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Headsup On Money.
Never make another financial mistake.
Join Benjamin Mitchell (The Money Scot) - a chartered financial planner and serial hater of financial jargon, as he helps you to make better financial life decisions, retire on your terms and never make another financial mistake.
In this weekly podcast we answer the money questions you're too scared to ask and arm you with the knowledge and power to help you get on top of your personal finances.
| Episode | Date |
|---|---|
|
146- What's Changing With ISAs?
|
May 22, 2026 |
|
145- Record Keeping & Inheritance Tax Planning (Don't Make This Same Mistake)
|
May 15, 2026 |
|
144- Your Behaviour Is The Problem (With Guest Fabrizio Zumbo, MBA from Vanguard)
|
May 08, 2026 |
|
143- 8 Money Laws To Live By
|
May 01, 2026 |
|
142- Legal Must Haves Part 2: Why You Need A Power of Attorney (POA)
|
Apr 24, 2026 |
|
141- Legal Must Haves Part 1: Why You Need A Will
|
Apr 17, 2026 |
|
140- How The Annual Allowance Works In Defined Benefit Pension Schemes
|
Apr 10, 2026 |
|
139- Saving & Investing for Your Children or Grandchildren (The Key Things To Know)
|
Apr 03, 2026 |
|
138- Why Age 75 Matters
|
Mar 27, 2026 |
|
137- Making Sense of Financial Adviser Qualifications
|
Mar 20, 2026 |
|
136- Why You Should Avoid Target Retirement Funds
|
Mar 13, 2026 |
|
135- Your Tax Year End Checklist
|
Mar 06, 2026 |
|
134- What Can We Learn From The WASPI Campaign?
|
Feb 27, 2026 |
|
133- How To Protect The Greatest Asset In Your Financial Plan (Income Protection Masterclass)
|
Feb 20, 2026 |
|
132- When Wealth Stops Being Just About You
|
Feb 13, 2026 |
|
131- Trusts (What Are They And Do You Need One?)
|
Feb 06, 2026 |
|
130- How Many Good Summers Do You Have Left?
|
Jan 30, 2026 |
|
129- Million Pound Pension Tick-Box Mistakes
|
Jan 23, 2026 |
|
128- Why A Cash Flow Model Is Critical For Your Financial Plan
|
Jan 16, 2026 |
|
127- Quick Wins To Start 2026
|
Jan 09, 2026 |
|
126- A £1.5M Portfolio Is Easier To Achieve Than You Think
|
Dec 19, 2025 |
|
125- How Much You Need In Your Portfolio To Retire on £4,000 A Month
|
Dec 12, 2025 |
|
124- What You Avoid Is More Important
|
Dec 05, 2025 |
|
123- Budget 2025 Special (What You Need To Know)
|
Nov 28, 2025 |
|
122- Earning Over £100,000 A Year (Or Close To It)?, Avoid The 60% Tax Trap
|
Nov 21, 2025 |
|
121- Master Your Financial Health (With Guest Rob Macdonald)
|
Nov 14, 2025 |
|
120- Diversify Your Tax Strategy
|
Nov 07, 2025 |
|
119- Trick or Treat (Scary Financial Planning Mistakes)
|
Oct 31, 2025 |
|
118- Little Ways To Think About Big Things (Morgan Housel's Wisdom)
|
Oct 24, 2025 |
|
117- Can Money Make You Happy? (Unlocking Financial Wellbeing with Guest Ruth Sturkey)
|
Oct 17, 2025 |
|
116- The Two Tests To Tune Out Market Noise
|
Oct 10, 2025 |
|
115- Cliff Edges You Need To Know About
|
Oct 02, 2025 |
|
114- Budget 2025 Special, What Should You Do?
|
Sep 26, 2025 |
|
113- Marshmallows and Your Financial Planning
|
Sep 19, 2025 |
|
112- Investing Demystified (With Guest Lars Kroijer, Former Hedge Fund Manager)
|
Sep 12, 2025 |
|
111- Can You Pay Into A Pension After You Retire?
|
Sep 05, 2025 |
|
110- Financial Freedom Is Not The Same As Financial Independence
|
Aug 29, 2025 |
|
109 - Reflecting on Recent Market Volatility
|
Aug 22, 2025 |
|
108- How Much Should You Pay Yourself As A Business Owner ? (Tax Saving Tips), With Guest Dan Heelan
|
Aug 15, 2025 |
|
107- Rules of Thumb To Help Your Planning
|
Aug 08, 2025 |
|
106-Are We A Nation of Savers or Investors?
