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Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.
Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands of individuals and families navigate the complex world of long-term care planning.
| Episode | Date |
|---|---|
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22 Reasons Why LTC Insurance Is A LOT Better Today than 25 Years Ago: Part 1
|
Oct 08, 2026 |
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Part 3 of 3: The Worst Long-Term Care Policy I've Ever Seen
|
Oct 04, 2026 |
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Part 2 of 3: The Worst Long-Term Care Policy I've Ever Seen
|
Sep 30, 2026 |
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Part 1 of 3: The Worst Long-Term Care Policy I've Ever Seen
|
Sep 23, 2026 |
|
Seven Reasons to Buy a Traditional LTC Insurance Policy
|
Sep 19, 2026 |
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The Best Long-Term Care "Bucket" You Can Buy
|
Sep 16, 2026 |
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The Best Way to Fund Long-Term Care Expenses with an HSA
|
Sep 06, 2026 |
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How to Fund Long-Term Care Tax-Free: The Power of Life and Annuity LTC Hybrids
|
Sep 03, 2026 |
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Can Putting Your House in an Irrevocable Trust for Medicaid Backfire?
|
Aug 27, 2026 |
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Can You Use an HSA to Self-Insure for Long-Term Care? (Why the Math Fails)
|
Aug 23, 2026 |
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Is Long-Term Care Insurance Harder to Buy? Why Clark Howard Got It Wrong!
|
Aug 19, 2026 |
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The Care Circle & The Administrative Burden of Aging
|
Aug 15, 2026 |
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Why You Can’t (and Shouldn’t) File an LTCi Claim Alone
|
Aug 13, 2026 |
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Why Donna Chose Traditional LTCi Over a Hybrid After Her Husband’s 7 Years of Care
|
Aug 08, 2026 |
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Why Self-Insuring for Long-Term Care Makes No Sense (Even with an 8-figure Net Worth)
|
Aug 06, 2026 |
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Busting Common LTCi Myths: What if the insurance company goes out of business?
|
Aug 02, 2026 |
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IUL vs. True Hybrid LTC: Head-to-Head $150,000 Case Study (Gene's Story) Part 2
|
Jul 29, 2026 |
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The $150,000 IUL Trap: Why Chronic Illness Riders Fail at Age 80 (Gene’s Story) Part 1
|
Jul 26, 2026 |
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Why 95% of Financial Advisors Recommend the Wrong Long-Term Care Policy (Case Study: Tony & Natalie)
|
Jul 22, 2026 |
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Lapsing at 84: Is Your Life Insurance Policy a Ticking Time Bomb?
|
Jul 18, 2026 |
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Seven K.E.Y. Questions for Long-Term Care Planning (Part 3)
|
Jul 15, 2026 |
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Seven K.E.Y. Questions for Long-Term Care Planning (Part 2)
|
Jul 11, 2026 |
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Seven K.E.Y. Questions for Long-Term Care Planning (Part 1)
|
Jul 09, 2026 |
|
The Hidden Trap in the New York Long Term Care Trust Act
|
Jul 04, 2026 |
|
Episode 100 Celebration: Scott Answers Your Questions (Part 3)
|
Jul 01, 2026 |
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Episode 100 Celebration: Scott Answers Your Questions (Part 2)
|
Jun 27, 2026 |
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Episode 100 Celebration: Scott Answers Your Questions (Part 1)
|
Jun 25, 2026 |
|
Chronic Illness Traps! Inflation: The Silent Killer of Your Retirement (4 of4)
|
Jun 20, 2026 |
|
Chronic Illness Rider Traps! Don't Buy A Policy with an Unknown Benefit Amount (3 of 4)
|
Jun 17, 2026 |
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Chronic Illness Rider Traps! The Hidden Flaws Your Financial Advisor Doesn't Understand (2 of 4)
|
Jun 13, 2026 |
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Chronic Illness Rider Traps! The Risks of Using Life Insurance for Long-Term Care (1 of 4)
|
Jun 10, 2026 |
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"I’m 55, married and want a $1.5 million long-term care policy."
|
Jun 06, 2026 |
|
The Psychology of LTC Planning
|
Jun 03, 2026 |
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Debunking LTCi Planning Myths - Part 2
|
May 30, 2026 |
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Debunking LTCi Planning Myths - Part 1
|
May 27, 2026 |
|
Three Questions to Ask Before You Buy LTCi
|
May 23, 2026 |
|
Elimination Period FAQs
|
May 20, 2026 |
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How Many Types of Elimination Periods Are There?
|
May 17, 2026 |
|
Understanding Elimination Periods
|
May 13, 2026 |
|
Can You Get LTC Insurance with Migraines, HIV/AIDS, or Alzheimer’s?
|
May 09, 2026 |
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Can You Get LTC Insurance with Cancer, Diabetes, or Bipolar Disorder?
|
May 06, 2026 |
|
Are Hybrids Easier to Qualify for than Traditional Policies?
