Let’s Talk BS with Bryan & Sofia
By Bryan Royster and Sofia Kifle-Baker
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Image by Bryan Royster and Sofia Kifle-Baker
Category: Philosophy
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Episodes: 97
Description
Bryan and Sofia are here to discuss some of the hot topics that are prevalent in today’s culture. Anywhere from navigating entrepreneurship to everyday life in modern society.
Our conversations will be vast and informative that should help shift one’s mindset about the philosophy to truly conquer whatever your dreams have set you out to do.
| Episode | Date |
|---|---|
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Let’s Talk The Fed Rate Drop, A BIG Real Estate Industry Buyout, Jimmy Kimmel Returns, Spark Funds, and more! - S4 - #18
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Sep 27, 2025 |
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Let’s Talk No More Trigger Leads, Fed’s Lisa Cook Accused Of Fraud, and Life As A Real Estate Lawyer with J.C. Mason! - S4 - #17
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Sep 09, 2025 |
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Let’s Talk Variable Income, What Even Is Good Credit Anymore, 4 Rap Beef Breakdowns, How Sofia Won Tickets Without Google, and more! - S4 - #16
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Aug 16, 2025 |
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Let’s Talk Mental Health, Being Mindful With Yourself, How Do You Handle Stress, The “Cougar Auntie”, 4 Foods 1 Must Go, and more with Dr. Jo and Dr. Mo! - S4 - #15
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Jul 31, 2025 |
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Let’s Talk The Rules For First-Time Homebuyers, Student Loan Changes, What 0% Down Really Means, 4 Club Songs - 1 Must Go, and more! - S4 - #14
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Jul 18, 2025 |
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Let’s Talk The P Diddy Verdict, Effects of the Big Beautiful Bill, New Jobs Report, Who’s The Better Skater, 4 R&B Songs - 1 Must Go, and more! - S4 - #13
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Jul 04, 2025 |
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Let’s Talk Why You NEED Credit, Facing Your Mortgage Lending Fears, 100 Oysters, 4 Summer Activities - 1 Must Go, and more! - S4 - #12
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Jun 21, 2025 |
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Let’s Talk Are AirBnB’s Getting Worse, Insurance Types You NEED To Know As A Homeowner, VA Loans, 4 Seasons - 1 Must Go, and more! - S4 - #11
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May 30, 2025 |
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Let’s Talk How Bryan Won Something, Sofia’s Successful Event, Never Lie To Your Lender, The Virginia Dream Program, 4 Digital Platforms - 1 Must Go, and more! - S4 - #10
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May 10, 2025 |
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Let’s Talk Student Loans Are Suddenly Due, Rates Stable - Trump Quiets Down, Ryan Coogler’s ‘Sinners’, The Shannon Sharpe Allegations, and more! - S4 - #09
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Apr 25, 2025 |
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Let’s Talk Tariffs, That $60,000 Norfolk Grant, What’s The Best Grant, Non-Traditional Loans, Learning From Monopoly, 4 Basketball Legends - 1 Must Go, and more! - S4 - #08
|
Apr 20, 2025 |
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Let’s Talk The FHA Denying Loans For Non-Permanent US Residents, The New VB Food Tax, Bryan Rented A Theater, Sofia Played No Mercy Uno, and more! - S4 - #07
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Apr 01, 2025 |
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Let’s Talk Quitting Your Job Just To Qualify For A Homebuyer Grant, What Would You Do With $1 Trillion, Mortgage Rates, The Stock Market Crashing, 4 Seafood Options - 1 Must Go, and more! - S4 - #06
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Mar 15, 2025 |
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Let’s Talk Snow Days, Fannie Mae & Freddie Mac Changes, Can You Get A Loan If You Have Government Debt, 4 Classic Sitcoms - 1 Must Go, and more! - S4 - #05
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Mar 01, 2025 |
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Let’s Talk The Superbowl, Hidden Rooms, Our Host Ibis Restaurant, Snow Day Plans, Trump Halting CFPB, Bryan’s First TV Interview, 4 Greatest Rappers 1 Must Go, and more! - S4 - #04
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Feb 21, 2025 |
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Let’s Talk The Horrible Potomac River Tragedy, What Has Trump Been Changing, Are Credit Scores Like GPA’s, Bryan’s Investment Properties, Sofia Stands Her Ground On R&B Legends, and more! - S4 - #03
