The Vault with Financielle

By Financielle

Listen to a podcast, please open Podcast Republic app. Available on Google Play Store and Apple App Store.

Image by Financielle

Category: Society & Culture

Open in Apple Podcasts


Open RSS feed


Open Website


Rate for this podcast

Subscribers: 4
Reviews: 0
Episodes: 153

Description

Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.

Episode Date
“I Want to Go Self-Employed — But I'm Terrified of Getting the Money Wrong” | The Vault Episode 119
Jun 04, 2026
“My Friends Split Everything 50/50 — But We Don't All Earn the Same” | The Vault Episode 118
May 28, 2026
"I've Been Lying to My Partner About My Salary for Three Years” | The Vault Episode 117
May 21, 2026
"I'm Earning More Than Ever But I Have Nothing to Show for It" | The Vault Episode 116
May 14, 2026
“I’m Hiding £8,000 of Debt From My Partner…” | The Vault Episode 115
May 07, 2026
“I Finally Got My Finances Together… Now I Want to Quit My Job” | The Vault Episode 114
Apr 30, 2026
"Is It Too Late to Start Investing?” | The Vault Episode 113
Apr 23, 2026
“My Husband Secretly Saved Thousands… Should I Be Furious?” | The Vault Episode 112
Apr 16, 2026
Introducing The Vault with Financielle!
Apr 09, 2026
“Should I Move Back to London If It Slows My Investing?” | The Vault Episode 111
Apr 09, 2026
“Was This My Worst Money Decision Yet?” | The Vault Episode 110
Apr 02, 2026
“Should I Use My Inheritance to Clear Debt?” | The Vault Episode 109
Mar 26, 2026
“Should I Leave Everything To My Partner?” (Legacy Week Special) | The Vault Episode 108
Mar 19, 2026
“Should we reduce our mortgage term or keep investing?” | The Vault Episode 107
Mar 16, 2026
“My partner left and I’m £37,000 in credit card debt” | The Vault Episode 106
Mar 05, 2026
“Should I Pay Off My High-Interest Loan First — Or Save Instead?” | The Vault Episode 105
Feb 26, 2026
“I Sacrificed My Career for Our Family — Now I’m Being Punished for It” | The Vault Episode 104
Feb 19, 2026
“My Husband Earns More… So Why Am I the One in Debt?” | The Vault Episode 103
Feb 12, 2026
“Debt-Free vs Moving Abroad: Which Comes First?” | The Vault Episode 102
Feb 05, 2026
“Should I Sacrifice My Mental Health to Save Money?” | The Vault Episode 101
Jan 29, 2026
“I’m Trapped in My Overdraft After 20 Years” | The Vault Episode 100
Jan 22, 2026
"Do I Blow Three Months of Savings… or Risk Family Drama?" | The Vault Episode 99
Jan 15, 2026
“My Boyfriend Used Me for £3,000… What Do I Do Now?” | The Vault Episode 98
Jan 08, 2026
UNLOCKED: Modelling Your 2026 Money Goals – Real Plans, Real Numbers
Jan 05, 2026
NYE Chaos: Confessions, Goals & What to Do Next With Your Money | The Vault Episode 97
Dec 31, 2025
UNLOCKED: Goal Setting – How to Track Your Way to a 2026 Glow Up
Dec 29, 2025
“We’ve overspent this Christmas” & How to Reset for 2026 | The Vault Episode 96
Dec 24, 2025
UNLOCKED: Ready for the Year Ahead – The Most Underrated Money Habit
Dec 22, 2025
“Should I Use Child Benefits For My Debts?” | The Vault Episode 95
Dec 18, 2025
UNLOCKED: Reset & Rebuild – How to Create a Budget You’ll Actually Stick To
Dec 15, 2025
“Do I Still Need My F**k-Off Fund?” | The Vault Episode 94
Dec 11, 2025
