Seed Time Money (Christian living & Personal Finances)

By Bob & Linda Lotich | Christian Financial Coaches

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Subscribers: 33
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Episodes: 281

Description

We have a different take on money than most financial experts. Kind of like if Chip and Joanna talked about money. You know, down-to-earth, approachable, easy to understand, and even fun. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do. Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show. We help you spend less time thinking about money while getting better results. The SeedTime Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to: - paying off $400k of debt - eliminating all guilt and shame with money - building multiple streams of passive income - honoring God with our finances - learning how to save & invest wisely - having financial unity in our marriage - giving $1 million by age 40 Occasionally, we interview guests like Mark Batterson, Annie F. Downs, Joshua Becker, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances. And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'. Get a FREE preview at https://seedtime.com/scoreboard

Episode Date
(💸04/40) The 10-Minute Money Hack (& free app) That Helped Us Reach Our 7-Figure Giving Goal
Apr 27, 2024
5 common investing mistakes almost all new investors make (and what to do instead)
Apr 26, 2024
(💸03/40) 5 Money Lies We Believed That Nearly Sabotaged Our Financial Future
Apr 22, 2024
(💸02/40) Find your starting point by calculating your “Assets Under Management”
Apr 14, 2024
(💸01/40) how we went from stranded with $7 to giving $1 million (the full story)
Apr 08, 2024
(💸0/40) Big announcement!
Mar 30, 2024
He interviewed 233 millionaires, and they do this ONE thing from the book of Genesis
Mar 29, 2024
The Biblical secret to financial miracles that most Christians miss
Mar 27, 2024
John Mark Comer on why "Christian" doesn't mean what you thought and the one thing you must do to truly follow Jesus
Mar 23, 2024
This is how we are fixing our OUT OF CONTROL grocery budget (to save $600/m)
Mar 21, 2024
Deciding between a $90k job offer or a $45k ministry job [5 questions to help bring clarity]
Mar 09, 2024
Why asking how much you should give is the wrong question (and the 1 question every Christian making more than $50k/yr should be asking)
Mar 06, 2024
[Pt 2] Why we decided to adopt & our biggest mistake (and the 10 most common questions we get)
Mar 02, 2024
[Pt 1] Why we decided to adopt & our biggest mistake (and the 10 most common questions we get)
Feb 28, 2024
✈️ How we're getting 12 flights FREE this year (and how you can too)
Feb 24, 2024
This is why SeedTime exists (and our 40 year goal)
Feb 21, 2024
7 Biblical reasons to earn more (and a special invite)
Feb 16, 2024
She Was Paid Over $20K in Error—What She Did Next Blew us away
Feb 14, 2024
3 things your teen needs to know about money
Feb 10, 2024
We gave her $2k and this happened…
Feb 07, 2024
If we lost it all, these are the 7 things we would do...
Feb 03, 2024
How your work directly impacts what happens when you get to heaven (with Jordan Raynor)
Jan 27, 2024
Never forget! God is your provider!
Jan 20, 2024
Our top 5 essential tools for running our business
Jan 13, 2024
What growing up broke taught me about money
Jan 06, 2024
[Budget breakdown] our advice to a reader facing bankruptcy with 3 little kids
Dec 30, 2023
Should Christians 'invest' in crypto? What does the Bible say?
Dec 27, 2023
This type of house is guaranteed to make you unhappy
Dec 22, 2023
Watch us get speaking coaching from veteran Pro-speaker Christy Wright
Dec 16, 2023
Business savings accounts I found paying 4% or more...
Dec 09, 2023
Mint.com is shutting down... (our 2 favorite alternatives)
Dec 02, 2023
The 4 red flags of the Tranzact card (why I am saying NO to the Tranzact card…)
Nov 28, 2023
[DEVO] Critically important keys to succeeding as a Christian
Nov 18, 2023
Hate mail of the day re: credit cards (are they evil?)
Nov 11, 2023
🎄 6 of my best tips to save tons of money Christmas shopping
Nov 08, 2023
How to change who you'll become 5 years from now
Nov 01, 2023
Listen to this if you want your faith stirred up
Oct 28, 2023
Does God care more about paying off debt than ending child abuse?
