The Money with Katie Show

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Finance bros are out, #RichGirls are in. Join Money with Katie and her guests as they talk spending habits, smart investing, and tax strategies – without putting you to sleep. Listen weekly on Wednesdays to learn how to turn your Rich Girl mindset into money.

Episode Date
The Rent Vs. Buy Decision In 2022's Interest Rate Environment (And Lofty Market)
When I did a rent (and invest) vs. buy analysis back in January 2021 with a 2.6% interest rate, the results were pretty neck-and-neck. As rates climbed this year, I figured it would be fun (I’m using the word “fun” loosely) to revisit the exact same scenario with the higher rate. Depressingly, when we recorded this episode just last week, the rate was 5.95%. In the course of a single week, it’s now surpassed 7% as of publish (9/27/2022). How have the rates changed the math now and how does one realistically budget for a median home in the US today with 6+% 30-year fixed rates? Let’s find out. I'm also joined by Andy Taylor, VP & GM of Credit Karma Home ( to discuss breakeven costs, refinancing, and borrowing against home equity. Episode transcriptions can be found at — Mentioned in the Episode Summer 2022 interest rates: Early 2021 rent vs. buy analysis: "Average net worth of homeowners," from CNBC: Quit Like a Millionaire by Kristy Shen: Data on home ownership averages: Average median home value, from The Motley Fool: Private mortgage insurance: Average homeowners insurance: Average property tax rate: Average mortgage rate for 30-year term: Amortization calculator: Paying interest first in mortgage payments: Average broker's commission: Average closing costs: Average 3% rental increases: IRS Standard Deduction: Rule of 150: 28/36 Rule: — Follow Along - Listen to Money with Katie here: - Read Money with Katie: Follow Money with Katie! - Instagram: - Twitter: - TikTok:   Subscribe to Morning Brew - Sign up for free today: Follow The Brew! - Instagram: - Twitter: - TikTok:
Sep 28, 2022
How Your Money Anxiety Might Actually Help Build Wealth
According to an APA 2022 Stress in America Survey, 87% of respondents listed inflation as a source of significant stress—and the researchers say no other issue has caused this much stress since the survey's launch. Money anxiety or "financial fear" is common, and to an extent, it can be healthy. If fear about inflation and running out of money prevents you from blowing every dollar on fast casual dining, and instead urges you to save and invest for the future, that fear directly benefits Future You. But if fear prevents you from investing in the stock market because it feels too risky, well…now we’re letting misplaced, data-refuted concerns interfere with our ability to build wealth over time. Understanding your own deeply held beliefs and fears about money can help unlock your next-best step, and it’s not one-size-fits-all. We're joined by Mariel Beasley, Principal at the Center for Advanced Hindsight at Duke University and Co-Founder of the Common Cents Lab ( to discuss financial psychology and what behaviors we can unlearn (or double down on) when it comes to money anxiety. — Mentioned in the Episode Download the free Money Management Routine resource: Farnoosh Torabi's So Money: The importance of an abundance mindset: "Risk is what you don't plan for": ChooseFI: Why Hitting "Half FI" is More Like 75%: Financial resources mentioned: LISC, Digit, Qapital — Follow Along - Listen to Money with Katie here: - Read Money with Katie: Follow Money with Katie! - Instagram: - Twitter: - TikTok:   Subscribe to Morning Brew - Sign up for free today: Follow The Brew! - Instagram: - Twitter: - TikTok:
Sep 21, 2022
Pt. 2: Money, Millennials, & the Bizarre American Fever Dream: the Role of "Personal Finance Education" & Our Collective "Expectation Hangover"
Last week to kick off this two-part special, we explored the culture, economy, and education systems that built the millennial generation. If you haven't heard the first episode yet, I recommend going back to start with that first ( Today, we’re digging into how “financial literacy” shifts reality on its axis, who the “winners” and “losers” are in our economic era, and why scamming has become a quintessential millennial pastime (Fyre Festival, anyone?). To top things off, we’ve got a super thought-provoking conversation with Gaby Dunn of Bad with Money fame (  It’s a veritable Magic School Bus ride through the wild terrain of 21st century America: Even the centimillionaire megachurch preachers and girlbosses squeezed into tiny seats and threw spitballs for a few stops. — Mentioned in the Episode Gaby Dunn's Stimulus Wreck: Malcolm Harris's Kids These Days: Study on financial literacy and retirement: UC Davis study on poverty: Money with Katie blog: The Paradox of Riches, Being Poor is Expensive: Pitchfork Economics' interview with the author of The Nordic Theory of Everything: 2020 Census data: The Money with Katie Show episode on financial independence: Jacqui Shine of the Los Angeles Book Review: Jia Tolentino's Trick Mirror: Reflections on Self-Delusion: Trick Mirror review by Miriam Francisco: Graph on financial inequity in the US: CNBC feature on Jeff Bezos and the critique of billionaires: The Financial Independence Planner: Forbes Advisor study on medical graduate debt: — Follow Along - Listen to Money with Katie here: - Read Money with Katie: Follow Money with Katie! - Instagram: - Twitter: - TikTok:   Subscribe to Morning Brew - Sign up for free today: Follow The Brew! - Instagram: - Twitter: - TikTok:
Sep 14, 2022
Guest Episode: Fresh Invest's Finding Financial Confidence
Market uncertainty is on everyone’s mind. Given rising interest rates, inflation, the crypto crash, and other economic trends (hello, recession?), host Alex Lieberman talks about what this current climate means in the long term for beginner and seasoned investors alike, with Fidelity's Jurrien Timmer. About Fresh Invest: From market shifts to emerging asset classes, Fresh Invest breaks down the current financial climate, what it means to you as an investor, and actionable steps you can take to manage your money and set yourself up for a solid financial future. Join Morning Brew co-founder and executive chairman Alex Lieberman on his weekly deep dive with Fidelity guests. Custom music by Davis Jones. -- Subscribe to Morning Brew - Sign up for free today: Follow The Brew! - Instagram: - Twitter: - TikTok:
Sep 08, 2022
Pt. 1: Money, Millennials & the Bizarre American Fever Dream: The Culture & Economy that Made Millennials
