NerdWallet's Smart Money Podcast

By NerdWallet

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Description

At the Smart Money podcast, NerdWallet's in-house writers answer your real-world money questions. Our Nerds are your guides so you can get smart, then get back to doing you. NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/

Episode Date
Saving for Your Dream Retirement
967
Vacations across the world, spending quality time with your friends and family and — most importantly — not being obligated to work a 9-to-5 job: Your retirement is supposed to be about freedom. Getting to that point takes time, money and focus.  To continue our series about financial dreams, Sean and Liz talk with personal finance YouTuber Marissa Lyda about how she plans to save in 2022 for her dream retirement. They also discuss how she’s made a full-time job out of YouTubing. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jan 13, 2022
New Money Resolutions, and Strategizing Debt Payoff
1547
It’s not too late to make your money resolutions for the new year. To kick off the episode, Sean and Liz discuss why you might want to take time to detail what you want out of your money in 2022. They also give tips to help you achieve your goals.  Then Sean and Liz answer a listener’s question about how to balance paying off debt while achieving other financial goals like saving for a down payment on a house. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Enjoying the podcast? Please take a minute to rate and review. We appreciate it.
Jan 10, 2022
Buying Your Dream House
1022
What would you do to buy your dream house? Move across the country? Maybe even purchase it sight unseen? That’s exactly what one Nerd did.  To kick off our series about financial dreams, Sean and Liz talk with a Nerd who bought her dream house. They also discuss how you can buy your dream home, including preparing your finances and mindset for such a big purchase.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jan 06, 2022
Saving at the Pump, and 401(k) Limits
1545
This episode, Sean and Liz share their tips for saving at the pump, including how the way you drive and when you get gas can make a difference. Then they answer a listener’s money question about saving for retirement if your access to a 401(k) or Roth IRA is limited. This is an episode from our archives.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jan 03, 2022
What Our Listeners Accomplished This Year, Part 2
902
As 2021 comes to a close, we are continuing our celebration of what our listeners accomplished with their money in 2021. Sean and Liz discuss mortgage refinancing, paying down credit card debt, the benefits of scheduling a day for money tasks and more.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Dec 27, 2021
What Our Listeners Accomplished This Year, Part 1
1466
 Did you buy a house in 2021? Maybe you got a new job or finally hit a big savings goal. We encouraged our listeners to brag about what they did with their money this year — and so many answered the call that we made two episodes out of it. Sean and Liz also share what they accomplished in 2021.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Dec 20, 2021
Countering Uncertainty, and Building Wealth Early
1229
The best time to start building wealth was yesterday. The second best time is today. This episode, Sean and Liz answer a listener’s question about how to start building wealth early.  Before they get into that, Sean and Liz discuss how to counter today's uncertainty. Focusing on the fundamentals and tapping your support system can help.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 9:47  Money Question segment: 9:48 - 20:29
Dec 13, 2021
Why to Question Your Bills, and Making the Most of a Raise
1489
Question your bills. Otherwise, you might be paying more  than you need to for things like healthcare, car insurance and even bar tabs. To start off this episode, Liz and Sean talk about how to scrutinize your bills. Then they answer a listener’s money question about how to manage their finances after getting a big raise, including balancing saving for retirement and paying down debt — and how to avoid lifestyle creep. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 7:42 Money Question segment: 7:43 - 24:50
Dec 06, 2021
Travel Tips, and Finding the Right Financial Advisors
1938
Traveling during the holidays can be a drag, but it doesn’t have to be. To kick off this episode, Sean and Liz talk about recent trends in holiday travel. They also discuss how they are approaching holiday travel and how to get back in the swing if you’re a little rusty. Then they answer a listener’s money question about how to find the right financial advisors for their needs. Seeking qualified experts is only one part of the puzzle — you should also search for financial advisors who put your interests first.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 13:08 Money Question segment: 13:09 - 32:18
Nov 29, 2021
Big Purchases, and Overcoming Money Guilt
1890
On this episode, Liz starts off by talking with credit card Nerd Sara Rathner about how to manage a big expense on a credit card — including how to earn the most points and avoid paying interest. Then Sean joins Liz to answer a listener’s question about overcoming money guilt. To send the Nerds your money questions, call or text the NerdHotline at 901-730-6373 or email podcast@nerdwallet.com.