Oct 25, 2023
If you understand this 1 thing, it'll make almost everything easier (the valley of disillusionment)
Oct 21, 2023
How to have hope when all seems lost with Dr. Lee Warren
Oct 14, 2023
My exact strategy I use to learn about money (and everything else)
Oct 11, 2023
How we paid off our mortgage in 9 months
Oct 07, 2023
Refusing to serve Joe Biden ice cream and the lessons learned
Oct 04, 2023
Why these people are wealthier than Christians
Sep 30, 2023
FREE Passive Income workshop starting tomorrow...
Sep 26, 2023
The 4 Biggest Money Secrets of Millionaires (that most people misunderstand)
Sep 23, 2023
How to handle inconsistent income and one-off expenses
Sep 20, 2023
Why Praying with Your Spouse Could Save Your Marriage: Real Talk with the Founders of Marriage After God
Sep 17, 2023
All the things we look to money for are the things God wants to BE in our lives
Sep 13, 2023
Biblically responsible investing: should Christians invest in morally questionable companies?
Sep 09, 2023
How disciplined Christians steward technology in their lives (one of the most pressing issues for believers today)
Sep 02, 2023
Our 14 point checklist we used to give $1 million (Part 2)
Aug 27, 2023
Our 14 point checklist we used to give $1 million (Part 1)
Aug 24, 2023
10 things only our closest friends know about us...
Aug 21, 2023
The 'Chaos Loop' and the 'Freedom Loop'
Aug 07, 2023
If you're doing well financially (make sure to do these 2 things)
Jul 29, 2023
The problem with "the sound of freedom" that we need to be talking about...
Jul 21, 2023
I quit social media for 365 days. These are the 4 life-changing lessons I learned
Jul 16, 2023
10 money books that changed my life...
Jul 06, 2023
If you aren't 'blessed' financially, are you doing something wrong?
Jun 30, 2023
Investing series starting this week
Jun 19, 2023
7 Things I know about money now that I wish I knew in my 20s (& 30s)
Jun 13, 2023
SeedTime NEVER should have happened...this is how it all began 16 years ago
Jun 11, 2023
The highest earning (& safe) place to save money for large purchases right now
Jun 10, 2023
A Biblical formula for paying off debt miraculously fast
Jun 08, 2023
The "wealthy" mindset vs the "middle class" mindset (and God's system for multiplication)
Jun 06, 2023
10 reasons you're not sticking with your budget
Jun 04, 2023
7 ways to bless someone with your wallet
May 31, 2023
Do this when you are getting ripped off and/or being treated unfairly
May 27, 2023
The money secret I have been hiding from Bob
May 24, 2023
If I only knew this 16 years ago...
May 22, 2023
These 7 tips changed our entire perspective on money
May 13, 2023
How thankfulness can radically change your life with Mark Batterson
May 10, 2023
You won't believe what just caused our water bill to increase by 3x
May 06, 2023
Budgeting: 5 limiting beliefs you need to overcome
May 03, 2023
(AUM) The 2nd most important financial metric to track
Apr 30, 2023
🤯 Biden's NEW mortgage fee for GOOD credit scores (680+)
Apr 27, 2023
Why you should strategically pick your hobbies
Apr 26, 2023
5 signs you're doing better financially than the average American
Apr 22, 2023
How to hear from God with your giving
Apr 15, 2023
The single highest earning investment you can make (with the lowest risk)
Apr 13, 2023
Financially successful NEVER depend on willpower, they do this instead
Apr 12, 2023
Fundrise Innovation Fund: Should you invest in it?
Apr 08, 2023
When performance is measured, performance improves
Apr 05, 2023
See our actual budget to see how/where we spend
Apr 01, 2023
Opening a Crypto IRA (this is how and where)
Mar 29, 2023
How to spend MORE on what you love
Mar 25, 2023
Roth IRA explained: a LEGAL tax loophole too good to be true
Mar 22, 2023
4 things parents of successful adults never said…
Mar 18, 2023
The banking collapse: what you need to do RIGHT now
Mar 14, 2023
The 10 golden rules of becoming a millionaire (Part 2)
Mar 11, 2023
The 10 golden rules of becoming a millionaire (Part 1)
Mar 08, 2023
How to get paid MORE for the work you do
Mar 04, 2023
[Hubpages update] A simple way to earn passive income from your writing
Feb 28, 2023
How to use ChatGPT for Bible study [4 ways]
Feb 22, 2023
The Battle is His, But you have to show up
Feb 18, 2023
Carlos Whittaker on giving away $2 million+ and how to actually be human
Feb 15, 2023
This simple investing strategy paid off our house
Feb 13, 2023
Why investing is a moral obligation for us
Feb 10, 2023
A peek into my lifelong investing plan
Feb 06, 2023
The top 7 actions Americans took to build wealth last year.
