The Which? Money Podcast

By Which?

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Arthur
 Mar 24, 2022
Some good money tips and advice

Description

Rising prices, mounting pressures - the cost of living is at crisis point. Join host Lucia and our team of experts for free tips to help you get on top of your bills. Tackle the issues hitting your pocket, from spiralling energy costs to your weekly food shop.




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Episode Date
Are weddings too expensive? How you can save
37:56

The average cost of a wedding in 2021 was £17,300 - but the cost doesn’t just fall on the couples, with a quarter of guests reporting they can’t afford to go to the weddings they’re invited to. 

 

So this week we’ll be discussing how to cut the cost of weddings, whether it’s one you’re planning or attending as a guest. 


Read our guide on how to save money as a wedding guest or subscribe to our free money newsletter for fresh everyday money advice every week.



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Aug 05, 2022
Childcare cost crisis
31:33

With the summer holidays approaching we take a look at why some parents are being priced out of returning to work because of skyrocketing costs.


We hear from parents who can’t afford to get back to full-time employment, as well as giving tips and advice on how to save money during the holidays.


Read our cheap or free things to do over the summer holidays or subscribe to our free money newsletter.



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Jul 29, 2022
Cost of living scams you need to know
27:33

As is always the case, in times of crisis scammers look to capitalise. This week on the podcast we shine a light on the scams currently doing the rounds to make sure you or your loved ones don’t fall victim.


We’ll also offer useful advice on how to report this criminal behaviour, and what to look out for.


Sign up to our scam alerts newsletter or don't miss our weekly money updates too.



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Jul 22, 2022
Is the travel industry broken?
34:09

After two years of lockdowns, stay and home orders and border closures, the travel industry is open again and we can finally get back to enjoying trips abroad. Why then are we facing chaotic scenes at airports, mass cancellations, and customers being denied compensation that’s rightfully theirs?


In this Which? Investigation we’ll go to the heart of the issues currently impacting the sector. We’ll hear customers, industry experts, as well as getting the view from those representing some of the UK’s largest tour operators. With summer holidays on the horizon, host Grace Forell ask is now time to panic? What needs to be done to solve the problem? Or are things nowhere near as bad as they seem?


Find out more about flight refunds and sign our petition calling for changes to the Travel sector.



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Jul 18, 2022
Best travel insurance providers revealed
22:01

The summer holiday getaway is edging ever closer, so with Covid still around and delays and cancellations making the headlines, it’s all the more important to make sure you’re covered.


In this episode we run through our recent research and unveil the insurers we think offer the best protection.


Read more about our best & worst travel insurer rankings and sign up to our free Money newsletter here.



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Jul 15, 2022
Can you afford to retire?
31:37

While retirement might be a long way off for some, or just round the corner for others, we all need to save if we’re to enjoy our later life.


In our annual survey we get answers from those already living life after their working days are over, hearing how much they spend, and how much we really need to save.


Read more about our cost of retirement survey and sign up to our free Money newsletter here.



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Jul 08, 2022
How to pay on holiday
31:34

With the summer holidays on the horizon, we examine the best way to ensure you aren’t ripped off when heading overseas. 


We take a look at cash vs. card, exchange rates, as well as hearing how you can ensure you don’t return with less money than expected.


Read more on the latest travel news and advice from Which? or sign up to our free travel newsletter.



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Jul 01, 2022
Cost of untying the knot
22:00

We hear how most people are unaware of current pension sharing legislation which could leave them out of pocket in the event of divorce.


In this investigation Charlotte Gifford speaks to many of those affected, as well as giving advice to make sure others don’t miss out.


Read more on pensions & retirement or sign up to our free Money newsletter.



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Jun 24, 2022
New schemes & right to buy dreams
23:16

There’s never a dull moment in the property market with the last few months proving no different. 


In this episode we round up the latest developments including the various announcements made which could change the housing sector.


Read more property news here or sign up to our free weekly money newsletter.





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Jun 17, 2022
How to invest with just £1
28:29

We bust the myth that investing is just for those with loads of spare cash as we give you the ultimate guide to boosting your savings.


Listen for advice on how to invest safely, and we’ll reveal the best providers to trust with your money.


Read more of our investing tips now here.



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Jun 10, 2022
Should you cut pension payments to save cash now?
34:25

With increasing numbers of us looking at ways to cut corners to save money right now, we examine whether reducing the amount you pay into your pension is ever a good idea.


We also hear how much you should be looking to save, and give a reminder of the help available if you’re struggling with the current cost of living.



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Jun 03, 2022
Fighting back against the scammers
34:44

How many times has someone tried to scam you in the last year, month, or this week? With fraud activity continuing to increase, we meet those challenging the scammers and shining a light on their illegal activity.


Sign up to our scam alert service now.



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May 26, 2022
Saving on subscriptions
29:58

From streaming your favourite films to getting your fill of coffee, many people find paying for a range of subscriptions normal now. But the costs are creeping up.


We hear how you could save while still enjoying your favourite services, as well as exploring the apps which could help keep track of those pesky ‘little bills’.


Read more with 11 tips to save on the cost of your subscriptions now.



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May 19, 2022
How to save hundreds on insurance
22:41

In this episode we talk all things insurance, sharing tips on ways you can keep car and home insurance premiums low, plus a surprising way to potentially shrink travel insurance costs while getting more cover for your money. 

Plus, find out what happens if you need to claim for storm damage to your home.



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May 12, 2022
How to dodge dodgy debt advice
21:35

In this episode we expose the flaws of the broken debt advice market, in which private firms are exploiting vulnerable customers with unsuitable repayment plans. 

We also share your options if you do need help paying your debts, and tips to help you navigate the debt advice landscape.



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May 05, 2022
How ‘sustainable’ are ESG funds?
32:31

In this episode we take a deep dive into the world of ESG (environment, social and governance) investing to find out just how few so-called ‘sustainable’ funds actually meet investors’ expectations.


We also hear from a whistleblower who accused one of the world’s leading asset managers of misrepresenting their commitment to sustainability to their investors. 


Read how 'sustainable' investment funds falling short of investors' expectations here.





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Apr 28, 2022
Into the Metaverse
12:28

A chance for you to hear the first episode of our new podcast, Which? Shorts.


This week we’re hearing about the metaverse, and how virtual reality goggles and holograms that travel effortlessly are just part of the digital universe Facebook, and others, are planning to build…


This article was written by Chris Stokel-Walker, with narration from Harry Kind and Grace Forell.


You can sign-up to our free newsletters here and find the podcast on Apple podcasts, Spotify, or wherever you listen.



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Apr 27, 2022
Should you invest in NFTs?
26:01

In this episode we get to the bottom of the latest developments in cryptocurrency, explaining what an NFT actually is, and the risks you should be aware of.


We also explain why the UK government have asked the Royal Mint to create their own NFT range, and what they could mean for the future of investing.


Read more about the Royal Mint's decision to launch their own range on NFTs.



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Apr 21, 2022
Coming Soon: Which? Shorts
1:07

In this brand new podcast we’ll be bringing you the very best articles from across Which.co.uk and our suite of magazines. We know you’re busy, so with Which? Shorts we’re giving you the chance to listen to our insightful journalism wherever you might be, whether that’s at home or on-the move.


Which? is the UK’s consumer champion and with the help of our team of experts we bring you the very best advice not only to help inform your buying choices, but also to help you live better and get more for your money. 


Launches Wednesday 27th April 2022.



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Apr 19, 2022
Behind the scenes at the Royal Mint
36:59

As cash usage continues to decline, we go behind the scenes of the Royal Mint to explore how the 1,100 year-old institution is transforming itself for the future. 


We talk to craftsmen, designers and directors to find out how coins are made on the Mint’s factory floors, and hear tales from the Mint’s storied archive. 