Nov 22, 2021
Holiday Shopping Trends, and Self-Employed Retirement Options
1391
What’s your plan for holiday shopping this year? To kick off this episode, Sean and Liz talk about NerdWallet’s latest holiday shopping report, which explores how shoppers are navigating — and paying for — this unusual holiday season. They also discuss how they’re approaching shopping this year.  Then they answer a listener’s question about retirement account options for self-employed workers. While these workers have a number of options to explore, the choice that is best for them may depend on how many employees they have.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00-12:01 Money Question segment: 12:02-23:11
Nov 15, 2021
The Benefits of Being Boring with Your Money, and Why to Make a Will ASAP
1747
Your money doesn’t have to be complicated or stressful. To start off this episode, Liz Weston and occasional co-host Sara Rathner discuss the benefits of being boring with your finances. Then, Liz and co-host Sean Pyles answer a listener’s question about whether to make a will, including why setting it up isn’t as complicated — or time consuming — as you might think.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00-10:12 Money Question segment: 10:13-29:07
Nov 08, 2021
3 Crypto Questions, and Improving Credit to Buy a House
1388
With crypto back in the news, you might be tempted to climb aboard the hype train. To start this episode, Liz and Sean talk through 3 questions you should ask yourself before jumping into the world of crypto. Then, Sean and Liz answer a listener’s question about how to improve their credit with the goal of buying a house, including whether a balance transfer credit card would help. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00-7:51 Money Question segment: 7:52-23:08
Nov 01, 2021
Holiday Shopping Scams, and Paying Off Law School Debt
1524
Scammers are cooking up new ways to swindle your money from you. Two of their tactics this year? Social media ads and hyper-targeted emails. To start this episode, Sean and Liz talk about scams shoppers might encounter this holiday season and how to avoid them. Then they answer a listener’s question about how to pay off $200,000 in student loans. They also touch on the likelihood of student loan forgiveness and recent changes to the Public Service Loan Forgiveness program.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00-8:34 Money Question segment: 8:35-25:23
Oct 25, 2021
What People Get Wrong About Credit, and Self-Employed Budgeting
1480
Do you know the right way to manage your credit? To kick off this episode, Sean Pyles and Sara Rathner dig into a few common credit myths — and how people can confidently raise their credit.  Then Sean and Sara answer a listener’s money question about how to get a grip on their budget with an irregular income.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00-9:15 Money question segment: 9:16-24:40
Oct 18, 2021
Finding a New Job, and Rent vs Buy in a New City
1649
More people are leaving their jobs, but it’s important to set yourself up for success when looking for your next gig. To start this episode, Sean and Liz discuss how to put yourself in the best position to land your next job. Then Sean and occasional co-host Sara Rathner answer a listener’s question about whether to rent or buy when moving to a new city. They also get into how to make friends in a new city. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00-8:06 Money Question segment: 8:07-27:28
Oct 11, 2021
Nerdy Deep Dives: Investing, Part 3
862
What’s your risk tolerance? Investing always carries the risk of loss — but can also build your wealth. How you choose to invest may mean the difference between high-risk investments with low returns or lower-risk investments that have greater returns In the final episode of the three-part deep dive into investing, hosts Sean Pyles and Alana Benson talk about some different investing strategies and how they compare when it comes to risk and return. Learn about buy and hold versus day trading, and which may actually make you more money. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Oct 07, 2021
Haggling Tips, and What's Driving Volatile Car Valuation
1587
Negotiating can save you money and help you earn more over the course of your career. To start off this episode, Sean Pyles and Liz Weston give their favorite tips for haggling, whether you're shopping for a mortgage, negotiating a salary or shopping online.  Then Sean and occasional co-host Sara Rathner answer a listener's question about why the value of their car keeps changing. They also discuss whether now is a good time to buy a car. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Oct 04, 2021
Nerdy Deep Dives: Investing, Part 2
1223
You’ve heard of stocks, bonds and mutual funds. But do you know how to use them to build wealth? In the second episode of our three-part deep dive into investing, hosts Sean Pyles and Alana Benson discuss each of these investment vehicles and help you understand their pros and cons. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Sep 30, 2021
5 Financial Tasks for Fall, and Kid Debit Cards
1591
With fall officially here, how ready are you feeling for the final quarter of the year? Sean and Liz give you five financial tasks to take on this fall, including checking in on your money goals for the year and how to optimize your retirement savings.  Then Sean is joined by occasional Smart Money co-host Sara Rathner to talk about kid debit cards — when they’re useful and whether there are any risks with these products. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Sep 27, 2021
Nerdy Deep Dives: Investing, Part 1
1200
You know you should start investing, but do you know the best way to get started? In the first episode of a three-part deep dive into investing, hosts Sean Pyles and Alana Benson explore how to get into the investing mindset, do a bit of myth-busting around investing and discuss how to actually get started. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Sep 23, 2021
DIY Investing, and Lightning Round Money Questions, Part 2
1482
DIY investing has had a splashy year, but it might not be right for everyone. To start this episode, Sean Pyles and Liz Weston talk about DIY investing — what it is, how it works and potential risks. Then, you sent us your money questions, and we’re answering them — back to back to back. In this episode, Sean and Liz take on a number of your questions in another lightning round. They give you their take on questions like how to increase your salary throughout your career, whether you can have too many credit cards and how to manage your credit score. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Sep 20, 2021
Lifestyle Creep, and Booking Cheap Travel
1931
