FINANCIAL PLANNING for Working Moms II Save Money, Budgeting, Debt, Financial Stability, Savings, Money Management

By Diana Galas - Financial Coach, Budgeting Specialist, Money Mentor

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Subscribers: 17
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Episodes: 172

Description

⭐⭐⭐⭐⭐ 5-STAR RATED Across Every Podcast Platform!

Has caring for your family left you physically, mentally, or financially drained? Do you feel like your life has been put on hold, even though you know God still placed dreams on your heart?

Are you tired of debt calling the shots, bills running your day, and groceries eating your paycheck? Do you want to fund your dreams and fully support your family’s needs without guilt, confusion, or constant sacrifice?

If you’re ready to grow your finances so you can protect your family’s future and finally make room for your own, welcome to the Financial Planning for Working Moms Podcast with step-by-step episodes, created by a mom who truly understands this life and is walking it right alongside you.

I’m Diana, a financial coach, simple money systems specialist, and a mom to four children. I don’t teach from a quiet or perfect life. I teach from inside the mess: the advocacy, the emotional load, the unpredictable days, and the weight of carrying everything for everyone. Every strategy shared here has been shaped and tested by real life - for real moms with real family needs.

Simple Money Systems was built for moms like you who hold emotional, mental, and financial responsibility every single day. This isn’t about doing more or trying harder. It’s about simplifying money decisions, reducing pressure, and creating a clear structure so your finances stop adding to the load and start supporting the life you’re holding together.

Inside the podcast, you’ll get simple systems, real-life examples, mindset shifts, and weekly encouragement to help you:

⭐ Take control of your paycheck
⭐ Master budgeting without burnout
⭐ Have always enough to plan your dreams
⭐ Grow savings and build financial security
⭐ Create a future you love

If you want peace over perfection, simple systems over stress, and progress that actually fits your life - this podcast is for you. You don’t need to be “good at math.” More discipline won’t fix it. Another complicated budget isn’t the answer.

What does matter is a system that understands your life… and maybe a cup of coffee you don’t have to reheat three times.

Welcome to Financial Plannig! Press “Play”

NEXT STEP:

1. Book your 1:1 coaching with Diana. Unlock your financial stability to feeling better and to get your finances back on track - and learn how financial coaching can get you there:  https://dianagalas.com/coaching

