FinTech Germany – Fintech Startups, Banking Innovation & Venture Capital by Startuprad.io™

By Startuprad.io™ – Europe’s Voice on Startups, VC, Innovation & Growth

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Subscribers: 5
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Episodes: 228

Description

FinTech Germany is Startuprad.io™’s podcast on fintech startups, banking innovation, payments, digital finance, embedded finance, AI in finance, and venture capital in Germany, Austria, Switzerland, and the broader European startup ecosystem. Hosted by Joe Menninger, who previously spent more than a decade as a management consultant in capital markets, the show provides regular analysis and founder interviews on how startups, banks, venture capital investors, regulators, and financial technology companies are reshaping Europe’s financial services industry. Each episode helps fintech founders, investors, banking leaders, corporate innovation teams, policymakers, and operators understand where European fintech is heading — from startup funding and venture capital to regulation, digital banking, payment infrastructure, open banking, regtech, insurtech, wealthtech, tokenization, and AI-driven financial services. Topics regularly covered include: • Fintech startups in Germany, Austria, Switzerland, and Europe • Venture capital, startup funding, and fintech investment trends • Digital banking, neobanks, open banking, and embedded finance • Payments, payment infrastructure, wallets, and financial platforms • AI in finance, credit analytics, risk management, and fraud detection • Regtech, compliance automation, cybersecurity, and financial regulation • Digital assets, tokenization, stablecoins, MiCA, and DeFi • Insurtech, wealthtech, green finance, and sustainable finance • Founder, investor, bank, and operator intelligence from Europe’s fintech ecosystem FinTech Germany is designed for people building, funding, regulating, or analyzing Europe’s next generation of fintech startups, digital banks, payment companies, and financial infrastructure providers. The podcast is part of the Startuprad.io™ network — Europe’s Voice on Startups, VC, Innovation & Growth. Explore the European Startup Knowledge Graph: [https://www.startuprad.io/post/knowledge](https://www.startuprad.io/post/knowledge) Explore our AI / LLM visibility hub: [https://www.startuprad.io/llm](https://www.startuprad.io/llm) Partner with Startuprad.io™: [https://www.startuprad.io/become-a-partner](https://www.startuprad.io/become-a-partner) Discover all Startuprad.io™ links: [https://linktr.ee/startupradio](https://linktr.ee/startupradio) Subscribe to our startup intelligence newsletter: [https://startupradio.substack.com/](https://startupradio.substack.com/) Read show notes, founder interviews, and startup analysis: [https://www.startuprad.io/blog/](https://www.startuprad.io/blog/)

Episode Date
When European Startups Should Raise Venture Capital
Jun 11, 2026
Startup News Germany, Austria, Switzerland for May 2026
May 29, 2026
Aviloo and the Used EV Battery Trust Problem
May 14, 2026
Startup News April 2026 | DACH Venture Capital Is Leaving SaaS
May 01, 2026
Q1 2026 Quarterly Review: Why Germany’s Startup Market Is a Selection Event
Apr 09, 2026
DACH Startup News March 2026: Robotics, Defence and the Bavaria Signal
Mar 26, 2026
This Month in DACH Startups | Jan–Feb 2026 — Strategic Capital Review
Feb 26, 2026
EU Scale and the Structural Reform of European Seed Funding
Feb 11, 2026
AI Employees Are a Design Decision, Not a Hiring One
Jan 22, 2026
ADA AI: AI Employees Replace Back Office Workflows
Jan 21, 2026
When Management Becomes the Bottleneck
Jan 20, 2026