Lifestyle creep — where your growing expenses outpace salary increases — can deflate your budget and prevent you from building wealth. To start this episode, Nerds Sean Pyles and Sara Rathner talk about how to determine if you’re succumbing to lifestyle creep and how to be more intentional about your money while still enjoying the finer things in life.  Then Sean and Liz Weston answer a listener’s three-part question about whether to pay off student loans while they’re paused, what to do with their savings and how to find the best deals when booking travel. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Sep 13, 2021
Redlining, and the Credit Impact of Paying Off a Car Loan
1398
On this episode, Sean Pyles talks with mortgage writer Linda Bell about the legacy of redlining and the racial wealth gap. Then, Liz Weston and Sean answer a listener's question about whether to pay off a car loan early — and the potential impact on their credit.  To have the Nerds answer your money questions, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Sep 06, 2021
Delta Spending Habits, and Marriage vs Mortgage
1662
How has the delta variant of the coronavirus changed how you’re managing your money? To start this episode, Sean Pyles and Sara Rathner talk about how they’re adapting to the latest chapter of the pandemic and what you can do to increase your financial resiliency.  Then they answer a listener's question about how to manage competing financial priorities use their savings — whether they should put it toward a mortgage or a wedding.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Aug 30, 2021
School Supply Shopping Tips, and Breaking Bad Money Habits
1510
With supply chain issues and uncertainty about whether classes will be in person, virtual or a hybrid, back-to-school shopping this year poses unique challenges. To start this episode, Sean Pyles and Sara Rathner give the Nerds’ favorite tips for how to save when buying school supplies. Then Sean and Sara answer a listener’s question about how to break bad money habits. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Aug 23, 2021
Home Affordability, and Unmarried Partners Buying a House
1871
If you’re jumping into the housing market, know what you’re getting yourself into. This episode, Sean Pyles and Sara Rathner talk with NerdWallet data writer Liz Renter about her new home buying report, including how first-time home buyers should navigate the market. Then Sean and Liz Weston answer a listener’s question about how to buy a house with a partner when you’re not married. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwal
Aug 16, 2021
Job Scams, and Maxing Out Roth IRAs
1157
More Americans are job hunting, but more are falling for job scams, too. Liz and Sean talk about how to spot and avoid scams in the job market right now. Then they answer a listener’s question about the best way to max out a Roth IRA. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Aug 09, 2021
Getting Ahead of Your Next Money Crisis with Michelle Singletary
2398
It’s a matter of when — not if — you have a money crisis. No matter your financial circumstance, preparing for an emergency can help you make smart moves under pressure. This episode Liz and Sean talk with Washington Post personal finance columnist Michelle Singletary about how to manage a money crisis and how her experience as a Black woman informs her writing. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Aug 02, 2021
Health Insurance Deadline, and Getting the Best Car Insurance Rates
1438
An important deadline looms for getting health insurance on the ACA exchanges. Liz and Sean discuss what you should know, even if you already have health insurance. Then they answer a listener’s question about how to find the best rates (and coverage) when shopping for car insurance. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jul 26, 2021
Rethinking Credit Reporting, and Lightning Round Money Questions
2049
Credit reporting is flawed. Liz and Sean discuss what the issues are and how they can be fixed. Then they answer a number of listener questions back to back in a lightning round of money questions, including managing taxes while working remotely and how to find a high yield savings account. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jul 19, 2021
Combating Inflation, and Risks of Small Mortgage Lenders
1239
Inflation is on the rise, as your budget has surely noticed. This episode, Sean talks with investing Nerd Alana Benson about what’s happening and what it means for your finances. Then Sean and Liz answer a listener’s question about the potential risks of going with a smaller mortgage lender. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jul 12, 2021
Saving at the Pump, and 401(k) Limits
1549
Rising gas prices got you down? On this episode, Sean and Liz break down how you can save at the pump, including how to find the best prices and how to manage your fuel efficiency. Then they answer a listener's question about 401(k) contribution limits. Visit www.nerdwallet.com/podcast for more info on this episode.
Jul 05, 2021
Midyear Money Check-In, and Managing Finances Abroad
1622
How are your 2021 money goals coming along? Now that we’re halfway through the year, Sean and Liz talk about how to do a check-in on what you want from your money this year. Then they answer a listener’s question about how to manage their finances abroad, including how to save money on conversion rates and using credit cards strategically. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jun 28, 2021
Savings Tips, and Updates to the Child Tax Credit
1260
We all want to save more money, but actually doing it can be a challenge. This episode, Sean and Liz share their favorite tips to make saving easier, including how to save with purpose and how to trim expenses. Then they answer a listener’s question about changes to the Child Tax Credit, and whether that should influence FSA contributions. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jun 21, 2021
When Travel Insurance Is Worth It, and Buying an Electric Car
1554
With more travelers taking to the sky, should they be booking travel insurance? Liz and Sean discuss. Then they answer a listener’s money question about how to buy an electric car, including how to negotiate with salespeople and how to take advantage of financial incentives for electric vehicles. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jun 14, 2021
Crypto-Earning Credit Cards, and Short-Term Investing
1153
Credit cards are hopping aboard the crypto hype train, with some offering rewards in cryptocurrency. Sean, Liz and Sara discuss what they are and their risks. Then Sean and Liz answer a listener’s question about how to approach short-term investing. Also, please take a few seconds to fill out our two-question survey: http://bit.ly/nerdwallet-podcast-survey To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jun 07, 2021
The Psychology of Debt, and When to Refinance
1640
On this episode, Sean and Liz discuss the psychology of credit card debt — why some people see it as useful and others call it "evil." Then they answer a listener's question about whether now is a good time to refinance, even if they just got the mortgage last year. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info.
