The Business of Property

By The Business of Property

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Category: Investing

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Episodes: 231

Description

The Business of Property follows the journey of two entrepreneurs working in the property world. Stuart is a property investor with a focus on HMOs, mostly for the student market. He prefers a hands-off approach with most of his investment properties being remote. Simon has a small portfolio of vanilla buy-to-let properties that he mostly self-manages. To make his property management easier he created Property and Tenant Manager (https://www.patma.co.uk/). Simon and Stuart, along with guests, discuss the ups and downs they're experiencing in their property businesses. Along the way they share property news, business tips and anything else that happens to crop up their weekly chats. Popular episodes include: Getting started in property (https://www.thebusinessofproperty.com/59) - the first in a mini series discussing topics to consider when starting in property investment. Property investment terms (https://www.thebusinessofproperty.com/12) - great if you're just getting started in property and need some help understanding the common jargon. Property strategy terms (https://www.thebusinessofproperty.com/13) - another jargon busting episode that's great if you're early in your property journey or considering changing your property strategy. Less property but relevant to everyone is a discussion on time management (https://www.thebusinessofproperty.com/10). Last but not least are a couple of episodes that talk about angel investing (https://www.thebusinessofproperty.com/14) and property finance (https://www.thebusinessofproperty.com/15) more widely.

Episode Date
Episode 231: How do you evaluate a property?
May 01, 2024
Episode 230: Infinite ROI from the start, with Stuart French
Apr 24, 2024
Episode 229: The best mortgage rates, market urgency and EWS1 requirements
Apr 17, 2024
Episode 228: Unbreakable Spirit: Philip Mallourides' Extraordinary Path in Property Investing
Apr 10, 2024
Episode 227: Unveiling the Secrets: Stuart's Key Learnings in Property Business
Apr 03, 2024
Episode 226: Is a property business that loses money a good strategy?
Mar 27, 2024
Episode 225: Common property business problems
Mar 20, 2024
Episode 224: The Budget's Impact on Property Businesses and Mortgages
Mar 13, 2024
Episode 223: UK property market increases and decreases: Hometrack review
Mar 06, 2024
Episode 222: Simon's increased BTL revenues came at significant cost!
Feb 28, 2024
Episode 221: How to lose an Agent and save £1,000s doing your own Tenant Find
Feb 21, 2024
Episode 220: A £35k per month HMO business, but how did Stuart get there??
Feb 14, 2024
Episode 219: 3% mortgage rates, rising rates and fees increasing leverage - what's happening with mortgages??!!
Feb 07, 2024
Episode 218: What’s the best property strategy to scale?
Jan 31, 2024
Episode 217: From 1 BTL to £6.4M GDV in 3 Years?!
Jan 24, 2024
Episode 216: What to do before your fixed rate mortgage ends?
Jan 17, 2024
Episode 215: Is 2024 a good year to sell my property?
Jan 10, 2024
Episode 214: How to Start, Scale and Exit a Property or Lettings Agency with Julia Scoville
Jan 03, 2024
Episode 213: Did we predict 2023?
Dec 27, 2023
Episode 212: Using a limited company for property investment
Dec 20, 2023
Episode 211: Mortgage updates plus key criteria for limited company mortgages
Dec 13, 2023
Episode 210: It's now a buyers market, but we're still selling properties??!
Dec 06, 2023
Episode 209: Property software found Simon a house!!
Nov 29, 2023
Episode 208: Renters Reform Bill - are we worried?
Nov 22, 2023
Episode 207: Should you buy property in cash or mortgage? A real example.
Nov 15, 2023
Episode 206: Remortgage to halve the payments!
Nov 08, 2023
Episode 205: Are you ready to scale your property business?
Nov 01, 2023
Episode 204: Mortgages rates update: £15k fees on buy to let??!
Oct 25, 2023
Episode 203: What's happening in the property market right now?
Oct 18, 2023
Episode 202: When the R2R property plan fails...
Oct 11, 2023
Episode 201: Why we hate the term Landlord and why it might hold you back
Oct 04, 2023
Episode 200: Portfolio scale vs profit!
Sep 27, 2023
Episode 199: How do you value property, in an uncertain market?
Sep 20, 2023
Episode 198: Rent-to-rent ready in 2 weeks?!
Sep 13, 2023
Episode 197: Building a team for *very* remote investing, with Mike Stenhouse
Sep 06, 2023
Episode 196: "Is BTL profitable?" - Simon thinks it can be!
Aug 30, 2023
Episode 195: Can we do "financial buffers" & what type of concrete?!
Aug 23, 2023
Episode 194: Mortgage Updates: Rates, fall throughs, revaluations & crazy fees!!
