That Home Loan Hub

By Zebunisso Alimova

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Category: Investing

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Episodes: 280

Description

Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends. 

Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of property together!


Episode Date
Why A $7,000 Deposit Can Be Enough
Jun 11, 2026
Stop Using RV To Price Your Offer
Jun 10, 2026
Offer Smarter In The NZ Property Market
Jun 10, 2026
From Bagpipes To Boardrooms With James Laughlin
Jun 03, 2026
A Proper Builder's Report Can Save You From Hidden Leaks And Costly Repairs
Jun 02, 2026
Courage As A Leadership Skill - Kaila Colbin
Jun 02, 2026
Insurance Planning Keeps Your Kids Secure When Work Stops
Jun 01, 2026
A New Insurance Tool Uses Your Face To Predict Health Risks
May 31, 2026
Divorce And Insurance Ownership In New Zealand
May 30, 2026
Why Cheap Life Insurance Gets Expensive Later
May 29, 2026
ACC Won’t Pay For Your Cancer Scare
May 28, 2026
How To Choose The Right KiwiSaver Fund For Your Life Stage
May 23, 2026
Real Mortgage Case Studies With Quick Wins
May 22, 2026
Five Percent Deposits In New Zealand
May 21, 2026
OCR Versus Swap Rates And What Actually Shifts Your Mortgage Rate
May 20, 2026
The Five Details Agents Need Before They Draft Your Offer
May 12, 2026
What “Unless Sold Prior” Really Means In New Zealand Property Sales
May 11, 2026
Your First Two Weeks After Buying A Home
May 09, 2026
Professional Home Staging Versus DIY When Selling In New Zealand
May 08, 2026
An Eight Year Old’s Guide To Earning And Saving
Apr 19, 2026
Money Talk With A 10-Year-Old
Apr 18, 2026
A Mum Asks Her Daughter What Money Is
Apr 17, 2026
Choose A Mortgage Advisor Like You Choose An Uber Driver
Apr 15, 2026
The State Of The Nation For Home Buyers And Investors
Apr 14, 2026
ACC CoverPlus Extra: The Sneaky Trap And The Direct Debit Fix
Apr 13, 2026
What A Financial Advice Conference Reveals About KiwiSaver And Client Care
Apr 12, 2026
How Workplace Group Cover Helps You Get Insured Without Medical Questions
Apr 11, 2026
EVs, Petrol Panic, And The True Cost Of Going Electric
Apr 10, 2026
How To Cut Insurance Costs Without Losing Protection
Apr 09, 2026
OCR And Mortgage Rates In Plain English
Apr 08, 2026
Interest Rates Are Dropping So Of Course It Gets Complicated
Mar 26, 2026
A Free NZ Retirement Seminar With Real-World Options
Mar 25, 2026
Interest Rates Right Now
Mar 24, 2026
Retirement Planning And First Home Buying Guidance In One Night
Mar 23, 2026
How To Buy Your First Home With Multiple Loans
Mar 22, 2026
What To Do When Your KiwiSaver Drops Before Buying A Home
Mar 21, 2026
A Practical Guide To Using Home Equity To Top Up Retirement Income In New Zealand
Mar 20, 2026
What If New Zealand Super Runs Out
Mar 19, 2026
A 160km Charity Ride Around Lake Taupō
Mar 18, 2026
Retirement Planning And First Home Buying Seminars In Kapiti
Mar 17, 2026
A 160km Charity Ride Around Lake Taupo
Mar 15, 2026
Keep Contributing To KiwiSaver After Buying
Mar 14, 2026
A Reverse Mortgage Can Top Up Your Pension Without A Big Lump Sum
Mar 13, 2026
Retirement Planning And First-Home Buying Help In One Night
Mar 12, 2026
From Banker To Advocate: Megan Love On Real Estate With Humanity
Mar 07, 2026
What An Escape Clause Really Means For Your Offer
Mar 06, 2026
You Can Build A Wardrobe And Home You Love While Spending Less
Mar 05, 2026
Learn How Strategic Colour Can Save Money, Boost Confidence, And Transform Your Home
Mar 04, 2026
How To Sell Your House When You Have Pets
Mar 03, 2026
A Real Estate Journey Built On Service, Family, And Heart
Mar 02, 2026
How Older Homeowners Can Refinance And Thrive
Feb 27, 2026
Financing Mum’s Renovation Without Risking The Family Home
Feb 26, 2026
Design Less Room, Gain More Life
Feb 25, 2026
How Smart Infill Subdivisions Protect Value And Neighbours
Feb 24, 2026
How To Prepare A Winning First-Home Loan Application In New Zealand
Feb 23, 2026
How To Subdivide A Tiny Section Without Ruining The Street
Feb 23, 2026
Builders and lim reports and what you should be looking at in them
Feb 10, 2026
Banks Treat Lifestyle Properties And Small Apartments Differently, And Your Deposit Might Not Cut It
Feb 09, 2026
From Fixer-Upper To Turnkey To Full Build: What First-Home Buyers Need To Know
Feb 08, 2026
How do mortgage broker commissions work in New Zealand?
