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The Retirement GPS Podcast helps you navigate the road to and through retirement with clarity and confidence. Hosted by Ryan Zacharczyk, CFP®, President of Zynergy Retirement Planning, and Zane Belcak, Associate Planner, each episode breaks down the most important financial topics.
From tax strategies and income planning to Social Security, investing, and estate considerations, we cover the issues that matter most—without the jargon. Our goal is simple: give you the tools and guidance to make informed decisions, avoid costly mistakes, and stay on course for the retirement you deserve.
Whether you’re already retired or planning ahead, consider this your personal guide to a smarter, more intentional future.
Learn more at zynergyretirement.com and follow Zynergy Retirement on Instagram, Facebook, and LinkedIn!
Also, look out for our Mile Markers blog series that corresponds to the podcast episode you just listened to.
| Episode | Date |
|---|---|
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#51 - The Retirement Tax Traps That Can Cost You Thousands!
|
Jul 14, 2026 |
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#50 How to Turn Market Losses Into Tax Savings
|
Jul 07, 2026 |
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#49 New Jersey's $6,500 Retirement Tax Break: Are You Missing Out?
|
Jun 30, 2026 |
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Ep. 47 - Your Retirement Planning Calendar: A Quarterly Roadmap to Stay Financially Organized
|
Jun 23, 2026 |
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"How do I retiring with..." $7 million in investable assets
|
Jun 16, 2026 |
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Understanding Risk - Why "Safe" Isn't Always Safe
|
Jun 09, 2026 |
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Annuities – Understanding the Pros, Cons, and Trade-Offs
|
Jun 02, 2026 |
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“How Do I Retire With” – $6 Million in Investable Assets
|
May 26, 2026 |
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Legacy Decisions — What to Consider Before Leaving Your Children $5 Million
|
May 19, 2026 |
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When Enough Is Enough — Making the Shift From Wealth Accumulation to Living With Purpose
|
May 12, 2026 |
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“How Do I Retire With” – $5 Million in Investable Assets
|
May 05, 2026 |
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How Financial Advisors Get Paid – What You Need to Know Before You Choose One
|
Apr 28, 2026 |
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Retirement, Answered — Should I Consolidate My Investment Accounts?
|
Apr 21, 2026 |
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“How Do I Retire With” – $4 Million in Investable Assets
|
Apr 14, 2026 |
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Current Events – What It Means for Your Retirement
|
Apr 07, 2026 |
|
Retirement, Answered — What Happens to My Plan If the Market Drops 20%?
|
Mar 31, 2026 |
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“How Do I Retire With” – $3 Million in Investable Assets
|
Mar 24, 2026 |
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“How Do I Retire With” – Thinking About Retirement at Different Asset Levels
|
Mar 17, 2026 |
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Retirement, Answered — Making the Pension Decision: Lump Sum vs. Monthly Income
|
Mar 10, 2026 |
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Retirement, Answered — Investing After You Retire: How Much Risk Is Enough?
|
Mar 03, 2026 |
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Retirement, Answered — NJ Tax Relief Guide: Senior Freeze, ANCHOR, and What to Do Now
|
Feb 24, 2026 |
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Retirement, Answered — How Much Can I Spend Each Year Without Running Out of Money?
|
Feb 23, 2026 |
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Retirement, Answered — Social Security Timing: File Early or Hold Out?
|
Feb 17, 2026 |
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Retirement, Answered — Mortgage in Retirement: Pay It Off or Let It Ride?
|
Feb 03, 2026 |
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Pleasure, Passion, Purpose – The Blueprint for a Joyful Retirement
|
Jan 27, 2026 |
|
Medicare – What They Don’t Tell You at 65
|
Jan 20, 2026 |
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Retirement Landing – Navigating the Transition into Retirement
|
Jan 13, 2026 |
|
Tax Strategies Series: Qualified Charitable Distributions — Giving from Your IRA, Not Your Tax Return
|
Jan 06, 2026 |
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Tax Strategies Series: Donor-Advised Funds — Giving with Intention, Flexibility, and Impact
|
Dec 30, 2025 |
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Tax Strategies Series: Tax-Loss Harvesting — Finding Opportunity When Markets Feel Uncomfortable
|
Dec 23, 2025 |
|
Starting Strong – Five Financial Strategies for 2026
|
Dec 16, 2025 |
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GODS – Setting Intentional Goals for a Purposeful 2026
|
Dec 09, 2025 |
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RMDs – Turning Tax Rules into Retirement Opportunities
|
Dec 02, 2025 |
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Semi-Retirement — Work a Little, Live a lot
|
Nov 25, 2025 |
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Social Security — Claim Smart at 62, 67, or 70?
|
Nov 18, 2025 |
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Long-Term Care – Long-Term Control
|
Nov 11, 2025 |
|
Shock Absorbers – Do I Need Bonds in My Portfolio?
|
Nov 04, 2025 |
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Charting Your Course – Living Off Investments with Confidence
|
Oct 28, 2025 |
|
Roth Conversions – How to Decide, How Much, and When?
|
Oct 21, 2025 |
|
Legacy in Motion – Estate Planning that Protects What Matters Most
|
Oct 14, 2025 |
|
Building Bright Futures – Smart Strategies for Education Planning
|
Oct 07, 2025 |
|
Navigating Taxes – It's About What You Keep
|
Sep 30, 2025 |
|
Protecting the Journey – Risk Management & Insurance
|
Sep 23, 2025 |
|
Retirement Readiness (Part 2) – Saving Smart in Your Younger Years
|
Sep 16, 2025 |
|
Retirement Readiness (Part 1) – Are You Within 5 Years of Retiring?
|
Sep 09, 2025 |
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Investing with Intention – Navigating Market Risk in Retirement
|
Sep 02, 2025 |
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Roadside Assistance – Building Your Emergency Reserves
|
Aug 26, 2025 |
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Fueling the Journey – Mastering Cash Flow & Budgeting in Retirement
|
Aug 19, 2025 |
|
Your Retirement Destination – Goal Setting that Matters
|
Aug 12, 2025 |
|
Welcome to Retirement GPS - Your Roadmap to a Successful Retirement
|
Aug 12, 2025 |