|
Apr 30, 2026 |
|
Dissecting a Long-Term Care Insurance Complaint
|
Apr 25, 2026 |
|
The Truth About LTC Insurance Complaints (What Ratings Don’t Tell You)
|
Apr 22, 2026 |
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How to Spot Misleading Insurance Company Ratings
|
Apr 18, 2026 |
|
Looking at Long-Term Care Insurance Complaints
|
Apr 15, 2026 |
|
Debating Traditional vs Hybrid LTC Insurance (Part 2)
|
Apr 11, 2026 |
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Debating Traditional vs Hybrid LTC Insurance (Part 1)
|
Apr 08, 2026 |
|
Long-Term Care Is NOT End-of-Life Care
|
Apr 02, 2026 |
|
Why Have Rate Increases Changed? (Part 2)
|
Mar 21, 2026 |
|
Why Have Rate Increases Changed? (Part 1)
|
Mar 18, 2026 |
|
How to Find Long-Term Care Rate Increase History in Your State
|
Mar 15, 2026 |
|
The Best Kept Secret in Long-Term Care Insurance
|
Mar 08, 2026 |
|
The Harsh Realities of Long-Term Caregiving
|
Mar 05, 2026 |
|
Brian's Story: What to do if your spouse can't qualify for LTCi
|
Feb 18, 2026 |
|
Kevin and Kimberly's Story: Applying for LTCi After Two Declines
|
Feb 15, 2026 |
|
Can You Buy LTCi with Osteoporosis?
|
Feb 11, 2026 |
|
Kidney Disease and Long-Term Care Insurance (Part 2)
|
Feb 08, 2026 |
|
Kidney Disease and Long-Term Care Insurance (Part 1)
|
Feb 05, 2026 |
|
Your First Step to Buy Long-Term Care Insurance
|
Feb 01, 2026 |
|
Bob and Mindy's Story: Couple vs Individual Policies
|
Jan 28, 2026 |
|
Rod and Cassie's Story: Buying Long-Term Care Instantly Saved $40,000 in Taxes
|
Jan 24, 2026 |
|
Alan and Michelle's Story: How Buying Two Policies Saved Them Money
|
Jan 21, 2026 |
|
Steve and Marilyn's Story: Long-Term Care Planning with Annuities
|
Jan 17, 2026 |
|
Drew's Story: Why Buy an Unlimited Long-Term Care Annuity?
|
Jan 14, 2026 |
|
John and Mary's Story: Why Buy an Unlimited Long-Term Care Policy?
|
Jan 10, 2026 |
|
Jeff's Story: Unlimited Benefit Long-Term Care Policies
|
Jan 07, 2026 |
|
Peter's Story: When Underwriters Make A Mistake
|
Jan 03, 2026 |
|
Kenny's Story: Declined for Long-Term Care Insurance? What's next?
|
Dec 31, 2025 |
|
Barbara's Story: Can You Purchase Long-Term Care Insurance at 83?
|
Dec 28, 2025 |
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Jason's Story: Buying Long-Term Care Insurance at Age 40?
|
Dec 24, 2025 |
|
Are Insurers "Fleeing" Long-Term Care Insurance?
|
Dec 21, 2025 |
|
Bill and Kim's Story: A Smart LTC Insurance Journey
|
Dec 17, 2025 |
|
Five Guarantees You Need in Long-Term Care Insurance
|
Dec 14, 2025 |
|
How to Evaluate Insurance Illustrations (It's All About the Guarantees)
|
Dec 10, 2025 |
|
How We Turned $40K to $878K with Long-Term Care Insurance (Part 2)
|
Dec 06, 2025 |
|
How We Turned $40K to $878K with Long-Term Care Insurance (Part 1)
|
Dec 03, 2025 |
|
The Hidden Cost of Self-Funding Your Long-Term Care
|
Nov 29, 2025 |
|
Long-Term Care Insurance is Portfolio Insurance
|
Nov 26, 2025 |
|
ChatGPT vs Long-Term Care Insurance Expert - Part 2
|
Nov 22, 2025 |
|
ChatGPT vs Long-Term Care Insurance Expert - Part 1
|
Nov 21, 2025 |
|
Our Pledge to You
|
Nov 15, 2025 |
|
How to Buy LTC Insurance in Four Steps
|
Nov 13, 2025 |
|
Why the New York Times Called Long-Term Care Insurance "Risky" (Part 8)
|
Nov 08, 2025 |
|
What the New York Times Got Wrong About Long-Term Care Insurance (Part 7)
|
Nov 05, 2025 |
|
How the New York Times Miscalculated Long-Term Care Costs (Part 6)
|
Nov 01, 2025 |
|
What the New York Times Got Right About Long-Term Care (Part 5)
|
Oct 29, 2025 |
|
What the New York Times Gets Half-Right about "Wildly Inadequate" LTCi (Part 4)
|
Oct 25, 2025 |
|
Half-Truths the New York Times Shared about Long-Term Care Insurance (Part 3)
|
Oct 22, 2025 |
|
What the NY Times Gets Wrong About New LTCi Policies (Part 2)
|
Oct 18, 2025 |
|
What the New York Times Gets Wrong About LTC Insurance (Part 1)
|
Oct 16, 2025 |
|
Let's Talk Averages
|
Oct 11, 2025 |
|
One of the Best Ways to Self-Insure for Long-Term Care
|
Oct 08, 2025 |
|
Practical Guidance for Self-Insuring Your Long-Term Care
|
Oct 04, 2025 |
|
When is the Best Time to Buy Long-Term Care Insurance?
