How to Lend Money to Strangers

By Brendan le Grange

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Category: Management

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Subscribers: 36
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Episodes: 150

Description

A podcast about lending in all its forms and in all the markets in which it takes place, however diverse those markets may be. In fact, it’s a case of ‘the more diverse the better’ with guests from New York to New Zealand, talking about everything from crypto-backed mortgages to crowd-funded loans for refugees. I am the host, Brendan le Grange, and I have spent the last twenty years working in - or alongside - lenders across Africa, Asia, and Europe and I’ll be using that experience to find and learn from industry insiders in a series of weekly interviews. Sometimes, those interviews discuss the inspiration behind a new start-up, sometimes they look back at a career spent at the lending coal face, and sometimes they explore where the latest technologies might take us. In the end, if it shapes a lending decision, we’ll talk about how. You can join us every Thursday here, or wherever you prefer to find your podcasts. And you can find written transcripts and more content can be found at www.HowToLendMoneytoStrangers.show

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Episode Date
Zero interest Zero fees Zero new credit, with Alex Forsyth-Thompson (Float)
Apr 18, 2024
Lending: it's a risky business, with Carolyn Rohm
Apr 11, 2024
Automating complex data-driven decisions, with Martin Chudoba (Taran)
Apr 04, 2024
Mobile-first lending in Tanzania, with Nassor Abubakar (NMB Bank)
Mar 28, 2024
Unleashing CreditPy, with Ayhan Diş
Mar 25, 2024
Have you talked to your kids about data science? With Daniele Forni (HSBC)
Mar 21, 2024
Streamlining Australian home loans, with Vincent Turner (Uno Home Loans)
Mar 14, 2024
Rwanda on the rise, with Sam Tayengwa (TransUnion)
Mar 07, 2024
A massively more inclusive credit score, with Charles Wandia (gnuGrid CRB)
Feb 29, 2024
A canary in the credit mine, with James Fell (Credit Canary)
Feb 22, 2024
The only mortgage you'll ever need, with Arjan Verbeek (Perenna Bank)
Feb 15, 2024
Turbocharged AI analytics, with Carey Anderson (1datapipe)
Feb 08, 2024
Tokyo: Asia's next FinTech hub, with Morris Iwai
Feb 01, 2024
Agile decision systems for modern lending needs, with Dmitriy Wolkenstein (Timvero)
Dec 21, 2023
Aiming when you can't see the target, with Clare McCaffery (DirectID) and Jacobus Eksteen (Matogen AI)
Dec 17, 2023
Optimising credit limit increases for profit, with Cristian Bravo (Western University)
Dec 07, 2023
Multi-currency and cross-border lending, with Jorge Juttner (Ritmo) and Maggie Gemmill (Currencycloud)
Nov 30, 2023
Who defaults on Covid loans, with Maurizio Fiaschetti (University College London)
Nov 23, 2023
AI-powered lending for Colombian businesses, with Viviana Siless (Quipu Bank)
Nov 16, 2023
The right content in the right hands at the right time, with Nicky Senyard (Fintel Connect)
Nov 09, 2023
Lithuanian fintech is compact and agile, with Jekaterina Rojaka (Creditinfo)
Nov 02, 2023
KYC Better, with Sasha Marley (Bonafidee)
Oct 26, 2023
Building the scaffolding for a Nigerian credit boom, with Adedeji Olowe (Lendsqr)
Oct 19, 2023
Loans to build communities, with Moishe Gubin (Optimum Bank)
Oct 12, 2023
Lending against distressed properties not to distressed borrowers, with Todd Pigott (ZINC)
Oct 05, 2023
Enhancing decision accuracy, with Maik Taro Wehmeyer (Taktile)
