15 Minutes of Finance

By James Walters, CIMA®, CRPC® and Brandon West, CPA

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Category: Investing

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Episodes: 204

Description

15 Minutes of Finance is your quick, easy to understand take on markets, taxes, and making smarter financial decisions! The show is produced by West and Walters Tax and Wealth Management, an RIA and tax firm based in Carlsbad, California. Hosted by James Walters, CIMA®, CRPC®, and Brandon West, CPA, co-owners of West and Walters, each episode gives you clear, honest, and actionable financial talk in the time it takes to drink your morning coffee!

Episode Date
Stock Market Outlook for the Rest of 2026
Mar 13, 2026
The New Reality of the Stock Market (Volatility, Risk, and Investor Psychology)
Mar 12, 2026
What Is the Real Cost of Dying Without a Trust? Estate Planning, Probate, and Protecting Your Family
Mar 04, 2026
The Market Pulled Back This Week… But 2% Advisor Fees Are the Real Shock
Feb 27, 2026
The Rebound We All Needed: Dow Hits 50,000, Volatility Whipsaws, and a Space ETF to Watch
Feb 07, 2026
1031 Exchanges Explained: How Real Estate Investors Defer Capital Gains Taxes
Feb 05, 2026
Trump Makes His Pick, Earnings Reports, and Wishing Wells
Jan 30, 2026
Why Next Week Could Set Up the Next Few Months (Earnings + Geopolitics + Gold & Silver)
Jan 24, 2026
3 Stages of Small Business and How to Maximize Each Step
Jan 23, 2026
Financials are the 2026 Play, Gold and Silver Cool Off, and the Fed and DOJ Drama
Jan 17, 2026
Interview with a Digital Nomad: How He Makes Finances and Living Abroad Work
Jan 12, 2026
2026 Market Outlook: Santa Rally, AI Bubble, Buffett’s Cash & Stocks to Watch
Dec 16, 2025
This Week in Market News: Rate Cuts, Acquisitions, and Linked In Fights.
Dec 06, 2025
5 Ways Investment Bankers Get Information Faster Than You! And How You Can Start Using Them!
Nov 17, 2025
The Why Behind 15 Minutes of Finance
Nov 12, 2025
How Buffet Chooses Companies to Invest in and is he Really Waiting for a Market Crash?
Nov 06, 2025
Market News Monday and an Exciting Week of Earnings!
Nov 03, 2025
Why Stock Splits Are Bullish + Market News & a New Stock to Watch
Nov 01, 2025
Case Study: How to Handle a Settlement. Spend, Save, or Invest?
Oct 27, 2025
Case Study: A Real Client’s Insurance Policy Exposed
Oct 24, 2025
The One Big Beautiful Tax Bill (OBBB) Explained: Part 2
Oct 23, 2025
The One Big Beautiful Tax Bill (OBBB) Explained: Part 1
Oct 22, 2025
Market News Monday and Important Data This Week
Oct 20, 2025
Weekly Market Recap and Why Waiting is for Winners
Oct 17, 2025
"AI" Vs. the ".com Crash": 3 Key Differences + 1 Key Bonus Metric
Oct 16, 2025
The Secrets of Getting Into the College of Your Dreams | Shellee Howard Interview
Oct 15, 2025
Market news Monday and why valuation does not tell the whole story
Oct 13, 2025
Market Movers Friday and Why Growth Portfolios Must Rip on the Dip
Oct 10, 2025
Everyone's Scared of the AI Bubble but Ignoring the Private Equity Balloon
Oct 09, 2025
How to Profit Off AI Without Owning AI Companies
Oct 07, 2025
A New Stock to Watch and Market News Monday
Oct 06, 2025
The Top Economic Indicator Every Investor Should Know
Oct 03, 2025
The Supply Chain of AI Wealth and How Chips = Money in 2025 and Beyond
Oct 02, 2025
The AI Bubble That Will Make Millionaires?
Sep 30, 2025
Markets This Week and Insider Secrets on Taking Profits
Sep 26, 2025
Insurance Industry Secrets: Ponzi Tactics That Cost You Money
Sep 25, 2025
Boom or Bust? Why Investors Win Either Way With AI
Sep 23, 2025
Our Economy is Changing From Consumption to Production. Is Your Portfolio Prepared?
