All the Hacks

By Chris Hutchins

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Subscribers: 948
Reviews: 1

Love it!! Highly recommend!
 Nov 3, 2021
Thank you for this awesome podcast. I have shared and used so many of the hacks since I started listening. I've also saved or “found” a couple hundred dollars by following the hacks from the show. Keep the incredible content coming!

Description

Learn all the hacks to optimize and upgrade every aspect of your life while spending less and saving more. Chris is a life hacker who has saved millions by breaking down every aspect of life, looking to maximize happiness at the lowest cost.

Episode Date
Reflecting on All the Hacks, Valuing Time and Focusing on the Year Ahead with Brad Barrett
4531
#100: Financial independence (FI) expert Brad Barrett joins Chris to reflect on getting to 100 episodes of All the Hacks. They share some major lessons they've learned recently, discuss how to value their time and share how they plan to apply these lessons in 2023. They also share plenty of recommendations and hacks along the way. Brad Barrett (@bradchoosefi) is the co-host of ChooseFI, the top podcast on financial independence with more than a million monthly listeners. Brad became financially independent and quit his job at 35 years old, without ever earning a six-figure salary. Full show notes available at: https://allthehacks.com/episode-100-brad-barrett/ Partner Deals DeleteMe: 20% off removing your personal info from the web Vuori: 20% off the most comfortable performance apparel I've ever worn MasterClass: Learn from the world's best with 15% off Daffy: Free $25 to give to the charity of your choice Kubera: 14 day trial of the world's most modern wealth tracker for $1 Selected Links From The Episode Brad Barrett: Twitter | ChooseFl Podcast Bucket List Journal Kubera (14 day trial for $1) Rocket Money Trustworthy (20% off) 1Password (Free Trial) ChooseFI Meal Plan ChooseFI #419: Your Bold Move for 2023 | Dominick Quartuccio Sam Parr tweet about earning 8% Playing with Fire Documentary Wealthfront ($5k managed free) Stoke JetKids Suitcase Todoist App Peter Attia MD Rocket Money (easily cancel subscriptions) Dynamic Neuromuscular Stabilization ChooseFI Newsletter Huberman Lab Podcast  Paprika Recipe Management App  All the Hacks Episodes #2: Brad Barrett #36: Ben Nemtin #48: Brian Feroldi #80: Brandon Turner #91: Bill Perkins #97: Jordan Shlain MD #98: Dan Martell #99: Sahil Bloom Full Show Notes Introduction to Brad Barrett (00:00) Going full-time on All the Hacks (01:20) Episodes that have sparked interest (04:12) Personal annual reviews and operating principles for the year (16:59) Managing money on your own (26:46) Paying fees for investment management (28:48) Travel goals and eyeing a trip to Japan (30:06) Learning to value your time (39:52) Meal planning cooking and meals at home (43:57) Is real estate investing worth it (50:33) A few savings tips for insurance (57:40) Canceling subscriptions (59:44) Task manager apps (1:01:15) Having accountability partners (1:04:20) Health hacks (1:06:05) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Feb 01, 2023
Top Ways to Make This Year Amazing and Seven Simple Questions for Your Annual Review with Sahil Bloom
4341
#99: Investor and entrepreneur Sahil Bloom joins Chris to discuss performing a personal annual review. Sahil outlines the seven questions everyone should ask when reflecting on the previous year and establishing goals for the new one. Additionally, they offer strategies, tips, and advice to increase your happiness, energy, and sense of fulfillment while decreasing your stress and anxiety to make 2023 an amazing year. Sahil Bloom (@SahilBloom) is among the most dynamic and up-and-coming financial personalities in the business world. Choosing to pursue a writing career that would be more fulfilling and rewarding, Sahil left his job in investment banking and private equity, recently launched a venture fund, SRB Ventures, and writes The Curiosity Chronicle. Full show notes at: https://allthehacks.com/annual-review-sahil-bloom Partner Deals  Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Fabric: Affordable term life insurance for you and your family Masterworks: VIP access to skip the waitlist Sahil Bloom’s Resources Sahil's Website | Newsletter | Twitter  Personal Annual Review Annual Planning Guide The 1-1-1 Method Forecasts for the Future, & More 23 Ways to Make 2023 Your Miracle Year The Most Powerful Life Hacks Selected Links From The Episode Energy Calendar Technique This Is Water: Some Thoughts, Delivered on a Significant Occasion, about Living a Compassionate Life Tim Ferriss: The 4-Hour Workweek | Why you should define your fears instead of your goals Andrew Huberman: Light & Sun Exposure Guide | The Science & Use of Cold Exposure for Health & Performance Drastically Reduce Stress with a Work Shutdown Ritual Task Manager: Notion  Medical Testing: InsideTracker Tracking Platforms: Wealthfront | Kubera | Trustworthy Products: Hostage Tape | Cold Plunge Money-Saving Site: Rakuten Bangalore Recommendation: Royal Afghan (ITC Windsor) | Rock Climbing in Hampi All the Hacks Episodes Mentioned #9 How to Live Your Rich Life #52 HAck Your Health (While Still Enjoying Life) #68 Hosting Cocktail Parties, Building Relationships, Museum Hacks and Friends Newsletters #97 Optimizing Your Health: Diagnostic Tests, Choosing a Doctor, Sleep, Longevity, Inflammation and More #25 The Four Research-Backed Steps to Be Indistractable #63 Deep Work, Digital Minimalism and Becoming So Good They Can’t Ignore You #10 Practical Money Hacks Full Show Notes Introduction (00:00) New Year’s resolutions: Planning vs. Reflecting (01:28) Personal annual review (02:17) What did I change my mind about this year? (03:24) What created energy for me? (13:10) What drained my energy? (16:18) What (or who) were the boat anchors in my life? (23:29) What did I not do because of fear? (25:15) What are my greatest hits and worst misses from the year? (30:44) What did I learn this year? (33:06) How to set the course for the year to figure out where you’re headed (34:46) Journaling: Sahil’s 1-1-1 method (36:51) Energy Calendar technique (40:31) Taking breaks (45:58) Batching emails into Windows (47:49) Adjusting Twitter settings to promote productivity (50:56) Learning to outsource your tasks (52:27) Health: 5-5-5-30 (53:28) Sahil’s morning routine (54:41) Tech-free walk (56:02) Time-restricted eating (56:58) Basic diagnostics of who you are (57:14) Stop using alarms (58:01) Eat apples (59:10) Personal power-down ritual (1:01:28) Vocalize your appreciation (1:02:59) Enjoying a meal by yourself (1:03:31) Spending quality time with your family (1:04:05) Setting up direct deposit for investments on a monthly basis (1:04:57) Automating financial tasks (1:05:25) Sahil’s 48-hour rule (1:05:54) Chris’s money hacks (1:06:36) Sahil’s Bangalore, India recommendation (1:09:33) Chris’s India recommendation (1:10:31) Where to find Sahil Bloom online (1:11:07)
Jan 25, 2023
Buy Back Your Time: Get Unstuck, Increase Productivity and Live the Life You Want with Dan Martell
5232
#98: Serial entrepreneur and best-selling author Dan Martell joins Chris to talk about buying back time. They discuss the value of adopting the right mindset, techniques for scheduling your time, tools to streamline processes, and changes you can make to reclaim your time and lead a more fulfilling life. Dan Martell (@danmartell) is a successful entrepreneur, investor, and best-selling author. He is also the managing partner of High Speed Ventures and the founder and CEO of SaaS Academy, the world's largest coaching program for high-performing founders of Software as a Service businesses. His new book is Buy Back Your Time: Get Unstuck, Reclaim Your Freedom, and Build Your Empire. Full show notes at: https://allthehacks.com/buy-time-dan-martell   Partner Deals  DeleteMe: 20% off removing your personal info from the web Kubera: 14 day trial of the world's most modern wealth tracker for $1 Shopify: $1/month trial for the easiest e-commerce platform Vuori: 20% off the most comfortable performance apparel I've ever worn   Selected Links From The Episode Dan Martell: Website | TikTok | Instagram | Facebook | Twitter  Resources Mentioned: Buy Back Your Time: Get Unstuck, Reclaim Your Freedom, and Build Your Empire All the Hacks Podcast: Managing Your Time to Get More Done with Laura Vanderkam Tranquility by Tuesday: 9 Ways to Calm the Chaos and Make Time for What Matters Coaching: SaaS Academy | EMyth Business Coach Task Manager/Operations: Superhuman | Motion | Notion | Trustworthy | 1Password Delivery Services: Instacart | Towne.io Service Platform: Taskrabbit Sleep/Activity Tracker: Oura Chris’s Recommendations: Pape Meat | ButcherBox   Full Show Notes Introduction to Dan Martell (00:00) Saving time, freeing it up, and buying it back (02:16) Time and energy audit (05:55) Understanding how you work, honoring your calendar, and learning when to schedule energy-depleting tasks (09:27) Maximizing efficiency by breaking down calendar tasks into several mini-tasks (14:04) Google Docs, calendars, and to-do lists (17:42) Life vision & RPM (20:31) Color-coding calendar hacks (22:55) Mindset: Common objections people have about the idea of buying back time (23:25) Leveling up in business: Trading time for money, money for time, and eventually money for money (27:29) Reducing expectations (30:00) Helping people value their time (34:02) Practical examples of how to buy back time (39:34) Administrative Assistant/House Manager/Virtual Assistant (56:02) Creating a family playbook (1:01:52) Trustworthy: Family operating system (1:05:34) Creating a frustration list (1:08:55) Designing your perfect week (1:11:19) Seven pillars of life (1:15:03) Relationships: Lessons learned from hiring a family coach (1:18:23) Buy Back Your Time: Get Unstuck, Reclaim Your Freedom, and Build Your Empire (1:24:30) Where to find Dan Martell (1:25:59)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jan 18, 2023
Optimizing Your Health: Diagnostic Tests, Choosing a Doctor, Sleep, Longevity, Inflammation and More with Jordan Shlain MD
4447
#97: Physician and entrepreneur, Jordan Shlain MD, joins Chris to discuss optimizing your health. They cover the pillars of longevity, how things like sleep, diet, and exercise affect your overall health, finding a new physician, what types of diagnostic tests to consider and more. Jordan Shlain MD (@drjordanshlain) is a primary care physician and the founder of Private Medical, a concierge medical practice focused on proactive prevention. He's also the Founder of Eat REAL, a non-profit organization aimed at helping school systems improve the quality of their school lunch programs and was previously the founder of HealthLoop, a platform to monitor and communicate with patients during the recovery process. Full show notes at: https://allthehacks.com/optimizing-health-jordan-shlain   Partner Deals  Inside Tracker: 20% off personalized wellness & nutrition plans backed by science MasterClass: Learn from the world's best and buy one get one free Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Rocket Money: Easily cancel your unused subscriptions   Selected Links From The Episode Dr. Jordan Shlain: LinkedIn | Podcast | Twitter Resources Mentioned: Inside Medicine Podcast: Unpacking Longevity: The Science of Feeling Young to Age 95 Jordan's Newsletter: The Physician Eat REAL Membership-Based Medicine: Private Medical | One Medical | MDVIP | ROAMD | Forward | Parsley Health Value-Based Primary Care Service: VillageMD Medical Testing: Quest Diagnostics | Ulta Lab Tests | InsideTracker | Invitae | OneOme | GRAIL | SomaLogic | Owlstone Medical Monitoring: Levels | Oura Report: U.S. Concierge Medicine Market Product: MI Paste   Full Show Notes Introduction to Dr. Jordan Shlain (00:00) The current state of the US healthcare system (01:09) Affordable Care Act and Accountable Care Organization (04:52) Taking a proactive approach to keeping yourself informed and optimized (09:25) Testing (10:26) MRI and MRA (11:34) Who are you? Baseline tests and panels to run to learn the state of your health (13:13) Information about inflammageing (14:08) Cancer test: Grail (15:06) Understanding your blood pressure (15:39) Tests for those who have a family history of heart disease or high cholesterol (16:13) Inside Tracker (17:29) Other testing companies available to consumers (17:58) Looking through the lens of safety and efficacy (20:47) Unpacking longevity (24:45) Hydration (26:26) Alcohol (28:27) Sleep, cortisol levels, and the glymphatic system (29:07) Diet (30:47) Exercise (32:40) Supplements, IV drips (33:25) Sugar and Dr. Shlain’s Eat Real non-profit organization (33:56) Connecting sugar intake with fiber (36:17) Consuming sweets in moderation across time (38:28) Glucose monitoring (39:34) Dr. Shlain’s take on supplements (41:17) Combatting dental issues with toothpaste (44:21) The How Are You framework (45:42) What is your trajectory? (48:12) High Cholesterol (53:31) Interpreting data and finding the right doctor (55:44) The importance of building long-term relationships with healthcare providers (60:00) Question to ask when interviewing a potential new physician (1:01:40) The rise of membership-based medicine (1:02:24) Investing in your health (1:03:30) Where to find Dr. Shlain (1:12:17)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jan 11, 2023
Money + Travel Q&A (Where to Put Cash, Paying Down Debt, How to Book Hotels, Optimizing Points with Your Spouse and More)
2358
#96: Host Chris Hutchins tackles questions about earning points with your spouse, where to put cash savings, investing vs. paying down a mortgage, when to book hotels in the travel portal, saving money on data while traveling and much more. This episode is packed with many of the incredible insights that Chris has earned from his years optimizing his life! Full show notes at: https://www.allthehacks.com/listener-questions-7/   Partner Deals  Fabric: Affordable term life insurance for you and your family Vuori: 20% off the most comfortable performance apparel I've ever worn DeleteMe: 20% off removing your personal info from the web Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs   Selected Links From The Episode All the Hacks Credit Card Site Cashback Comparison Extension Wealthfront Cash Account Why Rate Chasing Doesn’t Pay Brokered CDs (Vanguard | Schwab | Fidelity) Airalo eSim Shop Register for Chase Freedom Q1 Bonus   Full Show Notes Listener Wins (00:47) Listener Hacks (3:19) Paying down mortgage vs. investing (5:35) Where to put short/mid-term savings (8:06) Getting more points with your partner (14:45) Opening airline accounts (17:08) Booking hotels and flights in the portal (20:05) Points Transfers (22:49) Short on Miles (27:53) Review the PNC Points Card (30:39)   Travel Questions (32:46) Storing Photos (36:32)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jan 04, 2023
Top Learnings, Hacks and Credit Cards of 2022
2426
#95: Chris shares his top 10 learnings and takeaways from the past year of All the Hacks, which covers time management, personal finance, happiness, regret, negotiating, marriage, communication and more. He also recaps some of the top hacks he's learned this year and his top credit cards, based on real spending data. Full show notes at: https://allthehacks.com/top-lessons-hacks-credit-cards-2022   Partner Deals  Pacaso: Free early access to listings and $2,500+ in closing credits Rocket Money: Easily cancel your unused subscriptions Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Daffy: Free $25 to give to the charity of your choice   Selected Links From The Episode Ramit’s 10 Money Rules Chris’ Wealthfront Referral Link Die With Zero Book Never Pay the First Bill Book   Credit Cards Mentioned All the Hacks Card Signup Page Amex Gold Chase Sapphire Reserve Chase Amazon Prime Visa CapitalOne VentureX Chase Ink Business Preferred CapitalOne Spark Cash Plus All the Hacks Episodes Mentioned Top Lessons 7 - Managing Your Time to Get More Done with Laura Vanderkam 82 - Goal Setting, Hacking Self-Discipline, and Finding Work-Life Balance with Brandon Turner 42 - Beating Inflation, Alternative Assets, and Simplifying Your Finances with Ben Carlson 9 - How to Live Your Rich Life with Ramit Sethi 17 - Mastering the Art of Negotiation with Kwame Christian 19 - Becoming a Better Investor with Andy Rachleff 36 - Bucket Lists, Audacious Goals and Living the Life You Want with Ben Nemtin 40 - The Power of Regret, Motivation and Good Timing with Dan Pink 74 - A Hospice Doctor‚Äôs Advice on Making the Most of Your Finances, Relationships and Time with Jordan Grumet, MD 43 - Why 50/50 Doesn't Work: A New Model for Happier Relationships with Nate & Kaley Klemp 46 - Mastering the Secret Language of Charismatic Communication with Vanessa Van Edwards 89 - Booking Flights with Points and All Things Award Travel with Tiffany Funk 85 - Building a Second Brain to Organize Your Digital Life with Tiago Forte 47 - Finding Happiness, Success and Deep Purpose with Arthur Brooks 91 - Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Top Hacks 39 - The Language and Actions of Great Leaders with David Marquet 57 - Living a Life of Excellence, Agility and Meaning with Navy SEAL Mike Hayes 90 - Work Tactics: Finding a Job, Negotiating Comp, Managing Up, Getting Promoted and More with Lenny Rachitsky 1 - Pro Travel Hacks for Every Aspect of Your Next Trip with Leigh Rowan 55 - Maximize Your Points: Stacking, Buyers Clubs, Redemption Hacks, and More with Julia Menez 66 - Rental Cars: Saving Money, Avoiding Fees and All the Secret Tricks with Jonathan Weinberg 25 - The Four Research-Backed Steps to Be Indistractable with Nir Eyal 52 - Hack Your Health (While Still Enjoying Life) with Liz Moody 34 - Hacking Healthcare, Prescriptions and Medical Bills with Marshall Allen 30 - Memory Hacks with World Champion Johannes Mallow 68 - Hosting Cocktail Parties, Building Relationships, Museum Hacks and Friends Newsletters with Nick Gray   Full Show Notes Takeaway 1: Time (1:36) Takeaway 2: Simplifying Finances (4:29) Takeaway 3: Negotiating (7:23) Takeaway 4: Regret (9:20) Takeaway 5: 80/80 Marriage (11:05) Takeaway 6: Charismatic Communication (12:29) Takeaway 7: Using Points (13:24) Takeaway 8: Second Brain (14:49) Takeaway 9: Net Fulfillment over Net Worth (15:57) Takeaway 10: Happiness (18:28) Best Hacks from 2022 (23:16) Travel Hacks (24:35) Health Hacks (26:02) Brain Hack (28:02) Party Hack (28:32) Top Credit Cards of 2022 (29:23)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Dec 28, 2022
Experience London Like a Local: What to Eat, See, Do & Getting There on Points with Jessica Dante (+ Chris' Trip Report)
6104
#94: Founder of Love and London, Jessica Dante, joins Chris to discuss all things London. They cover what to eat, see, do, and where to stay. Jessica also shares her favorite hidden gems, offers alternatives to overhyped tourist sites, and provides tips to experience the city like a true local. Then Chris provides a recap of his recent trip to London and walks through how to use use your points/miles for your next trip. Jessica Dante (@loveandlondon) founded the digital media company Love and London to share her love of London and make travel dreams a reality for others. Her mission is to provide tourists with unique ways to experience the city. Full show notes at: https://allthehacks.com/london-travel-jessica-dante   Partner Deals  Daffy: Free $25 to give to the charity of your choice DeleteMe: 20% off removing your personal info from the web Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Vuori: 20% off the most comfortable performance apparel I've ever worn   Selected Links From The Episode Love and London: YouTube | Website | Instagram | Twitter | Pinterest Jessica Dante: Website | Instagram Love and London Resources: London 101 Guide London Pass guide Love and London Hotel and Accommodation Advice Video tour of the Shangri- La Hotel in The Shard Resources Mentioned: Afar: The World’s 10 Best Cities of 2023 Travel & Leisure: The 50 Best Places to Travel in 2023 Reviews and Ratings: Love and London | Booking.com | The Infatuation | Timeout All the Hacks Luxury Upgrade Program London Recommendations: North London: Hampstead Sites: Hampstead Heath | Kenwood House South London: Brixton East London: Shoreditch Sites: Adrian Boswell: Shoreditch Broccoli Street Art Man | Columbia Road Flower Market | Broadway Market  Dine/Drink: Bao Noodle Shop | Attendant Coffee Roasters | Jolene | Nightjar | Campania & Jones Accommodations: Mama Shelter West London: Notting Hill Central London: Covent Garden | Marylebone | Soho | South Bank | Westminster | Chinatown | Bermondsey Sites: Neal’s Yard | Neal’s Yard Remedies | Seven Dials | Tower of London: The Ceremony of the Keys | London Eye | Sky Garden Dine/Drink: Compagnie des Vins Surnaturels (CVS Wine Bar) | The Barbary | The Barbary Next Door | Seven Dials Food Market | Opium | The Bermondsey Beer Mile | Maltby Street Market | Paradise | Freedom Afternoon Tea: Fortnum & Mason | Ting | One Aldwych  Accommodations: Henrietta Hotel | Shangri-La The Shard | Cheval Collection Residences Other Dining Recommendations: Dishoom | Pizza Pilgrims | Franco Manca | Padella Theater: Punchdrunk's The Burnt City | Agatha Christie’s The Mousetrap Navigation: Citymapper | Google Maps Transportation: Uber | Free Now | Tube | Bus (Including Night Busses) | Taxis & Minicabs Airport transportation from Heathrow: Elizabeth Line | Heathrow Express Chris's Recommendations Amazing London Airbnb  Free Now Airbnb's AirCover Guarantee  London Transport Museum Hamley's Natural History Museum Science Tea at The Ampersand Food/Drink: Dishoom | Borough Market | Ave Mario | Bancone | Opium | Mitre Lancaster Gate | Normah's | Seven Dials Food Market Map of Award Hotels in London London Award Hotel Articles: The Points Guy | One Mile at a Time | Upgraded Points All the Hacks Upgrade Program   Full Show Notes Due to the length of the resources shared above, the full list of topics and corresponding timestamps for this episode can be found at: https://allthehacks.com/london-travel-jessica-dante
Dec 21, 2022
2022 Holiday Gift Guide
1869
#93: Today, I wanted to share a 2022 Holiday Gift Guide, with my favorite products, gifts and past purchases that might make good gift ideas this holiday season. Hope you enjoy! Written version of the 2022 Gift Guide: https://allthehacks.com/gifts Full show notes at: https://allthehacks.com/2022-holiday-gift-guide   Today's Sponsor StoryWorth: Share your family stories in a custom book (+ $10 off)   Gift Guide Links Home & Food Breville Tea Maker Trade Coffee (Deal: up to $50 off) Coravin Plum Wine Dispenser Toto Washlet (C5 and C2) Aesop Soap Whiskey River Soap Candles Paprika App Ooni Pizza Oven Tech, Gear & Clothes Vuori (Deal: 20% off your first order) Blunt Umbrella Microphones (ATR2100X, Shure MV7 and Røde PSA1) M2 Macbook Air Uplift Desk Goodr Sunglasses (Deal: free shipping) Health & Fitness Oura Ring Eight Sleep Pod Cover (Deal: $200 off) Inside Tracker (Deal: 20% off) Why We Sleep Peloton (Deal: $100 in free accessories) Family & Kids Lovevery (Deal: $20 off your subscription) StoryWorth (Deal: $10 off your first purchase) DeleteMe (Deal: 20% off) 1Password Aura Photo Frame Nugget Escape Room Rankings Board Games Coup Ticket to Ride Pandemic Legacy: Season 1 Codenames Jaipur Splendor Bohnanza 7 Wonders Duel Wingspan Learning All the Hacks Masterclass (Deal: two memberships for the price of one) Die with Zero 2 Hour Cocktail Party Vagabonding CozyMeal Cooking Classes Death & Co Cocktail Books (My favorite = Cocktail Codex) Travel AirTags Stokke JetKids BedBox Babyzen Yoyo (Deal: $50 off) Away Luggage (Deal: $20 off) Dagne Dover Bags (Deal: $20 off) Necker Island w/ Points Saving Money CashBackMonitor Rakuten (Deal: $30 free after your first purchase) RetailMeNot Savendeals CardCash   Full Show Notes Home & Food (4:59) Tech, Gear & Clothes (9:26) Health & Fitness (12:32) Family & Kids (15:06) Learning (21:47) Travel (24:17) Saving Money When You Shop (27:41)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Dec 17, 2022
Year End Checklist for Your Money, Taxes, Points and Miles
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#92: Chris shares his list of the top year end optimizations to consider for your taxes, money, points and miles. That includes tax-loss harvesting, charitable deductions, retirement contributions and FSA/HSAs. It'll also cover taking advantage of all your annual credit card credits and perks. Full show notes at: https://allthehacks.com/year-end-money-taxes-points-2022   Partner Deals  Masterworks: VIP access to skip the waitlist Pacaso: Free early access to listings and $2,500+ in closing credits Rocket Money: Easily cancel your unused subscriptions Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Daffy: Free $25 to give to the charity of your choice   Selected Links From The Episode Taxes/Investing Gelt: Tax planning service (skip the waitlist!) Gelt Tax Guide: Tax Concepts Worth Knowing During a Recession All the Hacks Newsletter: All About Investing Part 2 Donor-Advised Fund Definition Daffy: $25 to towards a charity of your choice Tax-Loss Harvesting Wash-Sale Rule Series I Savings Bonds Opportunity Zone Investing Wealthfront: $5,000 managed free Grail test: Detect Cancer Early Augusta Rule: Tax Rules for Renting out Your Home Points/Miles/Credits FlyerTalk: Example Forum Page for Southwest Credits American Express Platinum: $200 Airline Credit | $200 Prepaid Hotels | $200 Dell | $50 Saks | $15/mo Uber ($35 in Dec) | $20/mo Digital Entertainment Saks Credit Ideas: Aesop and Mack Weldon Underwear Amex Gold: $10/mo Dining | $10/mo Uber Chase Sapphire Reserve: $300 Travel | $5/mo DoorDash | $10/mo Gopuff Capital One Venture X: $300 Travel Hilton Aspire: $250 Resort Credit | $250 Airline Credit | Annual Free Night | Complimentary Diamond Status | 150,000 point signup bonus   Full Show Notes Introduction to this week’s episode (00:00) Should you take the standard deduction or should you itemize? (1:25) Accelerating or deferring income (3:59) Charitable donations (4:56) Donating appreciated assets (5:37) Donor-advised fund (7:28) Tax-loss harvesting and common index fund pairing (8:39) Selling crypto at a loss/abandonment loss (10:57) Opportunity zone investing (14:40) I-Savings Bonds (15:17) Stock options/ISOs (16:45)   Retirement accounts (17:37) Contributing to a 529 account (19:38) Use up the money in your FSA account (20:37) Max out your HSA account (21:31) Energy efficiency upgrades (22:11) EV tax credit (23:12) Hired as a business vs a W-2 employee (23:27) Business owner tax optimizations (24:52) HSA/FSAs and the Augusta Rule (30:19) California municipal bonds (32:31) End-of-the-year housekeeping: points and miles (32:54) Chasing flight and hotel status (34:05) Taking advantage of benefits/upgrades/lounge access passes (35:14) Hotel, credit card, and airline credits (35:39) Credit card: travel credits (38:42) Benefits included with the American Express Hilton Aspire card (39:18) San Francisco event (40:47)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Dec 14, 2022
Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins
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#91: Hedge fund manager and author, Bill Perkins, joins Chris to talk about what it actually means to die with zero. They discuss why you should focus on net fulfillment in each stage of life, what types of experiences to prioritize, banking memory dividends, questions to ask yourself in order to make the best choices about spending your money, solving for maximum fulfillment, and so much more. Bill Perkins (@billperkins) is a successful hedge fund manager and energy trader whose mission is to guide people to focus on living their richest lives now. His book is Die with Zero: Getting All You Can from Your Money and Your Life. Full show notes at: https://allthehacks.com/die-with-zero-bill-perkins   Partner Deals  Inside Tracker: 20% off personalized wellness & nutrition plans backed by science MasterClass: Learn from the world's best and buy one get one free Daffy: Learn more about charitable tax savings with a special offer Vuori: 20% off the most comfortable performance apparel I've ever worn   Selected Links From The Episode All the Hacks is a Signal Awards finalist: Vote Now Connect with Bill Perkins: Instagram | Website | Twitter Die With Zero: Getting All You Can from Your Money and Your Life Wealthfront Financial Utopia Number Calculate your biological age: Inside Tracker Full-body MRI Scan: Prenuvo Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence All the Hacks Newsletter Hacking Healthcare: Saving Money and Pushing Back All the Hacks Podcast #40: The Power of Regret, Motivation and Good Timing with Daniel Pink Bill Perkins’ Saint Barthélemy Recommendations Beaches: Flamands Beach | Grand Cul de Sac Beach | Gouverneur Beach | Saline Beach | Shell Beach Hotels: Eden Rock | Le Barthélemy Hotel & Spa Resturants: Nikki Beach | Shellona | Tamarin St. Barth Gustavia Shopping   Full Show Notes Introduction to Bill Perkins (00:00) Who is the target audience of Bill’s book? (01:36) Defining net fulfillment (02:43) Common misconceptions people have about retirement and spending (03:25) The declining utility of money (05:23) Anti-bucket list: bucketing things vs a bucket list (09:28) What are you saving for? (Memory dividend) (11:59) Remembering your bucketing experiences (18:38) Start investing in your experiences now (20:11) How far in advance should you bucket your experiences? (23:38) Advice for people in their 20s and 30s on what experiences to prioritize (26:12)   Chris’ backpacking trip (27:23) How to avoid getting caught in the hamster wheel (28:21) Principles of living an optimized life and the five whys (33:14) Bill’s advice to people who are contemplating a career upgrade (35:09) Solutions for people who are concerned about not having enough money later in life (38:55) Attach your efforts to your goals (39:54) Letting go of fear associated with failure (42:07) Reframing your mindset and minimizing future regrets (44:08) Do the bold thing (45:48) Determining the value of your time and fulfillment (46:55) Should you spend more money? Less money? (50:02) Estimating how much money you need, and when you can stop saving (54:46) Doing it now benefits you later (60:31) The Coke/Pepsi taste testing experiment (1:00:52) Deconstructing what you love about your job (1:41:07) Fire Movement (1:07:07) Building a model spreadsheet for net fulfillment and the downside of front-loading retirement (1:12:09) Getting past your habits and ego in exchange for more choices and opportunities (1:16:25) Habitually reviewing and readjusting your net worth goal (1:18:52) Solving for maximum fulfillment (1:22:20) Experiencing fulfilling opportunities and extending quantity and quality of life by practicing healthier habits (1:27:01) Thwarting many diseases and ailments through diagnostics (1:30:39) Bill Perkins’ Saint Barthélemy recommendations (1:35:28)
Dec 07, 2022
Work Tactics: Finding a Job, Negotiating Comp, Managing Up, Getting Promoted and More with Lenny Rachitsky
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#90: Top podcast host, Lenny Rachitsky joins Chris to discuss work-related techniques for success. They talk about finding a job that aligns with your interests, ways to stand out and get noticed, nailing your interview, effectively negotiating your compensation, managing up, and strategies to getting promoted. Lenny Rachitsky (@lennysan), an engineer turned startup founder and former product manager at Airbnb is the creator of Lenny’s Newsletter and the wildly popular podcast, Lenny’s Podcast. Lenny is well-known as one of the top minds in the world when it comes to building product, driving growth, and helping people accelerate their careers. Full show notes at: https://allthehacks.com/work-lenny-rachitsky   Partner Deals  Daffy: Free $25 to give to the charity of your choice Pacaso: Free early access to listings and $2,500+ in closing credits Rocket Money: Easily cancel your unused subscriptions Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs   Selected Links From The Episode Connect with Lenny Rachitsky: Twitter | Website | Podcast | Newsletter | TikTok Lenny’s Job Board Lenny’s Newsletter The 10 Commandments of Salary Negotiation How to Get Promoted Product Management Career Ladders Saying No Medium: What Seven Years at Airbnb Taught Me About Building a Business Lenny’s Talent Collective Airbnb Alumni Investing Syndicate: AirAngels Focus App: Centered Loom “State of Me” Email Template “Sprint” Template Podcasts: All the Hacks #37: The Surprising Habits of Backable People with Suneel Gupta #72: Increasing Productivity, Procrastinating Less and Living a Happier, Healthier Life with Ali Abdaal #63: Deep Work, Digital Minimalism and Becoming So Good They Can’t Ignore You with Cal Newport #7: Managing Your Time to Get More Done with Laura Vanderkam Books: Backable: The Surprising Truth Behind What Makes People Take a Chance on You Make Time: How to Focus on What Matters Every Day Getting Things Done: The Art of Stress-Free Productivity Lenny and Chris’ California Recommendations Cavallo Point Lodge Andy Goldsworthy's Wood Line  Fairfax Mount Tam Mountain Biking Fish Mill Valley Lumberyard Flour Craft Bakery   Full Show Notes Introduction to Lenny Rachitsky (00:00) Content that’s applicable outside of product management (01:37) Lenny’s Job Board (04:18) Reverse job search feature: “spotlight” (07:07) Four points to focus on when identifying your interests (07:42) Finding value in a variety of experiences (15:53) How to stand out and get noticed (17:43) Advice on how to nail an interview (24:42) Negotiating your salary and compensation (27:28) What to optimize for when working for a company (33:28) Finding the way to make an impact (34:43)   How to get promoted effectively (35:48) Finding the right balance and value of saying “no” (42:10) Being effective with your output so you can make the most significant impact (48:24) Deciding when it’s time to move on (52:11) Tips for structuring your free time (55:14) Experimenting with creation (56:53) Chris’ next steps (1:00:19) Managing up: keeping your manager aware of what you’re doing (1:00:52) Lenny and Chris’ California recommendations (1:02:56) Where to find Lenny Rachitsky online (1:05:21) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Nov 30, 2022
Booking Flights with Points and All Things Award Travel with Tiffany Funk
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#89: Award travel pro Tiffany Funk joins Chris to talk about booking flights with miles, the advantages of having travel flexibility, the ins and outs of transferring points, ways to put your points and miles to good use, and the best sites/tools for booking award travel. Tiffany Funk (@tebfunk) is the co-founder and president of point.me, a one-stop tool for maximizing points and miles. She's also the Executive Director for the premium travel site One Mile at a Time. Having visited over 80 countries and written more than 300 travel blog posts, Tiffany ​​is one of the world’s top experts on airline award travel and loves sharing her passion with travelers on frequent flyer programs, earning and redeeming miles, and maximizing points. Full show notes at: https://allthehacks.com/award-travel-tiffany-funk   Partner Deals  Inside Tracker: $200 + 34% off personalized wellness & nutrition plans backed by science Daffy: Free $25 to give to the charity of your choice DeleteMe: 20% off removing your personal info from the web Vuori: 20% off the most comfortable performance apparel I've ever worn Point.me: First month for $1 with code ALLTHEHACKS   Selected Links From The Episode Connect with Tiffany Funk: Twitter | Website | LinkedIn One Mile at a time point.me (first month for $1 with code ALLTHEHACKS) Expert Flyer FlightsFrom Google Flights Loyalty Programs Aeroplan American Advantage Flying Blue United MileagePlus   Full Show Notes Introduction to Tiffany Funk (00:00) Award flights vs. redeeming points for cash back (01:31) General guideline to aim for when redeeming points through loyalty programs as opposed to a credit card portal (03:47) Determining the best value of your points (05:44) Tips for using points to purchase multiple tickets (09:12) Transferring points: where to start (15:18) Flexible points (20:46) The sweet spot for when to book a trip (25:01) The best use of points when you have flexibility (26:55) Things you can do with miles that you can’t do with money (27:58) Advantages of having a destination, itinerary, or dates that are flexible (29:19)   Amazing trips with better availability for someone with points (33:30) Using points on airlines vs. hotels (39:06) Why technology has made it difficult for people to use points for flights, and what to expect in the future (43:32) The secret to point.me’s success (45:33) How point.me works (51:09) How to save money on your first month of point.me membership (53:46) Chris’s airline search advice (55:04) Listener suggestion: find flights using FlightsFrom.com (56:08) Tiffany’s tool recommendations for reward travel (58:12) Married segment itineraries (59:47) How to get a good sense of how much a trip may cost (1:01:35) Hacks to reach your mileage goals (1:03:30) Chris addresses the issue of the difficulty in combining points for a trip and provides tips for getting around certain obstacles (1:06:26) Tiffany Shares Her Opinion on the Best Use of Your Points (1:11:59) How can point.me teach users to build better reward travel booking skills? (1:13:11) Tiffany’s Travel Recommendations (1:15:27) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Nov 23, 2022
Bonus Q&A: Teaching Kids about Money, Investing and Financial Responsibility with Tad Fallows
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#88: Tad Fallows joins Chris on this bonus episode to discuss teaching children about money and investing, allowances, college savings, and strategies you can use for investing in your children. Tad also shares his favorite real estate tax hack recommendations for Dallas, Texas and his favorite finance podcasts. Tad Fallows (@LongAngleHNW) is co-founder of Long Angle, a private digital community of highly successful young entrepreneurs and executives. He also cofounded iLab Solutions LLC, a global leader in cloud-based laboratory management software, which Agilent Technologies acquired in 2016. Full show notes at: https://allthehacks.com/bonus-tad-fallows   Selected Links From The Episode Connect with Tad Fallows: Twitter | Website | LinkedIn | Email Resources Mentioned M is for Money Mr. Money Mustache Reddit fatFIRE Podcasts Odd Lots Podcast Money For The Rest of Us Business of Family Tad Fallows’ Dallas Recommendations Katy Trail Ice House Dallas Symphony Orchestra   Full Show Notes Introduction to Tad Fallows (00:00) Instilling your children with financial knowledge and values without entitlement (03:38) Gifting your children with brokerage accounts to purchase individual shares of stocks (07:09) Teaching the value of money and charitable giving through allowances (08:39) Encouraging financial responsibility and reinforcing natural consequences to correct behaviors (09:04) College Savings and 529s vs. keeping money in a less restrictive place (10:17) Tax Hack: Become a Real Estate Professional (13:00) Resources Tad follows to stay current on investments and finances (14:07) Tad’s Dallas Recommendations (15:47) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Nov 18, 2022
How High Net Worth Individuals Invest and a Deep Dive on Alternative Assets
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#87: Tad Fallows, co-Founder of Long Angle, joins Chris to discuss the misconceptions of how high net worth investors spend and manage their money, whether they hire wealth managers and tax accountants, and how they might invest differently than conventional financial advice. They also do a deep dive on alternative assets and share their favorite house-buying hacks. Tad Fallows (@LongAngleHNW) is co-founder of Long Angle, a private online community of highly successful young entrepreneurs and executives. He also cofounded iLab Solutions LLC, a global leader in cloud-based laboratory management software, which Agilent Technologies acquired in 2016. Full show notes at: https://allthehacks.com/long-angle-tad-fallows Partner Deals  goodr: Free shipping on $25 stylish and comfortable sunglasses Rocket Money: Easily cancel your unused subscriptions Fabric: Affordable term life insurance for you and your family Masterworks: Up to $200 in free shares + VIP access to skip the waitlist   Selected Links From The Episode Connect with Tad Fallows: Twitter | LinkedIn | Email Long Angle Website 2022 Portfolio Allocation Benchmarking Study fatFIRE subreddit   Full Show Notes Introduction to Tad Fallows (00:00) The common misconception of how high-net-worth people spend and manage their money (01:49) How Long Angle, the global community for high-net-worth investors, was founded (03:01) What Tad has learned by talking to Long Angle members (05:21) Current (and potentially future) information available from the group (08:46) Hiring wealth managers and tax accountants (11:03) Benchmarking surveys (15:50) Trends regarding homeownership among the Long Angle group members (18:37) Why renting isn’t the worst thing in the world (20:45) Being aware of the economic environment when investing (22:39) Purchasing a home that has long been on the market, rebating commission, and other house-buying hacks (27:24)   Cash allocation and how the rich are investing differently than conventional financial advice (35:39) How the Long Angle communities invest in equities (more indices or individual stocks) (41:29) Characteristics of alternative investments (44:34) How the less liquidity of alternatives can be good and bad (46:16) The different classes of alternative investments (50:25) How to evaluate different alternative investments and who’s eligible to purchase them (63:13) What to for when deciding on an investment platform (1:08:08) How to find out more about Long Angle (1:16:53)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Nov 16, 2022
The Best Deals for Vacation Rentals, Exchanges, Fractionals, Timeshares and More!
