Frugal Friends Podcast

By Jen Smith & Jill Sirianni w/ iHeartPodcasts

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 Feb 17, 2021
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Description

Controlling your spending is hard to do. On every episode of Frugal Friends, we'll try to help you gain a little more control on one aspect of the countless directions your money is being pulled toward through frugality and a few laughs. If you're trying to save money, spend less, adopt minimalism, pay off debt or reach financial independence, we think you'll like the show.

Episode Date
Frugal Living Tips For Spring
2760

Spring is in the air and so it's time to get your finances in order! Let’s embrace the season by taking advantage of some ways of frugal living and saving up. So sit back, relax in your PJs, and grab a tea as Jen & Jill enumerates plenty of unique tips for frugal living and cleaning your finances for spring.

🎙️ Get full show notes here! 
http://bit.ly/3F0q4pc

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Mar 21, 2023
Frugal Side Hustle: Cleaning Business with Ken Carfagno
3952

Starting a cleaning business is inexpensive that's why it’s one of the fastest-growing industries since the pandemic struck us. We often don’t hear about cleaning businesses as much as the popular side hustles that are digital, but for those who are drawn into hands-on side hustles, this one’s for you! Listen as we talk and deep dive into setting up your own cleaning business as a side hustle with Ken Carfagno. 

🎙️ Get full show notes here! 
bit.ly/3ZekcAz

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Mar 17, 2023
The Science of Simplicity & Your Money
3417

Simplicity goes a long way. Do you know that adopting simplicity in your life can help you free up more money for what matters most to you, improve your relationships, and your health? In this episode, let’s take a few minutes to discuss the science of simplicity, its benefits, and how you can simplify your life to spend less.

🎙️ Get full show notes here! 
http://bit.ly/3IrXldJ

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Mar 14, 2023
What To Do If You Have Nothing Saved For Retirement
3235

Age doesn’t matter, especially on the topic of retirement. If you feel like you have nothing saved or you’re starting late on saving for your retirement, don’t worry, we’re here to give you practical tips and encouragement on your journey. In this episode, we're covering what may happen if you haven't saved for your retirement yet and how to make the most of your investment and ensure a comfortable retirement even if you're starting late.

🎙️ Get full show notes here! 
http://bit.ly/3ZdIfzi

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Mar 10, 2023
Going Plant-Based on a Budget With Toni Okamoto
3596

Many people think going plant-based IS expensive, but we’re here to challenge this misconception. A significant portion of our income goes to buying food, and many of you are interested in eating healthy while being conscious of your spending. In this episode, we delve into eating a plant-based diet while on a budget together with Toni Okamoto. 

🎙️ Get full show notes here! 
https://bit.ly/3KsFJRC

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Mar 07, 2023
Is it OK to Have a Car Payment? & How To Avoid an Auto Loan
3092

No one was spared from how the pandemic changed the landscape of many industries, one of which is the reality of buying a car. In this episode, we recognize and acknowledge the current landscape of car payments and what we can do to become wise and discerning in pushing through an auto loan. 

🎙️ Get full show notes here! 
http://bit.ly/3XGsDTN

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Mar 03, 2023
Budgeting as a Contractor, Tipped, or Self-Employed Income Earner
2864

A lot of people believe that the more you work, the more you make money. But we only have a limited capacity to do so. Self-employed individuals, small business owners, side hustlers, and those who want to start up a business, WE HEAR YOU. We all know how tricky budgeting can be when your income is irregular. So in this episode, we’re talking about the nuts and bolts of why you should budget and how to deal with your irregular income. 

🎙️ Get full show notes here! 
http://bit.ly/3XwieK9

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Feb 28, 2023
Eat Healthier & More Affordably with Cassy Joy Garcia
3664

Eating healthy should be manageable and easy, so we want to make it easier for you. A classic episode wherein we slice and dice eating more nutritious and affordable food with Cassy Joy Garcia. Cassy’s approach to meal prepping makes it attainable for you who may not have all the time of the week!

🎙️ Get full show notes here! 
http://bit.ly/3XuX7bk

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Feb 24, 2023
Should You Try a No-Spend Challenge?
3031

We love no-spend challenges for what they can do, but we hate no-spend challenges when done poorly. The no-spend challenge may not be for everyone so hopefully, by the end of this episode, you can get an insight into whether or not you should do a no-spend challenge by looking at its benefits, dangers, and arguments against it. 

🎙️ Get full show notes here! 
http://bit.ly/3jRfN7q

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Feb 21, 2023
How Your Parent's Finances Affect You And What to do Next
3677

Money can be a tough subject to talk about but it's time to open up the discussion about the relationship between our parent's finances and the money habits we have today. In this episode, we encourage our frugal friends to embrace the awkward yet meaningful conversations about how our parent’s finances have shaped us and how we can continue to make smart decisions with our own money. 

🎙️ Get full show notes here! 
http://bit.ly/3Yy8gc5

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Feb 17, 2023
How to Hack Your Next Vacation with Chris Hutchins
3659

Planning your next trip? If you want to save money on your next vacation and don't want to use credit, you're going to love this episode with Chris Hutchins! We're going to talk about some simple hacks that can help you save huge on your next vacation that goes beyond finding cheap flights, travel reward points, and hotel costs.

🎙️ Get full show notes here! 
http://bit.ly/40nhb1Q

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Feb 14, 2023
Frugal Parenting Mindset Shifts
3514

How can we take care of our kids while also modeling the things that will be beneficial for our future lifestyle? It’s not easy to instill a frugal mindset while being a parent, as you will have to consider your children in every decision you make. This episode goes deep diving into the benefits of a frugal lifestyle and how we teach them to our kids. 

🎙️ Get full show notes here! 
http://bit.ly/3XWqiF5

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Feb 10, 2023
Regaining Motivation When You Don't Feel Like Caring About Money
3758

Motivation is elusive yet a sought-after feeling for most of us. Stop blaming yourself when you feel your motivation has depleted, that’s completely normal! This episode is all about working with our psychology (not against it) and figuring out how we can get back in control of our emotions so we can start making progress toward our financial goals.

🎙️ Get full show notes here! 
http://bit.ly/3WLqwxy

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Feb 07, 2023
How to Curate a Life With Less Stuff And More Intention with Christine Platt
2987

Liberate your life by living less and being authentic. This episode is one of our most watched and anticipated interviews from our first Frugal Living Summit in 2021. Christine Platt also known as the ‘Afrominimalist’ shares with us how choosing authenticity and living less isn’t just liberating but how less IS liberation. 

🎙️ Get full show notes here! 
http://bit.ly/40jntQi

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Feb 03, 2023
How to Take Care of Your Clothes (No sewing necessary!)
3041

If you buy new clothes frequently, you might want to consider how you have been taking care of them. In this episode, we are talking about preserving the longevity of your clothes more than mending them. We’re also taking a closer look at taking care of your clothes without sewing. 

🎙️ Get full show notes here! 
http://bit.ly/3H5A8xm

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Jan 31, 2023
Tips to Avoid Impulse Spending
2738

Our habits can get the best of us and affect our spending intentions. As we end the first month of the year, we're sharing with you some ways to interrupt those impulse spending habits and tips to get to know ourselves better on why we circle back to them.

🎙️ Get full show notes here! 
http://bit.ly/3WlN9bB

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Jan 27, 2023
Frugal Side Hustle: Salesforce with Brad Rice
3958

You might have heard about Salesforce in the past without knowing much about it. It’s not just about tech nor it is solely about sales as this industry is actually quite in demand and significant within businesses. Together, let’s unravel the hidden gem of this side hustle that can take you to the top quicker than you can imagine. 

🎙️ Get full show notes here! 
http://bit.ly/3ZIGds4

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Jan 24, 2023
Is Hygge The New Frugal?
3634

Coziness to us always meant the winter season, a fluffy blanket and a warm cup of coffee but the concept of Hygge begs to differ. We’re happy to wrap and warm you up in this most requested episode about ‘Hygge’, what it means, putting it into practice and how this aligns with frugality and financial independence. 

🎙️ Get full show notes here! 
http://bit.ly/3GFVi4Q

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Jan 20, 2023
Which Debt Should You Pay Off First?
3612

It can get confusing and overwhelming when deciding which debt you should pay off first. In this episode, we talk about finding out the strategy and plan that is the best fit for you. There are standards and nuances where you can change the order of paying your debt so we’re here to talk about both— and you might even find the best one somewhere in the middle of the standard!

🎙️ Get full show notes here! 
http://bit.ly/3WXtvDX

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Jan 17, 2023
Understanding Your Workplace Retirement Accounts with Delyanne Barros
3515

Only a few people fully understand their workplace retirement accounts: 401(k), 403(b), and 457(b). Retirement accounts can be quite intimidating to be dealt with but each of them is very similar and important. Together with our good friend, Delyanne Barros, let’s talk about the differences between these accounts and what you should do with yours, how yours differs from another one, and having multiple accounts. 

🎙️ Get full show notes here! 
https://bit.ly/3k1Y6lj

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Jan 13, 2023
How to Align Your Spending With Your Values
3492

Values-based spending is not new in the Frugal Friends Club as you may have heard us mention it innumerable times before. In this another foundational episode, allow us to take you through the deeper aspects of values-aligned spending such as knowing how to identify it, putting them into practice, and making sure your spending is truly aligned with your values. 

🎙️ Get full show notes here! 
http://bit.ly/3vH8H7F

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Jan 10, 2023
Why You Keep Self-Sabotaging Your Budget (& How to Stop!)
3500

Sometimes we find ourselves stuck in a cycle of doing things we don’t intentionally want to do and to make things worse, we think we’re incapable of breaking it. We may not have all the answers for you but this episode will surely have you questioning yourself, spending habits, why it happens and how do you keep track of it. 

🎙️ Get full show notes here! 
http://bit.ly/3Ii0u1m

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Jan 06, 2023
Managing Money the Lazy Genius Way with Kendra Adachi
3816

What matters to you the most right now? As we enter another year of new beginnings, we reassess once again our values and priorities to align them with our new year’s resolutions. Starting our year with a bang as we had a talk with Kendra Adachi whose philosophy and systems were aligned with the Frugal Friends and offered great insights on the “Lazy Genius Way” to adopt in managing money. 

🎙️ Get full show notes here! 
http://bit.ly/3WvnsGm

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Jan 03, 2023
The Best Money Saving Tips For 2023
3222

Starting to feel that dreaded holiday spending hangover? No matter what your December looked like, January is the opportunity for a fresh financial start. If you're looking to pay off your credit cards fast or just do better with money this year The Frugal Friends are here with our Best Money Saving Tips For 2023 and beyond. In this episode, we're not regurgitating overused tips you can find on Google, we're talking about the four most significant changes you can make this year to save thousands now and tens of thousands long term.

🎙️ Get full show notes here! 
http://bit.ly/3hNLe1l

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Dec 30, 2022
Top Financial Lessons Learned From 2022
2941

History does repeat itself and there’s not a lot you can do to keep it from happening other than knowing what to do and how to prepare for it. This episode will cover our Top 4 Financial stories of 2022 and what they have taught us as it has been another unique year for our finances. Let’s reflect, have a deep dive and learn as we go back to some of the financial news we’ve heard throughout this year. 

🎙️ Get full show notes here! 
http://bit.ly/3PImfc7

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Dec 27, 2022
Listener Special: Your Burning Questions
3487

Here’s a spicy and flaming hot gift from us to our dearest Frugal Listeners! Every year, Jen and Jill answer the burning questions you have set for them. The questions may get specific as we go through each of these 6 questions for this listener special episode. 

🎙️ Get full show notes here! 
https://bit.ly/3PuGwBU

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

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Dec 23, 2022
Why Paying off Debt is Important & Attainable
3816

It’s never too late to start making your goals for the new year! We’re here to inspire you to make paying off your debt one of your financial goals for 2023. In this episode, your Frugal Friends Jen and Jill reiterate and emphasize some of the reasons why you should get out of debt and that it is not just to ease your financial burden but also, your overall well-being. 

🎙️ Get full show notes here! 
https://bit.ly/3HxIOOX

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
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Dec 20, 2022
Frugal Friends Book Club: 4 Books to Kick off the New Year
3363

Books can be our turn for escape, rest, knowledge and tangible tools that open us to an endless of opportunities and possibilities. Here are 4 books you may want to read as we enter a new chapter of our lives in 2023 with a strong-willed frugal mindset. 

🎙️ Get full show notes here! 
https://bit.ly/3BgtQJ2

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

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Dec 16, 2022
Sustainable Minimalism & Frugality with Stephanie Seferian
3482

Frugality intersects with so many things but our personal trinity in the Frugal Friends would be Frugality, Sustainability and Minimalism. The convergence of this trinity not only talks about managing money but also the lifestyle we can aim and aspire. Join us as we do a deep dive with Stephanie Seferian about “the trinity” and how they align to live your best frugal life. 

🎙️ Get full show notes here! 
https://bit.ly/3W2i9O0

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
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See omnystudio.com/listener for privacy information.

Dec 13, 2022
How to Save Money on Monthly Bills
3391

We all know you hate bills but here, we try to love our bills. Today it’s about bills, bills, bills–all bills you pay monthly or maybe you should be saving for. Hop on as this episode we may challenge you to try some things you may already know but did not think were applicable when it comes to saving money. 

🎙️ Get full show notes here! 
https://bit.ly/3H97lJZ

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
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See omnystudio.com/listener for privacy information.

Dec 09, 2022
Frugal Living Tips For Winter
3012

As the season of thick blankets and warm drinks are fast approaching us, we are going to drop some hot takes on frugal living tips for winter. There are a lot of reasons why it can be a tough time for most people but there’s just as much benefit that this season will offer to our budgets and wallets. Get cozy as we warm you up with another lively and insightful episode with Jen and Jill! 

🎙️ Get full show notes here! 
http://bit.ly/3GWCuQq

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
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See omnystudio.com/listener for privacy information.

Dec 06, 2022
How to Negotiate a Higher Salary in Any Field with Mandi Woodruff-Santos
3841

You may not even notice but we negotiate with a lot of things! May it be negotiating prices on Facebook marketplace or deals on self-employment, we all have been there. If you think you’re bad at negotiating or even if you are good at it, you are required to hop in for this episode with Mandi Woodruff-Santos in negotiating a higher salary in any field. 

 

🎙️ Get full show notes here! 
http://bit.ly/3V8blhG

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
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See omnystudio.com/listener for privacy information.

Dec 02, 2022
Meal Prep + Freezer Meal Tips
2885

Say no more to takeouts after a long busy day or a cold chilly night, coz ‘tis the season for freezer meals. All about Meal Prep Freezer Meal edition such as freezer meal prepping, cooking, and eating, we’re going to talk all about it in this episode that will have you stocking up your freezer and keeping it full!

🎙️ Get full show notes here! 
http://bit.ly/3tT9fX4

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
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See omnystudio.com/listener for privacy information.

Nov 29, 2022
Let's Normalize Secondhand Gifting
3314

It’s that season again and this time we’re pushing back the vanity, obligatory, and first-hand brand-new gifts that we feel like we need to give to our loved ones. Today we are going to break the norm and normalize secondhand gifting. In this episode, let’s get creative and improvise as we gear up for the season of gift-giving. 

🎙️ Get full show notes here! 
https://bit.ly/3EHTngA

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
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See omnystudio.com/listener for privacy information.

Nov 25, 2022
How To Cut Back On Emotional Spending with Leslie Tayne
3577

We love the things that money can provide us (to an extent) but there are times when we think we love spending–well, that’s certainly far from the truth. This is when we realize that they might be our emotional spending. Today we are bringing you back to Jen & Jill’s favorite episode about emotionally charged spending with Leslie Tayne that hopefully will help you by the end of it to have power over your emotions and to acknowledge these feelings in a positive and healthier way. 

🎙️ Get full show notes here! 
https://bit.ly/3NTwycD

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
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See omnystudio.com/listener for privacy information.

Nov 22, 2022
Modern Couponing For Beginners
3050

Coups, coups, and some more coups. Because coupons are still cool! But extreme couponing? We're not sure. You'll hear a lot of funny stories throughout this episode so stay tuned as we talk about the complete beginner's guide to modern couponing and the best couponing apps for 2022 out there. 

🎙️ Get full show notes here! 
http://bit.ly/3TyVqrk

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
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https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Nov 18, 2022
Best Tips to Save on Your Wedding or Elopement
3570

The way we see and handle our money can be traced back to our childhood. Money mindset is a listener favorite in the Frugal Friends and as always, we hear you. Things got vulnerable in this episode as Jen and Jill go through super tangible tips on shifting mindset by recognizing the common negative thoughts we would have about money and releasing beliefs that have held us back. 

🎙️ Get full show notes here! 
https://bit.ly/3E8Xx0G

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends

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https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Nov 15, 2022
Frugal Side Hustle: Freelance Writing with Miranda Marquit
3328

A gateway to eventually achieve income flexibility without doing it full time: Freelance Writing. Together with Miranda Marquit, this episode will open your eyes to the level of accessibility this side hustle offers, especially, if you enjoy and are competent in writing. You do not need a fancy writing degree, or prolific spelling and grammar. As long as you enjoy and are competent in writing, you might find yourself considering freelance writing by the end of this episode. 

🎙️ Get full show notes here! 
https://bit.ly/3t6XvQk

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
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https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Nov 11, 2022
Using Gratitude Journaling to Help You Spend Less
3076

Whether you are paying off debt or not, we are all here to get a better grasp and to feel more confident about our spending. In this episode, other than repeating your mantras or affirmations, there is a far more powerful yet simple method to get things your way: gratitude journaling.

🎙️ Get full show notes here! 
https://bit.ly/3Fy7DsQ

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
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https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Nov 08, 2022
How to Utilize Buy Nothing Groups
3233

Nothing gets our ears perked up more than the word “FREE.” We love free and ACTUAL useful stuff because who doesn’t? Buy Nothing Groups are a great way to get things for free and to pass on things you don’t need. In this episode, the Frugal Friends are excited to do a deep dive into them as they share the purpose, alternatives, problems you may encounter, and useful tips on joining buy nothing groups. 

🎙️ Get full show notes here! 
https://bit.ly/3W1MjlA

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
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https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Nov 04, 2022
How To Save Money On Health Insurance | Open Enrollment Explained With Eileen Dougherty
3768

Getting ready for Open Enrollment this year? We hear and understand you. Switching or having additional healthcare plans takes thorough decision-making. In this episode, we wanted to create an easier pathway toward understanding how to save money on health insurance. Your Frugal Friends, together with Eileen Dougherty, piece together the whats and hows of saving money during Open Enrollment.

🎙️ Get full show notes here! 
https://bit.ly/3yR80L0

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
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See omnystudio.com/listener for privacy information.

Nov 01, 2022
Sinking Funds Explained
3363

Shockingly, not a lot of people know enough about sinking funds when it comes to saving and we are here to change that. Jen and Jill take you to another informative yet fun-filled episode on saving money, emergency, and sinking funds. We’re going to deep dive into its importance, differences, purpose, and what you should do to start one. 

🎙️ Get full show notes here! 
https://bit.ly/3SlgFfx

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
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https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Oct 28, 2022
How to Make More Money With A Side Business
3378

There’s a widely held belief that people cannot pursue their ambitions in starting their side business outside their workplace or that they need to let go of their job to create a business. They’re all false. Today is about what mindset shift we need and strategies we can use to make more money outside the workplace while not selling ourselves to an app. We are going to water and give a little bit of sunlight to the ideas and skills within you.

🎙️ Get full show notes here! 
https://bit.ly/3Sq7ETm

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
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See omnystudio.com/listener for privacy information.

Oct 25, 2022
The Behavior Gap: Why You Don't do What You Say You Want to with Carl Richards
3627

If you have listened to our Book Club Episode, one of the books we have mentioned is "The Behavior Gap'' by Carl Richards. So to further talk about how insightful this book is, we invited him to our show to talk about behavior gap, values-based financial choices, and finding the answer to the phenomenon of ‘why you don't do what you say you want to’. Join us as Carl Richards makes complex financial concepts that are easy for us to digest. 

🎙️ Get full show notes here! 
https://bit.ly/3dvWEot

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
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See omnystudio.com/listener for privacy information.

Oct 21, 2022
How To Save Money on Travel | Frugal Traveling
2939

Now that travel has opened up after the pandemic struck the world, we bet you're also excited to travel again! In this episode, we're covering frugal traveling in this new era of travel. Stick with us as we run down why budget travel not only saves you money but shifts your mindset in the best way possible.

🎙️ Get full show notes here! 
https://bit.ly/3EN6TQg

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
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👉🏼 Subscribe for more on YouTube 
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💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Oct 18, 2022
Time Management Tips That Save You Money
3282

It's not a secret that time management relates to managing money--- how you budget your time can say a lot about how you manage your finances. In this episode, Frugal Friends wants to help you understand the relationship between time and money spending, in order to manage both in a more beneficial way for you.

🎙️ Get full show notes here! 
https://bit.ly/3rRwFv5

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
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See omnystudio.com/listener for privacy information.

Oct 14, 2022
Simple Money, Rich Life with Bob and Linda Lotich
3426

The idea of practicing money in simplicity sounds a bit complicated but who doesn't want to live a simple life? Keeping it uncomplicated is what we love in Frugal Friends. Join us with our guests, Bob and Linda who encourage us to find a joy-filled and purposeful point that is life-giving, earns us money, and provides for those who are in need.

🎙️ Get full show notes here! 
https://bit.ly/3dz7biE

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
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See omnystudio.com/listener for privacy information.

Oct 11, 2022
How to Save Money on Food | Best Takeout Tips
4028

Ordering takeout to satisfy your cravings is thrilling for a moment until you see your bill. Takeouts should not make you feel regretful, you just need a little bit of planning to fully relish it. In this episode, the Frugal Friends still wants you to enjoy the comfort of food delivery apps and takeouts as we give you the easiest and best ways to save money on takeout food. 

🎙️ Get full show notes here! 
https://bit.ly/3ebw6sH

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community 
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👉🏼 Subscribe for more on YouTube 
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See omnystudio.com/listener for privacy information.

Oct 07, 2022
Frugal Home Cleaning Tips
3500

Cleaning your home should not always require you to drive to the nearest store and purchase the most expensive and branded supplies. Sometimes, a few tools and products you might already have in the kitchen can work magic for you. In this perfectly timed episode, Jen & Jill share useful, frugal and worth-it home cleaning tips to save you tons of money and time. 

🎙️ Get full show notes here! 
https://bit.ly/3Cp7W7k

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
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👉🏼 Subscribe for more on YouTube
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See omnystudio.com/listener for privacy information.

