Money Girl's Quick and Dirty Tips for a Richer Life

By QuickAndDirtyTips.com

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Description

Money Girl provides short and friendly business, personal finance, and investing tips to help you live a richer life. Whether you're just starting out or are already a savvy investor, Money Girl's advice will point you in the right direction. From the creators of Grammar Girl at QuickandDirtyTips.com.

Episode Date
20 Best Personal Finance and Small Business Digital Tools
00:30:04
Sometimes reaching your personal or business goals comes down to using the right tools. Laura reviews 20 of her favorite free or low-cost digital tools you can try out to make better money decisions, save money, be more productive, and have more success. Read the companion article on Quick and Dirty Tips. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links:  https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Sep 22, 2021
Smart Home Insurance Savings Tips for Homeowners and Renters
00:35:25
Laura interviews Melanie Musson from Clearsurance.com about how to use smart home technology to protect your property and save money on home or renters insurance. You'll learn which insurance companies offer the best tech partnerships and specific devices that cut costs and your potential risk. Read the transcript. Check out all the Quick and Dirty Tips shows Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Sep 15, 2021
10 Things First-Time Car Buyers Should Know
00:22:02
If you're ready to get your own wheels, Laura covers ten things first-time car owners need to know. You'll learn the pros and cons of buying versus leasing, how to get the best deal possible, and ways to pay for your new car. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links:  https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Sep 08, 2021
10 Things Every First-Time (or Seasoned) Investor Should Know
00:26:34
Want to be a successful investor? Money Girl explains how to get started, build financial safety nets, use tax-advantaged accounts, choose investments, and reduce risk. Find out how to create the best investment strategy based on your financial situation, age, and risk tolerance.
Sep 01, 2021
Should You Pay Off Debt Before Investing?
00:27:52
Not sure whether to pay off a debt or to invest money instead? Laura covers the main pros and cons and shares a simple method to prioritize your precious resources so you accomplish key financial goals and build wealth as quickly as possible.
Aug 25, 2021
What Are the Different Types of Financial Advisors?
00:26:29
Confused about whether you need a financial advisor and the different types? Laura interviews Rita Cheng, CFP, from Blue Ocean Global Wealth and Finder.com about who should work with an advisor, how to find someone trustworthy, what fees are charged, and the differences between robo-advisors and financial advisors. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Aug 18, 2021
What You Should Know About Annuities
00:20:59
Money Girl answers a listener question about annuities and explains the different types, how they work, and whether they can help you create a comfortable retirement. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links:  https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams  
Aug 11, 2021
13 Things You Must Do for More Financial Success
00:22:20
Laura Adams is celebrating her 13th year hosting the Money Girl podcast. To commemorate this big milestone, she's sharing 13 critical things for achieving more financial success. Find out which ones you're already doing and which you should adopt now to accomplish more with your money. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links:  https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Aug 04, 2021
What Every First-Time Homebuyer Should Know
00:31:30
Becoming a homeowner is a big decision. Money Girl explains how to prepare your finances, figure out a budget, work with real estate pros, and even when it's best to step back and wait to buy a home. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links:  https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jul 28, 2021
Are You Eligible for Advance Child Tax Credit?
00:21:58
The child tax credit is a federal benefit that puts money back in the pockets of qualifying families. Money Girl explains what the credit is, who qualifies for it, and how to receive it as advance monthly payments in 2021. https://www.quickanddirtytips.com/money-finance/taxes/are-you-eligible-for-advance-child-tax-credithttps://www.quickanddirtytips.com/money-finance/taxes/are-you-eligible-for-advance-child-tax-credit. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links:  https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jul 21, 2021
10 Things Every Employee Should Know
00:25:15
Before accepting your next job, there are critical decisions every employee must make. From negotiating a salary to choosing workplace benefits, Money Girl covers 10 things every employee should know. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links:  https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jul 14, 2021
Insider Tips to Max Out Your Credit Card Rewards
00:29:16
Money Girl interviews Kristy Olinger, Credit Card Product Manager at Citizens, and co-host of The Opposite of Small Talk podcast, to discuss clever ways to take full advantage of different types of rewards credit cards, including avoiding foreign transaction fees and receiving cashback on gas, hotels, and airfare. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links:  https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jul 07, 2021
What You Need to Know About Inflation
00:16:34
Money Girl explains the root of inflation and what temporary or long-term price hikes mean for your finances. Learn tips and investment strategies to prevent inflation from eroding the value of your money now and in the future. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links:  https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jun 30, 2021
Should You Have a Traditional or Roth IRA?
00:30:04
Not sure about how to use an IRA or which type to choose? Money Girl cuts through the confusion and explains the pros and cons of IRAs and how to know if a traditional or Roth account is best for you. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links:  https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jun 23, 2021
8 Micro Money Habits for Guaranteed Success
00:22:57
Money Girl has 8 micro money habits to help you take control of your finances, feel secure, and reach any realistic financial goal you desire. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links:  https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jun 16, 2021
Tips to Reinvent Your Financial Life and Earn More Money
00:33:38
Money Girl interviews Paula Pant, founder of the personal finance website, AffordAnything.com. They discuss tips for reinventing your financial life and reaching true financial independence. Get inspired to create your best career, become a better money manager, earn more, and afford anything.  Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links:  https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jun 09, 2021
8 Money-Saving Health and Fitness Tips You Shouldn't Miss
00:20:57
Did you know that you can strategically save money and make healthy life choices? Money Girl explains how to take advantage of pandemic relief that puts money in your pocket, use medical savings accounts, claim tax deductions, and find less expensive healthcare insurance for you and your family. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links:  https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jun 02, 2021
How to Make Your Money Work as Hard as You Do
00:30:25
Money Girl interviews Lorna Kapusta, head of Women Investors & Customer Engagement at Fidelity Investments. They talk about how to crush money stress, create a simple money plan, and exactly what to do with your money based on how you want to spend it. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links:  https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
May 26, 2021
623 - 8 Things You Must Give Up for More Financial Success
00:16:41
To create more success, sometimes you simply have to give up what's holding you back. Money Girl covers eight ways to achieve your financial goals more easily. TRANSCRIPT: https://quickanddirtytips.com/money-finance/8-things-financial-success | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams
May 19, 2021
Big Money-Saving Benefits of Travel Insurance
00:14:15
Thinking of skipping travel insurance on your next trip? Think again! Money Girl, Laura Adams, explains the benefits of travel insurance, gives 5 tips to buy the best policy, and even where to shop for the best plan. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links:  https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
May 12, 2021
5 Key Roth Retirement Rules You Should Know
00:21:30
Got questions about the ins and outs of using Roth retirement accounts? Laura will clear your confusion with answers to listener questions and cover what you need to know to use retirement accounts wisely. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/retirement/5-key-roth-retirement-account-rules-you-should-know https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
May 05, 2021
Insider Tips to Cut Auto Insurance Rates for You (and Your Teen)
00:26:39
Laura interviews Leslie Kasperowicz, an insurance expert from AutoInsurance.org, about insider tips that individuals and families can use today to save money on auto insurance. Discover many often-overlooked discounts and strategies to reduce your auto premium without sacrificing the quality of your coverage. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/insurance/cut-auto-insurance-rates https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Apr 28, 2021
6 Ways to Save and Invest Money for Kids
00:23:27
Find out how to use six accounts to save for your child's future. Laura reviews the pros and cons of each and gives tips to fit saving for a child into your big financial picture. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/investing/6-ways-save-invest-money-kids https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Apr 21, 2021
7 Must-Know Financial Considerations Before You Start a Side Hustle
00:21:13
Thinking about becoming your own boss? Laura covers financial issues you should consider before starting a part- or full-time venture as a solopreneur or small business owner. Her tips will help you build a business and your financial future. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/7-financial-considerations-side-hustle https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Apr 14, 2021
Can You Contribute to an IRA If You Have No Income?
00:13:40
No matter if you’re unemployed, taking a sabbatical, caring for a child or loved one at home, or not working for any other reason, don't miss out on the opportunity to max out a retirement account and build a nest egg. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/retirement/ira-no-income https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Apr 07, 2021
Tips to Maximize Your Tax Refund in 2021
00:24:57
Want simple tips to save money by reducing the amount of tax you owe or increasing your tax refund? Laura interviews Cece Leung, CPA, about ways to take full advantage of recent tax code changes. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for more personal finance tips. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/taxes/maximize-tax-refund-2021 https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Mar 31, 2021
How to Create a Personal Finance System for Money Success
00:21:23
Discouraged by your financial life? This four-part system will help you simplify your personal finances and do more with your money.  Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com//money-finance/personal-finance-system https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Mar 24, 2021
5 Ways the American Rescue Plan Puts Money in Your Pocket
00:17:24
The American Rescue Plan Act is a massive economic stimulus package that gives a big chunk—$850 billion—to individuals. Laura covers who qualifies for relief and five ways it increases your income and cuts expenses. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/5-ways-american-rescue-plan-money https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Mar 17, 2021
675 - Should You Invest in Cryptocurrency?
00:10:37
You may be hearing a lot about cryptocurrencies like Bitcoin and Ethereum lately. And it all sounds complicated! Laura answer's a listener's question and breaks down what crypto is, how it works, and whether investing is the right move. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/investing/should-you-invest-in-cryptocurrency https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Mar 10, 2021
674 - 8 Steps to Prepare Your Finances for Homeownership
00:28:07
Are you ready for homeownership? Find out if buying a home is right for you, how much you can afford, ways to save for a down payment, and tips to get an affordable mortgage. The more you know about the home buying process and prepare your finances it, the cheaper and less stressful it will be. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/real-estate/8-steps-to-prepare-your-finances-for-homeownership https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams  
Mar 03, 2021
673 - How Much Debt Is Too Much? 8 Warning Signs
00:20:35
Using debt wisely comes down to understanding the difference between good and bad debt and the right amounts based on your income and goals. Laura reviews how eight ways to know if you have too much debt and simple action steps to protect your finances. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/saving-spending/how-much-debt-too-much https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Feb 24, 2021
672 - What’s the Difference Between a Traditional and Roth 401(k)?
00:24:20
If you work for a company that offers a retirement plan you might be confused about whether you should make traditional or Roth contributions. Laura reviews the critical differences to consider and how they affect your current taxes and future retirement. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/investing/what’s-difference-between-traditional-and-roth-401k https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams  
Feb 17, 2021
671 - Best Advice to Manage and Repay Your Student Loans
00:20:37
Understand the updated COVID relief for student loan borrowers and get tips to manage your federal and private student loans wisely. Knowing your options will help you find the best repayment options and relieve any financial stress. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/loans/best-advice-to-manage-and-repay-your-student-loans https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Feb 10, 2021
670 - Simple Strategies to Invest Money Wisely at Any Age
00:21:54
This week's market turmoil underscores that using tried-and-true investment strategies is best. Laura gives an explainer about why everyone has been talking about GameStop and reviews seven simple principles to grow your money no matter if you're a new investor, have been at it for decades, or don't have much money to invest. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/investing/invest-money-wisely https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Feb 03, 2021
669 - How to Get Help or Give It to Someone in Financial Trouble
00:24:53
Talking about financial troubles can be challenging. Laura interviews Dr. Jade Wu, a clinical psychologist and host of the Savvy Psychologist podcast, for wise tips. Listen to their conversation about helping others, asking for help, and getting better sleep when you're worried about money. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/saving-spending/coping-money-worries https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jan 27, 2021
668 - The Right Amount of Emergency Money to Keep in Cash
00:20:37
Not sure exactly how big your cash reserve should be or where to keep it? Laura answers listener questions and explains how to build your emergency fund and keep it safe so you're always prepared for what happens in your financial life. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/saving-spending/how-much-emergency-funds https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jan 19, 2021
667 - 7 Financial Resolutions That Will Save You Thousands
00:21:00
Making financial resolutions can get you fired up to create good habits and reach big goals. If you want to put thousands in your pocket and improve your financial life, consider adopting a few or all of these money resolutions. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/saving-spending/7-financial-resolutions-that-will-save-you-thousands https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jan 13, 2021
666 - What Is a Backdoor Roth IRA?
00:13:50
Using a tax-free Roth to save for retirement is a smart move, but the Roth IRA door gets slammed in your face if you make too much money. Laura explains how high earners can still have one using a backdoor Roth IRA strategy. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/investing/what-backdoor-roth-ira https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jan 06, 2021
611 - 8 Steps to Buying a Home You Can Afford
00:20:34
When you're buying a home, mistakes can be costly. This step-by-step guide will help you check yourself before you wreck yourself. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/real-estate/8-steps-buying-home https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Dec 30, 2020
665 - 7 Pros and Cons of Investing in a 401k at Work
00:16:02
Should you always use a 401(k) at work if you have one? Laura reviews the main advantages and disadvantages of workplace retirement plans. You’ll learn some lesser-known benefits and tips to make sure you'll have plenty of money when you’re ready to kick back and enjoy retirement. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/retirement/7-pros-and-cons-401k https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Dec 23, 2020
664 - Should You Buy a Car with Cash or Get an Auto Loan?
00:17:10
Buying a car is a big purchase, no matter how you pay for it. Laura answers a listener's question about whether to spend cash for a car when you have it. Find out the upsides and downsides of financing or paying cash for your next vehicle. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/loans/buy-car-cash-or-auto-loan https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Dec 16, 2020
663 - What's the Best Type of Mortgage for You?
00:16:04
Choosing the best mortgage is an essential part of buying an affordable home. Laura explains different types of mortgages and popular home loan programs that every borrower should consider. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/credit/what-best-type-mortgage https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Dec 09, 2020
662 - 5 Tips to Help You Set Better Money Goals for 2021
00:15:37
As 2020 comes to a close, it's more important than ever to create smart personal finance goals. Laura will help you reevaluate your priorities and get a fresh financial start with money goals that build security. EPISODE SUMMARY Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/saving-spending/set-money-goals-2021 https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Dec 02, 2020
661 - What To Do If You Contribute Too Much to an HSA, IRA or 401k
00:19:38
Over-contributing to various tax-advantaged accounts isn’t allowed, but can be easy to do by mistake. Laura reviews the contribution limits for various accounts and how to correct an excess so you avoid costly penalties. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/retirement/over-contribute-to-hsa-ira-or-401k https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Nov 25, 2020
660 - How Many Credit Cards Should You Have for Good Credit?
00:16:10
Should you fill your wallet with credit cards or limit the number you have? It all depends on how you use credit and what makes sense for your financial life. Laura explains how to use credit responsibly and determine what number of credit cards is right for you. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/credit/how-many-credit-cards https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Nov 18, 2020
659 - How to Pay Off Credit Card Debt
00:14:48
Instead of paying high interest to credit card companies, it's time to whittle down your balances and use the money to build wealth for yourself. Laura answers listener questions and reviews seven ways to pay off credit card debt. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/credit/how-pay-credit-card-debt https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Nov 11, 2020
658 - 6 Tips to Find Affordable Health Insurance When You Become Self-Employed
00:21:04
Becoming self-employed or leaving a job for any reason doesn't mean you can't get affordable health insurance. Laura covers six tips to find a health plan so you and your family get the coverage you need no matter your employment situation. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/insurance/affordable-health-insurance-self-employed https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Nov 04, 2020
657 - Who Must Pay the Self-Employment Tax?
