The Rachel Cruze Show
By Ramsey Network
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Category: Self-Improvement
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Rate for this podcast
Subscribers: 940
Reviews: 4
Jenni Fritz
Sep 21, 2019
I love the Rachel Cruze podcast! Rachel is a great speaker and I love the enthusiasm she brings, as well as her wisdom. I would give this podcast 10 stars if I could!
Deb Assists
Feb 12, 2019
Thank you Rachel for being an amazing human being. Your "MY 4 Guiding Principles for Parenting" is a total game-changer for me. Thank you so much for keeping it REAL
Jan 28, 2019
Catherine
Jan 21, 2019
I love this podcast! I've watched The Rachel Cruze Show on Facebook, and I'm excited to have it in this format.
Description
Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.
| Episode | Date |
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9 Habits That Will Always Keep You Broke
1749
Let’s talk about how to change our mindset and our habits when it comes to finances—so we can start making our money work for us instead of the other way around. We’ll go over nine money habits to break ASAP, the seven states with the highest credit card debt, and a mental trick that will shift your perspective on wealth. Don’t miss this one!
In this episode:
· 9 Habits That Will Always Keep You Broke
· 7 Places With the Highest Credit Card Debt
· This Changed My Entire Perspective on Wealth
Helpful Resources:
Christian Healthcare Ministries
Jane Boutique
Financial Peace University
EveryDollar
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Jane Boutique and Christian Healthcare Ministries.
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Oct 03, 2022 |
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How to Make Progress on Your Money Goals in a Down Market
1598
This episode is all about being as smart as possible with your hard-earned income! We’ll talk about what to do when the market’s down (hint: don’t panic) and how to pay off your debt in less than two years so you can start building wealth for the future. Then, we’ll wrap up with a conversation on buyer’s remorse and how to avoid it at all costs.
In this episode:
· 8 Best Financial Practices to Have in a Down Market
· How to Pay Off $23,000 of Debt in Less Than 2 Years
· 6 Ways I Avoid Buyer’s Remorse
Helpful Resources:
Christian Healthcare Ministries
Jane Boutique
Financial Peace University
EveryDollar
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Jane Boutique.
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Sep 26, 2022 |
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Bonus Episode: Is Convenience Culture Worth Being Broke?
1551
Hey guys! I’m so excited to announce mine and George’s brand new podcast, Smart Money Happy Hour is officially live! Like any good happy hour, we start with a drink, and then give you our hot take on pop culture, what’s going on in the world and of course…money. Check out this first episode and subscribe to Smart Money Happy Hour to get in on the fun!
Scroll! Swipe! Spend? Rachel Cruze and George Kamel pour one out for the convenience culture trends making us BROKE (hello, Amazon Prime).
In This Episode:
Feel-good free shipping, influencer recs and other things that make us say, “Take my money!”
George’s super SMART secret weapon for avoiding impulse buys
Rachel and George may or may not plead guilty to accidental theft
Helpful Resources:
Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think.
Do you have a Guilty As Charged question for Rachel and George? Send a direct message to @rachelcruze or @georgekamel on Instagram!
This Week’s Happy Hour Special:
Basil Gimlet
6 fresh basil leaves
1 ounce lime juice
3/4 ounce simple syrup
1 1/2 ounces gin
In a cocktail shaker, muddle five basil leaves with lime juice and simple syrup. Add ice and gin. Shake it like a Polaroid picture. Strain and top with remaining basil. *clink*
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Sep 22, 2022 |
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27 Money-Saving Food Hacks Most People Don’t Know About
1097
Get ready to see BIG savings in your food budget! Join me to hear about the deals, fast-food secrets, and cash-saving hacks that will help you take control of your money and create a life you love.
Here’s the lineup:
Save Big at Aldi by Spotting THIS
18 Money Hacks for Underrated Fast-Food Chains
Helpful Resources:
Meal Planner & Grocery Savings Guide
Christian Healthcare Ministries
Jane Boutique
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Jane Boutique
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Sep 19, 2022 |
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The Biggest Financial Mistakes Americans Are Making Right Now
1391
The economy may suck right now, but your bank account balance doesn’t have to. Let’s talk about how to avoid making big mistakes with your money. I’ll cover the crypto meltdown, the impact of upcoming elections, and why buy now, pay later companies are losing money (and if you use them, you are too).
In this episode:
Is This the End for Crypto?
Why the Government Shouldn’t Be in Charge of Your Finances
The Biggest Financial Mistake Americans Are Making Right Now
Helpful Resources:
Christian Healthcare Ministries
Jane Boutique
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Jane Boutique
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Sep 12, 2022 |
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Should You Avoid These Popular Money Moves?
1707
Get ready to hear my hot take on the FIRE movement! Plus, we’ll talk about inflation and some strategies for dealing with it, and I’ll react to a hilariously honest video about credit card companies.
In this episode:
· Was It a Mistake to Pull Your Money Out of the Market?
· Is It Really Possible to Retire Before 35?
· The Video Credit Card Companies Don’t Want You to See
Helpful Resources:
Christian Healthcare Ministries
Jane Boutique
Financial Peace University
EveryDollar
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Jane Boutique.
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Sep 05, 2022 |
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How Inflation Has Changed the Middle Class
1718
How much money do you need to be “financially comfortable”? Inflation has reshaped the middle class, but there’s plenty you can do to keep your financial peace. From groceries and utilities to your everyday choices and “fun money”—we’ve got tips to help you save money and create a life you love!
Here’s what’s coming up:
Does America Still Have a Middle Class?
The Four Keys to Financial Security
Sneaky Ways Movie Theatres Rip You Off
Helpful Resources:
Christian Healthcare Ministries
Jane Boutique
EveryDollar
Financial Peace University
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Jane Boutique.
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Aug 29, 2022 |
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Life-Changing Habits That Can Save You Time and Money
2290
Forming good habits is one of the best ways to stay in control of your money and create a life you love for the long term—so let’s talk about some of those wealth-building and time-saving habits. Plus, we’ll find out the top 10 things people get wrong about money.
In this episode:
· The Best Money Habits to Have Before Your 30s
· One Routine That Can Save You Time and Money with Clean Mama
· The Top 10 Things People Get Wrong About Money
Helpful Resources:
Christian Healthcare Ministries
How Well Do You Know Money? Quiz
Jane Boutique
Financial Peace University
EveryDollar
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Jane Boutique.
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Aug 22, 2022 |
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How to Inflation-Proof Your Grocery Budget
2034
Looking for more ways to save money on groceries? You can beat inflation without sacrificing the healthy food choices you love. I’ll show you how!
In this episode:
· Beat Rising Food Costs by Shopping Here
· 10 Healthy Food Swaps on a Budget with George Kamel
Helpful resources:
Christian Healthcare Ministries
Financial Peace University
EveryDollar
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.
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Aug 15, 2022 |
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3 Major Money Stressors and What to Do About Them
2313
Let’s be real: Anything money-related can be pretty stressful these days, but having a clear plan can really help. We’ll walk through some tips to help you deal with high interest, save money by decluttering, and understand why it’s so important to have a will.
In this episode:
· 5 Things With the Highest Interest Rates Right Now
· 5 Essential Things You Need to Declutter Your Home with Clutterbug
· 5 Things That Happen to Your Money When You Die
Helpful Resources:
Christian Healthcare Ministries
Financial Peace University
EveryDollar
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.
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Aug 08, 2022 |
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How to Keep More of Your Money in Your Wallet
1005
If you’re trying to make (and save) money quickly, this episode will give you some great tips and strategies. Plus, we’ll talk about the main reason people go bankrupt here in the U.S., and what you can do to avoid or lessen some of those expenses!
Here’s what’s coming up:
· 15 Ways to Make $10,000 Fast
· The #1 Reason People Go Bankrupt
Helpful Resources:
Christian Healthcare Ministries
Financial Peace University
EveryDollar
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.
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Aug 01, 2022 |
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Money Traps to Avoid So You Can Build Wealth
1844
Is financial peace in your 30s even possible? Absolutely! In this episode, I’ll show you how to face the fears that make most 30-somethings do stupid things with money. Plus, we’ll talk about whether or not credit cards are offering you a false sense of security. You may be surprised to learn how much debt actually costs you.
Here’s what’s coming up:
· 5 Money Fears People Have in Their 30s (and How to Avoid Them)
· This Is the True Cost of Debt
· The Credit Card Traps Everyone Falls for but You Don’t Have To
Helpful Resources:
Christian Healthcare Ministries
Financial Peace University
EveryDollar
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.
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Jul 25, 2022 |
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Bonus Episode: Is the Housing Market Going to Crash? A Real Estate Reality Check.
3694
Alright, so the real estate market has people freaking out and feeling uncertain about buying and selling a home. Maybe you're feeling the same way—and that's understandable when opinions are coming at you from every direction. It's time for a reality check about what's really happening—so you know how to navigate the market.
Get Ramsey Real Estate Recommendations here: https://bit.ly/3n9bhyR
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy
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Jul 22, 2022 |
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How to Take Control of Your Money in the Midst of Rising Inflation
1506
Inflation stinks, but it doesn’t have to push you into debt. I’ll show you how to buy a house (yep, in this market), make a little more room in your grocery budget, and save for emergencies—all while living within your means.
Here’s what on deck:
· How to Buy a Home Right Now With Zero Regret
· Why Are Groceries So Expensive?
· Will This Much Cover an Emergency?
Helpful Resources:
Christian Healthcare Ministries
Real Estate Reality Check
Financial Peace University
EveryDollar
Meal Planner and Grocery Savings Guide
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.
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Jul 18, 2022 |
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How to Actually Make Your Money Go Farther with George Kamel
1951
We’re breaking down three lies you’ve been told about what it means to “be good with your money.” Plus, find out if that reward program is really worth it and nine things that I absolutely will not buy.
Here’s what on deck:
· Lies We've Been Told About Being Good With Money
· Do Loyalty Programs Really Save You Money?
