Retiring Today
By Merkle Retirement Planning
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Episodes: 260
Description
Ever wondered about the future of Social Security? Need help creating a plan for Long-Term Care? What happens if you retire during a Recession?
Retiring in today’s world can be complex and complicated. Each week, CERTIFIED FINANCIAL PLANNER™ Loren Merkle and co-host Molly Nelson will tackle trending financial topics and apply them to your retirement. You’ll takeaway the important, need-to-know information about preparing for retirement and what happens after you get there. Retiring Today will give you actionable tips that you can use to reach your retirement goals.
| Episode | Date |
|---|---|
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241. The Key Financial Decisions That Come With Each Decade of Retirement.
|
Jun 28, 2026 |
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240. Annuities Explained: Pros, Cons, and How to Know If One Belongs in Your Retirement Plan
|
Jun 21, 2026 |
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239. The Retirement Blueprint: How to Plan for Inflation, Taxes, and 30 Years of Income at the Same Time
|
Jun 14, 2026 |
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238. You Have an Estate Plan. Here’s Why It May Not Work the Way You Think
|
Jun 07, 2026 |
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237. The Three-Legged Retirement Stool Is Gone: How to Create a Personal Pension With Income Buckets, Tax Diversification, and Social Security Timing
|
May 31, 2026 |
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236. The Great Wealth Transfer Is Happening: How to Start the Family Inheritance Conversation and The Tax Trap Retirees Need to Know About
|
May 24, 2026 |
|
235. The Biggest Mistakes People Make When Claiming Social Security
|
Apr 26, 2026 |
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234. 7 Steps to Retire Before 65. Even If You Think You Can't Afford To
|
Apr 19, 2026 |
|
233. What If the Market Crashes in Your First Year of Retirement?
|
Apr 12, 2026 |
|
232 Laid Off After 55? What to Do About Health Care, Taxes, and Your 401(k)
|
Apr 05, 2026 |
|
231. Three Retirement Planning Strategies for Large IRAs ($2 Million Example)
|
Mar 29, 2026 |
|
230. Retirement Taxes Explained: Pre-Tax Accounts, Roth Strategies, RMDs, and Social Security
|
Mar 01, 2026 |
|
229. The Hidden Crisis: Loneliness in Retirement, Loss of Purpose, and How to Reconnect
|
Feb 22, 2026 |
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228. Do Roth Conversions Still Make Sense in 2026?
|
Feb 15, 2026 |
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227. The 6 Components of a Retirement Plan (And Why It's Not Just Your 401(k))
|
Feb 08, 2026 |
|
226. We Stress Test a $1 Million Retirement Plan
|
Feb 01, 2026 |
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225. How Long Does $1 Million Last in Retirement?
|
Jan 18, 2026 |
|
224. How New Tax Laws Actually Affect Your Retirement Plan
|
Jan 11, 2026 |
|
223. The Retirement Ready Checklist: 9 Moves to Make Before You Retire
|
Jan 05, 2026 |
|
222. The One Big Beautiful Bill Explained for Retirees
|
Nov 30, 2025 |
|
221. How The One Big Beautiful Bill Affects Retirement Taxes | Explaining the New $6,000 Senior Deduction
|
Nov 23, 2025 |
|
220. Retirement Milestones By Decade | Decisions to Make In Your 50s, 60s, and 70s
|
Nov 09, 2025 |
|
219. What You Need to Know Before Enrolling in Medicare (Fact or Fiction)
|
Oct 29, 2025 |
|
218. How to Start Planning for Retirement (Halloween Pt. 2)
|
Oct 27, 2025 |
|
217. How to Know If You're Retirement-Ready at Age 55 | Halloween Part 1
|
Oct 19, 2025 |
|
216. What You Should Know About Inheriting Money
|
Sep 21, 2025 |
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215. The Top 10 Retirement Wake-Up Calls
|
Sep 16, 2025 |
|
214. 4 Types of Investors—and the Mistakes They Make in Retirement
|
Sep 02, 2025 |
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213. Debunking 8 Retirement Myths About Investments
|
Aug 24, 2025 |
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212. 7 Questions Your Financial Advisor Should Be Asking—But Probably Isn’t
|
Aug 17, 2025 |
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211. How Do I Stack Up? A Look at National Averages and What a 25-Year Retirement Could Cost.
