Plan Your Federal Retirement Podcast

By Micah Shilanski & Tammy Flanagan

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Category: Investing

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Subscribers: 16
Reviews: 0
Episodes: 278

Description

Financial Planner and benefits experts discuss the intricacies of the Federal Employee Retirement System. This real world experience allows these benefits experts to address questions they are most frequently asked by Feds as well as Human Resource departments on how benefits work.

Episode Date
Military to Civilian Transition
May 01, 2024
The Hidden Tax You Need to Be Aware of in Retirement
Apr 30, 2024
Does Sick Leave Count as 5.8 Hours Day or 8 Toward Service Credit
Apr 23, 2024
#101 Secure Your Retirement with the Thrift Savings Plan
Apr 22, 2024
How do I Calculate My High-3?
Apr 17, 2024
Is Social Security Going to Run Out?
Apr 16, 2024
Tax Management: How to Withhold Taxes From Social Security
Apr 09, 2024
#100 Retirement Real Talk: Honest Conversations About Life After Work
Apr 08, 2024
The Best Days to Retire in 2024 as a FERS Federal Employee
Apr 04, 2024
Federal Pension - A Guide for Former Federal Employees
Apr 03, 2024
Smart Healthcare Planning: Do You Need Both FEHB and Medicare?
Mar 26, 2024
#99 Bonus Pod - Answering Question
Mar 25, 2024
Optimal Retirement Timing: Should You Wait For a Potential Pay Increase?
Mar 20, 2024
How to Manage FERS Supplement and Social Security While Employed
Mar 19, 2024
#98 Do You Really Need Life Insurance in Retirement?
Mar 11, 2024
Social Security & COLA
Mar 06, 2024
FERS Pension and How It Affects Your Social Security
Mar 05, 2024
Unlocking the Rule of 55
Feb 27, 2024
#97 How to NOT Go Back to Work in Retirement, 3 Things You Need To Know
Feb 26, 2024
Potential Consequences of Exceeding The Earnings Limit in 2024 on FERS Supplement
Feb 21, 2024
#96 What is The MOST Important Part of Your Pension?
Feb 12, 2024
Can you get a Personalized FERS Benefits Summary?
Feb 07, 2024
#95 Retire Happy: Essential Steps to a Successful Federal Retirement
Jan 29, 2024
Loan Options Toward FERS Contributions
Jan 24, 2024
#94 Why is My Retirement losing money?
Jan 15, 2024
Health Insurance and Taxes
Jan 10, 2024
#93 Your 2024 Retirement Planning Guide
Jan 01, 2024
Annual Leave Payout and Earning Limitations
Dec 27, 2023
Follow Up Friday - The Crucial Must-Do's in Estate Planning
Dec 22, 2023
#92: The Crucial Must-Do's in Estate Planning
Dec 18, 2023
61 and Your FERS Supplementt
Dec 13, 2023
Follow Up Friday - Cashflow and Retirement Income Timeline
Dec 08, 2023
#91: Cashflow and Retirement Income Timeline
Dec 04, 2023
FEHB disability pension & MRA
Nov 29, 2023
Follow Up Friday - Medicare and FEHB
Nov 24, 2023
#90: Medicare and FEHB
Nov 20, 2023
FERS Federal Fact Check - Maximizing Roth Gains in Retirement
Nov 15, 2023
Follow Up Friday - What Clients Miss When Talking to Financial Planners
Nov 10, 2023
#89: What Clients Miss When Talking With Financial Planners
Nov 06, 2023
FERS Federal Fact Check - When is The Best Time to Take Social Security
Nov 01, 2023
Follow Up Friday - Year End Tax Planning
Oct 27, 2023
#88: Year End Tax Planning
Oct 23, 2023
FERS Federal Fact Check - What Happens to a Surviving Spouse
Oct 18, 2023
Follow Up Friday - Irreversable Mistakes After Death
Oct 13, 2023
#87: Irreversible Mistakes After Death
Oct 09, 2023
FERS Federal Fact Check - How not to get permanently stuck with Minimum Required Distributions
Oct 04, 2023
Follow Up Friday - Thrift Savings Plan with Kim Weaver
Sep 29, 2023
Ep #86: Thrift Savings Plan with Kim Weaver
Sep 25, 2023
FERS Federal Fact Check - The Importance of Filling Out Beneficiary Designation Forms
Sep 20, 2023
Follow Up Friday - TSP Spillover and funding
Sep 15, 2023
#85: TSP Spillover and funding
Sep 11, 2023
FERS Federal Fact Check - What if you become a survivor before your annuity kicks in?