· 9 Things I Refuse to Spend Money On
Helpful Resources:
Financial Peace University
Christian Healthcare Ministries
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.
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Jul 11, 2022 |
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The Best and Worst Money Habits with The Minimalists
2010
Let’s go over some serious do’s and don’ts for building wealth! We’ll talk about the habits of successful millionaires (and how you can become a millionaire too). Then, I have a great conversation with The Minimalists on how to tell if you might actually be a hoarder, and how that might be affecting your bank account.
In this episode:
· Habits of Successful Millionaires
· 5 Surprising Signs You’re a Hoarder and Losing Money (with The Minimalists)
Helpful Resources:
Baby Steps Millionaires
Sponsor a student's financial literacy curriculum!
EveryDollar
Christian Healthcare Ministries
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
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Jul 04, 2022 |
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Biggest Money Wasters and How to Avoid Them with Minimal Mom
2201
Things are getting out of hand! Tune in to hear my thoughts on the new microchip payment option, how social media is lying to you (and taking your paycheck too), and 10 things you can declutter from your home today.
In this episode:
· The Creepiest New Payment Method
· The Top 10 Money Wasters in Our Houses with Minimal Mom
· The Biggest Housing Trap You Should Be Avoiding
Helpful Resources:
· The Minimal Mom on YouTube
Christian Healthcare Ministries
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.
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Jun 27, 2022 |
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3 Habits That Will Keep You From Overspending with George Kamel
2334
Let’s talk about a new money trend I’ve seen making the rounds on social media lately. Plus, my friend George Kamel and I will let you in on our biggest money regrets. And we’ll wrap up by talking about how to make a no-spend challenge more enjoyable!
In this episode:
· Are Money Trends Actually New
· We Reveal Our Top Money Regrets with George Kamel
· The Right Way to Do a No-Spend Challenge
Helpful Resources:
EveryDollar
Christian Healthcare Ministries
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
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Jun 20, 2022 |
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The Truth About Women and Money
1897
What’s the real truth about how women handle money? We’ll talk about that. Plus, I’ll have an awesome conversation about finance and community with Jennie Allen.
In this episode:
· The Truth About Women and Money
· Game-Changing Advice to Boost Your Money Goals with Jennie Allen
Helpful Resources:
EveryDollar
Christian Healthcare Ministries
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
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Jun 13, 2022 |
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A Recession May Be Coming: Here’s Why You Shouldn’t Panic
2129
Recession: It’s the big, scary word everyone’s been bringing up lately. Is this something we should freak out about? We’ll talk about that in this episode—plus we’ll answer all your car questions with Kelly Stumpe (aka The Car Mom)! And we’ll wrap up by revealing one big strategy people are using to save money right now.
In this episode:
A Recession May Be Coming: Here’s Why You Shouldn’t Panic
All Your Car Questions Answered with Kelly Stumpe
Should You Go This Far to Make More Money?
Helpful Resources:
EveryDollar
Christian Healthcare Ministries
Follow Kelly Stumpe
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
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Jun 06, 2022 |
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How the Global Economy Is Affecting Your Bank Account
2279
You guys, this stuff can be really heavy and confusing—but we’re going to unpack it in a simple way so you can use this info to help you save money. We’ll talk about how you can protect your bank account even when the global economy and inflation are making things feel unstable (plus, we’ll go over some tips for saving on groceries)! And we’ll wrap up by talking about how to beat the cycle of living paycheck to paycheck, no matter how much money you make.
In this episode:
Why the Global Economy Means More to You Than You Think
How to Beat Inflation at the Grocery Store with Frugal Fit Mom
Why Wealthy People Are Actually Living Paycheck to Paycheck
Helpful Resources:
EveryDollar
Christian Healthcare Ministries
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
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May 30, 2022 |
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2 Ways You’re Missing Out on Making More Money with Ken Coleman
1957
Let’s get some more money in your bank account! First, we’ll talk about some huge myths that could be holding you back from winning with money. Then, my friend and fellow Ramsey Personality Ken Coleman joins me to walk you through some best practices for increasing your salary. This conversation is so good, you guys.
In this episode:
4 Major Money Myths BUSTED
The Best Way to Increase Your Salary with Ken Coleman
Helpful Resources:
EveryDollar
Christian Healthcare Ministries
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
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May 23, 2022 |
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The Best and Worst Way to Shop with George Kamel
1924
Prepare your hearts to be shocked when we go over nine unexpected things you can get with buy now, pay later services—you guys will not believe what you can make payments on these days. Zero out of 10, would not recommend! Then, my friend George Kamel joins me to talk about some products we definitely think are worth the money.
In this episode:
9 Crazy Things People Use Afterpay For
12 Products We Can’t Live Without (with George Kamel)
Helpful Resources:
EveryDollar
Christian Healthcare Ministries
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
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May 16, 2022 |
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Metaverse and College Degrees: Are They a Waste of Money?
1467
We’re tackling some big topics on the show today—everything from the metaverse to student loan forgiveness (yep, we’re going there). What does it all mean, and how does it impact your money? Let’s find out!
In this episode:
Is the Metaverse a Waste of Money?
Is Student Loan Forgiveness a Myth?
Helpful Resources:
EveryDollar
Christian Healthcare Ministries
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
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May 09, 2022 |
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What’s Going On With the American Economy? with Jason Tartick
2146
Okay, if you know me, you know I’m just a little obsessed with all things The Bachelor. And in this episode, I get to have a great conversation with Bachelor Nation’s Jason Tartick about everything from his experiences on the show to inflation and personal finance! I also cover whether or not the dollar is collapsing and walk you through some tips on protecting your bank account from constantly rising prices.
In this episode:
Is the American Dollar Collapsing?
I Talk Money With Bachelor Nation’s Jason Tartick
Bulletproof Your Finances From Inflation
Helpful Resources:
EveryDollar
Christian Healthcare Ministries
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
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May 02, 2022 |
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The #1 Thing Keeping You From Building Wealth with Dr. John Delony
2201
We all want to build wealth, right? But there are a few things that can either speed up or get in the way of that process—let’s talk about them. We’ll go over the reasons why debt is NOT a wealth-building tool, I’ll talk with my friend Dr. John Delony about something that’s super important to include in your budget, and we’ll compare the top budgeting apps so you can start taking control of your money as quickly as possible!
In this episode:
Why You Can’t Build Wealth With Debt
Why Every American Should Have THIS in Their Budget with Dr. John Delony
I Compared the Top Budgeting Apps (Here’s What I Found)
Helpful Resources:
Own Your Past, Change Your Future
EveryDollar
Christian Healthcare Ministries
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
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Apr 25, 2022 |
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Top Money Mistakes People Are Making (and How to Avoid Them)
2298
Let’s talk about how to protect yourself (and your bank account) from some common money pitfalls! We’ll go over some major mistakes people make when buying a house, and then I’ll sit down with Ramsey SmartVestor Pro Chase Keen to talk about the top investing do’s and don’ts. We’ll wrap up with nine money mistakes you can’t afford to make. Don’t miss it!
In this episode:
Top Mistakes People Make When Buying a Home
The Thing Every Wealthy Person Has
9 Money Mistakes People Make (and How to Avoid Them)
Helpful Resources:
Ramsey Home Buyers Guide
Ramsey SmartVestor
EveryDollar
Audience Survey
Christian Healthcare Ministries
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
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Apr 18, 2022 |
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How to Reprogram Your Brain to Save Money with Dr. Caroline Leaf
2218
Let’s talk about money mindset! First, we’ll go over some ways to make major progress when paying off debt, and then I get to talk with communication pathologist and clinical neuroscientist Dr. Caroline Leaf about the connection between money and our brains. Don’t miss this episode!
In this episode:
4 BIG Ways to Speed Up Debt Payoff
How Millionaires Think About Money with Dr. Caroline Leaf
Helpful Resources:
Ramsey+
Audience Survey
Christian Healthcare Ministries
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
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Apr 11, 2022 |
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Trends That Are Draining Your Bank Account (and What to Do About It)
1739
There are some crazy things going on in the world right now—let’s talk about what that means for your money! We’ll walk through what to do about the super high prices we’re seeing, how to avoid lifestyle inflation, and whether or not sports betting is a good money move. Plus, I’ll react to an insane clip from the TV show Love Is Blind!
In this episode:
Inflation Is the Highest It’s Been in 40 Years (What to Do About It!)
Is Sports Betting Worth It? with George Kamel
Financial Expert Reacts to Love Is Blind Money Fight
Helpful Resources:
EveryDollar
Christian Healthcare Ministries
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
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Apr 04, 2022 |
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12 Trending Side Hustles to Bring in Extra Cash
1739
Whether you’re trying to pay off debt, save for a big purchase, or just put some extra cash in your wallet, this episode is all about helping you do that. We’ll go over 10 side hustles that are super popular right now, talk with my friend Christina Muscari about the fun and simple process of flipping furniture, and highlight 15 things you might already have in your home that you could sell for a lot of money. Let’s do this!
In this episode:
10 Side Hustles Trending Right Now
How She Flips Furniture for Extra Cash (And You Can Too!)
15 Items in Your Home That Can Make You Money
Helpful Resources:
EveryDollar
Christian Healthcare Ministries
Pretty Distressed
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
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Mar 28, 2022 |
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Best Ways to Save Money Eating Out and at Home
2121
We all love food, but it’s no secret that food costs have been up lately, which can make that budget category pretty tight. That’s why I’ve got your back with some practical ways to save on eating out AND eating at home. We’ll compare Trader Joe’s to Whole Foods, go over some of the best bougie fast-food hacks, and show you how to save a ton on Easter baskets!
In this episode:
Trader Joe’s vs. Whole Foods: Which Is Actually Cheaper?