Read more at which.co.uk/royalmint



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Apr 14, 2022
Could buying be cheaper than renting for first time buyers?
25:27

With new research looking at the amount of our incomes we spend on rent vs. a mortgage, we take a look at the property market and explore the challenges for those looking to take their first step on the ladder.


We also take a look at the potential options available for those with smaller deposits, and predict where prices could go next…


Read the article or listen to our Ease the Squeeze episode on rental costs.



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Apr 07, 2022
How to prepare for ‘Price Hike Friday’
31:20

With 1st April seeing prices on the rise on a whole manner of goods and services, we run through where you might soon see your bills increase.


We also take a look at how you can try and negate the rise, and any action you can take to help save some cash. 


Find out what you could be paying with our Council Tax calculator and read more of our 11 ways to improve your finances.



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Mar 31, 2022
Why you need a power of attorney
28:48

A power of attorney is one of the most important legal documents you can put in place - yet, while setting it up, UK institutions so often get it wrong. 


Our investigation takes a look at the devastating consequences for families when this happens, and reveals why the UK’s system for the safeguard is in desperate need of modernisation.


Find out more about how to start the process of putting in place a power of attorney here.



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Mar 24, 2022
What does the Spring Statement mean for your money?
15:53

In this special episode we assemble the experts to react to the measures announced by the Chancellor. Host Lucia Ariano is joined by Adam French and Jenny Ross as they discuss the impact these changes will make to the cost of living crisis, and whether he went far enough to help those most in need...


Read more about the Spring Statement in our round-up article here, or visit our Cost of Living hub.



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Mar 23, 2022
Best ways to save on clothes and shoes
35:58

The cost of clothes and shoes is rising even faster than other consumer goods, making it even more important that you stay budget-savvy when you’re updating your wardrobe.


In this episode we talk through your options if you want to refresh your look without spending huge amounts of cash.


Read our article 15 ways to save money on clothes and shoes for more information.



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Mar 17, 2022
Ease the squeeze: Combating the rising cost of renting
47:05

In the fifth episode of our series helping you beat the cost of living crunch, we take a look at the rising cost of the buy to let market.


We hear tips on how to negotiate your rental outgoings, and also examine what options are available for you despite the rising prices.





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Mar 10, 2022
Ease the squeeze: How to save on your commute
43:40

In the fourth episode of our series helping you beat the cost of living crunch, we explore how you could cut the cost of your weekly travel bill.


From rising fuel prices to increasing rail fares, we give you advice which could see you save money and still make it to work on time.


Read more about how to how to save fuel and how to find the best train ticket deals here.



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Mar 03, 2022
Ease the squeeze: Cutting costs on your food shop
46:51

In the third episode of our series helping you beat the cost of living crunch, we examine the ways you can save money on your weekly shop.


We hear from a host of special guests, and describe some of the tactics you can employ to help stay one step ahead of the supermarkets. 


Read more about the ways you can save on your supermarket shop.



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Feb 24, 2022
Ease the squeeze: Saving money on your broadband, TV and phone contracts
38:14

In the second episode of our series helping you beat the cost of living crunch, we share our top tips for saving money on broadband, TV and phone bills.  


We look at how you could slash up to £200 a year off your bills by switching providers or haggling with your current one to land yourself a better deal.


Read more ways to save on mobile, broadband and TV bills here.



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Feb 17, 2022
Ease the squeeze: How to save on your energy bills
28:30

In the first of our series helping you fight back against the cost of living crisis, we discuss rising energy prices, and what you can do to save. 


We also have quick hints and tips to help heat your home more efficiently, and hear about a community project doing their bit to help. 


Read more on how you can save on your energy bills


You can also find more about the project CREW Energy were discussing here, and there's also more information available on Community Energy England and Scotland.



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Feb 10, 2022
Energy price cap and the cost of living crisis examined
32:37

After Ofgem announced a 54% increase in the energy price cap we have the latest reaction and advice. 


We also delve deeper into Which? research showing 2.5 million households missed payments as a result of the squeeze.


Read more on what the rise in the energy price cap means for you.



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Feb 03, 2022
We reveal the financial products you don't need
38:16

Some financial products are vital – such as travel, home and car insurance but there are some you should think twice about before buying. With all of us looking to save extra cash this is the ultimate guide to cutting those direct debits which perhaps don’t offer the benefits you first thought.


Listen to our 2020 episode 'the real human cost of data breaches' to hear the impact appliance cover scams.


Read more here.



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Jan 27, 2022
Tax rebate woes & the self assessment deadline
31:10

It's that time of the tax year again! We’re here with our annual round-up of everything you need to know to file on time.


There’s also a fiery debate on the merits of married tax allowance, and a warning to steer clear of third-party tax rebate firms.


Read more tips and advice on which.co.uk including whether you could cut your 2020-21 self-assessment tax bill?



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Jan 20, 2022
Does staying healthy have to hit your pocket?
33:33

New year, new you? With many of us making resolutions to get fit and exercise more in 2022 we’ve rounded up a team of Which? journalists to find out whether you have to spend big to see results.


We discuss all things veganuary, health supplements, medicines, as well as hearing if expensive smartwatches really are the best.


Read the 6 ways you can have a cheap Veganuary now.



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Jan 13, 2022
Why Buy Now Pay Later needs regulation now
32:21

As Which? research reveals many BNPL users don’t think they’re taking on debt at the checkout, we learn more about the payment schemes sweeping the financial industry. 


We find out why we’re calling for increased regulation, as well as hearing what one of the biggest providers thinks of the current landscape.


Read more about our research here.



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Jan 06, 2022
2021 review: will this year foreshadow next?
30:54

In our review of the year we look back at some of the biggest stories of the last twelve months before asking what 2022 may have in store.


We look back at the stories that have impacted our pockets most, and discuss what you could do to help counteract those rises.



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Dec 27, 2021
The story of Ray the coin collector
33:04

In this festive special we join Which? journalist Ian Aikman’s personal quest as he attempts to sell a much loved coin collection.


During the episode we hear how the value of coins can change, and what to look out for it you think you might have your own valuable treasure.



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Dec 16, 2021
The increasing cost of Christmas
23:45

We hear why price rises and supply shortages mean we’re paying more for our festive favourites.


From pigs in blankets to turkeys and toys, we have everything you need-to-know ahead of the big day.


Read our 12 ways to save money on your Christmas food shop here.



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Dec 09, 2021
What next for the energy crisis?
20:45

With more and more companies struggling to survive as a result of wholesale gas prices, we explain how customers can react.


We also take a look at what might happen next? And ask whether switching could still get you a better deal? Spoiler… it won’t.


Read our latest updates on the energy crisis, including what to do if your supplier ceases trading.



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Dec 02, 2021
Costly mistakes: could credit errors harm your future?
25:15

We uncover how incorrect information on your credit report could impact your life, from rejected mortgage and credit card applications and more. 


During the episode we hear from people impacted by a mistake that wasn’t their fault, and how they’re fighting back.



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Nov 25, 2021
How to avoid Black Friday regret
27:28

After a recent Which? investigation found a shocking number of us wish we hadn’t purchased an item in the Black Friday sales, we hear tips and advice on how you can avoid doing the same.


We also hear how to spot and avoid fake reviews, and where best to sniff out a bargain.


Read more on our Black Friday regrets investigation here & listen to our Which? Investigates episode 'Are you being misled by fake reviews?'



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Nov 18, 2021
We reveal the things that really scare insurers
26:27

If your circumstances aren’t seen as ‘standard’ in the eyes of insurers, finding affordable cover can become a nightmare. 


With the help of our insurance expert we explore the reasons you might struggle to secure protection, and what you can do about it.


Read our free insurance guides on car insurance and home insurance.