Have questions? Email me: diana@dianagalas.com


Episode Date
171 II How Much Debt Can You Afford? A Simple Budgeting Tool to Avoid Financial Mistakes for Working Moms
Jun 15, 2026
170 II Easy Summer Meal Planning to Save Money with Simple Grocery Shopping List
Jun 08, 2026
169 II Why earning more money does not help your savings and what actually saves your time
Jun 01, 2026
168 II How Multiple debit cards Make Budgeting Harder - Try Simple Budgeting Method Instead
May 25, 2026
167 II Enough of loosing money! Gain financial stability with simple budgeting
May 18, 2026
166 II Are you paralyzed by spreadsheet budgets or budgeting apps because you don’t know where to start with your money?
May 11, 2026
165 II 7 Debt Relief Tips to Gain Financial Stability for Working Moms
May 06, 2026
164 II Tired of paycheck to paycheck cycle? Try this ONE financial tip to boost your savings
Apr 27, 2026
163 II Live Training on How to Create a Simple Budgeting Method to Stop Paycheck to Paycheck Cycle
Apr 20, 2026
162 II Why debt is NOT keeping you from saving money as a working mom
Apr 13, 2026
161 II Why Financial Planning with Simple Budgeting Is the Best Way to Save Money, Pay Off Debt, for Working Moms
Apr 06, 2026
160 II 5 Reasons Why Simple Budgeting Can Boost Your Savings with Effective Financial Planning as a Working Mom
Mar 30, 2026
159 II Good Debt vs Bad Debt and how working moms manage money with a simple budgeting method
Mar 23, 2026
158 II Why Working Moms Must Pay Themselves First to Stop Living Paycheck to Paycheck with Simple Budgeting Method
Mar 16, 2026
157 II How Simple Budget Helps Working Moms Save Money (Without Stretching Paycheck)
Mar 09, 2026
156 II Tired stretching your paycheck? This Financial Planning Can Help with Money Mgmt Step by Step as a Working Mom
Mar 02, 2026
155 II Budgeting 101: The Easiest Way to Save Money With Non Traditional Simple Budgeting as a Working Mom
Feb 23, 2026
154 II Stretch your paycheck with Faith Fusion method to save money using simple budgeting
Feb 16, 2026
153 II How to Manage Money With 3 Simple Financial Planning Tips to Save Money as a Working Mom
Feb 09, 2026
152 II Struggling With Overspending? 3 Simple Budgeting Tips to Save Money (Step by Step) as a Working Mom
Feb 02, 2026
151 II Drowning in credit card debt? 6 Easy ways to organize financial planning to pay off debt as a working mom
Jan 26, 2026
150 II Living Paycheck to Paycheck? Try This ONE Simple Budgeting Method to Save More Money as a Working Mom
Jan 19, 2026
149 II How to Organize Personal Finances: 3-Step Simple Money Check to organize Financial Planning as a Working Mom
Jan 18, 2026
148 II Financial Goals Planning for This Year (Step by Step): 4 Personal Finance Areas Every Working Mom Should Check First
Jan 05, 2026
147 II How Simple Non Traditional Budget and My Daily Financial Planning Build Productive Year as a Working Mom
Dec 29, 2025
146 II Step-by-Step Guide to Saving Money and Paying Off Credit Card Debt FAST with Financial Planning
Dec 22, 2025
145 II 3 Steps How to Afford Christmas Using Simple Non Traditional Budget as a Working Mom
Dec 15, 2025
144 II How Simple Financial Planning with Non Traditional Budget Finally Works for Working Moms
Dec 08, 2025
143 II Simple Budgeting and Financial Planning for Working Moms: 3 Steps to Reduce Financial Overwhelm
Dec 01, 2025
142 II How I Stopped Avoiding Credit Card Debt Without Overwhelm: A Simple Personal Financial Plan
Nov 29, 2025
141 II Simple Budgeting for Less Overwhelm: How to Take Control of Personal Finances as a Working Mom
Nov 27, 2025
140 II Stop Overspending and Save More Money with This Simple Budgeting Strategy as a Working Mom
Nov 24, 2025
139 How to Save Money When Unexpected Expenses Eat Your Paycheck while Paying off Debt
Nov 17, 2025