May 31, 2021
Buy Now, Pay Later Loans, and Getting Started Building Wealth
1447
You’ve probably seen the offers when shopping online: Break up your purchase into smaller payments over a few weeks or months. But are buy now, pay later loans a good deal? Sean and Liz break it down. Then they answer a listener’s question about how to get started building wealth. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
May 24, 2021
Big Purchases, and Overcoming Money Guilt
1867
On this episode, Liz starts off by talking with credit card Nerd Sara Rathner about how to manage a big expense on a credit card — including how to earn the most points and avoid paying interest. Then Sean joins Liz to answer a listener’s question about overcoming money guilt. To send the Nerds your money questions, call or text the NerdHotline at 901-730-6373 or email podcast@nerdwallet.com.
May 17, 2021
Free Health Insurance, and Finding Scholarships
1381
Sean and Liz break down how to find out if you’re eligible for free or lower-cost health insurance under the American Rescue Plan. Then they answer a listener’s question about how to find scholarships and make higher education more affordable. To send the Nerds your money questions, call or text the NerdHotline at 901-730-6373 or email podcast@nerdwallet.com.
May 10, 2021
Pet Scams, and Buying Different Home Types
1411
If you’re in the market for a new pet, scammers may have you in their sights. Sean and Liz talk about avoiding common pet scams. Then they answer a couple of listener questions about buying different home types, including new homes, existing homes, condos and more. To send the Nerds your money questions, call or text the NerdHotline at 901-730-6373 or email podcast@nerdwallet.com.
May 03, 2021
Air Travel, and Collections Accounts on Credit Reports
911
More travelers are taking to the sky as vaccines roll out. Sean and Liz discuss how to find affordable flights as ticket prices climb. Then they answer a listener’s question about how long a collections account stays on your credit report — and how to mitigate any damage to your credit score. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Apr 26, 2021
Cannabis Investing, and Too Much Cash
1327
Cannabis investing — specifically in ETFs — might seem like a savvy move to break into a budding industry. But there are unique risks to investing in cannabis. Sean and Liz discuss the pros and cons with investing Nerd Chris Davis. Then they answer a listener’s money question about whether you can have too much cash in your accounts. To contact the Nerds, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Apr 19, 2021
Retiring Early, and Finding Lost Money
1529
More Americans are retiring early, but not all of them are doing it the right way. And you may have long-forgotten money waiting to be claimed — here's how to find it.  To have your money question answered on a future episode, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Apr 12, 2021
Pandemic Savings Goals, and Taxes on Inheritance
1527
Find yourself saving more cash during the pandemic? On this episode, Sean talks with banking Nerd Chanelle Bessette about what people are doing with their pandemic-driven savings. Then, Liz and Sean answer a listener’s question about when you owe taxes on an inheritance. To have the Nerds answer your money questions, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Apr 05, 2021
Spring Cleaning, and COVID Taxes
1382
On this episode, Sean and Liz talk about how they’re approaching spring cleaning their finances this year, including tidying up their digital lives. Then, they answer a listener’s question about how to manage filing taxes in the age of COVID — including whether you owe taxes on your stimulus.   To have the Nerds answer your money questions, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Mar 29, 2021
Redlining, and the Credit Impact of Paying Off a Car Loan
1368
On this episode, Sean talks with mortgage writer Linda Bell about the legacy of redlining and the racial wealth gap. Then, Liz and Sean answer a listener's question about whether to pay off a car loan early — and the potential impact on their credit.  To have the Nerds answer your money questions, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Mar 22, 2021
Procrastination, and Paying Student Loans vs. Investing
1409
Fear of making mistakes can fuel procrastination, but that can be costly when you’re putting off important money tasks. One task that may be OK to delay, however, is paying off student loans. To send the Nerds your money questions, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Mar 15, 2021
Pandemic Debt, and Moving Costs
1750
On this episode, Sean and Liz discuss how to manage debt in our K-shaped economic recovery. Then they answer a listener's question about how to manage expenses for a cross-country move.  Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Mar 08, 2021
Saving at the Pump, and 401(k) Limits
1521
You may have noticed that gas prices are on the rise. On this episode, Sean and Liz break down how you can save at the pump, including how to find the best prices and how to manage your fuel efficiency. Then they answer a listener's question about 401(k) contribution limits. Visit www.nerdwallet.com/podcast for more info on this episode.
Mar 01, 2021
Why to File Your Taxes Early, and Tapping Your Home's Equity
1815
Filing your taxes isn't fun, we get it. On this episode, Sean and Liz give you three reasons why to file early (including how it can save you money). Then, they answer a listener's question about when to tap your home's equity.  Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Feb 22, 2021
Money News You Missed, and the 50/30/20 Budget
1422
A lot happened at the end of 2020. Sean and Liz discuss news you might have missed about important changes that could affect college financial aid and/or your employee benefits. Then they answer a listener's question about how to use the 50/30/20 budget.  Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Feb 15, 2021
Stock Market Shenanigans, and Talking About Money with Your Partner
2027
On this episode, Sean talks with investing Nerd Chris Davis about whether the GameStop frenzy will affect your retirement account. Then Sean and Liz answer a listener's question about how to start having money conversations with your partner. The secret? Talk openly, often and set shared goals. Visit www.nerdwallet.com/podcast for more info on this episode.
Feb 08, 2021
Jackpot Windfall, and Extra COVID Cash
1429
Suddenly find yourself the winner of a billion dollars? Sean and Liz discuss how you should think about your winnings — and other windfalls, like tax refunds. Then they're joined by personal finance Nerd Amrita Jayakumar to answer a listener's money question about how to change your money habits and use cash saved up during the pandemic. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text 901-730-6373. And visit www.nerdwallet.com/podcast for more info.