Feb 03, 2023
A few things we are excited about...
Feb 01, 2023
Larry Bird was mocked from teammates for saving money then this happened…
Jan 28, 2023
C.S. Lewis' 1 rule about giving
Jan 25, 2023
Crypto & Bitcoin 101 (this should be required listening for every person)
Jan 21, 2023
Please don't ever say this to us
Jan 17, 2023
How I gave away $1,000,000
Jan 14, 2023
Dave Ramsey & Suze Orman actually agree on this...
Jan 08, 2023
Medishare: I just saved $780 in 5 mins with this little known deal for members
Jan 07, 2023
(Devo) Get wisdom!
Jan 06, 2023
Want to join our LIVE workshop?
Jan 05, 2023
52% off our New Years Bundle... Make 2023 your "money year"!
Jan 03, 2023
Business focus hack I am trying for myself (and Linda is trying as a mom)
Jan 01, 2023
How to find your REAL hourly wage in 10 mins
Dec 28, 2022
If you are facing challenges right now, listen to this
Dec 26, 2022
11 financial questions you MUST ask before getting married (FREE download)
Dec 21, 2022
Why you should never own a home (& counterpoint)
Dec 18, 2022
Why money should never be the top thought in our heads (and what to do instead)
Dec 15, 2022
Our favorite Biblical hack to make giving easier and fun
Dec 10, 2022
Sex & money: the 2 hardest topics in marriage (with Dave and Ashley Willis)
Dec 06, 2022
She got a $30k raise and paid off $200k in 8 months!! 🤯
Nov 30, 2022
Fundrise Update: This just made me want to invest MORE with them
Nov 26, 2022
4 near-death experiences: lessons learned about overcoming challenges (with Jay Fantom)
Nov 23, 2022
🎉 We are giving away $1,000 - want it?
Nov 16, 2022
You were born for greatness (with Stephen Chandler)
Nov 12, 2022
God gave me a dream that might have saved my son’s life
Nov 09, 2022
Getting on the same page as your spouse (with Dr. Josh Straub)
Nov 05, 2022
The Bubble Taurus & the lessons learned
Oct 22, 2022
The real reason you and your spouse can't talk about money with out fighting (with Shaunti Feldhahn)
Oct 15, 2022
[DEVO] Grow your business/ministry/etc with this Biblical secret
Oct 08, 2022
How to use a no-spend challenge to pay off debt, save, and learn about yourself
Oct 01, 2022
I bought a pair of Burberry sunglasses - and this is why
Sep 28, 2022
The hardest financial skill to master
Sep 24, 2022
Learning to trust your spouse financially (a raw and real story of God's redemptive power)
Sep 21, 2022
A quick exercise that’ll change your life
Sep 17, 2022
I couldn't believe I found this at an estate sale
Sep 14, 2022
Let's talk about the Federal Student Loan Forgiveness (and is it un-Biblical to take it if you are eligible?)
Sep 10, 2022
How to reduce anxiety with the Bible and Brain science (with Alicia Michelle)
Sep 03, 2022
Handling family and giving when it feels like you don't have a choice
Aug 27, 2022
Brant Hansen on how to be a better man
Aug 20, 2022
Where we are storing our cash right now [Listener question]
Aug 17, 2022
36% of people making $250k/yr are living paycheck to paycheck
Aug 13, 2022
THIS is why I want a million dollars...
