Journey To Launch

By Jamila Souffrant

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 Jul 19, 2018

Description

Jamila Souffrant is a Certified Financial Education Instructor (CFEI), blogger, podcast host and money coach. She is the founder of www.journeytolaunch.com. As a money expert who “walks her talk” she helps brave Journeyers; gain clarity around their finances and create an actionable plan to reach their goals. Her mission is to teach, inspire and help others reach Financial Freedom. The Journey To Launch podcast explores all aspects of reaching Financial Freedom; from increasing income, becoming tax efficient, paying off debt, investing, saving & learning how to retire early and wealthy.

Episode Date
210- How to Decrease Stress and Increase Self Care on Your Financial Freedom Journey w/ Aisha Moore
54:04

Is there room for error in your schedule? How often do you factor in self care? This week on the podcast, I have Aisha Moore, a fellow Journeyer, self care advocate and stress management expert. After struggling with anxiety, getting demoted at work, and dealing with a strained marriage, Aisha decided to get serious and intentional about her self care.

Aisha helps women move from overwhelm and stress to sustained success and healthy relationships. She shares that we often operate on autopilot and miss our body’s signals that we need to slow down. Missed signals turn into personal chaos, hurried energy, and physical ailments like nausea and headaches. 

In the episode, Aisha shares the 8 components of holistic wellness that we can monitor and improve on throughout our lives. If you are constantly finding yourself with anxious energy and feeling overworked, tune in to this episode to hear how you can increase self care & prioritize wellness while on the journey to Financial Freedom. 

In this episode you’ll learn:

  • How you can get more intentional about your self care
  • What signals our body sends when we are stressed
  • The 8 components of holistic wellness
  • The meaning of bedtime revenge and how to stop it and much more...

Other related blog posts/links mentioned in this episode:

Connect with Aisha:

Connect with me:

 

Apr 14, 2021
209: Becoming Financially Whole, Doing What You Enjoy, and Making Good Money with Tiffany Aliche "The Budgetnista"
01:04:09

This week on the podcast, I have award-winning financial educator, host of the Brown Ambition podcast, and author of Get Good with Money Tiffany “the Budgetnista” Aliche. Tiffany shares her journey from being a preschool teacher making $39k a year to running a successful 8 figure business. 

Tiffany embarked on a career in teaching after graduating college because she genuinely loved it. She was crystal clear on who she was and what she needed to do to excel: do what she enjoyed. After losing her job, direction in life, and experiencing financial trauma, she realized that she could take her skills as a teacher and launch into a brand new career, financial education.

Tiffany shows us how it’s  possible when you serve from a place of joy & abundance while earning money. 

In this episode you’ll learn:

  • How Tiffany went from making 39k a year to over 8 figures 
  • What living in purpose and serving with joy looks like
  • 5+ lessons from Tiffany’s journey to entrepreneurship
  • What does it mean to be financially whole
  • What are the 10 core steps to being financially whole and much more...

Doors to the Money Launch Club are now open!

 The Money Launch Club is my online membership community that gives you the support, tools, education & plan to reach your various money goals while on the way to your ultimate goal of Financial Independence.

When you become a member of the Money Launch Club, you;

  • become part of a close knit community where you feel like you belong, and can really get to know others in the group
  • interact regularly with like-minded people who are serious about financial independence
  • learn from others to implement the lessons and ideas into your own daily life
  • go from always feeling guilty about spending to feeling bliss, happiness, and joy about the things that bring you joy

Join before doors close on April 8th by clicking here.

Sign up for the Pop Up Podcast Series, Building Blocks of Financial Success: Get Out of Debt, Save, Invest, and Achieve your Money Dreams”

In this series you will learn: 

  • Who are you and what is your “WHY”? Why do you want financial independence?
  • The Simple and Advanced Wealth Formulas
  • How to improve your mindset and habits to bring you more wealth
  • How community and accountability will make your journey more enjoyable
  • What is the Money Launch Club and how it can help you reach financial freedom

Hurry! The series goes away forever after April 8th!


Other related blog posts/links mentioned in this episode:

  • Doors to the Money Launch Club are now open! Join before they close on April 8th 2021!. 
  • If you missed enrollment, join the waitlist for my FI course.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Apr 07, 2021
208- How to Like Your Job, Even When You Hate It & Finding Peace and Happiness on the Path to Financial Freedom
42:27

How do you enjoy the journey today? For the majority of us, the path to Financial Independence (FI) is a long emotional and mental marathon. This concept that once was an unattainable pipe dream, is starting to make more sense and become more real. However, is it worth it if you disdain the entire journey?

In today’s solo episode, I share 6 tips on how to find peace and joy right now wherever you are on your road to FI. My hope is that after you tune in, you’re inspired to do the internal work it takes to truly enjoy the journey. Take at least one of these tips and turn them into action. Decide today if you are going to be exhausted and empty on your journey or fulfilled and joyous.

In this episode you’ll learn:

    • 6 tips to help you find joy and happiness on your journey
    • How find peace where you are and stop “shoulding” on yourself
    • How to diversity your happiness and find sustained gratification
    • The power of recruiting friends and liking the job you hate
    • How to uncover your purpose and much more...

Doors to the Money Launch Club are now open!

The Money Launch Club is my online membership community that gives you the support, tools, education & plan to reach your various money goals while on the way to your ultimate goal of Financial Independence.

When you become a member of the Money Launch Club, you;

  • become part of a close knit community where you feel like you belong, and can really get to know others in the group
  • interact regularly with like-minded people who are serious about financial independence
  • learn from others to implement the lessons and ideas into your own daily life
  • go from always feeling guilty about spending to feeling bliss, happiness, and joy about the things that bring you joy

Join before doors close on April 8th by clicking here.

Sign up for the Pop Up Podcast Series, Building Blocks of Financial Success: Get Out of Debt, Save, Invest, and Achieve your Money Dreams”

In this series you will learn: 

  • Who are you and what is your “WHY”? Why do you want financial independence?
  • The Simple and Advanced Wealth Formulas
  • How to improve your mindset and habits to bring you more wealth
  • How community and accountability will make your journey more enjoyable
  • What is the Money Launch Club and how it can help you reach financial freedom

Hurry! The series goes away forever after April 8th!


Other related blog posts/links mentioned in this episode:

  • Doors to the Money Launch Club are now open! Join before they close on April 8th 2021!. 
  • If you missed enrollment, join the waitlist for my FI course.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Apr 02, 2021
207- Surviving and Thriving as a Small Black Owned Business in a Pre & Post Pandemic World
33:34

I am honored to bring you this week’s special episode featuring powerful stories of small Black business owners.  Earlier this year, School of Thought, a creative agency, and one of it’s long-standing clients, Milliman, hosted a conference that brought together business leaders to discuss the obstacles Black entrepreneurs faced in the pandemic. They wanted to present their conference attendees with a short but impactful mini-podcast episode that captured what it's like to be a Black entrepreneur in one of the most challenging economic environments we’ve ever seen. 

I was asked to interview over 9 dynamic entrepreneurs and experts for this project in what amounted to over 540 minutes of audio. The final result is a powerful 25 minute podcast that beautifully captures the real issues facing Black small businesses. 

In the episode, you’ll hear the entrepreneurs & experts share their experiences and the solutions that need to be implemented, so that Black small businesses can survive and thrive in a post-pandemic world. 

The episode was; written, edited and produced by School of Thought. Find more of their work at www.schoolofthought.com

The episode featured the following businesses/experts:

Sign up for the Pop Up Podcast Series, Building Blocks of Financial Success: Get Out of Debt, Save, Invest, and Achieve your Money Dreams” by going to journeytolaunch.com/moneydreams

In this series you will learn: 

  • Who are you and what is your “WHY”? Why do you want financial independence?
  • The Simple and Advanced Wealth Formulas
  • How to improve your mindset and habits to bring you more wealth
  • How community and accountability will make your journey more enjoyable
  • What is the Money Launch Club and how it can help you reach financial freedom

Hurry! The series goes away forever after April 8th!


Other related blog posts/links mentioned in this episode:

  • If you missed enrollment, join the waitlist for my FI course.
  • Doors to the Money Launch Club will be opening soon! Join the waitlist to be notified when doors open. 
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Mar 31, 2021
206- The Emotional and Mental Journey of Financial Independence and Finding Freedom Along the Way w/ Doc G
51:04

What gives you joy and purpose? This week on the podcast, Doc G, a hospice physician and the host of the Earn & Invest podcast, shares the emotional and mental journey to reaching Financial Independence (FI). 

Doc G explains that often we see money as the goal, but money is a tool to get to where we really want. We can very easily chase the end goal of financial freedom and feel empty and lost once we reach there and lose our purpose. The journey shifts when we start by discovering our purpose and prioritizing happiness today on the journey. Tune in to this week’s episode to hear more and learn how to use money as a tool on your path to freedom. 

In this episode you’ll learn:

  • How Doc G reached Financial Independence (FI)
  • Why he choose to continue working after reaching FI
  • How to use money as a tool & lever
  • The 5 stages of coping with FI
  • What role mindset plays in achieving and enjoying FI and much more...

Sign up for my FREE Pop Up Podcast Series, Building Blocks of Financial Success: Get Out of Debt, Save, Invest, and Achieve your Money Dreams”. First episode drops March 29! Go to journeytolaunch.com/moneydreams to sign up.

Other related blog posts/links mentioned in this episode:

Connect with Doc G:

Connect with me:

Mar 24, 2021
205- Stop Being Aimlessly Broke and Create a Money Management System That Works with Melody Wright
48:05

What does it mean to be broke on purpose & not aimlessly broke? For this week’s guest, Melody Wright, it means intentionally not having any extra money left over after you put it through a money management system that allows you to thrive.

Melody is the founder of Broke On Purpose. She is a trained PHd scientist who transitioned into personal finance after paying off $100k in debt in less than 3 years. She is also the author of the book, “Start Here: Your Guide to Building Your Money Management System.” 

Melody’s mission is to help people make better choices with their finances in a systemized way that supports their goals. Tune in to learn the first step you can take to regain control of your finances. 

In this episode you’ll learn:

  • What it means to live broke on purpose 
  • How Melody paid off 100k in less than a year
  • How to create a money management system that allows you to reach your money goals and thrive
  • The first step to gaining control of your finances and much more...

Other related blog posts/links mentioned in this episode:

Connect with Melody:

Connect with me:

Mar 17, 2021
204- How Diania Paid off $30,000 of Debt, Quit Her Job & Achieved FI-Flexibility with Diania Merriam
53:52

Can you imagine negotiating a virtual work arrangement with your employer that allows you to move across the country & take a 2 month sabbatical? That’s exactly what this week’s guest Diania Merriam did. Diania was able to move from NYC to Cincinnati and travelled to Spain for 2 months while keeping her NYC job . 

On the podcast, Diania shares how she paid off $30,000 in debt in 11 months, and reached the milestone of Coast FI (financial independence). Diania brings a rich and bold energy this week that explains how she was able to achieve her success and talks about the conference she created, EconoMe which allows participants to come together and talk all things Financial Independence.

Diania reminds us that personal finance is personal and your journey is customizable. Tune in this week to hear more about what she calls fi-flexibility and how it can support you on your journey.

In this episode you’ll learn:

  • How Diania landed her first job post college
  • The definition of -FI- flexibility 
  • What is Coast FI & how to reach it
  • Why your mindset is so important on the journey 
  • More about the  EconoMe Conference + a lot more

I’m giving away 2 free tickets to the EconMe conference. All you have to do is follow me on IG @journeytolaunch and text #econ to (347) 252- 9025 or click here to be entered for your chance to win. Deadline to enter is 3/19. Winners will be announced on 3/24

There will be 200 Early bird tickets priced at $149 available March 7th - April 10th or until they sell out.

Full price tickets are available for $199, but Journey to Launch listeners get 10% off full price with discount code: JOURNEYTOLAUNCH

Other related blog posts/links mentioned in this episode:

Connect with Diania:

Connect with me:

Mar 10, 2021
203- Tax Free Living: Tax Tips for Entrepreneurs, Side Hustlers, and W2 Employees with Carter Cofield
44:53

Are you leaving a generous tip to the IRS every time you pay your taxes? Carter Cofield, this week’s podcast guest, is sharing tips on how to save yourself and your business money during tax season. 

Carter is a CPA, a Certified Public Accountant, and he genuinely enjoys talking about taxes. His goal is to educate people on how to make their taxes work for them. This episode is for you whether you are an entrepreneur, side hustler, or W2 employee. 

Tune in to hear how you can potentially save money this tax paying season. Plus, Carter even shares with us where he is on his own journey to financial freedom. 

In this episode you’ll learn:

  • How you can make your taxes work for you 
  • What is a tax write off + what’s included in it
  • What is the golden formula
  • Tax paying season vs. tax planning season
  • What to look for when hiring a good CPA
  • How to account for taxes as an active trader
  • Pre tax vs. post tax investing and much more...

Other related blog posts/links mentioned in this episode:

Connect with Carter:

Connect with me:

Mar 03, 2021
202- Losing $300,000 of Your Life Savings in an Investment Deal Gone Wrong w/ Kierra Asnauskas
50:42

What would you do if overnight you lost over $300,000 of your life savings in an investment deal gone wrong? Unfortunately, that’s what happened to this week’s guest, Kierra Asnauskas. Kierra and her husband went from coming close to their goal of reaching Financial Independence to losing it all and having to start all over again. Tune in to what I hope to be a cautionary and inspirational story on taking risks and being resilient in the face of adversity. 

In this episode you’ll learn:

  • How Kierra and her husband lost over $300,000
  • What is forex trading 
  • Kierra’s biggest takeaway from losing it all
  • How Kierra is able to move on and rebuild and much more...

Other related blog posts/links mentioned in this episode:

  • Kierra was a guest on Episode 131, “From Broke and Living in a Car to Traveling the World w| Kierra”
  • If you want to check out Teri's Trade & Travel Program, click here
  • If you missed enrollment, join the waitlist for my FI course and Money Launch Club.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Kierra:

Connect with me:

Feb 24, 2021
201- How to Navigate Awkward Financial Conversations With the People in Your Life w/ Erin Lowry
52:23

Raise your hand if you’ve had an extremely awkward conversation about money with a coworker, friend, family member or romantic partner?  You’re not alone, it happens more often than not and it can leave us feeling uncomfortable. This week on the podcast, my guest Erin Lowry of Broke Millennial shares how to effectively communicate about money with the people in your life.

Erin’s third book, “Broke Millennial Talks Money: Scripts, Stories, and Advice to Navigate Awkward Financial Conversations” is all about how to handle financial conversations and offers actual scripts you can use in different scenarios. Tune in to hear insight and tips on how to have healthy talks about money while maintaining your boundaries and staying true to your financial goals. 

In this episode you’ll learn:

  • Ways to effectively communicate about money
  • Why providing context is important in money conversations
  • What is a friend fund and how it can work for you
  • Why a prenup is beneficial and much more...

Other related blog posts/links mentioned in this episode:

Connect with Erin:

Connect with me:

Feb 17, 2021
Ep 200: How to Use Trusts and Estate Plans to Build Intergenerational Wealth w/ Ifeoma Ibekwe
51:56

Do you know how to build intergenerational wealth? This week on the podcast I Ifeoma “Iffy” Ibekwe joins us to share how to build real wealth through estate planning. Iffy shares why it is  essential for us to have an estate plan and trust trust as part of our wealth building plan.. She also debunks barriers about the cost of estate planning and the requirements to start the estate planning process.

Tune in to this week’s episode to learn how you can enjoy the wealth you create now and pass down wealth for the future generations to come. Iffy also talks about how she is able to balance her career, being a mom of 4 and get 8 hours of sleep every night so you don’t want to miss it. 

In this episode you’ll learn:

  • What does it mean to build generational wealth
  • Why you should consider getting an estate attorney 
  • The different documents that are a part of estate planning
  • What does rest as a revolution mean and much more...

Other Links Mentioned

  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Ifeoma:

Connect with me:

 

 

Feb 10, 2021
199- Is Financial Independence (FI) a Pipe Dream? The Concept of Congruence and Minimal Viable FI
38:08

This week’s solo episode is a mini TED talk on 3 topics that have shifted how I approach financial independence. Are your wants in alignment with your beliefs? Are you too afraid to dream of financial freedom because you don’t believe it’s possible for you? 

The first step to changing your life is self awareness. In today’s episode, I dive into how being in congruence will impact your life, money, and way of being plus a lot more.   

In this episode you’ll learn:

  • What being in congruence means
  • Why self awareness is the first step of change
  • What minimal viable financial independence means 
  • The 5 levels of financial independence
  • Is financial independence a pipe dream? and much more 

P.S. My goal is to reach level 4 of Financial Independence (FI): base expenses + frills + guac + first class, what’s yours? You might be a little confused and curious at what levels of financial independence I am speaking of, so I take you through all 5 in the episode. 

Other related blog posts/links mentioned in this episode:

  • If you missed enrollment, join the waitlist for my FI course and Money Launch Club.
  • Check out the other tools that help me with my finances and business here.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Feb 03, 2021
198- Q&A: Managing Entrepreneurship & Mom Life During a Pandemic, Picking an Online Brokerage Account, Should you Invest Some of your Savings + More
29:04

How do you balance it all as an entrepreneur and mom during a global pandemic? Which brokerage account should I use? How can I get funding for my second real estate property? On this week’s episode, I am answering questions from Money Launch Club members and private messages I have received on social media. 

Tune in to this week’s episode to find out if I answer a burning question that’s been on your mind. I may share some insights that can help you bridge a gap on your own journey. 

In this episode you’ll learn:

  • How to balance it all
  • What I believe is our greatest resource
  • Ways to outsource your household tasks
  • Which online brokerage account to use
  • What is a DTI
  • If you should you invest or save your money and much more…

Other related blog posts/links mentioned in this episode:

  • I mentioned brokercheck.finra.org as a resource to check if brokerage accounts are operating by US laws. 
  • If you missed enrollment, join the waitlist for my FI course and Money Launch Club.
  • Check out the other tools that help me with my finances and business here.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

 

Jan 29, 2021
197- How to Rewire Your Brain for Wealth and Financial Success w/ Barbara Huson
53:24

What would you be able to accomplish if you did what scared you? This week on the podcast, I have Barbara Huson, best selling author, financial therapist, teacher and wealth coach. 

In her last book, “Rewire for Wealth: Three Steps Every Woman Can Take to Program Her Brain for Financial Success,” Barbara shares the missing piece she found in achieving financial success: the brain. Neuroscience plays a fundamental role in how we process, navigate, and spend money. 

Once you train your brain to connect with your mind, anything is possible. Barbara teaches us to recognize, reframe, and respond to thoughts that are not serving us. Tune in this week to learn what you can do right now to bridge the gap from where you are now to where you want to be. 

In this episode you’ll learn:

  • The connection between the brain and mind
  • The 3 ways to rewire your brain to achieve financial success
  • How you can be an objective bystander 
  • How can you increase your self efficacy and much more…

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Other related blog posts/links mentioned in this episode:

  • You can get Barbara''s latest book “Rewire for Wealth” here
  • If you missed enrollment, join the waitlist for my FI course and Money Launch Club.
  • Check out the other tools that help me with my finances and business here.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Jan 27, 2021
196- Our Real Estate Journey Part Two and How We Almost Lost $44,000
30:40

In my second real estate venture, my husband and I almost lost $44,000. After buying my first condo, I was very interested in real estate and I was excited to reap the same benefits with my partner. 

This experience was vastly different, and we came extremely close to walking away and losing our 10% down payment. In this week’s episode, I share the lessons I learned when buying a property did not go as planned and how you can avoid the same mistakes.

In this episode you’ll learn:

  • How my husband and I almost lost $44,000
  • Why this real estate investment almost fell through
  • The lessons I learned from this experience
  • What BATNA is 
  • The importance of sunk cost and having a strategy plus much more…

Other related blog posts/links mentioned in this episode:

  • I mention my first real estate investment at 22, which went very well and I talk about it more in depth in Episode 193 of the podcast. 
  • If you missed enrollment, join the waitlist for my FI course and Money Launch Club.
  • Check out the other tools that help me with my finances and business here.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Jan 22, 2021
195- Healthcare Options for Financial Independence, Early Retirement Seekers and Entrepreneurs w/ Lynn Frair
52:03

What should I do about my healthcare? This is one of the questions I get asked most frequently regarding financial independence/ retire early and entrepreneurship. 

This week on the podcast I have Lynn Frair, a nurse and founder of FI Healthcare, which is a knowledge base for healthcare options for early retirees and people who cannot depend on employer provided healthcare. Lynn also became financially independent and work flexible at the age of 38. After having a brain tumor in her 20s which completely wiped out her savings, she built her investments and passive income to replace her nursing wages.

Tune in to this week’s episode to get the resources and information you need to understand what healthcare options are available to you and how you can better plan to budget for healthcare as an entrepreneur or early retiree. 

In this episode you’ll learn:

  • What is a premium, deductible, and out of pocket max
  • What options you have in terms of healthcare
  • What resources are available to you to learn more about your health care options 
  • When the open enrollment period is and how to enroll if it is outside of that period and much more…

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Other related blog posts/links mentioned in this episode:

Connect with Lynn:

Connect with me:

Jan 20, 2021
194- Starting a Mobile Bank and FinTech Company with Sheena Allen
52:43

This week’s guest, Sheena Allen, is the youngest Black woman CEO and founder of a bank. Sheena created CapWay, a digital banking app and financial service provider, with the goal of closing the income, race, and financial literacy gap through access to banking and opportunities. 

Growing up in Mississippi, she had first hand experience at what it was like to be underbanked and undeserved. Unlike major cities, there wasn’t a bank on every corner and banking options were limited where she grew up. In college, Sheena created her first app without knowing how to code and has been a force in the app and fin tech space ever since.  Her latest venture is a digital bank, CapWay. Tune in to this week’s episode to hear more about Sheena’s process to creating her very own digital banking app and her entrepreneurship journey. 

In this episode you’ll learn:

  • How Sheena created and funded her digital banking app CapWay 
  • Why she created it 
  • What the process of creating a FinTech company looks like
  • What pre-seed, seed, and Series A mean
  • How long it takes to build an app
  • How much it costs to build an app and more...

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Sign up for my free class happening on January 14th: Financial Independence 101: How To Build An Action Plan to Reach Your Financial Goals and Live A Life of More Freedom!

You can still sign up for my Private Pop- up Podcast, Financial Independence 101: Your Building Blocks to Create A Life of Financial Freedom. This series will expire on the 19th, so get it now!

Other related blog posts/links mentioned in this episode:

  • Arlan Hamilton was a guest on Episode 155: Strengthen Your Mindset & Confidence to Turn Being Underestimated into Your Greatest Advantage 
  • Check out the other tools that help me with my finances and business here.
  • If you missed enrollment, join the waitlist for my FI course and Money Launch Club. The FI Course now called: Map Your Path To Financial Independence will open enrollment soon!
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Sheena:

Connect with me:

Jan 13, 2021
193- How I Bought My Condo at 22 Years Old & My Biggest Takeaways & Lessons Learned
50:17

At 22 years old, right after graduating from college, I went into contract to buy a condo in DUMBO, Brooklyn. In this episode, I am sharing my real estate story and how I was able to become a first time buyer at such a young age in hopes of inspiring you on your own journey.

There were several factors to my success that I share in this episode. One is the importance of representation, seeing someone who you can relate to doing something you want to do or that you didn’t think was possible. Tune into this week’s episode to learn about my biggest takeaways from the experience. 

In this episode you’ll learn:

  • How I was able to buy my first property at 22
  • Who inspired me to get into real estate
  • The factors that lead to my success
  • Valuable lessons I learned from my journey and much more...

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Other related blog posts/links mentioned in this episode:

Connect with me:

Jan 06, 2021
192- 2020 Year End Business Review: Breaking Down Revenue, Expenses, Profit & Lessons Learned
01:11:05

In this week’s solo episode, I’m sharing the behind the scenes numbers of how Journey To Launch did this year; income, expenses & profit. We increased our business gross revenue by 217% from 2019 and I want to share how I was able to accomplish that incredible growth. I’m also sharing the lessons learned from 2020 and my goals for 2021 I’m sharing these numbers so that I can be transparent about my journey as an entrepreneur to inspire you to go after your dream and make whatever excites you in your life happen.

2020 also marks two full years on my entrepreneurship journey and I am so proud of the milestones I am able to share with you today. 

In this episode you’ll learn:

  • How much Journey to Launch made in 2020 and the profit breakdown
  • Why I started Journey to Launch
  • How I was able to quit my job in 2018
  • How I can be selective and work from a place of integrity 
  • Wins and milestones Journey to Launch has accomplished this year and much much more...

