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patty R.
Nov 4, 2021
I have been listening to Clark and his team for over 20 years. i still learn new things weekly and can't thank him enough for his great advice over the years.
Apr 20, 2021
Benny
Feb 16, 2021
I always learn something new and Clark's take is straightforward, friendly and helpful.
Jan 19, 2021
CB
Apr 24, 2019
Never miss an episode, as Clark Howard always seems to have something helpful to share.
Episode | Date |
---|---|
06.02.23 Clark Answers His Critics on Clark Stinks / Health Insurance: Claim DENIED
1686
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, recently exposed by industry whistler blowers, Clark discusses the cynical practice by some health insurers to deny claims without review. How to get clarity if denied a claim, and how to fight it, if need be.
Clark Stinks: Segments 1 & 2
Denied Health Insurance Claims: Segment 3
Ask Clark: Segment 4
Mentioned on the show
How To Open a Roth IRA
3 Places You Should Never Invest Your Money
Are You Following Clark's Maximum Auto Loan Length Rule?
Health Insurance Claim Denied? See What Insurers Said Behind the Scenes
How to Deal With Medical Debt
Cheapest Way to Rent a Car: Expert Tips
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Jun 02, 2023 |
06.01.23 ROAM: The Nomad Renter Lifestyle / The Free TV and The Catch
1753
There are those among us who live to travel. Clark breaks down nomadic lifestyle scenarios from remote workers to retirees, like his brother & sister-in-law, who SAVE MORE being nomadic pros, unencumbered by house or automobile. It can be done! But it's not for everyone. Also, A free big screen TV is now available - not a scam but of course, like other free services past & present- there’s a catch.
The Nomad Life: Segment 1
Ask Clark: Segment 2
Free Big Screen TV Offer: Segment 3
Ask Clark: Segment 4
Mentioned on the show
I work remotely from vacation rentals. It's cheaper than rent or a mortgage — here's how I find good deals and choose where to go next.
Verizon Wireless Introduces New 'myPlan' Unlimited Plans
T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up
Discover it® Cash Back Review: Earn Rotating 5% in Top Categories
Chase Freedom Flex℠ vs. Chase Freedom Unlimited®: What’s the Difference?
Policygenius Review: What To Know Before Getting Quotes
Telly’s wild idea: Free TVs with inescapable ads
Telly I The biggest thing to happen to TV since color.
Pluto TV Review 2023: Get Live Streaming TV For Free
How To Plan a Trip: Clark's Best Travel Tips To Save Money
How To Spot and Avoid Gift Card Scams
4 Things You Should Always Pack in Your Carry-On
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Jun 01, 2023 |
05.31.23 Where The Jobs Are / Avoid Rising Delinquent Debt
1738
The job market dynamic continues to change and Clark points to where the market is strongest. Job seekers need to know the highest growth areas offering opportunities. Also discussed today - Americans are defaulting on debt at a rapidly increasing rate right now, pushing the delinquency rate up 50% in a year! BUCK that trend.
Surprise Job Growth Areas: Segment 1
Ask Clark: Segment 2
Dealing In Debt: Segment 3
Ask Clark: Segment 4
Mentioned on the show
[The Washington Post] The real reason America’s nonprofit sector is seeing massive growth, and more!
What Does Clark Howard Think About Vanguard’s New Cash Deposit Feature?
How and Why To Refinance Your Mortgage: A Step-By-Step Guide
WSJ - Americans Are Falling Behind on Their Bills
Consumer debt passes $17 trillion for the first time despite slide in mortgage demand
Are You Following Clark's Maximum Auto Loan Length Rule?
Why 'Buy Now, Pay Later' Worries Clark Howard
Warning: Here’s What Those Debt Settlement Companies Don’t Tell You
6 Things To Know Before Contacting the National Foundation for Credit Counseling
Ditch Your Debt - Clark Howard Community
How To Buy Term Life Insurance in 7 Easy Steps
Why You May Need More Than One Checking Account
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May 31, 2023 |
05.30.23 Car Market Update - New & Used / Pharmacy Giant Hacked - Your Protection
1895
One of life’s biggest purchases is a car. The industry has been on a rollercoaster but the ride is finally smoothing out for buyers. Clark provides a market update on how prices are moving for both new and used vehicles. Also today - a huge pharmacy hack has exposed the key personal information of 6 million patients to criminals. The number one thing you can do to protect your identity.
Vehicle Market Update: Segment 1
Ask Clark: Segment 2
Freeze Your Credit Stat: Segment 3
Ask Clark: Segment 4
Mentioned on the show
NYTimes: Why Is Inflation So Stubborn? Cars Are Part of the Answer.
Why the car you want to buy might be impossible to find
[The Washington Post] New cars, once part of the American dream, now out of reach for many
US consumers keep vehicles for a record 12.5 years on average -S&P
Insurance Archives - Clark Howard
What Is an ABLE Account?
TechCrunch: US pharmacy giant says hackers accessed personal data of almost 6 million patients
How To Freeze Your Credit With Experian, Equifax and TransUnion
Best Online Banks: Free Checking and High-Interest Savings Accounts
BBB-File a Complaint
Best 2% Cash Back Credit Cards: 8 Options in 2023
Best Cash Back Credit Cards With No Annual Fee
Clark.com resources
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May 30, 2023 |
05.26.23 Clark Answers His Critics on Clark Stinks / Memorial Day Spotlight: Military Benefits
2119
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Approaching Memorial Day, Clark shares perspective on regaining a sense of national purpose in America with regard for the ongoing sacrifices made by our military, and wants to ensure veterans and active personnel know about all the benefits available to them.
Clark Stinks: Segments 1 & 2
Military Benefits: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Amtrak
YNAB Review: 5 Things To Know About the Budgeting Tool
Best Budgeting Apps in 2023: Our Top 6
Schwab Certificate of Deposit
Apple News+ 1 Year Subscription
Clark.com - Buying Tires
How To Make Your Online Accounts Accessible When You Die
Homeowners Insurance Archives - Clark Howard
How To Find a Good Moving Company
Military veterans can now receive free emergency mental health care
Military and Veterans Guide: Free Resources for Your Finances
The Best Veterans and Military Charities
Army National Guard - Get Started
Do Debit Cards Still Stink in 2023?
The Safer Way To Use Your Debit Card
7 Places to Get the Best Deals on Lab-Created Diamonds
Best Renters Insurance Companies and Ones To Avoid
Living Will and Durable Power of Attorney: Frequently Asked Questions
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May 26, 2023 |
05.25.23 Passwords Yield To Passkeys & Security Keys / Summer Travel Survival Guide
1975
Passwords. There’s got to be a better way. Clark discusses the password problem and security key solution, including the passkey system from Google. Also - Memorial Day weekend begins tomorrow kicking off what looks to be the busiest summer travel season ever. Clark has advice for both road and air travel, including ways to save on today’s higher airfares.
Security Keys VS Passwords: Segment 1
Ask Clark: Segment 2
Summer Travel Strategy: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Hate passwords? You're in luck - Google is sidelining them
Security Key Series | YubiKeys | Yubico - Security Key Series
Fidelity Rewards Credit Card Review: Invest with 2% Cash Back
Clark.com: Best Rewards Credit Cards / Best Credit Cards for Investing Rewards
Brace yourselves, travelers: This summer could be ‘one for the record books’
US airlines thrown a curveball as consumer habits change post-pandemic
Travel Archives - Clark Howard / Clark.com - Save on Airfare
Clark.com Top Travel Deals / Clark Deals - TRAVEL
Airline Customer Service Dashboard
Fly Rights | US Department of Transportation
Life at Sea Cruises
Clark.com resources
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|
May 25, 2023 |
05.24.23 Retailers Responding With DISCOUNTS / Fraud Protection For Seniors
2128
As parts of the economy emerge from inflation, post pandemic conditions remain rough for retailers and that means discounts to attract buyers. Every form of discounting is going on, including on some of life’s necessities. Be on the lookout for lower prices & special offers. Also today, a cautionary tale about a senior scammed out of millions, right under the nose of his bank and credit union. What is the responsibility of financial institutions, families and loved ones to protect the life savings of our vulnerable elders?
Happy Deals Are Here Again: Segment 1
Ask Clark: Segment 2
Our Mission Must Be Elder Fraud Prevention: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Barrons.com: Retailers Ramp Up Discounts to Try to Bring In Shoppers
CLARK DEALS - Deals You Can Trust
7 Things on Deep Discount in May
Life Insurance Archives - Clark Howard
An elderly man was scammed out of millions. Could the bank have done more to prevent fraud? - from USA TODAY
Why Structured Notes Might Not Be Right for You
What Is a Fiduciary Financial Advisor and Do I Need One?
Best 529 College Savings Plans By State
Why hitting the lottery could leave you broke
Clark.com resources
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|
May 24, 2023 |
05.23.23 Unethical Real Estate Investors - It Gets Ugly / Unused Vacation Time? NO!
1579
They advertise on billboards, roadside signs and in media - real estate companies that specialize in distressed properties. Should you ever consider giving them a call? Like any industry, there are both legit and crooked players in the real estate investment game as cash home buyers. A Clark Smart Warning includes a reminder to watch over our vulnerable senior loved ones. Also, half of Americans with paid vacation don’t use it all! Clark speaks to this unspeakable stat, with a directive for you.
Unethical Real Estate Investors: Segment 1
Ask Clark: Segment 2
ALL Your Vacation Time!: Segment 3
Ask Clark: Segment 4
Mentioned on the show
The Ugly Truth Behind “We Buy Ugly Houses”
Five Stories of Lives Upended After Dealing With the “We Buy Ugly Houses” Company
[The Washington Post] The mystery of the disappearing vacation day
Less Than Half of US Workers Use All Their Vacation Days
Clark.com-Timeshares / Timeshare Users Group / Vacatia
Clark Howard's Guide to Saving Money on Your Wedding
How To Manage Your Monthly Subscriptions To Save Money
7 Types of Subscriptions You May Want To Cancel Today
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May 23, 2023 |
05.22.23 Cancer Update & News On Men’s Health / ENERGY: Summer Gas And AC Prices
1988
Clark has a personal health update and some solid advice for others, specifically men, about how to advocate for and guard your most valuable asset: your health. Also, the unofficial start of summer is upon us, and buried under negative headlines is great news about gas prices and energy costs in the coming months.
Protecting Men’s Health: Segment 1
Ask Clark: Segment 2
Summer Energy Costs: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Clark Howard and the Prostate Cancer Foundation
NYTimes: Too Many Older Men Are Still Screened for Prostate Cancer
[The Washington Post] A silent crisis in men’s health gets worse
Before you believe addiction or cancer claims, read this
Why melanoma is so deadly for men, and why it doesn’t have to be
Home Title Lock: Is It the Same As Home Title Insurance?
Clark.com: What Is Owner’s Title Insurance and Do You Need It?
How and When To Cancel a Credit Card
Why You Should Keep Old Credit Card Accounts Open
American Drivers Are Last Hope for Global Fuelmakers Ahead of Tenuous Travel Season
What Is a Thrift Savings Plan?
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Episode transcripts
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|
May 22, 2023 |
05.19.23 Clark Answers His Critics on Clark Stinks / A Vital, Simple Home Safety Reminder
1829
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, recall Clark’s enthusiasm for his portable carbon monoxide detector, great for travel. New data from the Consumer Product Safety Commission shows carbon monoxide deaths are rising in residential settings. Find out why this is happening and your quick fix against this silent killer.
Clark Stinks: Segments 1 & 2
Essential Safety: CO Detectors: Segment 3
Ask Clark: Segment 4
Mentioned on the show
How To Open a Roth IRA
The $10 Travel Essential Clark Howard Always Packs
Consumer Product Safety Commission report shows upward trend in carbon monoxide fatalities
Carbon monoxide detectors are cheap and save lives
6 Steps To Eliminate Credit Card Debt in 3 Years or Less
Clark.com - Credit Card Debt
Best Balance Transfer Credit Cards: Top Picks for 2023
How To Do a Balance Transfer the Right Way
Is a robot lawn mower worth it in 2023?
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May 19, 2023 |
05.18.23 Holding A Franchise - Key Rules / Engagement Ring Sales Promise Market Opportunity
1830
Entrepreneurs make the world go round and as the job market transforms, many decide to start their own business, which may include holding a franchise. Clark has specific, must-do, key rules for those considering becoming a franchisee. Another big life decision - getting engaged. Turns out after the post pandemic wedding surge, engagements rates are down. This presents a marketplace opportunity for future newlyweds.
Key Rules For Aspiring Franchisees: Segment 1
Ask Clark: Segment 2
Otherwise Engaged - Diamond Deals: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Franchise ownership: Is it right for you?
Franchise Fundamentals: Debunking five myths about buying a franchise
The Only Reason You Should Make an Improvement to Your Home
Should I Turn To Costco for a Home Renovation Project?
Best Online Will Maker: 5 Free or Cheap Options
Living Will and Durable Power of Attorney: Frequently Asked Questions
Curb | Low-Cost, On-Demand Rides - GoCurb.com
Engagement ring sales are down sharply, according to America’s biggest jeweler
7 Places to Get the Best Deals on Lab-Created Diamonds
Is there a limit on how much my mortgage lender can make me pay into an escrow account for interest and taxes?
About ASE - Automotive Service Excellence
Retailers return fees — and how you can avoid them.
Clark.com resources
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May 18, 2023 |
05.17.23 AI And Food Services / Fixing What’s Broken: The Repair Movement
1854
With the controversial advent of generative AI so heavily reported, Clark shares good news about AI automation being used to improve food services. Also today, TV and general repair shops vanished long ago, and thus began a slow building, global movement to fix broken items. If you need help beyond YouTube videos to fix electronics and other items, be aware of Repair Cafés.
Automated Food Service: Segment 1
Ask Clark: Segment 2
Repair Cafes Promote Sustainability: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Carl's Jr. and Hardee's to roll out A.I. drive-thru ordering nationwide
This company adopted AI. Here's what happened to its human workers
Best 529 College Savings Plans By State
Future Scholar: South Carolina’s 529 Savings Plan
Best Credit Cards for Students: Top Picks for 2023
Wirecutter: How to Get Your Broken Stuff Fixed for Free
Repair Café International Foundation’s map
What Is a Credit Union?
Best Online Banks: Free Checking and High-Interest Savings Accounts
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best?
Target Date Funds: Clark's Favorite Retirement Investment
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Episode transcripts
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May 17, 2023 |
05.16.23 Hotel Fee News & A Revamped Airbnb / Warning: Medical Instant Credit Plans
1874
Clark shares good news on the summer travel front including more fee disclosure from hotels, and big improvements from Airbnb. Also today - a special warning about a medical payment method to be avoided.
Hotel & Airbnb News: Segment 1
Ask Clark: Segment 2
Paying For Medical Services: Segment 3
Ask Clark: Segment 4
Mentioned on the show
How to book travel on Priceline
Find Out What Priceline or Hotwire Hotel You’re Getting Before You Book
Marriott just blinked on those nasty resort fees / ResortFeeChecker.
Airbnb Revamps Site to Ease Tensions Between Guests, Hosts
At. Freaking. Last. Airbnb is fixing its core design problems, says CEO Brian Chesky
Airbnb is going back to its apartment-sharing roots with Rooms amid tighter regulation
Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly?
Where You Should (and Should Not) Book Your Next Vacation
Beware of twist on third party airline ticket booking scam
Do Not Give Your Social Security Number at These Places
Wise Official Website - Wise.com / About Money Transfer GB | Revolut
Biden administration warns consumers to avoid medical credit cards
Should You Pay for Credit Monitoring?
How to Freeze Your Child's Credit
As Used-Car Prices Surge, Consider Fixing the Car You Already Own
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May 16, 2023 |
05.15.23 BANKS: How Safe Is Your Money? / Inflation: The Prom Price Index
1984
With bank failures eroding public confidence, Clark has an update on how to protect money beyond the FDIC insurance limit. Also today, inflation’s effect on proms and weddings, and ways to stretch your dollars for special events.
FDIC Insurance: Segment 1
Ask Clark: Segment 2
Special Event Costs: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Nearly half of Americans are nervous about their money in the bank, Gallup survey finds
Get Peace of Mind for Large Cash Balances with ICS & CDARS
Are Money Market Funds a Safe Place To Stash My Savings?
Donor-Advised Funds: The Benefits and Drawbacks
How to Set up a Backdoor Roth IRA
Clark.com - How To Sell A Car
Prom price index shows cost of celebration is getting relatively cheaper – even at a time of high inflation
Clark Howard's Guide to Saving Money on Your Wedding
The Long Demise of the Stretch Limousine
Turning 26: Health Insurance Guide for Those Aging Off Their Parents’ Plan
How To Store Your Important Financial Documents Online
How to Make a Disposable Razor Last 12 Months
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May 15, 2023 |
05.12.23 Clark Answers His Critics on Clark Stinks / TRAVEL: The Curse Of Lost Luggage
2072
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, lost luggage is always a problem, and a growing one in the cruise industry. If you insist on checking luggage, Clark has advice for packing your carry on bag including a NEVER EVER rule, so things go easier if your luggage goes MIA.
Clark Stinks: Segments 1 & 2
Carry On Rules If Checking Luggage: Segment 3
Ask Clark: Segment 4
Mentioned on the show
5 Reasons Why Clark Howard Hates Big Banks
Where Should I Look for a Great Deal on a Cruise in 2023?
Best Credit Cards for Students: Top Picks for 2023
Consumer Reports’ best sunscreen of 2023 is only $5 from Walmart
Welcome to the FDIC’s Electronic Deposit Insurance Estimator (EDIE)
Should Uninsured Deposits Get a Warning Label?
The era of free returns may be coming to an end. Why retailers are charging return fees — and how to avoid them.
Lost Luggage a Growing Problem for Cruise Ship Passengers
Pirate Ship Review: Pros & Cons of This Cheap Shipping Service
Clark.com - Weddings
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May 12, 2023 |
05.11.23 Best Saving Strategies Right Now / Yes, Life Insurance. Let’s Do This!
1896
Rising interest rates - raise interest in how to optimize savings yields. Clark explains your best moves with Series I Savings Bonds and CDs in the current context of cooling inflation and where rates stand today. If you’ve got cash to stash, you’ll better understand the savings moves to make right away to make the most of your money in time. Also, many Americans are neglecting an important part of protecting their families - life insurance. Clark helps you understand and get beyond the industry’s current dysfunction - to get this vital task taken care of the right way, once and for all.
Best Saving Strategies Now: Segment 1
Ask Clark: Segment 2
Get It Done-Life Insurance: Segment 3
Ask Clark: Segment 4
Mentioned on the show
3 Things Clark Says You Should Do With CDs in 2023
CNET - The Clock Is Ticking to Lock In a Long-Term CD: Why Experts Say You Shouldn't Wait
Morningstar: I Bonds Are Down, But Not Out
The Wall Street Journal: Return on I Bonds Drops to 4.3%, but They May Now Be a Better Long-Term Investment
What Is a CD Ladder and When Is It a Good Idea?
Are Money Market Funds a Safe Place To Stash My Savings?
Your Guide to DIY Home Security Systems
Wyze Cam v3 Review: Still Easy to Recommend / Wyze Cam
Clark Deals - Home Security / Amazon Best Sellers in Security Cameras
Life Insurance Is Profitable Again, but Too Late for Many Insurers
What Is Term Life Insurance?
How To Buy Term Life Insurance in 7 Easy Steps
Life Insurance Archives - Clark Howard
12 Things You Never Knew You Could Get From Your Local Library
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May 11, 2023 |
05.10.23 Pitfalls & Promises: The Modern Job Search / Can Money Buy Happiness?
2048
In a slowing economy, be a skeptic, especially when it comes to finding employment. The way we find jobs today is very different, but some elements of landing a job remain the same. Clark shares the importance of networking, along with warnings about “ghost jobs” and job scams. Also today, Clark presents a new take on the age old question: Can money buy happiness? Thoughts on the nature of happiness, retirement and the money quotient.
Beware Job Scams: Segment 1
Ask Clark: Segment 2
Happiness Is…: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Job Listings Abound, but Many Are Fake
FTC Consumer Alert - You Got The Job!
Do Not Give Your Social Security Number at These Places
Subrogation in Insurance: What it Is and Why It's Important
GAF Energy Review: Your Best Solar Roof Option
[The Washington Post] Can money buy happiness? Scientists say it can.
Does more money correlate with greater happiness?
The Humble Dollar - What really makes people Happy
The Finnish Secret to Happiness? Knowing When You Have Enough.
What Is Owner's Title Insurance and Do You Need It?
How Many Credit Cards Should I Have?
Best Travel Credit Cards: Top Rewards Picks for 2023
Are Money Market Funds a Safe Place To Stash My Savings?
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May 10, 2023 |
05.09.23 Parents Funding Adult Kids / International Travel: Purchasing Protocol
2023
It’s complicated when kids leave the nest these days. How long should young adults receive support from their parents? Almost half of parents are supporting at least 1 adult child and the average amount given monthly is surprisingly high. Follow Clark’s plan to help kids launch into independence as adults. Also today - International travelers! There’s a global gotcha when paying for anything overseas. Know this important rule about how you pay when you are abroad
Parents Funding Adult Kids: Segment 1
Ask Clark: Segment 2
Purchases Abroad: Segment 3
Ask Clark: Segment 4
Mentioned on the show
How long should you support your adult children? Parents — and their kids — weigh in
When Different Generations Think Kids Should Start Paying Their Own Bills
Mint Review: 5 Things To Know About the Free Budgeting Tool
Best Budgeting Apps in 2023: Our Top 6
Is Apple Card Worth It? 5 Things To Know in 2023
How To Dispute a Charge on Your Credit Card
Are You Following Clark's Maximum Auto Loan Length Rule?
Travelling abroad? Don't be tempted to pay your way using your home currency — The Conversation
Clark.com: Best Credit Cards With No Foreign Transaction Fees in 2023
Best Travel Credit Cards: Top Rewards Picks for 2023
Revolut - International money transfers
Too Good To Go: Save Food - Help The Planet
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May 09, 2023 |
05.08.23 Proper Sources For Credit Scores & Reports / Dietary Supplement Safety
1676
Scammers have learned how to manipulate search results, laying the groundwork for rip offs and identity fraud. Today, learn what to avoid and how to correctly obtain your credit report & score. Also, a new study exposes mislabeling of a very popular supplement - which speaks to an ongoing problem in the dietary supplement - herbal remedy market. Buying unverified products can have serious health consequences. Clark helps you choose wisely by knowing what certifications to look for.
Sourcing Credit Reports & Scores: Segment 1
Ask Clark: Segment 2
Supplement Safety: Segment 3
Ask Clark: Segment 4
Mentioned on the show
[The Washington Post] Never Google ‘free credit report.’ Do this instead.
4 Ways To Get Your Free Credit Score / How To Get a Free Credit Report
Credit Karma Review: Free Credit Score and More at Your Fingertips
How To Freeze Your Credit With Experian, Equifax and TransUnion
What Is a Rollover for Business Startups (ROBS)?
How to Buy a New Car in 5 Steps
AMA - Quantity of Melatonin and CBD in Melatonin Gummies Sold in the US
NYTimes: 22 Out of 25 Melatonin Products Were Mislabeled, Study Finds
How To Avoid Fraud With Herbal Supplements
ConsumerLab.com / NSF International / U.S. Pharmacopeia
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May 08, 2023 |
05.05.23 Clark Answers His Critics on Clark Stinks / Timeshare Resale Scams Just Got Worse
1718
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Warning: There is no viable secondary market for timeshares- but there ARE con job “timeshare resale services” and now criminal rings are into timeshare resale scams. Clark’s best advice for unloading a timeshare.
Clark Stinks: Segments 1 & 2
Timeshare Fraud Ring: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Mortgages Archives - Clark Howard
What Is Mortgage Protection Insurance and Do You Need It?
How To Dispute a Charge on Your Credit Card
Why You Don't Need an 800 Credit Score
What Is a Good Credit Score?
What Is a Spousal IRA and What Are the Rules?
The Best Security Keys for Multi-Factor Authentication
Full View - all your online financial information in one place
[Franklin News] U.S Treasury sanctions cartel-run timeshare fraud network targeting Americans
How To Sell, Cancel or Get Rid of Your Timeshare
Scam Alert: Stay Away From Timeshare Exit Companies
Which Type of Organization Is Best For Your Business?
Clark.com resources
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May 05, 2023 |
05.04.23 Building Or Rebuilding Your Credit / Free Returns - While They Last
1431
We all want to improve our credit. Learn Clark smart ways to build or rebuild your credit including the best secured credit cards. Also, Clark recently talked about the end of free shipping. Well its partner, free returns, is now on life support. Free returns have gone through the roof and online sellers are cracking down. What to know before you buy.
Establish/Repair Your Credit: Segment 1
Ask Clark: Segment 2
The End Of Free Returns: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Best Secured Credit Cards for 2023: Top Picks for Building or Repairing Credit
Credit Karma Review: Free Credit Score and More at Your Fingertips
4 Ways To Get Your Free Credit Score
Why You Don't Need an 800 Credit Score
What Is a Good Credit Score?
The #1 Mistake That Can Hurt Your Credit Score
Are You Following Clark's Maximum Auto Loan Length Rule?
Amazon Just Made a Surprising Change That Breaks Its Most Important Rule. It'll Make Some Customers Angry
Amazon will charge customers a fee for some UPS returns
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May 04, 2023 |
05.03.23 Relationships & MONEY Conversations / Clark Smart Moving Rules
1972
Yet more statistics confirm how little American couples and families talk about money. This reluctance is actually harmful to your financial security and independence. It’s vital to know how to start the conversation - and keep it ongoing. Also, Influencers are so powerful in the marketplace today, and are now taking the moving industry by storm. When it comes to moving and the risks involved, don’t follow influencers. Don’t follow ads. Follow Clark’s moving rules.
MONEY Conversations: Segment 1
Ask Clark: Segment 2
Rules For Safe MOVING: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Americans are choosing lottery tickets and maybe even fortune tellers over financial planners
How Couples Can Get on the Same Page About Money
How Do I Know Whether I’m Getting a Good Price on Gutter Protection Covers and Other Household Improvements?
Lindsay Lohan, Soulja Boy Accused by SEC of Illegally Touting Crypto Token
Help Me Move? I’ll Pay You in Instagram Likes
How To Find a Good Moving Company / Moving.com / Move.org
Automatic Bill Pay: How It Works and How To Do It Safely
Should I Invest Instead of Paying Extra on My Low-Interest Mortgage?
What Is an HSA Account and How Does It Work?
Clark.com resources
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May 03, 2023 |
05.02.23 Food Inflation: Supermarkets vs Restaurants / Optimal, Secure SAVINGS
2024
There’s a new twist on grocery vs restaurant inflation. Clark helps you stretch your food dollars given what’s happening now. Also today, Clark offers a savings strategy free of bank worries, that is both secure and can yield more interest on your parked cash. Plus a NEVER EVER Rule on buying CDs.
Supermarket vs Restaurant Inflation: Segment 1
Ask Clark: Segment 2
A SAVINGS Twofer: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Restaurant prices are rising faster than grocery prices for the first time since inflation ran hot
What Is Long-Term Care Insurance Cost & Coverage
How Do You Prepare for the Likelihood of Long-Term Care Costs?
SSA.GOV -Benefit Reduction for Early Retirement
WSJ - Why Brokerage Accounts Are So Generous Now - The Wall Street Journal.
What Is a CD and Should You Open One?
What Is a CD Ladder and When Is It a Good Idea?
Betterment Review: How It Works, Pros & Cons
Wealthfront Review: How It Works, Pros & Cons
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best?
Should I Borrow Money To Pay for a Wedding?
How To Open a Roth IRA
Balanced Fund: Definition, Investment Mix, Examples
What Are Index Funds?
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May 02, 2023 |
05.01.23 Clarkonomics: The WHY Of Investing / Your Digital Account Access For Loved Ones
2015
Many remain unsettled about the stock market rollercoaster we’ve been on lately. Clark illustrates basic investment principles with a simple calculation that should calm your fears and enhance your understanding of WHY you ride it out long term. And - where to NEVER EVER place your Roth IRA. Also today - you likely have many digital accounts. Know how to ensure your loved ones have access when the need arises.
Investing For The Long Term Win: Segment 1
Ask Clark: Segment 2
Digital Account Access: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Here’s how much money you'd have if you invested $1,000 in the S&P 500 a decade ago
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best?
What Is an ETF? / How To Open a Roth IRA
Target Date Funds: Clark's Favorite Retirement Investment
Fidelity and State Street Push to Make 401(k)s More Like Pensions - The Wall Street Journal.
2 Ways To Guarantee Yourself a Lifetime Stream of Income
6 Things To Know Before Contacting the National Foundation for Credit Counseling
Actually, Charging Your Phone in a Public USB Port Is Fine
THE WSJ: Before You Die, Secure Your Digital Life
Clark.com How To Make Your Online Accounts Accessible When You Die
Facebook Settlement: How to Claim Part of a $725M Privacy Settlement
Facebook Settlement Submission Claim
Proton Mail — Get a private, secure, and encrypted email
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May 01, 2023 |
04.28.23 Clark Answers His Critics on Clark Stinks / Reason To Believe: America’s Future
1986
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, most Americans think their children are going to be worse off than they are. Clark discusses what’s behind this “recency bias” and gives a counterpoint to the pervading sense that our best days are behind us. Why is Clark optimistic?
Clark Stinks: Segments 1 & 2
Reason For Optimism: America’s Future: Segment 3
Ask Clark: Segment 4
Mentioned on the show
25+ Places That Offer Discounts to U.S. Veterans
Military and Veterans Guide: Free resources for getting your finances in order
Betterment Cash Reserve | High-yield cash account
Where To Buy the Best Cheap Printer
WSJ: Most Americans Doubt Their Children Will Be Better Off, WSJ-NORC Poll Finds
Millennial Money: Can therapy help make you richer?
America Is Back in the Factory Business
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best?
Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity
Valley.com Transfer FAQs
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Apr 28, 2023 |
04.27.23 New Mortgage Fees Explained / Shedding Light On The Best Sunscreens
1997
New federal rules on mortgage fees - known as loan level price adjustments - have a lot of people hot under the collar. This affects people in different ways depending on credit score and down payment. Clark explains what’s going on and those most affected. Also - Summer approaches, and skin cancer rates dictate protecting your skin. You can also protect your wallet because the best sunscreens are not necessarily the most expensive. And then there’s the chemical vs mineral block sunscreen debate….
New Mortgage Lending Fees: Segment 1
Ask Clark: Segment 2
Best Sunscreens: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Mortgage fees are changing for homebuyers next month. Here's what you should know.
NYPost - How the US is subsidizing high-risk homebuyers — at the cost of those with good credit
Is There Really a New, Unfair Mortgage Tax on Those With High Credit?
Mortgages Archives - Clark Howard
What Are the Benefits of an Assumable Mortgage?
Should You Buy Out Your Leased Car?
Consumer Reports’ best sunscreen of 2023 is only $5 from Walmart
(Skin cancer is the most common cancer in the United States.)
Certified Pre-Owned Vehicles: What You Need to Know Before You Buy
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Apr 27, 2023 |
04.26.23 Air Travel Savings / How To Deal With Customer NO Service
1852
Clark shares new travel info including Spirit’s StatusMatch promotion and news on last minute fares. Also in this episode, the plague of customer NO service has only gotten worse. Clark offers strategies, including a NEVER NEVER rule about what NOT to say.
Air Travel Info: Segment 1
Ask Clark: Segment 2
Customer No Service: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Spirit Airlines will now match loyalty status on other airlines
New Report: Top 5 Cheapest Airlines for Last-Minute Domestic Flights
Should You Use Credit Card Portals to Book Travel?
Upgraded Points Data Study Reveals Most Affordable Airlines for Last-Minute Ticket Purchases on Most Popular Domestic Flights
Dollar Flight Club | Cheap Flights - International & Domestic
Where Should I Look for a Great Deal on a Cruise in 2023?
Is Booking a Cruise Last-Minute Still a Good Bargain Strategy?
The Only Way You Should Pay for a Cruise
As Customer Problems Hit a Record High, More People Seek ‘Revenge’
[The Washington Post] Vanishing phone customer support is driving us all insane
Customer No Service - Clark Howard Community
BBB-File a Complaint
Submit a complaint | Consumer Financial Protection Bureau
7 Things To Know About Costco Pharmacy
10 Ways To Save on Prescription Drugs
Mark Cuban Cost Plus Drugs
New to volunteering? A How-To-Guide to find the right fit
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Apr 26, 2023 |
04.25.23 Apple’s Savings Offer / Medical Debt & Your Credit: New Rules
1647
What to know about Apple’s new savings account offer. Plus, a cautionary note about companies promoting high savings rates that only amount to promissory notes because they’re NOT insured. Learn what to look out for to protect your hard earned savings. Also today, the wait is over. Finally a new rule on medical debt kicks in that could kick up your credit score.
Apple Savings Offer: Segment 1
Ask Clark: Segment 2
Medical Debt Law Now In Effect: Segment 3
Ask Clark: Segment 4
Mentioned on the show
WSJ: Apple Makes the iPhone a Home for Savings Accounts
Clark.com: Apple Is Now Offering 4.15% APR Savings Accounts: Is There a Catch?
This Start-Up Promises Rates 13 Times Higher Than a Typical Savings Account. One Problem: It Isn’t a Bank
Deposit Insurance - FDIC / Are Credit Union Deposits Insured Up To $250,000?
Fidelity Youth Account frequently asked questions (FAQs)
CarMax Review: 5 Things To Know Before You Buy or Sell
[The Washington Post] Finally, medical debt under $500 has been removed from credit reports
What is a “surprise medical bill” and what should I know about the No Surprises Act?
3 Ways To Get a Free VIN Check Before Buying a Used Car
How To Spot a Puppy Scam Online
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Apr 25, 2023 |
04.24.23 Two Mortgage Warnings / Clark’s NEVER NEVER Advance Deposit Rule
1910
One of the biggest financial decisions in life is the purchase of a home. Clark has warnings about 2 trends that can be perilous in the long run for home buyers. Also on today’s episode, the recent shuttering of David’s Bridal stores points to a bigger concern: How to handle making an advance deposit on a future purchase. Clark has an important “NEVER NEVER NEVER NOT EVER” rule, to protect your money.
2 Mortgage Warnings: Segment 1
Ask Clark: Segment 2
Advance Deposit Rule: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Feds expand 40-year mortgage eligibility. Experts say it could lead to more.
NYT - Retired and Buying a Starter Home. It’s Forever.
Banks Are Closing Customer Accounts, With Little Explanation
How Many Credit Cards Should I Have?
Capital One now rejecting transactions from Affirm, Afterpay and more
WSJ: David’s Bridal Will Close All Stores in Chapter 11 Unless Buyer Emerges
Do Not Give Your Social Security Number at These Places
NYT - Shifting Norms on Tattoos in Japan
Clark.com - Streaming TV - Live TV Streaming Channel Tool
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Apr 24, 2023 |
04.21.23 Clark Answers His Critics on Clark Stinks / Why Gen Z Aces Saving For Retirement
1948
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, throughout history, older generations have maligned youth, and Gen Z - ages 11 to 26 - has received their share of criticism. So why are they the best at saving for retirement in human history? There’s a behavioral finance reason at work here….
Clark Stinks: Segments 1 & 2
Gen Z Acing Saving: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Scams & Rip-Offs Archives - Clark Howard
What Is a Flexible Spending Account?
CR RECOMMENDED
Clark Deals - Today's Best Deals of the Day
Is Apple Pay a Safe Alternative to Zelle?
The Safer Way To Use Your Debit Card
Do Not Give Your Social Security Number at These Places
Barrons.com: Gen Z Is Saving More for Retirement Than Previous Generations. Here’s Why
Auto Enrollment Plan Definition
How To Buy Term Life Insurance in 7 Easy Steps
Car Insurance Archives - Clark Howard
Becoming a Landlord: How To Find a Good Tenant
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Apr 21, 2023 |
04.20.23 Hey Big Spender, Manufacturers Are Playing You / Lower Hearing Aid Prices At Last
1765
Consumer goods manufacturers are using a targeted strategy to rip off consumers with vaunted versions of self-care and home products, boasting massive profit margins on their so-called premium lines. Don’t fall for this marketing scheme. Also, after shameless industry cartel gouging forever, OTC FDA approved free market hearing aids are finally available at significantly lower prices - and some are getting great reviews.