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#86: Host Chris Hutchins delves into the topic of vacation homes in today’s solo episode. He explores the pros and cons of vacation home options, including home rentals and exchanges, fractional ownerships, vacation real estate investment funds, and timeshares. Chris also discusses his family’s experience owning timeshare properties, shares special offers for All the Hacks listeners, and more. Full show notes at: https://allthehacks.com/vacation-homes   Partner Deals Pacaso: Free early access to listings and $2,500+ in closing credits Inside Tracker: 20% off personalized wellness & nutrition plans backed by science ButcherBox: High-quality meat, delivered to your door + Free Thanksgiving Turkey DeleteMe: 20% off removing your personal info from the web   Resources Mentioned Higher-End Vacation Home Rental sites AvantStay Wander (email hello@wander.com and mention All the Hacks to get $250 off) Haven In Villas of Distinction Vacation Home Rental sites Airbnb Vrbo Cabo Villas Home Exchange Home Exchange Love Home Swap People Like Us Third Home Couchsurfing My Place Fractional Ownership Pacaso My 5 Homes Private Residence Clubs The Orchard Timbers Resorts Vacation Real Estate Investment Funds Equity Residences Destination Clubs Inspirato Inspirato Pass Blog: Luxury Pass Reviews Exclusive Resorts Destination Club Comparison List: Sherpa Report Timeshares Rent or Buy Secondhand Red Week Tug2 Koala Day Passes to Resorts: Resort Pass Rent Private Pools: Swimply (<- $25 off)   Full Show Notes Introduction of vacation home episode (00:00) Where to find no-upfront-cost vacation home rentals, including higher-end properties (04:33) Home exchange: Chris breaks down the different types of stays you can choose from (06:41) Equity and non-equity: two categories of vacation property programs that require upfront investment (12:42) Fractional ownership (16:08) Vacation investment real estate funds (21:00) Destination clubs (23:42) Timeshares (32:15) Timeshare question: Are exchanges available for timeshare owners? (36:23) The downside of buying a timeshare from an existing owner (37:35) Chris’ takeaway on timeshares (39:39) Want to go to a nice place for the day or a few hours? Check out these two companies (40:58)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Nov 09, 2022
Building a Second Brain to Organize Your Digital Life with Tiago Forte
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#85: Tiago Forte joins Chris to talk about his proven method to build a "Second Brain" to organize your digital life. They discuss the best tools to use to collect and store information, why it's important to become more of a maker than a consumer, why the most common way people categorize information might not be the best and a lot more. Tiago Forte (@fortelabs) is one of the world's foremost experts on productivity. His cohort-based courses teach people around the world how timeless principles and the latest technology can revolutionize their productivity, creativity, and personal effectiveness. Tiago’s book is Building a Second Brain: A Proven Method to Organize Your Digital Life and Unlock Your Creative Potential Full show notes at: https://allthehacks.com/second-brain-tiago-forte   Partner Deals  Vuori: 20% off the most comfortable performance apparel I've ever worn MasterClass: Learn from the world's best with 15% off Fabric: Affordable term life insurance for you and your family Daffy: Donate for a chance to increase your contribution by $100 - $10,000   Selected Links From The Episode Connect with Tiago Forte: Website | Instagram | Twitter Tiago Forte’s Book Building a Second Brain: A Proven Method to Organize Your Digital Life and Unlock Your Creative Potential Resources Mentioned Your Resource Guide to Building a Second Brain Second Brain Case Study: Sleep Training an Infant Evernote Mobile App Readwise Zapier Notion  Twlets Otter.ai  Airr Miro Procreate Command E Apple Files Things Art of Accomplishment AssemblyAI Free Shipt Membership with Visa Cards Getting Things Done: The Art of Stress-Free Productivity Wayfinding: The Science and Mystery of How Humans Navigate the World Dream Studio Course   Full Show Notes Introduction to Tiago Forte (00:00) How it all started (01:49) The three-part arc people go through as they build their Second Brain (02:43) Changing the focus from finding content to making things and using technology more effectively (05:04) The Four Steps of CODE (09:14) Capture: Saving 1% of the most insightful idea, quotes, takeaways, and thoughts (10:47) Capture tools (17:00) Tools to search across all of your saved information (26:09) Distinguishing between business and personal life mode in your organizational categories (28:39) The optimal way to organize your information (30:23) Tiago Forte’s PARA method: Projects, Areas, Resources, and Archives (33:33)   How to begin implementing the PARA method today (37:32) Organizing your email inboxes (38:23) Types of information to offload or to keep (45:32) Doing/acting vs. rote memorization (47:34) Thinking about your First Brain: primary use cases (49:04) Tiago’s acknowledgment hack (52:36) The role AI plays in our Second Brain (55:18) Tiago’s Mexico City recommendation (57:36)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Nov 02, 2022
The Vagabond's Way: Time Wealth, Slow Travel, and Immersing Yourself in a New Place with Rolf Potts
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#84: Travel writer and author, Rolf Potts joins Chris to discuss time wealth, why that's such a vital topic in life and what anyone can take from the concept to travel more richly. They also talk about how to adapt to the changes in travel technology and still have amazing adventures, why Rolf once traveled for six weeks without luggage and what you can learn from that experiment, how leaving your phone behind or getting lost might create richer experiences, and why he thinks that as you get older, you can still have richer and fulfilling travels. Rolf Potts (@rolfpotts) is an esteemed travel writer, teacher, and author. He’s reported from more than 60 countries across six continents for publications like National Geographic Traveler, the New York Times Magazine, Sports Illustrated, National Public Radio, and the Travel Channel. His most recent book is The Vagabond's Way: 366 Meditations on Wanderlust, Discovery, and the Art of Travel Full show notes at: https://allthehacks.com/vagabonding-rolf-potts   Partner Deals  Masterworks: See my art portfolio and get VIP access to skip the waitlist Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Trade Coffee: $30 off the best coffees that you can brew at home LinkedIn: Post your job for free and find the candidates your want faster   Selected Links From The Episode Connect with Rolf Potts: Website | Instagram | Twitter Books Vagabonding: An Uncommon Guide to the Art of Long-Term World Travel The Vagabond's Way: 366 Meditations on Wanderlust, Discovery, and the Art of Travel Paris Writing Workshops No Baggage Challenge Blundstone AirTreks Podcast: Deviate 131: Kevin Kelly on travel Resources Mentioned  The 4-Hour Work Week: Escape the 9-5, Live Anywhere and Join the New Rich Die With Zero: Getting All You Can from Your Money and Your Life Use this TikToker’s viral travel tip to find the best places to stay   Full Show Notes The book that played a role in an eight-month backpacking trip around the world (00:27) Common misconceptions about travel (02:14) Embracing the world and living your travel dreams (05:04) Travel Safety: shifting your mindset and not giving in to “clickbait” (06:03) Hacking hotel expenses and being open to setting the itinerary aside and making decisions along the way (07:40) Rolf shares how he learned to slow down and experience the pleasures of his travel destination (11:03) Time wealth: spending your money in a way that makes your life more fulfilling and improves your travel (12:45) Dangers of having arbitrary goals for net worth (16:27) Making your money, income, and interests a more active part of your life (19:43) How to figure out what you want (20:51)  Basic building block themes that affect the way Rolf lives his life (26:26) Strategies to employ when immersing yourself in a new place (29:19) Attitudes and rituals born of travel (34:08) Taking part in immersive cultural experiences close to home (35:44) How traveling with children can lead to new and unique experiences (37:37) Tips for families traveling with children (39:18) Slow travel: experience more by doing less (41:20) Participating in a home swap to be more authentically immersed while slow traveling (42:24) Creating memorable moments (47:24) Creating and checking items off a bucket list (48:02) Encountering unique experiences without having to travel halfway around the world (50:26) Lessons learned from traveling without baggage (54:01) Rolf Potts’ go-to travel items (57:09) Traveling without the distraction of technology (58:13) Cost-saving travel hacks (1:02:57) “Flâneuring” your way through a city (1:06:00) Where to find Rolf Potts online (1:08:22)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Oct 26, 2022
Life + Travel Listener Q&A (Fighting Jet Lag, Favorite Podcasts, Food Hacks and More)
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#83: Host Chris Hutchins tackles questions about fighting jet lag, his favorite podcasts, cancel-for-any-reason travel insurance, virtual assistants, food planning, virtual credit card numbers and much more. This episode is packed with many of the incredible insights that Chris has earned from his years optimizing his life! Full show notes at: https://allthehacks.com/listener-questions-6   Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn DeleteMe: 20% off removing your personal info from the web Rocket Money: Easily cancel your unused subscriptions ButcherBox: High-quality meat, delivered to your door + Free Thanksgiving Turkey   Resources Mentioned Timeshifter App Appointment Scanner Password Managers: 1Password, KeepassXC Taking Notes on Podcasts Family Operating System: Trustworthy Local Experiences: WithLocals, Peek, Airbnb Experiences CapitalOne Venture and VentureX Cards (75,000 point signup bonus) Virtual Credit Cards: Privacy.com, CapitalOne Eno Extension Paprika App Nick Gray’s Virtual Assistant Twitter Thread and Blog Post Favorite Podcasts The All-In Podcast Animal Spirits My First Million SmartLess The Daily PBS NewsHour Macro Voices The Tim Ferriss Show Rich Roll How to Take Over the World I Will Teach You To Be Rich The Colin and Samir Show   Full Show Notes Q: Which is better, Bora Bora or the Seychelles for an exotic vacation [05:00] Q: Hotel Strategies for Families of 5 (or more!?) [09:20] Q: Any hacks for booking a cruise? [10:46 ] Q: Should language barriers be a barrier for travel? [11:49] Q: Should I purchase travel insurance? [14:58] Q: How does Chris deal with jet lag? (Bonus: Tried and true strategies for combatting jet lag) [21:18] Q: Are guide-led group tours a worthwhile experience? [23:58] A really good airplane WiFi hack! If you travel often, don’t skip this part [26:19] Q: Is there a hack for setting up Global Entry appointments? Yes! AppointmentScanner [27:51] Using virtual credit cards to make online purchases [30:03] Q: How to set up my Trustworthy account for the easiest use by my family if I were to pass away? [31:51] What is the best password manager, preferably not stored in the cloud [35:03] What are Chris’ favorite podcasts? [39:09] How to take notes from a podcast [44:42] Building your own Peloton… and then later purchasing a Peloton [47:00] Food planning! How to hack the family kitchen? [48:50] Has Chris ever used a virtual assistant? [53:05] Recent developments regarding credit card providers offering cell phone insurance [54:20] How to know when you are taking optimization too far? [58:00]   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Oct 19, 2022
Goal Setting, Hacking Self-Discipline, and Finding Work-Life Balance with Brandon Turner
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#82: Real estate investor and author, Brandon Turner, joins Chris to discuss how he's managed to be successful and still prioritize friends, family, and quality of life. They talk about working with a performance coach, hacking self-discipline, goal-setting, ways to make money matter through business and Brandon's top Maui recommendations. Brandon Turner (@BeardyBrandon) is a podcaster, author and real estate investor with a portfolio of >7,000 properties. Having hosted the BiggerPockets podcast with over 100 million downloads, Brandon is widely recognized as one of the foremost experts on real estate investing. He is also the best-selling author of several books and the founder and of Open Door Capital. Full show notes at: https://allthehacks.com/performance-brandon-turner   Partner Deals  Inside Tracker: 20% off personalized wellness & nutrition plans backed by science goodr: Free shipping on $25 stylish and comfortable sunglasses Fabric: Affordable term life insurance for you and your family DeleteMe: 20% off removing your personal info from the web   Selected Links From The Episode Connect with Brandon Turner: Website | Newsletter | Twitter Brandon Turner’s Resources Books The Book on Investing In Real Estate with No (and Low) Money Down: Real Life Strategies for Investing in Real Estate Using Other People's Money The Book on Rental Property Investing: How to Create Wealth With Intelligent Buy and Hold Real Estate Investing The Intention Journal: The powerful, research-backed planner for achieving your big investing goals in just ninety days eBooks: How the Rich Pay No Income Tax | How to Invest $100,000 in Real Estate Open Door Capital Bigger Pockets The 12 Week Year: Get More Done in 12 Weeks than Others Do in 12 Months Traction: Get a Grip on Your Business The ONE Thing: The Surprisingly Simple Truth About Extraordinary Results From Strength to Strength: Finding Success, Happiness, and Deep Purpose in the Second Half of Life Performance Coaching Jason Drees Tony Robbins  Strategic Coach Below The Line Podcast Loom: Async Video Messaging for Work  All the Hacks Podcast Episodes Finding Happiness, Success and Deep Purpose with Arthur Brooks Brandon’s Maui Recommendations Monkeypod Kitchen Maui Brewing Company Moku Roots Tin Roof Maui Black Rock | Maui Cliff Diving Lava fields Wailea Big Beach | Little Beach Road to Hana   Full Show Notes Adjusting your mindset to achieve your ideal life (01:17) Key to an amazing relationship: scheduling a goal-setting retreat with your spouse (3:05) Achieving relational, fitness, and business success by setting specific goals (4:57) Strategies to hack your self-discipline and attain maximum productivity (8:19) What a performance coach brings to the table (16:44) Where to find a performance coach (19:00) Brandon’s “Starbucks” Strategy (21:34) Finding the balance between pursuing audacious business goals and prioritizing quality family time (23:58) Strategies Chris uses to prioritize his work/life balance (27:15)   Learning to drop the “right” balls and establish boundaries (30:24) Brandon's perspective on reading books and information about his text message newsletter (36:46) Reading every book as if you are going to teach it (38:11) Making money matter: why philanthropy has become a bigger focus in Brandon's life (39:35) Philanthropy: ways to make money matter through business (41:56) Brandon’s Maui recommendations (43:33) Where to find Brandon Turner online (46:56)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Oct 12, 2022
Making Smarter Decisions and Knowing When to Walk Away with Annie Duke
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#81: Professional decision-maker, Annie Duke, joins Chris to talk about making better decisions. They discuss why learning the difference between luck and the quality of decisions is so important and how that can improve your life and your career, ways to improve your quitting skills, and what forces work against good quitting behavior. They also cover why so many people struggle with the decision to walk away, how to use kill criteria to determine when to quit a project, a job, or some other endeavor, and a lot more. Annie Duke (@AnnieDuke) is a best-selling author and professional decision strategist. Her 2018 bestseller, Thinking in Bets, has helped countless people make better decisions, and her latest book is Quit: The Power of Knowing When to Walk Away. Full show notes at: https://allthehacks.com/decision-making-annie-duke   Partner Deals  Vuori: 20% off the most comfortable performance apparel I've ever worn MasterClass: Learn from the world's best with 15% off Pacaso: Free early access to listings and $2,500+ in closing credits   Selected Links From The Episode Connect with Annie Duke: Website | Twitter Annie Duke’s Resources: Books: Quit: The Power of Knowing When to Walk Away Thinking in Bets: Making Smarter Decisions When You Don't Have All the Facts How to Decide: Simple Tools for Making Better Choices All the Hacks Podcast: FOMO, FOBO and How To Make Great Decisions with Patrick McGinnis Resources Mentioned:  Superforecasting: The Art and Science of Prediction Into Thin Air: A Personal Account of the Mt. Everest Disaster Grit: The Power of Passion and Perseverance Astro Teller on Moonshots for Alphabet's X (Monkeys and pedestals 25:08) Knowns vs Unknowns — Are you building a successful company or just typing?   Full Show Notes Learning to distinguish between luck and the quality of your decisions and two ways to improve the quality of decision-making (1:20) Improving the quality of your decisions and increasing the probability of a positive outcome when hiring (5:44) Understanding and learning to calculate the base rate (9:11) Gathering independent viewpoints to improve the quality of your information in both professional and personal situations (13:29) Explicitly permitting others to share their honest opinions and critical feedback (21:08) Understanding how the Sunk Cost Fallacy influences your decision-making and learning to shift your mindset (28:00) Utilizing advanced planning, kill criteria, and stop-loss orders (30:12) Example of the kill criteria (32:02) The importance of having a qualified quitting coach, and what to look for when choosing one (33:24)   Base rates: thinking about everything in life as a bet and making the implicit, explicit (41:49) The side-effects of making things explicit (47:35) Dealing with the emotional angst that comes with decision-making (51:41) Employing the menu decision strategy (54:41) What makes quitting such a difficult decision? (58:31) Astro Teller’s mental model: monkeys and pedestals (1:04:55) Figuring out the known unknowns (1:07:01) Where to find Annie Duke online (1:07:57) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Oct 05, 2022
Real Estate: Investing, Rentals, Taxes, House Hacking and More with Brandon Turner
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#80: Real estate investor and author, Brandon Turner, joins Chris to discuss investing in real estate. They discuss who should invest, how people can get started, real estate tax strategies, house hacking, the four wealth generators of real estate and much more. Brandon Turner (@BeardyBrandon) is a podcaster, author and real estate investor with a portfolio of >7,000 properties. Having hosted the BiggerPockets podcast with over 100 million downloads, Brandon is widely recognized as one of the foremost experts on real estate investing. He is also the best-selling author of several books and the founder and of Open Door Capital. Full show notes at: https://allthehacks.com/real-estate-brandon-turner   Partner Deals  Inside Tracker: 20% off personalized wellness & nutrition plans backed by science LinkedIn: Post your job for free and find the candidates your want faster Trade Coffee: $30 off the best coffees that you can brew at home DeleteMe: 20% off removing your personal info from the web Pacaso: Free early access to listings and $2,500+ in closing credits   Selected Links From The Episode Connect with Brandon Turner: Website | Newsletter | Twitter Brandon Turner’s Resources: Books Bigger Pockets Article: House Hacking: A Beginners Guide to Hack Your Housing and Live for Free All the Hacks Podcast: Protect Your Family, Mitigate Taxes and Preserve Your Wealth with Patrick Hicks and Mani Mahadevan Resources Mentioned:  Credits Cards with 3-4x points on ad spend American Express Business Gold Chase Ink Business Preferred The Everything Guide to House Hacking: Your Step-by-Step Guide Investment Calculator Fundrise Pacaso Events Bigger Pockets Events Meetup   Full Show Notes Brandon shares his points story (2:01) The two things that occupy 100% of Brandon’s head space (3:02) Should everyone invest in real estate? (3:54) Ways to get into real estate (5:35) Investing in real estate without moving (10:37) Four wealth generators of real estate (11:50) Tax strategies for real estate investments (15:30) Investing in real estate vs. investing in the market (19:47) REITs as a form of real estate investing (23:27)   How investing works with Open Door Capital (24:13) Finding property that can be bumped up in value immediately (27:31) Buying property to flip (28:47) How the current market affects what the average person should be doing in real estate (31:02) How interest rates affect landlords (33:12) Considering an adjustable rate mortgage in today’s market (34:13) Should the average person invest in a syndicate? (36:15) Hiring a property manager (38:56) Chris’ analog to hiring a property manager: interviewing au pairs (40:52) Applying strategies that work to all areas of your life (42:07) Owning vs. renting (44:48) Brandon's opinion on vacation homes and timeshares (45:18) How to learn the nuances of investing in real estate (48:31) Resources to dive deeper into real estate investing (50:26) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Sep 28, 2022
Build Rapport, Master Conversational Skills and Learn Anything From Anyone with Andrew Warner
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#79: Entrepreneur and author, Andrew Warner, joins Chris to talk about ways to become a better, more exciting conversationalist. They discuss why this is a skill everyone should master and learn what most people get wrong about how they ask questions. Andrew shares ways to improve the kinds of questions you ask and how to build rapport with people you have just met. Andrew Warner(@AndrewWarner) is an entrepreneur and host of the hit startup podcast, where, 2,000+ episodes, he uncovers the secrets of the world’s best founders. After building two startups of his own, he started Mixergy, a place where successful people teach ambitious upstarts through interviews, courses, masterclasses, and events. His book is Stop Asking Questions: How to Lead High-Impact Interviews and Learn Anything from Anyone. Full show notes at: https://allthehacks.com/interviews-andrew-warner   Partner Deals  ButcherBox: High-quality meat, delivered to your door + 2 Free NY Strips/Lobster Vuori: 20% off the most comfortable performance apparel I've ever worn MasterClass: Learn from the world's best with 15% off   Selected Links From The Episode Connect with Andrew Warner: Website | Twitter Andrew Warner’s Resources: Book: Stop Asking Questions: How to Lead High-Impact Interviews and Learn Anything from Anyone Podcast: Startup Stories - Mixergy Podcast Episodes Mentioned: All the Hacks Podcast: Cybersecurity and Protecting Yourself from Scammers, Phishers, and Identity Thieves with Adam Levin Hosting Cocktail Parties, Building Relationships, Museum Hacks and Friends Newsletters with Nick Gray Building The Tim Ferriss Show to 700+ Million Downloads Startup Stories - Mixergy: Jason Fried on valuations, Basecamp, and why he’s no longer poking the world in the eye How Chess.com scaled a massive community I Failed How Netflix founder finds inspiring ideas Resources Mentioned:  How to Win Friends & Influence People Wingman Libby App Library Extension   Full Show Notes Becoming a better conversationalist: instead of asking questions, use “magical phrases” (1:38) Andrew explains why he wrote his book (3:25) Learning to project confidence and direct the conversation during a job interview (4:02) Questions to ask yourself when preparing for an upcoming conversation (5:50) How to prepare yourself for conversations with people you don’t know (7:52) Keeping a Google doc of techniques for having better conversations, and why you should join the resistance (10:02) Methods to get guarded people to be more open (13:30) Examples of positive tangible outcomes (18:08) Using conversational tactics outside of a business setting (19:36)   Becoming more of a learner and less of a know-it-all (20:43) How to shift a conversation to find an overlap of interests (24:11) Studying conversation transcripts to improve your conversational skills (and how to get consent to record) (26:53) Becoming a better conversationalist by practicing with people you’re not as concerned about (33:40) How vulnerability can be valuable (38:22) Seeking permission to ask uncomfortable questions (39:37) How to follow up with someone after you’ve built a relationship (43:54) Andrew's advice about listener engagement (47:53) A “No” is good (52:33) How you can help All The Hacks (54:03) Andrew’s feedback for Chris (55:23) Where to Find Andrew Warner online (57:40) Library App Resources (58:00)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Sep 21, 2022
Action List: Everything You Can Do To Protect Your Identity, Accounts, Credit and Family.
