Consumer Finance Monitor
By Ballard Spahr LLP
Listen to a podcast, please open Podcast Republic app. Available on Google Play Store and Apple App Store.
Image by Ballard Spahr LLP
Category: Business News
Open in Apple Podcasts
Open RSS feed
Open Website
Rate for this podcast
Subscribers: 16
Reviews: 0
Episodes: 100
Description
The Consumer Financial Services industry is changing quickly. This weekly podcast from national law firm Ballard Spahr focuses on the consumer finance issues that matter most, from new product development and emerging technologies to regulatory compliance and enforcement and the ramifications of private litigation. Our legal team—recognized as one of the industry's finest— will help you make sense of breaking developments, avoid risk, and make the most of opportunity.
| Episode | Date |
|---|---|
|
A Close Look at the Consumer Financial Protection Bureau’s Final Credit Card Late Fee Rule: Have Cardholders Been Dealt a Winning or Losing Hand?
|
Apr 25, 2024 |
|
An Update on Earned Wage Access Products
|
Apr 18, 2024 |
|
A Close Look at the Consumer Financial Protection Bureau’s Proposed Rules on Overdraft and Nonsufficient Funds Fees
|
Apr 11, 2024 |
|
The Federal Trade Commission: Looking Back at 2023 and Looking Ahead to 2024 and Beyond
|
Apr 04, 2024 |
|
The Consumer Financial Protection Bureau’s Use of Unfairness to Regulate Discriminatory Conduct: A Discussion of the Consumer and Industry Perspectives
|
Mar 28, 2024 |
|
Telephone Consumer Protection Act Update: Developments Impacting Consent and Lead Generation
|
Mar 21, 2024 |
|
The U.S. Supreme Court Hears Two Cases in Which the Plaintiffs Seek to Overturn the Chevron Judicial Deference Framework: Who Will Win and What Does It Mean? Part II
|
Mar 14, 2024 |
|
The U.S. Supreme Court Hears Two Cases in Which the Plaintiffs Seek to Overturn the Chevron Judicial Deference Framework: Who Will Win and What Does It Mean? Part I
|
Mar 07, 2024 |
|
How the Consumer Financial Protection Bureau Can Advance the Use of Artificial Intelligence in Consumer Financial Services
|
Feb 29, 2024 |
|
The CARS Rule: What You Need To Know About the Federal Trade Commission’s Final Motor Vehicle Dealer Trade Regulation Rule, Part II
|
Feb 22, 2024 |
|
The CARS Rule: What You Need To Know About the Federal Trade Commission’s Final Motor Vehicle Dealer Trade Regulation Rule, Part I
|
Feb 15, 2024 |
|
Recent Developments Affecting Student Loan Origination and Servicing
|
Feb 08, 2024 |
|
Navigating the Consumer Financial Protection Bureau’s Proposed Personal Financial Data Rule
|
Feb 01, 2024 |
|
Understanding the Federal Reserve Board Proposal to Lower Interchange Fee Cap for Debit Card Transactions
|
Jan 25, 2024 |
|
Will Chevron Deference Survive in the U.S. Supreme Court? An Important Discussion to Hear in Advance of the January 17th Oral Argument
|
Jan 16, 2024 |
|
Foreclosing on “Zombie” Mortgages: What Lenders and Servicers Should Know
|
Jan 11, 2024 |
|
A Look at a New Approach to Consumer Contracts
|
Jan 04, 2024 |
|
Community Reinvestment Act Reform: A Close Look at the Final Rule
|
Dec 28, 2023 |
|
What the Recent Developments in Federal Preemption for National and State Banks Mean for Bank and Nonbank Consumer Financial Services Providers
|
Dec 21, 2023 |
|
The Biden Administration’s “Junk Fees” Initiative Continues: What the Latest Actions Mean for the Consumer Financial Services and Rental Housing Industries, Part II
