Cover Your Assets Podcast with Billy Gwaltney

By Billy Gwaltney

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Category: Investing

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Episodes: 124

Description

Don’t let accidents, illness, or injury destroy your hard work. You’ve spent years of your life and hundreds of thousands of dollars to become a physician. This is the career that will give you and your family everything you’ve dreamed of. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the C.Y.A. Podcast, Billy Gwaltney shows you exactly what you need to do to protect your income and your way of life—looking for even more how-to's? Make sure to check out his best-selling book on Amazon! (See website)

Episode Date
Understanding Financial Mindsets: Cover Your Assets…From All Angles, Session 1
Oct 15, 2024
My Promise to Every Client
Oct 01, 2024
Financial Goals and Personal Values: Cover Your Assets…From All Angles, Session 2
Sep 24, 2024
Financial Tools and Strategies: Cover Your Assets…From All Angles, Session 3
Sep 24, 2024
Traditional vs. Principles-Based Approach to Risk Management: Cover Your Assets…From All Angles, Session 4
Sep 24, 2024
What if I Don't Have Time to Research the Options?
Sep 17, 2024
Your Employer is Not Neutral When They Promote Their Group LTD Policy
Sep 03, 2024
Buyer Beware: The Term 'Own Occupation' Means Different Things Depending on the Type of Policy
Aug 20, 2024
The Streamlined Medical Screening Process for Trainees
Jun 11, 2024
What Happens to My Policy if My Agent is Not Involved? (Orphaned Policyholders)
May 28, 2024
Cover Your Assets…From All Angles with Financial Advisor John Navin
May 21, 2024
Cover Your Assets…From All Angles with Financial Advisor Kyle Christensen
May 21, 2024
If I Do GSI, Does the Broker Still Matter?
May 14, 2024
Vital Importance of Applying for GSI First (Before Applying Elsewhere)
Apr 30, 2024
Quote Spreadsheet Overview with Benefit Increase Rider (BIR)
Apr 02, 2024
Process for Enrolling – Guardian GSI (Don’t Apply Elsewhere First)
Apr 02, 2024
Process for Enrolling – Ameritas GSI (Don’t Apply Elsewhere First)
Apr 02, 2024
The Ameritas GSI Details for OhioHealth (Guaranteed Standard Issue)
Apr 02, 2024
The Ameritas GSI details for Ohio State University (Guaranteed Standard Issue)
Mar 19, 2024
Guardian’s GSI Details for the University of Rochester (Guaranteed Standard Issue)
Mar 05, 2024
Guardian’s GSI Details for NewYork-Presbyterian (Guaranteed Standard Issue)
Feb 20, 2024
Back by Popular Demand: Two Types of Disability Policies
Feb 06, 2024
Back by Popular Demand: Discounts - How Do They Work, Who Can Get Them?
Jan 23, 2024
Back by Popular Demand: Why Buy Early
Jan 09, 2024
Back by Popular Demand: Do I Need a Broker?
Dec 26, 2023
Back by Popular Demand: What Are the Top 4 Insurance Companies?
Dec 12, 2023
Back by Popular Demand: Buyer Beware of a Lower Rate
Nov 28, 2023
Should I Choose the Benefit Increase Rider (BIR) or Future Increase Option (FIO)?
Nov 14, 2023
How to Choose the Right Disability Policy for You
Oct 31, 2023
What Does it Mean to be a Truly Independent Broker?
Oct 17, 2023
How Long Does a Disability Claim Usually Last?
Oct 03, 2023
Three Pillars of Top Disability Policy
Sep 19, 2023
Why Do I Need to Sign HIPAA and HIV Forms
Sep 05, 2023
Buyer Beware of a Lower Rate
Aug 23, 2023
Why I Wrote the Book "Disability Insurance For Physicians"
Aug 09, 2023
How is My Maximum Private Disability Benefit Calculated Once I’m an Attending?
Jul 26, 2023
Should Physicians Think Like Entrepreneurs?
Jul 12, 2023
What Are The Top 4 Insurance Companies?
Jun 28, 2023
What’s next (after getting the discounted quotes for the top four specialty occupation disabilty contracts)?
Jun 14, 2023
Explaining the Benefit Increase Rider
May 31, 2023
Physicians-Entrepreneurial Approach to Financial Planning with Kyle Christensen, Part 2
May 17, 2023
Physicians-Entrepreneurial Approach to Financial Planning with Kyle Christensen, Part 1
May 03, 2023
Why The Broker Matters
Apr 19, 2023
Do I need a broker?
Apr 05, 2023
Is Disability Insurance Really Worth It? With Dr. Naguib Farah
Mar 22, 2023
How long does the medical screening take?
Mar 08, 2023
What is the process for buying a policy?
Feb 22, 2023
Why buy early?
Feb 08, 2023
Discounts - How do they work, who can get them?
Jan 25, 2023
Ending soon-Gender neutral discount in Massachusetts
Jan 11, 2023
Should I pay down debt or increase my disability coverage?
Dec 28, 2022
A young physician’s most important asset
Dec 14, 2022
What factors determine the cost of my disability policies?
Nov 30, 2022
Two types of disability policies