Top 4 Bougie Fast-Food Hacks (with George Kamel)
How I Save $136 on My Kids’ Easter Baskets
Helpful Resources:
EveryDollar
Meal Planner & Grocery Savings Guide
Christian Healthcare Ministries
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Mar 21, 2022 |
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What I’m Not Spending Money on Right Now
1362
You guys know I love saving money, and I love helping you save money too. So, in this episode, we’re talking about some things I’m NOT spending money on right now. We’ll talk about 10 money wasters, some top secret savings tips for Walmart shoppers, and whether or not meal subscriptions are worth the cash. Get ready to save!
In this episode:
10 Things I’m Not Wasting Money on This Year
10 Secret Ways to Save at Walmart
Are Meal Subscriptions Worth It?
Helpful Resources:
EveryDollar
Meal Planner & Grocery Savings Guide
Christian Healthcare Ministries
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
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Mar 14, 2022 |
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How to Actually Be Successful With Your Money with Mallory Ervin
2102
My friend Mallory Ervin joins me in this episode for a great conversation about contentment, money and the true definition of success (yeah, it got deep). I’ll also answer some of your biggest money questions and show you how to save a ton of cash in just 14 days!
In this episode:
Top 7 Money Questions Answered
The Lies You Believe About Success and Money
Get $2,000 Back in Your Budget in 2 Weeks!
Helpful Resources:
EveryDollar
Zander Insurance
Christian Healthcare Ministries
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance and Christian Healthcare Ministries.
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Mar 07, 2022 |
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3 Ways to Put Money Back in Your Pocket
1500
Today, we’ll be talking about how to get more of your money back in your pocket (because you deserve to hold on to your hard-earned income)! We’ll cover how to maximize your tax refund, pay off debt in unexpected ways, and crush your budget even when your income is inconsistent. You’ve got this!
In this episode:
How to Turn Your Tax Refund Into $1,000,000
11 Creative Ways to Pay Off Debt
How to Budget With an Inconsistent Income
Helpful Resources:
Ramsey SmartTax
EveryDollar
5 DIY Cleaning Products to Save You Money
Christian Healthcare Ministries
NEW Champagne Rachel Cruze Wallet
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
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Feb 28, 2022 |
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Ultimate Guide to Saving Money on Groceries
2227
Are you tired of how expensive groceries are? Me too. But there are plenty of practical ways to save! In this episode, we’ll talk through grocery savings hacks, the cheapest grocery stores, and whether or not it pays to buy in bulk.
In this episode:
Top 10 Cheapest Grocery Stores
The Grocery Savings Hack You Haven’t Tried
Buying in Bulk: Is It Worth It?
Helpful Resources:
Meal Planner & Grocery Savings Guide
Christian Healthcare Ministries
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
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Feb 21, 2022 |
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How to Have More Fun With Your Money in 2022
2170
Can you really make money on TikTok? George Kamel is here with the answer! Also in this episode: Double your savings in a year and squeeze the most Disney fun into every dollar of your vacation budget.
You’ll learn:
How to Double Your Savings Account This Year
How to Make Money on TikTok (with George Kamel)
The Cheapest Way to Go to Disney World
Helpful Resources:
Ramsey Trusted
How to Start a Lucrative Side Hustle
Zander Insurance
Christian Healthcare Ministries
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance and Christian Healthcare Ministries.
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Feb 14, 2022 |
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How to Put Hundreds of Dollars Back Into Your Budget
1846
There’s no such thing as free money—or is there? In this episode, learn what you don’t need to buy for baby’s first year (and a few things you do), how to spend less at the gas pump, and which money-saving apps give you cash back for buying things you actually need.
Coming up:
How to Save Hundreds in Your Baby’s First Year
10 Money-Saving Apps You Need Today
9 Easy Ways to Save on Gas Right Now
Helpful Resources:
EveryDollar
Ramsey+
Meal Planner & Grocery Savings Guide
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Feb 07, 2022 |
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How to Stop Being Stressed About Money in 2022
1788
When you ditch debt, you ditch stress. (And who doesn’t want less stress?) This week, Dr. John Delony shares how the stress of debt impacts your mental health and marriage, I’ll show you how to simplify your budget, and then we’ll go over some Valentine’s Day deals you won’t want to miss.
Here’s the lineup:
7 Ways to Simplify Your Budget
Top 5 Ways Debt Affects Your Mental Health
The Best Valentine’s Day Deals at Target
Resources:
EveryDollar
Money & Marriage Valentine’s Day Edition
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Jan 31, 2022 |
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How to Grow Your Money Mindset with George Kamel
1843
What’s the key to taking the situation you’re in and doing something great with it? Find out in my conversation with George Kamel. You’ll also hear why cash is still the best way to buy a car, plus everything you need to know about your taxes in 2022.
In this episode:
5 Steps to Buy a Used Car With Cash
The Crazy Secret to Having More Money
How to Stop the Government From Stealing Your Money
Resources:
Ramsey Car Guide
Ramsey SmartTax
|
Jan 24, 2022 |
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Practical Tips to Simplify Your Budget
2714
Your money does what you tell it to do. With a little intentionality, you can make your money go a lot further—we’ll show you how!
Listen in to learn:
3 Places You Overspend (Without Even Knowing It)
15 Practical Budgeting Tips
7 Things That Are Keeping You Broke
Zander Insurance
Download my FREE Meal Planner and Grocery Savings Guide
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Jan 17, 2022 |
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The Fastest Right Way to Become a Millionaire with Dave Ramsey
1994
Pandemic proof your budget with practical advice on how to save more money, pick up a side hustle and invest your income the right way.
In this episode, you’ll learn:
How to keep yourself from going broke
The fastest right way to become a millionaire
How to start a lucrative side hustle
Resources:
Baby Steps Millionaires by Dave Ramsey
EveryDollar
|
Jan 10, 2022 |
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How to Take Control of Your Money in 2022 with Dave Ramsey
2799
This is the year to get out of debt, take control of your money, and create the life you love. Ready to get started?
In this episode, you’ll hear:
10 things to do differently with your money in 2022 with Dave Ramsey
How to save $1,000 in a month
How to get out of debt NOW
Helpful Resources:
The Meal Planner & Grocery Savings Guide
Ramsey+
|
Jan 03, 2022 |
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How to Save More Money in 2022 with Christy Wright
1443
2022 is right around the corner, and it’s the perfect time to save more money!
In this episode:
How to Have More Time and Money in 2022
Top 10 Used Cars for 2022
Helpful Resources:
Christy Wright’s 2022 Goal Planner
Get a money plan for real life! Start your free trial of Ramsey+: https://bit.ly/3Cl1ETy
Kelly Blue Book: Best Used Family Cars Under $15,000
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Dec 27, 2021 |
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What REALLY Matters During Christmas with Lisa and John Bevere
1450
Lisa and John Bevere join Rachel to reflect on the things that will make your family Christmas meaningful—like being together, creating traditions, and giving generously.
MessengerInternational.org
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Dec 20, 2021 |
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Did the Pandemic Kill the American Dream? (with Ken Coleman)
2569
Don’t let big changes stand in the way of reaching your money goals. If you’re switching jobs, worried about student loans, or learning how to live debt-free, this episode is full of practical help and tools for you.
Here’s the lineup:
Did the Pandemic Kill the American Dream? (with Ken Coleman)
Student Loan Relief Is Ending (Here’s What to Do)
I’m Nervous to Spend Money. Should I Be?
Resources:
Zander Insurance
Ken Coleman’s Resumé Templates
Borrowed Future
Ramsey+
|
Dec 13, 2021 |
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How to Stop Overspending on the Holidays
2082
Put high quality, personalized, and beautifully wrapped gifts under your tree without busting your holiday budget.
In this episode, you’ll find out:
How to Wrap a Beautiful Gift Without Breaking the Bank
Are You Wasting Money on These 11 Hot Products?
Are Home Repairs an “Emergency”?
Resources:
How to Build the Ultimate Cheese Board on a Budget
Try our favorite budgeting app, EveryDollar!
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Dec 06, 2021 |
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Keep Your Holiday Spirit Up and Expenses Down
1449
This Christmas, spend more time and less money. Get tips on how to keep expenses down in December, and how to make Christmas about spending more of your time—not money—on your kids (they want you more than stuff anyway).
In this episode:
How to Keep Your Expenses Down This Winter
How to Avoid Spoiling Your Kids at Christmas
My Husband and I Disagree on the Mortgage (What Should We Do?)
Resources:
Term Life Insurance from Zander: https://www.ramseysolutions.com/insurance/term-life-insurance
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance.
The Rachel Cruze Meal Planner & Grocery Savings Guide: https://www.ramseysolutions.com/budgeting/meal-planner
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Nov 29, 2021 |
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What to Do to End the Year Debt-Free
1968
Regret-proof your Christmas season and learn the ins and outs of debt, get affordable gift ideas, and give your child the most important gift of all.
In this episode, Rachel shares:
Everything you need to know about debt
25 unique gifts under $25
The best $100 you can spend as a parent
Questions for Humans Conversation Cards
Know Yourself, Know Your Money by Rachel Cruze
The 14-Day Money Finder
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Nov 22, 2021 |
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How to Stop Overspending on Food with Cassy Joy Garcia
2230
Believe it or not, you can feed and entertain friends and family without breaking the bank—or your Christmas spirit.
In this episode, Rachel shares:
Are You Wasting Money on Your Pinterest Party?
2 Family Meals You Won’t Believe are This Cheap! with Cassy Joy Garcia
5 Holiday Side Dishes Under $5
Resources:
EveryDollar
Cook Once, Dinner Fix
Green Bean Casserole
Sweet Potato Casserole
Cranberry Sauce
Baked Mac n’ Cheese
Creamed Spinach
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Nov 15, 2021 |
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20 Shopping Secrets the Stores Won’t Tell You with George Kamel
2046
Want in on a secret? How about 20 secrets on how to save more and spend less—while you shop! We’re going to pull back the curtain on a few common marketing tricks to avoid and show you some easy ways to be a savvy shopper at one of your favorite stores.
