Real Personal Finance
By Scott Frank and James Conole
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Category: Investing
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Subscribers: 25
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Episodes: 193
Description
Your REAL personal finance questions answered by CERTIFIED FINANCIAL PLANNER™ professionals, Scott Frank and James Conole. With all of the misinformation and jargon in the financial industry, it's no wonder most people are confused about how to best manage their money. James and Scott are here to give clear answers to the important questions they hear most often. If you're ready to use your finances to create a more secure financial future, this show is for you.
| Episode | Date |
|---|---|
|
Final Episode - How To Stay In Touch With Us!
|
Mar 01, 2023 |
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How to Balance a Home Purchase with Saving for Retirement?
|
Feb 22, 2023 |
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What Should You Do If You Make Too Much To Contribute To a Roth IRA?
|
Feb 15, 2023 |
|
The Truth About an MBA - Is It Worth It?
|
Feb 08, 2023 |
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How Are Different Types of Investment Withdrawals Taxed?
|
Feb 01, 2023 |
|
How Can I Reduce Costs Inside Of My Company's 401(k)?
|
Jan 25, 2023 |
|
How Should Real Estate Factor In My Retirement Plan?
|
Jan 18, 2023 |
|
How to Best Diversify a Concentrated Stock Holding
|
Jan 11, 2023 |
|
5 Steps to Get Your Finances Right in the New Year
|
Jan 04, 2023 |
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How Should You Choose Survivor Benefits Options For Your Pension?
|
Dec 28, 2022 |
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Misleading Financial Rules That You Should Avoid
|
Dec 21, 2022 |
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[BIG ANNOUNCEMENT!] How to Find the Right Solution For Your Financial Needs
|
Dec 14, 2022 |
|
What's the Best Way for a Career Changer to Get Into the Financial Planning Industry?
|
Dec 07, 2022 |
|
How Do You Know When You're on Track to be Financially Free?
|
Nov 30, 2022 |
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How do Individual Stocks Compare to Investing in Funds?
|
Nov 23, 2022 |
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What's the Most Effective Way to Incorporate Giving Into Your Financial Plan?
|
Nov 16, 2022 |
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Does it Ever Make Sense to Purchase a Home with All Cash Down?
|
Nov 09, 2022 |
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How Does A Pension Fit In Your Overall Retirement Plan?
|
Nov 02, 2022 |
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175 - 5 Employee Benefits To Get Right During Annual Enrollment
|
Oct 27, 2022 |
|
174 - Is Roth or Traditional Better for FIRE?
|
Oct 19, 2022 |
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173 - Should I Dip into My Retirement Accounts to Purchase a Home?
|
Oct 12, 2022 |
|
172 - What Should I Do When I I Receive a Significant Bump in Income?
|
Oct 05, 2022 |
|
171 - Should I Save My Money For The Future Or Spend it Today?
|
Sep 28, 2022 |
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170 - Where Should I Invest My Excess Income?
|
Sep 21, 2022 |
|
169 - [New Format!] Are Your Investments Too Concentrated?
|
Sep 14, 2022 |
|
168 - How to Understand the Stock Market
|
Sep 07, 2022 |
|
167 - What Insurances Do I Need?
|
Aug 31, 2022 |
|
166 - How Does This Market Impact How We Pull Funds from 529 Plans?
|
Aug 24, 2022 |
|
165 - How to Invest in Stocks For Beginners
|
Aug 17, 2022 |
|
164 - How To Understand Your Cash Flow
|
Aug 10, 2022 |
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163 - Pros & Cons of Using Dividend Investing to Create Passive Income
|
Aug 03, 2022 |
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162 - How To Understand Your Balance Sheet
|
Jul 27, 2022 |
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161 - How to Invest During a Bear Market
|
Jul 20, 2022 |
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160 - How to Retire Early
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Jul 13, 2022 |
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159 - How Much Company Stock Ownership Is Too Much?