Sep 28, 2023
In the end, it's all about the people, with Robbie Blake (Northreach)
Sep 21, 2023
Bridges to Credit: Alternative Data and Inclusive Finance, with Santiago Espinoza (LexisNexis Risk Solutions)
Sep 14, 2023
Cross-border BNPL in Brazil, with Vinícius Vieira (BEXS)
Sep 07, 2023
Advanced analytical models, with Dr Joseph Breeden (Deep Future Analytics)
Aug 31, 2023
Resilience and speed, with Svitlanka Sergiichuk (NeoFin)
Aug 24, 2023
A look at revenue-based finance, with Pratik Sawal
Aug 17, 2023
A path to profitable lending, with Maik Taro Wehmeyer (Taktile)
Aug 10, 2023
Know good | catch bad, with Sjoerd Slot
Aug 03, 2023
Scaling your impact, with Adriaan Schiphorst (Lendahand)
Jul 31, 2023
Financing everyday essentials for everyone, with Mayur Patel (M-Kopa)
Jul 27, 2023
How to lend money to astronauts, with Russell Shaw (Equatorial Launch Australia)
Jul 20, 2023
Pioneering mobile fintech services, with Seymur Mammadov (Simbrella)
Jul 13, 2023
Familiar but digital, with Rohit Bhargava (BOMTech)
Jul 06, 2023
Credit for African creators, with Chinedu Enekwe (Nandi Labs)
Jun 29, 2023
Buy Now Report to the Credit Bureau Now, with Simon Forster (Experian)
Jun 22, 2023
How to lend money to underestimated entrepreneurs, with Demi Ariyo (Lendoe)
Jun 15, 2023
It's people helping people, with Craig Smith (JustLend)
Jun 08, 2023
Bridging the trade financing gap for Sri Lankan small businesses, with Lakshan De Silva (iLoan)
Jun 07, 2023
From bankrupt borrower to millionaire lender, with Matt Haycox (Funding Guru)
Jun 06, 2023
The evolution of consumer lending in Poland, with Bartek Staszewski
Jun 05, 2023
This unicorn wants to eliminate the cost of consumer credit, with Philip Belamant (Zilch)
Jun 01, 2023
Bridging the academic-practitioner divide at the Credit Scoring and Credit Control Conference XVIII
May 25, 2023
Bringing their financially inclusive world to the UK, with Matt Davies (Nova)
May 18, 2023
A Practitioner's Guide to Unsecured Lending Risk Management, with Frank Tian
May 11, 2023
Flexible and adaptable loan terms, with Damien Burke (Custom Credit)
May 04, 2023
Special re-release: How to stop lending money to strangers and follow your dreams, with Gideon Griebenow (World Turtles)
May 03, 2023
Untangling bureau data, with Dillon Harindiran (Slipstream)
Apr 27, 2023
'New to credit' shouldn’t mean 'too risky for credit', with Charlie Wise (TransUnion)
Apr 20, 2023
Community-sourced loans for SMEs, with George Cook (Honeycomb Credit)
Apr 13, 2023
Imagery that only your customers will know, with Matt Salisbury (Honey Badger)
Apr 06, 2023
Your interest paid in fine wine, with Maxime Debure (WineFunding)
Mar 30, 2023
A fintech pioneer and change bringer in Pakistan, with Naureen Hyat (Tez/ ZoodPay)
Mar 23, 2023
Building a Canadian loan marketplace, with Vlad Sherbatov (Smarter Loans)
Mar 16, 2023
Pay your rent and I'll give you the house, with Ike Udechuku (Pathway Points)
Mar 09, 2023
Opening a beer faster, with Oli Tomson (Era)
Mar 06, 2023
Closing a mortgage faster, with Eilon Shalev (Elphi)
Mar 02, 2023
Transforming the credit landscape in Central Asia, with Abdullo Kurbanov (Alif Bank)
Feb 23, 2023
Now you can buy that boat you've always had your eye on, with Joe Dalton (Salt)
Feb 16, 2023
Turning a customer obsession into retail credit, with Regan Adams (RCS)
Feb 09, 2023
Lending innovation in Finland, with Kim Ahola (Creditstar)
Feb 02, 2023
Financing the property industry, with Paul Watts (Lenuity)
Jan 26, 2023
