Your Retirement Planning Simplified

By Joseph Curry, CFP Professional, CEPA

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Category: Investing

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Subscribers: 4
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Episodes: 224

Description

Welcome to the Retirement Planning Simplified Podcast. Join Joseph Curry, CFP Professional, Certified Exit Planning Advisor and retirement planning specialist, to learn how to simplify your retirement planning. If you're approaching retirement or have already entered your early retirement years, this podcast is designed to help you answer your big retirement questions like... Can I afford to retire? How do I create a paycheck in retirement? How do I pay less tax in retirement? And even big questions about life after work. Through Retirement Planning education, resources, and expert interviews, Joseph will help you get clear on your vision for retirement including what that looks like for you, how to simplify it, and what you will need specifically to achieve or maintain financial freedom, live out your dreams and create future opportunities for the ones you love. You can find more information, tools, and resources for your Retirement Planning at https://retirementplanningsimplified.ca.

Episode Date
EP # 193 | The #1 Retirement Mistake Most People Make - And It Has Nothing to Do With Money
May 14, 2026
EP # 192 | Rebroadcast: A Retirement Manifesto, with Fritz Gilbert
May 07, 2026
EP # 191 | Non-Registered Accounts: Why Your Withdrawal and Your Taxable Income Don't Match
Apr 30, 2026
EP # 190 | When You Retire in Canada, Tell NO ONE (Until You Do These 3 Things)
Apr 23, 2026
EP # 189 | Helping Adult Children Financially Without Ruining Your Retirement (Guide for Canadian Parents)
Apr 16, 2026
EP # 188 | 6 Costly Retirement Mistakes Canadian Retirees Keep Making (And How To Avoid Them)
Apr 09, 2026
EP # 187 | The RRSP Meltdown Strategy: How Canadian Retirees Can Cut RRIF Taxes & OAS Clawback
Apr 02, 2026
EP # 186 | Retirement Budgeting Basics: 4 Costly Mistakes Canadian Retirees Keep Making
Mar 26, 2026
EP # 185 | 5 Retirement Regrets Canadian Retirees Confess After 65 (Even Millionaires)
Mar 19, 2026
EP # 184 | Five things to do with RRIF minimums you don't need
Mar 12, 2026
EP # 183 | 7 Expensive Mistakes Affluent Retirees Make in Their 60s
Mar 05, 2026
EP # 182 | All Your Money With One Advisor? CDIC, CIPF & 'Eggs in One Basket' Explained for Canadian Retirees
Feb 26, 2026
EP # 181 | The Last Legal Tax Shelters in Canada (And How They Actually Work), with Mark Halpern
Feb 19, 2026
EP # 180 | What Most People Get Wrong About When to Take CPP
Feb 12, 2026
EP # 179 | How to Stress Test Your Retirement Plan in 2026 (Before It Breaks)
Feb 05, 2026
EP # 178 | The Hidden Risk of Playing It Too Safe in Retirement
Jan 29, 2026
EP # 177 | The Real Struggle: Spending in Retirement
Jan 22, 2026
EP # 176 | Mailbag Edition: Answering Your Top 5 Retirement Questions
Jan 15, 2026
EP # 175 | If Your Retirement Plan Feels Boring, You're Probably Doing It Right
Jan 08, 2026
EP # 174 | Your Retirement, Your Terms – Make 2026 the Year You Take Intentional Action
Jan 01, 2026
EP # 173 | The 5 Retirement Lessons You Loved Most in 2025
Dec 25, 2025
EP # 172 | 10 Common Wealth Traps Smart Canadian Retirees Avoid
Dec 18, 2025
EP # 171 | What I Learned From 100 Early Retirees in Canada
Dec 11, 2025
EP # 170 | What Should You Withdraw First: RRSP, CPP, or TFSA?
