Wealthy After 40: Retirement Ready, Financial Freedom, Budgeting, Saving, Debt

By Dalene Higgins - Money Coach & Retirement Strategist

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Episodes: 190

Description

Top 3% Globally Ranked Personal Finance Podcast


🎧 New episodes drop weekly


Welcome to the Wealthy After 40 — the podcast for Gen X women and couples who want to feel confident about their money and clear on their path to retirement.


Hosted by Dalene Higgins — Money Coach and Retirement Strategist — this show is the support you need to get your money organized, intentional, and working toward the life you actually want without overwhelm.


🎙️ Tune in weekly for honest conversations, practical strategies, and simple systems to help you:

  • Take control of your money and direct it where it needs to go
  • Build consistency with saving and not lose enjoyment of spending
  • Navigate the tension between paying off debt and planning for retirement
  • Create a vision for your money and your future with a plan to support it
  • Make confident financial decisions without second-guessing yourself


If you’re done worrying and ready to take action, hit subscribe and share with friends! Your path to getting retirement ready starts here.


Let’s Connect!

Instagram: https://www.instagram.com/elevate_finances/

Facebook Group: https://www.facebook.com/groups/genxersretiregroup

Website https://www.elevatefinances.us



Episode Date
5 Pillars to Becoming Truly Retirement Ready
May 05, 2026
Struggling to Save? Here’s Why Your Money Doesn’t Stay Put
Apr 21, 2026
3 Ways to Make Your Money Feel More In Control
Apr 14, 2026
You Make Good Money, So Why Do You Feel So Out of Control?
Apr 07, 2026
How to Stop Overspending w/Mary Ann Stenquist
Mar 31, 2026
Stop The Worry With 3 Steps To Better Money Decisions
Mar 24, 2026
Why You’re Not Making Progress With Your Money
Mar 17, 2026
Why I Broke Up With My Emergency Fund
Mar 10, 2026
The Missing Piece That Keeps You From Getting Rid of Debt
Mar 03, 2026
How to Decide What’s Good Debt, Bad Debt, and Right For You
Feb 24, 2026
What To Do When You Are Overwhelmed by Debt After 40
Feb 17, 2026
The 4 Financial Foundations You Need (+ the Missing Catalyst)
Feb 10, 2026
How Intentional Decisions Shape Your Retirement Dream
Feb 03, 2026
Make Smarter Money Decisions That Support Your Retirement
Jan 27, 2026
A Money System For Practical Spending and Stress Free Saving
Jan 20, 2026
The Simple Numbers That Reveal Your Retirement Readiness
Jan 13, 2026
How to Go From Money Chaos to Financial Confidence After 40
Jan 06, 2026
Turn Reflection into Action for a Retirement Ready Year
Dec 30, 2025
How to Fix Your Budget Problem (It’s Not Discipline)
Dec 23, 2025
How to Move From Retirement Fear to Retirement Ready
Dec 16, 2025
A Practical Guide To Becoming Retirement Ready in 3 Steps
Dec 09, 2025
Step One In Retirement Planning For GenXers
Dec 02, 2025
Your Retirement Journey and My Financial Coaching Why
Nov 25, 2025
How to Maintain Your Lifestyle in Retirement
Nov 18, 2025
Overwhelmed by Debt? Uncover What's Really Keeping You from Retirement
Nov 11, 2025
Anxious About Retirement? Your Timeline Holds the Answer