Oct 04, 2022
All About Public Service Loan Forgiveness (PSLF) with Nika Booth
3693

As the deadline for the Public Service Loan Forgiveness (PSLF) Waiver draws near, we offer you an important episode breaking down the myths, steps, and ways to get your application approved. If you remotely think you might be able to benefit from this or are on PSLF and there are payments you don’t think qualify, you have to listen to this episode. We’ll get to hear straight from Nika who is working within that program and is in her debt payoff journey, a comprehensive explanation of PSLF and the things we need to be aware of. 

🎙️ Get full show notes here! 
https://bit.ly/3xRLLUN

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Sep 30, 2022
How to Improve Your Money Mindset
3295

The way we see and handle our money can be traced back to our childhood. Money mindset is a listener favorite in the Frugal Friends and as always, we hear you. Things got vulnerable in this episode as Jen and Jill go through super tangible tips on shifting mindset by recognizing the common negative thoughts we would have about money and releasing beliefs that have held us back. 

🎙️ Get full show notes here! 
https://bit.ly/3BxJmzM

📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook

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Sep 27, 2022
Breaking the Cycle of Poverty | Stop Living Below The Poverty Line
3684

Poverty has no one-size-fits-all label, as much as there’s not a single reason or solution we can point to it. It intersects with a lot of things but today we’re addressing what’s within our control. The goal is not to alleviate people out of the poverty line but to help people control their spending in whatever way it looks like for them. In today’s episode, we want to cover things that will be of use to you especially if you find yourself in a tricky situation living at or below the poverty line.

🎙️ Get full show notes here!
https://bit.ly/3LfRb1e

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

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Sep 23, 2022
Frugal Side Hustle: Digital Products with Ellie Diop
3306

Digital connectedness has become more prevalent these past few years as a result of the pandemic that struck us. Our guest, Ellie shares how answering questions online, and making social media content and digital products have saved her financial life. Join us as we get inspired by one’s story of commitment, consistency, and perseverance. 

🎙️ Get full show notes here!
https://bit.ly/3QPOogi

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
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Sep 20, 2022
Divesting: Banking Sustainably
3315

When we talk about sustainability, our initial action is to buy or consume less but there’s another side of the coin that we often forget to take into consideration such as gaining knowledge about the place we put our money to, what they do with it and what it means for you. This episode is not here to burden you with knowledge but hopefully, it may raise awareness on how you handle and change your finances that costs no money but just costs a little bit of time. 

🎙️ Get full show notes here!
https://bit.ly/3RDAC1N

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

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Sep 16, 2022
Frugal Living Tips For Fall
2633

Leaves have begun to change their color as summer fades into fall. There are so many great things to look forward to during the fall season but above all, it’s also the most frugal season. Grab yourself some blankets, sit back, and relax as we embrace the frugality of fall and talk about activities we can engage in with our family and friends this coming season. 

🎙️ Get full show notes here!
https://bit.ly/3Qs8Bcc

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

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Sep 13, 2022
Paying Off $51K of Debt as a Teacher & Single Mom with KT Lynn
3618

Old habits die hard — an old saying believed by many up to this day BUT not for this episode’s debt pay-off journey. Shifting mindset and energy have freed KT Lynn not only from her debt but the obstacles she has to face as a teacher and single mom. Here in Frugal Friends, we love hearing debt payoff stories to learn from and represent somebody within our listenership as we want you to know that you are not alone. This episode will fill you in with our guest’s relatable and lighthearted debt pay-off journey with realistic and actionable tips.

🎙️ Get full show notes here!
https://bit.ly/3R4cAwx

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

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Sep 09, 2022
What Diet Culture is Costing You
3805

Even with the rise in body positivity, the diet industry is surprisingly a 72 billion dollar and growing industry. While we’re all for body positivity and working with our health, we still need to identify and reprogram our mindset around health and wellness to opt out of those that prey on our ever-present insecurities and prioritize the life-giving parts of actual wellness that are worth spending our money on. Get on board as we talk about diet culture and its relation to not only our mindset but also to our expenses on wellness. 

🎙️ Get full show notes here!
https://bit.ly/3B1p6ak

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
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Sep 06, 2022
Kakeibo: The Japanese Art of Mindful Budgeting
3136

There are so many things to learn from our past as it is a significant factor in who we are today. We are excited to introduce to you this elegant way of mindful budgeting called “Kakeibo”. In this episode, we unravel this rich and timeless Japanese budgeting system and strengthen our relationship with our spending. 

🎙️ Get full show notes here!
https://bit.ly/3AUJCJM

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
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Sep 02, 2022
Why You Need a Budget with Jesse Mecham
3766

Budgeting. We’re never gonna stop talking about it. AND on this episode we have THE Jesse Mecham, creator and founder of the famous budgeting app ‘You Need a Budget’. For those still wondering whether or not they actually need a budget, and for all the rest who benefit from more reminders and tips; listen in!

🎙️ Get full show notes here!
https://bit.ly/3CsWB6W

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

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Aug 30, 2022
Frugal Friends Book Club: 4 Books to Read This Fall
2950

If you’re an OG listener, you may have heard of the Frugal Friends Book Club from our earlier episodes. But if you’re new here, we welcome you with open arms as we introduce you to 4 books we have read or have been wanting to read this fall. Join us as we talk about these books and the reason why we picked them. Who knows, you might find yourself checking out one of these books after this episode. 

🎙️ Get full show notes here!
https://bit.ly/3QNw08j

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
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Aug 26, 2022
Meal Planning Apps Compared
2862

Meal planning is a fantastic head start in improving our food choices but how do we do it? What kind of resources do we use? If you’re always in a dilemma from not knowing what meal to prepare, don’t worry, we feel you. In this episode, we will talk you through the benefits of a meal planning app and help you pick the best ones just for you.

🎙️ Get full show notes here!
https://bit.ly/3JW2pYb

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

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Aug 23, 2022
Save Money on Your Next Car Purchase with The Car Chick
4091

Gone are the days when you can easily find the same car from different dealers at a reasonable price. “It is the hunger games out there,” said our special guest today, LeeAnn Shattuck a.k.a The Car Chick who is passionate about teaching people to make informed decisions on purchasing, selling, and servicing automobiles. We talk about buying new or used cars and negotiating with dealers in this crazily fast automotive industry.   
  
🎙️ Get full show notes here!  
https://bit.ly/3bMMRJw  
  
📑 Get our FREE Modern Frugal Living eBook here!  
https://www.frugalfriendspodcast.com/ebook  
  
📣 Submit your bill of the week and get a shoutout from us  
https://www.frugalfriendspodcast.com/bill-of-the-week/  
  
💸 Check out our monthly challenge community  
http://www.frugalfriendspodcast.com/club  
  
👉🏼 Subscribe for more on YouTube  
https://www.youtube.com/frugalfriends  
  
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Aug 19, 2022
What No One Tells You About Debt Freedom
2824

So many books, podcasts, and online discussions out there talking about debt freedom but they don't tell you something. They tell you to do things relentlessly making it easy to feel burnt out– we’re not about the extremes, we’re about the radical middle. This episode opens a conversation about debt freedom with realistic and honest stories on how to see this journey before and after paying them all off.

🎙️ Get full show notes here!
https://bit.ly/3P9BvNn

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

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Aug 16, 2022
Being Frugal With a "Non-Frugal" Partner
3164

Finding the middle ground when you’re frugal with a non-frugal partner can be quite difficult but a key component of a successful relationship is compromise. In this episode, we discuss tools, questions, and actions you can do with your partner that understands this as more than just a behavior issue but a deeper-rooted one.
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🎙️ Get full show notes here!  
https://bit.ly/3SBp7ZD
 - ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
📑 Get our FREE Modern Frugal Living eBook here!  
https://www.frugalfriendspodcast.com/ebook  
 - ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
📣 Submit your bill of the week and get a shoutout from us  
https://www.frugalfriendspodcast.com/bill-of-the-week/  
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💸 Check out our monthly challenge community  
http://www.frugalfriendspodcast.com/club 
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👉🏼 Subscribe for more on YouTube  
https://www.youtube.com/frugalfriends
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Aug 12, 2022
Negotiating Medical Debt with Dr. Virgie Bright Ellington
4139

Life has its ways of surprising us, just like an unexpected and overwhelming medical bill. Instead of letting the shock completely take you over, we sit and chat with Dr. Virgie Bright Ellington, who has a personal mission of helping people understand complex medical procedures, avoid financial devastation from medical bills, and encourage effective communication with medical facilities and insurance companies.

🎙️ Get full show notes here!
https://bit.ly/3zRXKmt

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
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Aug 09, 2022
Frugal Fitness | Workout On A Budget
3985

This is your sign to get moving! We tend to get demotivated thinking we need to spend a lot, in order to start our fitness journey but it is far from the truth! Hop on as we serve you another fun-filled yet motivating episode as we share our fitness stories, workout tips, benefits of exercising, and how to do it all on a budget.

🎙️ Get full show notes here!
https://bit.ly/3OMZ6TV

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

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Aug 05, 2022
Tips For Creating A Capsule Wardrobe You'll Love For Years
3046

Do you often have a hard time picking what to wear because of the number of clothing you have in your closet? Best believe you’re not the only one! In this episode, we will help you minimize your closet to maximize your time, space, and budget as well as guide you in creating your own small collection of useful clothing you love, a Capsule Wardrobe. Join us as we also share tips and fun episodes on letting go and spending decisions with intention.

🎙️ Get full show notes here!
https://bit.ly/3SiuEnM

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

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Aug 02, 2022
Money And Life Lessons From A Hospice Doctor w/ Jordan Grumet
3422

Everyone has a sense of time, yet its concept is hard to define and understand. Some days feel long but years feel short. Jordan Grumet (a.k.a Doc G), a Hospice Doctor, Host of ‘Earn & Invest Podcast’ and the Author of ‘Taking Stock: A Hospice Doctor’s Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life’ brought us to his journey from internal medicine to personal finance. Jordan also teaches us the Art of Subtraction and Modifying our Perception of Time Passing in reaching financial independence.

🎙️ Get full show notes here!
https://bit.ly/3yYEDFY

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
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Jul 29, 2022
Save Smarter, Not Harder | How To Stick With Your Financial Plan
3442

Creating a financial plan and making a habit to fulfill it is easier said than done. In this last episode of our Radical Middle series, it is all about sticking to your financial plan based on the dream life you envisioned! We unravel how psychology, our financial decisions, and willpower are all intertwined components to help us recognize ourselves such as our capabilities in saving smarter. 

🎙️ Get full show notes here!
https://bit.ly/3oiCIHn

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
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Jul 26, 2022
Create a (Frugal) One Page Financial Plan
2792

When we look at the ends of the spectrum of financial planning, we either get a one-page financial plan with limited deviations to financial planners who will give you a three-ring binder of stuff. For the second part of our ‘Radical Middle’ series, we will guide you into making a one-page financial plan that is attainable and will give you enough room for flexibility and customization. 

🎙️ Get full show notes here!
https://bit.ly/3yK3b5r

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
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Jul 22, 2022
Recession Proofing Your Finances w/ Meghan Rabuse
3526

Just because a recession may be inevitable doesn't mean you shouldn't care about it. Together with us is a proud mom, Financial Analyst, and host of Finance Explained by Family Finance Mom, Meghan Rabuse who helped us break down some important economic concepts in relation to finances. Join us as we unravel the concept of recession and learn what we can do about it.

🎙️ Get full show notes here!
https://bit.ly/3PzbYxH

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
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See omnystudio.com/listener for privacy information.

Jul 19, 2022
How To Design And Afford Your Dream Life
3241

If being a millionaire is not your goal, it’s okay! Designing your dream life is what you want and not what you’re being told to achieve. Let’s design our dream life from our own hopes and desires while not running ourselves thin. In this first part of our ‘Radical Middle Series’, we also ran through some questions to ask ourselves in figuring out the life we have always dreamed of. 

🎙️ Get full show notes here!
https://bit.ly/3OWxoFd

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
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Jul 15, 2022
Stop Strict Budgeting & Start Living In The Radical Middle
2801

Nobody’s budget is perfect as there is no universal guide that can be applied to everyone else’s finances. With this in mind, we still want to normalize a less restrictive budget and present them with challenges that are actionable and achievable. Budgeting is non-negotiable for a lot of people so, in this episode, we discussed a few creative and nonrestrictive budgeting tips for us to live in the radical middle!

🎙️ Get full show notes here!
https://bit.ly/3NVqIpt

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
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Jul 12, 2022
Your Generosity Purpose & The Eternal Economy w/Derrick Kinney
3644

Throughout our frugal journey, we have placed great importance on generosity and creating a habit of giving back. However, there’s always a deeper layer on finding the purpose in giving. Derrick Kinney, a podcast host, author, and CEO of Good Money Framework introduces us to his meaningful concept of Generosity Purpose and the 3 Money Levers. We also discussed taking control of our own money and investing in the Eternal Economy. 

🎙️ Get full show notes here!
https://bit.ly/3O0tauO

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
http://www.frugalfriendspodcast.com/club

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https://www.youtube.com/frugalfriends

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See omnystudio.com/listener for privacy information.

Jul 08, 2022
How To Buy Happiness
3271

We’ve all heard it repeatedly: Money can’t buy you happiness. This is something that has consoled all of us when we’re short on budget. But what if we tell you that money can indeed buy you happiness? We share stories wherein money has brought us joy and memorable experiences no one can ever take away from us. Sit back as we change your perspective on money and happiness in a positive yet practical way.

🎙️ Get full show notes here!
https://bit.ly/3xYV58q

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Jul 05, 2022
Home Buying Tips In A (Crazy) Hot Market
3044

Housing market is crazy hot right now as sales have continued to soar this 2022. More than 93 percent of homes purchased by corporations as of May 2021 were bought for under $300,000, and many of them were in predominantly Black neighborhoods. Tagged along with high demand is having fast-paced decision-making. In this episode, we run through some home buying tips to help you decide quickly yet efficiently in acquiring your dream house.

🎙️ Get full show notes here!
https://bit.ly/39RM3SX

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Jul 01, 2022
Your Invitation to the 2022 Spending Symposium
3271

Hold on tight! Our long-awaited and months of hard work for this year's Frugal Summit is about to go down (in the best way possible)! We’re giving you a little tease as we share snippets from our upcoming 2022 Spending Symposium on June 27. If you haven’t signed up yet, maybe this is your sign to get on board with us.

🎙️ Get full show notes here!
https://bit.ly/3OjRRn2

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Jun 24, 2022
Minimalist Living In An RV To Pay Off $56K Of Debt | Jill's Debt Free Journey
3121

Living in an RV may seem like a dream for travelers and minimalists but it’s not always as easy and fancy as it seems. In this episode, Jill breaks down her minimalist RV lifestyle and non-traditional methods such as house sitting, renovating an RV and trailer to sell, and more, together with her supportive husband Eric in order to pay their debt. 

🎙️ Get full show notes here!
https://bit.ly/3tUcXjV

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Jun 17, 2022
Paying off $78,000 of Debt | Jen’s Debt Payoff Story
2825

What does it take to pay off a huge debt? How does one stay motivated in paying them? Jen candidly shared her journey of paying off her $78,000 debt in just two years, attached to the harsh realities of rising from it and staying motivated. Paying huge debt may feel unobtainable in just a short amount of time, but with this episode, Jen's story will surely change how you should view your debt.

🎙️ Get full show notes here!
https://bit.ly/3N6nxeR

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Jun 10, 2022
Creativity Over Consumerism w/ Miranda Anderson
3310

Consumerism has enticed us to acquire the bigger, the shinier, and the newer. And for Miranda Anderson, a creative who did a 12-month no shopping challenge with her family, to say that consumption comes at the expense of our creativity is an understatement. Today, we talk about creativity over consumerism, balancing the opposing energies of creating vs consuming, and creativity and society’s focus on the end game.

🎙️ Get full show notes here!
https://bit.ly/3NOwZUs

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

Jun 03, 2022
How To Save On Groceries | Frugal Food Tips
2578

Buying groceries can be overwhelming when one goes spontaneously and ends up buying unnecessary items on the way out. We gave simple tips on how to plan your money reserved for groceries and shared fun episodes when shopping for groceries. By the next time you step foot in the grocery, you're fully equipped and ready to put into action our tips.

🎙️ Get full show notes here!
https://bit.ly/3NlPdMH

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

May 27, 2022
How To Save Your First $100K
2947

 “Lower your expenses, Increase your income” is a piece of advice we might have already seen in articles that talk about achieving financial goals. However, nothing ever comes easy when you are saving your first $100K and moving forward. In this episode, we break down realistic and attainable ways to save your first $100K, while also setting bigger goals for you.

🎙️ Get full show notes here!
https://bit.ly/3PwQH8E

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

May 20, 2022
Paying Off $105K of Debt in 35 Months w/ Kate from Living That Debt Free Life
2764

Debt can feel insurmountable and even debilitating at times, especially if our debt reaches the 6-figure mark. This is exactly where Kate from ‘Living that Debt Free Life’ was at prior to tackling $105K of student loan debt, and she’s got some great insights and tips in her story to help the rest of us on our debt payoff journey. Regardless of the reasons we find ourselves in debt, we hope Kate’s story will provide encouragement and motivation as you work towards your own financial goals!

🎙️ Get full show notes here!
https://bit.ly/3LnpXVQ

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

May 13, 2022
How To Save Money On Clothing
3312

How expensive should clothing really be? Whether you're a trendsetter or just like to dress well when going out, changing just a few of your spending habits on clothes can put you on the fast track to giving more room in the budget. Thankfully, there are a few tricks to save money on clothes without sacrificing your style and fashion. So sit back and enjoy your new wardrobe!

🎙️ Get full show notes here!
https://bit.ly/3vwqIFr

📑 Get our FREE Modern Frugal Living eBook here!
https://www.frugalfriendspodcast.com/ebook

📣 Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community
http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube
https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

May 06, 2022
Tips To Live Zero-Waste Frugally
3673

You will be very unpleasantly surprised to know how much waste we put out each day. Zero-waste lifestyle goes beyond reusable shopping bags, shampoo bars, eco-toilet papers, and glass jars. In fact, going for the zero-waste lifestyle seems very intimidating at first and does have some start-up costs. If you are looking to reduce your carbon footprint, this episode is perfect for you.

🎙️
https://bit.ly/3vsNNZt

📑
https://www.frugalfriendspodcast.com/ebook

📣
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸
http://www.frugalfriendspodcast.com/club

👉🏼
https://www.youtube.com/frugalfriends

💃🏼
https://www.instagram.com/frugalfriendspodcast/Get full show notes here!Get our FREE Modern Frugal Living eBook here!Submit your bill of the week and get a shoutout from usCheck out our monthly challenge communitySubscribe for more on YouTubeHang out with us on Instagram!

See omnystudio.com/listener for privacy information.

Apr 29, 2022
Financial Adulting with Ashley Feinstein Gerstley
3697

Ah, adulting. Adulting is weird and nothing can ever fully prepare you for being an adult. We all need a little help sometimes, so we sit down with Ashley as she talks about Financial Adulting and overcoming scarcity mindset to thrive financially.

🎙️
https://bit.ly/3jVNcdo

📑
https://www.frugalfriendspodcast.com/ebook

📣
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸
http://frugalfriendspodcast.com/club

👉🏼
https://www.youtube.com/frugalfriends

💃🏼
https://www.instagram.com/frugalfriendspodcast/Get full show notes here!Get our FREE Modern Frugal Living eBook here!Submit your bill of the week and get a shoutout from usCheck out our monthly challenge communitySubscribe for more on YouTubeHang out with us on Instagram!

See omnystudio.com/listener for privacy information.

Apr 22, 2022
Budgeting Basics
3304

Using a budget helps us make more informed financial decisions. And that's what we're all here for. In this episode, Jen and Jill talk about some important points to help you create a budget so you can identify what goes into your expenses and make sure that you can live within what fits your lifestyle.

🎙️
https://bit.ly/3NjHOOA

📑
https://www.frugalfriendspodcast.com/ebook

📣
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸
http://frugalfriendspodcast.com/club

👉🏼
https://www.youtube.com/frugalfriends

💃🏼
https://www.instagram.com/frugalfriendspodcast/Get full show notes here!Get our FREE Modern Frugal Living eBook here!Submit your bill of the week and get a shoutout from usCheck out our monthly challenge communitySubscribe for more on YouTubeHang out with us on Instagram!

See omnystudio.com/listener for privacy information.

Apr 15, 2022
What We've Learned in 4 Years of Frugal Friends
3273

We're turning 4! We started Frugal Friends Podcast with one mission— to create a community where frugality is embraced by choice, not out of obligation. Four years later and that mission remains the same. Grab your favorite drink and join your frugal friends as we look back and highlight what we've learned on frugality, podcasting, and our lovely community.

🎙️
https://bit.ly/3irtJ3w

📑
https://www.frugalfriendspodcast.com/ebook

💸
http://frugalfriendspodcast.com/club

📣
https://www.frugalfriendspodcast.com/bill-of-the-week/

👉🏼
https://www.youtube.com/frugalfriends

💃🏼
https://www.instagram.com/frugalfriendspodcast/Get full show notes here!Get our FREE Modern Frugal Living eBook here!Check out our monthly challenge communitySubmit your bill of the week and get a shoutout from usSubscribe for more on YouTubeHang out with us on Instagram!

See omnystudio.com/listener for privacy information.

Apr 08, 2022
Building Holistic Wealth W/ Keisha Blair
3880

Death changes everything in an instant. Navigating through life while `dealing with loss and grief can feel overwhelming and consuming, but they are not permanent states. Join us as we sit down with Keisha to find out the lessons she learned from loss and building Holistic Wealth to live an intentional life.

🎙️
https://bit.ly/3N9aSIP

📑
https://www.frugalfriendspodcast.com/ebook

📣
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸
https://www.frugalfriendspodcast.com/club-bff-waitlist/

👉🏼
https://www.youtube.com/frugalfriends

💃🏼
https://www.instagram.com/frugalfriendspodcast/Get full show notes here!Get our FREE Modern Frugal Living eBook here!Submit your bill of the week and get a shoutout from usJoin the waitlist for Financial Freedom MentorshipSubscribe for more on YouTubeHang out with us on Instagram!

See omnystudio.com/listener for privacy information.

Apr 01, 2022
How To Save For Retirement
3193

It is never too early or too late to start saving for retirement. In fact, the best time to start saving is today. Whether you're just getting started or already saving, join us on this episode as we talk about all the things you need to know about saving that will enable you to be comfortable and secure after you stop working.

🎙️
https://bit.ly/3tX7acz

📑
https://www.frugalfriendspodcast.com/ebook

📣
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸
https://www.frugalfriendspodcast.com/club-bff-waitlist/

👉🏼
https://www.youtube.com/frugalfriends

💃🏼
https://www.instagram.com/frugalfriendspodcast/Get full show notes here!Get our FREE Modern Frugal Living eBook here!Submit your bill of the week and get a shoutout from usJoin the waitlist for Financial Freedom MentorshipSubscribe for more on YouTubeHang out with us on Instagram!