Dec 04, 2025
EP # 169 | Beneficiaries, Successors & Your Retirement Accounts: How to Get It Right Before You Retire
Nov 27, 2025
EP # 168 | Plugging the Leaks: How to Free Up Hidden Cashflow Before Retirement
Nov 20, 2025
EP # 167 | Retirement Planning Simplified — Why Simplicity is the Ultimate Strategy
Nov 13, 2025
EP # 166 | Cybersecurity for Retirees: Protecting Your Digital Wealth
Nov 06, 2025
EP # 165 | Why You Might Want to Take CPP at 60 (Even If the Math Says Otherwise)
Oct 30, 2025
EP # 164 | How to Evaluate Investment Performance in Retirement
Oct 23, 2025
EP # 163 | The 5.5 Guaranteed Retirement Income Sources Every Canadian Should Understand
Oct 16, 2025
EP # 162 | Understanding RRIF Withdrawal Rules and Building a Tax-Smart Retirement Plan
Oct 09, 2025
EP # 161 | Redefining Retirement for High Achievers: Identity, Purpose, and Structure After Work
Oct 02, 2025
EP # 160 | Retirement and Sudden Death: Psychological and Physical Risks to Know
Sep 25, 2025
EP # 159 | Financial Psychology for Retirees
Sep 18, 2025
EP # 158 | Aligning Money + Values. The Key to Retirement Confidence, with Carl Richards
Sep 11, 2025
EP # 157 | How to Delay CPP to Age 70 Without Sacrificing Retirement Income
Sep 04, 2025
EP 9: How Closing the Profit Gap Can Boost Your Business Exit Value
Sep 02, 2025
EP # 156 | Outperform Without the Guesswork: A Conversation with Wes Crill
Aug 28, 2025
EP # 155 - Applying FIRE Strategies to Traditional Retirement with Chris Mamula
Aug 21, 2025
EP 8:Exit-Ready: Structuring Your Business for a Profitable Sale, with Bob Gauvreau
Aug 19, 2025
EP # 154 - Understanding the Bond Tent Strategy for Retirement Portfolio Protection
Aug 14, 2025
EP 7: The Truth About the Value Gap and Growing Your Business
Aug 12, 2025
EP # 153 - How Women Can Take Control of Their Retirement Finances with Rachael Burns
Aug 07, 2025
EP 6: Salary vs Dividends: Optimizing Business Owner Payouts with Braden Warwick
Aug 05, 2025
EP # 152 - The Power of Art, Identity & Joy After 60
Jul 31, 2025
EP 5: Is Your Business Exit Plan Enough To Afford Your Retirement? Mind the Wealth Gap
Jul 29, 2025
EP # 151 - Planning Once Isn't Planning: Why Retirement Requires Ongoing Strategy
Jul 24, 2025
EP 4: The Overlooked CPP Strategy That Saves Business Owners Thousands with Aravind Sithamparapillai
Jul 22, 2025
EP # 150 - Slow Travel, Big Impact: Redefining Retirement
Jul 17, 2025
EP 3: SDE VS EBITDA What's Business Worth?
Jul 15, 2025
EP # 149 - Dating, Companionship & Romance After 60 with Andrea McGinty
Jul 10, 2025
EP 2: Tax Planning Opportunities and Pitfalls for Business Owners in 2024 With Matt Holmes, CPA
Jul 08, 2025
EP # 148 - Seven Tax-Smart Ways to Leave a Legacy—Without Leaving a Tax Bill
Jul 03, 2025
EP 1: The 4 Types of Buyers
Jul 01, 2025
EP # 147 - :Aging Isn't the Problem: Dismantling Ageism with Ashton Applewhite
Jun 26, 2025
EP # 146 - What's Next? How to Create Meaning and Momentum with Retirement Coach Nancy Collamer
Jun 19, 2025
EP # 145 - How to Tap Into Retirement Funds Without Derailing Your Plan
Jun 12, 2025
EP # 144 - Retirement Isn't the End: Age with Confidence, Strength, and Purpose with Laura Lynn Morrissey
Jun 05, 2025
EP # 143 - Test-Drive Retirement: Mini Retirements, Intentional Living, and Finding Joy with Jillian Johnsrud
May 29, 2025
EP # 142 - The 7 Pillars of Retirement Planning: A Practical Guide
May 22, 2025
EP # 141 - Rethinking Retirement: Aging, Identity, and the Power of Mentorship with Dr. Deborah Heiser
May 15, 2025
EP # 140 - Women & Wealth: Smart Retirement Planning for a Confident Future
May 08, 2025
EP # 139 - The New Retirement: Work, Purpose & Aging with Dr. Corinne Auman