Aug 16, 2023
Episode 193: The 5 biggest risks you need to know before scaling
Aug 09, 2023
Episode 192: 5 Keys to Property Scaling Success
Aug 02, 2023
Episode 191: Our guest is scaling rapidly but has 2 key challenges...
Jul 26, 2023
Episode 190: Estate Agents: The Good, The Bad and The Indifferent
Jul 19, 2023
Episode 189: How do we pay ourselves from our Ltd companies?
Jul 12, 2023
Episode 188: Mortgage rates, swap rates and stress tests with our resident broker
Jul 05, 2023
Episode 187: Does Buy To Let REALLY stack up in the New (interest rate) World?
Jun 28, 2023
Episode 186: Intentional investing - what "shape" is your portfolio?
Jun 21, 2023
Episode 185: Wading through fast food bags
Jun 14, 2023
Episode 184: Interest rates: can they be predictable?
Jun 07, 2023
Episode 183: Reasons to persevere in property!
May 31, 2023
Episode 182: Mortgage rates and updates with our resident broker
May 24, 2023
Episode 181: Should you invest in student HMOs?
May 17, 2023
Episode 180: Is Simon happy with his new property investment?
May 10, 2023
Episode 179: The Three-Year Property Flip!!
May 03, 2023
Episode 178: Have interest rates broken BTL?!
Apr 26, 2023
Episode 177: Avoiding voids and landlords selling up
Apr 19, 2023
Episode 176: Property problems
Apr 12, 2023
Episode 175: Biggest price drop since 2009?!
Apr 05, 2023
Episode 174: Affordability and tenant selection: 80% on rent?!
Mar 29, 2023
Episode 173: The dreaded HMO licence inspection!
Mar 22, 2023
Episode 172: Are landlords getting away without Rent Repayment Orders?
Mar 15, 2023
Episode 171: Realities of Rent-to-Rent
Mar 08, 2023
Episode 170: Why would anyone buy property this year?
Mar 01, 2023
Episode 169: Should you buy an HMO?
Feb 22, 2023
Episode 168: Mortgages: latest rates & updates
Feb 15, 2023
Episode 167: Limited company vs Section 24
Feb 08, 2023
Episode 166: 101% tax - Section 24 in action
Feb 01, 2023
Episode 165: Stuart confronts Simon's 2023 predictions
Jan 25, 2023
Episode 164: Prices down & long time listings!
Jan 18, 2023
Episode 163: Is your property running as a business?
Jan 11, 2023
Episode 162: Surviving property investment in 2023
Jan 04, 2023
Episode 161: Our Words of the Year 2022
Dec 28, 2022
Episode 160: Managing our property refurbishments and 'building' relationships
Dec 21, 2022
Episode 159: Should we be concerned about rents dropping and are we dropping our prices?
Dec 14, 2022
Episode 158: Property vs Crypto vs Shares - update on our other investments
Dec 07, 2022
Episode 157: Reviewing Simon’s potential property investments
Nov 30, 2022
Episode 156: Living intentionally: changing our actions to meet goals
Nov 23, 2022
Episode 155: Time to start negotiating on your next property purchase!
Nov 16, 2022
Episode 154: Tanning salons, smelly houses & a 27 bed property - investment update time!
Nov 09, 2022
Episode 153: Property asking prices are reducing, time to invest?
Nov 02, 2022
Episode 152: Tracker vs fixed, 20 year property investment analysis
Oct 26, 2022
Episode 151: Mortgage rates for property investing right now
Oct 19, 2022
Episode 150: Dealing with Nil Valuations in property investing
Oct 12, 2022
Episode 149: Disappearing mortgages and price reductions!
Oct 05, 2022
Episode 148: What we're thinking before our next investment
Sep 28, 2022
Episode 147: Mortgage market update September 2022
Sep 21, 2022
Episode 146: Property cash flow issues
Sep 14, 2022
Episode 145: Our updates - mortgages, mortgages, mortgages
Sep 07, 2022
Episode 144: Plan the work, work the plan!
Aug 31, 2022
Episode 143: WHY are any of us investing in property?
Aug 24, 2022
Episode 142: Reality of the buying process
Aug 17, 2022
Episode 141: It's the numbers IN the properties!
Aug 10, 2022
Episode 140: Buying property in a limited company
Aug 03, 2022
Episode 139: Keys undertaking and heat in the North West
Jul 27, 2022
Episode 138: Maximise income, minimise expense - top tips
Jul 20, 2022
Episode 137: Should you worry about the rental reforms?
Jul 13, 2022
Episode 136: Property pension in tatters?
Jul 06, 2022
Episode 135: To buy or not to buy (in a limited company)
Jun 29, 2022
Episode 134: An expert’s view on mortgages right now
Jun 22, 2022
Episode 133: Making offers in this tough buying market
Jun 15, 2022
Episode 132: How can we reduce energy use to navigate rising costs?
