All the Hacks

By Chris Hutchins

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Description

Learn all the hacks to optimize and upgrade every aspect of your life while spending less and saving more. Chris is a life hacker who has saved millions by breaking down every aspect of life, looking to maximize happiness at the lowest cost.

Episode Date
How to be Financially Independent Without a Six Figure Salary with Brad Barrett
00:56:01

Financial independence (FI) expert Brad Barrett joins Chris to discuss how you can achieve FI no matter how much you make, including how much money you need to hit FI, savings hacks you can use along the way, and the power of intentionality.

Brad Barrett is the co-host of ChooseFI, the top podcast on financial independence with more than one million monthly listeners. Brad became financially independent and quit his job at 35 years old, without ever earning a six-figure salary. He also runs Travel Miles 101 and Richmond Savers.

Full show notes available here

 

Selected Links From The Episode

Brad Barrett: LinkedIn

ChooseFI: Podcast | Instagram | Local groups

The shockingly simple math behind early retirement article: Mr. Money Mustache

Automate your savings strategy: Wealthfront

eBooks from your library: Overdrive

Cheaper mobile phone plans: Republic Wireless | Mint Mobile 

Learn how to travel the world for pennies: Travel Miles 101

Hotels mentioned: Disney Swan Hotel | Fairmont Bermuda Hotel

Book a personal trip through rewards with: Flight Fox

Track price history and set price alerts on your favorite products: Camel Camel Camel

 

Show Notes

00:20 Who is Brad Barrett the financial independence expert?

01:25 What is financial independence (the one hack to rule them all)?

03:25 Mistakes Brad has made

04:22 The ultimate definition of financial independence

05:48 Is financial independence something anyone can achieve? (it’s a simple equation)

09:19 The choices Brad made that set him up well for financial independence 

10:45 Does financial independence mean you have to give up everything while you save?

11:50 The greatest hack is this mindset shift: what do you value more? 

13:41 Proof that Brad is not living in deprivation19:03 Do you have to save 90% of your income? 

20:44 Does saving mean you have to spend 30 hours a month tinkering with your finances?

23:27 Step one to financial independence is finding out how much your life costs. 

26:02 Even Brad makes mistakes where he can be more aware. 

28:07 Figuring out how much you are saving on a sheet of paper v. using a savings app

30:57 If you know you want to work forever, use this advice

31:41 How do you figure out how much you need to save to achieve financial independence (4% rule of thumb)

35:39 The 4% rule isn't perfect, this is Chris’s issue with it 

37:29 Hacks beyond saving money from your income

40:29 How to get free eBooks from the public library

42:25  Saving on mobile phone plans and controlling what you do on data 

43:51 Finding tiny sacrifices that work for you 

44:09 How Brad spent $150 instead of $5,000 on a vacation using reward points 

50:20 How to find out the price history of your favorite products and turn buying into a fun game

53:00 The big takeaway from today’s episode (intentionality and optimizing without sacrifice).

54:00 Connecting with Brad and ChooseFi

 

Connect with All the Hacks

Chris Hutchins: Twitter | Instagram | Facebook | LinkedIn

All the Hacks: Website | Newsletter | Email

May 13, 2021
Pro Travel Hacks for Every Aspect of Your Next Trip with Leigh Rowan
00:54:50

Travel pro Leigh Rowan joins Chris to discuss the travel hacks you need for your next trip, including getting the best prices on flights and hotels, having authentic local experiences and not getting ripped off changing money.

Leigh Rowan (@leighrowan) is a serious travel hacker. He is the founder and CEO of Savanti Travel, a travel management company for executives and prior to that was the COO of The Points Guy.

Full show notes available here

 

Selected Links From The Episode

Leigh Rowan: Twitter | Savanti Travel

Best flight search tool: Google Flights

Find travel advisers who might have flight/hotel deals: Virtuoso

Find your airline’s seat map: SeatGuru

Great deals on rental cars: Costco

Airline Vacation Portals: American | Delta | United

Find guides from your local library using this extension: Library Extension

Free concierges from your Credit Cards: Amex | Visa | MasterCard

Find a local to show you around at your destination: ShowAround

Eat with a local: EatWith

Do a photography session at your destination: Flytography

Local guides to what's happening: TimeOut

Switching to an eSIM: Verizon | AT&T | T-Mobile

Offline mode to save data: Google Maps | Google Translate

Phone Plans for International Travel: Google Fi

 

Show Notes

01:40 Leigh's background in the travel industry

03: 14 What to do before planning any trip  

06:35 What if you just want the cheapest trip or just a warm destination?

07:30 Should you pay with miles or with cash?

08:34 Why you shouldn’t book flights from Expedia and book from the airline directly instead.

10:11 How do you get access to lower corporate rates for flights?

10:31 How to pick the best airline for your next international flight?

12:18 Making sure your rental is still available and being treated like a VIP.

14:16 Which Costco travel deals are good and which ones are bad.

15:48 Take advantage of COVID flight flexibility policies for future trips

16:26 When on google flights, make sure to add this to your search

17:05 How do you narrow down your hotel search?

18:58 Should you pay for Tripadvisor plus and how does it work?

20:48 How does your experience change depending on how you book your hotel? 

22:43 Doing this may help you get perks at your hotel, you might even get upgraded.

25:09 Why speaking to the hotel beforehand really matters

25:30 Should you trust hotel concierge food recommendations?

26:52 How to get the best price on a vacation home or villa.

28:49 Why you should do a food tour as soon as you arrive at your destination.

29:40 More tips for planning your trip 

32:00 How you can plan experiences you won’t find in a guidebook

33:31 What is a destination management company?

34:14 A photography session is the best souvenir you can get when you travel.

34:47  How can you find hidden experiences and what your credit card concierge might know.

36:44 Services your credit card concierge probably does and whether you can trust them.

38:58 Where to find the best food and how to avoid tourist food traps?

42:33 The safest and cheapest way to have cash on hand when traveling.

44:20 The best way you can get rid of local currency at the end of your trip without getting ripped off

45:40 Don’t fall for this bank travel scam.

47:37 Getting a local cell phone service or data.

48:55 Preparing your phone for travel.

50:53 Trips where you shouldn’t bring your main phone/laptop

51:48 Leigh’s upcoming trips.

52:34 What is Savanti Travel?

 

Connect with All the Hacks

Chris Hutchins: Twitter | Instagram | LinkedIn

All the Hacks: Website | Newsletter | Email

May 08, 2021
All the Hacks: Trailer
00:01:10
Chris is a die-hard optimizer who does all the research to get the best experience in life without the expensive price tag.
Mar 30, 2021