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Signals and Noise with Steve, Tom, and Jacob
Most people invest like everyone else and wonder why they get everyone else's results.
Every week Steve, Tom, and Jacob cut through the financial noise: stocks, property, bonds, the global economy, all the big ideas made simple, with straight talk and a bit of humour.
But first, find out what kind of investor you actually are.
Our free 2 minute assessment shows you your investor type, the blind spots that quietly cost you money, and the strategy that fits how you are wired. No jargon, no signup wall, just your result.
→ Take the free quiz: Investor Type
Follow @totalmoneymanagement on Instagram for more.
| Episode | Date |
|---|---|
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Episode 141: Super, randomness, volatility
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Jun 28, 2026 |
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Episode 140: Pumping up the share price - young people have had a gutful
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Jun 21, 2026 |
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Special Episode: A conversation with Dr Dan Soobratty
|
Jun 18, 2026 |
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Episode 139: ASX nightmares, long SOXS, short SOXS, not advice!
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Jun 14, 2026 |
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Episode 138: Tax, volatility & kids are becoming more conservative
|
Jun 07, 2026 |
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Episode 137: Bubbles, managing resources & the economics of AI
|
Jun 01, 2026 |
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Episode 136: Opportunities in commercial property, Putin pulls out & Steve responds to Luca
|
May 24, 2026 |
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Episode 135: Budget, Trump meets Xi Jinping & America on the decline
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May 17, 2026 |
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Episode 134: Warren Buffett and the fat pitch
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May 10, 2026 |
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Ask the Expert: Jarrod from Atlas Property
|
May 05, 2026 |
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Episode 133: Make it as simple as possible
|
May 03, 2026 |
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Episode 132: How to make money - but first a long overdue bashing of trumps former sidepiece
|
Apr 26, 2026 |
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Episode 131: Recession risk - the government has to keep people employed
|
Apr 19, 2026 |
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Episode 130: Lockdowns, war and little orange men
|
Apr 12, 2026 |
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Episode 129: God humans are stupid
|
Apr 05, 2026 |
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Episode 128: Will work for food
|
Mar 29, 2026 |
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Episode 127: America has been carrying the burden
|
Mar 22, 2026 |
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Episode 126: We shouldn't get excited about oil - but this is our job
|
Mar 15, 2026 |
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Episode 125: We could be looking at a serious bout of inflation
|
Mar 09, 2026 |
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Episode 124: Only bet when the odds are in your favour
|
Mar 01, 2026 |
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Special Episode: Community questions part 1
|
Feb 22, 2026 |
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Episode 123: It always involves debt, it's going to be really, really ugly
|
Feb 22, 2026 |
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Episode 122: The coming decade will be a wild ride - with plenty of opportunity
|
Feb 15, 2026 |
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Episode 121: Keep your eye on immigration
|
Feb 08, 2026 |
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Episode 120: Tom went to Vegas but Steve earns (humble) bragging rights
|
Feb 01, 2026 |
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Episode 119: AI will change the world - but that time is a long way off
|
Jan 26, 2026 |
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Episode 118: Trying to save the world with pen, paper & solar panels
|
Jan 19, 2026 |
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Episode 117: The cycle has turned, globalisation is dead
|
Jan 12, 2026 |
|
Special: Past Present Future
|
Jan 05, 2026 |
|
Special: How to learn about investing
|
Dec 29, 2025 |
|
Episode 116: The free market isn't working
|
Dec 22, 2025 |
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Episode 115: We're stuffed, Merry Christmas!
|
Dec 15, 2025 |
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Episode 114: Eating Sh*t: The worst thing you can do for your portfolio
|
Dec 08, 2025 |
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Episode 113: There's times when you've got to sit out of the game
|
Dec 01, 2025 |
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Episode 112: Immigration is not the answer to poor demographics
|
Nov 24, 2025 |
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Episode 111: We're going back into a hard economy
|
Nov 17, 2025 |
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Episode 110: Be careful of the hype
|
Nov 10, 2025 |
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Episode 109: It's not about payoffs it's about consequences
|
Nov 03, 2025 |
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Episode 108: Have a system that you know works overall
|
Oct 27, 2025 |
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Episode 107: Scrambling for resources
|
Oct 20, 2025 |
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Episode 106: Correction is a major opportunity
|
Oct 13, 2025 |
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Episode 105: Cold War II
|
Oct 06, 2025 |
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Episode 104: The transition to the intangible
|
Sep 29, 2025 |
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Episode 103: Australia isn't booming
|
Sep 22, 2025 |
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Episode 102: Be prudent my friend
|
Sep 15, 2025 |
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Episode 101: Happy Birthday Buffett
|
Sep 08, 2025 |
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Episode 100: Version 2.0
|
Sep 02, 2025 |
|
Special TMM Q&A: Your Questions Answered from the State of the Union Masterclass
|
Sep 01, 2025 |
|
Ask the Expert: Crypto with Craig Cobb
|
Aug 29, 2025 |
|
Episode 99: America is still the best market
|
Aug 25, 2025 |
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Episode 98: Have a strategy to mitigate potential downside
|
Aug 18, 2025 |
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Episode 97: Debasement & increasing productivity
|
Aug 11, 2025 |
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Episode 96: They can't beat the market
|
Aug 04, 2025 |
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Episode 95: T.A.C.O. Tuesday
|
Jul 28, 2025 |
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Episode 94: When you realise that you just got caught in a hype bubble
|
Jul 21, 2025 |
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Episode 93: nobody complains when you're getting rich
|
Jul 14, 2025 |
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Episode 92: Business as usual
|
Jul 07, 2025 |
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Episode 91: Everybody's just trying to game the system
|
Jun 30, 2025 |
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Episode 90: Geopolitics (and a bit of footy)
|
Jun 23, 2025 |
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Episode 89: Wait until the end of this episode
|
Jun 16, 2025 |
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Episode 88: Ramping up military spending
|
Jun 09, 2025 |
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Episode 87: You can't blame boomers for buying a house
|
Jun 02, 2025 |
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Episode 86: Stop worrying about government deficit
|
May 26, 2025 |
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Episode 85: Tariffs, property, Tesla & Brazil?