Nov 04, 2025
Worried About Retirement? Here’s How to Start Taking Action
Oct 28, 2025
A Budget System That Makes You the Money Expert of Your Life
Oct 21, 2025
The Simple Formula to Become Retirement Ready
Oct 17, 2025
Why Saving For An Emergency Fund Brings Financial Freedom
Oct 14, 2025
One Simple Step To Help You Plan For Your Retirement
Oct 10, 2025
3 Steps to Build A Retirement Plan w/o Budget Restrictions
Oct 07, 2025
3 Rules to Build Your Budget for Retirement
Oct 03, 2025
The #1 Retirement Tool You’re Overlooking (and How to Use It Now)
Sep 30, 2025
5 Quick Wins to Help You Get on Track for Retirement
Sep 26, 2025
The Hidden Perks of Starting Late for Retirement Success
Sep 23, 2025
Why “Starting Late” Isn’t Too Late for Retirement Planning
Sep 19, 2025
Client Story: Savings Strategy Of Her First Rental Property
Sep 16, 2025
Your 3-Step Blueprint for Achieving Retirement Goals Faster
Sep 12, 2025
3 Retirement Myths That Are Keeping You Stuck
Sep 09, 2025
Making Retirement Possible Starts With Clear Goals
Sep 05, 2025
What Should You Focus on First: Debt, Savings, or Cutting Expenses?
Sep 02, 2025
Why Comparing Your Finances Is Keeping You Stuck
Aug 29, 2025
How Can You Budget Better? Stop Fighting Your Money System
Aug 26, 2025
Worried About Retirement? The One Step To Change Everything
Aug 22, 2025
5 Tips for Saving for Retirement Without Sacrificing Joy
Aug 19, 2025
Starting Late? Here’s How to Save for Retirement at 40
Aug 15, 2025
4 Things To Know About Retirement Planning
Aug 12, 2025
How to Improve Your Relationship With Money in 4 Steps
Aug 08, 2025
How to Stop Overspending Money When Tracking Isn’t Enough
Aug 05, 2025
How to Invest for Retirement (After You Do This First)
Aug 01, 2025
Saving for Retirement at 40? Budgeting Isn’t Enough
Jul 29, 2025
How to Start a Side Hustle To Make Money w/Chloe Winstanley
Jul 25, 2025
How to Build a Budget You Can Stick to Long Term
Jul 22, 2025
How to Spend Wisely and Save Money For Retirement
Jul 18, 2025
What If One Thing Is Holding You Back from Retirement?
Jul 15, 2025
The Beat of Personal Finance with Drew Boyer
Jul 11, 2025
Can We Retire Sooner Than Planned?
Jul 08, 2025
You’ve Been Told to Save for Retirement...Now What?
Jul 04, 2025
How to Overcome Retirement Doubts and Feel Ready to Retire
Jul 01, 2025
The #1 Thing Sabotaging Your Savings (and How to Fix It)
Jun 24, 2025
What If You’re Closer to Retirement Than You Think?
Jun 17, 2025
How to Budget for Retirement Without Sacrifices
Jun 10, 2025
5 Must-Do Steps If You Feel Behind on Retirement Planning
Jun 03, 2025
Why the Importance of Saving Money Can’t Be Ignored
May 27, 2025
How Do I Know If I Can Retire? A 6-Point Readiness Check
May 23, 2025
Reimagine Retirement w/ Bryan Huhn
May 23, 2025
What to Expect in the Retirement Ready Bootcamp
May 20, 2025
How Do I Start a Retirement Plan? Dream It First
May 13, 2025
How to Become Wealthy w/Greg Luken
May 02, 2025
Top Retirement Fears and Money Beliefs Holding You Back
Apr 29, 2025
What is Collaborative Divorce w/ Melissa Pavone
Apr 25, 2025
How Can Budgeting Help You With Retirement Planning
Apr 22, 2025
A Retirement Ready VIP Session Experience
Apr 15, 2025