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Jul 06, 2022 |
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158 - Where To Invest Cash Earmarked for a Down Payment?
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Jun 29, 2022 |
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157 - How to Best Mitigate Risk in Your Investment Strategy
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Jun 22, 2022 |
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156 - Benefits of Health Savings Accounts and How to Maximize Their Impact
|
Jun 15, 2022 |
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155 - Should I Use an Adjustable Rate Mortgage (ARM)
|
Jun 08, 2022 |
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154 - How Can I Reduce Taxes on Side Hustle Income?
|
Jun 01, 2022 |
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153 - What Planning Points Should You Consider During a Recession?
|
May 25, 2022 |
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152 - How to Invest In Down Markets
|
May 18, 2022 |
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151 - How to Account For Matching Contributions in Retirement Saving Rates
|
May 11, 2022 |
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150 - How to Give More Effectively Using Donor Advised Funds
|
May 04, 2022 |
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149 - How to Find a Financial Professional That's Right For You
|
Apr 27, 2022 |
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148 - Annuity vs Lump Sum - Which Pension Option Should I Select?
|
Apr 20, 2022 |
|
147 - How to Best Track Investment Returns
|
Apr 13, 2022 |
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146 - How to Forecast and Save for College Expenses
|
Apr 06, 2022 |
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145 - Should I Ever Borrow Money to Invest?
|
Mar 30, 2022 |
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144 - Pros & Cons of Different Savings Accounts
|
Mar 23, 2022 |
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143 - How Much Do I Need to Retire?
|
Mar 16, 2022 |
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142 - What Are the Tradeoffs Between Real Estate and Stock Market Investing?
|
Mar 09, 2022 |
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141 - How to Rebalance When Tax Implications Are Involved
|
Mar 02, 2022 |
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140 - What Should I Do When I Receive a Large Windfall?
|
Feb 23, 2022 |
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139 - What's the Best Way to Become a Financial Planner?
|
Feb 16, 2022 |
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138 - How Do I Balance Retirement Savings with Debt Paydown?
|
Feb 09, 2022 |
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137 - What Do People Do For Health Insurance If They Retire Early?
|
Feb 02, 2022 |
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136 - Should I Save to a Deferred Compensation Plan After Maxing Out Everything Else?
|
Jan 26, 2022 |
|
135 - Newborn 101: What to Expect When You're Expecting
|
Jan 19, 2022 |
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134 - How to Know If You're On Track to Retire
|
Jan 12, 2022 |
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133 - How to Start the New Year Right
|
Jan 05, 2022 |
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132 - How to Protect Against Inflation
|
Dec 29, 2021 |
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131 - What to Know About IRA Eligibility
|
Dec 22, 2021 |
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130 - Should I Do Roth Conversions in Low Income Years?
|
Dec 15, 2021 |
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129 - Should I Cancel My Existing Whole Life Policy And Buy Term Insurance?
|
Dec 08, 2021 |
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128 - Can I Unwind a Non-deductible IRA Contribution?
|
Dec 01, 2021 |
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127 - Should I Pay Down My Mortgage or Invest?
|
Nov 24, 2021 |
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126 - How to Invest at Market All-Time Highs
|
Nov 17, 2021 |
|
125 - Where to Invest For a Home, CD Ladders, and Contribution Rules
|
Nov 10, 2021 |
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124 - What Are New Contributions Limits and How Does That Impact Our Taxes
|
Nov 03, 2021 |
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123 - Should I Invest in Whole Life Insurance After Maxing Out My 401k?
|
Oct 27, 2021 |
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122 - When Should I Start Redirecting Retirement Savings to Other Account Types?
|
Oct 20, 2021 |
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121 - Overview of Important Mliestones To Be Aware Of
|
Oct 13, 2021 |
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120 - How To Make Sure You Aren't Leaving Free Money on the Table During Open Enrollment
|
Oct 07, 2021 |
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119 - What Should I Do When I Have Large Unrealized Gains in a Concentrated Stock Holding?