Sep 23, 2025
The Rate Cut Recession Link and 9 Months of Stocks to Watch
Sep 23, 2025
The Mindset of Great Investors and the 3 Concepts That Frame a Solid Investment Strategy
Sep 13, 2025
New Stocks to Watch | The Dark Truth About Analysts
Sep 10, 2025
This Week in Markets: Rumors, Reality, and Real Estate
Sep 07, 2025
All Time Highs and All Time Lies+ What REALLY Forecasts a Bear Market
Aug 30, 2025
Equities Surge, Investors Benefit, and a New Stock to Watch
Aug 23, 2025
The Proprietary 50-4-10 and How Planner Myths Rob Your Wallet
Aug 10, 2025
DO NOT FEAR, PALANTIR IS HERE: The Who, What, and How
Aug 04, 2025
Close Encounters of the Financial Kind: Boom, Doom, and Disclosure
Jul 26, 2025
Soaring Stocks & Sore Losers: This Week’s 5 Days of All‑Time Highs
Jul 19, 2025
Can We Get an Even Higher High? Market News & Stocks to Watch!
Jul 04, 2025
Palantir Graduating From the Russell 2000, How Reconstitution Affects Stock Prices, and an AUDIT of the Podcast??
Jun 27, 2025
The Seven Deadly Sins of The Investment World, and How You can Avoid Them!!
Jun 25, 2025
Market Updates, Why Interest Rates Won’t Budge, and the Power of Patience"
Jun 20, 2025
Market News, Stocks to Watch, and the Surprising Truth About War and Wall Street
Jun 14, 2025
The 5 Habits of Successful Investors
Jun 12, 2025
Don vs Elon, AI Chip Bubble, and, The Fiscal Debt vs National Debt!
Jun 07, 2025
What Type of Real Estate Investor Are YOU? Your Status Could be Costing You Thousands.
Jun 04, 2025
I'm Fired Up and YOU Should be Too: Stop Losing Money Because of Bad Advice
May 27, 2025
Market News, Tariffier Keeps Tariffing, And, Does your Portfolio Have a Caitlin Clark?
May 23, 2025
Churches Should be Growing Their Wealth
May 19, 2025
Market News, Why 8% is the Magic Number, and, What the Best Investors of All Time Said When the Market Crashed on Tariff Talk.
May 17, 2025
The Tools of the Wealthy: Tax Loss Harvesting Through SMAs
May 14, 2025
There's a New Tarriff In Town, Market news, And, What Does a Company's Earnings Report (10-Q) Show?
May 09, 2025
The Most Common Mistakes You're Probably Making Right Now in Your 401k Plan
May 07, 2025
The Market setting records, 57% YTD return is a beautiful thing, and, Apple complains too much!
May 02, 2025
Here's How I Would Make a MILLION Dollars in Thirty Years
Apr 30, 2025
FINALLY, a Green Week. Even the Best Investors Get it Wrong. And, Stocks to Watch!!
Apr 25, 2025
How ONE Bad Financial Decision Can Hurt Your Retirement
Apr 21, 2025
Taxes are NOT DUE on April 15th?? Avoid Getting Penalized for Underpayment of Taxes.
Apr 18, 2025
The Art of The Deal- a Masterclass in Bluffing, and, a Case Study: Particulary Bad Advice
Apr 15, 2025
How Are YOU Building Wealth For Retirement?
Apr 10, 2025
The Apprentice: You Get a Tariff, You Get a Tariff, YOU ALL GET A TARIFF!
Apr 04, 2025
Market News, A Successful Company You Have Never Heard Of, AND, Story Time With James!?
Mar 29, 2025
Not Filing Tax Returns as a Protest Against DOGE?? I'd Reconsider.
Mar 26, 2025
Markets Finally Have a Green Week: Buy the Dip, Big Stock Moves, and the Underrated Power of the Secretary of Commerce
Mar 21, 2025
The Small Business Tax Primer Part 2
Mar 19, 2025
Does your portfolio hit 3/10? Market news, and, does your advisor OWN their claims? Do they even make claims?
