NerdWallet's Smart Money Podcast

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Description

At the Smart Money podcast, NerdWallet's in-house writers answer your real-world money questions. Our Nerds are your guides so you can get smart about personal finance, then get back to doing you. NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/

Episode Date
No-Spend Month 2.0, and Recovering From Credit Damage
1365
A no-spend month is a chance to retool your relationship with how you spend money — and tuck away some extra cash. To start this episode, Sean Pyles and Liz Weston talk about how they’re approaching the no-spend-month challenge this year. Then they answer a listener’s question about how to recover from damage to their credit, including how to land an apartment or get a car loan. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Also, we are running a book sweepstakes ahead of our next Book Club episode! In February, we're talking with Axton Betz-Hamilton, author of "The Less People Know About Us: A Mystery of Betrayal, Family Secrets and Stolen Identity,” a book about what happens when the person who steals your identity is your own family member. To enter for a chance to win our book giveaway, send an email to podcast@nerdwallet.com with the subject "Book Sweepstakes" during the sweepstakes period. Entries must be received by 11:59 p.m. PST on Feb. 16. Include the following information: your first and last name, email address, ZIP code and phone number. For more information, please visit our official sweepstakes rules page. Timestamps: This Week in Your Money segment: 0:00 - 10:59  Money Question segment: 11:00 - 22:53  Like what you hear? Please leave us a review and tell a friend.
Jan 30, 2023
Your Money in 2023: Managing Uncertainty
1190
Uncertainty is the new normal. So, what can you do about it? In this episode, hosts Sean Pyles, Liz Weston and Sara Rathner talk about how to improve your financial resilience, including savings strategies, setting your mindset and leaning on your community. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Jan 26, 2023
Data Breaches, and Catching Up on Retirement Savings
1658
A number of high-profile companies have reported data breaches recently. That means we have to be extra vigilant to secure our information. To start this episode, Sean Pyles and Liz Weston talk about the breaches and how you can protect yourself.  Then they answer a listener’s question about how to catch up on retirement contributions — including whether you can open an LLC to contribute with no limits.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Also, we are running a book sweepstakes ahead of our next Book Club episode! In February, we're talking with Axton Betz-Hamilton, author of "The Less People Know About Us: A Mystery of Betrayal, Family Secrets and Stolen Identity,” a book about what happens when the person who steals your identity is your own family member.  To enter for a chance to win our book giveaway, send an email to podcast@nerdwallet.com with the subject: "Book Sweepstakes" during the sweepstakes period. Entries must be received by 11:59 p.m. PST on Feb. 16. Include the following information: your first and last name, email address, ZIP code and phone number. For more information, please visit our official sweepstakes rules page. Timestamps: This Week in Your Money segment: 0:00 - 10:08  Money Question segment: 10:09 - 28:14  Like what you hear? Please leave us a review and tell a friend.
Jan 23, 2023
Your Money in 2023: Homebuying and Selling
1341
What can the housing market of 1981 teach us about 2023? A lot, apparently.  In this episode, Sean Pyles and Liz Weston talk about what would-be home buyers and sellers should think about this year — including how the past can inform the present, whether a housing crash is imminent and how to navigate the new twists of the market in 2023. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Jan 19, 2023
The Art of Complaining, and Saving for Your Kids’ Future
1685
Getting a hold of customer service representatives can be a nightmare. Working with them to actually solve your problems can be even less fun. To start this episode, Liz Weston and Sara Rathner talk about the art of complaining. Then Liz and regular Smart Money co-host Sean Pyles answer a listener’s question about how to save for your kids’ future — whether they go to college or not. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 10:58  Money Question segment: 10:59 - 28:11  Like what you hear? Please leave us a review and tell a friend.
Jan 16, 2023
Your Money in 2023: Investing in the Stock Market
1074
The stock market had a rough year in 2022. But for the savvy investor, the market downturn meant a big opportunity. And that good fortune could continue in 2023.  In this episode, Sean Pyles and Liz Weston talk about investing in 2023, including the lessons of the past year, ideas for investing in a recession, and how to find the right investment tools for your financial goals. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Jan 13, 2023
Retirement Changes You May Have Missed
407
Important changes are coming to how you can save for retirement — including one that will allow your student debt payments to count toward retirement contributions.  In this episode, Sean Pyles and Anna Helhoski run through the retirement benefits that were passed by Congress at the end of last year and when those changes go into effect.   To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Jan 11, 2023
January Money Moves, and Paying Off Your Mortgage Early
1697
What are you doing to improve your money in the new year? If you’re not sure where to start, we have some ideas. To kick off this episode, Sean Pyles and Liz Weston talk through ways to start off the new year right financially. Then they answer a listener’s money question about whether they should pay off their mortgage early — or just go on more vacations. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 11:25  Money Question segment: 11:26 - 28:17  Like what you hear? Please leave us a review and tell a friend.
Jan 09, 2023
Your Money in 2023: Use Your Values to Set Your Goals
1127
Setting money goals in the new year is a time-honored tradition. But ditching them after a month (or a week) is all too common. This year, use your values to guide your financial ambitions. In this episode, Sean Pyles and Liz Weston discuss how you can set goals you’ll actually keep in 2023 — and what to do if you still need ideas for your money this year.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Jan 05, 2023
Student Loans and the Cancellation Debate, Part 1
1418
Student loans are a tool, as well as a dreaded financial reality, for most Americans who attend college. In this two-part Nerdy Deep Dive into student loans, Sean and student loans Nerd Anna Helhoski explore how taking on huge amounts of student debt has become the norm in America. They also discuss what’s shifting now in today’s student debt conversation.  In Part 1, we trace the origins of student loan debt and how college got so expensive. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Jan 02, 2023
Single-Income Couples, and When to Use Your HSA and FSA
1276
Going from a two-income household to a one-income household is not solely a financial challenge. But this change also creates opportunities to strengthen your relationship and set clear expectations. To start off this episode, Sean and Liz discuss how to manage finances in a one-income household. Then Sean and Liz answer a listener’s money question about using HSAs and FSAs. Both can cover health care expenses, but only one can be used as an investment vehicle.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 10:45  Money Question segment: 10:46 - 21:17  Like what you hear? Please leave us a review and tell a friend.
Dec 26, 2022
What We Learned About Our Money in 2022
1525
A lot can happen to your finances in a year. Raises, curveball expenses, luxurious vacations. Each step along your money journey in 2022 has its own lesson. And in this episode, Sean Pyles and Liz Weston look back at the year that was and celebrate what our listeners did with their money during the year — and what they’re most excited about in 2023.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Dec 19, 2022
Rising Interest Rates, and Budgeting With Apps
1832
The Fed is poised to raise interest rates — again. To kick off this episode, Sean Pyles and Liz Weston talk about who’s actually hurt when the Fed raises rates and what you can do about it. Then they answer a listener’s question about which budgeting apps are the best and whether you might want to use multiple budgeting apps to track your money.  Also, next year, the Smart Money team wants to talk with you, on the podcast, to answer your money questions. We’ll be able to explore what’s really driving your money questions, provide even Nerdier information and help you make even smarter decisions with your money.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 8:59  Money Question segment: 9:00 - 30:33  Like what you hear? Please leave us a review and tell a friend.
Dec 12, 2022
How to Find the Humor in Money Management With Joe Saul-Sehy
1732
Talking about money doesn’t have to be boring. In this episode of our Nerdy Book Club series, NerdWallet writer Kimberly Palmer talks with former financial advisor Joe Saul-Sehy, co-author of “Stacked: Your Super-Serious Guide to Modern Money Management” and co-host of “The Stacking Benjamins Show” podcast, about setting money goals, recovering from big financial mistakes and how to have a good time while figuring out your finances.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Dec 09, 2022
Money News: What the Jobs Report and Recent Layoffs Mean for You
838
The job market is strong — but thousands of workers have been laid off in recent months. So, what’s happening? And what does this mean for the labor market in 2023? In this episode, Sean Pyles and Anna Helhoski talk about the latest jobs report with NerdWallet data writer Liz Renter, including why the job market is so weird right now and what it means for you.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Dec 07, 2022
The End of Credit Card Rewards, and When to Cancel Luxury Credit Cards
1688
Credit card rewards programs might be on the chopping block in Congress. To start off this episode, Sean Pyles and Liz Weston talk with a credit card Nerd about what’s happening and what it might mean for your credit card rewards. Then Sean is joined by personal finance Nerd Kim Palmer to answer a listener’s question about when to cancel a luxury credit card. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 11:29  Money Question segment: 11:30 - 28:08  Like what you hear? Please leave us a review and tell a friend.
Dec 05, 2022
Questioning the 50/30/20 Budget and Company Stock
1634
The 50/30/20 budget is a simple way to organize your finances. But as rent prices soar and inflation impacts everything from gas to groceries, does this budget still make sense? To start this episode, Sean and Liz discuss the merits — and limits — of the 50/30/20 budget. Then they answer a few listeners’ questions about navigating company stock. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Also, for a special end-of-year episode, we want to hear your financial rose, thorn and bud of 2022 — aka the best and worst thing that happened with your money this year, and what you’re most excited for in the new year. Leave us a message on the Nerd hotline, or email podcast@nerdwallet.com.  Timestamps: This Week in Your Money segment: 0:00 - 8:28 Money Question segment: 8:29 - 27:14
Nov 28, 2022
Crypto Crash, and Growing Money Fast
1841
Shockwaves rippled through the crypto world with the collapse of the crypto exchange FTX. To start off this episode, Sean Pyles and Liz Weston discuss what happened — and what it might mean for your finances. Then Sean talks with personal finance Nerds Kim Palmer and Kate Wood about how to grow your money quickly ahead of home improvement projects.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Also, for a special end-of-year episode, we want to hear your financial rose, thorn and bud of 2022 — aka the best and worst thing that happened with your money this year, and what you’re most excited for in the new year. Leave us a message on the Nerd hotline, or email podcast@nerdwallet.com.  Timestamps: This Week in Your Money segment: 0:00 - 8:17  Money Question segment: 8:18 - 30:50  Like what you hear? Please leave us a review and tell a friend.
Nov 21, 2022
Outsmart Scammers, and Waiting to Save for Retirement
2221
Scammers alleging to help you cancel your student debt are coming for you — whether you actually have student debt or not. To kick off this episode, Sean Pyles and Liz Weston walk you through how to outsmart these fraudsters.  Then Sean and Liz are joined by their regular co-host, Sara Rathner, to talk about how you can save for retirement when your employer makes you wait to access its retirement plan. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Also, we’re working on a special end-of-year episode — and we need your help. We want to hear your financial rose, thorn and bud of 2022. What does that mean? Share the best thing that happened to you this year, a struggle you encountered, and what you’re most looking forward to in the new year.  Timestamps: This Week in Your Money segment: 0:00 - 12:21  Money Question segment: 12:22 - 37:01  Like what you hear? Please leave us a review and tell a friend.
