MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms

By Krista Naldjian

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Category: Self-Improvement

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Subscribers: 18
Reviews: 0
Episodes: 162

Description

The Go-to Podcast for Moms who want realistic strategies for paying off debt and building savings while raising kids.

Ready to finally break free from a never ending cycle of debt?

Have you ever felt like you should be farther along with your financial goals by now?

Are you tired of listening to advice from middle-aged money bros who simply don’t get what it’s like to try to raise a young family in today’s world?

There is a way you can feel just as excited to transfer money into your savings account as you do when you hit “add to cart.”

Hey! I’m Krista, the founder of Money Mindful Moms.

What makes this podcast different? I’m currently in the middle of my own 6-figure debt payoff. So I am right there with you, saving money, making money, and doing it all while carrying the mental (and financial) load of raising 3 kids.

I decided to stop believing I wasn’t capable of leading my family out of debt and started taking steps to pay off a mountain of debt on a modest income,without giving up special family experiences and I’m here to teach you everything I’ve learned about paying off debt, growing your income, and saving money as a busy mom.

Inside this podcast you will find:
-simple ways you can lighten the financial load of motherhood
-money mindset shifts for busy moms
-money myths that may be keeping you stuck
-and important conversations with other moms who are working on bettering themselves too

I believe YOU can be the hero for your family and there’s no time to waste!