|
Aug 10, 2025 |
|
210. Why Staying Invested Matters
|
Aug 07, 2025 |
|
209. Long Term Care Costs, Options, and Planning
|
Aug 05, 2025 |
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208. Debunking Common Retirement Tax Myths
|
Jun 30, 2025 |
|
207. Avoid These 5 Traps When Estate Planning in Retirement
|
Jun 22, 2025 |
|
206. Avoid These 4 Lifestyle Traps as You Plan for Retirement
|
Jun 15, 2025 |
|
205. The Basics of Legacy Planning with Estate Planning Attorney Charlie Bottenburg
|
Jun 09, 2025 |
|
204. 5 Retirement Income Traps in Retirement
|
Jun 01, 2025 |
|
203. How Market Volatility Can Create Opportunities
|
May 25, 2025 |
|
202. Three Health Care Traps In Retirement
|
May 22, 2025 |
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201. 4 Retirement Tax Traps (And How to Avoid Them)
|
May 11, 2025 |
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200. Three Retirement Investment Traps (And How To Avoid Them)
|
May 04, 2025 |
|
198. Three Ways to Lower Taxes in Retirement
|
Apr 21, 2025 |
|
197. The Retirement Planning Checklist
|
Apr 13, 2025 |
|
196. What To Do With Your 401(k) When You Retire
|
Apr 06, 2025 |
|
195. What You Need to Know About RMDs in 2025
|
Apr 01, 2025 |
|
194. Why You Should Plan For a Longer Retirement
|
Feb 02, 2025 |
|
193. Retire Earlier Than Expected
|
Jan 20, 2025 |
|
192. The Roth IRA 5-Year Rule
|
Jan 12, 2025 |
|
191. Test Driving Retirement
|
Jan 07, 2025 |
|
189. Debunking Social Security Myths
|
Dec 15, 2024 |
|
188. The Complete Guide to Medicare in 2025
|
Dec 08, 2024 |
|
187. 5 Strategies for Year-End Tax Planning
|
Dec 02, 2024 |
|
186. What is an IRA?
|
Nov 24, 2024 |
|
185. The Ultimate Checklist to Help Beat Inflation
|
Nov 17, 2024 |
|
184. The 6 Pillars of a Comprehensive Retirement Plan
|
Nov 10, 2024 |
|
183. There's No Place Like Retirement (Halloween Part 2)
|
Nov 03, 2024 |
|
182. We're Off To Plan Retirement! (Halloween Part 1)
|
Oct 27, 2024 |
|
181. Medicare Changes For 2025
|
Oct 20, 2024 |
|
180. 64 and Dreaming Of Retirement?
|
Oct 13, 2024 |
|
179. Retirement Planning At Age 62
|
Oct 06, 2024 |
|
178. Celebrate 59.5 with Smart Retirement Strategies
|
Sep 29, 2024 |
|
177. Crucial Retirement Decisions at Age 57
|
Sep 22, 2024 |
|
176. The Presidential Election and Your Retirement | Part 1: Markets
|
May 19, 2024 |
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175. 8 Reasons to Retire Early
|
May 12, 2024 |
|
174. Tax Strategies Made Simple
|
May 05, 2024 |
|
RECAP 173. Preparing for Rising Costs: Inflation and Your Retirement
|
May 02, 2024 |
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RECAP 173. How to Combat Inflation in Retirement: Investment and Income Strategies
|
May 01, 2024 |
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173. How to Plan for Rising Costs in Retirement
|
Apr 28, 2024 |
|
RECAP 172. Wrap Your Mind Around $650 Billion and Why You Should Care
|
Apr 25, 2024 |
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RECAP 172. $650 Billion Left On the Table in Tax Savings: What Can You Do?