UNLOCKED: How Looking Back at Your Money Habits Can Set You Up for Success
Dec 08, 2025
"I’m Scared To Move In With My New Partner" | The Vault Episode 93
Dec 04, 2025
Where to Start with Investing | The Vault Episode 92
Nov 27, 2025
"Should I Invest in my pension or property?" | The Vault Episode 91
Nov 20, 2025
“15 People to Buy For… and I’m Still Paying Off Debt” | The Vault Episode 90
Nov 13, 2025
“Rebuilding My Finances From Scratch After Losing My Job” | The Vault Episode 89
Nov 06, 2025
The Debt That Rose From the Dead | The Vault Episode 88
Oct 30, 2025
“I’m Changing Careers — But I’m Sad About Slowing Down My Money Goals” | The Vault Episode 87
Oct 22, 2025
“10 Days Until Payday and Nothing to Fall Back On” | The Vault Episode 86
Oct 15, 2025
A BIG ANNOUNCEMENT & “Is Wedding Debt Really Worth It?”| The Vault Episode 85
Oct 08, 2025
How Do We Keep Things Fair in Our Blended Family? | The Vault Episode 84
Oct 01, 2025
“My Boyfriend Spent £6,000 on OnlyFans” | The Vault Episode 83
Sep 24, 2025
”I earn more than my boyfriend and it’s starting to cause tension…” | The Vault Episode 82
Sep 17, 2025
”I’m an Accountant… and I’m Drowning in Debt” | The Vault Episode 81
Sep 10, 2025
”I’m £15k in Debt and Hiding It from My Husband” | The Vault Episode 80
Sep 03, 2025
“I Said Yes. He Still Asked My Husband.” | The Vault Episode 79
Aug 27, 2025
“Do I Stay in a Toxic Job for a Big Payoff?” | The Vault Episode 78
Aug 20, 2025
“Am I being pushed into the family business?” | The Vault Episode 77
Aug 13, 2025
“I Said I’d Help Plan the Hen Do, Not Pay for It” | The Vault Episode 76
Aug 06, 2025
“I Panicked And Bought A House” | The Vault Episode 75
Jul 30, 2025
"He Has No Savings, I Have £50k - Should We Still Buy a House Together?” | The Vault Episode 74
Jul 23, 2025
“Why Can’t I Just Enjoy My Pay Rise?” | The Vault Episode 73
Jul 16, 2025
Save Money or Travel the World? | The Vault Episode 72
Jul 09, 2025
“I’m Great With Money… For 5 Days a Month” | The Vault Episode 71
Jul 02, 2025
Tips to Handle Money at Uni (Without the Stress)
Jun 30, 2025
If Your Partner Won’t Talk Money… RUN | The Vault Episode 70
Jun 25, 2025
Your First Month Without Credit: Survive + Thrive | The Vault Episode 69
Jun 18, 2025
"I’m Earning More Than Ever… So Why Am I Still Broke?" | The Vault Episode 68
Jun 11, 2025
UNLOCKED: Self-employed and behind, credit score warnings and balance transfers
Jun 08, 2025
"I Have My Emergency Fund… What Now?" | The Vault Episode 67
Jun 04, 2025
UNLOCKED: "Should we be getting married?" PLUS how to make a billion
Jun 02, 2025
We’re Saving for a House… But He’s in Denial About His Debt | The Vault Episode 66
May 28, 2025
UNLOCKED: Why you're overthinking pensions, PLUS how to retire early
May 25, 2025
"Is My Boyfriend Taking Advantage of Me Financially?" | The Vault Episode 65
May 21, 2025
UNLOCKED: premium bonds, debt free journeys and we got a follow up!
May 19, 2025
“Do I Really Need an Emergency Fund?” | The Vault Episode 64
May 14, 2025
UNLOCKED: Unhinged + feral money hacks, plus an engagement and a baby!
May 11, 2025
“My Boyfriend’s Unemployed and I’m Spiralling” | The Vault Episode 63
May 07, 2025
Unlocked: Cheap Dates + Mini Q&A
