Investopoly

By Stuart Wemyss

Listen to a podcast, please open Podcast Republic app. Available on Google Play Store and Apple App Store.

Image by Stuart Wemyss

Category: Investing

Open in Apple Podcasts


Open RSS feed


Open Website


Rate for this podcast

Subscribers: 37
Reviews: 0
Episodes: 319

Description

Each episode, about 15 minutes long, is packed with concise tips, strategies, research, methodologies, case studies, and ideas to help you safely and effectively grow your wealth. Stuart Wemyss, a qualified financial advisor, accountant, tax agent, and licensed mortgage broker, delivers holistic advice. With four authored books, including "Investopoly" and "Rules of the Lending Game," Stuart shares his insights through a weekly blog, which is replicated on this podcast.


Episode Date
Ep 302: To what extent should you factor in an inheritance?
Apr 30, 2024
Case Study: SMSF are often not necessary
Apr 29, 2024
Ep 301: Advice for first time property buyers and their parents
Apr 23, 2024
Case Study: Overcapitalising isn’t necessarily a big deal
Apr 22, 2024
Ep 300: Is it safe to borrow to invest in shares? If so, how?
Apr 16, 2024
Case Study: Spending more in the first 15 years of retirement
Apr 15, 2024
Ep 299: 20 years of poor property growth… is the property party over?
Apr 09, 2024
Case Study: Rebuilding wealth post-divorce
Apr 08, 2024
Ep 298: Six essential considerations when upgrading your home
Apr 02, 2024
Case Study: Estate planning, tax minimisation and portfolio management
Apr 01, 2024
Ep 297: Here’s what I think about crypto
Mar 26, 2024
Case Study: Property decisions have major long-term consequences
Mar 25, 2024
Ep 296: Should you ever prioritise short-term returns?
Mar 19, 2024
Case Study: How personal and business advice is often inextricably intertwined
Mar 18, 2024
Ep 295: Should you sell an underperforming apartment? Part 2
Mar 12, 2024
Ep 294: Should you sell an underperforming apartment? Part 1
Mar 05, 2024
Case Study: Downsizing, business exit, inheritance and more
Mar 04, 2024
Ep 293: Why do some locations outperform blue-chip suburbs?
Feb 27, 2024
Ep 292: Warning: Share market close to all-time high. What to do…
Feb 20, 2024
Case study: Property advice is crucial
Feb 19, 2024
Ep 291: Investment bonds: what are they and are they worthwhile?
Feb 13, 2024
Ep 290: Accelerate home loan repayment: There are only 4 ways
Feb 06, 2024
Case Study: 14+ years of playing the long game
Feb 05, 2024
Ep 289: 2024 Property Outlook: Analysing the impact of inflation, tax cuts and market dynamics
Jan 30, 2024
Three steps to avoid becoming a banking scam victim
Jan 23, 2024
Investment curveballs in 2023: 4 important lessons to remember for 2024
Jan 16, 2024
Best of 2023 #1: How to buy the highest quality property within your budget
Jan 09, 2024
Best of 2023 - #2: Rent crisis, property prices, borrowing capacity and fundamentals – how will it affect you
Jan 02, 2024
Best of 2023 #3: What should be your priority: repaying your home loan or invest?
Dec 26, 2023
Unraveling the Differences: Melbourne vs Sydney Property Markets and What's Ahead for 2024
Dec 12, 2023
Why common-sense tax reform is vital to Australia’s future
Dec 05, 2023
What does the rental yield tell you about a property?
Nov 28, 2023
Why you'll probably pay more tax in an industry super fund
Nov 21, 2023
Does Australia need a recession? Have we become lazy?
Nov 14, 2023
Forecasting property investing returns: 2023-2033. What can we expect?
Nov 07, 2023
Property 101: How much do you know about property?
Oct 31, 2023
Share market outlook: How to navigate the risks and capture the opportunities
Oct 24, 2023
Should you invest your super in property with borrowings?
Oct 17, 2023
ETFs vs. Managed Funds: Which investment vehicle is right for you?
Oct 10, 2023
How do rising construction costs impact property investment returns?
Oct 03, 2023
Fundamentals series #5: A simple way to manage cash flow and still enjoy the things that give you pleasure
Sep 26, 2023