|
Apr 24, 2024 |
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172. Retirement Tax Planning Mistakes You Can Easily Avoid
|
Apr 21, 2024 |
|
171. Recap: Will Your Social Security Last? A Benefit Outlook
|
Apr 18, 2024 |
|
171. Recap: Maximizing Your Social Security: Strategies for a Smart Election
|
Apr 17, 2024 |
|
171. When You Should Elect Social Security
|
Apr 14, 2024 |
|
170. Recap: How You Can Keep Your Retirement Savings Safe
|
Apr 09, 2024 |
|
170. Recap: Ask Your Advisor These Questions as You Get Closer to Retirement | Episode Recap
|
Apr 08, 2024 |
|
170. How You Can Protect Your Nest Egg & Retire With Confidence
|
Apr 07, 2024 |
|
169. Recap: The 6 Pillars of a Retirement Plan
|
Apr 02, 2024 |
|
169. Recap: Don't Set Your Retirement Plan and Forget It
|
Apr 01, 2024 |
|
169. Don't Set Your Retirement Plan & Forget It
|
Mar 31, 2024 |
|
168. Recap: Ask Your Financial Advisor These Important Questions
|
Mar 26, 2024 |
|
168. Recap: Ask Tough Questions to Protect Your Retirement
|
Mar 25, 2024 |
|
168. What To Do When Your Advisor Is Retiring
|
Mar 24, 2024 |
|
167. Recap: The Probate Process Explained
|
Mar 19, 2024 |
|
167 Recap: Take Control of Your Future: Getting Started with Your Legacy Plan
|
Mar 18, 2024 |
|
167. Getting Started with Legacy Planning
|
Mar 17, 2024 |
|
166 Recap: The 59 1/2 Decision - 401k vs. IRA?
|
Mar 12, 2024 |
|
166 Recap: 401(k) Investment Risk in Real Numbers
|
Mar 11, 2024 |
|
166. Understanding Your 401(k) Account
|
Mar 10, 2024 |
|
165. How Much Money You Need to Retire
|
Mar 03, 2024 |
|
164. Retire Before 65 by Rethinking Your Health Care Options
|
Feb 25, 2024 |
|
163. How to Build Your Investment Portfolio for Retirement
|
Feb 18, 2024 |
|
162. Understanding Taxes in Retirement
|
Feb 11, 2024 |
|
161. 3 Ways to Overcome the Fear of Running Out of Money in Retirement
|
Feb 04, 2024 |
|
160. Rethink Retirement at 65
|
Dec 15, 2023 |
|
159. The Importance of Planning Your Funeral in Advance
|
Dec 08, 2023 |
|
158. Rethink Retirement: Legacy
|
Dec 01, 2023 |
|
157. Medicare: You Can’t Set it and Forget It (Rebroadcast)
|
Nov 24, 2023 |
|
156. Three Ways to Overcome Fear of Running Out of Money in Retirement
|
Nov 17, 2023 |
|
155. Your Medicare Questions Answered (Rebroadcast)
|
Nov 10, 2023 |
|
154. People Fear Retirement More Than Death (Rebroadcast)
|
Nov 03, 2023 |
|
153. Rethink Retirement: Taxes
|
Oct 27, 2023 |
|
152. What They Don't Tell You About Electing Social Security (Rebroadcast)
|
Oct 20, 2023 |
|
151. Rethink Retirement: Income
|
Oct 13, 2023 |
|
150. Retirement Mysteries Solved Part 2
|
Oct 06, 2023 |
|
149. Retirement Mysteries Solved Part 1
|
Sep 29, 2023 |
|
148. Why Investment Aren't Enough (Rebroadcast)
|
Sep 22, 2023 |
|
147. 10 Questions to Help You Find The Right Retirement Planner (Rebroadcast)