See omnystudio.com/listener for privacy information.

Mar 25, 2022
Make the Transition from Spender to Saver
3118

Sometimes spending money is a whole lot easier than saving money! Spending money often gives us what we want in the moment, but it can derail us from our financial goals or debt payoff plans. Today we're talking about strategies to move from spending to saving so that we can get the most out of budgets!

🎙️
https://bit.ly/3M8XLGR

📑
https://www.frugalfriendspodcast.com/ebook

📣
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸
https://www.frugalfriendspodcast.com/club-bff-waitlist/

👉🏼
https://www.youtube.com/frugalfriends

💃🏼
https://www.instagram.com/frugalfriendspodcast/Get full show notes here!Get our FREE Modern Frugal Living eBook here!Submit your bill of the week and get a shoutout from usJoin the waitlist for Financial Freedom MentorshipSubscribe for more on YouTubeHang out with us on Instagram!

See omnystudio.com/listener for privacy information.

Mar 18, 2022
How Maggie Paid Off Her Mortgage As A Divorced Single Mom | Friends On Fire
4085

Finances look different for single moms. Budgeting and paying off debt while parenting solo presents more challenges when you don't have someone to share expenses with. Join us on this episode as we talk to Maggie of the friends on FIRE podcast on how she was able to pay off her mortgage as a divorced single mom.

🎙️
https://bit.ly/34Z5Wox

📑
https://www.frugalfriendspodcast.com/ebook

📣
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸
https://www.frugalfriendspodcast.com/club-bff-waitlist/

👉🏼
https://www.youtube.com/frugalfriends

💃🏼
https://www.instagram.com/frugalfriendspodcast/Get full show notes here!Get our FREE Modern Frugal Living eBook here!Submit your bill of the week and get a shoutout from usJoin the waitlist for Financial Freedom MentorshipSubscribe for more on YouTubeHang out with us on Instagram!

See omnystudio.com/listener for privacy information.

Mar 11, 2022
How to Save Money on Pets
3115


When you become a pet parent, it's just impossible not to go gaga over them. And whether you’re a parent to a kid or a furry baby, it requires your time, energy, and (wait for it) money to keep them healthy and happy. In this episode, Jen and Jill discuss several ways to help you in saving expenses without sacrificing your fur (or scaly) baby's health and breaking the bank.

🎙️
https://bit.ly/3psccwf

📑
https://www.frugalfriendspodcast.com/ebook

📣
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸
https://www.frugalfriendspodcast.com/club-bff-waitlist/

👉🏼
https://www.youtube.com/frugalfriends

💃🏼
https://www.instagram.com/frugalfriendspodcast/Get full show notes here!Get our FREE Modern Frugal Living eBook here!Submit your bill of the week and get a shoutout from usJoin the waitlist for Financial Freedom MentorshipSubscribe for more on YouTubeHang out with us on Instagram!


See omnystudio.com/listener for privacy information.

Mar 04, 2022
How To Identify Manipulative Advertising & Marketing
3458

In both subtle and not-so-subtle ways, advertising and marketing tactics are being implemented everywhere to try to get us to spend money and buy more. While marketing in and of itself is not bad; we should be aware of the emotional and psychological ways brands are able to influence us to spend on something we may not even need or want. Listen in as we discuss some behind-the-scenes marketing strategies that could help us save money and spend more intentionally.
 
🎙️
https://bit.ly/3t17Ht8

📑
https://www.frugalfriendspodcast.com/ebook

📣
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸
https://www.frugalfriendspodcast.com/club-bff-waitlist/

👉🏼
https://www.youtube.com/frugalfriends

💃🏼
https://www.instagram.com/frugalfriendspodcast/Get full show notes here!Get our FREE Modern Frugal Living eBook here!Submit your bill of the week and get a shoutout from usJoin the waitlist for Financial Freedom MentorshipSubscribe for more on YouTubeHang out with us on Instagram!

See omnystudio.com/listener for privacy information.

Feb 25, 2022
How To Get STACKED with Money - EP 200! w/ Joe Saul-Sehy & Emily Guy Birken
4042

Ever found yourself sticking to old, boring finance guides that have been possibly passed down from four generations? We feel 'ya. For our 200th episode, we're joined by Joe Saul-Sehy and Emily Guy Birken, the authors of STACKED and they are here to show us how personal finance can be fun, and share some tips for staying motivated on the debt-payoff and savings building journey. 
 
🎙️
https://bit.ly/3uQUnuc

📑
https://www.frugalfriendspodcast.com/ebook

📣
https://www.frugalfriendspodcast.com/bill-of-the-week/

💸
https://www.frugalfriendspodcast.com/club-bff-waitlist/

👉🏼
https://www.youtube.com/frugalfriends

💃🏼
https://www.instagram.com/frugalfriendspodcast/Get full show notes here!Get our FREE Modern Frugal Living eBook here!Submit your bill of the week and get a shoutout from usJoin the waitlist for Financial Freedom MentorshipSubscribe for more on YouTubeHang out with us on Instagram!

See omnystudio.com/listener for privacy information.

Feb 18, 2022
How Minimalism Can Change Your Life and Finances
3224

We know there is no 'one-size-fits-all' in the personal finance space, but there are a few tenets and pathways that can really help us achieve some of the financial milestones we're dreaming of! There's many benefits to minimalism and today we're looking specifically at how the practices of minimalism can have a positive impact on our budget.

Get full show notes here!

See omnystudio.com/listener for privacy information.

Feb 11, 2022
How To Legally Pay Less In Taxes
3172

We know we can't avoid death or taxes, but it sure is worth considering how to prolong life... and pay less in taxes (legally of course). We're taking a look at some of the lesser known ways we can see a lower tax bill at the end of the year based on the nuanced situations in which we may find ourselves!

Get full show notes here!

See omnystudio.com/listener for privacy information.

Feb 04, 2022
The Best Money Hacks w/ Lisa Rowan
3123

Tried and true long-term money strategies are great, but sometimes we just want to know the best hacks for spending less and saving more. Thankfully Lisa has compiled over 200 top tips for making the most of our money and resources; in this episode we're going over the heavy hitters on categories like curbing spending, debt pay-off, earning money, and planning for the future.

Get full show notes here!

See omnystudio.com/listener for privacy information.

Jan 28, 2022
How To Do A Pantry Challenge | Shelf Cooking 101
2869

One key way we can save money on food and see a reduction in our grocery bill (at least for a time!) is through a pantry challenge. Join us as we talk more about using up the food and ingredients we already have on hand to cut food costs and change the way we grocery shop long term.

Get full show notes here!

See omnystudio.com/listener for privacy information.

Jan 21, 2022
Should You Still Be Listening to Dave Ramsey?
3861

We're looking at what others are saying, and our own experiences, to find the radical middle on what has been (and continues to be) a bit of a touchy subject. Rest assured, personal choice and freedom to find your own path on your financial journey is and always will be the way of the Frugal Friends.

Get full show notes here!

See omnystudio.com/listener for privacy information.

Jan 14, 2022
Paying Off Debt & Mental Health w/ Melanie Lockert
3700

Money and mental health are certainly in the top tier category of 'what not to talk about at a party', however we believe debt payoff and our mental wellbeing go hand in hand and we need to find places of safety to talk about these topics! Melanie joins us to share her own journey with mental health during her debt payoff and how this has looked for her even beyond debt freedom.

Get full show notes here!

See omnystudio.com/listener for privacy information.

Jan 07, 2022
The Importance of Accountability & Finding Your People
3400

We talk about goal setting, resolutions, strategizing, and more; but none of that will get us too far without a supportive community! We're looking at a finance adjacent topic regarding accountability and how these intentional relationships can help us stick to and achieve our goals!

Get full show notes here!

See omnystudio.com/listener for privacy information.

Dec 31, 2021
Goal Setting & Strategizing For The New Year
2706

It's that time again when we start thinking about what we want from this fresh new year. Of course it takes thought, preparation, and a bit of strategy to ensure we actually reach the goals we've set and see the progress we desire! Join us as we look at tips for setting attainable goals and experiencing personal growth in the new year.

Get full show notes here!

See omnystudio.com/listener for privacy information.

Dec 24, 2021
Uber Frugal in 1 Month | Frugality Challenge w/ Mrs. Frugalwoods
3850

Are you already thinking about ways to reign in your spending in the new year? Have you wondered what it would mean to go 'all-in' on frugality (even if just for a short time)? Mrs. Frugalwoods is here to share with us her top tips for engaging in a super frugal month challenge; perfect for January...or any time of year!

Get full show notes here!

See omnystudio.com/listener for privacy information.

Dec 17, 2021
How To Prepare For A No-Spend Challenge (The Secret To Sticking To It!)
2917

Does your savings need a jump start? Does your spending need a time out? A no spend challenge can be the perfect way to gamify our finances and see some big headway in reaching financial goals. BUT before we dive into a no-spend week or month we need to prepare! In this episode we're talking about the how-to's of preparing for your no-spend challenge and the why this is so crucial to it's success.

Get full show notes here!

See omnystudio.com/listener for privacy information.

Dec 10, 2021
How to Save Money on Coffee or End Your Takeout Coffee Addiction
2556
Do you love coffee? Do you find yourself purchasing coffee out more often than you'd like to admit? While we know ending our latte purchases will not make us millionaires, it is still useful to consider where our money goes and how to save even in the small things. And so we're looking at ways to decrease spending on caffeine, and even sharing some ways to get the occasional FREE coffee!

See omnystudio.com/listener for privacy information.

Dec 03, 2021
3 Listener Debt Payoff Stories
3420

We love a good debt payoff story, and what could be better than hearing the real-life experiences of frugal friends listeners?! Listen in as 3 brave souls share their journey to debt freedom.

Get full show notes here!

See omnystudio.com/listener for privacy information.

Nov 26, 2021
Our Favorite Personal Finance Apps
2778

Looking for resources to help you on your financial journey? Are you in need of streamlining your budgeting or banking process? We're exploring a run-down of some of the top personal finance apps; from banking apps to budgeting apps to investing apps and saving apps, there's some cool digital tools out there and we're highlight the best of the best!

Get full show notes here!

See omnystudio.com/listener for privacy information.

Nov 19, 2021
How to Budget without Deprivation
3345

Does the word 'budget' feel limiting to you? Does it seem like you won't have any fun with your friends if you have a budget? It doesn't have to be this way! We believe it's possible to create a budget that makes room for spending on the things we value and afford the things we need. We're here to flip the script and chat about ways to budget without feeling deprived.
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Nov 12, 2021
From Over-spender to Millionaire w/ Walli Miller
3799

Overspending, spending mindlessly, buying stuff we don't need; it all limits our finances! Whether in the debt pay-off journey OR debt-free we could all use some reminders on how to spend (and save) more intentionally. Listen in and hear some tips as Walli shares her journey of overspending, breaking the cycle, and becoming a m

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Thanks for listening! See you next week!

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Nov 05, 2021
Tips to Prepare for Holiday Sales Early
3280

It's coming! The holidays are just around the corner *again* and this year we're gonna make a plan AND stick to that plan! There are plenty of ways to be prepared for the holiday season, ways to not overspend on gift giving and food, and tips for taking advantage of money saving strategies this time of year. Let's talk about how to get through the end of the year within budget, listen in!

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Thanks for listening - see you next week!

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Oct 29, 2021
Side Hustles to Make A Quick $300
2661

Cutting expenses is great, but eventually our ability to decrease spending reaches its limits. When we can no longer slash the budget any further we need to look at ways to increase our earning. Of course a big barrier to side hustles and earning money above and beyond our normal employment is TIME! For this reason we're looking at ways we can earn a bit more money especially when we're short on time.

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Thanks for listening! See you next week!

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Oct 22, 2021
Eat Healthier, More Affordably & Easier w/ Cassy Joy Garcia
3712

Meal planning, grocery shopping, meal prepping, cooking, cleaning OH MY! Just feeding ourselves and our families can feel like a daunting task, and when we add affordability and the goal of healthy eating to that list it can be quite a challenge for many of us! SO we brought in an expert, Cassy Joy Garcia to talk about some hacks she has found to eat well on a budget.

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Oct 15, 2021
How to Identify & Improve Spending Habits
3339

Everything we do, our actions and behaviors (including the way we spend) begins in our mind. Our minds are responsible for so much, including our habits! These subconscious decisions can be the very thing that keeps us from reaching our financial goals; habits aren't inherently bad, but let's talk about how we can make our habits work for us instead of against us!

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Thanks for listening! See you next week!

See omnystudio.com/listener for privacy information.

Oct 08, 2021
Minimalist Investing
3416

We believe investing is important, but it doesn't have to be complicated. There is an approach for stock market involvement and saving for retirement or other large expenses that is simple and minimalist. Join us as we aim to remove some of those investment 'barriers to entry'.

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Oct 01, 2021
Paying Off $33K of Debt While Living on Half of Your Income w/ Elle Martinez
3317

We all love a good debt payoff story and this one combines debt pay-down with some tangible tips that dual income (and some single income!) households can implement. Listen in as Elle shares with us some strategies for debt freedom and even increased savings!

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Sep 24, 2021
Simple Living, But Make It Frugal!
3394

What exactly is simple living, and how might it benefit our lives? When it comes to frugality, saving money and cutting expenses; simplicity has a lot to teach us! Let's talk about what it looks like to live simply and some tangible steps to get us there!

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Sep 17, 2021
What Is Values Based Budgeting & How Do You Practice It?
3802

We talk a lot about the difference between being frugal and being cheap and one essential defining factor is that frugality makes room for spending on the things we value. Of course, this does require some thoughtful and intentional budgeting around these values. While there are many ways to approach budgeting, we feel a values-based budget has the highest likelihood of actually sticking. Listen in on HOW to budget around your values!

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Sep 10, 2021
Zero-Waste(ish) Cooking w/ Debt Kickin Mom
3618

Food waste is one of the biggest contributors to busting our grocery budget every month. Not to mention reducing waste (of any kind) both helps our finances and the environment! It's one of our favorite kinds of episodes since we get to interview Debt Kickin Mom about some tips and tricks to limit the amount of food we waste in the kitchen so we can actually eat what we buy and keep saving money on food!

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Sep 03, 2021
Psychological Tricks for Sticking to Your Budget
3463

Ever wonder if you're missing some secret tip about how to actually curb spending and make your budget work for you? Well, there is no magic wand to help, BUT there is one area of ourselves we often undermine in this whole process; our mind. All of our behaviors, including our spending habits begins in our brain so let's start there! Join us as we take a look at the ways we can interrupt our patterns and behaviors before they turn into purchases we don't need and financial goals we never achieve!

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Aug 27, 2021
Investing vs Paying Off Your Mortgage Early
3160

Is it better to pay off our mortgage or invest the money? It's a hotly debated topic (well at least in financial circles) with some surprisingly conflicting conclusions. We're exploring how to determine the best approach for each of us individually and the factors we each should consider.

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Aug 20, 2021
The Financial + Environmental Benefit of a Circular Economy w/ Ron Gonen
3585

We've talked about sustainability at the micro level, but what about the macro level? How can we make decisions with both our time and money that creates long-lasting benefits? Ron Gonen is here to share about how we can aim at a circular economy rather than a linear one and the benefits this can bring to our communities both financially and environmentally.

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Aug 13, 2021
Decorating Your Home On A Budget
2506

Do you find you are constantly buying new decor items for your home? Is it costing far more than you want to spend to make your home pleasing to the eye? On this episode we're exploring how to identify your personal design aesthetic so you can decorate in a way that is authentic to your style and stop buying more stuff! Decorating to the point of contentment is the aim. Listen in!

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Aug 06, 2021
Should You Focus On Paying Down Debt Right Now?
2769

Is hyper-focusing on debt pay-off the right financial move for you right now? While it's no secret that we frugal friends love debt freedom, there are some considerations to make before jumping head first into debt pay down. Listen in as we discuss some additional pieces to think about on this financial journey!

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Jul 30, 2021
Your Guide to Simple Solopreneurship w/ Laura Adams
3361

Thinking about starting your own side business, or even full-time business? Feeling overwhelmed by all that's involved with owning a business? You're not alone! And Laura Adams is here to talk about the most important things to consider when being a solopreneur, and how to take small, manageable steps towards being your own boss!

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Jul 23, 2021
Frugal Self-Care
3236

Taking care of ourselves is about far more than massages and bubble baths and thankfully it is also not about spending loads of money. We're taking a deeper look at what it means to be kind to ourselves in a holistic way and the various ways we can care for our whole person well!

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Jul 16, 2021
What is Frugality Really? And Is It Right For You?
3455

It's frugality 102 - we're taking this think to the next level and exploring the differences between being 'frugal' and being 'cheap' while also talking about the foundational tenets of frugality. It's a good one. The kind that gets Jen all amped up.

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Jul 09, 2021
The Future of Frugal
3459

Too often frugality is confused with being cheap or cutting corners just to save a penny. We want to interrupt those ideas. We believe the future of frugality is values based spending, intentionality with finances, and stewarding all resources well. On this episode we invite Christine Platt, Leslie Oldanie, and Chris Browning to help us cast vision for the future and find the freedom to create a lifestyle that works for us!

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Jul 02, 2021
How to Add Luxury to a Frugal Lifestyle
3114

Frugal doesn't have to mean luxury free! We can enjoy some simple pleasures while still saving cash. Listen in for some ideas!

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Jun 25, 2021
Where to Save Your Money
2811

Stashing money under the mattress may work for some, but for us frugal folks, we want to make sure our hard earned cash is being stored in the right place! Here we're talking about what to consider when it comes to savings and the best types of accounts for various goals. Listen in!

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Jun 18, 2021
Money Motivation For Moms w/ Cat Alford
3288

Cat shares about her own journey with working, raising twins, and managing finances. Listen in as she encourages other moms towards financial and personal goals!

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Jun 11, 2021
Tips For Cash-Strapped New Grads
3413

Are a recent college grad? Do you know a college grad? This episode is for you! The time of life just following college graduation can represent lots of daunting decisions, financial debt, and low cash flow. We're covering some basic financial and frugal tips for this exact life season!

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Jun 04, 2021
Creating a Minimalist Schedule
2598

Minimalism isn't just for our wardrobes and living rooms! When we are able to intentionally approach our schedules we find that the tenants of minimalism in this domain can bring so much freedom, and even money savings when we are spending time doing things that actually matter.

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May 26, 2021
Tips For First-Time Home Buyers w/ Scott Trench + Mindy Jensen
3989

Thinking about buying your first home? Already in the process? Home buying is a big decision and a massive expense, but there are ways we can enter this process equipped with knowledge to get the best possible deal and make the most of our money. Listen in as Scott and Mindy share from their own research and experience the things we should know as first time home buyers!

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See omnystudio.com/listener for privacy information.

May 21, 2021
Demystifying the Credit Score
2714

Lions and tigers and credit scores; oh my! With so many components and antiquated information it's no wonder there is so much mystery surrounding the credit score! While there are a handful of factors that go into a credit score, it's not as unattainable to understand as one may think. Join us as we take a look at this important financial reality and become equipped to take ownership of our own credit scores!

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May 14, 2021
Home Renovations on a Budget
3108

Home renovations have a reputation for being very expensive and feeling unattainable at times! While it is true that skilled labor costs decent money - we want to talk about the upgrades and updates we can make that bring beauty and value to our homes without costing a fortune!

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See omnystudio.com/listener for privacy information.

May 07, 2021
Roth IRA's Explained with Barbara Ginty
3476

Understanding investing terms and options is not for the faint of heart, but we don't have to be experts in order to make wise, frugal financial decisions for our future. On this episode Barbara Ginty shares in some very understandable and approachable ways some of the basics of investing and how to take advantage of Roth IRA's.

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Apr 30, 2021
Eco Friendly Frugality | Frugal Environmentalism
3084

Frugality plays nicely with many other valuable tenets and environmentalism is no exception! Engaging with eco-friendly products and living a sustainable lifestyle matches well with frugality and does not need to be considered a luxury!

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Apr 23, 2021
How To Avoid Impulse Spending
2510

We're celebrating 3 years of the frugal friends podcast by taking a look at the factors that contribute to impulse buys and ways to avoid it!

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Apr 16, 2021
How Budget Girl Sarah Wilson Paid Off $38K On A Low Income
2438

Paying down debt when living on a low income IS possible! We are thrilled to have Sarah Wilson on the podcast to share her story and inspire us towards debt freedom at any level of income.

Check out the full show notes here!

See omnystudio.com/listener for privacy information.

Apr 09, 2021
Recognizing & Reversing Lifestyle Creep
3178

Have you ever received a raise only to find yourself purchasing more 'non-essential' items? Or earned a bonus only to blow it on a vacation? Yep, that's lifestyle creep. We're talking all about the sneaky ways our choices can shift as our earning increase and how this can derail all our frugal hard work! Listen in to learn how to prevent and respond to this happening in our own lives!

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Apr 02, 2021
How to Get Back on Track With Your Budget Quickly
2586

Many things can derail our budgets and best intentions, but it's not about falling off the horse, it's about getting back on! Let's talk about how we can get back on track quickly with our finances.

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Mar 26, 2021
Financial Independence 101 w/ Jamila Souffrant
2656

For many, financial independence is the 'why' behind a frugal lifestyle. How to achieve freedom within our finances is no easy task, which is why we're thrilled to have Jamila's insight into this topic as she shares some of the steps we can take to make wise decisions with our finances.

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See omnystudio.com/listener for privacy information.

Mar 19, 2021
How to Reduce Moving Costs
2634

Moving can be amazingly expensive, not to mention overwhelmingly stressful! If you are planning a move, know someone moving, or think you will move at some point in your life; listen in for helpful tips on reducing moving costs and making the transition as smooth as possible!

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Mar 12, 2021
Travel Hacking for Beginners
2810

Do you enjoy traveling AND cutting expenses? Then travel hacking is for you! In this episode we take a beginners look at how we can utilize loyalties and credit cards to score free hotels, flights, and more. 

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Mar 05, 2021
Frugal Meal Planning w/ Ashtin Cope
2442

Food is often our biggest area of budget busts! The solution begins with our meal planning and how we go about grocery shopping. On this episode Ashtin gives us some simple and attainable tips for how we can meal plan effectively and save money on our groceries each week.

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Feb 26, 2021
Why We Still Love The KonMari Method + You Should Too!
3084

Simplifying and minimizing never go out of style! Listen in as we chat about the KonMari method, what we like, and the freedom we can find in identifying our own version of frugality and minimalism.

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Feb 19, 2021
How to Eat Healthy on a Budget
2664

Eating healthy and saving money don't have to be competing goals! We're talking about how we can get the nutrition we need without overspending at the grocery store.