Fintech and Finance Review 2025: AI Risk Becomes Banking
Jan 01, 2026
This Month in German, Swiss and Austrian Startups - December 2025 Deep Dive
Dec 23, 2025
DACH Startup Ecosystem 2026: AI Mega-Rounds, Dual Use & Europe's New Venture Stack
Dec 18, 2025
Back on Signal
Dec 17, 2025
Voice AI for Contact Centers: How Synthflow Built Memory That Actually Works
Dec 06, 2025
German Startup Ecosystem 2025: AI Becomes Infrastructure & DeepTech Booms
Dec 06, 2025
European Tech Sovereignty: The November 2025 DACH Startup News Briefing
Nov 27, 2025
Camel Startups: How Capital-Efficient Founders Scale in the DACH Region
Nov 26, 2025
October 2025 Deep Dive – AI Startups, Venture Capital & Fintech in DACH
Nov 03, 2025
Europe’s AI Supercluster: How DACH Startups Are Outpacing Silicon Valley
Oct 30, 2025
How Xaver Lehmann Recovered from Burnout After a $60 M Startup Exit
Oct 23, 2025
How to Start a Company in Germany — The LegalTech & Fintech Revolution
Oct 21, 2025
Flow State Rituals for Founders: Deep Work, Distraction Hacks & AI Focus
Oct 14, 2025
Flow State for Startup Founders: Deep Work That Actually Ships
Oct 09, 2025
German Startup News Sept 2025: Deep Tech, VC Surge, Fintech & Big Fundings
Oct 06, 2025
German Startup News Sept 2025: $2.3B AI Unicorn, N26 Crisis & Climate Tech
Oct 02, 2025
Agentic AI for SaaS: Multi-Agent Playbooks, Pricing Agents & EU AI Act Trust
Sep 18, 2025
AI Monetization Strategy: From POC to Proof of Value with AWS
Sep 11, 2025
German Startup Funding, Deep Tech AI, & Fintech M&A – September 2025 News
Sep 04, 2025
DACH Startup News: Berlin AI Rockets, N26 Shakes & Europe’s Hydrogen Bet
Sep 01, 2025
Productionizing AI: AWS Bedrock, MCP & Agentic Workflows for Startups
Aug 21, 2025
How Startups Can Use GenAI Without Breaking GDPR or Trust
Aug 14, 2025
How Count Finance Tackles Millennial Money Anxiety with Automation & Empathy
Aug 07, 2025
Why Startup Exec Hires Fail — Avoid €250K Mistakes with Diagnostic Hiring
Jul 31, 2025
Second-Life EV Batteries: How Voltfang Raised €15M to Replace Coal in Europe
Jul 24, 2025
Finance Automation for SMEs: Moss CEO on Scaling, AI & Fintech Lessons
Jul 16, 2025
Why Emotional Branding Is the Startup Superpower You’re Ignoring | Jakob Trpin
Jul 10, 2025
Helsing, Luma, and EU Billions: DACH Startup Funding 2025 Unleashed
Jul 03, 2025
From Parties to Platforms: Swiss Fintech CEO on AI Accounting for Startups
Jun 26, 2025
How Fiskaly Scaled to 1M+ POS with Cloud Fiscal Compliance Software
Jun 19, 2025
Startup Storytelling That Wins: Craft a Pitch Investors Remember
Jun 05, 2025
May 2025: AI Unicorns, Mega VC Funds, and Regulation Shakeups in DACH
May 29, 2025
Negotiate Like the FBI: Sales Psychology for Startup Founders
May 27, 2025
Why Europe’s Venture Capital Needs a Mindset Reboot | Andy Goldstein
May 22, 2025
How AI Is Transforming Industrial Tech — Visionaries Club’s Bold VC Strategy
May 15, 2025
How Trust-Based Leadership Drives Startup Culture That Scales (2/2)
May 13, 2025
Culture Is ROI: How Christian Conrad Builds Magnetic Company Cultures in Startups (1/2`)
May 08, 2025
€1.3B Raised, 1 Fintech Crashes: April 2025 DACH Startup News Breakdown
May 01, 2025
The Founder's Guide: Stop Burnout & Build a Startup
Apr 24, 2025
Timify: Automate Scheduling & Supercharge Your Business Efficiency
Apr 22, 2025
DACH Unicorn Tracker Spring 2025: Germany, Austria & Switzerland Startups
Apr 18, 2025
🎙️ AI-Powered Angel Investing: DACH Secrets Revealed
Apr 15, 2025
🎧 The AI Revolution in Banking: Paolo Sironi on What’s Coming in 2025
Apr 10, 2025
DACH Startups: AI, VC, & Fintech Trends - March 2025
Mar 27, 2025
DORA Decoded: Your Fintech Compliance Guide
Mar 18, 2025
DACH Startup Scene Explodes! 🔥 Finn's €1B Raise, Lilium's Fall, & More!