In this episode, you’ll learn:
Secret ways to save money at Kohl’s
Top ways companies go after your money (with George Kamel)
If there’s ever a good reason to keep a credit card
EveryDollar: bit.ly/3BTfvAg
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Nov 08, 2021 |
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3 Big Ways to Save Money This Winter with Dr. Axe
2176
You've come to the right place! We’ll talk about major ways to save on seasonal expenses— like holiday travel, staying healthy during cold and flu season, and even skin care—without upsetting your dermatologist.
In this episode, you’ll learn:
17 ways to save money on a road trip
How to boost your immune system on a budget (with Dr. Axe)
Why you’re spending too much on skin care
Zander Insurance
|
Nov 01, 2021 |
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Why You Were Made for More with Max Lucado
1781
Do you wish you were wiser with money and your life as whole? In this episode, we’ll talk about wise spending and budgeting. Plus, “America’s Pastor” Max Lucado will teach us about the incredible biblical story of Esther. Whether you’ve heard it before or not, get ready to be equipped and empowered.
In this episode, you’ll learn:
Are you wasting money at these stores?
Do Christians really have influence? with Max Lucado
How to budget if you get paid weekly
EveryDollar: bit.ly/3BTfvAg
Get Started Assessment: bit.ly/2YulVI5
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Oct 25, 2021 |
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How to Stay on Track Financially and Spiritually with Christine Caine
2691
Have you ever wondered, How did I get here? You’re not alone—life has made us question a lot since 2020. That’s why I’m so excited for you to hear this episode. I’ll help you take control of your money, and my friend Christine Caine will help you get your faith back on track.
Tune in to find out:
Is your budget ready for Christmas?
What to do when you doubt God with Christine Caine
How to save money on gifts (for every occasion!)
RC Wallet: bit.ly/3iLIy1k
Ramsey+ bit.ly/3EoHI3V
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Oct 18, 2021 |
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Spending, Saving and Investing: What You Need to Know
2576
Does stressing over money ever keep you up at night? Let’s be real—taking control of your money is hard! Make your money journey a little easier with fun conversations about spending, saving and investing.
In this episode, you’ll hear:
Five spending habits you need to break TODAY
How to save $1,000 on your cell phone plan with George Kamel
What you should do with your retirement funds
Zander Insurance: https://www.zanderins.com/term-life-insurance/instant-quotes?utm_campaign=rachel-cruze-show&utm_source=podcast&utm_medium=partner&utm_content=&utm_term=
Ramsey+: https://bit.ly/3EoHI3V
|
Oct 11, 2021 |
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Why Intentionality Matters When It Comes to Your Money
2208
Are you living a life you love? If your answer is “Not yet,” you might be missing intentionality. The solution is to do life on purpose. You’ll learn how to be intentional in every area as we simplify food, money and planning vacations!
Listen in for:
Meal planning in 10 easy steps
Debit card myths and truths
How to plan vacations both you and your budget will love
Find me on Instagram: bit.ly/3h7wwPi
Join my Official Rachel Cruze Community: bit.ly/38LbX6D
Try EveryDollar: bit.ly/3BTfvAg
|
Oct 04, 2021 |
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Add $1,000 to Your Savings Fast—Here’s How
2170
Wish you could put money in savings? You're in the right place! Saving $1,000 may seem crazy hard, but you can do it—I'll show you how!
Listen in for:
25 ways to stack $1,000 super fast (How fast? Have-more-cash-in-the-bank-by-the-end-of-the-episode fast!)
Easy tricks to make more money selling your stuff
When and how you should invest in a rental house
Find me on Instagram bit.ly/3h7wwPi
Join my Official Rachel Cruze Community bit.ly/38LbX6D
Zander Insurance: bit.ly/3EHhwS2
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Sep 27, 2021 |
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How to Save On the Top 3 Budget Busters with George Kamel
2441
We all love the finer things in life—food, travel and cars—but sometimes they can take our budgets for a ride.
In this episode, you’ll hear:
14 ways to cut your grocery bill in half (seriously!)
How to save big on flights, hotels and more with help from Ramsey Personality and self-proclaimed travel hacker George Kamel
How much you should spend on a car, no matter what season of life you’re in
Find me on Instagram bit.ly/3h7wwPi
Join my Official Rachel Cruze Community bit.ly/38LbX6D
Connect:
Listen to The Fine Print bit.ly/3l8D6WC
Resources:
EveryDollar: bit.ly/3BTfvAg
Auto insurance you can trust: bit.ly/3BY8YnP
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Sep 20, 2021 |
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How to Shop on a Small Budget with Alison Lumbatis
2221
Some areas of life are stressful—but shopping shouldn’t be one of them.
In this episode, you’ll learn how to:
Save big at Target.
Up your fashion game on a budget (with Alison Lumbatis).
Enjoy your money guilt-free after a season of cutting back.
Find me on Instagram bit.ly/3h7wwPi
Join my Official Rachel Cruze Community bit.ly/38LbX6D
Connect:
Alison @_getyourprettyon bit.ly/3BOuf3b
Resources:
EveryDollar: bit.ly/3A45Be4
Here’s another episode with apps that will help you save big! bit.ly/3haWYHv
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Sep 13, 2021 |
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Are You Wasting Money on These Trends? With Nadiya Blair
1776
Want to be inspired? Listen in to these incredible shopping, college savings, and affordable date night tips!
In this episode, you’ll learn:
Which new trends might be stealing your paycheck
How to pay for college and still have a life
How much you should spend on date night while you’re getting out of debt
Follow me on Instagram @RachelCruze and join the Official Rachel Cruze Community on Facebook: bit.ly/2USEfIW
Resources:
Zander Insurance: https://www.zanderins.com/term-life-insurance/instant-quotes?utm_campaign=rachel-cruze-show&utm_source=podcast&utm_medium=partner&utm_content=&utm_term=
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Sep 06, 2021 |
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The Ultimate Guide to Mortgages
1690
Dreaming of a new house is fun. But home loans? Those can be scary.
This episode will help you make sure home ownership is a blessing. You’ll learn:
Everything you need to know about mortgages
If refinancing is right for you
And when you should start teaching your kids about money
Follow me on Instagram @RachelCruze and join the Official Rachel Cruze Community on Facebook: bit.ly/3mhDHaL
Resources:
Ramsey+: bit.ly/3A45Be4
|
Aug 30, 2021 |
|
How to Cut Your Food Budget in Half with Abby Turner
1595
Want to save even more on food? Save and entertain with these cost-cutting tips!
Five simple recipes you can make for $15 or less
How to entertain friends for less with help from cook and author Abby Turner
How much you should spend on groceries—plus tips to save big on the grocery budget
Follow me on Instagram @RachelCruze and join the Official Rachel Cruze Community on Facebook.
Connect:
Visit Abby Turner’s website: https://atabletopaffair.com/
Resources: Start a free trial of Ramsey+! https://bit.ly/3A45Be4
|
Aug 23, 2021 |
|
The Ultimate Guide to Securing Your Future with Ken Coleman
1982
Is your job stressing you out? Then you need America’s Career Coach, Ken Coleman!
In this episode:
Ken and I talked about working moms and the pandemic, childcare problems, and why people are quitting their jobs.
I took a deep dive into the best savings accounts.
And, I answer a question about the right time to use the Emergency Fund.
Follow me on Instagram @RachelCruze and join the Official Rachel Cruze Community on Facebook.
Connect:
@Ken Coleman on Facebook.
Resources:
Get Ken’s new book: From Paycheck to Purpose
Ramsey+
|
Aug 16, 2021 |
|
Is Everything Really More Expensive in 2021?
2235
In this episode of The Rachel Cruze Show, you’ll learn:
Why might feel broke right now
Which is better: renting or buying? (with Courtney Dyksterhouse and George Kamel)
How much you should spend on kids’ sports and hobbies
Connect with Ramsey Personality Courtney Dyksterhouse on Instagram @courtneydyksterhouse
Connect with Ramsey Personality and host of The Fine Print podcast, George Kamel, on Instagram @georgekamel
Resources:
Zander Life Insurance
|
Aug 09, 2021 |
|
Everyday Savings Hacks Your Budget Will Love
2149
We all want to save time and money, so let’s dive in to how to do just that with our hair, money-saving apps and more. In this episode of The Rachel Cruze Show, you’ll learn:
Insider secrets for saving money on hair care
Which apps will save you money (with George Kamel)
How to decide if you should sell your house
Stay connected with Ramsey Personality and host of The Fine Print podcast, George Kamel, on Instagram
Resources:
EveryDollar Ramsey+
|
Aug 02, 2021 |
|
How This Investment Could Change Your Family Tree with Christy Wright
2243
Life balance is not about doing more. It’s about doing what matters. In this episode of The Rachel Cruze Show, you’ll learn:
How anyone can make their kid a millionaire (yes, really!)