Next steps:
Grab my FREE Debt Free Get Started Guide
subscribepage.io/K2tY2b

Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms

Episode Date
154. 3 Habits that are keeping you stuck in a cycle of overspending and what to do to break free from spending money you don't have
Sep 02, 2025
153. Here's what I'd do if I needed to bring in an extra $1,000 a month consistently
Aug 26, 2025
152. Saving money when you're already stretched thin? An honest conversation about money goals in 2025
Aug 19, 2025
151. Debt snowball vs. Debt avalanche- A debt payoff breakdown for beginners AND which plan I'm personally following
Aug 12, 2025
150. Feeling behind with money? Here's how to reset without the overwhelm
Aug 05, 2025
149. Summer Rewind Series Part 5- The #1 Reason why you make good money but have nothing to show for it (and how to change that)
Jul 29, 2025
"I wish I would have started this in my 20s... it feels too late for me."
Jul 25, 2025
148. Summer Rewind Series Part 4- You need a side hustle in 2025. How to pick an additional income stream when you have no idea where to start
Jul 22, 2025
147. Summer Rewind Series Part 3- Are you waiting to focus on your money goals? A quick pep talk on timing.
Jul 15, 2025
146. Summer Rewind Series Part 2- "How do I get my spouse on board with the budget?" A round up of my most frequently asked questions
Jul 08, 2025
145. Summer Rewind Series Part 1- Ask yourself these 3 questions to get clarity on HOW to increase your income
Jul 01, 2025
144. Don't forget about these 4 often overlooked back-to-school expenses
Jun 23, 2025
143. What you can do this week to make a debt payment, even when money is tight
Jun 17, 2025
142. 5 things I'm skipping to trim my summer budget
Jun 09, 2025
141. What do you actually want? Let’s chat about one shift I’ve seen in the last year from moms with money goals.
Jun 03, 2025
140. Ready to S.A.V.E. this summer? Join the Summer Savings Challenge!
May 27, 2025
139. So you paid off a credit card... now what? Mindset shifts to help you create a new normal and a debt-free lifestyle
May 20, 2025
138. Learn from my mistakes! 4 things I would do differently if I were starting over paying off debt
May 13, 2025
137. The Money Check-In You should do every month when you need to hit the reset button on your goals
May 06, 2025
136. Savvy Mom Series Part 5- Adding an income stream while working a 9-5 with Francheska from 9 to 5 Mom with a Pod
Apr 29, 2025
135. The Savvy Mom Series Part 4- Remote work 101. How to stand out with companies hiring for remote positions with Michelle from Virtual Work Studio
Apr 22, 2025
134. The Savvy Mom Series Part 3- Breaking down the steps to starting a small business (that doesn't take over your whole life) with Lizzie from Ambitious Mom
Apr 15, 2025
133. The Savvy Mom Series Part 2- When knowing what to do with your money isn't enough. Breaking free from a scarcity mindset with licensed therapist Angela Williams
Apr 08, 2025
132. The Savvy Mom Series- Is bankruptcy the best option for you? Answering your questions about bankruptcy with Attorney Alia Khan
Apr 01, 2025
131. Automating your finances- If you want to spend less time managing your money, here are 3 things I'd automate first
Mar 25, 2025
130. You need a side hustle in 2025. How to pick an additional income stream when you have no idea where to start
Mar 18, 2025
129. What you can do as a mom in an uncertain economy to feel more secure
Mar 11, 2025
128. Spring Break on a budget- Here are 3 things I would do now if I wanted to make the most of my family time this spring break without spending any money
Mar 04, 2025
127. Life updates- 3 Major expenses we have coming up this year and what we're doing to prepare
Feb 25, 2025
126. How do you learn to be "good with money" when it doesn't come naturally? A pep talk from Krista
Feb 18, 2025
125. A Money Management system for your kids. How to teach your kids good money habits at any age with Emily from Raising Little Millionaires
Feb 11, 2025
124. The Homestead Challenge- How incorporating some homesteading principles can save you money with Brittany Gibson
Feb 04, 2025
You're invited to the Money Mindful Moms Club! (and why you should consider joining us)
Jan 30, 2025
123. Are you waiting to focus on your money goals? A quick pep talk on timing.
Jan 28, 2025
122. 2025 Money Moves Series- Part 3: Breaking the cycle of overspending this year made simpler with community and accountability
Jan 21, 2025
121. 2025 Money Moves Series- Part 2: The #1 reason why you make good money but have nothing to show for it (and how to change that in 2025)
Jan 14, 2025
120. 2025 Money Moves Series- Part 1: Why you haven't been able to pay off your debt yet (and how to fix that in 2025)
Jan 07, 2025
119. Wrapping up 2024- My money wins and losses this year and what I'm changing up in 2025
Dec 31, 2024
7 Day No Spend Challenge starts tomorrow.... You in?