Fundamentals series #4: A simple, low-cost, proven approach to investing in the share market
Sep 19, 2023
Fundamentals series #3: How much super do you need to retire comfortable? And how to maximise your balance
Sep 12, 2023
Fundamentals series #2: How to invest in property explained in 4 simple charts
Sep 05, 2023
Fundamentals series #1: Navigating Taxes: Deductions, Gains, and Saving Tax
Aug 29, 2023
Would a third super fund help you retire early (before age 60)?
Aug 22, 2023
Is Perth the next property market to explode?
Aug 15, 2023
What is the priority: repaying your home loan or investing?
Aug 08, 2023
Which industry super fund do I recommend? Review of returns for 2022/23
Aug 01, 2023
Know when to hold 'em, or when to fold 'em
Jul 26, 2023
Laying the Foundation for Wealth: A Guide to Successful Investing
Jul 18, 2023
Should you invest or repay your home loan? A long-term perspective...
Jul 11, 2023
Decoding Homeownership: Financial Implications of Renting vs Owning, Tax Exemptions, and More
Jul 04, 2023
Surviving the high interest rates: tips to navigate the next few months
Jun 27, 2023
Borrowing capacity isn’t enough to invest in property? What to do…
Jun 20, 2023
Navigating Stubborn Inflation: Risks, strategies, and portfolio construction for a possible decade of rising prices
Jun 13, 2023
How much money should you give away now?
Jun 06, 2023
Does household income drive property prices?
May 30, 2023
The news is mostly bad for commercial property investors
May 23, 2023
What is more tax-effective, investing in property or shares?
May 16, 2023
Tips on how to maximise your borrowing capacity
May 09, 2023
Will Melbourne’s median house price exceed $2m by 2033?
May 02, 2023
My investment philosophy is based on 4 principals. What is your investment philosophy?
Apr 25, 2023
The typical life cycle of an investor
Apr 18, 2023
Property investors need to be fussier! Here's why...
Apr 11, 2023
Are index funds still outperforming?
Apr 04, 2023
How to buy the highest quality property within your budget
Mar 28, 2023
A recession in the US will crash stock markets! What to do before that happens
Mar 21, 2023
Why don't my accountant and financial advisor work together?
Mar 14, 2023
Private school fees: the true cost and alternatives
Mar 07, 2023
Rent crisis, property prices, borrowing capacity and fundamentals – how will it affect you?
Feb 28, 2023
It’s all about gearing, not property. Without gearing, shares are better.
Feb 21, 2023
Why value investing will deliver higher returns with lower risk
Feb 14, 2023
What to do if your fixed rate or interest only term is due to expire in 2023
Feb 07, 2023
Getting into the property market is easier today than 30+ years ago
Jan 31, 2023
Your most important financial step for 2023
Jan 24, 2023
Where you should have invested in 2022?
Jan 17, 2023
Best of 2022: Three steps to develop your own financial strategy
Jan 10, 2023
Best of 2022: Consistency is the key to building wealth
Jan 03, 2023
Best of 2022: 7 key economic principles you must know
Dec 27, 2022
Brace for a big drop in consumer spending in 2023
Dec 13, 2022
Should you invest in gold?
Dec 06, 2022
Are there major changes to super on the horizon?
Nov 29, 2022
Why I think property prices have bottomed
Nov 22, 2022
Governments vested interest in maintaining property price growth
Nov 15, 2022
Retirement might not be as enjoyable as you expect unless...
Nov 08, 2022
How much should you invest in property, shares and super?
Nov 01, 2022
What’s going on with share markets!
Oct 25, 2022
To what extent does rental yield affect your borrowing capacity?
Oct 18, 2022
Important changes to your borrowing capacity
Oct 11, 2022
5 property investing mistakes I've seen over 20 years, and how to avoid them
Oct 04, 2022
Focusing on rental income could cost you $1m in lost wealth
Sep 27, 2022
How should you invest your cash savings?
Sep 20, 2022
Four rules you must follow to ensure you prosper 5 years from now
Sep 13, 2022
Overinvesting puts retirement at risk
Sep 06, 2022
Average incomes can’t drive property prices perpetually higher