Months ago, I received this reader question: “It feels like I’ve done everything right, and yet I can barely make ends meet. Has life always been this…hard?”  This stuck with me for a long time. They weren't the first to ask this, or the second or third. And ultimately, this question became the focus of this special two-part series. Because when I first started writing about personal finance in 2018, I believed the rules of the game were fixed, simple, and universally applicable. I had the tonic that was going to make my generation rich, because I figured the things that worked for me would work for everyone. The perilous two years that followed—aka the pandemic—opened my eyes to just how complex life is in the 21st century, particularly for those coming of age in it—and this mini-series is my attempt at making sense of the world around us politically, economically, and culturally. (And yes, the financial implications at the collective and individual levels.) I'm also joined by Malcolm Harris, author of Kids These Days (, which I quote throughout the episode. Listen to part two here: — Mentioned in the Episode Anne Helen Petersen's Budget Culture and the Dave Ramseyfication of Money: Dēmos research in 2008: Jacqui Shine of the Los Angeles Book Review: Richard Fry of the Pew Research Center: — Follow Along - Listen to Money with Katie here: - Read Money with Katie: Follow Money with Katie! - Instagram: - Twitter: - TikTok:   Subscribe to Morning Brew - Sign up for free today: Follow The Brew! - Instagram: - Twitter: - TikTok:
Sep 07, 2022
BONUS EPISODE: Student Loan Forgiveness, Repayment, Taxes, and Inflation with a Certified Student Loan Professional®
Given the huge decision that came out of the White House last week about student loan forgiveness, we decided to create this special bonus episode all about the announcement and what it means for not just borrowers, but all of the US. We'll explore the current numbers of federal student loan borrowers, dive into the issues of taxes and inflations (while dispelling some myths!), and hear about the program and changes to expect from FINRA Certified Student Loan Professional® Meagan Landress of Student Loan Planner ( — Mentioned in the Episode Fact Sheet: Student loans: Student loan debt vs. mortgage debt: Of Dollars and Data: Newsweek fact-check on taxes and student loan forgiveness: Federal budget deficit: Federal budget spending: Expense of stimulus checks: New tax proposal for households above $400K+: Tax Foundation memo on unrealized capital gains on households with $100M+: 10 richest members of Congress: Net worth of $100M+ represents 0.01% of Americans: Wall Street Journal's on student loan forgiveness and inflation: Mike Solana on the student debt crisis: See if you have federal loans: — Follow Along - Listen to Money with Katie here: - Read Money with Katie: Follow Money with Katie! - Instagram: - Twitter: - TikTok:   Subscribe to Morning Brew - Sign up for free today: Follow The Brew! - Instagram: - Twitter: - TikTok:
Sep 01, 2022
Deep Dive: Set Yourself Up to Pay No Penalties or Taxes in Early Retirement
If you’re normally a “casual commute” listener of The Money with Katie Show, prepare to park your car and whip out your notebook—today’s episode is a complex deep dive into exactly how you can set yourself up to pay no taxes or penalties in retirement on any of your pre-tax, taxable, and Roth funds, even if you retire in your thirties. We’ll dig into how much a couple would need to save and invest to retire early and then break down how they can strategically access those funds for the most optimal tax-free outcomes. Remember to caffeinate before this one—your brain cells are about to be workin’ and twerkin’. If you’re a visual learner, the YouTube video for this episode or the episode transcription may be your best friends. — Mentioned in the Episode IRS Tax Code: Standard deduction for 2022: 0% capital gains tax rate brackets for 2022: Required Minimum Distributions (RMDs): Roth IRA Five-Year Rule: Compound interest calculator: Combining finances for marriage: — Follow Along - Listen to Money with Katie here: - Read Money with Katie: Follow Money with Katie! - Instagram: - Twitter: - TikTok:   Subscribe to Morning Brew - Sign up for free today: Follow The Brew! - Instagram: - Twitter: - TikTok:
Aug 31, 2022
From “Careers” to “Callings”: When Work Becomes Your Identity
If you consciously or subconsciously derive your identity from your work, what happens when that work goes away? Moreover, how do we reconcile the advice we hear from everyone from Steve Jobs to Steve Aoki to “follow our passion” (and, in case it wasn’t clear, monetize it) with the advice to also maintain some semblance of “work/life balance” or separation between the metaphoric church and state? Is it a bad thing to love your work, or is it something to strive for?  My guest this week is the impressive Nora Ali—host of Morning Brew’s Business Casual, Harvard grad with a degree in statistics and quantitative finance, former Goldman Sachs analyst, concert violinist, and current media venture founder (i.e., someone who knows a thing or two about being conventionally successful and identifying with your credentials). This week’s episode will give you a lot to chew on if you find yourself sneaking off to hammer out a few more emails after dinner.  — Mentioned in the Episode - Derek Thompson's piece, The Atlantic: - Robert Frank's piece, The Wall Street Journal: — Follow Along - Listen to Money with Katie here: - Read Money with Katie: Follow Money with Katie! - Instagram: - Twitter: - TikTok:   Subscribe to Morning Brew - Sign up for free today: Follow The Brew! - Instagram: - Twitter: - TikTok:
Aug 24, 2022
Confessional: Materialism, Worthiness, and Financial “Discipline”
The central thesis for this episode is that when you think you have a spending problem, what you probably have is a purpose problem.  This week, we’re getting philosophical—and I’m diving into a series of realizations I had when transitioning from Spendy McSpenderson to Sally Saver, about the role money played in my life pre- and post-”baptism by FI/RE.” (See what I did there?) I also chat with mindset and manifestation expert Haley Hoffman Smith ( on the void money creates and what we should be aiming for instead. It’s one of the more vulnerable episodes I’ve published, but my hope is that it’ll inspire you to reflect in a way you haven’t before about your relationship with materialism and its role in your sense of self. — CORRECTION/CLARIFICATION: Thanks to an email from astute listener Emily T., it has come to my attention that my answer for today’s Rich Girl Roundup could be a bit misleading to the point of being wrong depending on how you inherited your individual stock. The answer given in the video is relevant *if the relative who gifted you stock is still alive.* If your relative who gifted you stock has passed away, then your cost basis actually receives something called the “stepped-up cost basis” treatment, which means the amount you inherit at the time they pass is the new cost basis. If you were to sell that immediately, you’d incur no capital gains taxes. We have re-recorded a clarification that’s now live in the episode, but we apologize for the confusion. — Mentioned in the Episode - The Hot Girl Hamster Wheel: and - Brad Yates: — Follow Along - Listen to Money with Katie here: - Read Money with Katie: Follow Money with Katie! - Instagram: - Twitter: - TikTok:   Subscribe to Morning Brew - Sign up for free today: Follow The Brew! - Instagram: - Twitter: - TikTok:
Aug 17, 2022
How to Set Up Money Management Systems for Short-Term & Long-Term Goals
This episode is a logistical examination of how to put systems in place that help you balance your short-term and long-term spending goals—after all, “saving” is really just another name for “deferred spending,” and the ideal scenario we’d find ourselves in is one in which the money we need is available to us whenever we need it.  It’s my hope that after listening, you’ll have a solid understanding of how to structure all of your savings and investing and—most importantly—you’ll eliminate the fear that you’re “missing something.” — Mentioned in the Episode - Atomic Habits by James Clear: — Follow Along - Listen to Money with Katie here: - Read Money with Katie: Follow Money with Katie! - Instagram: - Twitter: - TikTok:   Subscribe to Morning Brew - Sign up for free today: Follow The Brew! - Instagram: - Twitter: - TikTok:
Aug 10, 2022
To Lease, Buy, or Have No Car at All? How 2022’s Used Car Market Shifts Things
I sold my car in March 2021 and have (mostly) never looked back as part of a one-car couple, but my husband and I have been dabbling with the idea of getting a new car this year. Unfortunately, 2022 is…not a great time to buy a vehicle, as anyone who’s perused the used car market knows.  It inspired this episode in which we break down the lease vs. buy decision in today’s car market with guest Jorge Diaz, author of Car Leasing Done Right (  As part of the episode, I wanted to do an IRL lease vs. buy comparison with a luxury car—so I reached out to a Porsche dealership to pull numbers on a 2023 Macan. What I wasn’t expecting as part of my number-crunching journey: being immediately plunged into an inferior sense of class consciousness as a result of the interaction. That’s…a fun bonus in the episode. 😂 Mentioned in the Episode - Car market prices up 24% in 2021 (via The Washington Post): - Rule of thumb for paying for a car: - “Why Leasing a Car is Like Setting Money on Fire”: - Study: Driving fewer than 10K/year: - Pregnancy Discrimination Act:  — Follow Along - Listen to Money with Katie here: - Read Money with Katie: Follow Money with Katie! - Instagram: - Twitter: - TikTok:   Subscribe to Morning Brew - Sign up for free today: Follow The Brew! - Instagram: - Twitter: - TikTok:
Aug 03, 2022
Wedding Confessions: Budget, Who Paid, and Biggest Learnings
Ah, the long-awaited deep dive is finally here! As someone who got married in a courthouse and in a big, traditional ceremony (to the same person, don’t worry), I feel I’m now qualified to do a thorough compare-and-contrast analysis of the two—and share the granular details of how much our ceremony cost. I’m diving into the budget ($25,000), the actual spend (...a lot more than $25,000), who paid, the things that shocked me, and the stuff I thought was worthwhile. I also do a deep-dive into the Wedding Industrial Complex with our guest, Anna Braff, founder of the award-winning vendor service Provenance Rentals. Originally, I wasn’t planning on doing any sort of deep dive about my nuptials—but ultimately decided it was incredibly off-brand not to talk about one of the largest expenses a young couple faces. — Follow Along - Watch Money with Katie here: - Read Money with Katie: Follow Money with Katie! - Instagram: - Twitter: - TikTok:   Subscribe to Morning Brew - Sign up for free today: Follow The Brew! - Instagram: - Twitter: - TikTok:
Jul 27, 2022
Why I’m Not Buying I Bonds, the “Flight to Safety,” and Optimism
Something I had never even heard of a year ago has been front and center in the financial news for the last few months: I Bonds. But I suppose it makes sense: Nothing tempts those seeking performance and those seeking safety alike quite like a guaranteed nominal 9.62% rate of return, right? But I fear they’re a distraction for young investors (and don’t worry, we address who they might make sense for in the episode). Plus, I invited Alan Ebright of Hodges Private Client—a wealth management firm in Dallas with $1B+ assets under management—on the show this week to talk about investor psychology and the self-defeating flight to safety.  *Any information shared is not tax or legal advice, and is purely for informational purposes. #MoneyWithKatie #IBonds #Investing #Bonds #PersonalFinance — This Episode’s Sponsors To learn more about our sponsor, Ubiquity, check out To learn more about our sponsor, Caribou, check out For more info on our sponsor, Q.Ai, check out To learn more about Betterment, visit  — Mentioned in the Episode - Nick Maggiulli's blog, Of Dollars & Data - DALBAR Quantitative Analysis of Investor Behavior - National Association of Personal Financial Advisors Database Follow Along - Listen to Money with Katie here: - Read Money with Katie:   Follow Money with Katie! - Instagram: - Twitter: - TikTok:   Subscribe to Morning Brew - Sign up for free today: Follow The Brew! - Instagram: - Twitter: - TikTok: — *Disclaimer: Hodges Private Client is a program offered through Hodges Capital Management, Inc. (“HCM”). HCM is an Investment Advisory Firm registered with the Securities and Exchange Commission (“SEC”), is a wholly owned subsidiary of Hodges Capital Holdings and serves as investment advisor to the Hodges Funds. HCM is affiliated with First Dallas Securities, Inc, a broker-dealer and investment advisor registered with the SEC. This discussion is not intended to be a forecast of future events and should not be considered a recommendation to buy or sell any security. Past performance is not indicative of future results. Investing involves risk. Principal loss is possible. Investing in smaller companies involves additional risks such as limited liquidity and greater volatility. No current or prospective client should assume that information referenced in this communication is a recommendation to buy or sell any security or is a substitute for personalized investment advice from your individual advisor. HCM does not provide tax or legal advice. Consult your tax or legal advisor for any related questions. All information referenced herein is from sources believed to be reliable and is provided as general market commentary and does not constitute investment advice. This material was created for informational purposes only and the opinions expressed are solely those of HCM. HCM shall not in any way be liable for claims and makes no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information. The data and information are provided as of the date referenced and are subject to change without notice.
