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Running a business shouldn’t feel like a never-ending fight for cash. On Savvy or Surrender, host Steven Young cuts through the noise and shows real business owners how to take control of their numbers, keep more of their hard-earned money, and build a business that actually pays them back.
Each episode gives you practical strategies you can use right away — from fixing cash flow bottlenecks, to implementing Profit First, to unlocking tax savings most owners never hear about. No jargon. No fluff. Just clear guidance, real-talk coaching, and a little humor to keep things human.
Whether you’re a contractor, service pro, or business owner who’s tired of working hard with nothing to show for it, this is your go-to show for leveling up your money decisions and building a business that supports your life… not the other way around.
Choose to be Savvy — or surrender your profit. The choice is yours.
| Episode | Date |
|---|---|
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5 Profit Killers hiding in every contractors P&L: Episode 25
|
Apr 29, 2026 |
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How to Pay Your Kids Tax-Free: A Legal Strategy to Build Generational Wealth
|
Mar 11, 2026 |
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Trump Accounts Explained: A New Path to Generational Wealth for American Families
|
Mar 04, 2026 |
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The 10 Tax Myths Real Estate Investors Must Know
|
Feb 25, 2026 |
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LLC vs S-Corp for Contractors-The Real Tax Breakdown: Episode 21
|
Feb 04, 2026 |
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Make $50K More Without Increasing Revenue: Ep 20
|
Jan 28, 2026 |
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Starting a Business-Tax Deductions, Startup Costs, and what you can (and can't) write off: Episode 19
|
Jan 14, 2026 |
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How to Pay Yourself as a Business Owner- Consistent Paychecks, Tax Tips & Profit First Explained: Episode 18
|
Jan 07, 2026 |
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From Side Hustle To A 570 Percent Leap: What Worked, What Didn’t, And What’s Next
|
Dec 31, 2025 |
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Decoding the Business Credit Myth- Steps to Build Business Credit with Jimmy Rios: Episode 16
|
Dec 24, 2025 |
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7 Essential Year-End Tax Moves for Business Owners: Episode 15
|
Dec 17, 2025 |
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Quarterly Tax Payments for Contractors- Avoid Penalties & Stress: Episode 14
|
Dec 10, 2025 |
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5 Audit Triggers Contractors MUST Avoid: Episode 13
|
Dec 03, 2025 |
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10 Tax Deductions Contractors Miss (and Bonus Strategies!): Episode 12
|
Nov 26, 2025 |
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How to Start the Profit First Method for Small Contractors (Step-by-Step): Episode 11
|
Nov 19, 2025 |
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Why Is My $1 Million Service-Based Business Broke?: Episode 10
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Nov 12, 2025 |
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When to DIY and When to Hire: Episode 9
|
Nov 05, 2025 |
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What the Wealthy Know About Taxes: Episode 8
|
Oct 30, 2025 |
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Why cashflow is better than ego: Episode 7
|
Oct 25, 2025 |
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From Confusion to Clarity--Entity Structuring and Tax Write-Offs That Really Save You Money: Episode 6
|
Oct 16, 2025 |
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Profit First, Not Last: How the Profit First System Can Transform Your Business Finances- Episode 5
|
Oct 09, 2025 |
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Profit First-The IRS Doesn’t Care About Your Intentions: Episode 4
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Oct 03, 2025 |
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The One Big Beautiful Bill: The Tax Law Contractors & Investors Need to Know- Episode 2
|
Sep 20, 2025 |
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The Real Cost of Playing It Safe in Business: Episode 3
|
Sep 20, 2025 |
|
Welcome to Savvy or Surrender — The Blueprint: Episode 1
|
Jul 16, 2025 |