The Modern Shift Podcast

By abdelhamid bou ikhessayen

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Episodes: 76

Description

Welcome to The Modern Shift Podcast , the podcast where we break down the money secrets no one tells ! And Side hustle you can start and all about starting your financial journey , we will gives you a step-by-step path to finally feel in control of your Life


Episode Date
Banking Overdrafts: Fees, Policy, and Financial Inclusion
Jan 02, 2026
Pathways to Credit Building for Global Citizens
Dec 31, 2025
Credit Card Management, Limits, and Financial Health
Dec 30, 2025
Financial Security for New Americans
Dec 29, 2025
Financial Inclusion: Managing AML Risk for Displaced Persons
Dec 28, 2025
Migrant Women: Barriers to Financial Power
Dec 27, 2025
Income Qualification, Credit Building, and Tax Accountability
Dec 26, 2025
Building Family Wealth Across Borders
Dec 25, 2025
USA vs. Canada: Cost, Careers, and Immigrant Pathways
Dec 24, 2025
Financial Access: Banks, Credit Unions, and Immigrant Credit
Dec 23, 2025
ITIN: Credit, Investing, Mortgages, and Business Strategies
Dec 22, 2025
Decoding Health Finance: HSAs, ACA, and Canada
Dec 21, 2025
Rental Screening and Tenant Protection Law
Dec 20, 2025
Credit Access, Discrimination, and Consumer Protection
Dec 19, 2025
Pay Equity, Discrimination, and Labor Standards Enforcement
Dec 18, 2025
Micro-Investing Strategies: DCA, Fractional Shares, and Safety
Dec 17, 2025
Strategic Evaluation of Employee Compensation
Dec 16, 2025
Prepaid and MVNO Cell Plans for Newcomers
Dec 15, 2025
Auto Insurance Access and Equity for Immigrants
Dec 14, 2025
Tip Fatigue, Junk Fees, and Gratuity Law
Dec 13, 2025
H1B Holders: Investment Strategy, Day Trading, and US Tax
Dec 12, 2025
Securing Housing and Financial Footholds for Immigrants
Dec 11, 2025
Moving Finance: Global Taxes and Local Costs
Dec 10, 2025
Global Labor Migration and Human Capital Dynamics
Dec 09, 2025
Essential Guidance for New Immigrants and Expats
Dec 08, 2025
Business Credit, EIN, ITIN, and Immigrant Finances
Dec 07, 2025
ITIN Mortgage Lending Guidelines and Lenders
Dec 06, 2025
Financial Guide for New Immigrants in the US
Dec 05, 2025
F-1 Student Visa Employment and Authorization Guide
Dec 04, 2025
Nonresident Alien US Tax Compliance and Treaties
Dec 03, 2025
Credit Inquiries: Hard Pulls and Score Protection
Dec 03, 2025
Credit Card Strategies and Financial Guidance
Dec 02, 2025
Optimizing International Money Transfers and Remittance Costs
Dec 01, 2025
US Banking for Non-Residents: ITIN and Account Requirements
Nov 30, 2025
Immigrant Auto Buying and Financial Protection
Nov 29, 2025
US-Canada Cross-Border Retirement and Tax Planning
Nov 28, 2025
Federal and State Tax Credits for Families and Individuals
Nov 27, 2025
Immigrant Financial Inclusion and Credit Building
Nov 26, 2025
Financial Inclusion and Credit Access for Immigrants
Nov 25, 2025
Gross Pay, Net Pay, and Wage Protection Laws
Nov 24, 2025
Immigrant Credit Building in the United States
Nov 23, 2025
US Canada Retirement Planning Tax Traps
Nov 23, 2025
Cryptocurrency and Stablecoin Remittances: Costs, Efficiency, and Global Impact
Nov 22, 2025
Opening a Business as an Immigrant (LLC & Taxes 101)
Nov 21, 2025
Student Visa Life: Surviving on a Budget