Jul 20, 2022
The Benefits and Pitfalls of Salary Transparency with Jason Tartick
Nothing excites millennials and surprises baby boomers quite like our penchant for sharing how much money we make with one another.  But salary transparency—one of the latest tactics for rectifying biases in hiring and compensation—is a means to an end, not the end itself. In this week’s episode, we explore the benefits and pitfalls of openly sharing compensation information within an organization—and how we can share in a way that actually helps one another. Plus, an interview with Jason Tartick of Bachelor Nation fame, and the host of Trading Secrets, a podcast about our “taboo curiosities” around money and career. -- Mentioned in the episode World Economic Forum's data on closing the gender pay gap National Labor Relations Act: Your right to discuss pay in the US Silicon Valley study about top employee performance Tim Low's interview about PayScale and salary transparency 2018 Denmark study on closing the gender pay gap Buffer case study on salary transparency Trading Secrets interview with Rob Dyrdek Trading Secrets interview with A-Rod Trading Secrets interview with Molly Bloom (Molly's Game) Follow Along Listen to Money with Katie here: Read Money with Katie: Follow Money with Katie! Instagram: Twitter: TikTok:
Jul 13, 2022
$40,000 to $200,000+ in 5 Years: Don’t Quit Your Day Job with Cinneah El-Amin
This episode was inspired by a Medium article about a woman’s nine side hustles that replaced her full-time income. After reading it, I couldn’t help but think: “I know our generation loves the glamorized solopreneur thing, but at what point is it easier to just…have a full-time job?” I wanted to explore the obsession with the side hustle, the (unfair) demonization of the 9-5, and—importantly—how to expend energy in a more efficient way for a higher ROI within your traditional career path for those of us who don’t want to become ~online entrepreneurs~.  Cinneah of Flynanced joins us for this episode to regale us with her career journey ($40,000 to $200,000+ in just five years!) and has a ton of actionable advice to share for scaling your full-time income and breaking into highly paid technical fields without going back to school. Here's the referenced blog post about diversifying your effort and my side hustles that amounted to nothing. Follow Along Listen to Money with Katie here: Read Money with Katie: Follow Money with Katie! Instagram: Twitter: TikTok:
Jul 06, 2022
Is Now a Good Time to Pick Stocks? The Pros & Cons of Active Investing with Jack Raines
Given current market conditions, it seemed like a good time to revisit the age-old temptation for investors: Should I…try to stop the bleeding and make more active investment choices? Surely I could do better than -22%! In most personal finance circles, this question is heresy—but lucky for you, I like to rock the boat. We’re digging into the case against active, some oddly compelling arguments for it, and everything in between in this week’s episode. Don’t call the FI/RE department on me! (See what I did there?) I'm joined by Jack Raines of the blog Young Money ( today to discuss 'the true cost of alpha.' (Alpha = an investment's ability to beat the market.) This is also our first episode with a listener Q&A. Today’s is about commission income: How it’s taxed, how to budget for it, and how to invest it. Got a question you want answered? Make sure you’re following Money with Katie on Instagram, where you’ll see our call for questions! — Mentioned in the Episode Jack's article, A New Definition of Alpha Nick's article, Why You Shouldn't Pick Individual Stocks Dalio's book, The Changing World Order Mike Green interview on Resolve's Gestalt University Follow Along Listen to Money with Katie here: Read Money with Katie:   Follow Money with Katie! Instagram - Twitter - TikTok - This episode is sponsored by Betterment.
Jun 29, 2022
The Bear Market, Future Returns, and the History of Low-Cost Investing with Eric Balchunas
Every time the market experiences a drawdown, it feels like the echoing chorus of, “This time, it’s different,” gets more deafening. As the history buffs assure us, that’s very unlikely—but that doesn’t change the fact I want to hedge if it’s true.  For many of us #n00b investors who started in the last decade, we’re experiencing a serious pullback for the first time (I no longer count the 30% COVID drawdown since it was so short-lived). I think it’s a (healthy) reminder that investing in the stock market is not a risk-free proposition, and returns are not guaranteed. So how do we adjust our expectations and behavior accordingly? I’ll tell you how I’m pivoting in this week’s episode. I invited Bloomberg ETF analyst Eric Balchunas on the show to talk about the history of low-cost investing, Jack Bogle’s legacy, and Vanguard’s role in changing the industry forever—plus, his spicy take on cryptocurrency. 👀 Resources Eric's book, The Bogle Effect Follow Along Listen to Money with Katie here: Read Money with Katie:   Follow Money with Katie! Instagram: Twitter: TikTok: This episode is sponsored by Betterment.
Jun 22, 2022
Money Mindset: How the Victim vs. Victor Dynamic Shapes our Financial Outcomes
One of the single-most impactful determinants of our outcomes in life is our self-concept: Our identity. Whether we see ourselves as the victims of circumstance or victors over our challenges. It plays out in everything from miscommunications at work to compensation conversations. The victim mindset tells you that you're not in control of your outcomes, while the victor's mindset acknowledges that—while life isn't fair—you have some control over your outcomes and are capable of overcoming the challenges you're presented with. At the crux of it all is a sense of control. Sometimes, we ascribe to a victim mindset and undermine our own resilience, capacity, and control—and stand in our own way in the process. Making the conversation more complicated? The reality of victimization and privilege. My guest today, Dominick Quartuccio, gives us a three-step framework to rewire these negative thought patterns, design a future we can "live into," and regain control over our lives and finances. -- Follow Along Dominick Quartuccio:  Ayishat Akanbi's book, The Awokening: Clarity, Culture ,and Identity in the Web of Chaos Listen to Money with Katie here: Read Money with Katie:   Follow Money with Katie! Instagram - Twitter - TikTok - This episode is sponsored by Betterment.
Jun 15, 2022
Building a Six-Figure Side Hustle, Monetizing Content, & Budgeting with Variable Income
If you've ever wondered how Money with Katie went from a $0 side hustle to a half-million venture in two years (and if you can do the same!), then this episode is for you. Today, I'm getting into the weeds and sharing exactly how Money with Katie makes money, all things sponsorships and affiliates, and even ventures I tried that didn't quite pan out. I share real numbers and stories, beyond just the surface-level stuff you've heard before. And because becoming a creative entrepreneur often means budgeting with variable income, I invited Lauren Anastasio, director of financial advice at Stash, to talk about setting yourself up for financial success from day one of your entrepreneurial journey. Follow Along Blog Instagram Twitter Inspiration for this show's episode: March 2020 Lessons for 2022 and Beyond Breaking down the SEP IRA and a Solo 401(k) for those with self-employment income This episode is presented by Betterment.