Sep 06, 2023
Follow Up Friday - Retirement Rules living abroad
Sep 01, 2023
#84: Retirement Rules living abroad
Aug 28, 2023
FERS Federal Fact Check - FERS Eligibility
Aug 23, 2023
Follow Up Friday - Dual Feds FEHB Rules
Aug 18, 2023
Ep #83: Dual Feds FEHB Rules
Aug 14, 2023
FERS Federal Fact Check - Moving from TSP to a Roth
Aug 09, 2023
Follow Up Friday - HR - Are they RIGHT or WRONG?
Aug 04, 2023
Ep #82: HR - Are they RIGHT or WRONG?
Jul 31, 2023
FERS Federal Fact Check - What happens to your Unused Sick Leave in retirement?
Jul 26, 2023
Follow Up Friday - What To Have In Savings?
Jul 21, 2023
Ep #81: What To Have In Savings?
Jul 17, 2023
FERS Federal Fact Check - FERS Supplement and Earned Income
Jul 12, 2023
Follow Up Friday - FERS Supplement Details
Jul 07, 2023
#80: FERS Supplement Details
Jul 03, 2023
FERS Federal Fact Check - Advantages and Disadvantages of filing out beneficiary designation forms with TSP and FEGLI
Jun 28, 2023
Follow Up Friday - 7 Things You Can NOT Do in TSP in Retirement
Jun 23, 2023
Ep #79: 7 Things You Can NOT Do in TSP in Retirement
Jun 19, 2023
FERS Federal Fact Check - FERS and Social Security
Jun 14, 2023
Follow Up Friday - Transitioning to Retirement
Jun 09, 2023
Ep #78: Transitioning to Retirement
Jun 05, 2023
FERS Federal Fact Check - ROTH TSP Contributions
May 31, 2023
Ep #77: Withdrawals in Retirement
May 22, 2023
FERS Federal Fact Check - Social Security and Medicare In retirement
May 17, 2023
Follow Up Friday - Streams of Income
May 12, 2023
Ep #76: Streams of Income
May 08, 2023
FERS Federal Fact Check - Tax Penalties in the Thrift Savings Plan
May 03, 2023
Follow Up Friday - The Importance of Building a Financial Plan
Apr 28, 2023
Ep #75: The Importance of Building a Financial Plan
Apr 24, 2023
FERS Federal Fact Check - FERS Postponed Retirement
Apr 19, 2023
Ep #74: Choosing the best Retirement Plan
Apr 10, 2023
FERS Federal Fact Check - FERS Supplement and Earnings Limitations
Apr 05, 2023
Follow Up Friday - Costly Mistakes
Mar 31, 2023
Ep #73: Costly Mistakes
Mar 27, 2023
FERS Federal Fact Check - Withdrawing from Your TSP
Mar 22, 2023
Follow Up Friday - Can you discuss the benefits of maximizing the amount of contributions to the HSA?
Mar 17, 2023
Ep #72: Criminal Issues with Health Insurance and Survival Benefits
Mar 13, 2023
FERS Federal Fact Check - FEHB in Retirement
Mar 08, 2023
Follow Up Friday - Secure Act 2.0 with Steven Jarvis
Mar 03, 2023
Ep #71: Secure Act 2.0 with Steven Jarvis
Feb 27, 2023
FERS Federal Fact Check - Planning to Retire with COLA Adjustments
Feb 22, 2023
Follow Up Friday - Social Security Strategies
Feb 17, 2023
Ep #70: Changes in Planning Over The Years, Social Security
Feb 13, 2023
FERS Federal Fact Check - Choosing between Deferred Retirement and Postponed Retirement
Feb 08, 2023
Follow Up Friday - Sick and Annual Leave at Retirement
Feb 03, 2023
Ep #69: Sick Leave for Retirement
Jan 30, 2023
FERS Federal Fact Check - Retirement Eligibility: Can I Afford To Retire?