00:13:31
Being your own boss can be rewarding, but missing tax deadlines or paying the wrong amount can lead to expensive penalties. Find out what solopreneurs and small businesses need to know about the self-employment (SE) tax and how to stay compliant. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/taxes/what-is-the-self-employment-tax https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Oct 28, 2020
656 - Got Cash? What to Do With Extra Money
00:18:38
No matter if you're a good saver or you get a cash windfall, it's critical to know how to manage your extra money wisely. Use this three-step plan to prioritize your decisions and shore up your financial security. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/extra-money https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Oct 21, 2020
535 - 10 Strategies to Reduce Money Stress and Improve Your Finances
00:20:17
You can can have money stress and feel anxious about your financial situation, no matter how much you make. Find out the root causes of money stress and 10 strategies to reduce it so you can have a more peaceful life. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/saving-spending/reduce-money-stress https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Oct 14, 2020
655 - Mortgage Refinance? 5 Ways to Know If It’s a Good Idea
00:17:57
If you’re a homeowner, it’s wise to stay alert for opportunities to reduce your mortgage payment by refinancing. Find out what a mortgage refinance is, common reasons to consider one, and five ways to know if it’s a good idea for your situation. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/real-estate/mortgage-refinance https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams See omnystudio.com/listener for privacy information.
Oct 07, 2020
654 - 10 COVID Stimulus Benefits for the Self-Employed
00:22:47
If you're self-employed with financial hardships due to the pandemic, there are various stimulus benefits that can provide relief. Use these ten options to improve your personal and business finances. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/retirement/covid-19-stimulus-benefits-self-employed https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Sep 30, 2020
653 - Should You Transfer Balances to No-Interest Credit Cards Multiple Times?
00:17:19
Considering a no-interest balance transfer offer? Find out how they work and can make paying off high-interest debt easier. Laura covers the pros and cons of balance transfers and whether moving debt multiple times can help or hurt you. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/credit/transfer-balances-no-interest-credit-cards https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Sep 23, 2020
652 - 5 Options for Your Retirement Account When Leaving a Job
00:20:15
Not sure what to do with a retirement account from an old employer? Laura covers five options for managing your retirement funds when your job ends. Handling your nest egg the right way is critical for preserving what you've worked so hard to save. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/retirement/managing-accounts-leave-job https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Sep 16, 2020
651 - How to Tell the Difference Between Good and Bad Debt
00:26:38
Laura interviews Howard Dvorkin from Debt.com about the state of debt in the U.S., tips for consumers and small business owners, how to prioritize payments, and ways to understand the difference between good and bad debt so you can eliminate them faster. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/loans/difference-between-good-bad-debt https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Sep 09, 2020
650 - 5 Tips for Building a Side Business
00:16:25
In this excerpt from Laura's new book, Money-Smart Solopreneur: A Personal Finance System for Freelancers, Entrepreneurs, and Side-Hustlers, you'll get solid tips to earn more using low-risk business-building strategies. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/business-career/small-business/5-tips-side-business https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Sep 02, 2020
649 - How to Make Money Investing in Stocks
00:16:35
Find out how to make money investing in stocks while limiting your risk—even when you have little experience or money. You’ll learn the pros and cons of stocks and the best ways to own them to build wealth safely. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/investing/investing-stocks-guide https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Aug 26, 2020
648 - 8 Essential Rules for Surviving Financial Hardship
00:18:34
If you're struggling with a financial crisis, follow these eight rules to manage money wisely, stretch your resources, and bounce back as quickly as possible. Acting as quickly as possible will help you understand solutions, limit the damage, and feel more hopeful about your future. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/loans/8-rules-financial-hardship https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Aug 19, 2020
647 - How to Use a 529 Plan to Manage Education Expenses
00:17:23
Whether schools and colleges open up virtually or in-person in 2020, the cost of education is expensive. Laura explains how to use a 529 savings plan to make your money go further. You'll get tips for choosing the right plan, managing it wisely, and boosting your contributions. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/529-plan-education-expenses https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Aug 12, 2020
646 - Guide to Managing Medical Benefits When You Leave or Start a Job
00:22:43
Whether leaving a job is cause for tears or celebration, knowing your rights and options for medical benefits is critical. Laura answers questions about how to handle benefits during work transitions and gives tips for getting the most for your money. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/insurance/managing-medical-benefits-leave-start-job https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Aug 05, 2020
528 - 14 Tips to Kill Impulse Buying and Save Money
00:19:33
Instead of caving to impulse shopping, use these 14 tips and tricks to resist bad spending habits so you can save more money.  Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/saving-spending/stop-impulse-buying https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams  
Jul 29, 2020
645 - Your 2020 Guide to Saving Money with an HSA
00:24:09
A health savings account (HSA) is a wise way to cut taxes and save for the future. This complete guide will help you start an HSA and use it to your financial advantage. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/taxes/2020-hsa-guide https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jul 21, 2020
644 - 7 Big Insurance Mistakes to Avoid During the COVID Crisis
00:16:31
There's never been a more important time to protect your health, life, property, and business. Avoid these seven critical insurance slipups to reduce your financial risk during the pandemic. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/insurance/covid-mistakes https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jul 15, 2020
643 - Wise Tips to Manage FOMO During the Pandemic
00:20:00
Is FOMO (fear of missing out) causing you to take more risks—financial and otherwise—during the pandemic? Laura interviews Patrick McGinnis, who coined the term, about its root causes and wise ways to manage FOMO. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/saving-spending/tips-manage-fomo https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jul 08, 2020
642 - 5 Legal Documents You Need During a Pandemic
00:14:44
If you get COVID-19 or experience another unexpected tragedy, these crucial documents can help you and your family manage money and make essential decisions with more clarity and less stress. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/5-legal-documents-pandemic https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jun 30, 2020
641 - Fifteen Retirement Account Rules You May Not Know
00:15:12
Get familiar with 15 key IRA rules, including what’s new for 2020 related to coronavirus-related hardships. You’ll feel confident about using this retirement account no matter if you’re employed, self-employed, or unemployed.
Jun 24, 2020
546 - When to Cancel a Credit Card? 10 Dos and Don’ts to Follow
00:19:50
If you've been thinking about canceling a credit card, it’s critical to understand how it will affect your entire financial life. Laura covers 10 dos and don’ts for when to cancel a credit card that will help you minimize credit damage and improve your finances. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/credit/cancel-credit-card https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jun 17, 2020
640 - New Rules and 8 Tips for Getting PPP Loan Forgiveness
00:20:18
Find out how to get a Paycheck Protection Program loan, document your expenses, and apply for loan forgiveness to keep your business operating despite the coronavirus challenges. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/loans/ppp-loan-forgiveness https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jun 10, 2020
639 - 5 Things to Know About the Home Office Tax Deduction and Coronavirus
00:15:57
If you're working from home more due to the COVID-19 crisis, you've probably had additional expenses. Laura answers questions about who qualifies for the home office tax deduction and how to claim this valuable tax break. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/taxes/home-office-tax-deduction-coronavirus https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jun 03, 2020
638 - Should I Use a High-Yield CD for My Savings?
00:17:04
Laura answers a listener question about using CDs to stash her cash. Find out what a CD or certificate of deposit is, where to find high-yield CDs, and how to use them wisely when they're right for you. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/saving-spending/high-yield-cd-savings https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
May 27, 2020
560 - 8 Best Budgeting and Personal Finance Tools
00:18:16
Laura reviews eight of the best personal finance tools to make sense of your money, stay organized, and achieve your financial goals. Read the transcript at  Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/saving-spending/8-best-budgeting-and-personal-finance-tools https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
May 20, 2020
637 - Which Debts Should You Prepay First? A 6-Step Plan
00:19:38
Hooray, you have some extra money each month to pay down debt! This 6-step process will help you decide how to use that money wisely to reach your financial goals. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/loans/prepay-debts-plan https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
May 13, 2020
636 - How to Qualify for the Coronavirus Economic Relief Package
00:29:24
Not sure what coronavirus economic relief you qualify for or how to get it? Laura interviews Gerri Detweiler, Education Director for Nav and cuts through the confusion. You'll get solid advice whether you have a large business, are a solopreneur, or are an unemployed worker. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/qualify-coronavirus-economic-relief https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
May 06, 2020
635 - Best Advice on Buying or Selling a Home During the Coronavirus
00:22:35
The economic downturn affects both home buyers and sellers. Find out how to make wise real estate decisions and stay safe during the pandemic. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Through the end of April, Podchaser will donate 25 cents to Meals on Wheels for every review. Leave a review for Money Girl! Links: https://www.quickanddirtytips.com/money-finance/real-estate/buying-selling-coronavirus https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams Podchaser #Reviews4Good: https://www.podchaser.com/podcasts/money-girls-quick-and-dirty-ti-4196
Apr 29, 2020
634 - 10 Things Student Loan Borrowers Should Know About Coronavirus Relief
00:15:36
The CARES Act includes broad relief for hardships created by the COVID-19 pandemic, including significant benefits for those paying off student loans. Laura answers a couple of questions and reviews what the relief is, who can use it, and how it impacts the future of your student loan repayment. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Through the end of April, Podchaser will donate 25 cents to Meals on Wheels for every review. Leave a review for Money Girl! Links: https://www.quickanddirtytips.com/money-finance/loans/student-loan-coronavirus-relief https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams Podchaser #Reviews4Good: https://www.podchaser.com/podcasts/money-girls-quick-and-dirty-ti-4196
Apr 22, 2020
633 - How to Manage Unemployment and Lost Business Income
00:38:31
Laura interviews Colleen McCreary, Chief People Officer at Credit Karma, for tips on how to navigate unemployment the best way possible. Find out how to get all the benefits you're eligible for after losing a job or business income due to the coronavirus crisis.  Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/coronavirus-unemployment-lost-income https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Apr 15, 2020
632 - How the COVID-19 CARES Act Affects Your Retirement
00:20:23
Life during the time of coronavirus is moving quickly and new legislation called the CARES Act affects your retirement account. Money Girl answers questions about making contributions and withdrawals and gives tips for managing your money wisely during this difficult time. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/retirement/cares-act-retirement https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Apr 08, 2020
631 - 10 Ways Coronavirus Tax Relief Affects Your Personal Finances
00:15:42
In addition to postponing taxes, the new coronavirus tax relief law affects other parts of your financial life. Money Girl reviews 10 things you should know about the benefits of tax relief for your personal finances. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/taxes/coronavirus-tax-relief https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Mar 31, 2020
630 - 5 Strategies to Manage Finances During Coronavirus Uncertainty
00:18:06
Feeling uncertain about how to handle your money or investments during the coronavirus pandemic? Money Girl covers five ways to make your financial health as resilient as possible and answers common listener questions. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/manage-finances-coronavirus https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Mar 25, 2020
531 - 8 Investing Rules to Follow Even When the Stock Market Drops
00:33:45
No matter what happens in the stock market, these eight rules will help you invest wisely. Learn where to put your money to create financial security even when the stock market drops.  Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/investing/8-investing-rules-to-follow-even-when-the-stock-market-drops https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Mar 18, 2020
629 - 6 Ways a Fed Interest Rate Cut Affects Your Finances
00:15:54
What does a Federal Reserve interest rate cut mean for you and your finances? Money Girl explains how making some smart money moves now can work in your favor.  Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/loans/fed-interest-rate-cut https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Mar 11, 2020
628 - What is Credit Card APR and Why Should You Care?
00:14:34
Knowing your credit card APR is crucial for your overall financial health. Money Girl is here to help you understand APR and how it gets calculated on your account.
Mar 04, 2020
627 - Should You Pay Down PMI or High-Interest Debt First?