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Nov 11, 2021
How safe is your digital money?
41:16

With tales of contactless cards being ‘skimmed’ by hackers, and occasions where online bank services drop out for hours on end, where should we be keeping our money? As the use of cash continues to decline, will it soon be a thing of the past? And how safe really is cryptocurrency? 


In this special episode the Which? Investigates & Which? Money podcast combine with Greg Foot joined by Lucia Ariano and the Which? Money team to find out more about how to protect our digital money. We find out who controls it, what our use of it tells them about us, and we explore the future of money - will it be in the hands of banks, bitcoin, or someone else entirely… Facebook perhaps?!


Show notes and references are available here.



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Nov 05, 2021
Autumn Budget Reaction
30:02

After a year of financial turmoil as a result of the pandemic, supply chain shortages and the energy bill crisis, there was huge anticipation ahead of today's announcement from the Chancellor. In this special episode our money experts Gareth Shaw and Jenny Ross get into the detail of what was revealed today, and how it could impact your money.


Read more online at which.co.uk/money.



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Oct 27, 2021
Move over Bitcoin... here comes Britcoin
28:00

In this exclusive interview Tom Mutton from the Bank of England tells us all about plans for a new central bank digital currency.


But what is it? How would it work? And how soon could we start paying for things with it? We’ll have all the answers.



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Oct 21, 2021
What’s happening with house prices & mortgage rates?
23:30

With the stamp duty holiday over and an expected rise in interest rates on the way, we discuss whether now could be a good time to buy. 


We also examine the historic low mortgage rates and do our best to predict the future of the market.


Read more at which.co.uk/property.



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Oct 14, 2021
Will new rules kick start the travel industry?
17:41

With a simplified travel system now in place in England, we explore the costs associated with heading overseas. 


We explore why a PCR test costs as much as it does, while also hearing the experiences of those who have already taken the plunge and headed abroad over the last few weeks.


For the latest head to which.co.uk/travel



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Oct 07, 2021
Energy, fuel & food prices: the latest on the crisis
24:14

From panic at the pumps, to empty shelves, to energy cost worries, it’s been a rollercoaster week for your money. 


Our experts answer your questions to get to the bottom of what happens if your energy supplier goes bust, when might the fuel crisis end and whether food prices are set to soar?


Read more on the latest at which.co.uk/money.



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Sep 30, 2021
Cladding scandal protest: the real stories of the crisis
40:09

At a recent protest in central London over the continuing cladding scandal crisis, we hear from those whose lives have been put on hold by an issue for which they can't be blamed.


We meet homeowners, and those giving their support to ensure thousands more aren’t left permanently impacted by this on-going scandal.


Listen our previous episode, 'Uncovering the UK’s cladding scandal' here.



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Sep 23, 2021
Why there has never been a better time to switch
27:01

With rising price caps on the horizon and certain premiums lower than ever, we tell you everything you need to know on changing provider.


In this episode we cover everything from energy bills to mobile and broadband, as well as looking at current accounts, credit cars and car insurance.


N.B. This episode was recorded before the news regarding the current gas price rises, and what this could mean for some energy providers. For more visit which.co.uk/money



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Sep 15, 2021
How to tackle the ongoing scamdemic
24:09

With text scams at their highest rate on record, we hear about the dirty tactics fraudsters are using to dupe us out of our data and money.


We’re also joined by HMRC to hear how they're fighting back, and discover why Which? are asking businesses to change their behaviour.



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Sep 09, 2021
Can your savings account save the planet?
21:14

We rate the best savings accounts on offer if you want to lessen your impact on the environment.


In this episode we reveal who ranks highly, and also delve even deeper into the impact your money could be having on climate change.



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Sep 02, 2021
The modern day gold rush
26:33

We find out why young investors are flocking to gold as an alternative investment, asking whether you could do the same?


We’ll also discuss how you can invest, and whether this interest in precious metals is set to continue...



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Aug 26, 2021
The real cost of contesting a will
34:47

With the number of people choosing the contest a will after someone’s death, we explore the emotional and financial impact of doing so. 


We also hear the stories of those involved, as well as explaining what you need to know when deciding who to leave your estate to when you’re gone.



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Aug 19, 2021
How could inflation impact your savings?
27:43

With inflation predicted to rise to 4% by the end of the year, we explain how this increase could impact the money in your pocket. 


We explore who is likely to be hit the hardest, and explain what action you can take to help stay ahead of the game.



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Aug 12, 2021
Inside the women’s state pension scandal
21:48

Imagine your grandma, mother, aunt or sister, and then discover they have been robbed of money they are rightly owed. In this special episode we hear why thousands of women were short changed and due an estimated 1 billion pounds in refunds. 


We’ll be taking you through everything you need to know - what caused this shortfall in payments, and crucially if you need to take action to get a refund.



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Aug 05, 2021
Could your money be causing climate change?
42:38

There’s a shocking claim that if you eat less meat to cut your food footprint, drive an EV to reduce your travel emissions, or choose products that don’t contribute to deforestation, the eco-benefits of all of those could be completely undone by something else, something you may not have considered: your money.


In this special episode the Which? Investigates & Which? Money podcasts combine as Greg Foot & Lucia Ariano find out how our bank accounts, pensions and investments may be causing climate change without our knowledge. He teams up with the Which? Money team to analyse the ‘sustainable’, ‘ethical’ options, and discovers what could be the biggest case of green-washing yet.



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Jul 29, 2021
Hidden cost of food delivery apps
25:04

With the takeaway revolution continuing to grow, we explore Which? research showing the additional fees added to orders made on these platforms.


We find out how much more you might end up paying for your favourite meals, and why the restaurants are struggling to survive despite customers being able to order their dishes around the clock.




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Jul 22, 2021
First-time buyers: everything you need to know
27:12

With the average deposit going up, and prices staying high, we’re here with plenty of advice and insider information to help you make that first step on the property ladder.


We’re also joined by Housing Minister Christopher Pincher MP to hear more about the government’s new schemes aimed to get more of us buying homes.



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Jul 15, 2021
Life shocks: how to become financially resilient
24:58

In today’s episode we aim to answer an important question: how can you build financial resilience to help you cope with difficult or traumatic life events?

We discuss how to prepare and build your financial safety net, where we’ll hear from two people who did seek help after their lives took an unexpected turn, and who came away more financially resilient as a result.



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Jul 08, 2021
Investment hacks and stock market facts
31:36

With low savings rates driving more people to invest on the stock market, we reveal the best places to put your cash. 


There’s hints, tips and tricks, and also plenty of lessons to live by if you want to make the most of your money.



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Jul 01, 2021
Will travel insurance protect you in a pandemic?
27:11
We examine new Which? research revealing just how little protection many insurance firms offer those looking to book a foreign holiday. Our experts also discuss the government’s traffic light system and explain what you can do to protect your cash if circumstances change.

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Jun 24, 2021
Toxic relationships: the cost of romance fraud
35:45

Since the start of the pandemic online dating has boomed. But while many are looking for romance, scammers are also taking advantage.


We chat to one man who lost thousands of pounds, and hear how all of us could one day fall victim to this type of crime.



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Jun 17, 2021
How much do you need for retirement?
36:34

Today we have a special episode answering the big question: how much should you save for retirement? 


Find out the average incomes needed for retirement, as well as the different types of pensions available and how to check if you or a woman you know is owed a state pension refund.



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Jun 10, 2021
Is plastic packaging really that bad?
39:53

Welcome to the first episode of the new Which? Investigates podcast.


Supermarkets & brands are often criticised for how much plastic packaging they use, but could removing that from some food products actually increase their environmental impact? 


In this first episode of Which? investigates Greg Foot uncovers quite how much unrecyclable plastic there is, checks out whether refillables and ‘compostables’ really do help the planet, and unwraps the surprising facts around what plastic could - or perhaps should - stay on the shelves.