Nov 14, 2022
When Your Bank Stiffs You, and Co-Signing Risks
1427
Is your bank holding out on you? If you haven’t checked on your savings accounts lately, you should — or risk losing out on money you could be earning. In this episode, hosts Liz Weston and Sean Pyles talk about how Liz discovered her supposedly high-yield savings account was anything but. Then Sean is joined by personal finance Nerds Kim Palmer and Sara Rathner to discuss whether you should put your credit on the line to help a loved one by co-signing.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 6:08  Money Question segment: 6:09 - 23:47  Like what you hear? Please leave us a review and tell a friend.
Nov 07, 2022
Financial Fears, and Do You Need Life Insurance?
1638
Fear can control your life — if you let it. And when it comes to financial fears, what haunts you can mean the difference between a life of prosperity and one of anxiety.  To start off this episode, Sean Pyles and Liz Weston talk about their financial fears — and how you can overcome your own. Then they answer a listener’s money question about whether they should get life insurance, even if they don’t have children. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 10:42  Money Question segment: 10:43 - 27:18  Like what you hear? Please leave us a review and tell a friend.
Oct 31, 2022
How the Nerds Do It: How a Student Loans Nerd Paid Off Her Debt
1322
Paying off student debt isn’t easy — even for a Nerd who writes about it. In this episode of our “How the Nerds Do It” series, student loans Nerd Anna Helhoski talks about how she paid off her debt, the challenges she faced along the way and how you can find the fastest and most affordable way to resolve your student loans.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Oct 27, 2022
Black Friday Is Canceled, and How to Get Holiday Travel Deals
2083
Black Friday isn’t the shopping extravaganza it once was. With rolling deals from major retailers, you might be able to get the best price for items on your list weeks — or months — before Nov. 25 rolls around. To kick off this episode, Sean Pyles and Anna Helhoski talk with personal finance Nerd Amanda Barroso about how to approach holiday shopping this year. Then Sean hosts a roundtable discussion with the Travel Nerds about how you can find the best prices when traveling over the holidays, including whether it’s better to drive or fly and how to combat credit card point inflation. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 12:28  Holiday Travel Roundtable: 12:29 - 34:52  Like what you hear? Please leave us a review and tell a friend.
Oct 24, 2022
How the Nerds Do It: How a Mortgage Nerd Bought a House
1343
Buying a house takes grit, know-how — and, frankly, a good amount of cash. In this episode of our “How the Nerds Do It” series, mortgage Nerd Kate Wood talks about how she bought her first home, and why she almost fell for a house with a poisoned well. Kate also gives you her tips for buying a house, including the importance of finding a real estate agent whom you can trust.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Oct 21, 2022
Money News: How to Cancel Your Student Debt
725
 It’s finally here: The application to cancel up to $20,000 of your federal student loan debt is live.  In this episode, Sean Pyles is joined by student debt and breaking news Nerd Anna Helhoski to walk through the debt cancellation application in real time. They also talk about scams and when you can expect your debt to be canceled.  Call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com to send the Nerds your money questions. Like what you hear? Please leave us a review and tell a friend.
Oct 19, 2022
Zelle Scams, and When to Sell Investments
1706
It’s Cybersecurity Awareness Month. Do you know where your passwords are? To start off this episode, Sean Pyles and Sara Rathner discuss the risks of peer-to-peer payment apps. Then they talk about the one thing you should do this month to protect yourself online. In this episode’s money question segment, Sean and Liz Weston answer a listener’s question about when to sell stock — and when buy-and-hold might be too much of a good thing.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 10:05  Money Question segment: 10:08 - 28:26  Like what you hear? Please leave us a review and tell a friend.
Oct 17, 2022
How the Nerds Do It: How a Travel Nerd Books a Trip
1105
Points or cash. Bargain hunting or splurging. Deep research or impulse booking. A lot can go into booking the perfect vacation.  In this episode of our “How the Nerds Do It” series, travel Nerd Sam Kemmis talks through how he books his vacations and how you can get into the points game yourself.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Oct 13, 2022
Money Hot Takes, and Too Many Credit Cards
2117
It’s time for some money hot takes. To start off this episode, Sean and Liz share their (maybe unpopular) opinions about personal finance topics. Sean goes off about why buy now, pay later loans aren’t all they’re cracked up to be. And Liz shares her thoughts on how the credit bureaus can fix the way they handle your data.  Then they answer a listener’s money question about when you might have too many credit cards — and what to do about it if you do.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 12:33  Money Question segment: 12:35 - 35:17 Like what you hear? Please leave us a review and tell a friend.
Oct 10, 2022
How the Nerds Do It: How an Investing Nerd Maxed Out Her Roth IRA
1092
Saving for retirement can be a challenge for anyone — even our Nerds.  To kick off a new series called “How the Nerds Do It,” Sean talks with investing Nerd Alana Benson about how she maxed out her retirement account. Alana explains what finally made her able to invest and her unique strategy for funding her Roth IRA. She also gives tips to make the most of your retirement savings.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Oct 06, 2022
What the Fed News Means for You, and Choosing a New Bank
1592
The Fed has been in the news a lot lately, raising interest rates and causing recession fears. But what, exactly, do the interest rate hikes mean for various parts of your finances, like your savings and credit cards? We give you the rundown to start off this episode. Then we answer a listener’s money question about how to choose a new bank — including how to find one that fits your family’s needs.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 10:02  Money Question segment: 10:03 - 26:33  Like what you hear? Please leave us a review and tell a friend.
Oct 03, 2022
Beating Money Procrastination, and When to Unfreeze Credit
1796
Sometimes checking things off your financial to-do list can be a real slog. If you find yourself procrastinating, know that you have plenty of company.  To start off this episode, Sean and Liz talk about how to overcome money procrastination. Then they answer a few recent listener questions about student debt cancellation. And in this episode’s money question segment, they talk about when to unfreeze your credit.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 10:41  Money Question segment: 10:42 - 29:56 Like what you hear? Please leave us a review and tell a friend.
Sep 26, 2022
Fall Money Tasks, and Saving Enough to Retire
1919
As we head into fall, is your money where you want it to be? To start off this episode, Sean and Liz give you a few easy money tasks so you can end the year right. Then they answer a listener’s money question about how to save enough money to retire — including when to start spending what you’ve saved up. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Sep 19, 2022
Live From Las Vegas!
2383
The smart way to lose your money gambling, whether now is a good time to invest and how to manage a big financial gift. In the first-ever live episode of the podcast — recorded at a NerdWallet conference in Las Vegas this summer — Sean and Sara cover these topics and more. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Sep 15, 2022
Student Debt Cancellation News, and Money 101
2186
The dust is settling after President Biden announced his student debt cancellation and repayment plan. But there are still a number of unknowns. This episode, Sean, Liz and Sara talk about the latest debt cancellation news, including new scams that are popping up.  Then they answer a listener’s question about the best way to set up their finances for long-term success. At the end of the episode, they give their tips for the best investments you can make in yourself.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Sep 12, 2022
Protecting Your Privacy, and Front-Loading a 401(k)
1316
Maxing out a 401(k) is a great step toward saving for retirement, but have you ever thought about front-loading your plan? In this episode, hosts Sean Pyles and Liz Weston talk with investing Nerd Alana Benson about the pros, cons and potential pitfalls of front-loading your employer-sponsored retirement plan.  Sean and Liz also talk about how to protect your privacy from companies that want to (literally) track your every move.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373, or email podcast@nerdwallet.com.
Sep 05, 2022
How to Manage Medical Debt with Emily Maloney
1029
Medical debt can be confusing and, for some, financially debilitating. In this episode of the Nerdy Book Club series, NerdWallet writer Kim Palmer talks with author Emily Maloney about her personal experience with the health care system — both as an ER worker and a patient. Maloney also sheds light on how quickly medical costs can spiral out of control.  In her book of essays, “Cost of Living,” Emily Maloney shares how, after accumulating thousands of dollars of debt, she eventually gets free of it and suggests ways that those currently weighed down by medical debt can do the same. She also offers insight into the debt collection process in light of recent changes. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Aug 29, 2022
Booking a Dream Disney Vacation for Cheap
983
Disney theme parks are some of the most magical places on Earth. But vacation-wise, they can also be some of the most expensive. From tickets to lodging and food, you can easily spend thousands of dollars on a Disney trip.  This episode, Sean and Liz talk with NerdWallet travel writer Sally French about how she booked her dream Disney vacation for cheap — and how you can, too. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Aug 22, 2022
Investing for Your Dream Life
1071
Building wealth over your life takes planning — and know-how. This episode, Sean and Liz talk with Angel Grace, a DIY YouTuber who wants to set her family up for success over the long term by investing and saving for her son’s college education. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Aug 15, 2022
What the Heck Is Crypto, Anyway?
1483
You’ve heard of crypto, but do you really know what it is? Do you think you could explain it to a family member who is totally clueless about this newfangled digital money?  In this episode, NerdWallet crypto writer Andy Rosen attempts to explain crypto to his aunt and uncle, including what drives its valuation, how the underlying technology works and what to consider before investing in any digital currency.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Aug 08, 2022
Answering Kids’ Money Questions: Where Does Money Come From?
1089
Kids aren’t known for having a lot of financial decisions to make, but that doesn’t mean they’re not curious about it.  This episode we take on a couple of kids’ money questions that get at some of the more existential aspects of money. Namely, where does money come from, and where does it go? And when you have it, how much should you spend?  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Aug 01, 2022
Nerdy Business: Building a Brick-and-Mortar Business
1221
Opening a brick-and-mortar business isn’t for the faint of heart. This episode, Sean and small-business Nerd Rosalie Murphy interview Uyen Le. Le owns Beauty Bar, a full-service beauty salon with two locations in Colorado Springs. Le walks us through the ups and downs of securing financing to open her first location, getting a liquor license, hiring and growing her employees and weathering the COVID-19 pandemic.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Jul 28, 2022
Questioning the 50/30/20 Budget and Company Stock
1591
The 50/30/20 budget is a simple way to organize your finances. But as rent prices soar and inflation impacts everything from gas to groceries, does this budget still make sense? To start this episode, Sean and Liz discuss the merits — and limits — of the 50/30/20 budget. Then they answer a few listeners’ questions about navigating company stock. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 7:44  Money Question segment: 7:45 - 26:32
Jul 25, 2022
Nerdy Business: Building the Right Team
1251
Starting a successful business means building the right team — and knowing when not to cut corners when hiring employees and partners.  This episode, Sean and small-business Nerd Rosalie Murphy talk with Mariyah Saifuddin, co-owner of IT consulting firm Innovative Solution Partners. She shares what she’s learned over 20 years in business, from choosing the right vendors to continually diversifying your customer base. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Jul 21, 2022
Summer Travel Tips and Conflicting Financial Priorities
1847
Flight cancellations, rising gas prices and a surge of travelers — this year, summer travel might be more expensive (and headache-inducing). To start this episode, Sean and Liz share their tips for making the most of summer travel this year. Then they answer a listener’s question about how to balance conflicting financial priorities. 