00:22:04
Should homeowners eliminate their Private Mortgage Insurance (PMI) payment or focus on high-interest balances? Getting it right is essential to a healthy financial bottom line. TRANSCRIPT: https://quickanddirtytips.com/money-finance/loans/pmi-or-high-interest-debt | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams
Feb 26, 2020
626 - 5 Effective Ways to Get a Loan with Bad Credit
00:20:06
Getting a loan with bad credit isn't impossible. These five simple lending alternatives can help you put money in your pocket. TRANSCRIPT: https://quickanddirtytips.com/money-finance/credit/5-ways-get-loan-bad-credit | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams
Feb 19, 2020
625 - How to Insure Jewelry and Expensive Valentine's Day Gifts
00:18:29
If you assume that you already have coverage for a lavish Valentine's Day gift or don't need it, you could be making a huge mistake. Check out these seven tips for insuring valuables before buying them. TRANSCRIPT: https://quickanddirtytips.com/money-finance/insurance/how-to-insure-jewelry | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams
Feb 12, 2020
624 - 8 Best Tools to Manage Every Aspect of Your Money in 2020
00:18:54
Get in the habit of using free or low-cost digital tools to make better financial decisions and achieve your goals. Money Girl covers eight of her favorite apps, programs, and websites that can take your money management skills to the next level. TRANSCRIPT: https://quickanddirtytips.com/money-finance/8-best-tools-manage-money-2020 | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams
Feb 05, 2020
622 - Your Guide to Claiming a Legit Home Office Tax Deduction
00:18:54
Does your side gig, freelance work, or small business qualify you to claim the money-saving home office tax deduction? Find out how to save money this tax season. TRANSCRIPT: https://quickanddirtytips.com/money-finance/taxes/home-office-deduction-guide | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts JOIN THE CONVERSATION:Facebook: https://www.facebook.com/QDTNutrition/ | Twitter: https://twitter.com/NutritionDiva
Jan 22, 2020
621 - 3 Ways to Earn Higher Interest on Personal and Business Savings
00:28:22
Tired of earning a pittance on your personal or business savings? Use these tips to find a bank that will help you earn more and easily make the switch. TRANSCRIPT: https://quickanddirtytips.com/money-finance/saving-spending/earn-higher-interest | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams
Jan 15, 2020
620 - 7 Ways the SECURE Act Changes Your Retirement and Savings
00:19:17
The SECURE Act is the most significant overhaul of retirement and other saving rules in more than a decade. How will it affect your retirement and savings? TRANSCRIPT: https://quickanddirtytips.com/money-finance/retirement/secure-act-retirement-savings | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams
Jan 08, 2020
574 - 10 Horrible Habits That Keep You from Growing Rich
00:19:20
Are these 10 counterproductive behaviors sabotaging your financial future? To do more with your money, you have to acknowledge (and lose) your bad habits. TRANSCRIPT: https://www.quickanddirtytips.com/money-finance/saving-spending/10-horrible-habits-that-keep-you-from-growing-rich | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams
Jan 01, 2020
618 - 10 Facts About Solo 401(k) Retirement Accounts You Should Know
00:22:44
A solo 401(k) is a great retirement savings option for the self-employed. These critical facts can help you use the account wisely and saving much more. TRANSCRIPT & LINKS: Read the transcript: https://quickanddirtytips.com/money-finance/retirement/solo-401k-facts  | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams
Dec 18, 2019
617 - A 7-Point Money Checklist for Year-End Success
00:20:07
Before the New Year arrives, don't miss last-minute opportunities to save money. Use this 7-point checklist to manage your money wisely before the December 31 deadline. TRANSCRIPT & LINKS: Read the transcript: https://quickanddirtytips.com/money-finance/money-checklist-year-end | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams
Dec 11, 2019
569 - 8 Ways to Make the Holidays Less Expensive and More Memorable
00:18:36
Don't let financial pitfalls of the holidays sneak up on you. Laura covers wise tips to make the season brighter, less expensive, and more memorable! TRANSCRIPT:  https://www.quickanddirtytips.com/money-finance/saving-spending/8-ways-to-make-the-holidays-less-expensive-and-more-memorable | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams
Dec 04, 2019
616 - 3 Affordable Financial Safeguards to Protect Your Health and Income
00:26:57
Financial peace of mind may be easier and less expensive that you think. These three surprisingly affordable safeguards should be pillars of your financial plan. TRANSCRIPT: Read the transcript: https://quickanddirtytips.com/money-finance/insurance/protecting-health-income | Check out all the Quick and Dirty Tips shows: quickanddirtytips.com/podcasts JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams
Nov 27, 2019
615 - 6 Retirement Account Changes for 2020 You Should Know
00:23:06
2020 will bring a variety of beneficial tax changes to retirement accounts. Find out six ways to take advantage of them and start making plans to save more for retirement. TRANSCRIPT & LINKS Read the transcript: https://quickanddirtytips.com/money-finance/retirement/retirement-account-changes-2020 Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts JOIN THE CONVERSATION Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Nov 20, 2019
614 - How to Create Foolproof Financial Safety Nets
00:22:02
Unexpected hardships can create big money problems. These ten financial safety nets will help you survive life's challenges so you can be prepared, not scared. TRANSCRIPT & LINKS Read the transcript: https://quickanddirtytips.com/money-finance/retirement/foolproof-financial-safety-nets Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts JOIN THE CONVERSATION Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Nov 13, 2019
613 - 10 Best Identity Theft Protection Tips
00:23:45
Once a thief has your confidential data, they can use it to wreak havoc on your financial life. These tips will help you prevent, detect, and fight against identity theft. TRANSCRIPT & LINKS Read the transcript: https://quickanddirtytips.com/money-finance/credit/identity-theft-protection-tips Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts JOIN THE CONVERSATION Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Nov 06, 2019
612 - How to Break Through and Overcome Financial Hardships
00:31:20
Do you need simple, real world tools to help you bounce back from financial challenges? Money Girl and AJ Gibson talk about his new book and how to live the life you were meant to live. TRANSCRIPT & LINKS Read the transcript: https://quickanddirtytips.com/money-finance/overcome-financial-hardships Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts JOIN THE CONVERSATION Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Oct 30, 2019
564 - 13 Warning Signs That You Have a Debt Problem
00:21:02
If you're not sure if you have a debt problem, Laura breaks down 13 warning signs you should know. You’ll learn red flags to watch out for that could prevent you from building wealth and solutions to turn around your financial life. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Oct 16, 2019
610 - 8 Essential Recordkeeping Rules for the Self-Employed
00:23:14
Recordkeeping is crucial when you're self-employed. These eight rules will help you to stay compliant with the IRS and better understand your business now and in the future. Read the transcript at https://quickanddirtytips.com/money-finance/taxes/recordkeeping-rules-self-employed Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Oct 09, 2019
609 - 5 Ways to Keep Your Day Job While You Start a Business
00:21:38
Starting your own business is a giant leap of faith. Here's how to face your career fears and prepare for the future by slowly adding entrepreneurship to your resume. Read the transcript at https://quickanddirtytips.com/money-finance/saving-spending/start-business-day-job Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams  
Oct 02, 2019
608 - 5 Ways to Cut Household Expenses and Save Money
00:30:20
Stop leaving money on the table and save on items you're already buying. Here are five clever ways to spend less without making big sacrifices. This episode includes a clip from Money Girl's guest appearance on the first episode of The Save Space podcast where Laura and host Kelly Sutton chat about about a variety of tips, including managing your household expenses. Read the transcript at https://quickanddirtytips.com/money-finance/saving-spending/cut-household-expenses Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Sep 24, 2019
607 - Should You Stop Saving for Retirement to Get Out of Debt?
00:23:14
Knowing whether to pay off debt or save for retirement is a common dilemma. Money Girl answers a listener question and provides a five-step guide to follow when you’re not sure how to manage your money. You’ll come away with a clear path to prioritize your precious financial resources. Read the transcript at https://quickanddirtytips.com/money-finance/retirement/retirement-saving-debt Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Sep 18, 2019
606 - 7 Ways Having a Small Business Saves Big Money
00:31:22
If you already have a business or you're thinking about becoming self-employed, don't miss legitimate ways to reduce expenses, cut taxes, and save more. Money Girl reviews seven ways that having a small business saves you money. Read the transcript at https://quickanddirtytips.com/money-finance/taxes/small-business-saves-big-money Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Sep 11, 2019
605 - 5 Tips Every Renter and Homeowner Should Know About Insurance
00:25:58
There's alot that renters and homeowners need to know about insurance. Money Girl covers five essential insurance tips about the protections you get from basic renters and home policies, mistakes to avoid when buying a policy, and ways to save money on premiums. Read the transcript at https://quickanddirtytips.com/money-finance/insurance/5-tips-homeowner-insurance Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Sep 04, 2019
538 - 7 Micro Habits That Create Financial Success
00:18:45
Find out what a micro habit is and how to use them to improve your financial life. They require minimal time, effort, and motivation, but can build up to huge, significant results when you make them part of your routine. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/7-micro-habits-that-create-financial-success Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Aug 27, 2019
604 401(k) vs. IRA - Should You Pick One or Have Both Retirement Accounts?
00:24:45
Not sure if you should use a 401(k) or an IRA? Money Girl tells you how to prioritize retirement accounts and what pitfalls to avoid when you contribute to multiple types in the same year. Read the transcript at https://quickanddirtytips.com/money-finance/retirement/401k-vs-ira-retirement-accounts Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Aug 21, 2019
603 - 10 Pros and Cons of 401(k) Loans You Should Know
00:28:12
Thinking about tapping your retirement account? Money Girl covers everything you need to know 401(k) loans, including how they work, potential problems to avoid, and 10 pros and cons to consider before taking one. Read the transcript at https://quickanddirtytips.com/money-finance/retirement/401k-loans-pros-cons Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Aug 14, 2019
602 - 6 Steps to Budget with Variable, Irregular, or Unpredictable Income
00:28:32
No matter why you can't count on a regular paycheck, it's possible to create a money system that works. Money Girl has 6 strategies to keep you on track.   Read the transcript at https://quickanddirtytips.com/money-finance/saving-spending/budget-irregular-income Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Aug 07, 2019
601 - Does Equifax Owe You? How to Claim Your Settlement Money
00:24:27
If your personal data was stolen in the 2017 Equifax data breach, you're entitled to make a settlement claim. Money Girl explains what happened, who's eligible for an Equifax payout, and how to file your claim before the deadline. Read the transcript at https://quickanddirtytips.com/money-finance/credit/equifax-settlement Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jul 31, 2019
600 - Don’t Get Tricked by These Tax and Social Security Scams
00:21:29
Fraudsters seem to get more creative in their attempts to trick you into giving up your personal information so they can wreak havoc on your financial life. Money Girl reviews the primary ways criminals try to dupe you and how to stay safe. Read the transcript at https://quickanddirtytips.com/ Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jul 24, 2019
599 - 8 Reasons Your Credit Score Dropped and What to Do
00:28:37
Did your credit scores drop for no apparent reason? Use these wise tips to boost your scores quickly, so an unexpected credit score dip doesn’t hurt your finances. Read the transcript at https://quickanddirtytips.com/money-finance/credit/credit-score-dropped Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jul 17, 2019
486 - The Ultimate Guide to Using a Balance Transfer Credit Card
00:20:26
Ever wonder if using a balance transfer offer could improve your personal finances? Laura explains in plain English how a balance transfer credit card works, how it affects your credit, and when it makes sense to use one. You’ll learn smart tips to cut your interest expense, save money, and get out of debt faster.  Read the transcript at https://quickanddirtytips.com/money-finance/credit/the-ultimate-guide-to-using-a-balance-transfer-credit-card Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jul 10, 2019
598 - How to Choose the Best Investments - 6 Dos and Don’ts to Follow
00:26:18
Find out how to choose the best investments that create financial security without taking too much risk. Money Girl cuts through the confusion with six dos and don’ts that make it easy to invest successfully and with confidence.
Jul 03, 2019
597 - The Right Way to Talk to Your Aging Parents About Their Money
00:30:22
Making sure you're up-to-speed on your parent's personal finances is more important than you might think. Money Girl and Cameron Huddleston talk about her new book and the right way to have essential conversations with your parents about their money. Read the transcript at https://quickanddirtytips.com/money-finance/aging-parents-money-talk Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams  
Jun 26, 2019
596 - How to Manage Health Benefits When You Leave a Job
00:23:08
Money Girl reviews what happens with common health-related benefits once you’re no longer employed. Read the transcript at https://quickanddirtytips.com/money-finance/health-benefits-between-jobs Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jun 19, 2019
595 - Can Minors and Seniors Have a Roth IRA?
00:24:04
A Roth IRA is one of the most flexible types of retirement accounts ... if you understand the rules. Here's what seniors and the parents of minors need to know. Read the transcript at https://quickanddirtytips.com/money-finance/minors-seniors-roth-ira Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jun 12, 2019
594 - How to Raise Your FICO Credit Score Instantly (and for Free)
00:30:58
Building and maintaining great credit is a cornerstone of a successful financial life. Money Girl and Rod Griffin from Experian discuss how you can manage credit wisely and raise scores instantly for free! Read the transcript at https://quickanddirtytips.com/money-finance/credit/raise-fico-score Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jun 05, 2019
593 - 7 Facts You Should Know About Student Loan Forgiveness Programs
00:24:32
It may be easier to get rid of your student loans than you ever thought possible! Money Girl answers a listener question and reviews seven facts you should know about wiping out education debt with different types of loan forgiveness programs. Read the transcript at https://quickanddirtytips.com/money-finance/student-loan-forgiveness-programs  Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
May 29, 2019
592 - FICA Alternative Retirement Plan—What Is It and Who Qualifies to Have One?
00:18:53
Which type of retirement account is right for you? Money Girl answers a voicemail question about using a FICA Alternative Plan, choosing the right retirement plan, and reaching your financial goals. Plus, you'll get an explainer about all those payroll taxes deducted from your paychecks. Read the transcript at https://quickanddirtytips.com/money-finance/retirement/fica-alternative-plan Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
May 22, 2019
590- 6 Tips for College Grads to Manage Money Like a Grownup
00:21:26
There's no reason the end of college life has to mean the beginning of money stress. Here are six fundamental tips you can apply now to set yourself up for a lifetime of financial success.
May 08, 2019
494 MG 4 Penalty-Free Ways to Use a Roth IRA Before Retirement
00:20:07
You probably know that using a Roth IRA to save for retirement is a smart move that also cuts your taxes. But what you may not know is that unlike other types of retirement accounts, you can spend it before retirement. Laura explains the unique flexibility of a Roth IRA and covers 4 ways you’re allowed to make penalty-free withdrawals from a Roth IRA to spend anytime you like. Read the full transcript here: http://bit.ly/2pbbyEY Get the Money Girl book at http://MoneyGirlBook.com.
May 01, 2019
589 - How to Invest Money Like A Pro (Even If You Haven’t Started)
00:40:35
Money Girl and Chris Hill from The Motley Fool discuss common investing barriers and the best investment to own for long-term financial success.
Apr 24, 2019
588 - Behavioral Finance: Tips for Success With Money, Work, and Life
00:25:27
We all have emotions and biases that strongly influence how we handle our finances. Money Girl interviews Sheri Fitts, an author with expertise in financial services, marketing, and psychology. Find out the driving forces behind behaviors that are critical for building wealth and achieving your dreams. Visit our sponsor Spafinder at www.spafinder.com and use the code MONEYGIRL to receive 12% off $75+ your gift card purchase. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/behavioral-finance-tips-for-success-with-money-work-and-life  Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams 
Apr 17, 2019
587 - Selling Your Home? Avoid These Costly Mistakes and Pay Less Tax
00:28:46
Selling a home or investment property is a transaction that's loaded with tax consequences. Money Girl interviews Collier Swecker, a real estate professional who's also an attorney and tax law specialist, and breaks down what you need to know.
Apr 10, 2019
586 - Big Money-Saving Benefits of Travel Insurance
00:29:40
Before you leave home, don't forget about travel insurance. This often-overlooked coverage is a bargain for the big benefits you get. Find out the many protections you can choose, how it fills gaps in your medical coverage, the typical cost, and how to save money when shopping for a travel plan. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Apr 03, 2019
585 - Buying Your First House? 7 Tips for Millennials and Other Generations
00:26:08
Getting ready to buy your first house? Money Girl helps you make one of the biggest purchases of your life with 7 tips to get prepared, save money, and become a happy homeowner, no matter your age. Read the transcript at https://www.quickanddirtytips.com/money-finance/real-estate/buying-your-first-house-7-tips-for-millennials-and-other-generations Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Mar 27, 2019
584 - Are Financial Advisors Worth It? Insider Tips You Should Know
00:29:21
Are you wondering if a financial advisor can help you achieve your goals? Find out the different types of advisors, typical fees charged, and how to do background checks. Money Girl has insider tips about who can help, who to avoid, and where to find the right financial professional for your situation. Read the transcript at https://www.quickanddirtytips.com/money-finance/investing/are-financial-advisors-worth-it-insider-tips-you-should-know Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Mar 20, 2019
583 - Your Guide to Building Credit by Using Credit Cards Responsibly
00:26:28
Credit cards are powerful tools that can help you build excellent credit—but they can also sink your finances. Money Girl answers a listener question about healthy ways to use credit cards. You'll learn how the credit system works, tips to manage cards, and how credit affects your entire financial life. Read the transcript at https://www.quickanddirtytips.com/money-finance/credit/your-guide-to-building-credit-by-using-credit-cards-responsibly Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Mar 13, 2019
582 - 7 Tricks to Save Money on Auto Insurance
00:22:04
Auto insurance can be expensive and confusing...unless you know some insider tricks! Money Girl, Laura Adams, has 7 tips to stay compliant and safe, while also cutting your auto insurance costs. Read the transcript at https://www.quickanddirtytips.com/money-finance/insurance/7-tricks-to-save-money-on-auto-insurance Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Mar 06, 2019
581 - What Should Your Net Worth Be?
