The Financial Operator

By Jen Fizer

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Category: Education

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Episodes: 167

Description

I've spent over a decade in finance and operations, including seven years as an Operational CFO helping businesses through everything from growth to Chapter 11 bankruptcy. I've owned, scaled, and sold my own company, so I understand firsthand the pressure, risk, and grit it takes to be a business owner. Now, as CEO of MKB, I help entrepreneurs get clear on their numbers so they can scale with confidence and stop feeling stuck in the chaos. On this podcast, I sit down with real business owners to talk about the financial challenges they've faced, and the strategies that got them through. From cash flow stress to hiring decisions and growth setbacks, nothing's off the table. The Financial Operator is here to make finance feel doable, empowering, and dare I say—exciting.

Episode Date
Why Your Marketing Isn't Working Anymore
May 11, 2026
The Truth About Building Real Wealth | The Financial Operator Podcast | Episode 82
Apr 27, 2026
The Cash Flow Strategy Business Owners Need | The Financial Operator Podcast | Episode 81
Apr 13, 2026
Scaling an Accounting Firm the Right Way | The Financial Operator Podcast | Episode 80
Mar 30, 2026
Success Without Fulfillment Is a Dangerous Trap | The Financial Operator Podcast | Episode 79
Mar 16, 2026
Scaling from $1M to $10M: What No One Tells You
Mar 02, 2026
Smart Capital vs. Dumb Capital: What Founders Must Know
Feb 16, 2026
What Happens When a Startup Runs Out of Money
Feb 02, 2026
Why Entrepreneurs Burn Out, and How to Think Differently About Stress
Jan 19, 2026
From CPA to Business Owner: Lessons You Only Learn the Hard Way
Jan 05, 2026
The Side of Business No One Talks About (Spouses, Stress & Survival)
Dec 22, 2025
The Realities of Running a Creative Business (What No One Tells You)
Dec 08, 2025
The Truth About Social Media Management for Growing Businesses
Nov 24, 2025
Breaking the $1 Million Barrier: How to Scale Your Service Business
Nov 10, 2025
How to Create a Positive Company Culture That Lasts
Oct 27, 2025
Turning Bad Credit Into Financial Freedom
Oct 13, 2025
Scaling Smart: KPIs, Leadership & Life Balance
Sep 29, 2025
How I Scaled a Plumbing Business & Sold It in 5 Years
Sep 15, 2025
Unleashing Business Efficiency
Sep 01, 2025
Selling Businesses With Purpose and Profit
Aug 18, 2025
Unlocking Potential With Virtual Staffing Solutions
Aug 04, 2025
Inside the Deal: Journeys in Business Acquisition
Jul 14, 2025
Behind the Buy: Business Acquisition Insights
Jul 07, 2025
Profit Pitfalls: Overcoming Financial Missteps
Jun 30, 2025
Mindset Mastery: Turning Adversity Into Achievement
Jun 23, 2025
Transition Talk: A New Era for MKB
Jun 16, 2025
Alternative Investments Made Accessible
Jun 09, 2025
The CFO Advantage: Key Benefits Explored
Jun 02, 2025
Understanding Credit: Tips to Empower Businesses
May 26, 2025
Level Up Your Business Game: The Best of Season 6
May 19, 2025
The ROI of Sharing Knowledge: The Best of Season 5
May 12, 2025
From Financial Challenges to Business Growth
May 05, 2025
Wrapping Up Success: Passion & Profit in Automotive
Apr 28, 2025
Baby Business: Growing a Company and a Family
Apr 21, 2025
Constructing Success
Apr 14, 2025
A Fractional CFO's Journey
Apr 07, 2025
Building to Sell: Business Brokerage and Alternative Investments
Mar 31, 2025
Scaling Smarter: Balancing Business & Family
Mar 24, 2025
Overcome Hiring Hurdles: Recruitment & Staffing Solutions
Mar 17, 2025
Family and Finance: Finding Balance as a Business Owner
Mar 10, 2025
Demystifying Taxes: Insights for Business Owners
Mar 03, 2025
Finance Meets Fun: Awkward Queries and Financial Wisdom | The MKB Podcast Episode 42
Feb 24, 2025
Mastering Social Media for Business Growth
Feb 17, 2025
Strategic Financing: Essential Tips
Feb 10, 2025
Commercial Lending: Smart Borrowing for Business Growth
Feb 04, 2025
From Cashflow to Marketing: Crucial Financial Metrics
Jan 27, 2025
Commercial Insurance: Protecting Your Business