Jul 18, 2022
Nerdy Business: Setting Your Business Up for Success
1329
Taking a side gig to a full-time job is a big — and daring — jump.  This episode, Sean and small-business Nerd Rosalie Murphy kick off the new Nerdy Business series, where they interview business owners about how they got to where they are today and the lessons they have for other entrepreneurs.  Sean and Rosalie talk with Theresa E. Gonzales, owner of 5-E Leadership and Marketing and host of the podcast “Latinas From the Block to the Boardroom.” She discusses how she identified a target market and leveraged her expertise to grow her consulting work into a full-time business. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Jul 14, 2022
Why Are Homes Pricey in the U.S. and Abroad?
1870
The home affordability crisis isn’t just an issue in the United States. This episode, Sean hosts a roundtable discussion with Nerds from Canada, the U.K. and the U.S. to explore what is driving up home prices in each country — and what consumers can do about it. Our countries might have more in common than you think.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Also, we are running a book sweepstakes ahead of our next Book Club episode. In August, we're talking with Emily Maloney, author of "Cost of Living," a series of essays based on her own experiences about the cost of health care and medical debt.  To enter for a chance to win our book giveaway, send an email to podcast@nerdwallet.com with the subject: “Book Sweepstakes” during the Sweepstakes Period. Entries must be received by 11:59 p.m. PDT on July 20. Include the following information: your first and last name, email address, ZIP code and phone number. For more information, please visit our official sweepstakes rules page. Like what you hear? Please leave us a review and tell a friend.
Jul 11, 2022
Nerdy Deep Dive: Investing 101, Part 1
1275
You know you should start investing, but do you know the best way to get started? In the first episode of a three-part deep dive into investing, hosts Sean Pyles and Alana Benson explore how to get into the investing mindset, do a bit of myth-busting around investing and discuss how to actually get started. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jul 04, 2022
Queer Money Talk
1817
LGBTQ+ people face a number of unique personal finance challenges, including higher rates of poverty and a wage gap. As a wave of anti-LGBTQ+ legislation is enacted across the country, how can members of this community protect their money to strengthen their personal resilience?  This episode Sean and Liz talk with David Auten and John Schneider, also known as the Debt Free Guys and hosts of the Queer Money Podcast, about how LGBTQ+ people can improve their personal finances while following their morals. David and John also talk about their experience paying off credit card debt. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Jun 30, 2022
Small Business Inflation, and Sign-Up Bonuses
1682
Inflation is hitting everyone’s budgets — including those of small-business owners. To kick off this episode, Sean and Liz talk about how inflation is impacting small businesses, and how you can still shop local as prices climb. Then they answer a listener’s question about the smart way to earn sign-up bonuses while protecting your credit score. Also, we’re running a short, two-question survey. Please share your feedback to help us improve the show for you. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 10:33  Money Question segment: 10:34 - 28:03  Like what you hear? Please leave us a review and tell a friend.
Jun 27, 2022
Taking On the Racial Wealth Gap
1477
The racial wealth gap was created and reinforced over centuries. Can it be solved in our lifetime? In this episode, Sean and Liz talk with journalist Kimberly Atkins Stohr about her series for The Emancipator about solving the racial wealth gap.   To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Jun 23, 2022
What's Up With Eggs, and Home Improvement Projects
1777
Eggs — why are they so expensive right now, and what can you do about it? To start this episode, Sean and Liz crack open the factors driving up egg prices at the moment. They also share their tips for making groceries more affordable at the moment, including whether you should start your own chicken coop.  Then they talk about how to approach home improvement season in 2022. Materials and contractors can be expensive and hard to come by, so you might need to get creative to accomplish your goals.  Also, we are running a short, two-question survey. Please share your feedback to help us improve the show for you. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 9:55  Home Improvement Season segment: 9:56 - 29:37  Like what you hear? Please leave us a review and tell a friend.
Jun 20, 2022
Nerdy Deep Dive: How to Reduce Child Care Costs
1495
Child care can be a strain on many families’ budgets — but there are opportunities for you to minimize the cost.  In Part 2 of this Nerdy deep dive, we talk with two of our own Nerds to highlight existing financial resources for parents at the federal and state level. We also discuss personal finance strategies that can help parents think long term, even if money is tight at the moment.   To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Jun 16, 2022
Recession Prep, and Lightning Round Money Questions
1840
A recession is (maybe) imminent. To start off this episode, Sean and Liz talk about how to prepare for a recession, including how to think about investing. Then they answer a number of your questions in a lightning round. This time they talk about how to grow money, buying cars and travel credit cards. Also, we are running a short, two-question survey. Please share your feedback to help us improve the show for you. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 9:32  Money Question segment: 9:33 - 30:40 Like what you hear? Please leave us a review and tell a friend.
Jun 13, 2022
Nerdy Deep Dive: Why is Child Care So Expensive?
1738
Child care costs are pushing budgets to the brink. In the first episode of this two-part Nerdy deep dive, we go behind the scenes to untangle one of the largest budget items for many families.  By listening to this series, parents and listeners of all stripes will become more aware of the system and know how to take advantage of supports that currently exist — while the fight for widespread policy changes continues. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Jun 09, 2022
Giving Family Money, and What's Happening with Inflation
1805
Your family or friend needs money in a pinch. Do you help them out, or tell them to look elsewhere for cash? To start this episode, Sean and Liz discuss different approaches to giving loved ones money. Then they talk about all things inflation — what’s driving it and when it might slow down — with Darian Woods from NPR’s podcast “The Indicator from Planet Money.”  Also, we are running a short, two-question survey. Please share your feedback to help us improve the show for you. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 12:02  Conversation about inflation with Darian Woods from NPR’s “The Indicator from Planet Money”: 12:03 - 30:05  Like what you hear? Please leave us a review and tell a friend.
Jun 06, 2022
Get Creative About Money With Paco de Leon
1395
If traditional money advice doesn’t work for you, then you might want to consider a more creative approach.  In this episode, personal finance Nerd Kim Palmer talks with Paco de Leon, author of the new personal finance book, “Finance for the People.” She is also an illustrator, musician and founder of a financial education firm and bookkeeping agency. De Leon shares how to take a visual and creative approach to budgeting and making money decisions, including why — and how — to write a letter to your own debt.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
May 30, 2022
Nerdy Travel Diaries: Use Points to Fly in Luxury
1027
You can fly abroad in business class on points alone — if you know how to play the points game. To wrap up our Nerdy Travel Diaries series, Liz talks with travel Nerd Elina Geller about her strategy for booking international business class flights.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
May 26, 2022
Fruitful Yard Sale, and When Not to Refinance
1752
Want to get rid of your junk and earn a buck? To start off this episode, Sean and Liz give you tips for a successful yard sale, including how to make your wares look more appealing to buyers and how to price items.  Then they answer a listener’s money question about when it doesn't make sense to refinance a mortgage.  Send the Nerds your money questions by calling or texting the Nerd hotline at 901-730-6373. You can also email your voice memos to podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 13:00 Money Question segment: 13:01 - 29:12  Like what you hear? Please leave us a review and tell a friend.
May 23, 2022
Nerdy Travel Diaries: Getaway to Costa Rica
1359
After two years of sitting on credit card points and staying at home, you might be in a great position to book some luxurious international travel.  In this episode of our Nerdy Travel Diaries series, Sean talks with NerdWallet travel editor Kevin Berry about his recent trip to an all-inclusive luxury resort in Costa Rica that he booked with points. They also discuss how you can use points to book your own international vacation.  To send your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
May 19, 2022
New Student Debt, and a Couple's Money Baggage
1681
Student debt cancellation may be on the horizon. But a new generation of graduates is set to take on another load of burdensome debt. To start off this episode, Sean and Liz talk with NerdWallet data writer Liz Renter about her new report on the debt high school graduates may face — and how they can mitigate it. Then Sean and Liz answer a listener’s question about how to get past the money baggage in their relationship and manifest an exceptional financial future together. To send the Nerds your money questions, email a voice memo to podcast@nerdwallet.com. You can also leave a voicemail or text us on Nerd hotline at 901-730-6373. Timestamps: This Week in Your Money segment: 0:00 - 8:20  Money Question segment: 8:21 - 28:08  Like what you hear? Please leave us a review and tell a friend.
May 16, 2022
Nerdy Travel Diaries: Scrimping and Splurging in Japan
1208
Traveling to Japan can be both expensive and intimidating — but it doesn’t have to be. In this episode of our Nerdy Travel Diaries series, NerdWallet travel writer Sam Kemmis shares how he crafted a vacation in Tokyo that included both luxury amenities and cost-saving travel hacks. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
May 12, 2022
Bitcoin 401(k)s and Choosing the Best Crypto
1361
Crypto is coming to 401(k) accounts. Should you add it to your portfolio? And which crypto is the best to invest in right now?  In this episode, Liz and Sara discuss how to think about investing in crypto, including how to understand which type will help you reach your financial goals.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 8:56  Money Question segment: 8:57 - 22:41 Also, we have a callout for parents who listen to Smart Money. We are working on a new series about the cost of child care, and we want to know: How are you paying for child care? Where does it fit in your budget? And have you had to make sacrifices to make these costs work?  Leave a voicemail on the Nerd hotline at 901-730-6373, or email a voice memo to podcast@nerdwallet.com. Tell us how you're making child care costs work for you and your family.
May 09, 2022
Nerdy Travel Diaries: Weightlifting in New Mexico
1573
The Travel Nerds know how to get the most from any trip — whether they’re staying in a luxury hotel on credit card points or finding the best airfare.  To kick off this Nerdy Travel Diaries series, NerdWallet travel writer Sally French shares how she saved money on a trip to New Mexico for a weightlifting meet. One tip? Make sure you know where your credit card points have the most value.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
May 05, 2022
Small Business Benefits, and Buying a Hybrid
1865
Shopping at small businesses may offer more benefits than you know, including access to exclusive deals and insider information. To start this episode, Sean and Liz talk about the benefits of shopping at small businesses.  Then they answer a listener’s money question about whether switching to a hybrid vehicle is a smart financial move right now.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 10:14  Money Question segment: 10:15 - 31:07  Also, we have a callout for parents who listen to Smart Money. We are working on a new series about the cost of child care, and we want to know: How are you paying for child care? Where does it fit in your budget? And have you had to make sacrifices to make these costs work?  Leave a voicemail on the Nerd hotline at 901-730-6373, or email a voice memo to podcast@nerdwallet.com. Tell us how you're making child care costs work for you and your family.
