The 80 Percent

By Fitz Villafuerte

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Category: Investing

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Episodes: 325

Description

Hi, my name is Fitz Villafuerte. I'm a Registered Financial Planner and a financial literacy advocate based in the Philippines. This podcast is about learning smart money habits and the proper mindset to achieve financial success. I speak in English and Filipino in this podcast. Visit the80percentpodcast.com to learn more.

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Episode Date
Investment Strategy for 2026
Feb 13, 2026
Why I Went Quiet for a While
Jan 16, 2026
Listen Back: 5 Money Mistakes That People Don’t Know They’re Making
Dec 19, 2025
Investing in REITs For Retirement
Dec 12, 2025
Smart Money Moves For Your 13th Month Pay
Nov 28, 2025
How to Get Out of Debt with Debt Aid Consulting International
Nov 21, 2025
Is It Safe to Invest in a Cooperative?
Nov 13, 2025
12 Estate Planning Myths That Will Cost You Time and Money
Nov 06, 2025
Overcoming Gift-flation and How to Save Money This Holiday Season
Oct 28, 2025
Financial FOMO: How to Stop Chasing Every ‘Sayang’ Opportunity
Oct 21, 2025
What Are You Busy With These Days?
Oct 16, 2025
The Millionaire Myth: What Life Is REALLY Like After Your First Million
Sep 30, 2025
Filipino Credit Perceptions with Peter Faulhaber of TransUnion Philippines
Sep 10, 2025
Listen Back: 5 Business Ideas That Need Little or No Capital
Aug 26, 2025
Can You Leave the Country If You Have Unpaid Credit Card Debt?
Aug 19, 2025
From Myths to Millions: Fixing How Filipinos See Investing
Aug 13, 2025
From Paycheck to Prosperity: How to Build a Wealth-Building Mindset
Aug 05, 2025
How Simple Nudges Can Help You Improve Your Finances
Jul 29, 2025
MySSS Pension Booster: Is It A Good Alternative to Pag-IBIG MP2?
Jul 23, 2025
Rent a Place or Buy a Home: Which is the Smarter Choice?
Jul 17, 2025
What is the Representativeness Heuristic?
Jul 08, 2025
Reasons You're Anxious About Money And What to Do About It
Jul 01, 2025
Money Isn’t Everything: Build a Financial Life That Fits You
Jun 24, 2025
1, 2, or None? How Many Credit Cards Do You Need?
Jun 19, 2025
Listen Back: Goals are Important, But You Need to Focus on Growth
Jun 12, 2025
What is Self-Attribution Bias?
Jun 04, 2025
Think Before You Bet: Avoid and Overcome Gambling Addiction
May 27, 2025
The 8 Types of Wealth and Why You’re Richer Than You Think
May 13, 2025
Trade Talks: Breaking Down Global Market Moves with Inki Cho & Li Xing Gan
Apr 29, 2025
I'm Taking a Short Break
Apr 04, 2025
Listen Back: 7 Ways Investing Can Make Your Life Better
Mar 27, 2025
Understanding Pag-IBIG MP2: Is It Worth It?
Mar 19, 2025
10 Money-Smart Ways To Stay Cool This Summer
Mar 13, 2025
6 Money-Saving Tips For Living in a Condo Home
Mar 05, 2025
How to Protect Your Senior Parents from Investment Scams
Feb 26, 2025
How To Optimize Your Income Streams for Better Cashflow
Feb 19, 2025
Listen Back: 7 Profitable Side Hustles for Introverts
Feb 11, 2025
Small Business Ideas You Can Start in 2025
Feb 05, 2025
Dealing with Friends Who Take Advantage of Your Generosity
Jan 28, 2025
Let Me Share My 2025 Investment Plan
Jan 23, 2025
Believe In Your Success
Jan 14, 2025
3 Simple Ways To Save Money in 2025
Jan 08, 2025
3 Realizations and Lessons That 2024 Taught Me
Dec 31, 2024
What To Do Before You Quit Your Job
Dec 17, 2024
Deserve Ko ‘To: Money-Smart Ways to Reward Yourself
Dec 13, 2024
12 Essential Investing Tips for Millennials
Dec 04, 2024
What To Do When You Feel Overwhelmed By Your Goals
Nov 27, 2024
Earn Passive Dividend Income from these Investments
Nov 21, 2024
Why Most People Fail at Saving Money
Nov 13, 2024
Listen Back: How To Save Money on a Low Income
Nov 05, 2024
What Is The Herd Mentality?