|
Sep 15, 2023 |
|
146. You're Ready to Retire. Now What?
|
Sep 08, 2023 |
|
145. Medicare: You Can’t Set it and Forget It
|
Sep 01, 2023 |
|
144. Explode Your Tax Savings: Discover 3 Commonly Overlooked Opportunities
|
Aug 25, 2023 |
|
143. How 10 Types of Retirement Income are Taxed (Rebroadcast)
|
Aug 18, 2023 |
|
142. What Does Customized Really Mean?
|
Aug 11, 2023 |
|
141. Your Medicare Questions Answered
|
Aug 04, 2023 |
|
140. The Truth About Mutual Funds
|
Jul 28, 2023 |
|
139. What They Don’t Tell You About Electing Social Security
|
Jul 21, 2023 |
|
138. Breaking Down the Financial Headlines to Find Opportunity in Chaos
|
Jul 14, 2023 |
|
137. People Fear Retirement More Than Death
|
Jul 07, 2023 |
|
136. Investment Recovery Playbook
|
Jun 30, 2023 |
|
135. Retire Your Way: Longevity, Health Care
|
Jun 23, 2023 |
|
134. Retire Your Way: The Power Of Planning
|
Jun 16, 2023 |
|
133. Should I Consider a Lump Sum Pension Payout?
|
Jun 09, 2023 |
|
132. 10 Questions to Help You Find The Right Retirement Planner
|
Jun 02, 2023 |
|
131. The Retirement Rule That's (Mostly) Wrong (Rebroadcast)
|
May 26, 2023 |
|
130. Why Investments Aren't Enough
|
May 19, 2023 |
|
129. Eight Things Medicare Doesn't Pay For
|
May 12, 2023 |
|
128. The Importance of Planning Your Funeral in Advance
|
May 05, 2023 |
|
127. Tax Mindset Makeover: Transform The Way You Think About Taxes
|
Apr 28, 2023 |
|
126. Could the Debt Limit Crisis Derail Your Retirement?
|
Apr 21, 2023 |
|
125. Finding Joy in Retirement with Joy Connoisseur Lisa Even
|
Apr 14, 2023 |
|
124. The Showdown: Plan vs. Decision
|
Apr 07, 2023 |
|
123. Are You Ready to Retire? (Rebroadcast)
|
Mar 31, 2023 |
|
122. Why Retirement is Different for Women
|
Mar 24, 2023 |
|
121. What's The Best Way to Leave Money to Your Children and Grandchildren?
|
Mar 17, 2023 |
|
120. How 10 Types of Retirement Income Are Taxed
|
Mar 10, 2023 |
|
119. Myths About Social Security: Solved
|
Mar 03, 2023 |
|
118. Miserable Markets Could be Good News for you
|
Feb 24, 2023 |
|
117. Retiring Through The Decades: 50s
|
Feb 17, 2023 |
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116. Retiring Through The Decades: 70s