May 01, 2025
Ep # 138 - Move More, Live Better: Confidence, Consistency & Commitment with Esther Avant
Apr 24, 2025
Ep # 137 - Home Care to Care Homes: The Eldercare Journey with Amy Friesen
Apr 17, 2025
Ep # 136 - Mastering Your Money Mindset for a Fulfilling Retirement with John Hankins
Apr 10, 2025
Ep #135: Retirement is Not a Math Problem with Roger Whitney (The Retirement Answer Man)
Apr 03, 2025
Ep #134: Smart Tax Strategies for More Efficient Retirement Planning
Mar 27, 2025
EP #133: Retirement Taxes 101: What You Need to Know
Mar 20, 2025
Ep # 132: Work, Wealth & Well-Being: The New Retirement Mindset with Chris Farrell
Mar 13, 2025
Ep #131: Pension Planning Made Simple: Boost Your Retirement Strategy
Mar 06, 2025
EP #130: TFSAs: Your Secret Weapon for Tax-Free Retirement Income
Feb 27, 2025
EP #129: 2025 Retirement Planning Updates
Feb 20, 2025
EP #128: Canada Pension Plan Explained: Maximize Your Retirement Benefits
Feb 13, 2025
Fireside Financial Ep #22: Safeguard Your Future: The Link Between Cognitive Health & Retirement Planning
Feb 11, 2025
Ep #127: Retirement Unfiltered: Lessons from the Retirement Journey with David Warren
Feb 06, 2025
Ep #126: The Art of Retirement: Balancing Money, Health and Happiness with Dr. Michael Finke
Jan 30, 2025
Ep #125: Retirement Starts Today: Have a Purposeful and No-Regrets Life with Benjamin Brandt, CFP
Jan 23, 2025
Ep #124: Understanding RRIFs: Strategies to Save on Taxes and Boost Income
Jan 16, 2025
Ep #123: Maximize Your RRIF: Tax-Smart Withdrawal Strategies for Retirees
Jan 09, 2025
Fireside Financial Ep #21: Go-Go to No-Go: Navigating Long-Term Care, Home Equity, and Legacy Goals
Jan 06, 2025
Ep #122: Clarity & Action: Bring It On 2025!
Jan 02, 2025
EP #121: 2024's Top Retirement Tips: Mistakes, Strategies, and Expert Insights
Dec 26, 2024
Ep #120: Overcoming the Fear of Spending in Retirement: Tips for Confident Cash Flow
Dec 19, 2024
Ep #119: The Hidden Costs of Retirement You Can't Afford to Miss
Dec 12, 2024
Ep #118: Understanding Inflation and Its Long-Term Impact on Retirement
Dec 05, 2024
Fireside Financial Ep #20 – Client-Centered Wealth Management
Dec 02, 2024
Ep #117: Good Portfolio Management Won't Make Up for Bad Financial Planning
Nov 28, 2024
Ep #116: Essential Insights on Hospice Care and Support with Red Keating
Nov 21, 2024
Ep# 115: Retire with Impact: Discover the Power of Volunteering with Lois Tuffin
Nov 14, 2024
Ep# 114: Understanding the Bucket Strategy for Retirement Income: RISA Framework Explained
Nov 07, 2024
Fireside Financial Ep #19: Gaining Clarity: Why Retirees Switch Financial Advisors
Nov 04, 2024
Ep #113 Guaranteed Income and Growth: Exploring Risk Wrap Retirement Strategies
Oct 31, 2024
Ep #112 Too Risk Averse for the Market? Explore Income Protection Instead
Oct 24, 2024
Ep # 111 – Flexibility or Security? Weighing the Pros and Cons of a Total Return Retirement
Oct 17, 2024
Ep # 110 - Estate Planning Fails: Real Stories of What Can Go Wrong
Oct 10, 2024
Fireside Financial Ep #18: Top 10 Reasons You Need a Retirement Plan
Oct 07, 2024
Ep #109: Why Sugarcoating Retirement Plans Does More Harm Than Good
Oct 03, 2024
Ep #108: Customize Your Retirement Strategy: There's No One-Size-Fits-All Approach
Sep 26, 2024
Ep #107: Skeptic to Advocate: Robin Powell's Journey into Evidence-Based Investing
Sep 19, 2024
Ep# 106: Understanding Your Retirement Income Personality for Success with Wade Pfau
Sep 12, 2024
EP #105: Connecting Your Values to Your Financial Goals with Dr. Brian Portnoy
Sep 05, 2024
Fireside Financial Ep #17: Expect the Unexpected: Hidden Costs in Retirement
Sep 02, 2024