Feb 01, 2021
How to Buy a House in 2021
1643
Wrapping up the #NewMoneyGoals series, Liz and Sean talk with home buying Nerd Holden Lewis about what would-be homebuyers need to know in 2021. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jan 25, 2021
Buying Crypto, and Dealing with Debt
1346
Ever wanted to buy cryptocurrency? Well, on this episode you can live vicariously through Sean, who talks with Liz about his experience dabbling in Dogecoin. Then, they discuss our current debt crisis and how to manage debt in 2021. Visit www.nerdwallet.com/podcast for more info on this episode.
Jan 18, 2021
New COVID Scams, and Easy Money Moves
1504
Here’s how to recognize COVID-related scams and what to do if you’ve given out information you should not have, plus, small changes in your money that can have an outsized impact. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jan 11, 2021
How You Can Achieve Money Goals in 2021
1595
What do you want to accomplish in 2021? This month, our #NewMoneyGoals bootcamp will set you up for success. To start, know how to craft — and actually achieve — your money goals. That means making them SMART. Sean and Liz talk with money Nerd Kim Palmer about how you can get what you want from your money in 2021. Turn to the Nerds for help with your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info
Jan 04, 2021
Spot fake reviews, and see if you're saving too much
1276
We're off for the holiday break, so here's an episode from our archives. Learn how to spot fake online reviews to save money. Speaking of saving, don't avoid retirement accounts from a fear that you won’t be “liquid” enough. You typically can borrow or withdraw retirement funds in an emergency. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Dec 28, 2020
What our listeners learned from the pandemic
1461
2020 was a year of challenges — and opportunities. In this episode, listeners share the money lessons they learned over the past year, including why savings is more important than ever and the benefits of debt payoff. You know you have money questions — so send them to the Nerds! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Dec 21, 2020
Charitable giving, and using savings to pay student loans
1481
Feeling charitable this holiday season? Use discretion as you choose where to give. Also, Sean and Liz answer a listener's question about whether to use savings to pay off student loans. You know you have money questions — so send them to the Nerds! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Dec 14, 2020
Pandemic money lessons, and balancing saving for a down payment vs retirement
1266
Sean and Liz share what they learned about managing money during the pandemic. Then they answer a listener's money question about how to save for retirement while saving for a down payment on a house.  You know you have money questions — so send them to the Nerds! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Dec 07, 2020
What Biden may do for your finances and how to make money
1584
Consumer protection will see a revival in 2021, but student loan forgiveness and pandemic relief are still question marks. Plus, what to do if you need to get your hands on some money (relatively) fast. You know you have money questions — so send them to the Nerds! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Nov 30, 2020
The holiday shopping episode
1625
How are you planning to shop this holiday season? According to our shopping Nerds, we’ll shop differently, but we’ll still shop. Many stores will be closed on Thanksgiving, but the Black Friday deals have already begun. Here's how to find the best deals.  You know you have money questions — so send them to the Nerds! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Nov 23, 2020
Holiday travel and giving money advice to family
1582
The two things we should rethink this holiday season are travel and offering financial advice to family members. Either should be done cautiously, if at all. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Nov 16, 2020
Open Enrollment and HSA vs. FSA
1178
Picking health insurance is a pain, but the right choice can save you serious cash. Also, a health savings account can be a great option if you can handle a high deductible health insurance plan, but it’s not for everyone. A traditional plan with a flexible savings account could be a better fit. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Nov 09, 2020
Finding financial stability and protecting yourself from ID theft
1603
With the election, the pandemic and everything else that's happened in 2020, finding stability can be a challenge. Sean and Liz discuss how to make your money a source of security right now. Then, they answer a listener's money question about how to protect yourself from identity theft.  Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Nov 02, 2020
Beating burnout and the best college savings plans
1654
Feel like you working longer and more draining hours during the pandemic? You're not alone. Liz and Sean share their tips to beat burnout. Then they answer a listener's question about how to choose the best college savings plan for their child with the help of Kim Palmer.  Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Oct 26, 2020
Retiring early and finding lost money
1499
More Americans are retiring early, but not all of them are doing it the right way. And you may have long-forgotten money waiting to be claimed — here's how to find it.  To have your money question answered on a future episode, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Oct 19, 2020
Cut your tax bill, and how to choose the best investment platform
1521
Looking to cut your tax bill? You have a few go-to strategies, but only a few months left to reduce what you'll owe next year. Also, the right investment platform depends on how you want to invest and how much help you need.  Want your money question answered by our Nerds? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Oct 12, 2020
Unequal unemployment recovery, and whether to buy a new or a used car
2098
Sean and Liz dig into what unemployment trends mean for our economy. Then they answer a listener's money question about whether it's best to buy a new or a used car. Want your money question answered by our Nerds? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Oct 05, 2020
The psychology of debt and when to refinance
1616
On this episode, Sean and Liz discuss the psychology of credit card debt — why some people see it as useful and others call it "evil." Then they answer a listener's question about whether now is a good time to refinance their home, even if they just got the mortgage last year. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Sep 28, 2020
Used cars in short supply, and Shea Couleé talks money
1756
Tight supplies and steady demand are driving up used car prices, but you can still save money. Speaking of saving money, the winner of RuPaul’s Drag Race All Stars is saving some of the $100,000 prize money to buy a house. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Sep 21, 2020