Oct 29, 2024
7 Productive Things You Can Do On a Rainy Day
Oct 22, 2024
Emotional vs Rational Money Management
Oct 17, 2024
How to Develop Good Money Habits That Stick
Oct 09, 2024
How to Be a Freelancer and Earn Extra Income
Sep 24, 2024
5 Subtle Signs That You’re Doing Well Financially
Sep 18, 2024
Money-Saving Tips When Buying the Things You Need
Sep 11, 2024
Investing Strategies During Market Volatility
Aug 28, 2024
Listen Back: The Story of How I Became an Entrepreneur
Aug 21, 2024
3 Ways to Stop Mindless Spending
Aug 13, 2024
Quick Guide to Retirement Planning
Aug 08, 2024
How to Have the Courage to Take Action on Your Finances
Jul 30, 2024
The Three Types of Decisions We Make
Jul 23, 2024
Listen Back: 5 Financial Habits That Every Person Should Have
Jul 16, 2024
What Is The Endowment Effect?
Jul 02, 2024
Money-Saving Hacks for Those Who Struggle to Save
Jun 25, 2024
What is the Halo Effect in Investing?
Jun 18, 2024
How To Do a Mid-Year Financial Check-Up
Jun 10, 2024
Money Dysmorphia: How to Overcome Your Financial Distortions
Jun 03, 2024
Fun Family Activities That Will Improve Your Finances
May 28, 2024
Listen Back: 6 Skills You Need To Build Multiple Sources of Income
May 20, 2024
Four Questions to Ask Before Buying Anything
May 14, 2024
The Average Salary and Savings of Filipinos
May 06, 2024
How to Be a Good and Responsible Credit Card User
Apr 29, 2024
Investing Mindset and Strategies for Gen Z
Apr 23, 2024
The Unfair Advantage of Being Lucky
Apr 15, 2024
5 Common Traits of Financially Secure Individuals
Apr 11, 2024
How to Choose the Perfect Community when Buying a Home
Apr 08, 2024
Why It Matters Who You Spend Your Time With
Mar 20, 2024
Listen Back: The 7 Streams of Income That Millionaires Have
Mar 12, 2024
Three Most Common Mistakes Before Investing
Mar 05, 2024
Evolving Mindsets: The Power to Learn, Unlearn, and Relearn
Feb 27, 2024
How to Improve Your Relationship with Money
Feb 21, 2024
The Importance and Power of Having Determination
Feb 14, 2024
Why Learning How To Save Should Come First
Feb 06, 2024
Listen Back: How to Become Better at Delayed Gratification
Jan 29, 2024
How to Get Yourself Unstuck and Move Forward
Jan 22, 2024
Earning Passive Income Thru Copy Trading with Lloyd Bazar
Jan 15, 2024
20 Small Business Ideas for 2024
Jan 09, 2024
Year-In-Review: The Top Episodes of 2023
Jan 02, 2024
Market Review and Outlook with Chase Yap of 2TradeAsia.com
Dec 25, 2023
Beyond Goals: The Power of Building a System
Dec 19, 2023
Time Passes Whether I Stand Still or Move
Dec 11, 2023
7 Thoughtful Christmas Gifts That Won’t Ruin Your Budget
Dec 03, 2023
Practical Finance Tips When Living On Your Own
Nov 28, 2023
Listen Back: Focus on the Process and the Results Will Come
Nov 19, 2023
What It Means To Pay Yourself First
Nov 16, 2023
Money-Saving Tips for a Merry and Affordable Christmas
Nov 13, 2023
Healing Your Inner Child Without Breaking Your Budget
Nov 06, 2023
My Thoughts on Investing in Memorial Lots
Oct 31, 2023
What is The Default Bias?