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Feb 12, 2021
Understand The Stock Market + Investing w/ Bola Sokunbi
3923

It's another great interview! Listen in as Bola Sokunbi from Clever Girl Finance makes the daunting topic of investing approachable! For anyone who has been intimated by conversations about the stock market, this episode is for you!

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Feb 05, 2021
Tips For Living on an Extremely Low Income
3542

There is a lot of information out there for middle-income earners regarding how to be wise with money, but what about for those of us who are living on a very low income? While there is ultimately no magic wand to make the pressures of financial difficulties disappear, we want to explore how those earning less might also achieve financial goals through frugality.

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Jan 29, 2021
Creative Ways to Declutter
2388

Do you like the idea of decluttering but find it difficult to get started? Sometimes we need to weave a little fun and creativity into this process to help us find motivation. On this episode we're exploring some unique ways to tidy up our living spaces.

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Jan 22, 2021
How Lydia Senn Paid Off $36K of Debt On One Income
3116

We have lots of debt payoff stories highlighted on this podcast, and are particularly looking forward to sharing Lydia's story with you all! For those working off of low incomes, or single incomes we hope this interview is particularly inspiring and helps to break down barriers to achieving debt freedom!

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Jan 15, 2021
How to Pay Off Debt Faster in 2021
2777

We know becoming debt free is a worthwhile goal, and once we've bought in to the idea it's a quick jump to the question: 'how do I pay off this debt as quickly as possible?!' On this episode we're talking about some strategies and approaches that can help make big dents in our payoff journey.

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Jan 08, 2021
Minimalist Budgeting
3306

There's many ways to approach budgeting, and finding a way that works for us that is also simple is our aim! We're revisiting a previous favorite episode to explore some minimal budgeting approaches - listen in!

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Jan 01, 2021
Christmas Listener Special: Frugal Friends Share Secret Frugal Tips
2527

It's the Frugal Friends Holiday Special! We are thrilled to release this episode Christmas day 2020 and there's no better way to celebrate than by sharing YOUR best frugal tips. Listen in as callers share their favorite ways to practice frugality.

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Dec 25, 2020
Money Mindset Shifts We All Need to Work on
3047

Perspective and our own internal narrative represents one of our biggest barriers to achieving financial goals. On this episode we are exploring some of the most common limiting beliefs and how to shift our mindset and thought patterns to see real progress along our frugal journey.

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Dec 18, 2020
Why Paying off Debt is Important & Attainable
3629

In case we all need a bit more motivation and encouragement to keep working towards our debt-free goals we're reminding ourselves of the top reasons to get out of debt and looking at some compelling statistics to help us realize this is possible!

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Dec 11, 2020
Myths + Truths of Everyday Millionaires w/Chris Hogan
2486

We imagine right now more than ever people are discouraged about their finances and trying to just get stable; not even thinking about becoming a millionaire! BUT we believe that when we shift our mindset to believe our financial situation can improve, things change! For this reason, we've invited Chris Hogan from Ramsey Solutions on the show to help us shift our mindset by debunking some common myths that may be holding you back from believing wealth is possible for you.

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Dec 04, 2020
Intentional Giving
2551

We believe frugality is a means to an end, not the end itself. We all have our 'whys' for being frugal and for us a big reason is the room it provides for generosity. Join us as we explore ways to maximize our financial giving.

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Nov 27, 2020
Frugal Tech | What to Buy, When to Buy New & Tips for Saving on Electronics
2715

Tis the season for purchasing new TV's, phones, tablets, and more but buying new and impulsively can cost a lot of money! On this episode we're talking about what to buy, when to buy new, and tips for saving on electronics.

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Nov 20, 2020
Creating a Minimalist Kitchen w/ Kristin Marr of Live Simply Mom
3232

We've got one of our archived favs making another appearance! This conversation with Kristin about pairing down in our kitchens not only helps to free up brain space and reduce stress, but, you guessed it...it's frugal! Listen in for tips on how you can make your kitchen functional AND minimal!

Sponsors: 

  • Every year you have the best intentions about controlling your holiday spending and every year you forget something. That’s why Jen made this FREE Christmas planner to help you  record every cost and stay on budget this holiday season. This planner will help you keep track of your spending on family traditions, recipes, dinners and parties, gifts and more to make sure you don’t miss anything. Then use the 2021 planning chart to make sure you’re on track to saving the right amount next year! If this sounds like something you need head to frugalfriendspodcast.com/holiday to get your free planner.Debt Free Christmas Planner-
  • all the essential people and things have gathered together to sponsor this show; the nurses, the grocery store clerks, the toilet paper, the bottled waters and so many more have united to say; ’you’re welcome, AND we’re tired’. The essentials: let’s keep valuing and being grateful for them!The essentials -

Also check out these episodes related to kitchens and groceries!

EP 70 - Grocery Store Sales Cycles

EP 92 - Reducing Food Waste w/ Debt Kickin Mom

This episode was also sponsored by Namecheap; the world’s 2nd largest domain registrar. Namecheap offers hundreds of domain extensions, from the traditional .com to country-specific, like .us, or profession-specific, like .design. We think it’s super important to own the domain name of your side business so Namecheap is offering Frugal Friends listeners 30% off any non-premium domain name for its first year of registration. Use code FRUGAL at checkout

Wrap-up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a copy of the Frugal Friends Workbook!

Thanks for listening! See you next week!

See omnystudio.com/listener for privacy information.

Nov 13, 2020
Tips For Avoiding Holiday Impulse Buying
3006

The holiday season is upon us and one of the biggest pitfalls to blowing our budgets is impulse spending! On this episode we explore how stores, whether in person or online, prey upon our tendency make impulsive purchases and what we can do avoid these traps and not overspend! 

Sponsors: 

  • Every year you have the best intentions about controlling your holiday spending and every year you forget something. That’s why Jen made this FREE Christmas planner to help you  record every cost and stay on budget this holiday season. This planner will help you keep track of your spending on family traditions, recipes, dinners and parties, gifts and more to make sure you don’t miss anything. Then use the 2021 planning chart to make sure you’re on track to saving the right amount next year! If this sounds like something you need head to frugalfriendspodcast.com/holiday to get your free planner.Debt Free Christmas Planner-
  • - Looking for a year that won’t that won’t bring you widespread panic and global chaos? Try 2021. The holidays signal the end of the year. They actually feel like a year unto themselves so that means 2021 is just around the corner. We hope that brings you joy. 2021, We can’t make any promises but it’s probably going to be better than 2020. Maybe.2021

Notable Notes:

What the Internet has to say:

This article from Square Up gives us a behind the scenes look at how companies capitalize on impulse shoppers.

What Jen + Jill have to say:

  • “impulse buying - not a pre-meditated purchase” 
    • Gamify shopping- don’t play the game, eliminate the temptation
  • Give them a deal- stop buying things because they’re on sale!
  • Emphasize self-care- find free ways to care for yourself
  • Go beyond seasons greeting- businesses want to get more money out of you because it’s cheaper than finding a new customer.

More from the Internet:

This article from Moneyning provides us with 10 tips to avoid impulse spending over the holidays.

Thank you Becky for sharing your bill about Bill Shakespeare!! Your local library program sounds amazing! Also we love libraries too :)BILL OF THE WEEK -

frugalfriendspodcast.com/bill If you want to submit your bill of the week visit to leave us a bill

This bill was sponsored by : Shopping for insurance can seem like a daunting task, but Policygenius makes it easy and saves their home & auto customers an average of $1,127 a year. They do the hard work for you by finding the lowest quotes from over 30 top insurers. Head to Policygenius.com right now to get started and make sure you’re getting the best rates on your home and auto insurance.PolicyGenius

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Nov 06, 2020
The Pink Tax: What it is & How to Avoid it
2545

Whether or not you have heard of the pink tax, we can nearly guarantee you've encountered it in some way! On this episode we take a broad look at what the pink tax is, the various products and services most susceptible, and how to avoid paying extra unnecessarily.

Sponsors: 

  • Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money conversations, and more. It’s over 60 pages and can be completed on your own but it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads so you can share or split the cost. Head to Frugalfriendspodcast.com/workbook to learn more and use the code TACOBELL all one word to get $10 off the regular price.Frugal Friends Workbook.

Notable Notes:

What the Internet has to say:

This article from Bankrate explains the pink tax and some common products and services that cost more for women

What Jen + Jill have to say:

  • The pink tax is "a system of discriminatory pricing on products and services that is based on gender" and costs the average woman $1,300 a year while impacting all aspects of daily life from shopping to dry cleaning
  • What can be done?

:More from the Internet

This article from The Simple Dollar gives us a few key ways to avoid the pink tax.

More from Jen + Jill:

  • 1. Research the brands you purchase
  • 2. Consider unisex products
  • 3. Support companies ‘taking a stand’
  • 4. Be a part of eliminating the pink tax
  • 5. Support legislation to stop the pink tax
  • 6. Take advantage of credit card rewards - find ones that reward you for the things you purchase often

Thank you Rachel from Kansas for sharing your hospital bill from your birth and how you called to correct an error and saved $2000!!BILL OF THE WEEK -

frugalfriendspodcast.com/billIf you want to submit your bill of the week visit to leave us a bill

: An investing platform that makes investing in high-quality, high-potential real estate as easy as investing in mutual funds. Their team of real estate professionals carefully vets and actively manages all of their real estate projects. And makes it easy to track your portfolio’s performance and watch as properties across the country are acquired, improved, and operated via asset updates. So if you want to add real estate to your portfolio visit fundrise.com/frugal to get your first NINETY days of advisory fees waived and start building your better portfolio with Fundrise today!FundRise

Lightning Round

Personal Pink Tax Experiences

  • - I certainly see how I save more money having a son - so many additional products are geared towards little girlsJen
  • When working at a group home I was unable to take a teenage girl to the barber for a $10 haircut and instead had to take her to the salon for a $45 hair cutJill-

Wrap-up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a copy of the Frugal Friends Workbook!

Thanks for listening! See you next week!



See omnystudio.com/listener for privacy information.

Oct 30, 2020
Why You Need A Budget w/ Jesse Mecham of YNAB
4064

Budgeting. We're never gonna stop talking about it. AND on this episode we have THE Jesse Mecham, creator and founder of the famous budgeting app 'You Need a Budget'. For those still wondering whether or not they actually need a budget, and for all the rest who benefit from more reminders and tips; listen in!

Sponsors: 

  • Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money conversations, and more. It’s over 60 pages and can be completed on your own but it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads so you can share or split the cost. Head to Frugalfriendspodcast.com/workbook to learn more and use the code TACOBELL all one word to get $10 off the regular price.Frugal Friends Workbook.
  • Trying to calculate stuff but don’t have a calculator or app? Spreadsheets are here for you. Record all the stuff, have multiple sheets in one doc, and go crazy with those sums! be a lady in the streets but a freak in the spreadsheets.Budgeting with Spreadsheets:

Notable Notes:

We asked Jesse all about the 4 rules for successful budgeting:

  • Give every dollar a job
    • Consider the idea of trade offs (i.e. If i do this - I can’t do that)
    • Recognize finite nature of your money and prioritize
    • Budget based on your current money on hand
  • Embrace your true expenses
    • Look ahead to less frequent expenses
    • Create sinking funds
  • Roll with the punches
    • Recognize that the future is not static
    • Don’t anticipate perfection
    • Change the plan as needed
    • Recognize its a process
    • Engage in high frequency of interaction with your budget
  • Age your money 
    • Budget the money you already have
    • Let your money ‘hang out a little’
    • Live ahead instead of behind

BILL OF THE WEEK - Thank you Jesse for sharing your bill about your electricity bill of $16!!

frugalfriendspodcast.com/billIf you want to submit your bill of the week visit to leave us a bill

: This Bill of the Week is brought to you by BetterHelp. BetterHelp offers online counseling and therapy services for individuals, couples, and teens. Just answer a few questions and they’ll  assess your needs to match you with a licensed professional therapist that fits your needs and preferences. AND as a Frugal Friends listener you get 10% off your first month when you sign up at betterhelp.com/Frugal.BetterHelp

Lightning Round

Our latest budgeting flub and how we recovered

  • took over costco run and didn't even know how much the total bill was!Jesse-
  • not accurately estimating reno costs and timeline for fixing up the new houseJill-
  • - forgot to adjust budget to reflect ebbs and flows of workJen

Get more from Jesse and YNAB at:

YouNeedabudget.com

BONUS:

  1. Jesse's Book Recommendations:

-The Wealthy Barber

-Your Money or Your Life - Vicki Robin

-

See omnystudio.com/listener for privacy information.

Oct 23, 2020
How to Live in an RV or Motorhome
3429

If you've ever thought about living in an RV or trying the tiny house lifestyle, or even considered it short-term; this episode is for you! We're covering a lot of the basics regarding what should be considered before full-time RV-ing, where to park, and what to look for when purchasing an RV!

Sponsors: 

  • Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money conversations, and more. It’s over 60 pages and can be completed on your own but it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads so you can share or split the cost. Head to Frugalfriendspodcast.com/workbook to learn more and use the code TACOBELL all one word to get $10 off the regular price.Frugal Friends Workbook.
  • finding the lesser known, but far better solution. Like when the line for the restroom goes out the door and down the hall, but YOU remember that there was another bathroom on the 2nd floor. Or when your birthday falls on leap year so you’re a good 8 years younger than the rest of your friends. Loopholes; just makes sure they’re not illegal...Loopholes:

Notable Notes

What the Internet has to say:

This article from Insider gives us a list of important things to consider about full-time RV-ing

What Jen + Jill have to say:

  • The bathrooms are tiny, it's true...but the water doesn't have to get cold 5-minutes into your shower! You can upgrade your water heater system!
  • The cooktops and stoves are often tiny, but this is another thing you can upgrade if living in the RV full-time
  • There is no privacy! You do hear everything inside, and depending on where you're parked, there may not be privacy once you walk out of your 'home'!

More from the Internet:

This article from A Small Life talks about the number one question that needs to be answered when living on wheels: where to park the RV?!

More from Jen + Jill:

  • If you have your own land with appropriate hook-ups or you plan to boon-dock; parking on your own property could be an option 
  • RV parks + mobile home communities (sometimes only seasonal)
  • Tiny house community online has some great tips (see link in article)
  • Jill's favorite option: backyard living (+traveling)

Thank you Jacqueline from St. Louis for sharing your bill about both hitting your sisters car AND setting up recurring payments by check through paypal rather than paying feeBILL OF THE WEEK -

frugalfriendspodcast.com/bill If you want to submit your bill of the week visit to leave us a bill

PolicyGenius

  • Jen- Shopping for insurance can seem like a daunting task, but Policygenius makes it easy and saves their home & auto customers an average of $1,127 a year. They find the lowest quotes from over 30 top insurers. So if you’re a homeowner, head to Policygenius.com right now to get started and make sure you’re getting the best rates on your home and auto insuranc

See omnystudio.com/listener for privacy information.

Oct 16, 2020
How to Make More Money With A Side Business
3069

We've talked about side hustles and selling our gently used items to bring in more cash and now we're introducing the idea of a side business! If this feels next level, it is. BUT we hope this episode helps give some sunlight and water to those seedling ideas that may be sprouting in your mind about putting your skills and talents to work in a way that benefits your budget big time!

Sponsors: 

  • Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money conversations, and more. It’s over 60 pages and can be completed on your own but it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads so you can share or split the cost. Head to Frugalfriendspodcast.com/workbook to learn more and use the code TACOBELL all one word to get $10 off the regular price.Frugal Friends Workbook.
  • Or SAPTOS for short. Searching for a way to make money on the internet? Every article you read will without a doubt recommend online surveys! You’ll spend hours trying to take surveys you won’t qualify for and more hours taking surveys you’ll get paid pennies for. And you’ll learn nothing about yourself. At SAPTOS we urge you, If you see online surveys as a suggestion for how to make more money, close the tab immediately.Society Against People Taking Online Surveys.

A future episode will be about negotiating raises, job hopping, and making more in the workplace.

Today is about what mindset shifts do we need to make and what strategies can we use to make more money.

Notable Notes:

What the Internet has to say:

This article from Hack The Entrepreneur gives us the top tips for shifting our mindset to think like an entrepreneur

What Jen + Jill have to say:

  • Decisiveness 
  • Accountability 
  • Humility
  • Confidence
  • Resilience 

:More from the Internet

This article from Entrepreneur provides some unique ideas of ways to make the most of $100 from some of the top business leaders

More from Jen + Jill:

  • Buy or flip - find out what it’s worth and best place to sell
  • Test before you invest - test out your idea (ex of spending $100 on FB adds to see what the interest is)
  • Don’t forget service
    • “The best way to drum up business with a zero marketing budget is to service the crap out of existing clients.”
  • Sell or service
  • Utilize your expertise
  • It’s never about the money

Thank you Emily for sharing your bill with us about $6 packs of light bulbs that will also save you money on your electric bill!BILL OF THE WEEK -

frugalfriendspodcast.com/billIf you want to submit your bill of the week visit to leave us a bill

This Bill of the Week is brought to you by BetterHelp. BetterHelp offers online counseling and therapy services for individuals, couples, and teens. Just answer a few questions and they’ll  assess your needs to match you with a licensed professional therapist that fits your needs and preferences. AND as a Frugal Friends listener you get 10% off your first month when you sign up at betterhelp.com/Frugal.

Lightning Round

How we started our side business ventures

  • selling road side plants!Jill-
  • - t-shirt businessJen
  • - this podcasJill

See omnystudio.com/listener for privacy information.

Oct 09, 2020
How To Cut Back On Emotional Spending w/ Leslie Tayne
3514

Have you ever bought something to make yourself feel better? Or splurged on something only to feel instant guilt afterward? We may not always realize it, but our spending habits are incredibly connected to our emotions; recognizing this can unlock some strategies for seeing the financial progress we desire! We're thrilled to share our conversation with Leslie about identifying our own emotional spending habits, how to curb them, and ways to engage in healthy spending patterns.

Sponsors: 

  • B3 is Jen’s new course designed to help you stick to a budget in just one week. If you find yourself busting your budget every month then you’re definitely going to want to check it out. There are no money saving tips in here, just 5 strategies to think differently about budgeting so you can finally stick to it and do it long term. If you’ve tried budgeting and it just hasn’t worked for you then check out budgetbusterbootcamp.com to learn more and use the code FRIENDS to get 10% off!Budget Buster Bootcamp!
  • whether you’re spending has gotten a little out of control OR maybe you’re being too loud at the store about how outrageous the prices are and your friend keeps shushing you - you gotta ‘reign it in’. Grab that situation by the reigns, and just pull it back a little.Reigning it in:

Notable Notes:

Leslie H. Tayne, Esq. is a New York debt settlement attorney with nearly 20 years’ experience in the practice area of consumer and business financial debt-related services. She is highly accomplished in negotiation and settlements, and has gone up against large national banks, credit unions, collection agencies and multiple creditor legal representatives. We're excited to share some of our top questions and learnings from our time with Leslie!

  • What is emotional spending?
    • Spending on items for emotionally charged reasons rather than out of necessity or intentionality
  • How do you identify emotions that trigger spending?
    • Track your spending! Pay attention to what is prompting spending and how you feel before, during, and after
  • What are some alternatives to emotional spending?
    • Identify healthy coping strategies for some of the common emotions that could lead to unnecessary spending
  • How can you recover if you have made an emotional purchase?
    • Being kind to self
    • Write down what happened
    • Decide how you want to move forward - perspective of learning from this experience

Thank you Leslie for sharing your bill about your recurring purchases and how you negotiated EVERY.SINGLE.ONE.BILL OF THE WEEK -

  • If you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a bill
  • We also want to thank Philo for sponsoring our Bill of the Week! Philo is live and on-demand TV for just $20 a month. It’s a great way to get 60+ popular channels and can save you hundreds a month on TV—it’s the most affordable way to watch at a time when everyone could use  some entertainment in their life! Watch from your phone, laptop, tablet, or TV with Roku, Fire TV, Apple TV, or Android TV; Philo is TV for everyone! Sign up today at philo.tv/frugal and you’ll get 25% off your first two months.

Lightning Round:

Find out the different types of emotional spending from this Bustle article.What type of emotional spender are you!?

  1. The Instant gratification spender
  2. (This is Jen and Leslie! target, aldi, etc.)Shop to escape
  3. Competitive spender
  4. Trying to create a “new” you
  5. Buy & Return

See omnystudio.com/listener for privacy information.

Oct 02, 2020
How a No-Spend Month Can Help Your Finances
3316

We can often struggle to make big dents in our savings or debt payoff journey which leads to feelings of frustration and defeat. When the small spending changes aren't cutting it anymore, we might consider a no-spend challenge! We've explored doing this for a day, or a week, but on this episode we talk about challenging ourselves to not spend for an entire month! Join us as we explore how 'gamifying' finances can help us achieve the progress in our budgets we so desire! 

Sponsors: 

  • B3 is Jen’s new course designed to help you stick to a budget in just one week. If you find yourself busting your budget every month then you’re definitely going to want to check it out. There are no money saving tips in here, just 5 strategies to think differently about budgeting so you can finally stick to it and do it long term. If you’ve tried budgeting and it just hasn’t worked for you then check out budgetbusterbootcamp.com to learn more and use the code FRIENDS to get 10% off!Budget Buster Bootcamp!
  • Sinking funds are essential to afford big purchases like a home, a vacation, or new windows like we’re getting right now after months and months of putting it off because seeing all that money leave your bank account is really sad. But the energy you waste with paper thin windows from the 50’s is also sad so like there’s no joy here. Spending all the money you saved. I hate to see you leave but I love to watch you lower my energy bill.Spending all the money you saved.
  • We also want to thank Philo for sponsoring our Bill of the Week! Philo is live and on-demand TV for just $20 a month. It’s a great way to get 60+ popular channels and can save you hundreds a month on TV—it’s the most affordable way to watch at a time when everyone could use  some entertainment in their life! Watch from your phone, laptop, tablet, or TV with Roku, Fire TV, Apple TV, or Android TV; Philo is TV for everyone! Sign up today at philo.tv/frugal and you’ll get 25% off your first two months. 

Notable Notes:

We're excited to share this episode from our archives. It was a much loved episode at the time, and we think it has some great reminders that are worth revisiting about how to do a no-spend month!

Wrap-up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a copy of the Frugal Friends Workbook!

Thanks for listening! See you next week!

See omnystudio.com/listener for privacy information.

Sep 25, 2020
Healthy Financial Boundaries With Family And Friends
3271

We've all been there; lending to friends and never seeing that money again, 'splitting the bill' when you only got a salad and a water, standing up in a wedding without realizing all the hidden costs. Whatever the situation, setting financial boundaries with friends and loved ones can be tough, but necessary! Today we talk identifying our financial boundary lines and how to draw them.