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#78: In this episode, Chris breaks down the specific actions you can take to protect yourself and your family online. That includes protecting your devices, credit, financial accounts, logins and more. Additionally he covers finding and removing all your personal data from the web. It also includes a brief conversation with Rob Shavell (@robshavell) from DeleteMe about why it's so hard to find and remove your personal info from the internet. Full Show Notes: https://www.allthehacks.com/security-action-list   Partner Deals Pacaso: Free early access to listings and $2,500+ in closing credits Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs DeleteMe: 20% off removing your personal info from the web   Selected Links From The Episode Protecting Your Devices Enable FileVault on Mac Device Encryption on Windows VeraCrypt Create a disk image using Disk Utility on Mac Cryptomator Boxcryptor CloudFlare’s 1.1.1.1 and Warp ExpressVPN iCloud Private Relay Logins 1Password Gmail Task Specific Emails (with +) YubiKey 5C NFC Security Key OTP Auth App Authy App Google’s Advanced Protection Program have i been pwned? Credit + Financial Accounts Free Annual Credit Reports Experian’s Free Credit Monitoring CreditKarma Chase Credit Journey Freeze Your Credit: Experian | Transunion | Equifax | Chex | Innovis Opt Out Prescreen Removing Personal Info DeleteMe - Automate Removing Your Personal Data GitHub Data Broker Opt-Out List Remove Outdated Content Tools: Google | Bing Blur Home on Google/Apple/Bing Maps Remove Marketing Data: Axciom | LexisNexis Google New Options for Removing PII Stop unsolicited mail with DMAchoice DoNotCall Registry Full Show Notes Protecting your devices (1:23) Securing your logins and passwords (5:30) Locking down your credit and financial accounts (15:58) Removing your personal data online (21:01) Interview with Rob Shavell from DeleteMe (25:18) Protecting your home and home address (39:54) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Sep 16, 2022
Cybersecurity and Protecting Yourself from Scammers, Phishers, and Identity Thieves with Adam Levin
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#77: Cybersecurity expert, Adam Levin, joins Chris to discuss all things cybersecurity, privacy, identity theft, and fraud. They cover how to avoid becoming a victim of online scams, ways to ​​effectively monitor your credit, managing the damages of identity incidents and methods to protect your personal information online.  Adam Levin (@Adam_K_Levin) is a consumer affairs advocate and cofounder of Credit.com and CyberScout. His mission is to educate consumers, businesses, law enforcement officials and lawmakers about consumer privacy, identity management, and protection. Adam’s weekly cybersecurity podcast is What The Hack and his critically acclaimed book is Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves. Full show notes at: https://allthehacks.com/cybersecurity-adam-levin   Partner Deals  DeleteMe: 20% off removing your personal info from the web Daffy: Free $25 to give to the charity of your choice Goodr: Free shipping on $25 stylish and comfortable sunglasses Inside Tracker: 20% off personalized wellness & nutrition plans backed by science   Selected Links From The Episode Connect with Adam Levin: Website | Twitter Adam Levin’s Resources:: Book: Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves Podcast: What The Hack With Adam Levin Episodes Mentioned: Episode 20: Axton Goes Looking For Her Identity Thief Episode 2: Christen’s Enemy with Benefits Episode 11: Mary Snags a Catfish Resources Mentioned:  Have I Been Pwned Annual Credit Report.com Credit Karma Consumer Federation of America Aura Lifelock Experian ProtectMyID Identity Theft Resource Center Consumer Financial Protection Bureau Reputation Defender Abine/DeleteMe Google Authenticator Authy 1Password Yubico     Full Show Notes The importance of protecting yourself online with secure passwords and keeping your phone numbers private (1:28] Protecting yourself from SIM swapping: the fundamental basics (3:27] Lie like a superhero when setting up security questions (6:23] Protecting your credit identity (7:29] The three M’s: minimize, monitor, manage (9:19] Six ways to ​​effectively monitor your credit activity (9:50] Should you pay for credit monitoring and reporting services? (14:04] Managing the damage of identity incidents (14:58] Deciding if you need help from an expert (15:34]   Credit monitoring service resources (17:26] Stolen SSN: what is your liability? (20:12] Different levels of identity theft and the evolution of the blame game (23:11] Criminal identity theft: are there services available to avoid becoming a victim? (26:28] How to avoid falling for online scams (28:20] More advice about online security, protecting your financial identity, and avoiding scams (31:25] Minimizing your risk: how to function as safely as possible in a “surveillance economy” (41:19] Chris shares methods he uses to protect his personal information and financial identity online (49:21] Hardware security keys vs. Google Authenticator or other apps (50:52] Adam and Chris discuss the importance of safely storing written passwords and share more ways to remove personal information from the internet (52:08] Using Google Voice as a secondary phone number and protecting yourself from being scammed (53:39] Are VPNs necessary? (55:44] Protecting yourself by limiting or disabling location services (57:32] Regularly auditing authorizations from other accounts (59:24] Adam’s message to those who are anxious about security breaches (1:02:21] Where to find Adam Levin online (1:08:46]   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Sep 14, 2022
Credit Cards Points and Miles Q&A (Best Cards, Top Bonuses, Earning on a Budget, Points Apps and More)
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#76: Host Chris Hutchins tackles questions all about credit cards, points and miles. From his favorite credit cards (and two card combos) to racking up points on a small budget, preventing points from expiring, redeeming points, tools and services to manage your points, and what happens to your points when you die.  Full show notes at: https://allthehacks.com/listener-questions-5 All the Hacks Newsletter: https://allthehacks.com/email   Partner Deals Pacaso: Free early access to listings and $2,500+ in closing credits Vuori: 20% off the most comfortable performance apparel I've ever worn   Links All the Hacks Newsletter: Sign up Favorite Cards Chase Sapphire Reserve - 3x Dining/Travel Chase Sapphire Preferred - 3x Dining, 2x Travel Chase Freedom Unlimited - 3x Dining/Drug Stores, 1.5x Everything CapitalOne VentureX - 2x Everything CapitalOne Venture - 2x Everything CapitalOne Savor - 4x Dining/Entertainment/Streaming, 3x Groceries Citi Premier - 3x Dining/Groceries/Gas/Airfare/Hotels Citi Double Cash - 2x Everything Amex Gold - 4x Dining/Groceries Amex Green - 3x Dining/Travel Bilt Rewards - 3x Dining/Travel Top Signup Bonuses Citi Premier - 80,000 CapitalOne VentureX - 75,000 CapitalOne Venture - 75,000 Amex Gold - 70,000 Amex Platinum - 100,000 Hilton Amex - 100,000 Hilton Surpass - 130,000 IHG Premier - 140,000 Other Cards Mentioned Amex Blue Cash Preferred - 6x Groceries/Streaming, 3x Gas/Transit Top Business Card Bonuses Chase Ink Preferred - 100,000 Chase Ink Cash - 75,000 Chase Ink Unlimited - 75,000 United Business - 150,000 CapitalOne Spark Miles - 50,000 CapitalOne Spark Cash Plus - 100,000 Resources Straight to the Points Newsletter All the Hacks Transfer Partner List Upgraded Points: When do airlines release award seats? AwardWallet TPG App Point.me (Promo Code: ALLTHEHACKS) ExpertFlyer AwardNexus AwardLogic KVS Tool Deals 30,000 Amex Points with Business Checking Two Months of Southwest Companion Pass 2,500 Wyndham Points with Bakkt 10-15k Chase Points with Refer-a-Friend   Full Show Notes Q: Best Credit Cards (2:45) Chase (4:07) Citi and CapitalOne (6:39) Amex (9:18) Q: Accruing points in one place (10:23) Q: Best Signup Bonuses (11:25) Q: Best card for visiting kid in college (16:55 ) Q: Cards for big upcoming expenses (18:29) Q: Best Family Card (21:08) Q: Best Business Cards (21:43) Q: Using authorized users to build credit (23:41) Q: How to meet minimum spend requirements (25:21) Q: Earning miles on foreign carrier (28:13) Q: How do you earn so many points? (29:05) Q: Do points expire? (31:52) Q: What happens to your points if you die? (36:56) Q: Utilizing points for a large group (40:14) Q: Best transfer partners (42:55) Q: What’s your points tool stack? (44:01) Q: How far in advance do you book to get the best deal? (47:54) Latest Deals (51:32) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Sep 07, 2022
Building Wealth, Engineering a Layoff and Living Life on Your Own Terms with the Financial Samurai
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#75: Financial Samurai and bestselling author, Sam Dogen, joins Chris to discuss ways to maximize wealth-building and live life on your own terms. They cover Sam’s 70/30 rule for decision making, how Sam engineered his own layoff and the principles you can use to do it yourself, how real estate can be a significant source of passive income, and why we should all consider having our own online real estate, small business, or side hustle. Sam Dogen (@financialsamura) engineered his own layoff after working for 13 years in corporate america and created Financial Samarai, one of the largest independently-owned personal finance sites in the world. His Wall Street Journal bestselling book is Buy This, Not That: How to Spend Your Way to Wealth and Freedom. Full show notes at: https://allthehacks.com/financial-samurai-sam-dogen   Partner Deals  Trade Coffee: $30 off the best coffees that you can brew at home LinkedIn: Post your job for free and find the candidates your want faster Pacaso: Free early access to listings and $2,500+ in closing credits   Selected Links From The Episode Connect with Sam Dogen: Financial Samurai | Twitter Sam Dogen’s Books: Buy This, Not That: How to Spend Your Way to Wealth and Freedom How To Engineer Your Layoff Resources Mentioned:  Pacaso Thinking in Bets: Making Smarter Decisions When You Don't Have All the Facts Podcasts Mentioned: All the Hacks #19: Becoming a Better Investor with Andy Rachleff Travel Recommendations: Malaysia Kuala Lumpur National Palace Batu Caves Pulaus Penang Redang Island The Taaras Beach & Spa Resort Angkor Wat, Cambodia Southeast Asia Majorca, Spain Amsterdam     Full Show Notes The point of financial optimizations: why money isn’t the end goal (1:43) Engineering a layoff and choosing an alternate career path (3:30) Negotiating severance pay and differentiating between the WARN Act and severance (5:53) Sam shares the core principle he’s held since middle school (12:36) Thinking in probabilities and not absolutes: Sam’s 70/30 rule (14:19) How to earn passive income by having real estate as part of your portfolio (20:15) Why it makes sense to choose an adjustable-rate mortgage (26:59) Strategies for success when purchasing vacation properties and lessons learned about forecasting your income (33:04) Online real estate: the importance of “planting your flag” on the internet (36:34)   Venture Capital: what is VC and how does it work? (38:27) Personal, financial, and tax benefits of running a business (45:12) Choosing a retirement plan and health insurance as a business owner (48:24) Thoughts about financial independence and advice about how to manage finances when bringing a partner or spouse into your business (52:21) Reasons to live in an area with the country’s highest income taxes (54:33) Sam's travel recommendations (57:58) What to see and do in Malaysia (59:35) Chris shares his experience trying to use an ATM in Malaysia during his 8-month backpacking trip (1:01:13) Contributing to your child’s 529 college savings plan (1:02:48) Deciding which educational route to take: public vs. private education (1:05:05) Where to find Sam Dogen online (1:07:43)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Aug 31, 2022
A Hospice Doctor’s Advice on Making the Most of Your Finances, Relationships and Time with Jordan Grumet, MD
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#74: Hospice doctor and author Jordan Grumet, joins Chris to discuss making the most of your finances, relationships, and time. They talk about some of the biggest regrets people have at the end of their life, the money mind meld, how to broach difficult conversations with family members in a non-confrontational way, and why time perception work might be more useful than productivity hacks. Jordan Grumet, MD (@jordangrumet) is an associate medical director at Journeycare Hospice. He is also the host of the award-winning Earn & Invest podcast. His new book is Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life. Full show notes at: https://allthehacks.com/taking-stock-jordan-grumet Partner Deals  MasterClass: Learn from the world's best with 15% off Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Daffy: Free $25 to give to the charity of your choice   Selected Links From The Episode Connect with Jordan Grumet: Website | Podcast Jordan’s Book: Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life Podcasts Mentioned: All the Hacks #40: The Power of Regret, Motivation and Good Timing with Daniel Pink All the Hacks #36: Bucket Lists, Audacious Goals and Living the Life You Want with Ben Nemtim Earn & Invest #266: Only the Most important Hacks with Chris Hutchins Resources Mentioned:  Documentary Playing with FIRE  Books The Power of Regret: How Looking Backward Moves Us Forward The White Coat Investor: A Doctor's Guide To Personal Finance And Investing   Full Show Notes Jordan shares what he’s learned while conducting life reviews with hospice patients (1:48) Living regret-free and learning to live intentionally with purpose and meaning (5:19) The importance of viewing money as a tool and thinking about purpose, identity, and connections (10:31) The story of the three brothers: different pathways toward financial independence (16:11) Putting purpose and identity exercises into practice (19:50) Addressing the money mind meld (27:56) Reassessing the “RE” part of the FIRE movement (31:34) Tools, beyond money, that helps us live a more purposeful and meaningful life (35:09) Building a stable financial plan through multiple revenue streams (38:25)   Hacks to build the saving and frugality mindset into your daily life (43:41) Leaving a positive impact after you pass away by using financial legacy and/or medical legacy documents and ways to broach conversations in a non-confrontational way (49:25) Simple things that are commonly missed while legacy planning (58:09) Exploring the “one more year” and the “what if” syndromes (59:32) Thinking about time perception in a well-rounded life (1:02:23) Routines and strategies to optimize your time (1:06:30)  Learning to let others set the pace (1:09:47) The importance of modeling the behavior you want to see (1:11:18) Teaching money management and budgeting with the yearly allowance technique (1:13:33) Jordan’s family-bonding travel recommendation (1:16:02) Where to find Jordan Grumet online (1:18:21)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Aug 24, 2022
My Favorite Apps, Products and Services for a Productive and Optimized Life
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#73: In this bonus episode, Chris shares all the apps, products, services and chrome extension he uses to make his life more productive and efficient. That includes optimizing email, scheduling meetings, storing information and accessing everything quickly from your computer. He'll also share the products he uses at home to make life more efficient, including his desk A/V setup. Full show notes at: https://www.allthehacks.com/productivity-apps   Selected Links From The Episode Gmail Shortcuts Gmail GTD Method Superhuman (1 month free) Calendly Nick Gray's Calendly Guide Notion Alfred App Rectangle App Chrome Extensions Library Extension Capital One Eno Lusha Tab to Window/Popup Don't F*** with Paste CardPointers + 20% off Pro Keepa OneTab BlueStacks Paprika 1Password Mics ATR2100X Shure SM7B + Cloudlifter + Focusrite 2i2 Headphones Apple AirPods Audio-Technica M50x Bose QuietComfort 35 II Video Logitech C920 + C930 Sony a7c + Elgato Camlink 4k ILOKNZI Teleprompter Duet Display Elgato Ring Light LumeCube Light Duet Display App Unifi Wifi System August Smart Locks Ring Alarm System Sonos Sound System Oura Ring ($50 Off)   Full Show Notes How to optimize your email and inbox (00:58)  Easily schedule events with Calendly (6:08) Where to store information online (6:50)  Using Notion to organize everything (8:43)  My favorite productivity app: Alfred (10:43) Organize your desktop windows with Rectangle (12:04) The best Chrome extensions for productive browsing (12:33) Running mobile apps on your computer (15:46)  Organizing recipes and meal planning with Paprika (17:09)  Storing passwords and 2FA keys with 1Password (17:59)  Upgrading your audio with a microphone (19:58)  My favorite headphones (21:30) Improving your video setup {22:26) The ultimate home WiFi setup with Unifi (24:44)  Home Tech: Locks, Alarm System + Speakers (26:01) Tracking your fitness and sleep with the Oura Ring (26:59) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Aug 19, 2022
Increasing Productivity, Procrastinating Less and Living a Happier, Healthier Life with Ali Abdaal
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#72: Entrepreneur, YouTuber, and former doctor, Ali Abdaal, joins Chris to discuss strategies, tools, and hacks to live a happier, healthier, and more productive life. They talk about how to dial in productivity, ways to combat procrastination, strategies to read more efficiently, and their favorite apps to organize, process, and store information. Ali Abdaal (@AliAbdaal) is an entrepreneur, writer, YouTuber, podcaster, and former doctor. His passion is to share evidence-based strategies and tools that enhance productivity, make an impact, and promote a more fulfilling life. Full show notes at: https://allthehacks.com/productivity-ali-abdaal   Partner Deals  Vuori: 20% off the most comfortable performance apparel I've ever worn Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs   Selected Links From The Episode Connect with Ali Abdaal: Website | YouTube | Twitter Ali’s Resources: The Ultimate Guide to Productivity These are the 24 apps I actually use each week to run my business and keep my life in order  Cambridge Recommendations Fitzbillies River punting Podcasts Mentioned: All the Hacks #63: Deep Work, Digital Minimalism and Becoming So Good They Can’t Ignore You with Cal Newport All the Hacks #68: Hosting Cocktail Parties, Building Relationships, Museum Hacks and Friends Newsletters with Nick Gray The Time Ferriss Show: Mr Money Mustache Interview Resources Mentioned:  Chris Sparks' Performance Assessment Books The 4-Hour Workweek Solving the Procrastination Puzzle: A Concise Guide to Strategies for Change Atlas of the Heart The Motivation Myth: How High Achievers Really Set Themselves Up to Win Building a Second Brain: A Proven Method to Organize Your Digital Life and Unlock Your Creative Potential Apps/interfaces Beeminder app Notes (Apple) Instapaper Readwise affiliate link: extended trial Superhuman affiliate link: free trial Notion Miro Things 3 (IOS) Todoist   Full Show Notes Ali Abdaal talks about the philosophy behind what lead him to step away from his profession and bet on himself (1:44) Cal Newport’s Lifestyle Centric Career Planning, advice about taking a bet on yourself, and when to take the leap (5:13) Learning along the way and converting that information into a paying gig (8:01) Ali Abdaal describes how he stayed motivated in growing the success of his YouTube channel (11:46) Ways to balance what is working for your business and what is exciting to you (13:28) Dialing in your productivity: where and how to start (15:34) Learning to appreciate the difference between procrastination and prioritization (20:15) The first step in Ali Abdaal’s three-part way to combat procrastination: the fog of obscurity (22:37) The bridge of anxiety: recognizing the emotions that lead to procrastination (28:50)   Using the RAIN method to improve mindfulness and prevent emotions from getting in the way (29:16) Weighing outcomes based on positive or negative expected value (32:34) The hump of inertia: recognizing the need for a push of energy to get started (34:31) Apps and interfaces to process and store information (41:04) Ali Abdaal’s life-changing productivity hack (47:02)  Reading more effectively and efficiently for increased retention (52:06) Ali Abdaal’s favorite Cambridge recommendations (56:46) Where to find everything Ali is working on (57:38)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Aug 17, 2022
Bonus Q&A w/ Sebastian Modak: Favorite Places to Visit in Every Continent
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#71: In this bonus episode, expert traveler, writer, and journalist, Sebastian Modak, and Chris break down their list of favorite places to visit on each continent. They talk about bridge jumping in Bosnia, scuba diving in Coiba National Park, the thrill of crossing the streets of Hanoi during rush hour, and a lot more. Sebastian Modak (@sebmodak) is a writer, multimedia journalist, and the editor-at-large at Lonely Planet. He spent 2019 circling the globe as the New York Times 52 Places Traveler, reporting from every destination on the Times’ 52 Places to Go list.  Full show notes at: https://allthehacks.com/travel-bonus-episode-sebastain-modak   Selected Links From The Episode Connect with Sebastian Modak: Website | Instagram | Twitter | Lonely Planet All the Hacks Podcasts Mentioned: Travel Hacks for Planning Your Best Trip Ever with Brandon Presser Resources Mentioned:   This is your brain on Antarctica: penguins, icebergs, and a lifetime supply of awe   Travel Destinations Mentioned North/Central America New Orleans El Salvador Las Flores Resort Nicaragua Costa Rica Santa Catalina, Panama Coiba National Park Tamarindo South America Cartagena, Columbia Medellín Quito, Ecuador Bonaire Aruba Europe Plovdiv, Bulgaria Kapana - Creative District Budapest Mostar, Bosnia and Herzegovina Bridge Diver's Club Tito's Nuclear Bunker Croatia Africa Dekar, Senegal Dar es Salaam, Tanzania Tazara Railway (between Tanzania and Zambia) Zanzibar Asia Indonesia Hanoi, De Nang, Saigon, Vietnam New Orleans Siberia Lake Baikal Olkhan Island Syria Lebanon Isreal Japan Kanazawa Shirakawa-go Setouchi Islands Setouchi Triennale Taiwan India Cambodia Oceania/Antarctica South Island of New Zealand Great Walks   Full Show Notes Chris and Sebastian share their recommended travel destinations in North/Central America (0:42) Travel destinations recommended in South America (0:49) Travel destinations recommended in Europe (7:37) Travel destinations recommended in Africa (12:47) Travel destinations recommended in Asia (15:18) Sebastian’s Japan recommendations (19:27) Tips and travel destinations recommended in Oceania/Antarctica [21:49)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Aug 12, 2022
52 Places: The Art of Traveling Like a Journalist and Making Every Trip Memorable with Sebastian Modak
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#70: Expert traveler, writer, and journalist, Sebastian Modak, joins Chris to talk about what he's learned from traveling to 80+ countries and living on four continents. They discuss what it means to travel like a journalist, how he uses those skills to plan a memorable trip, some of the unusual experiences he's had on his journeys, why travel is important for everyone, and he shares some of his favorite places to inspire your next adventure. Sebastian Modak (@sebmodak) is a writer, multimedia journalist, and the editor-at-large at Lonely Planet. He spent 2019 circling the globe as the New York Times 52 Places Traveler, reporting from every destination on the Times’ 52 Places to Go list.  Full show notes at: https://allthehacks.com/travel-sebastian-modak   Partner Deals  Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Truebill: Easily cancel your unused subscriptions Daffy: Free $25 to give to the charity of your choice   Selected Links From The Episode Connect with Sebastian Modak: Website | Instagram | Twitter | Lonely Planet Publications Mentioned: On Québec’s Route Verte, not knowing what I was getting myself into was the best part 52 Places to Go in 2019 Resources Mentioned:  The World (Lonely Planet) Reddit Smart Wool Fjällräven Packing Cubes Takuhaibin Delivery Services   Full Show Notes What most people could be doing differently in the way they travel (1:21) Excellent examples of why people choose to travel (2:52) How to search for a travel destination based on the type of experience you want to have (5:16) Resources to find travel information and inspiration, and how Sebastian begins his travel planning (7:09) Sebastian recounts how reading a forum on Reddit inspired him to plan a bicycling trip in Canada as well as two takeaways from that trip (11:07) To make your trip more connective than extractive, Sebastian talks about research to do in advance and how choosing where to stay can impact your travel experience (14:55) Steps to take in order to feel connected to your destination (18:14) Sebastian’s hard and fast rules of what and how to pack (26:04)  Using GPS trackers in your luggage (29:11)  Checking bags versus using only a carry-on, renting items you may need, and alternate methods for transporting your luggage during your trip (30:55) Three tips for engineering moments of serendipity (33:17) How to create engaging and exciting experiences while traveling with children (41:19) Hiring experiences for your next travel adventure if you have limited time and budget isn’t the primary concern (46:01) Sebastian shares his most memorable and fascinating experiences of traveling to 52 destination in one year (50:52) Final travel parting advice (54:41) How to follow Sebastian on his adventures and learn what he is writing about (55:48)   Travel Destinations Mentioned Amalfi Coast Hawaii Slovenia Italy Provence Bordeaux France Spain Albania Croatia Czech Republic Prospect Park (Brooklyn) Alto Adige Quebec, Canada Bulgaria South Africa Uzbekistan Syria Turkey Siberia Tahiti Gambia Faroe Islands Dolomites Tokyo Kyoto Munich New York San Francisco New Orleans Galiza, Spain Chile Falkland Islands Denmark Orcas Island Mexico   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Aug 10, 2022
Bonus Q&A w/ Nick Gray: Favorite Destinations, Maximizing Points, Combatting Jet Lag and More
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#69: In this bonus episode of All the Hacks, entrepreneur and author, Nick Gray and Chris discuss all things travel. They cover how to get the best value when purchasing airfare, tried and true strategies for combatting jet lag, favorite travel destinations, and more. Nick Gray (@nickgraynews) is an entrepreneur, investor, author, and founder of Museum Hack. His new book is “The 2-Hour Cocktail Party” How to Build Big Relationships with Small Gatherings.”  Full show notes at: https://allthehacks.com/travel-bonus-episode-nick-gray   Selected Links From The Episode Southwest- Wanna Get Away Plus Chase Sapphire Timeshifter app Couchsurfing App Photo of Eggplant Parmesan in rural Tanzania Nick’s Travel Resources Nick Gray's Kyrgyzstan Travel Videos [VIDEO] Azores Adventure Medellin, Colombia: Travel Tips and Tricks Bukhara, Uzbekistan | One day tourism adventure in Bukhara City Nick Gray's Trans-Pacific Cruise Disney Cruises Virgin Voyages   Travel Destinations Mentioned Canary Islands Buenos Aires Bogotá Hawaii Japan Bangkok Bali Vietnam Thailand New Zealand Mexico City Cabo San Lucas Oaxaca Costa Rica   Full Show Notes Nick Gray and Chris discuss purchasing airfare tickets to get the best value: one-way vs round-trip (1:28) Chris shares how airline companies, post-Covid, have changed their policies regarding offering refunds and credits (5:39) Advice about how to get the most value for your points when booking flights (7:15) Jet lag strategies for international travel (9:22) Chris explains how his passion for building relationships with people from all over the world makes having an au pair a natural choice for his family (11:48) Given the option to drop everything and go away for a weekend, Chris and Nick share the travel destinations they would each love to visit (17:44) Nick and Chris’ favorite travel gadgets (23:56) Nick Gray’s travel recommendations to visit or avoid (25:41)  Reasons to consider taking a cruise on your next vacation (26:38)    Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Aug 05, 2022
Hosting Cocktail Parties, Building Relationships, Museum Hacks and Friends Newsletters with Nick Gray
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#68: Entrepreneur and author, Nick Gray joins Chris to discuss his mission to get people to host more parties, make connections, build friendships, and live a richer life. They delve into why Nick thinks name tags and icebreakers are non-negotiable for parties and get a complete run-through of everything you need to do to make your next cocktail party easy and effortless. Nick also shares all the museum tricks and tips he picked up while running Museum Hack, the multi-million dollar renegade museum tour company he founded and recently sold. Nick Gray (@nickgraynews) is an entrepreneur, investor, author, and founder of Museum Hack. His new book is “The 2-Hour Cocktail Party” How to Build Big Relationships with Small Gatherings.”  Full show notes at: https://allthehacks.com/cocktail-parties-nick-gray   Partner Deals Masterworks: VIP access to skip the waitlist Vuori: 20% off the most comfortable performance apparel I've ever worn   Selected Links From The Episode Connect with Nick Gray: Website | Blog | Twitter Nick’s Resources: How to Host a Party Website The 2-Hour Cocktail Party: Website The 2-Hour Cocktail Party: Amazon How to Host a Clothing Swap How to Plan a Networking Event How to Host a Happy Hour If I Had $10 Million Dollars, How Would I Live Differently? Music Playlist for Cocktail Parties Resources Mentioned:  The Art of Gathering: How We Meet and Why It Matters Mixily Partiful Chris’ go-to lemon ricotta pancake recipe Capital One Cultivist Deal  Academy of Sciences The Apollo Circle Metropolitan Museum of Art's Young Patron’s Program  Bank of America Museum Deal deYoung Museum AirBnb Experiences How Nick Gray Sold Museum Hack Podcast Nick’s Favorite: Museums Metropolitan Museum of Art (Take the entrance on 81st St to skip the lines) Legion of Honor  National Gallery of Art  New York City Recommendations New York City's Central Park (Picnic at Sheep Meadow) Washington Square Park  Scott's Pizza Tour   Full Show Notes Nick Gray, author of “The 2-Hour Cocktail Party” How to Build Big Relationships with Small Gatherings” explains the benefits of regularly hosting events (2:02) Advice about the best day of the week to host your cocktail party, the ideal duration, and who to invite (3:02) How to get 80% of the benefit with only 20% of the work of a dinner party and ideal number of guests to invite (5:42) Nick gives step-by-step invitation information and tips about hosting a party with kids (8:01) Information to put on your event page and two unique features Nick includes for all of his parties (18:55) What to serve at your cocktail party, the NICK party formula (20:47) How to get people to leave when the party is over (21:55) Choosing the perfect music streaming channel and types of cocktails to serve (23:11)  The reason Nick doesn’t serve beer (25:11)  Three parts of an icebreaker, examples, and how to use them during your cocktail party (29:08) The schedule and formula to use when sending reminder messages to your guests (37:08) Asking for feedback after your cocktail party (36:56) Advanced level party planning: Organizing a book or clothing swap (39:34) How to run a good icebreaker (40:55) Leading a party with generous authority (42:33) What people come away with after a successful cocktail party (43:34) Nick’s Museum Hack business (44:35) How to experience a museum for the first time and avoid gallery fatigue (46:42) Nick’s museum recommendations (50:55) Tips for getting good deals at museums (51:42) How to find a tour when visiting new locations (1:00:42) Selling a business using seller financing (1:01:54) Writing a quarterly newsletter (Life Updates) to your friends (1:04:01) Nick’s favorite New York City recommendations (1:06:04) Where to find Nick Gray online (1:07:44)    Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Aug 03, 2022
The 3-Minute Rule: Say Less to Get More from Any Pitch or Presentation with Brant Pinvidic
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#67: Award-winning Hollywood producer Brant Pinvidic, joins Chris to discuss The 3-Minute Rule – his effective method of saying less to get more. They cover how to deliver a pitch or presentation that grabs your audience’s attention, how to structure that pitch using the WHAC method, owning the negative instead of trying to overcoming objections, and how the phrase “keep it simple” is the ultimate guide for all conversations. Brant Pinvidic is an award-winning film director, veteran television producer, C-level sales and presentation coach. He has been named to the Hollywood Reporter's 30 Most Powerful Reality TV Sellers and is widely recognized as one of the great creative sales leaders in Hollywood. His most recent book is “The 3-Minute Rule: Say Less to Get More from Any Pitch or Presentation”. Full show notes at: https://allthehacks.com/3-minute-rule-brant-pinvidic   Partner Deals Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Fabric: Affordable term life insurance for you and your family   Selected Links From The Episode Connect with Brant Pinvidic: Website | Twitter | Instagram Brant’s Resources: Book: The 3-Minute Rule: Say Less to Get More from Any Pitch or Presentation Travel and Adventure Club: Reject Average Brant’s Top Travel Destination Recommendation: Whistler, BC Companies Mentioned:  Exro Technologies Bed & Bale   Full Show Notes Brant’s 3-Minute Rule technique: Say Less to Get More (1:31) Structuring your pitch or presentation using the WHAC method (05:53) How Brant applied the method when writing his book “The 3-Minute Rule: Say Less to Get More from Any Pitch or Presentation” (11:34) The reality of a hypersensitive audience and Brant provides feedback on Chris’ All the Hacks show description and outreach email (15:34) Providing people with an easy-out and how to effectively wrap a pitch (21:20) Owning the negative and moving on versus overcoming objections (27:02) Leading people to the conclusion you want through Hollywood storytelling for your pitch or product (31:33) Honing all of your communication mediums in a decision-by-committee world (39:43) Evaluating the effectiveness of your pitch and improving your speaking skills through practice and rehearsal (45:12)  Two guidelines to follow when using slides during a presentation (47:30)  The guide for conversation in life: “Keep it simple” (50:16) Brant recounts his adventures of selling his home, traveling across America in an RV, and meeting people every single day (53:55) Brant’s top summertime travel destination recommendation (59:40) Where to find Brant Pinvidic online (01:01:04)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jul 27, 2022
Rental Cars: Saving Money, Avoiding Fees and All the Secret Tricks with Jonathan Weinberg