Manufacturer Mind Games: Segment 1
Ask Clark: Segment 2
Hearing Aid Prices: Segment 3
Ask Clark: Segment 4
Mentioned on the show
$90 cream and $10 toothpaste: Companies target big spenders
HumbleDollar: Home / Investopedia Academy
Schwab - Your U.S. Investing Education Center
Vanguard - Education / Fidelity Learning Center
Clark.com Investing & Retirement
Target Date Funds: Clark's Favorite Retirement Investment
Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone
Should You Buy Cell Phone Insurance?
The Best Places To Buy Hearing Aids
7 Best Over-the-Counter (OTC) Hearing Aids of 2023
Use these security keys to lock down your computer and protect your personal info
The Strongest Protection for Your Online Accounts? This Little Key
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Apr 20, 2023 |
04.19.23 Payment App Violation / Housing Market Update & Best Time To Buy
1714
There’s a strange way people are violating others’ privacy on payment apps. Clark tells you the vulnerability, and what you can do about it, depending on the app. Also, the housing market remains in a kind of freeze. But new national data reveals a general trend potential home buyers can take advantage of.
Payment App Violation: Segment 1
Ask Clark: Segment 2
Seasonal Home Buying: Segment 3
Ask Clark: Segment 4
Mentioned on the show
WSJ - Don’t Forget to Block Your Ex on Your Payment Apps
Mobile Passport Control
TSA PreCheck vs. Global Entry vs. CLEAR: Which Is Best for You?
Emergency Fund: Everything You Need to Know
When Is The Best Time to Buy a House?
NYTimes.com: Buying or Selling a Home? Welcome to the Year of Disappointment
USDA Eligibility / Single Family Housing Guaranteed Loan Program
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Apr 19, 2023 |
04.18.23 Healthcare Updates / FBI Alert: Public Charging Stations
1809
The US spends 20% of our national income on healthcare vs. 8% in other countries.. Our system is rife with inefficiencies. Clark touches on 3 areas: Amazon One Medical, the primary care physician shortage and insurance issues you should be aware of. Also, the FBI has issued an alert about charging devices in public spaces. Know the risk and how to avoid it.
Healthcare Updates: Segment 1
Ask Clark: Segment 2
FBI Alert: Public Charging Stations: Segment 3
Ask Clark: Segment 4
Mentioned on the show
5 Things to Know about Amazon’s Recent One Medical Acquisition
The big squeeze: ACA health insurance has lots of customers, small networks
[The Washington Post] Making a telehealth appointment? You might still pay a facility fee.
First Aid Kit Consider paying cash (at least sometimes)
How Cigna Saves Millions by Having Its Doctors Reject Claims Without Reading Them
Are Swimming Pools Becoming Affordable Again?
FBI warns consumers not to use public phone charging stations
5 Sneaky Ways To Improve Your Credit Score
When Is the Best Time To Collect Social Security?
Maximize My Social Security: Calculate Your Highest Benefits
The Best Places To Buy Tires
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Apr 18, 2023 |
04.17.23 TAX DAY Directive + Tax Scam Warning / Banks Closing Accounts
1755
Tomorrow is tax day. What if you can't pay what you owe right now? Understand the penalties: Failure to pay vs failure to file. AND - be aware of tax scams. Also in this episode, the banking industry is going through a troubled phase, making it a difficult time for customers. Banks are closing accounts with no warning, making Clark’s “Noah’s Ark Rule” more important than ever.
Tax Day-Failure To File: Segment 1
Ask Clark: Segment 2
Banks Shutting Down Accounts: Segment 3
Ask Clark: Segment 4
Mentioned on the show
[The Washington Post] If you owe the IRS and can’t pay, this is what you should and shouldn’t do
No, the IRS isn't calling you. It isn't texting or emailing you, either
[The Washington Post] Don’t get tricked by these ‘Dirty Dozen’ tax scams
5 Tax Scams You Need To Watch Out for in 2023
Why You Do Not Want To Get a Big Tax Refund Check
Automatic Bill Pay: How It Works and How To Do It Safely
What Is a Fiduciary Financial Advisor and Do I Need One?
NYTimes: Banks Are Closing Customer Accounts, With Little Explanation
Credit Union Small-Dollar Loan Volume Hit New High in 2022
Credit Union vs. Bank: What's the Difference?
How Many Credit Cards Should I Have?
MyMoneyBlog
About the FedNow Service
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Apr 17, 2023 |
04.14.23 Clark Answers His Critics on Clark Stinks / Save On Airfares
2366
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - A shortage of planes, a shortage of pilots, supply and demand - airfares are up around 20%. But there are ways to save including how far out from travel you book, and which days are cheaper to fly. Learn new ways to save money on flights.
Clark Stinks: Segments 1 & 2
Air Travel Saving Strategies: Segment 3
Ask Clark: Segment 4
Mentioned on the show
What Is a Thrift Savings Plan?
What Is a 403(b) and How Does It Work?
What Is an HSA Account and How Does It Work?
Where To Buy the Best Cheap Printer
New Feature From Google Flights Will Help Ensure That You Don’t Overpay
Google Wants You to Never Overpay for a Flight Again
CNET - The Best Time to Buy Plane Tickets for the Cheapest Flights
[The Washington Post] This cheap flights expert thinks you should be booking trips earlier
Going™ | Formerly Scott's Cheap Flights
Travel Archives - Clark Howard
Best Travel Credit Cards: Top Rewards Picks for 2023
Airline admits staff gets bonus when they charge for oversized luggage
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Apr 14, 2023 |
04.13.23 Fiduciary Duplicity: A Financial Advisor Warning / Top U.S. Job Markets
1943
Clark has warned against commissioned insurance products including fixed, variable and/or universal life; annuities, and annuities disguised under different names. Someone selling on commission is NOT a fiduciary, but some self-described fiduciaries are using a loophole to do just that. Clark explains what to look out for when choosing a financial planner. Also, we’re going through a clear job rotation in the U.S. New data reveals distinct geographical indicators of the top job growth metros in the country, and the effect that has on housing affordability.
WARNING - Fiduciary Duplicity: Segment 1
Ask Clark: Segment 2
Top Job Growth Markets: Segment 3
Ask Clark: Segment 4
Mentioned on the show
What Is a Financial Advisor and Do I Need One?
2 Ways To Guarantee Yourself a Lifetime Stream of Income
Introduction To Money Market Mutual Funds
What are money market funds?
Digitone ProSeries Call Blocker Product Information
Sunbelt Cities Nashville and Austin Are Nation’s Hottest Job Markets
When Does a HELOC Make Sense in Your Life?
7 Places to Get the Best Deals on Lab-Created Diamonds
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Apr 13, 2023 |
04.12.23 A New Amazon Perk & The Myth of Free Shipping / Social Security Strategy
2187
Something new & customer friendly from Amazon is a win win. On the other hand, with online retail, know there’s really no such thing as free shipping. Also in this episode, new reporting states that without a fix from Congress, Social Security will be running short in a decade. Has this altered Clark’s advice on what age it’s best to start taking the benefit?
Amazon Return Prevention: Segment 1
Ask Clark: Segment 2
Social Security Strategy: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Clark Howard: Habitat for Humanity - Clark Howard
Habitat for Humanity: History - Clark Howard
Amazon starts flagging ‘frequently returned’ products that you maybe shouldn’t buy
Amazon, other retailers revamp 'free' shipping as costs soar
How To Freeze Your Credit With Experian, Equifax and TransUnion
11 Tips to Keep Your Cell Phone Safe
Axios: Charted: Rising home insurance
Why You Should Update Your Homeowners Coverage Limits Every 3 Years
Attention, Travelers: Now Is the Best Time to Switch to eSIM
What Is an eSIM? 5 Things To Know
Visible Review: 5 Things To Know Before You Sign Up
Will Social Security Run Out?
Social Security is now expected to run short of cash by 2033
Barrons.com: Why It Makes Sense to Wait for Social Security Even if Benefits Are Cut
When Is the Best Time To Collect Social Security?
AARP Social Security Calculator
Maximize My Social Security: Calculate Your Highest Benefits
Homeowners Insurance Archives - Clark Howard
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Apr 12, 2023 |
04.11.23 Back To Basics: Tackle Your Credit Card Debt / Perspective: Artificial Intelligence
2161
One of the main ways you empower yourself with money is to owe less. Americans are taking on more and more credit card debt now for lifestyle, and over 40% of card holders are just servicing the debt. Learn Clark smart ways to start digging out. Also, AI is in the news constantly. Artificial Intelligence will open up so many new ways of doing things, but there are major concerns and dire predictions. Clark lends historical perspective on how tech changes the nature of work.
Reducing Debt: Segment 1
Ask Clark: Segment 2
AI Perspective: Segment 3
Ask Clark: Segment 4
Mentioned on the show
[The Washington Post] 7 ways to lower your credit card debt after the Fed rate hike
New York Post : I was $70K in debt — now I'm 'cash stuffing' to become a millionaire
Half of US Employees Earn Extra Cash on the Side, Survey Finds
How To Get Out of Debt in 7 Steps / Debt Archives - Clark Howard
Backdoor Roth IRA: Advantages and Tax Implications Explained
Ask Clark: What Is a Backdoor Roth IRA?
SquareUp.com / Best money transfer apps
300 million jobs could be affected by latest wave of AI, says Goldman Sachs
Elon Musk and Others Call for Pause on A.I., Citing ‘Profound Risks to Society’
The FTC should investigate OpenAI and block GPT over ‘deceptive’ behavior, AI policy group claims
Clark Howard's #1 Rule To Avoid Email Scams
How To Recognize and Report Spam Text Messages
Why You Should Never Click on Random Text Messages
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Apr 11, 2023 |
04.10.23 Series I Savings Bonds: Time To Buy Or Sell? / Gratuitous Gratuities
1884
With savings rates up and I Bond rates headed down, Clark clears confusion on whether it’s time to buy or sell Series I Savings Bonds. Also, the scales are starting to “tip” when it comes to gratuities. Being confronted with the tip option touchscreen guilt machine is hitting critical mass. Hear how Clark handles this.
I Bond Update: Segment 1
Ask Clark: Segment 2
The Ubiquitous Tipping Dilemma: Segment 3
Ask Clark: Segment 4
Mentioned on the show
5 Things To Know About Series I Savings Bonds / SavingsBonds.gov
Why This Is the Best Time To Buy Series I Savings Bonds
I Bonds rates in 2023 could be better now than in May
Small Banks Are Losing to Big Banks. Their Customers Are About to Feel It.
HumbleDollar: Home / Investopedia Academy
Schwab - Your U.S. Investing Education Center
Vanguard - Education / Fidelity Learning Center
Clark.com Investing & Retirement
Target Date Funds: Clark's Favorite Retirement Investment
IRS - Charities and their Volunteers
Can You Deduct Expenses of Volunteering for Charity?
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Apr 10, 2023 |
04.03.23 Greener Grass - Water Savings / INVESTING: Time IN The Market- Not Market Timing
1805
For many sports events, fields are actually spray painted to make them look beautiful, which has led to lawn painting, especially where water is restricted and costly. How some homeowners, including Clark - are saving water by altering their lawns. Also, It’s not uncommon for people to pull their investments out of the market when it trends downward. Right now with economic uncertainty, people are rotating out of stocks in favor of savings, planning to return to the market when it’s “safe”. What are they missing? Plenty. How Clark handles investing.
Lawns & Water Savings: Segment 1
Ask Clark: Segment 2
Steady Investing: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Do Your Neighbors Paint Their Lawns Green? Increasingly, Yes
FuelEconomy.gov
Welcome to Bluebird
Individual Investors Pile Into Cash, Chasing Higher Returns - The Wall Street Journal.
NYTimes.com: A Question About Your Money: Has Anything Truly Changed This Week? [The Washington Post] Four money rules when financial news is making you nervous
Should You Sell or Stay Put in the Stock Market?
Dollar Cost Averaging Makes You a Fortune Over Time
How To Save and Invest the Clark Howard Way
How to Freeze Your Child's Credit
A Simple Way To Help Your Kid Build Credit
Should You Make Your Child an Authorized User on Your Credit Card?
Clark.com resources
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Clark.com daily money newsletter
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Apr 03, 2023 |
03.31.23 Clark Answers His Critics on Clark Stinks / Top Scams Report
2108
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, scammers steal billions of dollars from Americans each year. Clark shares the FTC’s annual summary of top scams, and has a simple rule for avoiding the number 1 scam on the list.
Clark Stinks: Segments 1 & 2
Top Scams & Fraud Schemes: Segment 3
Ask Clark: Segment 4
Mentioned on the show
6 Tips for Hiring a Contractor
Apple Screen Time Passcode
NCUA - National Credit Union Administration
CUNA: Credit Union National Association
5 Discount Airlines You Need To Know About
Scams Cost Consumers $8.8 Billion in 2022 — The Top Five Frauds
FBI says $10 billion lost to online fraud in 2022 as crypto investment scams surged
Clark.com - Most Common Financial Scams and How To Avoid Them
5 Best Ways To Send Money Online
Is a Costco Executive Membership Worth It?
Get a new Sam's Club membership for $25
Clark.com resources
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Clark.com daily money newsletter
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Mar 31, 2023 |
03.30.23 Neglected Retirement Accounts? NO! / Amazon Satellite Internet
1744
Millions of workers are leaving open retirement accounts with thousands of dollars sitting ignored or forgotten. If you’ve changed employers over the years, Clark’s has an assignment for you to make sure you get ALL your retirement money! Also in this episode, Amazon has announced their internet service to compete with Starlink. Who wins with the additional options we will have? The consumer!
Neglected Retirement Accounts: Segment 1
Ask Clark: Segment 2
Amazon Satellite Internet: Segment 3
Ask Clark: Segment 4
Mentioned on the show
NYTimes.com: Set It and Actually Forget It
Clark.com - How To Find Missing or Lost Retirement Accounts
How To Find and Claim Missing Money in Your Name
How To Open a Roth IRA
State Farm® and Ting can help protect your family from electrical fires
Cord Cutters News: Amazon’s New Home Internet Service Announces New Details
T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up
Verizon Home Internet: Things To Know Before You Sign Up
Wells Fargo Active Cash® Card Review: Unlimited 2% Cash Back Credit Card
Clark Deals - Today's Best Deals of the Day
Clark.com resources
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Mar 30, 2023 |
03.29.23 SUV Safety Report / Price Check! A Retail Warning
1768
For parents who want to keep their kids safe, an SUV is often a popular choice. If you’re considering buying an SUV, Clark has a new report from the Insurance Institute for Highway Safety you need to hear first. Also, several states are suing a retailer for overcharging at check-out - a symptom of a systemic problem. Clark has some ways to help you eagle eye your check out prices, and protect your wallet!
SUV Safety: Segment 1
Ask Clark: Segment 2
Beware Retail Pricing Errors: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Ford's Mustang Mach-E scores highest in crash safety test among 13 midsize SUVs - from Detroit Free Press
IIHS.org Back-seat safety lags in midsize SUVs
Turo: 5 Things To Know About the Cheap Car Rental Service
Roth vs. Traditional 401(k): What's the Difference?
At Dollar General, a Staple for Many, a Record of Overcharging
IRS Payment Plans Installment Agreements
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Mar 29, 2023 |
03.28.23 Jobs That Pay / Retailers' “In Your Face” Fight Against Shoplifting
1665
Regardless of what happens with economic cycles, there are clear patterns in the job market that spell OPPORTUNITY - if your aptitude matches the need. Clark points the way to jobs that pay, with and without a college degree. Also, we all pay for heavy losses inflicted by shoplifting rings, and now the cost of shoplifting can feel like more punishment, as retailers use various tactics to fight back.
Prepare For Jobs That Pay: Segment 1
Ask Clark: Segment 2
Retail Vs Shoplifting Rings: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Report: Top 10 Colleges Whose Graduates Earn the Most
100 colleges whose grads go on to earn the most
America Is Trying to Electrify. There Aren’t Enough Electricians.
What Is Non-Owner Car Insurance And Who Needs It? - Forbes
Public Service Loan Forgiveness (PSLF) - Federal Student Aid
4 Things To Know About the Public Service Loan Forgiveness Program Overhaul
WSJ - Shoplifting Climbs as In-Store Shopping Returns
What Is Long-Term Care Insurance Cost & Coverage
Clark.com resources
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Mar 28, 2023 |
03.27.23 Savvy Summer Travel Planning / Your Money Mentality
2087
Travel planning season is here and Clark has good info spanning: airfares and when to travel to get the best prices, Airbnb & VRBO issues, hotel booking and more - so you know before you go. Also - Nobody ever got rich paying Visa or MasterCard 19% interest (or more). Clark addresses discretionary spending that undermines your immediate and distant future. Practices and cognitive biases that get us in financial trouble include impulse buying with borrowed money, and only paying credit card minimums. Why you should make FOMO & YOLO a NO Go and Pay in 4 no more.
Summer Travel Planning: Segment 1
Ask Clark: Segment 2
You Money Mentality: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Travel Archives - Clark Howard
5 Discount Airlines You Need To Know About
5 Steps To Getting a Good Deal on a Hotel Room
InsureMyTrip Review: Why We Like It and How to Use It
Why we usually can't tell when a review is fake
NYTimes: Help! I Canceled My Rental Because of a Wildfire. My Contract Says No Refund. Is That Fair?
Frontier Airlines admits it pays staff a $10 BONUS every time they charge customers extra for oversized luggage - even when their bags aren't too big!
How To Dispute a Charge on Your Credit Card
BBB-File a Complaint
Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023
Best Travel Credit Cards: Top Rewards Picks for 2023
NYTimes.com: When It Comes to Money, Your Brain Can Be Your Own Worst Enemy
Which Home Security Systems Rank Better Than Ring? / Wyze Security Cams
Where Can You Get Some of the Best Deals on Homes Right Now? The New Construction Market. - The WSJ.
The One Place You Can Still Get a 3% Home Loan: Your Family
What's the Gift Tax Exclusion for 2023? - Kiplinger
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Mar 27, 2023 |
03.24.23 Clark Answers His Critics on Clark Stinks / Timing Is Everything: Funding Your IRA
1869
Friday - Clark Stinks day! A chance for Clark to learn from you. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Lump sum spring contributions to an IRA for the prior year are not uncommon, and are right for some earners. But that’s the exception - not the rule. Know the most advantageous way to fund your IRA.
Clark Stinks: Segments 1 & 2
When To Fund Your IRA: Segment 3
Ask Clark: Segment 4
Mentioned on the show
NCUA - National Credit Union Administration
CUNA: Credit Union National Association
You Can Roll Your 529 Plan To A Roth IRA Beginning In 2024
Buying Gas From a Station on This List Is Better for Your Car
12 Things You Never Knew You Could Get From Your Local Library
Matching Contributions 101: How to Maximize Your Retirement Savings Now
Retirement Savings Contributions Savers Credit - IRS
NYTimes.com: Why Investing at the Last Moment Can Hurt Your Returns
Where To Buy the Best Cheap Printer
How To Dispute a Charge on Your Credit Card
Clark.com resources
Episode transcripts
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Mar 24, 2023 |
03.23.23 Bank Failure Update - What YOU Should Do / SAVE On Streaming TV
2175
Panic has turned to confusion in the wake of the SVB failure. Clark summarizes how we got here, how it differs from 15 years ago, and how the moral hazard in the system should be fixed. Clark breaks it down to 2 key points, and what individuals and businesses with funds greater than the quarter million FDIC limit should do going forward to secure their funds. Also, Clark tells you what’s behind the big streaming service increases and your alternatives. With market changes come new opportunities. If you’re willing to adapt and experiment you can save so much money - with more content than you can watch.
Bank Failure Update: Segment 1
Ask Clark: Segment 2
SAVE on Streaming TV: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Midmarket Firms Re-Evaluate Regional Bank Risk Following Crisis
NYTimes.com: Two Big Ideas for Preventing Another Banking Crisis
Experts, banks look for ideas to stop next bank failure
The forgotten rescue plan that could prevent another SVB-like collapse
Fed to Consider Tougher Rules for Midsize Banks After SVB, Signature Failures - WSJ.
SVB is the first social media bank run in history.
Banks Trade Relief Now for Regulation Later - The Wall Street Journal.
Yellen Says U.S. Ready to Protect Smaller Banks if Necessary
Certificate of Deposit Account Registry Service CDARS
How To Open a Roth IRA
Custodial Roth IRA: How And Why To Start A Roth IRA For Kids
Turbocharge your child's retirement with a Roth IRA for Kids
Clark.com: YouTube TV Raises Monthly Rate for First Time Since 2020
Clark.com: 5 Cheaper Streaming Alternatives to YouTube TV
Best Free Streaming Services in 2023: Movies and TV for Cord Cutters
Clark.com - STREAMING TV
4 Things To Know Before You Buy a Digital TV Antenna
Submit a complaint | Consumer Financial Protection Bureau
Automatic Bill Pay: How It Works and How To Do It Safely
Clark.com resources
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Mar 23, 2023 |
03.22.23 Job Market Update & Strategy / Are We There Yet? Buying An Electric Vehicle
1975
With full employment and increased turnover happening concurrently, burnout, layoffs and “revenge videos” from ex-employees, it’s a confusing time in the job market. Survey says 80% of those who participated in the great resignation now regret it and are heading back to work. Know the key professional strategies for both finding and leaving a job. Also in this episode, Clark updates his answer to the ongoing question - “is it time to buy an electric vehicle”... with some news from Tesla that for some, may change the equation.
Finding And Leaving A Job-Best Practices: Segment 1
Ask Clark: Segment 2
The Tesla Model 3: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Your essential guide to thriving through a layoff
Why so many who took part in the Great Resignation have regrets
Stressed about potential layoffs? You should practice ‘career cushioning’
How Much Should Your 401(k) Account Cost You All-In?
Top 10 Small Business 401(k) Plan Providers - Investopedia
How To Open a Roth IRA
Learn More About the AARP Fraud Watch Network
State Elder Abuse Statutes | EJI - Department of Justice
Edmunds: The most affordable EVs for 2023
Tesla’s price war on electric-vehicle and traditional automakers alike.
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Mar 22, 2023 |
03.21.23 Auto Loan Debt Burden / Tech Product End-Of-Life Policies
1882
Though moderating, new and used vehicle prices are still high. And among those who bought at peak prices, late payments are escalating. Clark offers an overview of the car market, plus - direction for those upside down in loans and for would-be buyers. Also, owning smart tech connected devices requiring software services - you buy them, you own them outright, right? What’s the catch? Clark explains.
Vehicle Loans: Segment 1
Ask Clark: Segment 2
The Electronics Subscription Game: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Late Auto Payments Expose Cracks in Consumer Credit - The Wall Street Journal.
Are You Following Clark's Maximum Auto Loan Length Rule?
Mattress Buying - Clark Howard Community
ByeByeMattress-Retailer Take Back
WSJ- The Cameras Worked Fine. Their Maker Said They Had Reached Their End of Life.
Should I Have Gold in My Portfolio Right Now?
ETF vs. Mutual Fund: Which Investment Is Better?
Should I Purchase Mortgage Life Insurance?
How To Buy Term Life Insurance in 7 Easy Steps
Health Insurance Guide
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Mar 21, 2023 |
03.20.23 Pay Less For Better Cell Phone Service / Creating Value: Side Hustle Success
1602
One area of focus for Team Clark is helping with your monthly expenses including TV and cell phone costs. Clark shares more reasons to save on cell service. New data names cell discounters that offer higher customer satisfaction than the big 3 carriers. Also, shopping for profit: many are having 5 figure success with thrifting resale. Do you have a special skill, experience or interest that can be turned into real value?
Cheaper, Better Cell Service: Segment 1
Ask Clark: Segment 2
Side Hustle Success: Segment 3
Ask Clark: Segment 4
Mentioned on the show
JD Power says mint mobile and US Cellular better than big name companies for customer service
Best Cell Phone Plans in 2023: The Cheapest Plan for Every Need
Mint Mobile Review: 6 Things To Know Before You Sign Up
Consumer Cellular Review: 5 Things To Know Before You Sign Up
Best Cash Back Credit Cards: Top Picks for 2023
Fidelity Investments Review 2022: Pros & Cons
What Is a Solo 401(k) and How Does It Work?
What Is a SEP IRA and Who Is Eligible?
Online Thrifting Platforms Help Create Five-Figure Side Hustles
7 of the Best High-Yield Online Savings Accounts in February 2023
The Best Telecom Services for Landlines
Amazon Photos
4 Ways To Stop Junk Mail
How To Freeze Your Credit With Experian, Equifax and TransUnion
Should I Freeze My Credit With Innovis, SageStream, CoreLogic and LexisNexus?
How To Prevent, Report and Repair Identity Theft
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Mar 20, 2023 |
03.17.23 Clark Answers His Critics on Clark Stinks / iPhone Risk & Solution
1860
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, iPhone users are being targeted in a way that puts their entire digital life at risk. But there’s a feature that can help protect you from thieves gaining access to your accounts.
Clark Stinks: Segments 1 & 2
iPhone Warning: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Why You Should Never Mail a Check
How To Open a Roth IRA
Should I Invest Instead of Paying Extra on My Low-Interest Mortgage?
What Is Owner's Title Insurance? 3 Things To Know
Best And Worst Homeowners Insurance Companies: February 2023
Why You Need To Re-Shop Your Car Insurance Right Now
Best Auto Insurance Companies and Ones To Avoid
PRIVACY.com / Virtual Credit Cards: An Online Security Measure Worth Taking?
A Basic iPhone Feature Helps Criminals Steal Your Entire Digital Life - The Wall Street Journal.
How to Protect Your iPhone Data From Thieves - The Wall Street Journal.
The $10 Travel Essential Clark Howard Always Packs
Credit Freezes and Unfreezes - Credit - Clark Howard Community
How To Prevent, Report and Repair Identity Theft
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Mar 17, 2023 |
03.16.23 The Return Of Multigenerational Households / Where NOT To Buy Gift Cards
1928
A traditional but long abandoned living arrangement is popular again. Almost 1 in 5 Americans now live in multigenerational households. There are many layers to this, including home design to accommodate wider uses to enhance value. Also, another reason Clark hates gift cards, and a specific warning about where you buy them.
Multigenerational Households: Segment 1
Ask Clark - Bank Failure Follow Up & Medical Tourism: Segment 2
Gift Card Purchase Warning: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Record 60 MILLION Americans are now living in multigenerational households
WSJ - More Parents Are Moving In With Adult Children—at Younger Ages
The US housing market is short 6.5 million homes
Is Your Money Safe at Your Bank Right Now?
NCUA - National Credit Union Administration
NYTimes.com: Kidnapping in Mexico Draws Attention to Medical Tourism Industry
Is Medical Tourism Right for You?
HuffPost: Why You Should Avoid Buying A Gift Card From The Display Rack At The Store
IRS Identity Protection PIN? - Taxes - Clark Howard Community
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Mar 16, 2023 |
03.15.23 Spring Travel News & Updates / Next Level Efficiencies Help Restaurants
1882
The lay of the land for getaways is changing - Clark shares the keys to saving money on airfare this spring and summer and why a great time for bargain travel lies ahead. Plus, Clark’s updates on passport renewal and airline family seating. Also, as industries emerge from the ashes of the pandemic, we’re seeing increased efficiencies. Clark takes note of changes in the restaurant industry, and - for entrepreneurs - opportunity out of adversity.
Travel Updates: Segment 1
Ask Clark: Segment 2
Restaurant Innovation: Segment 3
Ask Clark: Segment 4
Mentioned on the show
5 Ways to Save Money on Summer Flights to Europe
Expedited Passport Renewals Now Taking Over a Month - The Wall Street Journal.
The Points Guy: United rolls out new family seating policy for economy tickets
One Mile at a Time: Frontier Airlines' New Family Seating Policy
5 Discount Airlines You Need To Know About
Top Travel Deals - Clark Howard / Clark Deals - Travel
Barrons.com: Buy Toast Stock. It’s More Than Just Restaurant Payments.
YouTube TV Ditches Popular Sports Network Amid Carriage Dispute
MLB.TV / Clark.com - STREAMING TV
Should I Let an Insurance Company Track My Driving Habits in Exchange for Lower Insurance Costs?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Mar 15, 2023 |
03.14.23 Digital Subscription Workaround Saves $ / Clark’s Home Equity Rule
1645
Apple & Google don’t want you to know how to get phone app digital subscriptions cheaper because you taking one simple step costs them commissions. Clark spills - you SAVE. Also - banks are descending like locusts on homeowners fat with equity - with ads to pop that piggy bank! HELOCs are up 50% over a year. Learn the risks, the difference between home equity loans & lines of credit, and Clark’s Rule about the ONLY TIME it makes sense to tap home equity.
Avoid In App Purchase Punch: Segment 1
Ask Clark: Segment 2
Protect Your Home Equity: Segment 3
Ask Clark: Segment 4
Mentioned on the show
The money-saving deals Apple and Google are hiding from you
5 Best Ways To Send Money Online
Wise: the international account | Money without borders
International Money Transfer from the United States - Revolut
Best Credit Cards With No Foreign Transaction Fees in 2022
5 Things To Know About Series I Savings Bonds
How To Open a Roth IRA
13 Steps To Keeping Your Email Safe and Secure
Proton Mail — Get a private, secure, and encrypted email
Discover Card: How To Remove Your Information From People Search Sites
More homeowners tap equity juiced by soaring prices
Home equity loans & lines of credit: 7 common questions answered
Should I Get Pet Insurance?
Credit Karma Review: Free Credit Score and More at Your Fingertips
How To Monitor Your Credit
How To Freeze Your Credit With Experian, Equifax and TransUnion
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Mar 14, 2023 |
03.13.23 SPECIAL EDITION - The Failure of Silicon Valley Bank
2206
SPECIAL EDITION - The Failure of Silicon Valley Bank
Clark discusses this week’s SVB failure including the strength and scope of this bank, how much of the deposits were insured & the security of funds generally, the impact on businesses and how the federal government has had to step in. Clark also answers initial questions for what will be his ongoing coverage of this event as needed moving forward.
Mentioned on the show
NYTimes: Regulators Close Second Bank and Move to Ensure Deposits
Deposit Insurance - FDIC
Certificate of Deposit Account Registry Service - Wikipedia
SIPC - Securities Investor Protection Corporation
Roku Warns of Potential Losses From SVB Failure
SVB Rocks California as Rich Founders Join Napa Vintners in Fear
NYTimes: Silicon Valley Bank Fails After Run by Venture Capital Customers
SVB Is First FDIC-Insured Institution to Fail in 2023
NYTimes.com: The Second-Biggest Bank Failure
[The Washington Post] Here’s how much of your bank deposits are FDIC protected
NYTimes.com: Silicon Valley Bank Collapse Sets Off Blame Game in Tech Industry
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Mar 13, 2023 |
03.10.23 Clark Answers His Critics on Clark Stinks / Apartments: What Is A Standby Renter?
2155
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, good news - rents are dropping all over America, but there’s a unique way to pay even less for an apartment that may suit your lifestyle.
Clark Stinks: Segments 1 & 2
Standby Apartment Rental: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Clark.com - CRUISES
When Do You Need a Travel Agent?
Planning Retirement Using the Monte Carlo Simulation
Retirement Nest Egg calculator - Vanguard
Apartment Rents Fall as Crush of New Supply Hits Market - WSJ
How you can get cheap rent, but it comes with a 'bump' notice. What it's like living on 'Standby' - from USA TODAY
Is a biweekly mortgage plan a good idea?
The Cheapest Places To Buy Contact Lenses
Should I Buy Additional Insurance From a Rental Car Company?
Welcome to the Clark.com Community
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Mar 10, 2023 |
03.09.23 The Clark Smart Way To Buy A Car / FSA: Use It Or Lose It
1830
So many people dread the experience of walking into a car dealership and trying to negotiate. Information is power. Clark shares how to do the work up front to properly buy a vehicle, and has a NEVER NEVER rule for buying new. Also, the FSA is an awesome benefit, but only if you USE it. A shocking stat you don’t want to be a part of: Half of workers with this benefit lose FSA money.
How To Buy A Car: Segment 1
Ask Clark: Segment 2
FSA: Use It Or Lose It: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Automotive News - Consumers: Car buying lacks transparency
Clark.com How to Buy a Vehicle
Are You Following Clark's Maximum Auto Loan Length Rule?
Looking to Lower Your Funeral or Cremation Costs? Join a Non-Profit Memorial Society
Want a great credit score? Here's a trick you might want to try
Workers Lose Billions Of Dollars In Flexible Spending Accounts
A Simple Way To Help Your Kid Build Credit
9 Best Free Checking Accounts in February 2023
Best 529 College Savings Plans By State
Families can make a tax-free rollover from 529 plans to Roth individual retirement accounts starting in 2024
7 Things on Deep Discount in March
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Mar 09, 2023 |
03.08.23 Risk Factors: Medical Cost Sharing Co-ops / Kia and Hyundai Theft Solutions
1765
One of the biggest expenses we face is health insurance, and many have turned to medical cost sharing programs & ministries as an alternative to traditional insurance. Clark explains the inherent risks involved with these health care co-ops. Also, a follow up on the Kia and Hyundai theft problems causing auto insurance cancellations for some owners. There are remedies from the automaker which owners of the affected models need to know about.
Health Coverage Co-op Warning: Segment 1
Ask Clark: Segment 2
Kia and Hyundai Theft Solutions: Segment 3
Ask Clark: Segment 4
Mentioned on the show
A Christian Ministry Promised An Obamacare Alternative. The FBI Says Its Leaders Pocketed $4 Million And Left Members With Thousands In Unpaid Medical Bills
A Christian Health Nonprofit Saddled Thousands With Debt as It Built a Family Empire Including a Pot Farm, a Bank and an Airline
10 Ways To Save on Prescription Drugs
What Does a Home Warranty Cover, and Is It Worth The Money?
Here Are Your Home Warranty Horror Stories
When Is the Best Time To Collect Social Security?
AARP’s free Social Security calculator helps you maximize your benefits
Maximize My Social Security: Calculate Your Highest Benefits
Kia might owe you money. Here’s how to check
Hyundai releases anti-theft software upgrade for 4 million cars after insurers drop some models
CUNA.org - Find a Credit Union
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Mar 08, 2023 |
03.07.23 What You Need May Be FREE: Buy Nothing Groups / How To Approach LASIK Surgery
2003
Many Americans are feeling financial pressure, and are trying to save everywhere they can. This has led to the growth of non buying co-ops across North America. Clark discusses Buy Nothing groups and other ways to reduce spending. Also, Clark tells you why you should go into a LASIK procedure with your eyes wide open, to protect both your vision and your wallet. Know the proper steps to take before receiving LASIK surgery.
Buy Nothing Groups: Segment 1
Ask Clark: Segment 2
LASIK Considerations: Segment 3
Ask Clark: Segment 4
Mentioned on the show
[The Washington Post] Buy Nothing is everything
Buy Nothing Project / Freecycle: Front Door
[The Washington Post] The new TikTok trend is convincing people not to buy things
The Free and Cheap List - Clark Howard
How To Start Saving When Money Is Tight
How To Buy Term Life Insurance in 7 Easy Steps
How To Open a Roth IRA
Is it a good idea to rent-to-own a home?
Seeing isn’t always believing when it comes to ad prices for LASIK eye surgery
6 Tips for Hiring a Contractor
Best Online Banks: Free Checking and High-Interest Savings Accounts
Clark.com resources
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Mar 07, 2023 |
03.06.23 Money And Relationships / Behind the TP Price Increase
1737
Talking about finances has always been a challenge for couples, with new challenges brought on by technology conveniences. It can be an awkward dance discussing money, but it’s vitally important to a relationship. Clark’s guidelines can help get the ongoing conversation started. Also, paper products are costing more, but this time it’s not a supply chain disruption. Hear what’s happening and what to expect, as the price of TP rises once again.
Money And Relationships: Segment 1
Ask Clark: Segment 2
TP Price Increase: Segment 3
Ask Clark: Segment 4
Mentioned on the show
NYTimes.com: Young, in Love and Figuring Out How to Talk About Money
How To Find and Choose a Financial Advisor
Clark Howard's 5 Money Tips for Couples
Can Married Couples Get Joint Access To Utility, Mortgage and Investment Accounts?