Aug 30, 2022
There's no need to take a lot of investment risks
Aug 23, 2022
Why obtaining quality financial advice will become even more difficult
Aug 16, 2022
The RBA made 3 BIG mistakes... to the detriment of borrowers and the economy
Aug 09, 2022
Important changes to Queensland land tax
Aug 03, 2022
Which industry super fund do I think is the best overall? (Inc. 2022 super returns)
Aug 02, 2022
Now’s a great time to buy property. Here’s why…
Jul 26, 2022
How to maximise investment property tax deductions
Jul 19, 2022
Why did apartments miss out on the recent property boom?
Jul 12, 2022
Beware: existing customers always pay higher interest rates
Jul 05, 2022
Economics 101: 7 key principles you should know
Jun 28, 2022
Should future trends drive your investment decisions?
Jun 21, 2022
Should you do anything about rising interest rates?
Jun 14, 2022
6 case studies: The importance of holistic advice
Jun 07, 2022
"Timing" the market can be more important than "time in" the market
May 31, 2022
Be prepared for a few years of turbulence... and opportunity
May 24, 2022
Should you plan to give or receive an inheritance?
May 17, 2022
Patience & discipline: Two vital traits of every successful investor
May 03, 2022
"Consistency" (not intensity) is the key to building wealth
Apr 19, 2022
Should you ever sell property?
Apr 12, 2022
Three steps to develop your own financial plan
Apr 05, 2022
2022 Federal Budget Summary: What's in it for you?
Mar 29, 2022
Why haven't you invested as much as you could and should have?
Mar 22, 2022
Super: What are your options when you retire?
Mar 15, 2022
Will higher interest rates cause property prices to fall?
Mar 08, 2022
Is it a good strategy to renovate or develop an investment property?
Mar 01, 2022
Playing the long game is not always easy but it is the most powerful approach
Feb 22, 2022
Quality is King: Most important property investing golden rule
Feb 15, 2022
How to invest in Commercial Property: Part 2
Feb 08, 2022
Investing in Commercial Property: Part 1
Feb 01, 2022
2022 Market predictions and Planning: Part 2
Jan 24, 2022
2022 Predictions and Planning: Part 1
Jan 19, 2022
2021 in review - where should you have invested?
Dec 14, 2021
Everything you must know about Capital Gain Tax (CGT)
Dec 07, 2021
The three most common mistakes made by investors
Nov 30, 2021
Are we in a bubble or micro-bubble?
Nov 23, 2021
How to attract a great advisor
Nov 16, 2021
How to invest in property for less than $1 million
Nov 09, 2021
Inflation and interest rates: where are they heading?
Nov 02, 2021
Will the property market ever crash?
Oct 26, 2021
How do the big changes to income protection insurances affect you?
Oct 19, 2021
Freedom to choose the work you do for love, not money (how to plan)
Oct 12, 2021
Likely tightening in lending rules is unlikely to impact investment-grade property
Oct 05, 2021
How much insurance is do you need? And how do you minimise its cost?
Sep 28, 2021
How to value stocks - an introduction to valuation concepts
Sep 21, 2021
Mastering a successful mindset... 5 fears about money
Sep 14, 2021
Loan structuring 101: How to finance a property portfolio
Sep 07, 2021
A powerful share market investment strategy you can implement yourself
Aug 31, 2021
What impact will the prolonged lockdowns have on the property market and economy?
Aug 24, 2021
Land tax minimisation (or elimination) strategies
Aug 17, 2021
Property versus shares; a practical comparison
Aug 10, 2021
Investment case for Brisbane property: Pros and cons
Aug 03, 2021
2021 super returns: The best industry funds & important considerations
Jul 27, 2021
How you can use mean reversion to drive investment returns
Jul 20, 2021
When to not invest: 5 questions to ask
Jul 13, 2021
Are investment returns that important?
Jul 06, 2021
Investing in property in the outer suburbs - should you do it?
Jun 29, 2021
How to ensure your superannuation will be paid to your intended beneficiary
Jun 22, 2021
Don't buy property in this market...
Jun 15, 2021