May 02, 2022
Protecting Your Privacy, and Front-Loading a 401(k)
1296
Maxing out a 401(k) is a great step toward saving for retirement, but have you ever thought about front-loading your plan? In this episode, hosts Sean Pyles and Liz Weston talk with investing Nerd Alana Benson about the pros, cons and potential pitfalls of front-loading your employer-sponsored retirement plan.  Sean and Liz also talk about how to protect your privacy from companies that want to (literally) track your every move.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373, or email podcast@nerdwallet.com.
Apr 25, 2022
Student Debt Cancellation Debate, Part 2
1328
Is student loan cancellation the key to liberating those crushed under burdensome debt, or a potentially-ineffective political ploy?  In this two-part Nerdy Deep Dive into student loans, Sean and student loans Nerd Anna Helhoski explore how taking on huge amounts of student debt has become the norm in America. They also discuss what’s shifting now in today’s student debt conversation.  In Part 2, we speak with two experts — each falling on one side of the student debt cancellation debate. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Apr 21, 2022
Save Money at Weddings, and Vetting Mortgage Lenders
1843
Wedding season is picking up steam. Are you — and your budget — ready? To kick off this episode, Sean and Liz talk about how you can save money attending weddings this year. Then Sean and Liz answer a listener’s question about the risks of going with the mortgage lender your real estate agent recommends.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 10:57  Money Question segment: 10:58 - 30:35  Like what you hear? Please leave us a review and tell a friend. Also, we are running a sweepstakes ahead of our new Nerdy Book Club series. You can enter for a chance to win Paco de Leon’s book “Finance for the People: Getting a Grip on Your Finances” by emailing podcast@nerdwallet.com with the subject "Book Sweepstakes” during the Sweepstakes Period, which ends at midnight PST on April 20, 2022. Include the following information: your first and last name, email address, ZIP code and phone number. Check out our book club page for more info.
Apr 18, 2022
Student Loans and the Cancellation Debate, Part 1
1382
Student loans are a tool, as well as a dreaded financial reality, for most Americans who attend college. In this two-part Nerdy Deep Dive into student loans, Sean and student loans Nerd Anna Helhoski explore how taking on huge amounts of student debt has become the norm in America. They also discuss what’s shifting now in today’s student debt conversation.  In Part 1, we trace the origins of student loan debt and how college got so expensive. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Apr 14, 2022
3 Money Tasks for Spring, and Alternative Debt Payoff Options
1554
With spring in the air, money tasks might be the last thing on your mind. To kick off this episode, Sean and Liz talk about three easy tasks to knock out so you can have your money on track while you go enjoy the warmer weather.  Then they answer a listener’s question about different ways to take care of their debt. Some routes can save you time and money — others can make a difficult situation worse.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 9:14  Money Question segment: 9:15 - 25:54 Like what you hear? Please leave us a review and tell a friend. Also, we are running a sweepstakes ahead of our new Nerdy Book Club series. You can enter for a chance to win Paco de Leon’s book “Finance for the People: Getting a Grip on Your Finances.” by emailing podcast@nerdwallet.com with the subject "Book Sweepstakes” during the Sweepstakes Period, which ends at midnight PST on April 20, 2022. Include the following information: your first and last name, email address, ZIP code and phone number. Check out our book club page for more info.
Apr 11, 2022
Using Your Tax Refund, and Is Pet Insurance Worth the Cost?
1808
The windfall of a tax refund can be a boon to your savings, help fund a vacation — and more. To kick off this episode, Sean and Liz talk about different ways to use your tax refund and why you might have to wait awhile for yours.  Then they answer a listener’s money question about whether pet insurance is worth the cost.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 10:27  Money Question segment: 10:28 - 30:25  Like what you hear? Please leave us a review and tell a friend. Also, we are running a sweepstakes ahead of our new Nerdy Book Club series. You can enter for a chance to win Paco de Leon’s book “Finance for the People: Getting a Grip on Your Finances.” by emailing podcast@nerdwallet.com with the subject "Book Sweepstakes” during the Sweepstakes Period. Include the following information: your first and last name, email address, ZIP code and phone number. Check out our book club page for more info.
Apr 04, 2022
The Fed Interest Rate Hike, and What’s a Credit Card Authorized User?
1582
The Federal Reserve is raising interest rates. To explore what it means for you, Sean kicks off this episode with a roundtable discussion about how the rate hike could affect mortgages, day-to-day finances and credit cards. Then Sean and Liz answer a listener’s question about how making family members (or friends, for that matter) authorized users on your credit cards can help them boost their credit.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 13:49  Money Question segment: 13:50 - 26:30 
Mar 28, 2022
Single-Income Couples, and When to Use Your HSA and FSA
1239
Going from a two-income household to a one-income household is not solely a financial challenge. But this change also creates opportunities to strengthen your relationship and set clear expectations. To start off this episode, Sean and Liz discuss how to manage finances in a one-income household. Then Sean and Liz answer a listener’s money question about using HSAs and FSAs. Both can cover health care expenses, but only one can be used as an investment vehicle.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 10:09  Money Question segment: 10:10 - 20:39  Like what you hear? Please leave us a review and tell a friend. Also, we want to hear from you for an upcoming series about student loans. What would it mean for your life and your finances if your student loans were erased? Or if you’ve already had your debt forgiven, tell us what that did for you. To let us know, please leave a voicemail on the NerdHotline at 901-730-6373 or email a recorded voice memo to podcast@nerdwallet.com.
Mar 21, 2022
How I Got Here: Tori Dunlap of Her First $100K
1819
What does it take to save $100K by your mid-20s? Just ask Tori Dunlap, founder of the blog Her First $100K and the “Financial Feminist” podcast. In this episode, Sean interviews Tori about how she got to where she is today, the lessons she learned along the way and her advice for you to make the most of your finances.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Mar 17, 2022
Combating Inflation, and Saving for Retirement Amid Climate Change
1667
Gas, groceries and just about everything else are getting more expensive. Sean and Liz share tips for protecting your purchasing power, including cutting expenses and using a savings account that earns interest at the rate of inflation.  Then they answer a listener’s question about whether saving for retirement is worthwhile in the face of the climate crisis and other calamities.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 12:16  Money Question segment: 12:17 - 27:47 Like what you hear? Please leave us a review and tell a friend. Also, we want to hear from you for an upcoming series about student loans. What would it mean for your life and your finances if your student loans were erased? Or if you’ve already had your debt forgiven, tell us what that did for you. To let us know, please leave a voicemail on the NerdHotline at 901-730-6373 or email a recorded voice memo to podcast@nerdwallet.com.
Mar 14, 2022
Why to Sell Your House, and Managing Investment Fees
1753
Selling your house right now might sound like a great way to inject unnecessary stress into your life. But it could also be very lucrative, if you do it right. To start this episode, Sean and Liz talk about how and why you might want to sell your house.  Then they answer a listener’s money question about how to manage fees on investment accounts.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 16:11  Money Question segment: 16:12 - 29:13  Like what you hear? Please leave us a review and tell a friend.
Mar 07, 2022
The Tax Episode
1609
Taxes: You’ve got questions about ‘em, and we’ve got answers. On this episode, Sean and Liz answer a number of listener money questions about filing taxes this year, including how to navigate capital gains, when to hire a tax pro and knowing what you owe. Sean and Liz also discuss how to reduce your tax obligation through credits and deductions.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Timestamps: This Week in Your Money segment: 0:00 - 9:45  Money Question segment: 9:46 - 26:49
Feb 28, 2022
Lifestyle Creep, and Booking Cheap Travel
1959
Lifestyle creep — where your growing expenses outpace salary increases — can deflate your budget and prevent you from building wealth. To start this episode, Nerds Sean Pyles and Sara Rathner talk about how to determine if you’re succumbing to lifestyle creep and how to be more intentional about your money, while still enjoying the finer things in life.  Then Sean and Liz Weston answer a listener’s three-part question about whether to pay off student loans while they’re paused, what to do with their savings and how to find the best deals when booking travel. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. If you like what you hear, please leave a review and tell a friend. We appreciate it.
Feb 21, 2022
Nerdy Book Club: Building Your Financial Smarts With Bola Sokunbi
1665
Taking charge of your own financial education can help you get ahead and avoid classic money mistakes.  In this episode, personal finance Nerd Kim Palmer talks with money author and educator Bola Sokunbi about her book, “Clever Girl Finance: Ditch Debt, Save Money and Build Real Wealth.” Sokunbi discusses how her mom taught her about money growing up, financial mistakes she made and learned from, and why she says it’s so important to have a side hustle. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Feb 17, 2022
Credit Union Perks, and Getting Into the Housing Market
1470
Where you bank can have a big impact on your community. To start off this episode, Sean and Liz talk about the benefits of credit unions, including how they can offer lower rates on loans and higher rates on savings accounts — while keeping your money local.  Then Sean and occasional co-host Sara Rathner answer a listener’s money question about how to get into the housing market. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Timestamps: This Week in Your Money segment: 0:00 - 3:46  Money Question segment: 7:08 - 24:30
Feb 14, 2022
Stock Market Shakiness, and Car Buying in 2022
1673
Has the recent stock market shakiness left you feeling jittery? To start off this episode, Sean and Liz talk about how you can manage your anxiety — and your portfolio — in moments of volatility. Turns out, sometimes doing nothing is the best thing you can do. Then they answer a listener’s money question about buying a car in 2022, including when the market might calm down a little. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Timestamps: This Week in Your Money segment: 0:00 - 10:36  Money Question segment: 10:37 - 27:44
Feb 07, 2022
No-Spend Month, and Making Money While Raising Kids
1722
A no-spend month can help you reset your money habits and save cash. To start this episode, Sean and Liz kick off their no-spend month challenge and talk about how you can craft a plan that works for your lifestyle and budget. Then they answer a listener’s question about how to earn more money while raising kids.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Timestamps: This Week in Your Money segment: 0:00 - 9:07  Money Question segment: 9:08 - 28:41 Also, we are running a sweepstakes ahead of our new Nerdy Book Club series. You can enter for a chance to win Bola Sokunbi's book "Clever Girl Finance: Ditch Debt, Save Money and Build Real Wealth" by emailing podcast@nerdwallet.com with the subject "Book Sweepstakes” during the sweepstakes period. Include the following information: your first and last name, email address, ZIP code and phone number. Check out our book club page for more info.
Jan 31, 2022
Make a Plan to Achieve Your Dreams
944
Knowing what you want from your life and your money is one thing. Actually knowing how to make it happen is another. In this episode, Sean and Liz interview Andrew DaCosta, a pilot who has sky-high ambitions, but needs some help to get them off the ground.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Enjoying the podcast? Please take a minute to rate and review. We appreciate it.