Nov 20, 2025
Best Cities for Immigrants to Save Money in 2025
Nov 19, 2025
Multiple Income Streams, Zero Tax Surprises: Your W-4 and Side Hustle Roadmap
Nov 18, 2025
Gross vs. Net: Why Your Paycheck is SO Much Smaller and the Critical US vs. Canada Retirement Showdown
Nov 17, 2025
How to Get a Phone Plan with No Credit and Build Your Financial Future with Prepaid Power
Nov 16, 2025
The Digital Blueprint for Immigrant Success: AI Jobs, Nova Credit, and the Apps to Master U.S. Finance and Culture
Nov 14, 2025
Immigrant Financial Defense: Stop Scams and Predatory Loans from Stealing Your American Dream
Nov 13, 2025
Canada vs. US Tax Showdown: Why the Higher Marginal Rate in Canada Can Still Mean More Money in Your Pocket
Nov 12, 2025
The Green Card Trap: Unpacking the Maze of Immigration Status, Global Tax Obligations, and Uneven Benefits Access
Nov 11, 2025
Under the Table Cash Trap: How Unreported Income Creates Financial Invisibility and Ruins Your Retirement
Nov 11, 2025
The Strategy Game of Auto Loans: Securing a Car with No Credit or Bad Credit and Avoiding the BHPH Trap
Nov 08, 2025
The Immigrant's Side Hustle Trap: H1B Freelancing, ITINs, and the Immigration Rules That Can Get You Deported
Nov 07, 2025
US vs. Canada: The Real Cost of Living, Salaries, and Universal Healthcare's Hidden Trade-Offs
Nov 06, 2025
Immigrant Finance Deep Dive: Banking, Credit, and Buying a Home in Canada, the UK, and the US
Nov 05, 2025
The Billion-Dollar Paradox: Are Undocumented Immigrants a Fiscal Drain or a $96.7 Billion Windfall?
Nov 04, 2025
The Immigrant Healthcare Minefield: Why Eligibility Rules, State Expansions, and Looming Federal Cuts Are Massively Misunderstood
Nov 03, 2025
SNAP, Public Charge, and the Legal Firewall: Debunking the Fear for Mixed-Status Families
Nov 02, 2025
The Hidden Truth About Noncitizen Voting: Risk, Loopholes, and the Battle for Local Ballots
Nov 01, 2025
The Unauthorized Population Crisis: Unpacking the 8 Million Person Gap and the Dramatic 2024 Policy Reversal
Oct 31, 2025
The Deep Dive on Tax Residency: Green Cards, 183 Days, and Why Your Global Income Might Be Taxed
Oct 30, 2025
The IRS Maze: Non-Citizen Tax Secrets—SPT, ECI vs. FDAP, and Avoiding Expatriation Tax
Oct 29, 2025
Expat Finance Masterclass: Your 9-Month Emergency Fund, Visa Secrets, and Tax Roadmaps for Moving Abroad
Oct 29, 2025
Dirt Floors to Global Finance: Navigating the 60% Immigrant Wealth Gap and the Power of Unstoppable Hustle
Oct 28, 2025
Decoding Healthcare: Lawful Presence, the Five-Year Bar, and the Secret Safety Nets for Noncitizens
Oct 28, 2025
The Trillion Dollar Question? Immigrant Entrepreneurs
Oct 28, 2025
Visa Salary Wars : How to Conquer the UK & US Prevailing Wage
Oct 28, 2025
How to live when beginner renting a apartment: Deposits, Guarantors & Credit Workarounds
Oct 09, 2025
How to Send Money Without Paying Crazy Fees : How money transfer work
Oct 07, 2025
How much i pay in taxes as a foreign,Taxes file for Immigrants : ITIN vs SSN Explained
Oct 07, 2025
How to chosse first credit card for beginners : personal finance Course to Building good Credit
Oct 07, 2025
How and why is building your credit card important for wealth building
Sep 26, 2025
How to create acount bank usa without an SSN for business
Sep 23, 2025