Sophisticated borrowers to jump through fewer hoops to get a new loan
Jun 08, 2021
Warning: 3 reasons why negative gearing is in jeopardy
Jun 01, 2021
Active share investors failed to take advantage of last year's volatility
May 25, 2021
Pros and cons of buying property without a pre-approval
May 18, 2021
2021 Federal Budget - Financial planning opportunities
May 12, 2021
How to make the most of your super increase (after 1 July 2021)
May 04, 2021
Tax: How to minimise your largest lifetime expense
Apr 27, 2021
Don't underestimate the mathematical power of gearing
Apr 20, 2021
Investment opportunity: Is the share market switching to value?
Apr 13, 2021
Why property price growth will level out over the rest of this year
Apr 06, 2021
What is a holistic accountant? What value do they provide? When to use one.
Mar 30, 2021
Investment lending rules to be tightened this year
Mar 23, 2021
How to avoid being ripped off by a financial advisor: 3 simple checks
Mar 16, 2021
Bitcoin, (unprofitable) billion dollar stocks and other madness
Mar 09, 2021
What's involved in changing accountants (and how to find a good one)?
Mar 02, 2021
Steppingstone strategy: how to buy your dream home
Feb 23, 2021
Beware: Not all ETF's (exchange traded funds) are what they seem
Feb 16, 2021
An investment case for putting all your property eggs in one basket
Feb 09, 2021
Good financial decisions are a compounding asset
Feb 02, 2021
Can property prices keep rising at the same rate?
Jan 27, 2021
6 alternatives to savings accounts
Jan 19, 2021
6-step process I used to set my personal financial goals for 2021
Jan 12, 2021
Four reasons the property market will take off in 2021
Dec 15, 2020
How much should you spend on investment property maintenance and improvements?
Dec 08, 2020
What has 2020 taught us? Top 5 financial lessons learnt this year.
Dec 01, 2020
Don't put your tax deductible interest at risk: 10 rules to follow
Nov 23, 2020
Important insights into a post COVID recovery
Nov 16, 2020
How much does financial advice cost?
Nov 10, 2020
How do you ensure your will is set up properly?
Nov 03, 2020
Research report: Performance review of investment-grade apartments
Oct 26, 2020
Update: US election, impact of zero overseas immigration, US tech stocks, super-low rates and more
Oct 20, 2020
Why were you so wrong?
Oct 13, 2020
Federal Budget 2020: Overview & analysis
Oct 06, 2020
Lending update: interest rates and borrowing capacity improvements
Sep 30, 2020
Why blue-chip property values will rebound by > 10% in 2021
Sep 22, 2020
How long will your super last after retirement?
Sep 16, 2020
It's not the size of the return, it's the length that matters
Sep 10, 2020
How to tell if your accountant is missing valuable opportunities?
Sep 01, 2020
Why the next property you buy is the most important one
Aug 26, 2020
Property data is not always right, or helpful
Aug 19, 2020
5 steps to (safely) maximise your borrowing power
Aug 12, 2020
Why would you refinance? (Other than to get a lower rate)
Aug 05, 2020
Why you should stick to your day job
Jul 28, 2020
Which super fund produced the best returns in 2019/20?
Jul 23, 2020
Why is the stock market crazy?
Jul 14, 2020
What impact will Melbourne's virus lockdown 2.0 have on property and economy?
Jul 08, 2020
Proof that 'what' you buy, not 'when' or 'how much you pay', matters the most
Jun 30, 2020
Not all low-cost indexes exhibit the same risks and opportunities
Jun 24, 2020
How low interest rates can help build your super
Jun 16, 2020
Tax planning ideas for 2020
Jun 10, 2020
What is quantitative easing, and should we be concerned?
Jun 02, 2020
Why I think the property market and economy will be okay
May 25, 2020
Will 'working from home' change how we invest in property?
May 19, 2020
What happens (to rents and prices) when it's cheaper to own your home than rent it?
May 13, 2020
Mastering cash flow management during the pandemic
May 05, 2020
Which strategy? Upgrade your home or borrow to invest?
Apr 29, 2020
Will property prices fall by 10% because of higher unemployment thanks to COVID-19