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Other related blog posts/links mentioned in this episode:

  • On episode 61, I shared about quitting my job: Why & How I Quit My 6-Figure Job & How This Affects My Journey To Financial Independence
  • On episode 132, I talked about my 2019 Year End Review & How Investing In Yourself is The Greatest Gift. 
  • On episode 185: Give Yourself More Credit & Honor the Journey; A Personal Coaching Conversation w/ Saundra Davis. It’s a unique episode because Saundra gave me a personalized coaching session and helped me clarify 2020 as a breakout year for the business. 
  • The next two episodes were with Teri Ijeoma of Trade and Travel and a roundtable discussion I had with her students and journeyers. Episode 154 was How Teri Ijeoma Quit Her Job to Begin Trading Full Time and Travel the World. Episode 172 was also with Teri on Reaching Financial Independence, Buying her Dream Home in Cash & Amassing a $2 Million Portfolio. Then, Episode 173 was the roundtable discussion with Shaina, Crystal, and Shamessia: Learning Swing Trading as a Side Hustle to Pay Off Debt, Save & Reach Your Money Goals (Real Experiences from Real Journeyers). 
  • Here is the Instagram post that I shared on Twitter about my 2019 Year End Review of gross revenue and expenses for my first year as an entrepreneur running Journey to Launch. 
  • Lastly, in this Instagram post I share the amazing team that I mentioned in the episode that helped me with my photoshoot in late August. I tag the photographer- Taylor, stylist- Elsa, makeup artist- Tara, and my assistant/ movement director- Shaina. 
  • If you missed enrollment join the waitlist for my FI course.
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

 

Dec 30, 2020
191- Identifying The Top Defining Moments In My Life + How to Use Them as Fuel to Get to Your Goals
46:41

Can you pinpoint the defining moments in your life that have shaped you into who you are today? In this solo episode, I share some of my defining moments, the building blocks from my past that helped me become the woman I am today and that helped me to start Journey to Launch.

I talk about the journey often, so here are pieces from my journey that you have never heard before. They range from; childhood events, my “failures”, to also flying on a private jet with the CEO of a Fortune 500 company. Through this intimate conversation, I share what I found as a common theme from these experiences and how every single one of them has prepared me for the path I am on today. Tune in to this week’s episode to help you identify your own defining moments and to harness your power to succeed on your journey. 

In this episode you’ll learn:

  • My defining moments and how they have shaped me
  • How important exposure and possibilities are
  • My internship experiences
  • Why it’s important to be bold and daring
  • How partnerships and failures helped me grow and much more…

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Other related blog posts/links mentioned in this episode:

  • In the episode, I shared that my mom was a guest on episode 75 of the podcast. Episode 75 was an interview with my mother and how she prepared me to prosper.
  • If you missed enrollment join the waitlist for my FI course.
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Dec 23, 2020
190- Teaching Children to be Financial Goal Setters & Starting, Funding and Growing a FinTech Company w/ Tanya Van Court
40:44

How we were raised to handle money as children has an impact on the financial decisions we make as adults. Tanya Van Court had over a 20 year career in Corporate America in companies like ESPN, Nickelodeon, and Discovery Education. She is now the CEO and founder of Goalsetter, a savings and financial literacy app that helps kids and families get better with money. 

Her goal is to teach all kids in a fun and relatable way to be financially responsible, independent, and literate. Tanya has a powerful and motivating mission through her app to educate young people from all backgrounds, especially those who are underserved, the value of money. Tanya also shares more about her journey as Black woman entrepreneur in the FinTech space, and the obstacles she had to overcome to start, fund, and grow her company. 

Tune in to hear Tanya’s inspiring message and transparent conversation about how being bold, courageous, and speaking up helped her build Goalsetter from the ground up.

In this episode you’ll learn:

  • What the Goalsetter app is about
  • How you can start teaching your kids about the value of money
  • How much it can cost to start a FinTech company
  • The obstacles you can face as an entrepreneur and much more...

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Other related blog posts/links mentioned in this episode:

  • I mentioned Adam Carroll who was on episode 181 of the podcast: How To Build A Bigger Life & Become A Master of Your Money. 
  • If you missed enrollment join the waitlist for my FI course.
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Tanya:

Connect with me:

Dec 16, 2020
189- Live a More Intentional Life & Opt Out of Things That Don't Serve You w/ Cait Flanders
51:07

Is there anything in your life right now that you can opt out of that is no longer serving you? This week on the podcast, I have Cait Flanders, best selling author, of “The Year of Less” and “Adventures in Opting Out.” After paying off her debt, Cait did not have a plan for her money so many of her poor spending habits resurfaced.  At 29, Cait challenged herself to go on a shopping ban where she spent less and saved more. 

Cait realized that having clear, meaningful goals makes it easier to save and scale back. In addition, it was crucial for her to work through her internal blocks before she was able to move forward on her journey. Cait shares how to opt out and change paths from something that is no longer right for us. 

In this episode you’ll learn:

  • More about Cait’s year of less shopping ban
  • How spending can be linked to internal blocks and emotional attachments
  • Why it is important to have clear, meaningful goals
  • What opting out means 
  • The 5 “stages” on the journey to opting out outlined in Cait’s book “Adventures in Opting Out”
  • Why community is so important and much more...

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Other related blog posts/links mentioned in this episode:

Connect with Cait:

Connect with me:

Dec 09, 2020
188- The Immigrant Experience with Money + How To Become the Ultimate Go Getter with Shinjini Das
37:01

Shinjini Das of Das Media Group, comes on the podcast this week to talk with me about the immigrant experience and money. As first or second generation immigrants, we have a unique experience navigating through America and becoming financially educated. What makes our experiences special is that they are all different.

Shinjini was the undergrad commencement speaker at her University, Georgia Tech and then went on to become a competitive public speaker and entrepreneur.  Shinjini refers to her community as Go Getters and empowers them with actionable advice to achieve their goals. 

In this episode you will hear more about Shinjini's story as a first generation immigrant and how she uses DCU for her banking needs. She also shares why it is important for her as an entrepreneur to have separate personal and business accounts.   

In this episode you’ll learn:

  • How helpful it is to bank with DCU
  • Why Shinjini is passionate about banking with DCU
  • Why it is beneficial to separate personal and business banking accounts and much more...

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Other related blog posts/links mentioned in this episode:

  • I wrote an article, All About the Immigrant Experience and Money, in conjunction with DCU here. Article is not published yet, add it here when it is
  • I mentioned Mike Michalowicz’s book, Profit First, which helped me with my process with my business account and paying myself first. 
  • If you missed enrollment join the waitlist for my FI course.
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Shinjini:

Connect with me:

Dec 07, 2020
187- How to Get Your Employer to Pay $5,250 Towards Your Student Loans Before the End of 2020- Bonus/Emergency Episode
29:55

Did you know that your employer could pay off $5,250 of your student loans this year (2020)?! The payments wouldn't be taxable to you as the employee and your employer would get a tax break on the payment. But your employer would have to make the payment by December 31, 2020. This was a new provision made in the Cares Act back in March 2020 that many people didn’t know about. 

I found this out thanks to a tweet from episode 151 guest Lynette Khlafani Cox and when I shared this with my audience on my Instagram account @journeytolaunch, the comments went crazy with questions and comments. I had so many questions about it that I just had to invite Lynnette back on the podcast for an emergency episode to help answer some of your most asked questions on the subject. 

We cover the following questions (and more): 

  • What's the best way to ask your employer about this? 
  • What's in it for the employer?
  • Does this apply to govt employees or non-profit employees?
  • What if you are your own employer, is there a loophole that entrepreneurs can use for themselves?
  • Do prior student loans qualify that you got years ago or for a degree not completed?
  • Can employers add additional stipulations like you must continue working there for X amount of time
  • Does this apply to part-time employees? 
  • What are the chances that this will be extended into 2021?

Take a listen to this episode and share it with someone who could benefit from it. Remember you have until the end of 2020 for your employer to make the payment. 

Other related blog posts/links mentioned in this episode:

  • Lynnette’s blog post on the subject 
  • Click here to get the HR email template you can send to your HR department
  • More COVID resource articles from Lynnette here
  • Listen to Lynnette’s first appearance on the podcast where she talked about the CARE’s act & Economic Relief package here
  • If you missed enrollment join the waitlist for my FI course.
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Lynnette:

Connect with me:

 

Dec 04, 2020
186- Learn How Investing Works & Grow Your Money w/ Bola Sokunbi from Clever Girl Finance
48:42

What’s stopping you from investing? Chances are you can start right now! In this episode, Bola Sokunbi shares all things investing. Bola is my most recurring guest because she continues to share tangible gems with my audience.  She is the founder of Clever Girl Finance, one of the world’s largest personal finance platforms for women in the U.S.. Bola does it all, she is a podcaster, mom, and entrepreneur. She just published her new book, which I am featured in, titled, Learn How Investing Works, Grow Your Money. 

Sometimes, the financial jargon around investing can make it seem too difficult to start. Bola shares why people don’t invest and a common theme she sees from successful people who do invest.  She also reminds us that it is never too late to start and shares why you shouldn’t wait to pay off debt before you start investing. 

If you have fear around investing or are curious to learn more about how to generate wealth, this episode is for you. 

In this episode you’ll learn:

  • 2 of the biggest concerns of why people don’t invest 
  • What’s the first step to investing
  • Different types of retirement accounts from your employer 
  • Some mistakes beginners make
  • A common theme from successful investors and business owners 
  • Why it’s never too late to invest
  • How to invest and pay off debt
  • Ways to diversify your income as a business owner and much more...

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Other related blog posts/links mentioned in this episode:

  • Bola was a guest on episodes 22 (How Investing In Yourself & Starting A Business Can Lead To Financial Success) and 106 (Creating Financial Freedom & Wealth On Your Own Terms) of the podcast. 
  • Bola’s book “Learn How Investing Works, Grow Your Money” can be purchased at Audible and Barnes and Nobles. 
  • If you missed enrollment join the waitlist for my FI course.
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Bola:

Connect with me:

Dec 02, 2020
185- Give Yourself More Credit & Honor the Journey; A Personal Coaching Conversation w/ Saundra Davis
40:13

When will you know when you are satisfied? It’s a simple but weighted question because we are often chasing something. This episode is special because you get to be a fly on the wall in a mini-coaching session between myself and Saundra Davis. Saundra Davis is a nationally recognized financial coach, educator, consultant, and motivational speaker, challenges Jamila to get to the root of why 2020 will be a breakout year for her. 

I had breakout years every 2 years since 2010, so I hoped that 2020 would be no different. And then the pandemic happened. What if you were able to reframe the way you approached this year, so that you could embrace all that went well? Would you step into the last month of this year any differently?

In this episode, Saundra helps me commit to what will help me be the best entrepreneur, mom, and leader I can be. Buckle up to go on the journey with me, take out your pen and paper, and commit to yourself now how you will finish 2020. 

In this episode you’ll learn:

  • What a coaching session looks like 
  • How you can show up for yourself 
  • How to commit to your journey and get accountability partners to help you on the way and much more...

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Other related blog posts/links mentioned in this episode:

  • Saundra was a guest on Episode 169 of the podcast Become Your Own Money Expert and Build A Financial Life True to Your Values & Desires.
  • Black Friday Sale is happening all week long and the doors are now open to join the Money Launch Club until November 30.
  • Teri is also having a Black Friday Sale for her VIP Trade and Travel Package and she is giving all of my Journeyers 10% off with the code: FRIYAY from Nov. 23- Nov. 30, click here to enroll.
  • If you missed enrollment join the waitlist for my FI course.
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Saundra:

Connect with me:

Nov 25, 2020
184- Money Launch Club Doors Are Open! + The Underlying Theme I've Noticed In My Private Communities
11:38
This is a surprise episode where I announce that the Money Launch Club doors are open and I talk about a common underlying theme I have been noticing in my private community as well as in my first cohort of the Journey to FI course! Compared to the Facebook community, the Money Launch Club is a paid community where people invest to be in a space with other like-minded individuals.
 
The common theme I have noticed is the community aspect of it, which allows members to feel the support and encouragement needed on those tougher days where they may not feel as motivated. If you are searching for a community that shares your same ideas while on your journey to Financial Independence, then you can check out the Money Launch Club! In the Money Launch Club you will get:
  • S.T.E.Ps- the support, tools, education & plan to help you reach your money goals.
  • Accountability through Weekly Wins & Monthly Goal Challenges
  • Monthly Group Coaching Calls
  • After Show Chats & Masterclasses with guests from previous episodes
  • Book Club Meetings
  • Virtual Meet-ups within the club
  • & much more!

Other related blog posts/links mentioned in this episode:

  • Go to moneylaunchclub.com/interviews to listen from journeyers who are in the Money Launch Club and have been on the podcast.
  • Get the Free Journeyer Jump Start Guide here.
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Nov 23, 2020
183- How To Transition from Corporate America to Entrepreneurship + All The Other Things They Don't Tell You About Owning A Business w/ Tammeca Rochester
56:15

What happens when COVID strikes your business and you have to pivot in an instance? Tammeca Rochester did exactly that and shares how she was able to keep her fitness business, Harlem Cycle, thriving during an extremely difficult time. 

Tammeca did not set out to start her own cycling studio, but when she felt the pull to do so, she listened to it.  Tammeca first started as an engineer then switched to the marketing field and then transitioned into running her business, Harlem Cycle, a cycling studio. She always knew she had an immense passion for helping people discover who they are and who they want to be, so when she passed an empty space for sale in Harlem on her afternoon run, it clicked in that moment that cycling should be brought to Harlem.  Tammeca knew what was possible and went after what she wanted. She came up with the idea for Harlem Cycle in November 2015, signed her lease in February 2016 and held her first cycling class in April 2016. 

In this episode, Tammeca shares how starting a business is possible and the obstacles she overcame to make it successful. I hope you are as excited as I am to  head to Harlem (post COVID), hop on the bike, and take part in the magic of Harlem Cycle. 

In this episode you’ll learn:

  • Why you should take the leap and do what scares you 
  • The potential start up costs to a brick and mortar 
  • How to market your new business 
  • Ways to pivot your business during COVID and much more...

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Other related blog posts/links mentioned in this episode:

  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Tammeca:

Connect with me:

Nov 18, 2020
182-Bonus Episode- Everything You Need to Know About Credit Unions and Why Banking with a Credit Union is Good for Your Wallet and Community
36:24

Are you a part of your local credit union? Ron McLean, president of Cooperative Credit Union Association, shares why everyone should join a credit union and debunks common myths associated with credit unions. The mission of a credit union is people helping people, which includes caring for families, communities, and businesses. 

Credit unions aim to form meaningful relationships with their customers and emphasize people over profit.  This is clear through the ways credit unions uplift their customers, serve underserved communities, assist with economic injustice, and educate it’s communities on financial education and literacy. 

Joining a credit union can be an integral part of your journey to reaching Financial Freedom because it helps to give you more options to banking. There is a credit union available for any and everybody, with one simple search you can find the one nearest to you today. 

In this episode you’ll learn:

  • The mission of credit unions
  • How credit unions work and serve local communities
  • Why you can trust credit unions with your money
  • What myths are not true when it comes to credit unions
  • How to join your local credit union, and much more…

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Other related blog posts/links mentioned in this episode:

  • Reminder, Jamila and Ron will be going LIVE on Instagram November 20 at 12pm on @journeytolaunch and @dcucreditunion! 
  • Ron gives two websites that you can search to find your local credit union: Better Values, Better Banking and Your Money Further
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Cooperative Credit Union Association,:

Connect with me:

Nov 13, 2020
182-Bonus Episode- Everything You Need to Know About Credit Unions and Why Banking with a Credit Union is Good for Your Wallet and Community

Are you a part of your local credit union? Ron McLean, president of Cooperative Credit Union Association, shares why everyone should join a credit union and debunks common myths associated with credit unions. The mission of a credit union is people helping people, which includes caring for families, communities, and businesses. 

Credit unions aim to form meaningful relationships with their customers and emphasize people over profit.  This is clear through the ways credit unions uplift their customers, serve underserved communities, assist with economic injustice, and educate it’s communities on financial education and literacy. 

Joining a credit union can be an integral part of your journey to reaching Financial Freedom because it helps to give you more options to banking. There is a credit union available for any and everybody, with one simple search you can find the one nearest to you today. 

In this episode you’ll learn:

  • The mission of credit unions
  • How credit unions work and serve local communities
  • Why you can trust credit unions with your money
  • What myths are not true when it comes to credit unions
  • How to join your local credit union, and much more…

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Other related blog posts/links mentioned in this episode:

  • Reminder, Jamila and Ron will be going LIVE on Instagram November 20 at 12pm on @journeytolaunch and @dcucreditunion! 
  • Ron gives two websites that you can search to find your local credit union: Better Values, Better Banking and Your Money Further
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Cooperative Credit Union Association,:

Connect with me:

Nov 13, 2020
181- How to Build a Bigger Life (not a bigger lifestyle) & Become a Master of Your Money w/ Adam Carroll
48:50

How can you craft a life you love today while not waiting for the end goal of Financial Independence to be realized?  How can you build a bigger life (not a bigger lifestyle) and become a master of your money? Adam Carroll is an internationally recognized speaker, author, podcaster, and retreat leader.  He’s a two time TED Talk speaker with one of his talks surpassing 5 million views. Adam believes that we are all life architects and for him that means living his life according to 5 core values; family, freedom, love, growth, and connection. The more we get aligned with our core values, the more we are able to build a big life. 

Adam and his wife work together as a team for their future vision and shared goal of Financial Independence. With him being on the financial offense (focusing on growing income) and her being on the financial defense (focusing on limiting their expenses), they make an effective team thus increasing their “life factor”. The life factor is limiting expenses and maximizing income which creates a giant spread. The bigger the life factor, the more free you can ultimately be. Using this strategy, Adam and his wife were able to pay off their mortgage early, take a month to travel through Italy and raise more financially aware kids. Adam shares that money is important because it gives us choices, options, and flexibility. While he is very close to reaching Financial Independence, he doubts he will stop working because he loves what he does- writing, speaking and storytelling.  

In this episode you’ll learn:

  • How to build a bigger life and become an architect of your life
  • What is a “life factor” and how to create more balance on your financial journey
  • How to mentor and coach your children to be successful with money 
  • Ways to build financial awareness with your children
  • How to break money cycles and much more...

Other related blog posts/links mentioned in this episode:

  • Adam gave a Ted Talk on what playing Monopoly with real money taught his kids. 
  • Adam mentioned the book he read, “Smart Couples Finish Rich,” that helped him and his wife get on the same page 
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Adam:

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Nov 11, 2020
180- How Lawrence Amassed a Six Figure Net Worth and Doubled His Income to Six Figures (while still in debt)
51:13

Lawrence Gonzalez had a choice to make: should he continue falling deeper into debt or get serious and make a plan? With 6 figures of debt, Lawrence decided it was time to make a decision: to be in control of his finances.  He made the decision to not finish graduate school, get a job, and ultimately, live the life he wanted. 

Lawrence is a proud Haitian-American and decorated veteran Sergeant of the United States Marine Corps. He grew up in Haiti until the age of nine and witnessed that his grandmother with six kids was able to make it work with a very low income.  

For Lawrence it all came down to having a strategy. One of the many strategies and skills that Lawrence was able to hone was the language of resumes.  He began working on mastering his resume and went from his first job in 2012 of making $23,000 to getting a new job a year later bringing home $32,000. He saw how much a resume mattered, so 6 months later he did it again but this time managed to secure a government position and doubled his income to $64,000. Now in 2020, he is still in the same government position as an Auditor but has since been promoted and is now bringing in $109,000. 

Even though Lawrence did not finish school, what helped him excel was that he knew his strengths, his passion and wanted to give back to his community.  His story also shows us that you can still have debt and reach your financial goals. Debt is something that he chooses to live with and is manageable for him because he has a strategy. Focusing on building assets and investing has allowed him to own a home, a rental property, and start a small business, which would have been impossible if he focused on paying off his debt first.  Now he is on the journey to achieving his goals of reaching a million dollar net worth in 5 years and retiring in 15 years.

Lawrence acknowledges that reaching Financial Freedom gives him and his financé the opportunity to do even more in the community and help people around them live their best lives. He believes there is a powerful synergy when we help each other out and show others what is possible. 

The main message here is to just start and put one foot in front of the other. We can all do extraordinary things when we just decide to put our foot on the gas. 

In this episode you’ll learn:

  • How to increase your income  
  • How to calculate your magic number to reach financial freedom
  • The importance of having and owning your story 
  • How to have debt and reach your financial goals and much more...

Other related blog posts/links mentioned in this episode:

  • Check out Lawrence’s Instagram post of him and his finacé saving/ investing almost 50% of their income.
  • Elizabeth White was on Episode 59 of the podcast and she shared how she was faking normal until she owned her story.
  • Learn more about the 5 Journeyer Stages in this podcast episode here.
  • If you missed enrollment join the waitlist for my FI course.
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Lawrence:

Connect with me:

Nov 04, 2020
179- Why the Money Gurus are Wrong & Other Principles You'll Need to Understand to Reach Your Money Goals
49:22

In this week’s solo episode I am talking about the five truths I learned on my financial journey. Some of these points might surprise you, but you’ll have to take a listen to hear them for yourself. I hope what I share in this episode will help you on your journey to financial freedom and independence.

In this episode you will learn:

  • What the financial gurus don’t always get right
  • One thing that’s holding you back from achieving financial independence
  • How to find more money to save and invest
  • What’s the best investment you can make, and more

Plus there’s only one more day left to sign up for the Journey To FI course before doors close. Find out more and enroll here.

Other related blog posts/links mentioned in this episode:

  • Check out episode 61 where I talked about why I quit my 6-figure job and how it affected my journey to financial independence. Or listen to episode 5 where Ed, an educator, shares how he became a millionaire on a teacher’s salary. 
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Oct 28, 2020
178- Start and Map Out Your Journey To Financial Independence With These Steps
36:14

Check out this week’s solo episode where I share five out of  the ten steps you need to map out your path to financial independence. These steps will empower you to get started and show you that financial independence is possible. But first I help you define what that means financial freedom means for you. In this episode, I talk about how to plan your path to financial freedom, my new Journey To Financial Independence course, the 5 Journeyer stages, how to fuel your goals, and more. 

In this episode you will learn:

  • Five of the ten steps to help you plan your journey to financial independence
  • How to fuel your goals and achieve success
  • The five journeyer stages
  • All about my free class and Journey To Financial Independence (FI) course, and more 

Register for my free class on October 22 at 8:30 PM EST. I will teach you how to unlock financial freedom right now. Register today

Other related blog posts/links mentioned in this episode:

  • Learn more about the 5 Journeyer Stages here. Also, check out my FI course.
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

 

Oct 21, 2020
177- How to Live a Rich Life & Make Your Own Money Rules w/ Ramit Sethi
01:05:46

Ramit Sethi is New York Times bestselling author and founder of I Will Teach You to Be Rich. After 16 years in the personal finance space, Ramit is still teaching people how to set specific goals for themselves and their money. He has a unique way of talking about money and challenges the normal points of view you often hear from other personal finance “gurus”.

In this episode, Ramit shares tips on how to; save you money, earn more, and live a rich life.

In this episode you’ll learn:

  • An exercise to help you get specific about your goals and money
  • Ramit’s story about going from a free blogger to a paid author and how to prepare yourself for your own journey
  • Why you need to earn more 
  • The CEO model and how you can use it get rich
  • Five phone calls you can make to save $1,000 right now, and more

Register for my free class on October 22 at 8:30 PM EST. I will teach you how to unlock financial freedom right now. Register today

Other related blog posts/links mentioned in this episode:

  • Register for The Big Reset 2020, on October 16th, The Financial Diet’s digital summit! Use my code “Journey” to get $10 off.
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Ramit:

Connect with me:

Oct 14, 2020
176- How to Pay Off Debt & Merge Your Talents with Making Money w/ Yanely Espinal
59:14

Yanely Espinal, also known as Miss Be Helpful, grew up with immigrant parents and eight brothers and sisters in Brooklyn, New York. As a child she didn’t know much about money. When she got a full scholarship to Brown University her mind was blown by the amount of wealth her classmates enjoyed. Her efforts to keep up caused her to rack up $20,000 in credit card debt. 

When Yanely started her career as a teacher and realized she didn’t have enough to cover her debt, bills, and an unexpected medical expense, she knew something had to change. That’s when she got serious about paying off her debt and improving her finances. 

Today, Yanely has a successful YouTube Channel and is a director of a financial education program that teaches students, teachers, and professionals about  financial literacy. In this week’s episode we are talking about Yanely’s financial journey and the obstacles she overcame along the way. 

In this episode you’ll learn:

  • Tips to launching a successful YouTube Channel 
  • How to pay off debt and start building wealth 
  • Ways to combine your passion and your profession
  • All about a free financial literacy program, and more

Also, don’t miss my free class October 22 at 8:30 PM EST. I will teach you how to unlock financial freedom right now. Register today at Journeytolaunch.com/freeclass!