Jan 20, 2025
Growth Mindset: How It Can Lead to Health & Wealth
Jan 13, 2025
Financial Stress: What Causes It, and How Do We Fix It?
Jan 06, 2025
Common Struggles: Everyday Questions for MKB
Dec 30, 2024
Profit Margins: How to Raise Them
Dec 23, 2024
Pricing Strategy: Hurting Your Bottom Line?
Dec 16, 2024
Company Vehicles: Lease or Buy?
Dec 09, 2024
How To Improve Cash Flow
Dec 02, 2024
How to Make Your Company More Profitable
Nov 25, 2024
Tax Traps To Avoid As Business Owners
Nov 18, 2024
How To Analyze Profit & Loss Statements
Oct 21, 2024
How To Scale $1 Million to $10 Million for Blue Collar Businesses
Oct 14, 2024
When To Hire Fractional CFOs
Oct 07, 2024
How To Hire New Employees With Variable Income
Sep 30, 2024
How To Market Small Businesses
Sep 23, 2024
Common Mistakes Made By Young Businesses
Sep 16, 2024
What To Avoid When Growing A Law Firm
Sep 09, 2024
How To Grow a Healthy Relationship With Money
Sep 02, 2024
Debt Financing vs. Equity Offer
Aug 26, 2024
How To Fund School Tuition
Jul 29, 2024
How To Structure Personal Injury Firms
Jul 22, 2024
What Is a Fractional CFO?
Jul 15, 2024
Mastering Your Finances During Your Business' Slow Season
Jul 08, 2024
How To Be Financially Reliable With Your Business
Jul 01, 2024
Cash Flow or Equity Growth?
Jun 24, 2024
How Much Should You Save?
Jun 17, 2024
How To Invest For Long-Term Wealth
Jun 10, 2024
Is Passive Income Real?! | The Mills Knows Bills Podcast EP 10
Jun 04, 2024
To Crypto Or Not To Crypto? | The Mills Knows Bills Podcast EP 9
Apr 29, 2024
How To Turn Your Vacation Home Into a Profitable Rental?! | The Mills Knows Bills Podcast EP 8
Apr 22, 2024
Retired? (...And Low On Funds.) What Do You Do? | The Mills Knows Bills Podcast
Apr 15, 2024
How To Handle Volatile Financial Markets
Apr 08, 2024
E87: Good vs. Bad Clients! (For Financial Advisors)
Apr 01, 2024
E86: Buried in Credit Card Debt?! Should You Invest in Retirement?
Mar 25, 2024
E85: Solutions for a Real Estate Flipper's Budgeting Challenges
Mar 18, 2024
E84: Handling Large Cash Influxes
Mar 11, 2024
E83: Sales Taxes Across State Lines & Tax Procrastination from a "VIN HENRY"
Mar 04, 2024
E82: Celebrating Financial Wins: The Power of Positive Reinforcement in Your Money Journey with Brett Roos
Oct 30, 2023
E81: Lost in Translation: From the Acropolis to Modern Leadership with Glenn Lewis
Oct 23, 2023
E:80 Mastering the Entrepreneurial Mindset: Time Management, Networking, and Mone with Jaime Nolan
Oct 16, 2023
E:79 From Real Estate Rhythms to Financial Flourishes: A Chat with Robert Aviles
Oct 09, 2023
E:78 Financial Freedom and Fulfillment: Reddit's Burning Money Questions
Oct 02, 2023
E:77 Empowering Wealth: Carol Cho's Journey from Struggle to Financial Empowerment For Womankind
Sep 25, 2023
E76: Reclaiming Time with Conrad Ruiz: Automation, VAs, and the Power of Delegation
Sep 19, 2023
E75: Firing On All Cylinders: Talking Entrepreneurship with Frederick Zada
Sep 11, 2023
E74: $1m in 90 Days: Andrea Seeger-Doring's 10x Vision
Sep 04, 2023
E73: Creating Stability with an Unstable Income
Jul 03, 2023
E72: A Variable Income Earner's Survival Guide
Jun 19, 2023
E71: The Single Strategy to Double Your Revenue in 6 Months - Jim Roman
Jun 05, 2023
E70: Introducing the MKB Coaches
May 22, 2023
E69: Learn the Art of Selling - Kyle Slaymaker
May 08, 2023
E68: Money is Simple, but Not Easy: Here's the 3 Golden Rules of Personal Finance - Jesse Cramer
Apr 24, 2023
E67: Grit. Discipline. Expectancy. The Secret Sauce to Mastering Your Money
Apr 19, 2023
E66: The 4 Essentials to Manage Variable-Income
Mar 27, 2023
E65: How to Define Your Core Values - Jonathan Lautermilch
Mar 13, 2023
E64: Self-Worth vs Net Worth. Where's the Difference?
Feb 27, 2023
E63: Is Scarcity Mindset Jeopardizing Your Financial Future?
Feb 13, 2023
Who's Mills Knows Bills?
Jan 30, 2023
E62: How Podcasting Can Promote and Propel Your Business with Evan Johnson
Nov 14, 2022
E61: Tomas Keenan on The Road to Owning a Business
Nov 07, 2022
E60: 3 Financial Fears for Entrepreneurs
Oct 17, 2022