Jun 08, 2022
To Prenup or Not to Prenup? with the Fiscal Feminist, Kim Davis
Let’s kick this off with an admission: We don’t have a prenup. In today’s episode, I’ll tell you why—and why we probably should’ve gotten one. We also talk with Kim Davis (former Wall Street attorney, present managing director at the Bahnsen Group, and founder of the Fiscal Feminist) about: How the “stay-at-home” spouse can protect themselves financially Why the prenup agreement is like an insurance policy for your marriage What Kim thinks about joint credit cards How much to budget for a prenup …and a whole lot more. Follow Along Blog Instagram Twitter Read Kim's book, The Fiscal Feminist
Jun 01, 2022
Buying Small Businesses: Is Investing in One Worth It?
A couple months ago, I got really anxious about income.  Aside from ~lite paranoia~ being one of the core tenets of my personality, my concern was (probably) justified. Rumblings of a recession on the horizon, #stonks going down, and the fact that Money with Katie was my sole source of income started to make me feel a little…vulnerable. So I started looking into alternative investments. While I deeply considered real estate and passed for the time being, I discovered an amazing world of online content around buying small businesses and began my pursuit. This episode dives into where I looked, what I found, the two businesses I almost bought, and why I didn’t pull the trigger. Plus, two interviews: One with Sarah Becker, a friend of mine who bought a dilapidated commercial property in her neighborhood when she was 24, and another with Steffany Boldrini, a successful investor in the self-storage space. Sarah's new course, Independent Retirement Academy, launched on May 23. Listeners of Money with Katie get $50 off with code MWK50. Follow Along Blog Instagram Twitter
May 25, 2022
How to Start Investing Successfully with Just Two Funds
The best part about living in 2022 is the fact that you don’t have to know anything about investing to be a successful investor thanks to products like Betterment (and financial technology more broadly).  But what if you do want to manage your own investments? Then what? Before I learned about Paul Merriman and Chris Pedersen’s Two Funds for Life strategy, I never really knew what to tell people aside from do your research and best of luck to you, madam. So this week, I’m joined by Chris (who created the Two Funds for Life model) to talk about an amazing 80/20 solution for getting proper, low-cost diversification with only two funds (hence the name). Not only that, but the “rebalancing” is more or less taken care of for you.  Follow Along Blog Instagram Twitter
May 18, 2022
The Myth of the "Dream Job" and Expanding Your Earning Potential
Lauren from Career Contessa joins me this week for a revelatory conversation about the myth of the elusive “dream job.” Ironically, it took getting my dream job to realize it’s…still a job. Wait a second, why does this still feel like work sometimes? So why does acknowledging this myth and moving past it matter? Because the illusion that there’s a “dream job” out there for you (the career version of a soulmate) leads to both expectation hangovers and disappointment when—surprise!—even a job you really like comes with downsides. This episode is an exploration of the idea that maybe the grass isn’t always greener, and the things that make a job “good” are often overlooked in our misguided pursuit of a job that elicits “passion.” That said, we also discuss the importance of liking what you do (to a healthy extent) and the positive financial outcomes that enjoying your work can bring.
May 11, 2022
BONUS: The SHEcession, Childcare, and Modern Motherhood in the US
...because who's more qualified to talk about the challenges of being a mother than someone without kids, right?! Right?! 3.5 million women were pushed out of the workforce in March 2020 because of caretaking challenges. Overnight, we dropped to 1988 levels of women’s workforce participation, which confirms the theory that there’s a causal relationship between childcare availability and affordability, and women’s workforce participation. Hear from your favorite childless woman (yours truly!) and a slew of Rich-Girls-Turned-Rich-Moms about how they've addressed these challenges in their own lives. One of the Rich Girls (Moms) who called in is also a personal finance writer: Ashley Feinstein Gerstley is the author of Financial Adulting, a guide that breaks down everything you need to be a financially confident and conscious adult. As a trusted money expert, she has appeared on or been quoted in The Financial Times, the TODAY Show, CNBC, Forbes, NBC, Glamour and the The New York Times. Ashley has worked in the financial services industry for over fifteen years: first as an investment banker, then in corporate finance, and most recently running The Fiscal Femme. She graduated with a bachelor's in finance from the Wharton School at the University of Pennsylvania. Follow along Instagram Twitter Blog
May 08, 2022
The Most Dangerous Misconceptions about the 4% Safe Withdrawal Rate
So much of personal finance and early retirement #literature is predicated on the 4% safe withdrawal rate that it’s easy to forget that the “rule” was discovered in the 1990s by the original Freak in the Spreadsheets, Bill Bengen. And man, the financial media loves to splash sensational headlines about the 4% rule all over the place (“The founder of the 4% rule just changed it!”). You know the kind. But there are a lot of misconceptions about the 4% rule, including the recent criticisms that it’s no longer valid. If you ever want to retire, this episode is a must-listen. I welcomed Brian Feroldi onto the show to talk about the underlying assumption that makes the 4% rule work—over time, the stock market generally goes up. Brian's new book (aptly named Why Does the Stock Market Go Up?) is out now. Sources cited Historical bond returns Follow along Instagram Twitter Newsletter
May 04, 2022
Why Owners & Renters Alike Would Benefit from a Housing Market Cooldown
Today's episode is about the current reality of the US housing market (and stock market, to some degree) and how it's—paradoxically—not actually good for anyone, renters and owners alike. The one group it is benefiting? Investors. The episode dives into why I think a cooldown is inevitable, and focuses more on why human shelter turning into an inflated asset class is dangerous for everyone who needs a house to live in. Look no further than Canada’s precarious situation and increasing homelessness for a cautionary tale. My guest this week (Brandon of Mad FIentist fame) lends his perspective as someone who narrowly escaped the bubble burst in 2008 and ended up losing money on his next property—only to be priced out entirely in 2022. For context, Brandon retired a multimillionaire at age 34. He rents. Cited Sources Philip Pilkington's dire warning about intergenerational "war" stemming from inflated asset prices Investor participation in the real estate market reaching new highs (Washington Post) Americans' inability to pay for a minor emergency Follow Along Blog Instagram Twitter
Apr 27, 2022
How to Buy Back Your Time: Outsourcing Tasks with Farnoosh Torabi
Today's episode is all about outsourcing, a topic around which my views have evolved over the years. (Read: As you get older and busier, you're less interested in "doing it all," apparently.) We discuss how to determine what's worth outsourcing in your life and how much to pay for it, as well as address some common objections. My guest today, Farnoosh Torabi, is an icon in the personal finance world (and a mother of 2!) and she's got some #hottakes on the value of her (and your) time. You can check out Farnoosh on CNET's So Money podcast. To learn more about the Money with Katie Retreat, head here. Resources Average time use per day of American men and women from the U.S. Bureau of Labor Statistics "Even female breadwinners (the 29% of American women who out-earn their husbands) bear the brunt of household labor." "Even during a pandemic, gender gaps in sharing household responsibilities persist." FOLLOW ALONG Money with Katie Blog Money with Katie Instagram Money with Katie Twitter Sign up for the Newsletter! FULL EPISODE TRANSCRIPTS AT HTTPS://PODCAST.MONEYWITHKATIE.COM