Other related blog posts/links mentioned in this episode:

  • Check out the Mamas Talk Money Summit taking place October 12-16, 2020! I’ll be speaking on October 14th at 10:30 am about Financial Independence! Registration is FREE so don’t miss out.
  • Register for The Big Reset 2020, The Financial Diet’s digital summit! Use my code “Journey” to get $10 off.
  • Yanely recommended Suze Orman’s book Women & Money. It helped her get out of debt in 18 months.
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Yanely:

Connect with me:

 

Oct 07, 2020
175- How To Build Healthy Money Habits & Become A Smart Money Mama w/ Chelsea Brennan
50:03

Chelsea Brennan, the founder of Smart Money Mamas is on the Journey to Launch Podcast sharing how she went from being a hedge fund manager to a full-time financial educator. She helps moms connect with all aspects of their money so they can overcome emotional blocks, identify what they want most, and create healthy money habits to achieve their goals. 

In this episode, Chelsea and I talk about how we both walked away from lucrative careers in the finance industry to start our own business and help others get better with their finances. Don’t miss these money tips and ways to transition from your career to your passion and get tips to on how to become a smart money mama

In this episode you’ll learn:

  • How to transition from a 9 to 5 career to your passion project or business
  • The importance of boosting your earning power
  • How to cut back without cutting out all the fun
  • Questions to ask yourself if you want more time, health, and happiness
  • Tips for stay at home parents and more

Check out the Mamas Talk Money Summit taking place October 12-16, 2020! I’ll be speaking on October 14th at 10:30 am about Financial Independence! Registration is FREE so don’t miss out; go to journeytolaunch.com/moneymammas to register!

Other related blog posts/links mentioned in this episode:

  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Chelsea:

Connect with me:

Sep 30, 2020
174- Making 6 Figures Online & Living a Location Independent Lifestyle To Work & Live From Wherever You Want w/ Michelle Schroeder-Gardner
48:46

Michelle Schroeder-Gardner of Making Sense of Cents started her journey to financial freedom by paying off almost $40,000 in student loans in seven months. She shared her journey on her website and turned her blog into a six figure online business. Today, Michelle helps others with their money while she and her husband travel full time on a sailboat.  

Listen to this episode to learn more about how to; make money online and have a location independent lifestyle where you can work and live from wherever you want.

In this episode you will learn:

  • 3 things to do to get started with an online business and blog 
  • How Michelle turned her blog into a six-figure online business
  • Several ways to make money online
  • What life is like if you travel full time on a RV or sailboat
  • The power of networking with other bloggers and more

Watch this on youtube by going to https://youtu.be/K0CTT4mDkbA

Other related blog posts/links mentioned in this episode:

  • If you want to hang out with me and Teri, sign up for our free class tonight at 830 pm EST. Seats are limited so reserve your space today!
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Michelle:

Connect with me:

Sep 23, 2020
173- Learning Swing Trading as a Side Hustle to Pay Off Debt, Save & Reach Your Money Goals (Real Experiences from Real Journeyers)
47:20

Last week, Teri Ijeoma shared her story on going from trading as a side hustle to being able to; trade full time, travel the world and reach Financial Independence. Teri now runs a multimillion dollar business teaching others who want to learn trading as a side hustle to reach their financial goals. 

This week, I’m sitting down with 3 of her new students in her Trade and Travel course who also are Journeyers. Tune in to learn more about what it's like to learn trading as a beginner, the importance of investing in yourself and what it’s like to be a part of Teri’s larger mission to collectively earn a million dollars a day and help people change the world. 

In this episode you’ll learn:

  • How you can trade for more income to save, invest, or pay off debt
  • When you should invest in yourself and how to manage risks
  • Three students’ perspective on learning how to trade, and so much more

Other related blog posts/links mentioned in this episode:

Connect with Shaina:

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Sep 16, 2020
172- Reaching Financial Independence, Buying her Dream Home in Cash & Amassing a $2 Million Portfolio w/ Teri Ijeoma
43:58

Teri Ijeoma was an assistant principal who started trading in the stock market to make extra income. Her goal was to make $300 a day to replace her salary. Today, Teri trades, travels, and has made over $100,000 a day trading in quarantine!

In this week’s episode check out what Teri has been able to accomplish since her last appearance on the podcast. We are talking about how Teri achieved financial independence, bought her dream home with cash, and helped her students earn $1,000 a day trading too.  

If you want to learn more about trading and want to hang out with Teri & I to learn more about her program, sign up for our free class on September 23 at 830 pm EST. Seats are limited so reserve your space today here!

In this episode you will learn:

  • How Teri build a $2 Million dollar portfolio swing trading
  • What is swing trading and how to get started 
  • The difference between active and passive traders
  • How you can make $1,000 a day
  • Ways to discover and monetize your skill sets 
  • The importance of knowing your why, and more

You can watch this interview with Teri on Youtube by clicking here.

Other related blog posts/links mentioned in this episode:

Connect with Teri:

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Sep 09, 2020
171- Money, Goals & Mindset: Lessons from Taco Shells, Bloating & Running
43:27

In this week’s episode of The Journey to Launch Podcast, I'm talking taco shells, bloating and running. What does this have to do with money? Listen to find out.

In this solo episode I’m sharing more about my life behind the scenes. I have updates on my fitness journey, tips about how and when to adjust your path to financial independence, and encouragement to keep going even when you don't see the results right away. 

In this episode you will learn:

  • What tacos, bloating, and running have to do with money
  • How to adjust your financial journey and find what works for you
  • Reasons why you need to keep going even when you don't see the results
  • Why you need to forget about being perfect and just get started

Other related blog posts/links mentioned in this episode:

  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

 

Sep 02, 2020
170- How to Coast to FI: The Slow, Intentional, and Balanced Approach to Reaching Financial Independence w/ The Fioneers
47:34

Jessica and Corey are coasting their way to financial Independence (FI), and have found a way to create more time and freedom in their lives today. As a dual income household with no kids, they currently live in Boston, a high cost of living city. Also, known as the Fioneers, Jessica and Corey are showing people how to calculate their financial independence number and design a more balanced life before the traditional retirement age. 

In this episode, Jessica and I talk about the different paths to financial freedom, how to determine your FI number, entrepreneurship, and more.  

In this episode you will learn:

  • What is Coast FI and how to start coasting now
  • How much you need to retire early 
  • Ways to encourage your partner to join you on your financial journey
  • Hacks to fast track your way to happiness
  • 4 things to consider when designing your own life
  • What is a location independent entrepreneur, and more

Other related blog posts/links mentioned in this episode:

Connect with Jessica & Corey:

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Aug 26, 2020
169- Become Your Own Money Expert & Build A Financial Life True To Your Values & Desires w/ Saundra Davis
59:37

It’s never too late to start your financial journey. At 44 years old, Saundra Davis took a risk and went back to school for a master’s degree in personal financial planning. Today, she is a living legend in the personal finance space. She has taught so many coaches in the financial industry. It’s an honor to have her on The Journey to Launch Podcast and to share this conversation with you. 

Saundra is the Founder and Executive Director of Sage Financial Solutions, a San Francisco Bay Area-based organization that develops comprehensive financial capability programs for low and moderate-income communities. She is passionate about her work with community-based organizations that focus on asset building for the working poor.

In this conversation, we are getting real about how to change your money behaviors, how to set financial goals and boundaries plus so much more.

In this episode, you will learn:

  • How to know when to take risks and invest in yourself
  • Techniques to help you talk to your family about money
  • The importance of setting financial goals and boundaries
  • Ways to coach people so they can find their own power 
  • Methods to change your financial behaviors, and more

Other related blog posts/links mentioned in this episode:

Connect with Saundra:

Website

Facebook: @SageMoney

Instagram: @Sage.Money

Twitter: @SageMoney

Connect with me:

Aug 19, 2020
168- How To Live A Life You Love & Can Afford w/ Kumiko Love
53:47

Kumiko Love graduated with a degree in finance but didn’t learn anything about personal finances in school. After her divorce, Kumiko was a single mom, $77,000 in debt, and determined to get her finances in order. 

What started as a community for her to share her financial journey, has grown into The Budget Mom (TBM). Kumiko’s platform, TBM, is now her full-time business where she provides practical, fun budgeting methods and techniques to thousands of women all around the world. She has helped women take control of their finances, pay off debt, save more money, and build a life they love on a budget they can afford.

In this week’s episode of the Journey to Launch Podcast, we are talking about Kumiko’s journey, how she got her finances on track, became a full-time entrepreneur, and purchased her dream home with cash and why. 

In this episode you will learn:

  • How Kumiko went from making $24,000 a year to purchasing her dream home with cash
  • Three budgeting methods to get your finances on track
  • Steps to take before you leap into full-time entrepreneurship
  • How you can adjust your financial habits and still enjoy the brands you love
  • Why it’s all about the journey and not the destination, and more

You can watch this interview with Kumiko Love on youtube by going to https://youtu.be/ilTdXkivwp0

Other related blog posts/links mentioned in this episode:

  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Kumiko:

Website

Facebook: TheBudgetMom

Instagram: @TheBudgetMom

Twitter: @TheBudgetMom

Connect with me:

 

Aug 12, 2020
167- How to Not Die Poor w/ Michael Arceneaux
40:39

What started out as an essay about one man’s struggle with student loan debt in the New York Times, has morphed into Michael Arceneaux’s next best seller, I Don’t Want to Die Poor. Michael Arceneaux, the author of the New York Times bestseller, I Can’t Date Jesus: Love, Sex, Family, Race and Other Reasons Why I Put My Faith in Beyonce just released his second book, in April 2020. This book, I Don’t Want To Die Poor, is all about money.  

In our conversation we talk about Michael’s struggles with student loan debt, the pressure to get a college education, and the faults of the student loan system. Michael is not a “money expert”, which makes this conversation even more enlightening and real. If you have ever been in debt (or are currently in debt), listen in as we discuss the struggle to not die poor. 

In this episode you will learn:

  • What happens to private student loans when you die
  • How the student loan process is systematically flawed 
  • Tips for creatives and entrepreneurs who want to make money and create
  • Why Black Americans are disportionately affected by private student loans
  • All the reasons why you should read Michael’s new book, and more

You can watch this interview with Michael Arceneaux on youtube by clicking here.

Other related blog posts/links mentioned in this episode:

  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Michael:

Website

Facebook: @Arceneux.Michael

Instagram: @YoungSinick

Twitter: @Youngsinick

Connect with me:

Aug 05, 2020
166- Four Simple Rules For Successful Budgeting, Why You Need A Budget & Entrepreneurship Lessons w/ Jesse Mecham
01:01:13

What started out as a budgeting spreadsheet has grown into a budgeting app used by thousands of families who have committed to giving every dollar a purpose. This week on the Journey to Launch Podcast we are continuing our celebration of the third anniversary of the show with an interview with Jesse Mecham. 

Jesse, the creator of You Need A Budget (YNAB), shares his financial journey and tips for entrepreneurs. In this episode he describes how he dived into entrepreneurship at 22, and then successfully grew YNAB into a company with over 100 employees. Today, his budgeting app helps thousands across the globe improve their finances. Tune in to hear more about his path to success and the four rules for successful budgeting.

In this episode you will learn:

  • How to give every dollar a job
  • Ways to embrace your true expenses
  • When to give yourself permission to change your budget 
  • Why a budget is not restraining 
  • How to get 30 days or more ahead on your bills, and more

Special thanks to YNAB for sponsoring the podcast in its 3 year anniversary month. Get your free 34 trial of YNAB today (no credit card required to sign up) by going to youneedabudget.com/journey

Other related blog posts/links mentioned in this episode:

  • Jesse and I both talk about the power of Profit First when you are an entrepreneur. Check out Mike Michalowicz’s book for yourself and see how it can help you in your business.
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Jesse:

Website

Instagram: @YouNeedaBudget

Facebook: @iYNAB

Twitter: @YNAB

Connect with me:

Jul 29, 2020
165- Lessons on Achieving Your Life & Money Goals From 3 Years of Podcasting + Journeyer Voicemails
27:12

It’s the 3rd anniversary of the Journey to Launch Podcast and we are celebrating. I could not have made it to this milestone without you. So, in this week’s episode, I’m sharing voicemails from Journeyers from all over the world. Listen and learn how the Journey to Launch Podcast has helped so many people fix their finances, improve their lives, and change their mindsets so they can accomplish their goals. 

I’m also sharing some lessons I’ve learned since starting this podcast three years ago. I hope you apply these lessons to your life wherever you are on your financial or career journey. We are on the path to financial freedom and independence together. Let’s lift each other up along the way. 

In this episode you will learn:

  • How the Journey to Launch Podcast can help you level up your finances
  • The importance of consistency and persistency with anything you do
  • The power of your words and how to manifest the life you want 
  • When it’s OK to pivot or change your mind
  • The best app to help you budget, track your spending and let you live a little
  • All about the Money Launch Club, and more

Special thanks to YNAB for sponsoring the podcast in its 3 year anniversary month. Get your free 34 trial of YNAB today (no credit card required to sign up) by going to youneedabudget.com/journey

Doors to the Money Launch Club are now open until Thursday July 23rd! Join by going to MoneyLaunchClub.com

In This Online Community You Will Get S.T.E.P's:

Support- Get the community support to help reach all of your financial goals. Find an accountability partner and participate in weekly and monthly challenges.

Tools- Get access to tools such as worksheets and trainings to help you manage your money, track your progress and grow your wealth.

Education- Get educated on various money topics so that you can make better money decisions and learn the steps you need to take to get ahead.

Plan- Get  the Journey to FI 10 Steps to Freedom Framework to map out your Financial Independence launch success plan.

Other related blog posts/links mentioned in this episode:

  • Join the Money Launch Club here.
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

 

Jul 22, 2020
164-The Pursuit of Financial Liberation, Social Justice & Entrepreneurship w/ Ysanet Batista
54:04

After graduating from college with over $70,000 in student loans, Ysanet Batista went straight into public service. Unfortunately, her career did not pay a high salary and she found it difficult to live and eat in New York City. At some points, she faced food insecurity and homelessness. Her struggles forced her to find ways to make more money and led to her starting her own food cooperative business called Woke Foods. She merged her love for cuisine with her passion for social justice and is forging her own path to Financial Liberation. 

Ysanet is also a member of the Money Launch Club (moneylaunchclub.com) and shares how joining the community allowed her to pay off debt, find support and stay accountable on her journey

In this episode you will learn: 

  • Where you can find a community of like-minded people support you on your journey to financial independence and retiring early (FIRE)
  • Why it’s so important to know your WHY
  • How to know when your income is your problem
  • The importance of budgeting no matter how much you make
  • What you can accomplish as a member of the Money Club
  • The benefits of an accountability partner, and more

Special thanks to YNAB for sponsoring the podcast in its 3 year anniversary month. Get your free 34 trial of YNAB today (no credit card required to sign up) by going to youneedabudget.com/journey

Sign up for the Journey to Launch free class on July 16th here.

In This Free Online Workshop, You Will Learn:

1. What the elusive term of Financial Independence really means

2. The FIVE major stages you must move through on the journey to reaching Financial Independence and how to identify where you currently are on the journey

3. The barriers stopping you from reaching your goals and how to eliminate them

*It’s a virtual meeting so you can join us from anywhere by registering here.


Other related blog posts/links mentioned in this episode:

Connect with Ysanet Batista:

Connect with me:

Jul 15, 2020
163- The Geometry of Wealth: How to Shape a Life of Money and Meaning with Brian Portnoy
55:55

This week on the Journey to Launch Podcast, Brian Portnoy simplifies the complex world of money. Brian has over two decades of experience in the personal finance space, and he’s also an investor, educator, writer, and entrepreneur. In his book, The Geometry of Wealth, he tackles the challenges of making better investment decisions and how money fits into a joyful life. 

In this episode, we go beyond the numbers and talk about the behavioral science behind your relationship with money. Learn how your behavior impacts your ability to become wealthy and why your brain chooses survival over wealth.

In this episode you’ll learn: 

  • The difference between wealthy and rich
  • Why your brain is wired to make terrible money decisions
  •  The meaning of the Geometry of Wealth
  • How to set goals to become wealthy (and not just rich)
  • What a comprehensive financial plan looks like, and more

Special thanks to YNAB for sponsoring the podcast in its 3 year anniversary month. Get your free 34 trial of YNAB today (no credit card required to sign up) by going to youneedabudget.com/journey

Sign up for the Journey to Launch free class on July 16th here.

In This Free Online Workshop, You Will Learn:

1. What the elusive term of Financial Independence really means

2. The FIVE major stages you must move through on the journey to reaching Financial Independence and how to identify where you currently are on the journey

3. The barriers stopping you from reaching your goals and how to eliminate them

*It’s a virtual meeting so you can join us from anywhere by registering here.

Other related blog posts/links mentioned in this episode:

  • Learn more about the Money Launch Club here and make sure you join when doors open up again!
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Brian Portnoy:

Connect with me:

Jul 08, 2020
162- How to Create a Life by Design and Combine Creativity and Commerce with Lisa Nicole Bell
01:09:44

This week on the Journey to Launch podcast, special guest, Lisa Nicole Bell, is sharing how she created her life by design and dived into entrepreneurship. Lisa is a producer, writer, media personality, and serial entrepreneur. In addition, she hosts a podcast called Behind the Brilliance, with nearly two million downloads and 200 episodes to date. 

In this episode, we discuss the truth about entrepreneurship, how to make informed business and life decisions, and taking risks. Lisa shares so many inspiring tips. This is one episode you don’t want to miss.

In this episode you will learn: 

  • What bets are worth taking and how to manage your risks
  • How to turn your content into multiple streams of income
  • The truth about entrepreneurship 
  • How to properly plan your time so you don’t hustle backwards
  • Ways to create a life by design and more

Special thanks to YNAB for sponsoring the podcast in its 3 year anniversary month. Get your free 34 trial of YNAB today (no credit card required to sign up) by going to youneedabudget.com/journey.

Sign up for the Journey to Launch free class on July 16th here.

In This Free Online Workshop, You Will Learn:

1. What the elusive term of Financial Independence really means

2. The FIVE major stages you must move through on the journey to reaching Financial Independence and how to identify where you currently are on the journey

3. The barriers stopping you from reaching your goals and how to eliminate them

*It’s a virtual meeting so you can join us from anywhere by registering here.

Other related blog posts/links mentioned in this episode:

Connect with Lisa Nicole Bell:

Connect with me:

 

Jul 01, 2020
161- Overcoming Adversity and Building Wealth Through Relationships with Casanova Brooks
53:21

Casanova Brooks lost everything--his mom, his house, and his job all in a short span of a few weeks. However, he refused to allow adversity to stop him. Nine months later, he was a real estate agent, breaking records. He closed 46 deals worth a total of $8 million dollars his first year as an agent.

Casanova is an award-winning real estate agent, investor, podcast host, and CEO. Previously featured on Yahoo News, ABC, NBC, and more. He has an amazing story of triumph and perseverance. 

In this episode, Casanova and I talk about overcoming adversity, the power of relationships, and how to become the master of your time and freedom. This is an inspiring conversation you don’t want to miss! 

In this episode you’ll learn: 

  • Ways to overcome adversity under any circumstances
  • Simple techniques to leverage relationships and grow your business
  • How to create your own success
  • Great books and podcasts that will inspire you
  • The effect a positive mindset can have on your journey, and more

Celebrate the 3 Year Anniversary Episode of the Journey to Launch Podcast 

Hey Journeyers! Do you want to celebrate the 3 year anniversary of the Journey to Launch Podcast with me? I have something special planned and I need your help to make it happen!

I would love to hear how the Journey to Launch Podcast has helped you and your journey to financial freedom. Send in a a short voicemail (90 secs) for a chance to have it played on the 3 year anniversary episode in July!

Here's a guideline of what to say in your voice-note:

  • Your name & where you are from
  • Something you've gained or accomplished since listening to the podcast (a money win , paid off X, negotiated a raise, better money mindset, etc)
  • A money/financial tip for other Journeyers on the path that can help them too that you've learned or implemented

You can record your voice-note here (please make sure you're speaking clearly into your mic so that we can hear you and that there is no background noise)

Thank you in advance!


Other related blog posts/links mentioned in this episode:

  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Casanova:

Connect with me:

 

Jun 24, 2020
160- Four Tips to Help You Manage Your Money, Goals & Career Right Now
32:24

It’s been a while since I’ve recorded a solo episode. So this week you get a full dose of me. In this episode, I share tips and lessons I’ve learned and how I am applying this knowledge to my life and finances now. 

I am taking you back to the beginning of my journey and share how my husband and I prepared for me to pursue full-time entrepreneurship. Most people don’t know this, but I could have kept my 9 to 5 and been financially free by 40. Instead, I decided to pursue what I love and create more freedom in my life today. 

Listen to this episode to learn more about how I made the jump from the corporate world with confidence and how you can too. Plus I share four tips on how you can be successful with your money, career & goals during these trying times. 

In this episode you will learn:

  • How I quit my job to become a full-time entrepreneur
  • Ways to pivot your financial journey to give yourself more freedom today
  • What you should invest in to help you value your time
  • How to leverage your network to increase your net worth
  • What to do to prepare for the opportunities you want, and more

Celebrate the 3 Year Anniversary Episode of the Journey to Launch Podcast 

Hey Journeyers! Do you want to celebrate the 3 year anniversary of the Journey to Launch Podcast with me? I have something special planned and I need your help to make it happen!

I would love to hear how the Journey to Launch Podcast has helped you and your journey to financial freedom. Send in a a short voicemail (90 secs) for a chance to have it played on the 3 year anniversary episode in July!

Here's a guideline of what to say in your voice-note:

- Your name & where you are from

- Something you've gained or accomplished since listening to the podcast (a money win , paid off X, negotiated a raise, better money mindset, etc)

-A money/financial tip for other Journeyers on the path that can help them too that you've learned or implemented

You can record your voice-note here (please make sure you're speaking clearly into your mic so that we can hear you and that there is no background noise)

Thank you in advance!


Other related blog posts/links mentioned in this episode:

  • Check out this throwback episode of how my husband and I started our journey to financial freedom.
  • Try Insight Timer. It’s helped meditate and mentally prepare for my day. Get the Free Journeyer Jump Start Guide here.
  • Check out the other tools that help me with my finances and business here.
  • Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
  • Join The Weekly Newsletter List
  • Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
  • Watch me on News12  Watch my latest segments on News12
  • YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Jun 17, 2020
159- How Cindy Zuniga Paid Off $215,000 of Debt in 48 Months
52:19

Cindy Zuniga went to law school to make an impact in her community. After three years in law school and $215,000 of debt later, Cindy realized the real cost of her decision. Her first year out of school she paid $24,000 towards her student loans. However, only $4,000 went towards her loan’s principal balance. 

So where did the other $20,000 go, you ask? To pay just the interest on her loan. 

That’s when Cindy said enough is enough and devised a plan to pay off all of her debt in 48 months. 

Check out this week’s episode where Cindy shares how she paid off $215,000 in 48 months and kept her expenses low while living in New York. 

In this episode you will learn:

  • What to consider before taking out student loans for a degree
  • How to educate yourself and your family about student loan debt
  • 3 reasons to refinance your student loans
  • How to stick to your financial goals in any environment
  • Tips for talking about finances with your partner
  • How to lower your expenses, save money, and more

Other related blog posts/links mentioned in this episode:

Get the Free Journeyer Jump Start Guide here.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Cindy:

Website

Instagram:@ZeroBasedBudget

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club Waitlist 

Jumpstart Guide

Jun 10, 2020
158- Black Lives Matter & The Black Tax: The Cost of Being Black in America w/ Shawn Rochester
01:14:32

With everything going on right now, I wanted to replay one of the most important and impactful conversations that I've had on the podcast, The Black Tax & The Cost of Being Black in America with guest Shawn Rochester. In the beginning of the episode, I also share my thoughts on why I will continue to use my platform to educate and amplify Black voices while giving you the tools to reach your Financial Freedom & Independence goals.  I encourage everyone to listen to this episode and share it with someone who needs to hear more of how we as a nation got to a place where Black Americans own only 2% of wealth and what we can do to change it .

In this episode you will learn:

    • Why I'm so committed to amplifying Black voices and stories
    • What is the Black Tax and how it’s impacting your wealth
    • How to identify unconscious vs. conscious bias
    • Why hard work is not the key to success and what resources you really need
    • Concrete ways you can close the wealth gap
    • How to apply Shawn’s PHD strategy to create jobs, capital, and thriving black communities, and so much more

You can watch the original interview with Shawn Rochester on youtube by clicking here.

