The Structuring Podcast
By Terryw
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Subscribers: 14
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Episodes: 165
Description
A podcast about the legal, taxation and lending aspects of structuring - how you own assets, how those assets are funded and the transactions associated with this. Your host, Terry Waugh, aka Terryw, is a solicitor, Chartered Tax Adviser, mortgage broker and former financial planner. Terry runs a law firm and a mortgage broking company. www.structuring.com.au
| Episode | Date |
|---|---|
|
165. Debt Recycling, Super Strategies & Smart Structures - with Nick Block from ID Advice
|
Dec 01, 2025 |
|
164. Interest Only Loans
|
Nov 17, 2025 |
|
163. Claiming Interest when Building a Granny Flat
|
Nov 03, 2025 |
|
162. Land Tax Issues in NSW with Foreign Persons
|
Oct 20, 2025 |
|
161. Naming Beneficiaries in Discretionary Trusts
|
Oct 06, 2025 |
|
160. The Need for Loan Splits when Debt Recycling into Different Shares
|
Sep 22, 2025 |
|
159. Debt Recycling with Trusts when Expenses Exceed Income
|
Sep 08, 2025 |
|
158. Taxation of Children's Income
|
Aug 18, 2025 |
|
157. Shares and Property in the Same Trust
|
Aug 04, 2025 |
|
156. Using Redraw on Loans
|
Jul 21, 2025 |
|
155. Making the Most of the Main Residence CGT Exemption
|
Jul 07, 2025 |
|
154. Which Loan to Debt Recycle First
|
Jun 23, 2025 |
|
153. Clawback Laws and Asset Protection
|
Jun 09, 2025 |
|
152. Joint Ownership and Estate Planning
|
May 26, 2025 |
|
151. The 6 Year Rule and Cost Base Reset for Property
|
May 12, 2025 |
|
150. Tax Savings with Testamentary Trusts
|
Apr 28, 2025 |
|
149. The 6 Year Rule and Cost Base Reset for Property
|
Apr 14, 2025 |
|
148. Using the 6 Year Rule When Buying a New Main Residence
|
Mar 31, 2025 |
|
147. SMSF Jointly Buying Property
|
Mar 17, 2025 |
|
146. Advisors - Who can Advise on What
|
Mar 03, 2025 |
|
145. A Few General Rules with Structuring
|
Feb 17, 2025 |
|
144. Borrowing from a Related Company and Cash Flow
|
Feb 03, 2025 |
|
143. The 6 Year Rule When Absent more than 6 Years
|
Jan 20, 2025 |
|
142. Whether to Pay Off Investment Debt or Not
|
Jan 06, 2025 |
|
141. Claiming Interest on Vacant Land
|
Dec 23, 2024 |
|
140. A Simple Strategy to Shift Income
|
Dec 09, 2024 |
|
139. Interaction of Testamentary Trusts and Discretionary Trusts
|
Nov 25, 2024 |
|
138. Right of Occupancy Trusts in Wills
|
Nov 11, 2024 |
|
137. Some Basic Tax Differences Between Trusts and Companies
|
Oct 28, 2024 |
|
136. New Trusts and Companies Borrowing Money
|
Oct 14, 2024 |
|
135. Some Legal Issues with Related Party Loans
|
Sep 30, 2024 |
|
134. Trusts and Foreign Persons
|
Sep 16, 2024 |
|
133. Borrowing and On-lending Money
|
Sep 02, 2024 |
|
132. Being Trustee of More than One Trust
|
Aug 19, 2024 |
|
131. Trustees of Discretionary Trusts
|
Aug 05, 2024 |
|
130. Negative Gearing and Debt Recycling
|
Jul 22, 2024 |
|
129. Using the 6 Year CGT Rule on an Investment Property
|
Jul 08, 2024 |
|
128. The Need to Pay a Loan Down in Full When Debt Recycling
|
Jun 24, 2024 |
|
127. Claiming Interest on the Main Residence After Renting it Out
|
Jun 10, 2024 |
|
126. Gift or Lend to a Discretionary Trust
|
May 27, 2024 |
|
125. Changing Trustees of a Discretionary Trust
|
May 13, 2024 |
|
124. Building on Vacant Land and the CGT Exemption
|
Apr 29, 2024 |
|
123. Who Should be the Trustee of a Discretionary Trust
|
Apr 15, 2024 |
|
122. SMSF Borrowing to Buy Property
|
Apr 01, 2024 |
|
121. Getting Money Out of a Bucket Company
|
Mar 18, 2024 |
|
120. Trusts for Minors in a Will | a listener question from Steve
|
Mar 04, 2024 |
|