Five practical steps for finding balance in this crazy life (with Christy Wright)
The right time to sell your car
Resources: Investment Calculator
Christy Wright’s New Book, Take Back Your Time
|
Jul 19, 2021 |
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A Conversation About Money and Minimalism (with The Minimalists)
1932
Embracing minimalism can dramatically transform your money habits and your whole life. In this episode of The Rachel Cruze Show, you’ll learn:
The money conversation you need to have TODAY
How minimalism can help you get out of debt faster (with The Minimalists)
Where investment properties fall in the Ramsey Baby Steps
Resources: Zander Life Insurance The Minimalists
|
Jul 05, 2021 |
|
The Best Way to Invest in Your Future with Dr. Axe
2478
Our health impacts our money, and our money impacts our health. In this episode of The Rachel Cruze Show, you’ll learn:
The secret to living healthy on a budget with Dr. Axe
Six types of insurance you need and two you don’t
When you should prioritize paying for your kids’ college
Resources: Zander Life Insurance Dr. Axe Website
|
Jun 21, 2021 |
|
Money and Relationship Advice You Can’t Afford to Ignore
1932
Money is never just about dollars and cents. It reflects what you value in life! In this episode of The Rachel Cruze Show, you’ll learn:
My top three pieces of money advice for the stage of life you’re in
Finding forgiveness after trauma with Lysa TerKeurst
How to make do when money is tight
Resources: Zander life insurance
Know Yourself Money Assessment
|
Jun 07, 2021 |
|
How to Protect Your Marriage From Money Problems
1486
In this episode of The Rachel Cruze Show, you’ll learn:
The key to winning every argument with your spouse
How money problems affect your mental health with Ramsey Personality John Delony
If there is ever a good time to stop paying extra on your mortgage
|
May 24, 2021 |
|
How to Build the Life You Want
2255
The whole point of taking control of your money is to create a life you love, and that’s the focus of this episode. You’ll learn:
How to transform your finances with some 30-minute money habits
Five key practices to create a life you love with guest Emily Ley
Whether or not you should tithe when you’re in debt
Resources: Zander Insurance
|
May 10, 2021 |
|
How to Get Serious About Your Debt Payoff TODAY
2541
In this episode of The Rachel Cruze Show, you’ll learn:
Four ways people are stealing your money and you don’t even know it
How to shift your mindset about debt
How to live a debt-free lifestyle
Resources: Zander Insurance
|
Apr 26, 2021 |
|
How to Make More Money and Lower Anxiety in 2021
1800
The last year has been mentally and financially stressful for so many Americans, which is why I've been so excited to release this episode. I want to help you reclaim your finances and your life right now. In this episode, you'll learn:
The most lucrative side gigs of 2021 that will help you increase your income on your own terms
How to save money on an irregular income
Practical tips for dealing with anxiety for kids and adults
Resources: Minno Start Your Free Trial of Ramsey+
|
Apr 12, 2021 |
|
How to Use the Enneagram to Save Money
2072
Some of us are spenders and some of us are savers, and we all have room to grow! So, in this episode of The Rachel Cruze Show, we’re talking about how to save money using the Enneagram, how to cut your expenses, and more. You’ll learn:
How to save more money based on your Enneagram type
Eight ways to cut your expenses in half
How your childhood affects the way you approach money today
Resources:
Minno
Start your free trial of Ramsey+
|
Mar 29, 2021 |
|
How to Use the Power of Habit to Become a Millionaire
1806
You don’t know what you don’t know, but that means you have to learn. Especially if you want to become a millionaire! So, in this episode of The Rachel Cruze Show, you’ll learn:
5 simple things millionaires do for their money
Money habits that are costing you a fortune with bestselling author Charles Duhigg
How to find your “why” in regards to your money
Resources:
Minno
|
Mar 15, 2021 |
|
Money and Life Lessons with Matthew McConaughey
2574
Matthew McConaughey has lived a life most of us can only imagine, so I was thrilled to talk to him about all of it: money, fame, parenting, minimalism, staying true to your values and so much more. In this episode of The Rachel Cruze Show, you’ll learn:
5 money mistakes that can ruin your relationships
Life lessons from Academy Award-winner and author Matthew McConaughey
How to get your spouse on-board with paying off debt
Resources:
Zander Insurance
Minno
|
Mar 01, 2021 |
|
Born Bankrupt: What We Learned From Our Parents’ Money Struggles
1798
My sister, Denise, and brother, Daniel, are on the show! We grew up as Ramsey kids, but our journey with money might be a little different than you expect. So, in this episode of The Rachel Cruze Show, you’ll learn:
What we learned about money firsthand from Dave and Sharon Ramsey
The difference between a credit card and a debit card
How to deal with debt in marriage
Resources:
Zander Identity Theft
Minno
|
Feb 15, 2021 |
|
The #1 Way to Have More Fun In Your Life
1544
In this episode of The Rachel Cruze Show, you’ll learn:
How to have more fun with Annie F. Downs
How to use sinking funds to reach your goals
A refresher on the debt snowball and why it works
Resources:
Minno
Tuft and Needle
|
Feb 01, 2021 |
|
How to Take Control of Your Money in 2021
2083
In this episode of The Rachel Cruze Show, you’ll learn:
The first step to changing your financial future
20 easy ways to save $1,000
10 things to do differently with your money in 2021 with my dad, Dave Ramsey
How to save for your first car
Resources:
Zander Insurance
Minno
Tuft and Needle
|
Jan 18, 2021 |
|
How to Actually Make Progress With Your Money This Year
2646
In this episode of The Rachel Cruze Show, you’ll learn:
Seven ways to fix your money problems
The key to changing your money behaviors for good with Dr. Henry Cloud
How to handle your money in the midst of grief
Resources:
Minno
Tuft and Needle
|
Jan 04, 2021 |
|
Why 2020 Made Us Better
1867
In this episode of The Rachel Cruze Show, you’ll learn:
Three things that were actually good about 2020
What it means to balance faith and success with my guest, singer-songwriter Matthew West
How to plan for a baby during Baby Step 2
Resources:
Zander Insurance
Minno
Tuft and Needle
|
Dec 21, 2020 |
|
Knowing This About Yourself Will Make You Better With Money
1883
In this episode of The Rachel Cruze Show, you’ll learn:
Which of the 7 Money Tendencies are impacting the way you spend or save
How to teach your kids about money in a healthy way with Ken Coleman
The right time to refinance your house
Resources: Minno Tuft & Needle
|
Dec 07, 2020 |
|
3 Ways to Fight Money Fears
2006
In this episode of The Rachel Cruze Show, you’ll learn:
How to have grace when you or others mess up with money
Practical ways to deal with your top money fears with Dr. John Delony
My thoughts on paying for graduate school
Resources: Minno Tuft and Needle
|
Nov 23, 2020 |
|
The Secret to Mastering Your Money with Chris Hogan
1544
In this episode of The Rachel Cruze Show, you’ll learn:
Which of the Four Money Classrooms you grew up in
The Seven Money Tendencies that are affecting your bank account
Financial expert Chris Hogan’s surprising money habits
How to communicate about money in your relationships
Resources:
Know Yourself, Know Your Money Tuft and Needle
Minno
Take my new money quiz
|
Nov 09, 2020 |
|
Meet the Makers Behind My New Wallet
1622
In this episode of The Rachel Cruze Show, you’ll learn:
How to use journaling to accomplish your goals
The purpose behind my new Rachel Cruze Wallet
How Mel Murray started JOYN and is changing the lives of vulnerable people in India
Resources:
Rachel Cruze Wallet Just Between Friends Tuft and Needle
|
Oct 26, 2020 |
|
How to Find Happiness Right Where You Are (With Jamie Ivey)
2431
Jamie Ivey is the dynamic host of The Happy Hour podcast, and I’m so thrilled to have her on mine! In this episode, we talk about:
How to be faithful and fulfilled in whatever season you’re in
The lies comparison feeds us as women
What to do with your money during major life-change
Stay connected with Jamie on Instagram: @jamieivey.
Sponsors:
Tuft & Needle
Zander Insurance
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance, Tuft & Needle
|
Oct 12, 2020 |
|
How to Cope With Anxiety (With Rebekah Lyons)
2294
Rebekah Lyons is an incredible author and speaker who helps people overcome anxiety. In this interview, we talk about:
The physical symptoms of stress
What my first panic attack was like
The four steps to beat anxiety
You guys, clarity changes everything—so if you’re dealing with worry, stress or anxiety, I hope you find the rest you need in this video.
Stay connected with Rebekah Lyons
Just Between Friends
Tuft & Needle
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
Just Between Friends
Tuft and Needle
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Sep 28, 2020 |
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How to Save More and Spend Less—The Psychology of Money
2091
Control starts with clarity. That's why you need to understand the psychology of money if you really want to save more and spend less. In this episode, I’m talking to psychologist and author Marcus Buckingham about how psychology, fear and our own brains impact our money decisions.
Resources:
Tuft & Needle: https://bit.ly/3cwWAy1
Zander Insurance
Connect with Marcus Buckingham
Get my new book, Know Yourself, Know Your Money
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
— Zander Insurance
— Tuft & Needle
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Sep 14, 2020 |
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Let’s Talk About Racism . . .
1658
Ramsey Personality Anthony ONeal is a good friend of mine, and in this episode, we talk about racial tension in our country, white privilege and how white people can show our black friends we care.
Follow Anthony on Instagram: @anthonyoneal
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
Tuft & Needle
Just Between Friends
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Aug 31, 2020 |
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Going Through a Tough Season? Here’s How to Make It Through!
1651
In this episode of The Rachel Cruze Show, you’ll learn:
Four tips you need to get through a tough season from pro surfer Bethany Hamilton
What to do with your money when you’re going through divorce
How the pandemic is impacting spending habits in America, and how to make this your best financial year ever anyway
Resources:
Get 25% off Bethany’s Be Present course
Tuft & Needle
Zander Insurance
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Aug 17, 2020 |
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Why Do You Handle Money the Way You Do?
1972
Ever wonder why you make the same decisions over and over when it comes to money? If you want to better understand why you handle money the way you do, listen to this episode.
You’ll learn:
The eight core emotions and how they impact your money from counseling expert Dr. Chip Dodd
An exciting announcement about one of my biggest aha! moments around money
When and how to let go of the gazelle-intense mindset
Resources:
Get a peek at my new book for free
Dr. Chip Dodd
Tuft & Needle
Just Between Friends
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Aug 03, 2020 |
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Stop Fighting About Money and Start Doing This . . .
1726
Unfortunately, money is the number one issue married couples fight about.1 But if you truly want to create a life you love, you can’t sweep the money topic under the rug. So, in the latest episode of The Rachel Cruze Show, you’ll learn:
How to use conflict to improve your marriage
The one marriage issue I won’t budge on
A step-by-step plan on how to stop fighting about money
How to make long-term money goals with your spouse
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
- Zander Insurance
- Mama Bear Legal Forms
- Tuft & Needle
Zander Insurance
Mama Bear Legal Forms
Ramsey Preferred Coaches
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Jul 20, 2020 |
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Have Your Dream Wedding for $8,000 (Or Less!)