How Couples Can Get on the Same Page About Money
6 Things To Know Before Contacting the National Foundation for Credit Counseling
How Many Credit Cards Should I Have?
Best Credit Cards for Students: Top Picks for 2023
Clark discussed money market funds with higher yields than online savings accounts
Why the housing market is making your toilet paper more expensive
BBB-File a Complaint
Clark.com resources
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Mar 06, 2023 |
03.03.23 Clark Answers His Critics on Clark Stinks / Movie Theater Reset
1841
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, attendance is down in movie theaters so the industry is trying to reinvent itself with wider offerings beyond popcorn and soda marked up 95%. Preview prices to determine if one-stop dinner & a movie makes for a budget friendly experience.
Clark Stinks: Segments 1 & 2
Movie Theater Reset: Segment 3
Ask Clark: Segment 4
Mentioned on the show
22 Ways To Save Money on Groceries
6 Best Apps To Save Money on Groceries
Ask Clark: What Is a Backdoor Roth IRA?
When Should You Get an Accountant To Do Your Taxes?
Movie theaters get creative with food and drink as they struggle to fill seats
Cruise Critic: Cruise Reviews, Cruise Deals and Cruises
New Report: The 9 Best Cruise Lines for the Money
The Only Way You Should Pay for a Cruise
How To Use 'Vacations To Go' To Find Bargain Cruises
Where Should I Look for a Great Deal on a Cruise in 2023?
Clark.com resources
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Mar 03, 2023 |
03.02.23 Popshelf: A Review / Ultra Low Down Payment Mortgages - Pros & Cons
1953
Popshelf is a rapidly expanding, different kind of discount store. Clark checked it out and has a review. Also, potential home buyers are between a rock and a hard place these days. With rising interest rates, we’re seeing more and more low down payment mortgage offers. Clark walks you through the personal assessment required to make the best decision.
Popshelf Review: Segment 1
Ask Clark: Segment 2
Low Down Payment Mortgages: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Dollar General’s new Popshelf stores chase inflation-weary shoppers in the suburbs
All About Amazon Vine
Fidelity Roth IRA for Kids
NYTimes: Your 2023 Guide to Low-Down-Payment Mortgages
Homeowners Insurance Archives - Clark Howard
How To Freeze Your Credit With Experian, Equifax and TransUnion
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Mar 02, 2023 |
03.01.23 Warning: Online Quizzes & Surveys / The Influencer Game
2066
They’re everywhere online - quizzes and surveys. They may seem fun & interesting BUT - the fun is at your expense. Learn how quizzes are used, and why there’s one question they’re always going to ask. Online content presents challenges. Also in the realm of social media, you’ve no doubt heard of “influencers,” but you may not realize it goes way beyond the Kardashians. There are some very subtle ways some of your favorite people to follow may be advertising to you.
Warning: Online quizzes: Segment 1
Ask Clark: Segment 2
The Influencer Game: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Don’t answer another online quiz question until you read this
What Is a Fiduciary Financial Advisor and Do I Need One?
How To Find and Choose a Financial Advisor
NYTimes: No Open-House Party. Influencers Just Want an Open Door.
3 Things To Consider Before You Get Solar Panels
When Should You Get an Accountant To Do Your Taxes?
Enrolled Agents | Internal Revenue Service
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Mar 01, 2023 |
02.28.23 Best Of: The Clark Origin Story / Find Missing Money For Free
1485
Clark shares how he got started and the life lessons that motivated and inspired him to do what he loves doing today - empowering others to live their best lives. Also - There’s a 1 in 10 chance there’s unclaimed money out there with your name on it. Clark explains how this happens, the third party pitfalls, and how to find it yourself for free.
Clark BIO: Segment 1
Missing Money: Segment 2
Mentioned on the show
About Clark Howard
How to Find and Claim Missing Money in Your Name
How To Find Missing or Lost Retirement Accounts
Clark.com resources
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Clark.com daily money newsletter
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Feb 28, 2023 |
02.27.23 Best Of Clark: Retirement Compromise / Retail Saving Secrets
1298
If early retirement is on your mind, Clark helps you think through some major considerations. Then go bargain hunting with Clark as he walks you through his favorite discounters and spills the secret pricing codes to look for & what they mean.
Retirement Compromise: Segment 1
Saving Hacks At Clark’s Favorite Stores: Segment 2
Mentioned on the show
How to Retire Early
6 Challenges To Consider if You Plan To Retire Before 65
Two good retirement planning tools - Retirement - Clark Howard Community
6 Ways To Make Extra Money in Retirement
6 Major Expenses in Retirement (and How To Reduce Them!)
The Rule of 55: What Is It, How It Works
When Is the Best Time To Collect Social Security?
13 Secret Saving Hacks at Costco, Sam's Club and BJ's Wholesale
8 Secrets All Shoppers Need To Know About Costco
Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best?
8 Things To Know Before Your First Trip to Aldi
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Feb 27, 2023 |
02.24.23 Clark Answers His Critics on Clark Stinks - Special Edition
1772
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. And today, that goes double. It’s an all Clark Stinks Friday. Mask up for the Reekoning!
Mentioned on the show
5 Reasons Why Clark Howard Hates Big Banks
How To Find Cheap Flights in 3 Easy Steps / Matrix Airfare Search
Avelo Airlines | Official Site | Book Now and Save / Breeze Airways
The Best Time and Place To Buy a Mattress
What Is Long-Term Care Insurance Cost & Coverage
No more paper statements only electronic - Clark Howard Community
What Is a 403(b) and How Does It Work?
Best Balance Transfer Credit Cards: Top Picks for 2023
Clark.com resources
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Feb 24, 2023 |
02.23.23 Retail Mind Games / “Annuity” Is A Cuss Word
1691
Retailers are using more and more psychological tactics to get you to buy. Know the tricks of the trade to not get played - and avoid impulsive spending. Also, why Clark considers “annuity” profanity, but he’d rather have to say it, than to see you pay it. They’re being sold like crazy, disguised by fancy names. Know them when you see them - and the 2 annuity type exceptions.
Retail Mind Tricks: Segment 1
Ask Clark: Segment 2
Annuity Warning!: Segment 3
Ask Clark: Segment 4
Mentioned on the show
How shopping sites are using psychology to trick you into spending more — and 3 ways to avoid them
How To Plan a Trip: Clark's Best Travel Tips To Save Money
Clark.com: How To Buy Term Life Insurance in 7 Easy Steps
Inside Wall Street's gloom-and-doom racket
What Is an Annuity, and Why Does Clark Think They Stink?
Immediate Payout Annuity: What Is It and Do You Need It?
Longevity Insurance: What Is It and Do You Need It?
Why You Need To Know Your Company 401(k) Fees
How Much Should Your 401(k) Account Cost You All-In?
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Feb 23, 2023 |
02.22.23 Why & How To Shop Auto Insurance / Work Ethic: Should Teens Have Jobs?
1636
Auto insurance has increased significantly in the past 3 years. Clark covers the cost pressures - that vary per insurer - affecting your rates. This is why comparison shopping is more important than ever. Clark helps you get started. Also, it’s troubling that overwhelmingly, teens don’t have jobs any more, missing out on early work experience so beneficial to their life education. On the other hand, there’s an opposite trend that’s also troubling. Clark discusses family work culture decisions.
Shopping Auto Insurance: Segment 1
Ask Clark: Segment 2
Teens And Jobs : Segment 3
Ask Clark: Segment 4
Mentioned on the show
Why You Need To Re-Shop Your Car Insurance Right Now
Auto insurance is up by more than 15% this year in some states. Here's how to keep your premium down
How to Shop for Car Insurance
Car Insurance Archives - Clark Howard
What Is Owner's Title Insurance? 3 Things To Know
Should I Pay a Company To Lock Down My House Title or Is It a Scam?
Delta Community Credit Union Car Loan Rates
Navy Federal Credit Union Auto Loan Refinancing
[The Washington Post] In a tight labor market, some states look to another type of worker: Children
My Printer Is Extorting Me
Where To Buy the Best Cheap Printer
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Feb 22, 2023 |
02.21.23 Medical Bills And The No Surprises Act / Starting Your Emergency Fund
1740
The No Surprises Act became law last year to eliminate surprise medical billing, but most people don’t know what it is and what their rights are under it. Clark lays it out so you know your new rights when it comes to medical bills. Also - how much if anything, do you have in your emergency fund? Clark has a way for you to be better prepared for the inevitable rainy day.
The No Surprises Act & Your Rights: Segment 1
Ask Clark: Segment 2
Your Rainy Day Fund: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Patients Still Receive Surprise Medical Bills, Including for Medical Laboratory Testing, Despite
Enactment of Federal No Surprises Act That Became Law on Jan. 1, 2022
Understand your rights against surprise medical bills - CMS
Rocket Mortgage - Physician Loans: Are They A Good Mortgage Option For Doctors?
Bankrate's Annual Emergency Fund Report | Bankrate
Emergency Fund: Everything You Need to Know
Fidelity Investments Review 2022: Pros & Cons
Money market funds - Fidelity Investments
The Monte Carlo Simulation: Understanding the Basics
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Feb 21, 2023 |
02.20.23 Increased Fraud Requires Vigilance / HOTELS: What To Check Out Before Check In
1672
One major key to financial freedom is avoiding ruinous fraud. Recent reporting shows ponzi schemes up 70% over the year, so it’s vital to be aware of what’s coming at you through various channels. Clark’s primer on what to look out for includes incoming alerts and what NEVER to click on. Also, hotel brand consistency has given way to sales considerations in the industry overall, devaluing brands. Know what this means for you when booking a hotel.
Fraud Prevention: Segment 1
Ask Clark: Segment 2
What’s In A Hotel Name? Nothing: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Barrons.com: Ponzi Schemes Surged in 2022. Many Involved Crypto.
WPO - Friend or fraud: Seven ways to spot a Ponzi scheme, and other scams
NYTimes: Retirees Are Losing Their Life Savings to Romance Scams. Here’s What to Know.
ArsTechnica-Mysterious leak of Booking.com reservation data is being used to scam customers
Worried about crypto exchange losses? Don’t pay money for “help” recovering money
5 Steps To Getting a Good Deal on a Hotel Room
Scott's Cheap Flights | Save Up to 90% on Flights
[The Washington Post] Expensive flights are here to stay, but there’s good news
Top Travel Deals - Clark Howard
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Feb 20, 2023 |
02.17.23 Clark Answers His Critics on Clark Stinks / Credit Report Inquiries & Scores
1984
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark explains the difference between hard inquiries and soft hits to your credit report, and other factors that affect your credit report and score.
Clark Stinks: Segments 1 & 2
Credit Report Inquiries: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Follow Clark Howard's #1 Rule To Travel Cheap
Southwest Offers Companion Pass through Credit Card for Limited Time
VENMO - Fees
CBS-CreditKarma tricked customers into thinking they were pre-approved for credit cards-FTC
Credit Karma Review: Free Credit Score and More at Your Fingertips
Credit Karma vs. Credit Sesame: Is One Better Than the Other?
The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report
How To Get a Free Credit Report
Best Investment Companies
What the Great Netflix Password Crackdown Means for You
Netflix Password Sharing Crackdown Will Affect 100 Million Users. Here’s What You Should Know
Clark.com: Is Netflix Ending Password Sharing in the United States? What We Know So Far
Clark.com - Streaming TV / Clark.com: Sling Freestream
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Feb 17, 2023 |
02.16.23 Speculation Vs Real Investing / Beware Fake Shopping Sites
1880
Many took the wrong lesson from the speculative fever of 2020-21. As meme stock & crypto frenzy stoked message boards, people drove values up, and many ended up with heavy losses. Gambling & speculation should never be confused with investing. Understand the power of DULL and other lessons from a tortoise investor. Also, a booming scam area - FAKE search results and FAKE ads on social media with links to FAKE shopping sites. A few easy steps will help keep you safe from online scams. Clark gives you the rules of the road for shopping online.
Gambling Vs Investing: Segment 1
Ask Clark: Segment 2
Fake Shopping Sites: Segment 3
Ask Clark: Segment 4
Mentioned on the show
WSJ - The Retreat of the Amateur Investors
5 Sneaky Ways To Improve Your Credit Score
NYTimes.com: With Many Retailers Offering Online Sales, Phony Sites Blend In
Clark.com- How To Spot a Fake Online Store in 6 Easy Steps
Virtual Credit Cards: An Online Security Measure Worth Taking?
Fidelity Investments Review 2022: Pros & Cons
Metro by T-Mobile: 6 Things To Know Before You Sign Up
T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up
Verizon Home Internet: Things To Know Before You Sign Up
Clark Howard's 4 Travel Rules You Should Follow Right Now
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Feb 16, 2023 |
02.15.23 Affordable Housing Rethink / Retail Pricing: Shopping Strategy
1881
Addressing the severe lack of affordable housing requires creativity and change around zoning, construction and serving seniors. Clark reports on some emerging options that can help ease housing cost pressures. Also, learn why current moves by manufacturers and retailers mean there’s added value to comparison shopping right now. Clark shares shopper savvy tips that can save you money.
Housing Rethink: Segment 1
Ask Clark: Segment 2
Shopping Strategy: Segment 3
Ask Clark: Segment 4
Mentioned on the show
NYTimes.com: The Next Retirement Communities Won’t Be Just for Seniors
NYTimes.com: Senior Housing That Seniors Actually Like
3D-printed homes level up with a 2-story house in Houston
What Is a 403(b) and How Does It Work?
BBB - TicketSales.com
When Is Grinding Out Savings Through Comparison Shopping Not Worth It?
How You Can Use Unit Price To Save Money When Shopping
22 Ways To Save Money on Groceries
ChexSystems.com Home Page
How To Prevent, Report and Repair Identity Theft
5 Things You Should Repair Instead of Replace
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Feb 15, 2023 |
02.14.23 Gift Card Warning / Save On Cruises
1840
Got gift cards? Whether from individuals or employers, they’re a real target for fraudsters. If you received some over the holidays you still have - what you need to know now. Also, thinking of going on a cruise? Clark smart tricks of the trade include how and when to find a deal and what to watch out for.
Gift Card Fraud: Segment 1
Ask Clark: Segment 2
Save On Cruises: Segment 3
Ask Clark: Segment 4
Mentioned on the show
WCVB Boston: Receive a gift card over the holidays? Check the balance
Clark.com - How Do I Use All the Funds on My Virtual Gift Card?
What Is a Fiduciary Financial Advisor and Do I Need One?
How To Find and Choose a Financial Advisor
3 Places You Should Never Invest Your Money
IRS delays implementation of $600 reporting threshold for third-party payment platforms’ Forms 1099-K
[The Washington Post] Love that cheap cruise price? Don’t forget the boatload of fees.
Clark.com - Where Should I Look for a Great Deal on a Cruise in 2023?
Clark.com - Cruise Information
As new owner picks up pieces of custom-furniture e-tailer Interior Define, thousands of customers remain in limbo (msn.com)
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Feb 14, 2023 |
02.13.23 Go Get Higher Savings Yields / Your Continuity Of Healthcare
1568
Clark recently talked about getting the best rate on your savings through online banks and credit unions. Today, he follows up with what brokerage houses are offering, and how you may be missing out on big yields by being with the wrong one. Clark’s call to action: Put your money to work for you. Meanwhile, healthcare is hitting Americans hard in the wallet. An overview of the industry underscores the shortage of primary care physicians and the cost shifting hitting patients. Despite such marketplace obstacles, there is something Clark strongly urges you to do.
Higher Savings Yields: Segment 1
Ask Clark: Segment 2
Healthcare Direction: Segment 3
Ask Clark: Segment 4
Mentioned on the show
WSJ.com: Some Investors Are Missing Out on Higher Yields—and Don’t Know It
6 Best Grocery Pickup Services / 18 Ways To Save at Walmart
Best 529 College Savings Plans By State
Why urgent care centers are popping up everywhere
NYTimes: Emailing Your Doctor May Carry a Fee
Should I Invest Instead of Paying Extra on My Low-Interest Mortgage?
SideHusl - Find the Best Money Making Option for You
Clark.com How to Make Extra Money: 23 Easy Ways
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Feb 13, 2023 |
02.10.23 Clark Answers His Critics on Clark Stinks / The Jobs Report: Clarkonomics & You
1860
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, the latest jobs report has even the experts confused. Clark discusses the ongoing forces shaping our economy moving forward to foster informed decisions in your life.
Clark Stinks: Segments 1 & 2
Clarkonomics & You: Segment 3
Ask Clark: Segment 4
Mentioned on the show
SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know
5 Steps To Getting a Good Deal on a Hotel Room
New Report: The 9 Best Cruise Lines for the Money
How To Use 'Vacations To Go' To Find Bargain Cruises
NYTimes.com: Pace of U.S. Hiring Surges Unexpectedly
Why did we get a monster jobs report if the economy is slowing?
4 key takeaways from the jaw-dropping January jobs report
Automatic Bill Pay: How It Works and How To Do It Safely
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Feb 10, 2023 |
02.09.23 Scam Alert: Fake Parking Tickets / This Is The Year To Buy A Mattress
1725
Clark warns about an old scam now active again - fake parking tickets! Learn who is targeted, how the scam works, and how to verify a parking ticket. Also, If you need a new mattress, what to know about the industry and why now is the time to buy.
Scam Alert: Fake Parking Tickets: Segment 1
Ask Clark: Segment 2
Primo Time To Buy A Mattress: Segment 3
Ask Clark: Segment 4
Mentioned on the show
BBB Scam Alert: How to spot a parking ticket scam
Shopping around for MRIs, CT scans, mammograms and blood work can save big bucks
Wills versus Trust - Clark Howard Community
Mattress Buying - Clark Howard Community
Niagara Falls Tourism Fee: How to avoid the charge (CBC Marketplace)
Your Guide to Vehicle Subscriptions, the Alternative to Leases and Loans
SIXT rent a car | Premium Car Rental & Top Deals Worldwide
Turo: 5 Things To Know About the Cheap Car Rental Service
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Feb 09, 2023 |
02.08.23 The Importance Of Neighbors / Getting Credit Card Debt Under Control
1641
Clark waxes poetic on the topic of neighbors. What’s this got to do with money? Plenty. Also in this episode, consumers are borrowing more and credit card debt is up along with interest rates on that debt. Clark reviews the unprecedented difficulties that got us here, and offers strategies for cutting expenses and getting credit card debt under control.
Know Thy Neighbor: Segment 1
Ask Clark: Segment 2
Credit Card Debt Control: Segment 3
Ask Clark: Segment 4
Mentioned on the show
Sue Thy Neighbor: Homeowner Spats Over Fences, Trees and Additions Get Nastier - WSJ
Clark.com - Timeshares
The #1 Bill You Should Make Sure You Get by Mail
No more paper statements only electronic - Clark Howard Community
US consumers increased their borrowing by $28 billion in November
Your Passport Could Be Useless -- Even if It's Not Expired
22 Ways To Save Money on Groceries
How to Budget With a Cash Envelope System
Why You Should Keep Old Credit Card Accounts Open
Should You Get a Store Credit Card?
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Feb 08, 2023 |
02.07.23 Spend Less on Rx / Conducting A Layoff - Being Laid Off
1817
With some big pharmacies now cutting their hours due to labor shortages, Clark revisits your best options, covering employer Pharmacy Benefits Managers, and a new pharmacy option from Amazon. Also, Clark reacts to stories of corporate treatment of employees emerging from massive tech layoffs, and has key advice if you find yourself in the unfortunate situation of losing your job.
Rx Saving Strategy: Segment 1
Ask Clark: Segment 2
Layoffs: Conduct On Both Sides: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
WSJ.com: CVS, Walmart to Cut Pharmacy Hours as Staffing Squeeze Continues
Amazon Launches $5-a-Month Prescription Drug Plan - The Wall Street Journal.
Amazon Pharmacy: RxPass
Report: The Best Pharmacies for Customer Satisfaction
How To Buy Term Life Insurance in 7 Easy Steps
BBB-File a Complaint
Submit a complaint | Consumer Financial Protection Bureau
NYTimes.com: Layoffs by Email Show What Employers Really Think of Their Workers
The massive wave of layoffs is giving tech workers a brutal wake-up call about the reality of work
NYTimes.com: Tech Layoffs Shock Young Workers. The Older People? Not So Much.
5 steps to take if you get laid off
NYTimes.com: How to Cope When You’re Shown the Door
How To Open a Bank Account in 6 Easy Steps
Fidelity Youth Account - Any Good? - Clark Howard Community
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Feb 07, 2023 |
02.06.23 SAVE on Valentine Gifts / Electric Vehicle Price Cuts
1772
Flowers, chocolates, dinner - Clark smart ways to save on Valentine gifts. Plus, our Clark.com audience poll answers the question - How much should you spend on a first date? Also, Clark weighed in on buying an EV just 2 months ago. But prices have dropped recently. Has this changed his recommendation?
Save on Valentine Gifts: Segment 1
Ask Clark: Segment 2
EV Price Cuts: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
No More Dinner and a Movie. Cheapskate Daters Want Less. - The Wall Street Journal.
How much money should someone spend on a first date in 2023?
WSJ.com: Tesla Cuts Prices Across Models Sold in U.S.
Ford cuts price of Mustang Mach-E to compete with Tesla, offers deal to recent buyers too
Ford drops the price of its Tesla competitor
BlackRock, World's Largest Asset Manager, Buys Stake in Small-Business 401(k) Startup - WSJ.
The 401(k) for small and medium-sized businesses | Human Interest |
How to Start Investing and Saving for Retirement
Fidelity Investments Review 2022: Pros & Cons
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Clark.com daily money newsletter
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Feb 06, 2023 |
02.03.23 Clark Answers His Critics on Clark Stinks / Phone Company Settlements
2098
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark clears confusion over settlements being paid by T-mobile and AT&T - and has a necessary fraud protection step for T-Mobile customers.
Clark Stinks: Segments 1 & 2
AT&T and T-Mobile Settlements: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Robinhood Introduces IRA With A 1% Contribution Match
Should I Buy Additional Insurance From a Rental Car Company?
Cheapest Way to Rent a Car: Expert Tips
Credit Card Car Rental Insurance: What You Need To Know
Use Guided Access with iPhone, iPad, and iPod touch
Are you a former AT&T unlimited data plan customer? Read on
How to Claim Your Part of AT&T's $60 Million Settlement - CNET
AT&T Data Throttling Claim Form
T-Mobile Says Hackers Stole Data on About 37 Million Customers - The Wall Street Journal.
SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know
Account Takeover Protection by T-Mobile
Clark Howard's Guide to Saving Money on Your Wedding
Clark.com - 5 Steps To Getting a Good Deal on a Hotel Room
Clark.com - What Credit Cards Does Costco Accept?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Feb 03, 2023 |
02.02.23 Tax Filing Options: A Clark Guide / Maximize Your Savings
2256
Tax season time and documents are rolling in. Hiring a CPA, using Free File, TurboTax… you have filing options. Clark helps you choose the right one for your circumstances. And what is Return Free Filing and why don’t we have it in the U.S.?! Also, Americans in just 90 days lost a collective $42B in interest they would have earned taking their money out of Gang of 5 big bank savings accounts and placing it in higher yield accounts. Want to earn 20 times more interest?
Tax Filing Options: Segment 1
Ask Clark: Segment 2
Max Your Savings: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Barrons.com: Return-Free Filing Would Revolutionize Americans’ Taxes
IRS Free File: Free State and Federal Tax Filing Options for 2023
When to hire a tax professional - Clark Howard Community
When Should You Get an Accountant To Do Your Taxes?
Enrolled Agents | Internal Revenue Service
What Is a Fiduciary Financial Advisor and Do I Need One?
How To Find and Choose a Financial Advisor
Americans Missing Out on Billions in Interest - The Wall Street Journal.
2023's Best Savings Accounts - 5 Best Savings Accounts 2023
How To Switch Banks in 4 Simple Steps
Best Balance Transfer Credit Cards: Top Picks for 2023
Fidelity Roth IRA for Kids
Clark.com resources
Episode transcrips
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Feb 02, 2023 |
02.01.23 Early Valentine Warning: Counterfeit Jewelry / Retail Theft’s Impact On Consumers
1869
Today Clark covers fakes and thefts. You may be thinking about Valentine gifts now and jewelry is a favorite choice. But before you buy, Clark has a warning about the prevalence of counterfeits, and how to protect your wallet. Also, theft rings and smash & grabs have been hitting retailers hard throughout the country. Hear what retailers are doing to fight rampant internal and external theft, and how it affects consumers
Counterfeit Warning: Segment 1
Ask Clark: Segment 2
Retail Theft Impact: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
NYTimes.com: Jewelry Counterfeits: The Age-Old Problem Just Keeps Growing
Should I Buy Insurance for Nice Sunglasses?
When Do You Need a Travel Agent?
Certified Travel Counselor - CTC - The Travel Institute
Travel Archives - Clark Howard
Should my son get non owners car insurance?
NYPost - What Walmart, Target and other retailers are doing to deter crime
Rising thefts at Walmart could lead to price jumps, store closures, CEO says
The Minnesota Department of Health (MDH) Home Water Softening
Clark.com - How To Sell A Car
These 2 Things Can Maximize Your Chances of Selling Your House
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Feb 01, 2023 |
01.31.23 401(k) Borrowing & Hardship Withdrawal / A Warning For Entrepreneurs
1553
Hardship withdrawals from 401(k)s have doubled over the past year. Clark discusses the tax ramifications and offers alternatives. Also, Clark champions entrepreneurs creating startups or joining franchises in tough times. But this comes with a very important warning vital to success: Vetting an opportunity and avoiding the job & training scamsters infesting the market. Know the signs.
401(k) Hardship Withdrawals: Segment 1
Ask Clark: Segment 2
A Warning For Entrepreneurs: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
NYTimes.com: Hardship 401(k) Withdrawals, Explained
6 Things To Know Before Contacting the National Foundation for Credit Counseling
Should You Pay for Credit Monitoring?
How To Freeze Your Credit With Experian, Equifax and TransUnion
Why You Should Never Invest With a Bank
Business opportunities and trainings that claim you’ll make big money are often scams
Real Estate Investing: What To Know BEFORE You Start
Will Mark Cuban's Prescription Company Really Save You Money?
10 Ways To Save on Prescription Drugs
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Jan 31, 2023 |
01.30.23 The Investment Down Cycle / Tech Layoffs - Another Door Opens
1871
Last year was ugly in the stock & bond market - Clark lends perspective on investing cycles and your best approach to investing moving forward. Also in this episode - another down cycle. In the midst of massive tech layoffs, there is a silver lining. Historically, tech industry down cycles create the next great wave of innovation. Clark speaks directly to all laid off workers. Is it time for you to start your own business?
The Stock Market Down Cycle: Segment 1
Ask Clark: Segment 2
The Tech Down Cycle: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Your Investing Strategy Just Failed. It’s Time to Double Down.
U.S.-Stock Funds Fell 18.4% for 2022
The Best Place To Order Checks Online
Trustpilot Review: Is Trustpilot Legit?
InsureMyTrip Review: Why We Like It and How to Use It
Travel Insurance? What You Need To Know Before You Buy
Startups spring from ashes of Big Tech purge
HSA Beneficiary Rules - SmartAsset.com
IRA Inheritance: Non-Spouse IRA Beneficiary - Fidelity
Equifax data breach: What we know and how to protect yourself from what’s coming next
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Jan 30, 2023 |
01.27.23 Clark Answers His Critics on Clark Stinks / How To Finance A Vehicle
1895
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, there’s some important stats and steps to know when financing a vehicle. Clark tells you how to short circuit getting ripped off on a car purchase.
Clark Stinks: Segments 1 & 2
Vehicle Financing: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Clark Howard's 4 Travel Rules You Should Follow Right Now
How To Pack a Carry-On the Right Way
6 Best Background Check Services
How To Get a Gym Membership for Practically Free
YMCA of the USA - A Leading Nonprofit Organization
Shipt Review: 5 Things To Know Before Your First Order
Target RedCard Credit Card Review: Earn 5% Back on Purchases
Report: The Average Price of a New Vehicle
Credit Unions Gain Top Share Of Auto Lending In U.S. For First Time Ever
Car & Driver - How to Get the Best Car Loan
Clark Howard's Simple Rule for Refinancing an Auto Loan
How To Refinance a Car Loan: A Step-by-Step Guide
How to Buy a Used Car in 7 Steps / How to Buy a New Car in 5 Steps
Are You Following Clark's Maximum Auto Loan Length Rule?
Pirate Ship Review: Pros & Cons of This Cheap Shipping Service
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Jan 27, 2023 |
01.26.23 The Labor Shortage & New Tech Efficiencies / Changing The 5 Day Work Week
1763
Your dining out experience may be getting better as labor shortages ease in some areas, and tech provides new efficiencies in the restaurant business. Plus, hear how drone delivery is expanding. Also in this episode, Clark weighs in on the enlightened self-interest of employers allowing 4 day work weeks and flex scheduling - Win Win.
Tech Efficiencies: Segment 1
Ask Clark: Segment 2
Flexible Work Schedules: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
WSJ: Restaurant Staffers Are Returning to Work After Covid Flight
Barrons.com: Robots Are Replacing Workers Lost in the Pandemic. They’re Here to Stay.
Walmart Delivery Drones Now Operate in 7 States
How and Why To Refinance Your Mortgage: A Step-By-Step Guide
Mortgage Refinance Calculator - Clark Howard
When to consider a Coverdell ESA to 529 plan rollover
40 HOURS OR 32? 4 DAYS OR 5?
Clark.com - CREDIT CARDS
6 Things To Know Before Contacting the National Foundation for Credit Counseling
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Jan 26, 2023 |
01.25.23 Ending Nonsensical Noncompete Clauses / New Retirement Account Rules
1631
Clark has long despised noncompete clauses for workers. There’s finally a new proposal to do away with them from the FTC. Clark is on board and has some advice for job seekers. Also, there are new rules for IRAs and 401(k)s. Clark clarifies new & forthcoming options.
Covenants Not To Compete: Segment 1
Ask Clark: Segment 2
New Retirement Account Rules: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
FTC says proposed ban of noncompete clauses would strengthen workers' hand
Home equity loans & lines of credit: 7 common questions answered
What Is a Secured Credit Card and How Does It Work?
CNET: Your IRA and 401(k) Are Changing in 2023: New Rules for Retirement Accounts
Required Minimum Distributions: How To Calculate, Rules
Tesla deliveries miss estimates due to logistical issues, slowing demand
How to Make a Disposable Razor Last 12 Months
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Jan 25, 2023 |
01.24.23 Medical Debt: Of Ambulances & Nonprofits / Clark’s Radical Traffic Solution
1985
While recent changes to medical debt credit reporting will help, medical debt accounts for half the negative marks on credit reports, due in part to the medical industry’s resistance to lawful price disclosure under the No Surprises Act - which unfortunately excludes ambulance service. Clark discusses this glaring omission and the role of non-profits in tackling medical debt for consumers. Also, to solve traffic congestion we’re in a never ending quest to widen roads. But in this case, increased supply creates new demand. Clark offers a free market solution.
Medical Debt: Segment 1
Ask Clark: Segment 2
Clark’s Traffic Solution: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Half of ambulance rides yield surprise medical bills. What's being done to protect people?
How nonprofits help millions tackle their medical debt
How Much Does an MRI Cost (With/Without Health Insurance)?
Follow Clark Howard's #1 Rule To Travel Cheap
How To Plan a Trip: Clark's Best Travel Tips To Save Money
Turo: 5 Things To Know About the Cheap Car Rental Service
Widening Highways Doesn’t Fix Traffic. So Why Do We Keep Doing It?
How To Find a Good Moving Company
Clark.com - Streaming TV
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Jan 24, 2023 |
01.23.23 Remote Work & Housing / CD Laddering
2022
If you work remotely, you may be part of something that is going to make housing cheaper for all. Clark explains how Covid migration drove housing prices up, but longer term, is having the opposite effect. Also, something new - again - CD ladders. Clark explains how this saving technique can work for you in the current and foreseeable rate environment.
Remote Work & Housing: Segment 1
Ask Clark: Segment 2
CD Laddering: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
The rise of 'Zoomtowns' is going to make home prices and rents cheaper for everyone
What Is a Lifestyle Spending Account (LSA)? - SmartAsset.com
Cheapest Way to Rent a Car: Expert Tips
Auto Europe® Car Rentals - Official Site
SavingForCollege:Section 126: Rolling Over 529 Plan Funds Into a Roth IRA
What Is a CD Ladder and When Is It a Good Idea?
Best CD Rates for January 2023 - Bankrate.com
Clark.com - Vehicle Purchase
Should I Get Pet Insurance?
Clark.com Community
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Jan 23, 2023 |
01.20.23 Clark Answers His Critics on Clark Stinks / Late January DEALS
1736
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - DEALS. Clark shares why January 20th is a key date for deep discounts, what’s on sale and where to find the bargains - including TRAVEL.
Clark Stinks: Segments 1 & 2
Deep Discounts & Deals: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
New Tool Shows Southwest Prices From Google Flights Search
Walmart+ Membership Program: 4 Things To Know
Google Voice
How To Refuse an Inherited Timeshare
10 Things on Deep Discount in January
Clark Deals - Today's Best Deals of the Day
Why This Is the Best Time To Buy Series I Savings Bonds
5 Things To Know About Series I Savings Bonds
Car Insurance Archives - Clark Howard
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Jan 20, 2023 |
01.19.23 Tax Season Reminders / Funding Priorities & Your Mortgage
1774
Tax season is upon us with a better staffed IRS expected this year. Clark has a few reminders before you file. Also in today’s show - Clark has always advocated paying off debt. Does that include paying down your mortgage faster? Clark has a formula for determining that, and advice for prioritizing where to put any extra funds you may have.
Tax Reminders: Segment 1
Ask Clark: Segment 2
Funding Priorities: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Why You Should Start Preparing for Tax Season Now
What Is an Annuity, and Why Does Clark Think They Stink?
What Is a Fiduciary Financial Advisor and Do I Need One?
What Is a Solo 401(k) and How Does It Work?
What Is a SEP IRA and Who Is Eligible?
Self employed 401K vs SEP - Investing - Clark Howard Community
Mortgages Archives - Clark Howard
BBB-File a Complaint
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Jan 19, 2023 |
01.18.23 Reining In Prescription Drug Costs / Defining Wealth
1786
With the new year comes new health insurance deductibles, and many are feeling it when filling prescriptions. Learn why employer prescription plans are your frenemy - and what Mark Cuban is doing in the world of prescription medications. Also in this episode, what constitutes being wealthy? Clark discusses how people perceive and self-assess wealth in the U.S., knowing the difference between reality & headlines, and the role of lifestyle in determining wealth.
Rx Costs: Segment 1
Ask Clark: Segment 2
Defining Wealth: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Mark Cuban’s Cost Plus Drugs Expands To Employers In Quest To Disrupt Big Pharma
Will Mark Cuban's Prescription Company Really Save You Money?
Clark.com Prescription Drugs
How Investors Define 'Wealthy' Might Surprise You - Barron's
Are You Rich? The Answer May Surprise You
Fidelity Youth Account - Any Good? - Clark Howard Community
Fidelity Youth Account
Fidelity Investments Review 2022: Pros & Cons
Best Homeowners Insurance Companies and Ones To Avoid
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Jan 18, 2023 |
01.17.23 The Transformation Of Higher Education / The Crimes & Fines of Wells Fargo
1602
Various factors are contributing to a shortage of college students, forcing many schools to cut tuitions and reevaluate their relevance. This as state supported trade, technical and community colleges are challenged to better align curriculum to the needs of the workplace. Clark discusses the transformation in higher education, its value, and your new negotiating power. Also, Clark has the latest installment of the crimes and fines of Wells Fargo - a “bank” you’d do well to forego.
Transformation in Education: Segment 1
Ask Clark: Segment 2
Again With Wells Fargo: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Best 529 College Savings Plans By State
What Is a Roth 401(k) and How Does It Work?