Jan 25, 2023
Supplement and Social Security Income Earnings
Jan 20, 2023
Ep #68: Social Security Increase and Cash Flow
Jan 16, 2023
FERS Federal Fact Check - Survivors Benefit and Social Security
Jan 11, 2023
FERS Federal Fact Check - Should I buy back 20 years of military time?
Jan 04, 2023
Follow Up Friday - Changing the Distribution of your TSP
Dec 30, 2022
What To Do If You Erroneously Select TSP Annuity
Dec 26, 2022
FERS Federal Fact Check - What To Do with Sick Leave
Dec 21, 2022
Follow Up Friday - How to plan what source to withdraw from
Dec 16, 2022
Which is Better: December or January Retirement?
Dec 12, 2022
FERS Federal Fact Check - Buying Back Military Time Working as a Civilian
Nov 30, 2022
Follow Up Friday - Annual Max Contribution to Your TSP
Nov 25, 2022
How Can I Convert Some of My TSP Dollars Into My ROTH?
Nov 21, 2022
FERS Federal Fact Check - Using Years of Service to Calculate Your Pension
Nov 16, 2022
Follow Up Friday - Spending Money in Retirement
Nov 11, 2022
Ep #64: Spending Money in Retirement
Nov 07, 2022
FERS Federal Fact Check - Checking Beneficiary Designations
Nov 02, 2022
Follow Up Friday - Where Does My Retirement Income Come From?
Oct 28, 2022
Ep #63: When Your TSP is Down 25%
Oct 24, 2022
FERS Federal Fact Check - Divorce and Your Pension
Oct 19, 2022
Follow Up Friday - FERS Survivor Benefits: What’s Your Advice for Widows/Widowers?
Oct 14, 2022
Ep #62: Mistakes To Avoid When A Federal Employee Passes Away
Oct 10, 2022
FERS Federal Fact Check - Gary "Roth Conversions and Taxes"
Oct 05, 2022
Follow Up Friday - Using Your TSP to Buy or Pay off a Home
Sep 30, 2022
Ep #61: Estate Planning
Sep 26, 2022
FERS Federal Fact Check - Using FERS as a Down Payment
Sep 21, 2022
Follow Up Friday - Do Roth Contributions affect my Traditional TSP?
Sep 16, 2022
Ep #60: Pros and Cons of Federal Employment
Sep 12, 2022
FERS Federal Fact Check - Is FERS Supplement Subject to SS Earnings Test?
Sep 07, 2022
Follow Up Friday - Using TSP to Pay Off Debt
Sep 02, 2022
Ep #59: You Ask, We Answer
Aug 29, 2022
FERS Federal Fact Check - Changing the Distribution of your TSP
Aug 24, 2022
Follow Up Friday - Do Roth Contributions effect my Traditional TSP?
Aug 19, 2022
Roth Conversion Options
Aug 15, 2022
Ep #58: Roth Conversion Options
Aug 15, 2022
FERS Federal Fact Check - Will FERS Supplement Be Taken Away Due to Annual Leave Payout?
Aug 10, 2022
Follow Up Friday - Social Security Strategies
Aug 05, 2022
Ep #57: The Myths Before Retirement
Aug 01, 2022
FERS Federal Fact Check - How Many Additional Years Do I Need to Work, FEHB?
Jul 27, 2022
Follow Up Friday - Moving Investments Into Your TSP
Jul 22, 2022
Ep #56: Moving Investments Into Your TSP
Jul 18, 2022
FERS Federal Fact Check - Add Husband to FEHB at Retirement?
Jul 13, 2022
“As a Federal Employee, how much money can I put into my ROTH?”