Credit management meets innovation and ethics in Nigeria, with Moses Nmor (BFREE)
Jan 19, 2023
Transformative change in credit scoring, with Sanjay Uppal (Finbots.AI)
Jan 12, 2023
Helping students to achieve their financial goals, with Ethan Fraenkel (ProGrad)
Jan 05, 2023
Growth from a small island, with Mark van Beuningen (CIM Group)
Dec 29, 2022
Pioneering fintech in Uruguay, with Mateo Infantozzi (Prezzta and Octa.dev)
Dec 22, 2022
A credit bureau for emerging markets, with Burak Kilicoglu (CreditInfo)
Dec 15, 2022
Building the P2P app she needed because no one else would, with Lika Osmanova (Lendwill)
Dec 08, 2022
Strategy meets data science when it comes to SME lending, with Frank Gerhard (McKinsey & Company)
Dec 01, 2022
NFT-backed crypto loans, with Nuno Cortesão (Zharta)
Nov 24, 2022
Tax credit lending in future industries, with Zach Tarica (The Forest Road Company)
Nov 17, 2022
Gamifying a route to a long-term credit relationship, with Jorge Enriquez (Credilikeme)
Nov 10, 2022
More appealing credit card offers (and a trip around the world), with Chris Hutchins (All The Hacks)
Nov 03, 2022
Fueling your business with other people’s money, with Jonathan Fodera (Integrated Business Financing)
Oct 27, 2022
Using the power of amortisation for good, Jinesh Vohra (Sprive)
Oct 20, 2022
Holding up a mirror to the lending industry, with Elena Botella (Delinquent: Inside America's Debt Machine)
Oct 13, 2022
A more inclusive credit score for lending and securitization, with Toni Hubbs (VantageScore)
Oct 06, 2022
How to lend money to refugees, with Lev Plaves (Kiva)
Sep 29, 2022
Crypto-backed mortgages, with Phil Blows (ByBrix)
Sep 22, 2022
The service is the collateral, with Neel Juriasingani (Datacultr)
Sep 15, 2022
Explainable AI and a new style of credit bureau, with Evan Chrapko (Trust Science)
Sep 08, 2022
Lending in frontier segments, with Todd Kleperis (Payzel)
Aug 25, 2022
The future of South African banking is open, with Nick Tuttelberg (DirectID)
Aug 23, 2022
BNPL in the Middle East, with Ziyaad Ahmed (Spotii)
Aug 18, 2022
AI driven credit scores, with Sabelo Sibanda (CreditAIs)
Aug 16, 2022
What lenders can learn from borrowers, with Nicole Lapin (Money Rehab with Nicole Lapin)
Aug 11, 2022
Making payday lending redundant, with Caroline van der Merwe and Simon Ellis (Jem)
Aug 09, 2022
Empowering entrepreneurial women, with Debbie Watkins (Lucy)
Aug 04, 2022
How to stop lending money to strangers and follow your dreams, with Gideon Griebenow (World Turtles)
Aug 02, 2022
Private lending for real estate, with Alex Breshears (Lend2Live)
Jul 28, 2022
The value of self-regulation, with Anna Roughley (LSB)
Jul 21, 2022
Putting core banking on the cloud, with Antonio Separovic (Oradian)
Jul 14, 2022
The little credit bureau that did, with Paul Randall (Creditinfo)
Jul 12, 2022
A foot-up onto the property ladder, with Cameron Orcutt (OnLadder)
Jul 07, 2022
The data you need when you need it, with Simon Gregory (Data on Demand)
Jun 30, 2022
Machine learning to power a fintech revolution, with Jeff Keltner (Upstart)
Jun 23, 2022
Lending innovation in Moldova, with Bogdan Plesuvescu (Victoriabank)
Jun 16, 2022
P2P Lending is Not Dead, with Mukesh Bubna (Monexo)
Jun 09, 2022
Lending in Thailand and SE Asia, with Marco Chu (TransUnion) and Phadet Charoensivakorn (NCB)
Jun 02, 2022
How to Lend Money to Charities, with Holger Westphely (CAF Venturesome)
May 26, 2022
Building an all-in-one credit platform, with Ash Bhatt (Pillar)
May 19, 2022
