Money For Couples with Ramit Sethi

By Ramit Sethi

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Category: Investing

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Subscribers: 924
Reviews: 8
Episodes: 188

RR
 May 10, 2024
Good conversations, but they tend to get rather repetitive.

Lvo
 Dec 24, 2023
One of the best podcasts I've ever heard. This podcast is about the psychology of money, not how to budget. Absolutely illuminating. A great time investment.


 Jun 12, 2023


 Feb 14, 2023

Dan
 Jun 29, 2022

Description

Pre-order Ramit’s new book, Money For Couples, today at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling book, ‘I Will Teach You To Be Rich,’ and upcoming book ‘Money for Couples’… Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life. Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t. In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices. Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship. Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love. Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing. Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit's philosophy of "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't" empowers listeners to make financial choices that enhance their relationship. Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit's finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you're a long-time listener of Ramit's work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.

Episode Date
187. “We’re worth $87M, Why are we arguing over credit card bills?”
Dec 17, 2024
186. “Was it a huge mistake to sell our house?”
Dec 10, 2024
185. “My fiancé has no savings at 43. Should we get married?”
Dec 03, 2024
184. “I survived a plane crash. Is stressing about money really worth it?”
Nov 26, 2024
183. “I saved $5k for an engagement ring, but she secretly took the money”
Nov 19, 2024
182. “We’re $350k in debt & have no savings. Will I have to work until we die?”
Nov 12, 2024
181. “We argue about money daily b/c he can’t stop talking about Ramit”
Nov 05, 2024
180. "We have $30k in cc debt but insist on sending our son to private school"
Oct 29, 2024
179. “He just turned 50 and we have no savings. I’m panicking.”
Oct 22, 2024
178. How to Get on the Same Page with Your Partner about Money
Oct 15, 2024
177. “We’re stressed about cash flow—but I refuse to sell any of my 8 cars” (Part 2)
Oct 08, 2024
176. “I’m 8 mos pregnant. He only wants to talk about how much the baby will cost”
Oct 01, 2024
175. “I make 5x my bf’s salary—but I’m about to lose my job”
Sep 24, 2024
174. “We make $300k but spend like we make $1M”
Sep 17, 2024
173. “We spend 113% of what we make—but can’t do anything to fix it” (Part 2)
Sep 10, 2024
172. “We saved for retirement but have no money to spend NOW” (Part 1)
Sep 03, 2024
171. “I got into a PhD program! But he’s only worrying about the cost”
Aug 27, 2024
170. “We’re worth $1M in our 30s, but we’re missing out on life”
Aug 20, 2024
169. “We flew to Lisbon for Taylor Swift, but my $5 beer is the problem?”
Aug 13, 2024
168. “I’m going to die with student loans. Why should I count them?”
Aug 06, 2024
167. “We took a loan to pay off our credit cards—and maxed them out again”
Jul 30, 2024
166. “I’m embarrassed—we hid $10,000 cash in our closet for 3 years”
Jul 23, 2024
165. “I make 10x my husband’s income. Will we ever feel like equals?”
Jul 16, 2024
164. “I stress over money—but we’re seeing Taylor Swift in France tomorrow”
Jul 09, 2024
163. “I work & watch my infant FT b/c we can’t afford childcare”
Jul 02, 2024
162. “We panic over money—but spend $84K/year on travel and shopping”
Jun 25, 2024
161. “He hid $77k in CC debt from me—but can’t tell me what he bought”
Jun 18, 2024
160. “My entire paycheck goes to daycare. Should I stay home?”
Jun 11, 2024
159. “How can we raise 3 kids if she only makes $15k?”
Jun 04, 2024
158. “We have $2M, why can’t we retire?” (Part 2)
May 28, 2024
157. “We spent $80,000 more than we made last year” (Part 1)
May 21, 2024
156. "We have 2 kids, 3 cars...but only 1 month of savings" (Part 2)
May 14, 2024
155. “We have $22k in cc debt—but I want to renovate the house” (Part 1)
May 07, 2024
154. “We’re drowning in debt, but I drive a BMW”