Sponsors: 

  • B3 is my new mini course designed to help you stick to a budget in just one week. If you find yourself busting your budget every month then I made this course for you. There are no money saving tips in here, just 5 strategies to think differently about budgeting so you can finally stick to it and do it long term. If you’ve tried budgeting and it just hasn’t worked for you then check out budgetbusterbootcamp.com to learn more and use the code FRIENDS to get 10% off!Budget Buster Bootcamp!
  • Yup, you’ve heard this sponsor before, and they’re back to remind us that ‘no’ is an acceptable answer AND a complete sentence.Saying NO:

Notable Notes:

What the Internet has to say:

This artcile from Holly Scherer dives into how to set healthy boundaries with your family 

What Jen + Jill have to say:

  • What’s mine/what’s not mine - look at the situation simplistically
  • How to identify our boundaries: Brene Brown defines it best as she describes boundaries are essentially “what’s okay and what’s not ok”

More from the Internet:

This article from Workable Wealth describes how we can set money boundaries with friends 

More from Jen + Jill:

  • Identify the various types of 'financial frenemies' you're dealing with
  • Have a strategy for supporting friends

BILL OF THE WEEK - Thank you Ally for sharing your bill with us about duck bills!!

This Bill of the Week is brought to you by BetterHelp. BetterHelp offers online counseling and therapy services for individuals, couples, and teens. Just answer a few questions and they’ll  assess your needs to match you with a licensed professional therapist that fits your needs and preferences. AND as a Frugal Friends listener you get 10% off your first month when you sign up at betterhelp.com/Frugal

Lightning Round

Our financial boundary stories 

  • Jen- bridesmaid, bridal shower cost
  • Jill - boating (speaking expectations), helping someone move

Wrap-up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a copy of the Frugal Friends Workbook!

Thanks for listening! See you next week!

See omnystudio.com/listener for privacy information.

Sep 18, 2020
Money Hacks with Lisa Rowan
3284

As frugal folk, we're always interested in finding ways to save money and spend less - which is why we are thrilled to have Lisa Rowan on the show to talk about some lesser known 'hacks' to both save and earn money!

Sponsors: 

  • Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money conversations, and more. It’s over 60 pages and can be completed on your own but it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads so you can share or split the cost. Head to Frugalfriendspodcast.com/workbook to learn more and use the code TACOBELL all one word to get $10 off the regular price.The Frugal Friends Workbook!
  • Yeah they exist. You might’ve forgotten what it’s like to not have just virtual friends but real friends do exist. They’re the ones that help you move, bring you dinner when you have a baby, and go to the beach with you. Real life friends, get em.Real Friends!

Notable Notes:

We were thrilled to ask Lisa all. the. questions. here's our top favorites:

  • You have 47 tips alone for curbing mindless spending, what are some of your favorites?
    • Reconsider whether memberships are worth it
    • Do a no spend challenge
    • Hit the gym - it has so many benefits for your wellbeing AND keeps you from spending that time spending money!
  • You have a chapter in your book called 'Get Debt Free' but there were a lot of great credit building hacks in there. What’s your favorite from this chapter?
    • Consider a goodwill letter to creditors - it can make a serious difference
    • Claim your missing money - go to your states directory and look up your name
  • What are your favorite tips to earn more money
    • Get a mentor! Look within your career to find an advocate to help you advance in your career
    • Side hustles - survive anything for a season
  • How about planning for the future?
    • You can start a 529 plan for yourself! AND it's not restricted by the state you live in

BILL OF THE WEEK - Thanks Lisa for sharing your bill about getting all your money back for a cancelled trip!

frugalfriendspodcast.com/billIf you want to submit your bill of the week visit to leave us a bill

Lightning Round

Areas where we’re currently cutting back on spending and how:

  • Lisa - perishable food waste - finding ways to maximum fresh foods i.e. making one pot meals, salad ingredients I like and know I will eat
  • Jill - cutting back on take out
  • Jen - cutting back on fast food  

Get more from Lisa:

lisarowan.com

AND check our her book Money Hacks 

Wrap-Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!

Thanks for listening! See you next week!

See omnystudio.com/listener for privacy information.

Sep 11, 2020
How to Save Money When Buying a House + Can Refinancing Really Save You Money?
3202

It's no shocker that buying a home is a huge expense - which is why we are interested in ways to cut costs! On this episode we talk both buying and refinancing our homes and ways to save on both.

Sponsors: 

  • Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money conversations, and more. It’s over 60 pages and can be completed on your own but it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads so you can share or split the cost. Head to Frugalfriendspodcast.com/workbook to learn more and use the code TACOBELL all one word to get $10 off the regular price.The Frugal Friends Workbook!
  • Well we have a complicated sponsor today - but it’s quite fitting as we discuss home buying. Take stamps for example - what one would think costs 55cents and be used to mail a letter, when it comes to home buying this is nowhere near what the word ‘stamps’ mean! No no no - ‘stamps’ are hundreds of dollars, you never actually see them, nothing gets mailed anywhere as a result, but they are apparently necessary and there’s no circumventing them. High price tags on what should be low cost items: it’s all part of the home buying magic.Very High Price Tags on Seemingly Insignificant, low cost items:

Notable Notes:

What the Internet has to say:

This article from The Lenders Network lists off 7 ways to cut costs when buying a house

What Jen + Jill have to say:

  • 1. Use an experienced LOCAL real estate agent
  • 2. Get loan quotes from multiple lenders
  • 4. Increase your credit score
  • 5. Find a house that needs some work
  • 6. Get the right type of mortgage loan
  • 7. Purchase a home in the winter

More from the Internet:

This article from Mortgage Loan provides 6 ways to save when refinancing your mortgage

More from Jen + Jill:

  • Pay  closing costs and points up front
  • Don’t take cash out - this type of refinance is more expensive
  • Improve credit score
  • Shop around
  • Have history with your lender - you can stick with them!
  • Prepare for an appraisal (make sure everything is in working order!)

BILL OF THE WEEK - Thank you Louisa for sharing your transportation bill - not buying gas for 44 DAYS!!! Congrats!

Lightning Round

Other ways to save

  • Jen- home insurance: shop around, check for rates reductions that the home qualifies for or on work that needs to be done soon.
  • Jill- calculate if you save more by not putting 20% down. PMI usually costs .5% to 1% of loan. Factor in cost of renting, etc.
  • Jen- Monetize your home - rent out the guest room on Airbnb
  • Jill- consider purchasing in a lower cost of living area

Wrap-Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!

Thanks for listening! See you next week!

See omnystudio.com/listener for privacy information.

Sep 04, 2020
Frugal Dating Tips For Any Relationship Status
3140

Whether you're married, in a serious relationship, or 'surveying the landscape' we could all use some refreshers on ways to enjoy time with our romantic interests in a frugal and affordable way! On this episode we're exploring some of the costs we don't always consider, as well as some fresh ideas for inexpensive dates.

Sponsors: 

  • Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money conversations, and more. It’s over 60 pages and can be completed on your own but it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads so you can share or split the cost. Head to Frugalfriendspodcast.com/workbook to learn more and use the code TACOBELL all one word to get $10 off the regular price.The Frugal Friends Workbook!
  • Wondering what to do for a low key date night at home? Start a TV Series. You’ll avoid the “what are we doing tonight?” question for at least a month! Avoid the cost of restaurants and the uncertainty of events by getting sucked into a TV series with 7+ seasons. You’ll have even more fun by choosing a series that has a spinoff! TV Series, because eventually you’re going to have to stop scrolling the Netflix homepage and just watch something.TV Series:

Notable Notes:

What the Internet has to say:

This article from Chime outlines for us some of the hidden costs of dating we often don't plan for, but should!

What Jen + Jill have to say:

  • Beautifying yourself - link to make-up ep
  • Transportation - link transport ep
  • Time is money - and we give this up as we date our significant other!
  • Intimate wear
  • Dating apps
  • Birth control

:More from the Internet

This article from And Then We Saved gives a comprehensive list of 98 frugal and fun date ideas!

More from Jen + Jill:

  • Ummmm we all know movies at home are an option...so let's get to the good stuff..
  • Build something together
  • Find the best happy hour - make apps your meal
  • Play ping pong (or tennis lol)
  • Teach each other something….but be warned!
  • Book club/read to each other
  • Work out together
  • Outdoor activities- check Groupon
  • Breakfast date
  • Talk about your future- Plan your financial goals
  • Wash your cars

Thank you Sherri from novia scotia for sharing your amazing yatze computerized opponent named ‘Bill’!BILL OF THE WEEK -

frugalfriendspodcast.com/bill If you want to submit your bill of the week visit to leave us a bill

  • ALSO sponsored by Grammerly! A free Chrome extension that helps keep your writing grammatically correct and error free! We love using Grammarly Premium for its plagiarism detector and have found its other features to be very useful! Because Grammarly is a sponsor of the show you can get 20% off Grammarly Premium, which will 100% make you a better writer whether it’s for work or personal. Just go to Grammarly.com/frugal to get 20%.

Lightning Round

Our best and worst dates

  • Jill - BEST = french town, yard sales, wineries
  • Jen- BEST = our first date was the best
  • Jill - WORST = learning to drive manual
  • Jen- WORST = vacation in Bali

Wr

See omnystudio.com/listener for privacy information.

Aug 28, 2020
Raising Babies Frugally, Minimally, & Sustainably w/ Chelsea Brennan of Mamas Talk Money
3745

Having and raising children can be expensive! And with so many different products and precautions vying for our money it can be tough to know where to spend and where to save. We're thrilled to have Chelsea Brennan, founder of Smart Money Mamas and former hedge fund investor to talk about the important pieces to consider when having kids and the items most parents don't think about, but should!

Sponsors: 

  • Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money conversations, and more. It’s over 60 pages and can be completed on your own but it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads so you can share or split the cost. Head to Frugalfriendspodcast.com/workbook to learn more and use the code TACOBELL all one word to get $10 off the regular price.The Frugal Friends Workbook!
  • that feeling you get when you see literally ANYTHING that is tiny and overwhelmingly adorable that you grit your teeth, clench your muscles, and say weird things that you would never ACTUALLY do but somehow feels right to say. Cute aggression: you either understand it completely or you are entirely concerned by it - there is no in-betweenCute Aggression -

Notable Notes:

We asked Chelsea all about her insights and top tips on raising babies frugally! Here's our highlights:

  • What are some costs new mom think they need to spend money on but really aren’t necessary?
    • Basically everything… :)
      • For real though, set up the nursery later - most infants will sleep in your room for the first few months anyhow!
    • Consider if the thing you are about to purchase will actually cause anxiety
    • Beware of educational development marketing - they want your money - not to make your baby smarter
  • What are some costs new parents might not think about but are legitimately important? 
  • For the things we need, what are some ways to save money.
    • Local buy nothing groups
    • Borrow from friends
    • FB marketplace
    • Mom FB groups
    • Thrift stores
    • Consignment events 
  • What should new moms be prepared for as far as medical costs for delivery and baby well checks?
    • ACA often covers baby well checks
    • CALL INSURANCE provider to learn about coverage
      • Understand what your deductible is
      • Recognize possibility of paying deductible 2x
      • Options - what they cover (small perks)
    • Call hospital and get range of numbers
    • Select an office that has a set price
    • Consider birthing center (if healthy/non-complicated pregnancy)

BILL OF THE WEEK - Thank you Chelsea for sharing about your bill for your sit to stand desk!

rugalfriendspodcast.com/bill If you want to submit your bill of the week visit fto leave us a bill

Today’s Bill is brought to you by

See omnystudio.com/listener for privacy information.

Aug 21, 2020
What to Do with Your Purge: Tips for Donating, Gifting, and Selling
3213

So you've done the declutter and achieved a degree of minimalism and frugality that feels right for you...now what?? On this episode we talk all about what to do after the 'purge' and some sustainable and responsible ways to give, sell, or donate your used and unwanted things!

Sponsors: 

  • The Frugal Friends Workbook is officially available! The Frugal Friends Workbook is a digital download with 6 week-long challenges that will help you improve your spending, declutter your life, become a better negotiator, have more money conversations with the people in your life, and more. The workbook can be completed on your own but it’s created to be gone through in pairs or small groups. Don’t have a partner or small group? No worries! If you purchase the workbook during launch week you will get access to a 6-week Facebook group where you can find others who’ve purchased the workbook and form your own groups. Jill and I will also be available to answer questions and guide you. If you’re listening in real time, August 14, this is the last day to get that bonus. Also the workbook is $34 but it’s also the last day we’re offering it at $24 so head to Frugalfriendspodcast.com/workbook and join the fun!The Frugal Friends Workbook!
  • You know the kind :)Book of CD's:

Notable Notes:

What the Internet has to say:

This article from The Verge gives us tips on how to get rid of all the stuff we've decluttered from our homes...responsibly!

What Jen + Jill have to say:

More from the Internet:

This article from NBC News gives us some more ideas on how to get rid of items that we no longer need

See omnystudio.com/listener for privacy information.

Aug 14, 2020
Personal Finance Basics
3166

In this episode we share our minimalist approach to personal finance. This is certainly not comprehensive but if you’re just starting out these are the things to focus on before you get distracted by everything else in the personal finance ecosystem. 

Sponsors: 

  • TODAY is the day folks! The day you’ve been waiting for! The Frugal Friends Workbook is officially available! The Frugal Friends Workbook is a digital download with 6 week-long challenges that will help you improve your spending, declutter your life, become a better negotiator, have more money conversations with the people in your life, and more. The workbook can be completed on your own but it’s created to be gone through in pairs or small groups. Don’t have a partner or small group? No worries! If you purchase the workbook during launch week you will get access to a 6-week Facebook group where you can find others who’ve purchased the workbook and form your own groups. Jill and I will also be available to answer questions and guide you. You have to purchase by August 14 to get that bonus. And the workbook is $34 but for this week only it’s $24 so head to Frugalfriendspodcast.com/workbook and join the fun!The Frugal Friends Workbook!
  • No further explanation needed. just thought we could all use a reminder. Being kind: minimal effort - great reward.Being Kind.
  • ALSO sponsored by Grammerly! A free Chrome extension that helps keep your writing grammatically correct and error free! We love using Grammarly Premium for its plagiarism detector and have found its other features to be very useful! Because Grammarly is a sponsor of the show you can get 20% off Grammarly Premium, which will 100% make you a better writer whether it’s for work or personal. Just go to Grammarly.com/frugal to get 20%.

Notable Notes:

Now let's get into it; on every 7th episode we replay one of our most popular episodes that’s at least a year old and because we’ve spent so much time the past few weeks working on something special for you (a.k.a. the workbook!!), today is one of those episodes! ENJOY!

Wrap-Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!

Thanks for listening! See you next week!

See omnystudio.com/listener for privacy information.

Aug 07, 2020
Frugal Travel: Staycations, Local Travel + Road Trips w/ Danielle Desir
3489

Traveling and vacationing is very difficult right now with all that is going on in the world which is why we are very excited to talk with Danielle Desir from The Thought Card about ways we can enjoy the summer, experience new things, and get creative in safe and affordable ways! 

 https://thoughtcard.com/ 

Sponsors: 

  • ! We are so excited to share this with you next week! We have designed this workbook to be six week-long challenges that will help you identify changes you can make to become more frugal long term. You can definitely do them on your own but the workbook is really designed to 8be done in pairs or small groups. And don’t worry if you don’t have a friend to go through it with because if you buy during launch week we will have a way for you to connect with other people who’ve also bought the workbook so you can set up some groups. It launches August 7th and if you want that buy now button in your inbox on launch day go to frugalfriendspodcast.com/workbook.The Frugal Friends Workbook
  • You may not be able to take that international trip you were planning this summer or go to that conference that is your one week a year you get to escape from your normal life and hang out with other people who understand youBrowsing the Internet!

Notable Notes:

We asked Danielle her top tips for frugal vacations, especially in the age of COVID and travel limitations:

  1. For people who want to take a break but can’t or just don’t want to leave the house, what are your recommendations for frugal staycations?

-hiking

-walking/running

-check out local restaurants

2. How about local travel? How can we save on safe activities and other stuff?

-consider whats within a few hours

-check regulations

3. What about road trips? Any advice for safe and affordable road trips?

-identify your comfort level

-check state requirements

-viatur.com - travel offers

-travelzoo - every Wednesday they post top 20 deals

-gate1 travel

-tripadvisor

-use pinterest as search engine

4. How can we get financially prepared for travel in the future?

-define comfort level

-check credit card if not getting money back

BILL OF THE WEEK - Thank your Danielle for sharing your bill about dropping a bill you don’t need anymore! AND saving for backyard wedding

frugalfriendspodcast.com/billIf you want to submit your bill of the week visit to leave us a bill

Lightning Round

Our upcoming travel plans, how we've had to alter them due to covid, and what we're doing to save on them.

We also want to thank Danielle for sharing about WOC Podcasters; a community of content creators. AND for providing us with a list of her current favs:

See omnystudio.com/listener for privacy information.

Jul 31, 2020
Tips For Creating a Capsule Wardrobe You'll Love For Years
2809

If you've ever been curious about what it would be like to pair down your clothing essentials, this one's for you! While there are all sorts of definitions and guidelines out there for how to achieve a 'capsule' or minimalist wardrobe, we are providing the foundational tips and principles to create a closet that is simple and beloved.

Sponsors: 

  • The Frugal Friends Workbook! We are so excited to share this with you in two short weeks! We’ve always worked to promote healthy conversations about money and those don’t have to start with telling people how much debt you have and what your 401k is invested in. So The Frugal Friends Workbook helps you do that with challenges and questions designed to help you open up about money but also change some habits. It launches August 7th and if you want that buy now button in your inbox on launch day go to frugalfriendspodcast.com/workbook.Jen-
  • Less is more - when it comes to garlic knots, pasta, and doughnuts this couldn’t be further from the truth - BUT our sponsor wants us to know that sometimes having less of something provides space for more of something else - kinda like less complaining leads to more joy. Less is more - only true for some things in life.Jill-

Notable Notes:

What the Internet has to say:

This article from Be More With Less gives us 3 foundational tips for building our own capsule wardrobe.

What Jen + Jill have to say:

  • 1. See
  • 2. Sort
  • 3. Choose

More from the Internet:

This article from The Blissful Mind provides us with a list of the top 10 capsule wardrobe essentials

More from Jen + Jill:

  • Choose a color palette. It's ok to like black/grey/white, but you can also make it colorful!
  • We love their definition of a capsule wardrobe: "A small collection of useful clothing that you love” - now how great does that sound?!

BILL OF THE WEEK - 

This week's bill is brought to us by EveryPlate; America's best value meal delivery kit! We tried it and agree that the food is fantastic, affordable, and super convenient! EveryPlate’s recipes come with everything already pre-measured so we don’t buy a whole bunch of stuff at the grocery store that will just go to waste. And every meal comes together in about 30 minutes – definitely faster than a trip to the grocery store or starting a meal from scratch. You can get 3 weeks of EveryPlate meals for only $2.99 per meal by going to EveryPlate.com and entering code FRUGAL3 at checkout. 

Thank you so much Chanelle for submitting your bill of the week well done on negotiating your rent! We are amazed!

frugalfriendspodcast.com/billIf you want to submit your bill of the week visit to leave us a bill

Lightning Round

What you always wear, what you never wear (but people say should be in a capsule)

  • Jen- yes: athletic wear, no: heels, jewlery 
  • Jill- yes: cardigan and scarf (doesnt matter the season); no: jewelry (sunglasses???)

Wrap-Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!

Thanks for listening! See you next week!

See omnystudio.com/listener for privacy information.

Jul 24, 2020
Maintaining Financial Stability Through Big Life Changes
2982

We all experience transitions in our lives; some foreseen, others unforeseen and while these changes impact our whole personhood, we want to explore how to sustain financially through these stressful shifts. From divorce to job change, today we're talking about what we should be focusing on to come out the other side aimed at financial well-being!

Sponsors: 

  • Our show has always been about coming together around a shared desire to save more, consume less, and do great things financially and we have been working our hearts out to bring you something that helps you do that better and it’s called The Frugal Friends Workbook. We worked too hard on the inside to come up with a better name. The Frugal Friends Workbook can be completed on your own but it’s created to be gone through in pairs or small groups. It’s 6 week-long challenges that will help you become more frugal in various aspects of your life. It launches August 7th and you will be hearing more about it in the weeks to come.The Frugal Friends Workbook!
  • Specifically the great Instagram post I saw that said you have every right to give em a plot twist. Plot twists:

What the Internet has to say:

This article from Forbes lists out some important steps to take specifically when walking through a divorce, but we find these tips helpful for all sorts of transitions we may face!

What Jen + Jill have to say:

  • Update accounts
  • Build a “post divorce team” - financial advisor, therapist, vocational counselor (FRUGALLY!)
  • Develop a financial plan

More from the Internet:

This article, again from Forbes, lists out how we can think about and be prepared for a career change.

More from Jen + Jill:

  • Understand your costs & Cut expenses
  • Make sure new career can cover your costs
  • Save!
  • Take your time (stick with ‘old’ profession as you learn the new one)

Thank you Erica from NJ for sharing your bill about PAYING OFF 2 credit card! Congrats!BILL OF THE WEEK -

Sponsored by Grammerly! A free Chrome extension that helps keep your writing grammatically correct and error free! We love using Grammarly Premium for its plagiarism detector and have found its other features to be very useful! Because Grammarly is a sponsor of the show you can get 20% off Grammarly Premium, which will 100% make you a better writer whether it’s for work or personal. Just go to Grammarly.com/frugal to get 20%.

frugalfriendspodcast.com/billIf you want to submit your bill of the week visit to leave us a bill

Lightning Round

How we navigated big life changes

  • Jill - current move to FLORIDA
  • Jen- Career change from acupuncturist to writer to freelancer

Wrap-Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!

Thanks for listening! See you next week!

See omnystudio.com/listener for privacy information.

Jul 17, 2020
How to Make Budgeting Work For You w/ Rachel Cruze
2249

Despite how important budgeting is for our frugal lifestyles, we often skip over this step or struggle to find a method that works well for us. For this reason (and many others) we are over the moon to share our conversation with THE Rachel Cruze about her budgeting tips and the ways we can tailor our budgets to make sense for our lives and circumstances!

Sponsors: 

  • As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor, here are 2 ways you can support us. 
    • 1st is to buy a discounted gift card from Raise. Raise sells gift cards at a discounted price to all kinds of places. Find a store you’d shop at anyways and you can save money right off the top by using a discounted gift card to purchase it! When you use our referral link: frugalfriendspodcast.com/raise you’ll get $5 to spend and we will too!
    • 2nd is to sign up for Rakuten and spend $25 at any online store they offer cash back at. Sign up at frugalfriendspodcast.com/rakuten and download the chrome extension to see every time Rakuten offers cash back at a store. If you do this you will get $10 bonus cash back and so will we. 
    YOUR AD HERE:
  • when you experience something awful so that others don’t have to, or you learn a new lesson the painfully hard way so that others can pick it up easily. Kinda like taking a soccer ball to the face at recess. Taking one for the team; it’s not pleasant, but the rest of us are grateful.Taking One for the Team:

Notable Notes:

We were honored to ask Rachel Cruze all about her budgeting tips and ways to tailor our budgets to work for us!