Four Retirement Questions and Answers
Apr 08, 2025
How to Prepare And Protect Yourself from Inflation
Apr 01, 2025
Self-Coaching Your Way to Financial Success w/ Jackie Lentz
Mar 28, 2025
How to Improve Spending Habits To Reach Your Long-Term Goals
Mar 25, 2025
Ep 111 | Why Life Insurance Is Important w/Joseph Lombardi
Mar 21, 2025
Ep 110 | How to Improve Your Finances w/a Personal Finance Audit
Mar 18, 2025
Ep 109 | The Checkers and Chess of Wealth Building with Freddie Rappina
Mar 14, 2025
Ep 108 | Get Retirement Ready With These Smart Moves
Mar 11, 2025
Ep 107 | Advice For Elderly Parents Care From Guest Expert Asha Paulose
Mar 07, 2025
Ep 106 | How My Client Found Balance Between Debt Payoff and Saving
Mar 04, 2025
Ep | 105 Childfree Wealth Financial Planning with Jay Zigmont
Feb 28, 2025
Ep 104 | 5 Ways to Pay Off Debt Before Retirement
Feb 25, 2025
Ep 103 | What Is Generosity? A Conversation with Alison Patterson, Generosity Strategist
Feb 21, 2025
Ep 102 | Redefining Your Debt Relationship and Taking Control For Retirement
Feb 18, 2025
Ep 101 | Navigating Financial Conversations in Relationships with Lindsey Carnick
Feb 14, 2025
Celebrating 100 Episodes: My Podcasting Journey and Top Episodes Revealed
Feb 11, 2025
Ep 99 | Creating Passive Income for Retirement with Private Lending
Feb 07, 2025
Ep 98 | Retirement 101: Creating a Fulfilling Next Chapter, Your Retirement
Feb 04, 2025
Ep 97 | Understanding Behaviors for Investing and Financial Success
Jan 31, 2025
Ep 96 | Retirement 101: The Essential Steps to Estimate Your Retirement Budget
Jan 28, 2025
Ep 95 | Proven Strategies for Financial Independence with Steve Selengut
Jan 24, 2025
Ep 94 | Retirement 101: Navigating Financial Fears, Debt, and Planning with Confidence
Jan 21, 2025
Ep 93 | Medicare Made Simple With David Kerlin
Jan 17, 2025
92 | The First Step to a Solid Retirement Plan
Jan 14, 2025
Ep 91 | Smart Trust & Estate Moves Before Retirement with Lauren Klein
Jan 10, 2025
Ep 90 | How I Made Retirement Possible at 50 [Re-Release]
Jan 07, 2025
Ep 89 | How Gen X Can Reflect, Plan, and Prepare for Retirement
Dec 31, 2024
Ep 88 | Clear Your Space, Clear Your Mind: Holistic Decluttering with Noelle Fowler
Dec 24, 2024
Ep 87 | Day Trading 101: A Beginner’s Guide to Financial Growth with Erin Thompson
Dec 17, 2024
Ep 86 | How My Client Found Spending Freedom to Support Her Financial Freedom
Dec 10, 2024
Ep 85 | How my 90 Day Financial Freedom Accelerator Can Make Retirement Possible
Dec 03, 2024
Ep 84 The Retirement Exercise That Changed My Life (And My Clients')
Nov 26, 2024
Ep 83 Navigating Social Security with Christopher Hensley
Nov 19, 2024
Ep 82 | Essential Steps to Start Saving for a Secure Retirement
Nov 12, 2024
Ep 81 Why A Money Routine Leads to Budgeting Success
Nov 05, 2024
Ep 80 A Journey of Financial Discipline and Growth With Alexandra Dotcheva
Oct 29, 2024
Ep 79 Shift from Emotional to Intentional Spending for a Worry-Free Retirement
Oct 22, 2024
Ep 78 | 3 Ways to Make Sure You're On Track to Retirement
Oct 15, 2024
Ep 77 Can You Afford Retirement? Debunking the Myths Holding You Back
Oct 08, 2024
Ep 76 Why You Need To Stop Procrastinating and Invest in Yourself
Oct 01, 2024