119. Special Disability Trusts
|
Feb 19, 2024 |
|
118. Rights to Reside and Wills
|
Feb 05, 2024 |
|
117. Debt Recycling in Advance
|
Jan 22, 2024 |
|
116. Companies and Asset Protection
|
Jan 08, 2024 |
|
115. Negative Gearing with Unit Trusts
|
Dec 25, 2023 |
|
114. Joint Ownership and Who Claims What
|
Dec 11, 2023 |
|
113. What Terms to Include in a Deed for a Discretionary Trust | Part 2
|
Nov 27, 2023 |
|
112. What Terms to Include in a Deed for a Discretionary Trust | Part 1
|
Nov 13, 2023 |
|
111. Structuring a Discretionary Trust
|
Oct 30, 2023 |
|
110. Discretionary Trusts and the Pizza Analogy
|
Oct 16, 2023 |
|
109. Paying Super Death Benefits Into the Estate
|
Oct 09, 2023 |
|
108. Trusts and Negative Gearing
|
Oct 02, 2023 |
|
107. Why You Should Have a Will
|
Sep 25, 2023 |
|
106. Debt Recycling with Trusts when Interest Rates are High
|
Sep 18, 2023 |
|
105. Transferring an Existing Property into a Trust
|
Sep 11, 2023 |
|
104. How to Structure a Parental Guarantee
|
Sep 04, 2023 |
|
103. Subdividing Land and Changing Title to Each Owner
|
Aug 28, 2023 |
|
102. Adding Spouse to Title Before Sale to Reduce CGT
|
Aug 21, 2023 |
|
101. Individual v Corporate Trustees
|
Aug 14, 2023 |
|
100. The Unlimited Borrowing Capacity Strategy
|
Aug 07, 2023 |
|
99. Spouses Lending Money to Each Other
|
Jul 31, 2023 |
|
98. Owning Shares as Trustee for Minor Children
|
Jul 24, 2023 |
|
97. Unit Trusts and the 2 Methods of Borrowing
|
Jul 17, 2023 |
|
96. Debt Recycling and Bucket Companies
|
Jul 10, 2023 |
|
95. Paying Interest Only on a Principal and Interest Loan
|
Jul 03, 2023 |
|
94. Taxation of Super Death Benefits Paid into a Deceased Estate
|
Jun 26, 2023 |
|
93. Loans and Subdividing Property
|
Jun 19, 2023 |
|
92. Loan Recycling
|
Jun 12, 2023 |
|
91. Travel Expenses for Property Investors
|
Jun 05, 2023 |
|
90. Parking Money in Loans
|
May 29, 2023 |
|
89. Spousal Transfers of Property
|
May 22, 2023 |
|
88. Debt Recycling with Higher Interest Rates
|
May 15, 2023 |
|
87. Trusts Borrowing Money
|
May 08, 2023 |
|
86. Debt Recycling in Small Amounts
|
May 01, 2023 |
|
85. X Pays the Expense on Y's Property - Who claims it?
|
Apr 24, 2023 |
|
84. Under Market Value Transfers of Property
|
Apr 17, 2023 |
|
83. Deciding Which Property to Sell First
|
Apr 10, 2023 |
|
82. The Death of an Appointor of a Trust
|
Apr 03, 2023 |
|
81. Separations and Loans
|
Mar 27, 2023 |
|
80. Property Tax - Capital or Revenue Account?
|
Mar 20, 2023 |
|
79. Not All Main Residences are Exempt from CGT
|
Mar 13, 2023 |
|
78. Tax Traps and Deductibility of Interest
|
Mar 06, 2023 |
|
77. Tax Traps for Jointly Owned Property
|
Feb 27, 2023 |
|
76. Ideal Loan Structuring to Purchase an Investment Property - Part 2
|
Feb 20, 2023 |
|
75. Ideal Loan Structuring to Purchase an Investment Property - Part 1
|
Feb 13, 2023 |
|
74. Estate Planning and Superannuation Proceeds Trusts
|
Feb 06, 2023 |
|
73. Buying a Holiday Home in a Company Structure
|
Jan 30, 2023 |
|
72. Borrowing and Lending Money - Who Claims the Interest?
|
Jan 23, 2023 |
|
71. Redraw v Offset Account - Which is Better?
|
Jan 16, 2023 |
|
70. Powers of Attorney and Estate Planning
|
Jan 09, 2023 |
|
69. AMP Master Limit Facility and Debt Recycling
|
Jan 02, 2023 |
|
68. Related Party Loans
|
Dec 26, 2022 |
|
67. Security for Loans
|
Dec 19, 2022 |
|
66. The Distinction Between Borrowing to Invest and Debt Recycling
|
Dec 12, 2022 |
|
65. Super and Binding Death Benefit Nominations
|
Dec 05, 2022 |
|
64. Helping Parents so They Don’t Have To Sell
|
Nov 28, 2022 |
|
63. Spousal Transfers
|
Nov 21, 2022 |
|
62. What Happens if a Beneficiary Under Your Will Dies?