May 04, 2025
“What Should I Do With My Bonus?” | The Vault Episode 62
Apr 30, 2025
UNLOCKED: Debt free journey shout outs
Apr 27, 2025
“Should I Be Able to Manage My Money by Now?” | The Vault Episode 61
Apr 23, 2025
UNLOCKED: Life Admin, Net Worth and Credit Scores —Your Questions Answered
Apr 20, 2025
"Am I Allowed to Take a Break from My Debt Payoff Journey?” | The Vault Episode 60
Apr 16, 2025
UNLOCKED: Should I Still Be Investing?! (After This Week’s Madness)
Apr 13, 2025
”Are Holidays the New Car Finance?” + How to Travel Debt-Free | The Vault Episode 59
Apr 09, 2025
UNLOCKED: Managing Money with a Neurodivergent Brain (ADHD, Autism & More)
Apr 07, 2025
“My Sister’s Hen Do Could Put Me in Debt!” | The Vault Episode 58
Apr 02, 2025
UNLOCKED: Money Talk, Mum Guilt & Pensions—Your Questions Answered
Mar 31, 2025
“I Feel Like I’ve Wasted My 20s!” | The Vault Episode 57
Mar 27, 2025
UNLOCKED: Debt Shame Is Keeping You Stuck—Here’s How to Overcome It
Mar 24, 2025
“My Kids Are Costing Me the Earth!” — How to Stop Impulse Buying | The Vault Episode 56
Mar 20, 2025
UNLOCKED: The Truth About Property Investment
Mar 17, 2025
"I'm a London Shopaholic in the Trenches!" | The Vault Episode 55
Mar 13, 2025
UNLOCKED: Your Money Questions Answered: Life Insurance, Buying a Home & Paying Off Debt
Mar 10, 2025
Don't Risk Your Family: Why You NEED a Will (Legacy Week Special) | The Vault Episode 54
Mar 06, 2025
UNLOCKED: The #1 Money Mistake? Not Protecting Yourself
Mar 03, 2025
Saving vs Investing, Flatmate Drama & Reframing Job Loss | The Vault Episode 53
Feb 27, 2025
UNLOCKED: Money Guilt, Debt & Budgeting—Your Questions Answered
Feb 24, 2025
Save for the Future or Enjoy Life Now? | The Vault Episode 52
Feb 20, 2025
UNLOCKED: How to Budget When You're Self-Employed (Or Your Income Is Unpredictable!)
Feb 17, 2025
The Pink Tax & What To Do With Savings | The Vault Episode 51
Feb 13, 2025
UNLOCKED: How to Stop Impulse Spending & Save More Money
Feb 10, 2025
Is Valentine’s Day A Scam? + Getting Married For Practical Reasons | The Vault Episode 50
Feb 06, 2025
UNLOCKED: Why Investing Isn’t Scary—And Why You Need to Start Now
Feb 03, 2025
Early Retirement And Guilt-Free Spending | The Vault Episode 49
Jan 30, 2025
UNLOCKED: Why Everyone Should Track Their Net Worth (Not Just the Rich)
Jan 27, 2025
The Truth About Budgeting, Downsizing, And Lending Money | The Vault Episode 48
Jan 23, 2025
UNLOCKED: Why You’re Sh*t at Saving Money (And How to Fix It)
Jan 20, 2025
“£60K Debt And My Boyfriend Won’t Accept Help” | The Vault Episode 47
Jan 16, 2025
UNLOCKED: Why Debt Is Holding You Back
Jan 13, 2025
"They Promised A Pay Rise But I’m Still Underpaid” | The Vault Episode 46
Jan 09, 2025
UNLOCKED: How to Set Money Goals You Will REACH!
Jan 06, 2025
Can You Build Wealth Without A High Income? | The Vault Episode 45
Jan 02, 2025
UNLOCKED: How To ACTUALLY Budget - A Step By Step Guide
Dec 30, 2024
2025: The Year We Get Money Right | The Vault Episode 44
Dec 26, 2024
UNLOCKED: The Secret To Managing Money As A Couple
Dec 23, 2024
Spoiler: Cutting Out Coffees Won’t Make You Rich | The Vault Episode 43
Dec 19, 2024
UNLOCKED: The Dark Side Of 'Buy Now Pay Later' & Overconsumption