Ep #104: Top Strategies to Reduce Taxes in Retirement
Aug 29, 2024
Ep# 103: The High Cost of Complicating Your Investments
Aug 22, 2024
Ep #102: What to Do When Markets Get Scary
Aug 15, 2024
Ep #101: Going Beyond 'Financial Advisor Near Me' to Find the Right Fit
Aug 08, 2024
Fireside Financial #16: RRSPs Alone Don't Cut It: Building a Complete Retirement Plan
Aug 06, 2024
Ep #100: Envision Your Future Self: Craft an Optimistic Retirement
Aug 01, 2024
Ep #99: The 4% Rule Revisited: How to Craft a Safe Retirement Withdrawal Rate
Jul 25, 2024
Ep #98: Estate Planning 101: What to Include in Your Will
Jul 18, 2024
Ep #97: Safeguard Your Savings: Outsmart Cybercriminals Targeting Your Money with Scott Wright
Jul 11, 2024
EP #96: Comparing Cryptocurrency to Stocks and Bonds: Does it Belong in Your Retirement?
Jul 04, 2024
Fireside Financial Ep 15: The Value of Having a Retirement Emergency Fund
Jul 01, 2024
EP #95: 3 Reasons Why Following Investment Evidence Beats Guessing the Market
Jun 27, 2024
Ep #94: 5 Ways to Build Your Emergency Fund for Retirement
Jun 20, 2024
EP 93: The Overlooked CPP Strategy That Saves Business Owners Thousands
Jun 13, 2024
EP #92: Paying for Promises: An Evidence-Based Look at Segregated Funds
Jun 06, 2024
Fireside Financial Ep 14: Stay Social and Stay Sharp: The Top Reasons to Work Part-Time Post-Retirement
Jun 03, 2024
EP #91: Capital Gains Tax - Assessing Your Risk and Taking Action
May 30, 2024
EP #90: Maximize Your Estate: Strategies to Transfer Assets Tax-Efficiently to Your Beneficiaries
May 23, 2024
EP #89: Why Typical Isn't Always Right in Estate Planning
May 16, 2024
Ep #88: Testamentary Spousal Trusts
May 09, 2024
Fireside Financial Ep 13: Pension to Portfolio: Strategies for Drawing Income in Retirement
May 06, 2024
EP #87: The Sandwich Generation
May 02, 2024
EP #86: Are You Making These 8 Retirement-Wrecking TFSA Mistakes?
Apr 25, 2024
EP #85: Managing Debt in Retirement
Apr 18, 2024
EP #84: Rock On: Channel Your Inner Rock Star for a Vibrant Life After Work with Dr. Sally Chivers-Storey
Apr 11, 2024
EP #83: 7 Actions to Take in the 5 Years Leading Up to Retirement
Apr 04, 2024
Fireside Financial Ep 12: Grandparenting 101: Instilling Money Values in Grandchildren
Apr 01, 2024
EP #82: Top 5 Non-Money Mistakes in Retirement
Mar 28, 2024
EP #81: 5 Common Money Mistakes in Retirement
Mar 21, 2024
EP #80: Navigating the Behavior Gap: Why the Average Investor Underperforms the Market
Mar 14, 2024
EP #79: Subscribed and Satisfied: Optimizing Your Spending Without Sacrifice
Mar 07, 2024
Fireside Financial EP #11: Turning Family Money into Financial Freedom: Smart Planning for Inheritances
Mar 04, 2024
EP #78: Inheritance: Why Fair and Equal Aren't the Same
Feb 29, 2024
EP #77: Salary vs Dividends: Optimizing Business Owner Payouts with Braden Warwick
Feb 22, 2024
EP #76: Calculating Your Retirement Number: Factoring in Your Pension
Feb 15, 2024
EP #75: A Field Guide to Retirement for Millennials, Retirees and Beyond with Dan Solin
Feb 08, 2024
Fireside Financial EP #10: Estate Planning 101
Feb 05, 2024
EP #74: A Retirement Manifesto with Fritz Gilbert
Feb 01, 2024
EP #73: The Future of Retirement: David Blanchett on Inflation, Alternative Assets and Advice
Jan 25, 2024
EP #72: Tax Planning Opportunities and Pitfalls for Business Owners in 2024 with Matt Holmes
Jan 18, 2024
EP #71: Business Exit Mastery: Avoid Pitfalls & Maximize Value with David C Barnett - Part 2
Jan 11, 2024
EP #70: The Egg Story: Make Sure You're Taking Action
Jan 04, 2024
Fireside Financial EP #9 Protect Your Legacy: Estate Planning Essentials for Families
Jan 01, 2024