138 II Paycheck Reset: Weekly Financial Planning with Simple Budgeting for Effective Personal Finances
Nov 10, 2025
137 II How to Stop Lifestyle Creep and Start Building Real Financial Freedom with Personal Finances
Nov 03, 2025
136 II Money Tips with One Simple Strategy to Erase Debt and Build a Financially Secure Future
Oct 30, 2025
135 II How to Get Your Money Back in 10 Minutes a Day with Simple Budget System (Step by Step)
Oct 27, 2025
134 II How Do I Get My Husband On Board with Budgeting and Money Talk to Save More Money (Step by Step)
Oct 23, 2025
133 II Why Simplifying Money Gave Me Financial Peace to Focus More on My Family and Not On Bank Accounts
Oct 20, 2025
132 II 3 Smart Strategies to Make Your Paycheck Last Longer and Reduce Financial Overwhelm
Oct 16, 2025
131 II Self Over Money? This One Budgeting Mistake is Stealing from your financial peace as a working mom
Oct 13, 2025
130 II How to Find Financial Peace and Simple Money Mgmt Method as a Working Mom
Oct 09, 2025
129 II Special Needs Parenting and Money Management to Build Financial Security for You and Your Child Step by Step
Oct 06, 2025
128 II Turn Spending Money Habits Into Investing and Building Wealth to Break the Cycle of Feeling Financially Behind
Oct 02, 2025
127 II How Simple Money Method Can Make Your Dream Come True With a Simple Budgeting – Live Workshop with Diana Galas
Oct 01, 2025
Simple Money Method Workshop Overview to manage debt with simple budgeting as a working mom
Sep 23, 2025
126 II Plan Your Dreams and Start Building Financial Foundation for Prosperity with Simple Budgeting Method
Sep 22, 2025
125 II Prosperity with Not a perfect Budgeting Skills with a Step-by-Step Guide to Hitting Your Money Goals Fast
Sep 18, 2025
124 II How This Financial Planning Method Help Finding Your Money Peace with 2 Money Routines for Financial Mental Balance
Sep 15, 2025
123 II How to Organize Family Finances and Manage Money the Smart Way With Simple Budgeting
Sep 11, 2025
122 II How Simple Budgeting Works When Planning Financial Goals as a Working Mom
Sep 08, 2025
121 II 3 Financial Tips How to Manage Money when You Are Running on Empty (Step by Step) with simple budgeting for working moms
Sep 04, 2025
120 II Discover What Financial Peace Means by Asking Yourself This One Question to Reduce Financial Overwhelm
Sep 01, 2025
119 II How to Turn Financial Fear into Financial Peace with a Simple Budgeting Method as a Working Mom
Aug 28, 2025
118 II Increase Motivation, Reduce Stress, and Build Financial Stability with a Simple Budget as a Working Mom
Aug 25, 2025
117 II Why Most Budgets Fail and How to Build a Working Budget as a Working Mom With Special Needs Kids
Aug 21, 2025
116 II How Being a Special Needs Mom Empowers You to Excel in Your Gifts and Talents with Just a Simple Budget
Aug 18, 2025
115 II You’re Debt-Free – So Why Is Money Still Tight and No Financial Peace?
Aug 14, 2025
114 II Back-to-School Reset: 3 Routines to Reboot You, Your Money, and Your Home
Aug 11, 2025
113 II How Simple Mindset Shift Delivers Joy, Success, Purpose to Your New Heights with Inga Lizdenyte
Aug 04, 2025
112 II 5 Strategies to Handle Unexpected Expenses and Emergencies Without Financial Stress (Step by Step)
Jul 31, 2025
111 II How to Stay Motivated and Keep Budgeting to Plan Financial Goals When Money is Tight
Jul 28, 2025
110 II 6 ways to Spend Money With NO Guilt
Jul 24, 2025
109 II 9 Things to Do at the Beginning of Every Month for Financial Peace
Jul 21, 2025
108 II How to Get Paid by Saving Money and Using Credit Card with Simple Money Systems
Jul 17, 2025
107 II 7 Simple Strategies to Stop Falling into Debt Again Even If Life Feels Overwhelming
Jul 14, 2025
106 II Add One Small Habit to Have Clarity and Financial Peace with Caroline Henderson