Jan 27, 2022
COVID Tests, and Reversing a Credit Score Drop
1480
Finding (and paying for) COVID tests is overly complicated. This episode, Sean and occasional co-host Sara Rathner start off by talking about how you can navigate getting COVID tests right now. They also talk about avoiding COVID testing scams. Then Sean and Sara answer a listener’s question about how to reverse a credit score drop.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Timestamps: This Week in Your Money segment: 0:00 - 8:49  Money Question segment: 8:50 - 24:40 Also, we are running a sweepstakes ahead of our new Nerdy Book Club series. You can enter for a chance to win Bola Sokunbi's book "Clever Girl Finance: Ditch Debt, Save Money and Build Real Wealth" by emailing podcast@nerdwallet.com with the subject "Book Sweepstakes” during the Sweepstakes Period. Include the following information: your first and last name, email address, zip code and phone number. Check out our book club page for more info.
Jan 24, 2022
Making Your Dream Life
1090
Living in a van, traveling the country and working wherever you want might sound like an odd dream, but that’s the life NerdWallet travel writer Sam Kemmis designed for himself. To continue our series about financial dreams, Sean and Liz talk with Sam about his experience and his tips for making your dream life. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Jan 20, 2022
How Nerds Choose the Best, and Paying for College
1291
Sifting through financial products can be a pain. That’s where NerdWallet comes in. Our Nerds just released the 2022 Best-Of Awards so you can find the best products for your money goals.  To kick off this episode, Sean and Liz talk with the head of the NerdWallet Content team, Hanah Cho, about how you can make the most of the Best-Of Awards and how NerdWallet maintains editorial independence. Then they answer a listener’s question about how to pay for college. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Jan 17, 2022
Saving for Your Dream Retirement
967
Vacations across the world, spending quality time with your friends and family and — most importantly — not being obligated to work a 9-to-5 job: Your retirement is supposed to be about freedom. Getting to that point takes time, money and focus.  To continue our series about financial dreams, Sean and Liz talk with personal finance YouTuber Marissa Lyda about how she plans to save in 2022 for her dream retirement. They also discuss how she’s made a full-time job out of YouTubing. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jan 13, 2022
New Money Resolutions, and Strategizing Debt Payoff
1547
It’s not too late to make your money resolutions for the new year. To kick off the episode, Sean and Liz discuss why you might want to take time to detail what you want out of your money in 2022. They also give tips to help you achieve your goals.  Then Sean and Liz answer a listener’s question about how to balance paying off debt while achieving other financial goals like saving for a down payment on a house. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Enjoying the podcast? Please take a minute to rate and review. We appreciate it.
Jan 10, 2022
Buying Your Dream House
1022
What would you do to buy your dream house? Move across the country? Maybe even purchase it sight unseen? That’s exactly what one Nerd did.  To kick off our series about financial dreams, Sean and Liz talk with a Nerd who bought her dream house. They also discuss how you can buy your dream home, including preparing your finances and mindset for such a big purchase.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jan 06, 2022
Saving at the Pump, and 401(k) Limits
1545
This episode, Sean and Liz share their tips for saving at the pump, including how the way you drive and when you get gas can make a difference. Then they answer a listener’s money question about saving for retirement if your access to a 401(k) or Roth IRA is limited. This is an episode from our archives.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jan 03, 2022
What Our Listeners Accomplished This Year, Part 2
902
As 2021 comes to a close, we are continuing our celebration of what our listeners accomplished with their money in 2021. Sean and Liz discuss mortgage refinancing, paying down credit card debt, the benefits of scheduling a day for money tasks and more.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Dec 27, 2021
What Our Listeners Accomplished This Year, Part 1
1466
 Did you buy a house in 2021? Maybe you got a new job or finally hit a big savings goal. We encouraged our listeners to brag about what they did with their money this year — and so many answered the call that we made two episodes out of it. Sean and Liz also share what they accomplished in 2021.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Dec 20, 2021
Countering Uncertainty, and Building Wealth Early
1229
The best time to start building wealth was yesterday. The second best time is today. This episode, Sean and Liz answer a listener’s question about how to start building wealth early.  Before they get into that, Sean and Liz discuss how to counter today's uncertainty. Focusing on the fundamentals and tapping your support system can help.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 9:47  Money Question segment: 9:48 - 20:29
Dec 13, 2021
Why to Question Your Bills, and Making the Most of a Raise
1489
Question your bills. Otherwise, you might be paying more  than you need to for things like healthcare, car insurance and even bar tabs. To start off this episode, Liz and Sean talk about how to scrutinize your bills. Then they answer a listener’s money question about how to manage their finances after getting a big raise, including balancing saving for retirement and paying down debt — and how to avoid lifestyle creep. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 7:42 Money Question segment: 7:43 - 24:50
Dec 06, 2021
Travel Tips, and Finding the Right Financial Advisors
1938
Traveling during the holidays can be a drag, but it doesn’t have to be. To kick off this episode, Sean and Liz talk about recent trends in holiday travel. They also discuss how they are approaching holiday travel and how to get back in the swing if you’re a little rusty. Then they answer a listener’s money question about how to find the right financial advisors for their needs. Seeking qualified experts is only one part of the puzzle — you should also search for financial advisors who put your interests first.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00 - 13:08 Money Question segment: 13:09 - 32:18
Nov 29, 2021
Big Purchases, and Overcoming Money Guilt
1890
On this episode, Liz starts off by talking with credit card Nerd Sara Rathner about how to manage a big expense on a credit card — including how to earn the most points and avoid paying interest. Then Sean joins Liz to answer a listener’s question about overcoming money guilt. To send the Nerds your money questions, call or text the NerdHotline at 901-730-6373 or email podcast@nerdwallet.com.
Nov 22, 2021
Holiday Shopping Trends, and Self-Employed Retirement Options
1391
What’s your plan for holiday shopping this year? To kick off this episode, Sean and Liz talk about NerdWallet’s latest holiday shopping report, which explores how shoppers are navigating — and paying for — this unusual holiday season. They also discuss how they’re approaching shopping this year.  Then they answer a listener’s question about retirement account options for self-employed workers. While these workers have a number of options to explore, the choice that is best for them may depend on how many employees they have.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00-12:01 Money Question segment: 12:02-23:11
Nov 15, 2021
The Benefits of Being Boring with Your Money, and Why to Make a Will ASAP
1747
Your money doesn’t have to be complicated or stressful. To start off this episode, Liz Weston and occasional co-host Sara Rathner discuss the benefits of being boring with your finances. Then, Liz and co-host Sean Pyles answer a listener’s question about whether to make a will, including why setting it up isn’t as complicated — or time consuming — as you might think.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00-10:12 Money Question segment: 10:13-29:07
Nov 08, 2021
3 Crypto Questions, and Improving Credit to Buy a House
1388
With crypto back in the news, you might be tempted to climb aboard the hype train. To start this episode, Liz and Sean talk through 3 questions you should ask yourself before jumping into the world of crypto. Then, Sean and Liz answer a listener’s question about how to improve their credit with the goal of buying a house, including whether a balance transfer credit card would help. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00-7:51 Money Question segment: 7:52-23:08
Nov 01, 2021
Holiday Shopping Scams, and Paying Off Law School Debt
1524
Scammers are cooking up new ways to swindle your money from you. Two of their tactics this year? Social media ads and hyper-targeted emails. To start this episode, Sean and Liz talk about scams shoppers might encounter this holiday season and how to avoid them. Then they answer a listener’s question about how to pay off $200,000 in student loans. They also touch on the likelihood of student loan forgiveness and recent changes to the Public Service Loan Forgiveness program.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00-8:34 Money Question segment: 8:35-25:23
Oct 25, 2021
What People Get Wrong About Credit, and Self-Employed Budgeting
1480
Do you know the right way to manage your credit? To kick off this episode, Sean Pyles and Sara Rathner dig into a few common credit myths — and how people can confidently raise their credit.  Then Sean and Sara answer a listener’s money question about how to get a grip on their budget with an irregular income.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00-9:15 Money question segment: 9:16-24:40
Oct 18, 2021
Finding a New Job, and Rent vs Buy in a New City
1649
More people are leaving their jobs, but it’s important to set yourself up for success when looking for your next gig. To start this episode, Sean and Liz discuss how to put yourself in the best position to land your next job. Then Sean and occasional co-host Sara Rathner answer a listener’s question about whether to rent or buy when moving to a new city. They also get into how to make friends in a new city. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Timestamps: This Week in Your Money segment: 0:00-8:06 Money Question segment: 8:07-27:28
Oct 11, 2021
Nerdy Deep Dives: Investing, Part 3
862
What’s your risk tolerance? Investing always carries the risk of loss — but can also build your wealth. How you choose to invest may mean the difference between high-risk investments with low returns or lower-risk investments that have greater returns In the final episode of the three-part deep dive into investing, hosts Sean Pyles and Alana Benson talk about some different investing strategies and how they compare when it comes to risk and return. Learn about buy and hold versus day trading, and which may actually make you more money. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Oct 07, 2021
Haggling Tips, and What's Driving Volatile Car Valuation
1587
Negotiating can save you money and help you earn more over the course of your career. To start off this episode, Sean Pyles and Liz Weston give their favorite tips for haggling, whether you're shopping for a mortgage, negotiating a salary or shopping online.  Then Sean and occasional co-host Sara Rathner answer a listener's question about why the value of their car keeps changing. They also discuss whether now is a good time to buy a car. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Oct 04, 2021
Nerdy Deep Dives: Investing, Part 2
1223
You’ve heard of stocks, bonds and mutual funds. But do you know how to use them to build wealth? In the second episode of our three-part deep dive into investing, hosts Sean Pyles and Alana Benson discuss each of these investment vehicles and help you understand their pros and cons. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Sep 30, 2021
5 Financial Tasks for Fall, and Kid Debit Cards
1591
With fall officially here, how ready are you feeling for the final quarter of the year? Sean and Liz give you five financial tasks to take on this fall, including checking in on your money goals for the year and how to optimize your retirement savings.  Then Sean is joined by occasional Smart Money co-host Sara Rathner to talk about kid debit cards — when they’re useful and whether there are any risks with these products. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Sep 27, 2021
Nerdy Deep Dives: Investing, Part 1
1200
You know you should start investing, but do you know the best way to get started? In the first episode of a three-part deep dive into investing, hosts Sean Pyles and Alana Benson explore how to get into the investing mindset, do a bit of myth-busting around investing and discuss how to actually get started. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Sep 23, 2021
DIY Investing, and Lightning Round Money Questions, Part 2
1482