|
Aug 01, 2025 |
|
105- The Story of Ronald Read, 'The Millionaire Janitor'
|
Jul 25, 2025 |
|
104- Your Last Gift: Getting Your Affairs In Order, With Guest Matthew Hutton
|
Jul 18, 2025 |
|
103- The Simplest Thing You Can Do To Achieve Financial Success
|
Jul 11, 2025 |
|
102- Plan First, Portfolio Second, Product Third
|
Jul 04, 2025 |
|
101- Mansion House Accord & Your Pension, What You Need To Do
|
Jun 27, 2025 |
|
100- A Milestone For Headsup on Money
|
Jun 06, 2025 |
|
99- Is My Money Safe?
|
May 30, 2025 |
|
98- Top 5 Regrets of The Dying
|
May 23, 2025 |
|
97- The Danger of Arbitrary Numbers
|
May 16, 2025 |
|
96-The Recipe For Success Is The Same
|
May 09, 2025 |
|
95-Should You Take Your Pension Tax-Free Cash (Lump Sum)?
|
May 02, 2025 |
|
94- Insurance & Trusts, Have You Done This?
|
Apr 25, 2025 |
|
93- What's The Best Portfolio For You?
|
Apr 18, 2025 |
|
92- There's No Sense Dwelling On The Past
|
Apr 11, 2025 |
|
91 - Current Market Volatility, A Feature Not A Bug
|
Apr 04, 2025 |
|
90- Never Had A Pension? Open One Now (Even If You Don't Pay Into It!)
|
Mar 28, 2025 |
|
89- Pension Carry Forward Explained
|
Mar 21, 2025 |
|
88- Should You Pay Voluntary National Insurance Contributions For Your State Pension?
|
Mar 14, 2025 |
|
87- The Theories Behind Your Irrational Behaviour
|
Mar 07, 2025 |
|
86- If Investing Is So Easy, Then Why Aren't We Better At It?
|
Feb 28, 2025 |
|
85- Ridiculous Jargon When It Comes To Your Finances
|
Feb 21, 2025 |
|
84- Investing At Retirement, The Logic Doesn't Change
|
Feb 14, 2025 |
|
83 - Better Together
|
Feb 07, 2025 |
|
82 - Changes to Pensions and Inheritance Tax (Will I Now Have To Pay Inheritance Tax on My Pension?)
|
Jan 31, 2025 |
|
81- A Word On Buyer's Remorse
|
Jan 24, 2025 |
|
80- Who Should Be In Charge Of Our Pensions?
|
Jan 17, 2025 |
|
79- Return on Experience, Not Return on Investment
|
Jan 10, 2025 |
|
78 - Reflecting on 2024 (Takeaways to Help Your 2025 Plans)
|
Jan 03, 2025 |
|
77- The 3 Levers That Unlock Great Financial Planning
|
Dec 20, 2024 |
|
76- The Importance of Financial Education (With Guest Sarah Marks)
|
Dec 13, 2024 |
|
75- Questions To Ask Your Financial Adviser
|
Dec 06, 2024 |
|
74- Timing The Market: What Happens When You Miss The Best Days?
|
Nov 29, 2024 |
|
73- The Art of Waiting
|
Nov 22, 2024 |
|
72- The Perils of Risk Questionnaires
|
Nov 15, 2024 |
|
71- The 1% Tweak (How 1% Per Year Can Net You £178k)
|
Nov 08, 2024 |
|
70- How Does The Budget 2024 Affect You?
|
Nov 01, 2024 |
|
69- Parents Should Watch Out For This Tax Trap (£100 Settlement Rule)
|
Oct 25, 2024 |
|
68- Missing State Pension Years? Don't Miss Out (Act Before April 2025)
|
Oct 18, 2024 |
|
67- The Upcoming Budget, Keep Your Speculation Positive
|
Oct 11, 2024 |
|
66- The Magical Rule of 72
|
Oct 04, 2024 |
|
65- Are You Forgetting to Reclaim Higher & Additional Rate Tax Relief?
|
Sep 27, 2024 |
|
64- The Top 3 Risks in Retirement (Not What You're Expecting)
|
Sep 20, 2024 |
|
63 - Want To Retire Early? Do This First
|
Sep 13, 2024 |
|
62- How To Retire Early When Your Income Suddenly Vanishes
|
Sep 06, 2024 |
|
61- The First Steps You Need To Take To Retire Early
|
Aug 30, 2024 |
|
60- Why Pensions Shouldn't Scare You
|
Aug 23, 2024 |
|
59 - Beware of Financial Influencers
|
Aug 16, 2024 |
|
58- Masterclass on Dividends
|
Aug 09, 2024 |
|
57- Have You Thought About Pensions For Your Children or Grandchildren?
|
Aug 02, 2024 |
|
56- Masterclass, Everything You Need To Know About JISAs
|
Jul 26, 2024 |
|
55 - ISA Masterclass, Understanding The Humble ISA
|
Jul 19, 2024 |
|
54- Are You Guilty Of These Investing Mistakes (Pt 2) ?
|
Jul 12, 2024 |
|
53- Are You Guilty Of These Investing Mistakes (Pt 1) ?