Fake reviews and saving too much
1236
Learning how to spot fake online reviews can save you money. Speaking of saving, you shouldn’t avoid retirement accounts from a fear that you won’t be “liquid” enough. You typically can borrow or withdraw retirement funds in an emergency. Saving a big chunk of your income while you’re young can give you a great start. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Sep 14, 2020
Investing while paying off student loans
741
Should you invest or pay off debt? This question can get especially tricky when you’re talking about investing in your company’s stock versus paying down your student loans. Sean and Liz help a listener who wants to know if she should exercise her stock options or focus on paying her $90,000 student loan debt. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Sep 07, 2020
Renters are struggling, and what to do with an old 401(k)
1386
Renters are far more likely to be struggling in the pandemic than homeowners. Also, don’t put off a 401(k) rollover. If you want to move money out of an old employer’s plan, ask if your new employer will take it or consider rolling over to an IRA. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Aug 31, 2020
Buying local and emergency loans
1249
Buying local could help a favorite small business survive the pandemic. Meanwhile, people who don’t have savings may be tempted to take out emergency loans to cover unexpected expenses. But these small dollar loans can come with high interest rates and short repayment terms, leading to a debt trap. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Aug 24, 2020
Pet costs and extreme couponing
1443
Pets can cost a lot more than you think. Pet insurance can help, but it’s not for everyone. Likewise, extreme couponing can pay off for the most dedicated adherents, but there are easier ways to use coupons to save. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Aug 17, 2020
How to take advantage of lower rent and mortgage rates — and move safely
1220
August is shaping up to be another record month on the mortgage front. Here’s what it means for you. And if you want to move apartments right now, look at your goals and know how to move safely. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Aug 10, 2020
Is it safe to travel right now, and how to handle a collections to improve credit
1729
Air travel brings you in close contact with others, sometimes for hours. A road trip may be a better option. Also, handle old collection accounts with care. Paying an old debt typically doesn’t help your credit, and may lead to a lawsuit. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Aug 03, 2020
Losing your health insurance, and setting financial goals
1914
Losing your health insurance can expose you to medical bills that could bankrupt you. Most people can get subsidized coverage through HealthCare.gov. Also, setting financial goals requires thinking about what’s most important to you and then making a plan. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jul 27, 2020
COVID impulse spending, and building credit while paying debt
1153
Spending more impulsively because of the pandemic? You’re not alone. Also, different debt payoff methods have their merits, but paying off small balances first can help your credit. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jul 20, 2020
Tax returns are due, and how to get started creating wealth
1278
The IRS has payment plans if you can’t pay what you owe on July 15. Also, the steps to building wealth are simple, even if they’re not easy: spend less than you earn and save or invest the difference. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jul 13, 2020
The wealth gap, and how to cope with variable rate student loans
1067
Discrimination affected wealth creation and opportunity in the U.S., leading to vastly different median incomes, unemployment levels and homeownership rates. Also, people with variable-rate student loans can struggle to predict what their future payments will be, which can make budgeting difficult. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jul 06, 2020
Setting money goals at milestone birthdays, and scoring big bucks with bank bonuses
1295
As you approach your 30s, 40s or beyond, let the milestone birthday be an excuse to set some new money goals. Also, some banks will pay you to open a new bank account, but you need to look beyond the bonus to see if you’ll pay more in fees or collect less interest. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jun 29, 2020
What a recession economy means for you, and how to handle an inheritance
1240
In this episode, Sean and Liz give tips for managing your finances in a recession. Then they answer a listener's money question about how to handle an inheritance — and whether you owe any taxes on it. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jun 22, 2020
The pandemic is changing our financial lives, and what to know about refinancing now
1303
In this episode, Sean and Liz discuss survey results that show how money habits are changing as a result of COVID-19. Then, they answer a listener's money question about whether home improvement projects can help home refinancing odds — and if it’s still a good time to refinance. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jun 15, 2020
Make your donations go further; Plan for new baby expenses
1267
In this episode, Sean and Liz start off by discussing how you can make your donations to social causes go further. Then, they answer a listener's money question about how to plan for expenses as a new parent. Kim Palmer, a Nerd with a lot of first-hand experience managing baby costs, joins the conversation.   As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jun 08, 2020
Is identity theft protection worth the cost?
1368
Can identity theft protection services really protect us from identity theft? No, but they can serve as an (expensive) early warning signal. Most people should first consider some free ways to reduce the chances of becoming a victim, such as credit freezes and monitoring a credit score. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jun 01, 2020
Is Bitcoin a safe investment?
1290
People who invest in bitcoin and other cryptocurrencies need to be ready for a wild ride. Values can soar and plunge, plus there’s no guarantee you’ll get your money back. Cryptocurrency is more of a gamble than an investment, and shouldn’t be more than a small portion of your overall portfolio. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
May 26, 2020
I got laid off! What should I do with my retirement fund?
1432
Getting your retirement account squared away is just one of the many tasks facing the newly unemployed, but it’s an important one. Rolling the money into an IRA could be the best choice, particularly if your former employer isn’t allowing the new “coronavirus hardship withdrawals.” As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
May 18, 2020
Where have all the 0% offers gone?