Feb 07, 2026
Most advisors have access to the same banks and facilities so what separates a good one from a bad one.
Feb 06, 2026
What documentation do I need to apply for an investment property loan in New Zealand?
Feb 05, 2026
When Couples Should Merge Money And How
Feb 04, 2026
Love Is Blind Until The Bank Calls
Feb 02, 2026
When To Join Bank Accounts And When To Split Them
Feb 01, 2026
Why Fixed Mortgage Terms Might Matter More Than You Think Right Now
Jan 31, 2026
Why Paying Off Defaults Fast Matters For Your Credit
Jan 30, 2026
From Fixed Costs To Freedom: A Beginner’s Guide To Budgeting
Jan 29, 2026
Retirement Plans Begin With A Will
Jan 28, 2026
Why Banks Set Priority Amounts On Home Loans
Jan 27, 2026
How A Monthly Net Worth Check Builds Financial Confidence
Jan 26, 2026
Budgeting Without Tears: Yes, You Can Still Have Takeaways
Jan 18, 2026
Net Worth, Made Simple In 2026
Jan 17, 2026
When To Merge Money And When To Split
Jan 16, 2026
From Job Loss To Financial Reset: Restructuring Your Home Loan
Jan 15, 2026
Smart Moves To Keep Insurance Affordable
Jan 14, 2026
How Early Habits And KiwiSaver Build A Future You Control
Jan 13, 2026
A Cardiac Arrest Changed How We Think About Insurance
Jan 12, 2026
Equity To Rentals: A Clear Path For First‑Timers
Jan 11, 2026
Stop Scaring The Bank: Save, Settle, Sort Your Stuff
Jan 10, 2026
Unlocking Home Equity In Your 70s
Jan 09, 2026
From KiwiSaver To Car Loans: Hard Lessons And Smart Moves
Jan 08, 2026
Why Social Media And AI Can’t Replace A Licensed Insurance Adviser
Jan 06, 2026
Why We Insure Phones But Not Ourselves: Understanding Visibility Bias In Insurance
Jan 05, 2026
Saving A Family Home Purchase
Jan 01, 2026
What I Learned Guiding Clients To Their First Home
Dec 31, 2025
When Gifted Equity Counts As Deposit
Dec 30, 2025
Holiday Homebuying: What Changes In December
Dec 29, 2025
How A Three-Week Refinance Offer Overheated The Banks
Dec 26, 2025
Santa Brought A Rate Rise And A Headache
Dec 25, 2025
From OCR Swings To Smart Mortgages: A 2025 Property Recap
Dec 24, 2025
How To Choose An Investment Fund You Can Sleep With At Night
Dec 22, 2025
Choosing Between Property And Managed Funds In New Zealand
Dec 21, 2025
How To Choose A Better KiwiSaver Provider
Dec 20, 2025
Choosing Between Shares, Index Funds, And Managed Portfolios For Real Goals
Dec 19, 2025
From Five Dollars To A Future: How Tiny Investments Build Wealth
Dec 18, 2025
From Side Hustle To Studio Homes
Dec 17, 2025
Budget Hacks For Smarter Renovations
Dec 16, 2025
EQC Claims, LIM Surprises, And Getting A Mortgage In New Zealand
Dec 15, 2025
From Sales Plans To Smart Homes: The Real Value Of An Architect
Dec 14, 2025
Reverse Mortgages, Explained Clearly
Dec 13, 2025
How Planning Ahead Eases Grief For The Ones You Love
Dec 12, 2025
AI, Architecture, And The Human Touch
Dec 11, 2025
How A Tiny Wellington House Became A Smart, Award-Winning Home
Dec 10, 2025
OCR Outlook And Your Mortgage Now
Dec 09, 2025
How To Navigate Mortgage Stress And Debt With A Clear Plan
Nov 27, 2025
Credit Defaults, Wrongly Lodged
Nov 26, 2025
Why Switching Banks Now Could Put Thousands In Your Pocket
Nov 26, 2025
OCR Preview: Will Rates Finally Ease?