Jul 08, 2022
Ep #55: How Can I Convert Some of My TSP Dollars into My ROTH?
Jul 04, 2022
FERS Federal Fact Check - How to Plan What Source to Withdraw From
Jun 29, 2022
FERS Postponed Retirement – Costly Mistakes
Jun 24, 2022
Ep #54: Bad Advice
Jun 20, 2022
FERS Federal Fact Check - FEHB for Spouse Retiring First
Jun 15, 2022
Follow Up Friday - To Buy or Not To Buy Your Military Time Back
Jun 10, 2022
Ep #53: To Buy or Not To Buy Your Military Time Back
Jun 06, 2022
FERS Federal Fact Check - ROTH IRA Contribution or Conversion?
Jun 01, 2022
Follow Up Friday - Should You Collect Unemployment Before Your FERS Pension Check Arrives?
May 27, 2022
Ep #52: How Much Do You Want to Spend in Retirement?
May 23, 2022
FERS Federal Fact Check - Find Out How Much I Will Receive?
May 18, 2022
Follow Up Friday - Complications with FEHB Coverage in Retirement
May 13, 2022
Ep #51: Before You Cancel FEGLI
May 09, 2022
FERS Federal Fact Check - TSP Beneficiary is a Trust
May 04, 2022
Follow Up Friday - The Benefits Of Maximizing Your Contributions To The HSA
Apr 29, 2022
Ep #50: Can You Deduct Your FEHB Premiums In Retirement?
Apr 25, 2022
FERS Federal Fact Check - If I Erroneously Select TSP Annuity
Apr 20, 2022
Follow Up Friday - Preparing for Retirement Under FERS
Apr 15, 2022
Ep #49: Withdrawing from Your TSP
Apr 11, 2022
FERS Federal Fact Check - TSP Roth IRA $10,000 Question about Like Kind Direct Transfer
Apr 06, 2022
Follow Up Friday - Leaving Federal Service for Private-Sector
Apr 01, 2022
Ep #48: Contributing To Spousal IRAs
Mar 28, 2022
FERS Federal Fact Check - When And How Should I Retire?
Mar 23, 2022
Follow Up Friday - Myths about CPA’s and Tax Preparation
Mar 18, 2022
Ep #47: Myths about CPA’s and Tax Preparation
Mar 14, 2022
FERS Federal Fact Check - Which is Better: December or January Retirement?
Mar 09, 2022
Follow Up Friday - When Your Retirement Is Off, What Do You Do?
Mar 04, 2022
Ep #46: When Your Retirement Is Off, What Do You Do?
Feb 28, 2022
FERS Federal Fact Check - Conflicting Information About My Lump Sum Annual Leave
Feb 23, 2022
Follow Up Friday - LTC - What You Need To Know And Avoid!
Feb 18, 2022
Ep #45: LTC - What You Need To Know And Avoid!
Feb 14, 2022
FERS Federal Fact Check - Should I Withdraw My FERS Contribution?
Feb 09, 2022
Follow Up Friday - No Love Like Survivor Benefits (Heart)
Feb 04, 2022
Ep #44: No Love Like Survivor Benefits (Heart)
Jan 31, 2022
FERS Federal Fact Check - FERS Supplement and VERA
Jan 26, 2022
Follow Up Friday - TSP Withdraw Plans
Jan 21, 2022
Ep #43: TSP Withdraw Plans
Jan 17, 2022
FERS Federal Fact Check - What To Do with Sick Leave
Jan 12, 2022
Follow Up Friday - New Year Planning (Finance and Fitness: The Two Things You Won’t Do :) )
Jan 07, 2022
Ep #42: New Year Planning (Finance and Fitness: The Two Things You Won’t Do :) )
Jan 03, 2022
FERS Federal Fact Check - TSP Lifecycle Funds
Dec 29, 2021
Ep #41: TSP & Market Volatility: Part 4 - Q & A
Dec 20, 2021
Follow Up Friday - TSP & Market Volatility: Part 3 - Silver Linings
Dec 10, 2021
Ep #40: TSP & Market Volatility: Part 3 - Silver Linings
Dec 06, 2021
FERS Federal Fact Check - RMDs and Thinking Ahead
Dec 01, 2021
Ep #39: TSP & Market Volatility: Part 2 - Buckets
Nov 22, 2021
FERS Federal Fact Check - FERS Retirement Application
Nov 17, 2021
Follow Up Friday - TSP and Market Volatility: Part 1 - Markets Go Down...Now What?