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#66: Rental car expert, Jonathan Weinberg, joins me to discuss saving money and getting the best rate when renting a car. We also delve into the state of rental cars today, strategies to avoid paying exorbitant fees, the advantage of status loyalty programs, car rental insurance, money-saving hotel, airfare, and travel hacks, and much more. Jonathan Weinberg is the co-founder and CEO of AutoSlash, a website dedicated to saving people money on car rentals. Full show notes at: https://allthehacks.com/rental-cars-jonathan-weinberg   Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn RocketMoney: Easily cancel your unused subscriptions Daffy: Free $25 to give to the charity of your choice   Selected Links From The Episode AutoSlash | HotelSlash - discount code: allthehacks Resources Mentioned: Hertz Gold Plus Rewards Upgrade to Hertz President Circle with your Capital One Venture X card Enjoy Emerald Club Executive level membership with your Visa Infinite card National One Two Free program Kyte - Rental Cars, Delivered On Demand AutoSlash Blog post: Hot to Avoid Car Rental Additional Driver Fees   Full Show Notes History of the rental car industry and the state of rental cars today (2:05) Advice about when and where to book your rental vehicle and the many variables that complicate the search (5:21) How the AutoSlash search engine operates (11:15) Prepay versus postpay and searching for the best rates (12:45) Using discount programs to save money and get the best rate (14:01) Avoiding exorbitant fees and hassle by exercising caution when using an employer or corporate discount code (17:03) Timing the booking of your rental to get the best deal (20:05) How flexible are pick-up times, what companies offer grace periods for late returns, and how do weekend rental rates work? (23:07) The differences between a 4/5 star brand and a 2 stars brand (28:01) Other benefits to consider when choosing a car rental company to rent from and the advantages of status loyalty programs (33:18) What to look for when choosing your rental vehicle (35:55) Factors to consider when choosing to rent from the non-traditional rental companies (37:40)   Exercising caution when using opaque rentals or broker websites (40:43) Rental companies overselling their inventory and what to do if your rental is not available (44:11)  Negotiating discounts when you get upgraded to a larger vehicle (48:49) Never leave money on the table by paying for pre-paid fuel (49:52) Using your credit card car insurance, personal car insurance, or rental car company insurance. (50:59) Should you add more liability coverage than what is included, and are you covered if you book with points? (53:17) Using Amex rental car coverage (56:07)  Tips to avoid paying for various add-on rental fees (1:00:04) Tricks to score free upgrades (1:05:15) Documenting imperfections on your rental car (1:06:05) Tips and tricks when renting a car internationally (1:08:17) Two ways to use AutoSlash (1:11:35) Money-saving hotel, airfare, and travel hacks (1:14:17) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jul 20, 2022
Where to Put Cash, Saving Money on Gas, Latest Deals/Hacks and More Listener Q&A
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#65: Host Chris Hutchins tackles questions about the current market, where to put cash, investing strategies, backdoor Roth IRAs, net worth tracking, financial planning and saving money on gas. Chris also shares some listener hacks to save money and the top deals he’s seen lately. Full show notes at: https://allthehacks.com/listener-questions-4   Partner Links Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs   Resources Mentioned Investing All the Hacks Newsletter: All About Investing Part 1  Wealthfront: $5,000 managed free Series I Savings Bonds BlockFi (CEO Zac Prince: @BlockFiZac) CME FedWatch Tool Dollar-cost averaging just means taking risk later Wash-Sale Rule Definition Just How Valuable Is Tax-Loss Harvesting? Backdoor Roth IRA Definition Mega Backdoor Roth 401(k) Conversion Explained Financial Planning XY Planning Network Wealth Foundry: George Galat V, CFP Tracking Your Finances Wealthfront: Net Worth Tracker + Free Financial Planning Mint: Budgeting App Kubera: Net Worth Tracker AssetDash: Track Crypto and NFTs Tiller: Import account data into spreadsheets Saving Money on Gas Citi Premier: 80k Signup Bonus + 3x Points on Gas/Groceries/Hotels/Flights) Register for 5%/5x on Gas in Q3 for Chase Freedom/Freedom Flex GasBuddy: Cheapest Gas Station Finder App Listener Money Hacks Lowes Coupons Codes Cashback Monitor: Compare Cash Back Deals Across 100+ Sites Retailmenot: Earn Cash Back Lowes E-Gift Cards on Amazon Latest Deals Free Grubhub+ with Amazon Prime Free Uber One with Disney+ Free Cultivist membership for Capital One Cardholders (access 100+ museums) Free Instacart+ with Chase Free Mariott Gold status with Chase Sapphire Reserve Podcasts Mentioned All The Hacks #43 - Why 50/50 Doesn't Work: A New Model for Happier Relationships with Kaley and Nate Klemp #59 - Save Money, Build Wealth, and Just Keep Buying with Nick Maggiulli #64 - Inflation and All Things Money with Jacob Goldstein #42 - Beating Inflation, Alternative Assets, and Simplifying Your Finances with Ben Carlson #55 - Maximize Your Points: Stacking, Buyers Clubs, Redemption Hacks, and More with Julia Menez On the Brink #329 - Zac Prince (BlockFi) on Navigating Through the Storm Animal Spirits Macro Voices   Full Show Notes Current Markets and what to do with the money needed within the next three to five years (02:32) US Government Series I Savings Bonds (03:27) Crypto High-Yield Savings Accounts (04:19) High Yield Savings Account (05:55) Investing: What to do with a windfall in this market and the best way to start dollar-cost averaging (06:47) Tax Loss Harvesting (10:15) Direct Indexing (12:18) Backdoor Roth IRA: contributing even if your household exceeds limits for both Roth and traditional IRAs (17:45) Mega Backdoor Roth 401(k): after-taxes contributions to your 401k (19:31) Podcasts for sophisticated investors who want to continue learning (22:08) Financial Planning: comprehensive financial plans (25:27) Tracking your finances across all of your accounts (30:11) Saving money on gas: considerations for taking the cash discount, the best cards and apps to use, fuel reward programs, and electric vehicles (33:19) Listener money-saving hacks: stacking deals and transferring the available balance of Visa or Amex gift cards to your Amazon gift card balance (36:53) Free premium subscriptions, statuses, and perks that are available to members of certain cards or services (40:08) Chris shares how listener, Stephanie, used the hotel hack shared in episodes #1 and #55 to score big on a recent trip (41:03) Nominate All the Hacks for The People’s Choice Podcast Award (41:38) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jul 13, 2022
Inflation and All Things Money with Jacob Goldstein
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#64: Podcasting legend Jacob Goldstein joins Chris to discuss what's going on with inflation and what you can do about it. They also delve into everything money – how it originated, what its future might look like, how crypto fits in and some of Jacob’s favorite money hacks. Jacob Goldstein is a journalist, writer, and podcast host. He’s written for the Wall Street Journal, co-hosted NPR’s “Planet Money” for a decade, authored “Money: The True Story of a Made-Up Thing” and recently launched a new podcast, “What’s Your Problem?” Full show notes at: https://allthehacks.com/money-jacob-goldstein   Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Masterworks: VIP access to skip the waitlist Daffy: Free $25 to give to the charity of your choice Fabric: Affordable term life insurance for you and your family   Selected Links From The Episode Connect with Jacob Goldstein: Twitter | Podcast: What’s Your Problem? | Podcast: Planet Money Jacob’s Book: Money: The True Story of a Made-Up Thing What’s Your Problem? Podcasts: Squeezing the Entire Internet Into a Shoebox Jacob’s San Diego Recommendations: Roberto’s Taco Shop - Del Mar Torrey Pines State Natural Reserve Other Resources Mentioned:  Tesla Auto Loan Spreadsheet CME FedWatch Tool Series I Savings Bonds The Potential of Blockchain Technology with Chris Dixon Ryan Holiday  AutoSlash - Cheap Car Rentals Worldwide Kayak - Search Flights, Hotels & Rental Cars Tripadvisor Capital One Eno - Google Chrome Extension Truebill - Find & Cancel Subscriptions All The Hacks Traveling Podcasts:  Pro Travel Hacks for Every Aspect of Your Next Trip with Leigh Rowan Hacking Credit Card Points and Miles with Alex Miller Finding Cheap Flights to Anywhere in the World with Scott Keyes Redeeming Points for Max Value and Listener Q&A Upgrade Your Travel with The Points Guy Optimizing Points, Miles, and More Listener Q&A Travel, Hotel, and Credit Card Points Strategies for 2022 with Richard Kerr Travel Hacking Bora Bora on Miles and Points Travel Hacking the Lifestyles of the Rich and Famous with Leigh Rowan Travel Hacks for Planning Your Best Trip Ever with Brandon Pressor Maximize Your Points: Stacking, Buyers Clubs, Redemption Hacks, and More with Julia Menez Listener Q&A Live Show + Big Anniversary Giveaway   Full Show Notes: The current state of inflation (01:44) Where inflation is making the largest impact (04:55) Jacob explains when inflation can be a good thing (09:39) You do not need to finance your vehicle through the purchaser, and Chris shares how he financed his most recent Tesla purchase (12:01) How to prepare for inflation and I Bonds (15:39) Jacob explains what money is (20:58) The genesis story of money (23:04) NFTs, Crypto, and the difference between all the various forms of money in the 1800s as opposed to today (29:09) Chris & Jacob's stories of Bitcoin at the beginning (36:14) Jacobs three possibilities for the future of money and what happened in Italy when it started to include the black market in its GDP (37:57) Money lessons Jacob is passing on to his children (41:52) Status and dealing with the urge to keep up with the Jones's (44:46) Jacob's travel site filter and annualizing monthly payments hacks and Chris's Tesla delivery hack (49:01)  Managing your subscriptions and getting better deals on plane tickets (55:00) Jacob discusses his new podcast, What's the Problem? (59:56) Jacob's San Diego Recommendations (01:02:18) Find Jacob online (01:03:47)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jul 06, 2022
Deep Work, Digital Minimalism and Becoming So Good They Can’t Ignore You with Cal Newport
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#63: New York Times bestselling author and professor, Cal Newport, joins Chris to discuss building and living what he calls a “deep life.” We also delve into strategies that increase efficiency and quality of output, why constant email and messages are making you less productive (and what to do about it) and how to implement “high-quality leisure” into your life. Cal Newport is a professor of Computer Science at Georgetown University and the award-winning author of seven books that have been published in over 40 languages, including “Deep Work”, “Digital Minimalism”, and most recently, “A World Without Email.” Full show notes at: https://www.allthehacks.com/deep-life-cal-newport   Partner Deals RocketMoney: Easily cancel your unused subscriptions Inside Tracker: 20% off personalized wellness & nutrition plans backed by science   Selected Links From The Episode Connect with Cal Newport: Newsletter | Podcast: Deep Questions with Cal Newport Cal’s Books: Digital Minimalism: Choosing a Focused Life in a Noisy World So Good They Can't Ignore You: Why Skills Trump Passion in the Quest for Work You Love Deep Work: Rules for Focused Success in a Distracted World A World Without Email: Reimagining Work in an Age of Communication Overload All the Hacks Podcast: The Power of Regret, Motivation and Good Timing with Daniel Pink Study Hacks Blog: Work Less to Work Better: My Experiments with Shutdown Routines Resources Mentioned:  Paul Jarvis: Company Of One: Why Staying Small Is the Next Big Thing for Business Sebastian Junger Simon Winchester Steve Martin: Born Standing Up: A Comic's Life Steve Martin Quote: Charlie Rose Interview with Steve Martin (52:14) TEDTalk: Why You Should Quit Social Media Mouse Books Personalizing Your Productivity: The Time-Block Planner David Allen 43 Folders | Time, Attention, and Creative Work Cal’s Takoma Park Recommendations: Republic | Takoma Bev Co   Full Show Notes: The meaning of the term ‘deep life’ (1:22) Categories to radically change when searching for a deep life (03:05) The five Cs, Cal’s focus on community, and ways to foster deeper relationships (05:44) Data that supports the benefits of making radical lifestyle changes (9:26) Lifestyle-centric planning: working backward to make your dream a reality (12:03) Pursuing the goal of being passionate about your life (15:50) The Steve Martin quote that resonates with Cal Newport (18:53) Chris and Cal explain how the term ‘hack’ incorporates both little tricks and tips, as well as massive fundamental mindset shifts (22:05) Discussion of Cal’s book “Deep Work”, the importance of avoiding cognitive context shifts, and ways to develop that skill (26:02)  Learning to time-block and train to avoid distractions, and advice about overcoming the initial feelings of discomfort (30:06)  Slow productivity: categorizing your daily activities to increase efficiency and quality of output (35:26) Implementing office hours as a way to focus back and forth interactions (38:53) Escaping the existential void of ‘boredom scrolling’ by building up attractive alternatives to have more high-quality leisure time (44:01) Three categories of high-quality, meaningful, and challenging leisure activities (46:20) Cal’s digital minimalism philosophy (51:13) Avoiding numbing behavior by choosing intellectual activities during moments of boredom (55:03) Making a clear distinction between your workday and non-workday through the use of a shutdown routine and healthy ways to come back to second-shift work (57:29) Maintaining the balance between family and work with structure and clarity of your time (1:02:35) Cal’s Takoma Park recommendations (1:05:35) Find out what Cal is reading, writing, producing, and talking about (1:07:18)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jun 29, 2022
Protect Your Family, Mitigate Taxes and Preserve Your Wealth with Patrick Hicks and Mani Mahadevan
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#62: Estate Planning experts Patrick Hicks from Trust & Will and Mani Mahadevan from Valur join me to discuss all the fundamentals of estate planning and what you need to do to protect yourself and your family. We also dig deeper into advanced tactics commonly used by high net worth families to mitigate taxes, grow their savings and preserve their wealth for the future. Patrick Hicks, J.D. LL.M. is Head of Legal with Trust & Will, serving as their General Counsel overseeing all attorney-related operations, including regulatory efforts and legal affairs. Mani Mahadevan is the Founder and CEO of Valur a company created to help entrepreneurs and investors keep more of their hard-earned gains. Full show notes at: https://allthehacks.com/estate-planning-patrick-hicks-mani-mahadevan   Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Trustworthy: 20% off The Family Operating System® Daffy: Free $25 to give to the charity of your choice   Selected Links From The Episode Connect with Patrick: Twitter | Instagram | LinkedIn | Website Connect with Mani: Twitter | LinkedIn | Website All the Hacks Newsletter: Protecting Your Family with Estate Planning (what you need to know and do) Trust & Will: Get 15% off any estate plan at Trust & Will Valur: Get 3 months of trust administration free when you mention All the Hacks during signup Valur Blog Posts Valur Charitable Remainder Trust Guide Tax Planning Guide for Employees Save on taxes even if you have already realized your income Valur Crypto Tax Planning Guide Trusts 101   Full Show Notes  Three core functions of a will and who needs one (1:34) Patrick describes the process that happens when a person passes away without having a will (04:37) Two types of debt and what happens to your liabilities when you pass away (09:00) The core difference between an estate plan and a will (10:53) Common documents found within healthcare documents, the nuances of creating them, and in the case of becoming incapacitated, potential problems of not having one (12:07) Benefits of a revocable living trust and how they compare to a will (16:42) The probate process, time frame, and general expenses involved (19:59) Circumstances to consider when choosing to use a service or online template vs hiring an attorney (25:16) More benefits of choosing to set up a trust (29:10)  Administrative and financial responsibilities and requirements of a trustee (30:48) Conversations with the people you’ve chosen to manage your estate plan (37:04) Updating your estate plan (38:58) Trustworthy storage of your important documents (40:09) Patrick’s tips, tricks, and hacks on protecting your family in the event of your death (41:30) Chris shares the deal that Trust & Will has for All the Hacks listeners (44:29) Overview of tax and estate planning (46:20) Explanation of charitable remainder trusts, how they’re beneficial to charities, and how to make the tax benefits work for you (49:43) Two investment restrictions and the downside of investing in charitable remainder trusts (54:48) Minimizing estate taxes by using GRATs (grantor retained annuity trusts) in your estate planning (58:02) Avoiding taxes in a high-income year (1:04:26)   Tax opportunities and other benefits of using ILITs (irrevocable life insurance trust) (1:11:30) Chris shares advice about life insurance (1:13:41) Three categories of estate planning tactics (1:16:17) Using stretch IRAs, implications of the Secure Act, and finding and using technology to take advantage of opportunities (1:19:25) Ways that Valur is trying to make estate planning more accessible and affordable (1:25:01)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jun 22, 2022
Multiple Streams of Income, Side Hustles and a Bridesmaid for Hire with Jen Glantz
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#61: Entrepreneur and author, Jen Glantz joins Chris to talk about how placing an ad on Craigslist as a social experiment changed her life. They also discuss how to turn your passion and natural talents into your primary source of income, three ways to maximize success in your business, and lessons learned about grit, resilience, and confidence. Finally, drawing on her experience as a professional bridesmaid, Jen shares tips and advice about everything from planning a memorable wedding to writing the perfect speech.  Jen Glantz ( @jenglantz) is the founder of Bridesmaid For Hire, as well as a speaker, professional coach, podcast host and author. Her most recent book about trying to get married in a pandemic is Finally the Bride. Full show notes at: https://allthehacks.com/side-hustle-jen-glantz   Partner Deals Fabric: Affordable term life insurance for you and your family Inside Tracker: 20% off personalized wellness & nutrition plans backed by science   Selected Links From The Episode Connect with Jen Glantz: Instagram | Website Jen’s Side Hustles: Podcast: You’re Not Getting Any Younger Blog Business: Bridesmaid For Hire Books: All My Friends Are Engaged | Always a Bridesmaid (for Hire): Stories on Growing Up, Looking for Love, and Walking Down the Aisle for Complete Strangers Newsletters: Odd Jobs | The First Years of Marriage | Finally the Bride Kickstarter Game: The Newlywed Card Game Podcasts mentioned: The James Altucher Show: Make You a Millionaire! Jen Glantz EP01: You can't scale yourself! How to turn your knowledge into a million dollar!? You’re Not Getting Any Younger: EP 223: The 3 Best Life Hacks to Try (Chris Hutchins - All the Hacks) Other Resources Mentioned: Idea List App: NotePD James Altucher's 10+ Ideas a Day Getting Press: Help A Reporter | Qwoted: Reporters, Find Journalistic Sources Williamsburg, Brooklyn, New York Recommendation: Joe's Pizza Full Show Notes  Jen’s first blog and the opportunities that propelled her journey (3:44) Building credibility by consistently showing up for your audience (4:42) Jen describes how posting an ad on Craigslist changed her life over the course of a weekend (7:25) Responsibilities as a “Bridesmaid for Hire” and the two types of people who hire them (9:38) Fun and surprising experiences as a hired bridesmaid and ways to apply that knowledge to your situation (12:00) Three professionals to consult before your wedding (16:32) Finding your side-hustle (19:14) Getting out of a pattern of being stuck with your ideas (21:10) Factors to consider when setting the price of your services (22:49) Three ways to maximize success in your business (26:45) Leaving a steady W-2 income and turning your passion and natural talents into a full-time gig (30:49) Jen Glantz on The James Altucher Show (36:09) Using Kickstarter to launch your product (38:49)  Consulting with mentors to gain different perspectives and opinions, and lessons learned about grit, resilience, and projecting confidence (41:19)  Jen describes the time she auditioned for the role of QVC host and what she learned from that experience (46:41) Decision-making tips for those who overthink (48:33) Five things to focus on when planning a memorable and enjoyable wedding (50:26) Choosing the perfect wedding music, food, and drink options (53:06)  How to be a memorable guest (in a non-embarrassing way) (57:24)  Giving the perfect speech (58:52) Advice for bridesmaids and groomsmen (1:00:12) Jen’s recommendations for where to eat and what to do in Williamsburg, Brooklyn, New York (1:00:45) Where to find Jen Glantz online (1:01:17) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jun 15, 2022
An Entrepreneur Who Loves Traveling and Optimizing Money: The Story of All the Hacks
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#60: In this episode, your host Chris Hutchins shares his personal and professional story. He also explains how his life experiences, previous jobs and startups, and passion as an optimizer and entrepreneur inspired the creation of All the Hacks.  Full show notes at: https://www.allthehacks.com/founder-story-chris-hutchins   Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Rocket Money: Easily cancel your unused subscriptions Daffy: Free $25 to give to the charity of your choice   Full Show Notes Chris describes how his optimization and entrepreneurial tendencies developed during his youth (04:22) How attending boarding school inspired his ‘let’s just try it” attitude (06:20) Building a relationship with the college dean may lead to professional employment opportunities (11:08) Chris’ first experience in management consulting and the event that changed everything in his life like “a flash” (13:14) How the financial crisis, move to San Francisco, and job loss led to the SXSW BarCamp Conference and Laid Off Camp (16:17) Networking and freelance work (19:30) Chris and Amy’s economical 8-month trip around the world (20:33) Working for startups, learning to build consumer products, having a growth mindset, and selling a company to Google (23:39) Chris covers how gaining valuable experience working for Google Venture afforded him financial stability and allowed him to become CEO of his startup (29:00) The process Chris and his co-founder went through to develop their company, the brutal lesson they learned about human-powered financial planning, and the desire for self-driving money and personal finance products to help people grow their wealth more easily (33:55) Having a passion to optimize every aspect of his life and fielding questions about money hacks, Chris realized that he needed to create his podcast All The Hacks (36:52) Chris and Amy share their incredible wedding and honeymoon travel hacks (39:48) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jun 08, 2022
Save Money, Build Wealth and Just Keep Buying with Nick Maggiulli
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#59: Data scientist and author Nick Maggiulli joins Chris to talk about the most important principles for saving money and building wealth. They also cover investing in a market decline, evaluating risk, reasons to not max out your 401(k), why he likes income-producing assets, and becoming comfortable spending your money. Nick also shares his biggest college admission hack and "maybe the greatest decision” of his life. Nick Maggiulli (@dollarsanddata) is the Chief Operating Officer at Ritholtz Wealth Management and the creator of “Of Dollars and Data”. His book, Just Keep Buying: Proven ways to save money and build your wealth, explores optimizing personal finance and investing with the aim of increasing your wealth. Full show notes at: https://allthehacks.com/just-keep-buying-nick-maggiulli   Partner Deals Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Masterworks: VIP access to skip the waitlist   Selected Links From The Episode Connect with Nick Maggiulli: Twitter | Instagram | Website Nick’s Book: Just Keep Buying: Proven ways to save money and build your wealth Nick’s New York City Recommendations: Quality Branded, Sushi Seki, Ko, Ollie’s, Thyme Podcasts mentioned: All the Hacks #6: The Psychology of Money with Morgan Housel All the Hacks #19: Becoming a Better Investor with Andy Rachleff All the Hacks #51: Travel Hacking the Lifestyles of the Rich and Famous with Leigh Rowan   Full Show Notes How people should be operating during a decline in the markets (2:48) Making minor tweaks to your portfolio (5:06) Holding cash or investing in the stock market, fast-risk vs. slow-risk decisions, and trying to time the market (5:53) Taking advantage of a bear market (9:47) Investing in income-producing assets (15:09) Advice about investing in individual stocks (19:21) Three reasons to sell your stocks (21:21) Investing in non-income-producing assets (28:58) Should you max out your 401K? (29:57) Asset location and diversifying your portfolio (34:37) Hiring a professional when doing any type of tax-loss harvesting (36:34) Focusing more on income and saving rather than investing as a young adult (38:43) Transitioning your mindset from saving to investing (44:39) Reasons why merely cutting spending isn’t the path to building wealth in the long-run (47:29) The importance of having an absolute measure of wealth, especially if you don’t feel “rich” (49:29) Nick Maggiulli's top principles for saving money and building wealth (52:04) Nick shares his greatest college admission hack and tactics (outside of investing) to increase your efficiency (54:45) Nick’s favorite New York City recommendations (58:17) Where to find Nick Maggiulli online (59:46)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jun 01, 2022
How Kindness Can Make You Unbeatable at Work and Connect You with Anyone with Adrienne Bankert
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#58: Emmy-award-winning journalist and author Adrienne Bankert joins Chris to talk about how to make kindness your hidden superpower. They also discuss, giving and receiving constructive criticism, cultivating kindness within yourself, establishing a relationships mentors, and Adrienne evaluates Chris’ performance as an interviewer! Adrienne Bankert (@abontv) is the host of Morning in America and a former national correspondent for ABC News. Her book, Your Hidden Superpower: The Kindness that Makes You Unbeatable at Work and Connects You with Anyone is about resilience, facing competition, and dealing with negativity. Full show notes at: https://allthehacks.com/kindness-adrienne-bankert   Partner Deals Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Fabric: Affordable term life insurance for you and your family   Selected Links From The Episode Connect with Adrienne Bankert: Instagram | Twitter | Website Adrienne’s Book: Your Hidden Superpower: The Kindness That Makes You Unbeatable at Work and Connects You with Anyone Podcasts mentioned: All the Hacks #53: Travel Hacks for Planning Your Best Trip Ever with Brandon Presser All the Hacks #57: Living a Life of Excellence, Agility and Meaning with Navy SEAL Mike Hayes All the Hacks #37: The Surprising Habits of Backable People with Suneel Gupta Books Mentioned: Indistractable: How to Control Your Attention and Choose Your Life Radical Candor: Be a Kick-Ass Boss Without Losing Your Humanity How to Win Friends & Influence People Backable: The surprising truth behind what makes people take a chance on you Other Resources Mentioned: Robin Arzón - Peloton Trainer that inspired Chris to create his running mantra Adrienne’s Good Morning America interview with the cast of “A Star is Born” Adrienne is now a Journalist at NewsNation Adrienne’s Chicago Recommendations: High Tea at The Peninsula   Full Show Notes Practicing kindness to encourage, inspire, and put you and others in a better mood (2:15) Using subtle reminders to help center and calm yourself (7:20) Discerning when to provide private versus public critique, and offering constructive feedback rather than confrontation (12:05) How to ask for feedback when looking to improve your skills and gain wisdom (15:47) Reading a room to discern what your audience needs (18:51) Hacks to prepare yourself and your environment for effective and meaningful presentations (23:17) Strategies for presenting yourself in a more personable way with colleagues during online meetings (31:26) How to build trust through kindness (37:29) Overcoming selfish moments and opening yourself up to once in a lifetime opportunities (40:21) Ways to politely and kindly remove yourself from a conversation (43:42) Honing your kindness skills by scheduling it into your day (51:04) Establishing a positive, successful, and reciprocal relationship with a mentor (55:57) Adrienne provides advice about listening attentively and leading an interview with strength and expertise to pique interests maximally (1:00:58) Adrienne Bankert’s favorite Chicago recommendations (1:05:15) Using his experience as an investor and entrepreneur, Chris shares one thing that is frequently overlooked that everyone should know (1:07:36) Where to find Adrienne Bankert online (1:10:12)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
May 25, 2022
Living a Life of Excellence, Agility and Meaning with Navy SEAL Mike Hayes
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#57: Former Navy SEAL Commanding Officer Mike Hayes joins Chris to discuss leadership principles, strategies for successful communication, building confidence, and the most important lessons that he learned while serving in the Navy SEALs. Mike Hayes (@thisis.mikehayes) is a 20-year veteran of the Navy SEALs, where he last served as Commanding Officer of SEAL Team TWO, overseeing a 2,000 person Special Operations Task Force in southeastern Afghanistan. He is also the former Director of Defense Policy and Strategy at the National Security Council, Chief Digital Transformation Officer at VMWare, and author of Never Enough.  Full show notes at: https://allthehacks.com/purpose-meaning-mike-hayes   Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Point.me: $1 trial w/ this link (and the code ALLTHEHACKS)   Selected Links From The Episode Connect with Mike Hayes: Instagram | Twitter Mike’s Book: Never Enough Mike’s Sunapee, New Hampshire Recommendation: The Anchorage The US National Medal of Honor Museum: https://mohmuseum.org Podcasts: All the Hacks #19: Andy Rachleff Become a Better Investor All the Hacks #39: David Marquet The Language and Actions of Great Leaders All the Hacks #47: Arthur Brooks Finding Happiness, Success and Deep Purpose All the Hacks #52: Liz Moody Hack Your Health (While Still Enjoying Life) Full Show Notes Three principles to aim for in everything you do (1:50) Why Mike’s book: Never Enough is relatable regardless of the life path you choose (4:32) Two lessons Mike learned during a near-death situation in Peru (6:01) Using examples of his time with the Navy Seals; Mike explains how debriefing with questions like “What could I have done better?” leads to success (8:54) The importance of delivering a message in a way that maximizes the probability of growth in a professional environment (11:59) As a former Director of Defense Policy and Strategy, Mike explains the exciting and uniquely high-pressure situations that he has experienced in the White House Situation Room (15:43) Strategies for learning from failure, and the value of being confident AND humble (17:14) Manufacturing discomfort, pushing yourself harder to live in the struggle, and stretching yourself beyond your perceived limitation, to increase confidence (19:49) Cost-benefit analysis: simply following the rules versus pushing beyond toward innovation and entrepreneurship (26:38) Focusing on the outcome and using the most efficient method toward achievement, and the four most important verbs to focus on during a meeting (29:22) Chris and Mike share methods they use to politely refocus a meeting (32:53) Mike’s perspective on why asking for help is a sign of strength and why hard, intrusive questions must be asked (38:24) Building a positive ecosystem and network through relationships with others (43:48) Technology and tactics to improve presence and focus during conversations (46:12) Lessons learned from high-stakes situations in Iraq about slowing down, staying calm, and maintaining focus (49:19) How the principles described in Mike’s book “Never Enough” change in importance throughout a person’s life (51:52) Mike speaks of his mission to do great things for others, the purpose of writing “Never Enough”, and why he is passionate about its success (55:57) Advice about getting as much sleep as possible for optimal performance (58:05) Mike’s restaurant recommendation in Sunapee, New Hampshire (59:41) Where to find Mike online and ways to support his missions (1:00:44]    Quotes: “We're only excellent if we know we're never excellent enough.” -Mike Hayes Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
May 18, 2022
Listener Q&A Live Show + Big Anniversary Giveaway!
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#56: Today, our Host, Chris Hutchins (@hutchins) celebrates the one year anniversary of All The Hacks! This was a live Q&A recorded on May 9th, 2022 with All The Hacks listeners tuning in. Chris answers questions on earning points buying a house and car, how flexibility helps you save big on award flights, whether elite status is worth it and much more. Full show notes at: https://allthehacks.com/anniversary-live-show   Partner Deals Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Masterworks: VIP access to skip the waitlist Point.me: $1 trial w/ this link (and the code ALLTHEHACKS)   All the Hacks Episodes Mentioned #34 - Hacking Healthcare, Prescriptions and Medical Bills with Marshall Allen #11 - Making Money from Side Hustles with Nick Loper   Resources Mentioned All The Hacks Upgrade Program - free upgrades, breakfast and more on paid luxury hotel stays Savanti Travel: - High end travel concierge, owned by Leigh Rowan (ATH #1 and #51) Point.me and BookYourAward.com - Award booking services Notion - How I track all the information for podcast (and actually for our family) Countdown to the FOMC - FedWatch Tool for interest rate hikes CreditKarma - Free credit score and helps find cards you can get approved for Extra.App - Debit card that helps you build credit CardPointers - Get 20% at allthehacks.com/cardpointers Vuori: 20% off your first purchase at allthehacks.com/vuori Rakuten - Big Give Week with 15% cash back and free $40 for new users   Full show notes Q: Colin asks, How can I maximize points while trying to purchase a house or a car? Q: Chad asks, When planning a trip with points should I aim to book last minute? Or should I plan in advance?  Q: Webber asks, how should I figure out where to stay in London for a luxury splurge? Q: Mallorie asks, how should I plan my trip to Japan while also making sure that I optimize my credit card award bonuses? How do I know which new cards to sign up for? Q: Brandy asks, how do you decide when to maximize points and when to just spend the money to save the time? Q: Jared asks, how important is elite status? Q: Andrew asks, if it’s worth staying with IHG when Hyatt seems to be the best hotel transfer partner? Q: JC asks, how does Chris keep all his podcast notes organized? Q: Mallory asks, if you are lower income, how can you start earning bonuses? Q: Yevgeniy asks, are there any BlockFi alternatives for high yield? Q: Peter asks, what are your tips for students who don’t have established credit? Q: Benji asks, is there a cash back debit card? Q: Mallorie asks, when you have a lot of financial goals, but limited financial resources; where do you start? Q: Webber asks, what are the best cards to use on Amazon? Q: Lessie asks: what about Discover cards? Q: Marlin asks, what cards should I use to optimize my spend while doing my home remodel?   The Quick Hacks Use your favorite card for a down payment on your new car (including Tesla!) Don’t forget about “Position flights” or flying from one smaller airport to a major hub. CardPointers is an amazing app for tracking and optimizing your points. Don’t forget to try the “reconsideration line” if you ever get declined for a card If you have an old card, don’t cancel the card, it’s helping your credit score! If it has a fee you don’t want to pay, ask to get the card downgraded to a no annual fee card. When appropriate: don’t pay in cash, pay in gift cards!   Editors Note Wish Amy and Chris the best of luck; baby two coming very soon!  