For more each week, just search 'Which? Investigates' wherever you're listening to this episode.



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Jun 03, 2021
A good time to get a mortgage?
28:05

With the lowest rate mortgage deals for years now on offer, we explore whether you should make the most of them, as well as examining if all is as it seems.


We also discuss the schemes meant to help get people onto the property ladder, and discover whether they’re actually achieving what was hoped.



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Jun 03, 2021
Brexit delivery fees explained
18:58
Almost six months since we left the European Union, we get to grips with the additional costs of purchasing items from the EU. We hear stories of those left to pay unexpected bills, while we also chat to businesses struggling to come to terms with the new rules they need to follow.

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May 27, 2021
Top tips to save you £100 or more
33:03

To celebrate our 100th episode we’ve dived into our treasure trove of money saving tips to pull out the ones we think will save you at least £100.


We got everything covered from cutting your tax bill, switching bank accounts and interest free credit cards, to cutting down on your shopping and household bills. We’ve also thrown in a few money-saving life hacks just for good measure.



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May 20, 2021
How the pandemic challenged our freedom to pay
33:19

With the last twelve months forcing more and more of us to shop online and pay digitally, we hear from those fighting back, including the business owners and consumers for whom cash remains vitally important.


We also hear what more we’d like to see from the government, businesses and regulators to ensure a brighter future for our money.




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May 13, 2021
Clearing up your credit score
28:28

We get to grips with the often mysterious world of credit reporting, finding out what can impact your personal record and the wider implications on your ability to borrow.


The team also take a look at why Barclaycard has cut the credit allowance for thousands of its customers.



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May 06, 2021
The hunt for £50 billion
25:11

This week we assemble a team of top Which? journalists as we delve into unknown territories to solve the mystery of the UK’s missing money.


We hear about the banknotes that aren’t being used in everyday cash transactions, nor are they in bank accounts - and yet they make up nearly three quarters of the cash in circulation. 



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Apr 29, 2021
Football Index collapse: the lessons we can learn
33:13

The collapse of gambling firm Football Index is set to become the biggest failure in UK gambling history with £100 million trapped in the platform since it ceased trading last month. 


We hear from those who have lost thousands of pounds, and discuss the grey area between betting and investing.




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Apr 22, 2021
Back Next Week!
0:57
We're busy working on next week's episode, but will return next Thursday for another edition of the Which? Money podcast.

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Apr 15, 2021
Covid financial support changes you need to know
26:14

With the nations around the UK beginning to ease their lockdowns, we hear how the financial support on offer for individuals and businesses is changing. 


We explain how you can apply, and who’s eligible, as well as hearing from those preparing to reopen their businesses.



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Apr 08, 2021
Price rises and new tax year surprises
27:34
With the new tax year just around the corner, we look at the changes that could have an impact on your household bills and finances. We take a look at everything from council tax to energy bills, explaining what’s happening and how you can react.

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Apr 01, 2021
How the pandemic unleashed the scammers
32:20
With the pandemic giving criminals another way to scam unsuspecting victims, we shine a light on some of the criminal activity happening right now. We also give you advice on how to stay safe, and explain how Which? can help you stay one step ahead.

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Mar 25, 2021
The most important decision of your financial life… and death?
30:34

Don’t roll your eyes or glaze over. This week we’re talking about wills - and why, how and when you should get one.


Which? Wills expert Laura Wynn explains the ins and outs, and why you should make one sooner rather than later.



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Mar 18, 2021
Cryptocurrency explained: is it for you?
34:10

With a rise in the number of investors exploring the digital currency, we ask whether it’s a viable option for those looking to improve their returns? 


We also explore the potential dangers associated with cryptocurrency, and explore what the future could hold.



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Mar 11, 2021
Breaking down the Budget
26:14

In this special episode we take a look at what Rishi Sunak’s Budget means for your money. 


Our experts Gareth Shaw and Jenny Ross take a look at the measures announced by the Chancellor, and how they’ll impact our cash in the year to come.



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Mar 03, 2021
Do all roads lead to electric?
25:15

With the upcoming ban on the sale of new petrol and diesel cars on the horizon, we explore whether now could be a good time to cash in and make the switch to electric.


With our expert we examine the costs required, and when could be the best time to make the change.



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Feb 25, 2021
Hope in the housing market
20:09
With property sales continuing at pace before next month’s stamp duty holiday comes to an end, we ask if the deadline could be extended? We also explore why now might be a good time for first time buyers, and revisit the cladding scandal.

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Feb 18, 2021
Travel in 2021: what do we know?
25:23
With holidays still illegal, and new quarantine restrictions coming into force, the idea of a getaway seems a long way off. In this episode we answer your questions, and discuss whether the idea of a holiday either here or abroad is a realistic hope or far off fantasy.

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Feb 11, 2021
Buy now pay later: friend or foe?
27:06
With Buy Now Pay Later credit services increasing in popularity, we look at how they work? And why after months of campaigning from the team here at Which? the Financial Conduct Authority have finally decided the industry needs increased regulation. 

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Feb 04, 2021
Making the most of your money
25:05

With the financial world offering a bleak picture for savers, we give you all the tips and advice you need to help boost your income. 


We cover everything from savings and current accounts, to balance transfers, revealing our top picks on where to move your cash.



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Jan 28, 2021
Deadline looming: self-assessment tax made easy
24:26

With tax returns due to be submitted by 31st January, we’ve put together a simple guide to help you manage your tax struggles this time around.


With our usual experts and guests we endeavor to make things easy, helping you avoid any needless headaches this year.



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Jan 21, 2021
Pension pot problems solved
32:53

As an increasing number of pensions are reported as being neglected, we come to the rescue with useful advice on how to make the most of your savings when it comes to planning for later life.


With the help of listener Matthew we give you the answers you need, and simplify what can be a very complicated subject.



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Jan 14, 2021
Brexit deal explained: the impact on your money
24:09

With a long awaited trade deal between the UK and European Union finally agreed, we look at what it means for your wallet. 


We ask what the impact could be on your money, on your travel plans, and if you can expect an unwelcome surprise at the supermarket till.



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Jan 07, 2021
2020 review: the year nobody predicted
25:39
Lucia Ariano is joined by Which?'s regular money experts Gareth Shaw and Jenny Ross as they look back at some of the biggest financial stories of the year. They include the financial repercussions of the Covid-19 pandemic, and a look ahead to how we might start paying the bill over the next twelve months.

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Dec 28, 2020
How can you cash in this Christmas?
23:42
Lucia Ariano is joined by Which?'s Head of Consumer Rights Adam French to discover how you could make some money from your unwanted Christmas gifts, as well as all the important advice you need on refunds and receipts.

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Dec 24, 2020
Uncovering the UK’s cladding scandal
28:08

More than three years on from the Grenfell fire tragedy, thousands of people still live in buildings clad with dangerous materials. And the current approach to removing them is causing financial ruin for residents.


In this episode, we talk to people who’ve been affected and ask what could be done to help them.




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Dec 17, 2020
Extreme weather insurance emergency
28:44

This week we bring you a special investigation looking at extreme weather insurance. 


In this episode we look at why people are struggling to get cover, what’s changing, and why you might not receive the payout you believe you’re entitled to.




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Dec 10, 2020
Biden boom: is now the time to invest in the US?
29:10

With the arrival of a new American president, we discuss what opportunities the upcoming Biden administration offers for investors in the UK. 


We have advice on how best to invest, and look at the areas most likely to thrive during his term in office.



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Dec 03, 2020
Secrets of the sales
18:14

With plenty of us looking for a Black Friday deal this year, we discuss why now might not be the best time to buy. 


We also look at the tactics used by retailers to make us part with our case, and ask if there really are any bargains out there?