Mar 14, 2025
DONT PANIC: History teaches us your investments are going to be just fine
Mar 06, 2025
🚨 EMERGENCY EPISODE: Tariffs Tanking the Market, NVIDIA Earnings, and The Discount Dilemma
Mar 04, 2025
The Small Business Tax Primer Part 1
Feb 26, 2025
MARKET DOWN 1.7%- Bad news or buying opportunity?, Tom Lee insight on rest of year, and, what exactly is a 50 day moving average?
Feb 21, 2025
What does another 4 years of Trump mean for YOUR tax bill?
Feb 19, 2025
Wait, James says Tariffs are the BEST thing to happen to markets since the internet?!?! and, what exactly is a Tariff?
Feb 13, 2025
EXCITING moves in the market, Palantir the next Microsoft, and, James is talking about Crypto?!?! Whaaaa?!?
Feb 07, 2025
How backdoor Roth conversions can save you tens of thousands of dollars and provide you retirement freedom
Jan 30, 2025
The DEEP FAKE that is Deep Seek, buying this dip BIG time, and, what competition does for great companies
Jan 28, 2025
Is it worth it to have an advisor you pay 1%?
Dec 19, 2024
The Tax Plan: Important 401k concepts with investment and tax implications
Dec 17, 2024
What to keep in mind as the year comes to a close
Dec 13, 2024
The Tax Plan: Roth vs Traditional retirement account contributions and why it's the single MOST important thing you'll ever understand about money
Dec 11, 2024
Why I think financial planners are a SCAM, Why YOU need to be excited about the next few years, AND, Do you know what a penny stock is?!
Dec 06, 2024
Let's celebrate the Holidays with the best ways to give
Dec 04, 2024
The Tax Plan: Let's be thankful for family this week and talk about the child tax credit
Nov 25, 2024
Investment news, WAIT THE MARKET IS GOING TO CRASH, 34 Trillion in DEBT?!!?! "Relax Dawg" - James
Nov 22, 2024
Let's recap our stock picks and see how the market is performing
Nov 20, 2024
The Tax Plan: Are my charitable contributions ACTUALLY going to be deductible??
Nov 19, 2024
Wait, I should invest in Domino's!!?!?! the Market performance for the week, AND why you should consider a green thumb!
Nov 16, 2024
The Great Wealth Transfer will pass on 84 TRILLION dollars in the next 20 years: will you build generational wealth or be unprepared?
Nov 14, 2024
EVERYTHING is to the MOON! Veterans Day, and, how high can this bull market go?!?!
Nov 11, 2024
The Tax Plan: Save $7,5000 with the electric vehicle tax credit!
Nov 05, 2024
October snaps a 5 month streak! Nvidia gets a cool little nod, And, the creepy Aunt from James in the Giant peach!!!!
Nov 01, 2024
Market news, performance up up up and.... still up? And, How to learn if your advisor is hiding dirty secrets from you!
Oct 25, 2024
When is it time for insurance?
Oct 23, 2024
The Tax Plan: Rental real estate taxation and how to legitimize your rental as a business activity
Oct 21, 2024
Wait a second, how high could the S and P Go?!?! what are trumps economic plans for Tariffs? and, Historical election year performance!
Oct 18, 2024
When is it time to sell?
Oct 16, 2024
The Tax Plan: Traditional vs "Roth" retirement accounts and how to choose which is best for you
Oct 15, 2024
What is risk tolerance, and how do you design a portfolio to lower risk
Oct 09, 2024
The Tax Plan: Debunking the myth of "moving up a tax bracket" and mastering timing of income recognition to lower taxes
Oct 07, 2024
How does the stock market react during war time and other geopolitical events and what is the difference between fundamental and technical analysis!?
Oct 05, 2024
Incorporating tax strategy into your retirement account
Oct 02, 2024
The Tax Plan: How to avoid taxes when selling your real estate
Sep 30, 2024
MARKETS CONTINUE TO RISE!!! Our top five factors in a successful portfolio! AND, what is the Beta of a portfolio?!
Sep 28, 2024
Do you know what type of advisor you're working with? Learn how that affects YOUR investments!