How To Get the Best Price Possible Shopping Online
NYTimes: Wells Fargo to Pay $3.7 Billion Over Consumer Banking Violations
WSJ-Wells Fargo Reaches $3.7 Billion Deal With Regulators Over Consumer Banking
CFPB Orders Wells Fargo to Pay $3.7 Billion for Widespread Mismanagement of Auto Loans, Mortgages, and Deposit Accounts | Consumer Financial Protection Bureau
Credit Karma Review: Free Credit Score and More at Your Fingertips
Clark.com Community
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Jan 17, 2023 |
01.16.23 Break Through Customer No-Service / Banish Buyer’s Remorse
1881
We've all been victims of customer-no-service. So how do you effectively complain and resolve an issue? Persistent patience and various resources including a new service. Also, do you have things gathering dust you now regret buying? Take the “closet test” and learn to defeat the tactics behind impulse buying.
Customer No-Service Resources: Segment 1
Ask Clark: Segment 2
Prevent Buyer’s Remorse: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Liz Weston: How to complain and get results
Cutting through customer service doom-loops by calling in a ‘Karen’
Elliott Advocacy - karens for hire
Clark’s Consumer Action Center
Moving.org General Complaint Form
Federal Motor Carrier Safety Administration
BBB-File a Complaint
Best Online Banks: Free Checking and High-Interest Savings Accounts
How To Find and Choose a Financial Advisor
Garrett Planning Network: Home
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Jan 16, 2023 |
01.13.23 Clark Answers His Critics on Clark Stinks / Electric Vehicle Purchase - Now?
1814
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, with the new EV tax credits, is this the year to buy an electric vehicle? Clark goes over the important considerations around this major decision.
Clark Stinks: Segments 1 & 2
EV Tax Credits & Update: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
5 Things To Know About Series I Savings Bonds
Inflation for goods fell while inflation for services increased
7 Items You Should Never Carry in Your Wallet
Report: Top Vehicles Most Likely To Last 200,000 Miles
Uni - One Toll Pass. 19 States.
These Big Banks Are Finally Doing Something About Zelle
KENTUCKYBoard of Pharmacy KASPER Questions
Here’s what you need to know about the new EV tax credit for 2023
Tesla deliveries miss estimates due to logistical issues, slowing demand
What Is an HSA Account and How Does It Work?
The worst insurance in the world
How To Buy Term Life Insurance in 7 Easy Steps
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Jan 13, 2023 |
01.12.23 Freelancing & Side Gigs / Predatory Loan Warning
1541
Freelancing and side gigs are becoming the norm for many Americans between jobs or looking to make more money. Get Clark’s tips on how to find legit jobs and set up your side business. Later, how would you like a bank loan at 200%? Predatory lending is happening on a national scale, hurting lots of people - and it’s legal. Clark explains how this came about and what you should know to avoid this trap.
Freelancing & Side Gigs: Segment 1
Ask Clark: Segment 2
Predatory Loan Warning: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
IRS says it will delay requirement to report $600 in gig work on taxes
There are more than 70 million freelancers in the U.S.—here’s how they can raise their rates
LA Times - If you’re looking for a side hustle, avoid these job sites
January is often a big month for layoffs. Here's what to do in a worst case scenario
As tech layoffs surge, nonprofits are calling
SideHusl - Find the Best Money Making Option for You
T-Mobile Introduces New SIM Protection Feature
How To Freeze Your Credit With Experian, Equifax and TransUnion
Credit Karma Review: Free Credit Score and More at Your Fingertips
How To Prevent, Report and Repair Identity Theft
How 4 small Utah banks have taken their 'predatory lending' national. It's all thanks to state law, critics say
The Cheapest Places To Buy Contact Lenses
SIPC - Securities Investor Protection Corporation
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Jan 12, 2023 |
01.11.23 Back To Basics: Budgeting Apps / Streaming Upheaval & Free TV
1820
Clark gets back to basics today to help you determine if you need a budgeting app and which one may work best for you. Also in this episode, the streaming giants are losing subscribers and money so changes are on the way. Get Clark’s take on what to look out for to protect your wallet, and what to know about free TV.
Budgeting Apps: Segment 1
Ask Clark: Segment 2
Streaming Changes & Free TV: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How Safe Are Budget Tracking Apps and Software?
Clark.com Best Budeting Apps
Clark.com Mint Review; Clark.com PocketGuard Review; Clark.com YNAB Review;
Clark.com Honeydue Review; Clark.com Mvelopes Review
Saver's Credit: How To Get Free Money To Save for Retirement
2023 and Beyond: Clark Howard Predicts the Future of Streaming TV
Streaming TV's Party Is Over. Now Comes the Hangover
Upgrades in Free Over-the-Air TV Are Making It Better
Live TV Streaming Channel Tool
Freevee Review: What You Should Know About Amazon’s Free Streaming Service
4 Things To Know Before You Buy a Digital TV Antenna
How To Watch Local Channels Without Cable
How To Find Cheap Flights in 3 Easy Steps
No Surprises Act - CMS
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Jan 11, 2023 |
01.10.23 New Cell Phone Plans / Pipemageddon: Record Freeze Water Damage
1791
There’s a price war going on in the cell phone industry and consumers can win savings! Clark points the way. Also, the South experienced record cold over the holidays causing pipes to burst and costing millions in water damage. No matter where you live, know how to prevent this and what steps to take if you have suffered damage to your dwelling.
Cell Plan Deals: Segment 1
Ask Clark: Segment 2
Prevent Busted Water Pipes: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Verizon: Start the Year with more savings. Switch to Verizon for just $25 per line. Guaranteed for 3 years.
Boost Infinite Early Access: New $25 Monthly Unlimited Postpaid Phone Plan
Boost $25 per month and includes intl calling from US
Best Cell Phone Plans in 2023: The Cheapest Plan for Every Need
7 New Cell Phone Deals in January
NYTimes.com: In Much of the South, Subfreezing Weather Crippled Water Systems
Popmoney Pros and Cons
What Is a CD Ladder and When Is It a Good Idea?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Jan 10, 2023 |
01.09.23 New tax rules on 529 plans / New Energy Credits
1815
Clark’s first in a series about new tax rules in effect: A GREAT development with 529 plans may change your decisions on how to save for college. Also, Clark covers energy credits in the Inflation Reduction Act. Learn what you may be eligible for, covering heat pumps, solar and more, and why you should take your time!
New 529 Plan Rules: Segment 1
Ask Clark: Segment 2
New Energy Credits: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
NYTimes.com: A Sign That Tuition Is Too High: Some Colleges Are Slashing It in Half
Families can make a tax-free rollover from 529 plans to Roth individual retirement accounts starting in 2024
SavingForCollege:Section 126: Rolling Over 529 Plan Funds Into a Roth IRA
BBB-File a Complaint
Why This Is the Best Time To Buy Series I Savings Bonds
Rewiring America - How much money will you get with the Inflation Reduction Act?
[The Washington Post] 3 ways to tap billions in new money to go green - starting this month
How To Pack a Carry-On the Right Way
Shipt vs. Instacart: Which Grocery Delivery Service Is Better?
6 Best Grocery Delivery Services
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Jan 09, 2023 |
01.06.23 Clark Answers His Critics on Clark Stinks / Facing Down Credit Card Debt
2036
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark goes back to basics on credit card debt. If you're committed to paying off debt, Clark smart strategies can help get you to debt free.
Clark Stinks: Segments 1 & 2
Credit Card Debt: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Poll: Almost half of Americans are holding on to unused gift cards
How To Sell Gift Cards Online for Cash-Clark.com
Should I Tip on a Cruise?
What Clark Howard Thinks of 'Crypto Winter' After Big Crash
Best Free Password Managers: 7 Top Picks
How To Create a Safe Password
Clark.com How To Get Out of Debt in 7 Steps
Best Balance Transfer Credit Cards: Top Picks for 2023
6 Things To Know Before Contacting the National Foundation for Credit Counseling
Have you joined Clark's 'Ditch Your Debt' Facebook group yet?
Ditch Your Debt - Clark Howard Community
How To Improve Your Credit Score by 100 Points in 30 Days
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Jan 06, 2023 |
01.05.23 Airbnb Background Checks / Clark’s Christmas Travel Disruption
2148
Airbnb hired a background check company to vet owners and renters, fueling complaints of unjustified bans, mistaken identity, and no real appeal process. Clark weighs in. Also - planes, trains and automobiles - Clark got caught in the Southwest meltdown, and recounts his 3 day journey to make it home by Christmas.
Airbnb Background Checks: Segment 1
Ask Clark: Segment 2
Clark’s Holiday Travel Misadventures: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
USA TODAY: Does Airbnb do criminal background checks? Yes. Policy sparks backlash among consumers
[The Washington Post] Long a fan favorite, Southwest’s model now faces questions
NYTimes.com: The Shameful Open Secret Behind Southwest’s Failure
Costco Travel: 5 Things To Know Before You Book
The Only Way You Should Pay for a Cruise
How To Use 'Vacations To Go' To Find Bargain Cruises
Should I Tip on a Cruise?
Taxes - Clark Howard Community
How To Open a Roth IRA
U.S. Bank Savings Account Rates - Bankrate
8 of the Best High-Yield Online Savings Accounts in 2022-Clark.com
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Jan 05, 2023 |
01.04.23 Fitness Resolution: Gyms / Fraud Targets All Ages
1935
A new year, and many have resolved to work out more. Clark answers the burning question: When do you sign a contract with a gym that obligates you for 1, 2 or 3 years? Get the lowdown on gym membership and the commitment to fitness. Also, hear why younger generations are now more likely to suffer fraud than seniors. Clark counts the ways, and shares how to protect yourself.
Commit To Be Fit: Segment 1
Ask Clark: Segment 2
Fraud For All: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Why Planet Fitness hasn’t raised its $10 monthly gym price in 30 years
WSJ: How Old Do You Feel? The Answer Can Reveal a Lot About Your Health, Scientists Say
WP - To live longer, pick up the pace just three minutes a day, study shows
Follow the 'Minute Rule' to make exercise a daily habit
How To Talk to Your Partner About Money Before Marriage
Clark Howard's 5 Money Tips for Couples
Fraud reports and losses: Not just a grandparent's story
What Is a Fiduciary Financial Advisor and Do I Need One?
NFCC - National Foundation for Credit Counseling - Home
Should I Get an Umbrella Insurance Policy?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Jan 04, 2023 |
01.03.23 Gift Cards: Use or Lose Them / More Proof Cash Is King: “Cash Stuffing”
1730
Gift cards are universal but there’s a mistake about half us make with them. Major retailers make hundreds of millions of dollars on gift cards never redeemed. Clark has an assignment for you, including when best to start. Also - “cash stuffing” - a new term for a classic idea Clark has long recommended, can teach the real value of real money.
Gift Cards: Segment 1
Ask Clark: Segment 2
Cash Stuffing: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Poll: Almost half of Americans are holding on to unused gift cards
How To Sell Gift Cards Online for Cash-Clark.com
5 Things To Know About Series I Savings Bonds
How to Budget With a Cash Envelope System
Axios: Cash stuffing is back
How to Save Money on Car Insurance
Money Challenge: How To Save $2,023 in 2023 - Clark.com
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Jan 03, 2023 |
12.23.22 Clark Answers His Critics on Clark Stinks / T-Mobile SIM Protection
1951
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark shares a key step to defend your identity and accounts from SIM swapping - the theft of your cell service. Now T-Mobile has a new security feature that helps block this type of fraud.
Clark Stinks: Segments 1 & 2
T-Mobile SIM Protection: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Welcome to Clark’s Christmas Kids 2022
Clark's 4 Secrets To Save Money on Your Laundry
What Is a Solo 401(k) and How Does It Work?
Self employed 401K vs SEP - Investing - Clark Howard Community
How an AARP Membership Can Save You Money
How To Store Your Important Financial Documents Online
7 Best Free Cloud Storage Options in 2022
SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know
T-Mobile Introduces New SIM Protection Feature
TmoNews: T-Mobile implementing a new security feature for SIM swap requests
BBB-File a Complaint
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Dec 23, 2022 |
12.22.22 Clarkonomics: Outlook Brightens / Rules Of Travel: Car Rental
1734
Good news this Christmas week - Despite upheaval in some employment sectors, Clark shares indications we are moving closer to economic equilibrium. Gas prices are now lower, including diesel for truckers, and a new report finds online prices declining as well in many categories. Also, the car rental game has gotten tougher for consumers. Companies are becoming more fee aggressive. Know the Clark smart steps for renting a vehicle.
The Economy Speaks: Segment 1
Ask Clark: Segment 2
Car Rental Rules: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Mortgages Archives - Clark Howard
Should I Buy Additional Insurance From a Rental Car Company?
Cheapest Way to Rent a Car: Expert Tips
Credit Card Car Rental Insurance: What You Need To Know
How to Avoid Car Rental Toll Charges - AutoSlash
E-ZPass Group - Home
Uni - One Toll Pass. 19 States.
How to Add Bluetooth to Your Car | Digital Trends
UShip Review: 5 Things To Know Before You Use the Shipping Service
Welcome to Clark’s Christmas Kids 2022
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Dec 22, 2022 |
12.21.22 Rekindling Connections / ID Theft Season- Your Defense
1869
Many loved ones are separated, living in different parts of the country, and that has consequences and remedies worth considering, especially over the holidays. Also, tis the season for identity theft. Clark covers the basics including different types of ID theft and 3 key strategies to protect yourself, including some NEVER EVER rules.
Reconnecting This Holiday: Segment 1
Ask Clark: Segment 2
Identity Theft: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Barrons.com: Americans Are Lonelier Than Ever—and That’s Bad for Your Health
Should You Buy an Extended Warranty on Your Car?
How To Freeze Your Credit With Experian, Equifax and TransUnion
Worried about identity theft? What to do to minimize your risk
There are no perfect solutions for identity theft. But experts and a victim have ideas
Are you the victim of identity theft? Here’s what to do
How To Prevent, Report and Repair Identity Theft
The USPS mailbox scam: A sticky crime reportedly makes a comeback
Why You Should Never Mail a Check
Credit Karma Review: Free Credit Score and More at Your Fingertips
Clark Howard Community - The place to learn about how to save
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Dec 21, 2022 |
12.20.22 Investment Accounts Vs 529 Plans / The Best Pharmacies
1858
Is it wiser for a family to fund an investment account over a 529 plan? 529 plans are a slam dunk for a kid definitely going to college. But if there’s uncertainty surrounding attending college, Clark offers 2 alternative ways to save for the best tax outcome. Also, the pharmacy industry is under duress due to staffing shortages. Learn which are the top-ranked pharmacies for customer service.
Investment Account Vs 529 Plan: Segment 1
Ask Clark: Segment 2
Best Pharmacies: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
MARKETWATCH: How $10,000 will help my newborn granddaughter have a better retirement
Best 529 College Savings Plans By State
What Are Index Funds? / Best Investment Companies for Investors in 2022
How To Open a Roth IRA
Clark.com Report: The Best Pharmacies for Customer Satisfaction
Can Credit Repair Companies Really Raise Your Score?
How to Deal With Medical Debt
6 Things To Know Before Contacting the National Foundation for Credit Counseling
Fidelity Personalized Planning & Advice Review
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Dec 20, 2022 |
12.19.22 Wage Inflation: A Tale of 2 Earners / Teaching Kids About Money Includes Crypto
1852
Despite increased wages, average earnings have not kept pace with inflation. Since the initial pandemic layoffs, labor force participation has gone down meaningfully, especially among men, while job opportunities with training and higher wages abound. Clark tells you how to bid your wages up in this evolving economy. Also, teaching youth about money now needs to include crypto, which can be challenging to understand much less explain. Hear Clark’s explanation of digital currency, & the problem and promise of crypto.
Wage Inflation - Opportunity: Segment 1
Ask Clark: Segment 2
Teaching Kids About Crypto: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Why Are Middle-Aged Men Missing From the Labor Market?
Cheaper Netflix Is Here: 5 Things To Know
How To Sell, Cancel or Get Rid of Your Timeshare
How Parents Can Teach Their Kids About Cryptocurrency
NYT - The Crypto Industry Struggles for a Way Forward
What Is a Fiduciary Financial Advisor and Do I Need One?
Straight Talk Wireless Introduces Prepaid Home Internet
Submit a complaint | Consumer Financial Protection Bureau
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Dec 19, 2022 |
12.16.22 Clark Answers His Critics on Clark Stinks / Early Retirement Checklist
2198
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - lots of people would like to retire early, but how do you know if you are really ready? Clark talks through 2 major areas to consider, before making that big decision.
Clark Stinks: Segments 1 & 2
Retirement Readiness Considerations: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
What Clark Howard Thinks of 'Crypto Winter' After Big Crash
Virtual Credit Cards: An Online Security Measure Worth Taking?
WP- You probably don’t need to worry about public WiFi anymore
What VPN Do You Use? - Technology - Clark Howard Community
Citi Removes Important Benefit From Costco Credit Card
Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards
Why You Should Never Mail a Check
Google Fi Review: Things To Know Before You Sign Up
These Big Banks Are Finally Doing Something About Zelle
How to Retire Early / The 4% Rule: Why it still makes sense for retirement
10 Questions to Help You Decide if You’re Really Ready to Retire Early
Amount of Roth IRA Contributions That You Can Make For 2023
IRS - Contributions to Individual Retirement Arrangements (IRAs)
IRS - Retirement Topics - IRA Contribution Limits
Why You Should Never Invest With a Bank
What Is a Fiduciary Financial Advisor and Do I Need One?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Dec 16, 2022 |
12.15.22 Holiday Tipping Guidance / New Energy Tax Credits
1867
This is the week for appreciating service providers with holiday tipping - more of an art than a science. Needed guidance found here. Also, Clark has a prediction about new heat pump, solar and EV tax credits, and reasons you should take your time approaching these incentives.
Holiday Tipping: Segment 1
Ask Clark: Segment 2
Energy Tax Incentive Advice: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Holiday Tipping: Who To Tip and How Much
The no-stress guide to holiday tipping
Holiday Tipping Guide: Who to Tip (And How Much?)
Evaluate Life Insurance - Consumer Federation of America
Live TV Streaming Channel Tool
Save More on Green Home Improvements Under the Inflation Reduction Act
Heat Pumps vs Solar Panels: Which Give More Energy Savings?
[The Washington Post] Federal probe finds big solar firms flouted trade rules
The #1 Thing Clark Howard Hates About Solar Panels
Can Dual-Use Solar Panels Provide Power and Share Space With Crops?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Dec 15, 2022 |
12.14.22 Pre Disapproved: Credit Card Debt / Housing Affordability: New Considerations
1875
When applying for a credit card, knowing your approval odds is a great tool being offered more often. But therein lies hazard. Household debt is rising at the fastest rate since 2007 as credit card debt soars. Also in this episode, Clark lays out 2 main reasons home prices have been going up beyond the general rate of inflation since before the recent run ups, and offers a partial remedy for home buyers to consider as home prices now moderate.
Credit Card Debt: Segment 1
Ask Clark: Segment 2
Housing Affordability: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Credit Karma Review: Free Credit Score and More at Your Fingertips
The Points Guy: American Express adds 'Apply with confidence' tool prior to submitting applications
Coming soon: The big credit squeeze
Clark.com - CREDIT CARDS
Target RedCard Credit Card Review: Earn 5% Back on Purchases
Best Cash Back Credit Cards: Top Picks for 2022
6 Things To Know About the Capital One Venture X Rewards Credit Card
The Median Home Size in Every U.S. State in 2022
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Dec 14, 2022 |
12.13.22 Amazon’s Virtual Health Clinic / Manufacturer Pricing Restrictions
1821
Amazon has a new virtual health clinic. Clark explains the tie-in with Amazon Pharmacy and how this limited service works. Also, there’s a battle royale over pricing between manufacturers and retailers that goes way back and has recently gotten bigger. When shopping online, ever wonder why you often can’t see the price until you put the item in your cart? Clark explains what’s really going on and how to proceed.
Amazon’s Virtual Health Clinic: Segment 1
Ask Clark: Segment 2
Manufacturer Pricing Restrictions: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Amazon Health Care Has a New Virtual Clinic: Amazon Clinic
New York Post: Companies set minimum prices to halt discounting among online retailers amid soaring inflation
First TVs, now tortillas: U.S. companies set minimum prices to halt discounting
Are cheap sunglasses bad for your eyes?
Best Credit Cards for Extended Warranty: Top Picks for 2022
Clark.com - TIRES
The Best Places To Buy Tires
How to Save Money on Car Insurance
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Dec 13, 2022 |
12.12.22 Energy Demand-Response Plans / Investing: Mutual Vs Index Funds
1965
Has your power company offered you a “special deal” that they say may save you money? Because it’s become much more complicated to provide kilowatts, power companies are trying to shift capacity burden to consumers via time of use meters and certain incentives. Clark shares how this could end up costing you more. Also, what’s better for your investments - actively managed mutual funds or index funds? A new study reveals some facts about investing you may not be aware of that can affect your outcome.
Energy Use Demand-Response Plans: Segment 1
Ask Clark: Segment 2
Mutual Vs Index Funds: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Utilities Hope You’ll Fix Their Power Problems - The Wall Street Journal.
What Is Time-of-Use Metering and Should You Sign Up?
How to handle money when you're traveling overseas
4 Money Tips To Learn Before You Travel to Europe
Do Not Give Your Social Security Number at These Places
How To Freeze Your Credit With Experian, Equifax and TransUnion
NYTimes: Mutual Funds That Consistently Beat the Market? Not One of 2,132.
To make money, avoid these common investment biases
Best Investment Companies for Investors in 2022
What Is a Roth 401(k) and How Does It Work?
What Is an Annuity, and Why Does Clark Think They Stink?
What Is a Fiduciary Financial Advisor and Do I Need One?
Immediate Payout Annuity: What Is It and Do You Need It?
Longevity Insurance: What Is It and Do You Need It?
2 Ways To Guarantee Yourself a Lifetime Stream of Income
Cheapest Way to Rent a Car: Expert Tips
Credit Card Car Rental Insurance: What You Need To Know
Welcome to Clark’s Christmas Kids 2022
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Dec 12, 2022 |
12.09.22 Clark Answers His Critics on Clark Stinks / Free E-Books
1780
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode: Reading is fundamental and a bit of a lost art due to technology. Yet, it’s technology that can make the enriching and relaxing endeavor of long-form reading all the more convenient - and sometimes FREE. Clark helps you discover your e-book options.
Clark Stinks: Segments 1 & 2
Free E-Books: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Clark Howard's Important Advice on Funeral Planning
CNET-Costco Shoppers: Here's How Much You Actually Save Compared to a Grocery Store
How to spot and avoid fake product reviews on Amazon
The #1 Bill You Should Make Sure You Get by Mail
NYTimes.com: How to Make the Most of E-Books, and Find Free Ones
15 of the Best Places To Find Free E-Books
11 of the Best Places To Find Free Audiobooks
Should I Get an Umbrella Insurance Policy?
Welcome to Clark’s Christmas Kids 2022
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Dec 09, 2022 |
12.08.22 Airline Fees & Customer No-Service / Cost Effective Grocery Shopping
1897
The news just gets worse for travelers dealing with airline customer no service. Clark cites heavy fines against airlines for non refund of tickets on canceled flights, and discusses how you can avoid high baggage fees. Also in this episode: Grocery inflation is beginning to ease, item by item and Clark shares a money saving example in the meat department, and why using a “reverse shopping list” is key to spending less.
Airline Fees: Segment 1
Ask Clark: Segment 2
Supermarket Savings: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
WSJ-These Travelers Would Rather Eat Glass Than Pay an Airline Fee
Frontier Airlines Drops Its Customer Service Phone Line
New Tool Shows Southwest Prices From Google Flights Search
Look out! Airlines are setting a carry-on luggage trap
Frontier, 5 other airlines to refund more than $600 million
Safely Short-Term Vacation Rental Insurance & Guest Screening
BBB-File a Complaint
Experian Boost Review: How 3 Bills Helped Raise My Credit Score 14 Points
Check Overpayment Scams | Consumer Protection Bureau
How To Spot, Avoid, and Report Fake Check Scams
Straight Talk Wireless Introduces Prepaid Home Internet
Live TV Streaming Channel Tool
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Dec 08, 2022 |
12.07.22 Most Reliable Vehicle Brands / Corporate Pandemic Fallout
2136
With the price of cars still up there, your money should buy reliability. Clark runs down highlights from new Consumer Reports rankings. Also in this episode: Like a game of Twister, corporate pandemic pivots left some in better stead than others. Many tech companies over expanded and it’s coming back to haunt those companies, their employees and customers.
Reliable Car Brands: Segment 1
Ask Clark: Segment 2
Corporate Pandemic Fallout: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Consumer Reports ranking for the most reliable cars of 2023 are in. Here are the winners. USA TODAY
When Will Car Prices Drop?
How to Buy a New Car in 5 Steps
Best Travel Credit Cards: Top Rewards Picks for 2022
Best Rewards Credit Cards: Top Picks for 2022
WoofTrax – Dog Walking App
Charity Miles App | Walk, Run, Bike for a Causes
Silicon Valley’s greatest minds misread pandemic demand. Now their employees are paying for it.
Fired by Musk or Zuckerberg? The Old Economy Welcomes You - Bloomberg
WP-It’s not your imagination: Shopping on Amazon has gotten worse
Is Now a Good Time To Put Money in a CD?
Warning: Watch Out for This Retailer Pricing Trick
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Dec 07, 2022 |
12.06.22 December Deals / Warning: Medical Credit Plans
1556
This December the shelves are stocked and there are still deals to be had. Clark talks friendly prices in toyland and for clothing, laptops and appliances. Also this episode: Medical providers of all types are promoting instant credit. Clark explains why these credit plans are bad medicine - financially.
Holiday Deals: Segment 1
Ask Clark: Segment 2
Medical Credit Plans: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Axios: The end of the end of HELOC
Home - Elliott Report
How To Reach a Human at Experian, TransUnion or Equifax
The Best Way To Reach Customer Service at the Major Airlines
How to Reach a Real Person at AT&T, Xfinity, Cox and More
CNBC: Frontier Airlines gets rid of telephone customer service.
How banks and hospitals are cashing in when patients can't pay for health care
First, see if you can get your medical bill forgiven
What Is an HSA Account and How Does It Work?
Fidelity Investments Review 2022: Pros & Cons
What Is Disability Insurance and How Does It Work?
How To Buy Term Life Insurance in 7 Easy Steps
Introducing Vanguard Cash Deposit
10 Year-End Strategies To Cut Your Tax Bill
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Dec 06, 2022 |
12.05.22 A Zelle Reckoning / Holiday Shipping Update
1856
Following a PR disaster and Senate hearings, the banks that created fraud-riddled Zelle are coming to the reform table. Clark describes testing going on now, soon coming to consumers. Also, the current state of holiday shipping is not what Clark predicted.
Potential Zelle Reform: Segment 1
Ask Clark: Segment 2
Holiday Shipping: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
These Big Banks Are Finally Doing Something About Zelle
Best Credit Cards for Students: Top Picks for 2022
My Social Security Number Is on the Dark Web. What Should I Do?
How To Freeze Your Credit With Experian, Equifax and TransUnion
SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know
SoFi Review: One-Stop Shop to Spend, Save, Borrow and Invest
Pirate Ship Review: Pros & Cons of This Cheap Shipping Service
Is Now a Good Time To Put Money in a CD?
Clark.com Community
Welcome to Clark’s Christmas Kids 2022
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Dec 05, 2022 |
12.02.22 Clark Answers His Critics on Clark Stinks / Update: The Short Term Rental Market
1973
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, the short term rental market keeps going through changes channeled through Airbnb & VRBO themselves, and by local governments, directly affecting rental property decisions and renter experiences. Clark shares recent examples of both, including what Airbnb is doing to regain trust in the marketplace.
Clark Stinks: Segments 1 & 2
Airbnb Changes: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Where To Buy the Best Cheap Printer
WSJ-You Don’t Know What You Don’t Know About Your Financial Adviser
Clark.com - Why you should never ‘top off’ your gas tank
NYTimes.com: Airbnb Will Now Warn Travelers About Hidden Cleaning Fees
6 Things To Know Before Contacting the National Foundation for Credit Counseling
The Best Unlimited Hotspot Plans
TSA PreCheck vs. Global Entry vs. CLEAR: Which Is Best for You?
The Best Credit Cards That Pay for TSA PreCheck and Global Entry
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Dec 02, 2022 |
12.01.22 Maximize Credit Card Benefits / Clark Savvy Subscription Management
1870
The Costco Citi Visa card is eliminating one of its best benefits starting January 1st. Get Clark’s card benefit workaround. Also, if you’ve ever kicked yourself for not canceling a free trial subscription or an automatic renewal, you are not alone. Learn how to manage subscriptions and avoid the built-in hassles of free trials.
Costco Citi Visa Benefit Cut: Segment 1
Ask Clark: Segment 2
Clark Savvy Subscription Management: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Citi Removes Important Benefit From Costco Credit Card
Travel Insurance? What You Need To Know Before You Buy
Best Travel Credit Cards: Top Rewards Picks for 2022
Best Credit Cards for Extended Warranty: Top Picks for 2022
Economy Skycouch - Air New Zealand
5 Things To Do Before You Sign Up for a Free Trial
10 hidden fees that could be costing you thousands
Clark.com - HOME INTERNET
4 Things To Know Before You Buy a Digital TV Antenna
Live TV Streaming Channel Tool
Best Online Banks: Free Checking and High-Interest Savings Accounts
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Dec 01, 2022 |
11.30.22 What Clark’s TV Grocery Study Reveals / Red Alert Postal Warning
1751
How much can you save at Costco vs traditional supermarkets? You may be surprised! Clark also has an important warning issued by the USPS concerning how you mail cards and packages. Clark shares tips for more secure mailing & bill pay - and tells you the one thing you should NEVER carry with you because if it’s stolen, YOU could end up in jail.
Clark’s TV Grocery Study: Segment 1
Ask Clark: Segment 2
Holiday Postal Alert: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
CNET-Costco Shoppers: Here's How Much You Actually Save Compared to a Grocery Store
4 Things To Know About the Public Service Loan Forgiveness Program Overhaul
The Best International Phone Plans
Actual Cash Value vs. Replacement Cost Value Coverage
Lifehacker: Avoid Using Blue Mailboxes During the Holidays, USPS Warns
Do Not Give Your Social Security Number at These Places
Welcome to Clark’s Christmas Kids 2022
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Nov 30, 2022 |
11.29.22 Nuggets from the 2022 Fast-Food Report / A New 401(k) Portability Service
1843
Survey says: The slowest fast food lines belong to the most popular fast food place. And a serious innovation for workers at one of these restaurants is a big success. Also - Job mobility in the modern era has created the problem of stranded 401(k)s getting cashed out. If you’ve got one or more old 401(k) accounts, a new financial portability service can help consolidate your retirement funds.
Fast-Food Report: Segment 1
Ask Clark: Segment 2
401(K) Transfers: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How Much Should You Have Saved for Retirement by Now?
7 Best Ways to Save for Retirement in Your 50s
401(k) Companies Make It Easier for Retirement Savings to Follow You to Your Next Job
What Is a SEP IRA and Who Is Eligible?
Should I Get Pet Insurance? / Should You Buy Pet Insurance? - Consumer Reports
13 ways to save money on pet costs
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Nov 29, 2022 |
11.28.22 WARNING: Vehicle Purchases & Lease Buyouts / Attention Holiday Shoppers
1933
New warnings if you have a leased car or are trying to buy a vehicle. Dealers are getting desperate, and some are using dirty tactics you need to know about. Also, it’s go time for holiday shopping and Clark has several excellent tips for how to save while shopping online this holiday season, plus shipping and store pick-up advice.
Vehicle Purchases & Lease Buyouts: Segment 1
Ask Clark: Segment 2
Clark Smart Online Shopping: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Car dealers accused of price-gouging customers who exercise option to buy leased vehicles
Tight car inventory can lead to phantom stock, ghost vehicles
Employee Stock Ownership Plan (ESOP): What It Is, How It Works, Advantages
How To Get the Best Price Possible Shopping Online
Why Retailers Are Charging Return Fees and How to Avoid Them
How To Prevent, Report and Repair Identity Theft
Liability vs. Full Coverage: Which Auto Insurance Do You Need?
Welcome to Clark’s Christmas Kids 2022
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Nov 28, 2022 |
11.18.22 Clark Answers His Critics on Clark Stinks / Supermarket Big Brands Taking It To The Limit
1935
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark shares another reason to change your grocery shopping habits if you haven’t yet. Learn just how you’re being played if you are extremely brand name loyal.
Clark Stinks: Segments 1 & 2
Big Brand Price Hikes: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How to Save Money on Car Insurance
Should I Buy an Extended Warranty on Tires?
TireBuyer: 5 Things To Know Before Getting New Tires
What Is an HSA Account and How Does It Work?
Vanguard Integrates Health and Wealth With HSA Offering
HealthEquity - INDUSTRY'S #1 HSA ADMINISTRATOR
Hyundais, Kias are easy targets amid boom in vehicle thefts
Hearing Aids Will Soon Be Sold Over The Counter
The best deals at Amazon right now - Clark Deals
What Is a SIMPLE IRA and How Does It Work?
What Is a Solo 401(k) and How Does It Work?
Self employed 401K vs SEP - Investing - Clark Howard Community
How To Manage Your Monthly Subscriptions To Save Money
SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know
TSA PreCheck vs. Global Entry vs. CLEAR: Which Is Best for You?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Nov 18, 2022 |
11.17.22 Crypto: The FTX Collapse / Scams Targeting Seniors
1767
FTX Crypto has gone bust, and there are lots of questions about where millions in client money has gone. Clark explains what has happened with FTX and other crypto exchanges and what’s next. Learn Clark’s NEVER NEVER rule for crypto. Another rip off - Scams against people age 60 and over are up 40% in the last 2 years. And that’s only what’s reported. The scams add up to $Billions stolen, and criminals work overtime during the holidays. What to look out for to protect yourself and loved ones.
The FTX Collapse: Segment 1
Ask Clark: Segment 2
Scam Warnings: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
FTX Customers Wonder If They’ll Ever See Their Money Again - The Wall Street Journal.
Tom Brady. Stephen Curry. Shaq. See the Celebrities With Ties to FTX. - The Wall Street Journal.
The FTX collapse is a harsh lesson in hype advertising
Binance pledges to create crypto industry recovery fund, calls for regulation
Fidelity Investments Review 2022: Pros & Cons
401(k) Match: What Is It, How It Works
Scam Report: FTC Says Older Adults Targeted
How To Watch NFL RedZone Without Cable in 2022
Welcome to Clark’s Christmas Kids 2022
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Nov 17, 2022 |
11.16.22 Mortgage Rate Outlook / Our Power Equation
1644
Get Clark’s take on where mortgage rates are heading, plus great news about how lenders will determine your creditworthiness for a mortgage in the future. Also - The way future energy is discussed needs to be broader, based in the marketplace. A major natural gas company is integrating solar into the mix. How cool is that? Clark knows!
Mortgage Rate Outlook: Segment 1
Ask Clark: Segment 2
The Future of Energy: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Mortgages Sold to Fannie, Freddie Should Use More Than FICO Scores, Regulator Says - The Wall Street Journal.
Cheaper Netflix Is Here: 5 Things To Know
Why Are My Credit Scores Different?
Williams to add solar to natural gas facilities in nine states
Best 529 College Savings Plans By State
What Is Long-Term Care Insurance Cost & Coverage
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Nov 16, 2022 |
11.15.22 FIDUCIARY OR BUST / Automation Meets The Labor Shortage
2090
The importance of choosing a financial adviser wisely can not be emphasized enough, and Clark has even more proof. Learn what to avoid, and when & how to hire a real financial planner. Also, the ongoing labor shortage is leading to adaptive innovations by American companies. Clark discusses manufacturing and automation as businesses adjust to labor force conditions - and what these changes will look like for consumers.
Financial Advisers: Segment 1
Ask Clark: Segment 2
Labor Shortage Adaptations: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Choice of Financial Adviser Can Dramatically Affect Retirement Savings
What Is a Fiduciary Financial Advisor and Do I Need One?
Will the Real Financial Planners Please Stand Up?
Clark.com - STREAMING TV
Meet the Army of Robots Coming to Fill In for Scarce Workers - The Wall Street Journal.
