Long Term Care Radio

By Brian Ott, RICP, CLTC

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Category: Investing

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Episodes: 183

Description

Long-Term Care Specialist, Brian Ott hosts a weekly show covering all aspects of long-term care.

Episode Date
Is Cash King
May 09, 2025
Who Can Be a Caregiver
May 02, 2025
Why Statistics Don’t Matter
Apr 25, 2025
Traditional vs Asset-Based 101
Apr 18, 2025
Tax Time
Apr 13, 2025
Bad Advice
Apr 04, 2025
Should You Keep Your Premium
Mar 28, 2025
Don’t Believe the Myth’s
Mar 23, 2025
When and Where
Mar 14, 2025
Life, Disability, and LTCi
Mar 07, 2025
Making Money on LTCi
Feb 28, 2025
Comparing Companies
Feb 21, 2025
Government Reality
Feb 14, 2025
Don’t Pay More for Less
Feb 08, 2025
Care Provider Options
Jan 31, 2025
Death Benefits, Cash Value and Surrender Value
Jan 27, 2025
Covered Services
Jan 16, 2025
Plan Design Options
Jan 10, 2025
Misconceptions
Jan 03, 2025
What Is Long-Term Care Insurance?
Dec 27, 2024
Traditional Rate Increases
Dec 20, 2024
Formal vs Informal Care
Dec 13, 2024
Understanding Benefits
Dec 06, 2024
Legacy is More Than Money
Nov 29, 2024
Family is Why
Nov 22, 2024
What is Underwriting
Nov 15, 2024
What Happens When You Go On Claim
Nov 08, 2024
Where to Start
Nov 01, 2024
Taxes and LTC
Oct 25, 2024
LTC Survey
Oct 18, 2024
The Walmart Effect
Oct 11, 2024
Reallocating Income
Oct 04, 2024
It Wasn’t Medicare
Sep 27, 2024
Common and Uncommon Features
Sep 20, 2024
What is the Best Plan
Sep 13, 2024
Divorce and Second Marriages
Sep 06, 2024
Small Plans Matter
Aug 30, 2024
It’s Your Money
Aug 23, 2024
Other Benefits
Aug 16, 2024
Tax Deferral and LTC
Aug 09, 2024
Home Care vs Facility
Aug 02, 2024
Biggest Mistakes
Jul 25, 2024
Old Plans vs New
Jul 19, 2024
What is LTC?
Jul 12, 2024
No Legal Protection
Jul 05, 2024
Policy Stacking
Jul 01, 2024
Annuities and LTC
Jun 21, 2024
Does Every Birthday Count?
Jun 13, 2024
Plan Funding Options
Jun 09, 2024
I Want My Money Back
May 30, 2024
Hidden Costs
May 24, 2024
How Much in Your Bucket
May 17, 2024
When Does It Make Sense To Self-Insure?
May 09, 2024
Policy Questions
May 02, 2024
Using Required Providers at Claim Time?
Apr 26, 2024
Why The Affluent Want LTCI
Apr 19, 2024
What your Savings Can’t Do for you!
Apr 11, 2024
When Your Spouse Can't Get Coverage
Apr 04, 2024
Advantages of LTCi
Mar 28, 2024
Using Life Insurance for LTC
Mar 21, 2024
What and Where
Mar 15, 2024
IRS and LTC
Mar 07, 2024
Return of Premium
Feb 29, 2024
Misconceptions
Feb 22, 2024
Pay Now or Over Time
Feb 15, 2024
Why Your Advisors is Wrong
Feb 08, 2024
Reimbursement vs. Cash
Feb 02, 2024
Estate Planning and LTC
Jan 25, 2024
Don’t Assume
Jan 19, 2024
Skeptic, Gullible, Educated.
Jan 12, 2024
Medicare
Jan 05, 2024
Hidden Costs
Jan 02, 2024
Why We End Up In Care
Dec 22, 2023
What and How
Dec 15, 2023
Beware of Scare Articles
Dec 07, 2023
It's a Caravan not a Pickup
Dec 01, 2023
Not About Money
Nov 22, 2023
Popular Funding Options
Nov 16, 2023
One Doctor Visit Away
Nov 09, 2023
Estate Planning and Long-Term Care
Nov 02, 2023
Income versus Assets
Oct 27, 2023
How do Asset-Based plans really work?
Oct 20, 2023
What about Medicare, Medicaid, and the VA?
Oct 13, 2023
Top Three Plans
Oct 05, 2023
Avoid Rate Increases
Sep 30, 2023
Plans Aren't The Same
Sep 15, 2023