00:28:08
Your net worth indicates how comfortable your financial future may be. Find out how to calculate your net worth and track it over time. How you compare by age as an individual or as a couple will help you make better financial decisions. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Feb 27, 2019
BONUS: Introducing One Plus One
00:10:28
Every great collaboration is a love story. It’s intense. Passionate. Along the way, there are flashes of love, hate, pride, ego, ambition, and brilliance. This is One Plus One, the show about the spark that drives two original thinkers to ultimate success. We’ll unearth the stories of Paul McCartney & John Lennon, Frida Kahlo & Diego Rivera, Beyonce & Jay-Z, Shaq & Kobe, and many more, and learn what it is about their chemistry that led them to greatness. Subscribe to One Plus One today at wondery.fm/OPO
Feb 22, 2019
580 - 7 Answers to Frequently Asked Income Tax Questions
00:35:46
Taxes are one of the most confusing aspects of personal finances. Money Girl answers to 7 common questions about paying income tax that will help you comply with the law, minimize what you owe, understand tax deductions and credits, pay household workers or nannies properly, and avoid trouble if you can’t pay Uncle Sam on time. Read the transcript at https://www.quickanddirtytips.com/money-finance/taxes/7-answers-to-frequently-asked-income-tax-questions Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Feb 20, 2019
579 - 5 Steps to Declutter Your Finances and Tax Records
00:23:01
Confused about what tax records and financial paperwork you need to keep? Money Girl, Laura Adams, helps you declutter your financial life, manage your tax records, and stay organized in 5 easy steps. Find out how long to keep important records and what to toss. Read the transcript at https://www.quickanddirtytips.com/money-finance/taxes/5-steps-to-declutter-your-finances-and-tax-records Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Feb 05, 2019
578 - Tips to Cut Taxes When You Work from a Home Office
00:25:00
Working from home comes with many benefits, including the home office tax deduction. Money Girl explains what this new tax break is, how to find out if you're eligible, how to figure your deduction, and how much money you could save. Read the transcript at https://www.quickanddirtytips.com/money-finance/taxes/how-to-cut-taxes-when-you-work-from-home?page=2 Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jan 30, 2019
577 - How to Set Better Personal Finance Goals for 2019
00:25:57
Find out how to create financial goals you can stick with and achieve. Money Girl Laura Adams offers essential tips plus her 7 personal finance resolutions in 2019. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/how-to-set-better-personal-finance-goals-for-2019 Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jan 18, 2019
576 - Pay Off Debt or Save? Your Step-by-Step Guide for Making Smart Money Decisions
00:26:56
Not sure whether to save, pay off debt, or invest for retirement? Use this 5-step guide to make smart money decisions. It will help you leverage your financial resources, reduce stress, and build wealth as quickly as possible. Read the transcript at https://www.quickanddirtytips.com/money-finance/loans/pay-off-debt-or-save-your-5-step-guide-for-making-smart-money-decisions Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jan 16, 2019
575 - 4 Ways to Start a Retirement Account as a Self-Employed Freelancer
00:25:40
Self-employed people have just as many ways to save for retirement as those working a 9-5 job. Laura covers the rules, pros, and cons of four easy retirement account options that any freelancer or entrepreneur can use to create a comfortable, happy lifestyle in retirement. Read the transcript at: https://www.quickanddirtytips.com/money-finance/retirement/4-ways-to-start-a-retirement-account-as-a-self-employed-freelancer Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jan 08, 2019
573 - Prevent ID Theft: 8 Tips on Credit Freezes, Locks, and Alerts
00:19:54
Identity theft is a growing problem, but there are ways to fight back. Laura covers eight tips for using a credit freeze, credit lock, or a fraud alert to block fraudsters from wreaking havoc in your financial life--plus, warning signs to watch for. Read the transcript at https://www.quickanddirtytips.com/money-finance/credit/prevent-id-theft-8-tips-on-credit-freezes-locks-and-alerts Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Dec 19, 2018
572 - 7 Ways to Manage Money Better Before Year-End
00:15:22
The New Year is when most people resolve to get their health and wealth back on track. But there are some great ways to improve your personal finances that can only be accomplished before the year ends. Laura covers seven tips to manage money better and hit your financial goals this year. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/7-ways-to-manage-money-better-before-year-end Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Dec 12, 2018
571 - 5 Tips on Nondeductible IRAs and Taxable Accounts
00:21:07
Laura covers five tips for choosing the best types of retirement accounts for you and your family. Having more than one account is awesome, but the rules to qualify can be a little tricky. You'll find out what to do when faced with the choice of a nondeductible IRA or a taxable brokerage account. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/5-tips-on-nondeductible-iras-and-taxable-accounts Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Dec 05, 2018
570 - 6 Ways the New Tax Rules Affect Your Retirement
00:16:34
The IRS recently announced that next year you can save more in different types of tax-advantaged retirement plans. Find out six ways the new tax rules affect your retirement. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Nov 28, 2018
568 - A 6-Step Guide to Managing Your Student Loans
00:15:28
In this excerpt from Laura's new book, "Debt-Free Blueprint: How to Get Out of Debt and Build a Financial Life You Love," you'll get solid tips to manage student loans wisely and use lesser-known strategies to make education debt much more affordable. Read the transcript at https://www.quickanddirtytips.com/money-finance/loans/a-6-step-guide-to-managing-your-student-loans Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Nov 14, 2018
567 - Money Anxiety? 5 Numbers That Reveal Your Financial Health
00:18:16
Financial ratios and formulas are useful tools to gauge your financial health. By watching these five ratios over time you can easily see if your finances are moving in the right direction or need help. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/money-anxiety-5-numbers-that-reveal-your-financial-health Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Nov 07, 2018
516 - 5 Steps to Grow Rich Without a Budget
00:25:51
Have you been putting off creating a budget or tried it with no success? Breathe a sigh of relief because you can still achieve your financial goals without one. Laura gives you 5 steps to grow rich even if budgeting isn't your thing. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the transcript at http://www.quickanddirtytips.com/money-finance/saving-spending/grow-rich-without-a-budget Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Oct 31, 2018
566 - Starting a Family? 5 Money Mistakes New Parents Make
00:26:12
Becoming a parent is exciting, but it can be a huge stress on your finances if you're not prepared. Find out smart tips to save money and avoid common money mistakes that many new parents make. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/starting-a-family-5-money-mistakes-new-parents-make Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Oct 22, 2018
565 - Got Old Retirement Accounts? 5 Costly Mistakes to Avoid
00:20:00
Having retirement accounts with previous employers can leave you unsure about what to do with them. Laura reviews your options five costly mistakes to avoid when dealing with your old retirement plans. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/got-old-retirement-accounts-5-costly-mistakes-to-avoid Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Oct 17, 2018
563 - How to Save Money Using a Balance Transfer Credit Card
00:18:02
Not sure if a balance transfer credit card offer is right for you? Laura explains what a transfer card is, the pros and cons, and when it can help you save money. You’ll learn smart tips to cut your interest expense and get out of debt faster. Read the transcript at https://www.quickanddirtytips.com/money-finance/loans/how-to-save-money-using-a-balance-transfer-credit-card Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Oct 03, 2018
562 - 10 Best Perks of an Amazon Prime Membership
00:16:55
Laura reviews 10 of the best money-saving benefits of being an Amazon Prime member. Find out if a membership is right for you and how to take full advantage of everything Prime has to offer. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/10-best-perks-of-an-amazon-prime-membership Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Sep 26, 2018
561 - 6 Tips and Investing Strategies to Retire Early (and Without Penalty)
00:25:13
Ready to quit work or begin a financially independent lifestyle? Laura covers six tips and strategies to help you amass enough money to retire early and on your terms. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/6-tips-and-investing-strategies-to-retire-early-and-without-penalty-0 Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Sep 19, 2018
559 - 5 Ways Mindfulness Makes You a Better Money Manager
00:14:34
Find out how the secular practice of mindfulness helps you live more fully in the present moment and is a powerful way to take control of your finances. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/5-ways-mindfulness-makes-you-a-better-money-manager Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Sep 05, 2018
558 - Your Guide to Getting a Home Equity Line of Credit (HELOC)
00:21:26
If you're a homeowner you might wonder if it's a good idea to dip into your equity using a HELOC. What's a HELOC? How do you get one? And should you use one to pay off a primary mortgage faster? A list of pros and cons to consider. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Aug 29, 2018
557 - How to Know If Your Health Plan Qualifies for an HSA
00:19:01
Not sure if your health insurance qualifies you for a health savings account or HSA? Laura answers a listener question and covers the facts about what an HSA is and the rules to qualify for one. If your health plan qualifies, using an HSA is one of the best ways to cut your medical costs and save more money. Read the transcript at https://www.quickanddirtytips.com/money-finance/insurance/how-to-know-if-your-health-plan-qualifies-for-an-hsa Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Aug 22, 2018
556 - 6 Rules Every Investor Should Know About Retirement RMDs
00:25:56
While it might be a while before you begin taking distributions from a retirement account, there are important rules you should factor into your planning, no matter your age. Find out what retirement RMDs are, how they affect different types of retirement accounts, and 6 distribution rules every investor should know. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Aug 15, 2018
555 - How to Retire With Enough Money and Income
00:23:51
Saving for retirement is the granddaddy of all financial goals--but how much do you really need? Find out where retirement income comes from and easy ways to figure the amount of savings and income you'll need to enjoy a comfortable retirement. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/how-to-retire-with-enough-money-and-income Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Aug 08, 2018
554 - 3 Excuses Keeping You from Saving (and How to Kill Them)
00:22:52
If you're behind on saving, don't let common excuses keep you poor. Laura covers 3 reasons why you may not be saving for retirement and how to overcome them, no matter how much or little money you have. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/3-excuses-keeping-you-from-saving-and-how-to-kill-them Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Aug 01, 2018
503 MG What Insurance College Kids Need and Tips to Save
00:23:18
Make sure you don't skimp on insurance needs for your college student. Laura answers a listener question about how to handle vehicles for students and shop for insurance. Plus, you'll learn other important considerations to protect your belongings and liability when you have kids away at school.
Jul 25, 2018
553 - Just Married? 3 Ways to Manage Money as a New Couple
00:15:56
Creating a streamlined financial life as a couple can be challenging. Laura answers a question from a struggling newlywed and reviews three approaches to managing money based on your relationship and financial goals. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/just-married-3-ways-to-manage-money-as-a-new-couple Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jul 18, 2018
552 - Buy or Rent a Home: Which Option Makes You Richer?
00:17:12
Buying a home can be a great financial move, but there’s no guarantee that you’ll always come out ahead. Renting can also be a smart way to build wealth, if you follow a few guidelines. Laura covers the pros and cons for owning and renting so you know which option will make you richer. Read the transcript at https://www.quickanddirtytips.com/money-finance/real-estate/buy-or-rent-a-home-which-option-makes-you-richer Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jul 11, 2018
551 - 7 Financial Accounts You Need for a Richer Life
00:23:03
A key to growing rich is having the right financial accounts in place. Get the scoop on seven accounts that most individuals and families should have for more financial success. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/7-financial-accounts-you-need-for-a-richer-life Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jul 04, 2018
550 - 8 Tactics to Stop Living Paycheck to Paycheck
00:15:48
While escaping the cycle of living paycheck-to-paycheck isn’t easy, it’s possible to get ahead by changing your mindset, examining your lifestyle, and creating new habits. Once you free up even a small amount of discretionary income each month, it’s possible to build a better financial life with more security and less stress. And tune in for bonus tips from The Penny Hoarder on saving money on your power bills this summer. More at The Penny Hoarder: https://bit.ly/2tAnPnJ Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/8-tactics-to-stop-living-paycheck-to-paycheck Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jun 27, 2018
549 - A 5-Point Checklist for How to Invest Money Wisely
00:20:38
Tempted to roll the dice with a windfall to make a quick profit? Use this five-point checklist to know if your financial foundation is strong enough to make a risky investment and why investing for the long-term is the best strategy. Read the transcript at https://www.quickanddirtytips.com/money-finance/investing/a-5-point-checklist-for-how-to-invest-money-wisely Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jun 20, 2018
548 - Should You Spend or Invest Your HSA Funds?
00:16:42
Understand the many benefits of using a health savings account (HSA) and whether it’s better to spend your balance on medical costs or keep it invested for the long term. Read the transcript at https://www.quickanddirtytips.com/money-finance/taxes/should-you-spend-or-invest-your-hsa-funds Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jun 13, 2018
547 - Starting a Business? Tips to Make Money on the Side
00:26:28
If you've ever wanted to start a business or make extra money on the side, there are some key considerations and tasks that increase your chances of success. Get wise tips about managing risk, incorporating, business banking, starting no-money ventures, and how to prepare financially before starting a business. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/starting-a-business-tips-to-make-money-on-the-side Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jun 05, 2018
545 - 9 Credit Rights You Should Know—A Quick Guide to Consumer Protections
00:14:28
Understanding your consumer credit rights can help you build credit, qualify for the best financial offers, and save money for decades to come. Laura gives a quick guide to the Fair Credit Reporting Act (FCRA) by reviewing 9 credit rights you should know. Read the transcript at https://www.quickanddirtytips.com/money-finance/credit/9-credit-rights-you-should-know-a-guide-to-consumer-protections Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
May 23, 2018
543 - 5 Ways to Know When You Should Start Investing
00:19:41
Hesitant about becoming an investor? Learn five ways to know for sure when you’re ready to invest. Read on for a clear plan to prepare your finances and mindset to start investing, no matter how much or little money you have. Read the transcript at https://www.quickanddirtytips.com/money-finance/investing/5-ways-to-know-when-you-should-start-investing Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
May 09, 2018
541 - Choose the Right Retirement Accounts in 3 Simple Steps
00:27:13
If you’re confused by all the tax-advantaged retirement account options you can choose from, it’s time to get clarity and use them to build more wealth for the future. Laura walks you through 3 simple steps to choose the right retirement accounts for your situation. And keep listening for a BONUS tip from The Penny Hoarder on ways to earn money from the comfort of your own home!  Read the full transcript of Choose the Right Retirement Accounts in 3 Simple Steps Check out all the Quick and Dirty Tips shows FOLLOW MONEY GIRL On Facebook On Twitter
Apr 25, 2018
540 - Tricks to Travel More With Less Money and Time
00:29:30
If you love the idea of traveling, but don't think you have enough money or time to get away, it’s time to reframe your mindset about chasing adventure. Whether you can only get away for long weekends or take extended tours, find out the tricks experienced travelers use to see the world on a budget. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/tricks-to-travel-more-with-less-money-and-time Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Apr 18, 2018
539 - 9 Negative Items That Stay on Your Credit Reports
00:19:45
Positive information about your finances stays on your credit history for a long time--but the bad news is that negative information stays there too! Laura covers nine negative items that can appear in your credit history and for how long. Read the transcript at https://www.quickanddirtytips.com/money-finance/credit/9-negative-items-that-stay-on-your-credit-reports Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Apr 11, 2018
537 - 10 Retirement Rollover FAQs That Will Make You Richer
00:20:41
Even though “doing a rollover” sounds like a cute dog trick, don’t underestimate its ability to save you some serious money. Laura answers 10 common questions about how to use a retirement rollover correctly so you avoid penalties, get more investment options, and continue growing your retirement nest egg. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/10-retirement-rollover-faqs-that-will-make-you-richer Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Mar 28, 2018
BONUS: Introducing Safe for Work: A New Podcast from Wondery
00:11:16
Part of loving the journey along the way to financial success is finding fulfillment in our day-to-day work. I know you'll love this special bonus clip I have for you today, which comes from a new podcast from Wondery called Safe For Work, hosted by Liz Dolan and Matt Ritter.