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Nov 26, 2020
Billion pound refund waiting game
24:59

Despite many of us not travelling abroad for many months, thousands of people are still waiting to receive money back for trips they didn’t get the chance to enjoy.


Travel Editor Rory Boland discusses what your next steps are, and which companies you should avoid from now on.



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Nov 19, 2020
Paying to save money: the future of banking?
18:30

It’s something the Bank of England hasn't done in their 326 year history, but could negative interest rates be a way of kickstarting the post-covid economy? 


We examine the arguments for and against, as well as predicting whether this is something which could happen anytime soon.



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Nov 12, 2020
Paying the cost of Covid-19: pensioners to the rescue?
28:20

As England enters a second national lockdown, attention will of course turn to how we’re going to pay the bill for yet another shutdown. 


In this episode we look at whether older people could help resolve the deficit, but ask more importantly... should they?



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Nov 05, 2020
The stamp duty clock is ticking
17:24

There’s still over five months to go until the government’s stamp duty holiday comes to an end, so why does one of our country’s biggest financial services companies say now is the time to act? 


We’ll have advice on what to do if you’re thinking of buying and selling property, and look ahead to what might happen in the months to come.




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Oct 29, 2020
Woodford scandal: a return to the fund that rocked the investment world
23:58

A year on from our last look at one of the world’s biggest investment scandals, Which? journalist Kim Kaveh takes us through the events that have happened since.


She speaks to those involved, and asks if they’ll ever get their money back?




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Oct 22, 2020
The true cost of working from home
27:17
With at least six more months of working from home on the cards for many, we take a look at what it could mean for your money. Plus, our experts share their tips for getting through the WFH winter.

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Oct 15, 2020
Money and mental health special
20:30

To coincide with this year’s World Mental Health Day we’re dedicating an episode to hear the impact financial concerns can have on your mental wellbeing. 


We’ll hear from those worst affected, but more importantly find out what help is out there for those who need it most.


A special thanks to Stepchange for their support in the production of this episode.



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Oct 08, 2020
Learning the lessons of lockdown
34:17

With the Covid-19 pandemic far from over, we catch up with some of the familiar voices we spoke to earlier in the year, hearing how things have changed for them over the last few months.


We also unpick the Chancellor’s new support package ahead of the end of the furlough scheme.




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Oct 01, 2020
Trailer: The Which? Money Podcast - Subscribe now
0:59

What happens next with the pandemic, and how will 2021 shape up? Will house prices go down? And could the pandemic hit your pension?


Join host Lucia and Which?’s self professed money geeks, Gareth and Jenny, every Thursday for all the latest personal finance hacks, money news and answers to your burning questions.


For more than 60 years, Which? has been fighting for people’s rights and in the new Which? Money podcast we’ll get to the heart of the money issues hitting your pocket.


Join us for a new episode every week.



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Sep 25, 2020
The human cost of data breaches
19:45

Every week we hear news stories of our personal information being stolen by the companies supposed to keep them safe.


In this episode we look at the criminals taking our data, hearing what the consequences could be, and what more needs to be done. We also have some helpful advice on how to protect yourself.



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Sep 24, 2020
Investigating Google’s scam shame
25:08

As a Which? investigation finds the search engine promoting ads for fake businesses designed to steal your cash, we delve deeper, explaining what’s going on, and what you should look out for.


We also discuss the raft of other scams currently around, as companies attempt to exploit the pandemic.



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Sep 17, 2020
Can you book a holiday with confidence?
25:36

With travel restrictions constantly changing, and with uncertainty surrounding the future of the pandemic, we take a look at future holiday plans. 


We ask whether it’s possible to book without the danger of losing money? How you do it? And we hear the experiences of those still travelling abroad. 



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Sep 10, 2020
Mortgage prisoners: can they escape?
29:11

Which? journalist Ian Aikman takes us through a special investigation looking at mortgage prisoners, hearing why they’re stuck paying over the odds on deals they can’t escape.


Ian meets those worst affected, the campaigners trying to help them, and asks if any help might be on the way soon.



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Sep 03, 2020
Dealing with death: everything you need to know
27:50
With this year bringing our mortality into focus, on this week’s episode we discuss those difficult conversations many of you may have been having. With our experts and guests we explore wills, funerals, and power of attorney, getting you the answers you need. 

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Aug 27, 2020
2008 revisited: learning the lessons of recession
26:18

Over a decade ago we were told the last recession was a ‘once in a lifetime’ event. As a result of the pandemic the economy finds itself in trouble once again, so what can we do to protect ourselves and our cash?


We hear why the way out of recession this time around might be more difficult than ever, and one man tells his story of rebuilding his life after the last financial crisis. 




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Aug 20, 2020
The confusing world of ethical investing
26:24

Over the last few months the amount of money invested in so-called ‘ethical investments’ has skyrocketed, but do you actually know where your money is going? As Which? research shows how difficult it is to navigate between different funds, we aim to do the hard work for you. We chat to those in the industry, and hear how things are changing. 




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Aug 13, 2020
Beware the banking revolution
30:05
As we continue to assess the impact of the Covid-19 pandemic, could one of the most unforeseen consequences be the acceleration of bank branch closures, and the death of cash as we know it? We hear from those most acutely affected, and discover why we could soon see more cash points outside of the big cities.

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Aug 06, 2020
Post pandemic property: is now the time to buy?
22:52
With the property market continuing to rebound after restrictions were lifted, we lift the lid on what it’s really like for buyers and sellers right now. We also examine the difference the government’s stamp duty cut could make. Then there's the rental market, could we soon be paying less to rent our perfect home?

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Jul 30, 2020
Ticket refund nightmares
30:46
As a Which? investigation finds ticket resale website Viagogo refusing to refund fans who bought tickets for gigs and sporting events cancelled because of the pandemic, we look at what can be done, and ask how you can get your money back? As more events are given the go-ahead to return, we also look at the issue of football season tickets. We hear how some clubs have behaved, and answer where you stand if you’ve been left out of pocket.

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Jul 23, 2020
The lockdown debt divide
32:09

While new figures from the Bank of England show that more people have paid off debt than ever before, further research shows those worse off are now being pushed into an even worse financial situation.


We examine this divide, asking what can be done, and also discuss the mental health consequences money worries can have for those struggling right now.




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Jul 16, 2020
Why are the over 50s reconsidering retirement?
37:06

With the financial implications of the coronavirus pandemic becoming increasingly clear, we hear why those over 50 are now planning to stay in work rather than enjoy their later life.


We also delve deeper into the pension system here in the UK, asking whether things have become unsustainable and whether change could be on the way?



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Jul 10, 2020
Price hikes and the future of food
29:02

As a Which? investigation finds countless examples of sellers exploiting the Covid-19 pandemic for profit, we look at so called ‘price gouging’ and ask, what can be done to stop it?


We also delve into the issue of our food supply chain, hearing how the crisis is exposing future problems which could have major ramifications for dinner plates across the country.



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Jul 02, 2020
We’re going down the pub... but not as we know it
25:03

As the hospitality industry prepares to reopen across the United Kingdom, we find out how businesses are planning to reopen and what safety measures they’re putting in place.


We’ll also hear whether or not we could be paying more for food and drink, and that much needed staycation.



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Jun 25, 2020
Forgotten freelancers and dividend despair
28:27

In the week that a Treasury Select Committee report found over a million people have missed out on government support schemes designed to help them through the pandemic, we meet those most badly affected.


We chat to freelancers struggling for an income, discuss the impact of money worries on mental health, and ask if the situation is likely to change any time soon?



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Jun 18, 2020
Should we say goodbye to our summer holiday?
29:30

With the UK government now quarantining arrivals for fourteen days and travel operators still refusing to pay out, we explore your chances of getting a much needed post-lockdown getaway. 