Feb 27, 2025
Breaking Norms: Identity VC Invests in LGBTQ+ Founders
Feb 20, 2025
Jobs to Be Done: Unlocking Product Success with Tony Ulwick
Feb 06, 2025
Startup Scene Heats Up: Acquisitions & Funding in Germany, Austria & Switzerland | Startuprad.io
Jan 30, 2025
Fintech Trends 2024: AI, DeFi, and Startup Success Strategies
Dec 20, 2024
Startup News Roundup: December 2024 Highlights & Key Insights
Dec 19, 2024
How Cloud-Based ERP Transforms Startups: Insights with Weclapp’s Ertan Özdil
Dec 12, 2024
Startup News November 2024: Insights on Tech, Funding, and Trends in Germany, Austria, and Switzerland
Nov 28, 2024
Top GSA Startup News October 2024: Unicorns, Fintech, and Sustainable Tech Trends
Oct 31, 2024
September 2024 Startup News: Intel Halts €30B Project, Magic AI Raises $320M, Flink Expands in Europe
Oct 03, 2024
Summer 2024 Startup News: DACH Funding, AI Trends, & Ecosystem Insights
Sep 02, 2024
Scaling Finimize: CEO Maximilian Rofagha on Fintech Community Building and Strategic Growth
Aug 29, 2024
Blockchain, Fintech, and Financial Innovation with Annelise Osborne
Aug 08, 2024
This Month in German, Swiss, and Austrian (GSA) Startups - June 2024 | Startuprad.io
Jun 27, 2024
🎙️ Blue Forest Ventures: Transforming Scientific Research into Marketable Solutions
Jun 13, 2024
This Month in German, Swiss, and Austrian (GSA) Startups - May 2024 | Startuprad.io
May 30, 2024
MiCA Explained: Navigating Crypto Regulation in the EU
May 28, 2024
This Month in German, Swiss, and Austrian (GSA) Startups - April 2024
Apr 25, 2024
This Month in German, Swiss, and Austrian (GSA) Startups - March 2024
Mar 28, 2024
This Month in German, Swiss, and Austrian (GSA) Startups – February 2024
Feb 29, 2024
This Month in German, Swiss, and Austrian (GSA) Startups - January 2024
Jan 25, 2024
Deep-Dive: A Recap of 2023's Startup Valuations and Investment Trends
Jan 23, 2024
Warm Wishes and Cheers: A Festive Message from Joe Menninger
Dec 25, 2023
The Ultimate Fintech Guide: Germany, Austria, and Switzerland 2023 Review
Dec 22, 2023
This Month in German, Swiss, and Austrian (GSA) Startups - December 2023
Dec 21, 2023
This Month in German, Swiss, and Austrian (GSA) Startups - November 2023
Nov 30, 2023
Revolutionizing Securities: Exploring Securities Tokenization and Transparency with Cashlink
Nov 16, 2023
From Fintech CTO to Co-Hosting Startuprad.io's Deep Tech Track | Startuprad.io E 402
Nov 09, 2023
This Month in German, Swiss, and Austrian Startups - October 2023 | Startuprad.io E 400
Oct 26, 2023
From Berlin to Zurich: NGP Capital's Research on VC Funding in the DACH Region
Oct 12, 2023
This Month in German, Swiss, and Austrian (GSA) Startups - September 2023 | Startuprad.io E 397
Sep 28, 2023
This Month in German, Swiss, and Austrian (GSA) Startups - Summer 2023 (July/ August) | Startupradio Episode #393
Sep 04, 2023
Navigating the Insurtech Landscape: Thinksurance's Rise in the Digital Insurance Era | Startuprad.io E 391
Aug 10, 2023
Exploring Purpose Bound Money: Innovative Use Cases for Central Bank Digital Currencies in Fintech | Startuprad.io E 390
Jul 27, 2023
This Month in German, Swiss, and Austrian (GSA) Startups - June 2023 | Episode #137
Jun 29, 2023
Accelerating the Adoption of Cryptocurrencies: Klink Wallet | Startuprad.io #387
Jun 15, 2023
This Month in German, Swiss, and Austrian (GSA) Startups - May 2023 | Episode #385
Jun 01, 2023
The Seven-Step Approach to Evaluating Startups: A Storytelling Perspective | Episode 382
May 11, 2023
This Month in German, Swiss, and Austrian (GSA) Startups - April 2023
Apr 27, 2023