Aug 09, 2022
Making money fun (with Annie F. Downs)
Aug 06, 2022
A hospice doctor’s advice on spending, saving, and living life to the full with Jordan Grumet
Aug 06, 2022
Why it is so important to support small businesses
Jul 30, 2022
Our PERSONAL goal setting day we take each quarter (our checklist & exact process)
Jul 27, 2022
Our quarterly planning day for our business (checklist & our exact process)
Jul 23, 2022
Preachers N Sneakers' Ben Kirby on balancing wanting more and contentment (that I struggle with)
Jul 16, 2022
6 totally illogical things poor/broke people do with money
Jul 09, 2022
Behind the scenes of the book creation (AMA with Bob & Linda)
Jul 06, 2022
Money attitudes holding you back with Derrick Kinney
Jul 02, 2022
How to make your kid a millionaire [& strategy for employing them in your business]
Jun 25, 2022
A divorced millionaire's biggest regret (& game-changing marriage advice)
Jun 18, 2022
Jordan Raynor on creativity & God (and kids)
Jun 11, 2022
Stop believing the lies people tell you about yourself
Jun 02, 2022
5 things to remember when your 401k/investments are dropping like a rock
May 23, 2022
If you feel stuck or passed over, listen to this…
May 23, 2022
Thoughts on starting a business with Graham Cochrane
May 16, 2022
10 items to cut from your budget to save $500/month
May 09, 2022
Listen to me get coached on my book by a 7x best-selling author
May 02, 2022
5 lessons from a secretary who invested her way to $7.2 million
Apr 25, 2022
4 steps we are taking with the record-breaking inflation right now
Apr 22, 2022
How to live a life that matters with Joshua Becker
Apr 18, 2022
Everything you ever wanted to know about how we take a 1-month sabbatical each year
Apr 11, 2022
Making money work for you (Money management case-study for business owners freelancers) with Jonathan Milligan
Apr 04, 2022
How to become a millionaire [the most important key almost no one talks about]
Mar 28, 2022
It's been hard keeping this secret...
Feb 28, 2022
10 things about money I wish I would have learned earlier
Jan 31, 2022
Should I ONLY have cash because the end times are near?
Jan 24, 2022
(Real Life) Overcoming discouragement
Jan 17, 2022
What it's like to be financially free
Jan 10, 2022
3 Side Hustle Ideas for 2022
Dec 28, 2021
Crypto...The future? A hyped bubble? & How I am investing in it
Dec 06, 2021
Why I am not ANTI credit cards
Nov 29, 2021
The 3 types of tithing, and the 2 you shouldn't do
Nov 22, 2021
5 mindless money habits that save $10,128 a year
Oct 18, 2021
7 things people who are good with money NEVER buy
Oct 11, 2021
Should teens invest? (My unconventional answer)
Oct 04, 2021
The 3 best investing lessons I learned from my millionaire mentor
Sep 27, 2021
Linda is overwhelmed and torn between work and family
Sep 20, 2021
Hiding purchases from your spouse? (Listen to this)
Aug 30, 2021
How to LOVE reading books (and why it is so important) with Jeff Brown
Aug 24, 2021
How I got paid to drive my dream car for 4 years
Aug 09, 2021
How to retire in 15 years (it's not easy, but this is how you do it…)
Aug 02, 2021
FIRE for Christians? Is Financial Independence something we should chase?
Jul 26, 2021
If You Run Or Want To Start A Business, These Are The Only 5 Ways To Grow Your Business
Jul 19, 2021
How This Couple Paid Off Over $229K In Debt
Jul 12, 2021
How To Homeschool While Not Losing Your Job (or your mind)
Jul 05, 2021
Fix Your Money Mindset (how to start thinking like the wealthy)
Jun 28, 2021
Stop Trying So Hard... (and enjoy life more)
Jun 21, 2021
Buying a house with cash, Parenting, and Finding balance with Crystal Paine
May 10, 2021
How To Find The Best Price For All The Stuff You Buy
Apr 19, 2021
These Cities Are Paying People Up To $16k To Move There
Apr 12, 2021
Warren Buffet and a life-changing lesson
Apr 05, 2021
Why we should all be concerned about the impending inflation (and how to prepare)
Mar 22, 2021
The last month has been difficult...
Mar 15, 2021
Will more money make you happier? [with Daniel Fusco]
Mar 08, 2021
The Meaning of Stewardship
Feb 15, 2021
Investing tips from the sauna
Feb 08, 2021
A few updates and a fun surprise
Feb 01, 2021
Divorce filings are up 34% - this will help you if you need it
Jan 25, 2021
Mark Batterson & the habits of the truly successful
Dec 28, 2020
How this couple paid off $52k in 7 months
Dec 14, 2020
9 millionaire success habits
Oct 26, 2020
How to reduce overload and create margin with Chris Cook
Oct 12, 2020
30 Passive Income Ideas For 2021 And Beyond
Sep 28, 2020
You're Budgeting WRONG If You Do Any Of These 5 Things
Sep 21, 2020
Do you spend like a millennial?
Sep 14, 2020
Passive income: 4 Things NO ONE Ever Tells You
Sep 07, 2020
Should you tithe while paying off debt?