When Zero ROI is Good
Sep 08, 2023
Too Expensive
Aug 30, 2023
Premium Increases
Aug 25, 2023
Protecting Special Needs Children
Aug 17, 2023
Using Insurance to Pay Family
Aug 10, 2023
Whose Money is Your Money?
Aug 02, 2023
Cost of Waiting
Jul 25, 2023
Top Three Plans
Jul 21, 2023
Reasons to Look Into Planning
Jul 14, 2023
Long-Term Care Basics
Jul 07, 2023
Staying Independent
Jun 30, 2023
Design Considerations
Jun 23, 2023
Why G.E.T.?
Jun 16, 2023
Live On, Leave On, Move On
Jun 09, 2023
Adding Coverage to an Existing Plan
Jun 02, 2023
Buying a Plan for Family
May 26, 2023
Getting More Back Than You Put In
May 18, 2023
Funding with Retirement Accounts
May 12, 2023
Reason People Don't Plan
May 05, 2023
No Free Lunches
Apr 28, 2023
Tax Advantages of a LTCi
Apr 21, 2023
Leverage and Efficiency
Apr 14, 2023
Medicare and Long-Term Care
Apr 07, 2023
Don't Buy Price
Mar 31, 2023
Know What You're Buying
Mar 24, 2023
Why Asset-Based Plans Work
Mar 17, 2023
Watch Out for Inflation
Mar 10, 2023
Supplement Your Income
Mar 03, 2023
Real Claims Experience
Feb 24, 2023
Managing Your Claim
Feb 17, 2023
Avoid Facility Policies
Feb 10, 2023
Funding Options
Feb 03, 2023
Taxes in Retirement
Jan 27, 2023
Liquidity and Guarantees
Jan 20, 2023
Vegas and Insurance
Jan 13, 2023
January 7, 2023
Jan 06, 2023
12-31-22
Dec 30, 2022
December 24, 2022
Dec 27, 2022
Traditional Plans
Dec 16, 2022
De-Risk with Insurance
Dec 09, 2022
Know What You Are Getting
Dec 02, 2022
Savings and LTC
Nov 22, 2022
Claim Time
Nov 18, 2022
5 Misconceptions
Nov 11, 2022
LTC Awareness Month
Nov 07, 2022
Picking the Right Plan
Oct 28, 2022
Not A Nursing Home
Oct 21, 2022
Repositioning Assets
Oct 14, 2022
Long Term Care Myths
Oct 07, 2022
Paying Family
Sep 30, 2022
Savings, Inventing, Insurance
Sep 20, 2022
Too Good To Be True
Sep 16, 2022
Lifetime Benefits
Sep 09, 2022
State Partnership
Sep 01, 2022
Understanding the Process
Aug 26, 2022
Is mandatory care the answer?
Aug 18, 2022
Medicare and Medicaid
Aug 11, 2022
Hidden Costs
Aug 04, 2022
Three Unique Funding Options
Jul 29, 2022
How Claims Work
Jul 22, 2022
Funding Options and Riders
Jul 14, 2022
What is Long-Term Care?
Jul 01, 2022
Life Insurance and Long-Term Care
Jun 22, 2022
When Should I Plan
Jun 16, 2022
Uninsured Consequences
Jun 10, 2022
Deducting Premiums
Jun 02, 2022
Funding Options -- 1
May 27, 2022
Why Gurantees Work
May 20, 2022
Aging in Place
May 13, 2022
When Insurance Doesn't Make Sense
May 06, 2022
All You Can Eat
Apr 29, 2022
Paying Family Members
Apr 21, 2022
Current Trends
Apr 15, 2022
Plans for Larger Estates
Apr 07, 2022
Plans for Smaller Estates
Apr 01, 2022
Avoiding the Nursing Home
Mar 29, 2022
If You Can't Get Coverage
Mar 10, 2022
Key Design Elements
Mar 04, 2022
Asset-Based Plans
Feb 25, 2022
Cost of Care
Feb 18, 2022
When Coverage Runs Out
Feb 11, 2022
Application Process
Feb 04, 2022
Risk Tolerance
Jan 26, 2022
How Much Do You Need?
Jan 21, 2022
January 15, 2022
Jan 14, 2022
The Basics
Jan 07, 2022
2021 Recap
Dec 31, 2021
My Story
Dec 21, 2021
Medical insurance versus Long-Term Care
Dec 17, 2021
Government or Private Pay
Dec 10, 2021
Who's Going to Pay?
Dec 02, 2021
Claims Process
Nov 10, 2021
November 6, 2021
Nov 04, 2021
October 30, 2021
Oct 28, 2021
Advantages of having a plan
Oct 21, 2021
The Right Amount
Oct 14, 2021
Savings Based Plans
Oct 07, 2021