Consumer protection in Inclusive Finance, with Jayshree Venkatesan (Center for Financial Inclusion)
May 12, 2022
Active credit building, with Sho Sugihara (Pave)
May 05, 2022
Financing smart agriculture, with Allan Tollo (MyFugo)
Apr 28, 2022
The cards are alright... for now, with Liz Ruddick (FICO)
Apr 21, 2022
Expanding access to micro-credit and micro-incomes, with Adam Rice (AssetDirect)
Apr 14, 2022
Purposeful BNPL in an emerging market, with Mark McChlery (PayJustNow)
Apr 07, 2022
Open banking is mainstream, with James Varga (DirectID)
Mar 31, 2022
Can the blockchain solve ‘identity’, with Jonathan Camilleri Bowman (Sekuritance)
Mar 24, 2022
Open Banking in Greece and beyond, with Dimitris Petrilis (Infin8)
Mar 17, 2022
Touch and tech in African consumer loans, with Michiel le Roux (Unifi Credit)
Mar 10, 2022
Learning from our lending mistakes, with James Lambridis (DebtMD)
Mar 03, 2022
Lending against assets, all assets, with James Constantinou (Prestige Pawnbrokers)
Feb 24, 2022
Consumers and their credit data, with Kelli Fielding (TransUnion)
Feb 17, 2022
Could we lend against crypto assets, with Phil Blows (AQRU)
Feb 10, 2022
Fixing vendor finance, with Alex Armitage (Nectarine Credit)
Feb 03, 2022
A global career in collections, with Chris Somervell
Jan 27, 2022
What is an identity, with Jaime Ramirez (Preventor)
Jan 20, 2022
Seamless working capital finance, with Alek Koenig (Settle)
Jan 13, 2022
Gamifying credit scores for the unbanked, with Yatir Zaluski, Niharika Bhargava, and Jacobus Eksteen (ConfirmU)
Jan 06, 2022
Credit scoring in Nigeria, from Jes Freemantle (Stratus Credit Consultancy)
Dec 23, 2021
Lending against talent, with Joel Frisch (Prodigy Finance)
Dec 16, 2021
Expanding the definition of credit bureau data, with Jon Roughley (Experian)
Dec 09, 2021
The Russian consumer credit landscape, with Igor Propopenko (Experian)
Dec 02, 2021
Building better collections processes, with Dylan Jones (IE Hub)
Nov 25, 2021
Accelerating BNPL in Spain, with Jaime Marin Merlo (Fiizy)
Nov 18, 2021
Fraud and identity trends, with John Cannon (Oakford Consulting)
Nov 11, 2021
Resilient Canadian consumers are looking forward to growth, with Matt Fabian (TransUnion)
Nov 04, 2021
Modern lending In India, with Praveen Sinha and Amit Pandey (Pincap)
Oct 28, 2021
Consumer credit in the Nordics, with Jakob Færgeman (Experian)
Oct 21, 2021
A Hong Kong market update with Dr Francis Lau
Oct 14, 2021
The exponential growth of digital banking in Ghana, with Felix Duku (Duku Consulting)
Oct 07, 2021
Making credit histories globally portable, with Misha Esipov (Nova Credit)
Sep 30, 2021
Instant gratification with Michele Tucci, André Marques, and Anit Antony
Sep 23, 2021
Lending money to friends and family, with Craig Smith (JustLend)
Sep 16, 2021
Big data scoring for thin file and new-to-credit customers, with Oscar Koster (Big Data Scoring)
Sep 09, 2021
Risk-based collections in the time of COVID-19, with Terry Franklin (Qualco)
Sep 02, 2021
The state of the American consumer credit industry, with Matt Komos (TransUnion)
Aug 05, 2021
Scoring for microfinance, with Joffre Toerien (Credit Insight Analytics)
Jul 29, 2021
An insider‘s view of the Chinese consumer credit landscape, with Zhong Liu and Ruifeng Liu
Jul 22, 2021
Leveraging BNPL to expand access to credit, with Georg Steiger (BillEase)
Jul 15, 2021
Turning scorecards into revenue, with Graham Whitley (Quid Pro Consulting)
Jul 12, 2021
A History of Risk Assessment, with Raymond Anderson (Rayan Analytics)
Jul 12, 2021
How to Lend Money to Strangers
Jul 10, 2021