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Feb 01, 2025 |
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Let’s Talk Medical Debt Getting Wiped From Credit Reports, State Farm Dropped California WIldfire Victims, The Real Estate Deal That Ended A Friendship, and more with James Jenkins! - S4 - #02
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Jan 17, 2025 |
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Let’s Talk Goals For 2025, Looking Back At 2024, Christmas Recap, That Cybertruck Attack, What’s Happening In Real Estate, and more! - S4 - #01
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Jan 03, 2025 |
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Let’s Talk Wrapping Up 2024, Fed Rate Changes, They Caught Luigi, A Squatter With A Knife, Do We Need Daylight Savings Time, and more with Rashida Strayhorne-Mahoney! - S3 - #34
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Dec 20, 2024 |
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Let’s Talk About That Assassinated CEO, How Your Neighbors Affect Your Home Insurance, Floating Interest Rates, Navient Banned From Student Loans, Free Tuition, and more! - S3 - #33
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Dec 10, 2024 |
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Let’s Talk The State Of The Market, Buyer Misconceptions, Are Non-Agents Allowed To Access The MLS, Hallmark Movies, Thanksgiving Plans, and more with Lakala Abrams! - S3 - #32
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Nov 22, 2024 |
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Let’s Talk Halloween Recap, Trump Won, When Did Women Get Rights, New Fed Rate Cuts, Bryan’s NYC Trip, Sofia’s Homecoming, Love Is Blind Recap, and more! - S3 - #31
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Nov 08, 2024 |
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Let’s Talk The DOJ Suing Rocket Mortgage, Improving Your Credit, WTF Just Happened To Rates, Bryan’s Football Coaching Recap, DON’T Scare Sofia, and more! - S3 - #30
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Oct 26, 2024 |
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Let’s Talk A Mortgage Rates Update, How Student Loans Can Affect Your Mortgage, Dealing With Credit Report Disputes, A Power Wheels DUI, and more! - S3 - #29
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Oct 23, 2024 |
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Let’s Talk Closing Costs, Insurance, Bryan’s Denver Trip, Sofia Is Betrayed By Chick-fil-a, Is It Okay To Take Back Gifts After A Break-up, and more! - S3 - #28
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Oct 15, 2024 |
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Let’s Talk How To Handle Inherited and Investment Properties, Would You Buy A House You’ve Never Seen, How To Lose Your Qualification, Sofia’s Monthly Challenge, and more! - S3 - #27
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Oct 08, 2024 |
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Let’s Talk Who Is Paying $3,000 A Month For Rent, Occupancy Issues And Home Loans, The P Diddy Updates, Sofia’s New Nose Piercing, and more! - S3 - #26
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Sep 27, 2024 |
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Let’s Talk Our Summer Recap, Something in the Water Postponed, P Diddy Denied Bail, Fed Finally Cut Rates, Back To School, Sports, and more! - S3 - #25
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Sep 20, 2024 |
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Let’s Talk Juneteenth, VA Loan Updates, Required Inspections, The Michigan Man Got His Permit, Bad Boys 4, Graduations, Father’s Day, and more! - S3 - #24
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Jun 18, 2024 |
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Let’s Talk Is Buying A House For Everyone, That Michigan Man Driving To Court Without A License, Why You Should STOP Using Your Debit Card, Buyer Denied Because She Was Black, and more! - S3 - #23
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Jun 11, 2024 |
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Let’s Talk About The Cop Who Got Booty On Duty, Taxes And Your Mortgage, Scottie Scheffler, Memorial Day Fun, Convicted Felon Donald Trump, and more! - S3 - #22
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Jun 04, 2024 |
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Let’s Talk A Huge Change To Credit Score Pulls and Debt Collection, NAR Settlement News, How Rates Are (Slightly) Changing, Scottie Scheffler Got Arrested, and more! - S3 - #21
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May 21, 2024 |
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Let’s Talk How To Write A Resume That Works In 2024, What Should You Avoid Putting On Your Resume, How To Answer Tough Interview Questions, Working Remote, and more with Lakeesha Branch! - S3 - #20