May 11, 2022
Maximize Your Points: Stacking, Buyers Clubs, Redemption Hacks, and More with Julia Menez
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#55: Points expert, Julia Menez, joins Chris to go deep on all things points and miles, including points stacking, optimizing rewards, tools to help organize your points and miles, using buying clubs to earn lots of points, and Chris shares how a somewhat sketchy website saved him an extra 15% off a new couch! Julia Menez (@geobreezetravel) is a points strategy coach, speaker and host of the Geobreeze Travel podcast, where she interviews travelers from all walks of life about their points and miles strategies. Full show notes at: https://allthehacks.com/maximize-points-julia-menez Sponsor Links Vuori: 20% off the most comfortable performance apparel I've ever worn Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Fabric: Affordable term life insurance for you and your family CardPointers: 20% off the app that helps you earn more cash back, points, and miles   Selected Links From The Episode Connect with Julia Menez: Website | Instagram | Facebook Julia’s Podcast: Geobreeze Travel Julia’s gift to All the Hacks listeners: Geobreeze Hotel Upgrade Template Buyers Clubs PFS Buyers Club MYS Buying Group BuyForMeRetail @thepointsanalyst Pack Your Bags With Points Julia's Monthly Buyers Club Masterclass Earn More Points + $$$ Grabr - Get paid to bring items when you travel Rakuten - Cash back Fluz - Cash back Seated - 20%+ back at restaurants Dosh - Additional rewards Cashback Monitor - Find the best cash back Honey & RetailMeNot - Get Promo Codes SearchTempest - Search Craigslist Savendeals - Buy coupons MyVegas Rewards - Get points for Vegas Frequent Miler Doctor Of Credit Pay1040.com - Pay taxes with credit card ID.me - Discounts for teachers/military Optimizing Your Points Feedly AwardWallet Travelfreely CardPointers Credit Karma Point.me ANA Around the World Redemption United Excursionist Perk Scott’s Cheap Flights Credit Cards American Express Gold - 4x Dining/Groceries Bilt Rewards - Earn Points on Rent Chase Freedom Unlimited - 1.5x on Everything Chase Freedom Flex - 5x on Rotating Categories Chase Sapphire Preferred - Huge 80k Bonus and 3x Dining/2x Travel Chase Sapphire Reserve - 3x Dining/Travel All the Hacks Card Signup Site - Thanks for using this! :) Podcasts Geobreeze Travel podcast: Episode 7 - How to Stack Points and Rewards Programs with Angel Trinh (@pennywisetraveler) Episode 56 - How to Earn More Points on a Teacher's Salary with Zac Hood (travelfreely.net) Episode 67 - Brazil Travel Tricks and Military Benefits with Mark White Hacking the American Dream   Full Show Notes How people on a smaller budget can earn enough points to use toward travel (03:05) Outsource buying, how participating in buying groups can work to your advantage (05:14) When sourcing items, do buyers usually pay more than the item costs? (07:04) Buyer’s groups: are they reliable? (08:36) Using multiple Chase cards to earn more points (11:10) Bringing electronic and medical devices to Latin America (11:55) Chris and Julia walk through an extreme example of how valuable ‘stacking’ can be along with ways to automate the process (13:40) The unbelievable benefits of stacking through dining portals (14:54) Using Cashback Monitor (18:45) Julia’s favorite app for stacking deals in Las Vegas (23:53) Chris highlights the “crazy amounts” of point stacking deals (26:39) Specific places to search online for timely deals that require prompt action and tools to help organize your point balances (28:52) Why it’s important to understand the 5/24 rule and its exceptions (31:54) Julia Menez’s go-to cards and her advice for travelers who are just beginning the process of accumulating points (35:16) Amazing points redemptions (40:02) Buying points, is it worth it? (50:55) When paying taxes on a credit card might make sense (52:54) Hacks for military and their spouses (57:49) Julia's hotel upgrade template (59:56) Where to find Julia Menez online (1:01:50)
May 04, 2022
Minimalism and the Things That Matter for a Meaningful Life with Joshua Becker
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#54: Minimalist expert and award-winning author, Joshua Becker, joins Chris to talk about the many ways that “things'' get in the way of living a purpose-filled life. They discuss Joshua’s top decluttering strategies, the 8 distractions that prevent people from living more meaningfully, and hacks to help guide you toward achieving the benefits of a more satisfying life through owning less. Joshua Becker (@joshua_becker) is an expert minimalist, an award-winning author, and the founder of Becoming Minimalist, a website dedicated to inspiring others to find more life by owning less. He recently released his latest book Things That Matter: Overcoming Distraction to Pursue a More Meaningful Life. Full show notes at: https://allthehacks.com/minimalism-joshua-becker   Sponsor Deals Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Daffy: Free $25 to give to the charity of your choice Selected Links From The Episode All the Hacks Newsletter: Sign Up Connect with Joshua Becker: Website | Instagram | Twitter Joshua’s Books:  Things That Matter: Overcoming Distraction to Pursue a More Meaningful Life The Minimalist Home: A Room-by-Room Guide to a Decluttered, Refocused Life The More of Less: Finding the Life You Want Under Everything You Own Simplify: 7 Guiding Principles to Help Anyone Declutter Their Home and Life Clutterfree with Kids: Change your thinking. Discover new habits. Free your home Podcasts mentioned: All the Hacks Podcast #25 Nir Eyal All the Hacks Podcast #50 Adam Nash Resources Mentioned: Harvard Study: Exchanging cents for seconds : the happiness benefits of choosing time over money Happy Money: The Science of Happier Spending Indistractable: How to Control Your Attention and Choose Your Life Courtney Carver’s Website: Be More With Less Logan and Tammy Strobel’s Website: Our Tiny House Joshua’s Phoenix Recommendations: Barrio Cafe | Camelback Mountain Full Show Notes What most people get wrong when they think about minimalism (01:39) The importance of having fewer physical distractions and unnecessary possessions in your life (02:32) The first question Joshua asks those who are beginning the process of removing distractions from their lives (03:47) Joshua's top decluttering strategy (07:01) Staging your home for living: how to make small changes to promote a calm space and the importance of finding the purpose of your home (08:54) How one conversation inspired Joshua’s transition to minimalism and the positive outcome of his decision (13:12) Alternatives to keeping seldom-used items, the cost of holding on to them, and the benefits of letting them go (15:59) How decluttering during a move afforded Chris the ability to use his space differently (21:31) Donate or sell? Joshua provides insight about getting rid of valuable items (22:49) Chris discusses the 5 core principles of smart spending as described in Elizabeth Dunn’s book Happy Money (25:40) Spending money on things to buy time versus having fewer items, practical advice on learning what’s right for you (27:30) As the trend grows in popularity, is there a ‘right’ way to apply the minimalist approach to your space? (29:38) 10 questions Joshua suggests you ask during the process of minimalizing (31:09) The realization Joshua came to once he adopted the minimalist lifestyle and what inspired him to write: Things That Matter (34:07) 8 distractions that prevent people from feeling the most satisfied and fulfilled (35:53) Acknowledging that money is not the end-all and the shocking results of a Harvard study of 100,000 people on time versus happiness (40:04) Focusing on things that matter through generosity and acts of service (42:30) Ways in which distraction of the ‘trivial’ prevents us from finding our purpose and the importance of taking a ‘digital detox’ (45:26) Joshua’s top recommendations for ‘dine, drink, and do’ in the Phoenix area (50:21) Where to find more information about Joshua Becker (51:58)
Apr 27, 2022
Travel Hacks for Planning Your Best Trip Ever with Brandon Presser
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#53: Award-winning travel journalist Brandon Presser shares advice on choosing accommodations, critical factors to consider when planning a trip, his top travel hacks, and his favorite off-the-beaten-path points of interest. He also discusses his traveling philosophy and shares his top lesser-known travel destinations! Brandon Presser (@brandpress) is a freelance features writer and travel expert. He’s written 50+ travel guidebooks, contributes to numerous influential publications, and can be seen on Bravo's television series, Tour Group where he led a group of eclectic travelers around the world. He recently released his latest book: The Far Land. Full show notes at: https://allthehacks.com/best-trip-brandon-presser Sponsor Deals Daffy: Free $25 to give to the charity of your choice Selected Links From The Episode All the Hacks Newsletter: Sign Up Connect with Brandon Presser: Instagram | Twitter | Facebook | Website Brandon’s Work: Latest Book: The Far Land Guidebooks Articles Published Bravo’s Tour Group Where to Travel in 2022 Photo of Juxtaposition in Kyrgyzstan Brandon’s Hospitality Jobs: Maître d’ at Nobu Butler @ The Plaza Hotel Deckhand on a Luxury Yacht Commercial Flight Attendant Private Jet Flight Attendant Vegas High Roller Suite Manager Honeymoon Planner Madagascar Club Sandwich: Le Pavillon de l'Emyrne Japan Recommendations: Yanaka Kanazawa Kaga Hot Springs Shikoku Setagaya Shimokitazawa (Bear Pond Espresso) Daikanyama (Tsutaya Bookshop) Jiyugaoka Book mentioned: Happy Money: The Science of Happier Spending Travel Shoes: Palladium Iceland Recommendations: Snaefellsnes Peninsula Hotel Egilsen   Full Show Notes What most people get wrong about the way they travel and plan vacations (1:25) Advice about travel planning and critical factors to consider when choosing your destination (1:59) What's so fulfilling about authentic travel (4:04) Why having a ‘checklist’ may not result in the most meaningful travel experience (5:28) The most effective (and non-insulting) ways to show generosity while traveling (9:27) Authentic travel experience versus a ‘commercial vacation’ (10:44) A career as a fixer and advice for finding a trip planning guide (13:36) Writing guidebooks for Lonely Planet (16:10) How social media has changed travelers’ need for guidebooks and review sites (18:11) The importance of using your instincts, hotel concierges, and online resources (21:14) Having stayed in 3,000+ hotels, Brandon offers advice on what to look for in a ‘nice’ hotel (27:02) “I don't want people to skimp on a crappy Q-tip. I want a good Q-tip.” (29:39) Using a quality rating metric of club sandwiches! (29:51) Why Japan, as a destination, is always at the top of Brandon's list (32:20) The downsides of a career in travel writing, and even living in incredible places, especially on someone else’s dime (37:43) Favorite luggage and travel footwear (39:32) Finding the balance between taking photographs and being fully immersed in your travel experience (41:48) “I don't want a photo that someone's already taken a better version. I want to capture my moments of serendipity, that's what I use photography for" (43:50) Brandon distills his favorite travel hacks (44:00) Alternative cost-effective travel locations (45:42) Brandon’s bucket list of travel destinations (54:08) What constitutes a true ‘visit’ for the purpose of country counting (56:51) Working high-end hospitality jobs at Nobu, The Plaza, and Barneys (57:21)  Brandon on his search for ‘Eloise moments’ (01:00:41) Top tips and tricks from years in travel service (01:03:51) How carrying tokens of gratitude can affect your travel experience (01:07:54) The Far Land: 200 Years of Murder, Mania, and Mutiny in the South Pacific (01:10:06) Travel Recommendations for Iceland and Japan (01:15:40)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Apr 20, 2022
Hack Your Health (While Still Enjoying Life) with Liz Moody
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#52: Writer and cookbook author Liz Moody joins Chris to discuss health and wellness hacks, including what kind of foods you need to be adding in, supplements, vitamins, cold showers, circadian walks, hydroxyapatite, taping your mouth, all her favorite health hacks, and more. Liz Moody (@lizmoody) is a health and wellness hacker. She is the author of two healthy cookbooks: Healthier Together: Recipes for Two-Nourish Your Body, Nourish Your Relationships, and Glow Pops, contributing food editor for mindbodygreen, and host of the hit wellness podcast Healthier Together.  Full show notes at: https://allthehacks.com/health-liz-moody Selected Links From The Episode All the Hacks Newsletter: Sign Up Liz Moody: Instagram | Podcast | Patreon | Cookbooks | HT Deck Chris on Liz's Podcast: Healthier Together with Chris Hutchins Liz Moody Episodes Mentioned: Glucose Goddess | Dr. Katy Milkmen | Dr. Anna Lembke | Mark Burhenne, DDS | Dr. Amishi Jha Liz’s London Recommendations: Dishoom | Canal Walks | Paddington Station | Camden Market | Nitrogen Ice-Cream | Gordon’s Wine Bar Products Mentioned: Athletic Greens | RiseWell Toothpaste | Boka Toothpaste  Affordable Life Insurance: Fabric 20% off Performance Apparel: Vuori Free Vitamin D + Travel Packs: Athletic Greens   Full Show Notes Who is Liz Moody (01:33) Eating healthy with fruity pebbles (03:14) Green starter hack (07:55) Cauliflower rice hack (12:32)  Adding spices (14:07)  Starting every morning with a big smoothie (14:42) Do spices go bad? (18:48) Liz's taco salad recipe (21:03) Why Liz's cookbook is gluten-free & dairy-free (22:13) Plant forward (22:57) Do vegetables need to be organic? (24:17) Grass-fed beef (25:19)  Supplements and vitamins (26:20) Eating diverse produce (28:22)  Set the bar lower (31:27) Make it enjoyable (33:47)  Starting a meditation practice (35:31) Cold showers (40:17) Balancing your dopamine levels (41:38)  What taking a cold shower looks like (45:29) Circadian walks (50:49)  Hydroxyapatite (53:22) Taping your mouth (55:54)  The healthier together deck (57:27) Liz's London recommendations for a meal, drink, and something to do (1:00:58)   Where to find Liz online (01:07:00)    Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Apr 13, 2022
Travel Hacking the Lifestyles of the Rich and Famous with Leigh Rowan
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#51: Travel Pro Leigh Rowan joins Chris for a second time to discuss luxurious travel hacks, including getting the best prices on private jet travel, first-class experiences flying commercial, a look into high-end luxury resorts, and advice on tipping, luxury property rentals, and organizing your activities on your next vacation. Leigh Rowan (@leighrowan) is a serious travel hacker. He is the founder and CEO of Savanti Travel, a travel management company for executives, and prior to that was the COO of The Points Guy. Full show notes at: https://allthehacks.com/luxury-travel-leigh-rowan Watch on YouTube: https://youtu.be/75BUUvUMyyM   Selected Links From The Episode All the Hacks Newsletter: Sign Up Leigh Rowan: Twitter | Savanti Travel Find empty legs on private jets: Villiers Jets | XO | Victor | OpenPoint Find your airline’s seat map: SeatGuru Find luxury properties: Cuvee Ridiculous villa Chris booked in Cabo: Villa Turquesa Perks and benefits experiment email: getupgraded@allthehacks.com Concierge Services: Quintessentially   Experience shared private flying: JSX   Full Show Notes Who is Leigh Rowan (00:14) A listener’s email about ultra-high-end travel experiences (01:43) What does private jet travel look like? (03:14) The dirty secret about private aviation (04:42) Where to find the deals on private jets (06:25) The cost of renting a plane (07:02) Cabotage (10:16) The most common use of private travel (10:47) Will private jet demand wane post-pandemic? (11:59) The private jet experience (15:13) Getting on and off a private jet (16:41) Traveling with JSX (18:52) First-class experiences when flying commercial (20:32) Is the premium economy coming back? (25:47) Flying business class internationally (28:57) What a high-end luxury hotel looks like (30:47) Four vs. Five-star resorts (31:20) Luxury high-end resort loyalty programs (37:45) Higher-end luxury property rentals (41:46) The perks of working through a travel advisor (47:35) Practical advice around tipping (51:28) Organizing activities on your vacation (56:02) Where to find Leigh Rowan online (58:21)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Apr 06, 2022
The Power (and Tax Savings) of Charitable Giving with Adam Nash
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#50: Entrepreneur and investor Adam Nash joins Chris to discuss the biggest misconceptions of philanthropy, the hurdles of giving, tax benefits for charitable donations, real estate investing, why Daffy was created, everything you need to know about Donor-Advised Funds, and more. Adam Nash (@AdamNash) is the CEO and co-founder of Daffy, a not-for-profit community built around a new modern way to give. Adam is a seasoned executive, investor and advisor. He sits on the board of the investing company Acorns, he teaches the "Personal Finance for Engineers" course at Stanford and he was previously the president and CEO at Wealthfront.  Full Show Notes at: https://www.allthehacks.com/giving-adam-nash View Episode on YouTube: https://youtu.be/mERMZviCHx0   Selected Links From The Episode Get a free $25 in your Daffy account: https://allthehacks.com/daffy Connect with Adam Nash: Twitter | Instagram | Adam's Blog | Daffy’s Blog Selected Works from Daffy’s blog: Let’s Close the Trillion-Dollar Generosity Gap | The Benefits of Donating Stock to Charity Adam’s Stanford Course: CS 007: Personal Finance for Engineers Book Mentioned: Happy Money: The Science of Happier Spending by Elizabeth Dunn and Dr. Michael Norton   Palo Alto Recommendations:  The Post | The Sea | Stanford Campus | The Dish | Shoreline Lake Bilt Signup: https://allthehacks.com/bilt   Full Show Notes  Chris welcomes Adam to All The Hacks (00:00)  The biggest misconceptions about philanthropy (02:13) How much should one give? (03:29)  How to know if an organization is using its money wisely (09:22) Could people be giving more? (12:36) The hurdles of giving (15:10) Giving to multiple similar organizations (20:44) Tax benefits for charitable donations (23:15)  Donor-Advised Funds (23:49) Why Daffy was created (27:42) Why do large firms have such high fees on donor-advised funds? (30:34) Donating appreciated assets (33:04) Moving your Donor-Advised Funds (38:31) Donor-Advised Fund apps and their ease (40:37)  Investing inside your Daffy Donor-Advised Fund (44:31) What people are getting wrong about personal finance (46:04) How do alternative investments fit into your portfolio? (48:10) Real Estate investing (52:36) Dinner, Drink, and Something to do in Palo Alto (57:52) Where to find Adam online (59:41)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Mar 30, 2022
Travel Hacking Bora Bora on Miles and Points
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#49: This episode breaks down exactly how I booked a $20,000+ trip Bora Bora for less than $1,500 with points and miles. I'll break down finding flights, transferring the points, booking the hotels, my own recommendations for Bora Bora and all the hacks you need to make a trip like this possible yourself. Watch the video of this episode: https://youtu.be/wjX4K2RLOj8   Full Show Notes at: https://allthehacks.com/travel-hacking-bora-bora   Selected Links From The Episode Suggested Episodes on Travel Hacking: #1. Leigh Rowan | #2. Brad Barrett | #27. Brian Kelly Point.me: $1 for your first month with this link (and using the code ALLTHEHACKS) Finding the right flight: point.me | FlightConnections | Google Flights | ExpertFlyer | French bee | Air Tahiti Nui Finding the right hotel: Google Hotels | AwardMapper | Costco Travel | FlyerTalk (example thread on St Regis Bora Bora) Tahiti Recommendations: Intercontinental Tahiti | Hilton Hotel Tahiti Bora Bora Recommendations: St. Regis Bora Bora Resort | Conrad Bora Bora Nui | Bora Bora Sharks and Stingrays | Amazon Floats   Full Show Notes Chris introduces All The Hacks from Bora Bora (00:00)  Listener Email (01:13) Trip background (03:02)  A glimpse into Bora Bora (04:40) Finding the right flight (06:46) Flightconnections.com (06:57) Google flights (07:27) Expert flyer (11:40) Point.me and Air Canada (13:13) Finding the right hotel (16:24) Google Hotels (16:50) Awardmapper.com (18:43) Booking with Marriott (19:09) How to get that upgrade (22:30) Flying Air Tahiti (24:18) Costco Hack (26:41) Food costs (27:12) St. Regis vs. Conrad (28:13) Bora Bora Hacks (31:17)     Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Mar 23, 2022
Using an Investing Checklist to Improve your Portfolio with Brian Feroldi
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#48: Investing expert Brian Feroldi joins Chris to discuss the current market, Brian’s counterintuitive investing philosophy, making an investor checklist, evaluating risk, investor policy statements, understanding market capitalization, creating an exit strategy, asymmetric bets and more. Brian Feroldi (@BrianFeroldi) is a financial educator, YouTuber, and author of Why Does The Stock Market Go Up?: Everything You Should Have Been Taught About Investing in School, But Weren’t, who has also written more than 3,000 articles on stocks, investing, and personal finance for the Motley Fool. He's been intensely interested in money, personal finance, and investing since he graduated from college and shares his knowledge with the world on Twitter, YouTube, Instagram and Fool.com. Full show notes at: https://allthehacks.com/investing-checklist-brian-feroldi   Selected Links From The Episode Connect with Brian Feroldi: Twitter | YouTube | Instagram | Website | Motley Fool Articles Order Brian’s Book: Why Does The Stock Market Go Up?: Everything You Should Have Been Taught About Investing in School, But Weren’t YouTube Video: Brian Feroldi’s Stock Investing Checklist: A Step By Step Guide Brian’s Investing Checklist: brianferoldi.com/checklist/ Stock Investing Platforms mentioned: Interactive Brokers | M1 Finance Rhode Island Recommendations: Hemenway’s Restaurant | Waterfire Providence | Tilted Barn Brewery  Books Referenced: Warren Buffet and the Interpretation of Financial Statements: The Search for the Company with Durable Competitive Advantage by Mary Buffett and David Clark The Little Book That Builds Wealth: The Knockout Formula for Finding Great Investments by Pat Dorsey 100 Baggers: Stocks that Return 100-to-1and How to Find Them by Christopher W. Mayer   Full Show Notes Chris welcomes Brian to All The Hacks (01:15)  Making sense of the current market (01:25) How Brian feels about calm and volatile times (03:06)  Timing the market vs. dollar-cost averaging (04:13) How Brian thinks about managing his own portfolio (06:35) Evaluating risk (08:27) The Investor policy statement (09:43)  How to make an investing checklist (12:20) Educating yourself on what to look for when finding a company to invest in (16:25) Is Brian's investing more passive or wild bets? (19:54) Is price even a factor when investing in stocks? (22:55) Understanding market capitalization (25:20) Exiting positions when the market cap gets too large (27:12) Determining your exit strategy and keeping an investment journal (28:31) When to double down on your position (30:52) Brian’s counterintuitive investing philosophy (33:35)  What platform does Brian use to trade? (36:22)  How to evaluate how a stock or company is doing (39:01) Online Resources to compare your stock to the rest of the market (41:18)  Taking on higher risk bets (41:58) Researching and finding asymmetrical bets (43:53) Does the vetting process for asymmetrical bets differ from less risky investments? (45:34) Five stocks that Brian is keeping his eye on (47:28)  Brian's book recommendations (49:08) Brian's contrarian opinion on paying down mortgage fast (52:52) Brian's local recommendations for Rhode Island (52:52) Where to find Brian online (54:24) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Mar 16, 2022
Finding Happiness, Success and Deep Purpose with Arthur Brooks
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#47: Behavioral social scientist Arthur Brooks joins Chris to explore happiness and the different types of intelligence. They also explore the hustle culture, the science of satisfaction, the reverse bucket list, the four good idols (friends, family, faith, and work) and the four to watch out for (money, power, pleasure, and pain) Arthur C. Brooks (@arthurbrooks) is a Harvard Professor, musician, and columnist for the Atlantic. He is also the bestselling author of 11 books on topics ranging from economic opportunity to human happiness. In February 2022, Arthur released From Strength to Strength, a book on finding meaning, success, and deep purpose in the second half of life.  Full show notes at: https://allthehacks.com/happiness-arthur-brooks and you can watch this episode on YouTube   Selected Links From The Episode Connect with Arthur: Website | Twitter | Instagram | YouTube Some of Arthur's Books From Strength to Strength: Finding Success, Happiness, and Deep Purpose in the Second Half of Life Love Your Enemies: How Decent People Can Save America from the Culture of Contempt Who Really Cares: The Surprising Truth About Compassionate Conservatism -- America's Charity Divide -- Who Gives, Who Doesn't, and Why It Matters Selected Works from the Atlantic How to Build a Life - Arthur's Column Are you Epicurus or Epictetus Article Books Referenced Happy Money: The Science of Happier Spending by Elizabeth Dunn and Dr Michael Norton  The Brothers Karamazov by Fyodor Dostoevsky Man's Search for Meaning by Victor Frankl Meditations by Marcus Aurelius The Miracle of Mindfulness by Thich Nhat Hanh The Confessions by Saint Augustine The Bible Podcasts Referenced #36: Bucket Lists, Audacious Goals and Living the Life You Want with Ben Nemtin Barcelona Recommendations Roman Ruins Sagrada Familia Romanesque Churches and Gothic Cathedrals   Full Show Notes Arthur C Brooks - Behavioral Social Scientist (00:00) How does Arthur define happiness? (02:54)  Are tests available to understand where you are lacking in happiness? (03:50) Changing intelligence - the seven habits of people who get happier as they age (04:47) What is a success curve and how to make sure you're on the right success curve? (05:42) Fluid intelligence (06:30) Crystalized intelligence (07:35) The key thing is to be on the right curve (07:50) What does the jump from curve to curve look like? How do I prepare for a jump? What should I be doing with my time? (08:50)  Charles Darwin and Johann Sebastian Bach’s success curves (10:44) Success Addiction and Dopamine (13:30) Hustle Culture and how to establish metacognition (16:30)  How often do you need to journal to see benefits from journaling? (18:00) The Bad Idols: money, power, pleasure, and fame (20:30)  The Good Idols: faith, family, friendship, and work (21:10) The best way to get happier now??? (24:25)  The importance of sharing (25:25)  The happiness algorithm (25:15) Having faith without an organized religion (27:00)  Lectio Divina - Divine Reading (29:40) The science of satisfaction (30:36)  The hedonic treadmill and social comparison (32:00)  How to make a better bucket list (33:47)  The reverse bucket list (35:25)  How to buy happiness (37:30)  Technology and happiness (40:52)  Turning weakness into strength (42:40) Hope and the role of negative emotions (45:36) Quitting your job for happiness (47:00)  Recommendations for a meal, a drink, and something to do in Barcelona, Roman Ruins, Sagrada Familia, Romanesque Churches and Gothic Cathedrals (48:30)  The inspiration for his most recent book (49:12) Wrapping up the show with Arthur Brooks and where to find Arthur online (52:00)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Mar 09, 2022
Mastering the Secret Language of Charismatic Communication with Vanessa Van Edwards
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#46: Vanessa Van Edwards, a master of communication, joins Chris to explore the language of human social cues and what it takes to be charismatic. They also cover the impact that the four primary forms of communication (vocal, words, tone, and imagery) can have on your success in communication with business colleagues, friends, and family.  Vanessa also shares tangible skills to improve interpersonal communication and leadership, including her insights on what makes our communication work. She has developed a science-based framework for understanding different personalities to strengthen our EQ and help us communicate with colleagues, clients, and customers. Vanessa Van Edwards (@vvanedwards) is the lead investigator at Science of People. She is also the bestselling author of Captivate: The Science of Succeeding with People, which has been translated into 16 languages. More than 50 million people have watched her engaging YouTube tutorials and TEDx Talk. Her much anticipated new book Cues: Master the Secret Language of Charismatic Communication was just released (March 1, 2022). Full show notes at: https://allthehacks.com/charismatic-communication-vanessa-van-edwards   Selected Links From The Episode Connect with Vanessa: Website | Twitter | Instagram | YouTube Vanessa's Books Captivate: The Science of succeeding with people Cues: Master the secret language of charismatic communication All the Hacks YouTube Channel Science of People Charisma Test Videos Vanessa's Ted Talk Zoom Fatigue: How to Beat It and Build Your Video Stamina How to End a Conversation and Gracefully Exit Any Awkward Situation 7 Email Tips to Make Email Suck Less Your brain gives 12.5x more weight to hand gestures. Articles/Research Social perceptions of warmth and competence influence behavioral intentions and neural processing 16 Amazing Tips to Look Good on Zoom and Webcam Videos Vanessa's Austin Recommendations Best Meal: Loro Best Drink: Merit Favorite Activity: Paddleboarding on Lady Bird Lake   Full Show Notes Introduction to the episode guest - Vanessa Van Edwards (02:27) What is a communication cue and how do they tie into charismatic communication? (02:50) How would Vanessa define charisma? (05:07) What positive cues has Vanessa already brought to this interview with Chris in order to be received the way she intended to be? (07:43)  How vocal cues affect your warmth and competence. (09:27)  Mistakes in video call cues (11:27)  Verbal cues and using words that matter. (14:03)  How to ruin the mood of a virtual meeting right off the bat. (18:17) How do you gracefully wrap up a conversation with work colleagues or friends? (22:30) Are cues just as important in our written communication? (23:56) How to properly outline and transcribe a charismatic email. (28:23) The practice of scoring your own communication on the balance of uses of warmth versus competence. (32:43) The Impact of choosing a good background on virtual call and meetings. (33:45) Hand cues, talking with your hands in a conversation. (36:04) Rapid fire closing questions. Austin, Texas (39:09) How to reach Vanessa online and wrapping up the episode with Vanessa Van Edwards (40:32)    Ukraine-related Organizations I've Supported International Rescue Committee Project Hope CARE Razom for Ukraine Ukraine Armed Forces Sunflower of Peace Nova Ukraine UN Refugee Agency   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Mar 02, 2022
Travel, Hotel, and Credit Card Points Strategies for 2022 with Richard Kerr
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#45: Points expert Richard Kerr joins Chris to discuss airline, hotel, and credit card loyalty points, including changes/expectations for 2022, which credit cards and loyalty programs you should avoid, how to assess whether a signup bonus is worth it, and the hottest redemptions in the market today.   Richard Kerr (@kerrpoints) is a former Naval Officer who left that career behind to become one of the top experts in the world on travel loyalty programs, credit cards, and point strategy. He is currently the Director of Travel Rewards at Bilt and previously led travel partnerships at The Points Guy Loyalty and founded the Award Travel 101 Facebook Group. Full show notes at: https://allthehacks.com/travel-points-2022-richard-kerr   Selected Links From The Episode Connect with Richard Kerr: Twitter | Instagram | Bilt Rewards | Award Travel 101 FB Group YouTube Video: How Frequent Flier Programs are like Banks Credit cards Signup Links: https://allthehacks.com/cards Point.me: $1 for your first month with this link (and using the code ALLTHEHACKS) Get the most out of your points: Cashback Monitor | CardPointers | MaxRewards | Card Curator Points communities online: Travel on Points | The Frequent Miler | Miles to Memories | r/CreditCards | FlyerTalk Travel points blogs to follow: The Frequent Miler | View from the Wing | Miles to Memories | Boarding Area Atlanta Restaurants: Marcel | Yebo Beach Haus   Full Show Notes Who is Richard Kerr? (00:11) Why did Richard shift from the Navy to the points and travel world (and what Trump always needed to be stocked up)? (01:14) What’s WRONG with loyalty programs these days? (03:01) Reasons for and against collecting Delta Skymiles. (05:08) There are no reasons to invest in Marriott Bonvoy anymore, here’s why. (06:03) The gold standard of hotel loyalty programs. (07:03) How will hotel loyalty programs change in the next few years? (07:55) How the AAdvantage program may change miles in 2022 and millions of miles given away. (09:46) What is the state of credit card points in 2022 (and why it’s a race to the bottom)? (15:58) Offer stacking: How Richard’s friend landed 500K Amex points buying a car on his credit card. (22:40) How you can take advantage of offer stacking. (23:32) Is it still worth holding on to the Chase Reserve or the Amex Platinum card in 2022? (27:30) Why you should steer clear from Citi Bank. (30:07) How Bilt Rewards helps renters and landlords. (31:54) Can you pay your mortgage using Bilt? (35:08) Where can you use your Bilt points? (34:39) How Bilt makes money (and how it helps you get a mortgage). (37:59) Why Bilt teaches its customers how to transfer their Bilt points to other programs. (40:04) How to stop redeeming your points at terrible valuations. (42:53) The best redemptions you can take advantage of now (Richard Kerr’s recommendations). (44:15) Richard Kerr’s most exciting redemption story. (45:53) The most affordable way to get cash when you’re traveling. (47:58) Why you should become part of points communities. (49:45) Blogs in the travel space you should follow. (50:51) What you should do on your first trip to Atlanta. (51:54) How to keep in touch with Richard Kerr. (53:37)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Feb 23, 2022
Latest News: Southwest Companion Pass, Hyatt/Marriott Devaluation, BlockFi's SEC Settlement
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#44: This episode is a recap of some of the latest news, including: a new quick and easy way to earn Southwest Companion Pass for a whole year, the points devaluations from Hyatt and Marriott, a big BlockFi settlement with the SEC, and my recommendations from a recent trip to Oceanside, CA. Full show notes at: https://allthehacks.com/feb-18-latest-news   Selected Links From The Episode Free Companion Pass Through Feb 2023: allthehacks.com/southwest Hyatt Devaluation: Hyatt Award Chart Changes Marriott Devaluation: The Points Guy's Take BlockFi News: BlockFi Announcement SEC Press Release Full SEC Proceeding SEC Statement form Hester Peirce Oceanside Recomendations The Seabird Resort Craft Coast Beer & Tacos Carte Blanche The Switchboard   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Feb 18, 2022
Why 50/50 Doesn't Work: A New Model for Happier Relationships with Nate & Kaley Klemp
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#43: Relationship experts Kaley and Nate Klemp, Ph.D., join Chris and his wife Amy to discuss how to create balance in a relationship. They explore why perfect equality is unrealistic, why you shouldn’t aim for fairness, how to share feedback with your partner without it turning into a fight, and how to sustainably maintain a life of radical generosity.  Kaley and Nate Klemp are co-authors of The 80/80 Marriage: A New Model for A Happier, Stronger Relationship. It has been named as the Editor’s Choice pick by the New York Times. Kaley Klemp is a leadership development expert and Nate Klemp is a writer, philosopher, and entrepreneur who co-authored a New York Times Bestseller titled Start Here: Master the Lifelong Habit of Wellbeing.  Full show notes at: https://allthehacks.com/8080-marriage-nate-kaley-klemp   Selected Links From The Episode Connect with Kaley and Nate Klemp: The 80/80 Marriage Book and Website 80/80 Marriage Instagram Epic Date Night Guide Nir Eyal: Becoming Indistractable: Book | All the Hacks Ep 25   Full Show Notes Who are Kaley and Nate Klemp? (00:11) The evolution from 80/20 to 80/80 marriages (01:49) Why are equal relationships are hard to attain? (04:14) How striving for fairness causes resentment. (05:56) How people from different backgrounds may experience marriage differently. (09:08) How you can be radically generous in your marriage. (10:40) How appreciation can be built into your routines. (15:44) Is it disingenuous to schedule in time to appreciate your partner? (17:21) Making the 80/80 standard work when you and your partner have different values. (18:29) How couples can win together with money. (22:41) Tools you can use to create balance in your relationship. (26:51) How do responsibilities in your marriage change as life changes? (31:13) Uncommon things to outsource that can help family life. (33:52) The life report card exercise (why you might want to intentionally fail). (39:13) How to sustain radical generosity when you’ve forgotten about it. (40:33) What to do when technology is distracting you from quality time with your partner. (43:42) How delaying things can help you do more. (50:37) Getting on the same page as your partner. (51:57) An unusual way to share feedback with your partner without frustrating them. (57:24) Overdoing radical generosity in a marriage (and why it’s not then 100/100 marriage). (1:01:16) Tactics you can use for having meaningful intimate time beyond sex-enhancing gimmicks. (1:02:47) Using mindfulness to stay open-minded. (1:08:07) How relationships themselves can be a hack. (1:09:44) Using the 80/80 rule to improve your non-romantic relationships. (1:10:19) How to keep up with Kaley and Nate Klemp online. (1:11:53) Date recommendations from marriage experts. (1:12:43)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Feb 16, 2022
Beating Inflation, Alternative Assets, and Simplifying Your Finances with Ben Carlson
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#42: Author and financial advisor Ben Carlson joins Chris to share investing, saving, and giving hacks. They discuss what you can do instead of picking stocks, the differences between how institutions invest and how individuals invest, how to assess if you need a financial advisor, short-term and long-term approaches to beating inflation, and why you should automate your giving.  Ben Carlson (@awealthofcs) is a financial advisor and Director of Institutional Asset Management at Ritholtz Wealth Management. He is also the author of four books about saving and investing and the popular blog A Wealth of Common Sense. Full show notes at: https://allthehacks.com/inflation-alternatives-ben-carlson   Selected Links From The Episode Connect with Ben Carlson: A Wealth of Common Sense | Animal Spirits Podcast | Twitter Ben Carlson’s Books: A Wealth of Common Sense: Why Simplicity Trumps Complexity in Any Investment Plan Everything You Need to Know About Saving For Retirement Don’t Fall For It: A Short History of Financial Scams Organizational Alpha: How to Add Value in Institutional Asset Management Book Recommendations: The Four Pillars of Investing: Lessons for Building a Winning Portfolio The Investor's Manifesto: Preparing for Prosperity, Armageddon, and Everything in Between What I Learned Losing a Million Dollars Invest in real estate: Fundrise Invest in art: Masterworks (skip the line with this link) Roboadvisor: Wealthfront ($5k managed free with this link) HSA: Starship HSA Crypto High Yield Savings: BlockFi Automate your giving: Daffy (free $25 with this link) Fiduciary Financial Advisors: Wealth Foundry | XY Planning Network 401k Fee Analyzer: TD Ameritrade 401k Fee Analysis   Full Show Notes Who is Ben Carlson? (00:11) Why is Ben Carlson done picking stocks? (01:22) Alternatives to picking stocks. (04:32) What you should do before exploring stock alternatives. (09:19) Why you should have rules for every investment you make. (11:36) Lessons from how institutions invest. (16:00) What are asset allocations (and should you trust a roboadvisor with your asset allocation)? (18:19) Should you work with a financial advisor? (21:58) Should you max out all your retirement accounts? (29:02) Where should you keep your cash for short-term savings? (33:36) Using leverage reasonably: should you do it? (40:53) What’s happening with inflation in 2022 (and how to beat it long term)? (43:52) Should you invest in Treasury Inflation-Protected Securities to protect your cash against inflation? (46:08) Non-investment related ways to simplify your financing (optimism and automated giving). (48:51) Having a savings allocation (fun money). (52:22) The statistics that prove why saving is more important than investing. (55:05) Ben Carlson’s book recommendations. (57:37) How to connect with Ben. (60:44) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Feb 09, 2022
All the Hacks Update and Plans for 2022
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#41: This short episode is all about the podcast itself and a look the plans for the show in 2022 and beyond. It's also a recap of some takeaways from the recent listener survey.  Full show notes at: https://allthehacks.com/plans-for-2022   Listener Asks Share the show (or your favorite episode) with a friend or family member you think would like it Leave a 5-star rating + review on Apple Podcasts (link) or Spotify (link) Subscribe to the newsletter at allthehacks.com/email Send feedback or "subtopics" in personal finance, investing, travel and credit cards points for future episode to chris@allthehacks.com   Survey Respondents Top 5 Episodes (+ Listener Q&As): #32 Health Hacks, Crypto and NFTs with Kevin Rose #27 Upgrade Your Travel with The Points Guy, Brian Kelly #1 Pro Travel Hacks for Every Aspect of Your Next Trip with Leigh Rowan #3 Hacking Credit Card Points and Miles with Alex Miller #19 Becoming a Better Investor with Andy Rachleff #20 Redeeming Points for Max Value and Listener Q&A #33 Optimizing Points, Miles and More Listener Q&A   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Feb 08, 2022
The Power of Regret, Motivation and Good Timing with Dan Pink
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#40: Bestselling Author Daniel Pink joins Chris to discuss how regret works and how it can help us make smarter decisions, perform better at work and bring greater meaning to our lives. They also talk about Dan’s best hacks, tips and tricks for timing, motivation and more. Daniel Pink (@DanielPink) is the author of several bestselling books on business, work, creativity, and behavior, with his latest book being The Power of Regret: How Looking Backward Moves Us Forward. His books have collectively spent more than 5 years on the New York Times best seller’s list (including two #1 spots) and have been translated to 42 languages. Those books include Drive: The Surprising Truth About What Motivates Us, When: The Scientific Secrets of Perfect Timing and To Sell is Human. Full show notes at: https://allthehacks.com/regret-dan-pink   Selected Links From The Episode Connect with Dan Pink: Website | LinkedIn | Twitter | Facebook Dan Pink’s Books: The Power of Regret: How Looking Backward Moves Us Forward Drive: The Surprising Truth About What Motivates Us When: The Scientific Secrets of Perfect Timing To Sell is Human A Whole New Mind Dan's Top 10 Ted Talk: The puzzle of motivation Organize and store your tabs: One Tab Chrome Extension Saving articles for later: Instapaper | Pocket   Full Show Notes Who is Dan Pink (and his thoughts on All The Hacks)? (00:11) What is regret? (02:59) Why is regret so powerful? (03:50) The 4 core regrets everyone has (according to 17,000 people’s regrets). (05:45) The single most important lesson from Dan Pink’s research on regret. (11:29) Always go to funerals. (13:24) The best decision-making hack to avoid regret. (14:18) 3 steps to reframe how you think about the regrets you already have. (15:23) Overcoming career regrets: making a failure resume. (20:00) Anticipated regret: why you SHOULD change your answer on a multiple-choice test. (22:59) Anticipated regret: maximizers and satisficers. (24:56) Anticipated regret: Jeff Bezos’ regret minimization principle (29:48) The surprising truth about what motivates us. (32:28) Do people need to create their own autonomy, mastery, and purpose (and why you might be demotivated)? (35:07) Having more ‘why’ conversations. (41:43) When is the best time to do the things you want to do throughout the day? (43:21) Is remote and autonomous work better for night owls? (48:41) Is breakfast really the most important meal of the day? (49:42) The kinds of breaks you should take every day. (51:02) Is there such a thing as ‘good timing’ throughout the year (not the day)? (54:09) Having physical boxes for your future projects. (56:41) Having a spark file (and having a system to organize and store your random thoughts). (58:32) A line-a-day notebook. (01:01:38) How to connect with Dan Pink. (01:03:25)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Feb 02, 2022
The Language and Actions of Great Leaders with David Marquet
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#39: Retired Navy Captain and leadership expert David Marquet joins Chris to share the moment in the Navy that completely flipped his understanding of leadership. They discuss why the secret to leadership lies in giving up control, how to create spaces at work and at home where people can show up as their best selves, how slight language changes can make great character shifts in your life, and how you can have an impact at work no matter your pay grade.  David Marquet (@ldavidmarquet) is a distinguished submarine captain who, as commander of the USS Santa Fe, took the ship and its crew from one of the worst performing in the Navy to achieving the highest retention and operational standings. He documented that journey in his best-selling book Turn The Ship Around, which has been listed as one of the top 12 business books of all time. His most recent bestselling book Leadership is Language was released in 2020 and outlines how just changing your words can dramatically improve decision-making and execution on your team. Full show notes at: https://allthehacks.com/leadership-david-marquet   Selected Links From The Episode Connect With David Marquet: Intent-Based Leadership International | LinkedIn | Website David's Books: Turn The Ship Around | Leadership is Language Youtube Channel: Leadership Nudges with David Marquet David’s Talk that Chris shared dozens of times: Youtube   Full Show Notes Who is David Marquet? (00:11) Effective definitions of leadership vs. outdated definitions of leadership. (01:21) Two tactics that completely changed how David Marquet viewed leadership. (03:52) What you should focus on when making leadership decisions. (10:24) How to make people more receptive to new decisions. (11:21) Is it worth letting people make mistakes on purpose? (12:54) Why you should give people more control than they can handle. (13:52) What’s the responsibility of leaders when decision making is decentralized?(16:20) How do you create a sense of urgency in your organization when you have important deadlines? (17:58) How to have a more inclusive team meeting (and why you should take votes before starting discussions). (22:08) How to get quiet people to speak up (3 levels of cognitive involvement) (27:06) The least stressful type of leadership (David’s time as commander of the submarine USS Santa Fe) (31:40) How to avoid wasting time at meetings. (33:49) A whole book of “don’t say this, say that” (why David wrote a second book about leadership). (38:49) A simple change in language to help you stick to your commitments and easily avoid peer pressure. (41:11) Language leaders should avoid. (45:07) When to stick with your decisions and when you should change the course. (47:55) Why you need an emotional environment at work (and calculating the cost of your decisions). (54:56) How you can have influence over stubborn managers. (58:26) How to connect with David Marquet. (01:01:33)   Sponsors Masterworks This episode is brought to you by Masterworks. Masterworks is an alternative investing platform that gives you access to one of the most exclusive and overlooked investments in history: blue-chip art. Masterworks lets regular people invest in paintings by legends like Banksy Basquiat and Warhol without spending millions. In fact, I used masterworks to invest in a 15 million dollar Picasso the other day.  Here’s how it works: Masterworks will buy a painting they think will appreciate well over time, then they securitize that painting with the SEC, so you can invest in it instead of buying the whole thing. Once they sell the painting, later on, you get your share of the proceeds. It’s that simple. In 2020 and 2021, masterworks sold two paintings that appreciated by over 30%. They have over 280,000 users and demand is as high as ever. But I partnered with them to give you all priority access by going to https://allthehacks.com/masterworks (see important disclosures at masterworks.io/disclaimer).