DIY investing has had a splashy year, but it might not be right for everyone. To start this episode, Sean Pyles and Liz Weston talk about DIY investing — what it is, how it works and potential risks. Then, you sent us your money questions, and we’re answering them — back to back to back. In this episode, Sean and Liz take on a number of your questions in another lightning round. They give you their take on questions like how to increase your salary throughout your career, whether you can have too many credit cards and how to manage your credit score. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Sep 20, 2021
Lifestyle Creep, and Booking Cheap Travel
1931
Lifestyle creep — where your growing expenses outpace salary increases — can deflate your budget and prevent you from building wealth. To start this episode, Nerds Sean Pyles and Sara Rathner talk about how to determine if you’re succumbing to lifestyle creep and how to be more intentional about your money while still enjoying the finer things in life.  Then Sean and Liz Weston answer a listener’s three-part question about whether to pay off student loans while they’re paused, what to do with their savings and how to find the best deals when booking travel. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Sep 13, 2021
Redlining, and the Credit Impact of Paying Off a Car Loan
1398
On this episode, Sean Pyles talks with mortgage writer Linda Bell about the legacy of redlining and the racial wealth gap. Then, Liz Weston and Sean answer a listener's question about whether to pay off a car loan early — and the potential impact on their credit.  To have the Nerds answer your money questions, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Sep 06, 2021
Delta Spending Habits, and Marriage vs Mortgage
1662
How has the delta variant of the coronavirus changed how you’re managing your money? To start this episode, Sean Pyles and Sara Rathner talk about how they’re adapting to the latest chapter of the pandemic and what you can do to increase your financial resiliency.  Then they answer a listener's question about how to manage competing financial priorities use their savings — whether they should put it toward a mortgage or a wedding.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Aug 30, 2021
School Supply Shopping Tips, and Breaking Bad Money Habits
1510
With supply chain issues and uncertainty about whether classes will be in person, virtual or a hybrid, back-to-school shopping this year poses unique challenges. To start this episode, Sean Pyles and Sara Rathner give the Nerds’ favorite tips for how to save when buying school supplies. Then Sean and Sara answer a listener’s question about how to break bad money habits. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Aug 23, 2021
Home Affordability, and Unmarried Partners Buying a House
1871
If you’re jumping into the housing market, know what you’re getting yourself into. This episode, Sean Pyles and Sara Rathner talk with NerdWallet data writer Liz Renter about her new home buying report, including how first-time home buyers should navigate the market. Then Sean and Liz Weston answer a listener’s question about how to buy a house with a partner when you’re not married. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwal
Aug 16, 2021
Job Scams, and Maxing Out Roth IRAs
1157
More Americans are job hunting, but more are falling for job scams, too. Liz and Sean talk about how to spot and avoid scams in the job market right now. Then they answer a listener’s question about the best way to max out a Roth IRA. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Aug 09, 2021
Getting Ahead of Your Next Money Crisis with Michelle Singletary
2398
It’s a matter of when — not if — you have a money crisis. No matter your financial circumstance, preparing for an emergency can help you make smart moves under pressure. This episode Liz and Sean talk with Washington Post personal finance columnist Michelle Singletary about how to manage a money crisis and how her experience as a Black woman informs her writing. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Aug 02, 2021
Health Insurance Deadline, and Getting the Best Car Insurance Rates
1438
An important deadline looms for getting health insurance on the ACA exchanges. Liz and Sean discuss what you should know, even if you already have health insurance. Then they answer a listener’s question about how to find the best rates (and coverage) when shopping for car insurance. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jul 26, 2021
Rethinking Credit Reporting, and Lightning Round Money Questions
2049
Credit reporting is flawed. Liz and Sean discuss what the issues are and how they can be fixed. Then they answer a number of listener questions back to back in a lightning round of money questions, including managing taxes while working remotely and how to find a high yield savings account. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jul 19, 2021
Combating Inflation, and Risks of Small Mortgage Lenders
1239
Inflation is on the rise, as your budget has surely noticed. This episode, Sean talks with investing Nerd Alana Benson about what’s happening and what it means for your finances. Then Sean and Liz answer a listener’s question about the potential risks of going with a smaller mortgage lender. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jul 12, 2021
Saving at the Pump, and 401(k) Limits
1549
Rising gas prices got you down? On this episode, Sean and Liz break down how you can save at the pump, including how to find the best prices and how to manage your fuel efficiency. Then they answer a listener's question about 401(k) contribution limits. Visit www.nerdwallet.com/podcast for more info on this episode.
Jul 05, 2021
Midyear Money Check-In, and Managing Finances Abroad
1622
How are your 2021 money goals coming along? Now that we’re halfway through the year, Sean and Liz talk about how to do a check-in on what you want from your money this year. Then they answer a listener’s question about how to manage their finances abroad, including how to save money on conversion rates and using credit cards strategically. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jun 28, 2021
Savings Tips, and Updates to the Child Tax Credit
1260
We all want to save more money, but actually doing it can be a challenge. This episode, Sean and Liz share their favorite tips to make saving easier, including how to save with purpose and how to trim expenses. Then they answer a listener’s question about changes to the Child Tax Credit, and whether that should influence FSA contributions. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jun 21, 2021
When Travel Insurance Is Worth It, and Buying an Electric Car
1554
With more travelers taking to the sky, should they be booking travel insurance? Liz and Sean discuss. Then they answer a listener’s money question about how to buy an electric car, including how to negotiate with salespeople and how to take advantage of financial incentives for electric vehicles. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jun 14, 2021
Crypto-Earning Credit Cards, and Short-Term Investing
1153
Credit cards are hopping aboard the crypto hype train, with some offering rewards in cryptocurrency. Sean, Liz and Sara discuss what they are and their risks. Then Sean and Liz answer a listener’s question about how to approach short-term investing. Also, please take a few seconds to fill out our two-question survey: http://bit.ly/nerdwallet-podcast-survey To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jun 07, 2021
The Psychology of Debt, and When to Refinance
1640
On this episode, Sean and Liz discuss the psychology of credit card debt — why some people see it as useful and others call it "evil." Then they answer a listener's question about whether now is a good time to refinance, even if they just got the mortgage last year. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info.
May 31, 2021
Buy Now, Pay Later Loans, and Getting Started Building Wealth
1447
You’ve probably seen the offers when shopping online: Break up your purchase into smaller payments over a few weeks or months. But are buy now, pay later loans a good deal? Sean and Liz break it down. Then they answer a listener’s question about how to get started building wealth. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
May 24, 2021
Big Purchases, and Overcoming Money Guilt
1867
On this episode, Liz starts off by talking with credit card Nerd Sara Rathner about how to manage a big expense on a credit card — including how to earn the most points and avoid paying interest. Then Sean joins Liz to answer a listener’s question about overcoming money guilt. To send the Nerds your money questions, call or text the NerdHotline at 901-730-6373 or email podcast@nerdwallet.com.
May 17, 2021
Free Health Insurance, and Finding Scholarships
1381
Sean and Liz break down how to find out if you’re eligible for free or lower-cost health insurance under the American Rescue Plan. Then they answer a listener’s question about how to find scholarships and make higher education more affordable. To send the Nerds your money questions, call or text the NerdHotline at 901-730-6373 or email podcast@nerdwallet.com.
May 10, 2021
Pet Scams, and Buying Different Home Types
1411
If you’re in the market for a new pet, scammers may have you in their sights. Sean and Liz talk about avoiding common pet scams. Then they answer a couple of listener questions about buying different home types, including new homes, existing homes, condos and more. To send the Nerds your money questions, call or text the NerdHotline at 901-730-6373 or email podcast@nerdwallet.com.
May 03, 2021
Air Travel, and Collections Accounts on Credit Reports
911
More travelers are taking to the sky as vaccines roll out. Sean and Liz discuss how to find affordable flights as ticket prices climb. Then they answer a listener’s question about how long a collections account stays on your credit report — and how to mitigate any damage to your credit score. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Apr 26, 2021
Cannabis Investing, and Too Much Cash
1327
Cannabis investing — specifically in ETFs — might seem like a savvy move to break into a budding industry. But there are unique risks to investing in cannabis. Sean and Liz discuss the pros and cons with investing Nerd Chris Davis. Then they answer a listener’s money question about whether you can have too much cash in your accounts. To contact the Nerds, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Apr 19, 2021
Retiring Early, and Finding Lost Money
1529
More Americans are retiring early, but not all of them are doing it the right way. And you may have long-forgotten money waiting to be claimed — here's how to find it.  To have your money question answered on a future episode, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Apr 12, 2021
Pandemic Savings Goals, and Taxes on Inheritance
1527
Find yourself saving more cash during the pandemic? On this episode, Sean talks with banking Nerd Chanelle Bessette about what people are doing with their pandemic-driven savings. Then, Liz and Sean answer a listener’s question about when you owe taxes on an inheritance. To have the Nerds answer your money questions, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Apr 05, 2021
Spring Cleaning, and COVID Taxes
1382
On this episode, Sean and Liz talk about how they’re approaching spring cleaning their finances this year, including tidying up their digital lives. Then, they answer a listener’s question about how to manage filing taxes in the age of COVID — including whether you owe taxes on your stimulus.   To have the Nerds answer your money questions, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Mar 29, 2021
Redlining, and the Credit Impact of Paying Off a Car Loan
1368
On this episode, Sean talks with mortgage writer Linda Bell about the legacy of redlining and the racial wealth gap. Then, Liz and Sean answer a listener's question about whether to pay off a car loan early — and the potential impact on their credit.  To have the Nerds answer your money questions, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Mar 22, 2021
Procrastination, and Paying Student Loans vs. Investing
1409
Fear of making mistakes can fuel procrastination, but that can be costly when you’re putting off important money tasks. One task that may be OK to delay, however, is paying off student loans. To send the Nerds your money questions, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Mar 15, 2021
Pandemic Debt, and Moving Costs
1750
On this episode, Sean and Liz discuss how to manage debt in our K-shaped economic recovery. Then they answer a listener's question about how to manage expenses for a cross-country move.  Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Mar 08, 2021
Saving at the Pump, and 401(k) Limits
1521
You may have noticed that gas prices are on the rise. On this episode, Sean and Liz break down how you can save at the pump, including how to find the best prices and how to manage your fuel efficiency. Then they answer a listener's question about 401(k) contribution limits. Visit www.nerdwallet.com/podcast for more info on this episode.