|
Feb 10, 2023 |
|
115. Retiring Through The Decades: 60s
|
Feb 03, 2023 |
|
114. SECURE Act 2.0 Part Three: Catch-Up Contributions and Annuities
|
Jan 27, 2023 |
|
113. SECURE Act 2.0 Part Two: 529 Plans and Roth Changes
|
Jan 20, 2023 |
|
112. SECURE Act 2.0 Part One: What You Need to Know
|
Jan 13, 2023 |
|
A Special Message from Loren Merkle on 2023
|
Dec 30, 2022 |
|
111. You Can Thank Inflation for These 2023 Changes
|
Dec 23, 2022 |
|
110. Is 2023 The Year You Retire?
|
Dec 16, 2022 |
|
109. The Retirement Red Zone
|
Dec 09, 2022 |
|
108. Only 11% of Pre-Retirees Plan to Delay Social Security Until 70
|
Dec 02, 2022 |
|
A Special Thanksgiving Message
|
Nov 23, 2022 |
|
107. Breaking Down 4 Retirement Barriers
|
Nov 18, 2022 |
|
106. There's a Recession: Who's Helping You Through It?
|
Nov 11, 2022 |
|
105. The Three Stages of Money
|
Nov 04, 2022 |
|
104. Preparing for Retirement in 2023
|
Oct 28, 2022 |
|
103. Could a Recession Ruin Your Retirement?
|
Oct 21, 2022 |
|
102. Eliminating RMD Surprises
|
Oct 14, 2022 |
|
101. How to Find the Best Senior Living Option
|
Oct 07, 2022 |
|
100. How Retirement has Changed Over the Last 100 Episodes
|
Sep 30, 2022 |
|
99. 4 Strategies to Combat Rising Inflation
|
Sep 23, 2022 |
|
98. Medicare Law Updates and What They Could Mean for You
|
Sep 16, 2022 |
|
97. How to Navigate the Caregiving Path
|
Sep 09, 2022 |
|
96. Could Your 401(k) be a Tax Trap?
|
Sep 02, 2022 |
|
95. The Importance of a Succession Plan
|
Aug 26, 2022 |
|
94. Preparing for Medicare Annual Enrollment
|
Aug 19, 2022 |
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93. The Retirement Rule That's (Mostly) Wrong
|
Aug 12, 2022 |
|
92. Roth Conversions are on Sale
|
Aug 05, 2022 |
|
91. What is a Stock Market Crash?
|
Jul 29, 2022 |
|
90. Women in Retirement
|
Jul 22, 2022 |
|
89. Strategies to Utilize in a Bear Market
|
Jul 15, 2022 |
|
88. Should I Buy Bonds?
|
Jul 08, 2022 |
|
87. Sneaky IRA Rules
|
Jul 01, 2022 |
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86. What to Do During a Market Meltdown
|
Jun 24, 2022 |
|
85. Income Tax Changes in Iowa
|
Jun 17, 2022 |
|
84. Your Merkle Plan Series: Legacy
|
Jun 10, 2022 |
|
83. Your Merkle Plan Series: Health Care
|
Jun 03, 2022 |
|
82. Your Merkle Plan Series: Investments
|
May 27, 2022 |
|
81. Your Merkle Plan Series: Taxes
|
May 06, 2022 |
|
80. Your Merkle Plan Series: Income
|
Apr 29, 2022 |
|
79. Your Merkle Plan Series: Lifestyle
|
Apr 22, 2022 |
|
78. What Happens to my 401(k) When I Retire?
|
Apr 15, 2022 |
|
77. Are You Ready to Retire?
|
Apr 01, 2022 |
|
76. Decoding Inherited IRA Rules
|
Mar 25, 2022 |
|
75. The Web's Most Searched Retirement Questions Part 2
|
Mar 11, 2022 |
|
74. The Web's Most Searched Retirement Questions Part 1
|
Mar 04, 2022 |
|
73. How Do I Get Paid in Retirement
|
Feb 25, 2022 |
|
72. Frequently Asked Retirement Questions
|
Feb 11, 2022 |
|
71. Market Swings Don't Equal Retirement Swings
|
Feb 04, 2022 |
|
70. Stop Procrastinating Your Legacy Plan
|
Jan 21, 2022 |
|
69. 2022: A Look Ahead
|
Jan 14, 2022 |
|
68. The Great Resignation
|
Jan 07, 2022 |
|
67. 5 Retirement Resolutions
|
Dec 31, 2021 |
|
66. Legacy Planning 101
|
Dec 24, 2021 |
|
65. When to Involve Your Kids In Your Retirement
|
Dec 10, 2021 |
|
64. Qualified Charitable Distributions
|
Dec 03, 2021 |
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63. The Price is Right: Inflation Edition
|
Nov 19, 2021 |
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62. Social Security
|
Nov 05, 2021 |
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61. The Retirement Ghostbusters
|
Oct 29, 2021 |
|
60. Breaking Up is Hard to Do
|
Oct 22, 2021 |
|
59. Should Couples Retire Together?
|
Oct 08, 2021 |
|
58. Your Retirement Is More Than A Google Search
|
Oct 01, 2021 |
|
57. Medigap vs. Advantage Plans
|
Sep 10, 2021 |
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56. The Power of Compound Interest
|
Aug 27, 2021 |
|
55. Required Minimum Distributions
|
Aug 13, 2021 |
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54. Single in Retirement
|
Aug 06, 2021 |
|
53. The Retirement Game of Life
|
Jul 23, 2021 |
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52. Organizing Your Retirement Junk Drawer