Join me & Teri Ijeoma for a free class on how to make money in the stock market and avoid the uncertainty of the economy tonight at 8:30 pm EST here journeytolaunch.com/tradingclass

Other related blog posts/links mentioned in this episode:

Check out Shawn’s talk at Google, which has had over 200,000 views and sparked a lot of conversations about the real cost of being Black in America.

Get the Free Journeyer Jump Start Guide here.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Shawn Rochester:

Website

Twitter: @BlackTaxed

Facebook:@Shawn.D.Rochester

Instagram:@BlackTaxed

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club Waitlist 

Jumpstart Guide

Jun 03, 2020
157- Organize & Simplify Your Money Using This Simple Method w/ Sahirenys Pierce
47:29

Sahirenys Pierce and her husband had almost six-figures in debt when she started her career in finance. In her new industry, she knew that her own finances could be held under a microscope at any time. In fact, filing bankruptcy would jeopardize her career. That’s why Sahirenys created the High-5 Banking Method, which helped her and her husband pay off $99,000 in five years, and avoid bankruptcy.

This week, on the Journey to Launch Podcast, Sahirenys and I talk about paying off debt, prioritizing your goals, and banking with a purpose.

In this episode you’ll learn:

  • What is the High-5 Banking Method and why you need it
  • How to prioritize your financial goals when you have debt
  • Ways to combine your finances with your partner
  • The difference between a liquid budget and a concrete budget and how to adjust when life happens
  • The importance of tracking your spending
  • How to save and spend with a purpose, and so much more
Join me & Teri Ijeoma for a free class on how to make money in the stock market and avoid the uncertainty of the economy on June 3rd at 8:30 pm EST here journeytolaunch.com/tradingclass
 

Other related blog posts/links mentioned in this episode:

Get the Free Journeyer Jump Start Guide here.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Sahirenys:

Website

Instagram: @PoisedFinanceLifestyle

Twitter: @PoisedFinance

Facebook: @PoisedFinanceLifestyle

YouTube

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club Waitlist 

Jumpstart Guide

May 27, 2020
156- Innovative Entrepreneurship & Achieving Financial Wellness w/ Marsha Barnes
45:21

Marsha Barnes was working at a bank when she realized that people in Charlotte, North Carolina weren’t talking about finance in schools or in public. So, she thought of an innovative way to talk about personal finance. Marsha created a financial literacy “hub on wheels” to bring financial literacy directly to the people who needed it the most. 

In this week’s episode, Marsha and I talk about entrepreneurship, what it takes to turn your passion into a full-time business and how to achieve overall financial wellness. 

In this episode you’ll learn:

  • Questions to ask yourself to know if entrepreneurship is right for you
  • What is a “runway” and why you need one to survive entrepreneurship
  • How Marsha quit her job one year after starting The Finance Bar
  • Why revenue is not equal to profit 
  • Steps to create financial wellness in your life 
  • What blocks most people from experiencing freedom, and more

Join me & Teri Ijeoma for a free class on how to make money in the stock market and avoid the uncertainty of the economy on June 3rd at 8:30 pm EST here journeytolaunch.com/tradingclass

Other related blog posts/links mentioned in this episode:

If you liked this episode you might also enjoy my interview with Vicki Robin, author of Your Money or Your Life.

Get the Free Journeyer Jump Start Guide here.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Marsha:

Website

Instagram: @TheFinanceBar

Twitter: @TheFinanceBar

Facebook: @TheFinanceBar

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club Waitlist 

Jumpstart Guide

May 20, 2020
155- Strengthen Your Mindset & Confidence To Turn Being Underestimated Into Your Greatest Advantage with Arlan Hamilton
41:53

Arlan Hamilton was homeless when she launched a venture capital fund dedicated to minimizing funding disparities in tech. In 2015, she created Backstage Capital, a venture capital fund that invests in high potential founders who are people of color, women, and/or members of the LGBT community. Today, Backstage Capital has raised more than $7 million and invested in more than 130 startups companies led by underestimated founders. 

In this episode of the Journey to Launch podcast, Arlan and I are talking about the mindset, confidence, and self-care that led to Arlan’s ultimate success. We also discuss Arlan’s new book, It’s About Damn Time: How to Turn Being Underestimated Into Your Greatest Advantage. Arlan’s story is inspiring and this is an episode you don’t want to miss. 

In this episode you’ll learn:

  • How to use confidence to fuel your success
  • What it means to invest in yourself
  • The importance of self-care and how to set boundaries
  • How to write a successful, tailored pitch
  • What really matters in life, and more

You can watch this interview with Arlan Hamilton on youtube by going to https://youtu.be/BrnGOdqAShc

Other related blog posts/links mentioned in this episode:

Get Arlan's book It’s About Damn Time

Check out my interview on Arlan’s podcast, Your First Million, where I talk about reaching 1 million podcast downloads and my journey for Journey to Launch. 

Get the Free Journeyer Jump Start Guide here.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Arlan:

Website

Instagram: @ArlanWasHere

Twitter: @ArlanWasHere

Facebook: @ArlanWasHere

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club Waitlist 

Jumpstart Guide

May 13, 2020
Episode 154- How Teri Ijeoma Quit Her Job to Begin Trading Full Time and Travel the World
50:35

Teri Ijeoma is on the Journey to Launch podcast this week talking about swing trading, travel, and finances. A few years ago, Teri started swing trading as a side hustle with the goal to make $300 a day. This year, her goal is to make $10 million dollars in her business. 

Teri travels the world and helps people learn the skills they need to master swing trading through her course, Invest with Teri. Listen to this podcast episode to learn how Teri is paying off debt and achieving financial independence through teaching and investing in the stock market.

In this episode you will learn:

  • What is swing trading 
  • How to trade, travel, and live your best life
  • The difference between a short and long term investor
  • How much time you need to trade and be successful
  • Tax tips for when you profit from trading
  • The traits you need to succeed at swing trading, and more

Other related blog posts/links mentioned in this episode:

Check out Teri’s course, Invest with Teri, to learn her 7 steps trading method.

Get the Free Journeyer Jump Start Guide here.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Teri:

Website

Instagram: @ImAnInvestor

Facebook: @InvestWithTeri

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club 

Jumpstart Guide

May 06, 2020
153- An Updated Conversation w/ Carmen Perez on Losing Her Income, Staying Positive & Finding the Opportunities in the Obstacles
40:26

Check out this week's bonus episode of the podcast where I talk to Carmen Perez to update us on how she's been dealing with the pandemic & the economic uncertainty. In the previous episode, Carmen shared how she was sued over her student loan, paid off $57,000 of debt in 2 ½ years and switch careers from corporate finance to coding. Today, Carmen comes back on the show to share how she's dealt with the loss of her income and how's she's finding opportunity in this crisis by using this time to sharpen her skills and remaining positive about the future.

You can watch this interview with Carmen Perez on youtube by clicking here.

Other related blog posts/links mentioned in this episode:

Get the Free Journeyer Jump Start Guide here.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Carmen:

Website

Instagram: @MakeRealCents

Twitter: @MakeRealCents

Facebook: @MakeRealCents

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club 

Jumpstart Guide

May 01, 2020
152- Switching Careers from Corporate to Coding & Paying off $57,000 of Debt in 2 1/2 Years w/ Carmen Perez
01:04:01

On this week's episode of the podcast I'm talking to Carmen Perez who had to face the truth about her credit and finances when she was sued over her student loan. She then hustled to pay off $57,000 of debt in a little over 2 ½ years and with a background in finance and a six-figure salary to match, Carmen went from being a “Wall Street dropout” to a woman who codes.

Besides being a successful software engineer, Carmen is also the creator of Make Real Cents, a blog dedicated to helping people achieve financial greatness by teaching them about personal finance. In this week’s Journey to Launch podcast, you’ll learn what tools Carmen used to get her personal finances in order, pivot in her career, and go to coding school for free. 

In this episode you’ll learn:

  • Steps you can take to get your financial house in order
  • What is zero-based budgeting and why you need a budget
  • Several ways to pay off debt
  • How to make a pivot in your career
  • Ways to get your education for free, and so much more

Check out today’s sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up.

Other related blog posts/links mentioned in this episode:

If you liked this episode you might love, Episode 85 – The Colors of FI- Roundtable Chat on Financial Independence, which also features Carmen and others in the financial independence space.

Also, check out: 

Episode 128- Self Education and Ultralearning as a Means to Reach Your Financial Goals & More with Scott Young

Other podcast episodes about alternative careers and education.

Get the Free Journeyer Jump Start Guide here.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Carmen:

Website

Instagram: @MakeRealCents

Twitter: @MakeRealCents

Facebook: @MakeRealCents

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club 

Jumpstart Guide

Apr 29, 2020
151-Everything You Need to Know About the Economic Relief Package with Lynnette Khalfani-Cox
01:13:01

This week’s guest, Lynnette Khalfani-Cox, read the entire 880-page economic relief package so you don’t have to. On the podcast, she explains who qualifies for stimulus checks, power money moves you can make now, the truth behind the programs available to individuals and small businesses, and more.

Lynnette is a personal finance expert, television and radio personality, and author of numerous books. Her book, Zero Debt: The Ultimate Guide to Financial Freedom, is a New York Times bestseller. Lynnette had been on numerous TV shows including The Oprah Winfrey Show, the Tyra Banks Show, and more. She knows what she's talking about, and in this episode, she is giving you information about how you can thrive and survive now.

In this episode you’ll learn:

  • The truth behind the Stimulus Package
  • About programs, you need to take advantage of now 
  • Power money moves you can make during the Coronavirus pandemic  
  • The best time to file your taxes if you want to qualify for a stimulus check
  • How can you come out of this economic situation surviving and thriving
  • Changes to the rules about borrowing from your retirement plan, and more

You can watch this interview with Lynnette Khalfani Cox on youtube by clicking here.

Check out today’s sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up.

Other related blog posts/links mentioned in this episode:

Check out Lynnette’s New York Times best selling book, Zero Debt: The Ultimate Guide to Financial Freedom 

Learn more about the Paycheck Protection Program for small businesses, freelancers, entrepreneurs, and more. Or apply for the Economic Injury Disaster Loan through the SBA website.

Here’s Lynnette’s chart of the 2020 List of State Maximum Unemployment Benefits with State Websites and Phone Numbers

Get the Free Journeyer Jump Start Guide here

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Lynnette:

Website

Instagram: @LynnetteKhalfaniCox

Twitter: @TheMoneyCoach

Facebook: @LynnetteKhalfaniCox

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club 

Jumpstart Guide

Apr 22, 2020
150- How To Thrive in the Current Financial Market Turmoil & Better Position Yourself Financially with Jackie Cummings Koski
01:01:16

A millionaire mom and retired before 50, Jackie Cummings Koski, is on this week’s podcast episode sharing her path to financial freedom. She went from poverty to wealth and learned a lot about investing along the way.  

Throughout most of her career, Jackie made less than six-figures a year. She prioritized saving and investing and reached her financial independence number three years before planned. Jackie created a resilient investment portfolio that continued to grow even in uncertain times like today. In this podcast episode, Jackie shares her tips about how to keep calm and survive the current market turmoil.

In this episode you’ll learn:

  • What is financial independence (FI) and how to calculate your FI number
  • Different ways to learn about investing so you can invest with confidence
  • How to reduce your taxable income
  • The first place where you can start investing
  • What is a Health Savings Account (HSA) and how to use it
  • The best times to double down in the market, and more 

Check out today’s sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up.

Other related blog posts/links mentioned in this episode:

Jackie was on Episode 40. Take a listen and learn about the Health Savings Account, the ultimate investment, and retirement account.

Want to know how compound interest works? Check out this compound interest calculator.

Check out Jackie’s book, Money Letters 2 My Daughter. Her book about money and personal finances includes easy to understand advice and guidance on some of the most important financial issues consumers face today.

Get the Free Journeyer Jump Start Guide here

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Jackie:

Website

Instagram: @FInomenal_Woman

Twitter: @MoneyLetters2

Facebook: @Jackie.CummingsKoski

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club 

Jumpstart Guide

Apr 15, 2020
149- Bonus Episode- Coping w/ The Impact to Your Income & Career Due to the Coronavirus w/ Stefanie O'Connell Rodriguez
35:44

In this bonus episode, this week's guest Stefanie O'Connell Rodriguez opens up about how her business and life has changed because of Coronavirus. Stefanie and I share tips on how to cope and deal with the negative impact to your income (and career) due to the current state up events so that you can financially survive and thrive.

Other related blog posts/links mentioned in this episode:

Learn more about the Statement Event

Get Statement Cards for ambitious women in your life.

Get the Free Journeyer Jump Start Guide here

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Stefanie:

Website

Instagram: @StefanieoConnell

Twitter: @StefanieoConnel

Facebook: @StefanieoConnell

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club 

Jumpstart Guide

Apr 10, 2020
148- How to Build Your Network, Thrive In Entrepreneurship, & Leverage Your Skill Sets To Make More Money w/ Stefanie O'Connell Rodriguez
58:55

This week’s guest Stefanie O’Connell Rodriguez is on a mission to help women get more from their money so that they can unapologetically go after what they want. 

In this episode, Stefanie shares tips about building your network, thriving in entrepreneurship, and leveraging your skill sets to make more money. We talk openly about managing your money with inconsistent income and how to pivot from one industry to another which is so relevant for what’s happening in the world today. 

In this episode you will learn:

  • About life behind the scenes of entrepreneurship
  • Ways to build credibility in a new industry
  • The importance of networking and creating genuine relationships
  • What are soft skills and how to get paid for yours
  • How to manage your money when you have inconsistent income
  • Why all entrepreneurs need to pay themselves a salary, and so much more

Check out today’s sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up.

Other related blog posts/links mentioned in this episode:

Check out Empower’s article on How to get financial relief from the coronavirus outbreak here.

Learn more about the Statement Event

Get Statement Cards for ambitious women in your life.

If you liked this episode you might also like Episode 91: Leveling Up Your Money & Investing with Erin Lowry. Check it out!

Get the Free Journeyer Jump Start Guide here

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Stefanie:

Website

Instagram: @StefanieoConnell

Twitter: @StefanieoConnel

Facebook: @StefanieoConnell

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club 

Jumpstart Guide

Apr 08, 2020
147- Your Favorite Podcasters Talk Money w/ Rana Campbell (Dreams in Drive), Dr. Joy Harden Bradford (Therapy For Black Girls), Nicaila Matthews Okome (Side Hustle Pro) & Art Steele (InkSecure)
01:07:01

I am excited to bring with you a real and honest conversation about money featuring my fellow amazing podcast sisters, Rana Campbell (host of the Dreams & Drive podcast), Dr. Joy Harden Bradford (host of the Therapy for Black Girls podcast), Nicaila Matthews Okome (host of the Side Hustle Pro podcast) and Art Steele (host of the Inksecure podcast). We chat about all things money; how our childhood with money shaped how we handle money today, our money hang-ups, money goals and so much more. 

In this episode you’ll learn:

  • How my guest say their upbringing with money impacts them today
  • The importance of of a financial plan 
  • Tips to handle your money as an entrepreneur
  • How to follow your “dreams” and be financially responsible
  • If you should follow your passion or the money plus so much more 

Check out today’s sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up.

Other related blog posts/links mentioned in this episode:

Check out Empower’s article on How to get financial relief from the coronavirus outbreak here

Get the Free Journeyer Jump Start Guide here

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Rana:

Rana Campbell helps individuals shine in their professional and personal lives so they can live a more purposeful life. She is also the founder of Dreams In Drive, a podcast geared towards creatives and lifestyle entrepreneurs who want to learn how to take their dreams out of “park” and into “drive.” Each week, she talks with successful creative and lifestyle entrepreneurs who share their personal stories and the keys to success. 

Website

Instagram: @DreamsinDrive

Twitter: @DreamsinDrive

Facebook: @DreamsinDrive

Yotube

Connect with Dr. Joy:

Dr. Joy Harden Bradford is a licensed psychologist, speaker, and the host of the wildly popular mental health podcast, Therapy for Black Girls. Her work focuses on making mental health topics more relevant and accessible for Black women and she delights in using pop culture to illustrate psychological concepts. She has been featured in O, The Oprah Magazine, Forbes, Bustle, MTV, Huffington Post, Black Enterprise, Refinery29, Teen Vogue, and Essence. 

Website

Instagram: @TherapyforBlackGirls

Twitter: @Therapy4bgirls

Facebook: @TherapyforBlackGirls

Connect with Nicaila:

Nicaila Matthews Okome is the creator and host of the Side Hustle Pro Podcast. She started Side Hustle Pro as a side hustle and now it’s her full time gig. Through the powerful stories shared on this show and the courage to launch her own initiatives, she was able to quit her own job in December 2017.  Now she works with emerging podcasters in my Podcast Moguls accelerator to create and launch their own podcasts, grow their influence through targeted social media marketing, and build a profitable business. Dive into Nicaila’s podcast on her website or follow her on social media (Twitter, Facebook, Instagram).

Website

Instagram: @SideHustlePro

Twitter: @SideHustlePro

Facebook: @SideHustlePro

Connect with Art:

Art Steele is a business and intellectual property lawyer for creatives and entrepreneurs.  She helps you use the law to grow your business. Art has been practicing law for over 8 years, and spent the first five years of her legal career as a tax lawyer helping multi-millionaire companies restructure their business, protect their digital content, and develop complex tax strategies. Art has a dynamic podcast called Inksecure Podcast, a legal podcast focused on creating wealth from the fine print. 

Website

Instagram: @ArtSteele_esq

Twitter: @ArtSteele_esq

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club 

Jumpstart Guide

Apr 01, 2020
146- How To Earn More Through Alternative Income Streams, Side Hustles & Leveraging Your Skills w/ Sandy Smith
59:24

It’s more important now than ever to think about ways to increase and diversify your income.  In this week’s episode, my guest, Sandy Smith shares how to start your own side hustles, and leverage your skills to earn more. You’ll also hear her amazing story of going from $130,000 in debt to owning $1.1M in real estate.  

In this episode you’ll learn:

  • How to add up your debt and tackle it strategically
  • Steps you can take to increase your income when you aren’t making enough
  • Ways to build your business at work and find your next side hustle 
  • The real buying power of People of Color and what you can do with it
  • Techniques to leverage real estate, and so much more

Other related blog posts/links mentioned in this episode:

You can sign up for the Elevate Influencer Conference here

If you liked this episode you might also enjoy, The Black Tax: The Cost of Being Black in America with Shawn Rochester.

I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Sandy:

Website

Instagram: @IamSandySmith2

Twitter: @IamSandySmith2

Facebook: @IamSandySmith2

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club 

Jumpstart Guide

Mar 25, 2020
145- A Q&A Episode: Rebuilding Your Credit, Having Money Conversations With Your Partner, How To Get Started and More!
58:19

I want you to live your best life when it comes to money. So, in this week’s Journey to Launch podcast episode I am answering your questions about rebuilding your credit, investing, how to get started on your financial independence journey, having money conversations with your partner, and so much more. Get ready to take notes because this is an episode packed with money gems.  In fact, you might need to listen to this episode more than once. 

In this episode you will learn:

  • Tips on rebuilding your credit
  • Things you should know about your employer’s retirement plan
  • The differences between a Roth Individual Retirement Account and a Brokerage Account
  • The steps and stages to achieving financial independence and retiring early 
  • Tips to talk to your partner about finances
  • The difference between FinCon and the Financial Freedom Summit, and more

Other related blog posts/links mentioned in this episode:

Check out these awesome episodes I mentioned in the podcast: 

Episode 37: Credit 101: Understanding Credit & Using Credit To Build Wealth with Shante Harris

Episode 43: Being Rich & Regular, A Couple’s Journey To Reaching Financial Independence

Episode 53: The What, Why & How of The Financial Independence Retire Early (FIRE) Movement

Episode 112: The Five Journeyer Stages and How to Unlock Freedom Along the Way to Financial Independence

Episode 139: Love & Money: How They Got On The Same Page To Pay Off $32,000 of Debt w/ LeDo & Shameka McDowell

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May.

I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club 

Jumpstart Guide

Mar 18, 2020
144- Bonus Episode- Coronavirus, The Market Decline & The Impact on Your Money (& What To Do About It)
23:36

In this bonus episode, I discuss the biggest concern in the world at the moment, the Coronavirus. You may be worried about your money, job, health and family and I am sharing my thoughts on how to get through these times. 

In this episode I discuss:

  • How to protect yourself as much as you can.
  • What to do if you deal with anxiety and depression.
  • How this impacts your investments and what to do about it.
  • What to do if your work and income are being affected.
  • Why it is very important to focus on emergency funds.
  • Cancellations of travel and events.

Other related blog posts/links mentioned in this episode:

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May.

I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club 

Mar 13, 2020
143- Building Legacy Wealth & The Road To Economic Empowerment with Dr. Pamela Jolly
52:06

This week’s Journey to Launch Podcast is going to blow you away. Wealth Strategist, Dr. Pamela Jolly is on the show and we have a dynamic conversation about wealth building strategies, economically empowering people of color, generational wealth, and more. Everyone aspiring to build wealth, must listen to this episode. Dr. Jolly’s advice will inspire you to take action and reclaim your wealth today!

Dr. Pamela Jolly has over 20 years of experience in the financial sector. As a Wealth Strategist, Dr. Jolly is committed to guiding men, women, business owners, pastors and young professionals to achieving legacy wealth. She is also the CEO and Founder of Torch Enterprises, a firm committed to developing minority enterprises. Over the past twelve years, Torch has been instrumental in raising both capital and awareness for minority enterprises across the country.  

In this episode you will learn:

  • How to define wealth for yourself
  • What is the wealth reset and why it matters
  • The difference between venture capital and private equity 
  • All about the NarrowRoad™ and how Dr. Jolly uses it helps people
  • How long it takes to build a legacy and how quickly you can lose it
  • Ways to connect with your elders, and more

Special thanks to our podcast sponsor, Empower. Get $5 into your account when you download the Empower app and reach your savings goal. Enter code JOURNEY at signup here.

Other related blog posts/links mentioned in this episode:

Dr. Jolly recommended a few good reads in her interview. Check these out for yourself:

To Unite a Divided Nation, We Must Tackle Both Vertical and Horizontal Inequality by Alice M. Rivlin, Allan Rivlin, and Sheri Rivlin

Dangerous Dreamers: The Financial Innovators from Charles Merrill to Michael Milken by Robert Sobel. This book chronicles the tales of four financial innovators who all pioneered some financial wrinkle. 

Atomic Habits by James Clear. Clear’s best selling book gives you real techniques to build good habits and break bad ones. He was also on the podcast in Episode 81 – Atomic Habits: How Tiny Changes Spark Remarkable Results.

If you liked this episode you’re going to love, Episode 137-The Black Tax: The Cost of Being Black in America with Shawn Rochester.

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May.

I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Dr. Pamela Jolly:

Website

Facebook: JollyJourney

Twitter: PamelaJolly

Instagram: PamelaJolly

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club 

Mar 11, 2020
142- How to Avoid Burnout On Your Financial Journey and Charging Your Worth with Sarah Li Cain
54:38

This week on the Journey to Launch podcast, Sarah Li Cain of Beyond the Dollar shares how she became a six-figure freelance writer with a six-figure net worth. She went from teaching and living abroad, to a writer, mom, and wife, with more money and freedom to enjoy life. 

Through her writing and podcast, Sarah blends practical tips and mindset strategies for those trying to change their financial life. She also integrates physical, spiritual, and mental wellness in her advice so you learn how to use money as a tool to enhance your life. 

In this episode you will learn:

  • What is geoarbitrage and how to use it to boost your net worth
  • The pros of a teaching career and how to find a job teaching overseas 
  • Steps to building a successful freelance writing business
  • How to achieve semi-retirement, a different form of financial independence
  • Ways to find balance between work, family, and your self-care
  • How to add value to a client so you can get paid your worth, and more

Special thanks to our podcast sponsor, Empower. Get $5 into your account when you download the Empower app and reach your savings goal. Enter code JOURNEY at signup here.

Other related blog posts/links mentioned in this episode:

If you want to start your freelance writing career, check out the website Sarah used when she started. Sarah also recommends reading Happy Money by Ken Honda if you want to be more present in life. 

Check out these other great episodes. Hear them again or for the first time if you’re new to the podcast.

Episode 64 (Most Downloaded): Your Guide to Becoming a Minimalist with Joshua Becker

Episode 82 (2nd Most Downloaded): Your Guide to Financial Freedom and Having All the Money You'll Ever Need With Grant Sabatier

Episode 86 (Interview with a Fellow Journeyer): Real Estate & Having a Networth of $100K without a 6 Figure Salary with Ashley Copeland

Episode 2 (Best Throwback Ep): How My Husband and I Saved $85K

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May.

