Personal Finance With Molly

By Molly Ford-Coates

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Category: Investing

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Episodes: 63

Description

What if the biggest obstacle to your financial success isn't your income — it's your mind?


Personal Finance With Molly is the podcast where money, mindset, and behavior intersect. Each week, I, Molly, break down the psychology behind your financial decisions, helping you understand why you spend, save, and invest the way you do — and how to make smarter choices starting today.


From unpacking cognitive biases that quietly drain your wallet to exploring the emotional patterns behind debt and wealth-building, this show turns behavioral finance research into real, actionable guidance for everyday people.


Whether you're just starting your financial journey or looking to break habits that have held you back for years, Personal Finance With Molly gives you the tools to rewire your relationship with money — one episode at a time.


Subscribe, and start thinking differently about your finances.


Episode Date
Money Flows Where Identity Goes: How to Finally Become Someone Who's Great With Money
May 25, 2026
Spend Less, Save More, Feel Amazing: The Psychology-Backed Money Reset
May 21, 2026
Everything Is Relative — Why Your Brain Is Secretly Terrible at Handling Money (And What to Do About It)
May 18, 2026
The Hidden Price Tag: Why Every 'Yes' Is a Secret 'No'
May 14, 2026
Your Parents Called — They Want Their Money Trauma Back: How Your Childhood Is Still Running Your Wallet
May 11, 2026
How to Make Friends With a Version of Yourself You've Never Met
May 07, 2026
What Lottery Winners Can Teach Us About Sudden Wealth Syndrome
May 04, 2026
The Price Is Wrong: Why Inflation Feels Way Worse Than It Is (And Sometimes Way Better)
Apr 30, 2026
Are You Treating Future You As a Stranger? How Projection Bias Is Working In Your Finances
Apr 27, 2026
The Mental Piggy Banks in Your Head — How Mental Accounting is Secretly Running Your Finances
Apr 23, 2026
Why Your Brain Is Terrible With Money (And What To Do About It): An Intro to Behavioral Finance
Apr 20, 2026
You're Not Broke — You're Wired Wrong: The Hidden Psychology Behind Cost vs. Worth
Apr 16, 2026
One Day You'll Wish You Started Today
Apr 13, 2026
Success Takes Longer Than You Think
Mar 26, 2026
Shift Your Identity, Shift Your Money
Mar 19, 2026
The Budget Myth — What Nobody Tells You About Why Budgets Fail
Mar 12, 2026
"The Cycle Ends With Me!"
Mar 09, 2026
Habits That Move the Needle: A Behavioral Finance Deep-Dive
Mar 06, 2026
The Permission Slip You Didn't Know You Needed: Giving Yourself Permission to Not Be Perfect With Money
Mar 02, 2026
You Don't Need to Feel Like It: Financial Behavior Change Without Motivation
Feb 26, 2026
Money as a Control Substitute
Feb 23, 2026
Risk Perception vs. Risk Reality
Feb 19, 2026
Values-Based Spending as Cognitive Alignment
Feb 16, 2026
The Quiet Weight: Shame, Self-Worth, and the Silence Around Money
Feb 12, 2026
Financial Decision Fatigue and Cognitive Load
Feb 09, 2026
The Psychology of “Enough” — Why Financial Satisfaction Is Elusive
Feb 05, 2026
Emotional Regulation as the Foundation of Personal Finance
Feb 02, 2026
Rebuilding Financial Self-Trust: Why motivation fails — and trust is what actually changes money behavior
Jan 26, 2026
Financial Thought Distortions: Why your money problems aren’t just about dollars — they’re about distorted thinking
Jan 22, 2026
Wealth Is Just a Race Between Your Impulses and Your Planning
Jan 19, 2026
New Year, New Systems: How to Reset Your Finances (A Behavioral Finance Approach)
Jan 15, 2026
Part 2: FOMO-Proof Your Money: How to Build Decision Systems That Protect You From Yourself
Jan 12, 2026
Part 1: When FOMO Turns Toxic: The Financial Behaviors That Quietly Sabotage Your Life
Jan 08, 2026
Why Losing Money Hurts More Than Winning Feels Good (And How It Quietly Shapes Your Financial Life)
Jan 05, 2026
Waiting For the Right Time is Wasting Time
Dec 18, 2025
Excuses Don't Pay Bills
Dec 15, 2025
Comparison Kills Joy
Dec 11, 2025
Setbacks are Teachers, Not Punishments
Dec 08, 2025
The Best Investment is in Yourself
Dec 04, 2025
Small Steps Compound Into Big Wins!
Dec 01, 2025
Consistency Turns Average Into Unstoppable
Nov 24, 2025
Discipline Beats Motivation!
Nov 20, 2025
Failure is Data, Not Defeat
Nov 04, 2025
Gratitude Turns a Little Into Enough
Nov 04, 2025
Money is a Tool - Not the Goal
Oct 27, 2025
Making Money vs. Holding Onto Money — The Two Sides of Wealth Most People Get Wrong
Oct 27, 2025
Am I being frugal… or just plain cheap?
Oct 24, 2025
Money Milestones That Prove You’re Crushing It!
Oct 24, 2025
Focus on What You Can Control: The Real Secret to Financial Peace
Oct 24, 2025
5 Hard Truths About Personal Finance Nobody Talks About
Oct 23, 2025
Why Personal Finance Is More About Behavior Than Knowledge
Oct 16, 2025
Financial Infidelity: When Love and Money Collide
Oct 15, 2025
4 Budgeting Hacks For People Who Hate Budgeting!
Oct 09, 2025
Maximizing Your Flexible Spending Account: A Complete Guide!
Oct 08, 2025
9 BIG Money Traps to Avoid (and how to avoid them!)
Oct 06, 2025
Multiple Retirement Accounts? Careful!
Oct 02, 2025
Play Offense, Not Defense
Sep 29, 2025
Sacrifices vs Decisions
Sep 25, 2025
Breaking Generational Curses
Sep 22, 2025
Personal Finance Is Personal!
Sep 16, 2025
Overspending and Underspending
Sep 16, 2025
Money Dates!
Sep 16, 2025
Self Image and Money
Sep 16, 2025