Oct 26, 2023
The Stigma of Credit with Pia Arellano of TransUnion Philippines
Oct 22, 2023
How Do You Know If It’s A Good Time To Invest?
Oct 19, 2023
Budgeting for a Car Purchase: Tips and Strategies
Oct 15, 2023
What is Hyperbolic Discounting?
Oct 12, 2023
5 Money Mistakes That People Don’t Know They’re Making
Oct 08, 2023
Listen Back: Learning The Valuable Habit of Reading with Salve Duplito
Oct 01, 2023
3 Best Ways To Make Money Online with Lloyd Bazar
Sep 23, 2023
What Is The Availability Heuristic?
Sep 19, 2023
How To Handle Financial Regrets and What Ifs
Sep 16, 2023
Start Saving For The Holidays
Sep 10, 2023
Listen Back: How to Start Any Business with Zero Capital
Sep 07, 2023
Top Slicing Your Winning Investments
Sep 04, 2023
How to Know If You Can Afford to Buy a Car
Aug 31, 2023
How To Be Resilient In Times of Difficulties
Aug 29, 2023
Listen Back: Tips to Prevent Yourself From Impulse Buying
Aug 24, 2023
What is Mental Accounting?
Aug 21, 2023
Making a Case for Practical Utility
Aug 16, 2023
How To Have a Winner’s Mindset
Aug 13, 2023
How OFWs Can Prepare for a Secure and Safe Retirement
Aug 10, 2023
What is the Pain of Paying?
Aug 07, 2023
Listen Back: How To Motivate Yourself to Do Hard But Important Tasks
Aug 04, 2023
The Power of Self-Mastery
Jul 30, 2023
Sharing Some Budgeting Tools, Techniques, and Tips
Jul 27, 2023
What is Ego Depletion?
Jul 24, 2023
Listen Back: Passive Income Is Not For The Lazy
Jul 19, 2023
How To Stop Being Lazy
Jul 16, 2023
Using The Peak-End Rule to Optimize Your Money Habits
Jul 13, 2023
Are You Ready To Invest?
Jul 09, 2023
The Four Benefits of Saving Money
Jul 05, 2023
What is The Price of Free?
Jul 03, 2023
Listen Back: 10 Money-Smart Tips for Single People
Jun 28, 2023
Four Things Bohemians Can Teach You About Saving Money
Jun 25, 2023
Getting to Know Ovialand with CEO Pammy Olivares-Vital
Jun 22, 2023
What is The Anchoring Effect?
Jun 19, 2023
Time is a Valuable Asset, Don't Waste It
Jun 14, 2023
How To Form Positive Habits That Will Help You Achieve Your Goals
Jun 11, 2023
Kumustahan with Jon Orana of Negosyo University
Jun 07, 2023
What is The Sunk Cost Fallacy?
Jun 05, 2023
Listen Back: How I Paid Off P200,000 in Credit Card Debt
May 30, 2023
What is The Framing Effect?
May 25, 2023
How To Find What You’re Meant To Do in Life
May 21, 2023
7 Profitable Side Hustles for Introverts
May 17, 2023
What is Loss Aversion?
May 14, 2023
Listen Back: 8 Best Investments for Young Professionals
May 10, 2023
Never Be Limited by Other People’s Limited Imaginations
May 02, 2023
Business and Finance Lessons from Charles Darwin
Apr 25, 2023
When You’re Not Happy With Your Job, But You Can’t Afford To Quit
Apr 19, 2023
Let’s Talk About Real Estate Investing
Apr 11, 2023
Do Rich People Really Have Small TVs and Big Libraries?