Sep 25, 2024
The Tax Plan: Maximizing your home office deduction to save thousands every year on taxes
Sep 24, 2024
FED FINALLY CUT RATES!! What that means for the economy, what that means for the market, and What exactly is a Chinese wall?
Sep 20, 2024
Paul asks "what do I do if I'm in my 60s but don't feel ready to retire?"
Sep 18, 2024
ANNUITIES - The (not so) good, the bad, and the ugly!
Sep 16, 2024
How easy is it ACTUALLY to become a millionaire??
Sep 16, 2024
Utilizing your small business to grow WEALTH
Sep 16, 2024
The Tax Plan: Estate and gift taxes and how they are linked
Sep 16, 2024
STOP getting your financial advice through social media (hint: it's bad advice)
Sep 16, 2024
Master Chief and Halo knew what we all didn't??!, Market news, and rate cuts?!- Looks promising!
Sep 13, 2024
Every First Responder Should Retire A Millionaire
Sep 11, 2024
The Tax Plan: Capital gains taxes and how to pay NO TAXES in retirement
Sep 09, 2024
IS THIS ROLLER COASTER EVER GOING TO EVEN OUT?, WHAT ARE MARKETS DOING TODAY, AND, WHAT IS A BASIS POINT?
Sep 06, 2024
Nvidia earnings- good, bad, or boring?, UNREALIZED TAX? - Is it possible? And, Market updates!
Aug 31, 2024
2 GENTS, 2 CENTS EPISODE 1: BUDGETS
Aug 28, 2024
SELL in May, go away!, how do election years affect the stock market? and, What does the USA Debt being in the trillions really mean?!
Jun 01, 2024
NVIDIA- A MILLENIALS MICROSOFT!, EXCITING UPDATES TO 77, AND, ALL TIME MARKET HIGHS?!?
May 24, 2024
Term of the day-"Resistance", Real estate investing- James' honest opinion, and, What markets are doing to end the year
Dec 06, 2023
R.I.P. Charlie Munger, Best month for the 500 in a year, and, Why you should at least know how to change your tire( financially)
Nov 29, 2023
Stock Market 2024 Outlook and, Do you have FOMO? What about FOLI?!
Nov 27, 2023
FEAR buying?! Biden to pay off student loans?! and why do stock prices go down but revenue goes up??
Jun 30, 2023
How are markets trending? Sit it. Set it. leave it. And, What is an "index"?
Jun 28, 2023
GOLDMAN SACHS GIVES THEIR 2023 FORECAST! TESLA HAS A BIG RECALL! AND, WHAT EXACTLY IS THE DOW JONES?!
Nov 21, 2022
BIGGEST FINANCIAL FRAUD IN HISTORY!?!?! GM SAYS ELECTRIC MAKES MONEY IN 2O25, AND WHAT IS A BROKERDEALER
Nov 18, 2022
GOOD NEWS ON INFLATION? BUFFETT MAKING MOVES?! AND, OIL OVER ELECTRIC?!?!
Nov 15, 2022
HONG KONG HAULTS TRADING!?! AMD ON THE RISE, AND, ELON PLANS FOR YOU TO PAY THE BIRD!
Nov 02, 2022
REMEMBER REMEMBER THE FOUR OF NOVEMBER!! The Halloween investment strategy, AND, MILLENIALS ARE SCARED TO INVEST?!?!
Oct 31, 2022
a GREAT day for earnings season, Zuckerberg getting out Ego'd and, Elon FINALLY seals the deal.
Oct 28, 2022
BIG EARNINGS WEEK!! Will it be good or bad for the market? AND NIO?!- Is it a hold for James?!
Oct 24, 2022
SNAPCHAT TO THE GRAVE?!! how many types of income are there?! And, recessions are good for the market?!!
Oct 21, 2022
POT STOCKS to the moon?! Oil and why its a critical investment piece, and, James wants to be the next Jim Cramer?!?!
Oct 07, 2022
Housing market on the up or on the downturn? investing in Chinese companies immoral, or good investment? and, What am I doing with my own investments!?
Sep 27, 2022
What is a central bank and what is Bank Of America saying about the market for the rest of the year??