|
Sep 29, 2021 |
|
118 - How to Take Advantage of Tax Loss and Tax Gain Harvesting
|
Sep 22, 2021 |
|
117 - Should I Pursue a Dividend and Sector Investment Strategy?
|
Sep 15, 2021 |
|
116 - What Are the Key Things to Focus on When Just Getting Started?
|
Sep 08, 2021 |
|
115 - Mailbag Episode - Tracking 401k Contributions, ESPP Savings, and Investing After a Late Start
|
Sep 01, 2021 |
|
114 - How to Upsize Homes Before Selling Your Current Home
|
Aug 25, 2021 |
|
113 - How to Balance Retirement Income and Legacy Goals
|
Aug 18, 2021 |
|
112 - How Do I Incorporate Real Estate As Part of My Retirement Plan?
|
Aug 11, 2021 |
|
111 - What's the Best Way to Invest My Portfolio In Retirement?
|
Aug 04, 2021 |
|
110 - How Much Should Your Net Worth Increase Each Year?
|
Jul 28, 2021 |
|
109 - How to Prioritize Different Financial Strategies
|
Jul 21, 2021 |
|
108 - Should I Add Real Estate To My Portfolio After I’ve Maxed Everything Else Out?
|
Jul 14, 2021 |
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107 - How to Plan When You Got a Late Start
|
Jul 07, 2021 |
|
106 - What Are Your Numbers?
|
Jun 30, 2021 |
|
105 - What Do All the Different Indexes Mean?
|
Jun 23, 2021 |
|
104 - How Does This Political Climate Impact Our Investments?
|
Jun 16, 2021 |
|
103 - Should I Save on Taxes Now Or In The Future?
|
Jun 09, 2021 |
|
102 - Where Should You Save Your Extra Income?
|
Jun 02, 2021 |
|
101 - How to Balance Cash Savings and Long-Term Investing
|
May 26, 2021 |
|
100 - 100th Episode! Reflection on the first 100 Episodes
|
May 19, 2021 |
|
099 - How To Save For a Home in This Crazy Real Estate Market
|
May 12, 2021 |
|
098 - Should I Move to Another State to Save Money and Retire Earlier?
|
May 05, 2021 |
|
097 - How to Balance Debt Paydown, Savings, and Long-Term Investing
|
Apr 28, 2021 |
|
096 - Should I Give My 4 Year Old a Credit Card?
|
Apr 21, 2021 |
|
095 - What To Do When You Have "Too Much Cash"
|
Apr 14, 2021 |
|
094 - When Should People Hire a Financial Planner?
|
Apr 07, 2021 |
|
093 - Should I Front Load Retirement Accounts When I'm Young?
|
Mar 31, 2021 |
|
092 - [Guest Interview] Can I use income earned overseas to fund US Retirement Accounts?
|
Mar 24, 2021 |
|
091 - [Guest Interview] How to Invest for Retirement If You Might Not Retire in the US
|
Mar 17, 2021 |
|
090 - How Do I Determine Taxes Owed on RSUs and ESPPs?
|
Mar 10, 2021 |
|
089 - Is it Possible to Overfund Retirement?
|
Mar 03, 2021 |
|
088 - Is an MBA Worth it? And How to Prepare Financially?
|
Feb 24, 2021 |
|
087 - Investing a Lump Sum vs Dollar Cost Averaging - Which is Better?
|
Feb 17, 2021 |
|
086 - Should I Apply Extra Cash to a Mortgage Refinance or Invest It?
|
Feb 10, 2021 |
|
085 - GameStop, AMC & More - How to Think About Hot Stocks as an Investor
|
Feb 03, 2021 |
|
084 - How Should You Know When to Use a Roth IRA vs Traditional IRA?
|
Jan 27, 2021 |
|
083 - 4 Things You Can Invest In
|
Jan 20, 2021 |
|
082 - What is a Sustainable Withdrawal Rate?