1922
Your wedding day is one of the most expensive days of your life—but if you know me, you know I’m going to help you do it for less. Like, way less. In the latest episode of The Rachel Cruze Show, you’ll learn:
How to save 300% on your wedding reception
My step-by-step guide to creating a wedding budget that actually works
Four wedding lies everyone believes and how to keep them from ruining your marriage
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
— Zander Insurance
Helpful Links:
Zander Insurance
Get my Wedding Gift Bundle here
Tuft & Needle
Just Between Friends
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Jul 06, 2020 |
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The Pandemic Was Your Wake-Up Call. Now Do This . . .
1877
If the country has woken up to anything during the pandemic, it’s the importance of having an emergency fund. So, if you’re feeling the stress of a lack of savings, you’re not alone. The good news is, I’m here to help you get in a stronger financial position. And my dad, financial guru Dave Ramsey, is here to help too!
In this episode of The Rachel Cruze Show, you’ll learn:
What to do if you have a financial crisis on your hands
How to rebuild your emergency fund from my dad, Dave Ramsey
How one couple saved $13,000 in just nine months
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
— Zander Insurance
— Mama Bear Legal
Helpful Links:
Zander Insurance
Mama Bear Legal
Start your free trial of a Financial Peace Membership here
Join my official Facebook community
Get more of Dave Ramsey's money advice: daveramsey.com
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Jun 22, 2020 |
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5 Ways to Live a Financially Healthy Life
1296
Are you living the life you wish you were? Or do you feel like your finances are holding you back from creating a life you love? There’s only one person who can turn things around for you: you!
It's time to put on your grown-up pants, make healthy changes, and take control of your money. In this episode of The Rachel Cruze Show, you’ll learn:
Five ways to improve your financial health right now
How to improve your emotional health with help from Ramsey Personality, Dr. John Delony
How the pandemic has impacted other people working the Ramsey Baby Steps
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
— Zander Insurance
Zander Insurance
Tuft and Needle
Stay connected with John Delony
Start your free trial of a Financial Peace Membership here
Join my official Facebook community
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Jun 08, 2020 |
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How to Overcome Fear in Your Money and Your Marriage
2458
You guys! It’s the first-ever live episode of The Rachel Cruze Show!
In this very special episode, you’ll learn:
How to overcome fear in your relationships with help from my guest, Patsy Clairmont
Why I’m terrified of dolphins (yes, really)
How one couple became debt-free while planning their wedding and even losing a job
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
— Zander Insurance
Zander Insurance
Stay connected with Patsy at https://patsyclairmont.com/
Financial Peace University
Just Between Friends
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May 25, 2020 |
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How to Raise Good Kids Without Breaking the Bank
1807
Kids aren’t cheap, but they don’t have to make you broke either. So, let’s talk about how to save some serious money on your kids!
In this episode of The Rachel Cruze Show, we’ll talk about:
Four things new moms feel pressured to buy but don’t actually need
Stories from real students who went to college debt-free
Why you don’t have to be busy to be the best mom
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
— Zander Insurance
Resources (everything mentioned in this episode):
Zander Insurance
Follow Linsey Davis on Instagram: @linseytdavis
Show Notes Page
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May 11, 2020 |
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Quarantine Life: What to Do About Kids, Celebrations and “Free” Money
868
Coronavirus has us all doing things a little differently. For me, one of those things has been podcasting from my house! So, here’s a BONUS episode of The Rachel Cruze Show—quarantine edition.
In this episode, you’ll learn:
How to still have fun celebrating big events during a quarantine
Six free ways to entertain your kids at home right now
The smartest thing to do with your stimulus check
Join my Facebook Community: https://www.facebook.com/groups/rachelcruze/
Get more free activities for kids: https://www.daveramsey.com/blog/things-to-do-with-kids
Get the Financial Peace University Free Trial: https://www.financialpeace.com/
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May 04, 2020 |
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What the American Dream Is Costing You
1760
Given the current state of our country, you might think the American dream is gone forever. I know so many people are just trying to get by and can't even focus on getting ahead. Even though I filmed this episode weeks before coronavirus hit, I think this message is more important now than ever.
In this episode of The Rachel Cruze Show, we’ll talk about:
How the American dream has changed over the years
The hardest step to getting out of debt and how to overcome it
Max Lucado’s simple secrets to a happy life
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
— Zander Insurance
Resources (everything mentioned in this episode):
Zander Insurance
Start reading my Contentment Journal for free
https://maxlucado.com/
Show Notes Page
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Apr 27, 2020 |
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What to Do When Your Budget's Not Working
1570
When you look at your budget, does it spark joy?
If you aren’t already living on a budget, the most important thing you can do for you and your family right now is to make one. Or if it’s been a while since you looked at your numbers, now is the time to adjust.
In this episode of The Rachel Cruze Show, you’ll learn:
Three ways to refresh your budget
How Alex and Todd paid off $16K of debt in just nine months
How to organize the messiest rooms in your house
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
— Zander Insurance
Resources (everything mentioned in this episode):
Zander Insurance
EveryDollar
Learn about the 7 Baby Steps here
14-Day Money Finder
Total Money Makeover
Financial Peace University
Give Other People Hope
Womansday.com
|
Apr 13, 2020 |
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What To Do With Your Money During the Coronavirus | A Message of Hope
1058
It’s crazy out there, and you’re probably wondering what to do about your money right now. So I'm here to give you five super practical, super clear things you can do with your money during this pandemic.
Don’t panic.
Get On a Budget.
Focus On Your Four Walls.
Cut out all unnecessary expenses.
If you’ve lost income, stockpile cash.
You CAN do this. Because guess what: Hope is greater than fear. And I’m all about hope.
Now’s the perfect time to get the plan and tools you need for your money. These deals will help you create a budget, keep your family on track, find new and meaningful work, and give generously. No matter where you are, hope is here: https://www.daveramsey.com/store/hope
If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
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Mar 30, 2020 |
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A Message of Hope Series: Dave Ramsey, Rachel Cruze, Ken Coleman
3233
It’s scary out there, but hope is greater than fear. In times of crisis, facts are your friends. So get the facts and other common sense guidance on life and money from thought leaders Dave Ramsey, Ken Coleman, Rachel Cruze, Chris Hogan, Christy Wright, Anthony ONeal and John Delony.
daveramsey.com/hope
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Mar 27, 2020 |
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Money-Saving Tips for Busy Moms
1777
Being a mom is the best job I have, but let’s be real—sometimes, it’s really hard. So, this episode of The Rachel Cruze Show is all about making your life a little easier.
Today, you’ll learn:
7 ways to save money on your morning routine
Things no one tells you about being a mom
How to give yourself grace as you navigate this crazy thing called “life balance”
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
Zander Insurance
Resources:
The Contentment Journal
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Mar 16, 2020 |
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4 Steps That Will Secure Your Financial Future
1377
This is the final episode in my series covering the Ramsey Baby Steps, and Dave Ramsey and Chris Hogan are back to help me out and make me laugh. Baby Steps 4–7 are the whole reason you make so many sacrifices in the first three steps. On this part of your money journey, you’re truly securing your financial future.
In this episode of The Rachel Cruze Show, you’ll learn:
The best way to fund your retirement
3 ways your kids can graduate college debt-free
Why keeping your mortgage is a
How to have the most fun you’ll ever have with money
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
— Zander Insurance
Resources (everything mentioned in this episode):
Zander Insurance
Financial Peace University Find an Investing Pro You Can Trust
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Mar 02, 2020 |
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How to Bulletproof Your Emergency Fund
1361
This is the third episode in my series covering the Ramsey Baby Steps, and I’m going to be real with you: Baby Step 3 is hard. As you save up three to six months of expenses for your emergency fund, there aren’t any quick wins or milestones. But it’s your last big sprint before you finally get to build wealth and give like no one else, so I’m here to keep you motivated!
In this episode of The Rachel Cruze Show, you’ll learn:
3 keys to having a bulletproof emergency fund
How to find cold hard cash in your freezer
A money tendency I used to be really immature about
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
— Zander Insurance
Resources (everything mentioned in this episode):
Zander Insurance Financial Peace University
|
Feb 17, 2020 |
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The Fastest Way to Pay Off All Your Debt
1673
This is the second episode in a series covering the Ramsey Baby Steps, and my guest is the man who started it all—my dad, Dave Ramsey! He’s here to get you pumped up for Baby Step 2: Pay off your debt.
In this episode of The Rachel Cruze Show, you’ll learn:
The absolute best method for getting out of debt
Whether or not it’s really harder to get out of debt now more than ever
How one couple paid off $85,000 using the Ramsey Baby Steps
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
Zander Insurance
The Free Budgeting App
The Plan to Get Out of Debt and Build Wealth
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Feb 03, 2020 |
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How to Save $1,000 Fast
1772
We’re kicking off the new year with a special series covering the Ramsey Baby Steps. So let’s start at the beginning! Baby Step 1 will be your first step toward never worrying about money again: Save a $1,000 emergency fund.
In this episode of The Rachel Cruze Show, you’ll learn:
How to cover unexpected expenses when they pop up
26 super specific ways to save $1,000
How guacamole changed my mind about money
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
Zander Insurance
My Favorite Budgeting App
Financial Peace University
|
Jan 20, 2020 |
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How to Make a Budget That Actually Works for You
1476
A lot of people see a budget as something that limits your freedom—I know, because I used to be one of them. But once budgeting becomes part of your everyday life, it actually gives you permission to spend! A budget doesn’t limit your freedom—it gives you freedom.
In this episode of The Rachel Cruze Show, you’ll learn:
Three steps to make budgeting easier for you than it’s ever been
How to get your spouse on board with budgeting with you
How one couple learned to budget their inconsistent income, and how you can too
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
Zander Insurance
My Favorite Budgeting App
Financial Peace University
|
Jan 06, 2020 |
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The Best (and Worst 😂 ) Show Moments of 2019
1513
As 2019 comes to an end, I want to share some of my favorite moments from the show with you—and some of the funniest ones you haven’t even seen yet!