Apr 22, 2020
How to make financial decisions in times of high uncertainty
Apr 15, 2020
Property and loan related FAQ
Apr 08, 2020
Working from home (home office) tax deductions
Apr 01, 2020
Investing is more a game of lending than it is investing
Mar 25, 2020
What financial actions should you take in response to coronavirus?
Mar 18, 2020
My insights on the power of a gearing strategy
Mar 11, 2020
What impact will coronavirus have on your investments?
Mar 03, 2020
The cost to hold an investment property hits an all-time low
Feb 26, 2020
Major and important changes to income protection insurance
Feb 19, 2020
It's a perfect time to sell dud investments
Feb 12, 2020
Are investment-grade apartments primed for growth in Melbourne and Sydney?
Feb 05, 2020
What are the best alternatives to term deposits?
Jan 28, 2020
Tax benefits associated with investing in shares
Jan 22, 2020
What does (should) a financial planner do for you?
Jan 14, 2020
Warning: Personal insurance is becoming impossible to get!
Dec 11, 2019
How can you invest well and help the planet at the same time?
Dec 03, 2019
2020 Vision: What investment risks and opportunities will next year bring?
Nov 27, 2019
How to invest in Emerging Markets such as China and India
Nov 20, 2019
Not all information is useful information
Nov 13, 2019
What are your options if your interest only term is expiring?
Oct 22, 2019
Global recession. US/China trade war. Brexit. Low interest rates... What to do?
Oct 09, 2019
The best way to help kids get into the property market
Oct 02, 2019
Does you partner understand your finances?
Sep 25, 2019
Property Market Prediction: what will the market do from here?
Sep 18, 2019
Investing in shares 101: A beginner's guide
Sep 11, 2019
How should your split your wealth between shares and property?
Sep 03, 2019
How will zero interest rates affect investors?
Aug 27, 2019
The ATO is on the warpath! Here's what it's up to...
Aug 22, 2019
Are property buyers' agents worth the money?
Aug 14, 2019
How are you going to repay all your loans before you retire?
Aug 07, 2019
You can't earn your way to financial freedom
Aug 01, 2019
Making the most of a recovering property market
Jul 24, 2019
Borrowing capacity has increased - but by how much?
Jul 17, 2019
What investment returns can we expect from share markets?
Jul 09, 2019
Why I reject potential clients... and some important lessons
Jul 03, 2019
Australia's property challenge could be your investment opportunity
Jun 25, 2019
11 important tactics to become 'loan ready' in this tight credit market
Jun 19, 2019
What should you do about Labor's proposed tax policies?
May 16, 2019
Changes to capital gains tax are 5 times more costly than negative gearing
May 09, 2019
The importance of receiving advice without boarders
May 02, 2019
Commonly missed investment property tax deductions
Apr 26, 2019
Understanding property growth, markets and being strategic
Apr 18, 2019
This is your biggest Achilles heel... and two ways how to avoid it
Apr 11, 2019
5 things you can do to prepare for the negative gearing ban (and should you invest before 2020?)
Apr 03, 2019
The importance of becoming more professional with your approach to investing
Mar 27, 2019
Where are interest rates heading and what should you do?
Mar 20, 2019
Who's going to manage your family's finances when you're gone?
Mar 12, 2019
How to get more control over how your super is invested and the fees you pay (and lower fees)
Mar 06, 2019
How much is "reasonable" to spend on living expense?
Feb 28, 2019
Advantages of upsizing or downsizing your home in a softer property market
Feb 19, 2019
How important is it to buy a property at the bottom of the market?
Feb 12, 2019
Three strategies to fund children's education costs
Feb 06, 2019
Warning: Don't make your strategy fit your investments (or let anyone else do it)
Jan 30, 2019
Banning negative gearing will force you to become a better property investor
Jan 23, 2019
Can you fund retirement from capital growth?
Jan 16, 2019