Mar 22, 2018
536 - Work from Home? Tax Reform Changes to the Home Office Deduction
00:17:58
Working from home, either as a remote employee or for your own business, has become common--but tax reform significantly changes who can claim a deduction for it. Laura explains the new rules for taking a home office deduction and how to use it to save money. Read the transcript at https://www.quickanddirtytips.com/money-finance/taxes/work-from-home-tax-reform-changes-to-the-home-office-deduction?page=1 Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Mar 21, 2018
534 - 12 Credit Myths and Truths You Should Know
00:15:59
Building and maintaining great credit is an important part of your financial life. But there are loads of myths and misunderstandings about credit that can hurt your wallet. Laura covers 12 credit myths and truths you should know to save money and improve your finances. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Mar 07, 2018
533 - 5 Steps to Create Your Own Self-Employed Benefits Package
00:29:26
Think you have to sacrifice benefits when you leave a traditional job? Laura explains how to create your own benefits package when you're self-employed and answers several related questions from Money Girl readers and podcast listeners. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/5-steps-to-create-your-own-self-employed-benefits-package Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams Get the Money Girl book at http://www.MoneyGirlBook.com.
Feb 28, 2018
532 - 6 Tips to Simplify Your Finances and Keep Good Records
00:21:40
Feel like your personal finances are too complicated? It's time to streamline and declutter. Laura gives tips to simplify your financial life, stay organized, and know which financial records to keep and for how long. Read the transcript at https://www.quickanddirtytips.com/money-finance/taxes/tips-to-simplify-finances-and-keep-good-records Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Feb 21, 2018
530 - 7 Simple Reasons to Invest in a Roth IRA or Roth 401(k)
00:21:46
Roth accounts are a vastly underutilized and misunderstood way to save for retirement. Get the scoop on 7 ways you receive huge tax benefits, access to funds, and flexibility with a Roth IRA or a Roth retirement plan at work. Laura also answers a podcast listener's question about whether tax reform should make him re-think retirement account choices. Get the Money Girl book at https://www.MoneyGirlBook.com. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/benefits-of-roth-ira-and-roth-401k Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Feb 07, 2018
BONUS: Introducing Business Wars
00:11:09
Today I'm excited to tell you about a new podcast called Business Wars. The way we live and the things we buy are always influenced by big businesses and the entrepreneurs behind them. Business Wars gives you the unauthorized, real story of what drives these companies and their leaders, inventors, investors and executives to new heights -- or to ruin. Hosted by David Brown, former anchor of Marketplace. From Wondery, the network behind Dirty John and American History Tellers.
Feb 06, 2018
529 - 6 Steps to Build or Repair Your Credit Before Buying a Home
00:26:32
Whether you’re a seasoned homeowner or a first-timer, your credit score is a primary factor that mortgage lenders consider when evaluating your application. Follow these 6 steps to build or repair your credit before house hunting so you get approved for a mortgage that costs as little as possible. Read the transcript at https://www.quickanddirtytips.com/money-finance/credit/steps-to-build-or-repair-credit-before-buying-home Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams Get the Money Girl book at http://MoneyGirlBook.com.
Jan 31, 2018
527 - Tax Reform Law: 7 Ways It Affects Your Personal Finances
00:24:38
Reforms in the Tax Cuts and Jobs Act begin in 2018 and affect virtually every U.S. taxpayer. Find out which changes shake up your personal finances the most so you can prepare, avoid potential pitfalls, and keep your tax liability as low as possible. Read the transcript at http://www.quickanddirtytips.com/money-finance/taxes/tax-reform-law-2018-ways-it-affects-your-personal-finances Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams Get the Money Girl book at http://www.MoneyGirlBook.com.
Jan 17, 2018
526 - Should You Refinance or Consolidate Your Student Loans?
00:16:16
If you're frustrated by student loans it's time to get familiar with your options. Find out the difference between a student loan refinance and a consolidation, who can use them, and how to make your education debt more manageable and affordable. Read the transcript at http://www.quickanddirtytips.com/money-finance/loans/should-you-refinance-or-consolidate-your-student-loans Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jan 10, 2018
525 - 5 Steps to Create a Foolproof Money Strategy in 2018
00:18:13
It's time to kick-off the New Year with a solid money strategy for success! Follow these 5 action steps to create a plan that allows you to have more control, peace, and a better financial future. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the transcript at http://www.quickanddirtytips.com/money-finance/saving-spending/steps-to-create-money-strategy-2018 Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jan 03, 2018
524 - 10 Best Ways to Lower Your Bills Now
00:17:02
Whether you need quick ways to cut expenses ahead of the holidays or just want to save more for retirement (or other financial goals), there are plenty of ways to put money back in your bank account. Laura covers 10 of the best ways to cut your bills and save more money now. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the transcript at http://www.quickanddirtytips.com/money-finance/saving-spending/best-ways-to-lower-your-bills-now Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Dec 20, 2017
523 - Tax Reform Tips: 5 Best Moves to Save Money Now
00:12:47
The end of the year is always a busy time with holiday preparations and celebrations--but it's also a critical deadline for your personal finances and last-minute opportunities to save money. Due to pending tax reform, making smart tax moves may be even more important this year. Laura reviews five ways to save money based on the current tax law and what’s proposed for the future. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the transcript at http://www.quickanddirtytips.com/money-finance/taxes/tax-reform-tips-to-save-money-now Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Dec 13, 2017
522 - 4 Financial Mistakes Couples Make When Moving In Together
00:12:32
Living with a romantic partner is a big step emotionally, legally, and financially. Find out how to set important expectations and avoid 4 common financial mistakes that could trip up your relationship. Read the transcript at http://www.quickanddirtytips.com/money-finance/saving-spending/financial-mistakes-couples-make-moving-in-together Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Dec 06, 2017
467 MG 5 Lesser-Known Reasons Why Your Credit Score Drops
00:19:40
Are you frustrated because your credit score dropped suddenly for no apparent reason? Laura answers a listener question and covers 5 lesser-known reasons why credit scores can drop unexpectedly. These tips will help you raise your credit score as quickly as possible. Read the full transcript here: http://bit.ly/2djn5i1
Nov 29, 2017
521 - Changing Careers? 5 Ways to Be Financially Prepared
00:37:07
Ready for a life change like quitting your job to pursue a new career, starting your own business, or going back to school? Making a jump is both exciting and risky. Find out what financial steps you should take before leaving a comfortable work situation to follow your passion. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the transcript at http://www.quickanddirtytips.com/money-finance/saving-spending/changing-career-financially-prepared Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Nov 22, 2017
520 - Car Loan or Lease? 6 Tips to Know Which Option Is Best
00:20:51
A simple explanation on the differences between buying and leasing a car, and 6 Money Girl tips to know which option is best for you. Read the transcript at http://www.quickanddirtytips.com/money-finance/loans/buying-vs-leasing-a-car Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Nov 15, 2017
BONUS: Introducing "When to Jump"
00:30:04
Check out this bonus episode from our new podcast, When to Jump! Learn more at www.whentojump.com/podcast
Nov 10, 2017
455 MG Buying a Home? Best Ways to Save Your Down Payment
00:16:18
If you're ready to buy a home you'll need enough down payment money to qualify for a mortgage. Find out how much you need, 6 tips to save faster, and the best places to stash cash for your new home. Read the full transcript here: http://bit.ly/29Lbovm
Nov 01, 2017
518 - How to Negotiate for More Money (Even When You Hear No)
00:25:18
Want a raise or promotion, but don't know where to start? Learn how to negotiate and get what you want, even if the answer is no! Find out how to make requests part of your work mindset, properly prepare for reviews, and use 5 steps to negotiate effectively. Read the transcript at http://www.quickanddirtytips.com/money-finance/saving-spending/how-to-negotiate-for-more-money Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Oct 25, 2017
517 - 5 Places to Invest After You Max Out a Retirement Account
00:24:54
Don't get confused about where to invest your extra cash. Laura answers a listener question and gives tips for the different types of accounts you can use to put away additional money when you’re a good saver, get a raise, or receive an unexpected cash windfall. No matter how much or how little extra savings you have, find out the right way to prioritize it. Get the Money Girl book at http://www.MoneyGirlBook.com Read the transcript at http://www.quickanddirtytips.com/money-finance/retirement/where-to-invest-after-maxing-out-retirement-account Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Oct 18, 2017
515 - 4 Ways to Invest in Stocks with Little Money or Experience
00:22:17
Laura reviews 4 easy ways to invest in stocks with little money or experience and answers a podcast listener's question. You'll learn a simple strategy to invest confidently and wisely so you build plenty of wealth for the future. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the transcript at http://www.quickanddirtytips.com/money-finance/investing/how-to-invest-in-stocks-with-little-money-or-experience Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Oct 04, 2017
477 MG How to Stay Disciplined and Do More with Your Money
00:16:04
Have you ever felt frustrated, overwhelmed, or confused about a big financial decision? Most of us waffle about whether we should or shouldn’t spend money or make key financial moves. In this post, Laura gives a simple framework to stay disciplined and make better money decisions in less time, with a lot more clarity and confidence. Read the full transcript here: http://bit.ly/2hZIda9 Get the Money Girl book at http://MoneyGirlBook.com.
Sep 27, 2017
514 - 8 Warning Signs of Identity Theft (and How to Fight Back)
00:23:52
Data hacks can leave you vulnerable to cybercriminals. Laura covers 8 warning signs to watch out for and how to fight back if you become a victim. Plus, she answers a variety of questions from readers and podcast listeners about topics including protecting kids’ credit, signing up for credit monitoring, and placing security alerts on your credit files. Get the Money Girl book at http://MoneyGirlBook.com. Read the transcript at http://www.quickanddirtytips.com/node/11926 Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Sep 20, 2017
513 - Equifax Data Breach: 5 Steps to Protect Your Personal Finances
00:20:46
Cybercriminals hacked Equifax and took the personal information of 143 million Americans, about half of the U.S. adult population. If you have a credit report, there’s a good chance your personal information was exposed. Laura explains what happened and 5 steps you should take now to protect your financial life. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the transcript at http://www.quickanddirtytips.com/node/11876 Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Sep 13, 2017
512 MG Natural Disaster Survival: How to Save Yourself and Your Finances
00:25:45
Natural disasters happen no matter where you live. Laura explains how to be properly insured, get a fair claim settlement, apply for federal assistance, work with contractors, and avoid scams. You'll learn how prepare for and deal with any type of natural disaster so you ’re in the best position to save yourself and your finances. Get the Money Girl book at http://www.MoneyGirlBook.com.
Sep 06, 2017
511 MG Tax Q&A: Tips for Remote Workers, Freelancers, and Expats
00:19:40
Taxes probably aren't your favorite topic, but the more you understand about them, the more money you can save by legally cutting your tax bill. Laura answers seven tax-related questions about working remotely, living abroad as an expat, and doing freelance work. Get the Money Girl book at http://www.MoneyGirlBook.com.
Aug 30, 2017
510 MG Is Owning Gold a Smart Investment?
00:15:27
If you've ever wondered if you should invest in precious metals, it's time to get more information. Laura answers a listener question about owning gold in light of the political climate. She'll explain why investors choose gold, how to buy it, and what amount might be right for your portfolio.
Aug 23, 2017
509 MG Work from a Home Office? Claim a Tax Deduction and Save Money
00:19:32
Claiming the home office deduction is a smart way to make certain expenses fully or partially deductible. But there are strict rules to qualify. Find out who can claim the often-overlooked home office deduction, which expenses are deductible, and how to figure out the amount you can deduct. Maxing out legal tax breaks helps you keep more of your money so you reach your financial goals faster. Get the Money Girl book at http://www.MoneyGirlBook.com.
Aug 16, 2017
508 MG Social Security—Secrets to Max Out Your Future Benefits
00:25:53
Laura interviews a Social Security expert about how the program works and what you need to know even if you're nowhere near retirement age. They discuss who's eligible for benefits, pros and cons of taking early retirement, how to avoid expensive Social Security mistakes, and the future of the program. Get the Money Girl book at http://MoneyGirlBook.com.
Aug 09, 2017
507 MG How to Open an IRA—Understand Eligibility, Rollovers, and Early Retirement
00:25:04
Retirement accounts can be the best way to secure your future--but the rules can be confusing. Laura answers four IRA questions about who's eligible, the rules for doing rollovers, and tips to retire early. Get the Money Girl book at http://MoneyGirlBook.com.
Aug 02, 2017
505 MG Credit Q&A: Build Credit, Dispute Errors, and Prioritize Debt
00:23:47
Laura answers questions about how to build credit, manage credit utilization, correct credit errors, handle past due accounts, and prioritize debt the best way possible. Read or listen to the audio podcast for key tips to maintain good credit for life.
Jul 19, 2017
504 MG Should You Use a 529 Plan to Pay for College?
00:30:32
Money Girl interviews a 529 college savings plan expert on how to fund higher education for yourself, a child, or grandchild without going broke. Learn how to choose the right 529 plan and use it wisely, how much to save, what the funds can be used for, and the tax benefits that make these special accounts the perfect way to save for college.
Jul 12, 2017
402 MG Finding the Right Partner for Life and Financial Success
00:15:50
Five important traits to look for when choosing a life partner (plus many to avoid) so you're more likely to have a happy and successful financial life together. Read the full podcast here: http://bit.ly/1F40uGs
Jul 05, 2017
502 MG Retirement Q&A: How to Choose Accounts, Manage Risk, and Cut Fees
00:19:51
Do you have concerns or unanswered questions about investing for retirement that have kept you from getting started? It's time to get more clarity so you can move your finances forward with confidence instead of staying stuck and never building wealth. Laura answer 3 questions about how to choose the best accounts, cut investment fees, and manage risk the best ways possible. Get the Money Girl book at http://MoneyGirlBook.com.
Jun 21, 2017
501 MG How to Create a Profitable Side Business (and Keep Your Day Job)
00:29:11
Want to become an entrepreneur while avoiding all the potential pitfalls? Laura interviews Patrick McGinnis, author of The 10% Entrepreneur about why you don't have to choose between your current career and starting a profitable side business. Find out how to balance financial stability and volatility with grace and embrace where even a part-time venture can lead you. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the transcript at http://bit.ly/2sOhmWA Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
Jun 14, 2017
500 MG 500th Episode Special: The Story Behind Money Girl
00:16:51
Woohoo, it's the 500th episode of Money Girl! Let's celebrate by going behind the scenes. Laura shares the Money Girl story, how she got started as a personal finance expert and author, how the podcast began, its major influence on her career, and how the show gets created for you each week. Get the Money Girl book at http://www.MoneyGirlBook.com.
Jun 06, 2017
448 MG 6 Options to Get a Loan with Bad Credit
00:15:33
While having bad credit can be a roadblock when applying for a loan from a traditional lender, it doesn't mean that you can't get a loan. Laura covers 6 lending alternatives to get a loan even if your credit is less than perfect. Read the full transcript here: http://bit.ly/1YkHwH7. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams
May 30, 2017
499 MG Debt Q&A: Manage Student Loans, Credit Cards, and HELOCs Wisely
00:16:56
Handling debt wisely is one of the most important parts of your financial life. Laura answers 6 questions she recently received about student loans, HELOCs, and credit card debt. You'll learn tips to protect your credit, use existing home equity, manage student loan repayment, and prioritize your personal finances.