Apr 20, 2022
Investing in the Age of "Overvalued" Stocks & Homes with Nick Maggiulli
Today, my friend Nick Maggiulli (COO of Ritholtz Wealth Management & former data scientist, as well as author of Of Dollars & Data and his new book, Just Keep Buying) joined me to talk about something that’s been (justifiably) freaking me out a little bit lately. To boil it down to its most layman's terms is the government’s money printing the reason why stocks and homes are worth so much more now, and does that mean we’re headed for a crash?  More to the point: What the hell do we do about it? I think you’ll enjoy the little history lesson throwback (Kansas farmland in the 1970s, anyone?), the explanation of quantitative easing and expansionary monetary policy (I wish my Econ 101 professor could see my B+ self now), and—most importantly—the conversation I had with Nick about what we’re supposed to make of all this. Here's the Politico article referenced. Point of clarification: We reference the S&P 500's PE ratio (25 as of this recording) and Shiller PE ratio, or CAPE ratio (36 as of this recording), in this episode, and (somewhat confusingly) switch between the two in the conversation. Nick originally describes the CAPE ratio, and then I ask him his opinion of the current PE ratio. FOLLOW ALONG Money with Katie Blog Money with Katie Instagram Money with Katie Twitter Sign up for the Newsletter! FULL EPISODE TRANSCRIPTS AT HTTPS://PODCAST.MONEYWITHKATIE.COM
Apr 13, 2022
Why You May Need to Save Less Than You Think for Retirement
Worried you're behind, or may not have enough money to retire someday? You may have less cause for concern than you think. Today’s episode dives into the math behind why you may need to save less than you think for retirement, with two solid examples from my own life. Plus, an interview with Kim Curtis, a nationally recognized wealth management advisor and President and CEO of Wealth Legacy Institute, where she dives into what we actually need to be worried about in retirement. Hint: It’s likely not running out of money. FOLLOW ALONG Money with Katie Blog Money with Katie Instagram Money with Katie Twitter Sign up for the Newsletter! FULL EPISODE TRANSCRIPTS AT HTTPS://PODCAST.MONEYWITHKATIE.COM
Apr 06, 2022
Negotiating Tactics that Actually Work
Today, we're digging into negotiation tips that actually work—no perfecting crafty word play, performing mental jujitsu on a recruiter, or documenting months of "wins" required. Since I'm not a negotiation expert (just a gal who enjoys negotiating), I brought in two guests today: Miranda Martin, a CEO Coach who speaks to money mindset, and a dear friend of mine, Career Coach Darci, who speaks to compensation research and recruiter relations. Here's the blog post that complements this piece—it's all about how I increased my income. FOLLOW ALONG Money with Katie Blog Money with Katie Instagram Money with Katie Twitter Sign up for the Newsletter! FULL EPISODE TRANSCRIPTS AT HTTPS://PODCAST.MONEYWITHKATIE.COM
Mar 30, 2022
Everything's an Investment: Building Your Epic Spending Plan
Today, we're diving into the money psychology that impacts the way we spend and save—and I'll give you the framework for an epic change to the way we think about spending and investing for today and the future. We'll also hear from Adam Day, a Certified Financial Planner who happens to be a Level 1 Certified Financial Therapist, about ways you can start to unearth the money stories driving your behavior. Self-awareness is key, no? Here are some of the free resources we mentioned in the episode: Future Self-Continuity and Its Impact On Financial Planning ( Money Motivator - Start ( Klontz Money Scripts Test ( FOLLOW ALONG Money with Katie Blog Money with Katie Instagram Money with Katie Twitter Sign up for the Newsletter! FULL EPISODE TRANSCRIPTS AT HTTPS://PODCAST.MONEYWITHKATIE.COM
Mar 23, 2022
The Unexpected Problem with Your Financial Goals
Today’s episode is about the one major issue we all share with our financial planning: As humans, we’re bad at anticipating what’s going to make us happy.  Yep—it’s kinda hard to plan for what you think you’re going to want in 40 years, huh? Especially when some of those decisions tend to be inflexible. You’ll also hear from Sam Dogen (a.k.a., Financial Samurai) about his journey retiring—then un-retiring—at age 34.  You can preorder Sam’s book here. Here’s more information about why humans are bad at predicting what’s going to make us happy (or unhappy), and here’s the article I referenced about optimizing your tax strategy for early retirement. Here's my Financial Independence Planner that I use to project my path to financial freedom based on my current invested assets, income, and spending. FOLLOW ALONG Money with Katie Blog Money with Katie Instagram Money with Katie Twitter Sign up for the Newsletter! Full episode transcript below.
Mar 16, 2022
Navigating the U.S. Healthcare System Without Getting Financially F***ed
The healthcare marketplace in the United States is confusing, complex, and expensive. Why is it the way it is? Has it always been this way? Is it this way everywhere? These were my questions when I began this deep dive.  After reading a couple books, going on a week-long internet deep dive, and interviewing a healthcare consultant, I felt ready to bring some of my initial findings to you. Big thanks to Taylor, a healthcare consultant, for being interviewed for this episode, and Kaleigh, for sharing her experience giving birth to her daughter.  Snag a copy of Taylor's TEMPLATE FOR DENIED INSURANCE CLAIMS. Since this is a relatively fact-filled episode, sources are listed below by claim. FOLLOW ALONG Money with Katie Blog Money with Katie Instagram Money with Katie Twitter Sign up for the Newsletter! CLAIMS & MORE RESOURCES Any claim that doesn’t have a URL attached came from the book The Healing of America by T. R. Reid.  “Of the 11 richest countries in the world, America’s healthcare system ranks 11th. The judgment metrics are as follows: Access to care, care process, administrative efficiency, equity, and healthcare outcomes. The U.S. ranked last in four of the five criteria, with the exception of “care process,” for which we ranked second. Historical deep dive resource “The U.S. spends roughly the same amount as a percentage of GDP on Medicare and Medicaid alone that the rest of the rich countries spend insuring their entire populations, and the private sector spends even more.” “Estonia, Slovenia, Hungary, the Czech Republic, Korea, Israel… all of these countries have lower infant mortality rates than the United States.” “And pharmaceutical companies do spend, on average, around 20% of their total revenues on R&D.” “The U.S. actually ranks sixth in the World Index of Healthcare Innovation, behind Switzerland, Germany, and the Netherlands.” “A new analysis from insurance giant Humana itself and the University of Pittsburgh School of Medicine found that between $760 billion and $935 billion—or about a quarter of all U.S. healthcare spending—is considered “waste.”” Comments about Sweden’s economy and benefits FULL TRANSCRIPT AVAILABLE AT HTTPS://PODCAST.MONEYWITHKATIE.COM
Mar 09, 2022
Common 401(k) Mistakes to Avoid: Fees, Being Overly Conservative, and More
Today, we're taking a break from questioning the socioeconomic status quo and digging into a more tactical, technical topic: The most common 401(k) mistakes I see. Follow along Blog Instagram Twitter
Mar 02, 2022
Is "Financial Independence" a Sign of... a Problem?