EP #69: Navigating Retirement in 2023: Expert Insights
Dec 28, 2023
EP #68: Business Exit Mastery: Avoid Pitfalls & Maximize Value with David C Barnett - Part 1
Dec 21, 2023
Ep #67: Peace of Mind: The Power in Pre-Planning and Prepaying Your Funeral
Dec 14, 2023
Ep #66: Seize the Opportunities: Craft Your Perfect Retirement Experience with Gary Poier
Dec 07, 2023
Fireside Financial Ep 8: Find Your Financial Zen: Build Resilience Amid Market Volatility
Dec 04, 2023
Ep #65: Fear to Freedom: Smart Risk Management in Retirement Planning
Nov 30, 2023
EP #64: Retiring Business Owners: Success Stories and Expert Tips with Nick Mombourquette
Nov 23, 2023
EP #63: Mistakes you Might be Making in Retirement Planning, Pt 2
Nov 16, 2023
EP #62: Mistakes you Might be Making in Retirement Planning, Pt 1
Nov 09, 2023
Fireside Financial Ep 7: Maximizing Retirement Planning: How Minimizing Can Maximize Your Financial Future
Nov 06, 2023
EP #61: Buyer Beware: If you're paying for a plan, make sure it's a plan
Nov 02, 2023
EP #60: Don't Overlook Inflation: Strategies to Protect your Retirement Income
Oct 26, 2023
EP #59: Empower Your Retirement: Strategies for Boosting Brain Health with Jen Johnstone and Sarah Cook
Oct 19, 2023
EP #58: I Wish I Didn't Invest in RRSPs
Oct 12, 2023
EP #57: Retirement Dress Rehearsal: Prepare for Retirement Like a Pro
Oct 05, 2023
Fireside Financial Ep 6: Strategic Withdrawal Strategies: Making the Most of Your Registered Retirement Income Funds
Oct 02, 2023
EP #56: Key Lessons from "The Millionaire Next Door"
Sep 28, 2023
Ep #55: Do I Need a Financial Planner? Or a Wealth Advisor? Yes, it's Confusing.
Sep 21, 2023
EP #54: Unlocking Fulfillment and Purpose in Retirement: Insights from Mary Ellen French and David Wing
Sep 14, 2023
EP #53: Next-Level Financial Planning: Unleash Your Potential with a Wealth Advisor - Preet Banerjee
Sep 07, 2023
Fireside Financial Ep 5: Mastering Retirement Planning: CPP, Investments, and Personal Goals
Sep 04, 2023
EP #52: Maximizing Retirement Joy: How to Enjoy Life to the Fullest while Leaving a Meaningful Legacy
Aug 31, 2023
EP #51: Mastering Financial Savvy for Luxury Travel: Tips from Danielle Desir Corbett
Aug 24, 2023
EP 50: Managing Taxes – Strategies for Business Owners
Aug 17, 2023
Ep #49: Minimize Taxes, Maximize Your Retirement Income
Aug 10, 2023
Fireside Financial Ep 4: Maximizing Retirement Income: The Impact of Financial Assistance on Your Golden Years
Aug 07, 2023
EP #48: Mastering Emotions and Investing: How a Long-Term Perspective Leads to Financial Success
Aug 03, 2023
EP #47: How to Achieve a Comfortable Retirement Through Effective Planning
Jul 27, 2023
EP #46: Beyond Retirement: Overcoming Retirement Fears with Jacquie Doucette
Jul 20, 2023
EP #45: Retiring Your Way: Uncovering Different Types of Retirement
Jul 13, 2023
EP #44: Unleashing Your Values for a Fulfilling Retirement: The Retirement Navigator
Jul 06, 2023
Fireside Financial Ep 3: Retirement Spending: Balancing the Pitfalls and Opportunities
Jul 03, 2023
EP #43: Maximizing Your Retirement: Understanding Safe Withdrawal Rates
Jun 29, 2023
EP #42: The Four Horsemen of Investing: The Behavioral Mistakes that Destroy our Investments with Freeman Linde
Jun 15, 2023
Fireside Financial Ep. 2: Maximizing Your Retirement Benefits
Jun 05, 2023
Ep #41: Inclusive Retirement Planning & Finding the Right Advisor with Laura Whiteland
Jun 01, 2023
EP #40: Jane Robertson: Fighting Tax Inequity for Single Seniors
May 18, 2023
EP #39: Retiring with Purpose
May 04, 2023
Fireside Financial Ep. 1: How to be a Successful Retiree
May 01, 2023
EP #38: Do I Need Life Insurance in Retirement?