Dec 26, 2024
118. What we spent on Christmas this year. A peek inside our personal Holiday Season spending
Dec 24, 2024
117. A year end reflection. Check off these 4 things to get ready for your 2025 money goals.
Dec 17, 2024
116. Anticipating an income dip in 2025? 3 things you can do now to prepare for living on a lower income
Dec 10, 2024
115. 5 Totally FREE gifts you can give this year. Stay on budget while giving great gifts this Holiday Season
Dec 03, 2024
114. Are you unconsciously derailing your progress? My recent Aha Moment, plus how you can avoid the same trap and stay on track for your own debt payoff and money saving goals.
Nov 26, 2024
113. Steal my Black Friday Strategy to stay on budget and out of credit card debt this Holiday Season
Nov 19, 2024
112. "How do I get my spouse on board with the budget?" A round up of my most frequently asked questions
Nov 12, 2024
Having a humble Christmas this year? My invitation to join me in making this the best, most affordable Christmas yet!
Nov 07, 2024
111. So you want to pay cash this Christmas? 2 things to focus on to avoid backsliding on your money goals this time of year
Nov 05, 2024
110. #Kellen11- Honoring our sweet boy 11 years later
Oct 29, 2024
109. Navigating money goals when everything feels overwhelming. Should I press pause or power through?
Oct 22, 2024
108. Moms Making Money Series Part 4- The Money Mindful Moms Story- How you can turn a hobby into a business and some common missteps to avoid
Oct 15, 2024
107. Moms Making Money Series Part 3- Meet Natalie! A mom with a teaching background who shares what having your own franchise could look like
Oct 08, 2024
106. Moms Making Money Series Part 2- Meet Lex! A Mom of 5 who started a photography business with one camera and is now a sought after local photographer with a studio
Oct 01, 2024
105. Moms Making Money Series Part 1- Meet Lizzie! Homeschooling mom of 3 running a successful online business
Sep 24, 2024
104. Ask yourself these 3 questions to get clarity over HOW you can increase your income
Sep 17, 2024
103. 1 Year of the Money Mindful Moms Podcast! Listen for a quick boost of inspiration when you need it most!
Sep 10, 2024
102. 3 Expenses to plan ahead for in your September budget so you can pay cash instead of adding to your debt
Sep 03, 2024
Student Showcase: When debt payoff leads to big life change- Elizabeth's story.
Aug 29, 2024
101. Are you the Queen of "just enough?" Why this might be the one thing keeping you stuck in your money goals.
Aug 27, 2024
What would an extra $12K this year mean for your family? LISTEN ASAP!
Aug 22, 2024
100. 100 Episodes of the Money Mindful Moms Show! What I've learned from podcasting over these last 100 episodes and what's next for the show
Aug 20, 2024
99. "I wish I could pay off debt but I don't make enough money!" How I would coach someone through this as a money coach
Aug 15, 2024
98. "Budgets don't work for me." If budgets haven't worked for you in the past, try these small changes before you throw in the towel
Aug 13, 2024
97. See more money from your Network Marketing Business- 4 Common indicators for long term success in business - PART THREE
Aug 08, 2024
96. See more money from your Network Marketing Business- 3 money mistakes to avoid if you want to grow your business - PART TWO
Aug 06, 2024
95. See more money from your Network Marketing Business- How your money mindset might be what's holding you back from success in business- SERIES PART ONE
Aug 01, 2024
94. Get to your money goals faster by focusing on your grocery budget with special guest Rachel Coons
Jul 30, 2024
93. 3 Ways to prevent burnout on your way to becoming debt free
Jul 25, 2024
92. A Mid- Year reset for your money goals. It's not too late for 2024 to be your debt free year!
Jul 23, 2024
91. When should you start applying for college scholarships? Tips from scholarship coach Rockell Bartoli that will save you money on your child's college education
Jul 18, 2024
90. “I know I make plenty of money, where in the world is it all going?” You might not need a financial overhaul, just this simple mindset shift
Jul 16, 2024
89. 40 Trips around the sun! An update on my credit card debt free by 40 goal
Jul 11, 2024
88. Is money the only indicator of wealth? Meet one mom on a mission to help moms heal from the inside out
Jul 09, 2024
87. Summer Rewind Series- Got 10 minutes? Here are 5 things you can do to improve your finances in 10 minutes or less
Jul 04, 2024
86. Summer Rewind Series- How we found an extra $500 per month in our already tight budget
Jul 02, 2024
85. Summer Rewind Series- Meet 1 mom who has grown her successful business from home while homeschooling
Jun 27, 2024
84. Summer Rewind Series- Spending every paycheck as fast as it comes in?
Jun 25, 2024
"I'm not seeing money coming in from my business"- FREE WORKSHOP HAPPENING THIS THURSDAY
Jun 23, 2024