Sep 20, 2022
Fed to raise rates AGAIN. And, should we really be scared of a coming depression?
Sep 19, 2022
Buffet losing money, Should we be buying the dips, and, pharmaceuticals, the big fat wallet we can't see
Aug 08, 2022
Investing in a recession? recession fear, nonsense! And what James would do?
Jul 11, 2022
Ending the week on Gains! Twitter just won't let Elon win, And, Jobs reports!
Jul 08, 2022
INDIA to Create its own CRYPTO!@, AT&T not doing so hot, and Money in the mirror for February!
Feb 01, 2022
Facebook reports earnings, What is a Digital Asset "Wallet", AND, Robinhood- Good or bad?
Oct 27, 2021
TESLA: No Chips? No problem, Facebook trying to change the "Metaverse"!?!?, and, What about this Bitcoin ETF I keep hearing about?!?!
Oct 20, 2021
FINALLY some good news!! Goldman Sachs report gains, and, Bitcoin to carry digital assets to the moon?!?!
Oct 15, 2021
Bullish on CRYPTO?! What about bubbles?!?! AND Squid Games for the big bucks or just dollar cost average?
Oct 13, 2021
Stocks slump, US China trade tensions- pulled to the limit or more room to stretch? And, Warren buffet did WHAT when 2008 happened?!
Oct 04, 2021
Stocks bounce back!! What is a Put Option!?? and, China companies have to do WHAT?!?!
Sep 30, 2021
Market news, Inflation or interest rates- Both sound boring, And, Ford making its way into the EV market!!!
Sep 28, 2021
CHIP shortages= Good time to invest??!! What is Green investing? and, What happens if the Country's debt keeps rising?!
Sep 23, 2021
STOCKS ON THE REBOUND. Biden's tax bill getting voted on- Is it good for investors??!, and, what about interest rates and inflation??!
Sep 22, 2021
Another merger equals 5.4 TRILLION, quadruple WHAT?!?!? and, James rants on MORE Investment taxation
Sep 17, 2021
FOX BUYS TMZ FOR 50MM, OIL PRICES MOVIN UP, AND WAIT, BACKDOOR IS A GOOD THING!??
Sep 14, 2021
Investment news, Cryptos on their way down, MOVIES ARE BACK! And, DOUBLE DIPPIN AINT KOSHER
Sep 13, 2021
S&P hits 53RD ALL TIME HIGH for the year!!! Members Exchange with good ideas?! and, YOU DON'T KNOW WHO GETS PAID AND HOW MUCH THEY GET PAID!!
Aug 31, 2021
Europe suggests Stopping US travel, Hurricane downgraded, and, China becomes mommy and daddy
Aug 30, 2021
MONEY IN THE MIRROR: FOLLOW THE BIG MONEY!!!Electric vehicles AGAIN?? and, more efficient medicine?? Yes Please!
Aug 27, 2021
APPLE INSIDER SALES- Good or bad? China keeps their companies on a leash, and STOCKS ON THE WAY UP!
Aug 27, 2021
Amazon of China buying up companies, Companies keep offering shares! South Korea leading the way on Delta Variant?!?!
Aug 26, 2021
STOCKS ON THE RISE ! China's new amazon?! And, Do I REALLY know what a Bear Market is?!?!
Aug 24, 2021
Bitcoin moving way UP! WHAT is a dividend?! Boeing or Boring?!
Aug 23, 2021
Central Bank's120 BILLION Monthly budget, Copper more valuable than Gold? and, China looking out for China
Aug 19, 2021
Market News. Bitcoin on its way back up! CFP or CFA- Which one should the investor want in their advisor?
Aug 13, 2021
housing bubble? Gold standard for picking a financial advisor? and, follow the money.... The governments money!!
Aug 11, 2021
Travel stocks on the way up? infrastructure bill passed the senate, and, Does Biden's tax plan affect you or just the rich?!
Aug 10, 2021
why crypto is linked to sentiment, Buzzfeed to go public, and, Elon back at it again with the tweets!!!!