We also look once again at the confusing world of travel insurance, give advice on how to get your money back, and hear how the current situation could end up being an opportunity for the UK tourism industry to thrive.



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Jun 11, 2020
Back to business: the new world of retail
28:55

With lockdown being eased further in England on 15th June, more and more shops will finally be able to open their doors. In this episode we hear about the measures being put in place, and how businesses are working to comply with new restrictions.


We also hear how Covid-19 could change our shopping habits for good, and how we can protect ourselves when out and about.



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Jun 04, 2020
Investment intuition and pension pot protection
29:57

In March 2020 markets around the world crashed to levels virtually unheard of throughout history. Now as they begin to rally, we explore what the crash and impending recession might mean for your pensions and investments for years to come.


We also catch up with Alan, a member of the Financial Independence, Retire Early movement. Earlier in the year he retired at 40, but has since lost almost £200,000.



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May 28, 2020
Post-lockdown property: your guide to buying and selling
24:36

Since the coronavirus outbreak began the housing market has been at a standstill. Now with restrictions being lifted in England at least, we look at what lies ahead for buyers and sellers.


We also hear about the changes being made by some estate agents to get things moving, including top tips for how to host the perfect virtual viewing.



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May 21, 2020
Insurance and coronavirus: the latest on your travel, wedding and car insurance
28:53

In this edition of the podcast we dedicate a full episode to all things insurance, looking at the impact of the coronavirus on the industry and your chances of making a successful claim.


We explore travel, wedding, home, and car insurance, hearing from experts and those with more questions than answers as they try to reclaim their cash.



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May 14, 2020
Answering calls in the kitchen: how the banks are adapting to lockdown life
24:06

In this episode we find out what the banks are doing to help us manage our money in lockdown and hear from the high street bank whose staff are offering assistance from their own homes. We also find out how the Post Office has stepped in to help those in need.


We also return to the issue of access to cash, hearing how coronavirus could hasten the demise of the change in our pocket.



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May 07, 2020
Can the £30 million fraudster save you from coronavirus scams?
30:41

With the Covid-19 pandemic continuing to affect the way we live our lives, scammers across the globe are doing everything they can to capitalise during a period of worldwide uncertainty.


In this episode we hear from the man once dubbed ‘Britain’s biggest fraudster’ on how to stay ahead of the criminals. We also explain what Which? is doing to help keep your money safe, and warn of the scamming signals you should look out for.



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Apr 30, 2020
Coronavirus cancellations and wedding woe
29:53

With the Covid-19 outbreak all but wiping out social calendars for the next few months, we explore how you can get your money back if an event you were due to attend is no longer going ahead.


We speak to engaged couples being forced to wait to celebrate their special day, and hear from a caterer and musician struggling for income now festival season is no more.


As ever, we finish off with plenty of great tips, this time on how to organise the perfect event despite the lockdown.




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Apr 23, 2020
Parents and childcare staff facing financial breaking point
35:58

With children forced to stay at home while the coronavirus outbreak unfolds, we hear from parents still being charged to keep their children’s nursery school places. 


We also speak to a childminder struggling to earn a living, and hear how one childcare facility is going the extra mile to help key workers.


And that’s not all… we’ve also got some top tips on how to win the homeschooling battle.




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Apr 16, 2020
Travel industry shutdown: your questions answered
36:01

Since Covid-19 began to spread across the globe the travel industry has been in shutdown with flights grounded, bookings cancelled, and hotels closing their doors.


We’ve dedicated this episode to getting your questions answered on all things travel, with Which? Travel Editor Rory Boland joining us.


We’re also looking at the confusing world of travel insurance, hearing from Brits stranded abroad, and giving you tips on how to enjoy a holiday from the comfort of your own home.



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Apr 09, 2020
Supermarket safety and the furlough lowdown
33:39

In the third episode of the Which? Money Podcast from self-isolation we hear how the government’s financial support measures are working in practise and get your questions answered.


We also discuss the effect of COVID-19 on the housing market, specifically what the pandemic means for mortgages and house prices. 


Find out how supermarkets are keeping you safe, and how to make more with less with cooking tips from a Master Chef winner.



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Apr 03, 2020
Life in lockdown: getting paid and fighting scams
26:35

In the second episode of the Which? Money Podcast from self-isolation, we bring you the latest on your working rights after Chancellor Rishi Sunak announced a support package to protect self-employed wages.


We talk bills, supermarket support, and shine a light on the coronavirus scams you need to watch out for. And keep listening until the end as our experts share some money saving tips to help you at this difficult time.


For more information head to the special Which? Coronavirus Hub.



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Mar 27, 2020
Coronavirus: your money and consumer rights
29:32

In the first episode of the Which? Money Podcast from self-isolation, we bring you the latest on holidays, stranded passengers and money matters affected by the coronavirus pandemic. 


Specifically, we discuss the COVID-19 impact on travel insurance, consumer rights, pensions and investments. 


We also hear from one holidaymaker, Helen, who was trapped in the Philippines when the country went on lockdown.



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Mar 19, 2020
Budget 2020 Special
27:48

In this week's episode, we'll be talking about the key changes announced in the 11 March Budget.


This was the government's first as a non-EU member state in almost 50 years, and was dominated by plans to limit the impact of coronavirus on the economy.


The government also announced planned changes to tax, national insurance and pensions.



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Mar 11, 2020
Car insurance fraud: are you being taken for a ride?
27:05

In this week's episode of the Which? Money Podcast, we look at a fast-growing car insurance scam known as ghost broking.


We take a look at how fraudsters are targeting vulnerable drivers, and speak to victims who have had their details stolen and used without their knowledge. 


In the rest of the episode, we talk about how coronavirus could affect your travel rights, and discuss its impact on the economy.



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Mar 05, 2020
Disappearing banks: the fight to save the cash economy close to collapse
24:48

In this week's episode of the Which? Money Podcast, we shine a light on the UK’s cash crisis.


We talk to the MP whose constituency has no bank branches, and pay a visit to a town with no free-to-use ATMs at all. 


In the rest of the episode, we talk pensions tax relief and a new joint savings account.



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Feb 27, 2020
What happens when your bank breaks
27:06

IT meltdowns have crippled the banking industry in recent years, despite there being more of a demand for digital offerings in this increasingly cashless society.


In this week’s episode of the Which? Money podcast we look at the reasons behind some of the UK’s biggest banking IT shutdowns and ask if banks are doing enough to ensure their IT systems are up to scratch and fit for customer use. 


In the rest of the episode, we discuss the new rules which can help customers save on their broadband, and help a listener with a question about their workplace pension.



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Feb 21, 2020
How to destroy £20 million
33:32

The new £20 note enters circulation next week. But millions of them have already been destroyed. 


In this week’s episode of the Which? Money Podcast, we take a journey to the recycling plant that processes plastic banknotes to find out why.


In the rest of the episode, we discuss whether deferring the state pension is a good idea, and help a listener find insurance for a bungalow renovation.



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Feb 13, 2020
Couples reveal finance splitting secrets
29:36

With Valentine’s Day soon approaching, we take a look at how couples manage their money, and discuss the perks and pitfalls of joint accounts. 


In the rest of the episode we give you an update on ATM and bank closures. We also explain why the the FCA is telling credit card firms to review their approach to persistent debt customers, and if these changes will offer much help.



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Feb 07, 2020
Are you safe from HMRC scammers?
16:56

With reports of 200,000 fraudsters impersonating HMRC last year, we take a closer look at some of the tactics they might use, and the best ways to spot them. 


In the rest of the episode, we ask what leaving the EU means for your wallet, and whether you should hold onto any Brexit 50ps.



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Jan 30, 2020
Groundbreaking money apps you’ve never heard of
32:51

15 apps set to transform the world of finance have been shortlisted for an innovation challenge. 