  • How can someone who busts their budget every month safeguard themself to stop spending out of control?
  • How about for the opposite person who just wants to hoard money and that’s keeping them from reaching financial goals?
  • How can someone make the cash envelope or clip system work if they don’t like carrying cash?
  • What should someone do after they break their budget, like they get an unexpected bill or they go into Target for one thing and come out with 12?

!BILL OF THE WEEK - Thanks Rachel for sharing with us your tip about spending less at target than expected

frugalfriendspodcast.com/billIf you want to submit your bill of the week visit to leave us a bill

Lightning Round

Our most recent budgeting flop and how we recovered. 

  • Rachel- food! Recovered by spending less in other areas
  • Jen- newspaper subscription :/
  • Jill- thankfully not doing much right now; but FOOD - always food! That pendulum swings and I get real tired of figuring out meals everyday. I do best in the radical middle (some meals at home, some take out - or a mixture i.e. CFA chicken on my own salad)

Website, ShowRachel Cruze

daveramsey.com/hopeGiving away 14 day free trial of financial peace

Wrap-Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!

Thanks for listening! See you next week!

See omnystudio.com/listener for privacy information.

Jul 10, 2020
Frugal Yard Maintenance + Landscaping
2922

We are starting in on our summertime listener requests today with a show all about making the most of your outdoor space, no matter how big or small, as inexpensively as possible.

Sponsors: 

  • We love you guys. You are the third most important reason we keep doing this podcast behind liking each other and the money. And if you would like to support the show head to FrugalFriendsPodcast.com/support to find free and inexpensive ways you can help us big time with little effort!Listeners like you:
  • Want to get your neighbor to mow their overgrown lawn? Send neighbor kids to knock on their door with a lawn mower various days throughout the week. The neighbor kids will either make some money mowing the lawn or the neighbor will eventually be shamed into doing it themself. Neighbor shame, if you care more about your neighborhood looking nice than actually being nice. Neighbor shame:

Notable Notes:

What the Internet has to say:

This article from Budget Dumpster gives us some great ideas for making our yards look great on a budget

What Jen + Jill have to say:

  • Vertical Garden - consider this approach if short on space AND can be inexpensive to make if using recycled materials (i.e bottles, containers)
  • Utilize Color - consider how you use paint; if you have ‘mismatched’ planters but prefer a more clean look - paint it!
  • Look for plant swaps in your area
  • Plant useful! FORM AND FUNCTION
    • Rosemary - fleas+ticks
    • Peppermint - ants, spiders mosquitoes
    • Basil - mosquitoes + house flies
    • Lavender (the cadillac of plants!)- moths, fleas, flies, mosquitos
  • Ground cover - natural perennial ground cover (i.e. sedum, creeping periwinkle, violets, pansies, snow glories, moss flox)
  • Incorporate inexpensive lighting, fire pit, seating
  • Compost instead of mulch, free mulch from tree companies
  • Save old tires from the dump

More from the Internet:

This article from An Oregon Cottage gives us a list of the top 10 plants to grow that give us a great return on our money

More from Jen + Jill: 

  • Herbs - easy to grow, not bothered by pests, grow in mediocre soil
    • BASIL - freezes well, also PESTO!
  • Squash - super high yield at peak (veggie noodles, breads, stir fry..)
    • *important to pay attention to your climate and the varieties and types of fruits/veggies that can be grown in your area
  • Lettuce and greens - hearty and fast grower
  • Hot peppers - we love salsa!

BILL OF THE WEEK - Thank you Amanda for sharing your utility bill that you dropped by $13

frugalfriendspodcast.com/billIf you want to submit your bill of the week visit to leave us a bill

Lightning Round

How we do/will maintain our lawns

  • Jill
    • Personally most concerned about decreasing maintenance - plan to have little to no grass in backyard
    • Plant usefully - I like flowers, but I also REALLY like food - veggies will be priority
    • Plan to live life outdoors quite often - creating oasis (with my own hands) will save money on labor and hopefully in other areas in the long run
    • Propogate my own - from my own yard/garden AND others - considering this before I buy any plants!
  • Jen- I kill everything so I don’t have a garden. We compost and use well water to water our lawn.

Wrap-Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to

See omnystudio.com/listener for privacy information.

Jul 03, 2020
How To Buy Happiness
3151

Some say money can't buy happiness, but what if it can? Today we're talking 'happy money principles' and ways to align your dollars with your values and use money as a resource to experience greater intentionality with your spending.

Sponsors: 

  • As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor here’s how you can financially support us without giving us your money. 
    • 1st is to buy a discounted gift card from Raise. Raise sells gift cards at a discounted price to all kinds of places. Find a store you’d shop at anyways and you can save money right off the top by using a discounted gift card to purchase it! When you use our referral link: frugalfriendspodcast.com/raise you’ll get $5 to spend and we will too!
    • Sign up for Rakuten and spend $25 at any online store they offer cash back at. Sign up at frugalfriendspodcast.com/rakuten and download the chrome extension to see every time Rakuten offers cash back at a store. When you spend $25 through rakuten you earn $10 CASH MONEY! So that’s one way you can help us without spending any money beyond what you’ve already budgeted for.
    YOUR AD HERE:
  • it’s what makes me happy and it’s what repels cavities. Chewing gum, it’s a win-win.Chewing Gum:

Notable Notes:

What the Internet has to say:

This article from Forbes provides us with 5 principles of happy money

What Jen + Jill have to say:

  • 1. Buy experiences- “research shows that material things turn out to provide less happiness than experiential purchases.”
  • 2. Make it a treat- “When something is always available people are less inclined to appreciate it. Look for ways to turn your favorite things into a treat again. This may mean cutting back on them for a while.” #absencemakestheheartgrowfonder
  • 3. Buy time- “outsource your dreaded tasks in order to have more time to follow your passions. If money is an issue, consider outsourcing things like cleaning the house so you can work more and earn more money to pay for the house being cleaned.”
  • 4. Pay now, consume later- “By paying up front and delaying consumption, you can buy more happiness even as you spend less money. Because delaying consumption allows spenders to reap the pleasures of anticipation without the buzzkill of reality, vacations provide the most happiness before they occur.”
    • Provides something to look forward #hope
  • 5. Invest in others- “Research has shown that spending money on others provides a bigger happiness boost than spending money on yourself.”

More from the Internet

This article from INC provides us with some top tips for 'happy spending'

More from Jen + Jill

  • 1. Spend it on extra time- hire a housekeeper, virtual assistant, splurge for grocery delivery
  • 2. Spend it on a great experience- just because physical things last longer doesn’t mean they bring happiness for a longer period of time. When creating your budget, prioritize at least 1 experience each month.
  • 3. Spend it with someone you care about
    • BUT SPEND WITHIN YOUR MEANS
  • 4. Spend it on someone else - 'tis better to give than to receive

BILL OF THE WEEK - Thanks Olivia for sharing about your $2 bill that you used to FILL UP the gas tank on your scooter!

See omnystudio.com/listener for privacy information.

Jun 26, 2020
Modifying the Baby Steps with Merilee of Easy Budget
2930

Sometimes our budgets, financial goals, and lifestyles don't fit into a nice neat box; we find that our approach needs to be individualized and create space for freedom! This is why we are excited to share one of our top most listened to episodes with Merilee from Easy Budget; tune in (again!) to hear about how she modifies the baby steps to fit her needs!

Sponsors:

As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor here’s how you can financially support us without giving us your money.YOUR AD HERE.

1st is to buy a discounted gift card from Raise. Raise sells gift cards at a discounted price to all kinds of places. Find a store you’d shop at anyways and you can save money right off the top by using a discounted gift card to purchase it! When you use our referral link: frugalfriendspodcast.com/raise you’ll get $5 to spend and we will too!

Sign up for Rakuten and spend $25 at any online store they offer cash back at. Sign up at frugalfriendspodcast.com/rakuten and download the chrome extension to see every time Rakuten offers cash back at a store. When you spend $25 through rakuten you earn $10 CASH MONEY! So that’s one way you can help us without spending any money beyond what you’ve already budgeted for.

The psychological concept that refers to how strongly you believe you have control over the situations and experiences that affect your life. People with a strong internal locus of control have greater confidence in their ability to make change through their own actions and often have higher self-esteem. An internal locus of control, focus on what you can control and create your own path, don’t wait for others to create it for you.Internal Locus of control:

Notable Notes:

We got to ask Merilee all of the questions! She shares more about their debt free journey and how they have made this process work for them.

    • When and how did your debt free journey start?
    • Tell us about the ways you and your husband approach money differently, and what struggles have you faced during it?
    • How are you modifying the baby steps and are you happy with those modifications?
      • Merilee's modifactions:
        • Still contributing to 401k
        • Bought a house during baby step 2
        • Maintain a bigger emergency fund
        • How do you stay motivated?
    Questions

-  Thanks Merilee for sharing your favorite bill and your love for amazon prime!! (Here's the link to the Tinkle Razor for anyone interested ;))BILL OF THE WEEK

If you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a bill

 More from Merilee

  • What are your recommendations for side hustles for stay at home moms?
    • Nanny - find gigs where you can bring your own children or watch others’ children in your home
    • Find stay at home work - such as appraisals
    • Consider selling items on Etsy
    • Ask around! Be creative!
  • Tell us about your debt snowball calculator?
    • Find Merilee's awesome creations HERE

Wrap-Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!

Thanks for listening! See you next week!

See omnystudio.com/listener for privacy information.

Jun 19, 2020
How to Graduate College Without Debt
2852

We talk a lot about paying off debt and most of the time that debt includes student loans but what about just not getting into student loan debt? Is that even possible? We think, now more than ever, it is. College is changing and today we’re talking about how you can adapt and graduate college without debt.

Sponsors: 

  • : As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor here’s how you can financially support us without giving us your money.
    • 1st is to buy a discounted gift card from Raise. Raise sells gift cards at a discounted price to all kinds of places. Find a store you’d shop at anyways and you can save money right off the top by using a discounted gift card to purchase it! When you use our referral link: frugalfriendspodcast.com/raise you’ll get $5 to spend and we will too!
    • Sign up for Rakuten and spend $25 at any online store they offer cash back at. Sign up at frugalfriendspodcast.com/rakuten and download the chrome extension to see every time Rakuten offers cash back at a store. When you spend $25 through rakuten you earn $10 CASH MONEY! So that’s one way you can help us without spending any money beyond what you’ve already budgeted for.
    YOUR AD HERE
  • Seniors: We want to thank all the recently graduated seniors for sponsoring this show - you pooled together your dimes and nickels and really came through for us! BUT TODAY we want to celebrate YOU! Congratulations on your hard work and effort and completing an important chapter of your lives - whether you just finished high school or college you had many more obstacles than most in the final stretch of your race. We see you! Thanks for the sponsorship ;)

Notable Notes:

What the Internet has to say:

  • This article from Good Call gives us 4 ways to get our college degree without taking on loans or going into debt!

What Jen + Jill have to day:

  • Find money (grants, scholarships, military funding, crowd funding, employee tuition reimbursement)
  • Lower tuition costs (AP classes/dual enrollment in H.S., maximize classes taken each semester, community college!)
  • Make money - look for flexible, reasonable hours, desired experience
  • Reduce expenses - (car, rent, food, books)

More from the Internet:

  • This article from Learn provides a list of 10 reasons to consider attending college online!

More from Jen + Jill:

  • No wake up fees
  • Lower tuition
  • No commute!
  • No lost wages (i.e. maximizes time - all time on school can go to graded assignments - more time to work)
  • Potential lower tuition

- Thank you Kelly for sharing your bill with us about how you saved money on your menstrual cycleBILL OF THE WEEK

Lightning Round 

Biggest waste of money in college and where we’re glad we saved:

  • Jen- Not using my full scholarship
  • Jill- going out of state - living on campus
  • Jen- Living off campus
  • Jill- books savings and school online

Wrap-Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon

See omnystudio.com/listener for privacy information.

Jun 12, 2020
Repairing and Maintenance Tips to Prolong the Life of Your Stuff
2410

How do you make your stuff last longer? Along with reducing and reusing - prolonging the life of our things can save us money, build life skills, and increase contentment! Listen in as we talk about some of the ways you can take better care of what you already have so you can spend on what you want and need.

Sponsors: 

  • As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor here’s how you can financially support us without giving us your money. 
    • Sign up for Rakuten and spend $25 at any online store they offer cash back at. Sign up at frugalfriendspodcast.com/rakuten and download the chrome extension to see every time Rakuten offers cash back at a store. When you spend $25 through Rackuten you earn $10 CASH MONEY! So that’s one way you can help us without spending any money beyond what you’ve already budgeted for.
    YOUR AD HERE:
  • : 5 time Grammy award winning singer, songwriter, actress, dancer, comedian, and author. June is June Carter Cash month here on Frugal friends Podcast because duh its June and duh her last name is Cash. Take time this month to listen to a few of our JCC favorites including it aint me babe, jackson, and A Good Man. And emulate your own inner June this month as you kick butt and take names with your cash.June Carter Cash

Notable Notes:

What the Internet has to say:

This article from Martha Stewart gives us a list of 12 items we should repair before we replace!

What Jen + Jill have to say:

  • “fix it first” mentality
  • Lamps
  • Favorite sweater (AND ALL CLOTHING!)
  • Rugs and carpet
  • Ceramics 
  • Handbags- buy nice products that can be repaired
  • Scuffed furniture- salt + heat take out water rings!

More from the Internet:

This article from This Old House gives us a great list (one to earmark for the future) of 23 things you can actually fix yourself!

More from Jen + Jill:

  • Learn a lot about how things work!
  • Lots of plumbing stuff - leaky faucet, uneven water stream (calcium build-up)
  • Sticking door
  • Vacuum
  • What's not a DIY fix

- Thank you Brittany for sharing about your PAID apartment bills!BILL OF THE WEEK

- Top 2 things we take care of so they last longer (and how)Lightning Round

  • outdoor furniture (bring cushions inside each night; wash yearly - bought the kind that can come off for this reason!)
  • Clothing - line dry and sew repairs
  • Bonus: anytime I do a painting project/refurbish something I paint a clear coat overtop which makes the finish last longer and more resistant to chips

See omnystudio.com/listener for privacy information.

Jun 05, 2020
Paying off $46,000 of Debt in a High Cost of Living Area
2371

Paying off debt is hard enough, not to mention when you live in an expensive area! Reaching financial goals can feel insurmountable when living expenses are astronomical which is why we're excited to hear from Emma on today's episode talking about how she paid off $46,000 of student loans while living in CA.

Sponsors: 

  • As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor, here are 2 ways you can support us.
    • 1st is to buy a discounted gift card from Raise. Raise sells gift cards at a discounted price to all kinds of places. Find a store you’d shop at anyways and you can save money right off the top by using a discounted gift card to purchase it! When you use our referral link: frugalfriendspodcast.com/raise you’ll get $5 to spend and we will too!
    • 2nd is to sign up for Rakuten and spend $25 at any online store they offer cash back at. Sign up at frugalfriendspodcast.com/rakuten and download the chrome extension to see every time Rakuten offers cash back at a store. Once you spend $25 you get a $10 bonus!
    YOUR AD HERE:
  • : a little imagination and thinking outside the box goes a long way - this is true when it comes to caring for your kids for the 9,732nd day IN A ROW annnddd for paying off debt in seemingly impossible situations. Creativity: using our imagination to make debt disappear :)Creativity

Notable Notes:

We are so thrilled to ask Emma all the questions about how she paid off debt while living in an expensive area; here's some of our favorites:

  • What was your debt, how much did you pay off and how long did it take you?
  • Where were you living while paying it off and what unique challenges did you face because of the cost of living?
  • What strategies did you use to overcome these challenges?
  • Is there anything you’d do differently or advice you have for people currently in this?

- thanks Emma for sharing your bill - cousin Bill; not a fan of his picking on you, but so glad to know a guy named bill!BILL OF THE WEEK

Lightning Round

Debt in the Time of Covid: How can people paying off debt pivot and still stay on track to reach their goals?

  • Emma- assess safety of job and family’s position with money - stock money towards debt to high-yield savings
  • Jen- mentality give self permission to slow down (you’re not a failure, circumstances may dictate)
  • Jill- cut expenses, sell stuff, downsize (#tinyliving)

Get more from Emma at her blog, Nurse Fern

Wrap-Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!

Thanks for listening! See you next week!

See omnystudio.com/listener for privacy information.

May 29, 2020
How to Maintain a Minimalist Lifestyle
2668

Once we've sorted through our closets, toy bins, junk drawers, and garages and sold or donated what is not needed; and after we've learned to be content with less stuff and make room for what we want from life - what comes next? How do we maintain what we've worked so hard to achieve? Today we talk about how to continually be aimed at minimalism and some of the lifestyle shifts and changes that will help keep us in the minimalist lifestyle we desire!

Sponsors: 

  • . As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor there are two ways you can financially support us without giving us your money.
    • 1st: sign up for Personal Capital using our referral link, frugalfriendspodcast.com/pcap. Personal Capital is a free app that allows you to monitor and track all your financial accounts from one place. It’s awesome and again, totally free. When you use our link to sign up and connect 401k, 403b, IRA, 529, or any investment account with at least $1,000 you’ll get a $20 Amazon gift card and so will we. Our referral link is frugalfriendspodcast.com/pcap
    • 2nd is to sign up for Rakuten and spend $25 at any online store they offer cash back at. Sign up at frugalfriendspodcast.com/rakuten and download the chrome extension to see every time Rakuten offers cash back at a store. If you do this before June 30th you will get $30 bonus cash back and so will we. Normally it’s $10. Those are the ways you can help us without spending any money beyond what you’ve already budgeted for.
    YOUR AD HERE
  • ! Today is Kai’s first birthday! We’ve kept him alive for a full year and I am impressed. I’ve been dreaming about throwing him a first birthday since before he was born because let’s be honest, a 1st birthday isn’t for the kid, it’s for the parents. I bought space decorations because people on Facebook looked at me weird for asking if I could have their decorations. 1st birthdays, I will give anyone these decorations when I’m done with them.1st Birthdays

Our Other Minimalism Episodes: 

Ep 32 with Joshua Becker author of 

Ep 32 with Joshua Becker author of 

Ep 89 with Desirae Endres host of the  Minimalish podcast 

Ep 99 on contentment, gratitude and flexible minimalism.

Ep 32 with Joshua Becker author of 'The More of Less'

Ep 89 with Desirae Endres host of the  Minimalish podcast 

Ep 99 on contentment, gratitude and flexible minimalism

Notable Notes:

What the Internet has to say:

What Jen+Jill have to say:

  • Continue to explore new opportunities + intentional living so as to not fall into old patterns
  • Take better care of your things
  • Volunteer!
  • Start a blog
  • Give
  • Start a daily habit

More from the Internet:

  • This article from

See omnystudio.com/listener for privacy information.

May 22, 2020
Smart + Frugal Banking | Best Online Banks + How to Choose One
2565

We all have to put our money somewhere, but how do we decide the best banking solutions? On this episode we explore whether an online bank is right for you, if credit unions live up to all the hype, and if you do choose multiple accounts how you should organize your money in them. We'll also go through our recommendations for the best banks with no or low fees!

Sponsors: 

  • is a mobile bank with an awesome user interface, no overdraft fees and no minimum balance requirements. Its app has a free built in budgeting tool, that gives you purchase notifications, and insight to your spending. Premium users can even break up their savings account into different pods which is super helpful if you’re saving for multiple things at once. And when you set up direct deposit you can get paid up to two days early! So, if you’re looking for another bank account to hold your emergency fund or something big you’re saving for then you’re definitely gonna want to try Current because we’re giving $10 to the first 10 people who sign up using our promo code "FRUGALFRIENDS” for each episode. That’s FRUGALFRIENDS, all one word.Current:
  • that feeling of slight awkwardness and uncertainty about what’s happening next. Sort of how talking about things I am not an expert on makes me feel! Eleanor Roosevelt is quoted to have said ‘do something everyday that scares you’ well - for some of us that’s talking about and/or learning about intricate financial details so you can check that box for the day. Being uncomfortable: it’s less scary when you have your friends with you!Being Uncomfortable:

Notable Notes:

What the Internet has to say:

This article comes from Credit Karma and outlines what you need to look for when choosing a bank

What Jen + Jill have to say:

Consider the following:

  1. What is your current financial situation?
  2. What are your current banking habits?
  3. What do you anticipate your future needs to be?

Put your money in one of the following:

  1. Traditional, brick and mortar bank: great for getting lots of financial products, interact with tellers, great for depositing  cash, access to ATM's
  2. Online Bank: many of the same products as traditional banks, not as easy to deposit cash, free ATM use (sometimes internationally), often offer high yield savings/checking accounts
  3. Credit Union: non-profit, member-owned organizations, lots of financial products

Pay attention to:

  • Make sure the bank is either FDIC or NCUA insured! If it's not insured you are at risk of losing that money.
  • Insurance rates; check out the APY rates
  • Minimum balances, services fees, overdraft fees, etc.
  • ATM fees
  • ATM location

More from the Internet:

This article is from The Balance and provides a list of the best no-fee checking accounts for 2020

More from Jen + Jill:

What makes for a good checking account:

  • minimal fees
  • deposit insurance
  • easy access to cash
  • mobile deposit
  • online bill pay

Recommended Banks:

  • Ally - high yield savings and checking, don't need high balance to get good APY
  • Discover - can earn cash back rewards with debit card
  • Radius - also provides rewards for debit card use
  • Simple - has a great (free!) app for budgeting and money management
  • Schwabb - unlimited rebates on ATM fees, high yield investor checking account (great for traveling internationally)

&

See omnystudio.com/listener for privacy information.

May 15, 2020
Paying off Debt in Your Forties w/ Bobbi Olson
2782

Paying off debt is a daunting task no matter what stage of life, however the older we get the more insurmountable it can feel! For this reason we are thrilled to have Bobbi Olsen on the show to share her story of beginning her debt-payoff journey in her 40's and all that she learned along the way! It's never too late (or too early!) to pay off debt!