May 24, 2017
498 MG How to Find Scholarships and Pay for College Without Loans
00:21:10
Laura interviews Jocelyn Paonita Pearson, a scholarship expert and founder of The Scholarship System. They talk about how to pay for college without loans by using scholarship funds. After years of trial and error, Jocelyn cracked the code on how to get a free ride through college. She got over $126,000 in scholarships and graduated completely debt free. You’ll learn common scholarship myths to avoid, different types to go after, the best age to start applying, and a free resource to learn more. Get the Money Girl book at http://www.MoneyGirlBook.com.
May 17, 2017
497 MG 5 Tips to Afford a Pet—What Owning a Dog or Cat Really Costs
00:14:37
We love our pets, but they can be expensive! Laura discusses what it really costs to own a pet and 5 tips to cut expenses for a current or new furry friend. This post is dedicated to her sweet yellow Lab, Dixie, who's resting in peace after 17 years of loyal companionship. Get the Money Girl book at http://www.MoneyGirlBook.com.
May 10, 2017
496 MG Expert Advice on Getting a Home Equity Line of Credit (HELOC)
00:36:59
Laura interviews Mike Kinane, a HELOC expert and Senior Vice President for Consumer Lending at TD Bank. They discuss just about everything current or future homeowners need to know about getting a home equity line of credit. You'll learn how you can spend funds, amounts you can borrow, qualification guidelines, potential fees, rules for claiming interest as a tax deduction, and what to do when interest rates are moving up. Read the full transcript here: http://bit.ly/2p6tZXx
May 03, 2017
495 MG Investing FAQs: How to Get Higher Returns, Retire Early, Do Rollovers, and Manage Multiple Accounts
00:27:10
It's time to get clarity on your investing questions. Laura answer 7 questions from the Money Girl community about a variety of investing and retirement topics. You’ll learn how to get higher investment returns, retire early, prioritize accounts, do rollovers, know when you should invest, and rules for managing multiple retirement accounts. Cut the confusion and you'll have more success! Read the full transcript here: http://bit.ly/2py0GAM
Apr 26, 2017
493 MG How to Make Kids Rich by Investing in an IRA
00:18:59
Ever wanted to make sure your kid would end up rich? The secret to having a secure future or paying for college could be setting him or her up with an IRA--an underutilized vehicle that many people miss. Laura explains the benefits of starting an IRA for minors, the rules for eligibility, how to open an account, and when you can spend the money penalty free. Read the full transcript here: http://bit.ly/2p1wfUG
Apr 12, 2017
492 MG Can You Contribute to a 401k and an IRA in the Same Year?
00:18:17
Taking advantage of a retirement plan at work and an IRA is a smart way to cut taxes and save more money for the future. But having multiple accounts can change the rules. Laura answers a listener question and explains how to avoid pitfalls so you leverage multiple accounts to reach your retirement goals. Read the full transcript here: http://bit.ly/2nJuaaB Get the Money Girl book at http://MoneyGirlBook.com.
Apr 05, 2017
491 MG 8 Ways to Legally Pay Less Tax and Save Money
00:18:17
There are many ways to legally shelter your income from tax so you save money. Laura explains 8 ways to reduce your taxable income so you pay less tax. You can take advantage of some or all of them, no matter how much or little money you make, to keep more of your hard-earned money. Read the transcript at http://www.quickanddirtytips.com/node/9591
Mar 29, 2017
490 MG How to Fill Out a W-4—Plus, 7 Reasons to Adjust Your Tax Withholding
00:19:51
Confused about how to fill out a W-4 at work? Laura explains what it is and how to complete it correctly. Plus, you'll learn 7 reasons when you should adjust your withholding so your employer doesn’t take out too much or too little income tax from your paycheck. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript at http://www.quickanddirtytips.com/node/9556
Mar 22, 2017
488 MG What Is a 1099 Form? 8 Things to Know About Taxable Income (in Plain English)
00:15:38
Taxes my not be your favorite financial topic but it's important to understand the basics. Laura explains what you need to know about 1099 tax forms. You'll learn what a form is, who issues and receives them, rules to comply with the law, and 8 key things you should know about taxable income. Read the full transcript here: http://bit.ly/2mpBDeZ Get the Money Girl book at http://MoneyGirlBook.com.
Mar 08, 2017
487 MG Zombie Debt—Facts You Should Know About Old Accounts in Collections
00:17:31
No matter if you want to clean up your credit report or have an old zombie account coming back from the dead to haunt you, it’s important to understand your rights. Laura answers a question about old debt, explains the statute of limitations, gives advice for dealing with collectors, and offers 4 ways to handle accounts in collection. Get the Money Girl Book at http://www.MoneyGirlBook.com. Read the full transcript here: http://bit.ly/2mqLsMV
Mar 01, 2017
485 MG Healthcare Q&A: Reform, Rules, and the Role of HSAs
00:19:19
Health savings accounts (HSAs) are one of Laura's favorite ways to save money. She explains how they work, answers questions from podcast listeners about these tax-favored accounts, and describes the important role HSAs may play in healthcare reform under the Trump administration. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/2mr0nq7
Feb 15, 2017
484 MG Got a Pay Raise? 6 Strategies to Manage Extra Money Wisely
00:23:27
Congratulations on your pay raise or bonus! Now it's time to get serious about how to use it to improve your finances. Laura covers 6 wise strategies to create more financial security, so you don't fritter away an exceptional opportunity to build wealth instead. Read the full transcript here:http://bit.ly/2kABa8Z
Feb 08, 2017
483 MG The Simple Truth Behind Growing Rich
00:32:42
Laura interviews Jay Papasan, bestselling co-author of The ONE Thing about how to set priorities and finally stick to them so you get extraordinary results. They cover productivity killers to eliminate, how to easily have more willpower, and a realistic way to achieve work-life balance. You'll learn the ultimate question to ask yourself every day to identify and stay focused on your number one priority that allows you to make huge improvements in your finances and life. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/2kItbsS
Feb 01, 2017
482 MG Late Payments and Your Credit: Tips to Minimize the Damage
00:17:30
Laura explains what happens when you make a late payment, how your credit is affected, and gives tips to minimize the potential damage. Plus, she answers a question from a long-time Money Girl Podcast listener who’s wondering what to do about an account that accidentally became delinquent. Read the full transcript here: http://bit.ly/2lzjZZG
Jan 25, 2017
481 MG Investing Q&A: Smart Tips to Make More Money
00:19:33
Knowing where and how to invest money can be confusing and a little scary. Laura answers 3 questions from Money Girl Podcast listeners that will give you smart tips for setting financial priorities, leveraging retirement accounts, and knowing when it’s a good idea to use “robo-advisors” to make more money. Read the full transcript here: http://bit.ly/2iYdWNq
Jan 18, 2017
480 MG 5 Steps to Get Out of Holiday Debt Faster
00:19:59
If you started the New Year with some extra credit card debt, you might be feeling anxious if you can't pay it off in full. Instead of getting stressed, follow Laura's 5 steps to get out of post-holiday debt faster so you take control of your finances and move in the right direction. Read the full transcript here: http://bit.ly/2jiDEcb Get the Money Girl book at http://MoneyGirlBook.com.
Jan 11, 2017
479 MG Money-Saving Hacks to Beat the System
00:21:48
Laura interviews David Pogue, author of the new book, Pogue’s Basics: Money – Essential Tips and Shortcuts (That No One Bothers to Tell You) About Beating the System. You'll take away easy ways to outsmart retailers, leverage savings programs, and keep more of your hard-earned money, no matter how much or little you have. Read the full transcript here: http://bit.ly/2i8iVJb
Jan 04, 2017
478 MG The 8 Cheapest Ways to Pay Off Your Student Loans
00:26:43
Laura gives 7 tips to pay off your student loans the cheapest ways possible. She also interviews a couple who graduated with $600,000 of student loan debt after graduating from dental and law school. Find out their experiences, missteps, and tips for dealing with loans, having a repayment plan, and getting a great education for less. Read the full transcript here: http://bit.ly/2hHGM3S Get the Money Girl book at http://MoneyGirlBook.com.
Dec 21, 2016
475 MG What Is a Trust and Who Needs One? Expert Attorney Gives Advice
00:34:22
Not sure what a trust is or who really needs one? (By the way, they're not just for wealthy people!) Laura interviews Jules Haas, an attorney with more than 30 years of experience. They break down a heavy topic with simple language and examples. Find out the difference between a will and a trust, common estate planning mistakes you should avoid, considerations for couples who are not married, key legal documents that every adult should have, and how to get legal help when you need it. Read the full transcript here: http://bit.ly/2h0Ggt5 Get the Money Girl book at http://MoneyGirlBook.com.
Nov 30, 2016
450 MG How to Prepare Your Credit for a Mortgage Approval
00:18:21
If you’re eager to move into your dream home, preparing your credit for a mortgage approvall should definitely be on your agenda. Laura gives 6 tips for building credit before you apply for a mortgage, so you get a loan that costs as little as possible. Read the full transcript here: http://bit.ly/1sUoe1c
Nov 22, 2016
474 MG 6 Ways a Trump Presidency Could Affect Your Personal Finances
00:18:58
No matter if you’re celebrating or protesting Donald Trump's victory for the White House, in this post I’ll cover 6 key areas where the President-elect could change your personal finances. You'll get solid advice to manage your money no matter what’s around the corner. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/2f5zjpc
Nov 16, 2016
473 MG 10 Facts You Should Know About Homeowners Insurance
00:21:22
Homeowners insurance takes a bite out of your budget when you own a home. Laura covers 10 facts you should know about home insurance so you get the most out of it, fully understand the coverage, and pay less. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/2g0TpmF
Nov 09, 2016
472 MG Can You Have Multiple Health Savings Accounts (HSAs)?
00:18:57
Managing one or more Health Savings Accounts can seem complicated. Laura answers a listener question about what do to when you end up with more than one HSA. Find out how these special accounts save money, the rules for using them, who can have one, and where to open one up. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the full transcript here: http://bit.ly/2f9iZqI
Nov 02, 2016
471 MG The Truth About Finding and Working With a Financial Advisor
00:22:49
Laura interviews Tom Meyer to discuss really needs a financial advisor. Find out when it's the right time to hire a financial professional, how much money you should have, where to find one, how they're paid, and how to know you've found someone who's the best fit for your situation. Read the full transcript here: http://bit.ly/2dWzUxP
Oct 26, 2016
469 MG Identity Theft and Social Media: 7 Tips to Protect Your Finances
00:14:52
In honor of National Cyber Security Awareness Month in October, Laura gives you 7 tips to stay connected with family and friends on social media as safely as possible so ordinary details you share won't be used by cyber thieves to hurt your personal finances. Read the full transcript here: http://bit.ly/2drUJRq Get the Money Girl book at http://www.MoneyGirlBook.com.
Oct 12, 2016
466 MG Best Ways to Cut the Cable TV Cord and Save Money
00:20:22
Tired of dealing with your cable company and paying sky high bills? Then it’s time to finally cut the cable TV cord and save money. In this expert interview we cover details like how much you can save, pros and cons, setup costs, watching sports, best devices and streaming services, and the first steps to get started. Read the full transcript here: http://bit.ly/2db6KWV
Sep 21, 2016
465 MG What Is an Inherited IRA? 5 Rules You Should Know
00:19:19
Laura answers a listener question and explains what happens when a friend, family member, or spouse leaves you an IRA. There are 5 important rules you should know to avoid costly mistakes that could trigger huge tax penalties with an inherited IRA. Read the full transcript here: http://bit.ly/2dkK9wf Get the Money Girl book at http://moneygirlbook.com.
Sep 14, 2016
464 MG 3 Simple Actions to Improve Your Personal Finances
00:10:46
No matter your current stage in life, there are easy ways to improve your personal finances. Laura covers 3 simple actions to take today to create more financial security, increase your options, have more peace of mind, and get closer to accomplishing your financial goals. Read the full transcript here: http://bit.ly/2chr34N
Sep 07, 2016
420 MG Are You Making Investing Too Complicated?
00:16:16
Stop making investing so complicated! All you need are these fundamentals to build a huge amount of wealth. Laura gives you the truth about how to start investing and which investments to choose. Read the full transcript here: http://bit.ly/1L5cYRZ
Aug 31, 2016
463 MG How to Spend Less on Clothes (and Build a Better Wardrobe)
00:16:15
Want a great wardrobe but don't want to spend a fortune building it? Laura gives men and women 8 smart tips to spend less on clothes and build a better wardrobe at the same time. You’ll learn how to create a wardrobe strategy, know what’s a good deal, find deeper discounts, and understand how to care for what you buy the right way so it lasts longer. Read the full transcript here: http://bit.ly/2bIvRo3
Aug 24, 2016
462 MG 6 Tips to Manage Money as a New Couple
00:17:15
Not really sure how to manage money as a new couple? It can be tricky, but Laura gives solid advice for how to know what's right for your situation. Use these 6 tips to avoid potential disagreements and create a great financial life together. Read the full transcript here: http://bit.ly/2bsApyo
Aug 17, 2016
461 MG Getting Divorced? Here's How to Protect Your Money
00:25:37
Laura interviews Stan Corey, a divorce expert and author of a new book,The Divorce Dance. They talk about different types of divorce proceedings, financial mistakes to avoid, how to divide up assets the right way, how to get divorced when you don't have much money to pay for it, and more. Read the full transcript here: http://bit.ly/2bvvbla
Aug 10, 2016
460 MG Should You Invest in a 401k with No Matching?
00:18:38
Laura explains how 401k employer matching works and answers a listener question about what to do when your company doesn't match your retirement contributions. Find out if it still makes sense to invest in a 401k with no matching funds to boost your account. Read the full transcript here: http://bit.ly/2b7pY1S
Aug 03, 2016
459 MG What Is the Bonus Tax Rate?
00:12:09
It’s great to have bonus income, but the net amount can be surprisingly less than you expect. Laura explains the bonus tax rate and different types of income that get singled out for special tax withholding. Plus find out how getting a bonus also affects contributions to workplace retirement accounts like a 401k or 403b. Read the full transcript here: http://bit.ly/2btQNMy
Jul 27, 2016
458 MG Credit Q&A: Best Ways to Monitor, Repair, and Build Credit
00:15:19
Not only is having good credit a requirement for getting loans and credit cards, especially at competitive interest rates, but it affects other parts of your financial life--even if you never take out a loan. Laura answers 4 questions from readers and podcast listeners about how to monitor, repair, and build credit for life. Read the full transcript here: http://bit.ly/2aqxMNd
Jul 20, 2016
457 MG Canceling Credit Cards—5 Questions to Ask Before Closing Accounts
00:18:47
Not sure if you should cancel a credit card? Laura answers a listener question and gives you 5 questions to ask that will help you know whether closing a credit card will barely affect your credit scores or end up hurting your finances. Read the full transcript here: http://bit.ly/2a4wGr4
Jul 13, 2016
456 MG How to Pay Off Debt By Making More Money
00:24:07
Laura interviews David Carlson, author of the new book Hustle Away Debt. If you're ready to tackle debt or just have more security, starting a side hustle can be a financial lifeline. Find out the main types to consider, even if your 9 to 5 job leaves you with little time to spare. Read the full transcript here: http://bit.ly/29IKsha