|
Nov 14, 2022 |
|
61. Taxation of Property Profits on a Sale
|
Nov 07, 2022 |
|
60. Credit Cards and Tax Issues Relating to Deductibility of Interest
|
Oct 31, 2022 |
|
59. Part 2 of an Aussie Firebug episode with Terry Waugh
|
Oct 24, 2022 |
|
58. Part 1 of an Aussie Firebug episode with Terry Waugh
|
Oct 17, 2022 |
|
57. Reasons to Buy a Main Residence Before Investing
|
Oct 10, 2022 |
|
56. Structuring Investments for Children
|
Oct 03, 2022 |
|
55. Death and Superannuation
|
Sep 26, 2022 |
|
54. Five Things to do with Loans Before Retirement
|
Sep 19, 2022 |
|
53. Buying Property with Friends
|
Sep 12, 2022 |
|
52. CGT After Living in an Investment Property
|
Sep 05, 2022 |
|
51. Five More Ways to Increase Borrowing Capacity
|
Aug 29, 2022 |
|
50. Gift and Borrow Back Asset Protection Strategy
|
Aug 22, 2022 |
|
49. Five Ways to Increase Your Borrowing Capacity
|
Aug 15, 2022 |
|
48. Strategy to Reduce CGT when Investing in Property
|
Aug 08, 2022 |
|
47. The Difference Between Rent and Board
|
Aug 01, 2022 |
|
46. Trusts and the Claiming of Expenses
|
Jul 25, 2022 |
|
45. Offset Accounts and Tax
|
Jul 18, 2022 |
|
44. Using Redraw to Invest
|
Jul 11, 2022 |
|
43. Reimbursing Yourself with Borrowed Money
|
Jul 04, 2022 |
|
42. Gifting as a Structuring Strategy
|
Jun 27, 2022 |
|
41. Claiming Interest After the Sale of an Asset
|
Jun 20, 2022 |
|
40. Cross-Collateralisation and Retirement
|
Jun 13, 2022 |
|
39. Trusts Arising from Circumstances
|
Jun 06, 2022 |
|
38. Funding Trusts and Asset Protection Issues
|
May 30, 2022 |
|
37. Cross Collateralisation of Securities for Loans
|
May 23, 2022 |
|
36. Property Related Travel and Tax
|
May 16, 2022 |
|
35. CGT and Death
|
May 09, 2022 |
|
34. Trusts and Death
|
May 02, 2022 |
|
33. Incorporating Trusts into Debt Recycling
|
Apr 25, 2022 |
|
32. Bucket Companies
|
Apr 18, 2022 |
|
31. Structuring a Loan for the Purchase of Shares
|
Apr 11, 2022 |
|
30. Deductibility of Interest When Borrowing to Buy Shares
|
Apr 04, 2022 |
|
29. Trusts and Asset Protection
|
Mar 28, 2022 |
|
28. The Steps Involved with Debt Recycling
|
Mar 21, 2022 |
|
27. Moving into an Investment Property before Sale to Reduce CGT?
|
Mar 14, 2022 |
|
26. Trusts and Reimbursement Agreements
|
Mar 07, 2022 |
|
25. Helping Parents Buy a Property
|
Feb 28, 2022 |
|
24. Tax Issues with a Company Holding Property
|
Feb 21, 2022 |
|
23. A Company Structure to Hold Property
|
Feb 14, 2022 |
|
22. Trusts Investing and Deductibility of Interest Issues
|
Feb 07, 2022 |
|
21. The 6 Year Absence Rule for CGT
|
Jan 31, 2022 |
|
20. Funding a New Discretionary Trust
|
Jan 24, 2022 |
|
19. Discretionary Trusts Holding Property
|
Jan 17, 2022 |
|
18. The Main Residence CGT Exemption
|
Jan 10, 2022 |
|
17. Companies Owning Property
|
Jan 03, 2022 |
|
16. Testamentary Discretionary Trusts
|
Dec 27, 2021 |
|
15. Land Tax: An Introduction
|
Dec 20, 2021 |
|
14. Tax Issues When Lender Puts Money into Wrong Account
|
Dec 13, 2021 |
|
13. Parking Money in a Loan
|
Dec 06, 2021 |
|
12. Mixed Loans
|
Nov 29, 2021 |
|
11. Debt Recycling: an Introduction
|
Nov 22, 2021 |
|
10. Key Roles in a Discretionary Trust
|
Nov 15, 2021 |
|
9. Parking Borrowed Money in an Offset Account
|
Nov 08, 2021 |
|
8. Asset Protection
|
Nov 01, 2021 |
|
7. Ownership Structure Checklist
|
Oct 25, 2021 |
|
6. Reducing the Amount of Tax Payable
|
Oct 18, 2021 |
|
5. Estate Planning
|
Oct 07, 2021 |
|
4. Introduction to Trusts
|
Oct 06, 2021 |
|
3. Deductibility of Interest
|
Oct 05, 2021 |
|
2. Joint Ownership of Property
|
Oct 04, 2021 |
|
1. Introduction to Terryw and The Structuring Podcast
|
Oct 03, 2021 |