Mar 01, 2021
Why to File Your Taxes Early, and Tapping Your Home's Equity
1815
Filing your taxes isn't fun, we get it. On this episode, Sean and Liz give you three reasons why to file early (including how it can save you money). Then, they answer a listener's question about when to tap your home's equity.  Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Feb 22, 2021
Money News You Missed, and the 50/30/20 Budget
1422
A lot happened at the end of 2020. Sean and Liz discuss news you might have missed about important changes that could affect college financial aid and/or your employee benefits. Then they answer a listener's question about how to use the 50/30/20 budget.  Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Feb 15, 2021
Stock Market Shenanigans, and Talking About Money with Your Partner
2027
On this episode, Sean talks with investing Nerd Chris Davis about whether the GameStop frenzy will affect your retirement account. Then Sean and Liz answer a listener's question about how to start having money conversations with your partner. The secret? Talk openly, often and set shared goals. Visit www.nerdwallet.com/podcast for more info on this episode.
Feb 08, 2021
Jackpot Windfall, and Extra COVID Cash
1429
Suddenly find yourself the winner of a billion dollars? Sean and Liz discuss how you should think about your winnings — and other windfalls, like tax refunds. Then they're joined by personal finance Nerd Amrita Jayakumar to answer a listener's money question about how to change your money habits and use cash saved up during the pandemic. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text 901-730-6373. And visit www.nerdwallet.com/podcast for more info.
Feb 01, 2021
How to Buy a House in 2021
1643
Wrapping up the #NewMoneyGoals series, Liz and Sean talk with home buying Nerd Holden Lewis about what would-be homebuyers need to know in 2021. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jan 25, 2021
Buying Crypto, and Dealing with Debt
1346
Ever wanted to buy cryptocurrency? Well, on this episode you can live vicariously through Sean, who talks with Liz about his experience dabbling in Dogecoin. Then, they discuss our current debt crisis and how to manage debt in 2021. Visit www.nerdwallet.com/podcast for more info on this episode.
Jan 18, 2021
New COVID Scams, and Easy Money Moves
1504
Here’s how to recognize COVID-related scams and what to do if you’ve given out information you should not have, plus, small changes in your money that can have an outsized impact. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jan 11, 2021
How You Can Achieve Money Goals in 2021
1595
What do you want to accomplish in 2021? This month, our #NewMoneyGoals bootcamp will set you up for success. To start, know how to craft — and actually achieve — your money goals. That means making them SMART. Sean and Liz talk with money Nerd Kim Palmer about how you can get what you want from your money in 2021. Turn to the Nerds for help with your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info
Jan 04, 2021
Spot fake reviews, and see if you're saving too much
1276
We're off for the holiday break, so here's an episode from our archives. Learn how to spot fake online reviews to save money. Speaking of saving, don't avoid retirement accounts from a fear that you won’t be “liquid” enough. You typically can borrow or withdraw retirement funds in an emergency. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Dec 28, 2020
What our listeners learned from the pandemic
1461
2020 was a year of challenges — and opportunities. In this episode, listeners share the money lessons they learned over the past year, including why savings is more important than ever and the benefits of debt payoff. You know you have money questions — so send them to the Nerds! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Dec 21, 2020
Charitable giving, and using savings to pay student loans
1481
Feeling charitable this holiday season? Use discretion as you choose where to give. Also, Sean and Liz answer a listener's question about whether to use savings to pay off student loans. You know you have money questions — so send them to the Nerds! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Dec 14, 2020
Pandemic money lessons, and balancing saving for a down payment vs retirement
1266
Sean and Liz share what they learned about managing money during the pandemic. Then they answer a listener's money question about how to save for retirement while saving for a down payment on a house.  You know you have money questions — so send them to the Nerds! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Dec 07, 2020
What Biden may do for your finances and how to make money
1584
Consumer protection will see a revival in 2021, but student loan forgiveness and pandemic relief are still question marks. Plus, what to do if you need to get your hands on some money (relatively) fast. You know you have money questions — so send them to the Nerds! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Nov 30, 2020
The holiday shopping episode
1625
How are you planning to shop this holiday season? According to our shopping Nerds, we’ll shop differently, but we’ll still shop. Many stores will be closed on Thanksgiving, but the Black Friday deals have already begun. Here's how to find the best deals.  You know you have money questions — so send them to the Nerds! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Nov 23, 2020
Holiday travel and giving money advice to family
1582
The two things we should rethink this holiday season are travel and offering financial advice to family members. Either should be done cautiously, if at all. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Nov 16, 2020
Open Enrollment and HSA vs. FSA
1178
Picking health insurance is a pain, but the right choice can save you serious cash. Also, a health savings account can be a great option if you can handle a high deductible health insurance plan, but it’s not for everyone. A traditional plan with a flexible savings account could be a better fit. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Nov 09, 2020
Finding financial stability and protecting yourself from ID theft
1603
With the election, the pandemic and everything else that's happened in 2020, finding stability can be a challenge. Sean and Liz discuss how to make your money a source of security right now. Then, they answer a listener's money question about how to protect yourself from identity theft.  Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Nov 02, 2020
Beating burnout and the best college savings plans
1654
Feel like you working longer and more draining hours during the pandemic? You're not alone. Liz and Sean share their tips to beat burnout. Then they answer a listener's question about how to choose the best college savings plan for their child with the help of Kim Palmer.  Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Oct 26, 2020
Retiring early and finding lost money
1499
More Americans are retiring early, but not all of them are doing it the right way. And you may have long-forgotten money waiting to be claimed — here's how to find it.  To have your money question answered on a future episode, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Oct 19, 2020
Cut your tax bill, and how to choose the best investment platform
1521
Looking to cut your tax bill? You have a few go-to strategies, but only a few months left to reduce what you'll owe next year. Also, the right investment platform depends on how you want to invest and how much help you need.  Want your money question answered by our Nerds? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Oct 12, 2020
Unequal unemployment recovery, and whether to buy a new or a used car
2098
Sean and Liz dig into what unemployment trends mean for our economy. Then they answer a listener's money question about whether it's best to buy a new or a used car. Want your money question answered by our Nerds? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Oct 05, 2020
The psychology of debt and when to refinance
1616
On this episode, Sean and Liz discuss the psychology of credit card debt — why some people see it as useful and others call it "evil." Then they answer a listener's question about whether now is a good time to refinance their home, even if they just got the mortgage last year. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Sep 28, 2020
Used cars in short supply, and Shea Couleé talks money
1756
Tight supplies and steady demand are driving up used car prices, but you can still save money. Speaking of saving money, the winner of RuPaul’s Drag Race All Stars is saving some of the $100,000 prize money to buy a house. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Sep 21, 2020
Fake reviews and saving too much
1236
Learning how to spot fake online reviews can save you money. Speaking of saving, you shouldn’t avoid retirement accounts from a fear that you won’t be “liquid” enough. You typically can borrow or withdraw retirement funds in an emergency. Saving a big chunk of your income while you’re young can give you a great start. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Sep 14, 2020
Investing while paying off student loans
741
Should you invest or pay off debt? This question can get especially tricky when you’re talking about investing in your company’s stock versus paying down your student loans. Sean and Liz help a listener who wants to know if she should exercise her stock options or focus on paying her $90,000 student loan debt. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Sep 07, 2020
Renters are struggling, and what to do with an old 401(k)
1386
Renters are far more likely to be struggling in the pandemic than homeowners. Also, don’t put off a 401(k) rollover. If you want to move money out of an old employer’s plan, ask if your new employer will take it or consider rolling over to an IRA. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Aug 31, 2020
Buying local and emergency loans
1249
Buying local could help a favorite small business survive the pandemic. Meanwhile, people who don’t have savings may be tempted to take out emergency loans to cover unexpected expenses. But these small dollar loans can come with high interest rates and short repayment terms, leading to a debt trap. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Aug 24, 2020
Pet costs and extreme couponing
1443
Pets can cost a lot more than you think. Pet insurance can help, but it’s not for everyone. Likewise, extreme couponing can pay off for the most dedicated adherents, but there are easier ways to use coupons to save. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Aug 17, 2020
How to take advantage of lower rent and mortgage rates — and move safely
1220
August is shaping up to be another record month on the mortgage front. Here’s what it means for you. And if you want to move apartments right now, look at your goals and know how to move safely. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Aug 10, 2020
Is it safe to travel right now, and how to handle a collections to improve credit
1729
Air travel brings you in close contact with others, sometimes for hours. A road trip may be a better option. Also, handle old collection accounts with care. Paying an old debt typically doesn’t help your credit, and may lead to a lawsuit. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Aug 03, 2020
Losing your health insurance, and setting financial goals
1914
Losing your health insurance can expose you to medical bills that could bankrupt you. Most people can get subsidized coverage through HealthCare.gov. Also, setting financial goals requires thinking about what’s most important to you and then making a plan. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jul 27, 2020
COVID impulse spending, and building credit while paying debt
1153
Spending more impulsively because of the pandemic? You’re not alone. Also, different debt payoff methods have their merits, but paying off small balances first can help your credit. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jul 20, 2020
Tax returns are due, and how to get started creating wealth
1278
The IRS has payment plans if you can’t pay what you owe on July 15. Also, the steps to building wealth are simple, even if they’re not easy: spend less than you earn and save or invest the difference. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jul 13, 2020
The wealth gap, and how to cope with variable rate student loans
1067
Discrimination affected wealth creation and opportunity in the U.S., leading to vastly different median incomes, unemployment levels and homeownership rates. Also, people with variable-rate student loans can struggle to predict what their future payments will be, which can make budgeting difficult. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jul 06, 2020
Setting money goals at milestone birthdays, and scoring big bucks with bank bonuses
1295
As you approach your 30s, 40s or beyond, let the milestone birthday be an excuse to set some new money goals. Also, some banks will pay you to open a new bank account, but you need to look beyond the bonus to see if you’ll pay more in fees or collect less interest. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jun 29, 2020
What a recession economy means for you, and how to handle an inheritance
1240
In this episode, Sean and Liz give tips for managing your finances in a recession. Then they answer a listener's money question about how to handle an inheritance — and whether you owe any taxes on it. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jun 22, 2020
The pandemic is changing our financial lives, and what to know about refinancing now
1303
In this episode, Sean and Liz discuss survey results that show how money habits are changing as a result of COVID-19. Then, they answer a listener's money question about whether home improvement projects can help home refinancing odds — and if it’s still a good time to refinance. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jun 15, 2020
Make your donations go further; Plan for new baby expenses
1267
In this episode, Sean and Liz start off by discussing how you can make your donations to social causes go further. Then, they answer a listener's money question about how to plan for expenses as a new parent. Kim Palmer, a Nerd with a lot of first-hand experience managing baby costs, joins the conversation.   As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jun 08, 2020
Is identity theft protection worth the cost?
1368
Can identity theft protection services really protect us from identity theft? No, but they can serve as an (expensive) early warning signal. Most people should first consider some free ways to reduce the chances of becoming a victim, such as credit freezes and monitoring a credit score. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Jun 01, 2020
Is Bitcoin a safe investment?