Today, we hear from Dr. Anna Hulett, an industrial organizational psychologist (think female Adam Grant), about the state of work in the United States and why there’s a small legion of Millennials obsessed with financial independence retiring early.  Is financial independence a sign of… a problem? We examine data from other places (read: Scandinavian countries) where employment rates are higher, people are happier, and – ironically – the taxes and social safety nets are extreme. There’s a LOT to unpack here. Here’s the article referenced throughout. Follow along Blog Instagram Twitter
Feb 23, 2022
Building Financial Intimacy: How to Deal with Financial Irresponsibility in a Relationship
Today, we hear from several #RichGirls about the role money plays in their relationships and talk about ways to improve financial intimacy – and, most importantly, create some common ground with a financially irresponsible partner. Whether you're the irresponsible partner or you're trying to cope with having one (or hey, maybe you two switch places!), this episode provides tangible tactics (and even a few 'scripts' you can try) for improving your finances – together. Thanks to all the #RichGirls who agreed to be interviewed for this episode. Other Resources An Efficient Way to Combine Finances for Marriage How We Built our First Couple's Budget Follow along Blog Instagram Twitter
Feb 16, 2022
Is House-Hacking Still Lucrative in 2022's Housing Market?
Ever seen folks on the internet talk about house hacking? It's – admittedly – a magical concept if you can pull it off, and basically involves living for free by buying a place and then having your tenant foot the bill. As someone who loves free shit, I was IN. Except... the cost of homes has skyrocketed, and the price of rent (in a lot of places) hasn't risen as much. What does that mean for those trying to get in now? Big thanks to Mallory (@fuelingfinancialfreedom on Instagram) for being my #RichGirl interviewee for today's episode.
Feb 09, 2022
A SPENDING PROBLEM?: What Gambling Addiction Research Teaches Us About Our Financial Behavior
Today's episode dives into gambling research (via Chief of the Stanford Addiction Medicine Dual Diagnosis Clinic, Dr. Anna Lembke) and what it teaches us about our own dopamine pathways: Specifically, how strange it is that we can get the most dopamine when something objectively bad is happening (like losing money while gambling). We'll discuss unhealthy relationships with spending, earning, saving, and – bonus! – we'll hear from 3 members of the Money with Katie community who share their stories about spending problems. Finally, we'll review two major tactics you can try to address the issue (whether you're more of a compulsive spender or saver). A big thanks to #RichGirls Cynthia, Kate, and Taylor for their vulnerability.
Feb 02, 2022
ALL THINGS ENTREPRENEURSHIP: Pt. 2 with ChroniFI Founder, Ben Miller
Today’s episode brings back our friend Ben Miller, Founder of ChroniFI, for a Pt. 2 (for our first conversation, check out Ep. 11). We talk all things entrepreneurship:  The difference between working a 9-5 and entrepreneurship  The surprising aspects of monetizing a blog  Why entrepreneurship isn’t a democracy The unexpected pros & cons of starting your own “thing” How to begin to find the thing you’re passionate about The consequences of living in alignment, “scratching the itch,” and indulging curiosity for curiosity’s sake
Jan 26, 2022
FINANCIAL FREEDOM: How Much Money Would You Need to Never Worry About Money Again?
Today's episode is a deep dive into a concept that most of us have probably never stopped to ponder: How much money would I need to never worry about money again? If the answer is, "There's no amount of money that would make me stop (insert hyper-frugal habit here)," this episode might be a must-listen for you. We'll talk resources, privilege, time, and the ultimate existential crisis-inducing question: What's the point? Moreover, is there a mathematically sound or reasonable way to calculate that number?
Jan 19, 2022
NICE STUFF IS MAKING YOUR LIFE WORSE: Reflections on Materialism
Today, we're revisiting a topic I first covered a few years ago – but with a renewed interest after the Christmas season (and all the damn Amazon boxes that accompany it). Thanks to today's sponsor, Capitalize, for their partnership in today's episode. If you'd like Capitalize to roll over your 401(k) for free FOR you, check them out.
Jan 12, 2022
TRAVEL REWARDS PT. 2: How to Decide Which Card to Use & Other Ways to Earn Points
Welcome back to Season 2 of the Money with Katie podcast! Today, we're exploring the ways in which I think about strategizing your spending across different credit cards (and how to earn more points). You can sign up for the Travel Rewards 101 free mini course here. Thanks to Capitalize for sponsoring today's episode – you can learn more about using Capitalize to roll over your old 401(k) for free here.
Jan 05, 2022
#12: MY TOP 3 FINANCIAL LESSONS OF 2021: Earning More, Lifestyle Creep, and the Truth About Alignment
Today, we're discussing the top 3 financial lessons I'm taking from 2021. This is the last episode of season 1, and I'd love to hear what you're interested in for season 2. Shoot me an email at! Thanks to Capitalize for sponsoring today's episode. Capitalize is my favorite free 401(k) rollover service, and you can read about my experience using their product to roll over my 401(k) here.
Dec 22, 2021
#11: MONEY, HAPPINESS, AND TIME: Interview with Ben Miller, Founder of ChroniFI
Today, I'm interviewing a friend of mine who left the trading floor at Goldman Sachs to start his own company that helps people make sense of their finances and relate them back to the one precious resource that matters most: Time. I loved this conversation, and Ben is fantastic, as you'll hear. Here's where you can find him: Try ChroniFI with a 60-day free trial: Ben's budding blog, which I'm trying to convince him to blow up even more If you're interested in rolling over a 401(k) with the sponsor of today's episode, Capitalize, check out my full product review here.