Jul 06, 2016
454 MG What Tax Do You Pay When Selling a Home?
00:16:37
Laura answers a listener question about how to cut taxes when selling a home. Find out what the capital gains tax is, how it's figured, and 6 tips to legally sell your home tax free. Read the full transcript here: http://bit.ly/28NRkVZ
Jun 22, 2016
453 Cool Tips to Save Money on Utility Bills
00:14:30
Laura interviews Bruce Lubin, co-author of the best-selling WHO KNEW? series of household hints books--and a new QDT podcast by the same name. We talk about clever ways to reduce energy usage and save money. Find out how Bruce gets his entire family on board to cut their utility bills. Read the full transcript here: http://bit.ly/28SOLpD Check out the Who Knew podcast on iTunes, Stitcher, Spotify, and Google Play! www.quickanddirtytips.com/who-knew
Jun 15, 2016
452 MG 3 Facts About Usage-Based Car Insurance That Can Save Money
00:12:15
Laura covers what usage-based car insurance is and 3 facts to know that can save you money. Learn the major pros and cons and how making a change in could drive down your car insurance rate. Read the full transcript here: http://bit.ly/28QFAq0
Jun 08, 2016
451 MG IRA or 529 Plan—Which Is Better for College Savings?
00:15:05
No matter if you’re saving money to pay for college for yourself or a child, it’s important to use the right type of account so you get as many benefits as possible. Laura answers a listener question about whether he should use an IRA or a 529 plan for the best results. Read the full transcript : http://bit.ly/1O88phe
May 31, 2016
403 MG 6 Risky Situations When You Should Avoid Using a Debit Card
00:17:30
Understand risky situations when you should never use a debit card--plus, your liability and consumer rights for both debit and credit cards. Read the full transcript here: http://bit.ly/1N0qhWd
May 17, 2016
449 MG Use Business Principles to Grow Your Personal Wealth
00:23:05
Laura interviews Doug McCormick, author of the new book Family Inc. No matter your stage in life, you'll learn how to use business and corporate finance concepts to maximize your personal finances, make the most of your opportunities, and build wealth. Read the full transcript here: http://bit.ly/1sMw4dP
May 10, 2016
447 MG How to Grow Rich While Raising a Family
00:17:56
Laura interviews Kim Palmer, author of the new book Smart Mom, Rich Mom. Both men and women will take away smart tips to prepare for parenthood, adopt healthy habits, and make difficult choices that pay off in abundance during the financially challenging career and parenting years. Read the full transcript here: http://bit.ly/1Z0RIoc
Apr 26, 2016
446 MG 10 Financial Products to Make Money and Create Security
00:20:32
Laura covers 10 products that everyone needs in order to create financial security, make more money, and manage your money the best way possible. Read the full transcript here: http://bit.ly/1TEey3y
Apr 19, 2016
445 MG The Best Strategies to Invest Your Money Wisely
00:18:12
Laura answers a podcast listener's question about how to invest money for higher returns. Find out how much and where to put your money so you create financial security without taking too much risk. Read the full transcript here: http://bit.ly/1qSZEgA
Apr 12, 2016
444 MG Tax Tips from IRS Insiders You’d Be Crazy to Ignore
00:19:35
Laura interviews tax pros Garrett and Deborah Gregory, a married team who worked for the IRS before founding Gregory Law Group, PLLC in Dallas, Texas. You'll learn what you don’t know about the IRS, but should; tips for the self-employed; how to stay organized; how to pay less tax; and much more. Read the full transcript here: http://bit.ly/22vzBYp
Apr 05, 2016
414 MG A Blueprint to Prioritize Your Personal Finances
00:18:31
Follow this step-by-step blueprint so you know exactly how to prioritize your personal finances. Use these 5 financial priorities to help set goals, leverage your resources, and build wealth as quickly as possible. Read the full transcript here: http://bit.ly/1KF3Ib1
Mar 29, 2016
443 MG 8 Ways to Pay Off a Mortgage Early
00:18:41
Ready to pay off your mortgage? Laura explains who should pay off their mortgage ahead of schedule and who shouldn't. Learn 8 ways to get rid of your home loan as quickly as possible--if it’s a smart financial move for you. Read the full transcript here: http://bit.ly/1RFNSll
Mar 23, 2016
442 MG 5 Questions to Help You Get Rich
00:11:54
Laura covers 5 strategic questions that you must answer in order to get a grasp on your current situation and take your personal finances to the next level. How you answer the questions will identify what’s missing in your financial life, where you want to go, and who you need to leverage for help. Read the full transcript here: http://bit.ly/25pMeIz
Mar 16, 2016
441 MG 401k or IRA: Which One Should You Invest in First?
00:16:48
Confused about whether to invest in a traditional or a Roth retirement account? Laura answers a listener question that will help you understand the rules and prioritize contributions among different types of retirement accounts. Read the full transcript here: http://bit.ly/22iW5kw
Mar 09, 2016
439 MG How COBRA Health Insurance Works
00:11:21
Laura explains what COBRA continuation coverage is, who’s eligible for it, and how to apply and shop for health insurance at the lowest possible price after you leave a job. Read the full transcript here: http://bit.ly/1UeQNBC
Feb 24, 2016
438 MG Avoid 7 Spending Mistakes and Save More Money
00:20:00
It's time to face your bad habits and take control of your spending. Laura interviews money-saving expert, Andrea Woroch, for savvy shopping tips to protect your finances and save more money. Read the full transcript here: http://bit.ly/1PXjXkB
Feb 17, 2016
437 MG How to Build Credit with a Secured Credit Card
00:15:03
Ready to improve your credit scores? Laura answers credit questions from podcast listeners and readers. She explains what a secured credit card is, where to find one, and how to use the account to build or repair your credit no matter your situation. Read the full transcript here: http://bit.ly/1PXjMpo
Feb 10, 2016
436 MG How to Avoid Private Mortgage Insurance (PMI) on Your Home Loan
00:13:19
Laura explains what private mortgage insurance (PMI) is and how to avoid paying it in the first place. If you’re already paying PMI, you’ll learn your rights for getting rid of it as quickly as possible so you can lower your mortgage payment and save more money. Read the full transcript here: http://bit.ly/1nWYEql
Feb 03, 2016
440 MG Credit Bureau Expert Gives Insider Advice on Building Credit
00:28:36
Laura interviews Rod Griffin, Experian's director of public education, about a variety of important topics that will help you build and maintain excellent credit, no matter your financial situation. Read the full transcript here: http://bit.ly/1M6sseF
Feb 02, 2016
435 MG Pros and Cons of a Getting a Reverse Mortgage
00:16:40
Get the scoop on what a reverse mortgage is, the different types, who can have one, and how much you can borrow. Plus, Laura outlines the main pros and cons to consider before getting one. Read the full transcript here: http://bit.ly/1K70a37
Jan 27, 2016
434 MG Financial Q&A: Tips to Pay Less Tax or Get a Bigger Refund
00:20:00
Laura answers tax questions from readers, listeners, followers, and group members that will help you understand how to pay less tax, defer it, or to boost your tax refund and save more money every year. Read the full transcript here: http://bit.ly/1PRgHV2
Jan 20, 2016
432 MG 6 Essential Habits of Financially Healthy People
00:14:37
Ever wish you were more successful with your personal finances? Laura reviews 6 key habits of financially healthy people that can add up to transform your life and give you a more secure, happy future. Read the full transcript here: bit.ly/22LMkJi
Jan 06, 2016
431 MG Should You Get or Pay Off a Home Mortgage?
00:15:54
Laura covers 5 main advantages of having a mortgage, plus when it pays to wait for one. You'll find out whether you should pay off a mortgage early and how much debt you should have to maintain a healthy financial life. Read the full transcript here: bit.ly/1JYqU04
Dec 30, 2015
430 MG Investing Tips for College Students and Baby Boomers (Plus Everyone in Between)
00:14:32
Laura answers common investing questions from a young college student and a baby boomer. No matter if you're just starting out, getting close to retirement, or are somewhere in between, you'll get tips to make sure you have plenty of money for a comfortable retirement. Read the full transcript here: http://bit.ly/1O9dwNw
Dec 16, 2015
429 MG How Leasing a Car (and Getting Out Early) Works
00:14:34
Laura answers a listener question about how to get out of a car lease early. Find out how car leasing works, what to do if you need to exit one before it expires, and how it compares to buying a vehicle. Read the full transcript here: http://bit.ly/1RpxFPU
Dec 09, 2015
428 MG Do Lost or Stolen Credit Cards Hurt Your Credit Score?
00:12:41
Laura answers questions about how replacements for lost or stolen credit cards affect your credit. Find out how to protect your credit and the best places to get your reports and credit scores for free. Read the full transcript here: http://bit.ly/1MhUJIv
Dec 02, 2015
427 MG What Is a myRA Retirement Account?
00:16:07
Laura explains a brand new type of retirement account called the myRA. Find out the pros and cons, who's eligible to have one, and how to set one up. Read the full transcript here: http://bit.ly/1JcPz0y
Nov 25, 2015
390 MG 4 Radically Simple Places to Invest
00:12:23
Find out Money Girl's favorite radically simple and innovative places to invest money right now - no matter how much cash you have to spare. Read the transcipt: http://bit.ly/1BrQElw
Nov 18, 2015
426 MG 7 Credit Score Traps You Should Avoid
00:16:06
Don't let common credit pitfalls hurt your financial life! Laura answer reader questions and covers 7 credit traps that could upset your personal finances if you’re not looking out for them. Read the full transcript here: http://bit.ly/1WV1whw
Nov 11, 2015
425 MG The Truth About Debt and Death
00:12:44
Ever worried about having to pay a deceased family member’s debts or wondered who will pay yours? Laura Adams gives you the facts (and peace of mind, hopefully) about debt and death. Read the full transcript here: http://bit.ly/1Mmcf2U
Nov 04, 2015
424 MG 3 FAQs About 401k Retirement Plans
00:12:18
Laura answers reader questions about 401ks and 403bs, including what happens to your account if you get divorced, how to handle a retirement provider that doesn't seem reputable, and how to pay taxes due when you convert a traditional plan into a Roth IRA. Read the full transcript here: http://bit.ly/1GNpGZ2
Oct 28, 2015
423 MG How to Go Paperless (Securely) with Your Finances
00:16:01
Follow 5 steps to manage your finances with no (or much less) paper. Learn the pros and cons, a few paper exceptions to consider, and how to make a transition to digital record keeping as easy and comfortable as possible. Read the full transcript here: http://bit.ly/1P0C2Qt
Oct 21, 2015
422 MG 5 Retirement Options When You’re Self-Employed
00:17:37
Even if you don't work for a big company, you can still use a retirement account to cut taxes and save more for the future. Laura answers a reader question and covers 5 of the best retirement accounts to use when you're a freelancer, work part time, are self-employed, or work for a small company that doesn't offer a retirement plan. Read the full transcript here: http://bit.ly/1RL0iEF
Oct 14, 2015
419 MG Credit Card Authorized Users—How to Avoid Getting Burned
00:12:47
Considering adding a partner, spouse, family member, or friend as an authorized user to your credit card? Or maybe you want to be added to someone else's card. First, understand the potential risks. Read the full transcript here: http://bit.ly/1MsUTA6
Sep 23, 2015
418 MG When to Monitor, Freeze, or Put an Alert on Your Credit
00:14:21
Find out what to do when you find out that your personal data has been compromised. Understand the differences between a security fraud alert and a credit freeze, how they affect your credit, and the pros and cons of using a credit monitoring service. Read the full transcript here: http://bit.ly/1OVW3qe
Sep 16, 2015
417 MG 8 Financial Truths That Can Change Your Life
00:13:29
Laura covers eight truths that have the power to transform your financial life. Use them to make better decisions, set the right priorities, and build more wealth. Read the full transcript here: http://bit.ly/1iNi2TU
Sep 08, 2015
416 MG Financial Q&A: Tips to Hack Money Management
00:14:36
It's time to hack money management so you earn more, save time, stay organized, keep on track with your financial goals. Read the full transcript here: http://bit.ly/1Kemlke
Sep 02, 2015
415 MG The Truth About Credit and Insurance Rates
00:13:05
There's a surprising relationship between your credit and what you pay for insurance. Find out which states allow credit to be used in setting rates, which types of policies are affected, and exactly how much you'll pay for not having excellent credit. Read the full transcript here: http://bit.ly/1LJok0e
Aug 26, 2015
413 MG 7 Ways to Save on Healthcare and Fitness
00:17:58
Are you taking advantage of money-saving fitness and health tax breaks? Laura covers 7 tips to take charge of your health and your wealth so you can feel good, look good, and live the lifestyle you want. Read the full transcript here: http://bit.ly/1LjEMH4
Aug 12, 2015
412 MG Financial Q&A: Money Management Tips for Families
00:14:40
Answers to family finance questions including how to save for college, whether couples should combine accounts, and co-signing loans. Plus a bonus Q&A about using credit cards with the newest technology. Read the full transcript here: http://bit.ly/1hjU7dY
Aug 05, 2015
411 MG Why You Need a No Foreign Transaction Fee Credit Card
00:17:07
Even if you're not a world traveler, you might get stuck paying foreign transaction fees on credit card purchases. Matt Schulz from CreditCards.com joins Money Girl to explain foreign fees, which types of cards you should carry when traveling, and the best no-foreign fee cards available to save money. Download the Travel Card Comparison Chart to easily find the right card for your situation. Get the Money Girl Book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/1K4g082
Jul 29, 2015
410 MG What You Need to Know About EMV Chip Credit Cards
00:08:25
Find out how technology is changing credit cards, what it means for shoppers, and whether it will really keep us safe from fraud. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/1ON3Kgk
Jul 22, 2015
409 MG How to Take Penalty-Free Early Withdrawals from Retirement Accounts
00:10:06
Understand the rules for taking distributions from retirement accounts and how to avoid paying a steep early withdrawal penalty. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/1I708Xi
Jul 15, 2015
407 MG 3 Real Estate FAQs for Buyers, Sellers, and Investors
00:18:25
Money Girl answers 3 FAQs about real estate to help you succeed whether you're a buyer, seller, or investor—or even if you just plan to become one someday. Read the full transcript here: http://bit.ly/1K9QnoP
Jul 01, 2015
406 MG Advice for New Entrepreneurs Starting a Business
00:14:41
Money Girl answers a podcast listener's question about what entrepreneurs should consider when starting a business. Here are five tips to protect your liability, cut taxes, stay organized, and find professional help. Read the full transcript here: http://bit.ly/1Jqmdxk
Jun 24, 2015
405 MG 8 Pros and Cons of Using Personal Loans to Consolidate Credit Card Debt
00:13:51
Money Girl explains the pros and cons of using personal loans to consolidate or pay off credit card debt. You’ll find out the best places to apply for a personal loan and how consolidating affects your credit. Read the full transcript here: http://bit.ly/1U5wsNp
Jun 17, 2015
404 MG 5 FAQs About Roth Retirement Accounts
00:16:58
Money Girl answers six Roth FAQs from readers and podcast listeners to help you understand how to use them to invest for retirement. Plus, she explains the best places to open up your Roth retirement account. Read the full transcript here: http://bit.ly/1HQDsc6
Jun 10, 2015
373 MG 5 Decisions Millennials Must Make to Grow Rich
00:12:55
Discover how to overcome common financial challenges and grow rich by making 5 important decisions. Get the Money Girl book at http://MoneyGirlBook.com. Read the transcript: http://bit.ly/ZWPqhY
May 27, 2015
401 MG Should You Invest Emergency Funds or Keep Cash?
00:11:52
Find out how much emergency money you need, the best places to put it, and whether investing some amount of it is a smart financial move. Read the full transcript here: http://bit.ly/1KsSPJB
May 13, 2015
400 MG 8 Credit Card FAQs and Tips to Build Credit
00:15:49
Money Girl answers 8 frequently asked questions about credit cards and gives tips to maintain and build credit. Read the full transcript here: http://bit.ly/1HEdUgl
May 06, 2015
399 MG How to Invest Money in Your IRA or 401k Retirement Account
00:13:36
Money Girl answers listener questions and explains how to invest money in your retirement account so you take the right amount of risk and reach your financial goals.