I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Sarah Li Cain:

Website

Twitter: SarahLiCain

Instagram: BeyondTheDollar

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club 

Mar 04, 2020
141- The Simple Path to Wealth and All You Need to Know About Index Investing with JL Collins
01:03:52

Your path to financial freedom and wealth doesn’t have to be complicated. This week’s Journey to Launch podcast episode lifts up the veil of overcomplicated investing strategies to show you a more simple path to wealth. Well known author and blogger, JL Collins, is on the show discussing his path to Financial Independence through index investing and his successful book, The Simple Path to Wealth

JL Collins went from working in an ice cream parlor for $1.25 an hour (he was 13) to accomplishing Financial Independence & Retiring Early (FIRE) before it was even a thing. In this episode, JL Collins breaks down the stock market and everything you need to know about investing in index funds. 

In this episode you’ll learn: 

  • What is F-you money and why you need it
  • Ways to enjoy breaks or sabbaticals throughout your career
  • What are index funds and tips on investing in the market
  • Why your house is a terrible investment (his words, not mine)
  • What is a Chautauqua, and so much more

Special thanks to our podcast sponsor, Empower. Get $5 into your account when you download the Empower app and reach your savings goal. Enter code JOURNEY at signup here.

Other related blog posts/links mentioned in this episode:

Like what you heard and want to learn more about JL Collins? Check out some of his most popular blogs on this website

Also, check out JL Collins’ book, The Simple Path to Wealth

If you liked this podcast episode, you might also like:

Episode 11- Rejecting Homeownership, Traveling the World & Retiring by 31 Years Old

Episode 105- How To Quit Like a Millionaire So You Can Stop Working & Start Living With Kristy & Bryce

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May.

I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with JL Collins:

Website

Twitter: JLCollinsNH

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

Feb 26, 2020
140- A Conversation on Economic Opportunity, Race Privilege, and the FIRE Movement with Brian from Done By 40
01:07:38

This week on the Journey to Launch podcast Brian from Done by Forty and I are talking about the secret behind accomplishing Financial Independence & Retiring Early (FIRE), economic opportunity, and the power of an education. 

We get very honest about the role of income and how important it can be on your FIRE journey. Brian is not afraid to talk about privilege, race, and their impact on wealth. We dive into it all and more on the podcast. You’ll also learn some valuable tips to help you lower your expenses and how to get a free education. 

In this episode you will learn:

  • The key to accomplishing FIRE
  • How to get a free degree
  • Tips to raise your income and improve your odds of getting a new job
  • The one thing Brian thinks you should go into debt for, and so much more

Special thanks to our podcast sponsor, Empower. Get $5 into your account when you download the Empower app and reach your savings goal. Enter code JOURNEY at signup here.

Other related blog posts/links mentioned in this episode:

Brian recommended two good reads in the episode: 

48 Days to the Work You Love: Preparing for the New Normal by Dan Miller

Thinking in Bets: Making Smarter Decisions When You Don't Have All the Facts by Annie Duke

If you want more tips on how to get a free education, check out episode 128- Self Education and Ultralearning as a Means to Reach Your Financial Goals & More with Scott Young

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May.

I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Brian:

Website

Twitter:Done_by_Forty

Facebook:DonebyForty

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

Feb 19, 2020
139- Love & Money: How They Got On The Same Page To Pay Off $32,000 of Debt w/ LeDo & Shameka McDowell
48:15

Love is in the air and we are talking about love and money in this week’s episode.  LeDo and Shameka McDowell talk about their relationship and how they paid off $32,000 in debt and built $100,000 in net worth. Once they got on the same financial page, they were unstoppable. 

LeDo and Shameka are creators of the podcast The Marital Mission, a podcast about married life for young couples. In this episode, we have an honest conversation about how to get your partner on board with your financial goals, the struggles that come with becoming debt-free, how to have the money talk with your partner, and more.

In this episode, you will learn:

  • Practical ways to get on the same financial page with your partner
  • How to cut your expenses and reach your financial goals
  • The importance of putting communication first
  • The difference between the avalanche and the debt snowball debt payoff methods and more

Special thanks to our podcast sponsor, Empower. Get $5 into your account when you download the Empower app and reach your savings goal. Enter code JOURNEY at signup here.

Other related blog posts/links mentioned in this episode:

If you liked this episode you might also like A Money Chat With My Husband + The Budget Boot Camp. In this episode, my husband and I talk about my crazy money goals and his relationship with money.

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May.

I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with LeDo & Shameka McDowell:

Website

Instagram:TheMaritalMission

Twitter:MaritalMission

Facebook:TheMaritalMission

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

Feb 12, 2020
138- Can Anyone Really Reach Financial Independence? My Answer May Surprise You Plus, It’s My Birthday!
36:00

In this week’s Journey to Launch podcast episode, I answer the question, “Can you really reach financial independence?” Plus, I am celebrating because it’s my birthday! 

As I reflect on the past year, I am sharing my personal goals for 2020, which include taking better care of me. Listen to this episode to find out how I plan to focus on myself and prioritize what really matters in life. I am also sharing ways on how you can create a life you love. 

In this episode you will learn:

  • Tips that will make you resilient on your FIRE journey
  • Examples of ways to take care of yourself in 2020
  • Why it’s important to focus on your journey and not the outcomes
  • How to make more time for things that really matter 
  • All about setting moon goals, and more

Also, to help celebrate my birthday week, I’m opening doors to the Money Launch again this week. The Money Launch Club is the online membership that can help you reach your financial goals of saving more, paying off debt so that you can reach Financial Freedom. Join us while you can here.

Other related blog posts/links mentioned in this episode:

Just in case you missed it, check out my powerful conversation with Shawn Rochester about The Black Tax: The Cost of Being Black in America.  

If you want to learn more about my financial journey and why I delayed Financial Independence to be my own boss, check out my story in Forbes.

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May.

I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

Feb 05, 2020
137-The Black Tax: The Cost of Being Black in America with Shawn Rochester
01:06:42
Did you know that after ~400 years of being in the US, African Americans in the United States only own two percent of U.S. wealth? This week on the Journey to Launch podcast, my guest, Shawn D. Rochester talks about how this dismal stat came to be with data-based research and discusses what we can do about it using concrete solutions.

Shawn is the CEO of Good Steward, LLC and author of The Black Tax: The Cost of Being Black in America.  In his book and presentations at Google, and several universities across the United States, Shawn examines the true cost of being Black in America. He outlines what factors impact the Black community and explains how you can help close the wealth gap. 

Everyone must listen to this episode. I hope this interview sparks powerful conversations, deep thought, and inspires you to build black wealth and make strides to level the economic playing field.

In this episode you will learn:

  • What is the Black Tax and how it’s impacting your wealth
  • How to identify unconscious vs. conscious bias
  • Why hard work is not the key to success and what resources you really need
  • Concrete ways you can close the wealth gap 
  • How to apply Shawn’s PHD strategy to create jobs, capital, and thriving black communities, and so much more

You can watch this interview with Shawn Rochester on youtube by clicking here.

Other related blog posts/links mentioned in this episode:

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May

Check out Shawn’s talk at Google, which has had over 200,000 views and sparked a lot of conversations about the real cost of being Black in America.

I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Shawn Rochester:

Website

Twitter: @BlackTaxed

Facebook:@Shawn.D.Rochester

Instagram:@BlackTaxed

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

Jan 29, 2020
136- How Anita Paid Off $95,000 of Debt in One Year and Retired Early at 33 Years Old

This week’s Journey to Launch podcast episode features Anita Dhake, also known as Thriftygal. Creator of the blog The Power of Thrift, Anita, worked as a corporate attorney for several years. Then, one day she committed to her dream to retire early and live her best life. In one year she paid off $95,000 of student loan debt and started aggressively saving 85 to 95 percent of her income. By age 33, Anita was able to retire with over a half of million dollars in investments.

For the last few years, Anita has been traveling the world and doing what makes her happy. On her blog, she shares stories about crossing items off her bucket list, her latest reads, and her daily successful habits. Previously featured in Forbes, Crain’s Chicago Business, and the ABA Journal, Anita’s has also been on television twice. Anita’s FI story can be found in her book, Operation Enough! How to Retire Remarkably Early.

In this episode you will learn:

  • How to accelerate your path to financial freedom and early retirement
  • The benefits of applying stoicism to your financial journey 
  • Several inspiring books you should read now 
  • It is about how much you make and how much you save
  • Where to easily invest your money and watch it grow, and so much more

Other related blog posts/links mentioned in this episode:

Anita is an avid reader and below are a few great books we mentioned in the podcast episode.  

Operation Enough! How to Retire Remarkably Early by Anita Dhake

Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin

How Not to Die: Discover the Foods Scientifically Proven to Prevent and Reverse Disease by Michael Greger and Gene Stone

The Four Tendencies: The Indispensable Personality Profiles That Reveal How to Make Your Life Better (and Other People's Lives Better, Too) by Gretchen Rubin 

The Geometry of Wealth: How To Shape A Life Of Money And Meaning by Brian Portnoy  

A Guide to the Good Life: The Ancient Art of Stoic Joy by William B. Irvine 

Vicki Robin has been on the Journey to Launch podcast. Check out her episode below:

Your Money or Your Life: Transform Your Relationship With Money & Achieve Financial Independence W/ Vicki Robin

I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May!

Also check out Grant and I Youtube channel, The Money Collective. To watch more, check out the channel and subscribe.

Connect with Anita Dhake:

Website

Twitter: @PowerofThrift

Facebook:@ThePowerofThrift

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

Jan 22, 2020
136- How Anita Paid Off $95,000 of Debt in One Year and Retired Early at 33 Years Old
47:52

This week’s Journey to Launch podcast episode features Anita Dhake, also known as Thriftygal. Creator of the blog The Power of Thrift, Anita, worked as a corporate attorney for several years. Then, one day she committed to her dream to retire early and live her best life. In one year she paid off $95,000 of student loan debt and started aggressively saving 85 to 95 percent of her income. By age 33, Anita was able to retire with over a half of million dollars in investments.

For the last few years, Anita has been traveling the world and doing what makes her happy. On her blog, she shares stories about crossing items off her bucket list, her latest reads, and her daily successful habits. Previously featured in Forbes, Crain’s Chicago Business, and the ABA Journal, Anita’s has also been on television twice. Anita’s FI story can be found in her book, Operation Enough! How to Retire Remarkably Early.

In this episode you will learn:

  • How to accelerate your path to financial freedom and early retirement
  • The benefits of applying stoicism to your financial journey 
  • Several inspiring books you should read now 
  • It is about how much you make and how much you save
  • Where to easily invest your money and watch it grow, and so much more

Other related blog posts/links mentioned in this episode:

Anita is an avid reader and below are a few great books we mentioned in the podcast episode.  

Operation Enough! How to Retire Remarkably Early by Anita Dhake

Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin

How Not to Die: Discover the Foods Scientifically Proven to Prevent and Reverse Disease by Michael Greger and Gene Stone

The Four Tendencies: The Indispensable Personality Profiles That Reveal How to Make Your Life Better (and Other People's Lives Better, Too) by Gretchen Rubin 

The Geometry of Wealth: How To Shape A Life Of Money And Meaning by Brian Portnoy  

A Guide to the Good Life: The Ancient Art of Stoic Joy by William B. Irvine 

Vicki Robin has been on the Journey to Launch podcast. Check out her episode below:

Your Money or Your Life: Transform Your Relationship With Money & Achieve Financial Independence W/ Vicki Robin

I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May!

Also check out Grant and I Youtube channel, The Money Collective. To watch more, check out the channel and subscribe.

Connect with Anita Dhake:

Website

Twitter: @PowerofThrift

Facebook:@ThePowerofThrift

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

Jan 22, 2020
135- Your Student Loan Questions Answered: Refinancing, PSLF, Common Misconceptions, & More w/ David Carlson

David Carlson is answering all your student loan questions on this week’s episode of the Journey to Launch podcast. Previously featured in The Washington Post, The New York Times, Forbes, Slate, and NBC’s KARE 11, David is a personal finance author and speaker. 

In this week’s episode, David is discussing the truth and misconceptions about student loan debt, loan forgiveness programs, debt consolidation and more. 

In 2012, David launched his website Young Adult Money with a mission to help millennials earn more, save more, and live better lives. He recently started focusing on student loan debt because he and his wife had a combined balance of $100,000 after graduating college. David is on the path to becoming debt-free and is sharing his story and student loan debt advice with others along the way. 

In this episode you will learn:

  • Several misconceptions about student loans
  • The truth about student loan refinancing 
  • The good, bad, and ugly about the Public Service Loan Forgiveness Program
  • How taxes and forgiveness of loan debt are related
  • The pros and cons to Parent Plus Loans, and more

Get a custom student loan payoff plan by clicking here and check out what my buddy Travis over at Student Loan Planner has to offer

Jan 15, 2020
135- Your Student Loan Questions Answered: Refinancing, PSLF, Common Misconceptions, & More w/ David Carlson
45:36

David Carlson is answering all your student loan questions on this week’s episode of the Journey to Launch podcast. Previously featured in The Washington Post, The New York Times, Forbes, Slate, and NBC’s KARE 11, David is a personal finance author and speaker. 

In this week’s episode, David is discussing the truth and misconceptions about student loan debt, loan forgiveness programs, debt consolidation and more. 

In 2012, David launched his website Young Adult Money with a mission to help millennials earn more, save more, and live better lives. He recently started focusing on student loan debt because he and his wife had a combined balance of $100,000 after graduating college. David is on the path to becoming debt-free and is sharing his story and student loan debt advice with others along the way. 

In this episode you will learn:

  • Several misconceptions about student loans
  • The truth about student loan refinancing 
  • The good, bad, and ugly about the Public Service Loan Forgiveness Program
  • How taxes and forgiveness of loan debt are related
  • The pros and cons to Parent Plus Loans, and more

Get a custom student loan payoff plan by clicking here and check out what my buddy Travis over at Student Loan Planner has to offer

Jan 15, 2020
134- Buying the Block and Creating Legacy Through Real Estate Investing with Kyara and Khalil, the Charm City Buyers
01:00:42

Kyara and Khalil Uqdah of Charm City Buyers started investing in real estate right after college in September 2012. Their first property was in a depressed neighborhood in Connecticut. However, with a vision, networking, and creative financing they turned that one property, which they still own, into over 20 properties in Baltimore, Maryland. They have literally bought a block and are now focused on community development, mentoring other real estate investors, and building an empire and generational wealth. 

In this week’s podcast episode both tell their story of humble, hustle beginnings, and share tips on how to get into real estate investing, set goals, and run a business that thrives. 

Kyara and Khalil have built a results-based system that allows them and others to experience success in real estate investing. They retired from the rat race a few years ago and now enjoy life as full-time entrepreneurs and loving parents. 

In this episode you will learn:

  • Several ways to get started and build your real estate empire
  • How to creatively buy your first investment property
  • What’s life like pursuing entrepreneurship with your partner
  • The importance of relationships and networking in real estate investing
  • Steps you can take to exit the rat race and become an entrepreneur
  • Why real estate isn’t for everyone and so much more

Learn how to use Other People's Money in real estate through Charm City Buyer's course, OPM Is King Introductory 

Check out Charm City Buyer's mentorship program - the NEXTGen Accelerator, Use code "Journey2launch" for a discount. For those who are looking for tons of guidance, full cycle and detailed information on investing and are interested in Baltimore - this is a great way to join a community of folks accomplishing their real estate goals!

Other related blog posts/links mentioned in this episode:

I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Kyara and Khalil:

Website

Instagram:@CharmCityBuyers

Twitter: @CharmCityBuyers

Facebook:@CharmCityBuyers

Youtube

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

Jan 08, 2020
133- You Can’t Afford the Luxury of a Negative Thought, 2020 Here We Come!
33:04

In 2020, you cannot afford the luxury of a negative thought. This is just one of the amazing takeaways I discovered in my latest read, You Can’t Afford the Luxury of a Negative Thought: A Book for People with Any Life Threatening Illness--Including Life. This podcast episode will arm you with confidence, motivation, and knowledge to have your best year yet! 

Reaching a goal starts in the mind. Therefore, negative thoughts are too expensive and could cost you your dream or your purpose. In this week’s episode I share 13 takeaways from this book, as well as, my thoughts on how you can stay motivated to create and accomplish your goals in 2020. 

In this episode you will learn:

  • The power of positive thinking and how to combat negative thoughts
  • What it means to take responsibility
  • How to be open to all methods and schools of thought
  • Ways to combat fear
  • How preparing for death is actually living and so much more

Other related blog posts/links mentioned in this episode:

If you enjoyed these takeaways, check out the book by John Roger and Peter McWilliams.

I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

Jan 01, 2020
132- 2019 Year End Review & How Investing in Yourself is the Greatest Gift
38:43

I made it through my first year as a full-time entrepreneur! Check out solo episode 132 where I dive into the business side of Journey to Launch and explain why I spent most of this year investing in myself.

As I reflect on 2019, I share more about the financial impact of going from a corporate job to full-time entrepreneur, and how we prepared for this moment. I also report how I tripled Journey to Launch’s income since last year. Lastly, the episode wouldn’t be complete without highlights from this year and a sneak peek about what’s next for Journey to Launch.

In this episode you will learn:

  • The importance of investing in YOU
  • How to increase your business income as an entrepreneur
  • Methods to help you to reflect and how to say no
  • How planning and budgeting can maximize your finances and your time
  • My realities of being a full-time entrepreneur
  • The real deal about business income, expenses, taxes, and so much more

Other related blog posts/links mentioned in this episode:

I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

Dec 25, 2019
131- From Broke & Living In A Car to Traveling the World With Kierra Asnauskas
55:53

This week’s Journey to Launch podcast episode features, Kierra Asnauskas, who shares her amazing story on how she went from broke and homeless to a six-figure salary and living abroad. On her journey, Kierra taught English overseas, boosted her salary from $31,000 to $182,000 a year, and received free housing and healthcare. With fewer expenses, Kierra knocked out $49,000 in debt and started investing.

Today, Kierra and her husband are living overseas while she takes her first mini-retirement. Listen to the full episode to learn how you can live your best life abroad and build wealth too. 

In this episode you will learn:

  • How Kierra went from broke and homeless to a six-figure salary
  • Opportunities overseas where you can get free rent, healthcare, and more
  • All about mini-retirements and how you can take one now
  • How to minimize taxes when living and working overseas 
  • What is geoarbitrage and how you can use it to get an affordable degree
  • The difference between lazy investing and value investing, and much more 

Other related blog posts/links mentioned in this episode:

Kierra mentioned so many good reads in her interview. Check out the list below.

The 4-Hour Workweek by Timothy Ferriss

The Miracle Morning by Hal Elrod

How to Build Wealth Teaching English Overseas by Ben Stout

The Simple Path to Wealth by JL Collins

Want to take your own mini-retirement and enjoy life now? Hear how it’s done in episode 54 with Carl Seidman. Carl took his first mini-retirement at age 32. 

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Kierra:

Website

Instagram:@Mrs.Unconventional

Facebook: @MissUnconventional 

Twitter:@MsUnconvention

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

Dec 18, 2019
130- Your Guide to Earning More Money with Kathlyn Hart
55:53

Learn how to boost your income in your career or business in this week’s Journey to Launch podcast episode with Kathlyn Hart.  Kathlyn Hart is a coach who helps ambitious women dream big, live boldly, and earn more money. Kathlyn and I have an insightful and amazing conversation that will inspire you to earn more whether you have a 9 to 5 or your own business. 

This episode is packed full of tips to help you change your mindset and earn the money you deserve. 

In this episode you will learn:

  • How to accelerate your path to financial freedom by earning more money
  • Steps to take before you ask for more money
  • The importance of a money mindset and how to shift your money beliefs
  • Tactics to set your prices and services as an entrepreneur
  • Sites to research the going salary for your market and so much more

Other related blog posts/links mentioned in this episode:

Are you earning your optimal salary based on your experience and skills? Find out by doing your research on three sites Kat mentioned in the episode. 

Glassdoor

Payscale

Salary

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Kathlyn:

Website

Instagram:@IAmKathlynHart

Facebook:@IAmKathlynHart

Twitter:iamkathlynhart

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

Dec 11, 2019
129- Don’t Keep Your Day Job. How to Turn Your Passion Into Your Career with Cathy Heller
58:06

You have something to share with the world! It’s time to turn your passion into your career. Listen to this week’s Journey to Launch podcast episode for inspiration and tactics to manifest your dreams. 

In episode 129, Cathy Heller who is an author, podcast host, speaker, songwriter, and coach, talks about her new book and how to make your passion a reality. This episode provides concrete tips to start your own business, create your dream job, and make your own path. Check out Cathy’s interview and discover how you can make an amazing living serving the world and fulfilling your purpose.

In this episode you will learn:

  • Four types of creative stages 
  • How to view your dream from different perspectives 
  • The importance of letting yourself be messy
  • How to nourish your dream job and use your day job as your investor
  • Tips to increase your network and net worth
  • The human approach to entrepreneurship 
  • Steps to take before you quit your job and so much more

Other related blog posts/links mentioned in this episode:

Get your copy of Cathy’s book, Don’t Keep Your Day Job: How to Turn Your Passion Into Your Career, today!

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Cathy:

Website

Instagram:@Cathy.Heller

Facebook: DontKeepYourDayJob 

Dont Keep Your Day Job Facebook Group 

Twitter:NoDayJobs

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

Dec 04, 2019
128- Self Education and Ultralearning as a Means to Reach Your Financial Goals & More with Scott Young
57:06

To compete in today’s world of rapid technology changes and fierce job competition, you must become an ultralearner and self educator. his week on the Journey to Launch podcast, Scott Young shares how you can master new ideas, subjects, and skills to stay ahead in your career. 

Scott is the author of Ultralearning, a book that outlines how to boost your learning so you can win at life and accomplish your goals. In the podcast episode, Scott discusses the most effective learning methods, stories of successful ultralearners, and shares examples of how self-learning can improve your life.

Listen to this episode to learn how to maximize how you learn and execute a plan. Whether your goal is to travel the world and learn foreign languages, earn a debt-free degree, or improve your income and finances, Ultralearning and the tips in this podcast will guide you to success. 

In this episode you will learn:

  • Methods to optimize what you learn and how to impact your life
  • Ways to get a degree for free
  • The benefits of making a plan before executing a project
  • How to raise ultralearner children plus so much more

Other related blog posts/links mentioned in this episode:

For more productivity tools and tips check out Scott’s website with over 1,000 articles. 

You should also check out his book here. The audiobook is also available if you prefer to listen versus reading.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Scott Young:

Website

Instagram:@ScottHYoung

Twitter:@ScottHYoung

Facebook:@AuthorScottYoung

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Money Launch Club

Nov 27, 2019
127- Saving 50% of Your Income on $60,000 While Navigating a Health Condition with Zero
01:01:28

In this week’s podcast episode, Zero shares her amazing story of adversity and triumphs. She saved half her income when she made $60,000 a year in New York while also navigating health challenges. In her twenties, she had brain surgery and doctors told her she may not be able to work or live independently. Instead of surrendering to her prognosis, she got through her recovery and moved to New York City. 

Not only did Zero find a job, but she went from making $37,000 a year to $75,000 in a short period. Zero maximized her income when she was making less, so she was able to max out her retirement savings when she earned more money. Zero saved $100,000 by 30 and recently quit her job to become a full-time entrepreneur. She continues to navigate her health challenges but has never allowed them to limit her abilities or accomplishments on her journey to financial freedom. 

In this episode you will learn:

  • How to boost your income so you can max out your savings
  • Ways to save on taxes and medical expenses 
  • The power of a positive perspective and money mindset
  • How to save, invest, and survive on less in New York City and so much more

Other related blog posts/links mentioned in this episode:

If you liked this interview with Zero, you may also enjoy episodes 52 and 84 with Tanja Hester from Our Next Life

Finding Adventure and Happiness on Your Journey to Financial Independence with Tanja from Our Next Life--Episode 52

How To Achieve A Work-Optional Life & Retire Early with Tanja Hester--Episode 84 

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Zero:

Instagram:@zero2fi

Twitter:@zero2fire

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Money Launch Club

Nov 20, 2019
126- How She’s Building a $500,000 Portfolio & Retiring Early at 30 Years Old (w/ a Purple Life)
53:52

This week’s Journey to Launch podcast episode is one you don’t want to miss! I’m talking with Purple from A Purple Life about how she plans to retire at 30 and live off only $18,000 a year.  In 2015, Purple started her blog to track her journey to financial freedom and early retirement. Thanks to her efforts to decrease spending, increase her wages, and geo-arbitrage, she is on her way to retiring in 2020. In less than four years she went from a net worth of $5,000 to over $350,000. Check out the episode to hear how she is living on her budget without sacrificing the fun things she loves. 

In this episode you will learn:

  • How to budget your money and apps that can help 
  • The importance of saving for retirement and securing your employer’s match
  • Ways to save your first $100K
  • What is geo-arbitrage and how it can jumpstart your path to FIRE
  • How to demand a higher salary, and so much more

Other related blog posts/links mentioned in this episode:

Purple admits saving her first $100,000 was a big milestone. But once accomplished, doubling and tripling her money happened in much less time.  Here is one way to save your first $100K too. Here are more ways to save 100K.