All of them use Open Banking, a government initiative that turns two this month. Most people have never heard of it - or the apps that use it. So what are they, how do they work, and would you share your bank details to use them? 


In the rest of the episode, we talk tax returns and 0% credit cards.



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Jan 23, 2020
How far would you go to retire at 40?
32:53

Could you retire at 40? The FIRE movement says you can if you just reduce your spending on things like fancy cars, eating out and… toilet paper?


Two people share their journeys to early retirement, and our experts discuss whether following FIRE will leave you burnt.


In the rest of the episode, we discuss Travelex, Santander, and current account perks.



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Jan 16, 2020
All the money-saving tips you need for 2020 - The Which? Money Podcast
30:41

With the new year in full swing, our money experts share their advice on what 2020 has in store for your finances. 


We visit the Which? office floor to hear top tips from members of the team. Then we discuss the five key areas that will see changes this year: tax, mortgages & property, banking, pensions, and bills.



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Jan 09, 2020
We're still on holiday - The Which? Money Podcast
0:28
There's no new episode of The Which? Money Podcast this week, but we'll be back next week with our top money tips for 2020.

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Jan 02, 2020
We're taking a break - The Which? Money Podcast
0:28
There's no Which? Money Podcast this week as we take some time off for the festive period. We'll be back with a new episode in 2020!

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Dec 26, 2019
What Sweden can teach us about the dangers of going cashless - The Which? Money Podcast
23:07

As the UK’s shift towards digital payments continues at breakneck speed, we bring you a cautionary tale from Sweden.


In this week’s episode, we talk to a group of campaigners fighting to protect their access to cash. 


In the rest of the episode, we cover the election result, overdraft fees and a new digital bank account.



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Dec 19, 2019
Are blind people being shut out from the mobile banking revolution? - The Which? Money Podcast
26:23

Keeping on top of your finances can be a challenge for all of us, but if you’re one of the two million people in the UK living with visual impairment the difficulties can be even more acute.  


In this week’s episode we follow one customer’s banking journey with a visual impairment and one bank that’s trying to make its services more accessible. 


Elsewhere, we discuss credit scores, ski insurance and a new cashback reward scheme. 



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Dec 12, 2019
Has buying a first home become impossible? - The Which? Money Podcast
36:16

Getting onto the property ladder seems harder than ever before with first-time buyers struggling to afford today’s house prices. 

 

But has it always been this way?

 

In this week’s episode we go back through the decades to find out whether first-time buyers were ever any better off and how today’s buyers secure their first home. 

 

In the rest of the episode we discuss home insurance and a new challenger bank that could rival the likes of Monzo and Starling.





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Dec 05, 2019
What the general election could mean for your money - The Which? Money Podcast
31:04

This week our money experts unpick what the General Election 2019 could mean for your money. 


And Which? reveals what the next government should do to better protect consumers and their finances.


In the rest of the episode we share top tips to help you get the best deal Black Friday deals.



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Nov 29, 2019
Does your energy supplier owe you money? - The Which? Money Podcast
32:56

If you pay your energy bill by direct debit, the chances you could be putting hundreds of extra pounds into the pockets of your supplier.


This week we uncover why energy companies are sitting on £1.5bn of customer’s cash and how to claim your money back if you’ve paid too much. 


In the rest of the episode we discuss scams, help to buy Isas and the launch of Apple TV+.



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Nov 21, 2019
The tax relic that's cost pensioners £500m - The Which? Money Podcast
39:52

Since 2015 over half a billion pounds have been wiped from people’s pensions due to excessive tax from HMRC. 


This week we shine a light on the tax system fault which is costing savers millions each year and how to get your money back if you’ve been affected.


In the rest of the episode we discuss the best way to send money abroad, ‘Netflix for insurance’ and new overdraft rules. 



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Nov 15, 2019
What £20 gets you in Europe’s best value-for-money city - The Which? Money Podcast
32:19

As part of our mission to help you make the most of your money, we travel overseas to the city Which? members awarded five stars for value for money.

 

Armed with £20 in cash, we find out how to get the best of cuisine and culture without breaking the bank.  


In the rest of the episode we discuss bank transfer scams, lasting power of attorney, and ‘Netflix for supermarkets’.



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Nov 08, 2019
The dark arts of car insurance pricing
34:22

Price comparison sites have made buying car insurance simpler than ever.


But behind the scenes is a complex churn of data which could have a devastating impact on the price you pay. 


In this week’s episode of The Which Money Podcast we reveal the tricky tactics insurers use to decide your premium and how to beat them.


In the rest of the episode we discuss banking IT failures, savings and how to earn £125.



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Oct 31, 2019
The ‘best savings rates’ that aren’t what they seem - The Which? Money Podcast
35:15

Searching for the best savings accounts online can return some deals that seem too good to be true. Because they are. 


In this week’s episode of the Which? Money Podcast we shine a light on the high-risk investments that are marketed as savings accounts to mislead potential customers. 


In the rest of the episode, we discuss PPI refunds, the state pension increase and making an offer on a house.



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Oct 24, 2019
Why parents are losing £45,000 in pension savings - The Which? Money Podcast
30:15

Starting a family can be an exciting new chapter but parents who take time out of work to care for children face significant unintended financial consequences. 


In this week’s episode of the Which? Money Podcast we explore the ‘parental pensions penalty’ which is causing some people to lose over £45,000 in pension savings. 


In the rest of the episode, we discuss The Queen’s Speech, savings and the collapse of the Woodford empire.



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Oct 17, 2019
When collecting coins could lose you your life savings - The Which? Money Podcast
33:51

Could collecting coins be riskier than you thought? In this week’s episode of The Which? Money Podcast, we take a deep dive into the darker side of coin collecting.


We visit a numismatic society and ask the experts whether buying collectable coins will be good or bad for your wallet. And we take a closer look at how the Royal Mint works.


In the rest of the episode, we discuss the insurance ‘loyalty penalty’, Free Wills Month, and the difference between Isas and bonds. 



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Oct 10, 2019
The Thomas Cook collapse: what happens next? - The Which? Money Podcast
32:53

The Thomas Cook collapse caused utter devastation for hundreds of thousands of holidaymakers who had their holiday dreams shattered as well as thousands of employees who lost their jobs. 


In this week’s episode of the Which? Money Podcast our experts unpick exactly what the Thomas Cook collapse means for you. 


We reveal different ways of reclaiming the cost of your trip if you’ve been affected and how to make sure your next holiday booking is protected.


We’ll also explain what happens next for members of the Thomas Cook pension scheme.



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Oct 04, 2019
Should you ditch your packaged bank account? - The Which? Money Podcast
33:27

From insurance to breakdown cover, packaged accounts add a number of frills to your current account for a monthly fee. 


Pick the wrong one, however, and you could end up almost £200 out of pocket. 


In this week’s episode our experts get to the core of these accounts to help you work out which ones are good value or if it’s time you ditched yours. 


In the rest of the episode we discuss new payment protection to combat fraud, getting your tax return right and a crackdown on hotel booking websites.



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Sep 19, 2019
Are free stock trading platforms worth using? - The Which? Money Podcast
26:30

Technology has revolutionised the world of investing and today we can invest via apps on the go or from the comfort of our homes. 


Traditionally, these investment platforms charge a fee but a new generation of companies offering you the chance to trade stocks for free is emerging. 


Do they mark a shift in the future of investing or do investors risk missing out by cutting costs?


We speak to the disruptors and experts to find out. 


In the rest of the episode we discuss cash Isas, how to get the best TV and broadband deal and the looming loan charges deadline.



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Sep 13, 2019
Everyday rip-offs investigated - The Which? Money Podcast
23:15

In this week’s episode we investigate the first in a series of everyday rip-offs. 