|
Dec 14, 2023 |
|
The Biden Administration’s “Junk Fees” Initiative Continues: What the Latest Actions Mean for the Consumer Financial Services and Rental Housing Industries, Part I
|
Dec 07, 2023 |
|
A Close Look at the Federal Trade Commission’s Proposed Rule to Regulate “Junk Fees”
|
Nov 28, 2023 |
|
Consumer Finance Impact of a CFPB Run Amok
|
Nov 22, 2023 |
|
Prohibited by Law and Totally Ineffective—Just Two of the Many Reasons Why the CFPB Should Deny the Petition for Rulemaking on Post-Dispute Consumer Arbitration Agreements
|
Nov 16, 2023 |
|
A Deep Dive Into the Consumer Financial Protection Bureau’s Policy Statement on Abusive Acts and Practices Under the Consumer Financial Protection Act
|
Nov 09, 2023 |
|
The U.S. Supreme Court’s Decision in Community Financial Services Association of America Ltd. v. Consumer Financial Protection Bureau: Who Will Win and What Does It Mean? Part II
|
Nov 02, 2023 |
|
The U.S. Supreme Court’s Decision in Community Financial Services Association of America Ltd. v. Consumer Financial Protection Bureau: Who Will Win and What Does It Mean? Part I
|
Oct 26, 2023 |
|
Understanding the Credit Card Competition Act a/k/a Durbin 2.0
|
Oct 19, 2023 |
|
A Look at the Impact of New Developments in Payment Systems on Low-Income Consumers
|
Oct 12, 2023 |
|
A Close Look at the Federal Trade Commission’s Updates to its Guides on the Use of Endorsements and Testimonials in Advertising and Proposed Rule on the Use of Consumer Reviews and Testimonials
|
Oct 05, 2023 |
|
Federal Court Rules CFPB Cannot Use UDAAP Authority to Regulate Discrimination: A Close Look at the Decision and its Implications
|
Sep 28, 2023 |
|
Shining a Bright Light on Digital Dark Patterns
|
Sep 21, 2023 |
|
What is FedNow and its Role in the U.S. Payments System?
|
Sep 14, 2023 |
|
Responding to Direct and Indirect Identity Theft Disputes Under the FCRA: What Are The Differences?
|
Sep 07, 2023 |
|
Should Section 5 of the FTC Act be Amended to Add a Private Right of Action?
|
Aug 31, 2023 |
|
A Look at the Growing Use of Generative Artificial Intelligence and Chatbots in Consumer Financial Services, with Special Guests Ron Shevlin, Chief Research Officer, Cornerstone Advisors, and Reggie Young, Product Counsel, Lithic
|
Aug 24, 2023 |
|
An Even Deeper Dive into the CFPB’s Final Dodd-Frank Section 1071 Rule on Small Business Data Collection
|
Aug 17, 2023 |
|
A Deep Dive Into Cryptocurrency and its Risks to Investors and the Banking System, with Special Guest, Arthur E. Wilmarth, Professor Emeritus, George Washington University Law School
|
Aug 10, 2023 |
|
The Challenges of Using the Current Law to Address Dark Patterns, A Conversation with Special Guest Gregory Dickinson, Assistant Professor, St. Thomas University, Benjamin L. Crump College of Law
|
Aug 03, 2023 |
|
Should Written Contracts be Eliminated for Small Dollar Transactions? A Conversation with Special Guest David Hoffman, Professor and Deputy Dean, University of Pennsylvania Carey Law School
|
Jul 27, 2023 |
|
What the Biden Administration’s “Junk Fees” Initiative Means for the Consumer Financial Services Industry: A Look at the Fees Under Attack, Part II
|
Jul 20, 2023 |
|
What the Biden Administration’s “Junk Fees” Initiative Means for the Consumer Financial Services Industry: A Look at the Fees Under Attack, Part I