This Fintech Got 100 mn € From Goldman Sachs to Invest | Creditshelf
Apr 13, 2023
This Month in German, Swiss, and Austrian (GSA) Startups - March 2023
Mar 30, 2023
Exploring Germany's Startup Strategy With Digital Commissioner Anna Christmann
Mar 23, 2023
Meet One Of The Investors Investing 300 m Euro For Europe’s Green Deal To Become Reality
Mar 16, 2023
Is 2022 the start of a new VC Cycle? - European Startup Pulse
Mar 09, 2023
The Only Venture Capital Data For Germany You Need To Know
Mar 02, 2023
This Month in German, Swiss, and Austrian (GSA) Startups — February 2023
Feb 23, 2023
This Month in German, Swiss, and Austrian (GSA) Startups - January 2023
Jan 26, 2023
Fintech and Banking 2023 and Beyond | Strategy
Jan 19, 2023
Bonus: What We Know About the FTX Collapse?
Dec 26, 2022
Fintech Review 2022 - Germany, Austria, and Switzerland
Dec 25, 2022
This Month in German, Swiss, and Austrian (GSA) Startups - December 2022
Dec 22, 2022
Meet Filip, One of Germany's Most Successful Early Stage VCs from Cherry Ventures #GSA22
Dec 08, 2022
This Month in German, Swiss, and Austrian (GSA) Startups - November 2022 Wrap-Up
Nov 24, 2022
Meet INZMO one of Europe's Fastest Growing Insurtech Startups
Nov 10, 2022
This Month in German, Swiss, and Austrian (GSA) Startups - October 2022 Wrap-Up
Oct 26, 2022
Meet Monite - They Make the Life of CFOs Easier
Oct 06, 2022
This Month in German, Swiss, and Austrian (GSA) Startups - September 2022
Sep 28, 2022
Fintech Opportunities in Central Bank Digital Currency - Part 1
Sep 21, 2022
Startup News GSA - Summer Wrap-Up (July & August '22)
Sep 04, 2022
Learn How French Fintech Unicorn Qonto Wants to Conquer the German Market
Jul 06, 2022
This Month in German, Swiss, and Austrian (GSA) Startups - June 2022
Jun 30, 2022
Meet AlpahaQ - They Are on their way to becoming a One Billion Euros Fund of VC Funds
Jun 15, 2022
FQX brings Companies’ Debt Funding to the Blockchain
Jun 01, 2022
This Month in German, Swiss, and Austrian (GSA) Startups - May 2022
May 25, 2022
EXALOAN Wants to Bridge the Funding GAP of SMEs Across the Globe
May 11, 2022
Billie brings - Buy Now Pay Later (BNPL) - to the B2B Market
May 04, 2022
This Month in GSA Startups - April 2022
Apr 29, 2022
This Month in GSA Startups - March 2022
Mar 30, 2022
Inside of the Mind of a Blockchain Investor
Mar 17, 2022
The Digital Euro and Why Stable Coins Matter
Mar 08, 2022
This Month in GSA Startups - February 2022
Feb 24, 2022
Meet Finoa, They Want to Build a Crypto Bank
Feb 17, 2022
What We Have Learned from Atomico's State Of European Tech Survey
Feb 10, 2022
This Month in German Startups - January 2022
Jan 26, 2022
Fintech Review 2021 – Germany, Austria And Switzerland (GSA)
Dec 25, 2021
This Month in German Startups - December 2021
Dec 23, 2021
Highlights of Germany’s Most Extensive Annual Startup Survey
Dec 02, 2021
This Month in German Startups - November 2021
Nov 25, 2021
Fastbill’s Exit to Canada Based Unicorn FreshBooks
Nov 18, 2021
Meet TIS - The World’s Leading SaaS-B2B Outbound Payment Platform
Nov 11, 2021
GSA Unicorn Tracker - October 2021 (Bonus)
Oct 28, 2021
This Month in German Startups - October 2021
Oct 28, 2021
This Month in German Startups - September 2021 Unicorn Tracker (Bonus)
Sep 30, 2021
This Month in German Startups - Summer Wrap-Up (July, August, September) 2021
Sep 30, 2021
Meet Austria-Based Monkee – A Fintech With More Than 80% Women as Clients
Sep 15, 2021
Entrepreneur Tools #6 – How to Start Thinking About Your Corporate Culture
Sep 08, 2021
Meet Visualvest, the White Label Robo Advisor With € 2.6 bn Client Assets Under Management