Jul 10, 2025
105 II 2 Simple Routines To Love Savings and Make Money Feel Peaceful Not Painful
Jul 07, 2025
104 II How to save money and spend less with these simple 2 ways busy moms love
Jul 03, 2025
103 II 3 Powerful Daily Money Strategies to Instantly Cut Spending & Boost Savings Without Sacrifice
Jun 30, 2025
102 II Meal Plan Like a Pro: Eat Healthy, Shop Smart, and Save Big on Time and Money
Jun 26, 2025
101 II How Debt-Free Budgeting Transformed Me Into a Better Mom, Wife, Professional, and Person
Jun 23, 2025
100 II 6 Steps to Organize Messy Money and Mindset with Debt-Free Budgeting Course
Jun 19, 2025
99 II How the Power of One Step with Cerebral Palsy Helped Build a Million-Dollar Mindset with Danielle Shanks
Jun 16, 2025
98 II Where Did the Money Go – A Guide to Tracking Cash Without Losing Your Mind
Jun 12, 2025
97 II Debt-Free and Confident: How Ditching Debt Unlocks Your Power (Step by Step)
Jun 09, 2025
96 II The Power of the Step-by-Step: How Simple Instructions Lead to Big Financial Wins
Jun 05, 2025
95 II Boost Smart Money Decisions with This Morning Routine Checklist
Jun 02, 2025
94 II Mastering Money with 5 Proven Strategies to Manage Finances for Long-Term Success
May 29, 2025
93 II 4 Time Management Tips For Busy Moms to Save Money and Reduce Stress over Finances
May 26, 2025
92 II Why You Should Stop Fighting Financial Burnout and Feel Into It with Holistic 2-Line Budget
May 19, 2025
91 II How To Save Money When Every Dollar Is Already Spoken For (Step by Step)
May 12, 2025
90 II 2 Wealth Growing Tools Helping Increase Your Net Worth With a Personal Financial Statement
May 05, 2025
89 II The Home Equity Trap - Learn Why Borrowing To Pay Off Debt Could Sink Your Finances
Apr 28, 2025
88 II Why 2-Line Budget Beats Traditional Budgeting: A Simpler, Smarter Way to Manage Your Money
Apr 21, 2025
87 II The Truth about Budgeting: How to Take Control of Your Money and Stop the Chaos for Busy Moms
Apr 14, 2025
86 II What to Do When Facing Collections - Learn Important Steps to Prevent Bankruptcy with Simple Budget
Apr 08, 2025
85 II Say NO to Eviction: 5 Easy Steps You Can Take Today to Save Money and Stay at Your Home
Apr 01, 2025
84 II Break Free from Money Stress: Unlock Cash Flow with These 2 Simple Shifts
Mar 25, 2025
83 II Thriving on a Small Budget: 3 Steps to a Purpose-Driven Life with a Down Syndrome Child
Mar 18, 2025
82 II Are You Stressed to the Max and Struggling to Get By? Why You Need a Financial Coach
Mar 11, 2025
81 II 7 Strategies How to Avoid Feeling Overwhelmed by the Demands of Balancing Life and Money
Mar 04, 2025
80 II 5 Tips to Simplify Your Life by Managing Personal Finances with 2-Line Budget
Feb 25, 2025
79 II How to Deposit Paper Checks with Your Phone to Save Time and Money
Feb 18, 2025
78 II 3 Common Pitfalls to Avoid When Trying to Instill Financial Discipline Through Budgeting
Feb 11, 2025
77 II 4 Steps to Turn Your Debt-Free Journey into a Financial Freedom Plan with a Simple 2-Line Budget
Feb 04, 2025
76 II Transform Finances from Chaos to Control by Prioritizing Debt with The Power of Clean and Simple 2-line Budget
Jan 29, 2025
75 II Budgeting Made Simple: Learn 2 steps to Simplify, Streamline, and Take Control of Your Finances
Jan 24, 2025
74 II How to Reduce Stress, Avoid Late Payments Fast-Track Your Debt-Free Journey with 2-line Budget
Jan 21, 2025
73 II Don’t Buy Google Storage, Do This 1 Thing to Save Money and Sanity
Jan 12, 2025
72 II Step by Step Tutorial How to Create a Powerful Debt-Crushing Vision Board With Simple 2-Line Budget
Jan 06, 2025
71 II 1 Thing To Know How To Pay off debt in 1 year With Simple Debt-Free Strategy (Step by Step)
Dec 29, 2024
70 II 7 Steps Tutorial on Dream Planning Session to Save Time and Money with Simple 2 Line Budget
Dec 19, 2024