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May 14, 2024 |
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Let’s Talk Zillow’s New Touring Agreement, No More Rate Increases, Why You Should Always Have A Real Estate Agent When Homebuying, Kendrick vs. Drake, Bryan Goes Slidin’, and more! - S3 - #19
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May 07, 2024 |
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Let’s Talk The Tik-Tok Ban, No More Non-Compete Clauses, Capital Gains Tax Changes, Spark Funds, Airline Refunds, Reggie Bush Gets His Trophy Back, NFL Draft, Yarn Party, and more! - S3 - #18
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Apr 30, 2024 |
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Let’s Talk The Top 5 Repairs You Can Do To Increase Your Home’s Value, Appraisal vs. Sales Price Surprises, Should You Background Check Renters, How Close Is A 2% Inflation Rate, and more! - S3 - #17
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Apr 23, 2024 |
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Let’s Talk What It Takes To Be An Entrepreneur, The Drip Athletic Club, Singing For A Date, Bowling, Athletics, and Sports Stories, Recapping The Eclipse, and more with Kayla Cason! - S3 - #16
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Apr 16, 2024 |
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Let’s Talk That Baltimore Bridge, Bryan’s Earthquake Story, Is It Cheaper To Rent Or Buy Your Home, Why Your Monthly Payment Might Change, HOA Issues, and more! - S3 - #15
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Apr 10, 2024 |
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Let’s Talk Business Credit Myths, How To Beat Bad Credit, What Does A Perfect Credit Profile Look Like, FICO Score vs Vantage Score, Credit Inquiries, and more with Stephen Blanchard! - S3 - #14
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Apr 03, 2024 |
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Let’s Talk No More Commissions On MLS, Capital Gains Tax, First Time Homebuyer Tax Credit, Do You Need College For A Career, and more! - S3 - #13
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Mar 26, 2024 |
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Let’s Talk Dual Entitlement Tips, The PPI Report & Inflation, Married At First Sight & Middle Names, The Kemba Smith Movie, and more! - S3 - #12
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Mar 19, 2024 |
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Let’s Talk Why You Need To Be Careful Cosigning On Anything, Getting A Loan As A Couple, Whales, Sharks, and Jellyfish, Love Is Blind Recap, and more! - S3 - #11
|
Mar 13, 2024 |
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Let’s Talk How Credit Scores Are Changing Forever, The CPE Fed Report, Sofia Visits The Mall, How Teen Bryan Snuck Into A Concert, What’s Happening On Love Is Blind, and more! - S3 - #10
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Mar 05, 2024 |
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Let’s Talk Is It Better To Buy Your New House Or Build It, A $340 Million Mistake, National Margarita Day, The Fall Of NFTs, and more! - S3 - #09
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Feb 29, 2024 |
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Let’s Talk Should Real Estate Agents Be Homeowners First, The CPI Report, Bryan At The Superbowl, Someone Swiped Sofia’s Offer Letter, and more! - S3 - #08
|
Feb 26, 2024 |
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Let’s Talk Pulling Your Credit Score, Your Tax Records And Home Buying, A Hidden $10,000 Surprise, Understanding Equity, and more! - S3 - #07
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Feb 16, 2024 |
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Let’s Talk If Rates Are Ever Going To Drop, Black History Month and the Super Soaker, Saying No To Snow, Nicki Minaj And Megan Thee Stallion Drama, and more! - S3 - #06
|
Feb 13, 2024 |
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Let’s Talk Tax Changes In 2024, What Does A CPA Do, Tax Benefits And Write-Offs You Need To Know, Basketball, and more with Sherman Ledet! - S3 - #05
|
Feb 07, 2024 |
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Let’s Talk How To Restore Your Credit Score, Why Lenders Look At Your Payment History, Contractor Nightmares, A Crazy Criminal Landlord Story, and more! - S3 - #04
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Jan 30, 2024 |
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Let’s Talk How Low Interest Rates Will Go In 2024, The Best Time to Buy, New CPI Report, Childhood Memories, Workout Woes, and more! - S3 - #03
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Jan 25, 2024 |
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Let’s Talk What You Need To Know About Removing Your PMI and Refinancing, Fighting Fraud, Katt Williams Wildness, New Year’s Grits, and more!