How to Deal With Medical Debt
Turo: 5 Things To Know About the Cheap Car Rental Service
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Nov 15, 2022 |
11.14.22 Internet Security Beyond Passwords / A Different Kind of Auto Insurance
1832
Keeping track of passwords and frequently having to change them is a part time job. But passwords may soon be a thing of the past. Now the industry believes they’ve come up with a more secure answer. Also, the auto insurance industry is all in to telematics tracking. For those with privacy concerns and lower than average miles driven, there’s a growing startup offering a viable alternative.
Beyond Passwords: Segment 1
Ask Clark: Segment 2
Per Mile Auto Insurance: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Death to passwords: Beta passkey support comes to Chrome and Android
How to handle money when you're traveling overseas
Best Credit Cards With No Foreign Transaction Fees in 2022
Is Now a Good Time To Put Money in a CD?
Why This Is the Best Time To Buy Series I Savings Bonds
Atlanta startup Mile Auto raises more money to grow despite potential recession, CEO says
Should I Let an Insurance Company Track My Driving Habits in Exchange for Lower Insurance Costs?
4 Things To Know Before You Buy Glasses From Costco Optical
Is Costco Worth It? 8 Items That Could Pay for Your Membership
Best Home Printers of 2022 - Consumer Reports
Where To Buy the Best Cheap Printer
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Nov 14, 2022 |
11.11.22 Clark Answers His Critics on Clark Stinks / Update: City Relocation Incentives
2048
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, over the past couple of years, population shifts have led some cities to offer pay incentives for people to move there. Clark has an update on these locales, incentives, and how these programs are working out.
Clark Stinks: Segments 1 & 2
Getting Paid To Move: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
FSA and HSA: Can You Have Both at the Same Time?
Why I Think Medicare Advantage Plans Stink - Clark Howard
Big Changes Coming to Credit Reports This Summer
When Should You Get an Accountant To Do Your Taxes?
New IRS Online Security Process: Is It Safe?
Automatic Bill Pay: How It Works and How To Do It Safely
How To Save Money on Utilities
These 20 cities will pay you to move there. Here's how it's working
Best Investment Companies for Investors in 2022
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Nov 11, 2022 |
11.10.22 POLL: Money Wisdom / Tight Christmas: Thinking Through Your Holiday Spending
1807
Clark shares poll results on the question, “What would you tell your younger self if you could?” We received some great and very wise responses. And later - how people are handling this inflationary holiday includes cutting back & keeping it simple, and/or taking advantage of how the overhang of excessive inventory has created deals in many categories. Gift to Self: NOT overspending.
Audience Poll Results Yield Money Wisdom: Segment 1
Ask Clark: Segment 2
A Very Inflationary Christmas: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Poll Results - What do you wish your younger self knew?
Buy Nothing
Clark's take: Why everyone should have a dash cam
10 Ways To Save on Prescription Drugs
4 ways U.S. shoppers plan to defeat inflation this holiday season - and you can too
Amazon Sees Slowing Sales for the Holiday Season. Here’s What That Means for Shoppers
Clark Deals - TVs
The #1 Thing You Need To Do Before You Buy a Used Chromebook
BBB-File a Complaint
A Simple Trick To Paying Off Your Credit Card Faster
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Nov 10, 2022 |
11.09.22 A Hard Lesson in Hotel Booking / Scam ALERTS
1985
Clark shares a wild story about a hotel booking gone terribly wrong, and how to protect yourself when booking with third party sites. Plus, Clark’s longtime creed: Save more, spend less, and avoid getting ripped off. Today - spotlight on a myriad of ripoffs proliferating right now and how to avoid them.
Hotel Booking Wisdom: Segment 1
Ask Clark: Segment 2
Scam Alerts: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
5 Steps To Getting a Good Deal on a Hotel Room
Marriott Bonvoy Boundless® Credit Card Review 2022: What You Should Know
Scammers are posing as your TV and internet company
The Washington Post] That customer service number? It could be a scam.
Why You Should Never Click on Random Text Messages
How To Prevent, Report and Repair Identity Theft
New IRS Online Security Process: Is It Safe?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Nov 09, 2022 |
11.08.22 Charities: Season of Giving Guidelines / Privacy For Sale
1765
It’s that time of year - charity solicitations. But there are fake charities vying for our hard earned dollars and targeting our senior loved ones. Clark has some important guidelines for legitimate charitable giving. Also. we live in an era of surveillance. Our life online can be tracked and sold for profit, but WE don’t get paid. Yet, that option isn’t new and has resurfaced. Worth it? Clark explores privacy and consumer choice.
Legit Charitable Giving: Segment 1
Ask Clark: Segment 2
Online Tracking & Privacy Choice: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
NYTimes: 76 Fake Charities Shared a Mailbox. The I.R.S. Kept Approving More.
How To Choose the Best Charities for Your Donations
Is There a Safe Way To Invest in Real Estate?
WSJ.com: Startups Offer to Pay Consumers for Permission to Track Them Online
What Is a C.L.U.E Report and Its Impact on Your Insurance
Why I Think Medicare Advantage Plans Stink - Clark Howard
Health Insurance Guide - Pitfalls of Medicare Advantage Plans - Investopedia
What Is a Secured Credit Card and How Does It Work?
Petal Card Review: A Good Option for First Credit Card?
Best Secured Credit Cards: Top Picks for Building or Repairing Credit
Finance Guide for Formerly Incarcerated People - MoneyGeek
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Nov 08, 2022 |
11.07.22 A Potentially Perilous Home Buying Trend / Airfare Booking Strategy
1738
A new home buying trend is emerging that allows more people to become homeowners - BUT there are major considerations before entering into something very difficult to exit. Also, air travel patterns have changed, one of several factors driving up fares. Clark has 2 booking tips that can help you save in this current travel environment.
Home Buying Housemates: Segment 1
Ask Clark: Segment 2
Airfare Strategy: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
The new American dream is buying a house with friends: 'It's a co-parenting model, it's a co-economy model, and it's a really great friendship and support model'
NYT - Grand-mates: Generations Sharing a Special Bond (and Sometimes the Rent)
Why Clark Howard Wants You to Set Up a 'Financial Chromebook'
United Airlines says hybrid working could help keep travel demand surging, despite US airfares rising by 43% over the last year
Follow Clark Howard's #1 Rule To Travel Cheap
Top Travel Deals - Clark Howard
Priority Pass | Airport Lounge Access
6 Things To Know About the Capital One Venture X Rewards Credit Card
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Nov 07, 2022 |
11.04.22 Clark Answers His Critics on Clark Stinks / The END of Standard Return Policies
1771
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Return policies are different this holiday season. Rapid changes are underway and vary from retailer to retailer, online vs in-store. What to know before any purchase.
Clark Stinks: Segments 1 & 2
Beware New Return Policies: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
What Is a 403(b) and How Does It Work?
8 of the Best High-Yield Online Savings Accounts in 2022
How To Find a Trustworthy Mechanic
The era of free returns may be coming to an end. Here's why retailers have started charging return fees — and how you can avoid them.
Just keep your returns: Stores weigh paying you not to bring back unwanted items
Which Documents Should You Keep and for How Long?
How Long Do You Need To Keep Tax Documents?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Nov 04, 2022 |
11.03.22 Bonds Update / Saving LESS + Spending MORE = Bear Trap
1847
I Bonds aka Inflation Bonds have reset. Recently there was a land rush on I Bonds, offering a rate over 9%. The interest earnings rate is reset every 6 months based on an inflation measurement index. Clark explains the new structure and rate, and why I Bonds remain the best place to park savings. Also - In the pandemic wake, discretionary revenge spending has resulted in shocking numbers for both how much saving is down and credit card debt is up. Clark has an at home test that acts as a truth serum to guide spending.
I Bonds Update: Segment 1
Ask Clark: Segment 2
Revenge Spending Trap: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
5 Things To Know About Series I Savings Bonds
Pros and Cons of Unlimited PTO and Companies That Offer it
HEALTHCARE.gov
Homeowners Insurance Archives - Clark Howard
More debt, higher fees: Credit card borrowers face mounting burdens
Have you joined Clark's 'Ditch Your Debt' Facebook group yet?
What Is Deferred Compensation? - Investopedia
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Nov 03, 2022 |
11.02.22 New Tax Brackets / Side Gig Opportunity
1893
Due to inflation, there are big changes in the tax brackets. Clark discusses how this affects investing and buying some types of life insurance. Also, add new seasonal job openings to the ongoing labor shortages and know there’s great side gig opportunity out there to close any gaps in your monthly budget. But, beware the “freeway ramp scam” and its online permutations offering big money for hourly work. Make sure your side hustle is real.
New Tax Rates & Brackets: Segment 1
Ask Clark: Segment 2
Second Jobs: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Here Are the New IRS Tax Brackets for 2023
WSJ: Inflation Causes IRS to Raise Tax Brackets, Standard Deduction by 7%
What Is an Annuity, and Why Does Clark Think They Stink?
What Is a Fiduciary Financial Advisor and Do I Need One?
T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up
Straight Talk Wireless Introduces Prepaid Home Internet
Verizon Home Internet: Things To Know Before You Sign Up
Should I Keep My Old Car or Buy a New Car?
Should You Invest in a Rental Home? Here's Clark's 1% Rule
Is Amazon Prime Worth It for You? Take This Quiz To Find Out!
ABetterRoutePlanner.com
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Nov 02, 2022 |
11.01.22 Roth IRA & 401(k) Limits for 2023 / CLARKONOMICS: The Deficit Reckoning
1824
The 401(k) contribution limit has been increased for 2023, but this headline buries the lead: New rules for Roth IRA income and contribution limits. And - Clark-onomics: The U.S. deficit. Clark explains how we got here since the budget surpluses of the 90’s and what we can learn from recent events in the UK.
New Roth IRA & 401(k) Limits: Segment 1
Ask Clark: Segment 2
Clarkonomics: The Deficit: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
IRS Announces Record 401(k) Contribution Limit Increase for 2023
How To Open a Roth IRA
Best 529 College Savings Plans By State
Economy, Borrowing Costs to Add Upward Pressure on Federal Deficit
4 Ways To Stop Junk Mail
How Many Credit Cards Should I Have?
7 of the Best High-Yield Online Savings Accounts in 2022
Banks Are Offering 4.5% CDs—Just Not to Regular Customers
Frequently Asked Questions • Max. your best interest.
Clark Deals 2022 Sweepstakes
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Nov 01, 2022 |
10.31.22 Netflix & Streaming Update / Investing: Upside of the Downside
1640
Clark discusses changes from Netflix, the overall morphing of streaming services across providers and how to protect your wallet with the changes underway. Also, time for year end tax considerations. Those with non-retirement investment accounts should know about tax loss harvesting to save on taxes. When you sell a winner, you pay capital gains tax. You can also harvest losses. Clark explains.
Netflix & Streaming Update: Segment 1
Ask Clark: Segment 2
Tax Loss Harvesting: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Netflix to Charge $6.99 a Month for New Ad-Supported Tier - The Wall Street Journal.
[The Washington Post] Netflix is poised to crack down on account sharing. What happens now?
You Hated Your Cable Package. Your Streaming Services Are Bringing It Back. - The WSJ
Clark.com - Streaming TV
The Michigan State Numismatic Society
6 of the Best Budgeting Apps in 2022
Best Way to Exit Your Timeshare: Never Buy One in the First Place
How Tax-Loss Harvesting Works for Average Investors
Year-End Financial Checklist: Prepare Now, and You’ll Have Time to Adjust
10 Year-End Strategies To Cut Your Tax Bill
The worst insurance in the world
Why You Don't Need Mortgage Life Insurance - Investopedia
Why you have to check your bank statements daily
The Best Places To Buy Tires
Do you think Tire Tread Life Warranties are a come on & just marketing?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Oct 31, 2022 |
10.28.22 Clark Answers His Critics on Clark Stinks
1877
Friday - Clark Stinks day! For the first time ever - for the entire podcast - Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.
Clark Stinks: Segments 1 - 4
Mentioned on the show:
Citi® Double Cash Card – 18 month BT offer Review: Earn Up to 2% Cash Back on All Purchases
Consider US Treasury Bills, Notes and Bonds
Study: Walk 3,800 to 9,800 steps daily to reduce dementia risk
Zelle fraud is rising. And banks aren't coming to the rescue
xeriscaping | National Geographic Society
The easy way to pay off your credit card debt in a quarter of the time
6 Steps To Eliminate Credit Card Debt in 3 Years or Less
How to Reduce Your Taxes and AGI by Giving to Charity
NALA – The leading paralegal association
National Federation of Paralegal Associations: Home
Insurance | Tesla
How To Open a Roth IRA
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Oct 28, 2022 |
10.27.22 Car Buying Forecast And An Alternative / Back to Basics - HSA vs. FSA
2124
The car market is gradually healing but we’re not there yet. Clark gives a timeline on availability, affordability, and a potential alternative to buying now if you need wheels right away. And - Back To Basics - Open Enrollment decisions are upon us. Clark clears confusion surrounding Health Savings Accounts or HSAs which can offer long term financial security - and the difference between an HSA and an FSA.
Vehicle Purchase Alternative: Segment 1
Ask Clark: Segment 2
HSA vs. FSA: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
SIXT+ Your Car Subscription
Barrons.com: Car Inventories Are Growing. Don’t Expect Any Discount—Yet.
Should You Buy an Extended Warranty on Your Car?
HSA Contribution Limits and Other Requirements for 2022 and 2023
Clark.com: What Is an HSA Account and How Does It Work?
What Is a Flexible Spending Account?
Wills & Funerals Archives - Clark Howard
Pirate Ship Review: Pros & Cons of This Cheap Shipping Service
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Oct 27, 2022 |
10.26.22 Loyalty Programs Give & Take / At Last! Affordable Hearing Aids
1703
Current customer outrage at Dunkin’ for devaluing rewards offers a lesson about these programs in general, including travel points from hotels and airlines. Clark discusses how this game is played and what participating consumers should understand about so called loyalty programs. Also, Clark has been talking about affordable hearing aids being just around the corner for 5 years. FINALLY they’re here - hearing aids at world prices vs cartel prices! Learn how the market now works and what’s available
Loyalty Rewards Devalued: Segment 1
Ask Clark: Segment 2
Now In Range-Affordable Hearing Aids: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
You’re Going to Have to Work Harder for Your Airline Status - The Wall Street Journal.
Best Travel Credit Cards: Top Rewards Picks for 2022
Chase Sapphire Reserve® Review: Is It Worth the Hefty Annual Fee?
Chase Sapphire Reserve® vs. Chase Sapphire Preferred® Card: Which Travel Card Is Best For You?
Will Hawaii No Longer Accept Out-of-State Driver’s Licenses? | Snopes.com
Automatic Bill Pay: How It Works and How To Do It Safely
The Washington Post: How to buy a hearing aid online or in a store
Clark.com Hearing Aids
Aspiration Spend & Save: Do Good While Maximizing Your Savings Interest Rate
What Is Disability Insurance and How Does It Work?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Oct 26, 2022 |
10.25.22 When Giant Supermarkets Merge / Winter Heating Costs
1878
Hear Clark’s unique perspective on the proposed Kroger-Albertsons merger, as he takes a wider view of the marketplace and your money saving strategies and options. Also, because of Russia's invasion of Ukraine, the cost of heating will go up about 25% this winter depending on temperature severity. Clark offers specific advice, particularly if you live in the Mid-Atlantic or New England.
Supermarket Strategy: Segment 1
Ask Clark: Segment 2
Winter Heating: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Kroger to Buy Albertsons in $24.6 Billion Deal That Would Create New Grocery Giant
Should You Invest in a Rental Home? Here's Clark's 1% Rule
Best 529 College Savings Plans By State
How To Open a Roth IRA
WSJ.com: Higher Heating Bills Poised to Hit U.S. Households This Winter
7 Easy Ways To Lower Your Heating Bill
10 Ways To Keep Warm Without Spending Any Money
3 Things To Consider Before You Get Solar Panels
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Oct 25, 2022 |
10.24.22 U.S. Treasuries- Update / Meet Yale Professor/Behavioral Economist- JAMES CHOI
2224
First an update on the recommendation to buy short term treasuries, including an easy button idea for doing so. And, Clark welcomes special guest, Professor James Choi from Yale University - the behavioral economist behind some striking research around when you should start saving money. He and Clark share ideas on conventional financial advice vs what people actually do - and the gray areas in between.
U.S. Treasuries- Update: Segment 1
Ask Clark: Segment 2
Professor Choi- Behavioral Economist: Segments 3 & 4
Mentioned on the show:
Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account
If you’re with a discount broker, you can buy their own US Treasury Money Market Fund
Google Voice for Business
How To Dispute an Error on Your Credit Report and Win
Free Flood Check® & How To Avoid Flooded Cars
Watch Out for Flood-Damaged Cars from Hurricane Ian
What Is an HSA Account and How Does It Work?
An economist studied popular finance tips. Some might be leading you astray
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Oct 24, 2022 |
10.21.22 Clark Answers His Critics on Clark Stinks / CLARKONOMICS: The 60/40 Rule
2059
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - CLARKONOMICS: The 60/40 Rule. The general rule of having 60% of an investment portfolio in stocks and 40% in bonds has proven ineffective twice in history - during the 1920’s - and 100 years later - now. Clark explains why and offers best practices for investors.
Clark Stinks: Segments 1 & 2
CLARKONOMICS: The 60/40 Rule: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
20 Ways To Save on Amazon
Is Costco Worth It? 8 Items That Could Pay for Your Membership
The Markets Face a Rare Double Decline
8 Facts You Must Know About Bear Markets
22 Ways To Save Money on Groceries
8 Things To Know Before Your First Trip to Aldi
National Credit Union Administration
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Oct 21, 2022 |
10.20.22 Health Insurance Open Enrollment / Vehicle Market Update & Advice
2147
Open enrollment for health insurance is upon us. Clark clarifies options available, including Health Savings Accounts - to help you make important health coverage decisions. Also, battered by disruption, the car market continues to struggle. Clark discusses where the industry is right now and moving forward, including when you should buy (not now) and what to do if you MUST buy now.
Open Enrollment: Segment 1
Ask Clark: Segment 2
Vehicle Market Update: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Is that health insurance, a health product, or a scam?
WSJ - Tax Secrets of Health Savings Accounts
What Is an HSA Account and How Does It Work?
Is getting life insurance through your employer good enough?
Life Insurance Archives - Clark Howard
How To Buy Term Life Insurance in 7 Easy Steps
What Is Disability Insurance and How Does It Work?
Medi-Share & other health care sharing ministries: What you need to know before signing up
Used cars have become unaffordable
Clark Howard's Simple Rule for Refinancing an Auto Loan
Are You Following Clark's Maximum Auto Loan Length Rule?
Subrogation Definition - Investopedia
Clark's take: Why everyone should have a dash cam
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Oct 20, 2022 |
10.19.22 EMPLOYMENT: Job Scams / Pay Transparency
2006
Job scams work both ways. The pandemic move to online recruitment has led to some pitfalls for both job seekers and employers. What to know about fake jobs and fake applicants - and a Clark smart key rule for landing a real job. Also, do you know what your colleagues earn doing the same work as you? The movement toward pay transparency has begun.
Fake Jobs - Fake Applicants!: Segment 1
Ask Clark: Segment 2
Pay Transparency: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
The rise of 'bait-and-switch' job interviews
That's not a real job opening: Some companies are posting 'ghost jobs'
How To Prevent, Report and Repair Identity Theft
How To Freeze Your Credit With Experian, Equifax and TransUnion
Credit Karma vs. Credit Sesame: Is One Better Than the Other?
Should I Get an Umbrella Insurance Policy?
Personal Umbrella - Insurance - Clark Howard Community
Costco vs. Sam's Club Credit Cards Comparison: Which Is Better?
What Is a 403(b) and How Does It Work?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Oct 19, 2022 |
10.18.22 Your Credit Report Accuracy / The Pay In 4 Trap
1662
Credit reports are used by creditors, employers, insurance companies, and more - and many are inaccurate. Learn how this can hurt you and what you can do about it! Also, buy now pay later aka pay in 4 - has infested the U.S. economy on all fronts and delinquencies are on the rise. Clark explains how this works and the hazard for your wallet.
Vigilance: Your Credit Report: Segment 1
Ask Clark: Segment 2
Buy Now, Pay & Pay & Pay Later: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Investopedia: Credit Reporting Complaints Have Doubled Since 2018
How To Dispute an Error on Your Credit Report and Win
Should You Pay for Credit Monitoring?
Betterment Review: How It Works, Pros & Cons - BETTERMENT Cash Reserve
Over 60% of Americans regret an impulse buy—how social media makes it hard to resist
How To Freeze Your Credit With Experian, Equifax and TransUnion
Credit Karma vs. Credit Sesame: Is One Better Than the Other?
Elliott Advocacy / Clark’s Consumer Action Center
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Oct 18, 2022 |
10.17.22 Your Financial Emergency Kit / Teaching Kids About Money
1584
Storms, fire, flood or other sudden misfortune could separate you from access to vital accounts and documents. Get Clark smart guidelines to help keep you and loved ones operational - just in case. Also, we’ve had several questions and comments from parents trying to teach their children about money. Clark shares just how important that is - and how to approach the subject effectively for kids and teens.
Preparing for the What-Ifs: Segment 1
Ask Clark: Segment 2
Financial Education: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
10 Steps To Strengthen Your Financial Emergency Preparedness Now
-A checklist of what to do – and pack – when a hurricane’s coming
How To Open a Roth IRA
A Roth IRA for a Kid? Yes, You Can Turn Babysitting Money Into a Retirement Windfall.
A Simple Trick To Paying Off Your Credit Card Faster
Bumper - Investing for Teens
Fidelity Bloom℠ - Financial App
Bloom - Stock Investing App for Teens
Investopedia Education / Money 101 | 5 simple money rules to last a lifetime
5 money skills all parents should teach their teenager
Credit Karma Review: Free Credit Score and More at Your Fingertips
How To Build Credit
Best Secured Credit Cards: Top Picks for Building or Repairing Credit
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Oct 17, 2022 |
10.14.22 Clark Answers His Critics on Clark Stinks / Clark Smart Holiday Air Travel Advice
1801
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, holiday travel season approaches and if you haven’t flown in a while, Clark has some news you could use.
Clark Stinks: Segments 1 & 2
Holiday Air Travel: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
15 of the Best Free Workout Apps
Medicaid and Nursing Homes: A Quick Guide to the Rules
Want to block third-party trackers on your Android device? Try DuckDuckGo's new feature
[The Washington Post] Are airlines getting more strict about carry-ons?
[The Washington Post] It’s not your imagination: Planes are dirtier
Should You Ever Buy Travel Medical Insurance?
InsureMyTrip
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Oct 14, 2022 |
10.13.22 After The Storms: A Rethink On Rebuilding / Meat Substitutes Don’t Cut It
1826
We’re seeing the horrific devastation of recent hurricanes, knowing they won’t be the last. But there are new ways of building that can help keep power on when catastrophic weather hits. Where this is being done, and what’s needed for the future. Also, Americans are going for the real thing, as artificial meat sales go down. Why the novelty of meat substitutes has worn off.
A Rethink On Rebuilding: Segment 1
Ask Clark: Segment 2
Beyond Meat Substitutes: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
This 100% solar community endured Hurricane Ian with no loss of power and minimal damage
5 Things to Know Before You Buy Flood Insurance
Should I Buy a Used Car, New Car or Lease Right Now?
5 Steps To Getting a Good Deal on a Hotel Room
Rocket Money Review: 4 Things To Know Before Signing Up
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Oct 13, 2022 |
10.12.22 Clark Smart Holiday Shipping / Beware the “Pig Butchering” Scam
1943
While holiday sales abound, including from online retailers, shipping is getting more expensive. Fedex is having serious issues that may affect holiday deliveries - and all carriers are dealing with disruptions. Get Clark’s best advice for holiday shipping. Also, Clark explains the “pig butchering” scam technique via messaging apps. When you respond, you open the door to a slow con. This is happening to people from all walks of life. Learn how it plays.
Holiday Shipping Advice: Segment 1
Ask Clark: Segment 2
The Pig Butchering Scam: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Pirate Ship Review: Pros & Cons of This Cheap Shipping Service
Car Rental Insurance: Everything You Need To Know
Credit Card Car Rental Insurance: What You Need To Know
Best Cash Back Credit Cards: Top Picks for 2022
USAJobs.gov
What’s a Pig Butchering Scam? Here’s How to Avoid Falling Victim to One.
The #1 Thing You Need To Do Before You Buy a Used Chromebook
What Is a Bear Market?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Oct 12, 2022 |
10.11.22 Clarkonomics: The Housing Market / Grocery Delivery Gets More Affordable
2016
A special session of Clarkonomics on home buying. The home market has been through periods of distortion this entire century. Clark gives historical perspective explaining how we got here, the current climate for home buyers and sellers, and where the housing market is headed. Also, there are some new ways to save on grocery delivery without breaking the bank. As the pandemic subsides, retailers continue to adapt. Clark conveys some innovative new delivery offerings from Kroger and Sams Club.
Clarkonomics: The Housing Market: Segment 1
Ask Clark: Segment 2
New Delivery Options: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Think mortgage rates are high now? Homebuyers in the 1980s were paying 19%
12 things your homeowners insurance probably doesn't cover
Dangers of putting monthly bills on automatic debit
Should I Get an Umbrella Insurance Policy?
New Report: The #1 Appliance Brand for Customer Satisfaction
Which Home Security Systems Rank Better Than Ring?
The Best Time and Place To Buy a Mattress
Costco and mattressess - Clark Howard Community
Best Mattress Buying Guide - Consumer Reports
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Oct 11, 2022 |
10.10.22 Electric Vehicle Outlook & E-Bikes / Debt and Mental Health
1876
EV’s are in great demand right now, but today buying an electric vehicle doesn’t make financial sense. Clark discusses the industry outlook and your alternatives, until the time is right to buy an EV. Also, DEBT - the price you pay is more than financial. The stress of debt takes a toll on health. Clark talks about the different types of debt and approaches to getting it under control.
Electric Vehicle Outlook: Segment 1
Ask Clark: Segment 2
Debt and Mental Health: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Can You Actually Ditch Your Car for an E-Bike? Maybe - The Wall Street Journal.
5 Ways to Create a Cheap Home Gym
What Is a Fiduciary Financial Advisor and Do I Need One?
Best Investment Companies for Investors in 2022
Betterment vs. Wealthfront: Which Robo-Advisor Is Best for You?
Betterment Review: How It Works, Pros & Cons
Wealthfront Review: How It Works, Pros & Cons
How To Open a Roth IRA
Clark.com Ditch Your Debt Facebook group
6 Things To Know Before Contacting the National Foundation for Credit Counseling
What Is Long-Term Care Insurance Cost & Coverage
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Oct 10, 2022 |
10.07.22 Clark Answers His Critics on Clark Stinks / Your Auto Insurance Rates
1721
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses several factors behind rapidly rising auto insurance premiums and how you can make a difference in what you pay.
Clark Stinks: Segments 1 & 2
Rising Auto Insurance Rates: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
The Best Places To Buy Eyeglasses
How To Improve Your Credit Score by 100 Points in 30 Days
How To Get a Free Credit Report
Top Dental Schools That Provide Cheap or Free Dental Work
THE WSJ: Four Ways to Save Money on Car Insurance as Rates Rise
How to Shop for Car Insurance
Clark.com - AUTO INSURANCE
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Oct 07, 2022 |
10.06.22 Adult Kids on The Parental Dole / Privacy Alert: Health Apps & Sites
1976
Once upon a time, people were considered adults and on their own by age 18. Today, that’s not the norm. Parents often keep “emerging adults” on their cell phone & streaming plans, health & auto insurance and subscriptions - due in part to family plan tie-ins. Thoughts on when and how to cut the cord. Also, what you should know about health apps and medical searches, and your most personal privacy.
The Parental Dole: Segment 1
Ask Clark: Segment 2
Health Apps & Sites And Your Privacy: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
7 ways to make your kids money-savvy for the future
[The Washington Post] Health apps share your concerns with advertisers. HIPAA can’t stop it.
DuckDuckGo — Privacy, simplified.
Brave Browser: Secure, Fast & Private Web Browser
How Many Bank Accounts Should You Have? - Clark Howard
The Best Places To Buy Tires
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Oct 06, 2022 |
10.05.22 Fidelity’s new Robo-Advisor Service / The All-Inclusive Airline Fare Proposal
2040
Fidelity has refined their Robo-Advisor service. The new Fidelity-GO is really different. Clark explains the offerings, fees and your opportunity here. Also, Frontier Airlines recently had a zero dollar sale - but there’s a reason you didn’t see it on Clark Deals. This is a problem the Federal government is addressing with a new proposal to require full price disclosure. The game today involves bait & switch. Consumers deserve better - and there may be a comment period….
The New Fidelity GO: Segment 1
Ask Clark: Segment 2
Airfare Price Disclosure: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Fidelity Will Merge Its Robo-Advisor Offerings
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best?
White House: New rule will show 'true cost' of plane tickets
Follow Clark Howard's #1 Rule To Travel Cheap
Best Travel Credit Cards: Top Rewards Picks for 2022
Why You Need To Use Your Travel Points Right Now
Best Cash Back Credit Cards: Top Picks for 2022
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Oct 05, 2022 |
10.04.22 Holidays Sales Are NOW / CLARKONOMICS - Perspective on the Economy
2051
The ships have come in and retailers have too much merchandise - over supply. Meanwhile due to inflation, demand has lessened = SALES. Clark points to holiday shopping deals, as this year, October is the new November. Bonus - Walmart’s new return policy. Also - Clarkonomics returns. Clark sets the table on how The U.S. and world economies got to where we are now and explains the moves that are coming to get inflation under control.
October Holiday Sales: Segment 1
Ask Clark: Segment 2
Clarkonomics - Economic Overview: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Introducing Amazon’s Prime Early Access Sale—A New Holiday Shopping Event for Members to Save Big October 11 and October 12
Score Discounts on Apple AirPods Pro, iPads, and the Apple Watch 8 at Amazon Before the Prime Early Access Sale
Best Online Banks: Free Checking and High-Interest Savings Accounts
Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account
Best Cell Phone Plans in 2022: The Cheapest Plan for Every Need
Visible Review: 5 Things To Know Before You Sign Up
NYTimes.com: Bad News From the Fed? We’ve Been Here Before.
What Is a C.L.U.E Report and Its Impact on Your Insurance
Should I Freeze My Credit With Innovis, SageStream, CoreLogic and LexisNexus?
Clark Deals 2022 Sweepstakes
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Oct 04, 2022 |
10.03.22 Unlisted: Customer-No-Service & You / Winter Heating Bills
1890
You may have noticed how difficult it is to find a company phone number. Turns out, that is by design. For business, Clark discusses real ways to build customer loyalty. And if you’re with a company that only rewards new customers, ignoring your loyalty, play their game to protect your wallet. Also, Clark discusses the financial pressures on the cost of energy this winter in the U.S., as part of the world wide energy market, focusing on what we CAN control. Learn what you can expect to pay and what you can do to mitigate it.
Customer-No-Service: Segment 1
Ask Clark: Segment 2
Winter Heating Bills: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
GetHuman: Call Companies and Fix Customer Service Issues Faster
4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!)
Electric Bills Soar Across the Country as Winter Looms - The Wall Street Journal.
7 Easy Ways To Lower Your Heating Bill
How To Save Money on Utilities
Credit Union vs. Bank: What's the Difference?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Oct 03, 2022 |
09.30.22 Clark Answers His Critics on Clark Stinks / Reduce The Risk of Dementia
1900
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, we all know walking is great for physical health, but it may also help ward off something we all fear - dementia. What is known about how much walking is great for your cognitive health.
Clark Stinks: Segments 1 & 2
Walking for Mental Health: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
What Is Disability Insurance and How Does It Work?
Emergency Fund Complete Guide: How Much & Where
4 Things To Know Before You Buy Glasses From Costco Optical
The Best Places To Buy Eyeglasses
Subscribe & Save | Save on Everyday Essentials - Amazon.com
Apply for Public Service Loan Forgiveness (PSLF)
New Report: States With the Highest and Lowest Used Car Price Increases
What You Need To Do With Your Gift Cards Right Now
How To Spot and Avoid Gift Card Scams
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Sep 30, 2022 |
09.29.22 DEALS in a Time of Inflation / Inside the Mind of a Super Saver
2221
In spite of inflation, there are deals to be had. Amazon is in major overstock mode right now - offering a separate site for discounts, and a section for deals on open box returns - Clark explains. Also, there are those among us who, despite not making a lot of money, are able to save significant amounts. Clark shares how the goal of Financial Independence is achieved.
Amazon Cuts Deals: Segment 1
Ask Clark: Segment 2
Secrets of Super Savers: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Amazon Warehouse: Where Amazon Prime Returns Become Your Next Online Bargains
Simplified Employee Pension (SEP) Definition - Investopedia
What Is a SEP IRA and Who Is Eligible?
What Is Direct Primary Care? A Patient's Guide to DPC - GoodRx
How To Plan a Trip: Clark's Best Travel Tips To Save Money
Travel Insurance? What You Need To Know Before You Buy
A Simple Way To Help Your Kid Build Credit
T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up
Verizon Home Internet: Things To Know Before You Sign Up
How To Find the Best Deal on Cheap Internet Service in 4 Steps
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Sep 29, 2022 |
09.28.22 Make A Difference: Government Jobs / Getting Control of Credit Card Debt
1836
Labor shortages are everywhere, but one sector particularly hurting affects us all - the government. Governments all over the country are short of workers, especially at state and local levels in varied capacities. Some of these jobs may come with the rare pension. You may be part of the solution. Clark paid his way through undergraduate school working for HUD - a good steady job. Also, credit card interest rates are the highest in decades. Long term credit card debt puts you in indentured servitude to the banks. Clark has a back to basics way to get it under control.
Your Government Needs YOU: Segment 1
Ask Clark: Segment 2
Credit Card Debt: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Does Anyone Want a Government Job? Anyone? USA Federal Jobs
Food prices are still soaring — here's what's getting more expensive
Hearing Aids Will Soon Be Sold Over The Counter
Costco Hearing Aids: 5 Things To Know Before You Buy
The Best Smart Water-Leak Detector - The New York Times
Have you joined Clark's 'Ditch Your Debt' Facebook group yet?
NYTimes: Wegmans Discontinues Self-Checkout App, Citing Losses
5 Ways to Save Money on Gas at Kroger
Clark Howard's Important Advice on Funeral Planning
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Sep 28, 2022 |
09.27.22 DEADLINE: Series I Savings Bonds / Ford Changing the Game for Car Buyers
1888
The clock is ticking on the best inflation investment. Series I Savings Bonds are about to go through a reset in November. Clark explains rates and holding terms. Act now to make inflation work for you. Also, when the free market speaks, industries must respond to survive. Automaker Ford has new rules for anticompetitive dealerships - great news for car buyers.
Series I Savings Bonds: Segment 1
Ask Clark: Segment 2
Ford’s new dealership rules: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Barrons.com: Buy I Bonds Now at 9.6%. A New Rate Comes in November.
5 Things To Know About Series I Savings Bonds
Best Renters Insurance Companies and Ones To Avoid
Should You Buy an Extended Warranty on Your Car?
5 Things to Know About Renting an RV on Outdoorsy
RV Rentals - Direct from Local Owners | #1 RV Rental Site
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Sep 27, 2022 |
09.26.22 Illegal Nursing Home Debt Collection / Bad Investment Advice Is Everywhere
1635
A completely illegal practice is going on by nursing homes and their collectors. Under federal law - The Nursing Home Reform Act - it’s illegal to go after family members for nursing home debt. What to do if you’re contacted for this type of collection. Meanwhile, bad investment advice is being peddled to young would-be investors on TikTok and other social media channels. There are 225 professional designations people are using to pitch commission based financial advice! That’s why you must know the basics, know the pay-for-play dubious pitch when you hear it, and know how to find a legitimate, fiduciary financial advisor.
Illegal Nursing Home Collections: Segment 1
Ask Clark: Segment 2
Ethics In Investing: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Regulators try to stop unlawful nursing home debt collection
The 1987 Nursing Home Reform Act - AARP
4 Things To Know About Hulu's Live TV Streaming Service
Clark.com - Streaming TV
Rule of 78 Definition - Investopedia
Simple Interest Definition: Who Benefits, With Formula and Example
Why Investing And Insurance Shouldn't Mix (Despite What TikTok Says)
Will the Real Financial Planners Please Stand Up?