Ep 75 The Membership Experience of Make Retirement Possible
Sep 24, 2024
Ep 74 Healing Trauma and Transforming Finances With Angela Turpin
Sep 17, 2024
Ep 73 How Tracking Can Transform Your Path to a Worry-Free Retirement
Sep 10, 2024
Ep 72 Wondering How to Secure Your Retirement? Here’s Your Guide to Financial Stability
Sep 03, 2024
Ep 71 Why You Feel Unprepared For Retirement
Aug 27, 2024
Ep 70 Am I Ready to Retire? Overcoming Doubt and Building a Retirement Dream
Aug 20, 2024
Ep 69 Overcoming Job Loss and Managing ADHD Finances with Sherry Andrew
Aug 13, 2024
Ep 68 How My Client Learned to Spend More On Herself
Aug 06, 2024
Ep 67 Why Avoiding Budgets Can Lead to Missing Out
Jul 30, 2024
Ep 66 Why Budgeting Isn’t Enough And What You're Leaving Out
Jul 23, 2024
Ep 65 Navigating Financial Education for Children with Elizabeth Rosenberg
Jul 16, 2024
Ep 64 Should You Automate Your Finances? Pros and Cons Explained
Jul 09, 2024
Ep 63 Why You Feel Broke and How to Manage Your Cash Flow Effectively
Jul 02, 2024
Ep 62 Mastering the Financial Aspects of Divorce with Lisa Zeiderman
Jun 25, 2024
Ep 61 Strategies For Making Major Purchases
Jun 18, 2024
Ep 60 5 Steps to Becoming Your Own Financial Advisor
Jun 11, 2024
59 | 4 Simple Steps to Help You Save Money
Jun 04, 2024
Ep 58 Should You Pay for Your Kid's College? College Planning and Financial Strategies with Steve Mullen
May 28, 2024
Ep 57 Mastering Retirement Savings Strategies for Solopreneurs with Financial Expert Sean Mullaney
May 21, 2024
56 | Feel Behind on Retirement Savings? Here’s Your Comeback Plan
May 14, 2024
Ep 55 Learn to Maximize Your Health Savings Account with Expert Guest Rizek Housari
May 07, 2024
Ep 54 How to Select the Best Performing Savings Account for Your Financial Goals
Apr 30, 2024
Ep 53 How To Create a Savings Plan With Purpose and Definition
Apr 23, 2024
Ep. 52 Navigating the Journey with Aging Parents as a Caregiver with Richard Hirsch
Apr 16, 2024
Ep 51 Your Successful Retirement Can Be Found Beyond the Numbers With Craig Colvett
Apr 09, 2024
Ep 50 Reflection and Five Bite-Sized Strategies for Financial Empowerment Today
Apr 02, 2024
Ep 49 How to Navigate Life's Financial Maze with Literacy Knowledge
Mar 26, 2024
Ep 48 Co-Investing in Real Estate for Passive Income With Frank B. Hanna
Mar 19, 2024
Ep 47 - 8 Reasons You're Struggling with Budgeting
Mar 12, 2024
Ep 46 How to Increase Financial Stability for a Solid Financial Foundation
Mar 05, 2024
Ep 45 How Understanding Financial Freedom Levels Can Accelerate Your Financial Journey
Feb 27, 2024
Ep 44 Caregiving Chronicles: Stories of Financial and Physical Care
Feb 20, 2024
Ep 43 Why Understanding Debt is Important to Your Financial Journey
Feb 13, 2024
Ep 42 Debunking Debt Myths For Financial Freedom
Feb 06, 2024
Ep 41 Change Your Mindset Around Debt to Find Freedom From Debt
Jan 30, 2024
Ep 40 Soul Based Financial Planning with Dee Dee Baze
Jan 23, 2024
Ep 39 Embracing Your Financial Journey with a Growth Mindset
Jan 16, 2024
Ep 38 Crafting Your Future Financial Vision With Clarity - A Client Case Study
Jan 09, 2024
Ep 37 Gaining Financial Clarity - Reflection for a Successful Year Ahead
Jan 02, 2024