Sponsors: 

  • is a mobile bank with an awesome user interface, no overdraft fees and no minimum balance requirements. Its app has a free built in budgeting tool, that gives you purchase notifications, and insight to your spending. Premium users can even break up their savings account into different pods which is super helpful if you’re saving for multiple things at once. And when you set up direct deposit you can get paid up to two days early! So, if you’re looking for another bank account to hold your emergency fund or something big you’re saving for then you’re definitely gonna want to try Current because we’re giving $10 to the first 10 people who sign up using our promo code "FRUGALFRIENDS” for each episode. That’s FRUGALFRIENDS, all one word.Current:
  • Not just a multi level marketing company or the name of a carnival themed horror movie. It’s the age I’m turning tomorrow! And the age Jill will be turning in just a few months! In 31 years we’ve experienced Brittany spears and Justin Timberlake wearing matching denim outfits, that door in the titanic movie that was definitely big enough for two people, and a global pandemic. 31. Too old for tik tok, not old enough to watch the Hallmark Movie channel.31:

Notable Notes:

We asked Bobbi all about her debt pay off journey!

  • What motivated you to start your debt payoff journey and were you discouraged at all by your age?
  • What kind of debt payoff difficulties did you encounter that were unique to being in your forties and how did you tackle them?
  • What did you do to pay off your debt?
  • What are you doing now that could've never been possible while living in debt?

- Thank you Bobbi for sharing your bill with us!BILL OF THE WEEK

Lightning Round:

Our favorite budgeting apps/ methods

Get more from Bobbi at Centsable Chat podcast and blog

Wrap-Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!

Thanks for listening! See you next week!

See omnystudio.com/listener for privacy information.

May 08, 2020
Frugality 101
3542

It's our most popular episode and we're digging it up out of the archives! Check it out to see where we started 2 years and get back to the basics!

Sponsors:

A mobile bank with an awesome user interface, no overdraft fees and no minimum balance requirements. If you’re looking for another bank account to hold your emergency fund or something big you’re saving for, try Current because we’re giving $10 to the first 10 people who sign up using our promo code FRUGALFRIENDS for each episode. Current:

here to remind us of the days when we couldn’t actually choose what we watched. Before the days of netflix and hulu there was “basic cable” - come come, gather round the fire while I tell you about ancient days when a television (these were like phones, tablets, and laptops only with large protrusions off the back filled with stuff that can never be thrown away)...a television... had access to approximately 3 ‘channels’ with 1 show playing non-stop. The likelihood of seeing the same episode of the same show more than once was 2,000%. Oh it was fun and it was awful all at once, but we didn’t know any different - we called them reruns - and we ate our hot dogs and mac and cheese in blissful ignorance while the 5th airing of Family Matters ‘good cop, bad cop’ episode played. Reruns - it’s what’s about to happen to you, so grab a hot dog and settle in.Reruns:

Notable Notes:

1: 4 Pillars - Categories to anticipate with Frugal Friends podcast episodes

  • Clothing/Shopping
  • Bills/Utilities
  • Transportation
  • Housing
  • What the internet has to say

2: Frugalwoods Article

  • Mrs. Frugalwoods (a.k.a. Liz Thames) identifies 19 reasons why frugality is the best - and the frugal friends agree!

What Jen and Jill have to say:

  • Frugality helps you identify your true priorities
  • Frugality builds community
  • Frugality means you'll never be bored
  • Frugality leads to gratitude and joy

3: Millennial Money Article

  • Grant went from a frugal guy who amassed $1M to flippantly spending over $200K in one year. In short; the spending didn’t make him feel better.

What Jen and Jill have to say:

  • Frugality is about spending wisely
  • Frugality is about the journey, not the destination
  • It is never too late to 'course correct'

4: BILL OF THE WEEK 

  • Introduction of the most anticipated, interactive segment!
  • Leave us a voicemail with your BILL OF THE WEEK at: 570-995-1540

5: Tenets of Frugality 

  • The Law of Diminishing Returns (i.e. at some point you're wasting your time)
  • Frugality allows you to discover what you truly value ( i.e. if frugality keeps you from what you love it’s cheapness)
  • Frugality is good for the environment (i.e. you can’t buy your way to green)
  • Frugality refines your taste and style (i.e. you can have better things when you buy used and you’ll eventually stop buying those souvenir t-shirts you’ll never wear)
  • Frugality allows you more time to increase your income (i.e. the best way to not spend money is to spend time making it!)
  • Frugality will not make you rich (i.e. sorry, not sorry)

Wrap-Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!

Thanks for listening! See you next week!

See omnystudio.com/listener for privacy information.

May 01, 2020
How To Make Ends Meet Without Getting a Side Hustle
2286

During difficult financial times it can be tough to make ends meet, and while finding ways to earn extra income is great, this is not always feasible! On today's episode we tackle how to cover our expenses without pushing ourselves to get another side hustle!

Sponsors: 

  • Current:A mobile bank with an awesome user interface, no overdraft fees and no minimum balance requirements. If you’re looking for another bank account to hold your emergency fund or something big you’re saving for then you’re definitely gonna want to try Current because we’re giving $10 to the first 10 people who sign up using our promo code: for each episode.FRUGALFRIENDS
  • Y’all ever gone to a blog, downloaded a free template and find out the creator has a course? But it’s like, $400, no thank you. Or you find one that’s $30 and you buy it and you already knew all that info? Online courses that don’t cost a lot and actually help people are here to solve that problem. Ya know how we know they're affordable? Because I’d actually pay it and I don’t buy stuff. Ya know how we know they help people? People tried it and said so. Online courses that don’t cost a lot and actually help people, because some stuff you can find for free on the internet, and some stuff you can’t.Online courses that don’t cost a lot and actually help people:

Notable Notes -

What the Internet has to say:

Check out this article from Don't Waste Your Money to get 5 tips for getting back on your feet after a financial disaster

What Jen + Jill have to say:

  • Know what you OWN and what you OWE - sometimes making ends meet is as simple as moving some things around in your budget.
  • Drain the emotion from your decisions- stop impulsive and treat yo self type spending, stop saying “i deserve this” to things that cost money and start saying it to financial security and prosperity.
  • Take clear eyed and bold action- don’t sit and wallow, don’t play the victim - this may require more intentionality than ever before and we may be talking about doing more than cutting out your AM latte!
  • Build a support team- you can’t do this on your own.

More from the Internet:

This article from Moolanomy provides 10 tips for making ends meet with a limited budget

More from Jen + Jill:

  • 1. Fine tune your budget - you may feel there’s no wiggle room - but look again!
  • 2. Stick with the basics
  • 4. Downsize your life - you may not even realize how much stuff you have!
  • 5. Don’t utilize credit
  • 6. Shop outside the box - farmers markets, dollar stores, thrift stores for essentials
  • 10. Plan for the big picture

- Thanks so much for sharing your bill of the week! We're so encouraged to hear of how beneficial your monthly bill to 'financial gym' and getting a 'financial trainer' has beenBILL OF THE WEEK

Lightning Round -

How to spend your stimulus check:

  • Your 4 walls: food, housing, utilities, Netflix
  • Emergency fund: $500 to $15,000
  • High interest debt
  • Give it away: neighbors, local charities, local businesses

Wrap-Up -

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!

Thanks for listening

See omnystudio.com/listener for privacy information.

Apr 24, 2020
Husbands Tell All: Our 2 Year Anniversary Celebration
3293

It's our most listener requested episode AND our 2 year podcast celebration! You all asked the questions, and Travis and Eric answered! It's certainly not 'content heavy' but it is fun!

Sponsors: 

  • An awesome mobile app jam packed with features that make managing your money easier. With a high-yield checking account offering 1.6% APY, and direct access to their financial coaches; Empower is an obvious choice in mobile apps! For more info about Empower, visit: empower.me/FRUGAL and use offer code FRUGAL to get a $5 bonus when you reach your savings goalEmpower:
  • In any whole - there is always a better half. This is true about sandwiches, bananas, shirts, and marriages. Today you will meet our better halves and then you will know the right way to eat a banana.The Better Half:

Notable Notes:

You asked, our husbands answered!

  • Stacey- Our love stories & how we met?
  • Mona: Do you feel accurately represented on the podcast?
  • Jocelyn: We want to hear all about Eric’s cars+Travis’ amazing hair!
    • ALSO, do you have any friends named bill?
    • Who sings the BOTW song?? It’s so catchy!
  • Leslie: How do you balance what you + your spouse think is important to spend $ on?
  • Patricia: what’s the craziest thing you’ve done in the name of frugality?
  • Virginia: what was the most challenging part of becoming frugal (or along the frugal journey?)
  • Adrienne: Has your idea of style changed since being frugal?
  • Jay: what financial goals to you have for yourselves?
  • Caroline: how do you guys handle the fame of your wives?:)

BILL OF THE WEEK - Thank you Travis and Eric for sharing your bills with us!

Lightning Round

Best Frugal Tips

  • Travis - find someone who can align with financial approach
  • Eric - research your purchases; learn what something is worth and how to get good deals!

Wrap Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!

Thanks for listening! See you next week!

See omnystudio.com/listener for privacy information.

Apr 17, 2020
How to Live a Zero Waste Lifestyle Frugally
3303

Decreasing our consumption, decreases our spending, which increases our savings AND creates sustainable practices! Sounds good right?! But how do we do this practically...and frugally?? On this episode we explore attainable ways to decrease our waste in an effort to live more frugally and steward our resources well. 

Sponsors: 

  • An awesome mobile app jam packed with features that make managing your money easier. With a high-yield checking account offering 1.6% APY, and direct access to their financial coaches; Empower is an obvious choice in mobile apps! For more info about Empower, visit: empower.me/FRUGAL and use offer code FRUGAL to get a $5 bonus when you reach your savings goalEmpower:
  • Every April we celebrate the planet we live on and it’s environment. This year we celebrate the 50th official Earth Day by posting eco-friendly quotes, heartfelt posts on Facebook, and going to a free event with a folk band. Whatever you choose to do, remember that you only have one earth so take care of it because it takes longer to get to mars than we originally thought.Earth Day!

Notable Notes:

What the Internet has to say:

This article from Hestia Speaks provides tips for sustainable living on budget

What Jen + Jill have to say:

  • Glass jars - perfectly reusable! You don't need to buy new!
  • Simplify your meals - don’t spend on all the oils and fancy ingredients
    • Base your meals around 3 veggies instead of 5!
  • When you DO buy new...spend on high quality
  • Grow indoor herbs
  • Make a meal plan
  • Simplify your use of non-food products
  • Choose secondhand first
    • frugalfriendspodcast.com/thredup
  • Host a swap party

More from the Internet

This article from Going Zero Waste describes 12 things you can STOP buying when you decrease your waste and consumption

More from Jen + Jill:

  • The average American spends almost $5,000 on products that are thrown away!
  • #1-3 AHHHHH
  • #4. Aluminum foil
  • #6. Trash bags
  • #8. Disposable water bottles
  • #9. Conventional cleaners
    • American family spends on cleaning supplies. Anywhere from $300-800 a year

- Thanks Andy Hill from Marriage, Kids, and Money podcast! We love your bill about kids summer camps ;)BILL OF THE WEEK

Lightning Round

Our Favorite Frugal Zero-Waste Swaps

  • Jill- water filter (and reusable bottle) + food creativity (i’m no pro but I have a few tricks up my sleeve :))
  • Jen- glass containers
  • Jill- learn simple sewing skillz (I’ve saved plenty of clothing, purses, blankets, etc. by doing my own mending)
  • Jen- convenience food

Wrap Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!

See ya next week!

See omnystudio.com/listener for privacy information.

Apr 10, 2020
Financial Tips When Money Is Tight
2961

How do we respond when money is tight or when we reach a point of financial crisis? This can bring feelings of anxiety and overwhelm to any person especially when it seems we don't have enough to cover the essentials. On this episode we hope to reduce the panic financial upheaval can bring and discuss some tangible ways to care for ourselves and our budgets when things aren't going 'according to plan'.

Sponsors: 

  • An awesome mobile app jam packed with features that make managing your money easier. With a high-yield checking account offering 1.6% APY, and direct access to their financial coaches; Empower is an obvious choice in mobile apps! For more info about Empower, visit: empower.me/FRUGAL and use offer code FRUGAL to get a $5 bonus when you reach your savings goalEmpower:
  • that feeling when you can barely make ends meet and you are wringing out that dollar for all it’s worth - sometimes our financial situation can feel like a tight squeeze; but our sponsor wants to remind us that this term can also refer to the best most warmest hug from our loved one. So when you’re looking at your budget wondering how you’re gonna pay your bills don’t think of it like a snake coiling around you causing anxiety and panic; think of it like a warm hug coming from your finances. Tight squeeze - when feeling constricted is a good thingTight Squeeze:

Notable Notes:

What the Internet has to say:

This article from Investopedia highlights a few simple ways we can prepare for a financial crisis

What Jen+Jill have to say:

  • 1. Maximize liquid cash
  • 2. Make a budget: know how much you have coming in/going out each month (helps ID how much you should have in emergency fund)
  • 3. Prepare to Minimize Your Monthly Bills
  • 5. Take stock of ‘non-cash’ assets and maximize value (i.e. utilize points, gift cards, extra food in house,
  • 8. Look for ways to earn extra cash
  • 10. Keep up with routine maintenance

More from the Internet:

This article from Very Well Mind gives tangible tips on ways to manage our stress and emotions during financially stressful times

More from Jen+Jill:

  • Remain calm
  • Ask for help- friends and family, financial planner
  • Reframe the situation - watch the internal narrative and find ways to shift perspective
  • Pushing through the difficulty and identifying ‘kindness’ to invest emotional time and energy into
  • Take a break - strike the middle ground between ruminating/obsessing and abdicating/avoiding
  • Ask for help- find a mental health professional, especially if your stress, overwhelm, or feelings of anxiety are inhibiting daily activities
    • Use this code for a discount for online therapy

Thank you Jess for saving us with your bill about ALL the Bill's who have contributed to making St. Pete Florida so great!BILL OF THE WEEK -

Lightning Round:

 What we’re doing to prepare

  • Jen- longer and simpler meal plans
  • Jill- NOT PANICKING!! cooking at home more
  • Jen- taking extra work
  • Jill- re-evaluating budget; spending only on essentials - now’s not the time for extra luxuries :)

Wrap-Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfri

See omnystudio.com/listener for privacy information.

Apr 03, 2020
Tips for Being More Intentional with your Finances w/Alyssa from Mixed Up Money
2115

Where does all our money go? It can often seem like we've cut back on spending but somehow we're not 'crushin it' like we thought we would! We quickly learn that our budget's don't work well on autopilot. Thankfully we have Alyssa from Mixed Up Money to share with us some tips on how to increase our level of intentionality with our finances so we can see the results we want!

Sponsors: 

  • An awesome mobile app jam packed with features that make managing your money easier. With a high-yield checking account offering 1.6% APY, and direct access to their financial coaches; Empower is an obvious choice in mobile apps! For more info about Empower, visit: empower.me/FRUGAL and use offer code FRUGAL to get a $5 bonus when you reach your savings goalEmpower:
  • The sleek athletic dog breed and star of Disney’s 101 dalmatians. These dogs are intelligent, playful, and typically non-agressive. They’re patient and generally good with children as well. That’s why it’s reasonable to keep 101 of them as pets. We had 2 dalmatians growing up. One was sapphire because she had blue eyes and the other was choca because she had chocolate brown spots.Dalmatians:

Notable Notes:

Alyssa gave us some background about herself AND her top 4 tips for being more intentional with your finances. We're excited to share these tips with you!

  1. Create a goal that is specific and achievable 
  2. Track your spending
  3. Save money each week
  4. Reflect on behaviors and habits

- Thanks for sharing your bill with us Alyssa! BILL OF THE WEEK

Lightning Round

Why we value putting pencil to paper with our finances:

  • Alyssa - accountability; opportunity to look at bad AND celebrate success
  • Jen - like the tangible; breeds intentionality
  • Jill - enjoy walking through a process

Get more from Alyssa at MIxed Up Money! AND...

See omnystudio.com/listener for privacy information.

Mar 27, 2020
How to Maintain 100% Effort on Your Financial Journey
2768

How do we keep up motivation and effort with the ebbs and flows of our financial journey? Once we know how to budget, cut spending, pay down debt, and increase savings the challenge can become how to maintain these practices over years! On this episode we're talking all about tips for motivation + focus to keep us working towards our goals and maybe even have some fun along the way!

Click here for full show notes!

See omnystudio.com/listener for privacy information.

Mar 20, 2020
Frugality In Times Of Crisis
810

There's a lot of uncertainty right now and depending on where we live some of us are feeling this burden more than others. We are not doctors, policy makers, or financial planners, but we are encouragers and we recognize our current situation is leading to profound financial impact for many. So what can we do? In our current climate how do we harness the most of our time and energy and take the best steps forward? Join us in our short bonus episode on ways to respond to what's happening.

Click here for full show notes!

See omnystudio.com/listener for privacy information.

Mar 16, 2020
Contentment, Gratitude, + Flexible Minimalism within Frugality
2792

How do we know how much is enough? What are our measuring tools for knowing this? Today we explore the topics of contentment, gratitude, and minimalism as a means to embracing frugality and being kind to our finances. Listen in as we explore why these principles are foundational to our frugal journey.

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Mar 13, 2020
How to Save Money While Raising Young Children w/ Caroline Vencil
2278

Saving money and spending less is an ongoing journey and can have additional difficulties when this is paired with raising young kids! We know everyone's financial story is different but we also know that it is not uncommon to have children before accomplishing major financial goals. For this reason (and many more) we are thrilled to have Caroline Vencil to share some encouragement and tangible tips for those living on a budget with small children!

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Mar 06, 2020
How To Transition From Spender To Saver
2715

Sometimes spending money is a whole lot easier than saving money! Spending money often gives us what we want in the moment, but it can derail us from our financial goals or debt payoff plans. Today we're talking about strategies to move from spending to saving so that we can get the most out of budgets!

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Feb 28, 2020
What Insurances You Need To Be Paying For
2134

Insurance; it's not everyone's favorite topic to talk about, but it is an important one! We'll keep it short and sweet for you, reviewing which insurances you can skip, and which ones are the 'must-haves'.

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Feb 21, 2020
Paying off $105K of debt in 35 Months w/ Kate from Living That Debt Free Life
2564

Debt can feel insurmountable and even debilitating at times, especially if our debt reaches the 6-figure mark. This is exactly where Kate from 'Living that Debt Free Life' was at prior to tackling $105K of student loan debt and she's got some great insights and tips in her story to help the rest of us on our debt payoff journey. Regardless of the reasons we find ourselves in debt we hope Kate's story will provide encouragement and motivation for your financial goals!

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Feb 14, 2020
Retirement 101 | Everything Frugal People Need to Know About Saving For Retirement
3364

It's never too early to start saving for retirement, but with all the weird acronyms and other necessities vying for our money it is easy to push this off to the 'someday' category. On this episode we're breaking down more of those barriers to saving and making retirement feel a bit more attainable!

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Feb 07, 2020
Frugal Self Care | Finding Peace without Breaking Your Budget
3365

In our fast-paced, busy lifestyles it can be difficult to find time for rest and enjoyment. And beyond that, the things we often turn to for 'self care' are expensive and not always effective. We're excited to spread the message today that self care does not need to break our budgets AND it's about so much more than bubble baths and massages (although they're nice :))

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Jan 31, 2020
Reducing Food Waste w/Debt Kickin' Mom
3790

Reigning in our food and grocery bills can be one of the most challenging things to our budgets! We often talk about cooking at home and being savvy with the items we purchase, but what about controlling our food waste? It's staggering how much food ends up in the trash and thereby how much money is wasted, which is why we are pumped to be talking with Debt Kickin' Mom about how to get a handle on our food consumption and save money in the process!

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Jan 24, 2020
Effective Goal Setting
2665

Have you ever wanted to achieve something, financially or otherwise, but struggled to actually make it happen? You're not alone! It's one thing to desire something, but a whole other animal to take the steps towards accomplishing it! Goal setting is a popular idea this time of year, but let's chat about how we can actually MAKE IT HAPPEN in 2020!

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Jan 17, 2020
How to Save Money on Transportation Costs
3692

Out of the biggest expenses we incur, transportation falls in the top 4! So if we are looking to cut spending and save we've got to look at this category! On this episode we talk about the ways we can limit our transportation costs and commute frugally.

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Jan 10, 2020
89: Letting Go of Material Possessions to Save Money w/ Desirae Endres
3064

Combating the desire for material possessions is crucial in our 'debt-payoff and other financial goals' journey! And it's this desire for 'stuff' that is really at the heart of impulse spending and can be such a barrier to seeing real shifts in our budgets. So today we've invited Desirae Endres from the Minimalish podcast and blog to share her personal story of scaling back on possessions and the impact this made in her life!

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Jan 03, 2020
Budgeting On An Irregular Income
2298

Budgeting is foundational to this frugal lifestyle, and can be a hard enough muscle to build with a predictable income, but how do we approach this task if our income is irregular? While there are a few more barriers to budgeting when we don't know exactly how much we are making, there are still ways to get the bills paid, and save!

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Dec 27, 2019
How to Have Healthy Conversations About Money | Create Healthy Financial Boundaries
3458

Talking about finances can feel just as taboo as talking about politics with co-workers; but what if it didn't have to be this way? Today we're chatting about the conversations we all should be having with our friends, family, and partners about money. Listen in, then tell us how you approach your important conversations!

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Dec 20, 2019
Having Money Conversations With Kids w/ Bobbi Rebell
2707

Learning financial tools and responsibility can be hard enough as an adult, but how do we approach this topic with our kids? How do we pass on better money habits and financial literacy? On today's episode, we talk with Bobbi Rebell about the impact our own childhood has on the way we approach money with kids, as well as ways to navigate money conversations with your children.

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See omnystudio.com/listener for privacy information.

Dec 13, 2019
Side Hustles for People Short on Time
2752

The idea of increasing our earnings each month sounds fantastic, but what if our day jobs sap all of our time an energy?! In this episode we explore some side hustle options that require minimal effort but maintain decent pay-outs. Skip the online surveys and check out this episode!

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Dec 06, 2019
Entertaining and Get-Togethers on a Budget
2890

'Tis the season for parties, get-togethers, and hosting! While we've already explored frugal gift ideas, black Friday, + holiday fun; today we talk about entertaining. Having others over to our homes is not only daunting at times, but let's face it; EXPENSIVE! Of course, some of us relish the opportunity to provide an enjoyable experience in our homes, while other's of us don't even know where to start! The good news is, having get-togethers can be more attainable and far more budget friendly than we thought!

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Nov 29, 2019
Goal Setting For Financial Success w/ Brian from SAVVI Financial
3585

Goal setting; we all know we should do it, but what makes it so difficult to take this first step? Maybe we don't believe it works, or maybe it's the fear of failure - no matter the reason it remains true that if we don't know where we are going, any road will get us there. Join us in our discussion with Brian from SAVVI financial about the importance of goal setting and how to do it in a way that makes sense to YOU!

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Nov 22, 2019
Why You Can’t Finish Paying Off Your Debt | How to Stick With the Debt Free Journey
3122

Paying off debt is a BIG and worthwhile goal, but why does it seem like we are making zero progress at times?! On today's episode we talk through the reasons why paying down debt can seem insurmountable, and the ways to break down the barriers to see real progress fast!