Nov 25, 2025
How NZ Pension And Australia’s Super Stack Up For Your Future
Nov 23, 2025
From Loss To Long-Term Security: A Guide For Young Widows Managing Life Insurance
Nov 22, 2025
Banks Read Your Power Bill, So Maybe Don’t Bounce It
Nov 21, 2025
What A 2027 Capital Gains Tax Could Mean For Buyers, Renters, And Investors
Nov 20, 2025
OCR Call: Why A 0.25 Cut Matters Now
Nov 19, 2025
How To Buy Your Parents’ House With Gifted Equity
Nov 18, 2025
From Separation To Settlement: A First-Home Journey That Changed A Family’s Future
Nov 17, 2025
Why KiwiSaver Balances Make It Easier To Buy Your First Home Now
Nov 15, 2025
Three Smart Money Moves After Buying Your First Home
Nov 14, 2025
How A Blended Kiwi Family Bought A First Home In Their 60s
Nov 09, 2025
Healthy Habits On A Budget
Nov 08, 2025
Council Rates Can’t Be Fixed, But Your Mortgage Can
Nov 07, 2025
My Shares Doubled And All I Got Was A New Kitchen
Nov 06, 2025
How NZ Retirement Villages Signal The Next Housing Cycle
Nov 05, 2025
How The Right Insurance Turned A Crisis Into A Lifeline For A Young Family;
Oct 30, 2025
Clear Medical Disclosure Today Prevents Heartache Tomorrow
Oct 29, 2025
Should You Buy A Home Privately? Clear Pros, Hidden Risks, And Smarter Steps
Oct 28, 2025
Flood Risk, Insurance Pullbacks, And First-Home Lending On New Zealand’s West Coast
Oct 27, 2025
From First Keys To Forever Home: Choosing Practicality Over Perks
Oct 26, 2025
What Banks Really Check When You Build A House
Oct 24, 2025
From nursing to finance: Elizabeth Moloney Geany on building confident, custom money plans for women and families
Oct 16, 2025
Names, Numbers, Dates: First-Home S&P Basics
Oct 15, 2025
What would you do with $1,200 extra each month?
Oct 14, 2025
Inside AIA’s New Specialist & Testing Cover: Real Options When Full Health Insurance Is Too Pricey
Oct 13, 2025
When Your First Home Isn't Your Forever Home: Lorraine's Story
Oct 12, 2025
To Break or Not to Break: The $8,000 Question
Oct 11, 2025
Your Parents Couldn't Buy a Home, But You Absolutely Can
Oct 10, 2025
Should You Let Your Friend Build Your Dream Home?
Oct 09, 2025
New Zealand's Real Estate Reality: Prices Drop Despite Lower Interest Rates
Oct 08, 2025
First Home Dreams: Overcoming the Fear of Not Being Ready
Oct 07, 2025
Predicting the OCR Cut
Oct 06, 2025
The $95 Million Insurance Surge: What You Need to Know
Oct 05, 2025
Why Your Life Insurance Premium Doesn't Have to Increase as You Age
Oct 04, 2025
Insurance vs Self-Insurance: What's Your Plan?
Oct 03, 2025
The Underinsurance Crisis: Why 70% of Kiwis Are Taking Risks
Oct 02, 2025
Trust Issues: Can Insurance Companies Be Trusted?
Oct 01, 2025
The Parent Visa Puzzle: Finding Insurance Solutions for Families
Sep 30, 2025
The OCR is dropping - here's why that matters to homeowners.