Jan 26, 2022
Leveraging Performance Psychology with 3-time Gold Medalist Kerri Walsh Jennings
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#38: Gold medal olympian and entrepreneur Kerri Walsh Jennings joins Chris to discuss how she's optimized performance in her life and career. Specifically, she explains how she nurtures her body, mind, and spirit. They talk about why you should have range instead of specializing in specific skills, how self-awareness can change your perspective and your actions, and lessons from performance psychology that you can apply to your life.  Kerri Walsh Jennings (@kerrileewalsh) is a professional beach volleyball athlete. She holds the beach volleyball record for most Olympic medals - three golds and a bronze, has the most career victories, and the highest earnings of any female player. She and her husband Casey (also a professional volleyball player) started a company called p1440 built around the culture and sport of beach volleyball. Full show notes at: https://allthehacks.com/performance-psychology-kerri-walsh-jennings   Selected Links From The Episode Connect with Kerri Walsh Jennings: Instagram | Twitter P1440: Website | Instagram | Twitter Range: Why Generalists Triumph in a Specialized world by David Epstein Seeking Health supplements The Cold Plunge Firefly Recovery Device TENS Units for Pain Relief Alpina Hotel in Gstaad, Switzerland   Full Show Notes Who is Kerri Walsh Jennings? (00:15) Experimenting with self-optimization. (01:37) Expecting to be a pro-athlete since Kerri was a child. (02:38) Generalization vs. specialization: which way should you go? (03:24) Showing your kids your ambition. (04:47) Having role models that are not exactly like you. (08:28) How to make a living playing beach volleyball. (10:35) Kerri ’s past side hustles. (13:12) Getting 3 Olympic medals. (14:37) Where do Olympians store their medals? (16:08) Will Kerri Walsh Jennings retire this year? (16:37) Winning for a whole year: how did she do it? (18:39) How to sincerely be present in the moment. (22:00) What’s more important: the mental or the physical? (25:56) Lessons from performance psychologists that you can apply to your life. (27:30) What is neutral self-talk (and how you can use it)? (28:40) The secret to making positive self-talk easy. (30:49) How you can train yourself to be self-aware and course-correcting in the moment. (35:35) Kerri’s body-mind-spirit health routine. (39:46) How to do a cold plunge at home. (44:27) Winning a gold medal WHILE being pregnant (work-life balance athlete as a pro athlete). (46:41) Life lessons Kerri shares with her children. (49:45) The magical power of meaningful fatherhood. (52:42)  Travel tips and hacks from a pro athlete. (54:05) Why Kerri started a company (p1440)? (57:05) What athletes can teach entrepreneurs. (59:50) Why you should document memorable moments every month. (1:02:31) How to connect with Kerri and p1440. (1:05:12)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jan 19, 2022
The Surprising Habits of Backable People with Suneel Gupta
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#37: Bestselling author Suneel Gupta joins Chris to discuss how to make your ideas sound so appealing to others that they not only adopt them but advocate for them. They talk about how to make failure work in your favor, why conviction and storytelling can be more compelling than statistics, why you should stop trying to be charismatic, and the power of going the extra mile.  Suneel Gupta (@suneel) is the bestselling author of Backable: The Surprising Truth Behind What Makes People Take a Chance on You. At one point of his career, if you googled “failure” you would get a New York Times article featuring his story. He was the founding CEO of RISE, named app of the year by Apple, which was acquired by One Medical. Suneel later ran for US Congress, served on the faculty at Harvard University and is currently an emissary for Gross National Happiness between the US and the Kingdom of Bhutan. Full show notes at: https://allthehacks.com/backable-suneel-gupta   Selected Links From The Episode Connect with Suneel: Website | Instagram | Twitter | LinkedIn Suneel's Book: Backable: The Surprising Truth Behind What Makes People Take a Chance on You New York Times article featuring Suneel’s journey of failure LaidOffCamp: Tech Crunch | NPR   Full Show Notes Who is Suneel Gupta? (00:16) Chris’ crazy story getting laid off in 2009. (01:38) Suneel Gupta’s viral failure story. (02:53) Making failure work in your favor. (04:30) Why having a brilliant idea is not enough. (05:50) Yes, you can do anything you want - but there’s a caveat. (07:38) Why casting a central character can be more powerful than statistics when you pitch to investors. (09:17) Are backable people all charismatic people (and why you shouldn’t try to be charismatic)? (14:23) How not being too rigorous can help you (and 4 types of people you need in your backable circle). (17:31) Applying lessons from the failures of successful people. (26:58) Non-obvious lessons from the failures of successful people. (28:51) Flipping outsiders into insiders. (34:21) Building muscle memory for what you want to master. (35:55) What to ask instead of “what do you think”. (38:31) Why you should have shorter presentations.(42:23) Starting conversations and building rapport with complete strangers. (50:52) The energy you give off matters. (57:30) Why you should go one step beyond what anyone else would do. (59:40) Preparing the energy you want to bring and calling out the negatives upfront. (01:08:15) What Suneel Gupta is working on now. (01:13:37) How to connect with Suneel Gupta. (01:16:03)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jan 12, 2022
Bucket Lists, Audacious Goals and Living the Life You Want with Ben Nemtin
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#36: Bucket list master and NYT #1 bestselling author Ben Nemtin joins Chris to discuss how to live a fulfilling life rather than a life dictated by the expectations of others. They talk about how to create a meaningful bucket that goes beyond just travel goals, what most people regret at the end of their lives, and how to make big goals less daunting by creating momentum.  Ben Nemtin is the author of NYT #1 bestseller What Do You Want To Do Before You Die? and the author of the brand new book The Bucket List Journal. He's also a creator of the hit MTV series The Buried Life, which documented a mission he and three childhood friends took to pursue the world’s greatest bucket list. He thought the trip would last two weeks - but ever since he hasn’t looked back.  “A bucket list is just a reminder of those things that are important to you” - Ben Nemtin Full show notes at: https://allthehacks.com/bucket-lists-ben-nemtin   Selected Links From The Episode Connect with Ben Nemtin: Website | Instagram Ben Nemtin’s Books: What Do You Want To Do Before You Die? | The Bucket List Journal  The Buried Life: Website | Show Studies Mentioned: The Experience of Regret: What, When, and Why by Thomas Gilovich and Victoria Medvec Mindset Theory of Action Phases   Full Show Notes Who is Ben Nemtin? (00:12) How The Buried Life started. (01:44) How Ben Nemtin got to play basketball with President Obama. (02:46) Asking out Megan Fox. (04:27) Helping other people check items off their own bucket lists. (06:56) Do most people have a bucket list (and why do we procrastinate our personal goals)? (08:25) What 76% of people regret at the end of their lives (according to a study by a Cornell professor). (11:43) 3 Reasons why people don’t live on their own terms. (13:45) 10 Categories of life your goals probably fall under. (16:05) How to simplify the path to finding your purpose (and the 10 categories continued). (19:35) How to create a more meaningful bucket list (and how to get them done). (25:29) Overcoming fear of failure to accomplish your audacious goals. (33:25) Creating momentum and inspiration when tackling big goals. (36:54) How Ben broke down the goal of playing basketball with Obama. (40:35) The ripple effect of doing the things you love (and how his journey began). (47:17) How to connect with Ben. (54:03)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jan 05, 2022
Stacking Benjamins and Modern Money Management with Joe Saul-Sehy
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#35: Former financial advisor turned podcast host Joe Saul-Sehy joins Chris to discuss modern money management. They talk about why you should abandon trendy investment opportunities and what you should replace them with, why your wealth can grow faster if you don’t diversify your investments, and how emergency funds can save you money. They also share plenty of tax and investing hacks.  Joe Saul-Sehy (@averagejoemoney) is the creator and host of the award-winning podcast Stacking Benjamins and a co-host of the Money with Friends podcast. He is the co-author of the newly published book Stacked: Your Super-Serious Guide to Modern Money Management. Joe’s career in media started when he was The Money Man on Detroit’s local TV station WXYZ. Previously, he was a financial planner and Certified Financial Planner™ for over 15 years.   Full show notes at: https://allthehacks.com/stacking-benjamins-joe-saul-sehy   Selected Links From The Episode Connect with Joe Saul-Sehy: Website | Twitter | LinkedIn Joe’s Podcasts: Stacking Benjamins | Money with Friends Joe’s Book: Stacked: Your Super-Serious Guide to Modern Money Management Other Books Mentioned: The 7 Habits of Highly Effective People Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances Investopedia: Modern Portfolio Theory | Efficient Frontier Maximizing Deductible Interest Expense Articles: SVB | Andersen   Full Show Notes Who is Joe Saul-Sehy? (00:12) Why he decided to write a book (and how it all started with The Hardy Boys’ Detective Handbook). (02:14) Why you should narrow investment opportunities to make sound financial decisions. (09:21) Where you can find investment opportunities aligned with your goals (stock market alternatives). (14:26) 2 Red flags to look out for when evaluating investment opportunities.(19:24) The upsides to making boring investments like farmland. (21:24) Why you get wealthier faster if you DON’T diversify. (24:37) Should you hire a financial advisor (the stories of Walt Disney and Mary Barra). (29:54) Questions to ask before hiring an advisor. (34:21) What most people don’t optimize enough. (35:42) How an emergency fund can SAVE you money. (36:37) Do you need disability insurance? (42:55) Joe’s experience filing a homeowner’s claim after a robbery. (46:07) What you need to know about taxes as a new investor (and how you can qualify for preferential tax treatment). (50:20) How to financially support your aging parents. (55:02) Should you use leverage? (59:23) How to connect with Joe Saul-Sehy. (1:07:59)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Dec 29, 2021
Hacking Healthcare, Prescriptions and Medical Bills with Marshall Allen
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#34: Healthcare journalist Marshall Allen joins Chris to discuss why you should never pay the first medical bill you receive. He also shares hacks that can help you prevent big medical bills before you get care, remove unreasonable charges, appeal insurance decisions, and lower the amount you pay for prescription drugs.  Marshall Allen (@marshall_allen) was a reporter at ProPublica investigating the cost and quality of the U.S. healthcare system for over a decade. His work has been honored with several journalism awards, including the Harvard Kennedy School’s Goldsmith Prize for Investigative Reporting. He is also the author of Never Pay the First Bill: And Other Ways to Fight the Health Care System and Win. Full show notes at: https://allthehacks.com/hacking-healthcare-marshall-allen   Selected Links From The Episode Connect with Marshall Allen: Website | Twitter | LinkedIn Marshall's Book: Never Pay the First Bill: And Other Ways to Fight the Health Care System and Win Marshall Allen’s Insurance Appeal Memos Apple Health App ProPublica Surgeon Scorecard Project Save on prescription drugs: GoodRX | Good Shepherd  Drug price comparison: Consumer Reports on Drug Prices   Full Show Notes Who is Marshall Allen? (00:17) Why Marshall Allen dedicated his career to reporting about healthcare. (01:30) When he felt he had to write a book. (03:23) Important statistics about the healthcare crisis in the United States (and what it means to be functionally uninsured). (04:40) What does it mean to win the fight against the health care system? (07:01) A common cost you can probably avoid on your medical bill. (07:58) Should you negotiate your medical bill even if you have a low deductible? (09:13) The main reason the U.S. healthcare system is so broken. (13:26) Easy big wins to save on healthcare. (15:43) Are healthcare prices negotiable? (19:37) Why you should always ask for an itemized medical bill. (22:25) Chris’ case studies: same ailment, two facilities, different charges. (23:23) Do hospitals have an obligation to charge a fair price? (29:10) What do you do when you receive unreasonable medical bills (how to sue in small claims court and what the open price term is). (31:56) Getting a medical bill before your insurance company responds to the charge (getting tricked to double pay).(42:46) How to fight your insurance company when they reject the care you need. (44:49) What if your insurance company doesn’t cover the latest medical discoveries? (46:47) How do you find the best care (key indicators of medical quality)? (51:09) A question that will help you save money on procedures you don’t need. (55:36) How to pick the right healthcare plan (while still saving money) (59:12) Health Savings Account vs. Flexible Savings Account. (1:03:32) Saving money on prescription drugs. (1:05:54) Boosting healthcare literacy in the U.S. (1:07:48) Reach out to Marshall Allen. (1:11:17)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Dec 22, 2021
Optimizing Points, Miles and More Listener Q&A
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#33: All the Hacks host Chris Hutchins answers all the recent points, miles and travel questions he's received from listeners. That includes using points, comparing cards, managing multiple cards, finding the best cards for your spending, rental car hacks and more.  Chris Hutchins (@hutchins) is the host of All the Hacks and the Head of New Product Strategy at Wealthfront. He's amassed over 12 million points/miles in his lifetime, has started/sold two companies and is a registered investment advisor. Links to the best credit cards and signup bonuses: https://allthehacks.com/cards Full show notes available at: https://www.allthehacks.com/listener-questions-2   Full Show Notes + Links Why I now love the Capital One Venture X Card (1:34) Venture X Sign Up Link Q: Why doesn't CapitalOne get as much love as Chase and Amex (4:42) Q: How do you manage so many cards and when is the annual fee worth it? (5:13) ThePointsGuy Points Valuations Q: How do you get maximum value on points (and a better deal than the portal)? (9:40) Point.me: $1 for your first month with this link (and using the code ALLTHEHACKS) PointsPros Award Booking Services List and Reviews Q: When does it make sense to accrue points in different programs? (13:54) All the Hacks: Top Signup Bonuses Q: Does it make sense to book in the portal for the big earning bonuses? (15:39) Q: Do credit card travel portals have fair prices? (17:08) Q: Chase Freedom vs. Freedom Unlimited (17:42) Q: Chase Sapphire Reserve vs. Amex Platinum (18:56) Q: Can you have multiple Chase Sapphire Cards? (19:49) Q: My partner and I got married and have the same credit card, what do we do? (21:04) Q: What are the best business credit cards? (23:35) All the Hacks: Top Business Card Signup Bonuses TPG: Do you need a business to get a business card? Q: What's the best card for earning points on Gas? (25:37) Q: What's the best app for finding the best card for different purchases? (26:35) ThePointsGuy App CardPointers Q: Do you have a template for tracking your points? (27:30) All the Hacks - Points Tracking Spreadsheet Q: How do you manage earning points when you're loyal to one airline? (28:33) Q: Where do you find deals for business class flights when you're not using miles? (29:50) FlyerTalk Premium Fare Deals First Class Flyer MightyTravels Q: What are all the best hacks for rental cars? (31:21) Q: What are the best tips for traveling during COVID (35:33) Travel Approved Covid Tests from eMed and Optum   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Dec 15, 2021
Health Hacks, Crypto and NFTs with Kevin Rose
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#32: Entrepreneur and VC, Kevin Rose, joins Chris to talk about the best and latest in everything from wellness to digital currency. They dive into all Kevin's health hacks, what led him to be such a successful investor, and they answer many of your questions about the latest in crypto and NFTs. Kevin Rose (@kevinrose) is an entrepreneur, investor, venture capitalist and crypto and NFT expert. He is a partner at True Ventures, the host of two podcasts, Modern Finance, which talks about crypto and traditional finance, and Proof, which talks in depth about all things NFTs. Kevin previously founded the social news site, Digg, the intermittent fasting app, Zero, and the meditation app, Oak. He’s also one of the most successful Angel Investors out there, being an early investor in companies like Twitter, Facebook and Square. Full show notes at: https://allthehacks.com/health-crypto-nfts-kevin-rose   Selected Links From The Episode Connect with Kevin Rose: Website | Instagram | Twitter Kevin’s Podcasts: Modern Finance | Proof  Kevin's New Proof Collective: Proof Collective Kevin's Companies: Zero App | Oak App | Digg Podcasts mentioned: Dr. Peter Attia Podcast Dr. Rhonda Patrick Podcast Matt Walker Podcast Sleep Diplomat Modern Finance #11: How Safe Is My Crypto Yield? Research Mentioned: Apolipoprotein B Particles and Cardiovascular Disease Can lithium halt progression of Alzheimer's disease? Association Between Sauna Bathing and Fatal Cardiovascular and All-Cause Mortality Events FoundMyFitness on Saunas Satchidananda Panda's Fasting Research Better DNA Analysis: FoundMyFitness DNA Reports Lithium Water: Gerolsteiner Sparkling Water Chocolate Capsules: Cocoavia Diabetes + Weight Loss Drug: Ozempic Online Pharmacies: GoodRX | AltoPharmacy Blood Testing Service: WellnessFX Stress Gummies: PYM Security Apps: Google Advanced Protection Program | 1Password Investing App: Wealthfront High Yield Crypto Platforms: BlockFi | Gemini Notable Cryptocurrency Websites: Token Sets | DeFi Pulse | Makara   Full Show Notes How Chris helped hook Kevin up with some super sweet airline tickets… (01:30) What drives Kevin to be so focused on his ) and mindfulness…(02:35) How concierge doctors work and what is often missing from regular doctors...(07:00) Is it advisable to go to companies like WellnessFX?…(10:20) The latest on fasting and why intermittent fasting is so vital for ) and longevity…(11:15) What intrigued Kevin the most about Sauna Therapy…(13:45) Kevin’s best rapid fire ) hacks…(17:05) Why now is more important than ever to be taking daily vitamins…(20:25) What does a glucose tolerance test do and why you should do it...(21:30) Where to find the cheapest pharmaceutical prices…(25:20) How to actually unlock and use your 23andMe testing data…(27:30) The role that sleep plays on the brain and body…(32:00) Hacks to help protect your online financial accounts…(33:00) What made Kevin so successful in his ability to take investment risks…(39:50) The future of crypto and digital contracts…(44:45) Are high yield cryptocurrencies actually too good to be true?...(47:35) How beginners can effectively get started with crypto…(51:20) The correlation in the crypto/token investment space and how the market moves…(56:50) Really important advice for people dabbling in crypto…(57:40) What are NFT’s and how can people get started with them?…(59:40) Kevin’s big upcoming announcement…(1:04:40)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Dec 08, 2021
Using Creativity to Reshape Your Life and Regain Freedom with Chase Jarvis
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#31: World-renowned photographer Chase Jarvis joins Chris to discuss how to unlock your full potential by embedding creativity in your daily life. They talk about how you are creative even if you think you aren’t, 4 simple steps you can follow to be creative with anything, how productivity is a mix of tough love and play, and the connection between autonomy and creativity.  Chase Jarvis (@chasejarvis) is an award-winning photographer who has written two best-selling photography books and created campaigns for companies like Nike, Samsung, Redbull, and Apple. He is also the founder and CEO of Creative Live and the author of Creative Calling: Establish a Daily Practice, Infuse Your World with Meaning, and Succeed in Work + Life. Full show notes available at: https://allthehacks.com/creativity-chase-jarvis   Selected Links From The Episode Connect with Chase Jarvis: Website | Podcast | Twitter | Instagram | Youtube Learning platform for creators and entrepreneurs: Creative Live Chase’s Book: Creative Calling: Establish a Daily Practice, Infuse Your World with Meaning, and Succeed in Work + Life Book recommendation: Play It Away: A Workaholic's Cure for Anxiety   Full Show Notes Who is Chase Jarvis? (00:30) Chase’s personal creative journey (creativity wasn’t in his background). (02:18) Are children more creative than adults? (06:55) The simple definition of creativity. (10:22) How to train your creative muscles no matter what you’re doing. (13:31) 4 simple steps to create anything successfully. (17:56) Why mastering something teaches you how to master anything. (20:54) How people have applied lessons from Chase’s book in their lives. (25:00) How to fuel creativity with play and experimentation. (26:59) Why do creativity and autonomy make you happier? (29:58) The impact travel (even local travel) has on your creativity. (31:42) How much routine should your morning routine have? (39:29) Why you should expose yourself to cold water daily even if it is uncomfortable (cold water therapy). (41:19) Moving from being stuck to a zone of flow (the power of play and discipline). (42:57) How to get in touch with Chase Jarvis. (47:43)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Dec 01, 2021
Memory Hacks with World Champion Johannes Mallow
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#30: World memory champion Johannes Mallow joins Chris to share techniques you can use to boost your memory. They discuss how he became a memory champion despite his struggles with a muscle disease, the timeless techniques he uses to memorize things most of us assume are impossible, and how to use memory techniques in your personal and professional life (including a real time walkthrough of a popular memory technique).  Johannes Mallow has been a memory sportsman for 18 years. Throughout his career he was crowned World Memory Champion twice and has won the German Memory Championship four times. He is currently ranked 9th in the world by the World Association of Memory. Currently, he is a memory coach to executives.  Full show notes available at: https://allthehacks.com/memory-hacks-johannes-mallow   Selected Links From The Episode Connect with Johannes Mallow: Website | Memory Sports TV Twitch Streamline your work: ClickUp App App to help with your memory: Anki   Full Show Notes Who is Johannes Mallow? (00:16) What is a memory championship? (01:29) The hardest thing to memorize (and how to prepare for it). (3:18) How Johannes Mallow started his career in memory sports. (05:53) Why having a muscle disease led him to become a memory world champion. (07:16) Two things that can help you overcome hardship. (11:29) Is memory a talent or a skill? (12:16) How memory and creativity are connected. (13:27) Realtime walkthrough of a popular memory technique (memory palace). (15:15) How long have memory techniques been around? (23:19) Has our memory evolved over time OR Do we have better memory than our ancestors?(24:32) Why you need to have several memory palaces. (27:52) How to remember lots of numbers and playing cards very quickly. (30:06) How to memorize many names (even foreign names). (34:44) Memory skills you need for your professional and personal life (names, negotiation). (36:58) Remembering abstract things that aren’t easy to visualize. (43:47) How to remember things that aren’t in order. (47:26) Why (and how) you should train your memory daily. (49:38) Are memory skills transferable to other skills like learning a language? (52:16) Can you make a living out of memory sports? (53:24) Using gamification for mundane things. (55:43) Why Johannes uses cooperative management tools. (56:58) An app to help with your memory. (58:18) How to connect with Johannes Mallow. (59:22)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Nov 24, 2021
The Science Behind Lasting Relationships with Logan Ury
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#29: Bestselling author and relationship expert Logan Ury joins Chris to discuss the science behind successful relationships. They discuss how to build relationships that last a lifetime, how to apply relationship science to professional relationships, and how to make sure you have a fulfilling marriage once you find a partner that is right for you.  Logan Ury (@loganury) is a behavioral scientist turned dating coach and the author of the bestselling book How to Not Die Alone. She is also the director of relationship science at the dating app Hinge. Previously, she ran Google’s behavioral science team (The Irrational Lab).  “Love is natural, but dating is not” - Logan Ury Full show notes available at: https://allthehacks.com/lasting-relationships-logan-ury/   Selected Links From The Episode Connect with Logan Ury: Website | Twitter | Instagram Logan Ury’s Book: How to Not Die Alone Find your dating tendency: Quiz Relationship contract: Google Doc Template Notable relationship researchers: Eli Finkel | Dr. John and Julie Gottman Friendship in the age of loneliness by Adam Smiley Poswolsky: Book    Full Show Notes Who is Logan Ury? (00:14) Why she titled her book “How To Not Die Alone”. (01:32) Does being in a relationship improve your life according to research? (02:38) Why Logan Ury went from behavioral scientist to dating coach. (03:13) Dating is a relatively new phenomenon, how does that affect us?(04:33) Do arranged marriages and set-ups work? (05:50) Does having more options make dating harder? (08:54) Why the idea of ‘the one’ or having a soul mate is a harmful idea. (11:00) How to transition from a maximizer to a satisficer personality in dating. (12:02) The three dating tendencies (which one are you?). (14:08) Why don’t we ever learn about how to date better? (17:59) Which couples are most likely to break up (according to relationship scientists). (19:40) Can you learn to have more successful relationships? (22:42) Four ways relationship science can level up your professional relationships. (24:23) Why you should stop searching for a ‘spark’. (29:13) Looking for a life partner, not a prom date. (31:44) Why you need a relationship contract (and other hacks for married couples). (34:13) Why you should have other significant others. (39:40) How Logan Ury wrote her book and overcame procrastination. (44:10) Should you write a book? (46:30) Logan’s goals for 2022. (48:09) What does Logan Ury think of dating apps? (49:25) How can you make friends as an adult? (50:59) How to connect with Logan Ury. (53:18)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Nov 17, 2021
Pushing Your Mind and Body to Win with NBA Legend Manu Ginobili
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#28: NBA legend Manu Ginobili joins Chris to share how he made the journey from an Argentine kid who loved basketball to becoming an NBA All-Star. They discuss how Manu pushed his mind and body to beat the odds throughout his career, what led him to such a frugal lifestyle for a professional athlete, and what he's planning for his more than one million credit card points. Manu (@manuginobili) is an Argentine former professional basketball player and two time NBA all star. Over his 23 year career, he became one of only two players to win a EuroLeague title, an NBA championship, and an Olympic gold medal. He was a member of the San Antonio Spurs for his entire NBA career, making the playoffs with the team every single year and winning four NBA championships. He retired from in 2018 at age 40 as one of only 30 players to ever play in the NBA in their 40s. Full show notes available at: https://www.allthehacks.com/winning-manu-ginobili   Selected Links From The Episode Connect with Manu Ginobili: Twitter | Instagram Waking up with Sam Harris: Website Manu's Book recommendations: Thinking, Fast and Slow | Sapiens | Why We Sleep | Waking Up | Guns Germs and Steel | Unshakeable All the Hacks #19 with Andy Rachleff Oura Ring for sleep ($50 Off) Best Restaurant in Oklahoma: Red PrimeSteak   Full Show Notes Who is Manu Ginobili? (00:15) Changing the aspirations of argentinian basketball players. (02:38) Manu’s atypical NBA career as an outsider and late bloomer. (05:03) The benefit of appreciating the value of coaching early on. (07:09) Why he unusually stayed with one team his entire career. (09:23) How he unknowingly kept an unbeatable style. (10:42) How to persevere when you lose more than you win. (12:38) What helped Manu become an exceptional outlier in the NBA. (16:20) The very mundane changes Manu made to improve his life. (18:54) How mindfulness and meditation transformed Manu’s mind and career. (20:30) Spending time after retirement. (24:57) Why your brain needs you to exercise. (26:00) Staying disciplined with exercise even when you don’t feel like it. (27:47) Transitioning to being a VC from scratch. (30:08) The differences between running a company and running a team. (32:18) Why he doesn’t work full-time. (33:26) Not facing the challenges he thought he was going to face after retiring. (34:25) Why Manu never brought basketball home. (37:01) Why Manu drives a minivan and doesn’t buy fancy watches.(41:29) What Manu DOES splurge on. (44:42) How Manu got into the world of points and miles. (45:42) Manu Ginobili's travel bucket list. (49:13) Manu’s traveling style. (51:27) Must dos in Argentina.(53:33) Does everyone on a basketball team sit in business class when the team travels? (55:14) How Manu realized he’s doing investing all wrong. (56:35) Figuring out the value of sleep. (58:28) Manu’s book recommendations (59:49)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Nov 10, 2021
Upgrade Your Travel with The Points Guy, Brian Kelly
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#27: The Points Guy, Brian Kelly, joins Chris to share tons of points hacks. There are more opportunities today than ever before to earn points. In their conversation, they talk about travel in our post-pandemic world, the best credit cards you can get, how to get the most out of your points and Brian’s favorite travel tips and destinations. Brian Kelly (@briankelly) founded The Points Guy (TPG) in 2010. TPG is one of the largest authority sites in the world focused on maximizing points and miles. Before TPG Brian worked on Wall Street at Morgan Stanley. Full show notes available at: https://www.allthehacks.com/the-points-guy-brian-kelly   Selected Links From The Episode Connect with Brian Kelly: Instagram The Points Guy: App | Website | Twitter Point.me: $1 for your first month with this link (and using the code ALLTHEHACKS) Bora Bora Hotels: Conrad | St. Regis Moorea Hotels: Hilton | Sofitel Changing Award Travel: TPG Guide Get points on paying rent: Bilt Rewards Southwest Companion Pass: How to quickly earn the Southwest Companion Pass | Card Signups Award Booking Services: PointsPros | Point.me (formerly Juicy Miles) Should you get Amex Centurion (black) card: TPG Article Lonely Planet: Website Meet locals when you travel: Couchsurfing | With Locals   Full Show Notes Who is Brian Kelly? (00:17) Brian’s trips during the pandemic. (01:30) Places that haven’t opened up yet. (03:30) Is travel in COVID-19 actually unsafe? (03:56) How have points changed in the pandemic? (05:20) How rich do you have to be to earn lots of points? (07:55) A way you can stay organized if you have many credit cards. (09:42) Should you use a points booking company or book flights yourself with points? (11:47) How you can keep track of all your airline points. (13:57) Should you use a portal to help you spend your points? (15:00) Should you transfer your credit card points to hotels? (16:19) Chris’ bad relationship with American (founders card). (20:40) When you should cancel or downgrade a credit card. (21:51) One of the best credit card perks out there (get free flights for your travel partner). (23:12) Awesome lounges by Capital One opening soon. (24:53) Should you get an Amex Centurion (black) card and other premium cards? (25:26) The Points Guy’s addiction to points and miles. (28:28) The inconvenience of checking bags. (29:58) Getting destination tips from SMART and seasoned travelers. (32:46) A mask hack for long flights (and an eating hack). (35:04) What to do in a city you’ve never visited before. (35:48) Advice for growing a community-based business. (37:08) Should you get travel insurance? (40:12) Top destinations for people who are new to points. (41:16) Why you should read the travel guide for your OWN city. (44:30) How to keep in touch with The Points Guy. (46:21)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Nov 03, 2021
Building The Tim Ferriss Show to 700+ Million Downloads with Tim Ferriss