|
Jul 16, 2021 |
|
51. Stock Market Rollercoaster
|
Jul 09, 2021 |
|
50. 5 Ways to Boost Your Retirement Savings
|
May 28, 2021 |
|
49. How will President Biden’s $2.3 trillion dollar infrastructure bill affect your retirement?
|
May 14, 2021 |
|
48. Making Retirement Dreams Come True
|
Apr 16, 2021 |
|
47. Rewriting the Rules of Long-Term Care
|
Apr 09, 2021 |
|
46. You're Ready To Retire. Now What?
|
Mar 19, 2021 |
|
45. The Dow Jones is NOT Your Retirement
|
Jan 22, 2021 |
|
44. What is a Retirement Plan?
|
Jan 08, 2021 |
|
43. Don't Be Scared of Your Retirement
|
Nov 06, 2020 |
|
Special Day After Election Episode
|
Nov 04, 2020 |
|
Special Edition: Trump vs Biden
|
Nov 03, 2020 |
|
42. Politics & Retirement
|
Oct 23, 2020 |
|
41. Medicare: Mysteries & Misconceptions
|
Oct 16, 2020 |
|
40. Year End Tax Planning
|
Oct 09, 2020 |
|
39. Sudden Wealth Syndrome
|
Sep 25, 2020 |
|
38. Is $3 Million the new $1 Million?
|
Sep 11, 2020 |
|
37. Retiring Today vs. Retiring in 1950
|
Sep 04, 2020 |
|
36. Superhero Series: Life Insurance
|
Aug 28, 2020 |
|
35. Social Security: Myths vs. Reality
|
Aug 21, 2020 |
|
34. Required Minimum Distribution Age Change with the SECURE Act
|
Aug 07, 2020 |
|
33. Superhero Series: Non-Qualified Account
|
Jul 24, 2020 |
|
32. Rethinking the Rules of Retirement
|
Jul 17, 2020 |
|
31. Retirement Income: The Foundation of Your Retirement
|
Jul 10, 2020 |
|
30. Roth Conversions
|
Jul 03, 2020 |
|
29. Superhero Series: The Power of the HSA
|
Jun 19, 2020 |
|
28. Employer Plans & Your Retirement
|
Jun 12, 2020 |
|
27. Retirement Planner vs. Accumulation Adviser
|
Jun 05, 2020 |
|
26. When To Buy? When To Sell?
|
May 29, 2020 |
|
25. Superhero Series: The Power of the Roth
|
May 15, 2020 |
|
24. The Continuous Anxiety of the Market
|
May 01, 2020 |
|
23. Risks in Retirement
|
Apr 24, 2020 |
|
22. Coronavirus Stimulus Relief Bill: A Scammers Paradise
|
Apr 03, 2020 |
|
21. The Stock Market Meltdown of 2020
|
Mar 27, 2020 |
|
20. Welcome to the Bear Market
|
Mar 13, 2020 |
|
19. Coronavirus & Your 401(k)
|
Feb 28, 2020 |
|
18. Accumulation Investing vs. Retirement Investing
|
Feb 21, 2020 |
|
17. The Basics of Social Security
|
Feb 14, 2020 |
|
16. Pre-Retirees Most Asked Questions
|
Jan 31, 2020 |
|
15. The Retirement Timeline
|
Jan 24, 2020 |
|
14. Women in Retirement
|
Jan 10, 2020 |
|
13. Retiring in 2020
|
Jan 03, 2020 |
|
12. How the SECURE Act is changing retirement
|
Dec 27, 2019 |
|
11. Following Your Passions in Retirement
|
Dec 20, 2019 |
|
10. Medicare Changes in 2020
|
Dec 13, 2019 |
|
9. The Importance of a Financial Designation
|
Dec 06, 2019 |
|
8. What really is Cryptocurrency?
|
Nov 29, 2019 |
|
7. The In's & Out's of a Health Savings Account
|
Nov 22, 2019 |
|
6. Do you need $1 Million to Retire?
|
Nov 15, 2019 |
|
5. Year-End Tax Planning Strategies
|
Nov 08, 2019 |
|
4. A Recession Resistant Retirement
|
Nov 01, 2019 |
|
3. Fighting Scammers with Julie Wagner
|
Oct 25, 2019 |
|
2. The Effect of Interest Rates on Your Retirement
|
Oct 18, 2019 |
|
1. The Hidden Truths About Mutual Funds
|
Oct 11, 2019 |
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Introducing Retiring Today
|
Sep 19, 2019 |