Sep 29, 2025
Preparing for the Great Baby Boomer Inheritance Wave
Sep 28, 2025
Prepare Now or Struggle Later: New Zealand's Aging Population Problem
Sep 27, 2025
AI Revolution: Adapt or Fade Away
Sep 26, 2025
Beyond the Deposit: Three Critical Post-Purchase Priorities
Sep 19, 2025
From Sleepless Nights to Financial Freedom: Tackling Consumer Debt
Sep 18, 2025
From Rugby Legends to Dance Floors: Our Team's Award-Winning Conference Experience
Sep 15, 2025
The Hidden Costs and Considerations of New Home Construction
Sep 14, 2025
When Your House Is Your Only Asset: Understanding Home Equity Release
Sep 12, 2025
KiwiSaver: Your Secret Weapon for Home Ownership
Sep 11, 2025
Women in Finance: Changing Lives Beyond the Numbers
Sep 10, 2025
Money in Your Pocket: The Sweet Spot in Wellington's Housing Market
Sep 09, 2025
Your landlord might be willing to sell you your home right now.
Sep 08, 2025
From 5% Deposit to Homeowner: Success Stories with Jordan
Sep 07, 2025
Navigating the Challenges and Rewards of Home Construction in Today's Market
Sep 02, 2025
Navigating Mortgage Approval During Relationship Breakdown
Sep 01, 2025
House Hunting? Why Now Might Be Your Golden Opportunity
Aug 21, 2025
OCR Forecast: Cuts Coming?
Aug 20, 2025
Breaking New Ground: Jordan Joins Team Zebunisso
Aug 19, 2025
Responsive Mortgage Advice: From Pre-Approval to Homeowner in Weeks
Aug 18, 2025
Second-Tier Lenders: The Hidden Path to Homeownership
Aug 14, 2025
Self-Employed & ACC: Buying a House
Aug 13, 2025
The Insurance Claims Roadmap: From Crisis to Coverage
Aug 12, 2025
Protecting Your Income: Beyond Redundancy
Aug 11, 2025
Breaking Down Barriers: Building a Network of Women in Financial Advice
Aug 05, 2025
From Pharmacist to Real Estate Disruptor: Michael Seymour's Journey ( Repost )
Aug 04, 2025
Heated Debate: Gas vs Heat Pump Water Systems
Jul 29, 2025
What Your Mother Never Told You About Money (But Brett's Did)
Jul 28, 2025
Why First-Time Buyers Shouldn't Wait: Economic Insights from ANZ
Jul 22, 2025
Without a Will: The Hidden Costs of Dying Unprepared ( Ep 100!!! )
Jul 21, 2025
Building Stability: One Dad's Journey to Property Ownership
Jul 17, 2025
Queen of Your Own Palace: Navigating Property Ownership as a Woman
Jul 16, 2025
Broker vs Bank: Behind the Homebuying Curtain
Jul 15, 2025
Home Loans in New Zealand: What You Need to Know
Jul 14, 2025
Cancer Cover: The Affordable Alternative to Full Health Insurance
Jul 11, 2025
Mortgage Chess: How to Position Yourself for the Coming Rate Drops
Jul 10, 2025
New Zealand Property: Signs of Stability After the Downturn
Jul 09, 2025
Breaking Financial Barriers at KFC
Jul 08, 2025
From Claims Experience to Client Protection: A New Insurance Expert Joins the Team
Jul 07, 2025
From "Our Money" to "My Money": The Homeowner's Guide to Starting Over
Jul 05, 2025
5 Epic Home Loan Fails Every Kiwi Should Avoid
Jul 04, 2025
When One Door Closes: How to Rebuild Your Financial Future After Separation
Jul 03, 2025
Breaking Free from Home Buyer's Paralysis: Your Guide to Mortgage Confidence
Jul 02, 2025
When Your Address Is a Deal-Breaker (And How to Fix It)
Jul 01, 2025
First Home Buyers Alert: Kāinga Ora Premium Doubles from July 1st
Jun 30, 2025
New Construction vs Existing Properties: The Rental Investment Breakdown
Jun 25, 2025
Inside the World of Homely: Transforming Rental Property Management
Jun 23, 2025
( Repost ) Real Estate Revolution: How Karl Matakatea Built Sold on Kapiti
Jun 22, 2025
Defying the Odds: Single Dad's Journey to Homeownership
Jun 21, 2025
Breaking Down Mortgage Refixes
Jun 20, 2025
The Real Price of Change: Selling, Buying, and Starting Fresh
Jun 19, 2025