|
Jul 13, 2023 |
|
A Close Look at the U.S. Supreme Court’s Decision Invalidating the Biden Administration’s Student Loan Forgiveness Plan and its Potential Legal Repercussions and Impact on Student Loan Borrowers
|
Jul 06, 2023 |
|
The Legality of “Regulation by Enforcement” and Other Considerations, A Discussion with Special Guest, David Zaring, Professor, Wharton School of the University of Pennsylvania
|
Jun 29, 2023 |
|
A Look at the Treasury Department's April 2023 Report on Decentralized Finance or "DeFi"
|
Jun 22, 2023 |
|
A Look at the Current Challenge to Judicial Deference to Federal Agencies and What it Means for the Consumer Financial Services Industry, With Special Guest, Craig Green, Professor, Temple University School of Law
|
Jun 15, 2023 |
|
The Consumer Financial Protection Bureau’s Final Section 1071 Rule on Small Business Data Collection: What You Need to Know, Part II, with Special Guest David Skanderson, Vice President, Charles River Associates
|
Jun 08, 2023 |
|
The Consumer Financial Protection Bureau’s Final Section 1071 Rule on Small Business Data Collection: What You Need to Know, Part I
|
Jun 01, 2023 |
|
A Deep Dive into Mass Arbitration, with Special Guest Andrew Pincus, Partner, Mayer Brown
|
May 25, 2023 |
|
Perspectives on Counseling on the Creation of Consumer Finance Products, with Special Guest Joseph Schuster, Managing Director and Senior Counsel, Goldman Sachs
|
May 18, 2023 |
|
A Close Look at the Impact of Antitrust Laws on the Consumer Financial Services Industry
|
May 11, 2023 |
|
CFSA v. CFPB Moves to the U.S. Supreme Court: A Look at Constitutional Challenges to the CFPB's Funding, with Special Guest, GianCarlo Canaparo, Senior Legal Fellow in The Heritage Foundation's Edwin Meese III Center for Legal and Judicial Studies
|
May 04, 2023 |
|
Recent Federal and State Debt Collection Developments
|
Apr 27, 2023 |
|
A Close Look at Generative Artificial Intelligence and What it Means for the Consumer Finance Industry, with Special Guest Alex Johnson, Founder and Author of Fintech Takes Newsletter
|
Apr 20, 2023 |
|
Performance-Based Regulation: A New Approach to Consumer Financial Regulation, with Special Guest Lauren Willis, Professor of Law and Associate Dean for Research, LMU Loyola Law School
|
Apr 13, 2023 |
|
A Primer on “Dark Patterns,” with Special Guest Andrew Nigrinis, PhD, Managing Principal, Edgeworth Economics, and Former Consumer Financial Protection Bureau Enforcement Economist
|
Apr 06, 2023 |
|
How a Former FDIC Chairman is Reacting to the Silicon Bank Valley Failure, A Discussion with Special Guest Bill Isaac, Chairman, Secura/Isaac Group, and FDIC Chairman from 1981-1985
|
Mar 28, 2023 |
|
SCOTUS Hears Oral Argument in Cases Challenging Biden Administration Student Loan Forgiveness Plan: Observations and Predictions
|
Mar 23, 2023 |
|
A Deep Dive into Mass Mailings by Debt Relief Law Firms
|
Mar 16, 2023 |
|
A Close Look at the Consumer Financial Protection Bureau’s Credit Card Late Fees Proposal, with Special Guest Todd J. Zywicki, Professor of Law, George Mason University Antonin Scalia Law School
|
Mar 09, 2023 |
|
The Consumer Financial Protection Bureau’s Proposals to Create Two Public Registries for Nonbanks: What You Need to Know, Part II
|
Mar 02, 2023 |
|
The Consumer Financial Protection Bureau’s Proposals to Create Two Public Registries for Nonbanks: What You Need to Know, Part I