What Is a Fiduciary Financial Advisor and Do I Need One?
Best Investment Companies for Investors in 2022
Trust Pilot - Worthy
Here Are 100+ Brands That Are Made in the USA
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Sep 26, 2022 |
09.23.22 Clark Answers His Critics on Clark Stinks / Airbnb: Opportunity & Hazard
1793
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Airbnb is a great concept - subject to problematic execution. Learn what potential problems await both guests and hosts and how to prepare.
Clark Stinks: Segments 1 & 2
Airbnb: Opportunity & Hazard: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Why You Should Never Invest With a Bank
What Is a Fiduciary Financial Advisor and Do I Need One?
3 Places You Should Never Invest Your Money
Best Investment Companies for Investors in 2022
8 Things To Know Before Your First Trip to Aldi
Resort Pass
Best Free Password Managers: 7 Top Picks
Netflix on Us: We Offer this Streaming Deal with Your Plan
Charity Navigator - How To Choose the Best Charities for Your Donations
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Sep 23, 2022 |
09.22.22 The Truth About Manufacturers Warranties / Your Cell Phone As Lifeline
1770
Consumers are often told they must use authorized service dealers to maintain a warranty. Not so. What you need to know about parts and repairs. Also, T-Mobile and Apple are utilizing advances in satellite technology to expand communication world-wide, initially facilitating emergency alerts. Clark explains this new safety net, and where this tech is headed.
The Truth About Warranties: Segment 1
Ask Clark: Segment 2
Cell Phone + Satellite Technology: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Will You Void a Car Warranty by Not Having Your Car Serviced at the Dealership?
How to Freeze Your Child's Credit
WSJ.com: Apple’s iPhone Satellite Service Kicks Off Smartphone Space Race
Apple & T-Mobile offer stranded people satellite connections
If You Are Buying an iPhone 14, Some Ways to Save on Your Wireless Bill - WSJ
From iPhone 14 to Apple Watch 8: Everything Apple Revealed at 'Far Out'
How to decide if medical tourism is a viable option for you
Betterment vs. Wealthfront: Which Robo-Advisor Is Best for You?
Fidelity Investments Review 2022: Pros & Cons
What To Do With a Lump Sum, Inheritance or Windfall
Best Cell Phone Plans in 2022: The Cheapest Plan for Every Need
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Sep 22, 2022 |
09.21.22 Breaking Inflation / Moving & Homeowners Insurance ALERT
1739
The average American is spending around $15 more a day - all things being equal vs. a year ago. Clark updates the economic lay of the land including housing, gasoline, service businesses and jobs - in global context as we endure inflation rotation. Also, if you’re considering moving, there are new considerations that are absolutely vital now. Homeowners insurance has become a complete wildcard. Clark has MUST DO advice before you buy in an area new to you.
Inflation Update: Segment 1
Ask Clark: Segment 2
DON’T MOVE Without Knowing This: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
4 Ways To Get Your Free Credit Score
Report: The Most Reliable Car Brands
NYTimes.com: As Wildfires Grow, Millions of Homes Are Being Built in Harm’s Way
These maps show how climate change affects your city in real time—and what will happen in the future
Insurance Archives - Clark Howard
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Sep 21, 2022 |
09.20.22 An IRS Break on Late-Filing Penalties / SAVE on Healthcare
1606
Many failed to file taxes in 2019 and/or 2020. Well the IRS will forgive those penalties, IF you can hit a fast approaching deadline. Already paid the penalty? More good news. Clark explains. Also, big players like Amazon and CVS are getting into the healthcare industry. But Walmart Health Centers offer unique services and savings to more people.
IRS Cuts Late Filers A Break: Segment 1
Ask Clark: Segment 2
SAVE on Healthcare: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
There’s an Important IRS Deadline Coming This Month
NYTimes: I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns
5 Things To Know About Series I Savings Bonds
Uninsured Motorist Coverage (UM) Definition - Investopedia
NYTimes.com: CVS Makes $8 Billion Bet on the Return of the House Call
Axios: CVS beats out Amazon for Signify Health
Walmart Health Center price list
How To Open a Roth IRA
The Best Places To Buy Eyeglasses
Mint Mobile Review: 5 Things To Know Before You Sign Up
Vanguard, Fidelity, Schwab - Investing - Clark Howard Community
FREE ADVICE: Clark’s Consumer Action Center (CAC)
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Sep 20, 2022 |
09.19.22 New Info On Standing Desks / Inflation Fighter: The Resale Market
1676
There’s a right way to use standing desks, and to deal with a traditional sitting desk job - to improve your health. Clark explains. Also - Inflation and supply shortages have made buying used much more popular. Clark shares the secondhand market’s best categories, and a new offering from Walmart - to help you save more.
Sit-Stand Desks: Segment 1
Ask Clark: Segment 2
Explore the Resale Market: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Your Biggest Questions About Standing Desks, Answered
Walmart Restored helps customers find affordable refurbished items
What Is Disability Insurance and How Does It Work?
Best 529 College Savings Plans By State
The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report
401(k) Match: What Is It, How It Works
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Sep 19, 2022 |
09.16.22 Clark Answers His Critics on Clark Stinks / Trade School & Apprenticeship Resources
1929
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Clark shares some valuable resources for those considering trade school and apprenticeship programs towards a new solid career path.
Clark Stinks: Segments 1 & 2
Trade School & Apprenticeship Resources: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Cancel for Any Reason - Travel Insurance Benefit - InsureMyTrip
4 Things To Know Before You Buy Renters Insurance
How Do I Check Tire Air Inflation Pressure?
Men Make 48% More Than Women in the Gig Economy, Study Finds - Bloomberg
Registered Apprenticeship Program - LeanHowToBecome.org
Google Workspace Pricing
How to Buy Individual Dental Insurance
Price Hike: Sam's Club Is Raising Membership Fees Soon
Welcome to the Clark.com Community
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Sep 16, 2022 |
09.15.22 DANGER ZONES: The Top Scam Takes Many Forms / The Credit Card Trap
1913
We’re here to help you avoid rip-offs and scams. Pretext, aka imposter & impersonation scams comprise the top rip-offs and they come in many forms. Be in the know so you don’t get taken. Also, credit card interest rates haven’t been this high since the 1990s - while the banks are pushing offers to get you hooked. Solicitations are as sky high as interest rates. They want to own you!
Impersonation Scams: Segment 1
Ask Clark: Segment 2
The Credit Card Trap: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Find out what scams are happening in your area
Real Money, Fake Musicians: Inside a Million-Dollar Instagram Verification Scheme
5 Best Ways To Send Money Online
The Best Places To Sell Your Cell Phone
MaxBack: 5 Things To Know Before Selling Your Phone
Backflip: 5 Things To Know Before Selling Your Phone
BuyBackWorld: 5 Things To Know Before Selling Your Phone
ecoATM: 5 Things To Know Before You Sell Your Phone
Swappa: 5 Things To Know Before Selling Your Phone
Gazelle: 5 Things To Know Before Selling Your Phone
Amazon’s Subscribe & Save program might actually cost you more money
How To Manage Your Monthly Subscriptions To Save Money
How To Open a Roth IRA
Fidelity Investments Review 2022: Pros & Cons
Best Investment Companies for Investors in 2022
How to stay smart about Android app permissions
How To Save $1,000 in 15 Weeks
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Sep 15, 2022 |
09.14.22 Home Renovation & Contractors / Audible Change- OTC Hearing Aids
1860
Transformational shifts are underway in how we buy and own homes.. There’s a home improvement boom in progress around the country, but timing is everything. Get Clark smart about when to renovate and how to choose a contractor. And - Now hear this! The average price of hearing aids in the U.S. is around $2700, compared to $200 in the rest of the world. The long awaited end of this pricing cartel will bring both opportunity and some pitfalls over the next few weeks.
Home Renovation: Segment 1
Ask Clark: Segment 2
The Arrival of OTC Hearing Aids: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
6 Tips for Hiring a Contractor
Leaving an apartment? Here's how to avoid those move-out charges
Hearing Aids Will Soon Be Sold Over The Counter
Follow these 5 steps to prevent a hotel bed bug attack
Major Tax-Reporting Change for Users of Venmo, PayPal and Others
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Sep 14, 2022 |
09.13.22 Customer Service Comes to Airlines! / Beware Training Repayment Agreements
1760
The airline industry has been a mess, stretched thin by labor shortages as the travel industry rebounds. Thanks to DOT and public pressure, for the first time in 40 years passengers have a clear guide to their rights when flights are canceled or delayed. Clark walks you through the new DOT - Airline Customer Service Dashboard and what YOU need to do when grounded. Also, a worker warning: Why you need to be cautious when an employer offers you any kind of internal training.
DOT Airline Dashboard: Segment 1
Ask Clark: Segment 2
Training Repayment Agreements: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
What America’s 10 Largest Airlines Offer if Your Flight Is Canceled or Delayed
Google Flights
File a Consumer Complaint - Department of Transportation
Air Travel Complaints | US Department of Transportation
Online travel itinerary and trip planner - TripIt
Lemonade Insurance Review: How It Works, Coverage Options
Best Renters Insurance Companies and Ones To Avoid
Clark's National Travel Deals
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Sep 13, 2022 |
09.12.22 Rising Rents & The Rental Housing Outlook / Peer-To-Peer Car Rental - Pros & Cons
1796
Rents have increased dramatically in a short period of time, the biggest rise since the aftermath of WWII. Clark explains how we got here today and the idea of rent control, plus, some good news on the rental front. Also - Is renting out your car on a peer-to-peer platform to make extra money a good idea? Clark breaks down the pros and cons.
The Rental Housing Outlook: Segment 1
Ask Clark: Segment 2
Peer-To-Peer Car Rental: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
AAA Membership: Is It Worth It?
Costco Travel: 5 Things To Know Before You Book
How To Use 'Vacations To Go' To Find Bargain Cruises
Travel Insurance? What You Need To Know Before You Buy
CNET - How to Make Extra Money by Renting Out Your Car Online
Peer-to-peer car sharing: A potentially risky side gig
Turo: 5 Things To Know About the Cheap Car Rental Service
AutoSlash Review: How To Save on a Rental Car
Cheapest Way to Rent a Car: Expert Tips
No Surprises Act - CMS
Your health insurance says, ‘Claim denied.’ How to fight back
Should You Buy Cell Phone Insurance?
Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone
Clark.com - CELL PHONES
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Sep 12, 2022 |
09.09.22 Clark Answers His Critics on Clark Stinks / Stock Market Fears & Your Retirement
2045
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Recent stock market volatility has many worried about their retirement. In the short term, markets go through downturns - as they should. Clark addresses these concerns based on the long term play and your proximity to retirement.
Clark Stinks: Segments 1 & 2
Market Fears-Retirement: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
The $10 Travel Essential Clark Howard Always Packs
Fidelity Investments Review 2022: Pros & Cons
How To Save and Invest the Clark Howard Way
5 Biggest Financial Risks in Retirement
Investing & Retirement Archives - Clark Howard
How to book travel on Priceline
Clark's Secret to Finding the Best Priceline and Hotwire Hotel Deals
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Sep 09, 2022 |
09.08.22 For Students: A Key Extracurricular / Save On Gym Membership
2061
School is in session and many teens worry about having enough extracurriculars on their activities resume. But there's another very important route for students that should be top of mind. Also, learn why people are rediscovering gyms now and some guidelines for selecting the right gym for you.
For Students: A Key Extracurricular: Segment 1
Ask Clark: Segment 2
Selecting A GYM: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
5 Things To Know About Series I Savings Bonds
USHIP - Shippers, meet Carriers, Carriers, Meet Shippers
How To Dispute an Error on Your Credit Report and Win
Submit a complaint | Consumer Financial Protection Bureau
CNET - How to Get a Gym Membership for Practically Free
5 Ways to Create a Cheap Home Gym
Debt Archives - Clark Howard
6 Steps To Eliminate Credit Card Debt in 3 Years or Less
Why You Might Be Paying Your Credit Card Bills All Wrong
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Sep 08, 2022 |
09.07.22 Teen Drivers & Accident Ethics / A Money Saving Mortgage Strategy
1931
Clark shares a personal story concerning something every parent worries about - their teenager having a car accident. Also - with mortgage rates rising, there‘s an old tried & true strategy many Americans are unaware of - that could save big bucks on interest: the assumable, non-escalating mortgage.
Teen Drivers & Accident Ethics: Segment 1
Ask Clark: Segment 2
Mortgage Strategy: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Want a Lower Mortgage Rate? Take Someone Else’s Loan
Clark's take: Why everyone should have a dash cam
Is a Home Warranty Worth the Money?
How can you find the best mortgage rates?
22 Places That Offer Discounts to U.S. Veterans
Save More on Green Home Improvements Under the Inflation Reduction Act
The cash incentives in the climate bill are only good if people actually use them
Costco vs. Sam's Club Credit Cards Comparison: Which Is Better?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Sep 07, 2022 |
09.06.22 Unprecedented September Clearances / Student Loan Forgiveness
1941
Retailers have been fighting from behind since March 2020. Suddenly supply chains are moving and stores have goods aplenty. In a time of inflation - we have never seen before deals in many categories this September. Clark calls out the buys for early holiday shopping. Also, Federal student loan forgiveness - what eligible student and parent borrowers need to know about how the program will work - and how the scams play.
Christmas in September: Segment 1
Ask Clark: Segment 2
Student Loan Forgiveness: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
New Vanguard Account Fees Will Increase Costs for Some of Its Most Loyal Customers
Fidelity Investments Review 2022: Pros & Cons
Warning: Never Get Roadside Assistance From Your Insurance Provider
Password manager LastPass reports breach, says no credentials stolen
Explainer: How Biden's student loan forgiveness will impact U.S. consumers
Student Loan Forgiveness Plan Won’t Make Inflation Worse—Even If It Adds $400 Billion To Deficit, Goldman Says
Did you hear about the student loan announcements? Scammers did, too
How To Watch Football Without Cable: Stream NFL and College Football (2022)
Term Life vs. Whole Life Insurance: Understanding the Difference
EvaluateLifeInsurance.org
Term Life vs. Whole Life Insurance: Understanding the Difference
What Is an Annuity, and Why Does Clark Think They Stink?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Sep 06, 2022 |
09.02.22 Clark Answers His Critics on Clark Stinks / SAVE On Holiday Shipping
1870
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, this year Clark recommends extra early holiday travel planning AND early shopping and shipping. Know when to expect shipping hikes and the bargain months for online shopping & delivery.
Clark Stinks: Segments 1 & 2
Holiday Shipping: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
USPS says it's hiking prices for holiday shipping - CBS News
What Is a Reverse Mortgage and How Does It Work?
TSA PreCheck vs. Global Entry vs. CLEAR: Which Is Best for You?
Pirate Ship: Free USPS and UPS shipping software
AAA Membership: Is It Worth It?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Sep 02, 2022 |
09.01.22 Act Now for Holiday Travel / Job Market Trends & Work-Life Balance
1924
After a chaotic summer, the outlook for fall travel looks better on every front. September is your cue to start planning holiday travel this year. Get Clark smart advice on how & when to book, avoiding the 4 most expensive travel days, and whether you need travel insurance. Also, Labor Day signals a good time to update job market trends. Clark discusses “unlimited vacation” & taking time off, as well as great part-time opportunities for retirees - and an employee tactic that is NOT recommended.
Holiday Travel: Segment 1
Ask Clark: Segment 2
Job Trends: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Why You Need To Book Holiday Travel Now
What Is Travel Insurance? 7 Things You Need To Know
How Many Credit Cards Should I Have?
Clark Howard: Books - Clark Howard
YouTube: Clark Howard: Save More, Spend Less
How to Start Saving and Investing with Clark's Best Advice
ClarkDeals - Laptops
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Sep 01, 2022 |
08.31.22 The Newest Text Message Scams / Family Loans & Taxes
1606
Text message scams keep coming and keep morphing. Know what the latest barrage looks like - deploying new ways to hook you into getting ripped off. Also, high mortgage rates can be avoided when conditions are right for a family member to make the loan. Learn how to lend to loved ones without the tax consequences.
New Text Message Scams: Segment 1
Ask Clark: Segment 2
Family Loans & Taxes: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Why You Should Never Click on Random Text Messages
Don’t click on that random text. It’s a scam
Managed Payout Funds vs. Annuities: How Do They Compare?
Best Rewards Credit Cards: Top Picks for 2022
The One Place You Can Still Get a 3% Home Loan: Your Family
Frequently Asked Questions on Gift Taxes
Applicable Federal Rates - Internal Revenue Service
Should You Buy Out Your Leased Car?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Aug 31, 2022 |
08.30.22 Undisclosed: Podcast Influencers / Prime Perk: Amazon Layaway
1361
People are being hoodwinked by paid influencers on social media. Clark shares how this often works with podcasting, unbeknownst to you, the listener. Also, Amazon Prime has a new option for payment that gets Clark’s seal of approval - part of a trend of added perks for retail memberships.
Undisclosed: Podcast Influencers: Segment 1
Ask Clark: Segment 2
Amazon Prime Layaway: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
The best time and place to buy appliances
A Simple Way To Help Your Kid Build Credit
Amazon Layaway: A New Perk of Amazon Prime
Amazon -Get Same-Day Delivery from your favorite retail stores
Walmart deal with Paramount gives members streaming perks
How to Freeze Your Credit With Experian, Equifax and TransUnion
Credit Karma Review: Free Credit Score and More at Your Fingertips
Do Not Give Your Social Security Number at These Places
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Aug 30, 2022 |
08.29.22 Streaming Changes And FREE TV / Recalculation For Home Sellers
1848
Saving money on streaming TV is an area of expertise at Clark.com. Clark has industry news explaining the current streaming landscape AND a new FREE Channel tool! You may be shocked to find out what free TV is available where you live. Also - Thinking of selling your home? The housing market has definitely slowed past the peak of the market. So it’s back to the normal playbook - the Clark smart way.
Streaming And Free TV: Segment 1
Ask Clark: Segment 2
Home Seller Adaptation: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Housing markets are cooling so fast that they've caught some of the biggest buyers off guard
These 2 Things Can Maximize Your Chances of Selling Your House
Home Sellers Cut Prices as Housing Market Cools - The Wall Street Journal.
How Many TV Channels Can You Actually Get for Free?
Disney+ is getting more expensive... unless you want ads
The Free TV Project
Clark.com Live TV Streaming Channel Tool
Netflix on Us: We Offer this Streaming Deal with Your Plan
Mint Mobile Review: 5 Things To Know Before You Sign Up
Mint Mobile Introduces Modern Family Plans
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Aug 29, 2022 |
08.26.22 Clark Answers His Critics on Clark Stinks / Important & Cheap! Renters Insurance
1879
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, overlooked and extremely important, including for college students, is renter’s insurance. Clark tells you how to get it for a DEAL. Plus, important advice on condo insurance.
Clark Stinks: Segments 1 & 2
Renters Insurance: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Career Tests Our Top 10 | Monster.com
Swagbucks Review: How Much Money Can You Make?
Heat Pump Systems | Department of Energy
Lemonade Insurance Review: How It Works, Coverage Options
Best Credit Cards for Students: Top Picks for 2022
ABLE accounts: A tax-free way for parents of disabled kids to save for the future
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Aug 26, 2022 |
08.25.22 The Best Rates On Savings / Pros & Cons: Worker Productivity Scores
1879
The big banks persist in paying no real interest on savings. Meanwhile Clark just got 3.3% on a CD from his credit union. Several money market & online savings accounts are paying over 2%. Don’t let inertia be your enemy. Move that money. Also - what destroyed Sprint is a big lesson for companies tracking and ranking their employees. Workers should know - across industries and with the rise of remote work, comes increased use by companies of the “productivity score”.
Savings Rates: Segment 1
Ask Clark: Segment 2
Worker Productivity Scores: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Schwab Purchased Money Funds
5 Things To Know About Series I Savings Bonds
7 of the Best High-Yield Online Savings Accounts in 2022
Equifax Sent Lenders Inaccurate Credit Scores on Millions of Consumers - Wall Street Journal.
Who owns your credit score? Not you
Credit Karma Review: Free Credit Score and More at Your Fingertips
Fidelity Investments Review 2022: Pros & Cons
How to Start Investing and Saving for Retirement
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Aug 25, 2022 |
08.24.22 Eating Out: Supermarket Vs. Restaurant Inflation / Airline Seat Sizes
1808
Market forces have increased supermarket costs by 13% over the past year, while restaurant price increases have gone up roughly half that. Clark shares how it can actually be more cost effective to eat out at times. Also, there’s been public backlash against airlines shrinking seat size and now there’s an FAA comment period as to whether they should regulate how much space passengers get. Clark weighs in, factoring in designer safety & comfort innovations.
Food Inflation-Supermarkets vs. Restaurants: Segment 1
Ask Clark: Segment 2
Airline Seat Size & Innovation: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
WSJ.com: Southwest and Other Airlines Try Something New: Giving Passengers What They Want
When Do You Need a Travel Agent?
Here's How Easy DIY Pest Control Can Be
Pest control Archives - Clark Howard
7 of the Best Free and Cheap Resume Builders
Longevity Insurance: What Is It and Do You Need It?
How To Minimize the Damage of Unpaid Bills to Your Credit Score
12 Things You Never Knew You Could Get From Your Local Library
How To Save Money: 35 Ways To Reduce Expenses
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Aug 24, 2022 |
08.23.22 A $10 Life Saver + Home Protection / WRONG: An Automaker’s Mandatory Option
1721
Reported this year - tragic loss of life due to hotel carbon monoxide poisoning. Clark has a new safety device every traveler should consider. Plus a way to avoid a massive home insurance claim. And - Find out the “mandatory option” that has sent the automotive press into outrage at GM.
2 Important Alert Devices: Segment 1
Ask Clark: Segment 2
GM Outrage: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Wirecutter: Water Leaks Destroy Homes. These Smart Gadgets Can Save Yours.
How To Pack a Carry-On the Right Way
More Airlines Are Losing Luggage. AirTags and Tile Trackers Can Help.
The Best Places To Buy Eyeglasses
4 Things To Know Before You Buy Glasses From Costco Optical
Should You Buy Out Your Leased Car?
3 Things To Consider Before You Get Solar Panels
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Aug 23, 2022 |
08.22.22 Prescription Price Changes & Workarounds / 2 Great New Cell Plan Deals
1636
New meds are the most expensive ever. 8 of 13 new drugs cost over $200K per year! Clark explains how the big pharma game is played, generic vs “defensive” combo drugs & shares his workarounds for saving. Also - what we pay for cell service can make a big difference in our finances and today there are many ways to reduce cost without compromising service. Clark has great news for your wallet from 2 different cell phone brands - Verizon’s Visible and Boost Mobile.
Rx Savings Strategy: Segment 1
Ask Clark: Segment 2
2 Cell Plan Deals: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
7 Things To Know About Costco Pharmacy - Prescription Drugs
Mark Cuban pharmacy Cost Plus Drugs - CNBC - Cost Plus Drugs
Best Free Password Managers: 7 Top Picks
How to Pass on Your Passwords When You Die - The Wall Street Journal.
Visible Review: 5 Things To Know Before You Sign Up
Visible Wireless: Price Drop and New Premium Plan
Visible Unlimited Phone Plans | No Annual Contract
Boost Mobile Introduces New $25 Monthly Unlimited Plan
-BOOST - Unlimited Data $25/mo.
Best Cell Phone Plans in 2022: Deals for Every Budget
Get the Best Value Apple Watch Plan from Visible - $5/mo
T-Mobile Connected tablets, smartwatches, hotspots, and device data plans
5 Things To Know Before You Buy a Refurbished Phone
What Is a SEP IRA and Who Is Eligible?
Fidelity Investments Review 2022: Pros & Cons
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Aug 22, 2022 |
08.19.22 Clark Answers His Critics on Clark Stinks / Artificial Lawns - Pros & Cons
1795
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Many are choosing artificial turf for their lawns. The practice is booming worldwide due in part to extreme drought conditions. Clark gives you the pros & cons.
Clark Stinks: Segments 1 & 2
Artificial Lawns: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Clark.com - Invest & Retire
Why You Should Never Use a Debit Card To Pay for Anything
How to handle money when you're traveling overseas
Best Vacuum Sealers From Consumer Reports' Tests
Everybody Into the Hotel Pool! That’ll Be $200. - The Wall Street Journal.
“DAMAGE WAIVER FEE” AT HYATT HOTEL INVITES DAMAGE…
How to Buy a Used Car in 7 Steps
How to Deal With Medical Debt
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Aug 19, 2022 |
08.18.22 Inflation Defense: Store Brands / Your Retirement Age
2029
Inflation has made us smarter about shopping. People are changing their buying habits. Learn how much you can save buying store brands. Also, find out the average retirement age for the typical American worker - and why this terrifies Clark.
Inflation Defense: Segment 1
Ask Clark: Segment 2
Your Retirement Age: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Fidelity Youth Account
How To Open a Roth IRA
The #1 Bill You Should Make Sure You Get by Mail
The Average Retirement Age in America
A Retiree Answers 11 Common Retirement Questions
5 Best Ways To Send Money Online
Wise, Formerly TransferWise: Online Money Transfers
Clark Rage: Deactivate Zelle Today
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Aug 18, 2022 |
08.17.22 Home & Auto Insurance: The Prevention Approach / OPPORTUNITY: Restoring the Great Middle Class
1585
As claims become more expensive, home and auto insurance premiums are rising. Learn how forward thinking insurers are looking to reduce the number of claims in partnership with consumers - an approach more common with business insurers. Clark shares steps you can take now to lower your costs. Also - For more than 2 generations the middle class in America has been evaporating. But there are signs of recovery. Clark describes various skilled trade categories offering great opportunity now, as labor shortages have driven up pay levels. Hear Clark’s approach to securing a rewarding career.
Insurance Costs: Segment 1
Ask Clark: Segment 2
Rebuilding The Middle Class: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Rethinking insurance: how prevention is better than a claim
How Many Credit Cards Should I Have?
How To Open a Roth IRA
Who’s Wearing $420 Men’s Socks? Baffled, We Seek Answers
Factory jobs are making a surprising comeback — and they could help revitalize America's shrinking middle class
How Much Should You Have Saved for Retirement by Now?
5 Discount Airlines You Need To Know About Right Now
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Aug 17, 2022 |
08.16.22 Best States to Start a Business / National Scandal: Military Ripoffs
1682
The formation of new businesses is way up. Clark is a lifelong entrepreneur. America has the resources and our greatest wealth is within us. There are actually many conditions now favorable to entrepreneurship. Learn the best & worst states in the U.S. to start a business. AND - Military personnel in a war zone face danger everywhere they turn. Outside their stateside posts, they face financial landmines from rip off lenders, crooked car dealers, investment groups, and merchants (furniture, jewelry) through exploitive financing. They get ripped off like nobody else anywhere. Clark is enlisting your help to get the word out to protect our service members from financial predators.
Entrepreneurs: Segment 1
Ask Clark: Segment 2
WARNING: Military Ripoffs: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
This list of ‘top states for business in the U.S’ may surprise you
What Is an HSA Account and How Does It Work?
LIVELY HSA - Health Savings Account | HSA Benefits - Fidelity Investments
Military and Veterans Guide: Free resources for getting your finances in order
Home | The Thrift Savings Plan (TSP)
What's up with travel clubs promising free travel?
Timeshares, Vacation Clubs, and Related Scams
Equitable to Pay $50M for Misleading Teachers on Annuity Fees
What Is a 403(b) and How Does It Work?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Aug 16, 2022 |
08.15.22 Freelance Pay Equity / Moving To Save Money - A Clark Smart Relocation Rule
1815
Bloomberg reports women working as skilled freelancers / independent contractors make half as much as men doing the same job. “The meek do not inherit a larger paycheck.” How to self advocate for fair pay. Also - America on the move: We’ve become so much more transient since COVID. Ever dreamed of moving to another town, city, or country to save money? There are numerous communities offering financial incentives to move there. Beyond that, many are moving to Europe. Before you relocate, get Clark’s one key piece of advice.
Gig Economy Pay: Segment 1
Ask Clark: Segment 2
Relocation Rule: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How To Buy Term Life Insurance in 7 Easy Steps
How To Open a Roth IRA
What Is a SEP IRA and Who Is Eligible?
Becoming a Landlord: How To Find a Good Tenant
How To Find a Good Moving Company - MOVING.org - UShip.com
BBB-File a Complaint
Most Medical Debt Is Being Wiped Off Credit Reports - The Wall Street Journal.
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Aug 15, 2022 |
08.12.22 Clark Answers His Critics on Clark Stinks / DIY Wireless Home Security
1751
Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - An uptick in crime has more people thinking about home burglar alarms. Wireless home security has made DIY installation a viable option and Clark shares a new Consumer Reports briefing to help you make the right home security decision.
Clark Stinks: Segments 1 & 2
Home Security: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Official Tablo OTA DVR Site | Over The Air (OTA) DVR | Tablo
Amazon Fire TV Recast DVR
Norse Atlantic Airways
Virtual Credit Cards: An Online Security Measure Worth Taking?
Wyze / Best DIY Home Security Systems of 2022
Here’s the most important thing you can do to avoid becoming a tax fraud victim
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Aug 12, 2022 |
08.11.22 Amazon Expands Healthcare / Follow up: The Hertz False Arrest Debacle
1543
Clark discusses the rationale behind Amazon’s forays into healthcare, now culminating in the acquisition of One Medical, a big national chain of healthcare clinics. The idea is to bring a multi-platform approach to better care, better follow up. Also - Recall the Hertz false arrest nightmare suffered by hundreds now seeking compensation. Clark has a follow up.
Amazon Healthcare: Segment 1
Ask Clark: Segment 2
Hertz Follow Up: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
The #1 Thing You Need To Do Before You Buy a Used Chromebook
How To Bring an Old Laptop Back to Life for Free
Price-Matching Policies at Walmart, Target and Other Top Stores
Why You Need To Check Your Cell Phone Bill Every Month
4 Things To Know Before You Buy a Digital TV Antenna
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Aug 11, 2022 |
08.10.22 WANTED: Auto Mechanics / Oversupply Bargains
1684
The quality of the average vehicle sold in the U.S. in recent years is the lowest since 1986! Clark explains what has led to this problem and why therein lies opportunity. Also - ships coming in have created massive surpluses among retailers. The plus for you: deals of a lifetime. Learn which categories are steals right now and how long this could go on. Inflationary pressures in many sectors of the economy are starting to ease.
WANTED: Mechanics: Segment 1
Ask Clark: Segment 2
Oversupply Bargains: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Cars Archives - Clark Howard
Clark Deals
How To Improve Your Credit Score by 100 Points in 30 Days
5 Sneaky Ways To Improve Your Credit Score
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Aug 10, 2022 |
08.09.22 Retail Site WISH: Unfulfilled / Getting it Right: EV Charging Stations
1753
Clark revisits retail website Wish to usher it into his “graveyard.” Prices are so cheap! What went wrong? Also, EV - electric vehicle adoption is set to climb over the next few years. But where to recharge is an obstacle for car buyers. Learn how forward-thinking gas station/convenience store operators are getting with the program to serve a growing EV market.
Website WISH: Unfulfilled: Segment 1
Ask Clark: Segment 2
Progress - EV Charging Stations: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Fidelity Rewards Visa vs. Citi® Double Cash Card – 18 month BT offer: Pick the Right 2% Credit Card
What Is a Roth 401(k) and How Does It Work?
ClarkDeals - Costco
The Best Car-Buying Services in 2022
Visible Review: 5 Things To Know Before You Sign Up
Clark.com - Cell Phones
What Is an ETF?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Aug 09, 2022 |
08.08.22 HOTELS: Diminishing Amenities / At Last - Healthcare Cost Disclosures
2117
The hotel industry is suffering mightily from staff shortages, changing how they operate. You could get a discount forgoing housekeeping services, or be charged for it. Clark explains the owner / operator problem and what you should expect from brand name hotels moving forward. Also, the insidious cloak of mystery is about to be lifted from medical costs. 20% of our nation’s economy is eaten up by healthcare costs - by far the highest in the world. You’re on the hook for deductibles and copays. But information is power. Learn where we are now with non-emergency healthcare price disclosures.
Hotel Staffing Shortages: Segment 1
Ask Clark: Segment 2
Healthcare Cost Disclosures: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
7 Places to Get the Best Deals on Lab-Created Diamonds
How much health insurers pay for almost everything is about to go public
When does a 0% purchase plan make sense for you?
How to Stock Up in Case of an Emergency
31 Items To Pack in Your Financial Emergency Kit
How Much Cash Should You Keep at Home in Case of Emergency?
How to Find the Best Deal on Cheap Internet Service
Report: The #1 Internet Provider in America
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Aug 08, 2022 |
08.05.22 Clark Answers His Critics on Clark Stinks / SAVERS: Stash Your Cash Wisely
1781
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Word to savers - beware chasing that rate! Trying to make more on savings is leading people to make dangerous choices from financial apps and pseudo banks making unfounded promises of no risk strategies for high returns & FDIC security. What you need to know to safely stash your cash.
Clark Stinks: Segments 1 & 2
Stash Your Cash Wisely: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Online Banking Archives - Clark Howard
T-Mobile Money: 5 Things To Know
Buy Nothing Project
Life Insurance Archives - Clark Howard
Consumer Cellular Review: 5 Things To Know Before You Sign Up
Mullen: Shaping the Road Ahead in Electric Automobiles
Google Fi Review: Things To Know Before You Sign Up
The Best International Phone Plans
What Is a 403(b) and How Does It Work?
Fidelity Investments Review 2022: Pros & Cons
Best 529 College Savings Plans By State
How To Open a Roth IRA
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Aug 05, 2022 |
08.04.22 Free TSA PreCheck, Global Entry & Clear / Online Reviews: 2 Pitfalls to Avoid
1858
Labor shortages in larger airports have rendered security lines so unpredictable that people are missing flights. Clark explains how TSA PreCheck, Global Entry & Clear work, and how to get these services for free or discounted. Also - Clark discusses fake positive reviews and the recent Amazon crackdown. A new twist: Negative reviews used to extort merchants. Understand how much the review system is gamed for retailers, restaurants & hotels, and how to best use reviews.
TSA PreCheck, Global Entry & Clear: Segment 1
Ask Clark: Segment 2
Online Review Extortion: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
The Best Credit Cards That Pay for TSA PreCheck and Global Entry
Capital One Venture Rewards Credit Card: Travel Credit Card Review
Best Travel Credit Cards: Top Rewards Picks for 2022
The Best Credit Cards With No Foreign Transaction Fees
How To Bring an Old Laptop Back to Life for Free
What the Carriers Are Doing About SIM Card Fraud & How to Stop It
Upside Review: 6 Things To Know Before You Sign Up
Fetch Rewards: 5 Things You Need To Know To Get Free Gift Cards
3 Things To Consider Before You Get Solar Panels
6 Things To Know Before Contacting the National Foundation for Credit Counseling
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Aug 04, 2022 |
08.03.22 Ad Awareness / 401(k) into IRA Rollover - WARNING
1897
Do you know when you’re being played by sneaky product placement? Products are placed within the content of streamed TV shows and movies, and social media influencers are paid to recommend products. Know this is bought and paid for advertising - an indirect form of commercials. Also - A special warning about moving your retirement money when changing jobs. If you plan on rolling over a 401(k) into an IRA, knowing what Clark has to say about it can save you tens of thousands of dollars over time.
Ad Awareness: Segment 1
Ask Clark: Segment 2
Retirement Rollover Warning: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
What Is a Reverse Mortgage and How Does It Work?
Clark's take on reverse mortgages
How Can a Safe Driving App Save You Money? - USAA
Betterment vs. Wealthfront: Which Robo-Advisor Is Best for You?
Best Investment Companies for Investors in 2022
CNBC: IRA rollovers often come with higher investment fees, Pew finds: Here’s how much money that costs retirement savers.
Clark.com 401(k) Rollover: How To Roll Over a 401(k)
How to Freeze Your Credit With Experian, Equifax and TransUnion
Why Clark Howard Thinks Medicare Advantage Plans Stink
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Aug 03, 2022 |
08.02.22 Employment Dilemma: Asking For A Raise / Credit Card Debt Makes a Comeback
1745
With so much economic uncertainty, should you ask for a raise to offset inflation? Dilemma: Employers are getting nervous about potential recession. So the decision to ask for a raise, to stay put or find a higher paying job is an individual assessment. Clark offers guidance to help you think this through. Also - As the Fed raises interest rates, there’s a direct effect 1 billing cycle later on your credit card rates. People have been charging more, leading to balances they can’t pay. A Clark assignment & some recommendations can help with credit card debt.