Life Insurance: The Conversation No One Wants (But Everyone Needs)
Jun 18, 2025
When Algorithms Meet Empathy: The Future of Home Loans
Jun 17, 2025
Rebuilding Your Financial Reputation: How Past Mistakes Affect Home Buying
Jun 16, 2025
Women Rising: Breaking Financial Barriers
Jun 12, 2025
Flying Solo: Property Ownership Without a Partner
Jun 10, 2025
When Uncle Bob's BBQ Mortgage Tips Could Cost You Thousands
Jun 09, 2025
Debt Decoded: What Lenders Actually Care About
Jun 08, 2025
Unlocking Your KiwiSaver: The Hidden Trade-offs for First Home Buyers
Jun 07, 2025
Protect Your Pre-Approval: The Secrets Banks Don't Tell You
Jun 06, 2025
New Build Nightmares: What Property Developers Don't Tell You
Jun 05, 2025
Should You Break Your Fixed Mortgage Early? A Cost-Benefit Analysis
Jun 02, 2025
Unlocking Home Equity: Is a Top-Up Loan Right for You?
Jun 01, 2025
Young Couple Proves Homeownership Is Possible Despite Initial Doubts
May 31, 2025
Breaking the 20% Deposit Myth
May 30, 2025
Rentvesting: The Unconventional Path to Property Ownership
May 29, 2025
Navigating Co-Ownership: The Ins and Outs of Buying Property with Others
May 28, 2025
No Means "Not This Way": A Mortgage Advisor's Guide to Rejection
May 27, 2025
Don't Panic: Your Complete Guide to Mortgage Decisions in 2025
May 23, 2025
The Essential Mortgage Refix Checklist for 2025: What You Need to Know Before Your Rate Expires
May 22, 2025
NZ Property Market 2025: Stabilization After the Storm
May 21, 2025
Beyond the Headlines: What Budget 2025 Means for Your Financial Future
May 20, 2025
Balancing Act: How a Lifestyle Property Sale Changed Everything
May 19, 2025
From Financial Chaos to Homeownership: How Debt Consolidation Changed Everything
May 18, 2025
From Offer to Acceptance: Understanding Live Deals in Home Buying
May 17, 2025
The 10-Day Wait: Is Working With a Mortgage Advisor Still Worth It?
May 16, 2025
The $2,000 House-Hunting Mistake You're About to Make
May 15, 2025
AI Revolutionizing Insurance with Panos Leledakis
May 14, 2025
The Ripple Effect: When Workplaces Invest in Physical Wellbeing
May 13, 2025
From Survival Mode to Creating Generational Wealth
May 11, 2025
Your Home Journey Should Never Be Stressful: Kim Tasker's Fresh Perspective
May 08, 2025
How We Helped 11 Families Secure $5 Million in Home Loans This Month
May 07, 2025
The Hidden Dangers of Unconditional Property Offers
May 06, 2025
KiwiSaver Drops: What First Home Buyers Need to Know
May 05, 2025
Beyond Settlement: Navigating Your First Year as a Homeowner
Apr 16, 2025
Preparing for the Big Move: What Happens Between Going Unconditional and Settlement Day
Apr 13, 2025
From Pre-Approval to Property Ownership: Understanding the Unconditional Phase
Apr 12, 2025
What Nobody Tells You About Making an Offer on Your Dream Home
Apr 11, 2025
From Pre-Approval to Property Purchase
Apr 10, 2025
First Home Buyers Guide: Navigating the Pre-Approval Process
Apr 09, 2025
Closing the Gender Gap in Financial Advice
Apr 08, 2025
The OCR Outlook: April 2025 Predictions and Impacts
Apr 07, 2025
A 1% Interest Rate Could Transform Your Home and Transport
Apr 06, 2025
200 Families and $70 Million: Our Year of Mortgage Success
Apr 05, 2025
Second Chance KiwiSaver
Apr 04, 2025
The Truth About Bank Cashbacks: What $20,000 Really Means
Apr 03, 2025
The Forgotten Wisdom of Kiyosaki: Why Your Income Source Matters More Than Its Size
Apr 02, 2025
Breaking Down the Numbers: How Much You Really Need to Buy Property #2
Apr 01, 2025
Unlocking Investment Capital: A Deep Dive with Southern Cross Partners
Mar 27, 2025
Property Inheritance: First-Home Buyer Dilemmas
Mar 19, 2025
Khounch Cares Ep #5 - When parents put their home on the line, is it worth the risk?