Sep 01, 2021
Follow-Up with the All-Digital Health Insurer Ottonova
Aug 04, 2021
Meet the Person in Charge of Germany’s €10 bn Startup Program
Jul 28, 2021
(BONUS) German Institutional Funds Will Not Invest Big Bugs in Cryptocurrencies
Jul 18, 2021
EXCLUSIVE - IDnow Talks About Their Acquisition of Ariadnext
Jul 14, 2021
This Month in German Startups - June 2021
Jul 01, 2021
Bonus: This Month in German Startups – Unicorn Stampede
Jul 01, 2021
Bonus Episode: Trade Republic becomes Germany’s most valuable Startup with 5.3 bn US$ valuation
May 27, 2021
This Month in German Startups – May 2021
May 26, 2021
We bring the German speaking startup scene to you in English
May 20, 2021
Meet the Fintech Behind the 100 mn € Exit Nobody Talks About
May 20, 2021
How Crowdfunding for EU Startups will Change this Fall
May 18, 2021
This Month in German Startups - April 2021
Apr 29, 2021
Meet NECT – Germany’s Most Downloaded Self-Identification App
Apr 27, 2021
homefully Offers Co-Living in Germany and Switzerland and is Looking to Expand
Apr 14, 2021
How to keep your Cryptos Safe?
Apr 12, 2021
What are Non-Fungible Tokens – NFTs?
Apr 01, 2021
This Month in German Startups - March 2021
Mar 25, 2021
We are nothing like Greensill says Frankfurt-based Traxpay
Mar 23, 2021
Flash Update on Startuprad.io
Mar 19, 2021
PaceUp Invest Helps Women to Create and Manage Wealth – Founded by a Woman
Mar 02, 2021
This Month in German Startups - February 2021
Feb 25, 2021
Iconic holding wants to be the largest Crypto Asset Manager in Europe
Feb 11, 2021
Tangany Offers a White-Label Custody Solution for Crypto Assets
Feb 02, 2021
This Month in German Startups - January 2021
Jan 28, 2021
Tencent backs insurance startup Clark in $85US round. We talk to Clark’s CEO
Jan 26, 2021
Meet CommneX a Market Place For Public Finances
Jan 21, 2021
This Month in German Startups - 2020 Review
Jan 19, 2021
Meet Epap.App, they want to re-invent receipts
Jan 14, 2021
Meet Berlin-based Fintech Bitbond, the Company Behind Germany's First Regulated Security Token Offering
Jan 07, 2021
Fintech Review 2020
Dec 25, 2020
This Month in German Startups - December 2020
Dec 17, 2020
The BISON App Allows Uncomplicated and Reliable Trading of Cryptocurrencies on the Smartphone
Dec 15, 2020
Amazing Blocks can tokenize Any Asset Legally
Dec 10, 2020
Learn from Maria – Investor in several of Germany’s renowned startups
Dec 01, 2020
This Month in German Startups - November 2020
Nov 26, 2020
This Month in German Startups - October 2020
Oct 30, 2020
This Month in German Startups - Summer 2020 (July, August, September)
Sep 24, 2020
Follow-Up with the Bloomberg of Crypto – CoinAnalyst
Sep 14, 2020
Legal Tech AI Startup NAIX redacts Contracts with AI for Companies in M&A Transactions
Sep 10, 2020
The German Bill to Permit Crypto Securities
Sep 07, 2020
NGRAVE offers the most secure end-to-end solution in the world for managing digital assets
Aug 27, 2020
Biweekly publication in summer break
Jul 13, 2020
This Month in German Startups - June 2020
Jun 29, 2020
News Wrap-up developing Wirecard story
Jun 24, 2020
Ginmon provides automated and personal online wealth management
Jun 15, 2020
This Month in German Startups - May 2020
Jun 01, 2020
Mainstage Incubator helps to build World-Changing Startups right in the heart of Europe
May 06, 2020
This Month in German Startups - April 2020
May 04, 2020
Sono Motors Raised Money with "ONE Starter" and the tool is now free
Apr 15, 2020
Meet Berlin-based cryptocurrency challenger bank Bitwala
Apr 11, 2020
How to lure corporate talent to a startup?