Be like Purple and get paid for taking pics of “Help Wanted” signs with the Job Spotter app by Indeed.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Purple Life:

Instagram:@apurplelife

Facebook:@apurplelife

Twitter:@apurplelifeblog

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Money Launch Club

Nov 13, 2019
125- From Making $35,000 A Year To Being A Millionaire with Ericka Grant
59:57

This week on the Journey to Launch podcast we have special guest, Ericka Grant from Atlanta. Ericka is a successful marketing professional who started out making $35,000 a year but has accomplished financial independence and built a net worth over $1 million through real estate investing. Through networking, she moved up in her career and boosted her salary to six figures along the way. At the same time, she purchased her first home in New York City at 25 years old. Having a knack for finding the best properties, Ericka has since expanded her real estate investments to include properties in several states. Listen to this week’s episode to hear how Ericka obtained millionaire status in her thirties but continues to work and build wealth because she wants to--not because she has to. 

In this episode you will learn:

  • How to boost your salary and leverage your network in your career
  • One benefit to working remotely that you didn’t know before
  • How to “success proof” your career and focus on opportunities
  • Great investing strategies for real estate investors and much more

The doors to the Money Launch Club are now open, the membership community that provides the support, tools, education and plan so that you can reach your financial goals like paying off debt, saving, investing and more. But the doors will be closing on Friday, Nov 8th. Come join us here.

Other related blog posts/links mentioned in this episode:

Check out the Journey To Launch Podcast index here that categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Ericka:

Instagram: @ericka_sojourner

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join the Money Launch Club

Nov 06, 2019
124- Celebrating 1 Million Downloads For The Journey To Launch Podcast + 10 Milestones Accomplished Along The Way
51:19

The Journey to Launch podcast has officially reached one million total downloads! (in podcast land, that’s a big deal). Thank you to all of the listeners a.k.a. Journeyers who have inspired me to keep producing the podcast, rain or shine, every week for the past two years. You guys have been following my journey, sharing and supporting the content I produce which keeps me motivated to deliver and improve my message and platform. 

My goal is to inspire even more people to improve their finances and pursue financial freedom and independence so that they can truly live the life they want and deserve. 

In this special episode, I share more about my life since starting Journey To Launch and launching the podcast. Listen in to hear more about my humble beginnings in Jamaica, how I quit my job and found more freedom now without having a million dollars in the bank, the impact of the podcast, and so much more. My hope is that my story continues to inspire and show you how too you can make your dreams become a reality, 

In this episode you will learn: 

  • More about me and my humble beginnings in Jamaica
  • How I discovered the fire movement and started my own path to financial freedom
  • The importance of resilience, trust, patience, and forgiveness 
  • How you can create more financial freedom in your life with a “FU fund”
  • Ten highlights that have happened in my life since launching the podcast and so much more

In the episode I mention two special announcements. The first is that I’m opening doors to the Money Launch Club , the membership community that provides the support, tools, education and plan to reach their financial goals but the doors won’t be open for long. Come join us here . . 

The second announcement is that we’ve created a podcast index that categorizes all of the Journey To Launch podcast by subject and category, so that you can binge on your favorite topics or type of episode. Go to the Journey To Launch Podcast Index here.

Other related blog posts/links mentioned in this episode:

Check out these past Journey to Launch episodes I mentioned in the episode:

An Interview With My Mom & How She Prepared Me To Prosper

I Quit My Job: Why & How I Quit My 6-Figure Job & How This Affects My Journey To Financial Independence

Here are links to my weekly segment, Making Cents, on News 12, a local news segment that airs in New York . Check it out!

Journey to Launch gets featured on Money Magazine, Business Insider, and Buzz Feed. Check the links for the full scoop.

Sharing is caring. So, here are links to some of my colleagues that I admire and mention in the episode:

Millennial Money by Grant Sabatier

The News Worthy Podcast by Erica Mandy

The So Money Podcast by Farnoosh Torabi

Let’s celebrate this milestone by getting to two million downloads even faster. Please share this episode with family and friends and follow me on social media.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join the Money Launch Club

Oct 30, 2019
123- Teaching English Abroad & Paying off $37,000 of Debt with Miss Wise
54:42

This week on the Journey to Launch podcast we have Miss Wise of Wise Woman Wallet. Miss Wise is from North Carolina and was previously up to her eyeballs in debt and bills. She decided to turn her side hustle, teaching English to immigrants at a community college, into a full time teaching gig in China. Over the last three years, she has paid off $37,000 in debt and paid $6,000 cash for certifications that have allowed her to make more money. 

In this episode, Miss Wise shares the steps you can take to travel, teach, and knock out debt as an expatriate (someone living abroad). Listen now to learn how Miss Wise is teaching others how to achieve financial success and live a good life.

In this episode you will learn:

  • How you can teach English overseas 
  • The benefits of working overseas and having your essential bills covered
  • How to boost your income and crush debt with side hustles
  • What life is like as a Black woman in China
  • How to find your tribe in foreign countries plus so much more 

*When we first recorded this episode back in July 2019, Miss Wise paid off $16,000 of debt. Since that recording, her new total debt pay off amount is $37,000 (as of mid October 2019)*

Other related blog posts/links mentioned in this episode:

Miss Wise’s online TEFL certification provider: https://www.internationalteflacademy.com/ 

Miss Wise’s Florida teaching certification program: https://www.teacherready.org/ 

Looking for lucrative teaching jobs overseas? Start here.

Find the right teaching job abroad at any of these sites:

Membership into the Money to Launch Club is currently closed but don’t miss out on the next enrollment. Sign up to get on the Money Launch Club waitlist here

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Miss Wise:

Website

Instagram:@WiseWomanWallet

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Money Launch Club

Oct 23, 2019
122- How Shang of Save My Cents Reached Financial Independence by 31 Years Old
38:39

In this week’s episode of the Journey to Launch podcast, Shang of Save My Cents shares how she achieved financial independence by age 31. Shang has the funds to make work optional but chooses to keep working. By day, Shang is a management consultant. By night, Shang helps families get out of debt, save money, and start investing to grow their finances.

In this episode you will learn:

  • The importance of mental health on your wealth journey
  • The key to an abundance mindset and why it’s important to give
  • How to accomplish financial independence in expensive cities like NYC
  • What factors to consider when deciding your side hustle
  • How to leverage your knowledge and network plus so much more

Other related blog posts/links mentioned in this episode:

Membership into the Money to Launch Club is currently closed but don’t miss out on the next enrollment. Sign up to get on the Money Launch Club waitlist here

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Shang:

Website

Instagram: @SaveMyCents

Facebook: Save My Cents Group

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Money Launch Club

Oct 16, 2019
121- Paying Off $1 Million Dollars of Debt With “The Debt Slayer” Naseema McElroy Plus My Takeaways From Fincon 2019
53:11

Naseema McElroy, is back on the Journey to Launch podcast to update us on how she paid off 1 million dollars of debt in a few years. The creator of Financially Intentional and the Nurses on Fire podcast, Naseema, first shared how she paid off   $300,000 in debt as a single mom in episode 16. Now, Naseema is giving us an update on how she’s paid off a million dollars of debt since we last spoke and opens up on how she is now living a more balanced life and building her business. 

After we hear from Naseema, I provide a recap of my experience at FinCon, a conference for content creators in personal finance. This year the conference was in Washington, D.C. and I had the chance to connect with personal finance influencers and Journeyers. 

In this episode you will learn:

  • How Naseema paid off $1 million in debt
  • About geoarbitrage and how it can help your finances
  • The realities of entrepreneurship life
  • Steps you can take to know if you are built for entrepreneurship 
  • What’s more valuable than wealth 
  • Ways to get into nursing without diving into student loan debt plus so much more

Other related blog posts/links mentioned in this episode:

Check out the beginning of Naseema’s fire journey in episode 16 where as a single mom, Naseema paid off $300,000 in debt in two years.

Download her hot new podcast, Nurses on Fire, where you listen to your favorite podcasts. 

Membership into the Money to Launch Club is currently closed but don’t miss out on the next enrollment. Sign up to get on the Money Launch Club waitlist here

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Naseema:

Website

Instagram: @FinanciallyIntentional

Instagram: @NursesonFirePodcast

Twitter: @FinancialIntent

Facebook: @FinanciallyIntentionalBiz

Pinterest:@FinanciallyInte

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Money Launch Club

Oct 09, 2019
120- Q&A Episode: Best Strategies To Pay Off Debt, Turnkey Real Estate Investing, How To Stay Motivated on Your Journey + More
44:01

I am answering your most recent submitted money questions on this week’s episode of the podcast. In this episode, we dive into a discussion about the types of debt, debt payoff methods, real estate investing, budgeting, and retirement savings. You don’t want to miss this good advice that can help you on your journey. 

In this episode I answer:

  • If you use a home equity line of credit to refinance your loans
  • If it makes sense to take money from your retirement account to pay off debt
  • The difference between secured and unsecured debt
  • How to strategically pay off debt with the snowball or avalanche method
  • Tips on what to do before you start investing in real estate
  • The facts about borrowing from your retirement account
  • How to stay motivated on your journey with the right budget plus so much more

Other related blog posts/links mentioned in this episode:

Check out this debt repayment calculator to help you decide between the debt avalanche and debt pay off method

Membership into the Money to Launch Club is currently closed but don’t miss out on the next enrollment. Sign up to get on the Money Launch Club waitlist here

Other great Journey to Launch Podcast episodes you should hear (for the first time or again):

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Money Launch Club

Oct 02, 2019
119-How to Pay Off Debt, Stop Sabotaging Your Financial Success & Tell Family “No” So You Can Thrive with Kenishia Mais
01:01:02

In this week’s episode of the Journey to Launch podcast we have Kenishia Mais, a Jamaican entrepreneur, Financial Educator and the visionary who founded ThrivingDollars. Kenishia was always a good saver. She started saving her lunch money in school & kept this habit into adulthood. But when she became the person her parents and other family members came to when they needed money, the pressure of being the family bank was overwhelming. It drove her to abandon her money habits and become a big spender so she wouldn’t have money when her family asked for a loan. 

Listen to this episode to learn how Kenishia turned her life and finances around. She became a self-taught investor at age 21 and is now a financial educator spreading the financial gospel to others through her blog and business, ThrivingDollars. 

In this episode you will learn:

  • How to manage the burden of being your family’s bank
  • Tips to empower family members to solve their own money problems
  • Differences between investing in the United States and Jamaica
  • Ways to invest in retirement and brokerage accounts plus so much more 

Other related blog posts/links mentioned in this episode:

Check out Rich Dad Poor Dad by Robert Kiyosaki, a financial literacy classic Keneisha mentions in her interview. 

If you want to hear the beginning of this series check out episode 117 featuring Cameron Huddleston, author of Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances.  

Sign up to the Money Launch Club waitlist to be the first to be notified before anyone else when the doors open. The Money Launch Club is the membership community for Journeyers just like you looking to take their finances and life to the next level.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Kenishia Mais:

Website

Instagram:@ThrivingDollars

Personal Instagram:@KenishiaMais

Twitter:@ThrivingDollars

Personal Twitter:@KenishiaMais

Facebook: @ThrivingDollars

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Money Launch Club

Sep 25, 2019
118- Creating Generational Wealth & Having Necessary Intergenerational Money Conversations with Duane & Taylor Davis
48:14

This week, Journey to Launch’s podcast episode continues the conversation on generational wealth and talking with your family about finances. In this episode, we have a dynamic father and daughter duo, Duane and Taylor Davis of Davis Generational Wealth Education Initiative, Inc. Duane and Taylor have a passion for financial literacy and inspire families and communities to have intergenerational financial conversations. 

Finances should be fun and inclusive of the entire family. Listen to this episode to learn how to spark money conversations in your family so together you can build generational wealth and develop strong money habits. 

In this episode you will learn:

  • How to have intergenerational financial talks with your family 
  • The importance of estate planning and trusts
  • Tips to help parents talk to their kids about money
  • What is “coaching up” and how kids can talk to their parents about money
  • The impact of the “Black Tax” and how to respond when family ask for money
  • Ways to preserve generational wealth so it lasts

Other related blog posts/links mentioned in this episode:

If you want to hear the beginning of this series check out episode 117 featuring Cameron Huddleston, author of Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances.  

Sign up to the Money Launch Club waitlist to be the first to be notified before anyone else when the doors open. The Money Launch Club is the membership community for Journeyers just like you looking to take their finances and life to the next level.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Duane & Taylor Davis:

Website

Instagram:@DavisGenerationalWealth

Twitter:@DavisGenWealth

Facebook: @DavisGenWealth

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Money Launch Club

Sep 18, 2019
117- How to Have Essential Conversations With Your Parents About Their Finances with Cameron Huddleston
39:18

This week Journey to Launch’s podcast episode features award-winning journalist and author, Cameron Huddleston. With over 17 years of experience writing about personal finance, Cameron recently combined her knowledge and personal experiences in her book, Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances. In this episode, Cameron breaks down how to have difficult financial conversations with your parents. Listen to episode 117 to learn how to get your parents’ affairs in order before it’s too late. 

In this episode you will learn:

  • How to talk to your parents about their finances
  • The basics of estate planning and what to do first
  • What questions to ask your parents during “the talk”
  • The importance of setting expectations for you and your parents as they age
  • How to prepare your parents for retirement and long term care
  • Tips in case you need to add your parents to your financial plan

Other related blog posts/links mentioned in this episode:

Check out Cameron’s book, Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances

For tools on how to help your parents get organized or identify scams check out Cameron’s resources

Sign up to the Money Launch Club waitlist to be the first to be notified before anyone else when the doors open. The Money Launch Club is the membership community for Journeyers just like you looking to take their finances and life to the next level.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Cameron Huddleston:

Website

Instagram:@Clebedinsky

Twitter:@CHLebedinsky

Facebook: @CameronHuddlestonMoneyExpert

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Sep 11, 2019
116- Healing Our Money Wounds & Uncovering Our Limiting Beliefs With Money Mitra
51:41

This week on the Journey to Launch podcast we have "Money Mitra," the founder of the "Psychology of Spending." Mitra is a money and mindset coach who helps you eliminate money blocks so you can build wealth. She helps you identify the root of your limiting beliefs and money wounds, which are the stories that prevent you from building wealth. 

In this episode, Mitra shares her powerful story that shaped her journey. She is the daughter of a Southern Black mother born in the small town of Pulaski, Tennessee (infamous for two things: Sundrop and the KKK) and an Iranian immigrant father who came to America during the Iranian hostage crisis with little resources and a lot of ambition. 

Mitra also hosts "Money Talks," a couch conversation series with a mission to normalize money conversations and help people learn their worth. The Talk Series also tackles how to navigate in our society where social advantage, power, and control influence so many people’s journey and financial decisions. Listen to this episode to learn how to overcome your money blocks and define success for yourself. 

In this episode you will learn:

  • The importance of understanding where you come from and how that affects who you are, your life, and your money scripts
  • What are money triggers and money scripts
  • The psychology of spending
  • How to discover your money story, wounds, and the root of your limiting beliefs about money
  • How to break free of your past and move forward on your financial journey
  • The difference between a scarcity, abundance, growth, and fixed mindset
  • Questions to ask if you want to be your best and most authentic self

Other related blog posts/links mentioned in this episode:

Sign up to the Money Launch Club waitlist to be the first to be notified before anyone else when the doors open. The Money Launch Club is the membership community for Journeyers just like you looking to take their finances and life to the next level.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Money Mitra:

Website

Instagram:@MoneyMitra

Facebook: @MoneyMitra

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Sep 04, 2019
115- How To Improve Your Money Resilience & Stay Financially Motivated with Ash Cash
53:57

Journey to Launch is so excited to have Ash Cash Exantus, America’s  Financial Motivator, on this week’s podcast. Ash Cash grew up in the projects of Harlem, New York.  In his twenties, thanks to fate and opportunities, he successfully navigated up the corporate ladder in the banking industry and later became the youngest CEO of a federally chartered bank. At 30, Ash Cash threw his own retirement party, left the banking industry, and pursued a full-time career as an entrepreneur, author, speaker, and financial literacy advocate. Some unexpected financial setbacks actually helped Ash Cash refocus and discover his passion to teach financial education. Today, Ash Cash is the Founder and CEO of MindRight Money Management. In his company, he mixes psychology and personal finance to create a culturally responsive--aka dope--approach to teaching financial literacy. 

In Episode 115 you will learn:

  • The importance of an abundance mindset
  • How to see opportunities in the midst of obstacles
  • What things to consider before becoming an entrepreneur 
  • Tips to navigate the ups and downs of entrepreneurship 
  • The power of passive income and how to use it to build wealth 
  • The correlation between ownership and freedom

Other related blog posts/links mentioned in this episode:

Ash Cash is a best selling author with several good reads like The Wake Up Call, a book about financial principles based on Jay-Z’s 4:44 album, and Mind Right, Money Right. Check out all his books here.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Ash Cash:

Website

Instagram:@IAmAshCash

Twitter: @IAmAshCash

Facebook: @AshCashExantus

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

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Aug 28, 2019
114- Minding Your Money To Emotional & Financial Well Being with Kassandra Dasent
50:41

Personal finance expert Kassandra Dasent can relate to people from all walks of life. She went from being $55,000 in consumer debt to being debt-free with a six-figure net-worth. Now she is using her experiences to help you start “minding your money.” In this episode Kassandra talks about money, mindset, and emotional well being. This is one episode you don’t want to miss. 

In episode 114 you will learn:

  • The importance of a money mindset and how it can impact your ability to create wealth
  • How to leverage your ability, skills, and experience to earn more 
  • What steps to take before combining your finances in a relationship
  • All about the black tax and how it impacts your finances
  • The Four Pillars of Wealth that make you wealthy and whole

Remember it’s time to sign up to join the Money Launch Club! If you love this episode, join the club and you can hear from Kassandra up close and personal. She is speaking to the members in September and you don’t want to miss it. Doors close August 22nd so join now!

Other related blog posts/links mentioned in this episode:

Join the Money Launch Club

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Kassandra:

Website

Instagram:@Kassandradasent

Twitter: @Kassandradasent

Facebook: MindingYourMoneyKD

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Aug 21, 2019
113- Life After Becoming Debt Free With Money Launch Club Member, Josie Espinoza (Bonus Episode)
27:45

This week, we have another bonus episode for you. In episode 113, Josie, a Money Club Launch member shares her debt free story. She was the first in her family to go to college. But then she found herself in student loan, credit card, and auto loan debt. Listen to how she paid off $50k and now is on her way to financial freedom and independence.

Along her financial journey, Josie discovered her passion for financial freedom and independence. She became a blogger with the mission to inspire the latino community to improve their finances and live a minimalist life. Now that they are debt free, Josie and her husband are focused on financial planning, saving, and securing their family’s future.   

 

 

The day has finally arrived! The Money Launch Club (the membership community to help you reach Financial Freedom & Independence) doors are now open! Join us here MoneyLaunchClub.com before the doors close again in a few days!

 

More About Josie Espinoza

Current location (city) 

Porterville, CA

Profession

Teacher

Josie we are excited to share your story with the Journey to Launch community. Before we dive into your journey, can you tell Journeyers more about yourself? 

I was born in Mexico, and I am the youngest of 9. I was the first one to get a college degree, but 3 of my older siblings own successful businesses in Mexico. My parents brought me to California when I was 8 years old along with two of my siblings. They have been farm workers ever since, picking different types of fruit depending on the season here in the Central Valley, California.

 I never went to a babysitter because my parents would take me to work with them on the weekends, school holidays and summers. My first paycheck was from picking grapes one summer. Even though it wasn't easy working in the fields, I still didn't value money. My mom would always say "Money is made to be spent," and that's the mindset I grew up with. In college I had two jobs, bought a car, got my first credit cards, spent all my money, and didn't save a dime.

 In about 2014, I came across the snowball debt payoff method on Pinterest which then led me to find Dave Ramsey. I started tracking my debt and tried to pay it off but wasn't really focused.  Fast forward to July 2018, we got home from a summer trip and had no money because our credit cards were maxed out and my next paycheck wasn't coming for another three weeks. Those three weeks without money were my rock bottom.

 It was then that I really focused on my finances. We made our finances a priority, we made a budget and stuck with it. Every morning I take a few minutes to check our budget and remind my husband what our goal for the day. For example, sometimes we had a no spend day, no coffee, sell one item, or spend less than $10 goal. I started listening to finance podcasts instead of music and reading every finance book I could get my hands on.

 Then, I started following the Debt Free Community on Instagram and joined financial independence (FI) groups on Facebook. I also sold a lot of stuff that I wasn’t using which led me to become an aspiring minimalist. Currently, we are working on saving 3 months of our expenses in our emergency fund. We have paid off the majority of our debt and only have our mortgage left. We know our financial independence (FI) number and have a plan. 

We are still spenders but only spend our weekly allowance. I’m fortunate that my husband and I are on the same page when it comes to our finance  goals and we hold each other accountable. Thanks to the Journey to Launch Podcast and the Money Launch Club I felt financially stable enough to take a risk and resign from a job that was affecting my mental health. I wish I would have known everything about finance when I started working. 

I started a blog and an instagram page “Minimalisa Todo” which means minimize everything. My goal is to share my journey as I minimize my financial stress, my clutter at home and my weight. It is in Spanish because I want to inspire the Spanish speaking community.

Wow what a journey. Josie what advice would you share with other Journeyers still on the journey to reach their goals? 

First I would say, write everything down, track your progress, and celebrate the small wins. 

I am a very impatient person and seeing a visual of where I started and how far I’ve come gave me motivation to keep going. I also like to celebrate the small wins, things like not buying a coffee in the morning, eating lunch from home three days in a row. My celebrations were always within the budget and sometimes it was silly things like a happy dance or a high five from my husband.

Josie, what else motivates you? What's your "Why," or the reason you are pursuing Financial Freedom & Financial Independence? 

The freedom to spend time with my daughter and my husband is my why. My husband is a truck driver and is always on the road. I want us to spend more time together. One of our crazy goals is for my daughter and I to join him on the road and visit every state where he makes deliveries and gets paid.

That’s an awesome goal. Josie, what's something you want to improve or change to help you reach your goals? 

As a family we are working on eating at home. I am also transitioning to a new job and I started my masters to be able to increase my income.

What are some things you are doing to help move forward on your journey ? 

I am still selling things I don't use. I also do audits and secret shopping gigs to earn extra income. I have several apps on my phone that earn me money with little effort. We are tracking every penny that comes in and out of our accounts. 

So, Josie have you had any wins since joining the Money Launch Club? 

Since joining the Money Launch Club, I have paid off my debt (minus my mortgage). I also  made more informed changes to my retirement account after one of the classes. The FI course opened my eyes to the reality of our situation. I like that I was able to play with the number and see how  different habits today could impact my future.

What do you enjoy most about the Money Launch Club? 

I really enjoy the speakers in the Money Launch Club, especially when we are able to ask our questions. I like how it is not very formal and is a welcoming environment.

What’s something you were surprised to learn on your journey? Everything I know about finance I have found free on the internet. My hairdresser once told me, "In this technology era, not  knowing is no longer an excuse." I feel that there are so many free resources on the internet that anyone can change their finances with a little effort.

Other related blog posts/links mentioned in this episode:

Check out Josie’s Website  or follow her on Instagram @minimalisatodo. Both are in Spanish to inspire the Spanish speaking community. 

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

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Aug 16, 2019
112- The Five Journeyer Stages and How to Unlock Freedom Along the Way to Financial Independence
26:27

Journeyers you are going to love episode 112. In this solo episode, you’ll learn about the five stages on the journey to financial freedom and independence. Listen now to see what stage you are in and what practical steps you can take to achieve your financial goals. Find out how to set your goals and take action, so you can experience more freedom now!

In this episode you’ll learn:

  • The 5 stages to financial freedom and independence
  • How to calculate your Financial Independence number
  • What goals to set at each stage of your financial journey
  • The importance of mindset and habits

Sign up for the Journey to Launch free class today! On this virtual webinar, you will learn more about the five stages to financial freedom along with other tips to help you create more freedom in your life today.

Learn more about the Money Launch Club here and make sure you join when doors open up again!

Other related blog posts/links mentioned in this episode:

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Aug 14, 2019
111-How Cassandra Increased Her Income by $10k & Improved Her Money Mindset (Bonus Episode)
23:33

Journey to Launch presents another bonus episode. This episode features, Cassandra Henry, a Journeyer paying off debt and investing in herself. From Bronx, New York, Cassandra is a first generation Dominican American. At 25 years old she is her family’s breadwinner. As a result, she quickly learned the importance of taking control of her finances and her debt. In episode 111, Cassandra shares how she eliminated credit card debt and boosted her income with side hustles. She taught herself about personal finances by reading, listening to podcasts, and surrounding herself with like-minded people in the Money Launch Club.

