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CreditGauge LIVE is VantageScore's monthly podcast on U.S. consumer credit health.
By bringing together data, expert analysis, and industry leaders, our insights help lenders, credit professionals, and financial services executives stay ahead of developments in the credit market.
Each month, VantageScore analysts Jeff Richardson, Susan Fahy, and Atif Mirza break down the latest CreditGauge™ data: delinquencies, originations, credit score movements, and the broader consumer credit outlook.
We also sit down with leading voices in lending, from CEOs and researchers to policymakers and advocates, to explore what the data means and what lenders should do about it.
New episodes drop monthly. Download the full CreditGauge™ analysis at vantagescore.com.
| Episode | Date |
|---|---|
|
The 33 Million Consumers Legacy Scores Ignore, with Dr. Andrada Pacheco of VantageScore
|
Aug 25, 2026 |
|
The Divided Consumer Economy and What's Ahead, with Dr. Selma Hepp of Cotality
|
Jul 29, 2026 |
|
Mortgage Lending in a High-Rate Environment, with David Battany of Guild Mortgage
|
Jun 23, 2026 |
|
AI and Fair Lending in Credit Underwriting, with Kareem Saleh of FairPlay AI
|
May 27, 2026 |
|
VantageScore 4.0's Predictive Edge, with Matthew Komos of OGMA Risk and Analytics
|
Apr 24, 2026 |
|
The Path to Homeownership, with Marcia Griffin of HomeFree-USA
|
Mar 24, 2026 |
|
VantageScore 4.0 in the Mortgage Marketplace, with Tony Hutchinson of VantageScore
|
Feb 26, 2026 |
|
CreditGauge LIVE — Monthly Consumer Credit Intelligence from VantageScore
|
Jan 28, 2026 |
|
How Lenders Can Win in 2026, with Silvio Tavares of VantageScore
|
Jan 26, 2026 |
|
Credit Risk and Consumer Lending During the Holidays, with Mani Massoomi of Patelco Credit Union
|
Dec 17, 2025 |
|
The K-Shaped Economy and Consumer Credit Stress, with Dr. Rikard Bandebo of VantageScore
|
Nov 19, 2025 |
|
VantageScore 4.0 vs. FICO Classic: What the Data Shows, with Dr. Andrada Pacheco of VantageScore
|
Oct 27, 2025 |
|
Why Auto Loans Went from the Least Risky to the Riskiest Credit Product, with Dr. Rikard Bandebo of VantageScore
|
Sep 23, 2025 |
|
AI and Machine Learning in Credit Decisioning, with Jay Budzik of Fifth Third Bank
|
Aug 22, 2025 |
|
VantageScore 4.0 Enters the GSE Mortgage Market, with Armine Karajyan of KBRA
|
Jul 28, 2025 |
|
Why Mortgage Delinquencies Are Rising and What Modern Scoring Can Do About It, with Tony Hutchinson of VantageScore
|
Jun 25, 2025 |
|
Auto Lending, Tariffs, and ABS Performance, with Mike Girard of Fitch Ratings
|
May 27, 2025 |
|
How the ABS Market Funds Consumer Credit, with Joe Lau of Lord Capital
|
Apr 29, 2025 |
|
Consumer Lending Outlook for 2025, with Kelsey Zhu of Autonomous Research
|
Mar 26, 2025 |
|
Student Loan Delinquencies and the Consumer Credit Outlook, with Dan Currell of the U.S. Department of Education
|
Feb 26, 2025 |
|
Student Loans, Credit Files, and the 2025 Consumer Outlook, with Dr. Rikard Bandebo of VantageScore
|
Jan 27, 2025 |