Employment Dilemma: Segment 1
Ask Clark: Segment 2
Credit Card Debt: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
The #1 Thing Clark Howard Hates About Solar Panels
Clark.com - Credit Card Debt
Budgeting & Saving Archives - Clark Howard
How to Budget With a Cash Envelope System
REAL ID | Homeland Security
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Aug 02, 2022 |
08.01.22 HOUSING: Outlook and Recommendations / Self-Checkout Warning
1904
As the housing market cools, price cuts are happening around the country. A widespread buyers strike has set in. Many fear a housing market collapse as experienced 15 years ago. Clark explains why that won’t happen, and has recommendations for potential home buyers and renters. Also, a special warning about using self-checkout lanes.
HOUSING Update: Segment 1
Ask Clark: Segment 2
Special Warning: Self Check-out: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Mortgage Recast Definition - Investopedia
8 Things To Know Before Your First Trip to Aldi
The Points Guy - Maximize your travel.
These New Apps Can Help Maximize Credit Card Rewards
Best Travel Credit Cards: Top Rewards Picks for 2022
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Aug 01, 2022 |
07.29.22 Clark Answers His Critics on Clark Stinks / Crazy High Car Loan Payments
1839
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - The average vehicle loan now is over $700 a month. 1 in 8 loans exceed $1K! Meanwhile the repo rate is rising. Why lenders are more aggressive with repossessions now and the negative domino effect. Clark’s recommendation for avoiding financial car loan disaster.
Clark Stinks: Segments 1 & 2
Of Car Loans & Repos: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
What Is a Roth 401(k) and How Does It Work?
Apple Credit Card Review: Earn Cash Back on Tech Purchases
Mint Mobile Review: 5 Things To Know Before You Sign Up
Family Phone Plans for 2+ Lines - Mint Modern Family Plan
Warning: Never Get Roadside Assistance From Your Insurance Provider
5 Things To Know About Series I Savings Bonds
Uni - One Toll Pass. 19 States.
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Jul 29, 2022 |
07.28.22 GAS PRICES: An Update and Ways to Save / Recession-proof Job Sectors
1968
It’s unclear what will happen with gas prices moving forward, but prices have eased and the U.S. is leading the world in the production of energy. Clark explains the current energy market, why we see big price differences at the pumps, and saving strategies. Also - The odds are at least 50/50 we’ll have some degree of recession, as central banks worldwide work to slow economies to ease global inflation. Because capitalists hate uncertainty, some large companies have announced reduced hiring - but that’s a far cry from layoffs. Clark conveys 4 job sectors resilient against recession.
Gas Prices: Segment 1
Ask Clark: Segment 2
Recession-proof Job Sectors: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
These Credit Cards Offer Car Rental Insurance Benefits
RentalCars.com
The 4 most 'recession-proof' industries to work in, according to economists
How To Open a Roth IRA
How to Start Investing and Saving for Retirement
Fidelity Investments Review 2022: Pros & Cons
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Jul 28, 2022 |
07.27.22 VANGUARD: Lesson From The Tax Bill Debacle / Air Travel Strategies
2257
Clark explains how Vanguard small investors got clobbered by big tax bills during a target retirement fund conversion, without even withdrawing money. Learn where to put your investments to avoid such tax hits. Also - Air travel is a flat out mess right now. Infrequent travelers are especially rattled. International travel is especially challenging. It’s taking extra days to reach destinations. As a constant traveler, Clark has several strategies to help protect your sanity during domestic & international flights and cruises.
Tax Smart Investing: Segment 1
Ask Clark: Segment 2
Strategies to Avoid Air Travel Nightmares: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How To Open a Roth IRA
How to Start Investing and Saving for Retirement
SpaceX and Dish’s Super-Shady War for the World
Travel Archives - Clark Howard
Eager to take advantage of the cheap euro? Check out which countries have COVID travel requirements first
Europe is on sale. Why the dollar-euro exchange rate is a win for Americans
The Best Credit Cards With No Foreign Transaction Fees
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Jul 27, 2022 |
07.26.22 DEAL: Home Fitness Equipment / Find Missing Money For Free
1795
It’s back to the gym for many after a long absence, but home fitness equipment is a super deal right now. Clark points to the savings. Also - There’s a 1 in 10 chance there’s unclaimed money out there with your name on it. Clark explains how this happens, the third party pitfalls, and how to find it yourself for free.
Home Fitness Equipment: Segment 1
Ask Clark: Segment 2
Missing Money: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Clark Deals - Gym Equipment
Get Great Deals on Concerts, Pandora Music & More | T-Mobile
How To Find and Claim Missing Money in Your Name
What Is a Fiduciary Financial Advisor and Do I Need One?
Frequently Asked Questions on Gift Taxes
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Jul 26, 2022 |
07.25.22 Delaying Retirement / SAVE on Groceries: Strategies Including A Cash Back App
2078
The economy has upended the best laid retirement plans of many Americans. So what do you do right now if you are in this situation? Clark discusses a reasonable compromise to help maintain financial security. Also - Every grocery dollar is basically buying 10% less these days - UNLESS you shop differently. Clark shares his base strategies, plus - looks at a cash back app that can help you save.
Delaying Retirement: Segment 1
Ask Clark: Segment 2
SAVE on Groceries: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
What Is a 403(b) and How Does It Work?
What Are Index Funds?
5 Things To Know About Series I Savings Bonds
Major Tax-Reporting Change for Users of Venmo, PayPal and Others
8 Things To Know Before Your First Trip to Aldi
Ibotta Review: 4 Things To Know Before Earning Cash Back
SuperCook - Zero Waste Recipe Generator
Ask Clark: Should I Convert a Traditional IRA to a Roth IRA?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Jul 25, 2022 |
07.22.22 Clark Answers His Critics on Clark Stinks / The Clark Smart Way to Own Gold
1890
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. AND - For those seeking hedge alternatives to the standard investment portfolio, Clark discusses REITs, Crypto, and specifically GOLD as a safe zone. Learn Clark’s recommendations for owning gold - how much - and if gold is even a real investment.
Clark Stinks: Segments 1 & 2
Owning Gold: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Alliant Cashback Visa® Signature Credit Card: Get 2.5% Cash Back on Everyday Purchases
Best Cash Back Credit Cards: Top Picks for 2022
What Is Disability Insurance and How Does It Work?
Chrome OS Flex
Is There a Safe Way To Invest in Real Estate?
What Clark Howard Thinks of ‘Crypto Winter’ After Big Crash
7 Gold ETFs With Low Costs
Clark Howard’s Advice on Buying Gold
Best 529 College Savings Plans By State
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Jul 22, 2022 |
07.21.22 Under Pressure: Effects of High Vehicle Costs / Automatic For The SAVINGS
2062
Clark discusses the impact of vehicle shortages & elevated costs including illegal repossessions & how to protect yourself from this, plus new ride sharing offerings. Also - Good Intentions don’t lead to results. Autopilot does. Clark makes the case for automatic saving & investing, especially for those without a 401(k).
Vehicle Cost Pressures - Market Effects: Segment 1
Ask Clark: Segment 2
Automatic For The SAVINGS: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
CarMax Review: 5 Things To Know Before You Buy or Sell
Carvana Review: 5 Things To Know Before You Buy or Sell
Vroom Review: 5 Things To Know Before You Buy or Sell
Luggage Hero - Luggage Storage Near You
Checking monthly statements key defense against credit card hacks
How To Open a Roth IRA
What Are Index Funds?
What Is a Thrift Savings Plan?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Jul 21, 2022 |
07.20.22 Inflation & Changing Buying Habits / Training Programs Pose A New Student Debt Hazard
2043
New data illustrates how people are now stretched financially, trading down retail purchases while overall, credit card debt is up. Clark shares some back to basics measures for more mindful spending. Also, current dislocations have opened up a fast growing area of abuse in the trade and technical school funding arena. What to look for - and look out for - when considering training alternatives to college.
Inflation Shoppers: Segment 1
Ask Clark: Segment 2
Training Contract Warning: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Should I Buy a Used Car, New Car or Lease Right Now?
Mint Review: 5 Things To Know About the Free Budgeting Tool
How to handle money when you're traveling overseas
The Best Credit Cards With No Foreign Transaction Fees
Don’t Get Dinged at the Gas Pump by New Visa and Mastercard Policies
Clark.com resources
Episode transcripts
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Jul 20, 2022 |
07.19.22 Buy Now Pay Later: New Warnings / Medical Debt
1880
With Buy Now Pay Later, aka Pay in 4, refunds are a problem, and now Apple Pay offers it. Clark’s warning about this payment method and how to protect yourself. Also - Over 100 million Americans are burdened with medical debt. Learn how this happened, how the hospital monopoly game is played - and what your options are to avoid being crushed by medical debt.
Pay In 4 - New Warnings: Segment 1
Ask Clark: Segment 2
Avoid Medical Debt: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Can You Use a Credit Card on Venmo?
7 Things To Know About the Venmo Credit Card
Best 529 College Savings Plans By State
What's the Best Setting for Your Thermostat During the Summer?
7 Easy Ways To Lower Your Heating Bill
Clark.com resources
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Jul 19, 2022 |
07.18.22 There ARE Travel Deals This Summer / Fix The Tax Code
1756
Labor shortages. reliability problems and high costs are plaguing travel this summer. But the cruise industry is seeing lower demand. Clark explains how you can get screaming deals on cruises and on certain air travel destinations. Also, over 20 million tax returns remain unprocessed. A beleaguered IRS and frustrated taxpayers - Clark recounts how we got in this awful mess and makes the case for a simplified tax code.
Travel Deals: Segment 1
Ask Clark: Segment 2
IRS Delays: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
New Report: The 8 Best Cruise Lines for the Money
How To Use 'Vacations To Go' To Find Bargain Cruises
6 Steps To Getting the Best Car Rental Deal
AutoSlash Review: How to Save on a Rental Car
Follow Clark Howard's #1 Rule To Travel Cheap
Tello Mobile Review: 5 Things To Know Before You Sign Up
Tello: Build Your Own Plan
Takata recall grows by 3 million more faulty airbag inflators
How To Save and Invest the Clark Howard Way
Clark.com resources
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Clark.com daily money newsletter
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Jul 18, 2022 |
07.15.22 Clark Answers His Critics on Clark Stinks / HOUSING Outlook: The Rent Or Buy Decision
1613
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. And - Many are trying to decide between renting or buying a home. It’s a true squeezeplay right now but new data sheds light on what might be the best decision. Plus, Clark provides the housing market outlook.
Clark Stinks: Segments 1 & 2
HOUSING Outlook: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Clark.com CELL PHONES
SoFi Credit Card Review: Earn 2% Cash Back
Platinum Card® from American Express Review 2022: Is It Worth It?
6 Steps To Getting the Best Car Rental Deal
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Jul 15, 2022 |
07.14.22 Auto Insurance Increases / WFH: A Generational Shift
1833
Add auto insurance increases to higher vehicle & gas prices. Collision rates and the cost of repairs are up too, factors creating a perfect storm of costs for auto insurers, in turn passed along to drivers. Hear 2 ways to lower your auto insurance premiums. Also this episode: Employers thought they’d order everyone back to office work last September. That flew out on the Delta variant. There are pros & cons to Work From Home but for most remote workers, the advantages win out. Management had best be flexible. The landscape has changed - permanently.
Shop Auto Insurance: Segment 1
Ask Clark: Segment 2
WFH: A Generational Shift: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Car Insurance Archives - Clark Howard
Credit Karma Review: Free Credit Score and More at Your Fingertips
5 Sneaky Ways To Improve Your Credit Score
Investing & Retirement Archives - Clark Howard
Clark.com resources
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Jul 14, 2022 |
07.13.22 The Clark Origin Story / SAVE on Your Cell Phone Plan
2046
Clark shares how he got started and the life lessons that motivated and inspired him to do what he loves doing today - empowering others to live their best lives. Also - you may be throwing money away with your current cell phone provider. Verizon & AT&T have been raising rates while the cost of providing service is going down. Clark gives you the lay of the land, pointing to MINT Mobile & other affordable options, and new offerings ahead. Assignment: Check your plan and choose to SAVE.
Clark BIO: Segment 1
Ask Clark: Segment 2
Cheaper Cell Phone Plans: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
About Clark Howard
Mint Mobile Introduces Modern Family Plans
Best Cell Phone Plans - Mint Mobile Review - Visible Review
Vanguard Review 2022: Pros & Cons
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best?
Clark.com resources
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Clark.com daily money newsletter
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Jul 13, 2022 |
07.12.22 Debt Collection: Statute of Limitations / POWER: Off The Grid
1568
There are ethical debt collectors, but also dirty players in the industry. Clark explains the crooked practice of refreshing the debt, and what your rights and responsibilities are. Also, no utility bills sound good? ‘Passive’ homes are ultra energy efficient, and there are initiatives that go a step beyond. People are building passive, self-powered homes with solar & batteries off the grid. We have options today, including home power from EVs. Decentralizing how we get power is great for the nation as well.
DEBT: Statute of Limitations: Segment 1
Ask Clark: Segment 2
ENERGY: Off The Grid: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
The Statutes of Limitations on Debt Collection by State
What Is a Good Credit Score?
Should I Pay Off My Mortgage Before I Retire?
About Clark Howard
How To Build Credit
The Kredit Syndicate (Tradelines, Credit Repair & Education) - NOT Recommended
ChexSystems - How To Prevent, Report and Repair Identity Theft
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Jul 12, 2022 |
07.11.22 Innovations in Home Building / Life Insurance & Private-Equity
1726
The US construction industry has held on to archaic ways of building, failing to adapt better technology routinely used elsewhere in the world - until now. Clark discusses how prefabrication component building is better, faster & cheaper. Now is the time to reimagine how we build to improve durability and price points. Also, for the past decade, traditional life & annuity insurers have been selling off their policies to Wall St. The risk profiles are then held by private-equity. This creates new levels of uncertainty for consumers. If you get notification of this from your insurer, should you be worried? Clark has some new recommendations.
Home Building Innovation: Segment 1
Ask Clark: Segment 2
Life Insurance & Private-Equity: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Frequently Asked Questions on Gift Taxes
Google Fi Review: Things To Know Before You Sign Up
The Best International Phone Plans
Explore Google Earth.
Google Maps’ new ‘Immersive View’ combines Street View with satellites
Life Insurance Archives - Clark Howard
Policyholder Information - NOLHGA.com
Indexed Universal Life Insurance (IUL) - Investopedia - NOT recommended
What Is an Annuity, and Why Does Clark Think They Stink?
What to Do if You Find an Old Stock Certificate
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Jul 11, 2022 |
07.01.22 Clark Answers His Critics on Clark Stinks / Employee Owners Stay Loyal
1999
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark talked about the changing landscape for workers yesterday. Today, for employers - the topic is creating loyalty in a workforce. Retaining motivated employees is a big problem for companies. Clark discusses how giving employees a stake in the game makes profitable sense, and ways businesses can accomplish that.
Clark Stinks: Segments 1 & 2
Enlightened Employers: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Mint Mobile Introduces Modern Family Plans
Employee-Owned Publix Offers a Lesson for Other Supermarket Chains
What Are Good Resources for Starting or Growing a Small Business? - SCORE.org
ARRIVED - empowering the world to build wealth through modern real estate investing.
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Jul 01, 2022 |
06.30.22 DEALS: Amazon Prime Days / Rates UP: Make The Most On SAVINGS
2003
Clark talks with Charis of Clark Deals about how Amazon Prime Days 22 should measure up, the kinds of deals you can expect and competitive deals from other retailers. Also this episode, after 10 years of pathetic earnings on savings, the good side of rising rates is catching up. Clark compares big bank to online bank savings rates right now, lets you know the best saving strategies & the safest places to put your savings to work.
DEALS: Amazon Prime Days: Segment 1
Ask Clark: Segment 2
Max SAVINGS Rates: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Clark Deals - Today's Best Deals of the Day
7 Things To Know About Amazon Prime Day
Amazon Prime Day Dates Are Official, 48 Hours of 'Lowest Prices Ever' Start July 12
Generark HomePower One review - SFGATE
Best High-Yield Online Savings Accounts in 2022
5 Things To Know About Series I Savings Bonds
Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account
Best Cash Back Credit Cards: Top Picks for 2022
TSP Woes Continue Two Weeks After Tech Transition
Thrift Savings Plan
NFL Ticket Information
Clark.com resources
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Clark.com daily money newsletter
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Jun 30, 2022 |
06.29.22 Higher Education Transformation / Making Adjustments for Inflation
2213
Needed changes in education are overdue and on the way. Clark characterizes post high school ed and how economic forces unleashed by Covid are changing the equation for the better. The rise of the education consumer means relevance and connection to career will be key. Also, Clark lists the many factors contributing to the inflation testing us all - and puts it in historical perspective. This cycle has caused economic dislocations creating discounts. Learn where the deals are, and - in the price surging sectors, ways people are cutting back to offset inflation, including gas & grocery strategies.
Higher Education Transformation: Segment 1
Ask Clark: Segment 2
INFLATION: Perspective & Adjustments: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Uni - One Toll Pass. 19 States.
CELL PHONES - Clark.com
7 Things That Are Actually a Great Deal Right Now
10 Best Restaurant Apps for Fast Food Deals
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Jun 29, 2022 |
06.28.22 Save Big on Shipping / Affordable EVs: Guidance for Car Buyers
1885
Shipping has gotten really expensive. There are now aggregators, many free to join offering special rates for shipping under their codes. Clark talks about saving on shipping for individuals and for small businesses. Also, high gas prices have upped the profile of electric vehicles. Clark gives guidance on when to buy, EV types, the dealer - manufacturer relationship, and the sweet spots for affordability in the EV market now and in the future.
SAVE on Shipping: Segment 1
Ask Clark: Segment 2
Affordable EVs: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
UPS Digital Access Program Rates | Pirate Ship
401(k) Match: What Is It, How It Works
Life Insurance Archives - Clark Howard
Best Term Life Insurance Companies, Plans & Coverage
Turn off the debit function of your debit card
What's the Best Setting for Your Thermostat During the Summer?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Jun 28, 2022 |
06.27.22 Crypto Crash In The Pioneer Phase / The Housing Market Is Changing
1979
Overall, crypto has lost about 70% of its value. Many crypto lending organizations have gone insolvent. Digital money is a sound concept. It can eventually help eliminate the bank gouge of moving money. But as an investment? Learn why that’s gambling and Clark’s rule for moving forward. Also, the housing market has been brutal for home buyers on many levels. But the narrative is changing. Clark’s analysis includes signs the market is normalizing - and advice for buyers on today’s higher interest rates, and home values moving forward.
Crypto Crash: Segment 1
Ask Clark: Segment 2
Housing Market Changes: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
What Clark Howard Thinks of ‘Crypto Winter’ After Big Crash
How To Open a Roth IRA
Mortgages Archives - Clark Howard
What is caller ID spoofing and how do I protect myself from it?
How To Find and Choose a Financial Advisor
Clark.com resources
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Clark.com daily money newsletter
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Jun 27, 2022 |
06.24.22 Clark Answers His Critics on Clark Stinks / Great Opportunity Awaits All Grads - All Levels
1550
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, high school, trade school and college grads have unprecedented job opportunity right now - even amid current concerns of looming recession.
Clark Stinks: Segments 1 & 2
Grad Jobs Aplenty: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Why You Should Never Use a Debit Card To Pay for Anything
How to Freeze Your Credit With Experian, Equifax and TransUnion
Should I Freeze My Credit With Innovis, SageStream, CoreLogic and LexisNexus?
7 Ways To Maximize Credit Card Rewards in 2022
ClarkDeals
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Jun 24, 2022 |
06.23.22 FRAUD ALERTS: Perpetual Sight Unseen Scams / Job Listing Scams
1985
Puppy fraud was a constant during the pandemic and continues unabated. Google is going after these scamsters, but their efforts are a drop in the bucket. This scam has worked since the days of classified print ads. Now it’s moved worldwide using fake pictures, akin to vacation rental & car scams. What you can’t see, verify. Scammers also exploit job seekers online. Those 25 to 34 - digital natives - are most likely to trust a job listing. How the scam plays, and what to know to avoid job listing scam identity theft.
Perpetual Sight Unseen Scams: Segment 1
Ask Clark: Segment 2
Job Listing Scams: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How to Buy a Used Car in 7 Steps
How To Spot, Avoid, and Report Fake Check Scams
Turo: 5 Things To Know About the Cheap Car Rental Service
How to Freeze Your Credit With Experian, Equifax and TransUnion
What Is Owner's Title Insurance? 3 Things To Know
Should I Pay a Company To Lock Down My House Title or Is It a Scam?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Jun 23, 2022 |
06.22.22 Attention Shoppers: Discount Categories Abound / Office Space Opportunity
1993
The inflation of 40 years ago was significantly worse than now. Clark describes the unusual distortions in today’s market, resulting in heavy discounts in some categories. Also, there’s one sector of real estate that’s discounted now - office space IF you know which type. For business owners in need of office space, hear how to take advantage of this unique opportunity.
Discount Categories: Segment 1
Ask Clark: Segment 2
Office Space Opportunity: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
5 Things To Know About Series I Savings Bonds
The Washington Post: Demand for inflation-linked savings bonds crashes TreasuryDirect website
The Mail Preference Service - Consumer Assistance
[The Washington Post] A NHTSA official spent years trying to cut road deaths. They jumped last year.
EyeBuyDirect: Glasses
The Best Places To Buy Eyeglasses
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Jun 22, 2022 |
06.21.22 Clark Smart Car Rental / Homeowners Insurance & Natural Disasters
1846
It’s officially summer today. Get Clark smart strategies for saving money on car rentals, and learn how those under age 25 can avoid huge fees. Also, homeowners face more challenges finding quality, affordable insurance as natural disasters and the cost to rebuild impact rates all over the country. Homeowners need to face and manage risk today. Clark offers guidelines including new mapping revealing wildfire risk, and the new Federal Flood Insurance program phasing in.
SAVE on Car Rentals: Segment 1
Ask Clark: Segment 2
Risk Assessment & Homeowners Insurance: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
6 Steps To Getting the Best Car Rental Deal
5 Things to Know About the Costco Car Rental Program
The Points Guy: Hertz waives young-driver fees for new graduates — here’s how to enroll
Car Rental: Deals and Discounts | USAA
The Major Differences Between Economy, Premium Economy, and Economy Plus — and What's Right for You
How to handle money when you're traveling overseas
The Best Credit Cards With No Foreign Transaction Fees
These maps show how wildfires are changing in the U.S.—and the risk at your address
10 million US buildings face a 'major' to 'extreme' risk of wildfire. See how your home stacks up and why ownership will get more expensive.
Flood Insurance | FEMA.gov
Legit Online Surveys for Money: What I Earned
Clark.com resources
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Clark.com daily money newsletter
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Jun 21, 2022 |
06.20.22 A New Era For Entrepreneurs / Cruise Ship Retirement
1805
The Economist reports that many are making a fresh start by becoming entrepreneurs. Clark describes how the climate is favorable for starting a business in so many ways. Also, there are those that have worked out a way to live on cruise ships as a retirement strategy to save on living expenses. Clark explains how this works.
Starting Your Own Business: Segment 1
Ask Clark: Segment 2
Cruise Ship Retirement: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
2022’s Best Large Cities to Start a Business
What Is a Solo 401(k) and How Does It Work?
What Is an Annuity, and Why Does Clark Think They Stink?
Google Fi Review: Things To Know Before You Sign Up
The Best International Phone Plans
What Is a Fiduciary Financial Advisor and Do I Need One?
How To Find and Choose a Financial Advisor
AAA Plus Membership Benefits, Cost, & Towing Miles
How To Open a Roth IRA
What Are Index Funds?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Jun 20, 2022 |
06.17.22 Clark Answers His Critics on Clark Stinks / Your Big Data Dossier
1793
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark talks about big data and our privacy. Just as errors on your credit report can harm you, the LexisNexis system has major data on consumers that can be erroneous. If you value your privacy and the accuracy of your data, Clark has an assignment for you.
Clark Stinks: Segments 1 & 2
Your Big Data Dossier: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Clark.com - Cell Phones
Why Clark Howard Thinks Medicare Advantage Plans Stink
4 Steps To Stop Google From Showing Your Personal Information
What Is a C.L.U.E Report and Its Impact on Your Insurance
Access Your LexisNexis ® Consumer Disclosure Report
Free Online Privacy Protection - Discover
Best Online Will Maker: 5 Free or Cheap Options
Wills & Funerals Archives - Clark Howard
ClarkDeals - Nolo Promo Codes
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Jun 17, 2022 |
06.16.22 Drones & Automation Advances / New Traditional IRA Inheritance Tax Rules
1924
Clark has talked about delivery drones, driverless cars, and robots for years. Well, it’s happening for real now. Clark updates Walmart’s drone delivery efforts, Google’s Waymo cars, & GM’s Cruise operation - all part of our future. Also, the difference between Roth and traditional IRAs - a new tax issue around inheriting a traditional IRA, and what to do before you bequeath one.
Drones & Automation: Segment 1
Ask Clark: Segment 2
Traditional IRA Inheritance: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Amazon, Alphabet and Others Are Quietly Rolling Out Drone Delivery Across America
Best Investment Companies for Investors in 2022
What Is a Thrift Savings Plan?
How To Open a Roth IRA
What Is a Roth 401(k) and How Does It Work?
What Is Disability Insurance and How Does It Work?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Jun 16, 2022 |
06.15.22 TRAVEL: Gas Prices & Airfare Sticker Shock
2164
Clark explains what is happening with gas prices at home and abroad, and suggests ways to adapt, including modification of summer travel to offset costs. Meanwhile, airfares are generally 50% higher than last year and around 25% higher than pre-pandemic, but they’re starting to soften. The state of the industry and a sweet spot in the market that can help you save, including deep discount airlines.
Gas Prices: Segment 1
Ask Clark: Segment 2
Airfare Sticker Shock: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
The new Chevrolet Bolt will be the cheapest electric vehicle in the US
Best Credit Cards for Gas Rewards: Top Picks for 2022
Gas Mileage Tips - Driving More Efficiently - Fuel Economy
Travel to Japan during Covid-19: What you need to know before you go
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
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Jun 15, 2022 |
06.14.22 Bear Market Perspective & Strategy / Student Loan News & Your Education
1837
Yesterday we officially entered a bear market. This is not a total surprise. Clark explains how stock values are measured, how we got here economically with inflation, how this resolves and the best approach for investors. Also, new rates for borrowing for college have been published for this fall. Clark talks about the impact of student loan debt, parental guilt, & the myth of going to the “it” school. Hear Clark’s rule for student loan borrowing, and a better way to pursue an education for long term financial security.
Bear Market Perspective: Segment 1
Ask Clark: Segment 2
Student Loan News : Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account
5 Things To Know About Series I Savings Bonds
Scammers are offering student loan (un)forgiveness
A college helping students avoid loan debt
9 Ways To Pay for College Without Student Loans
SoFi Review: One-Stop Shop to Spend, Save, Borrow and Invest
Use These Tips To Pay Off Your Mortgage Early
Which Documents Should You Keep and for How Long?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Jun 14, 2022 |
06.13.22 Warning: Buying Online Sight Unseen / SAVE on TVs & Video Content
1787
A disturbing trend - buying certain things online - sight unseen. Don’t believe what you see on the internet. It’s becoming common for people to put in offers on homes they’ve only seen online. Big mistake with houses, cars with no right to a refund, and other items. Also Clark talks new savings on TVs - with buying advice, plus free content via antennas & streaming.
Buying Online Sight Unseen: Segment 1
Ask Clark: Segment 2
SAVE on TVs & Video Content: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Best Free Streaming Services in 2022: Movies and TV for Cord Cutters
Ask Clark: Are those mailers advertising cheap lakefront & mountain property a scam?
SpeedTest.net
Bonds, haven for elderly and cautious, are getting torched
Denied health insurance coverage? Appeal it.
If I Use My Credit Card Through PayPal, Can I Still Earn Bonus Points?
Double dip to maximize your credit card rewards
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Jun 13, 2022 |
06.03.22 Clark Answers His Critics on Clark Stinks / A New Era of World Trade
2089
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses the impact of world trade on our finances here. The cost of doing business for our national security - we are entering a new era of world trade alliances and strategic imports. Initially the movement of goods will be less efficient - necessary due to the geopolitical risks we face. There will be more supply chain creation here and abroad as we adapt.
Clark Stinks: Segments 1 & 2
World Trade & Strategic Imports: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Fidelity Rewards Credit Card Review: Invest with 2% Cash Back
12 ways to save at Target
Target vs. Walmart price comparison: Which store is cheaper?
The Best Credit Cards With No Foreign Transaction Fees
Report: 5 Things Most Americans Don’t Understand About Social Security
23 Ways To Save Money on Gas
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Jun 03, 2022 |
06.02.22 Your Safety and Dietary Supplements / Car Market Update
1830
Dietary supplements, vitamins and herbal remedies are unregulated. Clark clarifies which labels to trust. Learn about labels that lie vs NSF & USP supplements. Also, Clark explains how the vehicle market is progressing, including good news on the used car front.
The Safety of Supplements: Segment 1
Ask Clark: Segment 2
Car Market Update: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Supplement and Vitamin Certification | NSF
USP Verification Services
How to Buy a Used Car in 7 Steps
Why Are My Credit Scores Different?
Health Insurance Guide
Free COBRA Health Insurance: 3 Things To Know
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
Jun 02, 2022 |
06.01.22 Payroll Advances: Perils & Alternatives / Update: Robocalls & Messaging Scams
1733
Employers have outsourced companies to handle pay advances, many of which charge junk fees. Dave is a payroll advance company that asks for voluntary tips, equivalent to paying interest. These advances can lead to a deficit spending habit. Clark offers a better way. Also, the fight to limit robocalls is showing signs of working, so scammers are moving to messaging to get at your money. What to look out for.
Perils of Payroll Advances: Segment 1
Ask Clark: Segment 2
Robocalls & Messaging Scams: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How to Find and Claim Missing Money in Your Name
23 Ways To Save Money on Gas
A Simple Way To Help Your Kid Build Credit
How Does Afterpay Work?
Why 'Buy Now, Pay Later' Worries Clark Howard
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Jun 01, 2022 |
05.31.22 Our Power Grid & Portable Generators / FREE Online Books, TV & Movies
1888
It could be a rocky summer for power blackouts and we’ve got some vulnerabilities with our energy grid around the county.. What could go wrong and ways to be prepared, including battery powered generators. Also, free stuff! How to get books, music, TV & movies LEGALLY online for nothing! See our guides listed below.
Power Outages & Generators: Segment 1
Ask Clark: Segment 2
FREE Entertainment Content: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
The 12 Best Free Movie Websites for Online Streaming
11 of the Best Places To Watch TV Shows Online Free
15 of the Best Places To Find Free E-Books
11 of the Best Places To Find Free Audiobooks
15 Places To Listen to Free Music Online
Kanopy Review: How Your Library Card Provides Free Streaming
Great cancellation spreads beyond Netflix
JustWatch Review: 5 Things To Know About the Streaming App
Best Homeowners Insurance Companies and Ones To Avoid
How To Find and Choose a Financial Advisor
Ask Clark: What Is a Backdoor Roth IRA?
5 Things To Know About Series I Savings Bonds
Is There a Safe Way To Invest in Real Estate?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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May 31, 2022 |
05.27.22 Clark Answers His Critics on Clark Stinks / Where The Deals Are!
2073
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Plus, there are deals to be had right now on several items we use in our lives, including mattresses. Inflation nation, Clark’s calling out the deal categories!
Clark Stinks: Segments 1 & 2
Current Deal Categories: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
2022 Top Public Colleges & Universities | US News Rankings
Vocational Training Programs by State
The Top 25 Two-Year Trade Schools: Colleges That Can Solve The Skills Gap
Florida College System
Children - Overview - Delta
Clark Deals - Mattresses
Do Not Give Your Social Security Number at These Places
Should You Buy Out Your Leased Car?
How to Save Money on Car Insurance
How to Shop for Car Insurance
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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May 27, 2022 |
05.26.22 Money & The Happiness Quotient / Concert Ticket Pricing
1785
A perpetual debate: Can money buy happiness? Clark discusses survey findings on the matter and the role of money in personal freedom and happiness. Also, with concerts and events back in full swing, many aiming to get out aren’t happy with ticket prices, but understanding how the industry operates can help you save. Hear how bucket system pricing in the concert industry is based on dynamic demand - and what that means to ticket buyers.
Money & Happiness: Segment 1
Ask Clark: Segment 2
Concert Ticket Pricing : Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Thrift Savings Plan: Home
Can Credit Repair Companies Really Raise Your Score?
6 Things To Know Before Contacting the National Foundation for Credit Counseling
Have you joined Clark's 'Ditch Your Debt' Facebook group yet?
How To Open a Roth IRA
Best Investment Companies for Investors in 2022
Checking monthly statements key defense against credit card hacks
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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May 26, 2022 |
05.25.22 Summer Air Travel Saving Strategies / Cooling You Home This Summer
1985
Memorial Day and the summer travel season is upon us. Airfares have gone way up due to pent up demand and pilot shortages forcing airlines to cut back schedules during peak season - perfect storm for your wallet. Learn essential strategies for saving more on air travel based on when and where flexibility. Another summer expense: cooling your home. With energy prices also up, Clark talks about thermostat settings, and the value of smart thermostats.
Summer Airfare Savings: Segment 1
Ask Clark: Segment 2
Home Cooling: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
The Best Way To Get a Flight Deal to Europe Right Now
Where You Should (and Should Not) Book Your Next Vacation
How To Find Cheap Flights in 3 Easy Steps
Hopper - Book Flights & Hotels on Mobile
Norway’s Norse Atlantic To Launch From 4 U.S. Airports, Fares From $129
CLEAR Identity Verification: 6 Things to Know Before You Sign Up / Clearme.com
What's the Best Setting for Your Thermostat During the Summer?
What Is a 403(b) and How Does It Work?
How To Open a Roth IRA
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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May 25, 2022 |
05.24.22 Turbulent Crypto Currents / Prostate Cancer Update and Self-Advocacy
2219
Learn Clark’s position on crypto and why it’s not yet ready for prime time. Most people who’ve put money into crypto have lost money, either through fraud or lost value. Ultimately digital money will become part of our lives. This is the pioneering phase of crooks, con artists, speculators and believers. Also, Clark was diagnosed with prostate cancer 14 years ago. Why this can be a complicated diagnosis, new research into genetic markers, Clark’s update and how to approach a diagnosis as an advocate for yourself.
Crypto Currents: Segment 1
Ask Clark: Segment 2
Prostate Cancer Update: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How to avoid ‘rug pulls,’ the latest cryptocurrency scam
Clark Howard and the Prostate Cancer Foundation
Deposit Insurance - FDIC
Mint Review: 5 Things To Know About the Free Budgeting Tool
Welcome to the Clark.com Community
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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May 24, 2022 |
05.23.22 A New AMEX Travel Benefit / Save More on Weddings
1878
Clark discusses how travel insurance and cancellations generally work, and a void in the market that AMEX is filling. Then, the discussion turns to weddings, a recent low cost nuptial ceremony that went viral and cash wedding gifts.
AMEX Travel Benefit: Segment 1
Ask Clark: Segment 2
Budget Weddings: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
The Points Guy: American Express adds new ‘cancel for any reason’ coverage option on flights
The Points Guy: Why are airfare and hotel rooms so expensive right now?
U.S. summer travelers can expect long lines, higher prices as COVID restrictions ease
#1 Reason You May Not Need ‘Cancel for Any Reason’ Travel Insurance
The Best Credit Cards With No Foreign Transaction Fees
How to handle money when you’re traveling overseas
How to Plan a Trip: Clark’s Best Travel Tips to Save Money
Clark Howard's Guide to Saving Money on Your Wedding
Make Money Origami to Personalize Cash Gifts - YouTube
Clark Howard: Books - Clark Howard
Life Insurance Archives - Clark Howard
Wedding & Event Flowers - Costco Wholesale
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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May 23, 2022 |
05.20.22 Clark Answers His Critics on Clark Stinks / Summer Jobs Galore for Teens
1916
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, jobs are abundant right now for all but the summer employment outlook has never been better for teens. There are jobs aplenty for decent pay. Plus, an important professional courtesy tip from Clark.