Nov 12, 2021
Ep #38: TSP and Market Volatility: Part 1 - Markets Go Down...Now What?
Nov 10, 2021
FERS Federal Fact Check - Military Survivor Annuity and Social Security, plus TSP Beneficiary
Nov 03, 2021
Follow Up Friday - Non Voluntary vs Voluntary Separation
Oct 29, 2021
Ep #37: Non Voluntary vs Voluntary Separation
Oct 25, 2021
FERS Federal Fact Check - Beating the Rush of Retirement Date
Oct 20, 2021
Follow Up Friday - Medicare Advantage Within and Outside of FEHB
Oct 15, 2021
Ep #36: Medicare Advantage Within and Outside of FEHB
Oct 11, 2021
FERS Federal Fact Check - Should You Collect Unemployment Before Your FERS Pension Check Arrives?
Oct 06, 2021
Follow Up Friday - Social Security, COLA, TSP
Oct 01, 2021
Ep #35: Social Security, COLA, TSP
Sep 27, 2021
FERS Federal Fact Check - Roth TSP Withdrawal Question
Sep 22, 2021
Follow Up Friday - COLA vs. Pay Increase
Sep 17, 2021
Ep #34: COLA vs. Pay Increase
Sep 13, 2021
FERS Federal Fact Check - FEHB Premiums in Retirement
Sep 08, 2021
Follow Up Friday - Risks in Retirement
Sep 03, 2021
Ep #33: Risks in Retirement
Aug 30, 2021
FERS Federal Fact Check - Tax Deductions When You Retire
Aug 25, 2021
FERS Federal Fact Check - Contributing to Spousal IRA
Aug 11, 2021
Follow Up Friday - Retiring In December vs. January
Aug 06, 2021
Ep #32: Retiring In December vs. January
Aug 02, 2021
FERS Federal Fact Check - Leaving Federal Service for Private-Sector
Jul 30, 2021
Follow Up Friday - Derailing Your Retirement
Jul 23, 2021
FERS Federal Fact Check - Tax Withdrawal Penalty
Jul 23, 2021
Ep #31: Derailing Your Retirement
Jul 19, 2021
Follow Up Friday - Why Mid-Career Is the MOST Important Time
Jul 16, 2021
FERS Federal Fact Check - Survivor Benefits and Social Security
Jul 14, 2021
Ep #30: Why Mid-Career Is the MOST Important Time
Jul 12, 2021
Follow Up Friday - The Questions You Should Have Asked
Jul 09, 2021
FERS Federal Fact Check - Postponing Retirement After Age 62
Jul 07, 2021
Ep #29: The Questions You Should Have Asked
Jul 05, 2021
FERS Federal Fact Check - Withdrawing from Your TSP
Jul 02, 2021
Follow Up Friday - Court Orders That Can Half Your Retirement
Jun 25, 2021
FERS Federal Fact Check - Contributing to Your TSP
Jun 24, 2021
Ep #28: Court Orders That Can Half Your Retirement
Jun 21, 2021
Follow Up Friday - TSP and Social Security
Jun 18, 2021
FERS Federal Fact Check - Unexpected Taxes
Jun 17, 2021
Ep #27: TSP and Social Security
Jun 14, 2021
FERS Federal Fact Check - Sick Leave and FERS Benefits Estimate
Jun 09, 2021
Follow Up Friday - What's The Best Distribution Rate From Your TSP?
Jun 04, 2021
FERS Federal Fact Check - Before You Cancel FEGLI
Jun 02, 2021
Ep #26: What's The Best Distribution Rate From Your TSP?