Ep 36 The Unseen Links Between Money and Life with Amy Kemp
Nov 28, 2023
Ep 35 Savings Strategies: How to Build an Emergency Fund on a Tight Budget
Nov 21, 2023
Ep 34 Saved Enough for Retirement? Tips If You Started Late With Faron Daugs
Nov 14, 2023
Ep 33 The 5 Budgeting Phases from Shock to Second Nature
Nov 07, 2023
Ep 32 Learn to Fight Budget Fatigue: 6 Tips to Stay Inspired on Your Journey
Oct 31, 2023
Ep 31 Shifting Mindset from Scarcity to Abundance With Money, One Woman's Story
Oct 24, 2023
Ep 30 Savings the #1 Habit to Financial Security
Oct 17, 2023
Ep 29 Mastering the Art of Salary Negotiation: A Gen X Woman's Guide
Oct 13, 2023
Ep 17 3 Pillars of Wealth: Your Path to Financial Independence Starts Here
Oct 13, 2023
Ep 28 How Unraveling Budget Behaviors Can Fast-Track Your Financial Goals
Oct 03, 2023
Ep 27 How to Find Financial Freedom with Focus Groups as a Side Hustle
Sep 26, 2023
Ep 26 How Financial Coaches and Financial Advisors Support Your Path to Financial Freedom
Sep 19, 2023
Ep 25 Navigating Finances Together: Tackling Debt as Newlyweds with a Baby on the Way
Sep 12, 2023
Ep 24 From Surprises to Savings: Anticipating Expenses for a Solid Budget
Sep 05, 2023
Ep 23 How to Heal From Divorce In 8 Steps with Guest Rachel Ruby
Aug 29, 2023
Ep 22 How to Navigate a Career Change & Stay Financially Stable During Transition
Aug 22, 2023
Ep 21 How to Stop Mindless Spending & Be Intentional With Your Money
Aug 15, 2023
Ep 20 How to Teach Your Kids & Grandkids About Money
Aug 08, 2023
Ep 19 Personal Finance 101: How to Set Yourself Up for Money Success
Aug 01, 2023
Ep 18 Struggling With Finding Wealth? Learn How Lila Veronica Find Abundance By Changing Her Money Beliefs
Jul 25, 2023
Ep 16 Divorce - Harder than Addiction: The Effects of Divorce on Family, Money, and Love
Jul 11, 2023
Ep 15 Five Ways to Get Out of Debt Without Sacrificing The Joys of Life
Jul 04, 2023
Ep 14 Questions and Uncertainty About Working with a Financial Advisor or Financial Planner? A Quick Guide to Building a Relationship with a Certified Financial Planner
Jun 27, 2023
Ep 13 How to Overcome Financial Stress & Fear... After Divorce, Job Loss or Major Life Transition
Jun 20, 2023
Ep 12 How to Become a Real Estate Investor & Build Generational Wealth With Terri Augustyn
Jun 13, 2023
Ep 11 Six Steps to Financial Freedom & How They Helped Me Achieve Early Retirement
Jun 06, 2023
Ep 10 It Hasn't Been Easy! Experience the Financial History of Gen X
May 30, 2023
Ep 9 Are You Stuck? Unleash Your Potential - Break Free from the Scarcity Mindset
May 23, 2023
Ep 8 A Pocketful of Financial Wisdom - What the Silent Generation Taught Me About Money
May 16, 2023
Ep 7 Emergency Fund - The #1 Way to Eliminate Debt FAST
May 09, 2023
Reach Your Money Goals Faster with Expense Tracking Tools
May 02, 2023
Do You Save or Pay Off Debt First?
Apr 25, 2023
Are You a Gen Xer? Secure Your Future: Conquer Gen X Money Challenges Today
Apr 18, 2023
How Using Cash Envelopes Saved Us During Financial Crisis
Apr 15, 2023
Hate Budgeting? Why You Need to Find a Budgeting Method That Works For You
Apr 15, 2023
My Story & How I Was Able to Retire Early at 50
Apr 15, 2023
Trailer
Apr 05, 2023