Apr 05, 2023
This Happens When You Learn To Embrace Boredom
Mar 28, 2023
Three Types of Debt and How It Can Affect Your Finances
Mar 21, 2023
A Letter to My 21-Year-Old Self
Mar 13, 2023
Common Behavioral Biases That Lead to Bad Investing Decisions
Mar 07, 2023
Ways to Earn Extra Income To Beat Inflation
Feb 24, 2023
The Basics of Forex Trading
Feb 18, 2023
Tips To Quickly Getting Tenants For Your Rental Property
Feb 09, 2023
Tips on Retirement Planning with AXA Philippines
Feb 03, 2023
Good Business Ideas for 2023
Jan 27, 2023
7 Ways Investing Can Make Your Life Better
Jan 10, 2023
Year-In-Review: The Top Episodes of 2022
Dec 30, 2022
The Difference Between Patience and Procrastination
Dec 18, 2022
5 Simple Rules For Living Your Life With No Regrets
Dec 12, 2022
People-Centric Work Culture with John Nicholls of PayPal Philippines
Dec 04, 2022
Top 4 Tips to Overcome Fears and Help Yourself Grow Financially
Nov 30, 2022
The Right Way To Achieve Personal Growth and Success
Nov 20, 2022
8 Important Questions To Ask Before Buying Your Dream Home
Nov 13, 2022
Giving Advice to Someone From the Sandwich Generation
Nov 06, 2022
6 Quick Tips For Beginner Investors
Oct 23, 2022
3 Little-Known Benefits Of Playing The Lottery
Oct 17, 2022
This is The Simple Reason Why Most People Don't Invest
Oct 10, 2022
The Best Investments When Inflation Is High
Oct 02, 2022
Goals are Important, But You Need to Focus on Growth
Sep 25, 2022
What Are The Four Pillars of Financial Success?
Sep 18, 2022
What To Do When A Financial Emergency Happens
Sep 12, 2022
3 Quick and Simple Tips to Save Money
Sep 05, 2022
The Longest Weekend Of My Life
Aug 28, 2022
Top 7 Side Hustles You Can Do
Aug 21, 2022
4 Struggles and Lessons From My First Businesses
Aug 15, 2022
10 Things You Need to Become Rich
Aug 07, 2022
The Investor’s Dilemma and How To Avoid Losing Money in Your Investments
Jul 29, 2022
Spending Habits of Debt-Free People
Jul 24, 2022
What Is The Worst Investment Decision You Could Make?
Jul 17, 2022
The Lessons I Learned From The Corporate World
Jul 10, 2022
The 5 Stages of Your Financial Life Cycle
Jul 03, 2022
The Benefits of Credit with Pia Arellano of TransUnion Philippines
Jun 26, 2022
The Anatomy of Residual Income
Jun 19, 2022
Travel and Other Non-Life Insurance with Noel Tordesillas of Etiqa
Jun 12, 2022
Personal Finance Strategies to Cope With the Rising Inflation
Jun 08, 2022
ESG Investing with Dexter Agcaoili of AXA Philippines
Jun 02, 2022
A Beginner's Quick Guide to Starting a Business
May 25, 2022
What Would You Do If You Knew You Could Not Fail?
May 11, 2022
5 Business Ideas That Need Little or No Capital
May 03, 2022
Think About How You Were Five Years Ago
Apr 27, 2022
6 Skills You Need To Build Multiple Sources of Income
Apr 17, 2022
5 Financial Habits That Every Person Should Have
Apr 05, 2022
On National Insecurity and Life Insurance with Renato Vergel de Dios
Mar 28, 2022
How To Save Money on a Low Income
Mar 22, 2022
Four Common Misconceptions About Savings and Insurance
Mar 16, 2022
Financial Independence Retire Early (FIRE) with Kenneth Reyes-Lao
Mar 08, 2022
Let's Talk About The Effort Paradox
Feb 27, 2022
Three Things That You Should Never Waste
Feb 16, 2022
How to Combat Your Money Avoidance Habit
Feb 07, 2022
Why We Invest and The Principle of Matching
Jan 30, 2022
Be Afraid But Do It Anyway
Jan 26, 2022
Crypto Outlook for 2022 with Nichel Gaba of PDAX
Jan 17, 2022
Where to Invest? Always Consider Ease and Convenience
Jan 10, 2022
Tips for Relocating Abroad with Kring Lacson
Jan 02, 2022
Year-In-Review: The Top Episodes of 2021
Dec 26, 2021
Own The Life You Want with Ronster Baetiong
Dec 19, 2021
How To Know If You Are Ready For Retirement
Dec 15, 2021
Thank and Grow Rich: The Power of Gratitude
Dec 13, 2021
The Importance of Being Intentional
Dec 05, 2021
Do You Have to Be Smart To Become Rich?