Don’t forget to sign up for the Journey to Launch free class on August 15th! It’s a virtual meeting so you can join us from anywhere. 

Learn more about the Money Launch Club here and make sure you join when doors open up again!

More About Cassandra Henry

Current location (city)

Bronx, New York

What's your profession?

Teacher

Cassandra we are glad to have you share your story with Journeyers today. Before we dive into your journey, please tell us more about yourself.

My name is Cassandra Henry and I am a powerful, vulnerable and responsible leader. I am 25 years old and a first generation Dominican pursuing a life of abundance. I started my financial independence journey the summer of 2017, after being introduced to Dave Ramsey's 7 Baby Steps and the personal finance podcast, Bigger Pockets Money. I have since increased my income by an extra $10,000, learned the importance of budgeting, and now understand what it means to have an abundant mindset when it comes to money. I am currently on the road to paying off more than $25,000 in student loans. Although there have been many ups and downs, the journey has been worth it.

Cassandra what advice would you give other Journeyers who are also on the journey to reach their goals?

Invest in yourself! This journey of financial independence has helped me recognize my own worth and realize that I deserve to invest in the goals that I have for myself. Seeking opportunities to grow your network, attending webinars, or even meet-ups that focus on reaching financial independence has definitely helped me get closer to reaching my financial goals. If you want to reach financial independence, it's best to be on the journey in a community with others instead of on your own.

Cassandra what's your "Why?" What motivates you to pursue Financial Freedom & Financial Independence?

My “Why” is my family. When I was little, my father always reminded me about the importance of saving. Whether it be for clothes or traveling, he would always pull my mother, my sisters and me aside and we would count all of the money we saved together as a family. When he passed away three years ago, I felt unprepared and overwhelmed by the financial responsibilities that had to be addressed. At the time, I was the only breadwinner of the family and although my father taught me how to save, he never taught me how to budget. I realized in order to make sure my family and I don't end up homeless I have to be more aware of my money and where it's going. As the years passed, I developed a desire to reach financial independence to not only provide stability for my mother but also to begin a legacy of wealth within my family.

Cassandra what a powerful story. What's something you want to improve or do to help you reach your goals? 

I want to improve on creating better habits when it comes to maintaining a positive money mindset. When I don't reach a financial goal that I have for myself, I take it pretty hard. I have been trying to surround myself with positive people to help ameliorate the disempowering mindset I get whenever I come across a money issue.

Mindset is key to staying positive and building wealth. Cassandra can you share some things you are doing to help move forward on your journey?

First off, I have increased my income by $10,000 with side hustles. My journey has reignited my passion for entrepreneurship, and I am in the process of developing a plan for my own business. Also,  I increased my network of influencers. 

One important thing I continue to do is educate myself about  financial independence by reading books and listening to several personal finance and motivational podcasts.

As a result of what I am doing, my family and friends are also learning the importance of managing money.

It’s nice when you get family and friends involved in your journey. Have you had any “wins” since joining the Money Launch Club? How has the Money Launch Club helped you achieve those goals? *

Yes, I have. For example, I  increased my number of side hustles. After reading Financial Freedom with the Money Launch Club, I began to apply for more side jobs. I now have three side hustles: Online Teacher for VIP kid, after school program assistant, and a tutor. 

I also created an online bank account for my emergency fund. The Money Launch Club has exposed me to so many different avenues I can take to increase my money. I was able to learn about online bank accounts through conversations in the Money Launch Club.

Sounds like you’ve gotten a lot out of being in the Money Launch Club. What do you enjoy most about it? *

I have appreciated the opportunity to have Money Launch Club meetups, book clubs, and the speakers!

Other related blog posts/links mentioned in this episode:

Check out the film Minimalism: A Documentary About the Important Things on Netflix or at http://minimalismfilm.com

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

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Aug 09, 2019
110- A Deep Dive into Investing & Becoming Financially Successful After Bankruptcy With Courtney Richardson
56:32

Courtney Richardson, the founder of the Ivy Investor, is an attorney and investment advisor who helped her mom go from bankruptcy to paying off her home and retiring with enough money to live comfortably. Through her expert advice and classes she has helped women invest and save for retirement while mastering the tax game too. Named one of 7 Black Millennial Financial Experts to Follow on Instagram, Courtney is helping women build wealth and create secure financial futures. 

In episode 110 you will learn:

  • How your finances can impact your career 
  • Tips to get started in investing
  • Things you can do to pick your first stock
  • The bankruptcy process and how to get through it 
  • Where and how to invest for retirement 

Don’t forget to sign up for the Journey to Launch free class on August 15th! It’s a virtual meeting so you can join us from anywhere. 

Learn more about the Money Launch Club here and make sure you join when doors open up again!

Other related blog posts/links mentioned in this episode:

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Courtney:

Website

Instagram: @TheIvyInvestor

Twitter: @TheIvyInvestor

Facebook: TheIvyInvestor

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Aug 07, 2019
109- From Living Paycheck to Paycheck to Paying Off Debt & Financially Thriving With Veronique (Bonus Episode)
31:01

Episode 109 is a bonus episode, the first of its kind. We are switching things up to give you more inspiring content in between regular Wednesday episodes. In this episode we feature Veronique Graves, a fellow Journeyer and member of the Money Launch Club. Veronique is a self employed sign language interpreter who is on her way to financial freedom. After becoming a member of the Money  Launch Club, she went from living paycheck to paycheck to paying off debt, saving, and investing. Listen to episode 109 to hear her story and learn ways you can get started on your journey too. 

More about Veronique: 

Current location (city) *

Rockville, MD

What's your profession? *

Sign Language Interpreter

Veronique we are so glad you are sharing your story with fellow Journeyers. But before we dive into your financial journey, please tell us more about yourself.*

I work in the Washington, D.C./Baltimore metro area as a freelance sign language interpreter. Part time I teach Zumba for my local recreation center. Moved here from Atlanta about 9 years ago for a mentorship that was supposed to last 3 months and ended up loving the area and staying. I love travel, yoga, boxing, cycling, baking (really anything food related), dancing and singing. I also volunteer with the Make-A-Foundation. At 40 I’ve started learning Brazilian Jiu Jitsu and to play the guitar. Happy to have found a group of people who love learning and growing.

It’s great that you have found ways to make money doing things you love, like Zumba. What advice would you give Journeyers who are also still on the journey to reach their goals? *

Be patient and stick with the process. Mindset is more important than you realize and setting specific goals helps a great deal. Reading books on money and listening to podcasts will help you stay motivated. Finding friends and family with good money mindsets and goals is awesome too!

What drives you to want Financial Freedom & Financial Independence? In the FIRE community, we normally refer to this as your “why.”*

I want to be in a position where I am financially independent so that it allows me to have the life flexibility I  want whether it’s regarding my job or travel. Since I have an entrepreneurial spirit the freedom part is important especially since my income tends to fluctuate. I’d like to be able to help other people when they need it the way my relatives and friends have helped me. For example, when my siblings and I got our first cars, my grandma paid in cash and had us pay her back monthly so we wouldn’t have to incur interest from banks. Or when I had fibroid surgery my relatives were able to either give or loan me money to assist with medical bills.

Veronique, what are some things you can do to help you reach your goals? *

I’d like to learn more skills to get a new job and earn more money. I’d like to create better time management and organization habits.

Veronique you have made a lot of progress with your finances. What changes did you have to make in your life to move forward on your journey? *

In order to move forward in my journey I asked for a higher rate as a contractor. I was teaching dance aerobics as a side hustle. Meal planning and bringing lunch to work as well as cooking more at home has helped me save too. Saving 20% has become a priority which allows me to continue to build my emergency fund.

Now that you are a Money Launch Club member, can you share any wins you've had since joining?

The Money Launch Club classes have taught me a lot of useful skills. I asked for a raise and received one. Also living paycheck to paycheck is a thing of the past. Being more conscious of saving and my cash flow have really helped. I opened up a health savings account and select investments for the account.

That’s an awesome testimony. Tell us, what do you enjoy most about the Money Launch Club? *

I enjoy the accountability through sharing our wins and lessons. There is a great sense of community where we are working toward many of the same goals. The classes are great as well!

Doors for the Launch Club re-open in August, click here to get on the list and get access to join before anyone else

Other related blog posts/links mentioned in this episode:

Check out the book that helped Veronique on her journey, Get Money by Kristin Wong. 

Join the free class on August 15th by going to journeytolaunch.com/freeclas

Learn more about the Money Launch Club here and make sure you join when doors open up again!

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

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Aug 02, 2019
108- Making Money Fun with Hey Berna
55:42

Bernadette Anat, also known as Hey Berna, is your Financial Hype Woman. Berna makes money fun through videos and money memes. She is your go to example of how to get out of debt and live your best life. In episode 108, Berna shares how she paid off $50,000 in debt, ditched her corporate job at Instagram, and traveled the world for one year. Now she’s back and living life on her terms as an entrepreneur. 

In this episode you will learn:

  • How to have the “get debt free” conversation with your family and friends
  • A fun way to track your expenses—ditch the boring spreadsheets
  • The importance of making money rules for each paycheck
  • The impact an accountability partner can have on your financial freedom journey and why you need one

Doors for the Launch Club re-open in August, click here to get on the list and get access to join before anyone else.

Other related blog posts/links mentioned in this episode:

Mint 

Clarity Money

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Hey Berna:

Website

Facebook:@HeyBerna

Instagram:@HeyBerna

Twitter:@HeyBerna

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

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Jul 31, 2019
107- Your 30 Day Money Cleanse To Take Control of Your Finances & De-Stress Your Money With Ashley Gerstley
47:17

Money Coach and Founder of The Fiscal Femme, Ashley Feinstein Gerstley, joins us in episode 107 to discuss the importance of your money mindset and her book, The 30-Day Money Cleanse. Ashley helps women build wealth by teaching you about her money mistakes and how to set yourself up for financial success. She coined her own way of budgeting called the “Happiness Allocation” and explains how your deep beliefs about money can impact your ability to make money it and keep it. 

In this episode you will learn:

  • How to take control of your finances with a 30-day cleanse
  • Why a growth mindset is important to achieving and maintaining wealth
  • How a gratitude attitude helps boost your finances
  • Tips to change your beliefs and relationship towards money
  • Practical steps to shake up your routine and drop frivolous expenses 
  • What you can do to maximize your joy per dollar spent
  • All about money parties and how to make finances fun

Don’t know what a money party is? Listen to episode 107 now!

Enter for a chance to win a copy of the book by going to JourneytoLaunch.com/win and entering your name & email only! Even if you don't win, you will still win by getting access to my free resource library.

Doors for the Launch Club re-open in August, click here to get on the list and get access to join before anyone else.

Other related blog posts/links mentioned in this episode:

Remember to enter the contest to win a copy of Ashley’s book or you can grab your own copy now!

To get the fun guides that will help you makeover your finances in 48 hours visit Ashley’s website. You can also get started with her 7-day jumpstart!

Don’t forget to check out the Sa-Vings music video with a cameo from yours truly.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Ashley Gerstley:

Website

Facebook:@TheFiscalFemme

Instagram:@TheFiscalFemme

Twitter:@TheFiscalFemme

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Jul 24, 2019
106- Creating Financial Freedom & Wealth On Your Own Terms With Bola From Clever Girl Finance
46:56

Bola Sokunbi founder of Clever Girl Finance is back on the Journey to Launch Podcast! This time she is talking about entrepreneurship, ditching debt, and how to accomplish financial independence on your own terms. Bola is a certified financial educator and money expert, helping women take charge of their finances. Check out her new book, Clever Girl Finance Ditch Debt, Save Money, and Build Real Wealth, a manual about how to achieve financial freedom. In this episode we discuss: 

  • How to adjust your mindset so you can succeed.
  • How to define financial independence for yourself.
  • How to prioritize and plan your financial goals.
  • Entrepreneurship vs. a Job: How you can achieve financial independence through both.

Enter for a chance to win a copy of the book by going to JourneytoLaunch.com/win and entering your name & email only! Even if you don't win, you will still win by getting access to my free resource library.

Doors for the Launch Club re-open in August, click here to get on the list and get access to join before anyone else. 

Other related blog posts/links mentioned in this episode:

Bola’s book is out and you can get your own copy here.

Bola Sokunbi on Episode 22

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Bola Sokunbi:

Website

Facebook:@CleverGirlFinance 

Instagram:@CleverGirlFinance

Twitter:@CleverGirlcgf

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Jul 17, 2019
105 How To Quit Like a Millionaire So You Can Stop Working & Start Living With Kristy & Bryce
01:04:25

Kristy Shen and Bryce Leung left their lucrative software engineering careers to enjoy world travel and freedom. Both retired in their early 30’s with a 7-figure portfolio and have complied their secrets to success in their new book Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required. Kristy and Bryce are financially independent, self-made millionaires who hail from humble beginnings and learned along their journey how to follow the money so they could afford to pursue their passions.

 In this episode we discuss: 

  • How Kristy went from surviving off 44 cents a day to a 7-figure portfolio.
  • How you can use CRAP (Creativity, Resilience, Adaptability, and Perseverance) to achieve success.
  • How to cut expenses from your budget so you can maximize your income and minimize waste.
  • How to choose your degree and career based on the math.
  • Why your home is not an investment and how avoiding home-ownership helps you achieve financial independence sooner. 
  • Why taxes are for the poor and how to win the tax game.

Kristy and Bryce’s book is out and you can get your own copy here. On their website Kristy and Bryce also offer a free investing workshop. Check it out to start investing now!

Enter for a chance to win a copy of the book by going to JourneytoLaunch.com/win and entering your name & email only! Even if you don't win, you will still win by getting access to my free resource library.

Doors for the Launch Club re-open in August, click here to get on the list and get access to join before anyone else. 

Other related blog posts/links mentioned in this episode:

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Kristy & Bryce:

Website

Facebook:@MillennialRevolutionBlog 

Twitter:@FIRECracker_Rev

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Jul 10, 2019
104 Create the Joyful, Purposeful and Rich Life You Deserve with Jean Chatzky
42:46

On this episode, we speak to Jean Chatzky, the financial editor of NBC’s TODAY show, an award-winning personal finance journalist & the host of the podcast HerMoney. Jean joins us to talk about how she navigated her career to become one of the most recognized and notable thought leaders in the personal finance space. She also explains the importance of taking risk and also gives different tips for saving and investing (especially if you feel like you had a late start).

Topics discussed in this episode: 

  • Finding the balance between doing what you love and earning money to pay for the lifestyle you love
  • Discussion on the complex relationships that women have with money 
  • How to be creative with being able to reach your goals 
  • How to take risks to land your dream job (and life)   
  • How someone who is older can still save for the lifestyle they want in retirement plus more

Doors for the Launch Club re-open in July/August, click here to get on the list and get access to join before anyone else. 

Other related blog posts/links mentioned in this episode:

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Jean:

Website

Instagram:@JeanChatzky

Facebook:@JeanChatzky 

Twitter:@JeanChatzky

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Jul 03, 2019
103- The 2 Year Anniversary Episode- 10 Lessons & Updates From Growing & Running My Business
47:33

I am so excited to share this episode with you Journeyers! This is the 2nd year anniversary of the Journey to Launch podcast and with it, I’m pulling back the curtain on the hurdles, lessons and great things going on behind the scenes with myself and Journey To Launch. Hopefully, these 10 lessons/takeaways will inspire and enrich your journey too.

My 10 Updates & Lessons:

  1. Say no and being ok with not pleasing everyone. (Are you afraid to say no because you think this opportunity will never come along again?)
  2. Let go of control so that you can grow and maximize your time.
  3. Be appreciative of the good things that you have in your life already.
  4. Know your worth & ask for more.
  5. Monetizing the podcast by partnering with brands that are a good fit
  6. “Talk the talk and walk the walk”-  Realize what you are really worth, and don’t be afraid to ask for more money. Invest in your own knowledge, create value and earn what you are worth.
  7. Instead of asking someone why they didn’t buy your product/service, focus instead on those who did. Don’t focus on the things that aren’t working out in your life, look at the things that are and realize what you are doing right.
  8. Identify your upper limit and realize how it is holding you back from having a breakthrough. Don’t be afraid to take that next step & don’t be your own worst critic.
  9. How to save & invest and take more risk.
  10. Updates on projects at Journey to Launch.

Doors for the Launch Club re-open in July/August, click here to get on the list and get access to join before anyone else

Other related blog posts/links mentioned in this episode:

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Jun 26, 2019
102- How Dumpster-Diving and House Hacking is Fueling Charlie's Journey to Financial Freedom
40:41

I absolutely Iove bringing you ideas and stories that challenge your belief of what you think you can do and allows you to think outside the box. Charlie Pioli has a passion for environmental conservation and dumpster dives for a majority of his grocery needs.  I was immediately intrigued by Charlie’s story and lifestyle which at first seemed extreme, but as you’ll learn when you listen to the episode, is a practical and smart way to save money and reduce food waste. Charlie even discusses how he is house hacking and using real estate investing as a way to reach his goals.If you think you should skip over this episode just from the title alone, I challenge you to give it a try. Even if dumpster diving isn’t for you, you will walk away with some actionable tips and inspiration for your journey.  

In this episode we discuss:

  • Charlie’s backstory and how he got started dumpster-diving
  • His plan to take a mini-retirment when he turns 30
  • How’s he’s house hacking and planning to use real estate to reach his financial goals
  • Some of the mistakes he’s made a long the way and how you can avoid them
  • Tips to save on your food/grocery expenses + more

Doors for the Launch Club re-open in July/August, click here to get on the list and get access to join before anyone else

Other related blog posts/links mentioned in this episode:

2017 New York City Waste Characterization Study Report With Charlie on the Cover Page Recording Data 

The Truth About the Solid Waste Industry and Recycling 

Article on How to Househack

Advice to Get a Home Loan WIth No or Little Money Down

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Charlie:

Website

Instagram:@MrDumpsterDivington

Twitter:@Pioli121

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Jun 19, 2019
101 How to Live Abroad and Use Entrepreneurship to Build Wealth with Damien Peters
58:45

Damien Peters walked away from his lucrative tech career to live abroad with his wife and young son in Spain so that he could live a life of freedom and flexibility. Damien shares how  entrepreneurship, real estate investing and saving allowed him to take the big leap and how you can make the changes you need in your life and finances to do the same. On this episode we discuss:

  • How Damien walked away from his lucrative tech career to live abroad & how he was able to give up a stable 6 figure salary to a less guaranteed income but one that came with work flexibility.
  • What should one consider when thinking of moving abroad and how he was able to get his wife on the same page.
  • Damien’s entrepreneurship journey, his previous ventures and why he started Wealth Noir
  • His real estate investing experience
  • His journey in becoming an accredited investor and the risks and rewards associated with it becoming one
  • Actionable tips for those ready to step up their pursuit of wealth & what you can do right now plus more

Doors for the Launch Club re-open in July/August, click here to get on the list and get access to join before anyone else

Other related blog posts/links mentioned in this episode:

Should I Try Living Abroad- By Damien Peters 

Accredited Investor Opportunities- By Damien Peters

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Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Damien:

Website

Instagram:@WealthNoir

Facebook:@WealthNoir

Twitter:@WealthNoir

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Jun 12, 2019
100 Q&A Episode: Debt Consolidation, Telling Family No, Emergency Savings + More
34:25

This is the 100th episode of the Journey to Launch podcast and I am so excited about getting this far thanks to all of you who listen every week. So for this episode, I’m answering listener questions about debt consolidation, online savings accounts and so much more.

Questions in this episode:

  • Is a debt consolidation loan ever a good idea?
  • Should you place your emergency savings in an high yield online savings account?
  • What is a Thrift Savings Accounts, how do they work and compare to other employer retirement savings and investment plans?
  • What to do with the money after refinancing your house?
  • How to deal w/ family members who want you to spend money on events when it will set you back financially? + more

Doors for the Launch Club re-open on July/August, click here to get on the list and get access to join before anyone else!

Other related blog posts/links mentioned in this episode:

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

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Jun 05, 2019
099 How to Unlock Your Full Wealth Potential & The Power Within You With David Neagle
56:36

This episode is probably one of my top 5 favorite episodes so far on The Journey to Launch podcast! I am so glad David Neagle came on the show; he is the founder of the multimillion-dollar global coaching company Life Is Now, Inc, helping thousands of entrepreneurs, experts and self-employed professionals gain the confidence and find the right mindset to increase their revenue. After a near death experience, David changed his way of thinking to get him on the path to unlock his full potential and making so much more money.  We discuss ways to change your mindset, how to deal with fear, how to stop feeling stuck in your jobs, the law of polarity, & so much more. Find out what book he recommends that you should definitely read & study to learn about how to make money that will change your life!

On this episode, we discuss:

  • David’s overall background/story
  • How David’s life was forever changed on a day on the Illinois River which caused him to unlock the potential within him and triple his income
  • How school and full time employment instills the idea of being safe in life and loyal to a job but can keep you stuck from reaching your true potential
  • What happens to us as we grow to keep us so fearful
  • Why the Science of Getting Rich by Wallace D Wattles is David’s favorite book
  • The Universal law and the law of polarity
  • How to see opportunities instead of obstacles
  • How we can move from the mediocre mindset to the entrepreneur mindset
  • Why it’s our divine right to be rich and wealthy but why so many people don’t achieve or believe this
  • The one thing that you can do right now to change your life and unlock your full wealth potential

Doors for the Launch Club re-open on July 18th, click here to get on the list and get access to join before anyone else

Other related blog posts/links mentioned in this episode:

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with David:

Website

Instagram:@David_P_Neagle

Facebook:@DavidNeagleCommunity

Twitter:@DavidNeagle

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

May 29, 2019
098 Paying Off $111,000 of Debt in 4.5 Years on a Teacher’s Salary with Allison Baggerly
50:11

I’m so excited to be joined by Allison Baggerly on this episode who is the founder of Inspired Budget, a business that helps women learn how to budget, save money, and pay off debt. Allison shares with us how she and her husband were able to pay off $111,000 worth of debt on 2 teacher’s salary in 4.5 years! She gives us lots of great tips on how she and her husband stayed committed to their goals, and opens up about her struggles with anxiety and depression around money which affects many of us. Learn how to shift your focus from finding temporary happiness from spending money to finding it in saving & paying down debt!

Topics discussed on this episode:

- How she and her husband paid off $111,000 in debt in 4.5 years on teacher’s salaries

- What steps they took to find more money in their budget

- How they stayed committed to their money goals

- Her struggle with anxiety and depression, especially around money

- How she’s a natural spender and how she fought it to stay on track to pay off her debt

- How Allison juggles a full-time job, being a mom and a wife plus running a side hustle

- Her thoughts on the Financial Independent Retire Early Movement (F.I.R.E)

- Tips if you are struggling with a budget plus so much more!

Other related blog posts/links mentioned in this episode:

How We Paid Off $111,000 of Debt to Become Debt Free

Have Kids & Become Debt Free

Coach Purse

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Allison:

Website

Instagram:@InspiredBudget

Facebook:@InspiredBudget

Twitter:@Inspired_Budget

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

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May 22, 2019
097 Paying Off Debt & Real Estate Investing with Ogechi Igbokwe
43:43

This week’s guest is Ogechi Igbokwe, a financial educator, money strategist, speaker, personal finance writer and the founder of OneSavvyDollar. In our chat, Ogechi gives a lot of great tips and advice on how to get out of student loan debt, how & where to get started investing in real estate, and how to find companies that help you pay for your higher education tuition.

Here are just some of the topics that we discussed:

  • Ogechi’s background story; what she learned about money where she grew up, how those views were altered when immigrating to the US.
  • Family views on education and how it differed in the U.S compared to Nigeria
  • What steps she took to get out of $26,000 worth of student loan debt and tips on how you can too
  • The challenges she faced along the way to becoming debt free
  • Ogechi’s real estate investing experience and how she bought her first property at 21 years old
  • Methods you can take to get companies to either pay for tuition or pay for tuition reimbursement

Ogechi is also coming into the Launch Club to teach a class about Home Buying & Real Estate. Doors for the Launch Club are currently closed but you can get on the waitlist to join the Launch Club and watch Ogechi’s class and other classes that can help you achieve your goals of Financial Freedom.

Click here to get on the waitlist and be the first to be notified when the doors open.

Other related blog posts/links mentioned in this episode:

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Ogechi:

Website

Instagram:@OneSavvyDollar

Facebook:@OneSavvyDollar

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

May 15, 2019
096 How To Achieve Flexible Financial Independence & Create Your Ideal Life with Jillian Johnsrud
46:39

What does a flexible life, a life where you are in control and enjoy look like. Today, I’m speaking with Jillian Johnsrud on the podcast to learn just that. By 32, Jillian and her husband had paid off $55k in debt, lived abroad for 4 years, traveled to 27 countries, adopted 4 kids, paid cash for their home and became financially independent. She lives in Montana where she writes, coaches and speaks about creating financial freedom, intentional living and lifestyle entrepreneurship.