Apr 29, 2015
398 MG What Is the Statute of Limitations on Old Debt?
00:10:57
Money Girl explains what the statue of limitations is on old debt, and details 4 options to help you handle your unpaid debts. Read the transcript: http://bit.ly/1Ht3PoU
Apr 22, 2015
397 MG 6 Tips for Finding a Financial Advisor
00:10:01
Money Girl details 6 ways to choose the best financial advisor for your situation and budget. Plus, get access to an assessment tool that makes it easy to rate and compare advisors, so you know which one fits your needs. Read the transcript here: http://bit.ly/1NSDF2X.
Apr 15, 2015
396 MG Top Online Banks and Safe Banking Tips
00:13:20
Money Girl reviews the best online bank accounts, so you can see how yours stacks up! Plus, she offers 8 tips for staying safe when you’re banking online. Read the transcript here: http://bit.ly/1CxOT0G
Apr 08, 2015
395 MG When to Use a Balance Transfer Credit Card
00:08:41
Money Girl explains the right way to use a balance transfer credit card to save on interest fees, and pay off your debt faster. Read the transcript: http://bit.ly/1Cb5C9V
Apr 01, 2015
394 MG Creating a Backdoor Roth IRA
00:11:52
If you make too much to be eligible to contribute to a Roth IRA, Money Girl explains how to create a backdoor Roth IRA - and whether this is a smart move for your situation and financial needs. Read the transcript: http://bit.ly/1CbobOB
Mar 25, 2015
393 MG Roth or Traditional Retirement Account?
00:12:27
Money Girl explains what you need to know before choosing a Roth or traditional retirement account - no matter if you invest using an IRA, a workplace account, or both. Plus, download the free Retirement Account Comparison Chart to fully understand all the account features. Read the transcript here: http://bit.ly/1CwQfiM
Mar 18, 2015
392 MG 3 Common IRA Mistakes
00:11:50
Are misunderstandings about IRA accounts keeping you from financial security? Money Girl details 3 of the most common mistakes that may be preventing you from using IRAs to build wealth. Read the transcript: http://bit.ly/1AkXSBz
Mar 11, 2015
292 MG Bank or Credit Union-Which Is Better?
00:07:20
Compare the benefits of using a credit union vs. a bank. Read the transcript: http://bit.ly/1M86q7l
Mar 04, 2015
391 MG How to Save Money on Healthcare with an HSA
00:13:32
Money Girl explains who’s eligible to have an Health Savings Account (HSA), the rules for using one, and how they help you keep more money in your pocket now, and in the future. Read the transcript here: http://bit.ly/1LEMJC1
Feb 25, 2015
389 MG 5 Best Investing Tips to Make More Money
00:10:30
No matter if you’re a newbie investor or have been at it for decades, it’s important to understand the fundamentals. In this episode, Money Girl reviews the 5 best investing tips to make more money, so you can achieve your long-term financial goals. Visit the website: http://bit.ly/1zwEml5
Feb 11, 2015
388 MG What Is a Reverse Rollover for Your 401k?
00:12:47
Money Girl answers a listener question by explaining what a reverse rollover is, who should consider one, and the 10 main pros and cons to keep in mind before pulling the trigger. Read the transcript: http://bit.ly/1KkA7Bc
Feb 04, 2015
387 MG 6 Steps to Take After a Parking Lot Car Accident
00:08:59
Money Girl explains how to handle a parking lot car accident so you stay safe, don't break the law, and protect your finances. Read the transcript: http://bit.ly/1BAIg0k
Jan 28, 2015
386 MG 5 Surprising Homeowners Insurance Facts
00:12:20
Money Girl explains 5 surprising facts about what affects homeowner insurance quotes, plus how to save money, and how to prevent your premium from ballooning over time. Read the transcript: http://bit.ly/1Ey79ur
Jan 21, 2015
384 MG 3 Steps for Organizing Your Financial Records
00:14:49
Money Girl reveals a simple, 3-step system for managing financial and tax records, and staying organized. Plus, learn how to determine what financial records to keep - and for how long. Read the transcript: http://bit.ly/1tPpOkJ
Jan 07, 2015
276 MG 10 Ways to Save Money on Your Electricity Bill
00:08:25
As the heat rises use these tips to lower your utility bill. Read the transcript: http://bit.ly/1xLPH39
Dec 31, 2014
383 MG How to Do an Annual Finance Review
00:11:36
Money Girl explains why you should do an annual personal finance review, and reveals what important money lessons she learned in 2014. She also recommends terrific books to help you dive deeper into each lesson and set goals for accomplishing more next year. Read the transcript: http://bit.ly/1HBoxjT
Dec 24, 2014
382 MG How to Make Money (Legitimately) from Home
00:11:23
Money Girl explains why you should create multiple sources of income, the best ways and places to get started, and important tax considerations, plus tools and tips to make sure you make money from home the right way. Read the transcript: http://bit.ly/1DQ0MG5
Dec 17, 2014
381 MG 5 Best Ways for Making Loans to Family and Friends
00:13:26
Money Girl explains what you show know about giving, lending, or borrowing when it involves family or friends, so you can protect both your finances and long-term relationships. Read the transcript: http://bit.ly/1DQ0PSj
Dec 10, 2014
280 MG How to Invest in the Perfect Portfolio
00:08:00
Cut through the confusion and build a winning investment portfolio. Visit the website: http://bit.ly/1vRkQRV
Dec 03, 2014
380 MG The Science of Gratitude and Financial Success
00:09:06
Discover the science of being grateful and how it affects your financial success. Plus, Money Girl reveals 5 tips to easily cultivate more gratitude in your daily life.
Nov 26, 2014
379 MG Buying or Leasing a Car: Which Costs Less?
00:11:38
Money Girl explains the costs of buying and leasing a car, the main pros and cons of each, and how to get the best return on your investment depending on your lifestyle, budget, and financial goals. Visit the website: http://bit.ly/11CMV4a
Nov 19, 2014
378 MG 5 Student Loan Repayment Options
00:09:12
Money Girl offers tips on how to manage education debt, and explains 5 student loan repayment options that can help you ease your financial burden, and save money. Visit the website: http://bit.ly/1v4OhC4
Nov 12, 2014
377 MG What Is the Obamacare Health Insurance Penalty?
00:10:02
In this episode I’ll cover what you should know about the tax penalty for being uninsured. You’ll learn how to calculate the Obamacare penalty, what the increases will be in future years, and who gets a break from having to pay it. Get the Money Girl Book at http://MoneyGirlBook. Visit the website: http://bit.ly/1xycqjA
Nov 05, 2014
376 MG How to Make More Money
00:08:05
Money Girl reveals ways to make more money that doesn’t involve getting a second or third job—or even going back to school for an advanced degree. Listen on for 5 tips and plenty of useful info. Read the transcript: http://bit.ly/102YeBO
Oct 29, 2014
375 MG How to Save Money During the Holiday Season
00:07:54
Money Girl reveals 5 tips to enjoy the holidays without getting a financial hangover you''ll regret in the New Year. Read the transcript: http://bit.ly/1shnFGr
Oct 22, 2014
374 MG 5 Tools to Mange Money and Fix Your Finances
00:09:27
Discover the best financial and productivity tools to take your money management skills to the next level with less time and hassle. Get the Money Girl book at http://MoneyGirlBook.com. Read the transcript: http://bit.ly/1yK6cyW
Oct 15, 2014
223 MG Should You Pay Down Debt Early?
00:08:00
Find out what you should do with your extra money. Get the Money Girl book at http://MoneyGirlBook.com. Read the transcript: http://bit.ly/1BNIj6K
Oct 01, 2014
372 MG Self-Employed? When and Why to Incorporate Your Small Business
00:10:15
If you're a freelancer, contractor, or own a small business, you may have wondered if you should incorporate your venture. Money Girl breaks down the pros and cons.
Sep 24, 2014
371 MG What Happens to Credit Card Debt When You Die?
00:06:16
Find out the answer to common questions about may be responsible for credit card debt when you die.
Sep 17, 2014
370 MG Pros and Cons of Using an Annuity for Retirement Income
00:12:43
Worried you won’t have enough retirement income? Find out what an annuity is, and the pros and cons of using one for retirement income.
Sep 10, 2014
369 MG 4 Major Disasters Homeowners and Renters Insurance Won’t Cover
00:09:42
Money Girl breaks down what is and isn’t covered by home and renters insurance--so you'll know before its too late!
Sep 03, 2014
368 MG 6 Tips to Sell a House Fast in Any Market
00:10:08
Use these 6 Money Girl tips to speed up the sale of your home without sacrificing profit, in any real estate market. Visit the website to read the transcript: http://bit.ly/1C2CSnv
Aug 27, 2014
367 MG Survive a Financial Crisis (and Still Get a Home Loan with Bad Credit)
00:10:48
Money Girl explains how to get a mortgage with bad credit, and offers tips for surviving a financial crisis and rebuilding your credit as quickly as possible.
Aug 20, 2014
366 MG Tips for Saving Money on Travel and Cruise Vacations
00:12:50
Money Girl shows you how to take a debt-free vacation and save serious money on a cruise vacation. Visit the website to read the full transcript: http://bit.ly/1r9JY7c
Aug 13, 2014
365 MG 7 Investment Rules to Make Money
00:09:12
Money Girl reveals 7 critical investing rules to make your money grow safely, and have a happy financial future.
Aug 06, 2014
364 MG When Not To Pay Off a Mortgage Early
00:08:33
Money Girl answers a listener question about paying off a mortgage early and explains when to do it--and 3 situations when it’s a bad idea. Visit the website to read the full transcript: http://bit.ly/1s4K0ds
Jul 30, 2014
363 MG Improve Your Finances with a Personal Money Day Checklist
00:11:22
Money Girl's tips for making a simple checklist and taking a Personal Money Day will help get your finances back on track. Read the transcript here: http://bit.ly/1pbG5HP
Jul 22, 2014
291 MG Identity Theft and Your Wallet - 7 Items to Purge Now
00:08:01
Find out what should never be in your wallet or purse.
Jul 16, 2014
362 MG Where to Rollover Your 401(k) Retirement Money
00:08:47
Money Girl helps you find the best place to move your 401(k) to avoid tax and keep your retirement nest egg growing. Read the transcript: http://bit.ly/1qknmvH
Jul 09, 2014
361 MG 10 Tips to Save Money Shopping at Farmers' Markets
00:06:56
Clever tips to shop farmers' markets the right way and spend less. Get the Money Girl Book at http://MoneyGirlBook.com. Read the transcript: http://bit.ly/1ox3ILZ
Jul 02, 2014
288 MG How to Make Decisions About Personal Finances
00:08:48
Follow these 5 priorities to manage your money successfully.
Jun 25, 2014
360 MG How Retirement Accounts Save Money on Taxes
00:07:26
Understand the ways retirement accounts help you save taxes and build more wealth for retirement. Plus, whether moving to a different state in retirement could affect the tax you have to pay. Get the Money Girl Book at http://MoneyGirlBook.com
Jun 18, 2014
359 MG How to Get a Student Loan to Pay for College (Part 2)
00:07:49
Understand all the ways you can get financial aid to pay for college, plus tips for managing student loan debt. Get the Money Girl Book at http://MoneyGirlBook.com
Jun 11, 2014
358 MG How to Get a Student Loan to Pay for College (Part 1)
00:09:18
Fund out what student loans and other aid available to students and parents to pay for college. Get the Money Girl Book at http://MoneyGirlBook.com
Jun 04, 2014
134 MG Retirement Rollovers Can Be Tricky
00:06:56
Avoid paying steep taxes and penalties when moving your retirement money.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!
May 28, 2014
356 MG What Are the Roth IRA Rules for Married Couples?
00:07:51
Find out what to do if getting hitched causes a separation between you and your Roth IRA. Get the Money Girl book at http://MoneyGirlBook.com
May 14, 2014
355 MG 8 Smart Ways to Spend Less Money and Save More (Part 2)
00:08:14
In addition to paying less, the way you purchase items plays a huge role in your net cost. Learn 4 more strategies to spend less and save more. Get the Money Girl book at http://MoneyGirlBook.com
May 07, 2014
354 MG 8 Smart Ways to Spend Less Money and Save More (Part 1)
00:07:56
Smart ways to keep more of your hard-earned money without having to sacrifice a thing. Get the Money Girl book at http://MoneyGirlBook.com
Apr 30, 2014
353 MG Should You Buy Pet Insurance?
00:07:32
Find out what pet insurance covers, the best places to buy it, and 5 tips to know if you should get it. Get the Money Girl book at http://MoneyGirlBook.com
Apr 23, 2014
352 MG A Parent’s Dilemma: Save for College or Retirement?
00:06:22
Whether you should save for college or retirement is a tough choice--find out how to prioritize your finances. Get the Money Girl book at http://MoneyGirlBook.com
Apr 16, 2014
351 MG Should I Use a Credit Repair Company?
00:08:28
Find out if credit repair companies can really help you erase bad credit and get out of debt. Get the Money Girl book at http://MoneyGirlBook.com
Apr 09, 2014
200 MG Strategies to Build Wealth on a Budget
00:08:24
Learn how to become rich by slowly growing your wealth over time. Get four strategies to build your personal fortune and create financial security even if you're on a budget.
Apr 02, 2014
349 MG 10 Costly Retirement Account Mistakes (Part 2)
00:09:26
How to steer clear of 5 costly 401(k) mistakes that could hurt your finances.Get the Money Girl book at http://MoneyGirlBook.com