|
Feb 23, 2023 |
|
A Close Look at the Recent Study of the Effects of Illinois' 36% “All-In” Interest Rate Cap on Small-Dollar Credit Availability, with Special Guest Tom Miller, Professor of Finance, Mississippi State University, and Study Co-Author
|
Feb 16, 2023 |
|
A Close Look at the Federal Trade Commission’s Proposal to Ban Non-Compete Agreements
|
Feb 09, 2023 |
|
How the New York Department of Financial Services (DFS) Regulates Virtual Currency, a Close Look with Special Guest Kaitlin Asrow, Executive Deputy Superintendent of Research and Innovation, DFS
|
Feb 02, 2023 |
|
How the U.S. Supreme Court Will Decide the Threat to the CFPB’s Funding and Structure: Part II with Adam J. White, a Renowned Expert on Separation of Powers and the Appropriations Clause and a Close Follower of the Supreme Court
|
Jan 26, 2023 |
|
How the U.S. Supreme Court Will Decide the Threat to CFPB's Funding and Structure: Part I, with Adam J. White, a Renowned Expert on Separation of Powers and the Appropriations Clause and a Close Follower of the U.S. Supreme Court
|
Jan 19, 2023 |
|
An Update on Diversity, Equity, and Inclusion in the Consumer Financial Services Industry, with Special Guest Naomi Mercer, Senior Vice President for Diversity, Equity, and Inclusion, American Bankers Association
|
Jan 12, 2023 |
|
Is the U.S. Payments System Failing Business and Consumers? A Discussion with Special Guest Dan Awrey, Professor of Law, Cornell Law School
|
Jan 05, 2023 |
|
The Federal Trade Commission’s Proposed Rule for Auto Dealers from the Perspective of Auto Dealers and Auto Finance Companies, with Guests Paul Metrey, National Automobile Dealers Association, and Richard Hackett, Consumer Financial Protection Bureau
|
Dec 29, 2022 |
|
A Look at the Consumer Financial Products Offered by Fintechs and the Regulatory Issues They Raise, with Special Guests Penny Lee, Financial Technology Association (FTA), and Gerron Levi, American Fintech Council (AFC)
|
Dec 22, 2022 |
|
A Close Look at Earned Wage Access (EWA) Products, with Special Guest Molly Jones, Vice President for Government Affairs, Payactiv
|
Dec 15, 2022 |
|
Using Financial Technology to Improve Consumers’ Financial Health, a Conversation with Special Guest Leigh Phillips, President and CEO of SaverLife and Chair of the CFPB’s Consumer Advisory Board (CAB)
|
Dec 08, 2022 |
|
Recent Enforcement Activities of State Attorneys General, with Special Guest Shennan Kavanagh, Division Chief, Consumer Protection Division (CPD), Massachusetts Attorney General's Office
|
Dec 01, 2022 |
|
Mortgage Redlining: A Look at the Ongoing Challenges for Banks and Non-Banks, with Special Guest Abby Hogan, Regulatory Attorney and Former Analyst in the Office of Fair Lending and Equal Opportunity, Consumer Financial Protection Bureau
|
Nov 23, 2022 |
|
Two Federal Courts Deal Blow to Biden Administration’s Federal Student Loan Forgiveness Program: A Close Look at the Decisions
|
Nov 17, 2022 |
|
Electronic Contracting: The New Restatement of Consumer Contracts and Other Emerging Regulatory and Litigation Issues, with Special Guest Florencia Marotta-Wurgler, Professor, New York University Law School, and Restatement Co-Reporter
|
Nov 10, 2022 |
|
The Consumer Financial Protection Bureau’s Report on Buy-Now-Pay-Later (BNPL): What are the Takeaways and the CFPB’s Expected Next Steps?