Nov 29, 2021
How Much Time Are You Truly Wasting?
Nov 24, 2021
Top 5 Investing Mistakes That Beginners Commit
Nov 22, 2021
How To Manage Financial Risks and Uncertainty
Nov 14, 2021
Money-Saving Tips When Moving Into a New Home
Nov 07, 2021
10-Step Guide on How To Put Up an Online Store
Oct 31, 2021
Credit Card Tips and Tricks to Control Your Debt
Oct 26, 2021
Discover Your Strengths, Find Your Passion
Oct 20, 2021
The Current State of Real Estate Investing in the Philippines
Oct 17, 2021
What Is The IKEA Effect?
Oct 11, 2021
Digital Banks versus Traditional Banks
Oct 03, 2021
How Do You Achieve Work-Life Balance?
Sep 28, 2021
How to Study in Europe and Discover New Opportunities
Sep 23, 2021
How to Find a Side Hustle That’s Right For You
Sep 19, 2021
7 Things To Consider Before Investing in Real Estate
Sep 12, 2021
5 Tips to Stop Procrastinating In The Moment
Sep 05, 2021
How to Become Better at Delayed Gratification
Aug 29, 2021
The First Step to Becoming Rich is to Avoid Becoming Poor
Aug 25, 2021
Level Up Your Online Store with LOCAD
Aug 22, 2021
How to Change From Being a Spender to a Saver
Aug 15, 2021
Usapang Cryptocurrency with Chris Tan of OKEx
Aug 08, 2021
7 Characteristics of a Successful Investor
Aug 01, 2021
Tips For Living On Your Own With Rica and JC of THHS
Jul 25, 2021
Seven Traits of Effective Freelancers
Jul 18, 2021
The 12 Irrefutable Investing Principles of Rex Mendoza
Jul 11, 2021
How to Earn in Axie Infinity with Team Arbo
Jul 04, 2021
The 7 Streams of Income That Millionaires Have
Jun 27, 2021
How To Avoid Lifestyle Creep
Jun 20, 2021
Investing Is Not About Having More Money
Jun 13, 2021
How To Pursue Your Passion with Antoinette Jadaone and Yosh Dimen
Jun 05, 2021
How to Cope With Financial Stress
May 30, 2021
How I Paid Off P200,000 in Credit Card Debt
May 23, 2021
4 Habits That Helped Me Reach My First Million
May 20, 2021
Usapang Business Loans with SeekCap and Lemonology
May 16, 2021
How To Be Friends With Your Future Self
May 10, 2021
8 Best Investments for Young Professionals
May 02, 2021
Top 10 Things to Consider When Buying a Property
Apr 25, 2021
All About Bitcoin, Ethereum, and NFTs with Marvin Germo
Apr 18, 2021
How to Combat Your Fear of Losing Money When Investing
Apr 11, 2021
On Survivorship Bias and the Financial Markets
Apr 04, 2021
How to Start Any Business with Zero Capital
Mar 28, 2021
Tips to Prevent Yourself From Impulse Buying
Mar 21, 2021
The Value of Being Prugal
Mar 14, 2021
PFS 2021: The Importance of Personal Finance
Mar 07, 2021
Your Money and Freud’s Theory of Personality
Feb 28, 2021
10 Money-Smart Tips for Single People
Feb 21, 2021
Follow Your Heart, But Take Your Brain With You
Feb 14, 2021
Improving Your Communication Skills with Jenn Simons
Feb 07, 2021
How To Spot and Avoid Investment Scams
Jan 31, 2021
How to Get Out of Debt with Efren Cruz
Jan 25, 2021
Passive Income is Not For The Lazy
Jan 17, 2021
How To Motivate Yourself to Do Hard But Important Tasks
Jan 09, 2021
How to Start So You Can Change Your Life
Dec 31, 2020
Use the Fresh Start Effect to Help You Save Money