Apr 30, 2024
153. “We’re married. Why do I have to ask him for money?”
Apr 23, 2024
152. “The world is going to end. So why bother investing?”
Apr 16, 2024
151. “Our gas is about to get shut off, but I refuse to sell any of my 7 cars”
Apr 09, 2024
150. “We’re broke, but I spend $350/mo on clothes” (Part 2)
Apr 02, 2024
149. “We have no savings but bought our kid a $500 toy for Christmas” (Part 1)
Mar 26, 2024
148. “We have 2 kids and $0 invested, but refuse to get 9-5 jobs”
Mar 19, 2024
147. “I don’t trust him with money, so I check his cc accounts”
Mar 12, 2024
146. “I'm jealous when I see friends' vacations on Instagram”
Mar 05, 2024
145. “Am I a bad mom if we can’t do a $7k Disney trip?”
Feb 27, 2024
144. “We make $245K. Why do I have to ask my wife for dinner money?”
Feb 20, 2024
143. “I maxed out my credit cards on our $45k wedding. Are we broke?”
Feb 13, 2024
142. “We have a $2.3M net worth—but we cut coupons”
Feb 06, 2024
141. “We only have $2k in savings but she can’t stop going to the mall”
Jan 30, 2024
140. “He put our $1M into one risky investment. Will we lose it all?” (Part 2)
Jan 23, 2024
139. “I’m afraid he’ll leave if I don’t stop stressing about the budget” (Part 1)
Jan 16, 2024
138. “My wife doesn’t want me to take a $720k job offer”
Jan 09, 2024
137. “MLMs, crypto, real estate—I can’t stop falling for get-rich-quick schemes” (Part 2)
Jan 02, 2024
136. “We have $500k in debt. Can I retire early?” (Part 1)
Dec 26, 2023
135. "It could cost us $50k to have a baby. Can we afford it?"
Dec 19, 2023
134. “I make $24K a year but my truck costs $1,600+ a month” (Part 2)
Dec 12, 2023
133. "She has $7k in cc debt—just 3 months after I paid it off for her" (Part 1)
Dec 05, 2023
132. “We’re $520k in debt—and he hid it from me”
Nov 28, 2023
131. “We’re worth $5.5M but I feel like it doesn’t belong to me”
Nov 21, 2023
130. “I don’t trust him with spending. Do we have a future?”
Nov 14, 2023
129. “We spend 154% of what we make, but I refuse to get a salary job” (Part 2)
Nov 07, 2023
128. “We have $285k in debt. Can we achieve financial freedom in 5 years?” (Part 1)
Oct 31, 2023
127. “Our financial advisor almost cost us $800k. How do we fire them?”
Oct 24, 2023
126. “We have $30k of CC debt. Why did we buy a $10k timeshare?” (Part 2)
Oct 17, 2023
125. “He’s so afraid of money he can’t log into his own bank account” (Part 1)
Oct 10, 2023
124. “We make $113,500. Why do we feel poor?”
Oct 03, 2023
123. Ramit’s travel tips, real estate FOMO, and talking to kids about money
Sep 26, 2023
122. “I shouldn’t have to ask for $20 to get McDonalds for the kids”
Sep 19, 2023
121. “He wasn’t supposed to have student loans. Now he has $157k.”
Sep 12, 2023
120. “We have 3 kids, $1k saved, $0 invested. Is it too late for us?”
Sep 05, 2023
119. “He’s not ready for marriage. So why did we buy a house together?”
Aug 29, 2023
118. “Before kids, I made $20k/month. Now he wants me to be a housewife” (Part 2)
Aug 22, 2023
117. “He earned $17k last month—but it's not enough” (Part 1)
Aug 15, 2023
116. “She manages the money. I ignore it. What’s the problem?”
Aug 08, 2023
115. “We’ve fought about money for 29 years. Is it time for divorce?”
Aug 01, 2023
114. “Why did we spend $40K on trips we can't afford?”
Jul 25, 2023
113. “I feel like the parent in our marriage. And I hate it”
Jul 18, 2023
112. “I pretend I want to change. But I refuse to do anything different”
Jul 11, 2023
111. “We rushed into buying a $730K house. Now I can’t sleep at night”
Jul 04, 2023
110. “My boyfriend doesn’t care about money. Will I ever feel secure?”
Jun 27, 2023
109. Where Are They Now? Netflix Reunion with Donnell and Monique
Jun 22, 2023
108. “We achieved FIRE with $4.3M. Why can’t we enjoy it?”
Jun 20, 2023
107. Guilt-free travel: How to plan, save, and spend on amazing vacations
Jun 15, 2023
106. “I’m about to make $300k but we might have to live in our car”
Jun 13, 2023
105. What’s the point of tracking every penny?: Ramit’s 3 Lessons from Ep 104
Jun 08, 2023
104. “We’re worth $1.25M, so why is he afraid to get a $15 gym membership?”
Jun 06, 2023
103. It’s time to cut off your son: Ramit’s 3 Lessons from Ep 102
Jun 01, 2023
102. “If he doesn’t stop supporting our 31-year old son, we won’t be able to retire”