|
Jan 13, 2021 |
|
081 - What Should I Do When I Receive a Windfall?
|
Jan 06, 2021 |
|
080 - What Tax Investment Strategies Should I Be Aware of When Selling Stock Options
|
Dec 30, 2020 |
|
079 - 4 Steps to Implementing Change
|
Dec 23, 2020 |
|
078 - How Should You Diversify the Bond Part of Your Portfolio?
|
Dec 16, 2020 |
|
077 - Learn How "Asset Location" Can Lower Your Tax Bill
|
Dec 09, 2020 |
|
076 - Financial Planning Issues to Consider Before Year-End
|
Dec 02, 2020 |
|
075 - What's the Best Way to Fund Large Purchases in Retirement?
|
Nov 25, 2020 |
|
074 - Should You Invest in Bitcoin?
|
Nov 18, 2020 |
|
073 - Better Investor Series: How to Tilt Your Portfolio to Increase Your Odds of Success
|
Nov 11, 2020 |
|
072 - Better Investor Series: Understanding Asset Allocation
|
Nov 04, 2020 |
|
071 - Better Investor Series: 10 Steps to Investment Success
|
Oct 28, 2020 |
|
070 - How Should You Invest in an Election Year?
|
Oct 21, 2020 |
|
069 - Should You Use a Target Date Fund In Your 401(k) Plan?
|
Oct 14, 2020 |
|
068 - What is Mega Back Door Roth Contribution and Who Can Do It?
|
Oct 07, 2020 |
|
067 - What's the Best Investment Strategy for a 5-7 Year Timeframe?
|
Sep 30, 2020 |
|
066 - How to Teach Kids About Money Basics?
|
Sep 23, 2020 |
|
065 - How to Navigate Open Enrollment: I Hope You Have It
|
Sep 16, 2020 |
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064 - How to Navigate Open Enrollment: Stock Compensation
|
Sep 09, 2020 |
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063 - How to Navigate Open Enrollment: Health Insurance
|
Sep 02, 2020 |
|
062 - 10 Hidden Costs of Home Ownership
|
Aug 26, 2020 |
|
061 - What do I do With My Emergency Fund with Interest Rates So Low?
|
Aug 19, 2020 |
|
60 - What Tax-Efficient Investment Strategies Exist After I Max My 401(k)?
|
Aug 12, 2020 |
|
059 - What Do I Do After a Parent Passes Away?
|
Aug 05, 2020 |
|
058 - Everything You Need to Know About 529 Plans
|
Jul 29, 2020 |
|
057 - What Questions Should I Ask When Hiring a Financial Planner?
|
Jul 22, 2020 |
|
056 - What Is The Value of Working With a Real Financial Planner?
|
Jul 15, 2020 |
|
055 - Midyear Check Up: What To Look For In Your Insurance Policies
|
Jul 08, 2020 |
|
054 - LLC vs Sole Proprietorship: Which is Right For Your New Business?
|
Jul 01, 2020 |
|
053 - Should You Invest In Bonds with Interest Rates so Low?
|
Jun 24, 2020 |
|
052 - What Are the Most Important Accounts to Save to First?
|
Jun 17, 2020 |
|
051 - What Issues Should I Consider When Buying a Home?
|
Jun 10, 2020 |
|
050 - How Coronavirus Will Impact Future Social Security Benefits
|
Jun 03, 2020 |
|
049 - How Much Do I Have?
|
May 27, 2020 |
|
048 - What Financial Issues Do I Need to Know if I Lose My Job?
|
May 20, 2020 |
|
047 - Things You Didn't Know About Roth IRAs
|
May 13, 2020 |
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046 - 5 Steps to Take When the Market Tanks
|
May 06, 2020 |
|
045 - Should I Rebalance My Portfolio
|
Apr 29, 2020 |
|
044 - Is Now a Good Time to Buy Stocks?