E59: Five Reasons Why Money Is Scary
Oct 10, 2022
E58: Mini-Series Part 6 - How We Were Able to Purchase a Home Worth More Than a Half-Million Dollars
Oct 05, 2022
E57: Mini-Series Part 5 - How We Were Able to Purchase a Home Worth More Than a Half-Million Dollars
Oct 03, 2022
E56: Mini-Series Part 4 - How We Were Able to Purchase a Home Worth More Than a Half-Million Dollars
Sep 26, 2022
E55: Mini-Series Part 3 - How We Were Able to Purchase a Home Worth More Than a Half-Million Dollars
Sep 19, 2022
E54: Mini-Series Part 2 - How We Were Able to Purchase a Home Worth More Than a Half-Million Dollars
Sep 12, 2022
E53: How We Were Able to Purchase a Home Worth More Than a Half-Million Dollars
Sep 05, 2022
E52: What No One Tells You About Reaching Your Financial Goals
Aug 29, 2022
E51: Overcoming Your Money Goal Distractions
Aug 22, 2022
E50: Know the Rules to the Game You're Playing
Aug 15, 2022
E49: How to Master Your Money
Jul 25, 2022
E48: What You Should Know About Your Financial Future Today Featuring Steffany Medina
Jul 18, 2022
E47: Special Episode: Mike'D Up! with Mike DiCioccio Interview Replay
Jul 11, 2022
E46: How to Prep and Structure Your Finances
Jul 04, 2022
E45: Five Tips for Recession-Proofing Your Finances
Jun 27, 2022
E44: Plan for the Financial Life You Want
Jun 20, 2022
E43: A Crash Course on Income Taxes
Jun 13, 2022
E42: Tax Strategies for the Self-Employed with Barbara Schreihans
Jun 06, 2022
E41: What Your Retirement Portfolio Means in Income
May 30, 2022
E40: What's Holding You Back from Living Your Financially Free Life?
May 23, 2022
E39: How Fitness and Finance Relate
May 16, 2022
E38: Planning for Taxes When You're Self-Employed with Dion Rincon
May 09, 2022
E37: Falling Apart or Falling Into Place?
May 02, 2022
E36: Start Planning for Your Taxes Today
Apr 25, 2022
E35: Retirement Is Not An Age...It's A Dollar Amount
Apr 18, 2022
E34: Key Takeaways From Our Financial Journeys Featuring Jesse Cramer
Apr 11, 2022
E33: Early Graduation Advice From Mills Knows Bills
Apr 04, 2022
E32: Tax-Efficient Retirement Strategies Featuring Alex Casella
Mar 28, 2022
E31: How to Make Money with Side Hustles
Mar 21, 2022
E30: You've Set a Budget...Now What?
Mar 07, 2022
E29: The 3 Steps of Establishing a Budget That Works for You
Feb 28, 2022
E28: Creating a Sustainable Money Plan For 2022
Feb 21, 2022
E27: Travel Tips for a Budget Friendly Getaway
Feb 14, 2022
E26: Enjoying Valentine's Day on a Budget
Feb 07, 2022
E25: How to Reach Your Financial Resolutions Featuring Dawud Mabon
Jan 31, 2022
E24: 5 Steps to Lazy Investing
Jan 24, 2022
E23: Start Investing in Three Steps
Jan 10, 2022
E22: Unpopular Opinion: Saving Isn't Going to Solve Your Financial Problems
Jan 03, 2022
E21: I Dare You to Start Investing
Dec 27, 2021
E20: I Dare You to Believe In Yourself
Dec 20, 2021
E19: I Dare You To Stick To Your Budget
Dec 13, 2021
E18: Introducing the Month of Dares...I Dare You...
Dec 06, 2021
E17: Budgeting Finances and Goal Planning for the New Year
Nov 29, 2021
E16: This Is Your Sign - Don't Wait For The New Year
Nov 22, 2021
E15: Get Prepped...Not Wrecked!
Nov 15, 2021
E14: How Constantly Keeping up With the Joneses Can Disrupt Your Financial Goals
Nov 08, 2021
E13: A Mills Knows Bills Birthday Celebration!
Nov 01, 2021
E12: What Is Net Worth, and Why Should I Care?
Oct 25, 2021
E11: The Perfect Investment Featuring Cory Hazelip
Oct 18, 2021
E10: Don't Be Afraid of Saving for Retirement Featuring John Bottega
Oct 11, 2021
E9: Get Out of Your Own Way and Build Your Business Featuring Matt Ward
Oct 01, 2021
E8: How to Set Goals That You Can Achieve
Sep 27, 2021
E7: Finding Financial Independence
Sep 20, 2021
E6: Using Bank Accounts to Stick to Your Budget
Sep 13, 2021
E5: Buy a House in Six Months with Special Guest Xavier Jones
Sep 06, 2021
E4: Making Real Estate Work For You with Special Guest Natasha Falconi
Aug 30, 2021
E3: Pay Off Your Debt 2X Faster
Aug 23, 2021
E2: How to Keep Your Financial Traction
Aug 16, 2021
E1: Master Your Money Mindset
Aug 09, 2021
Introducing the Mills Knows Bills Podcast
Jul 28, 2021