On this episode we discuss:

  • What a Financial Independence (FI) Flashpoint is and how it prompted her to look for a better way
  • How to create your ideal life
  • What she and her husband did to become FI
  • How & Why they bought their first house in all cash
  • What Flexible F.I.R.E is and why we should choose our own path
  • Accomplishing minimalism with 5 children at home plus so much more

Doors for the Launch Club re-open on July 18th, click here to get on the list and get access to join before anyone else

Other related blog posts/links mentioned in this episode:

Jillian’s Free Course - Live w/ Intention: A Roadmap to Your Best Life   

Flexible F.I.R.E.

Finanical Independence Flash Point

Minimalism with Kids

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Jillian:

Website

Instagram:@JillianJohnsrud

Twitter: @MtMoneyAdventur

Facebook:@MontanaMoneyAdventures

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

May 08, 2019
095 Side Hustling To Pay Off Debt & Bouncing Back From Setbacks On Your Financial Journey with Jason Butler
45:19

On this episode, we are joined by Jason Butler of My Money Chronicles. He is a serial side hustler, who currently makes between $500 - $800 per month with eBay and uses that money and other side hustle income to pay off his debt.  He's gets real with us about all the setbacks, headaches and bumps along his journey that he has experienced. Jason explains how he works on his side hustles to help him pay off his debt and gives us great advice on how you can approach setting goals for getting out of debt too. Find out about how much he loves Miami but why he can’t go back just yet!

On this episode we discuss:

  • Jason’s money backstory and how he got into debt
  • What setbacks he has had  along the way and some of the lessons he’s learned
  • His current side hustles and how he plans to make $36,000 this year from side hustles alone
  • How Jason plans to stick to his debt payoff goal
  • How he makes money from Ebay and how any person can get started selling on Ebay plus so much more  

Doors for the Launch Club re-open on July 18th, click here to get on the list and get access to join before anyone else

Other related blog posts/links mentioned in this episode:

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Jason:

Website

Instagram:@MyMoneyChronicles

Twitter: @Money_Chronicle

Facebook: @MyMoneyChronicles

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

 

May 01, 2019
094 Tips on Funding and Growing Your Side Hustle with Kara Stevens
47:43

I am so excited to share this episode featuring Kara Stevens of the award winning site The Frugal Feminista which helps women get their finances in order. We get some firsthand tips from Kara on how to grow and manage a profitable side hustle while juggling a full-time job and family. Kara was able to not only pay off $40,000 in debt in 3 years but also build a business on the site while managing a full time job & a family, so there is definitely much to learn

In this episode we will discuss:

  • Kara’s background, money story & journey into entrepreneurship
  • How she paid off 40,000 of debt in 3 years. Find step by step guide here.
  • How to balance a full-time job, your side hustles & a family
  • How as a principal, Kara wanted to start a community based businesses
  • Time vs. money argument. When to outsource and build a team, and how to determine where to spend/invest when you still have debt
  • How to build a team for the key aspects of the business on a budget and the tools to support communication?
  • Tips on staying motivated from Kara’s article.

Other related blog posts/links mentioned in this episode:

9 Things I Did to Pay Back My $40K Student Loan Debt in Two Years

6 Tips to Keep You Motivated While Building Your Business on the Side

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Kara:

Website

Instagram:@FrugalFeminista

Twitter: @FrugalFeminista

Facebook: @TheFrugalFeminista

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Apr 24, 2019
093 The DIY & Trade Job Path to Financial Freedom with Tinian Crawford
43:36

You may think that you need a traditional education to reach Financial Freedom, but on this episode, Tinian Crawford is here to tell us otherwise. He shares with us how lucrative a job in the Trades can be and why more people should be looking to a trade career and building their DIY skills to help them reach their goals of Financial Independence.  

On this episode you will learn:

  • Tinian’s backstory & his entrepreneurial journey into the world of Financial Independence
  • What’s considered a "trade job" and how pursuing trade skills is a great alternative to a traditional college education
  • The demand for trade jobs and the gap between skilled workers and available positions
  • How one can get started in the trades, how to get your children started & how to pivot into a trade career
  • How to become a trade entrepreneur in order to reach your financial goals
  • The gender gap and barrier that women may experience when looking to get into trades but why women are needed in these fields plus so much more

Other related blog posts/links mentioned in this episode:

NPR Article

Women in the Trades

College vs Trades 

My Big Stupid Hot Tub

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Tinian:

Website

Instagram:@diycaptain

Twitter: @DiyCaptain

Facebook: @Tinian.Crawford

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

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Apr 17, 2019
092- Affordable Real Estate Investing with Lisa Phillips
01:02:17

On this episode of Journey to Launch, I speak to Lisa Phillips on how to get into affordable real estate investing as a way to build wealth. Lisa shares how she built her real estate portfolio and has reached Financial Freedom after losing her job and going through foreclosure.

Topic talked about in this episode include:
-Lisa Phillip’s background from losing her home in a foreclosure to being able to bounce back as a successful real estate investor
-How to get started investing in real estate without a lot of capital & cash
-Where to find affordable real estate for around $30,000
-Why rural, inner-city, and mid sized cities properties in working class neighborhoods are the best investments
-How to invest in a property in another city & the key things to make out of town investing work plus so much more

Other related blog posts/links mentioned in this episode:

Thank you to The Nav.it Podcast for Sponsoring the Episode

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Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Erin:

Website

Instagram: @Affordablerei

Twitter: @Affordablerei

Facebook: @Affordablerei

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

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Apr 10, 2019
091 Leveling up your Money & Investing with Erin Lowry
56:20

Investing can seem complicated but Erin Lowry is breaking it down into terms we can all understand. Her new book, Broke Millennial Takes On Investing, is a beginners guide to investing and will help you level up your money.  Here's what we discuss in this episode:

  • Erin’s background & how she became the Broke Millennial and an overview of her book
  • The most common “excuses” or limiting beliefs on why people don’t invest
  • The importance of compound interest, inflation & time & why you should start sooner than later
  • Investing in a 401K, Roth IRA & other investing options aside from your employer
  • Goal setting, time horizon, risk tolerance and asset allocation
  • Paying off your student loans vs credit card debt vs investing for retirement
  • What the wealthy are doing in regards to investing
  • The benefits & advantages of robo advisors vs human advisors vs investing on your own

Email info@brokemillennial.com with proof of purchase of the book & get the free 30 day investing action plan! 

Last Chance to join the Journeyer Launch Club before the doors close for a bit on April 4th. Check out the Launch Club here.

Other related blog posts/links mentioned in this episode:

Get your chance to win a copy of Erin's book here.

Get Erin Lowry's Book Here

Attend Erin's Upcoming Book Tour 

Check out Investor.gov 

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Erin:

Website

Instagram: @BrokeMillennialBlog

Twitter: @BrokeMillennial

Facebook: BrokeMillennial

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Apr 03, 2019
090- Four Things You MUST Focus on To Make Financial Freedom A Reality
31:33

To reach your goals of Financial Freedom and Independence, you have to focus on these four areas; Income, Expenses, Investing (not just in retirement accounts), & Mindset. In today’s episode, I will be discussing how to optimize and improve each of the four components and give you tips on how to succeed in each area.

There’s still time left to join me in my FREE class on March 28th at 8:30pm EST. Grab your spot here

Other related blog posts/links mentioned in this episode:

Join The the FREE class on March 28th at 8:30pm EST

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Mar 27, 2019
089- Tax Code Changes, Business & Real Estate Tax Tips & Building Wealth w/ Atiya Brown
48:29

On this week’s episode, I talk with to Atiya Brown of the Savvy Accountant all about taxes. Taxes can be confusing and overwhelming to understand but its an important tool to build wealth. We talk about:

  • New changes to the tax code 
  • How to decide when you should DIY your taxes vs hiring a professional
  • How you can use a businesses and side hustles to help you become more tax efficient
  • Using real estate to help lower your tax liability and build wealth
  • Most common tax misconceptions and questions Atiya gets about taxes + so much more

Join me for the FREE class on March 28th all about how to create your plan to reach Financial Freedom here

Other related blog posts/links mentioned in this episode:

Join The the FREE class on March 28th at 8:30pm EST

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Atiya:

Website

Twitter: @AccountantSavvy

Instagram: @thesavvyaccountant

Facebook Page: thesavvyaccountant

 

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Mar 20, 2019
088- Faster and Cheaper Alternatives to College w/ Ryan Craig
50:42

On this week’s episode, I am exploring some cheaper and faster alternatives to college with Ryan Craig who wrote the book, A New You, Cheaper and Faster Alternatives to College. In this episode we talk about:

  • The history of college education and how this advanced degree system came to be?
  • The fundamental issues with college today 
  • What’s the framework for making the critical importance choice of where to go to college? 
  • Affordable vs Unaffordable and Nonselective college vs Selective college
  • The last mile in higher education, pathways to digital new careers, boot camps (in person and online)
  • What’s the overall benefit to solving social and economic problems when the faster and cheaper college alternatives become more of the norm? plus so much more

Join the Journeyer Launch Club for more tips, tools and resources to help you on your journey to Financial Freedom!

Other related blog posts/links mentioned in this episode:

A New U Book

The Rule of 10- Benchmark for making college affordable

Techtonic

Join The Journeyer Launch Club

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Ryan:

Website

Twitter: @ryancraiguv

 

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Mar 13, 2019
087- Investing & Entrepreneurship w/ Eric Patrick The Hip Hop Stock Doc
49:26

On this week’s episode, I’m talking to Eric Patrick who is a full-time Pharmacist, husband, father of two and runs two side hustles, DocDesgins, a social media management company and Black Market Exchange which uses hip-hop and urban media to make investing fun and easy to understand. In this episode we talk about:

  • How he first got into investing
  • Balancing a full-time job as a pharmacist and two side hustles
  • The lessons we can learn about money through hip hop and movies like Black Panther
  • How you can be multi passionate and pursue different career paths
  • Deciding on what to do as a side hustle
  • Lessons to teach your kids about money plus so much more

Join the Journeyer Launch Club for more tips, tools and resources to help you on your journey to Financial Freedom!

Other related blog posts/links mentioned in this episode:

Gaining Personal Financial Freedom through the Biblical Principles of Finances by Larry A. Maxwell

Join The Journeyer Launch Club

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Eric:

Website

Instagram: @Black_market_exchange

Twitter: @hiphopstockdoc

Facebook: Black Market Exchange

 

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

 

Mar 06, 2019
086- Journeyer Profile: Owning Real Estate & Having a Networth of $100K without a 6 Figure Salary with Ashley Copeland
54:07

I’m excited to bring you another Journeyer Profile interview. Today, I’m talking with Ashley Copeland who was able to purchase 2 homes and has a net worth of almost $100,000 all by the age of 27 years old. She was able to accomplish all of this without ever earning 6 figures and while living in DC.

In this interview we discuss:

  • How she ended up buying 2 properties in DC
  • How she prepared to quit her job to follow her passions
  • Why she comes from a place of gratitude with all areas of her life - even when it comes to waiting tables
  • Tips on spending wisely and saving money
  • Breaking down your goals to be smaller and achievable and so much more

Join the Journeyer Launch Club for more tips, tools and resources to help you on your journey to Financial Freedom!

Other related blog posts/links mentioned in this episode:

Afford Anything Podcast

Join The Journeyer Launch Club

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Ashley:

Website

Instagram: @Stacksnthecity

Twitter: @Stacksnthecity

Facebook: Stacks and the City

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Feb 27, 2019
085- The Colors of FI - Roundtable Chat on Financial Independence
01:04:35

I’m excited and honored to bring you this roundtable discussion. I brought together some of the most notable and leading voices in the Financial Independence and personal finance space to discuss the wealth gap, privilege and the unique factors that people of color face in reaching Financial Freedom.

The roundtable includes; Naseema from Financially Intentional, Carmen Perez from Make Real Cents, Timika from the House of FI Podcast & Julien and Kiersten from Rich & Regular.  

We discuss:

  • Lack of diversity in the messaging and why our stories need to be told
  • Our thoughts on overall privilege and our own individual privileges
  • Actionable steps people of color need to take to get ahead
  • Getting the cheat code by investing in yourself and education plus so much more

Join the Journeyer Launch Club for more tips, tools and resources to help you on your journey to Financial Freedom!

Other related blog posts/links mentioned in this episode:

Naseema’s first JTL interview Episode 16

Timika’s first JTL interview Episode 30

Julien & Kiersten’s first JTL interview - Episode 43

Black Fire series Part 1 & Part 2

Join The Journeyer Launch Club

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Carmen:

Website

Instagram: @makerealcents

Twitter: @makerealcents

Facebook: Make Real Cents

 

Connect with Timika:

Reluctant Frugalist Website

House of FI

Instagram: @house_of_fi

Facebook: House Of FI

 

Connect with Naseema:

Website

Instagram: @financiallyintentional

Facebook: FinanciallyIntentionalBiz

 

Connect with Julien & Kiersten:

Website

Instagram: @richandregular

Twitter: @richandregular

Facebook: Rich and Regular

 

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Feb 20, 2019
084- How To Achieve A Work-Optional Life & Retire Early with Tanja Hester
50:05

How do you create a life where work is optional? Are you interested in early retirement but not a fan of super frugality? On today’s podcast, I have Tanja Hester, creator of the Our Next Blog, who retired early at the age of 38 to talk about her new book, Work Optional, where she answers those questions and more.  

In this episode we discuss:

  • The three stages of work optional living; full early retirement, semi-retirement & career intermission
  • The concept of Hedonic Adaptation and how it impacts the way we spend money
  • Why we should all have a money mission statement
  • Tanja’s genetic disability and how it impacts her drive to live her best life
  • Different options for health care coverage for early retirees plus so much more

I’m also excited because I’m giving away a copy of Tanja’s new book, Work Optional, to lucky listeners of the podcast. You can enter to win by clicking here.

Join the Journeyer Launch Club for more tips, tools and resources to help you on your journey to Financial Freedom!

 

Other related blog posts/links mentioned in this episode:

Get the book Work Optional

Download the Work Optional Questionnaire

Early Retirement Now Blog

Join The Journeyer Launch Club

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Tanja:

Instagram: @our_nextlife

Twitter: @our_nextlife

Facebook: OurNextLife

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Feb 13, 2019
083- It’s My Birthday! How I’m Leveling Up & Things I’m Focusing On This Year
34:05

It’s my birthday, so today’s episode is going to be a personal one. I’m going share how I plan on getting to the next level in my personal development and entrepreneurial pursuits and how you can do the same. Plus, I’ll be talking about some of my goals and what I want to focus on this year.

If you want to give me a birthday gift, simply share the podcast with someone or on your social media!

Also, don’t forget to check out the Journeyer Launch Club for the tips, tools and extra content to reach your financial goals!

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Feb 06, 2019
082- Your Guide to Financial Freedom & Having All The Money You Will Ever Need with Grant Sabatier
01:14:11

Happy to have Grant back on the podcast to discuss his new book Financial Freedom- A Proven Path to All the Money You Will Ever Need. Grant was first on episode 48 of the podcast and now he’s back to break down some of the best concepts from his new book.

Watch the interview here: https://youtu.be/U_g5ONzdJy4

I’m also excited because I’m giving away 3 copies of the book to lucky listeners of the podcast. You can enter to win by clicking here.

Join the Journeyer Launch Club for classes, tools, resources and the community support you need to reach Financial Independence

Other related blog posts/links mentioned in this episode:

Get the Financial Freedom book - Financialfreedombook.com (available for pre-order now and in stores February 5th)

Check out some of the tools from the book https://financialfreedombook.com/tools/

Listen to Grant’s first interview on the Journey To Launch podcast

Join The Journeyer Launch Club

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Grant:

Grant's Website

Instagram: @financialfreedom

Instagram: @millennialmoneycom

Twitter: @millennialmoney

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

 

Jan 30, 2019
081- Atomic Habits: How Tiny Changes Spark Remarkable Results with James Clear
45:09

If you are wondering how it is that you can create better habits in your life and get rid of the habits that you know are holding you back, you are going to love my chat with bestselling author James Clear on his latest book Atomic Habits. The book is a guide on how to change your habits and get 1% better every day.

In this episode we discussed:

  • The importance of habits in our lives
  • How meaningful changes yield radical results
  • Why we should focus on identity-based habits vs outcome based habits
  • The framework of Cur, Craving, Response & Reward and how to use it to create good habits and break bad habits
  • Why it’s important to take small steps toward building better habits plus so much more

Join the Journeyer Launch Club for classes, tools, resources and the community support you need to reach Financial Independence

 

Other related blog posts/links mentioned in this episode:

Join The Journeyer Launch Club

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with James:

James's Website

Atomic Habits

Facebook: James Clear

Instagram: @james_clear

Twitter: @jamesclear

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Jan 23, 2019
080- Finding Joy, Wealth & Freedom on Your Journey To Financial Independence with Kerry Ann Rockquemore
01:04:20

In this episode, I’m talking to Kerry Ann Rockquemore from the blog thebestchapter.com. Kerry Ann and her husband were able to retire early at 46 years old and have reached Financial Independence. Through their journey, they have found a way to find joy, wealth and freedom and now Kerry is helping us find the same.

In this episode we discussed:

  • What prompted Kerry Ann and her husband to pursue Financial Independence
  • The things they did and implemented to help them on their journey
  • Why Kerry Ann walked away from a job that she loved
  • What the lifestyle is like in the early retirement and what they do on a day to day basis
  • How to plan for a great year and the importance of joy habits plus much more

Join the Journeyer Launch Club for classes, tools, resources and the community support you need to reach Financial Independence

Other related blog posts/links mentioned in this episode:

Annual Planning That Works

One Word

Why Retire From A Job You Love

Vicki Robin interview on the Journey To Launch Podcast

Join The Journeyer Launch Club

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Kerry Ann:

Instagram: @runningintofire

Kerry Ann's Website

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Jan 16, 2019
079- How To Earn More Money & Live in Abundance with Amanda Abella
54:58

In today’s podcast episode, I had the pleasure of talking to Amanda Abella who started her entrepreneurial career as a freelance writer and later pivoted to teaching business owners how to earn more.

Featured in Forbes, The Huffington Post, Inc, and Business Insider, Amanda Abella is a Latina millennial money expert who has created an online community where millennials can learn how to make money online and actually enjoy their financial journeys.

Amanda and I talk about so many things including:

  • How Amanda doubled her income in her business in one year
  • How to change our mindset from a scarcity mindset to an abundance mindset
  • Why we should focus on earning more and increasing our income
  • How to let go of old money beliefs
  • Why taking personal responsibility and having a commitment to yourself is important to improving your finances
  • How to implement an abundant mindset in your business and entrepreneurship ventures plus more

Join the Journeyer Launch Club for classes, tools, resources and the community support you need to reach Financial Independence

 

 

Other related blog posts/links mentioned in this episode:

Overcoming Underearning by Barbara   

The Successful Mind Podcast by David Nagel

Join The Journeyer Launch Club

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

 

Connect with Amanda:

Instagram: @amandaabella

Twitter: @amandaabella

Facebook: Coach Amanda Abella

amanadaabella.com

 

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Jan 09, 2019
078- Ten Tips And Strategies To Help You On Your Journey To Financial Freedom
28:44

Happy New Year! In this week's episode, I'm sharing the 10 tips and strategies for you to implement on your journey to Financial Freedom so that you can reach all your goals and more this year and beyond. 

Here is a list of the 10 things to do help you succeed on your Financial Freedom journey. For more details on each point, take a listen to the podcast. 

  1. Find a support network
  2. Find something to keep you occupied in the meantime
  3. Don’t judge others who are not on the path or who have a different path
  4. Don’t give up and push through the doubt
  5. Dream big - reprogram, reframe and make the abnormal normal
  6. Create a better relationship with money
  7. Don’t make excuses or complaints
  8. Don’t compare your journey to others
  9. Practice integration and execution
  10. Be disciplined and be courageous

Join the Journeyer Launch Club for classes, tools, resources and the community support you need to reach Financial Independence

 

Other related blog posts/links mentioned in this episode:

Join The Journeyer Launch Club

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

 

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Jan 02, 2019
133- You Can’t Afford the Luxury of a Negative Thought, 2020 Here We Come!
33:04

In 2020, you cannot afford the luxury of a negative thought. This is just one of the amazing takeaways I discovered in my latest read, You Can’t Afford the Luxury of a Negative Thought: A Book for People with Any Life Threatening Illness--Including Life. This podcast episode will arm you with confidence, motivation, and knowledge to have your best year yet! 

Reaching  a goal starts in the mind. Therefore, negative thoughts are too expensive and could cost you your dream or your purpose. In this week’s episode I share 13 takeaways from this book, as well as, my thoughts on how you can stay motivated to create and accomplish your goals in 2020. 

In this episode you will learn:

  • The power of positive thinking and how to combat negative thoughts
  • What it means to take responsibility
  • How to be open to all methods and schools of thought
  • Ways to combat fear
  • How preparing for death is actually living and so much more

Other related blog posts/links mentioned in this episode:

If you enjoyed these takeaways, check out the book by John Roger and Peter McWilliams.

I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

Jan 01, 2019
077 - 2018 Year End Review & How I’m Making 2019 My Best Year Yet (Plus Tips For You To Do The Same)
39:41

2018 was a year of major growth and transitions in my business and personal life. I quit my job, had my third baby and jumped feet first into entrepreneurship full-time. In this week's podcast episode, I'm reviewing some of the goals I met in 2018, what I learned this year and what I'm looking forward to in 2019. I'm also sharing tips and strategies that you can apply to your own life and finances so that you can set yourself up for your best year yet too!

Join the Journeyer Launch Club for classes, tools, resources and the community support you need to reach Financial Independence

 

In this episode we discuss:

  • What I accomplished and what I learned
  • Things I'm looking forward to and planning for in 2019
  • How to make 2019 your best financial year yet

 

Other related blog posts/links mentioned in this episode:

Check out The Journeyer Launch Club

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

 

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Dec 26, 2018
076- How We Can Find Strength, Truth, and Joy in Our Relationship with Money with Lynne Twist
52:02

We all have some sort of relationship to money. Most of us, unfortunately, are enslaved to money.  What if, just by healing our relationship with money, we could transform our relationship in life? In this week’s episode, I’m speaking with Lynne Twist, the author of The Soul of Money where we discuss how we can find strength, truth and joy in our relationship to money.

In this episode we discuss:

  • The powerful grip that money has on our lives
  • Why budgeting and financial planning is more about wisdom
  • What is the soul and how does it relate to money?
  • What it looks or feels like when a person is in harmony with the way they view, earn and spend money
  • What it means to take a stand and the money will follow
  • How practicing gratitude allows us to receive more in our lives plus so much more

 

 Other related blog posts/links mentioned in this episode:

Soul of Money Institute:  https://soulofmoney.org/

Pachamama Alliance: https://www.pachamama.org/

  • The online course information is on the “Learn & Engage” page, Lynne suggested you looking at Awakening the Dreamer, Game Changer Intensive and Drawdown: https://www.pachamama.org/engage

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

 

Connect with Lynne:

Facebook: The Soul Of Money Institute

Twitter: @lynne_twist

Instagram: Soul Of Money

LinkedIn: lynnetwist

 

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Dec 19, 2018
075- An Interview With My Mom & How She Prepared Me To Prosper
01:00:34

This is my most important and special interview to date. It's with my Mom. I talk about her so much on the show and in every interview I do so why not give you the opportunity to hear from her yourself. I give her all the credit for the person who I am today. She put me in this amazing position to prosper despite the fact that she didn't have much and had me as a young mom. In the episode, we talk about:

  • How she had me at 20 years old and had to leave me behind as a baby in Jamaica while she came to USA to look for more opportunities
  • How she made a way for herself in NYC without having any money or knowing much
  • Why she focused on education as a means to get out of poverty
  • The characteristics she instilled in me and the lessons she taught to me growing up
  • The fact that she taught me the importance of saving but never really taught me about managing money
  • The many ways she helped me financially even though it meant sacrificing her own goals
  • Plus so much more
 
This episode was sponsored by Prepare to Prosper a campaigned by Wells Fargo designed to build financial capability and help address the African American wealth gap.  To check out their free resources, go to wellsfargo.com/financial-education
 
Also, check out the Journeyer Launch Club to join other Journeyers just like yourself who are on the path to launch to Financial Independence!
 

Other related blog posts/links mentioned in this episode:

The doors for the Journeyer Launch club are now open! Join us here

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

 

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

 

Dec 12, 2018
074- The Impact of Income, Privilege & Race on the Path To Financial Freedom
31:54