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#26: Best-selling author Tim Ferriss chats with Chris about how he built and grew his podcast (The Tim Ferriss Show) to 700+ Million Downloads. They give a deep inside look at how their podcasts got started and how everything comes together each week (equipment, production, interviews and more). They also discuss a number of topics relevant outside of podcasting, like interviewing skills, marketing, branding and storytelling. Tim Ferriss (@tferriss) has been listed as one of Fast Company’s “Most Innovative Business People.” He is an early-stage technology investor and the author of five #1 New York Times and Wall Street Journal bestsellers, including The 4-Hour Workweek and Tools of Titans. His podcast, The Tim Ferriss Show was the first business/interview podcast to exceed 100 million downloads and has now exceeded 700 million downloads. Full show notes available at: https://allthehacks.com/podcasting-tim-ferriss   Selected Links From The Episode Connect with Tim Ferriss: Twitter | Instagram | Blog | Podcast | 5-Bullet Friday Newsletter Tim’s Resources on Podcasting: 2016 Blog Post | Interview with Rolf Potts Podcast Recording Platforms: Zencastr | SquadCast | Riverside.fm | QuickTime | Apple Other Podcasting Tools: Descript | Chartable Podcasting Equipment Logitech BRIO Ultra HD Webcam | Amazon Audio-Technica ATR2100x-USB Cardioid Dynamic Microphone | Amazon Audio-Technica ATR2500x-USB Cardioid Condenser Microphone | Amazon Apple AirPods with Charging Case | Amazon Zoom H6 6-Track Portable Recorder | Amazon XLR Cables | Amazon Shure SM58 Handheld Dynamic Vocal Microphone | Amazon Tim’s Books The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich The 4-Hour Body: An Uncommon Guide to Rapid Fat Loss, Incredible Sex, and Becoming Superhuman The 4-Hour Chef: The Simple Path to Cooking Like a Pro, Learning Anything, and Living the Good Life Tools of Titans: The Tactics, Routines, and Habits of Billionaires, Icons, and World-Class Performers Tribe of Mentors: Short Life Advice from the Best in the World Tim Ferriss Show Episodes: #1 with Kevin Rose #22 Ed Catmull, President of Pixar #418 Esther Perel #444 Hugh Jackman #60 Arnold Schwarzenegger #349 LeBron James #506 Balaji Srinivasan #283 Tim Urban #25, 26 & 27: Kevin Kelly #40 Andrew Zimmern #399 Adam Grant #281 Stewart Brand Other Books and Blog Posts:  The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness by Morgan Housel Finding the One Decision That Removes 100 Decisions (or, Why I’m Reading No New Books in 2020) | Tim Ferriss 4 Tools to Use Now That Facebook Analytics is Gone | Ad Espresso The Tail End | Wait But Why The 22 Immutable Laws of Marketing by Al Ries and Jack Trout | Amazon 1,000 True Fans | The Technium This Satirical TikToker is Generating Millions of Dollars in EMV for World-Renowned Brands by Andrew Chen | Captiv8 80/20 Rule (Pareto Principle) | Investopedia Other Podcasts: This American Life The Joe Rogan Experience | Spotify ‎ID10T (Formerly Nerdist) with Chris Hardwick | Apple Podcasts WTF with Marc Maron Podcast WNYC Pushkin Podcasts The Stacking Benjamins Podcast Armchair Expert It’s Official: ‘Call Her Daddy’ is Exclusive | Quill   Full Show Notes Due to the length of the resources shared above, the full list of topics and corresponding timestamps for this episode can be found at: https://allthehacks.com/podcasting-tim-ferriss Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Oct 27, 2021
The Four Research-Backed Steps to Be Indistractable with Nir Eyal
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#25: Bestselling author Nir Eyal joins Chris to discuss how you can become indistractable. They discuss the hidden psychology that drives people to distraction, why procrastination is not a character flaw, why you should stop using to-do lists and how becoming indistractable will let you take back your time and start making traction on the things that matter to you in your life. Nir Eyal (@nireyal) has taught at the Stanford School of Business and their design school. He has co-founded and sold two tech companies and is the author of two best-selling books: Hooked: How To Build Habit-Forming Products and Indistractable: How to Control Your Attention and Choose Your Life. Full show notes available at: https://www.allthehacks.com/becoming-indistractable-nir-eyal   Selected Links From The Episode Nir's Website: Nir and Far (includes Nir's free 80 page Indistractable workbook) Summary of Indistractable: The Most Important Skill of the Future is Being ‘Indistractable’ Nir's Books: Hooked: How To Build Habit-Forming Products Indistractable: How to Control Your Attention and Choose Your Life Select Articles & Resources from Nir:  Distraction Guide Habits vs. Routines Timeboxing Schedule Maker Tool Schedules vs. To-do Lists 20 Common Values   Full Show Notes Who is Nir Eyal? (00: 24) What is the opposite of distraction (and it’s not focus)? (01:48) How your mind tricks you into thinking you’re being productive. (03:06) How he discovered that distraction doesn’t have anything to do with technology. (04:51) Here’s the real (scientific) reason why you get distracted. (09:57) 4 steps to become indistractable (13:13) This is how you can stop being impulsive. (15:06) The problem with to-do lists. (20:55) The difference between diversion and distraction. (25:04) How to save time and energy on checking your email. (28:27) Building an indistractable workplace: reactive work vs. reflective work(35:03) Do what you say you will or burn $100 bill (price pact)(36:58) Can you get your partner to be indistractable with you? (effort pact) (40:49) Is multitasking a distraction (and what is multichannel multitasking)? (44:48) Wearing a concentration crown (work from home hack). (46:50) When should you start teaching your kids to be indistractable? (48:44) How to connect with Nir. (49:40)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Oct 20, 2021
Adopting a Minority Mindset with Jaspreet Singh
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#24: Entrepreneur Jaspreet Singh joins Chris to discuss what a minority mindset is and how you can have one yourself. They talk about how to get through the tough early days of any entrepreneurial project, some of Jaspreet’s mistakes and learnings, and his favorite financial tips and hacks. Jaspreet Singh (@m2jaspreetsingh) is a licensed attorney and serial entrepreneur, who in 2015 decided to help others avoid the financial mistakes he made and founded Minority Mindset - a financial media company and popular YouTube channel with over 1 million subscribers. Full show notes available at: https://www.allthehacks.com/minority-mindset-jaspreet-singh   Selected Links From The Episode Minority Mindset: YouTube Channel | Minority Mindset News Channel | Website | Instagram Connect with Jaspreet: Instagram | LinkedIn   Full Show Notes Who is Jaspreet Singh? (00: 16) What is a minority mindset? (01:30) How Jaspreet’s life experiences led him to develop a minority mindset? (01:56) When he finally figured out he can actually be an entrepreneur (and didn’t have to be a doctor). (06:41) How to think differently EVEN when your loved ones don’t support you. (08:37) What changes do you have to make to start escaping the rat race? (13:06) How you can use your creativity to start a business without spending a lot of money (or risk). (15:56) How to stay consistent on YouTube even if no one is watching your content. (19:19) Instead of working to make money, work to build assets. (22:04) Here’s why you’ll probably need more than one job. (25:01) Good reasons to save money vs. bad reasons to save money. (30:19) Follow The Rule of 5 before spending your money. (34:16) What Jaspreet loves to splurge on. (37:22) How to connect with Jaspreet Singh. (40:27)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Oct 13, 2021
The Science of Behavior Change with Kristen Berman
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#23: Behavioral Scientist Kristen Berman joins Chris to discuss what research shows about why people act so irrationally, how we can actually change our own behaviors, why she thinks habits are overrated, and some great hacks for increasing happiness.  Kristen Berman (@bermster) co-founded Irrational Labs  and Common Cents Lab at Duke University, and is a founding team member of Google’s behavioral science unit. Kristen also co-authored a series of workbooks called Hacking Human Nature for Good: A practical guide to changing human behavior and is the host of the new podcast: Science of Change.   Full show notes available at: https://www.allthehacks.com/behavior-change-kristen-berman   Selected Links From The Episode Connect with Kristen Berman: Website | LinkedIn | Twitter Kristen's New Podcast: The Science of Change Irrational Labs: Website | Newsletter | Online Bootcamps Rescue Time App: Website Habit Discontinuity theory   How to use other people to achieve your goals Why Habits are overrated Get a dog (and why you shouldn't try to create habits) Give yourself a deadline - the deadline made me do it.  3 ways to stress less about money Collection of Rule of Thumb research   Full Show Notes Who is Kristen Berman? (00:14) What actually influences our decision-making? (01:59) Is efficient decision-making as simple as changing your environment? (3:20) Why saving is NOT a habit. (05:49) Setting up decision days. (09:10) How you can stop procrastinating with your decisions. (10:37) Why online communities focused on money motivate you. (13:25) How you should act when you have a really busy to-do list. (15:21) What voting, flu shots, and your to-do list have in common. (18:39) Why teaching someone something is simply not enough (according to scientific research) (20:10) Setting up systems for your life that suit your personality and your ERRORS. (22:54) How to make committing to working out easier. (28:03) Here’s why (and how) you should disrupt your life more often. (30:32) One thing everyone can do to optimize their life experience. (35:44) An easy hack to feel happier almost instantly. (37:47) Why you should get uncomfortably specific about your goal behaviors. (38:52) How to have self control in a world full of impulse triggers. (42:00) Is being aware of your biases enough to change your behavior? (45:11) Why opting out of things can make you happier. (46:38) Designing for peak experiences when you travel. (48:25) How to have more interesting conversations. (49:56) What is Kristen Berman up to these days? (52:46)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Oct 06, 2021
FOMO, FOBO and How To Make Great Decisions with Patrick McGinnis
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#22: Patrick McGinnis, bestselling author and creator of the word FOMO, joins Chris to discuss the history of FOMO, ways to overcome the toll it can have on your life, a framework to vastly improve your decision-making and their favorite hacks. Patrick McGinnis (@pjmcginnis) is credited for coining the words 'FOMO' and 'FOBO' in 2004. He's the author of two bestselling books: The 10% Entrepreneur and Fear of Missing Out: Practical Decision-Making in a World of Overwhelming Choice and his work has been featured in the New York Times, Politico, and more. He's also the host of the hit podcast FOMOsapiens. Full show notes available at: https://www.allthehacks.com/fomo-patrick-mcginnis   Selected Links From The Episode Connect with Patrick McGinnis: Website | FOMOsapiens Podcast | Twitter | Instagram Patrick's Books: 10% Entrepreneur | Fear of Missing Out: Practical Decision-Making in a World of Overwhelming Choice Patrick's Course: How To Be A Part-Time Entrepreneur Course Ariana Huffington's Phone Bed: Amazon HabitShare App: Website   Full Show Notes Who is Patrick McGinnis? (00:19) How he coined the word 'FOMO'. (02:40) The actual definition of 'FOMO' from its creator. (06:39) How to remember that social media is not a real representation of life. (08:41) Are you part of the 80% that sleep with their phone next to them? Do this instead. (11:09) Things you can do to lighten FOMO anxiety. (12:40) Was there FOMO before social media? (15:30) Core drivers of FOMO. (17:40) What is FOBO and is it more positive than FOMO? (18:28) How do you balance FOBO with healthy optimization? (A decision making hack) (20:42) The difference between maximizers and satisficers. (27:02) The great resignation: What you should do before quitting your job. (28:59) Should you have a successful side-hustle before quitting your job? (34:46) A funny hack for getting better treatment at restaurants. (38:20) Making meditation a habit that actually lasts. (competitive meditation) (39:14) Productivity hack: Getting a proper home office. (44:38)  Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Sep 29, 2021
City Hacks, Holiday Gifting and More with Stefanie O’Connell Rodriguez
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#21: Author and money expert Stefanie O’Connell Rodriguez joins Chris to talk about hacks for visiting and living in cities, deals for holiday gifting and why most money problems aren’t really about money.  Stefanie O’Connell Rodriguez (@stefanieoconnell) is a journalist and author of The Broke and Beautiful Life, the host of the Money Confidential podcast and the founder of Statement Cards. Her work and advice has been featured in The New York Times, The Wall Street Journal, CNBC and more.  Full show notes available at: https://www.allthehacks.com/city-hacks-stefanie-oconnell-rodriguez   Selected Links From The Episode Connect with Stefanie: Twitter | Website | Money Confidential Podcast Stephanie's Book: Broke and Beautiful Life Get free haircuts: Salon Apprentice  Exciting Dates Book: Adventure Challenge Stephanie's Guide: 25 Money talks every couple should have Stefanie's Newsletter: Ambition Bulletin   Full Show Notes Who is Stefanie O’Connell Rodriguez? (00:20) How Stefanie went from Broadway to being a personal finance expert. (01:26) The worst thing about low paying careers. (04:12) The only consolation when you are not making a lot of money. (04:49) How to do amazing activities in high cost of living cities for free (or cheap). (06:06) How to find side hustles that give you exclusive access to things you’re interested in. (08:58) How can you go to the theater for free (or very cheap)? (11:12) How to get floor seats at SNL. (13:58) How you can have fun on the weekends using your credit card rewards. (15:22) How you can get discounted dental work AND free hair cuts. (16:11) Why living in a high cost of living area really pays (despite being expensive). (18:10) Does where you live still matter in a post-covid world? (geoarbitrage your income)(19:36) Hacks for holiday gifting! (23:38) Questions to ask yourself before buying gifts. (24:57) Chris’ attempt at trying to opt out of holiday gift lists. (27:40) When people get your kids gifts they don’t need. (30:29) Stop buying birthday gifts for your SO, do this instead. (31:26) Money issues are almost never about the money (explained). (32:57) What does it mean to be financially fair and equal in a relationship? (37:04) The ambition penalty women face in the workplace. (43:19) How women can advocate for themselves while avoiding backlash. (50:06) How to connect with Stefanie (52:44)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Sep 22, 2021
How to Redeem Points for Maximum Value and Other Listener Q&A
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#20: All the Hacks host Chris Hutchins answers the top questions from listeners, including redeeming your points and miles for maximum value, managing your points as a couple, the best financial tools and services and his favorite apps for maximizing productivity. Chris Hutchins (@hutchins) is the host of All the Hacks and the Head of New Product Strategy at Wealthfront. He's amassed over 12 million points/miles in his lifetime, has started/sold two companies and is a registered investment advisor. Links to the best credit cards and signup bonuses: https://allthehacks.com/cards Full show notes available at: https://www.allthehacks.com/listener-questions   Selected Links From The Episode DIY Pro Pest Control: Pestie (10% Off) Top Credit Card & Signup Links: Top Cards for 2021 | Best Signup Bonuses Point.me: $1 for your first month with this link (and using the code ALLTHEHACKS) Award Search Sites: Expert Flyer | KVS Availability Tool Award Booking Services: List and Reviews   Recommendations From The Episode Budgeting: Mint, YNAB, Copilot and Tiller Net Worth Tracking: Wealthfront Taxes: TurboTax or Andersen Tax Self-Directed Brokerage: Interactive Brokers or Vanguard Automated Brokerage: Wealthfront ($5k Managed Free) 529: Wealthfront Estate Planning: Trust and Will (15% Off) Crypto: BlockFi ($250 in free Crypto) HSA: Lively Efficiency Apps: Gmail Keyboard Shortcuts | Alfred | Rectangle (or Spectacle) Passwords/Security: 1Password (Free Trial) Mobile apps on your computer: Blue Stacks   Full Show Notes Getting Rid of Ants and Pests (1:13) Q: What are the top 2-3 credit cards for 2021? (3:00) Q: Are signup bonuses a good way to earn points? (6:32) Best signup bonuses right now. (8:06) Q: How do you earn the most points for wedding expenses? (10:47) Q: How do you optimize earning points as a couple? (12:36)  Preventing miles from expiring. (16:22) Q: Are points worth it if you don’t travel much? (17:38) Q: Is there any downside to buying gift cards to earn points? (18:39) Q: How do you redeem points for maximum value? (21:36) Q: What’s the best way to save for your kid’s college? (30:33) Insurance plans for pregnancy and childbirth. (32:27) Q: What do you think about investing in alternatives? (33:26) Q: Is there any way to automate your investing? (34:41) Q: What are the best financial/investment tools and services? (36:12) The best software/apps I use to be more efficient. (40:45)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Sep 15, 2021
Becoming a Better Investor with Andy Rachleff
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#19: Legendary investor Andy Rachleff joins Chris to chat about how you should be investing your money to build your wealth. They discuss the investing mistakes so many make, when it makes sense to pick stocks and why you might not want to max out your 401k. Andy Rachleff (@arachleff) is the co-founder and CEO of Wealthfront. He also serves as a the chairman of the endowment investment committee for University of Pennsylvania and as a member of the faculty at Stanford Graduate School of Business. Previously, Andy co-founded Benchmark Capital, one of the most successful venture capital firms of all time. Full show notes available at: https://allthehacks.com/investing-andy-rachleff   Selected Links From The Episode Get $5k Managed for free at Wealthfront Connect with Andy: Twitter | LinkedIn Wealthfront: Website | Blog | Guide to Financial Health Why Angel Investors Don’t Make Money: TechCrunch Article Why Rental Properties Are Not Good Investments: Wealthfront Article Burt Malkiel's Book: A Random Walk Down Wall Street   Full Show Notes Who is Andy Rachleff? (episode overview). (00:32) Andy's first investment. (01:58) Andy's path from Investment Banking to Venture Capital. (05:54) How great companies are started. (08:39) Why did Andy feel the need to start Wealthfront? (10:50) Can you be successful picking stocks? (14:36) Is an angel investment in a startup a good investment? (19:48) How can you make passive investing more exciting? (21:42) What about investing in alternatives like art? (23:17) Is real estate or a rental property a good investment? (24:09) Investing hacks to save money on taxes. (27:19) How to make changes to your investment portfolio. (33:39) Does it make sense to invest when markets are at all-time highs? (34:56) When should you speculate with your investments? (39:02) Don't always evaluate your investment decisions by how much you made or lost. (40:46) How should you change your investing strategy when you have more money? (41:38) Are wealth managers worth their fee? (42:40) Why a good tax advisor is better than a wealth manager. (45:01) Andy's winning tactics for negotiating. (46:10) Why you should always be pareto optimal. (48:35) The value of liquidity and why you might not want to max out your 401(k). (50:06) How to connect with Andy Rachleff. (55:24)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Sep 08, 2021
Real Food and The Science Behind Healthy Lifestyles with Darya Rose Ph.D.
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#18: Foodist Darya Rose Ph.D. chats with Chris about food and the science behind healthy lifestyles. They discuss how you can lose weight without giving up everything you love, what foods to eat more of, how to cook so food tastes better and plenty of hacks for everything along the way. Darya Rose (@summertomato) has a Ph.D. in Neuroscience from UCSF and degree in Molecular and Cell Biology from UC Berkeley. She is the author of Foodist: Using Real Food and Real Science to Lose Weight Without Dieting, and creator of the award-winning blog Summer Tomato, one of TIME's 50 Best Websites. She's also the host of the podcast The Darya Rose Show. Full show notes available at: https://allthehacks.com/real-food-darya-rose   Selected Links From The Episode Connect with Darya: Twitter | Instagram | Podcast | Summer Tomato Blog Darya’s Book: Foodist: Using Real Food and Real Science to Lose Weight Without Dieting How you can learn to cook without using recipes: Foodist Kitchen Free 5-day challenge to become a more mindful eater: Mindful Meal Challenge A recipe where cauliflower tastes just as delicious as french fries: Recipe   Full Show Notes Who is Darya Rose Ph.D.? (episode overview). (00:50) Do diets actually work long term? (01:42) How did Darya get into the world of food science and wellbeing? (03:03) What do people who seem effortlessly healthy their whole lives do? (04:47) Why do people keep thinking that diets will work despite the science? (06:12) Why do diets always fail? (07:22) Who is a foodist and why are they different from dieters? (08:15) How to start setting up an awesome relationship with food. (09:23) What is REAL food? (10:35) How can you start liking vegetables or other foods you may not like? (11:50) Are vegetables at the farmer’s market more expensive than the grocery store? (13:55) Easy tricks to make food way more delicious. (15:42) Are some foods bad? (18:06) What should you do instead of dieting? (19:49) How to eat out and still be mindful of your health. (21:47) How can you tame your sweet tooth? (24:22) Two great habits can you adopt to start living a healthier lifestyle today. (27:10) Do you need to memorize recipes to learn how to cook? (31:34) How you can train yourself to eat smaller portions. (33:36) How can you make your food habits automatic? (37:03) How you can save money by making food at home. (39:19) An easy nutritious meal you can make right now that even kids love. (40:02) A great hack to cook meat! (41:56) How to make food that kids keep wanting. (42:38) Should you do intermittent fasting? (45:26) Does the time you eat your food matter? (47:22) How can you start leading a healthier lifestyles (what first steps should you take)?(48:20) Are fruits a form of dessert and can you gain weight eating fruit? (49:54) How can you find out which foods are in season right now? (51:29) How to connect with Darya. (53:19)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Sep 01, 2021
Mastering the Art of Negotiation with Kwame Christian
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#17: Negotiation professor and expert Kwame Christian joins Chris to discuss how you can become a better negotiator at work and at home. They discuss common mistakes made while negotiating, a three step process you can use in every negotiation, and how talking less can be your key to success.  Kwame Christian (@kwamechistian) is a practicing attorney, the director of the American Negotiation Institute, a professor of Negotiation at the Ohio State University, the host of the world’s most popular negotiation podcast (Negotiate Anything), and the best-selling author of Finding Confidence in Conflict: Negotiate Anything and Live Your Best Life Full show notes available at: https://allthehacks.com/mastering-negotiation-kwame-christian   Selected Links From The Episode Connect with Kwame Christian: LinkedIn | Instagram American Negotiation Institute: Website | Negotiation Guides Books: The Code of Trust (by Robin Dreeke) | Finding Confidence in Conflict (by Kwame Christian) Podcasts: Negotiate Anything Podcast | Ask With Confidence Podcast | Negociación desde Cero   Full Show Notes Who is Kwame Christian? (episode overview). (00:15) What do most people get wrong when it comes to negotiating? (01:15) Is negotiating a skill that is valuable for everyone? (01:40) Are some people better than others at negotiating? (02:22) How can you measure how good of a negotiator you are? (03:45) What does a successful negotiation feel like? (05:06) Is negotiating strategic or tactical? (06:36) How did Kwame Christian end up being the negotiation guy? (07:25) The simple 3 step negotiation process (the compassionate curiosity framework). (11:49) How can you prepare for a negotiation? (19:05) Why are we better negotiators outside of our homes? (21:49) How to prepare for any negotiation in 3 minutes. (24:19) Why open-ended questions give you the leverage you need in a negotiation? (25:00) The most powerful questions you can ask in a negotiation. (25:58) How much should you speak in a negotiation? (27:03) How to win every single difficult conversation you enter. (28:30) Who should make the first offer in a negotiation? (The anchoring technique) (30:33) How you might accidentally make people insist on their point of view (psychological entrenchment) (33:34) When should you walk away from a negotiation? (36:26) Big things people forget to negotiate. (38:47) Common mistakes in almost every negotiation. (41:37) How should you negotiate with kids? (parenting towards obsolescence) (42:55) What is validation? (45:40) Should you try to get rejected? (49:28) How to recover from saying the wrong things in a conversation with someone you love. (52:41) Can you negotiate with yourself? (55:13)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Aug 25, 2021
Do You Really Need a Budget with Jesse Mecham
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#16: Entrepreneur and budgeting pro Jesse Mecham joins Chris to talk about why you need a budget regardless of how much you make. They also discuss about why budgeting gets a bad rap, how to make it easy, why you might be doing it wrong and some of Jesse's top family hacks. Jesse Mecham is the founder and CEO of You Need A Budget (YNAB), one of the best budgeting tools in the market today. He started the company in 2004 as a side hustle and it now supports over 100,000 customers. He's also the host of the YNAB Podcast and author of the bestselling book You Need A Budget. Full show notes available at: https://www.allthehacks.com/easy-budgeting-jesse-mecham   Selected Links From The Episode Try out YNAB: Free Month Offer Connect with Jesse Mecham: YNAB Podcast | Website | Email Roth IRAs: Backdoor Roth IRAs and Mega Backdoor Roth IRA   Full Show Notes Who is Jesse Mecham? (00:18) Why is the idea of budgeting associated with negative feelings? (01:36) The stress of figuring out what you can and cannot afford.(02:56) Do you have to look at past spending before you create a budget? (05:00) Why you need a budget even if you make a good income. (12:19) Four rules of budgeting. (15:08) Should you use a spreadsheet or an app to create your budget? (17:26) How to budget and save when you have a big family? (22:10) How did Jesse become the YNAB guy? (You need a budget origin story) (27:55) The biggest hack of all (according to Jesse). (31:51) A nerdy investment hack (get tax free money!) (34:02) The 1% retirement investment rule. (38:18) Life hacks that make Jesse's life more convenient. (41:10) How to connect with Jesse Mecham. (42:56)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Aug 18, 2021
Marriage, Kids and Money Hacks with Andy Hill
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#15: Andy Hill joins Chris to discuss all the marriage, kids and money hacks. They discuss combining finances, teaching your kids about money, and how to get on the same page with your spouse when it comes to money. Andy Hill (@andyhillmkm) is the founder of the award-winning podcast and blog Marriage, Kids, and Money. He and wife Nicole started out their money journey with $50K in debt and paid it off in less than a year. In the next 10 years, they paid off their mortgage and built their net worth to more than a million dollars. Full show notes available at: https://www.allthehacks.com/marriage-kids-money-andy-hill   Selected Links From The Episode Connect with Andy Hill: Twitter | LinkedIn Marriage, Kids, and Money: Website | Podcast | YouTube Book Recommendations: Family Board Meeting | Everybody Fights   Full Show Notes Who is Andy Hill? (00:42) Two common misconceptions when it comes to relationships and money. (01:52) Finding an approach to money that works for both of you (speaking each other’s money language). (04:04) Beginner money questions you should be asking early in the relationship.(07:54) Advanced money questions to ask in a serious relationship. (09:49) How to make time to talk about money in a relationship? (Budget party and more) (13:06) How Andy Hill paid off his entire mortgage in 5 years AND saved money. (15:56) Reasons you and your partner might fight about money. (20:07) How to act when you and your significant others have money fights. (23:34) Should you combine finances in your marriage (and different ways to combine)? (24:49) Non-financial relationship hacks (love languages). (29:40) How did Andy Hill pay off all his debt and saved $1MM in less than 10 years? (33:52) How much money does raising a child actually cost? (37:22) How do you balance saving for yourself with saving for your kids? (39:08) Practical ways to help your kids understand money. (43:45) Why just giving your kids money is not enough (helping kids avoid mindless spending). (47:05) Why it's important to learn how your kids liked to be loved. (49:10) Understanding how your family likes to fight and resolve things. (51:07) How did Andy Hill become the marriage, kids, and money guy? (54:15) How to connect with Andy Hill? (57:04)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Aug 11, 2021
House Hacking To Build Your Wealth with Andrew Kerr
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#14: Real Estate Pro Andrew Kerr joins Chris to discuss house hacking. They talk about six different types of house hacks you can use to start saving money, tips for buying and selling properties, and how to start thinking about real estate as a way to build your wealth.  Andrew Kerr (@fibyrei) is a seasoned real estate investor and founder of Financial Independence by Real Estate Investing (FIbyREI.com). He is also the host of The House Hacking Podcast. Full show notes available at: https://www.allthehacks.com/house-hacking-andrew-kerr   Selected Links From The Episode Connect with Andrew Kerr: FI by REI Website | Podcast | Twitter | Instagram Six Types of House Hacks: House Hacking Ultimate Guide 9 biggest mistakes all real estate investors make: Free Guide Podcast episode on ADUs: The House Hacking Podcast Alternative loan types: VA Loan | HFA Loan   Full Show Notes Who is Andrew Kerr? (00:15) What is house hacking? (01:40) Can house hacking be a luxurious experience? (02:22) Does house hacking mean you have to share a living space with someone else? (03:36) Six different types of house hacking (which one is for you?) (04:23) Do you have to buy a house to be able to house hack (and how to convince your landlord to let you sublet your rented property)? (06:33) What loans you should consider when buying a property to use for house hacking (HFA loans). (09:06) The four pillars of building wealth through real estate. (12:54) How did Andrew Kerr start house hacking? (and how Chris accidentally started house hacking) (13:43) Do you need to have a kitchen to rent out your place? (and 3 types of tenants)(19:22) Four key costs that you need to consider before house hacking. (21:34) How much should you rent your property for? (27:09) What does a property manager do and should you get one for your property? (28:10) What is the Accessory Dwelling Unit (ADU) house hack? (31:07) How much does it cost to build an ADU? (34:31) Can you add the cost of building an ADU to your mortgage? (35:52) How are ADUs taxed? (and how you can pay 0 tax on your extra income).(36:50) How you can make money with real estate even if the value of your property stays the same. (39:09) Hacks for buying a house (what the average homeowner does not look for). (41:57) Hacks for selling a house (small things you can do that will pay off a lot). (46:04) Andrew Kerr’s tenant tales (a SWAT raid). (49:28) Is the current market good for house hacking? (53:00)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Aug 04, 2021
Afford Anything, Escape the 9-5, Passive Income and More with Paula Pant
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#13: Afford Anything founder Paula Pant joins Chris to discuss how you can afford ANYTHING (but not everything). They also discuss how you can escape the 9-5, start making passive income, and take mini and/or semi-retirements throughout your life.  Paula Pant (@affordanything) is the founder and creator of Afford Anything where she runs an award winning personal finance website, a monthly newsletter, a top rated podcast and a Real Estate Investing Course. She built her career from scratch starting as a journalist making only $21,000 a year. Full show notes available at: https://www.allthehacks.com/paula-pant-afford-anything   Selected Links From The Episode Connect with Paula: Twitter | Instagram | YouTube Afford Anything: Website | Podcast | Real Estate Investing Course Her Book: Escape E-book   Full Show Notes Who is Paula Pant? (00:15) What does it mean that you can afford anything? (01:15) What you get wrong about spending your money. OR How you trick yourself into thinking you are being smart with money. (01:58) Saving money might not be what you should focus on. Focus on growing the gap. (05:05) What is financial freedom and does it mean you have to retire? (06:21) Can you escape the 9 to 5 and still have a job? (and 4 factors great jobs have) (08:00) If you hate your job, here’s a two step plan to help you build a better life. (10:14) The two main types of side hustles (ones you can scale, and ones you can’t). (13:59) How Paula transitioned her side hustle into a full business. (17:59) If you’re terrified of the risk of taking a leap, this advice will help. (20:29) Why passive income is NOT free money. (24:17) Should you invest in rental properties for passive income? (26:48) What you must do BEFORE investing in rental properties? (29:06) Mistakes beginner real estate investors make. (30:12) How to start learning about real estate investing for beginners. (31:38) Should you invest in alternatives to buying rental properties (REIT portfolios and why crowdsource real estate investing is not good for you). (34:25) How can you better value your time? (37:59) How to get more comfortable with spending money on outsourcing things you can potentially do yourself. (39:23) Why Chris went bought a one way ticket to cairo?(43:46) How the idea of Afford Anything was born (you heard it here first). (47:58) What are mini-retirements and semi-retirements and how are they different? (and which should you do). (49:47) Taking short vacations vs. taking long trips. (52:53) Paula Pant’s favorite hack: reframing your thoughts (you are probably richer than you think). (56:05) How to build a daily gratitude habit and stop it from fading away. (59:48) How to connect with Paula Pant. (1:04:20)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jul 28, 2021
Career Hacks to Land a Job You'll Love With Kathryn Minshew