Apr 06, 2020
This Month in German Startups - March 2020
Mar 30, 2020
This Month in German Startups - Covid19 Flash - Changes to Insolvencis in Germany
Mar 27, 2020
Acomodeo helps companies to find serviced apartments worldwide
Mar 24, 2020
This Month in German Startups - Corona Flash - March 19th 2020
Mar 19, 2020
This Month in German Startups - February 2020
Mar 03, 2020
The fintech CrowdDesk offers Funding-As-A-Service
Feb 11, 2020
This Month in German Startups - January 2020
Feb 04, 2020
The proptech THING TECHNOLOGIES is a technology platform for buildings
Jan 28, 2020
This year in German Startups 2019 Review & 2020 Outlook
Jan 14, 2020
GoContract is like Google Docs for Contracts by Startuprad.io
Jan 09, 2020
This Month in German Startups December 2019 by Startuprad io
Dec 31, 2019
Interview with Lucy Liu, co-founder of Hongkong-based fintech unicorn Airwallex
Dec 26, 2019
2019 Fintech Review Germany Talkshow by Startuprad.io
Dec 26, 2019
PERUN accelerates payment transactions on Blockchains with private channels
Dec 22, 2019
This Months in German Startups - November 2019
Dec 04, 2019
Thinksurance connects brokers and insurance companies on their platform
Dec 04, 2019
Do you know creditshelf? It is Germany‘s only listed pure play fintech
Nov 14, 2019
Talk Show Fintech Review 2018 – Germany
Nov 07, 2019
This Month in German Startups - October 2019
Nov 05, 2019
2017 Fintech Review Germany and 2018 Outlook
Oct 24, 2019
Exclusive – Berlin-based fintech Penta goes live in with open beta – re-thinking banking
Oct 17, 2019
Raisin – How the financial crises inspired this former partner in a large consultancy to jump ship and found a startup
Oct 10, 2019
Exclusive – First English Interview From The Newly Founded All Digital Health Insurer ottonova
Oct 03, 2019
Learn how the Lehman insolvency brought Yoram to found a data startup in Berlin
Sep 26, 2019
Exclusive – Deutsche Bank‘s upcoming startup program
Sep 26, 2019
Startup News Germany Summer (July, August, September) 2019
Sep 24, 2019
DWINS – Deutsche Bank Hackathon Winner
Sep 17, 2019
BITA allows the calculation of tailored indices
Sep 13, 2019
FINCHILD – Deutsche Bank Hackathon Winner
Sep 12, 2019
Wire – Deutsche Bank Hackathon Winner
Sep 10, 2019
Interview With Penta, Part II
Sep 07, 2019
Interview with Penta, the mobile banking app 🏦 for small and medium companies
Sep 06, 2019
Clark.de, the only startup from Germany on Bloomberg’s list of 50 most promising startups
Sep 06, 2019
Welcome Message to Fintech Germany by Startuprad.io
Sep 06, 2019