May 30, 2023
101. Where Are They Now? Netflix Reunion with Millie and Christian
May 25, 2023
100. 100th Episode Special: Top 5 Can’t-Miss Moments
May 23, 2023
99. Where Are They Now? Netflix Reunion with Drew
May 18, 2023
98. “We make $280,000. Why does he keep shooting down my dreams?”
May 16, 2023
97. Where Are They Now? Netflix Reunion with Frank
May 11, 2023
96. “We have $4,600 in credit card debt but we spend $600/month on GrubHub”
May 09, 2023
95. Where Are They Now? Netflix Reunion with Nathalie
May 04, 2023
94. “We paid off all our debt. Why do I still feel so guilty about money?”
May 02, 2023
93. Where Are They Now? Netflix Reunion with Amani and Matt
Apr 27, 2023
92. “I make $33,000/month. He makes $3,500. When is he going to step it up?” (Part 2)
Apr 25, 2023
91. “I helped pay off his $30k+ credit card debt and he didn’t even care” (Part 1)
Apr 18, 2023
90. How do I stop feeling guilty about money? Ramit answers your questions
Apr 11, 2023
89. “He won’t marry me until I pay off my $15,000 credit card debt”
Apr 04, 2023
88. “We own 7 properties. Why can't we pay for groceries?”
Mar 28, 2023
87. “We’re in $400,000 of debt, but we can’t say no to our kids”
Mar 21, 2023
86. “I make $450,000/year from YouTube. My husband is ashamed he can’t match my success”
Mar 14, 2023
85. “I thought she was going to die, so we spent all our money. Now we’re broke”
Mar 07, 2023
84. “We spend 98% of what we make—but we refuse to change our lifestyle”
Feb 28, 2023
83. “I grew up on food stamps. At 24, I’m about to get paid $215,000 per year”
Feb 21, 2023
82. “I’m in $20,000 of debt and she pays for everything. What’s the problem?”
Feb 14, 2023
81. “We’re broke—but $55,000 private school tuition is a non-negotiable” (Part 2)
Feb 07, 2023
80. “If I add any more to our $50,000 credit card debt, he will ask for a divorce” (Part 1)
Jan 31, 2023
79. “We’re worth $700,000+ but my wife took away my credit card”
Jan 24, 2023
78. “I pretend things are fine, but we’re 2 months from going bankrupt”
Jan 17, 2023
77. “We have $6.3 million. Why can’t we take a vacation?”
Jan 10, 2023
76. Who should pay on a date? Money, dating & dealbreakers with Matthew Hussey
Jan 03, 2023
75. “We 4x'd our salary as COVID nurses. The experience haunts us. So does the money”
Dec 27, 2022
74. “I’m $450k in debt but she still wants me to treat her to dinner” (Part Two)
Dec 20, 2022
73. “I earn almost twice as much as my fiancé, but I make him split the rent” (Part One)
Dec 13, 2022
72. Answering questions about recessions, marrying the right person, and firing a financial advisor
Dec 06, 2022
71. "We finally talked about money. I can't believe how little he's saved"
Nov 29, 2022
70. “My husband thinks savings for our kids’ education is a waste of money”
Nov 22, 2022
69. “We make almost $300k per year but we can’t afford our mortgage”
Nov 15, 2022
68. “I just learned he took out a secret $100,000 loan—two years ago”
Nov 08, 2022
67. “We spend $3,000/month on groceries for our 5 kids, and it’s ruining us”
Nov 01, 2022
66. “I’m marrying him in 1 month—but our finances are terrifying me”
Oct 25, 2022
65. “I make $200k/month. He makes $2k. Who pays for dates?” (Part 2)
Oct 18, 2022
64. “My boyfriend is perfect… except he’s broke” (Part 1)
Oct 11, 2022
63. “How to stop feeling guilty about money—no matter your income”
Oct 04, 2022
62. “Why are we waiting for payday if we make $140k?”
Sep 27, 2022
61. “I am going to die in 5 years. Should I quit my job?” (Part 2)
Sep 20, 2022
60. “My health is in question, but I don’t want to stop making money” (Part 1)
Sep 13, 2022
59. “98% of our net worth is in real estate. Are we in trouble?”
Sep 06, 2022
58. “If we want to retire, we’d have to live on $36k”
Aug 30, 2022
57. “I feel ashamed about having another child because we’re still renting”
Aug 23, 2022
56. “We have $200,000, but we’re afraid to take a vacation”
Aug 16, 2022
55. “My top 5 lessons from one year of interviewing couples about money”
Aug 09, 2022
54. “We grew up poor—but we could be millionaires” (Part 2)
Aug 02, 2022
53. “We want to break the cycle of generational poverty, but we don’t know how” (Part 1)
Jul 26, 2022
52. “He hides purchases from me—and I let him”
Jul 19, 2022
51. “We went bankrupt, but I still have no boundaries with money”