Dec 26, 2020
Filipino Startups: Stories and Lessons with QBO and Qwikwire
Dec 19, 2020
2021 Market Outlook & Investment Strategies with Security Bank
Dec 11, 2020
Do These Financial Tasks Before The Year Ends
Dec 04, 2020
How to Beat FOBO: The Fear of Better Options
Nov 26, 2020
That Feeling of Emptiness and Why We Buy Stuff We Don’t Need
Nov 20, 2020
The Philippines in 2020: An Economic Review with Security Bank
Nov 16, 2020
What’s a Good Business to Start Today? (Part 2)
Nov 05, 2020
Victor & Steph Basa: On Plants, Passion, and Happiness
Oct 26, 2020
Ira Denise Oyco: On Fashion, Life, and Family
Oct 22, 2020
Alex Javier: On Makeup, Beauty, and Kindness
Oct 18, 2020
How to Do Retail Therapy Without Going Broke
Oct 15, 2020
Tips for Achieving Stock Market Success
Oct 08, 2020
The Story of How I Became an Entrepreneur
Oct 01, 2020
Focus on the Process and the Results Will Come
Sep 25, 2020
How to Effectively Change Your Bad Money Habits
Sep 17, 2020
How to be Happy and Why It Matters Financially
Sep 10, 2020
Trust That Your Dots Will Connect
Sep 03, 2020
Make Your Someday Come
Aug 31, 2020
How to Deal with Slow Financial Progress
Aug 27, 2020
What's a Good Business to Start Today?
Aug 20, 2020
How to Survive an Economic Recession
Aug 13, 2020
A Unique WFH Strategy for Productivity
Aug 06, 2020
What Are You Doing?
Aug 03, 2020
Your Net Worth is Not Your Self-Worth
Jul 30, 2020
The 5 Stages of Financial Wellness
Jul 23, 2020
How to Earn P100,000 in 30 Days
Jul 16, 2020
How to Make Money While You're Young
Jul 13, 2020
Learning the Valuable Habit of Reading
Jul 09, 2020
How to Diversify Your Investments
Jul 02, 2020
4 Ways to Nurture a Success Mindset
Jun 25, 2020
The First Principle of Building Wealth
Jun 18, 2020
Quick Tips When Starting a Business
Jun 11, 2020
Don’t Fall Into The Sunk Cost Trap
Jun 04, 2020
How to Cope with Losing Your Job
May 27, 2020
Overcoming The Fear of Losing Money
May 20, 2020
How to Make Experience Your Best Teacher
May 14, 2020
If Following a Budget is Hard, Then Do This Instead
May 07, 2020
Let’s Hack Your Bad Overspending Habits
Apr 29, 2020
7 Ways To Make Money During The Lockdown
Apr 22, 2020
Band-Aids Don't Fix Bullet Holes
Apr 15, 2020
It's Hard to Hit a Target That You Cannot See
Apr 08, 2020
The One Who Succeeds Most in Life
Apr 01, 2020
Welcome to The 80 Percent podcast!
Mar 30, 2020
The Science of Boredom
Mar 25, 2020
Community Quarantine & Lockdown Money Tips
Mar 18, 2020
How I Invest and Manage My Finances When the Stock Market is Down
Mar 15, 2020
Let's Talk About The Kurot Principle
Mar 11, 2020
Focus on What You Can Control
Mar 04, 2020
On Love, Depression, and Success
Mar 01, 2020
8 Wrong Beliefs About Money
Feb 26, 2020
The Infinite Number of Shades of Gray
Feb 19, 2020
Why Love Is Your Best Investment
Feb 13, 2020
Personal Finance for Couples
Feb 12, 2020
Remember to Run Your Own Race
Feb 05, 2020
It's Hard to Improve What You Don't Measure
Jan 29, 2020
A Baby Step is Still a Step Forward
Jan 23, 2020
Save Money with Mini Habits
Jan 22, 2020
Why Is It Called The 80 Percent?
Jan 19, 2020