|
May 19, 2025 |
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Episode 84: "In my defence I was only 17"
|
May 12, 2025 |
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Episode 83: It doesn't have to be complicated
|
May 05, 2025 |
|
Episode 82: Tom-foolery, the banter is back
|
Apr 28, 2025 |
|
Revisiting episode 12: The new normal
|
Apr 24, 2025 |
|
Episode 81: Stop freaking out, just talk yourself through it
|
Apr 17, 2025 |
|
Episode 80: Schadenfreude
|
Apr 10, 2025 |
|
Liberation Day Special: Everything you need to know about tariffs
|
Apr 06, 2025 |
|
Episode 79: Apologies in advance to the greenies
|
Apr 03, 2025 |
|
Episode 78: The uncertainty is so broad you’ve got no idea what’s going on
|
Mar 27, 2025 |
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Episode 77: Never waste a crisis
|
Mar 20, 2025 |
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Episode 76: Just start small
|
Mar 13, 2025 |
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How to think about investing: Part 4
|
Mar 11, 2025 |
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Episode 75: The smart ones get in & get out
|
Mar 06, 2025 |
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How to think about investing: Part 3
|
Mar 04, 2025 |
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Episode 74: Back to it after prior engagement
|
Feb 27, 2025 |
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How to think about investing: Part 2
|
Feb 25, 2025 |
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How to think about investing: Part 1
|
Feb 20, 2025 |
|
Episode 73: Pick your time frame
|
Feb 13, 2025 |
|
Episode 72: 2024 review & 2025 outlook
|
Feb 06, 2025 |
|
Episode 71: We're not timing, we're talking about things that work over time
|
Jan 30, 2025 |
|
Episode 70: You either have chaos or recovery
|
Jan 23, 2025 |
|
Episode 69: It goes on for so long you think it's normal
|
Jan 16, 2025 |
|
Episode 68: Addressing the comments section
|
Jan 09, 2025 |
|
Episode 67: It's the unknown stuff that gets you
|
Jan 02, 2025 |
|
Episode 66: Cash looks Terrible until you start losing money
|
Dec 26, 2024 |
|
Episode 65: 'Twas the upload before Christmas
|
Dec 19, 2024 |
|
Episode 64: The #1 rule is you've got to survive!
|
Dec 12, 2024 |
|
SPECIAL: Property Problems
|
Dec 10, 2024 |
|
Episode 63: Everyone's in to Crypto, Large Caps & everything. It's all just fantastic!
|
Dec 05, 2024 |
|
Episode 62: "Even after 25 Years I just love it when the market goes up"
|
Nov 28, 2024 |
|
Episode 61: The episode that Trumps them all
|
Nov 21, 2024 |
|
Episode 60: They're eating the dogs, they're eating the cats, they're not having children
|
Nov 14, 2024 |
|
Episode 59: Albo can't save property owners
|
Nov 07, 2024 |
|
Episode 58: China turning Japanese
|
Oct 31, 2024 |
|
Episode 57: Unproductive debt, It's a Shaq show - Has anyone seen Tom's coffee?