931
It used to be easy for people with good credit scores to get 0% balance transfer offers. As lenders pull back, those with credit card debt may need alternative plans to deal with their balances. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
May 11, 2020
How can I buy my first home in an expensive city?
1156
Being a first-time homeowner can be daunting, especially in a pricey market like Southern California. Chris Browning of the Popcorn Finance podcast has questions about what to expect, and he turns to the Nerds for some answers. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
May 04, 2020
Where's my coronavirus relief check — and how should I use it?
882
Most American adults are eligible for government relief checks of $1,200, but many are still waiting for their money — plus the usual advice about what to do with a windfall doesn’t apply in a crisis. Sean and Liz discuss how to find out where your payment is and put it to the best use. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Apr 27, 2020
How should I spring-clean my finances?
850
Don’t stop with your closets. Spring cleaning your finances can be just as satisfying, not to mention more lucrative. Whip your budget into shape, check your credit and make sure your investments are on track. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Apr 20, 2020
Help! I owe the IRS!
856
You were expecting a tax refund — but wound up owing money. Changing tax laws and the gig economy mean many taxpayers who traditionally got money back are now having to pay. Sean and Liz help a reader navigate paying a tax bill, as well as steps for avoiding a tax bill next year. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Apr 13, 2020
Coronavirus Special Edition, Part IV: The CARES Act and Your Student Loans
847
The economic stimulus package gave millions of student loan borrowers some important breaks, but people are confused about what they are and what they have to do. Sean and Liz get the scoop from student loan nerd Ryan Lane. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Apr 06, 2020
Coronavirus Special Edition, Part III: Coronavirus and Your Portfolio
636
Nauseating drops in the stock market can be hard to endure, but most of us should try to do just that -- and even invest more, if we can. If you need the money within five years or you’re losing sleep, though, you might need to get at least some of your portfolio to safer ground. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Apr 02, 2020
Coronavirus Special Edition, Part II: Saving, Budgeting and Travel
627
The coronavirus pandemic has scrambled people’s travel plans and their budgets. Here are the most important things to know now about emergency funds, spending plans and travel in the coming months. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Mar 30, 2020
Coronavirus Special Edition, Part I: Mortgages and the Market
667
Mortgage rates dropped and then soared, making life difficult for people who wanted to refinance and buy homes. Mortgage and real estate Nerd Holden Lewis explains why that happened and what the future may bring. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Mar 26, 2020
How can I brace financially for coronavirus?
830
The economic impact of the novel coronavirus and the COVD-19 disease it causes is likely to be profound. Sean and Liz discuss how to cope with the potential financial fallout. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Mar 23, 2020
My credit score randomly dropped — a lot. What happened?
833
Unexpected credit scores drops are the worst -- especially when you’re trying to do everything right. Sean and Liz dig into the details of how credit scores work to help a reader whose scores dived seemingly without reason. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Mar 16, 2020
What's the best way to save for a down payment on a house?
799
Many first-time home buyers wonder how to save for a down payment and where to put the money while they’re saving. Sean and Liz talk to mortgage and real estate authority Holden Lewis about the options. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Mar 09, 2020
How can I get into the travel credit card points game?
888
Want to get the most points from your travel credit card, but don't know where to start? We've got you covered. In this episode, Sean and Liz talk with travel Nerd Sara Rathner, who offers up her insider tips about how to get the most points from your travel. And if you want to become a savvy traveler but don't care about travel credit cards, we've got tips for you, too. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Mar 02, 2020
Are Roth conversions a good idea?
655
Roth conversions can give you a big tax advantage in retirement, but they're not right for everyone. Sean and Liz talk with retirement Nerd Andrea Coombes to help you figure out if you could come out ahead with a Roth conversion. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Feb 24, 2020
What's the best way to do a spending fast?
896
A spending fast can help you save money — fast! The idea is to hit the pause button on non-essential spending for a set period, usually a month. Sean and Liz are veterans of spending fasts and have some tips for how they work, what to watch out for and staying motivated. As always, send us your money questions! As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Feb 17, 2020
Should I invest or pay off my student loans?
700
Should you invest or pay off debt? This question can get especially tricky when you’re talking about investing in your company’s stock versus paying down your student loans. Sean and Liz help a listener who wants to know if she should exercise her stock options or focus on paying her $90,000 student loan debt. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Feb 10, 2020
How do we manage money as a couple?
753
Yours? Mine? Ours? Managing your money as a couple can be stressful, and there’s no one right way to do it. Sean and Liz offer some strategies for figuring out what will work best for both of you. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Feb 03, 2020
From the archive: "What's the best way to rack up travel rewards quickly?"
616
We'll be back in a couple weeks. In the meantime, here's how you can use these winter months to rack up the credit card points to fund your summer travel. And be sure to send us your money questions! Call or text the Nerd Hotline at 901-730-6373, or email podcast@nerdwallet.com.
Jan 20, 2020
From the archive: "How can I pay off my debt faster?"
750
We'll be back in a few weeks, so here's an episode from our archives that can help you tackle your holiday debt. In the meantime, send us your money questions! Call or text the Nerd Hotline at 901-730-6373, or email podcast@nerdwallet.com. Talk to you soon!