69 II 4 Tips How to Operate in Your Money Freedom Zone to become Debt Free with Simple 2 Line Budget
Dec 13, 2024
68 II 6 Tips on Smart Shopping to Save Money After Holiday Shopping Hype
Dec 05, 2024
67 II Black Friday to Kickstart Financial Security - 9 Benefits of Good Money Habits with Simple 2-Line Budget
Nov 25, 2024
66 II 4 steps how to Guard Financial Independence with Simple Budget and Balanced Spending Plan
Nov 20, 2024
65 II Establish Money Freedom Zone – 5 tips how to Build Financial Solid Foundation to Gain Financial Independence
Nov 10, 2024
64 II Define Your Why to Thrive on One Income with 2 Line Budget as a Mom with Down Syndrome Child
Nov 01, 2024
63 II Tactical Plan For Quick November Budget to Enjoy and to Avoid Thanksgiving Blues
Oct 24, 2024
62 II Free Yourself from Fear of Financial Insecurity - Create Budget on a Single Income to Save More Money and Pay Off Debt
Oct 20, 2024
61 II Why Budgeting Software App is Another Time and Money Wasting Trap – Dodge the Social Media and Save Money Now
Oct 16, 2024
60 II Stop Throwing Money at a Problem - 5 Money Problem Solving Tips to Save Money from Mom with Down Syndrome Child
Oct 11, 2024
59 II 4 Steps How to Create Monthly Spending Plan to Save More Money as a Mom with Down Syndrome Child
Oct 07, 2024
58 II How Debt-Free Affects Your Everyday Life with Simple Money Plan and Effective Money Budgeting System
Sep 24, 2024
57 II Simple Money Strategy How Good Debt Can Help Pay Down Bad Debt with Effective Financial Budget
Sep 17, 2024
56 II Tutorial on Phone Bill Audit and How to Review Charges on Telephone Statement to Manage Money Effectively
Sep 13, 2024
55 II Embrace the Cringe! Why You Have to Start in Deep Debt- Learn 3 Tips How to Get Out of Money Cringe Victoriously
Sep 09, 2024
54 II Improve Cash Flow with 5 Simple Proven Steps to Thrive on Small Money Budget with a Down Syndrome Child
Aug 29, 2024
53 II 5 Steps Tutorial How to Create Cash Flow with Simple Easy Budget to Become Debt Free with Child on Disability
Aug 20, 2024
52 II How to Structure Mindful Goals for Special Needs Moms and Caregivers with Simple Holistic Budget: Your Intellectual Core needs
Aug 15, 2024
51 II How to Structure Mindful Goals for Special Needs Moms and Caregivers with Holistic Simple Budget: Your Emotional Core Needs
Aug 06, 2024
50 II How to Structure Mindful Goals for Special Needs Mom with Simple Holistic Budget: Physical Core Needs
Aug 01, 2024
49 II How to Structure Mindful Goals for Special Needs Mom with Simple Holistic Budget: Spiritual Core Needs
Jul 22, 2024
48 II Stop Crazy Budgeting With Digital and Cash Envelopes! Get Simple Money System Here to Manage Money Effectively
Jul 15, 2024
47 II 9 Steps You Didn’t Know How To Become Rich Debt-Free Guilt-Free On Any Income Level With Simple Budget
Jul 09, 2024
45 II How to Stay Clear From Credit Card Debt. Manage Credit Card Worry Free of Overspending with Hybrid Method Money Budget
Jul 02, 2024
46 II Get From Behind Debt Prison Bars to Reach For The Dream Stars With Down Syndrome Child
Jun 26, 2024
44 II Packing Travel Check List With Special Needs Child to Save Time and Money on Tight Budget
Jun 24, 2024
43 II What the Word "Save" Mean? Learn 4 Simple Strategies to Save More Money on Tight Budget
Jun 17, 2024
42 II Step by Step Tutorial on How to Build Daily Spending Plan to Pay Off Credit Card Debt Effectively
Jun 11, 2024
41 II One Thing That Is Stealing Your Money and how to Fix It Now on a Small Budget Effectively
Jun 04, 2024
40 II Know your needs, and meet your ends. Do these two things with solid effective project budgeting
May 27, 2024
39 II Positive Money Image After Bankruptcy - Get Confident With Your Money With Simple Budget
May 21, 2024
38 II 4 Savings Principles to Pay Down Debt with Child on Disability