1290
People who invest in bitcoin and other cryptocurrencies need to be ready for a wild ride. Values can soar and plunge, plus there’s no guarantee you’ll get your money back. Cryptocurrency is more of a gamble than an investment, and shouldn’t be more than a small portion of your overall portfolio. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
May 26, 2020
I Got Laid Off! What Should I Do with My Retirement Fund?
1432
Getting your retirement account squared away is just one of the many tasks facing the newly unemployed, but it’s an important one. Rolling the money into an IRA could be the best choice, particularly if your former employer isn’t allowing the new “coronavirus hardship withdrawals.” As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
May 18, 2020
Where have all the 0% offers gone?
931
It used to be easy for people with good credit scores to get 0% balance transfer offers. As lenders pull back, those with credit card debt may need alternative plans to deal with their balances. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
May 11, 2020
How can I buy my first home in an expensive city?
1156
Being a first-time homeowner can be daunting, especially in a pricey market like Southern California. Chris Browning of the Popcorn Finance podcast has questions about what to expect, and he turns to the Nerds for some answers. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
May 04, 2020
Where's my coronavirus relief check — and how should I use it?
882
Most American adults are eligible for government relief checks of $1,200, but many are still waiting for their money — plus the usual advice about what to do with a windfall doesn’t apply in a crisis. Sean and Liz discuss how to find out where your payment is and put it to the best use. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Apr 27, 2020
How should I spring-clean my finances?
850
Don’t stop with your closets. Spring cleaning your finances can be just as satisfying, not to mention more lucrative. Whip your budget into shape, check your credit and make sure your investments are on track. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Apr 20, 2020
Help! I owe the IRS!
856
You were expecting a tax refund — but wound up owing money. Changing tax laws and the gig economy mean many taxpayers who traditionally got money back are now having to pay. Sean and Liz help a reader navigate paying a tax bill, as well as steps for avoiding a tax bill next year. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Apr 13, 2020
Coronavirus Special Edition, Part IV: The CARES Act and Your Student Loans
847
The economic stimulus package gave millions of student loan borrowers some important breaks, but people are confused about what they are and what they have to do. Sean and Liz get the scoop from student loan nerd Ryan Lane. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Apr 06, 2020
Coronavirus Special Edition, Part III: Coronavirus and Your Portfolio
636
Nauseating drops in the stock market can be hard to endure, but most of us should try to do just that -- and even invest more, if we can. If you need the money within five years or you’re losing sleep, though, you might need to get at least some of your portfolio to safer ground. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Apr 02, 2020
Coronavirus Special Edition, Part II: Saving, Budgeting and Travel
627
The coronavirus pandemic has scrambled people’s travel plans and their budgets. Here are the most important things to know now about emergency funds, spending plans and travel in the coming months. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Mar 30, 2020
Coronavirus Special Edition, Part I: Mortgages and the Market
667
Mortgage rates dropped and then soared, making life difficult for people who wanted to refinance and buy homes. Mortgage and real estate Nerd Holden Lewis explains why that happened and what the future may bring. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Mar 26, 2020
How can I brace financially for coronavirus?
830
The economic impact of the novel coronavirus and the COVD-19 disease it causes is likely to be profound. Sean and Liz discuss how to cope with the potential financial fallout. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Mar 23, 2020
My credit score randomly dropped — a lot. What happened?
833
Unexpected credit scores drops are the worst -- especially when you’re trying to do everything right. Sean and Liz dig into the details of how credit scores work to help a reader whose scores dived seemingly without reason. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Mar 16, 2020
What's the best way to save for a down payment on a house?
799
Many first-time home buyers wonder how to save for a down payment and where to put the money while they’re saving. Sean and Liz talk to mortgage and real estate authority Holden Lewis about the options. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Mar 09, 2020
How can I get into the travel credit card points game?
888
Want to get the most points from your travel credit card, but don't know where to start? We've got you covered. In this episode, Sean and Liz talk with travel Nerd Sara Rathner, who offers up her insider tips about how to get the most points from your travel. And if you want to become a savvy traveler but don't care about travel credit cards, we've got tips for you, too. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Mar 02, 2020
Are Roth conversions a good idea?
655
Roth conversions can give you a big tax advantage in retirement, but they're not right for everyone. Sean and Liz talk with retirement Nerd Andrea Coombes to help you figure out if you could come out ahead with a Roth conversion. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Feb 24, 2020
What's the best way to do a spending fast?
896
A spending fast can help you save money — fast! The idea is to hit the pause button on non-essential spending for a set period, usually a month. Sean and Liz are veterans of spending fasts and have some tips for how they work, what to watch out for and staying motivated. As always, send us your money questions! As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Feb 17, 2020
Should I invest or pay off my student loans?
700
Should you invest or pay off debt? This question can get especially tricky when you’re talking about investing in your company’s stock versus paying down your student loans. Sean and Liz help a listener who wants to know if she should exercise her stock options or focus on paying her $90,000 student loan debt. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Feb 10, 2020
How do we manage money as a couple?
753
Yours? Mine? Ours? Managing your money as a couple can be stressful, and there’s no one right way to do it. Sean and Liz offer some strategies for figuring out what will work best for both of you. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Feb 03, 2020
From the archive: "What's the best way to rack up travel rewards quickly?"
616
We'll be back in a couple weeks. In the meantime, here's how you can use these winter months to rack up the credit card points to fund your summer travel. And be sure to send us your money questions! Call or text the Nerd Hotline at 901-730-6373, or email podcast@nerdwallet.com.
Jan 20, 2020
From the archive: "How can I pay off my debt faster?"
750
We'll be back in a few weeks, so here's an episode from our archives that can help you tackle your holiday debt. In the meantime, send us your money questions! Call or text the Nerd Hotline at 901-730-6373, or email podcast@nerdwallet.com. Talk to you soon!
Jan 06, 2020
Happy New Year from the SmartMoney team!
50
Thanks for a great 2019! We're taking a little holiday break but will be back in 2020 with loads of new episodes for you. In the meantime, send us your money questions! Text or call our Nerd Hotline at 901-730-6373, or email us at podcast@nerdwallet.com.
Dec 30, 2019
How can I (actually) keep my new year’s money resolution?
842
New Year’s money resolutions are common, sure. But keeping them is a whole different story. In this episode, Sean talks with Nerd Kim Palmer about the best tips that can help you actually achieve your money goals in the new year.
Dec 16, 2019
What are your best tips to save on family holiday travel?
815
Holiday travel can be expensive — especially if you’re traveling with family. But you have options to make the cost more manageable. In this episode, Sean talks with travel Nerd Sara Rathner about how you can save on family holiday travel costs.
Dec 02, 2019
Does Black Friday live up to the hype?
862
Black Friday might seem like the best time to get the biggest deals of the holiday shopping season. But is the shopping extravaganza all it’s made out to be? The answer: Sometimes. In this episode we give you the tips to get the best holiday shopping deals, including when and where to shop.
Nov 18, 2019
Which accounts can make me the most money?
819
You can make money just by putting your cash into the right account. Which account to choose depends on a few factors, though. In this episode, Sean talks with investing Nerd Arielle O’Shea about the best ways to make money off of cash you have sitting in a bank account.
Nov 04, 2019
How much house can I afford?
851
Think you’re finally ready to buy a home? Here’s how to know how much house you can afford with your budget, what you might need for a down payment, and how to think about the emotional aspect of homebuying.
Oct 21, 2019
How can I pay off my debt faster?
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Want to pay off your debt fast? You can, with a bit of know-how. In this episode, Sean Pyles and Liz Weston break down how you can find the payoff path that might work best for you and your debt.
Oct 07, 2019
How do I buy a used car?
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Buying a used car can be confusing. Should you shop around a used car lot, or are the online classified ads a better route? With the help of NerdWallet car-buying whiz Philip Reed, that’s the debate Dayana and Sean settle this episode.
Sep 23, 2019
How can my credit score save me money?
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Sure, you got a high credit score — but how can you make the most of it? Sean and Dayana talk with NerdWallet all-star Liz Weston to see how you could use your high credit score to save thousands of dollars.
Sep 09, 2019
Should I refinance my student loans?
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Refinancing student loans might save you money — if you’re a good candidate. But that’s not the only way to help manage your student debt. In this episode Dayana and Sean get to the bottom of when student loan refinancing is a good idea, so you can see if it’s right for you.
Aug 19, 2019
My prescription drug costs are wrecking my budget. What can I do?
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Having Type 1 diabetes can be expensive. Just ask Paloma Kemak, aka Glitter Glucose on Instagram, who pays over $1,000 a month for her insulin. Dayana and Sean talk with her about her experience living with diabetes and offer tips to help manage the costs.
Aug 05, 2019
What's the best way to rack up travel rewards quickly?
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You can rack up travel credit card points quickly — if you know the right tips. In this episode, Sean and Dayana give you the inside scoop so you can earn points and miles fast to fund a vacation on credit card rewards. For more, visit: https://www.nerdwallet.com/podcast/
Jul 22, 2019
Am I saving enough for retirement?
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Here’s how to know if you’re saving enough for retirement — and what to do if you’re behind, or haven't even gotten started yet. Dayana and Sean explain easy steps to help you set aside a pot of gold to spend in your golden years.
Jul 08, 2019
Welcome to NerdWallet's Smart Money podcast!
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Welcome to NerdWallet's Smart Money podcast, where we answer your money questions. Wondering how to start investing? Or which credit card is best for you? Maybe you just need some budget help. Whatever your question, turn to the Nerds. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
Jul 01, 2019
Travel-Hack the Holidays
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Want to make holiday travel a little less hectic? Dayana and Sean get the scoop from NerdWallet’s travel-hacking expert, Joe Cortez, to give you the insider tips to do just that. Learn how to cut lines, make the most of your Priority Pass and more.
Nov 12, 2018
Inside student loan scams
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Are companies that offer to reduce or eliminate your debt legit? We hear Selina’s story about what happened with her $60,000 student debt and tell you how to get real help.
Aug 16, 2017
What's a side hustle and should I start one?
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There are a lot of side gigs out there. (Nerds took some for a test drive!) Here’s how to tell which ones are worth it and which are scams.
Aug 09, 2017
I want to invest. How should I start?
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We dive into the basics — getting financially ready, finding a good first investment, how to wade in safely and get over the fear of losing money.
Aug 02, 2017
How to get out of debt: Interview with The Debt Free Guys
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The Debt Free Guys, John Schneider and David Auten, reveal how they paid off over $50,000 in credit card debt, and the need for personal finance education in the LGBTQ community.
Jul 26, 2017
Is a travel credit card right for me?
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From application, to acceptance, to acquiring and using points, NerdWallet card sharks share tips on finding the right rewards program.
Jul 19, 2017
How do I prioritize my budget?
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Wants versus needs. Spending versus saving. You can have it all (even the fun stuff) by following a simple budget to direct your dollars wisely.
Jul 10, 2017