|
Oct 24, 2024 |
|
Episode 56: 30 minutes of Steve talking about China + Bonus BYD and corn chips
|
Oct 17, 2024 |
|
Episode 55: No discussion of Houthis or EVs this week, corn chips for consistency though
|
Oct 10, 2024 |
|
Episode 54: Cutting back on corn chips, doing our bit for local cafés
|
Oct 03, 2024 |
|
Episode 53: Albo listens to TMM* *Not advice, not endorsed by Albo
|
Sep 26, 2024 |
|
Episode 52: People don't want to work. Bullshit, give them a decent job
|
Sep 19, 2024 |
|
SPECIAL: Stocks vs Property
|
Sep 18, 2024 |
|
Episode 51: Your weather forecast - Happy Birthday old man
|
Sep 12, 2024 |
|
Episode 50: The Gold Standard, keeping you on your knees
|
Sep 05, 2024 |
|
Episode 49: The olympics are over, the real games are just beginning
|
Aug 29, 2024 |
|
Episode 48: Triggering all the insta boys, another 'I told you so'
|
Aug 22, 2024 |
|
Episode 47: As bubbles grow you get all sorts of stories - It's a big game of hot potato
|
Aug 15, 2024 |
|
Episode 46: Not everyone gets to make money, to be an investor you have to be curious
|
Aug 08, 2024 |
|
Episode 45: Everyone's talking about the latest cycle - Bubbles don't last forever
|
Aug 01, 2024 |
|
Episode 44: The world's becoming more hostile, you have to be on the ball
|
Jul 25, 2024 |
|
Episode 43: You'd rather be miserable than spend $6
|
Jul 18, 2024 |
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Episode 42: What's your handicap you loser
|
Jul 11, 2024 |
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Episode 41: Take some advice from Canoe Reeves
|
Jul 04, 2024 |
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Episode 40: Find a bargain, open the spigots
|
Jun 27, 2024 |
|
Episode 39: Enough to afford a nice caravan
|
Jun 20, 2024 |
|
Episode 38: Mortgage stress starting to show? You need more Albo grease
|
Jun 13, 2024 |
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Episode 37: There's more to life than buying cheap cars, chips and coffee
|
Jun 06, 2024 |
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Episode 36: Budget review - Buckling down and paying the mortgage
|
May 30, 2024 |
|
Episode 35: EXPLICIT hot & wet, Daddy Warren & Woodstock for capitalists
|
May 23, 2024 |
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Episode 34: Apple's ain't apples
|
May 17, 2024 |
|
Episode 33: Parrot Protection Programs, buying sandalwood and whiskey barrels
|
May 09, 2024 |
|
Episode 32: TikTok TikTok TikTok
|
May 02, 2024 |
|
Episode 31: Big Government is back
|
Apr 25, 2024 |
|
Episode 30: Do you want to buy a house with me?
|
Apr 18, 2024 |
|
Episode 29: Catching the falling knife
|
Apr 12, 2024 |
|
Episode 28: Tax breaks for Steve's Widget Company - If you're not rich now you're an idiot
|
Apr 05, 2024 |
|
Episode 27: Don't give your money to fund managers
|
Mar 28, 2024 |
|
Episode 26: War footing economy - following the capital
|
Mar 21, 2024 |
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Episode 25: You can't run out of money in Jacob Land
|
Mar 14, 2024 |
|
Episode 24: Changing approach with a changing world
|
Mar 07, 2024 |
|
Episode 23: The new era economy
|
Mar 01, 2024 |
|
Episode 22: A new paradigm, walking the fine line between America & China
|
Feb 22, 2024 |
|
Episode 21: The success of Mark Zuckenberg - that weirdo with the stupid haircut
|
Feb 16, 2024 |
|
Episode 20: Space mining & National Security
|
Feb 15, 2024 |
|
Episode 19: Mean Reversion (we're at peak euphoria)
|
Feb 08, 2024 |
|
Episode 18: No iPhones for China
|
Feb 02, 2024 |
|
Episode 17: 2023 reflections and our predictions on what the future may hold
|
Jan 27, 2024 |
|
Episode 16: From private markets to public government
|
Jan 11, 2024 |
|
Episode 15: Christmas and looking toward 2024
|
Dec 21, 2023 |
|
Episode 14: Monetary & Fiscal Policy
|
Dec 20, 2023 |
|
Episode 13: From Global to Local
|
Dec 01, 2023 |
|
Episode 12: The new normal
|
Nov 22, 2023 |
|
Episode 11: Numbers vs. Narratives
|
Nov 02, 2023 |
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Episode 10: Process vs. Outcome
|
Oct 20, 2023 |
|
Episode 9: The Stock market is not the economy
|
Oct 06, 2023 |
|
Episode 8: Finance Theory vs. Reality
|
Sep 22, 2023 |
|
Episode 7: Buy vs. Hold
|
Sep 07, 2023 |
|
Episode 6: Average returns vs. Geometric returns
|
Aug 10, 2023 |
|
Episode 5: Skill vs. Luck
|
Jul 27, 2023 |
|
Episode 4: Stock picking and Asset allocation
|
Jul 13, 2023 |
|
Episode 3: Signals vs. Noise
|
Jun 29, 2023 |
|
Episode 2: Investing vs Speculating and creating an investment plan
|
Jun 15, 2023 |
|
Episode 1: Introduction
|
Jun 01, 2023 |