May 17, 2024
37 II Burned Down By Overcommitting with Special Needs Child? Learn How to Accomplish More in Less Time with Simple Budget
May 07, 2024
36 II How To Overcome The Overspending Guilt - Do This One Thing with Effective Budget
Apr 30, 2024
35 II Running Out Of Money? 7 Ways to Waste Your Money Down the Drain
Apr 23, 2024
34 II 3 Steps to Your Family Money System: Ditch Debt Quickly with Down Syndrome Child
Apr 16, 2024
33 II How to Organize Simple Binder for Child with Special Needs, Down Syndrome
Apr 09, 2024
32 II Step by Step Tutorial on Building Your Cash Flow Systems: So You Can Pay Off Debt Faster
Apr 02, 2024
31 II Get Ready to Cash Flow; 5 Money Tips on How to Gain Back Your Money with Easy Budget
Mar 26, 2024
30 II Why It Is Hard to Stick to Budget and 3 Simple Steps on How to be Consistent With Spending Plan
Mar 20, 2024
29 II Simple Debt Free Budgeting With Down Syndrome Above Abilities for Peace of Mind
Mar 15, 2024
28 II Frustrated With Your Money - Learn How to Break Through Spending Cycle with Easy Budget
Mar 12, 2024
27 II How to Organize Bill Pay for Simple Spending Plan with Easy Budget Method
Mar 05, 2024
26 II 3 Easy Habits to Support Your Spending Plan, Stop Impulsive Buying to Boost Your Cash Flow with Easy Budget
Mar 01, 2024
25 II How Much Your Self-Worth Image Is? 6 Steps To Your Net Worth Value with Debt-Free Budgeting
Feb 27, 2024
24 II Time is Money, 5 Tips on How to Simplify Your Day for Peace of Mind with Easy Budget
Feb 21, 2024
23 II Ditch Cash Envelopes, Learn Hybrid Budgeting Method Stress Free, Get Credit Card Work For You
Feb 13, 2024
22 II Simple Money Systems is a Practical Way to Grow in Financial Freedom - Create Simple Budget with Diana Galas
Feb 10, 2024
21 II Strategies to Overcome the Overwhelm of Down Syndrome Diagnosis with Effective Budget in Place
Feb 02, 2024
20 II How to Increase Income Now - Ways to Make Money at Home by Having Simple Budget Ready
Jan 31, 2024
19 II Stuck With High-Interest Mortgage? Use easy budget to manage high-interest home loan to your advantage
Jan 23, 2024
18 II 7 Budget Myths Blocking You from Productive Money Management
Jan 17, 2024
17 II Loose 15 Lbs in 30 Days on Budget Eating 5 Times a Day
Jan 12, 2024
16 II Why Your Budget Is Not Working - Do 3 Things Now
Jan 09, 2024
15 II Money Making Mindset – 3 strategies for financial growth
Jan 03, 2024
14 II 9 Steps to Reduce Stress and Improve Financial Confidence - Budget Ready
Dec 25, 2023
13 II Christmas Valuable Treasure – Your Special Child is Born
Dec 22, 2023
12 II Worried About Running Out Of Money To Meet Ends? 6 Strategies For More Money In Your Pocket
Dec 19, 2023
11 II Start your New Year Right - Establish Priorities for Financial Success
Dec 13, 2023
10 II 3 Steps on How to Systemize Your Bill Pay – Use Online Bill Pay to Save Time and Money
Dec 08, 2023
9 II How to Enjoy Party Meals and not Gain Weight for Healthier You
Dec 03, 2023
8 II 7 Reasons to Ditch the Debt and Effectively Manage Money to Live Free with Special Needs
Nov 28, 2023
7 II 5 Steps On How To Create Basic Budget To Enjoy to Save Money while Raising Special Needs Child
Nov 24, 2023
6 II Are you thriving or surviving? Learn 5 steps about gaining financial peace for a wealthier you
Nov 21, 2023
5 II How to be Thankful on Thanksgiving Day with a Special Needs Child
Nov 18, 2023
4 II 4 Steps How to Use Credit Card to Pay Off Debt and Save Money Hassle Free
Nov 16, 2023
3 II Get Clarity in your Finances, Increase Your Cash Flow - Reduce Non Essential Expenses
Nov 13, 2023
2 II 8 tips on how to organize family celebrations shopping to save money, enjoy more and spend less
Oct 28, 2023
1 II From broke poor needy to life of fulfillment prosperity success financial freedom with disabled child
Oct 24, 2023