May 31, 2021
Follow Up Friday – Why Life Events Matter
May 28, 2021
FERS Federal Fact Check - FERS Spousal Survivor Annuity
May 27, 2021
Ep #25: Why Life Events Matter
May 24, 2021
Follow Up Friday - How Much Life Insurance Do You Need?
May 21, 2021
FERS Federal Fact Check - Using the Roth TSP vs. Traditional TSP
May 19, 2021
Ep #24: How Much Life Insurance Do You Need?
May 17, 2021
Follow Up Friday - Best Day to Retire
May 14, 2021
FERS Federal Fact Check - Preparing for Retirement Under FERS
May 12, 2021
Ep #23: Best Day to Retire
May 10, 2021
Ep #22: Estate Planning and TSP Quirks
May 03, 2021
FERS Federal Fact Check: Complications with FEHB Coverage in Retirement
Apr 26, 2021
Ep #21: The Years After You Retire
Apr 19, 2021
FERS Federal Fact Check: FERS Retirement and Sick Leave
Apr 12, 2021
Ep #20: Phase of Retirement - The Year of Retirement
Apr 05, 2021
FERS Federal Fact Check: FEHB and Medicare
Mar 29, 2021
Ep #19: Phase of Retirement - 5 Years Out From Retirement
Mar 22, 2021
FERS Federal Fact Check: Social Security Strategies
Mar 15, 2021
Ep #18: Phase of Retirement – 10 Years Out From Retirement
Mar 08, 2021
FERS Federal Fact Check: Retire Early?
Mar 01, 2021
Ep #17: Taxes
Feb 22, 2021
FERS Federal Fact Check: Military Buy Back
Feb 15, 2021
Ep #16: What’s My Pension Worth?
Feb 08, 2021
FERS Federal Fact Check: Health Insurance Options in Retirement
Feb 01, 2021
FERS Federal Fact Check: Where Does My Retirement Income Come From?
Jan 25, 2021
Ep #15: New Year’s Habits
Jan 18, 2021
FERS Federal Fact Check: Getting Nervous About TSP Losses
Jan 11, 2021
Ep #14: With Special Guest Mary Beth Franklin
Jan 04, 2021
FERS Federal Fact Check: Does MRA+10 Qualify for FEHB?
Dec 28, 2020
Ep #13: Mailbag
Dec 21, 2020
FERS Federal Fact Check: Live Off of TSP While Postponing Social Security
Dec 14, 2020
Ep #12: Finding the Right Planner
Dec 07, 2020
FERS Federal Fact Check: Pull Money Out of TSP and Put in High Interest Savings
Nov 30, 2020
Ep #11: Should I Stay or Should I Go?
Nov 23, 2020
FERS Federal Fact Check: Correct Steps to Move from TSP to IRA to Roth IRA
Nov 16, 2020
Ep #10: FEHB and Medicare in Open Season
Nov 09, 2020
FERS Federal Fact Check: Should I Stay Till 70? Or Retire Sooner?
Nov 02, 2020
Ep #9: Military Buy Back
Oct 26, 2020
FERS Federal Fact Check: FERS Annuity Supplement Reductions
Oct 19, 2020
Ep #8: Q&A
Oct 12, 2020
FERS Federal Fact Check: How Much Will My Husband Really Get in Retirement?
Oct 05, 2020
Ep #7: The Myth of 80% Retirement
Sep 28, 2020
FERS Federal Fact Check: Contributing to a Roth TSP at Age 56
Sep 21, 2020
Ep #6: Social Security Claiming
Sep 14, 2020
FERS Federal Fact Check: FERS Supplement and Social Security Income Earnings
Sep 07, 2020
Ep #5: What Does Retirement Really Look Like??
Aug 31, 2020
Ep #4: Looking at Insurance in Retirement
Aug 17, 2020
Ep #3: Other Income
Aug 03, 2020
Ep #2: What's NOT On Your Retirement Estimate?
Jul 23, 2020
Ep #1: What's On Your Retirement Estimate?
Jun 16, 2020