Apr 20, 2023
EP #37: Have an Awe-Inspired Retirement with Joseph Curry, Caleb Miller and Riley Anderson from "Awe - Inspired and Retired"
Apr 06, 2023
Ep #36: Retiring Single
Mar 23, 2023
EP #35: The Phenomenon of Unretirement
Mar 09, 2023
Ep #34: Retirement for Business Owners with Bob Gauvreau
Feb 23, 2023
Ep #33 : Pursuing a Better Investment Experience
Feb 09, 2023
EP # 32: Do I Need $1 Million to Retire? Pt. 2
Jan 26, 2023
Ep #31: Courageous Conversations with Jane Blaufus
Jan 12, 2023
EP #30: Your Retirement Planning Simplified's Year in Review
Dec 29, 2022
Ep #29: Executor Help with David Edey
Dec 15, 2022
EP #28: Charitable Giving in Your Community with Lesley Heighway
Dec 01, 2022
Ep #27: Maximizing Your Legacy Through Charitable Giving with Mark Halpern
Nov 17, 2022
Ep #26: Canada Gives and Donor-Advised Funds with Denise Castonguay
Nov 03, 2022
Ep #25: Charitable Planned Giving
Oct 20, 2022
Ep #24: The Curated Retirement, Interview with Retirement Coach Tammy Vigue
Oct 06, 2022
Ep #23: Behavioral Finance and Scientific Based Investing with Christian Newton
Sep 22, 2022
Ep #22: Working with Different Types of Trusts in Estate Planning
Sep 08, 2022
Ep #21: Retirement Levers
Aug 25, 2022
Ep #20: Do I Need $1 Million To Retire?
Aug 11, 2022
Ep #19: Investing in Retirement
Jul 28, 2022
Ep #18: Canada Pension Plan (CPP) and Old Age Security (OAS) Timing
Jul 14, 2022
Ep #17: Cash Flow in Retirement
Jun 30, 2022
Ep #16: Living a Passion Driven and Authentic Life with Scott Armstrong
Jun 16, 2022
Ep #15: Retirement Income Bucket Strategies
Jun 02, 2022
Ep #14: Dynamic Withdrawal Strategies
May 19, 2022
Ep #13: Safe Withdrawal Rates and Traditional Retirement Projections
May 05, 2022
Ep #12: Retirement Income Strategies Overview
Apr 21, 2022
Ep #11: Minimizing Your Lifetime Tax Bill with Kaz Nesbitt
Apr 07, 2022
Ep #10: Retirement Risk #5: Healthcare Expenses
Mar 24, 2022
Ep #9: Retirement Risk #4: Inflation Risk
Mar 10, 2022
Ep #8: Retirement Risk #3: The Risk of Being Too Conservative
Feb 24, 2022
Ep #7: Retirement Risk #2 – Longevity
Feb 10, 2022
Ep #6: Retirement Risk #1 – Sequence of Returns and Why the Game Changes in Retirement
Jan 27, 2022
Ep #5: Creating Paychecks in Retirement
Jan 13, 2022
Ep #4: Pension Income Splitting: How It Works
Dec 30, 2021
Ep #3: Common Tax Credits You May Not Know About
Dec 16, 2021
Ep #2: How Different Types of Retirement Income Are Taxed
Dec 02, 2021
Ep #1: Welcome to Your Retirement Planning Simplified
Nov 19, 2021