|
Oct 01, 2025 |
|
Roth IRAs: Third Worst Way to Pay for Long-Term Care
|
Sep 27, 2025 |
|
HSAs: Second Worst Way to Pay for Long-Term Care
|
Sep 24, 2025 |
|
The Worst Way to Self-Insure for Long-Term Care
|
Sep 17, 2025 |
|
Easily Compare Hybrid and Traditional Long-Term Care Policies
|
Sep 15, 2025 |
|
Lessons from My Caregiving Experience
|
Sep 07, 2025 |
|
The Easy Way to File A Long Term Care Insurance (LTCi) Claim
|
Sep 06, 2025 |
|
Key Differences Between Traditional LTC and Hybrid Policies
|
Sep 03, 2025 |
|
Let's Talk About Claims
|
Sep 03, 2025 |
|
How does Private LTC Insurance Compare to the WA Cares Fund?
|
Aug 27, 2025 |
|
Public Long-Term Care Insurance? What is the WA Cares Funds?
|
Aug 24, 2025 |
|
The Best Annuities to Buy for Long-Term Care
|
Aug 20, 2025 |
|
The Worst Annuities Used to Plan for Long-Term Care
|
Aug 16, 2025 |
|
Rate Stability FAQs
|
Aug 13, 2025 |
|
Rate Increases! Rate Increases! Rate Increases!
|
Aug 10, 2025 |
|
How To Compare Hybrids (Part 2)
|
Aug 06, 2025 |
|
How To Compare Hybrids (Part 1)
|
Aug 02, 2025 |
|
The Easiest Way to Get a Real Long-Term Care Quote
|
Jul 30, 2025 |
|
Should I Buy a Hybrid Policy?
|
Jul 26, 2025 |
|
How to Compare Long-Term Care Policies?
|
Jul 23, 2025 |
|
How Much Does Long-Term Care Insurance Cost?
|
Jul 20, 2025 |
|
The 28 Hats of a Caregiver: A Tribute to My Wife
|
Jul 16, 2025 |
|
Long-Term Care Expert Reviews "Caregiving" - Part 2
|
Jul 12, 2025 |
|
The Easiest Way to Shop for Long-Term Care Insurance
|
Jul 09, 2025 |
|
The 5 Types of Stress Caregivers Face Everyday
|
Jul 09, 2025 |
|
Long-Term Care Expert Reviews "Caregiving" - Part 1
|
Jul 06, 2025 |
|
How Recovery Policies Can Help Cover Long-Term Care
|
Jun 26, 2025 |
|
Easy Approval Long-Term Care Insurance (EZ-LTC)
|
Jun 03, 2025 |
|
The RIGHT Way to Buy Long-Term Care Insurance
|
Jun 03, 2025 |
|
Have you been declined for long-term care insurance?
|
Jun 03, 2025 |
|
Alternatives to LTCi - Should I use a Chronic Illness Rider? Part 3
|
Jul 28, 2020 |
|
Alternatives to LTCi - Should I use a Chronic Illness Rider? Part 2
|
Jul 23, 2020 |
|
Alternatives to LTCi - Should I use Chronic Illness Rider? Part 1
|
Jul 14, 2020 |
|
Alternatives to LTCi - Should I use a QLAC?
|
Jul 09, 2020 |
|
Alternatives to LTCi - Should I use a Roth IRA?
|
Jul 07, 2020 |
|
Alternatives to LTCi - Can I use a Health Savings Account (HSA)? Part 2
|
Jul 02, 2020 |
|
Alternatives to LTCi - Can I use a Health Savings Account (HSA)? Part 1
|
Jul 01, 2020 |
|
7 K.E.Y. Questions: Summary
|
Jun 25, 2020 |
|
7 K.E.Y. Questions: Will Premiums Increase with the Benefits?
|
Jun 23, 2020 |
|
7 K.E.Y. Questions: Will the policy stay in force to age 100?
|
Jun 18, 2020 |
|
7 K.E.Y. Questions: Does the lifetime Maximum Grow?
|
Jun 17, 2020 |
|
7 K.E.Y. Questions: What will the Monthly Benefit Be?
|
Jun 11, 2020 |
|
7 K.E.Y. Questions: What's the Monthly Benefit?
|
Jun 09, 2020 |
|
7 K.E.Y. Questions: Are you LTC Partnership Certified?
|
Jun 04, 2020 |
|
7 K.E.Y. Questions: Which Type of Policy?
|
Jun 02, 2020 |