In this episode of The Rachel Cruze Show, you’ll learn:
What REALLY goes on behind the scenes of The Rachel Cruze Show in my year-end blooper reel
The biggest savings hacks you probably don’t know about
All the secrets of The Bachelor and The Bachelorette from former Bachelorette Kaitlyn Bristowe
How one couple managed to have the most fun ever with their family while they were getting out of debt
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing:
Zander Insurance
|
Dec 23, 2019 |
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My Favorite Things of 2019
1140
It’s that time of year when I like to look back on all the things—both big and small—that make me happy and grateful. And I’m so excited to tell you about them!
In this episode of The Rachel Cruze Show, you’ll learn:
10 things that made my life so much better in 2019
How paying with cash and budgeting saved one couple hundreds of dollars a month
Favorite things from my Facebook Community that will save you money
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing:
Churchill Mortgage
EveryDollar
Woman’s Day
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Dec 09, 2019 |
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Money Mistakes That Can Ruin Your Relationships
1640
Money touches every area of our lives, and even if we don’t realize it, it affects our relationships too. That’s why I want to spend some time helping you navigate the way money can play out in your friendships, family and marriage.
In this episode of The Rachel Cruze Show, you’ll learn:
Three times the show Friends taught us about how not to handle money within relationships.
Expert advice from Dr. Henry Cloud on how to protect your time and money during the holiday season when your family feels entitled to all of it. (Hey people-pleasers, this segment is especially for you!)
The best gift my family gives me every year.
How money fights actually made one couple closer than ever before.
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing:
Zander Insurance
Money & Marriage event tickets
Henry Cloud’s website
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Nov 25, 2019 |
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Don't Let Christmas Sleigh Your Budget
1863
It’s November—which means Thanksgiving and Christmas are right around the corner! Does that make you excited . . . or just overwhelmed?
If you feel like the holidays are another reminder that you don’t have the time or money to make your holiday table perfect, make your Christmas tree Instagram-worthy, or even shop for presents, I created this episode just for you.
In this episode of The Rachel Cruze Show, you’ll learn:
Incredible insights from Emily Ley on how to make the most of your holidays with less. You guys, this interview is a must-watch for everyone.
Why the Cruzes are saying no to buying toys this Christmas.
How much most people spend on the holidays and how to keep boundaries around your Christmas budget.
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programing. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing:
RESOURCES:
Zander Insurance
The Contentment Journal
Emily Ley’s website
All Cash Christmas Printable
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Nov 11, 2019 |
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How to Afford Your Adoption
1948
Have you ever dreamed about the possibility of adopting, but then thought, Well, I couldn’t afford that?
I think adoption is awesome, but I know it can be super expensive. It’s a deeply personal conviction, and money shouldn’t be the obstacle that’s holding you back.
If adoption is something you’re considering, I want to help you do it debt-free. In this episode of The Rachel Cruze Show, you’ll learn:
Author and speaker Lisa Harper’s emotional journey walking through the international adoption process as a single woman
Extremely practical steps and creative ways (that really surprised me!) to raise money for your adoption from author Julie Gumm
My personal dream and goals surrounding adoption
Even if you think adoption isn’t for you, you probably know someone who could use the valuable information in this episode! My guests this week really opened my eyes to new ways to make adopting a child a possibility for anyone, so go ahead and forward this to your friends!
Resources (everything mentioned in this episode):
Zander Insurance
Lisa Harper’s Website
Julie Gumm’s Website
My Favorite Budgeting App
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Oct 28, 2019 |
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Are These 4 Insecurities Destroying Your Budget?
2180
So, in this episode of The Rachel Cruze Show, you’ll learn:
The insecurity that 90% of women feel ashamed of and which industry is profiting the most from it
How to keep insecurities from ruining your marriage
How one woman’s spending habits led her into $40K in debt—and what gave her a wake-up call
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
Resources (everything mentioned in this episode):
Zander Insurance
Les Parrott’s website
The New York Times article on honeymoons
Show Notes Page
|
Oct 14, 2019 |
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Student Loan Crisis! Is There Hope?
1798
Student loan debt is costing Americans trillions of dollars and now surpasses every other type of consumer debt.1 People rarely talk about student loans anymore without attaching the word crisis to it. If you’re in the depths of your own student loan crisis, I want to show you how to get out of debt fast!
In the latest episode of The Rachel Cruze Show, you’ll learn:
Four simple ways to pay off your student loan debt faster
The reality about student loan forgiveness that politicians won’t tell you
How to go to college without going into debt
Plus, my friend and bestselling author Anthony ONeal will be here to answer questions about student loans and payments from people just like you.
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:
— Zander Insurance
Resources (everything mentioned in this episode):
Debt-Free Degree
Zander Insurance
Adjusting your tax withholding video
How Long Does It Take to Pay Off Student Loans
BONUS LISTEN: Borrowed Future Podcast
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Sep 30, 2019 |
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Is Your Car Busting Your Budget?
1539
Wondering why you can’t get ahead? Look in your driveway! Over the past decade, car debt has gone up 60%, and the average car payment is now $554!
I don’t want car loans to steal from your future! In the latest episode of The Rachel Cruze Show, you’ll learn:
Why financing a car is the worst financial decision you can make
How to pay off your current car and pay cash for your next one
How to save real money on car repairs—a mechanic shares his secrets
Resources (everything mentioned in this episode):
Zander Insurance
ELP
Show Notes Page
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Sep 16, 2019 |
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Are You Wasting Money on These Popular Trends?
1612
We love keeping up with the latest clothes, shows and gadgets. But what is our obsession with trends really costing us?
In the latest episode of The Rachel Cruze Show, we’re taking on trends. You’ll learn:
Trends you’re probably wasting money on without even thinking about it
The biggest money-wasting trend (in my opinion) that gets me riled up over and over again
The real cost of being on reality TV, plus show secrets from former Bachelorette Kaitlyn Bristowe
Resources (everything mentioned in this episode):
Zander Insurance
Contentment Journal / LYLNT Bundle
Woman’s Day
TimeShare Exit
|
Sep 03, 2019 |
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How to Pay Off All Your Credit Card Debt FAST
1734
What would your life look like if you didn’t have any credit card payments? If you had a pile of money saved up in the bank? If you owned your stuff instead of it owning you?
You guys—that life is possible!
So, in the latest episode of The Rachel Cruze Show, I’m going to show you how to live debt free. You’ll learn:
The number one proven method for getting out of debt
How one couple dug their way out of almost $40,000 in credit card debt
10 ways to stay super motivated while getting out of debt
RESOURCES
Zander Insurance
Financial Peace University
Contentment Journal
|
Aug 19, 2019 |
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The Ugly Truth About Credit Cards
1653
Millions of Americans are being duped by credit card companies every day. And, you guys, I’ve had it! So, in the latest episode of The Rachel Cruze Show, I’m going to expose credit cards for what they really are. You’ll learn:
Lies you’ve probably heard about credit cards
The truth no one is telling you about credit card points
How to buy a house without a credit score
Resources:
Zander Insurance
Financial Peace University
What Affects Your Credit Score Article
Show Notes Page
|
Aug 05, 2019 |
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3 Things Society Doesn’t Want You to Know About Money
1761
In our culture today, you might hear people say things like:
“It’s impossible to graduate from college without taking out student loans.”
“You can’t buy a car or have nice things without debt.”
“The only way to become a millionaire is to be born into a rich family.”
But believe it or not, our culture doesn’t always tell the truth. Shocking, I know. So, in the latest episode of The Rachel Cruze Show, I’m going to set the record straight. You’ll learn:
Three truths society doesn’t tell you about money
How a school teacher paid off $40,000 of debt in just 14 months
The proven plan to become a millionaire, no matter your income
Resources (everything mentioned in this episode):
Show Notes Page
Become a Financial Peace University Coordinator!
The 7 Baby Steps
SmartVestor Pro
Investment Calculator
Financial Peace University
Everyday Millionaires
|
Jul 22, 2019 |
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Don’t Let Your Parents’ Money Mistakes Stress You Out
1354
Your parents’ money choices will affect you in one way or another, but talking to them about it can be hard. Maybe the very thought of having that conversation intimidates you, or maybe you’ve tried before and it didn’t go well. So in the latest episode of The Rachel Cruze Show, you’ll learn:
Four key questions to ask your parents right now about their finances
A step-by-step plan for getting your parents and your whole family on the same page when it comes to money
How to deepen your relationship with aging parents and create memorable moments with them that will stay with you forever
Show Notes Page
Will Prep Checklist
5-Minute Coverage Checkup
Zander Insurance
|
Jul 08, 2019 |
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Stop Letting Food Eat Up Your Budget
1532
Food is one of the biggest budget-busters out there, so this is a category where we can all cut back! If you can save just a couple hundred dollars a month in your food budget, you’ll be amazed at how much faster you can get out of debt and build up that emergency fund. So in this episode, you’ll learn:
How to adjust your food budget based on the season of life you’re in
How much the average family spends on groceries and where you land on the spectrum
Easy meal plans that feed a family for under $125 per week from my guest, Debt Kickin’ Mom
Mouth-watering summer recipes that will keep your food budget in check
Resources (everything mentioned in this episode):
Show Notes Page
Zander Insurance
Financial Peace University
Chef Marlon’s Recipes
Debt Kickin’ Mom’s Powerful Story
|
Jun 24, 2019 |
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Started from the Bottom Now They’re Here
1784
Getting to a place of financial freedom is hard. That’s why it’s so important to remember what you’re working toward—and that success isn’t just for yourself. In this episode, you’ll hear some of the most inspiring and motivating stories we’ve ever had on the show. You’ll learn:
The decision my dad made that completely changed my life
The keys to overcoming adversity and staying motivated from podcast host Lewis Howes
The one thing successful people do to stay happy
How small-business owner Judy Zimmerman paid off $750,000 of debt and changed her family tree in more ways than one
Resources (everything mentioned in this episode):
Show Notes Page
Financial Peace University
Zander Insurance
Lewis Howes’s Podcast
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Jun 10, 2019 |
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How Any Personality Type Can Win With Money
2649
Do you ever wonder why you keep making the same mistakes with money? I want to shed some light on your personality type so you can make real progress! In this episode, you’ll learn:
Whether you’re a Spender or a Saver and whether you’re a Nerd or a Free Spirit—and how to avoid pitfalls for each type
All about my favorite personality typing system, the Enneagram, from Enneagram expert and author Ian Cron
How to gain self-awareness and use your personality type to win with money
Resources:
Are you a Nerd or a Free Spirit?