Three questions you must ask yourself to kick start 2019
Jan 10, 2019
The psychology of investing: house prices and fear mongering
Dec 12, 2018
I'm calling the bottom of the property market
Dec 05, 2018
Three things Paul Nugent taught me about investing in property
Nov 28, 2018
Livevesting: a strategy that might suit some higher income earners
Nov 21, 2018
How do you change your investment strategy to suit your borrowing capacity?
Nov 14, 2018
What if the property prices drop further after I buy? I will feel like a fool!
Nov 08, 2018
Value investing: what is it, why it works and how to do it
Oct 31, 2018
We're in a credit crunch - here's 5 strategies to deal with it
Oct 23, 2018
How many investment properties do you need to fund retirement?
Oct 17, 2018
How to structure your will, testamentary trusts, avoid fights and what else to do
Oct 11, 2018
Asset protection: when to be concerned and what to do
Oct 04, 2018
Does minimising your taxes impair your ability to borrow?
Sep 26, 2018
Specific risks facing property investors at the moment and 4 tactics to mitigate them
Sep 20, 2018
Stories about how tax and financial advice are so interrelated
Sep 13, 2018
How to not get ripped off. Questions to ask before you pay for a financial plan
Sep 06, 2018
Do Bill Shorten's policies spell the end for property investors?
Aug 30, 2018
Why you should never contribute your own cash into a property investment
Aug 23, 2018
ATO crackdown on work related deductions and business expenditure
Aug 14, 2018
What makes a better investment? A house or apartment?
Aug 09, 2018
Evidence is mounting that investment-grade apartments are positioned to appreciate
Aug 02, 2018
New data: Interest rates, super returns and more
Jul 26, 2018
Are you a spender or saver?
Jul 18, 2018
Should you make additional super contributions?
Jul 12, 2018
Should you switch your investment loan to principal and interest?
Jul 05, 2018
What's more important? Minimising tax or building wealth?
Jun 27, 2018
Do You Need To Worry About Money? Not If You Do Four Things...
Jun 22, 2018
Will the banks stop you from building wealth?
Jun 15, 2018
End of financial year financial and tax planning (2018)
Jun 07, 2018
Not all super funds are created equal... so, here's what you should do
May 31, 2018
If you invest in the wrong assets, you'll pay twice as much tax
May 25, 2018
16 financial life hacks guaranteed to save your time and money
May 16, 2018
The Royal Commission and the financial landscape: Who to trust and when
May 08, 2018
Don't be fooled by average returns - it's compound returns that count!
May 01, 2018
Updated: Ensuring your loans are structured correctly
Apr 24, 2018
Holiday homes aren't as bad as you might think. Surprised?
Apr 17, 2018
How do you get better value for money from your income protection insurance?
Apr 11, 2018
One simple rule to avoid all financial advisor horror stories; go independent (here's 5 tests)
Apr 03, 2018
Evidence-Based Investing reduces risk and maximises returns
Mar 29, 2018
Why you don't need a financial plan
Mar 20, 2018
How bad does an investment property need to be to warrant selling it?
Mar 14, 2018
Share investing: Four common mistakes that result in zero profits (or worse, losses)
Mar 10, 2018
Part 2: Save tax through successful loan structuring
Mar 09, 2018
Part 1: Save tax through successful loan structuring
Mar 09, 2018
What is the difference between investing and speculation? Evidence-based investment stratgies reduce risk.
Mar 06, 2018
The 'opportunity' cost of private school fees and an alternative to consider
Feb 28, 2018
Investment-grade apartments have under-performed. So, is now the time to buy?
Feb 20, 2018
The pursuit of 'quality' advice
Feb 14, 2018
What type of property is classified as "investment-grade"?
Feb 12, 2018
A typical investment strategy life cycle
Feb 12, 2018
The top 3 mistakes people make when investing
Feb 12, 2018
Why you should avoid off-the-plan apartments like the plague
Feb 12, 2018
A simple solution for Australia's share market diversification problem
Feb 11, 2018