83. "Money Blindness?"- What will you look back on and cringe about when it comes to your finances?
Jun 20, 2024
82. 3 Tips for handling the changes to your budget during the summer when your kids are home from school
Jun 18, 2024
81. How to know when you've outgrown your budget (and what to do about it)
Jun 13, 2024
80. The side hustle I started last year that's helping us pay off our debt faster
Jun 11, 2024
79. What I wish more people understood about how to become wealthy (and the #1 piece of advice I'll give my kids)
Jun 06, 2024
78. LIVE Q&A Coaching on paying off a large amount of debt, mom guilt and money mindset
Jun 04, 2024
77. Avoiding the summer slump- 3 tips to help you stay on track for your goals during the summer months.
May 30, 2024
76. The Number 1 Reason you need to pay off your credit card debt ASAP (it's not what you think)
May 28, 2024
75. Googling "ways to make money online?" One thing I wish I knew before I pursued online side hustles.
May 23, 2024
74. How we're staying on track for our financial goals during the summer WITHOUT skipping out on fun family experiences. A peek into our summer plans.
May 21, 2024
73. Not motivated by the traditional definition of wealth? Here are 3 of my surprising motivators that I’m focusing on as we pay off over 6 figures of debt
May 16, 2024
72. Ready to start cooking at home to save money? Stock your pantry with these 8 things to get started with some cheap, easy meals
May 14, 2024
71. Hesitant to spend money on yourself as a mom? How to drop the guilt about spending money on yourself
May 09, 2024
70. Should I save first? Or pay off debt first? A step-by-step on navigating the beginning stages of your financial journey.
May 07, 2024
69. How to increase your income WITHOUT working more hours
May 02, 2024
68. Ditch the mom guilt! 4 Things you can do daily to connect with your kids while on a budget that costs nothing
Apr 30, 2024
67. Got 10 minutes? Here are 5 things you can do to improve your finances in just 10 minutes or less
Apr 25, 2024
66.Making your kid a millionaire by investing for them when they are little with Christy Lepley from Moms Who Invest.
Apr 23, 2024
65. "What is the 3 Days to $1K Challenge?" Answering all of your questions about the challenge that starts on April 29th.
Apr 18, 2024
64. 3 Questions to ask yourself if you want to increase the margin in your budget by $1,000 every month.
Apr 16, 2024
63. Summer Plans Start Now! 3 Steps To Take Now To Ensure Your Summer Vacation Fits Into Your Budget
Apr 11, 2024
62. A Budgeting Mistake You Could Be Making That Might Be Derailing Your Progress
Apr 09, 2024
61. 3 Reasons why your Credit Score matters, and 1 Really important reason you shouldn't give it so much weight; A Credit Score Conversation.
Apr 04, 2024
60. If I was getting a Tax Return, here's what I would do with it (an order of operations)
Apr 02, 2024
59. How We Found An Extra $500 A Month In Our Already Tight Budget. Save For When You Have One Of "Those Months."
Mar 28, 2024
58. Start a Side Hustle or Budget Better? Pros and Cons.
Mar 26, 2024
57. Pay Off Your Debt Without Sacrificing all of Your Family Time. Hear How to Make it Happen Inside of My Program!
Mar 21, 2024
56. From Paycheck to Paycheck and No Savings to Feeling Empowered By Money and a Solid Plan to Reach Her Goals- With Student Isabel
Mar 19, 2024
55. Want to be a Stay at Home Mom but finances are holding you back? Do these 2 things with your money to see if there may be a way you can make your SAHM dreams come true!
Mar 14, 2024
54. Spending every paycheck as fast as it comes in? 4 tips to set up a simple budget that isn't overwhleming
Mar 12, 2024
53. How you may be working harder, not smarter when it comes to your financial goals.
Mar 07, 2024
52. Struggling with how to "do it all" as a mom? 3 Practical ways you can implement rhythms in home and business from Alexis Greco
Mar 05, 2024
51. 10 Expenses you may not have thought of to have on your radar as your kids grow.
Feb 29, 2024
50. There's a new dating app exclusively for people with good credit. Is someone's credit score a deal breaker when it comes to dating?
Feb 27, 2024
49. When setbacks arise. How to handle the unexpected in your already tight budget.
Feb 22, 2024
48. A message to my fellow Over Achiever Mamas chasing big money goals this year.
Feb 20, 2024
47. Money & Relationships. 3 ways to make money conversations with your partner less stressful
Feb 15, 2024
46. These 4 items in your budget are what you should focus on FIRST if you want to get to your goal faster
Feb 13, 2024
45. Looking at work from home opportunities? Meet one mom who has started and grown her successful business and podcast from home while raising young kids.
Feb 08, 2024
44. Breaking down the challenge I completed in January that helped me 10x my results
Feb 06, 2024