Jun 24, 2021
PART 2: John and James Review first meeting overview
Jun 04, 2021
INSIDE LOOK: FIRST MEETING WITH A FINANCIAL ADVISOR- PART 1: QUESTIONS YOUR ADVISOR SHOULD BE ASKING
Jun 04, 2021
INVESTMENT NEWS: Elon's $20,000,000 Tweet. Amazon gearin for ganja? and, MEME STOCKS SOAR!
Jun 02, 2021
MONEY IN THE MIRROR- How did our stocks do? ADI,PVH, and NIO
May 31, 2021
Happy birthday DOW JONES! European travel is getting that Bag($)!! And, GAME STOP IS BACK BABY!!!!
May 27, 2021
China uses misdirection on Crypto, Big banks have to explain lack of loan offerings, and how passionate is your financial advisor about his career?
May 26, 2021
Elon Changing pace on Crypto? Banks Being shady?? And, AMAZON IS COMING FOR EVERYTHING!!!!
May 25, 2021
INVESTMENT NEWS: Trending UP! Fortnite vs Apple. And, "Hedge Funds-The good, the bad, and, well, the sad"
May 21, 2021
RETURN OF THE MEME KING, CRYPTO ON THE BRINK OF COLLAPSE OR THE BRINK OF BRILLIANCE??? AND, BACKGROUND CHECKING YOUR ADVISORS, shhh they don't want you to know how.
May 19, 2021
Gas goes bonkers, Snoop Dogg bets on Mary J, and "Wanna see what wall street invests in?? You could have known this whole time!!"
May 18, 2021
NEVER pay the ransom!!! Coupons for stocks?!?! and, EV market heating up!!
May 14, 2021
MCDonalds raising wages, The pipeline is back in business baby!, and Bitcoin uses HOW MUCH energy?!?!?!?
May 13, 2021
The "I" word, borrowing HOW MUCH TO INVEST?!?!?!, and, sticking the course!
May 12, 2021
MAJOR INDECES DOWN, FORD TO GO ELECTRIC? AND MARKET SENTIMENT MOVING FORWARD!!
May 11, 2021
HACKERS NO HACKING!! 39 BILLION INTO WHAT??!, AND, The race is not given to the swift or the strong but to the one who endures!!
May 10, 2021
BETA OVER ALPHA? BILLION DOLLAR DEALS! AND "WHAT IS A MARKET BUBBLE?!?!"
May 06, 2021
NOTHING LIKE A KRISPY KREME, BUY STOCKS LIKE YOU WOULD GROCERIES???, AND, CEO PAY ON THE RISE!?!
May 05, 2021
Massive Earnings, "Sell in May Go Away, and The MJ of Investing Finally Speaks!!!
May 03, 2021
MONEY IN THE MIRROR- STOCKS TO WATCH- ADI, PVH, and the Tesla of China
Apr 30, 2021
Mean Muggin McDonalds, Amazon improves pay, and Boomin' Biden's Tax plan- Good, Bad, or "Yikes"?
Apr 29, 2021
Gamestop Going Digital, Big Banks getting into bitcoin, and "In With The New, Out With The Old"- The Outdated Portfolio Someone you know is in
Apr 27, 2021
Fed discusses Monetary policy, More housing news, and, "Wait, we can go back to the movies now?!?!"
Apr 26, 2021
INVESTMENT NEWS- Trading slows, Elon sends more folks to space, and "Is the tax axe coming for us all?"
Apr 23, 2021
INVESTMENT NEWS- NETFLIX DISAPPOINTS, RULE OF 72, AND "IS INFLATION COMING, OR IS IT ALREADY HERE?"
Apr 21, 2021
INVESTMENT NEWS-EARNINGS REPORTS, MEME STOCK CEO STEPS DOWN, AND RETAIL INVESTORS UNDERPERFORMING
Apr 19, 2021
INVESTMENT NEWS-Stocks surge higher, Banks to testify on operations during pandemic, and DOGE TO THE MOON
Apr 16, 2021
Investment News- Big day for Crypto, Sector investing, and Diversification
Apr 14, 2021
How to handle a market crash, Bear Market, or Recession
Apr 08, 2021
What is the purpose of this podcast and who the heck is James?
Dec 19, 2020
2026 Market Outlook: Santa Rally, AI Bubble, Buffett’s Cash & Stocks to Watch
Jan 01, 1970