Nov 16, 2022
Big gaps in employer long term disability policies
Nov 02, 2022
Principal's benefit update rider: How it works
Oct 19, 2022
Underwriting & Medical Records
Oct 05, 2022
Certainty is the expectation
Sep 21, 2022
Should I purchase Disability insurance before moving to California
Sep 07, 2022
What if I do lots of Procedures & lots of Clinic
Aug 24, 2022
Billy's initial conversation with a Female Trainee
Aug 10, 2022
Paying student loans if disabled
Jul 27, 2022
Explaining the Guardian future insurability option
Jul 13, 2022
Explaining the Mass Mutual future insurability option
Jun 29, 2022
Top 5: Ten minute crash course on specialty disability insurance
Jun 15, 2022
Top 5: Why should I get disability coverage in residency or fellowship?
Jun 01, 2022
Top 5: What is the process for obtaining specialty disability coverage?
May 18, 2022
Top 5: What is the 'specialty own occupation' definition of disability
May 04, 2022
Initial spreadsheet overview with a Non-Surgeon Trainee
Apr 20, 2022
Initial spreadsheet overview with a Surgeon Trainee
Apr 06, 2022
The rate is the rate
Mar 23, 2022
Top 5: How much life insurance do I need?
Mar 09, 2022
Explaining the Ameritas guaranteed renewable premium option
Feb 23, 2022
Explaining the Ameritas Nondisabling Injury Benefit
Feb 09, 2022
How do I budget for disability insurance while in training
Jan 26, 2022
Does what my broker says matter
Jan 12, 2022
What is wrong with the AMA policy
Dec 29, 2021
Mass Mutual's Future insurability option vs Benefit increase rider
Dec 15, 2021
If disabled can I collect from both private coverage & also employer group LTD
Dec 01, 2021
As a trainee how much private disability coverage can I purchase
Nov 17, 2021
As a trainee does Employer LTD impact how much private disability coverage can I purchase
Nov 03, 2021
As an attending how much private disability coverage can I purchase
Oct 20, 2021
How important is the COLA calculation
Oct 06, 2021
Clarifying Psychiatric vs Mental Nervous
Sep 22, 2021
Explaining the Future Insurability Option
Sep 08, 2021
Explaining Principal's Benefit Update rider
Aug 25, 2021
Should I combine my Life insurance with same company as disability insurance
Aug 11, 2021
Should I buy life insurance when buying specialty disability coverage
Jul 28, 2021
If I'm not a surgeon do I still need specialty occupation coverage
Jul 14, 2021
What if I think I'm medically uninsurable
Jun 30, 2021
What if I'm less than perfect medically & have exclusions on my policy
Jun 16, 2021
Why are disability rates for females higher & how should I handle this if I'm a female
Jun 02, 2021
Principal - Why are they a top tier contract
May 19, 2021
Guardian - Why are they a top tier contract
May 05, 2021
Ameritas - Why are they a top tier contract
Apr 21, 2021
Interview with Dennis Peyton, Disability claims expert Part 2
Apr 07, 2021
Interview with Dennis Peyton, Disability claims expert Part 1
Mar 24, 2021
Mass Mutual - Why are they a top tier contract
Mar 10, 2021
What are the factors that determine my rate
Feb 24, 2021
Is my specialty policy portable
Feb 10, 2021
What are the most common types of disabilities
Jan 27, 2021
What are my chances of becoming disabled
Jan 13, 2021
What is the difference between level premium & graded premium
Dec 30, 2020
Does the cost of my disability policy increase over time
Dec 16, 2020
Is it ever wise to purchase whole life insurance
Dec 02, 2020
Why I love working with physicians
Nov 18, 2020
How important is the psychiatric benefit?
Nov 04, 2020
What is the Future insurability option and do I need it?
Oct 21, 2020
What are the elimination period and COLA rider?
Oct 07, 2020
Do I need to purchase term life insurance while in training?
Sep 23, 2020
How much life insurance do I need?
Sep 09, 2020
Explaining the PPG Concierge Experience
Aug 26, 2020
What is a recovery benefit and do I need it?
Aug 25, 2020
What is a residual benefit and do i need it?
Aug 24, 2020
What is the process for obtaining specialty disability coverage?
Aug 23, 2020
Is working with an insurance specialist better than a general financial advisor?
Aug 22, 2020
Do I pay you an extra fee for your expertise?
Aug 21, 2020
Can I count on my group and/or employer LTD policy?
Aug 20, 2020
Why should I get disability coverage in residency or fellowship?
Aug 19, 2020
Why is medical underwriting required for insurance?
Aug 18, 2020
What is the 'specialty own occupation' definition of disability
Aug 16, 2020
Ten minute crash course on specialty disability insurance
Aug 16, 2020
Why Specialty Disability Insurance Matters to You
Aug 16, 2020
Cover Your Assets Intro
Feb 17, 2020