|
Jul 05, 2024 |
|
52- Retirement Living Standards (Have You Thought About What You'll Need?)
|
Jun 27, 2024 |
|
51- The Upcoming General Election and Your Portfolio
|
Jun 21, 2024 |
|
50- Outliving Your Money
|
Jun 13, 2024 |
|
49 - Sequencing Risk Explained & Why It Matters
|
Jun 07, 2024 |
|
48- How To Avoid Running Out Of Money
|
May 31, 2024 |
|
47- Big Questions
|
May 24, 2024 |
|
46- All That Glitters Is Not Gold
|
May 17, 2024 |
|
45- Things To Think About As A Buy-To-Let Investor
|
May 10, 2024 |
|
44- Don't Let The Tax Tail Wag The Investment Dog
|
May 03, 2024 |
|
43- The Costs of Financial Procrastination
|
Apr 26, 2024 |
|
42- Fund Fundamentals
|
Apr 19, 2024 |
|
41- Understanding The Money Purchase Annual Allowance (MPAA)
|
Apr 12, 2024 |
|
40- The Perils Of Pension Lifestyling
|
Apr 04, 2024 |
|
39- Positive Changes To Child Benefit
|
Mar 29, 2024 |
|
38- The Pros and Cons To Owning Shares
|
Mar 22, 2024 |
|
37- The Most Important Step When It Comes To Your Pension
|
Mar 15, 2024 |
|
36- Use It Or Lose It Before The End of The Tax Year
|
Mar 08, 2024 |
|
35- Watch Out For Financial BS
|
Mar 01, 2024 |
|
34- Are Cash ISAs Even Worth It?
|
Feb 23, 2024 |
|
33- What Should You Order From The Menu Of Life?
|
Feb 16, 2024 |
|
32- Get a 67% Return On Your Investment With No Investment Risk Whatsoever
|
Feb 09, 2024 |
|
31- You Need To Know This If You Have a Workplace Pension
|
Feb 02, 2024 |
|
30- What Is The Footsie?
|
Jan 26, 2024 |
|
29- Pearls of Financial Wisdom Courtesy of Charlie Munger
|
Jan 19, 2024 |
|
28- Achievable New Year's Resolutions When It Comes To Your Money
|
Jan 12, 2024 |
|
27- The Gift Of Giving This Christmas
|
Dec 15, 2023 |
|
26- Active Versus Passive Funds
|
Dec 08, 2023 |
|
25- Investing Fundamentals
|
Dec 01, 2023 |
|
24 - Think You Don't Understand The Stock Market? Think Again.
|
Nov 24, 2023 |
|
23- Your Black Friday Stock Market Sale
|
Nov 17, 2023 |
|
22- Financial Planning for Couples Part 3 - Why Cohabitees Get Short Changed
|
Nov 10, 2023 |
|
21- Financial Planning for Couples Part 2 - The Perks of Marriage
|
Nov 03, 2023 |
|
20- Financial Planning for Couples Part 1 - Where To Start
|
Oct 27, 2023 |
|
19- Market Crashes Come, Market Crashes Go
|
Oct 20, 2023 |
|
18- 'You PI' (Your Personal Rate of Inflation)
|
Oct 13, 2023 |
|
17- Are You Suffering From Lifestyle Creep?
|
Oct 06, 2023 |
|
16- The Triple Lock Guarantee & Your State Pension
|
Sep 29, 2023 |
|
15- Should You Invest or Pay Off Your Mortgage?
|
Sep 22, 2023 |
|
14- Your Guide to Income Tax
|
Sep 15, 2023 |
|
13- Financial Must-Do's for Small Business Owners
|
Sep 08, 2023 |
|
12- Let's Get Ready to (Pension) Rumble: Defined Contribution vs Defined Benefit
|
Sep 01, 2023 |
|
11- Salary Sacrifice Like a Pro
|
Aug 25, 2023 |
|
10- Asset Classes
|
Aug 18, 2023 |
|
9- How To Run Your Bank Accounts
|
Aug 11, 2023 |
|
8- Default Pension Funds & Jeremy Hunt's Worrying Proposals
|
Aug 04, 2023 |
|
7- What Is The Stock Market?
|
Jul 28, 2023 |
|
6- Understand Your Payslip
|
Jul 21, 2023 |
|
5- Saving Is Not The Same As Investing
|
Jul 14, 2023 |
|
4- Investment Compounding - Become a Millionaire With No Effort
|
Jul 07, 2023 |
|
3- How To Solve a Problem Like Inflation
|
Jun 30, 2023 |
|
2- Where To Start With Your Financial Plan
|
Jun 23, 2023 |
|
1- Five Classic Money Mistakes (& How to Avoid Them)
|
Jun 17, 2023 |
|
An Introduction to Headsup on Money
|
Jun 16, 2023 |