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Jan 17, 2024 |
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Let’s Talk The New Year, Major Brokerage Lawsuits, A Market Update, Student Driver Stories, and more!
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Jan 11, 2024 |
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Let’s Talk Mortgage Recasting, 2024 Rate Predictions, That Jonathan Majors Verdict, Was Wonka Good, Skating, and more!
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Dec 31, 2023 |
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Let’s Talk 2024 Rate Cuts & VHDA Limit Updates, Massive Banking Discrimination Scandal, Christmas Traditions, Is Santa Real, and more! - S2 - #25
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Dec 28, 2023 |
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Let’s Talk Pros & Cons Of Buying In The Current Market, How Interest Rates Are Tied To Your Credit Score, P Diddy Allegations, and more!
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Dec 20, 2023 |
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What Putting Down 20% Up Front Does For Your Mortgage, VHDA Updates, Tax Bracket News, Conforming Loan Limits, and more!
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Dec 12, 2023 |
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Is Now The Right Time To Buy A Home, What’s Happening With Interest Rates, The Benefits You Need To Know As A First Time Home Buyer, and more!
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Nov 22, 2023 |
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ARV and what it truly means
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Oct 12, 2023 |
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Real Estate Agents being licensed as Loan Officers
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Sep 25, 2023 |
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Do I still buy a house now?
|
Sep 12, 2023 |
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Real Estate Market Update
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Jul 24, 2023 |
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House Hacking
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Jun 26, 2023 |
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Appraisal Reconsiderations
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Jun 08, 2023 |
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How the changing of interest rates affect your home loan pre-approval
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May 31, 2023 |
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Mortgage Company vs Bank
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May 23, 2023 |
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The difference between a loan officer and real estate agent
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May 08, 2023 |
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Construction to Perm Loans
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Apr 19, 2023 |
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How are you vested?
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Apr 11, 2023 |
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Outcome of Income
|
Mar 27, 2023 |
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Instant Equity
|
Mar 17, 2023 |
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One Mic
|
Mar 09, 2023 |
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Margarita Meet-up
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Mar 02, 2023 |
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Tax SZN
|
Feb 22, 2023 |
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USDA Loans
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Feb 15, 2023 |
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Renovation Preparation
|
Feb 06, 2023 |
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What’s the Damage?
|
Jan 30, 2023 |
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Keep the Change
|
Jan 16, 2023 |
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New Year Brings New Beginnings
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Jan 10, 2023 |
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2022 Recap
|
Dec 31, 2022 |
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A New Lease On Life
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Dec 22, 2022 |
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At All Costs
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Dec 14, 2022 |
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The Fix Is In
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Dec 05, 2022 |
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Having Second Thoughts
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Nov 21, 2022 |
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Go Hard….. To go home 🏡
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Nov 09, 2022 |
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Wing King
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Nov 02, 2022 |
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Faith over Fear
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Oct 25, 2022 |
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Go Ninja Go Ninja Go!
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Oct 17, 2022 |
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VA’s🏡 & J’s
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Oct 13, 2022 |
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Take 50 🎬🎬
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Sep 30, 2022 |
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PoP... LoCk... oR DrOp iT
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Sep 24, 2022 |
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The Biggest Loser
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Sep 16, 2022 |
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Who ”Back’s” that thang up?
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Sep 01, 2022 |
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Jewels 💎 & Gifts 🎁
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Aug 25, 2022 |
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“Do you know the difference?”
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Aug 18, 2022 |
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Coffee vs Caffeine
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Aug 11, 2022 |
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The Recession 2022
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Aug 04, 2022 |
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Intro - Welcome to the 757
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Jul 28, 2022 |