Jun 08, 2022
Episode 131: Creating a Direct to Vendor (D2V) house purchase
Jun 01, 2022
Episode 130: What's happening with mortgages?! Plus we talk HMRC, MTD and EPC.
May 25, 2022
Episode 129: Strike v Purple Bricks: The viewing experience
May 18, 2022
Episode 128: Why has Stuart pulled out of a 2 year sale??!
May 11, 2022
Episode 127: How are agents currently performing?
May 04, 2022
Episode 126: Do we care about the 18 year property cycle?
Apr 27, 2022
Episode 125: The 30% ROI fraudsters and rent-to-rent reality
Apr 20, 2022
Episode 124: Attending an online auction
Apr 13, 2022
Episode 123: Long term property returns
Apr 06, 2022
Episode 122: Property headaches
Mar 30, 2022
Episode 121: Stories of an Expat
Mar 23, 2022
Episode 120: Our updates - freeholds, rents and debt recovery
Mar 16, 2022
Episode 119: Inspiration from Inspired Villages CEO
Mar 09, 2022
Episode 118: Losing £10k and a bill for £7k
Mar 02, 2022
Episode 117: Fly on the wall investor conversation
Feb 23, 2022
Episode 116: Architectural considerations with Wayne Greenway
Feb 16, 2022
Episode 115: Structures for investor relationships
Feb 09, 2022
Episode 114: Property searches and considering investors
Feb 02, 2022
Episode 113: Are we mad to be landlords in 2022?
Jan 26, 2022
Episode 112: We're in The Times, but these are still taxing times...
Jan 19, 2022
Episode 111: If we started again, what would we change?
Jan 12, 2022
Episode 110: 2021 was fairly busy!
Jan 05, 2022
Episode 109: Analysing a prospective property deal
Dec 29, 2021
Episode 108: Property business update - R2R, sales and lessons
Dec 22, 2021
Episode 107: How are rising house prices affecting our investment plans?
Dec 15, 2021
Episode 106: House building and non-traditional exchanges
Dec 08, 2021
Episode 105: Our alternative investments plus angel investment walkthrough
Dec 01, 2021
Episode 104: To fix, or not to fix?
Nov 24, 2021
Episode 103: Open Banking and the death of spreadsheets
Nov 17, 2021
Episode 102: Cash (flow) is king
Nov 10, 2021
Episode 101: Our autumn budget review (for landlords)
Nov 03, 2021
Episode 100: Property is always on our mind
Oct 27, 2021
Episode 99: Student demand increasing 40% by 2025
Oct 20, 2021
Episode 98: What we're saving is the planet, not our pocket
Oct 13, 2021
Episode 97: Pricing and costs
Oct 06, 2021
Episode 96: It's all about mindset
Sep 29, 2021
Episode 95: Deposit eating inflation
Sep 22, 2021
Episode 94: Property auctions with David Sandeman
Sep 15, 2021
Episode 93: News and stats roundup
Sep 08, 2021
Episode 92: Snagging - what is snagging and how to snag successfully
Sep 01, 2021
Episode 91: Lessons from a court experience
Aug 25, 2021
Episode 90: Positive ambition from a difficult situation
Aug 18, 2021
Episode 89: How to replace your salary with serviced accommodation
Aug 11, 2021
Episode 88: Rent to rent success with Stephanie Taylor
Aug 04, 2021
Episode 87: Most things are possible
Jul 28, 2021
Episode 86: How to replace your salary with buy-to-let
Jul 21, 2021
Episode 85: House price indexes and free employees!
Jul 14, 2021
Episode 84: Planning, sourcing, development and more with Imran Lokhon
Jul 07, 2021
Episode 83: Stamp duty changes and exploring Airbnb
Jun 30, 2021
Episode 82: How to replace your salary with HMOs
Jun 23, 2021
Episode 81: Rent Repayment Orders and eviction changes
Jun 16, 2021
Episode 80: How to replace your salary with Rent-to-Rent (R2R)
Jun 09, 2021
Episode 79: Property vs cryptocurrency investing
Jun 02, 2021
Episode 78: How many viewings in two weeks?
May 26, 2021
Episode 77: Spreadsheeting investment scenarios
May 19, 2021
Episode 76: Unexpected property strategy
May 12, 2021
Episode 75: Applying significant desire
May 05, 2021
Episode 74: As optimistic as reality
Apr 28, 2021
Episode 73: Realities of property investing
Apr 21, 2021
Episode 72: Going up! Then what?
Apr 14, 2021
Episode 71: Tenant demand and witnessed e-signatures
Apr 07, 2021
Episode 70: Enjoy your new home without delay
Mar 31, 2021
Episode 69: Holiday let gone wrong!