Jan 06, 2020
Happy New Year from the SmartMoney team!
50
Thanks for a great 2019! We're taking a little holiday break but will be back in 2020 with loads of new episodes for you. In the meantime, send us your money questions! Text or call our Nerd Hotline at 901-730-6373, or email us at podcast@nerdwallet.com.
Dec 30, 2019
How can I (actually) keep my new year’s money resolution?
842
New Year’s money resolutions are common, sure. But keeping them is a whole different story. In this episode, Sean talks with Nerd Kim Palmer about the best tips that can help you actually achieve your money goals in the new year.
Dec 16, 2019
What are your best tips to save on family holiday travel?
815
Holiday travel can be expensive — especially if you’re traveling with family. But you have options to make the cost more manageable. In this episode, Sean talks with travel Nerd Sara Rathner about how you can save on family holiday travel costs.
Dec 02, 2019
Does Black Friday live up to the hype?
862
Black Friday might seem like the best time to get the biggest deals of the holiday shopping season. But is the shopping extravaganza all it’s made out to be? The answer: Sometimes. In this episode we give you the tips to get the best holiday shopping deals, including when and where to shop.
Nov 18, 2019
Which accounts can make me the most money?
819
You can make money just by putting your cash into the right account. Which account to choose depends on a few factors, though. In this episode, Sean talks with investing Nerd Arielle O’Shea about the best ways to make money off of cash you have sitting in a bank account.
Nov 04, 2019
How much house can I afford?
851
Think you’re finally ready to buy a home? Here’s how to know how much house you can afford with your budget, what you might need for a down payment, and how to think about the emotional aspect of homebuying.
Oct 21, 2019
How can I pay off my debt faster?
716
Want to pay off your debt fast? You can, with a bit of know-how. In this episode, Sean Pyles and Liz Weston break down how you can find the payoff path that might work best for you and your debt.
Oct 07, 2019
How do I buy a used car?
885
Buying a used car can be confusing. Should you shop around a used car lot, or are the online classified ads a better route? With the help of NerdWallet car-buying whiz Philip Reed, that’s the debate Dayana and Sean settle this episode.
Sep 23, 2019
How can my credit score save me money?
810
Sure, you got a high credit score — but how can you make the most of it? Sean and Dayana talk with NerdWallet all-star Liz Weston to see how you could use your high credit score to save thousands of dollars.
Sep 09, 2019
Should I refinance my student loans?
811
Refinancing student loans might save you money — if you’re a good candidate. But that’s not the only way to help manage your student debt. In this episode Dayana and Sean get to the bottom of when student loan refinancing is a good idea, so you can see if it’s right for you.
Aug 19, 2019
My prescription drug costs are wrecking my budget. What can I do?
745
Having Type 1 diabetes can be expensive. Just ask Paloma Kemak, aka Glitter Glucose on Instagram, who pays over $1,000 a month for her insulin. Dayana and Sean talk with her about her experience living with diabetes and offer tips to help manage the costs.
Aug 05, 2019
What's the best way to rack up travel rewards quickly?
568
You can rack up travel credit card points quickly — if you know the right tips. In this episode, Sean and Dayana give you the inside scoop so you can earn points and miles fast to fund a vacation on credit card rewards. For more, visit: https://www.nerdwallet.com/podcast/
Jul 22, 2019
Am I saving enough for retirement?
598
Here’s how to know if you’re saving enough for retirement — and what to do if you’re behind, or haven't even gotten started yet. Dayana and Sean explain easy steps to help you set aside a pot of gold to spend in your golden years.
Jul 08, 2019
Welcome to NerdWallet's SmartMoney podcast!
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Welcome to NerdWallet’s SmartMoney podcast, where we answer your money questions — in 15 minutes or less. Wondering how to start investing? Or which credit card is best for you? Maybe you just need some budget help. Whatever your question, turn to the Nerds!
Jul 01, 2019
Travel-Hack the Holidays
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Want to make holiday travel a little less hectic? Dayana and Sean get the scoop from NerdWallet’s travel-hacking expert, Joe Cortez, to give you the insider tips to do just that. Learn how to cut lines, make the most of your Priority Pass and more.
Nov 12, 2018
Inside student loan scams
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Are companies that offer to reduce or eliminate your debt legit? We hear Selina’s story about what happened with her $60,000 student debt and tell you how to get real help.
Aug 16, 2017
What's a side hustle and should I start one?
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There are a lot of side gigs out there. (Nerds took some for a test drive!) Here’s how to tell which ones are worth it and which are scams.
Aug 09, 2017
I want to invest. How should I start?
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We dive into the basics — getting financially ready, finding a good first investment, how to wade in safely and get over the fear of losing money.
Aug 02, 2017
How to get out of debt: Interview with The Debt Free Guys
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The Debt Free Guys, John Schneider and David Auten, reveal how they paid off over $50,000 in credit card debt, and the need for personal finance education in the LGBTQ community.
Jul 26, 2017
Is a travel credit card right for me?
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From application, to acceptance, to acquiring and using points, NerdWallet card sharks share tips on finding the right rewards program.
Jul 19, 2017
How do I prioritize my budget?
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Wants versus needs. Spending versus saving. You can have it all (even the fun stuff) by following a simple budget to direct your dollars wisely.
Jul 10, 2017