Jul 12, 2022
50. “Maybe buying this condo was a mistake” (Part 2)
Jul 05, 2022
49. “Our housing expense unexpectedly went up $2K when we bought our first home” (Part 1)
Jun 28, 2022
48. “My husband needs a better job, but he hates the idea of earning more”
Jun 21, 2022
47. “We make $500k. Why are we carrying a balance on our credit cards?”
Jun 14, 2022
46. “The ghost of FIRE still haunts our money mindset—we can’t enjoy money”
Jun 07, 2022
45. “She tells me that it’s my fault we can’t live the life we want to live”
May 31, 2022
44. “Trust in the universe and it (or my partner) will provide”
May 24, 2022
43. “Our $300k income is variable and declining but we aren’t adjusting our lifestyle”
May 17, 2022
42. “We’re worth $5.7 million but we’re arguing over the price of chocolates for Valentine’s day”
May 10, 2022
41. “My wife won’t admit her business is failing and we constantly argue about it”
May 03, 2022
40. “We’re worth $5 million but my wife nearly canceled our trip to save $200”
Apr 26, 2022
39. “She waited until we were engaged to reveal $100k of student loan debt”
Apr 19, 2022
38. “He owes his ex $70k/year and it’s straining our finances and our relationship”
Apr 12, 2022
37. “My love language is spending money I don’t have”
Apr 05, 2022
36. “We make $145k per year but have $828k in debt — and feel totally paralyzed”
Mar 29, 2022
35. “If we can’t stop fighting about money, we’re going to break up”
Mar 22, 2022
34. “It’s unromantic if my boyfriend doesn’t pay for date night”
Mar 15, 2022
33. “We’re in debt, but I don’t want to make her go back to the corporate world”
Mar 08, 2022
32. “We just got married, but I’m scared to combine our income and debts”
Mar 01, 2022
31. “Shopping at Target is like visiting a casino to me”
Feb 22, 2022
30. “I want to change—but can I keep the truck?”
Feb 15, 2022
29. “I never know when spending money on something will be an issue with him”
Feb 08, 2022
28. “What if we divorce and I end up homeless like my mom?”
Feb 01, 2022
27. “I don’t care about what he wants, I just want to win the argument”
Jan 25, 2022
26. “How do we create our Rich Life when we don’t trust and respect each other?”
Jan 18, 2022
25. “I want to pay for convenience, but my husband thinks it’s lazy”
Jan 11, 2022
24. “I’ve saved $0 for my upcoming unpaid maternity leave”
Jan 04, 2022
23. “I live in constant fear that our $425k income isn’t enough”
Dec 21, 2021
22. “I’m quitting my job, but I’m worried my husband doesn't support me”
Dec 14, 2021
21. Part 2: “I want to trust my wife with our money, but what if she blows everything?”
Dec 07, 2021
20. “My wife is going to divorce me unless I can stop being so cheap”
Nov 30, 2021
19. “My husband has been promising that we’ll buy a house in a few months… for five years”
Nov 23, 2021
18. "He's the man & he should pay. We can't go on like this any more"
Nov 16, 2021
17. “I think he should pay for everything because he’s the man”
Nov 09, 2021
16. “We’re worth $8 million but I comparison shop for strawberries”
Nov 02, 2021
15. “I have a $1 million trust fund and I’m scared to spend money on food”
Oct 26, 2021
14. “I hide my spending from my husband”
Oct 19, 2021
13. “I’m dumb with money and he’s making me feel worse”
Oct 12, 2021
12. "My husband won't talk about money with me"
Oct 05, 2021
11. “My wife wants to quit her job but I’m worried about money”
Sep 28, 2021
10. “Money is overwhelming so we find instant gratification elsewhere”
Sep 21, 2021
9. “I hid thousands of dollars of credit card debt from my husband”
Sep 14, 2021
8. “My wife is spending too much money”
Sep 07, 2021
7. “My parents keep expecting us to pay for them”
Aug 31, 2021
6. “We can’t afford to live in NYC, but my wife doesn’t want to leave the city”
Aug 24, 2021
5. “I paid off $50,000 of debt, but I still feel guilty buying toothpaste”
Aug 17, 2021
4. “My wife didn’t know I had $450,000 of debt until yesterday”
Aug 10, 2021
3. “My husband is going broke, but he won’t let me help”
Aug 06, 2021
2. “We’re worth $1 million, but we're so cheap, our friends don't want to see us anymore”
Aug 05, 2021
1. “My husband doesn’t trust me to run our business”
Aug 04, 2021
Trailer: Real money stories from behind closed doors
Jul 19, 2021