Dec 15, 2021
#10: 3 QUESTIONS YOU SHOULD ASK YOURSELF FOR 2022: Annual Financial (and Life) Planning
Today, we're talking about three questions we should be asking ourselves in preparation for a new year. Annual planning (both financial and otherwise) is super powerful for achieving the things we want. Our three questions: Where will I be one year from today? Where am I right now? What's my one word for 2022? In this episode, I'll talk you through how to answer these questions (and the questions within them) and how to use them to reach your goals in 2022. The 2022 Wealth Planner launches January 1, 2022 at midnight.
Dec 08, 2021
#9: HOW TO FIND A WELL-PAYING CAREER YOU LOVE: Interview with Millennial Success Coach Eliana Goldstein
Today on the show, I've got my friend Eliana Goldstein, a Millennial Success Coach who focuses on career coaching (she's certified!). Sign up for Eliana's free masterclass for Money with Katie listeners on Wednesday, Dec. 8 here (4PM PST/7PM EST). We discuss: Her journey to becoming a career coach and why she's uniquely qualified to do it Why so many Millennials are unhappy in their careers, and how they can begin to remedy it How we should think about the "fulfilling career" vs. "high-paying job" tradeoff Career mindset & mapping
Dec 01, 2021
#8: BETTERMENT CEO INTERVIEW: Financial Independence & Successful Investing with Sarah Levy
I was excited to talk to Sarah, the CEO of Betterment, about some of the tough questions I've wanted to ask someone for a long time: COMPETITION: What makes Betterment better than, say, Wealthfront? HUMAN EXPERTS: How much human involvement goes on behind the scenes with a roboadvisor? THE FUTURE: Where's Betterment headed in the next 5 years? 10? INVESTING WITH YOUR VALUES: How is Betterment approaching socially responsible investing? If you want to get started with Betterment, you can do so here.
Nov 24, 2021
#7: BACKDOOR ROTH IRA NO MORE?: What High Earners Should Do If It Goes Away
All right, maybe the episode title should be, "What high earners should already be doing regardless of whether or not it goes away." I'd argue that the Backdoor Roth IRA is actually the sub-optimal path forward if you've got W2 wages and self-employment income. In today's episode, we talk about something you should consider doing instead to defer even more income. RESOURCES MENTIONED "We Should All be Millionaires" by Rachel Rodgers Rolling over your 401(k) easily
Nov 17, 2021
Today, we're riffing on a few things: How I discovered financial independence, what my life was like then, the progress I've made, and how my goals have shifted since then. Ultimately, we're taking a more thoughtful look at the way we approach financial goals and if – sometimes – we kinda miss the point.
Nov 10, 2021
#5: SPENDING GUILT: 3 Tips to Overcome Guilty Spending
Inspired by my recent venture into the capsule wardrobe, I wrote and recorded this episode about overcoming spending guilt as an objectively high earner who has a hard time spending money. We'll dig into... My money stories from childhood Why (I think) I have a hard time with spending, and what I'm doing about it 3 legitimate, actionable tips for feeling less guilty about spending your money The budgeting app I mentioned in today's show is called Copilot, and you can use the code KATIE2 to double your free trial.
Nov 03, 2021
#4: SELF-EMPLOYMENT TAXES: How to Save on Taxes When You're Self-Employed
Self-employed people are able to contribute a ridiculous amount of money to their special self-employment retirement accounts. Today, we're going to dig into: Everything you need to know about Solo 401(k)s and SEP IRAs Where your self-employment tax even comes from How to decide what's better for you – Solo 401(k) or SEP IRA – depending on how much money you make and whether or not you have a full-time job, too The only way to avoid paying the 15.3% self-employment tax How you could save more than $10,000 in taxes The easy calculation for figuring out how much you're allowed to contribute to a SEP IRA or Solo 401(k) My new strategy for ditching the Backdoor Roth IRA and getting Roth exposure elsewhere, allowing me to use a big, fat SEP IRA RESOURCES MENTIONED You can open a SEP IRA with Betterment today The fancy IRS calculator for determining what you're allowed to contribute (but I'd just use the easy formula I mentioned in the episode!)
Oct 27, 2021
#3: TOP 5 PERSONAL FINANCE BASICS: Money for Beginners
Today, we're looking at the top 5 basics for people who are starting their personal finance journey: Paying off debt strategically Not over-doing the emergency fund Investing early and often in a tax-efficient way Living beneath your means Using credit cards to travel for free RESOURCES MENTIONED Get started with Betterment > "Betterment Safety Net" Pick up a Wealth Planner tool for an exact emergency fund recommendation How to Use Your 401(k) in Early Retirement without a 10% Penalty 401(k)s for the Self-Employed A Case for Why Nice Stuff Might Be Making Your Life Worse The Top 3 Spending Mistakes I See Travel Credit Cards: A Full Breakdown Guide
Oct 20, 2021
#2: HOW TO TRAVEL FOR FREE: Credit Card Travel Rewards 101
An episode by popular demand: Let's talk about how you can travel for free using credit card rewards. Today, we're going to talk about: The prerequisites for using credit card travel rewards (who should and shouldn't be doing this) FAQs about timing, risks, credit score implications, and more The 5-6 cards I recommend getting, in order, and why the annual fees are worth it RESOURCES MENTIONED The Wealth Planner The Chase Freedom Flex Card application link The Chase Sapphire Preferred application link The Chase Southwest Airlines Rapid Rewards Priority Card application link The Chase Marriott Bonvoy Boundless Card application link The Platinum Card from American Express application link The Platinum Card from American Express full updated review Travel rewards as a couple ("two-player mode")
Oct 13, 2021
#1: HOME OWNERSHIP RANT | My Real Beef with the Debate
The home ownership debate (to rent or to buy?) is heated and – I would argue – frustrating. Today, I'm diving into my REAL beef with the, "Renting is throwing your money away," condescension – in the hopes that young people will learn how to run the numbers instead of relying on conventional wisdom. ARTICLES REFERENCED When the Math Supports Buying Your Primary Residence Our Net Worth is More than $500,000 – Here's Why We Choose to Rent Why Your House is a Terrible Investment (JL Collins)
Oct 06, 2021