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#12: Career expert Kathryn Minshew joins Chris to discuss all things jobs: finding and landing one you'll love, making networking suck less, and how to build your personal brand online without needing to be a "social media influencer".  Kathryn Minshew (@kmin) is the founder and CEO of The Muse and the co-author of the best selling book The New Rules of Work: The Modern Playbook for Navigating Your Career. Full show notes available at: https://www.allthehacks.com/career-hacks-kathryn-minshew   Selected Links From The Episode Nominate All the Hacks for a Plutus Award: Vote Here Connect with Kathryn Minshew: LinkedIn | Twitter | Instagram | The Muse Kathryn’s book: The New Rules of Work: The Modern Playbook for Navigating Your Career Find people’s emails when you are on their profile: Lusha Get pocket to save articles to read later: Get Pocket Articles about interviewing from The Muse: Interview questions and answers | Interview Skills | Phone Interviews   Full Show Notes Who is Kathryn Minshew? (00:15) The biggest misconception with job searches. (01:35) What should you do if you are unhappy with your job? (02:41) Should your career revolve around your passion? (05:06) How Kathryn found a career that is perfect for her. (08:18) How can you know if you would be a good fit for a particular career? (12:34) 3 key tips to level up your networking skills. (13:46) What is an informational interview and tips on how to do better at them. (16:42) How to find email addresses of people you want to get connected with. (19:29) How to leave networking conversations (and a power move hack). (25:27) Here’s why to ask for things in PERSON. (28:30) Building a personal brand (even without being a content creator). (30:30) Should you censor your social media when applying for a job? (industry specific advice) (35:42) 3 different ways to find job opportunities (and how to get introduced to people you are interested in). (39:40) If you feel you are asking for too many favors on your job search, do this. (44:45) What if you want to work somewhere that is NOT hiring. (46:50) Companies are as eager for the right person as you are for the right job. (real life example) (52:04) How to answer “what is your biggest weakness” and “why do you want to work here” in an interview. (53:59) Should you negotiate a job offer? (56:23) Things to negotiate beyond your compensation. (59:25) A hack to help you plan for future promotions. (1:02:19)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jul 21, 2021
Making Money from Side Hustles with Nick Loper
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#11: Chief Side Hustler Nick Loper joins Chris to talk all about side hustles, including some easy ways to make extra cash, bigger opportunities to replace your job, making passive income and finding profitable business ideas. Nick Loper (@nloper) is founder of Side Hustle Nation, the host of the Side Hustle Show podcast. He has quite a few side hustles under his belt, including self publishing multiple books, flipping products on eBay and starting (and selling) his online businesses. Full show notes available at: https://www.allthehacks.com/side-hustles-nick-loper   Selected Links From The Episode Connect with Nick Loper: LinkedIn | Twitter| YouTube Side Hustle Nation: Website | Podcast | Facebook Group Make money through market research: User Interviews | Respondent  Grocery side hustles: Instacart  Driving side hustles: Doordash | Uber  Print on demand: Redbubble | Merch By Amazon Writing marketplaces: Medium | LinkedIn Mobile Notary Loan Signing  Learn web design: CodeAcademy | Self Made Web Designer Freelancing websites: UpWork | Fiverr Become a remote bookkeeper How to become a Salesforce consultant Help people with tasks: Taskrabbit | Thumbtack Active Campaign Demo Video  How to Start a Pooper Scooper Business Finding ideas: Rip, Pivot, and Jam Method | Side Hustle Nation Ideas Page Clipboard tools: Alfred | ClipX  Turning a Service Business into Passive Income (motorcycle guy)   Full Show Notes Who is Nick Loper? (00:18) How did Nick become the side hustle guy? (01:02) What is a side hustle? (02:16) Nick’s first side hustle (03:46) The first few years of entrepreneurial experimentation (05:16) Should you start a business around your passion? (06:10) 5 day $500 challenge: 3 no brainer side hustle ideas (08:39) Metrics you can use to compare side hustles(11:40) Side hustles you can do in 15 minute blocks (13:13) If you just want to do a one off blog, do this. (15:23) Easily sell t-shirts and stickers online (16:08) 5 skills you can learn online to increase your income. (19:15) What is the “software with a service” side hustle model? (22:36) Marketplaces where you can sell your services (25:01) If you just mastered a skill or found a solution to a problem, do THIS. (27:22) How can you monetize your YouTube channel? (28:32) Active vs. passive income stream (an example of how someone creatively built passive income) (29:10) The best advice about making money is this. (32:28) How Nick made $6000 dollars in just a few hours of work. (it doesn’t have to go viral to make money) (33:21) Should you start with easier side hustles or should you start with the slow route? (34:17) Advice to everyone starting a podcast (setting quit dates). (36:06) Before committing to a path, look for this first. (37:32) Finding business ideas: What Sucks Method (40:04) Finding business ideas: Rip, Pivot and Jam Method (41:24) Finding business ideas: Sniper Method (niching down) (43:10) Turning your 9 to 5 into a side hustle. (45:40) How does Nick make a living? (47:18) 3 bonus hacks (48:12) Think of side hustles as an experiment. (test, test, test) (50:12)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jul 14, 2021
Practical Money Hacks with Lisa Rowan
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#10: Money Hacks author Lisa Rowan joins Chris to talk about lots of money hacks your might not know about, including grocery store hacks, deals on prescriptions, finding and claiming your missing money and getting things repaired for free! Lisa Rowan (@lisatella) is author of Money Hacks: 275+ Ways to Decrease to Decrease Spending, Increase Savings, and Make Your Money Work for You! She's also a consumer finance writer at Forbes and the co-host of the Pop Fashion podcast. Full show notes available at: https://www.allthehacks.com/money-hacks-lisa-rowan   Selected Links From The Episode Connect with Lisa Rowan: Website | LinkedIn | Twitter | Podcast Protect yourself online: Try 1Password for Free Penny Hoarder: Website Get a virtual credit card: Privacy.com Coupons for Prescription drugs: GoodRx Find coupons automatically: Honey Websites where you can flip your things: Facebook Marketplace | Craigslist | NextDoor | Poshmark | StockX Save on your energy bill: OhmConnect Find out your credit (vantage) score: CreditKarma | Credit Sesame Side hustle ideas: Rent A Friend | Sell Your Junk Mail | Dscout Save money on books: Library Extension | Libby App   Full Show Notes A listener who used a hack and won (00:01) Who is Lisa Rowan? (00:37) How did Lisa get obsessed with money hacks? (02:31) Pay yourself to splurge: one question to ask before shilling out money. (06:31) How many times did you fall for the free shipping trap? (10:16) Auditing your subscriptions and using the money for something else. (13:33) Are you always forgetting to cancel after a free trial? Use this hack. (15:26) How you can pay less for your prescription drugs and medical procedures. (17:41) How to find great discount codes (other than Honey). (22:26) Instead of paying to repair your things, go to this type of cafe. (23:29) Using a pawn shop to save money. (24:13) How to flip things you no longer need. (25:08) Grocery hacks: Why you should walk clockwise at the grocery store. (24:42) How you can save money on energy AND get paid. (28:20) How to build your credit by paying your rent (31:12) How to get your REAL credit score for FREE (not on Credit Karma). (33:00) Getting your missing money. (35:03) Being ready for opportunities to make more money. (39:00) Side hustles that you probably haven’t thought of. (40:50) Don’t watch the stock market. (44:54) Know which text messages to ignore. (45:55) Managing money is not always sexy. (48:54) A hack Lisa thought her publisher won’t let her put in the book (49:23) Should you try all the hacks? (50:46)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jul 07, 2021
How to Live Your Rich Life with Ramit Sethi
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#9: Bestselling author Ramit Sethi joins Chris to talk about what living a rich life really means and how to start living one. They also discuss money rules that make your finances easier, the invisible scripts society has created to control our financial lives and how couples can better their tackle money issues. Ramit Sethi (@ramit) is the author of I Will Teach You To Be Rich, a New Times Bestselling book with over a million copies sold. He also publishes a newsletter and runs programs about money, work and life at iwt.com. Full show notes available at: https://www.allthehacks.com/live-your-rich-life-ramit-sethi   Selected Links From The Episode Connect with Ramit Sethi: Website | Twitter | Instagram  Ramit Sethi’s Book: I Will Teach You To Be Rich Money Rules: Ramit's 10 Money Rules Travel meaningfully: Airbnb Experiences   Full Show Notes What does it mean to be rich? [01:10] What’s Ramit's rich life? [02:40] Two conflicting messages we all receive about money, ignore both and do this. [05:31] Five personal finance questions everyone should be able to answer. [08:04] Why buying a house is not always a great investment (the phantom costs of homeownership). [10:04] Negotiate like an Indian: Why not just ask? [16:38] What is the right time and place to negotiate? [17:44] 2 things you may not think to negotiate [19:20] Should you focus on spending less or making more? [20:45] The first thing you should do to get your financial life in order. [22:44] Not shopping by price...is that what a rich life is? [28:19] Wasting time obsessing over $3 purchases. [29:47] Two things couples get wrong about managing money [30:50] If your friends call you cheap, are you cheap? [33:57] Financial educators neglect this demographic. [35:42] There is a point where you have saved TOO much. [37:57] Should Chris pay for his next trip in cash and is it a waste of time to optimize? [39:39] Chapter two of your personal finance journey: What should you do once you’ve made enough money? [45:04] Ramit's travel hacks [48:50] The book buying rule. [53:04] Ramit's 10 money rules that make money decisions much easier. [53:45] A financial challenge for you. [58:03] Investing should be boring. [58:53]   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jun 30, 2021
Earning 9% on Cash, Investing in Crypto and Trading Options with Zac Prince, BlockFi CEO
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#8: Crypto expert Zac Prince, joins Chris to talk about how to earn 9% interest on cash through crypto stablecoins. They also discuss Zac’s favorite investing hacks, his crypto portfolio advice, Bitcoin, Ethereum and other different crypto tokens Zac invests in. Zac Prince (@blockfizac) is the CEO of BlockFi, a crypto-first banking platform that lets you earn interest, borrow cash, and trade crypto. BlockFi is one of the fastest growing fintech companies ever and currently lets you earn up to 9% on your cash using crypto.  [Note: Since this episode aired, BlockFi has halted withdrawals and I can no longer recommend using them, but I've decided to keep the episode up] Full show notes available at: https://www.allthehacks.com/blockfi-zac-prince   Selected Links From The Episode Connect with Zac : Twitter | LinkedIn Get your bills negotiated: BillShark | Trim Grow your wealth: $5,000 Managed Free at Wealthfront Options Income Strategies: Article from SeekingAlpha   Full Show Notes How Zac ended up running BlockFi (01:42) How is BlockFi able to pay high interest rates on cash? (03:35) What are the risks of putting money in a BlockFi account? (06:50) For every 100 dollars that comes into BlockFI, they lend out about $70-80. Here is why. (08:09) How BlockFi automation reduces risk if bitcoin falls at 3 am. (09:31) Why BlockFi is different from other platforms that pay you interest on crypto. (11:08) DeFi platforms vs. BlockFi - which pays you more? (13:09) How big is BlockFi (staff and funding): the fastest fintech company to get to $3B valuation. (14:30) Should crypto be part of your investment portfolio? (15:27) When will cryptocurrency be mainstream? (18:45) Why are traditional banks not embracing crypto? (21:42) What are stock options and how you can use them to grow your wealth. (23:06) How a great credit score saves you a ton of money (27:21) How you can get someone to negotiate your bills for you and get them lowered. (28:17) What is the world’s first Bitcoin rewards credit card? (an unintimidating way to make bitcoin) (29:32) There are so many cryptocurrencies, how do you pick? (three categories of crypto) (34:14) Two interesting things you can do with stablecoin. (35:46) BlockFi CEO’s, Zac Prince, personal cryptocurrency portfolio. (36:19) Is buying Ethereum the same as betting on the future of blockchain? (37:04)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jun 23, 2021
Managing Your Time to Get More Done with Laura Vanderkam
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#7: Time management pro Laura Vanderkam joins Chris to talk about how to make the most out of your weeks. They discuss how to find time for yourself in your busy schedule, multitasking, feeling more productive in the morning, the best way to plan your week/weekend, and managing your time as a parent.  Laura Vanderkam (@lvanderkam) is the author of several time management books including 168 Hours and What the Most Successful People Do Before Breakfast. Her work has appeared in the New York times, the Wall Street Journal and Fortune. She also hosts two podcasts Before Breakfast and Best of Both Worlds and blogs at lauravanderkam.com. Full show notes available at: https://www.allthehacks.com/managing-time-laura-vanderkam/   Selected Links From The Episode Connect with Laura: Twitter | Website | LinkedIn Laura's Resources: Time Makeover Guide and Time Tracking Sheet Laura’s Podcasts: Before Breakfast | Best of Both Worlds Laura's Books 168 Hours: You Have More Time Than You Think  What the Most Successful People Do Before Breakfast The New Corner Office: How the Most Successful People Work from Home Off the Clock: Feel Less Busy While Getting More Done All the Money in the World: What the Happiest People Know About Wealth Juliet's School of Possibilities: A Little Story About the Power of Priorities I Know How She Does It: How Successful Women Make the Most of Their Time Homemade meals delivered: shef.com   Full Show Notes The biggest misconception people have about time management. (00:54) Changing your mindset from “I don’t have time” to “I have some time, what would I like to do with it?” (02:02) The first step to shifting your mindset: track your time for a week (04:37) Why using spreadsheets to track your time is better than using apps (06:17) The most common thing that wastes your time. (07:26) Start your time management plan by asking yourself what you want to spend MORE time doing. (09:26) 3 main things you would get the most value from prioritizing. (11:13) 2 things that you probably think TAKE time, but they actually MAKE time. (12:06) Should you schedule your breaks? (13:49) How can you prioritize errands? (14:23) When you have a few minutes extra (like if you are waiting in line), do this. (16:21) How to keep relationships strong while limiting the time spent on them. (17:42) Setting alarms so you can have more quality time with others. (20:30) Should you do two things at once? (22:07) Multitasking with a partner: make sure you are on the same page about what you are trying to achieve. (24:13) How to tackle your to-do list (3 choices). (25:45) How to eat healthy no matter how busy you are. (29:15) Should you outsource your cooking needs? (32:22) Why weekly planning every Friday afternoon will help you avoid Sunday night blues. (34:48) Planning your weekend and making a list of 100 dream (37:02) Should you do chores on weekends or weekdays (weekend hack)? (41:12) If you have kids, you are better off going out on the weekends. Here is why. (44:49) Why mornings are a valuable part of the day. (46:24) What if I can’t be productive in the morning because I feel awful? (48:08) Two hacks to introduce new habits in the morning. (49:33) How to avoid wasting time on your phone in the morning. (51:30) Being mindful of time during the work day. (52:35) How to stop losing time through email. (54:08) How to spend quality time with your kids and still have time for yourself. (55:30) 3 tips for raising independent children. (57:25) One last trick that can save you tons of time. (59:41)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jun 16, 2021
The Psychology of Money with Morgan Housel
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#6: Renowned financial columnist, Morgan Housel talks with Chris about the psychology of money. They discuss the mindset of winning investors, new ways to think about risk, when to hold cash vs. invest, and how you can stop wanting more and focus on your own financial independence. Morgan Housel (@morganhousel) is a partner at Collaborative Fund and a former columnist at The Motley Fool and The Wall Street Journal. He is also the author of the bestselling book The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness. Full show notes available at: https://www.allthehacks.com/psychology-of-money-morgan-housel/   Selected Links From The Episode Connect with Morgan: Twitter | Website | LinkedIn Morgan’s book: The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness Benjamin Graham's Books: The Intelligent Investor | Security Analysis Eric Johnson's Book on Nazi Germany: What We Knew   Full Show Notes What drove Morgan to write the book? (01:22) How finance is taught vs. how it actually is in the real world. (03:58) What is the highest form of wealth? (05:44) The different levels of financial independence (it is a spectrum) (07:18) Building up cash: save more or earn more (10:28) Why don’t people like saving money? (12:30) Is there a way to stop yourself from wanting more (it’s easier for a specific type of person)? (13:36) Can you go too far with FIRE (pushing your friends away)? (17:20) Why do people become irrational when it comes to money? (19:34) Active vs. Passive Investing, can you do both? (22:16) Why you don’t actually know how much risk you can tolerate. (26:52) Getting comfortable with being wrong and why you don’t need to be right all the time (32:34) Why you need to stick around and make a lot of bets (36:25) Framework for thinking about financial decisions that went poorly (38:51) You only know one version of history, but what about the others? (39:30) What is the best way to learn from history? (41:26) How school curriculums should change (less algebra and more probability). (44:41) How can parents help their kids learn about investing? (46:54) The most overlooked aspect of behavioral finance. (49:04) The only financial hack you need (50:47)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jun 09, 2021
Finding Cheap Flights to Anywhere in the World with Scott Keyes
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#5: Cheap flight fanatic Scott Keyes joins Chris to talk about getting the best deals on flights around the world. They discuss when and how to find and book the cheapest flights, making the most of flight cancelations or delays and lots of travel hacks to maximize happiness on all your trips. Scott Keyes (@smkeyes) is the founder of Scott's Cheap Flights, a service that helps over two million members find incredible deals on flights around the world. He is also the author of the bestselling book Take More Vacations: How to Search Better, Book Cheaper, and Travel the World. Full show notes available at: https://www.allthehacks.com/cheap-flights-scott-keyes/   Selected Links From The Episode Connect with Scott Keyes: Twitter | Instagram Scott's Bestselling Book: Take More Vacations Sign up for Scott's Flight Deals: Scott's Cheap Flights Connect with Scott's Cheap Flights: Twitter | Instagram | Facebook Best Search Engine for Flights: Google Flights Find Nonstop Flights from any Airport: Flight Connections Find Train, Bus and Ferry Routes: Rome2Rio | Seat61   Full Show Notes Scott’s background and how he got the best flight deal in his life (02:18) How more vacations can make you happier and more successful (06:28) Why We’re Living in the Golden Age of Cheap Flights (11:07) Favorite Places to Travel in the World (12:05) The 3 Areas of Flexibility That Help You Get Cheap Flights (13:00) Do Small or Large Airports Get the Best Flight Deals? (16:01) Can you find a Cheap Flight Anywhere in the World? (18:32) Where You Need to be Looking For Cheap Flights (20:17) Are All Cheap Flights Inconvenient with Many Layovers? (24:15) Why Budget Airlines Aren’t Worth the Savings (26:45) What To Do When Your Flight is Delayed or Canceled (32:25) How to Get Compensated if Your Flight is Full (37:25) Scott’s Rules for the Cheapest Times To Book Your Flights (38:39) Using the Greek Island Trip to save $1000+ on International Trips (42:09) Finding Every Nonstop Flight To or From a City with Flight Connections (46:14) How to Find Local Travel Routes by Bus, Train and Ferry (47:15) Why Scott Almost Never Buys Travel Insurance (50:00) Change and Cancellation Policies (51:15) How to Use Flight Schedule Changes to Your Advantage (52:38) Is Business Class Worth the Extra Cost? (55:28) You Don’t Need Points and Miles for Great Flight Deals (57:58) How Anticipation and Memories can Make Your Next Trip Better (1:03:55) Timing the Activities on a Trip to Maximize Your Happiness (1:06:58) Using the 24 Hour Rule to Lock in Your Next Cheap Flight (1:10:44) Getting the Cheapest Flights for Two or More Passengers (1:17:06) Finding Scott and Scott’s Cheap Flights Online (1:18:56)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
Jun 02, 2021
Getting the Best Deal on Your Next Car with LeeAnn Shattuck
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#4: Professional car buyer LeeAnn Shattuck joins Chris to talk about getting the best deal when buying and selling a vehicle. They discuss the buying new and used cars, making the decision to lease or buy, negotiating the best price and how to get the most when you're selling or trading in your existing car. LeeAnn Shattuck is the founder of The Car Chick, a car buying service that helps people get a great deal on a new or used car. She's also a self-professed “car nut”, a champion race car driver and host of The Straight Shift podcast. Full show notes available at: https://www.allthehacks.com/car-deals-leeann-shattuck/   Selected Links From The Episode Connect with LeeAnn Shattuck: The Car Chick | The Straight Shift Find out the reliability of your vehicle: Consumer Reports Database of Owners Vehicle Complaints: CarComplaints Renting a Car to Test Drive It: Turo Most Popular Car Right Now: Kia Telluride Car Search Engines: AutoTrader | Cars.com New Car Buying Sites: TrueCar | Costco Auto Online Car Dealers: Carvana | Vroom | Shift Used Car Inspections: LemonSquad Finding Car Invoice Pricing: Edmunds Getting a Used Car Report: CarFax   Full Show Notes How LeeAnn first fell in love with cars (01:45) The biggest misconception people have when buying a car (03:37) Should you buy a new car or a used one? (04:30) Which vehicles depreciate slower? (06:48) Looking up the reliability of cars (08:07) Are cars safer nowadays? (09:35) How COVID-19 made used cars more expensive (12:16) How to test drive a car unavailable for test drive/ (14:35) Is it easy to change the color of a car? (16:13) What’s the best way to shop for a new car? (17:39) Why True Car and Costco’s Auto buying program aren’t the best deal. (22:35) Finding used cars while avoiding scams. (24:02) Buying a used car from a website like CarMax or Carvana (should you do it?) (26:57) Why you always need a pre-purchase inspection (and how to do it) (29:15) Certified pre-owned: Is it worth it? (and the best certified pre-owned program) (31:27) The ultimate car buying hack (34:54) Should you negotiate the price first or decide to lease or buy first? (38:00) Two essential steps to negotiating the best price for a car (39:18) One more good thing to ask for at the end of your deal (43:24) The best time to buy a car (44:30) What happens when your salesperson has to “go to the back” (46:06) What if you can’t get the best deal because the market is down? (49:56) Leasing a car: what leasing companies don’t want you to know. (52:10) How to make money getting out of your lease. (56:10) Is it better to lease or buy if you like trading cars? (58:49) What should you do if you go over your leasing mileage? (1:00:20) Should you shop for an interest rate (and who can do that)? (1:01:10) What’s the best way to get rid of your old car and maximize your profit? (1:03:00) Always do this before buying a used car (1:05:57) How LeeAnn helps hooks her clients up with the best deals (1:07:35)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
May 26, 2021
Hacking Credit Card Points and Miles with Alex Miller
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#3: Points optimizer Alex Miller joins Chris to go deep on credit cards and points hacks. They discuss the best cards to get right now, how to get thousands of points without spending much money, and ways you should NOT be spending your points. Alex Miller is the Founder and CEO of Upgraded Points, a site that helps millions of people each month maximize their points and miles. An avid traveler himself, Alex regularly uses points for extravagant trips around the world, like flying in luxurious first-class cabins complete with onboard bars and showers that would have cost $50,000 if he were paying cash. Full show notes available at: https://www.allthehacks.com/credit-card-points-alex-miller/   Selected Links From The Episode Connect with Alex Miller: LinkedIn | Upgraded Points Budget tracker: Mint Credit card companies that give you a spending report: Chase | Amex Credit card companies that offer transferable points: Chase | Amex | Capital One | Citi Leveraging international credit in the US: Nova Credit The best points cards right now: Amex Gold |Chase Sapphire Reserve | Chase Sapphire Preferred | Amex Platinum Best complementary cards to have: Chase Freedom Unlimited | Amex Blue Cash Preferred Keep track of your points: Award Wallet   Hottest sign up bonuses right now: Chase Sapphire Preferred | Capital One Venture How to Find the Amex Platinum 100k (or 125k) Welcome Bonus Offer: Upgraded Points   Additional Links from Upgraded Points Beginners Guide to Points & Miles 11 Best Travel Credit Cards 20 Best Ways to Earn Chase Points 47 Best Ways to Redeem Chase Points 19 Best Ways to Earn Amex Points 59 Best Ways to Redeem Amex Points   Full Show Notes Who is Alex Miller? (01:42) Alex’s first taste of business class (02:30) How to tell if you're not optimizing your credit cards (06:10) Selecting a points card depending on how you spend your money (08:04) The downside to tracking your budget with Mint (10:02) How credit cards affect your credit (10:52) How to leverage your international credit to open a US credit card (13:42) Is earning cash back better than earning points? (15:07) Getting some of the benefit of cash back even if you use points (16:23) Which type of points are the most valuable (17:40) Gift cards are a terrible use of points (18:36) Why airline credit cards are often a bad deal (19:49) Hotel cards may give you some perks like a free one night stay (22:00) Should you get a credit card with an expensive annual fee? (22:36) Before you cancel your credit card because of high fees, do this first. (24:50) Chris and Alex’s best point redemption stories (26:37) Going on amazing vacations for free is super attainable (34:00) What are the best points cards right now? (36:27) The best complementary card to have. (40:28) The only time to use a cash back card (41:15) Here is how you can be eligible for a business credit card. (42:06) Get points for shopping at amazon EVEN if your card only gives you points for groceries. (43:43) Get points using this hack without spending any money (45:52) Adding offers to your credit card (47:03) Use shopping portals to accelerate your points earning (48:59) How do you organize and keep track of your points across different cards? (51:18) What if you just want to fly whenever you want? (52:04) The hottest sign up bonuses right now (54:14) Chase's 5/24 rule (56:30) What about Capital One? (57:25) Why the biggest signup bonuses are happening now (58:12) What you can do if you are not approved for a card (59:21) How long do you keep a card after the sign up bonus? (1:00:09) Why you would want to downgrade a card (1:02:10) Connecting with Alex Miller (1:04:00) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
May 19, 2021
How to be Financially Independent Without a Six Figure Salary with Brad Barrett
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#2: Financial independence (FI) expert Brad Barrett joins Chris to discuss how you can achieve FI no matter how much you make, including how much money you need to hit FI, savings hacks you can use along the way, and the power of intentionality. Brad Barrett is the co-host of ChooseFI, the top podcast on financial independence with more than one million monthly listeners. Brad became financially independent and quit his job at 35 years old, without ever earning a six-figure salary. He also runs Travel Miles 101 and Richmond Savers. Full show notes available at: https://www.allthehacks.com/financial-independence-brad-barrett/   Selected Links From The Episode Brad Barrett: LinkedIn ChooseFI: Podcast | Instagram | Local groups The shockingly simple math behind early retirement article: Mr. Money Mustache Automate your savings strategy: Wealthfront eBooks from your library: Overdrive Cheaper mobile phone plans: Republic Wireless | Mint Mobile  Learn how to travel the world for pennies: Travel Miles 101 Hotels mentioned: Disney Swan Hotel | Fairmont Bermuda Hotel Book a personal trip through rewards with: Flight Fox Track price history and set price alerts on your favorite products: Camel Camel Camel   Show Notes Who is Brad Barrett the financial independence expert? (00:20) What is financial independence (the one hack to rule them all)? (01:25) Mistakes Brad has made (03:25) The ultimate definition of financial independence (04:22) Is financial independence something anyone can achieve? (it’s a simple equation) (05:48) The choices Brad made that set him up well for financial independence (09:19) Does financial independence mean you have to give up everything while you save? (10:45) The greatest hack is this mindset shift: what do you value more? (11:50) Proof that Brad is not living in deprivation (19:03) Do you have to save 90% of your income? (13:41) Does saving mean you have to spend 30 hours a month tinkering with your finances? (20:44) Step one to financial independence is finding out how much your life costs. (23:27) Even Brad makes mistakes where he can be more aware. (26:02) Figuring out how much you are saving on a sheet of paper v. using a savings app (28:07) If you know you want to work forever, use this advice (30:57) How do you figure out how much you need to save to achieve financial independence (4% rule of thumb) (31:41) The 4% rule isn't perfect, this is Chris’s issue with it (35:39) Hacks beyond saving money from your income (37:29) How to get free eBooks from the public library (40:29) Saving on mobile phone plans and controlling what you do on data (42:25) Finding tiny sacrifices that work for you (43:51) How Brad spent $150 instead of $5,000 on a vacation using reward points (44:09) How to find out the price history of your favorite products and turn buying into a fun game (50:20) The big takeaway from today’s episode (intentionality and optimizing without sacrifice). (53:00) Connecting with Brad and ChooseFi (54:00)   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
May 13, 2021
Pro Travel Hacks for Every Aspect of Your Next Trip with Leigh Rowan
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#1: Travel pro Leigh Rowan joins Chris to discuss the travel hacks you need for your next trip, including getting the best prices on flights and hotels, having authentic local experiences and not getting ripped off changing money. Leigh Rowan (@leighrowan) is a serious travel hacker. He is the founder and CEO of Savanti Travel, a travel management company for executives and prior to that was the COO of The Points Guy. Full show notes at: https://allthehacks.com/travel-hacks-leigh-rowan   Selected Links From The Episode All the Hacks Newsletter: Sign Up Leigh Rowan: Twitter | Savanti Travel Top Credit Cards and Signup Bonuses: Top Cards for 2021 | Best Signup Bonuses Best flight search tool: Google Flights Find travel advisers who might have flight/hotel deals: Virtuoso Find your airline’s seat map: SeatGuru Great deals on rental cars: Costco Airline Vacation Portals: American | Delta | United Find guides from your local library using this extension: Library Extension Free concierges from your Credit Cards: Amex | Visa | MasterCard Find a local to show you around at your destination: ShowAround Eat with a local: EatWith Do a photography session at your destination: Flytography Local guides to what's happening: TimeOut Switching to an eSIM: Verizon | AT&T | T-Mobile Offline mode to save data: Google Maps | Google Translate Phone Plans for International Travel: Google Fi   Show Notes Leigh's background in the travel industry (01:40) What to do before planning any trip (03:10) What if you just want the cheapest trip or just a warm destination? (06:35) Should you pay with miles or with cash? (07:30) Why you shouldn’t book flights from Expedia and book from the airline directly instead. (08:34) How do you get access to lower corporate rates for flights? (10:11) How to pick the best airline for your next international flight? (10:31) Making sure your rental is still available and being treated like a VIP. (12:18) Which Costco travel deals are good and which ones are bad. (14:16) Take advantage of COVID flight flexibility policies for future trips (15:48) When on google flights, make sure to add this to your search (16:26) How do you narrow down your hotel search? (17:05) Should you pay for Tripadvisor plus and how does it work? (18:58) How does your experience change depending on how you book your hotel? (20:48) Doing this may help you get perks at your hotel, you might even get upgraded. (22:43) Why speaking to the hotel beforehand really matters (25:09) Should you trust hotel concierge food recommendations? (25:30) How to get the best price on a vacation home or villa. (26:52) Why you should do a food tour as soon as you arrive at your destination. (28:49) More tips for planning your trip (29:40) How you can plan experiences you won’t find in a guidebook (32:00) What is a destination management company? (33:31) A photography session is the best souvenir you can get when you travel. (34:14) How can you find hidden experiences and what your credit card concierge might know. (34:47) Services your credit card concierge probably does and whether you can trust them. (36:44) Where to find the best food and how to avoid tourist food traps? (38:58) The safest and cheapest way to have cash on hand when traveling. (42:33) The best way you can get rid of local currency at the end of your trip without getting ripped off (44:20) Don’t fall for this bank travel scam. (45:40) Getting a local cell phone service or data. (47:37) Preparing your phone for travel. (48:55) Trips where you shouldn’t bring your main phone/laptop (50:53) Leigh’s upcoming trips. (51:48) What is Savanti Travel? (52:34) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn
May 08, 2021
All the Hacks: Trailer
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Chris is a die-hard optimizer who does all the research to get the best experience in life without the expensive price tag.
Mar 30, 2021