|
Nov 03, 2022 |
|
Fifth Circuit Rules that the Consumer Financial Protection Bureau is Unconstitutionally Funded: What Does the Decision Mean? A Deep Dive with Special Guest Isaac Boltansky, Managing Director and Director of Policy Research, BTIG
|
Oct 27, 2022 |
|
How Will the Anti-Money Laundering Act of 2020 (AMLA) and the Corporate Transparency Act (CTA) Impact Banks’ Anti-Money Laundering Compliance Under the Bank Secrecy Act (BSA)? A Discussion with Guest Matt Haslinger Chief BSA/AML/OFAC Officer, M&T Bank
|
Oct 20, 2022 |
|
Use of the FDIC Name and Logo: Proceed With Caution
|
Oct 13, 2022 |
|
A Look at the Metaverse’s Legal Implications, with Special Guest Samantha Green, Director of Content Marketing, Epiq
|
Oct 06, 2022 |
|
A Close Look at Open Banking and the Role of Data Aggregators, with Special Guests Julian Alcazar, Payments Specialist, Federal Reserve Bank of Kansas City, and Adam Maarec, Senior Director and Associate General Counsel, Capital One
|
Sep 29, 2022 |
|
A Close Look at The FDIC’s Supervisory Guidance and Class Action Litigation Regarding Multiple Non-Sufficient Funds Fees Arising from Re-Presentment of the same Unpaid Transaction
|
Sep 22, 2022 |
|
CFPB Director Chopra Speaks to the Media: A Look at the Takeaways, with Special Guest Jon Hill of Law360
|
Sep 15, 2022 |
|
A Look at Recent Federal Trade Commission and Consumer Financial Protection Bureau Initiatives Concerning Privacy and Data Security
|
Sep 08, 2022 |
|
The Third Circuit’s decision in Bibbs v. Trans Union: What it means for Fair Credit Reporting Act litigation
|
Sep 01, 2022 |
|
A Deep Dive Into Buy-Now-Pay-Later With Special Guests Nikita Aggarwal, Postdoctoral Fellow, UCLA School of Law, and Chris Odinet, Professor of Law, University of Iowa, College of Law
|
Aug 25, 2022 |
|
Regulatory and Economic Challenges Facing Banks: A Conversation with Special Guest Keith Noreika, Executive Vice President and Chairman of Patomak Global Partners’ Banking Supervision and Regulation Group, and Former Acting Comptroller of the Currency
|
Aug 18, 2022 |
|
A Close Look at The Federal Trade Commission’s Proposed Rule For Motor Vehicle Dealers, With Special Guests Sanya Shahrasbi and Daniel Dwyer, Staff Attorneys, FTC Bureau of Consumer Protection, Division of Financial Practices
|
Aug 11, 2022 |
|
The U.S. Chamber of Commerce’s Campaign Against CFPB Director Chopra’s Attempt “to Radically Reshape the American Financial Services Sector”: A Discussion With Bill Hulse, Vice President, U.S. Chamber of Commerce Center for Capital Markets Competi
|
Aug 04, 2022 |
|
Takeaways for Banks from the CFPB’s Recent Consent Order on Garnishment Orders
|
Jul 28, 2022 |
|
The Role of Government Regulation and the CFPB’s Approach, with Special Guest Cary Coglianese, Professor of Law, University of Pennsylvania Law School, and Director of the Penn Program on Regulation
|
Jul 21, 2022 |
|
A Close Look at the Justice Department’s Settlement with Meta (Formerly Facebook) to Resolve Alleged Fair Housing Act Violations Arising from Meta’s Targeted Advertising System
|
Jul 14, 2022 |
|
Using Artificial Intelligence in Underwriting Consumer Loans, with Special Guest Teddy Flo, General Counsel and Secretary of Zest AI
|
Jul 07, 2022 |
|
Innovative Products: Understanding the Regulatory and Enforcement Risks
|
Jun 30, 2022 |
|
A Look at the Joint Community Reinvestment Act Proposal Issued by the OCC, FDIC, and Federal Reserve Board, with Special Guest Kenneth Thomas, President of Community Development Fund Advisors, LLC
|
Jun 23, 2022 |
|
A Conversation with Special Guest Peggy Twohig, Former CFPB Assistant Director for Supervision Policy and Strategy
|
Jun 16, 2022 |
|
CFPB Director Rohit Chopra: Do His Words Speak Louder Than His Actions?
|
Jun 09, 2022 |
|
An Update on the Debate Over Federal Student Loan Forgiveness
|
Jun 02, 2022 |