If you’re one of the millions of Brits who visit the seaside each year, you may well have found yourself in a gaming arcade, trying to win tickets which can be traded in for prizes. 


But does the price you pay to play really add up to your winnings in the end? 


We crunch the numbers and speak with an industry expert to find out. 


In the rest of the episode we discuss the countdown for opening a Help to Buy Isa, inheritance tax and a new scheme to protect free ATMs in remote areas.



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Sep 05, 2019
Inside the leasehold scandal - The Which? Money Podcast
28:49

This week we reveal the biggest scandal to hit the UK property market.

 

Thousands of homeowners who have bought their property on a 'leasehold basis' are finding themselves trapped in homes with archaic terms and astronomical fees.

 

While some are forced to fork out £60 to change their doorbell others face spiralling ground rent which could run into tens of thousands of pounds.

 

We speak to the homeowners being failed by this antiquated system and ask the experts - including lawmakers - whether it will ever change.   


In the rest of the episode we discuss the latest with the Woodford fund suspension, how to beat rising rail fares and a new bank switching deal.



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Aug 29, 2019
The secret scheme banks don't tell you about - The Which? Money Podcast
26:48

This week we uncover the mysterious world of chargeback.

 

It’s a scheme that could help you get your money back if a debit card payment goes wrong - but very few people know it actually exists. 

 

We lift the lid on how chargeback works and how to request it from your bank.

 

In the rest of the pod, we discuss pensions, divorce and disappearing savings accounts. 



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Aug 22, 2019
Should you invest in a property or pension? - The Which? Money Podcast
29:45

It's the age-old debate - should you priortise buying a property or saving for retirement? And that challenge has become more acute as life expectancy rapidly increases and getting onto the property ladder becomes an ever more distant dream.

 

We speak to the people who have decided to delay their retirement saving plans to buy a property - and the experts who think that's a very risky strategy. 

 

In the rest of the pod, we discuss the latest with Monzo and a new voice banking trial that could see you asking Google for your bank balance. 



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Aug 15, 2019
Fighting unfair private parking tickets - The Which? Money Podcast
28:00

An increasing number of tickets are being issued by private parking companies, with some drivers being unduly targeted. In this week's episode of the Which? Money Podcast we ask whether drivers have to pay unfair private parking tickets and how to fight back against the companies handing them out. 

 

Which? Money expert Gareth Shaw and host Lucia Ariano talk about fighting private parking tickets, gift aid and new protection against bank transfer scams. 



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Aug 08, 2019
Behind the Woodford investment scandal - The Which? Money Podcast
31:38

Fund manager Neil Woodford sent shock waves through the financial world when he suspended his Equity Income Fund over a month ago. This suspension could continue until December this year, blocking investors from accessing up to £3.5bn of their money

 

In this week’s episode of the Which? Money Podcast, James Coney, Money Editor at The Sunday Times, joins Gareth Shaw and host Lucia Ariano for an in-depth look at the Woodford suspension to unravel the investment scandal of the year – and what it means for investors’ futures.



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Aug 02, 2019
Is there life in the lifetime Isa? - The Which? Money Podcast
31:30

The lifetime Isa launched in April 2017, with the aim of helping younger savers onto the property ladder or put money away for retirement. But response to its arrival has been lacklustre: take-up among savers was lower than expected and few providers have signed up to offer it. In this episode of The Which? Money Podcast we ask what the future holds for the lifetime Isa.


Which? Money experts Jenny Ross and Gareth Shaw talk to host Lucia Ariano about the lifetime Isa, travel money and inheritance tax. 



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Jul 25, 2019
Do you have a rare 50p coin? - The Which? Money Podcast
31:22

The UK’s coin collecting community is growing with some collectors paying as much as £90 for a rare 50p coin. In this episode of The Which? Money Podcast we ask why some people are crazy about coins and which rare coins could earn you a tidy sum if they turn up in your change.


Which? Money experts Jenny Ross and Gareth Shaw talk to host Lucia Ariano about rare coins, travel insurance and scam adverts.



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Jul 18, 2019
Should you enter a house raffle? - The Which? Money Podcast
34:38

House raffles are becoming increasingly popular but very few people have been successful in winning a home through them. In this episode of The Which? Money Podcast, we ask whether house raffles are worth entering. 


Which? Money experts Jenny Ross and Gareth Shaw talk to host Lucia Ariano about house raffles, inheritance tax and savings accounts.



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Jul 12, 2019
Are premium bonds worth it? - The Which? Money Podcast
31:32

For over 60 years premium bonds have offered savers the chance of winning monthly cash prizes including a million-pound jackpot. In this episode of the Which? Money Podcast, we look at how premium bonds work and whether they’re worth buying. 


Which? Money experts Jenny Ross and Gareth Shaw talk to host Lucia Ariano about premium bonds, car insurance and a new mobile switching service. 



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Jul 04, 2019
New bank tech fights gambling addiction - The Which? Money Podcast
31:43

Over two million people suffer from gambling addiction in the UK, with some addicts as young as 13 years old. In this episode of the Which? Money Podcast, we look at how an award-winning bank is using new technology to help people fight their addiction.


Which? Money experts Jenny Ross and Gareth Shaw talk to host Reya El-Salahi about gambling blocks, the war on fake reviews and a crackdown on poor pension advice.



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Jun 27, 2019
Why do we fall for scams? - The Which? Money Podcast
34:35

Scams are becoming increasingly sophisticated and victims in the UK lost around a billion pounds to criminals over the last year alone. In this episode of the Which? Money Podcast, we unpick the sneaky techniques used by fraudsters to get a hold of your cash. 


Which? Money experts Jenny Ross and Adam French talk to host Reya El-Salahi talk about scams, the PPI compensation countdown and the benefits of switching your bank account.



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Jun 20, 2019
Are we ready for a cashless society? - The Which? Money Podcast
35:10

ATMs are rapidly disappearing, leaving millions of vulnerable people across the UK without easy access to their cash. In this week’s episode of the Which? Money Podcast, we ask whether the nation is ready to become a cashless society.


Which? Money experts Jenny Ross and Gareth Shaw talk to host Lucia Ariano about ATM closures, a new ban on overdraft fees, and a government error that might hit your state pension.


For more information about our Freedom to Pay research and campaign work mentioned in this episode, check out www.which.co.uk/atmfees.



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Jun 13, 2019
Credit scoring: are we in the dark? - The Which? Money Podcast
35:52

Having a healthy credit report can help unlock the best financial products in the market, but many people simply don't check theirs or understand how they work. In this week's episode of the Which? Money Podcast, we bust the credit report myths to uncover the truth about how they work.


Which? Money experts Jenny Ross and Gareth Shaw talk to host Lucia Ariano about credit scoring, a new ban on tenants fees, and the best way to spend abroad this summer.



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Jun 06, 2019
Is new banking technology leaving customers behind? - The Which? Money Podcast
32:03

Technology is transforming the way we manage our money but in the very first episode of The Which? Money Podcast, we ask whether those who aren’t able to embrace the revolution are at risk of being left behind.


Which? money experts Jenny Ross and Gareth Shaw talk to host Lucia Ariano about digital exclusion, new protections for scam victims, and why insurance payouts for car thefts are rising. 



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May 30, 2019
Trailer: The Which? Money Podcast - Launching soon
0:30

Did you know it can cost you more to insure a Great Dane than a Mercedes?

And did you know your council tax can cost you less if you co-habit with a nun?

And did you know you can get more fun facts like these plus our expert take on more serious money issues by subscribing to the Which? Money podcast? Your guide to the ins and outs of personal finance from the experts at Which? Money. Helping you get a better deal for 60 years.

So join Lucia, Gareth and Jenni, every Thursday, for the Which? Money podcast.

Make sure you listen in to make your money go further.





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May 28, 2019