43. How Moms can Master Money. Use the strengths you already have to help you pay off thousands of dollars of debt this year!
Feb 01, 2024
42. Feeling the pressure to keep up with the Joneses? 3 things you can do to tune out the noise while you're working on your financial goals
Jan 30, 2024
41."When should I make changes to my budget?"- 5 signs your budget might need to change.
Jan 25, 2024
40. My Credit Card Debt Free by 40 goal. Why you may need to be bold if you want to get your debt paid off
Jan 23, 2024
39. 3 Financial reasons you need a village as a mom. Plus, how to create one if you don't have one.
Jan 18, 2024
38. The problem with "Target Mom Culture"- How you may be impacting your kids' future money habits without even realizing it.
Jan 16, 2024
37. Let’s talk motivation (A pizza party motivation story) Why what’s motivating you might be the reason you’re NOT seeing lasting results
Jan 11, 2024
36. Where do I start? If you only have 5 minutes to do one thing for your finances, here’s what I would do
Jan 09, 2024
35. 2024 Money goals? 3 Mistakes people make in the New Year without even realizing it.
Jan 04, 2024
34. If you want to become debt free in 2024 (and stay debt free) try focusing on THIS instead of obsessing about the outcome
Jan 02, 2024
33. If you have a dream to start a business in 2024 you must do THIS first. Your 1st focus if you want to start a small side business, a big business, or anything in between
Dec 28, 2023
32. The BIGGEST mistake you might be making when setting your financial goals for 2024
Dec 26, 2023
31. Our Holiday Budget Breakdown. Unconventional things we did to save money this year. Did we stay on budget? What went well and what didn’t this year.
Dec 21, 2023
30. Non-Scale Victories (Money Edition) All the Money Wins I Experienced this Year
Dec 19, 2023
29. Holidays on a Budget Series Pt. 5- The Story of the Christmas Pack n Play. A Holiday message I want to leave you with
Dec 14, 2023
28. Holidays on a Budget Series Pt. 4- Traveling in style (and on budget)
Dec 12, 2023
27. Holidays on a Budget Series Pt. 3- Family Experiences. You don’t have to miss out on the magic of the season with your kids! Celebrate the season AND stay on budget.
Dec 07, 2023
26. Holidays on a Budget Series Pt. 2- Holiday Parties without blowing your budget
Dec 05, 2023
25. Holidays on a Budget series #1- Gifts
Nov 30, 2023
24. Living on 1 income? 3 things you MUST do if you’re a one income household
Nov 28, 2023
23. Gratitude. How one simple practice can shift your mindset (and your bank account)
Nov 23, 2023
22. Are you a crab or an orca?
Nov 21, 2023
21. How to budget when you don’t like budgeting. 5 things to change up to make budgeting work for you!
Nov 16, 2023
20. How to know when it’s time to add an income stream
Nov 14, 2023
19. Our debt story. How we ended up with 6 figures of debt.
Nov 09, 2023
18. The Holidays don’t have to break the bank this year. 5 Questions to ask yourself BEFORE you start planning to save you $$$
Nov 07, 2023
17. Taking a pay cut. What you should focus on if you’re heading into an income dip season (and how to prepare if you’re not there now)
Nov 02, 2023
16. A money myth that might be keeping you stuck
Oct 31, 2023
15. Paying for Peace: 3 unexpected things I pay for even on a tight budget (and how you might be making it harder on yourself by being too frugal)
Oct 26, 2023
14. Struggling with consistency? You may be missing this ONE thing
Oct 24, 2023
13. 4 things you can start doing to teach your kids good money habits even if you’re way off track with your own money goals
Oct 19, 2023
12. 15 years of marriage and money. What we’ve done well and what we’d have done differently with our finances.
Oct 17, 2023
11. Income- Your most powerful wealth building tool. START HERE if you want to bring in income for your family whether you’re a SAHM, WFHM, or work outside the home.
Oct 12, 2023
10. I missed my goal. The pep talk I gave myself that you might need to hear too
Oct 10, 2023
09. $0 saved for The Holidays? Put the credit cards down! There IS a way you can still have a debt free Christmas if you start now
Oct 05, 2023
08. Where are my spenders? 3 things you can do to go from spender to saver.
Oct 03, 2023
07. There may be a way you can make your next career move WITHOUT money being your #1 motivator
Sep 28, 2023
06. Should I invest in a coach? 3 questions to ask yourself before you invest.
Sep 26, 2023
05. 4 Things I would do differently if I were starting over paying off a LARGE amount of debt
Sep 21, 2023
04. How to embrace the financial season you’re in WITHOUT settling
Sep 19, 2023
03. Dating your spouse on a budget- 7 cheap or FREE date night ideas
Sep 18, 2023
02. Stuck in the ”in between”- What to do when you’re not broke, but not thriving either.
Sep 14, 2023
01. What is MONEY MINDFUL? Plus 3 ways you can become more money mindful TODAY!
Sep 14, 2023
Welcome to Money Mindful Moms!
Sep 08, 2023