 5.00%
Apr 21, 2018
April 14, 2018 - Inflation is Tame...Do Interest Rates go Higher?
Apr 14, 2018
April 7, 2018 - Job Growth Slowed in March
Apr 08, 2018
March 31, 2018 - No April Fools'...Interest Rates Better
Apr 01, 2018
March 24, 2018 - The Calm before the Storm...Perhaps
Mar 25, 2018
March 17, 2018 - Time to get Pre-Approve for Purchase...Refinance for a Reason
Mar 17, 2018
March 10, 2018 - March Madness Discount and Jobs Numbers
Mar 10, 2018
Trade Tariff details...Jobs Numbers add to Volatility
Mar 04, 2018
February 24, 2018 - We Test High Levels...Time to get ready...Get set...and Go!
Feb 24, 2018
February 17, 2018 - The Economy, Interest Rates, Investment Property...
Feb 17, 2018
February 10, 2018 - Extreme volatility in the markets was the norm in recent days
Feb 11, 2018
February 3, 2018 - Interest Rates are at 4 year highs...make a decision now
Feb 04, 2018
January 27, 2018 - 10 Year Treasurey to April 2014 Levels...Check your Rate
Jan 27, 2018
January 20, 2018 - Government Shutdown / Interest Rates Higher
Jan 20, 2018
January 13, 2018 - A Farewell to ARM's...Your HELOC not Tax Deductible
Jan 13, 2018
January 6, 2018 - Did Job Growth Fizzle or Sizzle?
Jan 06, 2018
December 30, 2017 - On your mark, get set, go!
Dec 30, 2017
December 23, 2017 - Housing Hits High Notes,Tax Reform, Bitcoin and Interest Rates
Dec 23, 2017
December 16, 2017 - A Fed moves...Tax Reform ahead
Dec 16, 2017
December 9, 2017 - All about the Fed this week
Dec 09, 2017
December 2, 2017 - Loan Limits Increase / Employment / Tax Change
Dec 03, 2017
November 25, 2017 - Thanksgiving is behind us…Time to move forward...
Nov 25, 2017
November 18, 2017 - Our best wishes for a Happy Thanksgiving
Nov 18, 2017
November 11, 2017 - Veterans should hold a special place in our hearts and minds
Nov 12, 2017
November 4, 2017 - The survey says? Where do interest rates go now? The Jobs Numbers are in…
Nov 04, 2017
November 4, 2017 - The survey says? Where do interest rates go now? The Jobs Numbers are in…
Nov 04, 2017
October 28, 2017 - A Halloween Treat for Your Finances
Oct 29, 2017
October 22, 2017 - An Interview with the Todd Riccio Real Estate Team
Oct 23, 2017
October 14, 2017 - How long do you have to save to afford a down payment on a home?
Oct 15, 2017
October 7, 2017 - Will you finish on top?
Oct 08, 2017
September 30, 2017 - Welcome to the 4th Quarter
Oct 01, 2017
September 23, 2017 - Your Credit Playbook
Sep 23, 2017
September 16, 2017 - Refinances at 16 year lows and Purchase at 10 year highs
Sep 16, 2017
September 9, 2017 - When it's time to change, then it’s time to change
Sep 09, 2017
September 2, 2017 - "Whistle While You Work"...Happy Labor Day Weekend
Sep 02, 2017
August 26, 2017 - "Slowly I turned...step by step...inch by inch...,"
Aug 26, 2017
August 19, 2017 - I can't get no satisfaction… 'Cause I try and I try and I try and I try
Aug 19, 2017
There ain't no cure for the summertime blues
Aug 12, 2017
August 5, 2017 - The July Jobs Numbers are in...The survey says...
Aug 06, 2017
July 29, 2017 - Was that The Fed we heard from this week?
Jul 29, 2017
July 22, 2017 - Your Real Estate Life - Urgent Care
Jul 22, 2017
July 15, 2017 - Purchase 101 - What you need to know when financing your home
Jul 16, 2017
July 8, 2017 - Job, Jobs, Jobs, I want a job and I want it now!
Jul 09, 2017
July 1, 2017 - Declare your mortgage independence
Jul 02, 2017
June 24, 2017 - Now is the time to evaluate your housing payment
Jun 24, 2017
June 17, 2017 - The Fed raises interest rates...mortgage rates come down…
Jun 17, 2017
June 10, 2017 - 99.6% probability of a U.S. interest rate increase from the Federal Reserve
Jun 10, 2017
June 3, 2017 - Student Loans or Reverse Mortgage and all in between
Jun 03, 2017
May 27, 2017 - Real Estate & Lending decisions...What is holding you back?
May 27, 2017
May 20, 2017 - Get up, get back on your feet...Credit determines costs
May 20, 2017
May 13, 2017 - A Mom's Financial Wisdom - Happy Mother's Day
May 13, 2017
May 6, 2017- The Velocity of Money / Inflation
May 06, 2017
April 29, 2017 - Life just happens...Do you have your plan A, B, or C?
Apr 29, 2017
April 15, 2017 - Time for YOU to be Ready to Save...What is a Float down?
Apr 16, 2017
April 8, 2017 - Be The Master of Your Finances
Apr 09, 2017
April 2, 2017 -Educational Program (KRTH 101)
Apr 02, 2017
March 25, 2017 - A Show for Learning the Basics of Lending
Mar 25, 2017
March 19, 2017 - Educational Program (The Patriot AM 1150)
Mar 19, 2017
March 11, 2017 - March Madness - We Hear From the Fed on Wednesday
Mar 12, 2017
Employment on Friday...Fed Quiet Time...79.7% Fed moving higher...
Mar 04, 2017
February 25, 2017 - Interest Rates are Down...Turn YOUR Cents into Dollars!
Feb 25, 2017
February 18, 2017 - Our Mission is Simple...To Save YOU Money!
Feb 18, 2017
February 11, 2017 - Do You Know Your Credit Score? Why Knowing Will Save You Money...
Feb 12, 2017
February 4, 2017 - Employment Report - One Month Down...Eleven Months To Go
Feb 04, 2017
January 28, 2017 - Refinance for a Reason...Get Pre-appreved for YOUR Purchase
Jan 29, 2017