Clark Stinks: Segments 1 & 2
Summer Jobs for Teens: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
AAA IDP International Driving Permit
Public Service Loan Forgiveness (PSLF) - Federal Student Aid
CURRENT - Put your savings to work with 4.00% APY¹
6 Best Ways To Send Money Online
Warning: Never Get Roadside Assistance From Your Insurance Provider
What Is a Roth 401(k) and How Does It Work?
Should I Get an Umbrella Insurance Policy?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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|
May 20, 2022 |
05.19.22 Bogus Financial Advisors Cost You / Cell Phone Plan Deals
2021
While investment costs have never been lower, some investors pay really high costs to non-fiduciaries. Clark explains a sneaky trick involving insurance agents posing as financial advisors, and the vital, costly difference between “fee-based” advisors and fee ONLY fiduciaries. Plus - Now is the time to break with cellular inertia and shop great new options that can serve you well and save you large dollars.
Fake Wealth Advisors: Segment 1
Ask Clark: Segment 2
Cell Phone Plan Deals: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Online Brokerage Firms Struggle to Build Loyalty among Pandemic-Era Investors, J.D.Power Finds
What Is a Fiduciary Financial Advisor and Do I Need One?
What Is a 403(b) and How Does It Work?
How to Buy Term Life Insurance in 7 Easy Steps
The Best Term Life Insurance Companies
AT&T Price Hikes Coming Soon
AT&T Raises Prices on Wireless Plans to Address Higher Costs
5 Things To Know Before You Sign Up for AT&T Prepaid
Best Cell Phone Plans in 2022: Deals For Every Budget
Clark.com CELL PHONES / Clark Deals - Cell Plans
Clark.com Consumer Cellular Review: 5 Things To Know Before You Sign Up
Kroger Wireless Airtime Plans / MINT Modern Family Plan
Mint Mobile Introduces Modern Family Plans
Verizon Price Hikes Coming In June
The Verge: You can now test drive T-Mobile's 5G home internet service
T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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May 19, 2022 |
05.18.22 Self-Employed Retirement Planning / Road Trip Auto Maintenance Tips
2072
Learn how to save for the future when you freelance, work side hustles or own your own business and don’t have access to a company retirement plan. AND - Neglecting one simple auto maintenance step can cost you big time. Heed Clark before your road trip this summer.
Self-Employed Retirement Planning: Segment 1
Ask Clark: Segment 2
Get Roadworthy: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
What Is a SEP IRA and Who Is Eligible?
What Is an HSA Account and How Does It Work?
What Is a Solo 401(k) and How Does It Work?
Medical Debt A Major Source Of Consumer Complaints, New Report Shows
Can a Patient Advocate Help With Your Medical Bills?
Clark.com Best Places to Buy Tires
Should You Buy Out Your Leased Car?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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May 18, 2022 |
05.17.22 Airbnb: New Rules & Guidelines for Potential Hosts / Profitable College Degrees
1721
Party rentals have become a huge problem for Airbnb, so they’re launching an anti-party crackdown. What to expect when booking - and major considerations for potential hosts. Also, there has been a lot of talk lately about student loans and the cost of college. Clark covers which degree programs have the best payback. When you can match your interests with an in-demand high-earning degree - career WIN.
Airbnb Guidelines: Segment 1
Ask Clark: Segment 2
Profitable College Degrees: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
A Simple Way To Help Your Kid Build Credit
Should You Redeem Credit Card Points for Travel Rewards or Cash Back?
How To Cancel Private Mortgage Insurance Years Ahead of Schedule
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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May 17, 2022 |
05.16.22 Entrepreneurs: Being Your Own Boss / Control: Vehicle A.I. Tracking Drivers
2070
If you feel you can serve a need in the marketplace, this is a golden era for entrepreneurs. Clark discusses the many considerations involved in starting your own business. Also, the number of people injured or killed in road accidents has gone way up. A.I. technology can prevent or reduce the severity of accidents, which involves driver tracking & control - now mandated in parts of Europe. Auto Insurance tracking is a different matter. Clark’s take on the implications of fast moving tech which - in solving one problem - may create another.
Entrepreneurs: Segment 1
Ask Clark: Segment 2
Vehicle A.I. Safety Tracking: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Save Money on Merchant Processing Fees
Creative Destruction Definition - Investopedia
How and When To Cancel a Credit Card
5 Sneaky Ways To Improve Your Credit Score
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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May 16, 2022 |
05.13.22 Clark Answers His Critics on Clark Stinks / Travel Warnings
2084
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. And - Clark has a scam warning & rip off alert about travel booking, and a heads up about an emerging airline practice you need to be aware of.
Clark Stinks: Segments 1 & 2
Travel Warnings: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Apple Credit Card Review: Earn Cash Back on Tech Purchases
Why Clark Howard Shifted to a Digital Wallet and You Should Too
10 Ways To Save on Prescription Drugs
Dollar Cost Averaging Makes You a Fortune Over Time
Latest Wills & Funerals
How To Find and Choose a Financial Advisor
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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May 13, 2022 |
05.12.22 Education: Going The Distance / Google’s New Privacy Tool
2004
College isn’t the only path to success. Clark summarizes the skills education landscape including Google IT training programs. But for many, college is the path to career fulfillment. Why many are dropping out today, and ways to go the distance at lower cost and get that degree. Clark also talks about internet privacy and U.S. tech giants’ initiatives vs. Europe’s Right to Be Forgotten. Now there’s a way to opt-out of having your personal information searchable on Google.
College Dropout Rate: Segment 1
Ask Clark: Segment 2
Google Privacy Tool: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
4 Steps To Stop Google From Showing Your Personal Information
The Top 5 Benefits of Community College
9 Ways To Pay for College Without Student Loans
Where Do I Look for Affordable and Legitimate Online Schools?
7 Things to Know About Amica Insurance
Best and Worst Home Insurance Companies
Submit a complaint | Consumer Financial Protection Bureau
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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May 12, 2022 |
05.11.22 SAVE MORE: Reduce Energy Consumption / Diamonds Are Cheaper Forever
1998
The cost of solar is down 80% from a decade ago - a way to defray energy cost, along with ultra efficient HVAC systems coming soon. Ways to reduce energy consumption now include LED light bulbs, adequate insulation and smart thermostats. Also - lab created diamonds are taking off and for a very beautiful reason.
Energy Consumption: Segment 1
Ask Clark: Segment 2
Lab Created Diamonds: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How To Save Money on Utilities
How To Extend the Lives of These 5 Major Appliances
Driveway: 5 Things To Know Before You Buy or Sell a Car Online
7 Places to Get the Best Deals on Lab-Created Diamonds
How to Buy Term Life Insurance in 7 Easy Steps
Best Investment Companies for Investors in 2022
What Is a Spousal IRA and What Are the Rules?
Best Balance Transfer Credit Cards: Top Picks for 2022
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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May 11, 2022 |
05.10.22 Medicare Disadvantage Plans / An ARM & a Leg: Adjustable Rate Mortgages
2125
Two special warnings this episode - The first deals with confusion around Medicare Advantage plans, a choice many regret. Heed this warning if you or a loved one is approaching age 65. Plus, an alarming trend in mortgages and a Clark smart hard & fast rule to follow.
Medicare Disadvantage Plans: Segment 1
Ask Clark: Segment 2
Adjustable Rate Mortgages: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
AT&T Price Hikes Coming Soon
AT&T Raises Prices on Wireless Plans to Address Higher Costs
AT&T raises prices of some mobile plans by $6 per month
Best Cell Phone Plans in 2022: Deals For Every Budget
Clark.com - CELL PHONES
How to Freeze Your Credit With Experian, Equifax and TransUnion
Should I Get Pet Insurance?
Should I Get a Second Mortgage?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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May 10, 2022 |
05.09.22 The Wawa Wow Factor / Inflation Supermarket Strategy
1948
The big runup in gas is getting people more focused on where they buy. The market is becoming dominated by independent retailers, not the traditional oil companies. The forward thinking growth of Wawa includes charging stations. And where and how you shop for groceries makes a big difference too. Clark shares what’s getting more pricey and what’s not, and strategies for all to save on groceries, including sharing initiatives.
Wawa Expansion: Segment 1
Ask Clark: Segment 2
SAVE on Groceries: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
These 10 Groceries Items Are Getting More Expensive
22 Ways To Save Money on Groceries
Report: The Best and Cheapest Grocery Stores
Credit card companies adjust merchant fees. Consumers may pay the price
Turn off the debit function of your debit card
What Is a Fiduciary Financial Advisor and Do I Need One?
Bluebird named best banking alternative
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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May 09, 2022 |
05.06.22 Clark Answers His Critics on Clark Stinks / Alternative Private Equity Investments
2030
Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, you may be offered alternative investments from your brokerage house - private equity investments. They aren’t just for the ultra rich anymore. Why you should proceed with caution.
Clark Stinks: Segments 1 & 2
Alternative Investments: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
What Is a 403(b) and How Does It Work?
Sleep Like The Dead : Independent and Unbiased Sleep Advice
Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best?
Investor Tips: Promissory Note Fraud - SEC.gov
Amazon Prime Rewards Visa Review: 5% Back for Prime Members
Clark.com - Home Internet
Starry Internet | The Internet Service Provider You'll Love
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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May 06, 2022 |
05.05.22 Better Savings Rates - Zero Risk / BEST Baby Formulas
1748
In addition to Series I Savings Bonds - Clark explains a Treasury Direct program as another risk free way to earn more on your idle cash. And - What every parent of young children should know: A new study out reveals the best baby formulas for both quality and price,
Better Savings Rates - Zero Risk: Segment 1
Ask Clark: Segment 2
BEST Baby Formulas: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account
TreasuryDirect - Home / SavingsBonds.gov
How To Prevent, Report and Repair Identity Theft
How to Freeze Your Credit With Experian, Equifax and TransUnion
Turo: 5 Things To Know About the Cheap Car Rental Service
These Credit Cards Offer Car Rental Insurance Benefits
Mortgages Archives - Clark Howard
Fidelity Rewards Credit Card Review: Invest with 2% Cash Back
Best Cash Back Credit Cards: Top Picks for 2022
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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May 05, 2022 |
05.04.22 Bitcoin in 401(k)s / Tipping Point: Navigating Ubiquitous Tip Requests
1828
Fidelity. one of the largest and most innovative administrators of 401(k)s, is now offering Bitcoin in 401(k)s as an option for employers to add. Clark explains why this is risky, speculative and not ready for prime time. Also, tipping pressure in all new places has spread all over the country. Is this just maddening or are we finally giving employees their due?
Bitcoin in 401(k)s: Segment 1
Ask Clark: Segment 2
Tipping Point: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Should You Sell or Stay Put in the Stock Market?
How to Switch Banks in 4 Simple Steps
Investor Tips: Promissory Note Fraud - SEC.gov
Account Takeover Protection by T-Mobile
How To Find and Choose a Financial Advisor
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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May 04, 2022 |
05.03.22 Student Loan Forgiveness / Zelle is Dangerous - A Clark Directive
1826
Clark clears confusion surrounding new loan forgiveness, We’re approaching $2 trillion in outstanding student loan debt. Clark talks about how general policy should be surrounding student loans moving forward. Also, Zelle is a monster bank creation causing widespread financial hardship, getting the pushback it deserves. Clark describes how Zelle came about, the increasing problems now, and has a special directive for you no matter where you bank.
Student Loan Forgiveness: Segment 1
Ask Clark: Segment 2
A Zelle Assignment: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
NATIONAL TEACHER APPRECIATION DAY
Best 529 College Savings Plans By State
Target RedCard Credit Card Review: Earn 5% Back on Purchases
The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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May 03, 2022 |
05.02.22 Vacation Rental Surprise Fees / Extra Home Energy Savings
1883
From hotels to Airbnb, the tactic of unbundling to hide junk fees has worked. People go for a low headline price, only to be charged more. Clark helps you navigate booking so you see the true price. Also, besides reducing costs for heating and cooling, there’s another area for energy savings. Free and easy ways to help cut your energy bill.
Vacation Rental Surprise Fees: Segment 1
Ask Clark: Segment 2
Extra Home Energy Savings: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
See the true cost of your stay with Marriott's 'all in' pricing button
The Best Smart Plugs and Power Strips for 2022 | PCMag
5 Things To Do Before You Sign Up for a Free Trial
6 Things to Know About International Driver’s License (a.k.a. International Driving Permit)
How To Save Money: 35 Ways To Reduce Expenses
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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May 02, 2022 |
04.29.22 Clark Answers His Critics on Clark Stinks / Credit Bureau Cons
1975
Clark Stinks day - Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Credit bureau dirty tricks of the trade include conning consumers into paying for unnecessary subscriptions or info required by law to be free. Learn how that game is played, and what to know about credit freeze and credit reports.
Clark Stinks: Segments 1 & 2
Credit Bureau Cons: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
2 ways to guarantee yourself a lifetime stream of income
Longevity Insurance Is a Smart Buy at Retirement
Should I Buy A Guaranteed Life Annuity With My 401(k) Money To Avoid Market Downturns?
7 Things To Know About Costco Pharmacy
4 Things To Know Before You Buy a Digital TV Antenna
How To Watch Local Channels Without Cable
Clark.com How To Get a Free Credit Report
Clark.com How to Freeze Your Credit With Experian, Equifax and TransUnion
Credit Karma Review: Free Credit Score and More at Your Fingertips
How To Prevent, Report and Repair Identity Theft
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Apr 29, 2022 |
04.28.22 Entrepreneur Thrives Offering More For Less / Warning: Credit Card Spending UP!
1589
A small company owned by an individual now sells 1 in 6 ready to drink ice teas in the U.S. This entrepreneur is bucking the system, maintaining a price point even as costs rise - holding to a business model that sets the brand apart. And - American charge volume on existing cards has gone up 25% over the last year, a reverse from pandemic pay offs - at a time of rising interest rates. Are you running balances you can’t pay off? Time to face the charges… Clark can help.
Brand WIN-Charging Less: Segment 1
Ask Clark: Segment 2
Credit Card Spend Spiral: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Dollar Tree Is Raising Some Prices Above $1
Battleface Travel Insurance
Why you need to turn paper statements back on
How Many Credit Cards Is Too Many?
How To Prevent, Report and Repair Identity Theft
T-Mobile Money: 5 Things To Know
Wills & Funerals Archives - Clark Howard
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Apr 28, 2022 |
04.27.22 Housing Dilemma: To Buy or To Rent / A Social Media Lesson for Business Owners
2134
Home prices remain inflated and mortgage rates are the highest in 11 years, making for an extremely difficult spring buying & selling season. Prices vary by metro area and there are places where - even today - it can make sense to buy. And from the labor force - This generation of workers speaks out and tone-deaf corporate bureaucracies would do well to listen. One of the fastest growing retailers in the US is getting hammered on social media for how they treat their workers - A warning for all business owners.
Housing Dilemma: Segment 1
Ask Clark: Segment 2
Word to Business Owners: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Does Making Your Mortgage Payments Early Have Any Benefit?
Use These Tips To Pay Off Your Mortgage Early
Homeowner Groups Seek to Stop Investors From Buying Houses to Rent
Fidelity Rewards Credit Card Review: Invest with 2% Cash Back
Your rights when dealing with debt collectors
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Apr 27, 2022 |
04.26.22 Buying A Home Sight Unseen / Costco's Secret To Success
1831
People are buying homes sight-unseen. Clark conveys how this practice worked out 15 years ago, and now the stakes are much higher. Learn Clark’s new strategic advice on home buying in today’s hot housing market. Also, Costco Wholesale is a hit with the stock market, their employees and customers. What’s their secret? Hear why Wall St. used to hate their business model, but loves it now!
Buying A Home Sight Unseen: Segment 1
Ask Clark: Segment 2
The Costco Success Story: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Should I Buy a House in This Crazy Real Estate Market?
The easy way to pay off your credit card debt in a quarter of the time
The TSP Mutual Fund Window Will Be Expensive
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Apr 26, 2022 |
04.25.22 Boomer Retirement / Financial Education
1966
The average Baby Boomer faces retirement with no pension and inadequate savings. Plus many got pushed out of work during the pandemic. Clark has two recommendations. Also, roughly half the nation’s states now require personal finance classes, teaching kids the basics - and the dangers of student loan debt. But financial education can start any time and is ongoing as you build your future. Clark helps you get started.
Boomer Retirement: Segment 1
Ask Clark: Segment 2
Financial Education: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
When Is the Best Time To Collect Social Security?
How to Start Investing and Saving for Retirement
Ethanol Fuel Basics - Alternative Fuels Data Center
Best Rewards Credit Cards: Top Picks for 2022
Best Travel Credit Cards: Top Rewards Picks for 2022
Why You Should Never Invest With a Bank
Best Cash Back Credit Cards: Top Picks for 2022
Select Sam’s Club Customers Can Save BIG on Gas Purchases in April
Sam's Club Mastercard Review: Earn 5% Back on Gas Purchases
What Is a 403(b) and How Does It Work?
403bwise :: The K-12 403(b) is broken. Together we can fix it.
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Apr 25, 2022 |
04.22.22 Clark Answers His Critics on Clark Stinks / Current Saving & Investing Strategy
2079
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Then Clark discusses a wise approach to market volatility, where to park savings for the best rate moving forward and Series I Savings Bonds.
Clark Stinks: Segments 1 & 2
Current Saving & Investing Strategy: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
5 Things To Know About Series I Savings Bonds - SavingsBonds.gov
What Is an HSA Account and How Does It Work?
Food Expiration Dates: What You Need To Know
Do Not Give Your Social Security Number at These Places
Emergency Fund Complete Guide: How Much & Where
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Apr 22, 2022 |
04.21.22 F-150 Lightning Strikes the Car Market / New Money Saving Cell Phone Plans
1988
Monday’s launch of the F-150 Lightning marks an inflection point in the evolving vehicle market. Clark gives an overview of the market now, and where we’re headed. Also, new cell phone offerings can save you big bucks! There’s a new low price leader for family plans well worth checking out. Google Fi Price Drops: Unlimited for As Low as $20 per Line
F-150 Lightning Launch-Auto Overview: Segment 1
Ask Clark: Segment 2
New $ Saving Cell Phone Plans: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
A Cheaper Netflix Subscription May Be on the Horizon
Clark.com Streaming TV Guide
The 5 Best Health Insurance for College Students in 2022
GOOGLE FI - Choose the right plan for you
Clark.com Review: Google Fi Review: Things To Know Before You Sign Up
Clark.com Cell Phone Guide Updated Every Month!
The Best Ways To Protect Yourself Against Airline Cancellations
File a Consumer Complaint | US Department of Transportation
What Is a Financial Advisor and Do I Need One?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Apr 21, 2022 |
04.20.22 Investing: Real Estate vs. Stocks / Work From Home Expenses
1859
Clark weighs in on an old debate: Which is the better investment - rental property or stocks? Learn the pros and cons of each. Also, a WFH question is brewing: Should employers pay work from home expenses? Should you expect your employer to foot the bill for any of your costs?
Real Estate vs. Stocks: Segment 1
Ask Clark: Segment 2
WFH Expenses: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Pet owners, stores facing canned food shortage
Baby-Formula Shortage Prompts Rationing at Target, Kroger, Walgreens and CVS
What Are Index Funds?
A strong password isn’t enough | Here’s the best way to protect your online accounts
Best Mattress Buying Guide 2022 - Consumer Reports
Novaform 14" Comfort Grande Plus Gel Memory Foam Mattress Medium
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Apr 20, 2022 |
04.19.22 Company Training Programs / A Cash App Data Breach Warning
2084
An upside to the labor shortage: taking your pay rate higher. Walmart’s truck driving program is just one example. But there’s something you should know about company training programs touted as “free” in various industries. Also, the CashApp data breach is huge. What information the criminals have is disturbing but there’s a Clark smart way to protect yourself.
Company Training Programs: Segment 1
Ask Clark: Segment 2
Cash App Warning: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best?
Fraud Is Flourishing on Zelle. The Banks Say It’s Not Their Problem.
Alaska Airlines - Flight Pass
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Apr 19, 2022 |
04.18.22 Gadget Management: Selling Electronics / Back To Basics: Your Inflation Budget
1653
We tend to cycle through electronic devices too fast. Do you have old phones & other devices sitting in a drawer? Clark has advice for selling them, a subscription warning - and a general rule on how long to keep electronics. Also - High inflation doesn’t necessarily make you a sitting duck. We’re getting squeezed from all sides. Clark offers 5 steps to better budgeting & this rule to live by: It’s what you DON’T spend that counts over time.
Gadget Management: Segment 1
Ask Clark: Segment 2
Your Inflation Budget: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Clark.com The Best Places To Sell Your Cell Phone
When Will Gas Prices Go Down?
BBB-File a Complaint
3 Free or Cheap Medical Alert Systems for Seniors
Latest Investing & Retirement
Free Budget Worksheet: The CLARK Method to Create a Monthly Budget
How to Budget With a Cash Envelope System
Google Sheets: The Free Budgeting Tool You Probably Haven't Tried
6 of the Best Budgeting Apps in 2022
Budgeting Basics: What You Need to Know to Get Started
5 Ways To Start Living Below Your Means
Ask Clark: What Is a Backdoor Roth IRA?
How to Set Up a Backdoor Roth IRA - Investopedia
When Will Car Prices Go Down?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Apr 18, 2022 |
04.15.22 Clark Answers His Critics on Clark Stinks / New Debt Collection Tactics & Your Rights
2124
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, debt collectors may soon be sliding into your texts, emails & direct messages on social media. Clark lets you know what your rights are.
Clark Stinks: Segments 1 & 2
Debt Collection & Your Rights: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
FIDELITY Security Overview
Use these security keys to lock down your computer and protect your personal info
SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know
The Points Guy - Maximize your travel.
Your rights when dealing with debt collectors
The Statutes of Limitations on Debt Collection by State
What to Do When You're Being Harassed About an Old "Zombie Debt"
How To Send a 'Drop Dead' Letter to a Collection Agency
Term Life vs. Whole Life Insurance: Understanding the Difference
Fidelity Investments Review 2021: Pros & Cons
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Apr 15, 2022 |
04.14.22 Housing Market Decisions / Energy Outlook & Strategy
2350
Clark lends perspective on today’s surging housing prices and mortgage rates and offers clear guidelines for making a homebuying decision in this difficult market. And for home buyers considering an ARM - a Clark warning. Also, as war in Ukraine affects the global energy market, the U.S remains the world’s largest energy producer. The expected economic impact at home, our energy future, and what we can control right now to save more.
Housing Decisions: Segment 1
Ask Clark: Segment 2
Energy Outlook & Strategy: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Should I Buy a House in This Crazy Real Estate Market?
How To Save for a House
The #1 thing you can do right now to save on energy bills
How To Save Money on Utilities
Clark Howard's 5-Step Guide To Lowering Your Monthly Bills
How To Save Money: 35 Ways To Reduce Expenses
How to Book the Best and Safest Airbnb
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Apr 14, 2022 |
04.13.22 Order Up: Behold The RoboBurger / Millions Lost in Heinous Gift Card Scams
1884
RoboBurger is here! The restaurant industry must adapt to labor shortage conditions. Clark discusses how part of the solution is robotics offering machine made food and convenience. Also, props to Walmart on developing scam busting software, ultimately recovering $4 million in gift card fraud targeting the elderly. That’s a fraction of the losses caused by this long running scam and its mutations. Heed Clark’s special warning for you and your loved ones.
Order Up: The RoboBurger: Segment 1
Ask Clark: Segment 2
Elder Fraud: Gift Card Scams: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Best Travel Credit Cards: Top Rewards Picks for 2022
Best Rewards Credit Cards: Top Picks for 2022
Clark.com - CREDIT CARDS
The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report
5 Sneaky Ways To Improve Your Credit Score
Business & Entrepreneurs Archives - Clark Howard - SCORE: Homepage
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Apr 13, 2022 |
04.12.22 Special Guest: MARK CUBAN on his new CostPlus Drug Company
2168
Mark Cuban has taken on the pharmaceutical industry. Clark discusses what he hopes to accomplish with the Mark Cuban Cost Plus Drug Company and how it can help consumers save more. Will Mark Cuban’s New Prescription Company Really Save You Money?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Apr 12, 2022 |
04.11.22 Navigating Airline Chaos / Wanted: Your Spare Change
1797
As people return to travel, the airlines are caught with staff shortages in all positions, canceling thousands of flights in the past few weeks. Clark has several strategies to help get you where you’re going. Plus - got coins laying around? You can help yourself and businesses at the same time. Coin Shortage: What To Do With Your Old Coins
Flight Plan Strategies: Segment 1
Ask Clark: Segment 2
Wanted: Your Spare Change: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Follow These Tips if an Airline Reschedules Your Flight
5 Things To Do if You Need To Book a Trip This Summer
Auto Europe: Europe Car Rentals $6/day! Best Rate Guarantee
Looking for Coinstar Alternatives? Check Your Local Credit Union
How Much Should You Have Saved for Retirement by Now?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Apr 11, 2022 |
04.08.22 Clark Answers His Critics on Clark Stinks / Housing Solutions: ADUs
1971
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, 20% of Americans now live in multi-generational households. A real opportunity that deals with the extreme housing shortage: Accessory dwellings or ADUs. Clark explains the multiple benefits this kind of dwelling can provide.
Clark Stinks: Segments 1 & 2
Housing: ADUs: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Accessory dwellings get another look in tight housing market
5 Steps To Getting a Good Deal on a Hotel Room
International Travel Tips: 26 Things to Know Before Going Overseas
Is an extended warranty ever worth it?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Apr 08, 2022 |
04.07.22 Hiring a Fiduciary Financial Advisor / Reducing Food Waste
1800
Financial advisors - even if you think you have a good one, you may be spending way more money than you need to. Clark makes it clear how the industry plays the game and how to protect yourself when you put your money to work. Also, we throw away a staggering 40% of the food we buy in the U.S. With grocery prices high - understanding product dates and what you should & should not pay attention to can = $avings.
Fee Only Fiduciaries: Segment 1
Ask Clark: Segment 2
Food Exp. Dates: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Best Investment Companies for Investors in 2022
Fidelity Personalized Planning & Advice Review
Vanguard Personal Advisor Services Review
Schwab Intelligent Portfolios Premium Review
Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity
What Is a 403(b) and How Does It Work?
403bwise :: The K-12 403(b) is broken. Together we can fix it.
Food Expiration Guide - Clark Howard
Live TV Streaming Channel Tool
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Apr 07, 2022 |
04.06.22 Best Printers of the Year / E-Bikes & Scooters - Gas Alternatives for Getting Around
1626
Clark discusses how to choose a printer for work or home, considering your usage and the high price of ink! Consumer Reports has updated the best deals on printers. Also, high gas prices have driven up the popularity of scooters and e-bikes. What to know about using these alternatives.
Best Printer For You: Segment 1
Ask Clark: Segment 2
E-Bikes & Scooters: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Can YouMail Really Put an End to Robocalls?
What Is an HSA Account and How Does It Work?
Should You Buy an Extended Warranty on Your Car?
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Apr 06, 2022 |
04.05.22 The New Nature of Work & Opportunity / Top 10 Tax-Friendly States
1715
The pandemic reassessment of work continues to evolve, with many older workers returning to phased retirement jobs. Clark discusses the flexibility now required of both employers and workers, and the outlook for entrepreneurs. Also, the 10 states with lowest overall tax burden on middle income earners, including income, sales, & property taxes.
The New Nature of Work: Segment 1
Ask Clark: Segment 2
Tax-Friendly States: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How To Build Credit
The 10 Most Tax-Friendly States for Middle-Class Families
How To Open a Roth IRA
Top Travel Deals - Clark Howard
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Apr 05, 2022 |
04.04.22 College Decisions & Direction / High Travel Cost Strategies
1884
Clark explains why you shouldn’t freak out if you get rejections from the colleges of your choice. And what to know about middle skills education and career paths. Plus, Summertime travel blues: Clark talks ways to get a deal despite rising prices & how to navigate a time when travel prices have gone crazy. Learn Clark’s prime travel rule and “the August rule”.
College Decisions: Segment 1
Ask Clark: Segment 2
Beat High Travel Costs: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
9 Ways To Pay for College Without Student Loans
Best Credit Card Welcome Bonuses for 2022
Breeze Airways, Avelo Airlines Announce New Routes
JetBlue has cut or paused 27 routes for the summer amid labor shortages and high fuel prices – see the full list
Clark.com Coming Soon: Southwest Will Have a New Way To Get Cheap Airfares
Want to see Yosemite in peak season? Reservations open Wednesday
World Airline Star Rating by Skytrax
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Apr 04, 2022 |
04.01.22 Clark Answers His Critics on Clark Stinks / Rising Interest Rates
1962
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses how to make the most of the Fed raising rates, covering credit card debt, HELOCs & mortgages, student loan rates - and the most important thing to do in a time of rising interest rates.
Clark Stinks: Segments 1 & 2
Rising Interest Rates: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
5 Things To Know About Series I Savings Bonds
Home equity loans & lines of credit: 7 common questions answered
Should I Pay a Company To Lock Down My House Title or Is It a Scam?
3 Things to Know Before Buying Owner's Title Insurance
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Apr 01, 2022 |
03.31.22 Shop Till You Drop INFLATION Costs / DANGER: QR Codes
2123
Clark shares back to basics info on how to shop wisely and tell what’s truly a deal and what is not - including Clark’s Amazon rule. Also, why you should be wary of scanning QR codes - A Clark scam warning.
Know Real Deals to Beat Inflation: Segment 1
Ask Clark: Segment 2
DANGER: QR Codes: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How You Can Use Unit Price to Save Money When Shopping
20 Ways To Save on Amazon
Boarding the Plane FAQ | Southwest Airlines
Looking to Lower Your Funeral or Cremation Costs? Join a Non-Profit Memorial Society
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Mar 31, 2022 |
03.30.22 Colleges Ripping Off Veterans / New Streaming TV Savings.
1724
Clark has a special RIP OFF ALERT concerning veterans and members of our military seeking to further their education. AND - STREAMING TV: new streaming choices can save you big money.
Colleges Ripping Off Veterans: Segment 1
Ask Clark: Segment 2
New Streaming TV Savings: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Why Commercials Are Coming to the Biggest Streamers
Live TV Streaming Channel Tool
Best 529 College Savings Plans By State
Avalanche vs. Snowball: Which Debt Payoff Method Is Best?
6 Steps To Eliminate Credit Card Debt in 3 Years or Less
Travel Archives - Clark Howard
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Mar 30, 2022 |
03.29.22 Affordable Cities For Renters / Where The Deals Are.
1983
The pandemic has changed costs of living around housing and transportation. Americans are on the move again. This is a time when you can do a full reset for your life, career and your wallet. This tool helps you find a place to live based on your budget. AND - Not everything is going up in price. Clark reveals opportunities in the marketplace.
Affordable Cities For Renters: Segment 1
Ask Clark: Segment 2
Where The Deals Are: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
New Report: Cheapest Cities for Renters
FurnishedFinder Warning: Payment is not through the platform & thus more subject to scams
A strong password isn’t enough | Here’s the best way to protect your online accounts
New recommendation for cash on hand: $2500 per household in small bills
ClarkDeals - Laptops / ClarkDeals - TVs
5 Things To Know About Series I Savings Bonds
Dollar Cost Averaging Makes You a Fortune Over Time
How to Freeze Your Credit With Experian, Equifax and TransUnion
Credit Karma Review: Free Credit Score and More at Your Fingertips
Is your home underinsured if disaster strikes?
Homeowners Insurance Archives - Clark Howard
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Mar 29, 2022 |
03.28.22 Clark’s Consumer Fight for His $ / Changes: Medical Debt & Your Credit
2220
Clark shares 2 new cell phone deals and then explains how he fought a 6 month battle for his wallet, and finally won. Also, Clark clears up confusion surrounding credit reporting changes on the way… A huge roadblock to good credit is being modified.
Clark’s Consumer Fight: Segment 1
Ask Clark: Segment 2
Medical Debt & Your Credit: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
New AT&T Value Plus Plan: $50 per Month for Unlimited
9to5Mac: T-Mobile introduces new $10/month prepaid plan, boosts data caps for other tiers
BBB-File a Complaint
Equifax, TransUnion and Experian will soon stop counting medical debt in credit reports — now, for the bad news
What You Can Do About Medical Debt
iPhone vs. Samsung: Which Holds Its Value Better?
How to Freeze Your Credit With Experian, Equifax and TransUnion
Automatic Bill Pay: How It Works and How to Do It Safely
Is Amazon Prime Worth It for You? Take This Quiz To Find Out!
Clark Howard: Habitat for Humanity - Clark Howard
Habitat for Humanity: History - Clark Howard
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Mar 28, 2022 |
03.25.22 Clark Answers His Critics on Clark Stinks / Summer Car Rentals
1996
Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, the state of car rental rates with predictions and tips for getting a good deal this summer.
Clark Stinks: Segments 1 & 2
Summer Car Rentals: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Earthquake Coverage - The Really Big One
Medical Receipts: HSA-Compatible FSA Expenses | WageWorks
What Is an HSA Account and How Does It Work?
19 Ways To Save at Walmart
Do Not Give Your Social Security Number at These Places
Are You Following Clark's Maximum Auto Loan Length Rule?
6 Steps To Getting the Best Car Rental Deal
Turo: 5 Things To Know About the Cheap Car Rental Service
Why You Need To Book Your Summer Travel Now
Follow Clark Howard's #1 Rule to Travel Cheap
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Mar 25, 2022 |
03.24.22 TAXES: Refunds & Free Filing / TRAVEL: Airline Miles & Hotel Points
2278
Clark talks taxes including why you should check your refund whether you’ve filed yet or not, and free filing. Also - Travel Riddle: when should you use your airline and hotel reward miles and points?
TAXES: Refunds & Free Filing: Segment 1
Ask Clark: Segment 2
TRAVEL: Airline Miles & Hotel Points: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Submit a complaint | Consumer Financial Protection Bureau
ReportFraud-FTC.gov - Consumer Product Safety Commission
FCC Complaints - Federal Communications Commission
What Is a Fiduciary Financial Advisor and Do I Need One?
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best?
Best Travel Credit Cards: Top Rewards Picks for 2022
How to Avoid Romance Scams - Clark Howard
Health Insurance Archives - Clark Howard
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Mar 24, 2022 |
03.23.22 Here’s To The Four Day Workweek / The Death of Overdraft Fees
1939
Word to employers: We’re in an experimental, reset time for employees. Flex schedules and 4-day workweeks are well worth considering to improve efficiency and retention - and they’re catching on. Also, how the overdraft fee game has been played and how bank competition means game over!
The 4 Day Workweek : Segment 1
Ask Clark: Segment 2
The Death of Overdraft Fees: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
mySocialSecurity: The Free Account Everyone Needs To Set Up Before Retirement
Best home battery 2022: Top battery backup systems
Employee Stock Purchase Plan (ESPP) - Investopedia
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Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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Mar 23, 2022 |
03.22.22 Summer Jobs / In Praise of a Big Bank!
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Opportunity knocks this summer! Whether you’re a teacher, student, or just looking to make extra money, the marketplace has taken minimum wages up and up. And parents, if you can, offer some type of match and open a Roth to incentivize the saving habit for your working teen. Meanwhile, a Giant Monster Mega Bank has done something great - really! Bank of America has a great new security center tool to help protect customer accounts.
Summer Jobs: Segment 1
Ask Clark: Segment 2
In Praise of a Big Bank!: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
BOA helps its customers protect their accounts
Do Not Give Your Social Security Number at These Places
How to handle money when you're traveling overseas
Why Clark Howard Shifted to a Digital Wallet and You Should Too
7 Free Video Call Services To Keep You Connected
What Is the Best Way To Keep Track of My Mortgage Payments?
5 Sneaky Ways To Improve Your Credit Score
Clark.com resources
Episode transcripts
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices
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Mar 22, 2022 |
03.21.22 Current Strategies for the 2 Biggest Purchases: Auto & Home
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