Mar 24, 2021
Episode 68: Stamp duty holiday extension effects
Mar 17, 2021
Episode 67: Selling four properties
Mar 10, 2021
Episode 66: Starting in property series - evaluating two potential investment properties
Mar 03, 2021
Episode 65: Starting in property series - locations and funding with Pam and Tania, part 2
Feb 24, 2021
Episode 64: Starting in property series - locations and funding with Pam and Tania, part 1
Feb 17, 2021
Episode 63: Starting in property series - Considering funding
Feb 10, 2021
Episode 62: Updates - Leaving things to the last moment
Feb 03, 2021
Episode 61: Starting in property series - Inputs and location
Jan 27, 2021
Episode 60: Starting in property series - Considering your inputs
Jan 20, 2021
Episode 59: Starting in property series - Reasons
Jan 13, 2021
Episode 58: Getting 2021 started
Jan 06, 2021
Episode 57: News and reviewing our 2020 goals
Dec 30, 2020
Episode 56: Updates and hindsight to property topics of 2020
Dec 23, 2020
Episode 55: There's a lot going on
Dec 16, 2020
Episode 54: Getting (re-)started in Rent to Rent
Dec 09, 2020
Episode 53: What are mortgage companies doing?
Dec 02, 2020
Episode 52: A mortgage offer in your back pocket
Nov 25, 2020
Episode 51: Pent up demand was massive
Nov 18, 2020
Episode 50: Property listing and pricing stats
Nov 11, 2020
Episode 49: A meaningless average
Nov 04, 2020
Episode 48: The market decides
Oct 28, 2020
Episode 47: Property investing with Tom Soane
Oct 21, 2020
Episode 46: A tsunami of homelessness
Oct 14, 2020
Episode 45: Increasing property transactions
Oct 07, 2020
Episode 44: Apply due diligence to property training
Sep 30, 2020
Episode 43: From property training to running viewings
Sep 23, 2020
Episode 42: Changing eviction landscape
Sep 16, 2020
Episode 41: Property is a long term game
Sep 09, 2020
Episode 40: Leasehold pains (vs freehold)
Sep 02, 2020
Episode 39: Don't lose sleep about it
Aug 26, 2020
Episode 38: First R2R (rent-to-rent)
Aug 19, 2020
Episode 37: HMO refurb deep dive
Aug 12, 2020
Episode 36: On your tenth, it's a lot easier
Aug 05, 2020
Episode 35: Property market stats
Jul 29, 2020
Episode 34: Getting ready to sell (and buy)
Jul 22, 2020
Episode 33: So what if it drops 20%
Jul 15, 2020
Episode 32: Remortgages with vegeballs!
Jul 08, 2020
Episode 31: Progress on 2020 goals (vs Covid-19)
Jul 01, 2020
Episode 30: Property obsessions
Jun 24, 2020
Episode 29: Bounce Back Loan = No Mortgage!
Jun 17, 2020
Episode 28: HMOs are dead!
Jun 10, 2020
Episode 27: The property market as lockdown lifts
Jun 03, 2020
Episode 26: It's all about rent
May 27, 2020
Episode 25: Property re-opens, CBILS and BBLS
May 20, 2020
Episode 24: What can we do in lockdown
May 13, 2020
Episode 23: A lot has changed!
May 06, 2020
Episode 22: Our stories, part 2
Apr 29, 2020
Episode 21: Our stories, part 1
Apr 22, 2020
Episode 20: Property financing during lockdown
Apr 15, 2020
Episode 19: Customer service first in estate agency
Apr 08, 2020
Episode 18: Keep moving forwards
Apr 01, 2020
Episode 17: A new property landscape
Mar 25, 2020
Episode 16: Has the property market caught COVID-19?
Mar 18, 2020
Episode 15: Our property financing
Mar 11, 2020
Episode 14: Updates and angel investing
Mar 04, 2020
Episode 13: Property strategy terms, glossary 2
Feb 26, 2020
Episode 12: Property investment terms, glossary 1
Feb 19, 2020
Episode 11: Property valuations
Feb 12, 2020
Episode 10: Time management
Feb 05, 2020
Episode 9: Changes for landlords in 2020
Jan 29, 2020
Episode 8: SDLT exceptions and selling tenanted
Jan 22, 2020
Episode 7: Goals for 2020
Jan 15, 2020
Episode 6: Flipping flat and other podcasts
Dec 18, 2019
Episode 5: Remortgage update and slow transactions
Dec 11, 2019
Episode 4: HMO vs single let
Dec 04, 2019
Episode 3: Auction results and remortgaging
Nov 27, 2019
Episode 2: Viewing properties
Nov 20, 2019
Episode 1: Potential investments
Nov 13, 2019