Ian Cron’s Typology Podcast
Ian Cron’s Enneagram Assessment
My Facebook Group
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May 27, 2019 |
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Ways to Change Your Life and Money Right Now!
1486
If you want to change your life, you need to prepare your heart for this: Change isn’t easy. But you know what else? It’s worth it. In this episode, you’ll learn:
Why most people struggle to make lasting change, and what you can do to be different.
How a family of six hit rock bottom before paying off $77,460 in 36 months—and what changes they made to make it happen.
Practical steps you can take to overcome fear and find a career you love.
Resources (everything mentioned in this episode):
The Proximity Principle - (Start reading for free)
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May 13, 2019 |
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Real Talk With My Mom, Sharon Ramsey
1445
My mom, Sharon, is the keeper of all the Ramsey family stories. She was there when she and my dad, Dave Ramsey, declared bankruptcy. She was the one who had to stretch their very tight, getting-out-of-debt grocery budget to feed and diaper us three kids. At times, she even felt guilty for staying at home with us instead of working outside the home to bring in money.
She also spills the tea about our family camping trips and the moment she knew I was just a bit different than my siblings! I can’t wait for you to hear her side of the story in this special Mother’s Day episode.
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May 08, 2019 |
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Tips for Saving Money on Everyday Items
1442
Is saving money on everyday items a struggle? You work too hard for the money you have for one trip to the store to eat it all up! So in this episode, I’m going to help you shop smarter. You’ll learn:
The shopping hack almost no one knows about
Budget-friendly meals with healthy ingredients (that taste amazing too!)
My money-saving tips to budgeting, spending and shopping for clothes
Resources (everything mentioned in this episode):
The Contentment Journal
Get Jenna's Recipes
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Apr 29, 2019 |
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Christine Caine Drops Wisdom for Creating a Life You Love
1336
Christine Caine is one of my favorite people ever, and she was gracious enough to let me in on all her wisdom and record it to share with you! Our conversation was so rich. In this episode, you’ll learn:
why you shouldn’t feel guilty for delegating and asking for help
how to stop the comparisons and see your life’s meaning, significance and worth
the incredible and radical ways Christine’s ministry is literally saving women around the world
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Apr 22, 2019 |
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How to Go to Disney Without Debt
1045
Disney World is one of my favorite places on earth, but it can cost a small fortune. Good news is, it doesn’t have to! In this episode, you’ll learn:
How to know if you, your family and your bank account are actually ready to go to Disney.
Twenty-one ways to save time and money at Disney—I’m talking thousands of dollars and hours of time saved!
The best-kept Disney dining secrets from our Disney food expert, Rachel Bshero.
Resources (everything mentioned in this episode):
Zander Insurance
The Contentment Journal
Churchill Mortgage
The Contentment Journal
Show Notes – Download the Disney Savings Goal Tracker
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Apr 15, 2019 |
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How to Teach Your Kids About Money
1740
If you don’t set the foundation for what your kids learn about money, they’ll pick it up somewhere else. So in this episode, you’ll find out:
How to teach your kids about money the way I learned from my dad, Dave Ramsey
The best ways to break down the walls between you and your teen to make a real connection (Guest: teen and millennial expert Anthony ONeal)
How a family of four paid off $303,000 in debt and got their kids involved in their debt-free journey
Resources:
Start reading The Contentment Journal for Free
Buy The Contentment Journal
Smart Parent event Smart Money Smart Kids
The Graduate Survival Guide
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Apr 01, 2019 |
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How to Live Rich No Matter How Much Money You Have
2622
What does being rich really look like? It’s more attainable than you may think! Research shows there are three things wealthy people have in common, and in this episode I’ll reveal what they are so you can live rich, too.
You’ll learn how to:
Build wealth in America today
Practice a daily habit that’s my secret to a rich life
Enrich not just your bank account but your marriage as well (Guest: Dr. Les Parrott, co-creator of eHarmony)
Live and give like no one else
Find contentment and happiness in every season you’re in
Resources (everything mentioned in this episode):
Zander Insurance
Get a sneak peek of the new Contentment Journal!
Buy The Contentment Journal
Money & Marriage Event
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Mar 18, 2019 |
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4 Keys to Having Great Relationships
1388
Today’s episode is a conversation Dr. Henry Cloud and I had backstage at The Smart Conference, where he taught me the four keys to having healthy relationships. This is something I hear again and again that people want in their lives! Maybe for you that means to put up some boundaries so that others stop taking advantage of you. Maybe you need to let go of perfectionism. Whatever your situation looks like, this episode will give you the truth we all need.
Resources (everything mentioned in this episode):
Get a personal Boundaries mentor
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Mar 11, 2019 |
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Travel Tips That Will Save You Money
1675
The one thing that’s always true about traveling is that it costs money. Whether you love it (like I do!) or hate it, it seems like there’s always one reason or another to spend money going somewhere! Maybe you’re planning a honeymoon or a beach vacation. Maybe you’re getting out of debt and can’t spend much but have to travel to a family reunion or an out-of-town wedding. In this episode, we’re going to talk about how you can travel cheaper.
You’ll learn how to:
take a vacation without going into debt
travel like a pro using insider secrets from our expert guest, travel agent Rachel Lackey
spend less money on your next flight
get the absolute best deal on hotels and lodging
avoid the most common mistakes people make when planning a trip
Download Rachel's Vacation Budget Worksheet
Get Your Copy of Love Your Life, Not Theirs
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Mar 04, 2019 |
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How to Love Your Home (And Afford It, Too)
1462
Buying a house is the biggest financial investment most people will ever make, but your home is a big deal for other reasons too. It’s the place where you lay your head down to sleep at night, where you prepare your meals, and where you raise your kids. It’s where your life happens! So, I don’t want this to be something stressful in your life. I want it to be a place of joy.
In this episode, you’ll learn how to:
make the most of the space and furniture you have
decide when the time is right to buy a new home
avoid red flags during the home-buying process
pay off your mortgage early
If you’re buying or selling a home in the near future, connect with an ELP today.
And get the best mortgage or refi for you and your family with my friends at Churchill Mortgage.
Get tickets to see Rachel at her Money & Marriage event here!
Be prepared for your future with term life insurance from Zander here.
Download the Down Payment Goal Tracker
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Feb 18, 2019 |
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My 4 Guiding Principles for Parenting
1356
This episode is a little different! I actually recorded it sitting on the floor in my closet, sharing my thoughts on life balance and the struggles we face as parents. We’ll talk through why you don’t need to do everything, how to be the best version of yourself for your kids and how to give yourself grace when you mess up.
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Feb 11, 2019 |
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How to Give Yourself a Raise This Year
2177
Do you wish you had more money? Wouldn’t that make it a little easier to reach your financial goals in 2019? You’ve come to the right place, because this episode is all about how to give yourself a raise this year!
In this episode, you’ll learn how to:
Avoid the most common tax mistake that’s probably costing you money right now
Have more money today without even getting a raise
Find contentment in all areas of life using one simple method from my guest, Annie F. Downs
Resources (everything mentioned in this episode):
Financial Peace University
EveryDollar
Connect with an ELP Tax Pro
Take the Tax Quiz
Annie F. Downs’s “That Sounds Fun” podcast
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Feb 04, 2019 |
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Lies People Believe About Getting Out of Debt
2276
I’m going to let you in on a secret: You can actually enjoy your life while you’re getting out of debt!
Getting out of debt may be uncomfortable. It’s pretty countercultural. And it definitely requires discipline. But believe it or not, millions of people have gotten out of debt and didn’t hate their lives in the process. This episode is all about super practical ways to love your life while getting out of debt!
Here are some of the lies you might hear about getting out of debt:
“You can’t find a nice, affordable used car.”
“You can’t eat healthy on a budget.”
“It’s too hard to have fun when you’re getting out of debt.”
One of the lies you might tell yourself is that you’re the only one stressed or struggling with your money. But that’s not true, and if you need a safe space to have all the feelings about it, check out my Facebook community for encouragement.
Resources:
Learn Rachel's Simple Rules of Successful Negotiating
EveryDollar
Financial Peace University
Jenna's Peanut Butter Cups Recipe
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Jan 21, 2019 |
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How Minimalist Living Can Help You Pay Off Debt
2253
Stephanie and Taylor Shivers were pretty much drowning in debt. Between student loans, medical bills and living expenses, they owed $142,000—which would take them 25 to 30 years to pay off. The happiest of moments in their lives were paired with an undercurrent of fear, anxiety and hopelessness related to debt. You can imagine, right?
So, Stephanie and Taylor took a big step of faith: They sold their house. Talk about radical! In this episode, you’ll hear how debt affected their marriage on a practical and an emotional level—and if their plan of selling their home to pay off as much debt as possible worked. Aren’t you dying to know how it went?
Plus, some of my favorite guests ever are on this episode. The Minimalists are here! Our messages are so similar, and during our conversation we talk about why stuff doesn’t equal happiness and how to make room for what really matters.
Who set the standard of living in America today anyway? Who decided that you must have a garage with two cars in it, a house filled with all the latest and greatest technology, a home just for vacations, and a closet full of new, trendy clothes? I’m getting mad again just thinking about it! So in this episode, we’ll challenge the status quo.
Learn more about Financial Peace University
Meet with a Financial Coach
Connect with The Minimalists
Read the show notes
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Jan 21, 2019 |
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Introducing The Rachel Cruze Show!
139
Learn how to take control of your money and create a life you love.
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Dec 18, 2018 |