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Nov 15, 2019
Our Favorite Money Making + Saving Apps
3152

We all know there are so many resources out there that can help us save AND make money, but how we do find them?! It can be difficult to weed through the internet and find the apps and websites that are actually worth our time. On this episode, we do the heavy-lifting for you! We've got a curated list (with commentary of course :)) on the best apps out there to help you make the most of time, energy, and money!

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Nov 08, 2019
How To Get Other People To Pay Your Mortgage w/ Craig Curelop
2331

We're all about cutting expenses, especially the major ones! And what better way to reduce costs than by getting someone else to pay your mortgage?! We're talking about house hacking, and we have Craig Curelop, author of "The House Hacking Strategy" on the show to talk about how he reduced his housing costs, and how you can too!

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Nov 01, 2019
Our Favorite Frugal Food Blogs + Recipes
2189

We love food! And if you haven't noticed yet, we love talking about food! It's even better when we can make and eat good food for a reasonable amount of money! On this episode we give you our favorite food blogs + recipes... award show style. Listen in to find out who wins each category of our Frugal Friends Foodie Awards!

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Oct 25, 2019
Save Money by Living in an RV | Motorhome Living For Minimalism & Frugality
3090

Have you ever considered taking extreme measures to pay down debt or save money? Have thoughts of tiny living ever entered your mind? Do you wonder what it would be like to live in a small space? We've considered it all and Jill is here to tell you about it! She's currently living in a 170sq. ft. trailer and previously lived in a motorhome and now we're finally letting her share all the insight about the pros and cons and how to do it right!

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See omnystudio.com/listener for privacy information.

Oct 18, 2019
Money Myths That Are Holding You Back w/ Rob Berger
3314

There's all kinds of things we tell ourselves about money and our financial situations, but not all of them are true! We're thrilled to have Rob Berger on the show, author of "Retire Before Mom and Dad" to dispel some common myths about money, break down the barriers between us+our goals, and set our perspectives right!

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Oct 11, 2019
Frugality 101 | Live from #FinCon19 BONUS
488
Oct 08, 2019
Ask Us Anything LIVE from #FinCon2019
2117

We took the opportunity to record at FinCon 2019 in D.C. and answered all of your most pressing questions! Our frugal friends community asked some great questions, and while Jen encouraged people to 'get weird' you all kept it classy and we appreciate that :)

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Oct 04, 2019
What do the Frugal Friends like to spend money on? | Live from #FinCon19 BONUS
439
Oct 02, 2019
How to Start a Cook at Home Challenge This Month!
2545

FOOD! We love it, but it's one of the biggest budget challenges we face each month. But what if we could reduce our spending and save more money by cutting costs on food? We're challenging all of us (including ourselves!) to cook at home by dispelling some myths about home cooking and providing some tips on how to do this with ease! Join in and share your own progress!

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See omnystudio.com/listener for privacy information.

Sep 27, 2019
How to Pay off Debt on a Single Income w/ Budget Girl Sarah Wilson
2589

It's one thing to be frugal when living on 2 incomes and splitting expenses, but how can we achieve financial goals on just 1 income? We're thrilled to have Budget Girl (Sarah Wilson) on the show sharing her story of debt-payoff, budgeting, and stretching her dollar - proving to us all that financial goals can be achieved on even the tiniest of salaries! Whether you are single, a single-income family, or still interested in learning more ways to reduce expenses and save money - this one's for you!

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See omnystudio.com/listener for privacy information.

Sep 20, 2019
Our Biggest Frugal Fails | Live from #FinCon19 BONUS
534
Sep 17, 2019
Financial Independence Through Frugality | The Frugal FIRE Movement
3117

Lots of people are jazzed up about financial independence and retiring early (FIRE for short) and while this seems amazing and daunting all at once, we want to take a frugal look at this concept! Join us as we explore the basics of being on FIRE and some of the pros and cons of this movement.

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Sep 13, 2019
How the Frugal Friends Met | Live From #FinCon19 BONUS
470

Check out the video over on YouTube so you can finally figure out which one is Jen and which is Jill :)

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Sep 11, 2019
How to Start a Frugal Side Hustle Flipping Furniture & Used Goods
2485

When it comes to side hustles, flipping is certainly one to consider! Flipping does require a keen eye and some occasional DIY skills, but can be a great way to earn some extra cash and fulfill some of those 'shopping urges'! On this episode we explore the best places to buy, sell, and what to look for to get the best return on your money!

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Sep 06, 2019
Travel Hacking w/ Lee Huffman | Maximizing Travel Rewards for Beginners
3135

Travel! For many of us, it's what we look forward to, work for, and talk about; AND unfortunately it can also be what propels us into debt. We know some people get to see the world on very few dollars; so we talked with Lee Huffman from the We Travel There podcast to pick his brain on travel hacking and how even the most inexperienced can do it!

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Aug 30, 2019
Grocery Store Sale Cycles to Know About
2375

Groceries are one of our biggest monthly expenses, so it makes sense that we want to cut costs and save money where possible; while still eating well of course! Beyond clipping coupons and shopping discount grocers, we learned that tracking sales cycles can be a big money saver! Listen in as we chat about shopping in season and staying on top of discounts.

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Aug 23, 2019
Create A Fulfilling Minimalist Lifestyle | Incorporating Minimalism into Your Schedule
2323

Minimalism is not just about how much stuff you own, in fact it's hardly about stuff! Minimalism certainly boasts clean open spaces, but how might these concepts permeate other aspects of our frugal lives? On this episode we're exploring how minimalism might impact the way we approach our daily lives and schedules and how this too might assist us in obtaining our financial goals and ultimately creating a fulfilling lifestyle!

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Aug 16, 2019
Front Loading Your Life w/ Robert Farrington of The College Investor | A Frugal Alternative to FI/RE
2582

We all know it's a good idea to start saving money when we're young, but in what other ways should we be making the most of our youth? Robert Farrington answers this question as he explores this concept of 'front loading' our lives and encourages young people to capitalize on the energy, capacity, and ability to risk-take when we're younger in order to experience greater financial freedoms and benefits later in life.

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Aug 09, 2019
When Buying a House is the Frugal Move | Should You Buy or Rent a Home?
2865

Housing is one of our biggest expenses in life, and oftentimes we’re not asking the right questions to determine the best and most affordable living solutions! There are great arguments on both sides for renting vs. buying and we explore it all to help you determine  what’s right for you! In this episode we’re taking a look at the factors to consider when buying, the benefits of renting, whether we should be focused on paying off debt or investing, and a few alternative housing ideas!

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Aug 02, 2019
Tips to Avoid Overspending on Back to School
2518

It's that time of year again! Dreaded for students, anticipated for parents; but something we can all rally behind is not wanting to overspend on back to school supplies! It seems the lists get longer and longer each year, so we’re talking about how we can send kids back to school prepared without breaking the bank. And to top it off we have Allison from Inspired Budget co-hosting the show and giving her expert knowledge as a personal finance writer AND a fellow teacher! Don’t miss it!

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Jul 26, 2019
Getting Into & Paying off Over $27K of Credit Card Debt w/ Chris Browning of Popcorn Finance
2797

This one is a long time in the making, but we are delighted to have Chris Browning from the Popcorn Finance podcast on the show! Chris has a lot of great insight when it comes to personal finance and becoming debt-free, and we admire him even more for sharing with us how he and his wife paid off $27K of credit card debt! We talk a lot about paying off student loan debt on the show, so we're excited to bring some hope to our fellow frugal friends who are facing this sort of debt and provide hope for freedom through hearing Chris' story!

Click here for full show notes!

See omnystudio.com/listener for privacy information.

Jul 19, 2019
How To Use Cash Envelopes Effectively | Cash Envelope System 101
2988

There are many budgeting techniques out there but today we're taking a look at the envelope system. It's an extra special episode as we have THE Allison Baggerly from Inspired Budget acting as co-host while Jen is on maternity leave! Allison and her family have actually used the envelope system for years and she brings a helpful perspective to this topic! Many of us have 'cut our teeth' in budgeting by using the envelope system and still more have fallen off the wagon - but let's talk about how might make this practical method work for us!

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Jul 12, 2019
How to Get Your Spouse on Board with Frugality
2193

Setting and achieving financial goals is all fun and games, but what about if your spouse is not on board? Embracing frugality, much like minimalism, can't be forced on others - but there are ways to negotiate and become unified on this journey toward financial freedom! Join us as we look at some basic tips to help open the lines of communication and seek common ground regarding finances and important money decisions!

Sponsors:

: We love and use Rkuten all the time so we wanted to give them a shout out. If you’ve never used it, Rakuten is a shopping portal where you can get cash-back on purchases from your favorite stores. We use it for Groupon, Amazon, Walmart, travel sites and more. And, if you haven’t tried Ebates yet we’ve got a $10 welcome bonus for you on your first purchase of $25 or more when you sign up through frugalfriendspodcast.com/rakutenRakuten

As you drive down the road today don’t let the sale signs on those fireworks tents be a metaphor for your relationship. Discounted Fireworks.Discounted Fireworks:

Notable Notes:

What the Internet has to Say:

  • This article from Dave Ramsey highlights 3 ways to get your spouse on board with financial goals and decisions. 

What Jen + Jill have to say:

  • Be aware of your words; watch the 'hot-button' words, and pulling out the old records/big hitters such as ‘you always’, or ‘you never’
  • Consider your timing; choose a time free from distraction and most likely to be conducive for an important conversation
  • Watch your tone; this can set the trajectory of the conversation. Avoid sounding condescending. overly frustrated, or unwilling to listen to the other side

More the Internet:

  • This article from Mom and Dad money provides more tips on how to get on the same page with your spouse around finances and frugality.

More from Jen + Jill:

  • Lead by example
  • Set a regular time to talk
  • Give it time
  • Ask for help
  • Give each other ‘free spend’ $

- Thanks Lisa for sharing about paying down your car payment with double payments! We're so excited for you and your gazelle like fierceness!BILL OF THE WEEK

Lightning Round

How to Ensure Your Spouse will Hate Frugality & You

  • Take the empty toothpaste out of the trash and cut the end off to get the last bit that they wasted. Bonus points if you do it right in front of them or leave the remains where they can see it. 
  • Tell them what the return on that $4.50 latte would have been after 30 years in the market.
  • Mention “the budget” several times a day. Even when nobody asked.
  • Don’t mention any of the things you do appreciate about them until they come over to your side.

See omnystudio.com/listener for privacy information.

Jul 05, 2019
Talking About Your Parents' Finances w/ Cameron Huddleston
3822

Many of us have never considered approaching this topic of finances with our parents, and for those who have, it can still make us want to run for the hills! It's the second most potentially awkward and dreaded conversation right next to 'the talk' you received as an adolescent, but no less important! Thankfully, we have Cameron Huddleston, personal finance expert + author, on the show to discuss how to have these crucial conversations and the importance of opening this dialogue before it's too late. Cameron shares her own insight and experience, and even some cautionary tales to motivate us to do the hard, but valuable thing!

Sponsors:

This one’s not a sponsor but an amazing deal and every purchase supports the show. The Master Your Money Super Bundle is a collection of 45 courses, ebooks, printables and videos to help you do better in all areas of your money. Whether that’s budgeting, paying off debt, investing, making more money, whatever. The bundle has over $1200 worth of resources in it but you can get it for less than $50 when you visit frugalfriendspodcast.com/masteryourmoneyMaster Your Money Super Bundle:

They're excellent when they involve bread or laughter, but not when they involve steam. So don’t steamroll in conversations, or with finances - instead - slow your roll, grab some butter& eat a roll - then get on a roll with achieving your financial goals!Rolls:

Notable Notes:

We sincerely enjoyed our time chatting with Cameron on this very important, unique, and difficult topic. She had great insight and advice and we got to ask her all of the questions - including:

  • Why should we start this awkward conversation any earlier than we have to?
  • How do we approach these conversations in love and respect?
  • What should we do if one or both of our parents won’t open up?
  • What’s some of the important information we should look to obtain? 

BILL OF THE WEEK - Thanks Cameron for sharing your bill with us!

Lightning Round

  • When we see parents blowing through money or not being responsible with it but refuse to change, what do we do in that scenario?
  1. Avoid criticism 
  2. Share tips that have worked for YOU
  3. Prepare financially to support OR prepare emotionally to say ‘no’ to financial support
  • If we have siblings, how can we get them involved in this process?
  1. Have conversation
  2. Accountability - send updates to siblings
  3. Share the burden - if you handle bills - let siblings do care-giving
  • Do you have any tips for young parents on creating safety for these conversations with our own children?
  1. Beginning making it safe to talk about finances from a young age
  2. Share in age appropriate ways about finances

To get more from Cameron, check out her website!

AND get Cameron's book: "Mom and Dad we Need to Talk, How to Have Essential Conversations With Your Parents About Their Finances"

Frugal Friends Book Club:

It’s June and we’re reading Digital Minimalism by Cal Newport for book club

  • If you want a free copy, leave us a review on iTunes or Stitcher, screenshot the review and send it to frugalfriendspodcast@gmail.com. We’ll select the winners at the end of the month.

See you next week!

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Jun 28, 2019
How To Achieve Digital Minimalism & Declutter Your Online Life
3167

Now that we've de-cluttered and minimized our homes, it's time to simplify our digital lives! Beyond deleting files from your computer, we also talk about being more mindful about how we are spending our time and money online. Mindless technology use can lead to mindless spending so let's talk digital minimalism!

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See omnystudio.com/listener for privacy information.

Jun 21, 2019
Frugal Summer Fun | Free Ways to Have Fun in the Good Weather
2563

School's out,  sun's out…now what? If you're like us summertime means a lot more get-togethers, vacations, day trips, and activities - but how do we make the most of summer without blowing our budgets? On this episode, we talk all about frugal ways to enjoy the summer along with some of the pitfalls and misguided tips for saving money during this season. 

Click here for full show notes!

See omnystudio.com/listener for privacy information.

Jun 14, 2019
Creating Soulful Simplicity In Your Life With Courtney Carver
2714

We know minimalism and simplicity have great benefits for our lives, but knowing where to start or how to achieve this lifestyle can be daunting! Thankfully Courtney Carver, author of Soulful Simplicity and creator of the minimalist fashion challenge #Project333 breaks it down for us on this episode! Courtney shares her own minimalist journey and offers a great way to approach simplicity with your wardrobe!

Click here for full show notes!

See omnystudio.com/listener for privacy information.

Jun 07, 2019
Building a Frugal Culture in Your Community
2160

It’s important to have friends - especially when setting and reaching goals. Our friends can either support us or derail us, and while we would never advocate kicking anyone to the curb - we will give tips on how to surround yourself with a community that will assist you on this frugal journey!

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May 31, 2019
When NOT to be Frugal | Prioritizing Value Over Cheapness
2766

Believe it or not, SOMETIMES the most frugal option is the more expensive option! Today we talk about the areas where it's worth spending more because of the savings it could provide in the long run. We also discuss some common frugal tips that are misleading at best, and usually not worth following!

Click here for full show notes
!

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May 24, 2019
Saving For Kids' College w/ Abby Chao from CollegeBacker | Is a 529 Plan Right for You?
2542

Saving for kids' college is an admirable goal, but can sound overwhelming and expensive! On this episode, Abby Chao from College Backer talks candidly about why to save, when to save, how much to save, and where to save! Whether you have no kids, young kids, or even kids already in college Abby offers great tips and hope that it's never to late to save for college!

Click here for full show notes!

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May 17, 2019
What To Do When You Feel Like Giving Up | Staying Motivated While Paying off Debt
2842

We’ve all been there - whether in our financial journey or other life circumstances - we reach a point of low motivation or down-right discouragement and we want to just give up! In this episode we talk about this very real feeling and some practical ways to overcome this barrier, regain willpower, and press forward! Whether you’ve been there, or are there right now this one’s pivotal to consider in our frugal lifestyles!

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May 10, 2019
Frugal Hobbies: What To Do With The Free Time That Not-Spending Frees Up
3009

Having a hobby is crucial to the frugal lifestyle - it can provide rest, encourage creative, foster community, keep us from wasting our time + money on less important activities and so much more! BUT hobbies can also be expensive! On this episode we discuss how to enjoy a hobby with breaking the bank, and how to find a frugal hobby if you are still clueless in this domain!

Click here for full show notes!


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May 03, 2019
Balancing Paying Off Debt and Thinking about the Future with Erin Lowry
2695

Paying off debt is a big (and worthwhile) goal, but what can be done when we have other financial goals we want to be pursuing as well? On this episode, we talk with Erin Lowry from Broke Millennial about what it can look like to balance paying down debt while also investing. There's a lot to consider in this topic, but we’re excited to pick Erin’s brain and share her insight here!

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Apr 26, 2019
Maximize Yard Sale Shopping + ONE YEAR! | Garage Sale Shopping Tips
3744

We have been your Frugal Friends for one whole year now (ahh!) and what better way to celebrate than to talk about YARD SALES!? It’s one of our favorite topics AND activities, and today we’re talking about how to make the most of your ‘yard-saling’ (that’s right we made it a verb) experience! Whether you are going to yard sales, or hosting a yard sale, we’ve got some good tips for you!

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Apr 19, 2019
Homesteading Tips for City Dwellers | Frugal Urban Sustainability
2941

Homesteading is becoming more and more appealing , especially in the world of frugality, but what can be done for those of us who don’t sit on property or don’t plan to invest in land? Have no fear! Homesteading is not just about having a vegetable garden, it’s also a way of life with many practices that can be incorporated even into tiny or urban living situations!

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Apr 12, 2019
The Truth About Student Loan Forgiveness w/ Travis Hornsby
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Student loan forgiveness - we’ve all heard about it, but is it real?! In this episode, we chat with Travis Hornsby from Student Loan Planner about all things student loan forgiveness, plus some tips we are sure you have never heard of before! We shared some laughs and received invaluable tips and knowledge on this very important, and sometimes overwhelming topic! Have a listen!

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Apr 05, 2019
How to Save Money on Weddings - Part 2: Reception & Honeymoon
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It's one of the most important days of your life, but that doesn't mean you have to spend your (or your parents!) entire life savings! We're following up our Part 1 episode on ceremonies (ep. 6) with what you need to know to plan a killer reception and honeymoon without emptying that bank account, or worse, collecting debt!

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Mar 29, 2019
Frugal is the New Green: Why Frugality is Environmentally Friendly
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Frugality pairs nicely with many things, including environmental friendliness! Practicing good stewardship of resources is something us frugal folks have been doing for ages. Whether going 'green' is something you strive for or not, today we dive into how being frugal has some great environmental perks and why us frugal people can feel even more assured in our lifestyle.

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Mar 22, 2019
Creating a Capsule Pantry with Kristin Marr | How to Maintain a Minimalist Kitchen on a Budget
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We know the benefits of minimalism and how it fits so nicely into a frugal lifestyle, but can minimalsim be achieved in the kitchen also? Today we talk with Kristen Marr from Live Simply about how to achieve a 'capsule pantry'. From how to identify the essentials, to shopping and stocking - Kristen gives some great insight into the most important part of a home; the kitchen!

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Mar 15, 2019
Warehouse Clubs: How to Save & Whether They're Right for You
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Warehouse clubs, the only place you can go to purchase your chicken, your wedding ring, your outdoor furniture, AND your underwear all under one roof! While it can be great to score some savings on toilet paper, today we explore the pros and cons of warehouse club shopping and how to determine if they provide the best frugal options for you!

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Mar 08, 2019
Negotiating Tips for Lowering Bills, Prices, & Rates
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Negotiating; some people love it - others hate it. Either way, it can be a great frugal skill  for lowering bills, scoring deals, getting out of late fees, OR just enjoying some Saturday morning yard sales!

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Mar 01, 2019
Frugal Pregnancy & Parenting with THE Mrs. Frugalwoods | Saving Money on Baby The Smart Way
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We love to have guests on the show and today is no exception! We have THE Mrs. Frugalwoods (A.K.A. Elizabeth Thames), author and blogger on everything frugal+sustainable. AND since Jen is currently pregnant, we seized the opportunity to ask Mrs. Frugalwoods about pregnancy and parenting the frugal way. Let’s just say she did not disappoint! Check it out!

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Feb 22, 2019
DIY Cleaning Products: Do's & Don'ts | Save Money While Staying Clean (& Safe!)
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Simple, DIY, Low-cost - these words are music to our frugal ears! We're excited to talk about how frugality can intersect with all aspects our lifestyles, including the way we clean! There's more to know about cleaning products than we ever thought - but have no fear - we've got all the do's and don'ts of DIY cleaning products you need to know! Whether you clean often or you can't remember the last time you swept your floors, there's some good stuff in this episode!

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Feb 15, 2019
Personal Finance Basics | What You Need to Understand & Care About to Thrive Financially
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The frugal life is not just about spending less, it is also about financial responsibility and planning well for those beautiful financial goals we know you all have! In this episode we get back to the basics, and talk about those fundamental aspects of personal finance; where you should be focusing your time, energy and resources to make the most of your life and earnings! Whether you are completely clueless on the things you 'should' know, or you need a refresher course on 'the big picture' - this one's for you!

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Feb 08, 2019
The Tenacity & Frugality it Takes to Pay off Your Mortgage w/ Andy Hill
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Today we’ve got Andy Hill from the Marriage Kids & Money podcast talking with us about how he and his wife PAID OFF THEIR MORTGAGE! Lots of people consider themselves debt-free even prior to paying off their house, but not Andy! Paying off a mortgage early is quite the under-taking and requires a great deal of determination, but Andy tells us how they made it happen! Andy gives us tips on how to pay off your house and be real-deal debt-free! Listen in!

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Feb 01, 2019
How a No-Spend Month Can Help You Be More Frugal
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Jan 25, 2019
Couponing for Extremely Normal People | How to Coupon Without Being Extreme
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We've all seen them on TV - holding up the line, filling their carts, handing over coupons, and walking out of the store having only spent .10 cents! While there is some reality to the crazy deals people can get through extreme couponing - today we'll take a tempered approach and see what us frugal folk can glean from this practice. Join us as we talk about what's worth couponing and what we should leave for TV entertainment. A.K.A. couponing for 'normal' people!

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Jan 18, 2019
Frugal Fitness with Amanda Walker from Feel Amazing Naked | The Best Ways to Workout For Free!
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Today we’ve got Amanda Walker from the "Feel Amazing Naked" podcast. Amanda is a health and fitness coach who is also passionate about budgeting and paying off debt! We thoroughly enjoyed asking Amanda all the questions and getting inspired to leave behind our lame excuses for not taking care of our bodies! Amanda has so many great tips and an amazing perspective - we're confident you will enjoy her as much as we did!

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Jan 11, 2019
How to Use the KonMari Method to DeClutter Efficiently and Frugally