Mar 18, 2025
James Shares Ep #5 - Beyond the Budget: The Gap Between Financial Knowledge and Real-World Results
Mar 17, 2025
Khounch Cares Ep #4 - Afterpay and Home Loans: The Hidden Connection That Could Cost You
Mar 13, 2025
Transforming Financial Advice in New Zealand: A Conversation with Nick Hakes
Mar 12, 2025
James Shares Ep #3 - Housing Wars: Auckland vs Wellington
Mar 11, 2025
James Shares Ep #2 - Budgeting Basics for a Brighter Future
Mar 08, 2025
Khounch Cares Ep #3 - Credit Scores Explained: Your Path to Home Ownership
Mar 08, 2025
Khounch Cares Ep #2 - First-Time Buyers: Mortgage Myths and the 4.69% Rate
Mar 07, 2025
James Shares Ep #1 - Net Worth Made Simple
Mar 06, 2025
Building Wealth One Step at a Time: Stories from the Healthy Wallet Project
Mar 05, 2025
Khounch Cares Ep #1 - The Future of Your Mortgage: Insights into the OCR Drop
Feb 27, 2025
'You Can't Judge a House by It's Street - Surprising Real Estate Stories With Khouanchai Adams
Feb 26, 2025
From Teaching English to Financial Freedom: James Buchanan's Inspiring Journey in Personal Finance
Feb 20, 2025
From Family Portraits to Property Showcases: Lisa Budny's Creative Journey in Real Estate Photography
Feb 12, 2025
Polina Kozlova’s Guide to Estate Protection
Feb 06, 2025
Resilience and Real Estate: Anastasia's Inspiring Transformation
Jan 30, 2025
From UK Academics to NZ Innovation: Trevor Garrett's Impact on Building Inspections with Red LBP
Jan 22, 2025
From Numbers to Niches: Belinda’s Straight Up Solutions for Homebuyers & Entrepreneurs
Jan 15, 2025
From Pharmacy to Property: Michael Seymour's Visionary Journey with Tall Poppy Real Estate
Jan 07, 2025
Harnessing Social Media for Real Estate Success with Zoe Degotardi
Jan 01, 2025
Stonewood Homes: A Tale of Resilience and Innovation
Dec 25, 2024
Harvesting Hope: Dario's Journey to a New Zealand Home
Dec 18, 2024
Behind the Bakery Doors: Ben Playford’s Journey to Homeownership and Work-Life Fulfilment
Dec 11, 2024
Embracing Change: Chelsea Lou's Journey to Minimalist Wellness Retreats on Kapiti Coast
Dec 04, 2024
From Retail to Realty: Georgie Bydder's Transformative Journey in New Zealand Housing Market
Nov 27, 2024
Navigating the Property Market Shauna Campbell's Strategic Insights
Nov 20, 2024
Navigating Real Estate's Highs and Lows: Hayden Walker's 17-Year Journey
Nov 13, 2024
Navigating Law and Life: Tracey Pervan's Journey and Insights on Property and Estate Planning
Nov 06, 2024
Sold On Kapiti: Karl Matakatea Innovative Journey in Kapiti Coast Real Estate
Oct 30, 2024
Redefining Careers: Cathy's Leap from Finance to Real Estate at 63
Oct 23, 2024
Building Foundations: Overcoming Homeownership Hurdles in New Zealand
Oct 16, 2024
Empowering Single Mums: Shelley's Journey of Resilience and Financial Literacy
Oct 09, 2024
Navigating Property Management: Insights, Trends, and Balancing Act with Rachael Stipkovits
Oct 02, 2024
That Home Loan Hub Introduction
Sep 27, 2024