Aug 31, 2020
You're Burning Your Hard-Earned Money If You Do These 8 Things
Aug 24, 2020
How to stick to a budget (10 budgeting tips & tricks)
Aug 17, 2020
5 Used Car Buying Tips (my exact strategy I use to save thousands)
Aug 10, 2020
7 struggles only people married to SPENDERS will understand
Aug 03, 2020
7 struggles only people married to SAVERS will understand
Jul 27, 2020
Wealth Secret #5 (of 5)
Jul 20, 2020
Wealth Secret #4 (of 5)
Jul 13, 2020
Wealth Secret #3 (of 5)
Jul 06, 2020
Wealth Secret #2 (of 5)
Jun 29, 2020
Wealth Secret #1 (of 5) that the 96% don't know
Jun 22, 2020
I quit social media for 1 year (8 lessons I learned)
Jun 15, 2020
30 purchases that will start saving you money today
Jun 08, 2020
We couldn't believe God asked us to give this away
Jun 01, 2020
10 common budgeting questions answered
May 25, 2020
Prayers for finances - our new devotional
May 18, 2020
5 Corona-proof side hustles to make some money
May 11, 2020
How to actually BENEFIT from the quarantine
May 04, 2020
Is now a good time to invest in the stock market?
Apr 27, 2020
The Bible and Money (3 Practical Tips for 2020)
Apr 06, 2020
8 habits of successful (and wealthy) people
Mar 23, 2020
Don't Miss What God Is Doing In Your Life
Mar 09, 2020
17 Things Frugal People Don't Do
Feb 24, 2020
Why you should never co-sign a loan
Feb 10, 2020
The lie I wish I would have never believed about money
Jan 27, 2020
The unlikely money change that helped our marriage
Jan 13, 2020
If it weren't for this, we'd be devastated financially
Jan 06, 2020
The Top 10 Worst Money Myths You Need to Forget
Dec 30, 2019
Smart People Buy Cars Like This
Dec 16, 2019
3 relevant money tips from the Bible
Dec 02, 2019
Our 5 Worst Money Moves
Nov 18, 2019
How we paid off our house in 3 years
Nov 04, 2019
5 Lessons from Chip and JoJo
Oct 21, 2019
How to grow your business like Amazon
Oct 07, 2019
Ruth Soukup on overcoming the fear of failure
Sep 23, 2019
Not Every Decision Should Be A Financial One
Sep 09, 2019
8 Life Lessons from 80 years of Living
Aug 26, 2019
Ever lost a friend because of MLM?
Aug 12, 2019
4 unexpected benefits of budgeting
Jul 26, 2019
10 In-demand Jobs I Would Pursue if I Were Starting Over Today
Jul 15, 2019
Chuck Bentley on why marriage is the best financial move we can make
Jul 01, 2019
3 keys to making money in the next decade
Jun 17, 2019
Our 2 biggest financial tests (with His and Her Money)
Jun 03, 2019
How to teach kids about money (5 Tips)
May 20, 2019
My blessing of NOT getting promoted
May 06, 2019
The 7 financial rules I follow
Apr 22, 2019
How to know what direction to go with your career (or business)
Apr 08, 2019
Debt-Proof Living with Mary Hunt
Mar 25, 2019
Recovering from Finanical Infidelity
Mar 11, 2019
Was Jesus a Minimalist?
Feb 25, 2019
5 bad money habits to break this year
Feb 04, 2019
12 Side Hustles to Consider for 2019
Dec 24, 2018
How to Handle Failure (and Success)
Dec 10, 2018
Obeying God and it's getting worse
Nov 26, 2018
5 ways to be more generous
Nov 12, 2018
11 things you should stop paying for
Oct 29, 2018
7 things Christians should do with money (that don't make sense)
Oct 15, 2018
7 Easy Money Moves You Can Make Today
Oct 01, 2018
10 things American Christians should be doing with their money
Sep 17, 2018
Should you ever pray for money?
Sep 04, 2018
How to pay off $82k of debt using your Saturdays
Aug 07, 2018
5 Bible Verses about money every Christian should know
Jul 26, 2018
5 ways being a Christian has helped my business
Jul 10, 2018
7 Benefits of a Sabbatical
Jun 26, 2018
My interview with a millionaire - 2 life changing lessons learned
Jun 12, 2018
How to handle financial disagreements with your spouse
May 29, 2018
The life-changing benefits of owning less stuff with Joshua Becker
May 15, 2018
Your financial battle is not yours, but God's
May 01, 2018
How to finally get started with your business idea
Apr 04, 2018
The 1 simple trick that will save the most money at the grocery store
Apr 03, 2018
How to find your calling/purpose in life with Jeff Goins
Apr 02, 2018