Dec 16, 2024
How To Get Out Of ‘F*ck It’ Mode | The Vault Episode 42
Dec 12, 2024
UNLOCKED: The Financielle Method
Dec 09, 2024
"I Feel Behind With Money Compared To My Family & Friends” | The Vault Episode 41
Dec 05, 2024
Sinking Funds vs Savings - What’s The Difference? | The Vault Episode 40
Nov 28, 2024
“I've Been Hiding £17,000 Of Debt Since We Started Dating” | The Vault Episode 39
Nov 21, 2024
How To Escape Car Finance & Start Saving Money | The Vault Episode 38
Nov 14, 2024
Luxury Items, Setting Boundaries and Life-Changing Money | The Vault Episode 37
Nov 07, 2024
"How Do I Financially Recover From My Breakup?” | The Vault Episode 36
Oct 31, 2024
Managing Money With ADHD | The Vault Episode 35
Oct 23, 2024
“I’m Too Busy To Save Money” | The Vault Episode 34
Oct 16, 2024
Should I Pay Off My Ex’s Debt? | The Vault Episode 33
Oct 09, 2024
“My Male Colleagues Got Payrises, But I Didn’t” | The Vault Episode 32
Oct 02, 2024
“He Earns More, But We Pay 50:50” | The Vault Episode 31
Sep 25, 2024
“I Was Forced To Spend My Savings” | The Vault Episode 30
Sep 18, 2024
How to Save for Christmas, Travel, and Become Debt-Free | The Vault Episode 29
Sep 11, 2024
How To Feel Financially Free | The Vault Episode 28
Sep 04, 2024
🔥FIRE🔥: Financial Independence, Retire Early | The Vault Episode 27
Aug 28, 2024
Should Couples Combine Finances? | The Vault Episode 26
Aug 21, 2024
The Truth About Mortgages, Financial Freedom and Sibling Rivalry | The Vault Episode 25
Aug 14, 2024
Help! I’m Financially Tied To My Ex | The Vault Episode 24
Aug 07, 2024
I Suddenly Have Money - What Should I Do? | The Vault Episode 23
Jul 31, 2024
Should I Use My Savings To Clear My Debt? | The Vault Episode 22
Jul 24, 2024
How To Avoid Arguing About Money | The Vault Episode 21
Jul 18, 2024
Should My Husband Stop Lending Money to His Parents? | The Vault Episode 20
Jul 10, 2024
“I’m Addicted To Buy Now, Pay Later” - How To Manage Debt And Ditch Side Hustles | The Vault Episode 19
Jul 03, 2024
How To Stop Comparing Yourself | The Vault Episode 18
Jun 26, 2024
How To Handle Jealous Friends | The Vault Episode 17
Jun 19, 2024
£90K Debt At 56! How Do I Feel Better About Money? | The Vault Episode 16
Jun 12, 2024
My Parents Are £50,000 In Debt! How Do I Help?! | The Vault Episode 15
Jun 05, 2024
The Credit Card Ick | The Vault Episode 14
May 29, 2024
We Can't Afford To Have Kids | The Vault Episode 13
May 22, 2024
How To Ditch Debt And Break Free | The Vault Episode 12
May 15, 2024
Being Frugal Won't Make You Rich | The Vault Episode 11
May 08, 2024
Credit Scores Are BULLSH*T! | The Vault Episode 10
May 01, 2024
Pyramid Schemes TARGET WOMEN | The Vault Episode 9
Apr 24, 2024
Save Now, Buy Later | The Vault Episode 8
Apr 18, 2024
How Do I Stop Spending Money?! | The Vault Episode 7
Apr 11, 2024
My Boyfriend Has A 'Get Out' Fund | The Vault Episode 6
Apr 04, 2024
No one is coming | The Vault Episode 5
Mar 28, 2024
I can't afford to be a bridesmaid | The Vault Episode 4
Mar 21, 2024
My best friend is a leech | The Vault Episode 3
Mar 14, 2024
100k? I want the RECEIPTS! | The Vault Episode 2
Mar 07, 2024
Am I his Sugar Momma? | The Vault Episode 1
Feb 29, 2024