|
Apr 22, 2020 |
|
043 - How to Align Your Money With Life
|
Apr 15, 2020 |
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042 - College Savings Options When College Isn't Far Away
|
Apr 08, 2020 |
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041 - How the $2 Trillion CARES Act Will Impact You
|
Mar 31, 2020 |
|
040 - Financial (and other) Resources for those impacted by Cornavirus
|
Mar 25, 2020 |
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039 - What Are The Best Retirement Plan Options for Small Businesses?
|
Mar 18, 2020 |
|
038 - Scary Markets - What Should I Do?
|
Mar 11, 2020 |
|
037 - Should I Just Own the S&P 500 Index?
|
Mar 04, 2020 |
|
036 - How to Navigate Mortgage Rates, Points, and Other Important Factors
|
Feb 26, 2020 |
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035 - Should I Invest In Gold?
|
Feb 19, 2020 |
|
034 - Do I Need Disability Insurance?
|
Feb 12, 2020 |
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033 - What Are the Most Important Things to Focus on in Personal Finance?
|
Feb 05, 2020 |
|
032 - How Will the SECURE Act Impact You?
|
Jan 29, 2020 |
|
031 - Should I Leave My Financial Advisor for Vanguard?
|
Jan 22, 2020 |
|
030 - Understanding Social Security and How to Maximize Benefits
|
Jan 15, 2020 |
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029 - How to Maintain a Good Credit Score and Why It Matters
|
Jan 08, 2020 |
|
028 - 5 Steps to Financial Success in 2020
|
Jan 01, 2020 |
|
027 - When Do I Need Long-Term Care Insurance?
|
Dec 25, 2019 |
|
026 - What To Do With Your Year-End Bonus
|
Dec 18, 2019 |
|
025 - How Can I Best Use My Employee Stock Purchase Plan (ESPP)?
|
Dec 11, 2019 |
|
024 - What Are Restricted Stock Units (RSUs)?
|
Dec 04, 2019 |
|
023 - How to Balance Short-Term vs Long-Term Goals
|
Nov 27, 2019 |
|
022 - How Does Our Tax System Work?
|
Nov 20, 2019 |
|
021 - Is a Real Estate a Good Investment?
|
Nov 13, 2019 |
|
020 - Year End Tax Planning You Should Know
|
Nov 06, 2019 |
|
019 - Do I Need an Emergency Fund?
|
Oct 30, 2019 |
|
018 - Is Now a Good Time to Refinance My Mortgage?
|
Oct 23, 2019 |
|
017 - What to Look For When Selecting a Financial Advisor
|
Oct 16, 2019 |
|
016 - Budgeting Sucks, Do This Instead
|
Oct 09, 2019 |
|
015 - How to Get the Most of Your Employee Benefits
|
Oct 02, 2019 |
|
014 - Do I Need Life Insurance?
|
Sep 25, 2019 |
|
013 - How Many Mutual Funds Should I Own?
|
Sep 18, 2019 |
|
012 - Should I Get a 15 or 30 Year Mortgage?
|
Sep 04, 2019 |
|
011 - Where Should You Invest After Maxing Out Retirement Accounts
|
Sep 04, 2019 |
|
010 - The Magic of Compounding Interest
|
Aug 27, 2019 |
|
009 - How to Align Your Money with Life?
|
Aug 20, 2019 |
|
008 - How can I save for college?
|
Aug 14, 2019 |
|
007 - Do You Need an Estate Plan?
|
Aug 06, 2019 |
|
006 - To Roth or Not to Roth?
|
Jul 31, 2019 |
|
005 - How Much Do I Need To Retire?
|
Jul 22, 2019 |
|
004 - What is an HSA?
|
Jul 17, 2019 |
|
003 - Should I Use a SEP IRA or a Solo 401(k)?
|
May 20, 2019 |
|
002 - Is it Better to Invest or Pay Off Debt
|
May 09, 2019 |
|
001 - Personal Finance Doesn’t Have to Be Confusing
|
May 08, 2019 |